Home > Southern Heritage Savings Bank > Assets and Liabilities
Southern Heritage Savings Bank, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 18 | 8,186 |
Assets and Liabilities | ||
Total Assets: | $32,929,000 | 9,166 |
Cash and due from depository institutions | $1,189,000 | 8,186 |
Interest-bearing balances | $0 | 6,853 |
Securities | $2,401,000 | 11,241 |
Federal funds sold & reverse repurchase agreements | $2,950,000 | 4,418 |
Net loans & leases | $24,418,000 | 7,811 |
Loan loss allowance | $365,000 | 7,358 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $808,000 | 6,785 |
Other real estate owned | $0 | 8,186 |
Goodwill and other intangibles | $714,000 | 1,372 |
All other assets | $449,000 | 9,524 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $32,929,000 | 9,166 |
Total liabilities | $29,350,000 | 9,164 |
Total deposits | $29,184,000 | 9,043 |
Interest-bearing deposits | $24,510,000 | 9,088 |
Deposits held in domestic offices | $29,184,000 | 9,039 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $166,000 | 10,193 |
Total equity capital | $3,579,000 | 8,812 |
Total bank equity capital | $3,579,000 | 8,812 |
Perpetual preferred stock | $0 | 288 |
Common stock | $1,308,000 | 2,907 |
Surplus | $2,254,000 | 5,126 |
Undivided profits | $17,000 | 11,283 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $34,000 | 9,725 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $193,000 | 8,910 |
Earning assets | $29,769,000 | 9,187 |
Long-term assets (5+ years) | $233,000 | 10,026 |
Average Assets, year-to-date | $30,063,600 | 9,332 |
Average Assets, quarterly | $32,339,500 | 9,189 |
Volatile liabilities | $1,838,000 | 9,797 |
Insider loans | $20,000 | 10,392 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $2,594,000 | 6,749 |
Tier 1 (core) risk-based capital | $2,858,000 | 9,583 |
Tier 2 risk-based capital | $292,630 | 7,443 |
Total risk weighted assets | $23,324,630 | 8,199 |
Total unused commitments | $2,594,000 | 6,762 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 18 | 8,561 |
Assets and Liabilities | ||
Total Assets: | $26,283,000 | 10,242 |
Cash and due from depository institutions | $1,055,000 | 8,561 |
Interest-bearing balances | $0 | 7,034 |
Securities | $2,687,000 | 11,816 |
Federal funds sold & reverse repurchase agreements | $1,710,000 | 4,142 |
Net loans & leases | $18,883,000 | 8,977 |
Loan loss allowance | $283,000 | 8,620 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $861,000 | 6,646 |
Other real estate owned | $0 | 8,561 |
Goodwill and other intangibles | $787,000 | 1,201 |
All other assets | $300,000 | 11,164 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $26,283,000 | 10,242 |
Total liabilities | $23,084,000 | 10,333 |
Total deposits | $23,028,000 | 10,191 |
Interest-bearing deposits | $19,206,000 | 10,243 |
Deposits held in domestic offices | $23,028,000 | 10,186 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $56,000 | 12,034 |
Total equity capital | $3,199,000 | 9,212 |
Total bank equity capital | $3,199,000 | 9,212 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,308,000 | 3,018 |
Surplus | $2,242,000 | 5,139 |
Undivided profits | $-351,000 | 11,937 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $155,000 | 7,442 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $124,000 | 10,256 |
Earning assets | $23,280,000 | 10,338 |
Long-term assets (5+ years) | $186,000 | 10,592 |
Average Assets, year-to-date | $25,483,000 | 10,311 |
Average Assets, quarterly | $26,179,000 | 10,236 |
Volatile liabilities | $1,598,000 | 10,220 |
Insider loans | $20,000 | 10,822 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,055,000 | 9,011 |
Tier 1 (core) risk-based capital | $2,427,000 | 10,374 |
Tier 2 risk-based capital | $222,570 | 8,722 |
Total risk weighted assets | $17,745,170 | 9,460 |
Total unused commitments | $1,055,000 | 9,021 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 19 | 8,670 |
