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Southern Heritage Bank, Net charge- offs to loans

2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0146%3,244
Percentage Net Loans Charged-off: Total real estate loans-0.0054%4,586
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0297%5,307
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0250%1,810
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0373%1,609
Percentage Net Loans Charged-off: Commercial and industrial0.0837%1,370
Percentage Net Loans Charged-off: Loans to individuals0.5944%1,317
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5944%1,192
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1107%5,678
Percentage Net Loans Charged-off: Total real estate loans-0.1450%5,784
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.4962%5,936
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.7327%5,956
Percentage Net Loans Charged-off: Commercial and industrial-0.0209%4,445
Percentage Net Loans Charged-off: Loans to individuals0.7444%1,052
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7444%942
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2302%1,292
Percentage Net Loans Charged-off: Total real estate loans0.2068%898
Percentage Net Loans Charged-off:Construction & development-1.1116%5,509
Percentage Net Loans Charged-off: Commercial real estate0.6020%345
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1491%1,374
Percentage Net Loans Charged-off: Home equity loans0.3509%366
All other 1-4 family - Percent of loans charged-off, net0.0499%2,260
Percentage Net Loans Charged-off: Commercial and industrial0.3495%1,206
Percentage Net Loans Charged-off: Loans to individuals1.2111%615
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2111%549
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0674%5,649
Percentage Net Loans Charged-off: Total real estate loans-0.1827%5,931
Percentage Net Loans Charged-off:Construction & development-1.7706%5,617
Percentage Net Loans Charged-off: Commercial real estate-0.0326%5,476
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0970%1,623
Percentage Net Loans Charged-off: Home equity loans0.1939%473
All other 1-4 family - Percent of loans charged-off, net0.0485%2,102
Percentage Net Loans Charged-off: Commercial and industrial0.3965%927
Percentage Net Loans Charged-off: Loans to individuals1.2081%562
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2081%498
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0500%5,546
Percentage Net Loans Charged-off: Total real estate loans-0.1687%5,969
Percentage Net Loans Charged-off:Construction & development-2.7397%5,697
Percentage Net Loans Charged-off: Commercial real estate-0.0377%5,610
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.3152%669
Percentage Net Loans Charged-off: Home equity loans-0.0183%4,222
All other 1-4 family - Percent of loans charged-off, net0.4806%421
Percentage Net Loans Charged-off: Commercial and industrial0.4843%753
Percentage Net Loans Charged-off: Loans to individuals0.4886%1,383
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4886%1,272
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1632%5,999
Percentage Net Loans Charged-off: Total real estate loans-0.4088%6,196
Percentage Net Loans Charged-off:Construction & development-5.0135%5,751
Percentage Net Loans Charged-off: Commercial real estate-0.0300%5,707
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1480%1,028
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.2236%762
Percentage Net Loans Charged-off: Commercial and industrial0.9387%374
Percentage Net Loans Charged-off: Loans to individuals0.4928%1,319
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4928%1,206
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0135%4,616
Percentage Net Loans Charged-off: Total real estate loans0.0216%3,473
Percentage Net Loans Charged-off:Construction & development0.1111%922
Percentage Net Loans Charged-off: Commercial real estate-0.0075%5,493
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0376%3,078
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0584%2,719
Percentage Net Loans Charged-off: Commercial and industrial-0.0141%4,775
Percentage Net Loans Charged-off: Loans to individuals-0.0538%5,516
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0538%5,442
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0255%3,994
Percentage Net Loans Charged-off: Total real estate loans0.0193%3,191
Percentage Net Loans Charged-off:Construction & development-0.4904%5,657
Percentage Net Loans Charged-off: Commercial real estate0.0643%1,462
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1616%1,726
Percentage Net Loans Charged-off: Home equity loans0.4278%433
All other 1-4 family - Percent of loans charged-off, net0.0129%2,940
Percentage Net Loans Charged-off: Commercial and industrial0.0186%2,266
Percentage Net Loans Charged-off: Loans to individuals0.5587%1,527
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5587%1,406
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0308%3,580
Percentage Net Loans Charged-off: Total real estate loans0.0327%2,731
Percentage Net Loans Charged-off:Construction & development-0.6591%5,748
Percentage Net Loans Charged-off: Commercial real estate0.1131%1,107
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2247%1,368
Percentage Net Loans Charged-off: Home equity loans0.6563%293
All other 1-4 family - Percent of loans charged-off, net-0.0195%5,822
Percentage Net Loans Charged-off: Commercial and industrial0.0745%1,702
Percentage Net Loans Charged-off: Loans to individuals-0.4087%6,070
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4087%6,026
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1079%2,103
Percentage Net Loans Charged-off: Total real estate loans0.1265%1,492
Percentage Net Loans Charged-off:Construction & development0.1387%484
Percentage Net Loans Charged-off: Commercial real estate0.2746%569
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0997%6,258
Percentage Net Loans Charged-off: Home equity loans-0.1020%4,668
All other 1-4 family - Percent of loans charged-off, net-0.0984%6,232
Percentage Net Loans Charged-off: Commercial and industrial0.0920%1,097
Percentage Net Loans Charged-off: Loans to individuals-0.2021%5,704
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2021%5,647
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2955%2,211
Percentage Net Loans Charged-off: Total real estate loans0.3715%1,495
Percentage Net Loans Charged-off:Construction & development0.8255%897
Percentage Net Loans Charged-off: Commercial real estate0.3862%1,252
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1646%2,489
Percentage Net Loans Charged-off: Home equity loans-0.0468%4,744
All other 1-4 family - Percent of loans charged-off, net0.3003%1,667
Percentage Net Loans Charged-off: Commercial and industrial-0.0264%5,198
Percentage Net Loans Charged-off: Loans to individuals1.3102%848
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3102%762
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4136%1,558
Percentage Net Loans Charged-off: Total real estate loans0.5334%1,013
Percentage Net Loans Charged-off:Construction & development1.4010%661
Percentage Net Loans Charged-off: Commercial real estate0.5359%915
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1656%2,278
Percentage Net Loans Charged-off: Home equity loans-0.0511%4,766
All other 1-4 family - Percent of loans charged-off, net0.3073%1,556
Percentage Net Loans Charged-off: Commercial and industrial-0.0408%5,266
Percentage Net Loans Charged-off: Loans to individuals1.2389%830
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2389%749
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0734%3,660
Percentage Net Loans Charged-off: Total real estate loans0.1001%2,727
Percentage Net Loans Charged-off:Construction & development-0.5099%5,951
Percentage Net Loans Charged-off: Commercial real estate0.1912%1,349
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2490%1,798
Percentage Net Loans Charged-off: Home equity loans-0.0596%4,780
All other 1-4 family - Percent of loans charged-off, net0.4528%1,148
Percentage Net Loans Charged-off: Commercial and industrial-0.1094%5,649
Percentage Net Loans Charged-off: Loans to individuals1.0468%981
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0468%881
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0948%6,421
Percentage Net Loans Charged-off: Total real estate loans-0.1249%6,590
Percentage Net Loans Charged-off:Construction & development-0.8615%6,070
Percentage Net Loans Charged-off: Commercial real estate-0.0209%6,271
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0356%2,364
Percentage Net Loans Charged-off: Home equity loans-0.0288%4,715
All other 1-4 family - Percent of loans charged-off, net0.0808%2,010
Percentage Net Loans Charged-off: Commercial and industrial-0.2062%5,969
Percentage Net Loans Charged-off: Loans to individuals2.0924%491
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.0924%441
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8939%1,276
Percentage Net Loans Charged-off: Total real estate loans0.0407%4,630
Percentage Net Loans Charged-off:Construction & development-0.3229%6,177
Percentage Net Loans Charged-off: Commercial real estate0.0090%3,163
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.2605%2,670
Percentage Net Loans Charged-off: Home equity loans-0.1063%5,072
All other 1-4 family - Percent of loans charged-off, net0.5435%1,600
Percentage Net Loans Charged-off: Commercial and industrial5.5862%230
Percentage Net Loans Charged-off: Loans to individuals0.2842%3,075
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2842%2,908
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0812%958
Percentage Net Loans Charged-off: Total real estate loans-0.0631%6,835
Percentage Net Loans Charged-off:Construction & development-0.4431%6,261
Percentage Net Loans Charged-off: Commercial real estate0.0240%2,732
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential-0.0464%6,743
Percentage Net Loans Charged-off: Home equity loans-0.1222%5,111
All other 1-4 family - Percent of loans charged-off, net0.0139%3,946
Percentage Net Loans Charged-off: Commercial and industrial7.4933%161
Percentage Net Loans Charged-off: Loans to individuals0.2554%2,965
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2554%2,787
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6798%548
Percentage Net Loans Charged-off: Total real estate loans-0.0201%6,633