Assets and Liabilities | ||
Total Assets: | $24,446,000 | 10,955 |
Cash and due from depository institutions | $1,783,000 | 8,670 |
Interest-bearing balances | $0 | 7,655 |
Securities | $3,016,000 | 12,155 |
Federal funds sold & reverse repurchase agreements | $1,320,000 | 7,066 |
Net loans & leases | $16,111,000 | 9,726 |
Loan loss allowance | $227,000 | 9,745 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $905,000 | 6,537 |
Other real estate owned | $182,000 | 8,670 |
Goodwill and other intangibles | $861,000 | 1,079 |
All other assets | $268,000 | 11,596 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $24,446,000 | 10,955 |
Total liabilities | $21,461,000 | 11,033 |
Total deposits | $21,410,000 | 10,929 |
Interest-bearing deposits | $18,054,000 | 10,954 |
Deposits held in domestic offices | $21,410,000 | 10,927 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $2,000 | 5,006 |
Subordinated debt | $0 | 413 |
All other liabilities | $49,000 | 12,748 |
Total equity capital | $2,985,000 | 9,801 |
Total bank equity capital | $2,985,000 | 9,801 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,308,000 | 3,111 |
Surplus | $2,242,000 | 5,120 |
Undivided profits | $-565,000 | 12,689 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $158,000 | 8,171 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $125,000 | 10,238 |
Earning assets | $20,447,000 | 11,217 |
Long-term assets (5+ years) | $652,000 | 10,431 |
Average Assets, year-to-date | $23,816,800 | 10,958 |
Average Assets, quarterly | $24,607,000 | 10,907 |
Volatile liabilities | $1,939,000 | 9,796 |
Insider loans | $12,000 | 11,424 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,027,000 | 9,181 |
Tier 1 (core) risk-based capital | $2,124,000 | 11,093 |
Tier 2 risk-based capital | $202,810 | 9,308 |
Total risk weighted assets | $16,200,710 | 10,078 |
Total unused commitments | $1,027,000 | 9,206 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 13 | 10,697 |
Assets and Liabilities | ||
Total Assets: | $22,397,000 | 11,620 |
Cash and due from depository institutions | $1,038,000 | 10,697 |
Interest-bearing balances | $0 | 8,059 |
Securities | $2,468,000 | 12,823 |
Federal funds sold & reverse repurchase agreements | $480,000 | 10,205 |
Net loans & leases | $15,919,000 | 9,942 |
Loan loss allowance | $177,000 | 10,974 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $865,000 | 6,788 |
Other real estate owned | $232,000 | 10,697 |
Goodwill and other intangibles | $1,215,000 | 918 |
All other assets | $180,000 | 13,026 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $22,397,000 | 11,620 |
Total liabilities | $19,247,000 | 11,796 |
Total deposits | $19,182,000 | 11,694 |
Interest-bearing deposits | $16,492,000 | 11,650 |
Deposits held in domestic offices | $19,182,000 | 11,693 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $7,000 | 4,996 |
Subordinated debt | $0 | 482 |
All other liabilities | $58,000 | 13,302 |
Total equity capital | $3,150,000 | 9,488 |
Total bank equity capital | $3,150,000 | 9,488 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,308,000 | 3,230 |
Surplus | $2,242,000 | 5,029 |
Undivided profits | $-400,000 | 13,005 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $61,000 | 10,972 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $126,000 | 10,730 |
Earning assets | $18,867,000 | 11,860 |
Long-term assets (5+ years) | $691,000 | 10,731 |
Average Assets, year-to-date | $20,756,200 | 11,784 |
Average Assets, quarterly | $21,849,000 | 11,645 |
Volatile liabilities | $1,966,000 | 10,062 |
Insider loans | $35,000 | 7,706 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $944,000 | 9,296 |
Tier 1 (core) risk-based capital | $1,935,000 | 11,562 |
Tier 2 risk-based capital | $177,000 | 9,973 |
Total risk weighted assets | $16,108,300 | 10,325 |
Total unused commitments | $944,000 | 9,323 |
Derivatives | $0 | 651 |