Percentage Net Loans Charged-off:Construction & development-0.0948%6,096
Percentage Net Loans Charged-off: Commercial real estate0.0180%2,385
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.0529%6,775
Percentage Net Loans Charged-off: Home equity loans-0.1427%5,134
All other 1-4 family - Percent of loans charged-off, net0.0215%3,480
Percentage Net Loans Charged-off: Commercial and industrial11.0638%110
Percentage Net Loans Charged-off: Loans to individuals0.4757%2,097
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4757%1,940
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0678%3,807
Percentage Net Loans Charged-off: Total real estate loans-0.0185%6,560
Percentage Net Loans Charged-off:Construction & development-0.1089%6,162
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0118%6,454
Percentage Net Loans Charged-off: Home equity loans-0.0254%5,033
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial0.5100%1,272
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9975%1,741
Percentage Net Loans Charged-off: Total real estate loans1.2688%1,251
Percentage Net Loans Charged-off:Construction & development4.5403%1,072
Percentage Net Loans Charged-off: Commercial real estate0.5934%1,807
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.0816%1,156
Percentage Net Loans Charged-off: Home equity loans1.6701%541
All other 1-4 family - Percent of loans charged-off, net0.5412%2,045
Percentage Net Loans Charged-off: Commercial and industrial0.3012%3,180
Percentage Net Loans Charged-off: Loans to individuals-0.1288%6,676
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1104%6,612
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9031%1,770
Percentage Net Loans Charged-off: Total real estate loans1.1255%1,296
Percentage Net Loans Charged-off:Construction & development5.5971%784
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.0599%1,122
Percentage Net Loans Charged-off: Home equity loans2.0004%414
All other 1-4 family - Percent of loans charged-off, net0.1953%3,026
Percentage Net Loans Charged-off: Commercial and industrial0.4025%2,580
Percentage Net Loans Charged-off: Loans to individuals-0.1662%6,694
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1346%6,600
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1121%1,417
Percentage Net Loans Charged-off: Total real estate loans1.4900%936
Percentage Net Loans Charged-off:Construction & development8.5237%500
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.8804%1,306
Percentage Net Loans Charged-off: Home equity loans1.6472%497
All other 1-4 family - Percent of loans charged-off, net0.1828%2,820
Percentage Net Loans Charged-off: Commercial and industrial0.1262%2,891
Percentage Net Loans Charged-off: Loans to individuals-0.5604%7,091
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4258%7,013
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3582%1,017
Percentage Net Loans Charged-off: Total real estate loans1.8081%647
Percentage Net Loans Charged-off:Construction & development9.2122%368
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.6125%643
Percentage Net Loans Charged-off: Home equity loans3.2987%229
All other 1-4 family - Percent of loans charged-off, net0.0501%2,680
Percentage Net Loans Charged-off: Commercial and industrial0.2633%1,912
Percentage Net Loans Charged-off: Loans to individuals-0.4778%6,916
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3254%6,808
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6209%3,177
Percentage Net Loans Charged-off: Total real estate loans1.2788%1,527
Percentage Net Loans Charged-off:Construction & development5.1693%1,210
Percentage Net Loans Charged-off: Commercial real estate0.2049%2,805
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.0054%1,383
Percentage Net Loans Charged-off: Home equity loans0.6933%1,088
All other 1-4 family - Percent of loans charged-off, net1.2761%1,102
Percentage Net Loans Charged-off: Commercial and industrial-1.9772%7,311
Percentage Net Loans Charged-off: Loans to individuals1.5505%1,446
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5020%3,271
Percentage Net Loans Charged-off: Total real estate loans0.9576%1,811
Percentage Net Loans Charged-off:Construction & development3.4050%1,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.1759%1,068
Percentage Net Loans Charged-off: Home equity loans0.6229%1,012
All other 1-4 family - Percent of loans charged-off, net1.6456%771
Percentage Net Loans Charged-off: Commercial and industrial-1.3769%7,359
Percentage Net Loans Charged-off: Loans to individuals2.0273%1,041
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6173%2,680
Percentage Net Loans Charged-off: Total real estate loans0.9053%1,726
Percentage Net Loans Charged-off:Construction & development2.3102%1,544
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.5919%765
Percentage Net Loans Charged-off: Home equity loans0.7395%823
All other 1-4 family - Percent of loans charged-off, net2.3019%517
Percentage Net Loans Charged-off: Commercial and industrial-0.5230%7,252
Percentage Net Loans Charged-off: Loans to individuals2.4534%827
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4165%1,220
Percentage Net Loans Charged-off: Total real estate loans1.6379%902
Percentage Net Loans Charged-off:Construction & development4.4902%837
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential2.6267%409
Percentage Net Loans Charged-off: Home equity loans0.9721%566
All other 1-4 family - Percent of loans charged-off, net3.9393%259
Percentage Net Loans Charged-off: Commercial and industrial1.0092%1,554
Percentage Net Loans Charged-off: Loans to individuals2.4017%834
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5679%1,607
Percentage Net Loans Charged-off: Total real estate loans0.6713%2,484
Percentage Net Loans Charged-off:Construction & development2.7562%1,795
Percentage Net Loans Charged-off: Commercial real estate0.0022%3,391
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3275%2,656
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.5773%1,813
Percentage Net Loans Charged-off: Commercial and industrial5.5471%656
Percentage Net Loans Charged-off: Loans to individuals1.6197%1,717
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6322%1,246
Percentage Net Loans Charged-off: Total real estate loans0.3359%2,970
Percentage Net Loans Charged-off:Construction & development0.9291%2,198
Percentage Net Loans Charged-off: Commercial real estate0.0030%2,808
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4306%1,976
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.7622%1,265
Percentage Net Loans Charged-off: Commercial and industrial7.1634%359
Percentage Net Loans Charged-off: Loans to individuals0.7628%2,992
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3297%766
Percentage Net Loans Charged-off: Total real estate loans0.4311%2,309
Percentage Net Loans Charged-off:Construction & development1.3521%1,662
Percentage Net Loans Charged-off: Commercial real estate-0.0045%7,651
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4275%1,752
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.7511%1,142
Percentage Net Loans Charged-off: Commercial and industrial10.2619%237
Percentage Net Loans Charged-off: Loans to individuals1.2939%1,851
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7433%324
Percentage Net Loans Charged-off: Total real estate loans0.5706%1,500
Percentage Net Loans Charged-off:Construction & development2.4945%862
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0225%2,629
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0392%2,326
Percentage Net Loans Charged-off: Commercial and industrial16.2861%107
Percentage Net Loans Charged-off: Loans to individuals1.4848%1,505
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8548%1,469
Percentage Net Loans Charged-off: Total real estate loans0.4433%1,824
Percentage Net Loans Charged-off:Construction & development0.1407%2,509
Percentage Net Loans Charged-off: Commercial real estate0.2382%1,318
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.9385%658
Percentage Net Loans Charged-off: Home equity loans1.1677%399
All other 1-4 family - Percent of loans charged-off, net0.7869%768
Percentage Net Loans Charged-off: Commercial and industrial2.0966%1,008
Percentage Net Loans Charged-off: Loans to individuals1.2973%1,731
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8183%1,054
Percentage Net Loans Charged-off: Total real estate loans0.5115%1,146
Percentage Net Loans Charged-off:Construction & development0.0143%2,185
Percentage Net Loans Charged-off: Commercial real estate0.3227%747
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential1.1591%390
Percentage Net Loans Charged-off: Home equity loans1.5997%247
All other 1-4 family - Percent of loans charged-off, net0.8730%495
Percentage Net Loans Charged-off: Commercial and industrial1.7200%873
Percentage Net Loans Charged-off: Loans to individuals1.4887%1,211
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3488%1,890
Percentage Net Loans Charged-off: Total real estate loans0.5139%903
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.4888%454
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.0045%401
Percentage Net Loans Charged-off: Home equity loans2.0424%173
All other 1-4 family - Percent of loans charged-off, net0.3344%972
Percentage Net Loans Charged-off: Commercial and industrial0.0049%3,144
Percentage Net Loans Charged-off: Loans to individuals0.4702%2,966
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3604%1,433
Percentage Net Loans Charged-off: Total real estate loans0.5262%631
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential1.5219%215
Percentage Net Loans Charged-off: Home equity loans3.8574%86
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0095%2,167
Percentage Net Loans Charged-off: Loans to individuals0.6474%2,110
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3909%126
Percentage Net Loans Charged-off: Total real estate loans0.2908%983
Percentage Net Loans Charged-off:Construction & development0.0072%1,537
Percentage Net Loans Charged-off: Commercial real estate0.4436%502
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.3612%749
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.8251%317
Percentage Net Loans Charged-off: Commercial and industrial6.8859%139
Percentage Net Loans Charged-off: Loans to individuals0.8236%2,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0692%3,740
Percentage Net Loans Charged-off: Total real estate loans0.1223%1,305
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.5230%379
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net1.3700%127
Percentage Net Loans Charged-off: Commercial and industrial-0.1036%7,421
Percentage Net Loans Charged-off: Loans to individuals0.8602%1,623
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1310%2,366
Percentage Net Loans Charged-off: Total real estate loans0.1813%806
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.7685%233
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net1.9837%73
Percentage Net Loans Charged-off: Commercial and industrial-0.0549%7,179
Percentage Net Loans Charged-off: Loans to individuals1.1583%1,091
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0050%4,315
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.1179%7,430
Percentage Net Loans Charged-off: Loans to individuals1.5645%769
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5235%700
Percentage Net Loans Charged-off: Total real estate loans0.0194%2,733
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0780%1,639
Percentage Net Loans Charged-off: Home equity loans0.1237%412
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial1.5333%673
Percentage Net Loans Charged-off: Loans to individuals1.9557%565
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2161%1,486
Percentage Net Loans Charged-off: Total real estate loans0.0261%2,101
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1039%1,155
Percentage Net Loans Charged-off: Home equity loans0.1619%285
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.5679%1,210
Percentage Net Loans Charged-off: Loans to individuals1.2461%988
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3195%972
Percentage Net Loans Charged-off: Total real estate loans0.0416%1,541
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1628%772
Percentage Net Loans Charged-off: Home equity loans0.2491%185
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.8966%825
Percentage Net Loans Charged-off: Loans to individuals1.4651%802
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5544%516
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial1.8245%394
Percentage Net Loans Charged-off: Loans to individuals1.5789%788
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0448%4,905
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.0297%3,847
Percentage Net Loans Charged-off: Loans to individuals1.1876%1,469
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0524%4,134
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.0413%3,131
Percentage Net Loans Charged-off: Loans to individuals1.2895%1,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0380%4,215
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0641%2,554
Percentage Net Loans Charged-off: Loans to individuals0.6293%2,422
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0432%3,410
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0831%1,700
Percentage Net Loans Charged-off: Loans to individuals0.6146%2,239
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0867%4,453
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.2107%3,055
Percentage Net Loans Charged-off: Loans to individuals0.6749%3,075
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1078%3,521
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.2728%2,340
Percentage Net Loans Charged-off: Loans to individuals0.7281%2,586
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0202%5,216
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.0066%6,858
Percentage Net Loans Charged-off: Loans to individuals0.4705%3,319
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0076%4,883
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0137%6,956
Percentage Net Loans Charged-off: Loans to individuals0.2431%3,786
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1131%4,537
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.2755%3,340
Percentage Net Loans Charged-off: Loans to individuals0.8369%2,859
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1547%3,490
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.4386%2,358
Percentage Net Loans Charged-off: Loans to individuals0.8233%2,643
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1109%3,807
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.2973%2,416
Percentage Net Loans Charged-off: Loans to individuals0.7184%2,782
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0502%4,187
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals1.0992%1,815
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0506%6,124
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.0606%4,498
Percentage Net Loans Charged-off: Loans to individuals0.5837%3,910
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0674%5,723
Percentage Net Loans Charged-off: Total real estate loans0.0112%3,444
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0237%1,265
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.2545%3,434
Percentage Net Loans Charged-off: Loans to individuals-0.1319%9,086
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1720%3,522
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0626%5,711
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA