Home > Southern Heritage Bank > Assets and Liabilities
Southern Heritage Bank, Assets and Liabilities
| 2016-06-30 | Rank | |
| # of Employees: | 56 | 2,461 |
| Assets and Liabilities | ||
| Total Assets: | $274,916,000 | 2,365 |
| Cash and due from depository institutions | $21,847,000 | 2,461 |
| Interest-bearing balances | $15,157,000 | 2,016 |
| Securities | $86,483,000 | 1,579 |
| Federal funds sold & reverse repurchase agreements | $10,201,000 | 318 |
| Net loans & leases | $135,999,000 | 2,851 |
| Loan loss allowance | $546,000 | 4,861 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,942,000 | 2,131 |
| Other real estate owned | $0 | 2,461 |
| Goodwill and other intangibles | $9,924,000 | 533 |
| All other assets | $5,520,000 | 2,701 |
| Life insurance assets | $3,119,000 | 2,245 |
| Total liabilities and capital | $274,916,000 | 2,365 |
| Total liabilities | $234,467,000 | 2,448 |
| Total deposits | $233,674,000 | 2,333 |
| Interest-bearing deposits | $196,888,000 | 2,191 |
| Deposits held in domestic offices | $233,674,000 | 2,333 |
| % insured | 78.18% | 4,144 |
| Federal funds purchased & repurchase agreements | $0 | 1,871 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,625 |
| Subordinated debt | $0 | 116 |
| All other liabilities | $793,000 | 3,314 |
| Total equity capital | $40,449,000 | 1,886 |
| Total bank equity capital | $40,449,000 | 1,886 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $1,025,000 | 1,846 |
| Surplus | $35,660,000 | 918 |
| Undivided profits | $3,764,000 | 4,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 130 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 4,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 859 |
| Income earned, not collected on loans | $1,052,000 | 2,462 |
| Earning assets | $247,840,000 | 2,419 |
| Long-term assets (5+ years) | $110,710,000 | 1,847 |
| Average Assets, year-to-date | $267,985,330 | 2,405 |
| Average Assets, quarterly | $271,109,000 | 2,387 |
| Volatile liabilities | $17,661,000 | 2,254 |
| Insider loans | $10,940,000 | 565 |
| FHLB advances | $0 | 3,439 |
| Loans and leases held for sale | $2,940,000 | 726 |
| Unused loan commitments | $27,023,000 | 2,341 |
| Tier 1 (core) risk-based capital | $29,785,000 | 2,332 |
| Tier 2 risk-based capital | $546,000 | 4,666 |
| Total risk weighted assets | $160,384,000 | 2,650 |
| Total unused commitments | $27,023,000 | 2,341 |
| Derivatives | $0 | 1,453 |
| 2016-03-31 | Rank | |
| # of Employees: | 57 | 2,432 |
| Assets and Liabilities | ||
| Total Assets: | $267,302,000 | 2,432 |
| Cash and due from depository institutions | $14,093,000 | 2,432 |
| Interest-bearing balances | $7,613,000 | 3,323 |
| Securities | $88,554,000 | 1,562 |
| Federal funds sold & reverse repurchase agreements | $8,181,000 | 477 |
| Net loans & leases | $135,931,000 | 2,829 |
| Loan loss allowance | $519,000 | 4,959 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,930,000 | 2,147 |
| Other real estate owned | $0 | 2,432 |
| Goodwill and other intangibles | $9,961,000 | 531 |
| All other assets | $5,652,000 | 2,655 |
| Life insurance assets | $3,102,000 | 2,238 |
| Total liabilities and capital | $267,302,000 | 2,432 |
| Total liabilities | $227,514,000 | 2,502 |
| Total deposits | $226,647,000 | 2,405 |
| Interest-bearing deposits | $192,407,000 | 2,240 |
| Deposits held in domestic offices | $226,647,000 | 2,405 |
| % insured | 80.52% | 3,763 |
| Federal funds purchased & repurchase agreements | $0 | 1,758 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,577 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $867,000 | 3,142 |
| Total equity capital | $39,788,000 | 1,883 |
| Total bank equity capital | $39,788,000 | 1,883 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,025,000 | 1,865 |
| Surplus | $35,659,000 | 925 |
| Undivided profits | $3,104,000 | 4,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 4,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 861 |
| Income earned, not collected on loans | $1,043,000 | 2,432 |
| Earning assets | $240,279,000 | 2,479 |
| Long-term assets (5+ years) | $111,285,000 | 1,840 |
| Average Assets, year-to-date | $264,520,000 | 2,431 |
| Average Assets, quarterly | $264,520,000 | 2,431 |
| Volatile liabilities | $13,353,000 | 2,565 |
| Insider loans | $11,521,000 | 532 |
| FHLB advances | $0 | 3,406 |
| Loans and leases held for sale | $2,568,000 | 664 |
| Unused loan commitments | $26,558,000 | 2,367 |
| Tier 1 (core) risk-based capital | $29,559,000 | 2,338 |
| Tier 2 risk-based capital | $519,000 | 4,764 |
| Total risk weighted assets | $160,472,000 | 2,622 |
| Total unused commitments | $26,558,000 | 2,368 |
| Derivatives | $0 | 1,433 |
| 2015-12-31 | Rank | |
| # of Employees: | 58 | 2,411 |
| Assets and Liabilities | ||
| Total Assets: | $261,738,000 | 2,457 |
| Cash and due from depository institutions | $12,906,000 | 2,411 |
| Interest-bearing balances | $5,983,000 | 3,602 |
| Securities | $83,454,000 | 1,654 |
| Federal funds sold & reverse repurchase agreements | $6,621,000 | 527 |
| Net loans & leases | $137,854,000 | 2,807 |
| Loan loss allowance | $430,000 | 5,186 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,037,000 | 2,131 |
| Other real estate owned | $188,000 | 2,411 |
| Goodwill and other intangibles | $9,998,000 | 527 |
| All other assets | $5,680,000 | 2,678 |
| Life insurance assets | $3,086,000 | 2,232 |
| Total liabilities and capital | $261,738,000 | 2,457 |
| Total liabilities | $222,819,000 | 2,538 |
| Total deposits | $222,013,000 | 2,431 |
| Interest-bearing deposits | $185,788,000 | 2,303 |
| Deposits held in domestic offices | $222,013,000 | 2,431 |
| % insured | 82.64% | 3,308 |
| Federal funds purchased & repurchase agreements | $0 | 1,962 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,691 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $806,000 | 3,201 |
| Total equity capital | $38,919,000 | 1,898 |
| Total bank equity capital | $38,919,000 | 1,898 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $1,024,000 | 1,897 |
| Surplus | $35,661,000 | 926 |
| Undivided profits | $2,234,000 | 4,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $1,923,000 | 2,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 871 |
| Income earned, not collected on loans | $943,000 | 2,753 |
| Earning assets | $233,912,000 | 2,522 |
| Long-term assets (5+ years) | $105,612,000 | 1,914 |
| Average Assets, year-to-date | $259,781,800 | 2,424 |
| Average Assets, quarterly | $264,798,000 | 2,418 |
| Volatile liabilities | $8,475,000 | 3,296 |
| Insider loans | $11,695,000 | 522 |
| FHLB advances | $0 | 3,512 |
| Loans and leases held for sale | $2,467,000 | 707 |
| Unused loan commitments | $32,983,000 | 2,060 |
| Tier 1 (core) risk-based capital | $29,137,000 | 2,356 |
| Tier 2 risk-based capital | $430,000 | 5,035 |
| Total risk weighted assets | $164,858,000 | 2,579 |
| Total unused commitments | $32,983,000 | 2,060 |
| Derivatives | $0 | 1,420 |
| 2015-09-30 | Rank | |
| # of Employees: | 57 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $267,858,000 | 2,403 |
| Cash and due from depository institutions | $14,952,000 | 2,457 |
| Interest-bearing balances | $7,051,000 | 3,245 |
| Securities | $85,628,000 | 1,615 |
| Federal funds sold & reverse repurchase agreements | $8,253,000 | 394 |
| Net loans & leases | $137,827,000 | 2,810 |
| Loan loss allowance | $426,000 | 5,270 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $5,078,000 | 2,133 |
| Other real estate owned | $0 | 2,457 |
| Goodwill and other intangibles | $10,036,000 | 518 |
| All other assets | $6,084,000 | 2,589 |
| Life insurance assets | $3,066,000 | 2,232 |
| Total liabilities and capital | $267,858,000 | 2,403 |
| Total liabilities | $229,506,000 | 2,478 |
| Total deposits | $228,432,000 | 2,363 |
| Interest-bearing deposits | $190,944,000 | 2,242 |
| Deposits held in domestic offices | $228,432,000 | 2,363 |
| % insured | 79.22% | 4,165 |
| Federal funds purchased & repurchase agreements | $0 | 2,046 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $0 | 3,765 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $1,074,000 | 3,000 |
| Total equity capital | $38,352,000 | 1,928 |
| Total bank equity capital | $38,352,000 | 1,928 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $1,025,000 | 1,933 |
| Surplus | $35,661,000 | 927 |
| Undivided profits | $1,666,000 | 5,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $1,979,000 | 2,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $1,008,000 | 2,665 |
| Earning assets | $238,759,000 | 2,481 |
| Long-term assets (5+ years) | $111,659,000 | 1,842 |
| Average Assets, year-to-date | $259,292,750 | 2,447 |
| Average Assets, quarterly | $268,681,000 | 2,388 |
| Volatile liabilities | $12,046,000 | 2,801 |
| Insider loans | $14,359,000 | 395 |
| FHLB advances | $0 | 3,567 |
| Loans and leases held for sale | $1,827,000 | 829 |
| Unused loan commitments | $33,410,000 | 2,050 |
| Tier 1 (core) risk-based capital | $28,943,000 | 2,375 |
| Tier 2 risk-based capital | $426,000 | 5,113 |
| Total risk weighted assets | $165,675,000 | 2,567 |
| Total unused commitments | $33,410,000 | 2,050 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 61 | 2,355 |
| Assets and Liabilities | ||
| Total Assets: | $269,504,000 | 2,395 |
| Cash and due from depository institutions | $25,407,000 | 2,355 |
| Interest-bearing balances | $19,500,000 | 1,576 |
| Securities | $81,939,000 | 1,719 |
| Federal funds sold & reverse repurchase agreements | $11,891,000 | 298 |
| Net loans & leases | $128,577,000 | 2,942 |
| Loan loss allowance | $216,000 | 5,901 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $5,092,000 | 2,134 |
| Other real estate owned | $167,000 | 2,355 |
| Goodwill and other intangibles | $10,073,000 | 518 |
| All other assets | $6,358,000 | 2,523 |
| Life insurance assets | $3,046,000 | 2,246 |
| Total liabilities and capital | $269,504,000 | 2,395 |
| Total liabilities | $232,261,000 | 2,456 |
| Total deposits | $231,458,000 | 2,334 |
| Interest-bearing deposits | $195,617,000 | 2,210 |
| Deposits held in domestic offices | $231,458,000 | 2,333 |
| % insured | 77.49% | 4,585 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,807 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $803,000 | 3,329 |
| Total equity capital | $37,243,000 | 1,953 |
| Total bank equity capital | $37,243,000 | 1,953 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $1,025,000 | 1,963 |
| Surplus | $35,661,000 | 937 |
| Undivided profits | $557,000 | 5,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $1,823,000 | 2,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $926,000 | 2,756 |
| Earning assets | $241,907,000 | 2,461 |
| Long-term assets (5+ years) | $105,009,000 | 1,958 |
| Average Assets, year-to-date | $256,437,670 | 2,487 |
| Average Assets, quarterly | $259,832,500 | 2,476 |
| Volatile liabilities | $24,475,000 | 1,767 |
| Insider loans | $14,354,000 | 404 |
| FHLB advances | $0 | 3,615 |
| Loans and leases held for sale | $3,368,000 | 679 |
| Unused loan commitments | $26,003,000 | 2,377 |
| Tier 1 (core) risk-based capital | $28,523,000 | 2,396 |
| Tier 2 risk-based capital | $216,000 | 5,827 |
| Total risk weighted assets | $151,379,000 | 2,734 |
| Total unused commitments | $26,003,000 | 2,377 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 62 | 2,319 |
| Assets and Liabilities | ||
| Total Assets: | $250,161,000 | 2,580 |
| Cash and due from depository institutions | $14,503,000 | 2,319 |
| Interest-bearing balances | $8,683,000 | 3,213 |
| Securities | $76,128,000 | 1,838 |
| Federal funds sold & reverse repurchase agreements | $6,205,000 | 712 |
| Net loans & leases | $131,476,000 | 2,860 |
| Loan loss allowance | $185,000 | 6,032 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,150,000 | 2,111 |
| Other real estate owned | $377,000 | 2,319 |
| Goodwill and other intangibles | $10,110,000 | 506 |
| All other assets | $6,212,000 | 2,524 |
| Life insurance assets | $3,024,000 | 2,235 |
| Total liabilities and capital | $250,161,000 | 2,580 |
| Total liabilities | $212,109,000 | 2,649 |
| Total deposits | $210,992,000 | 2,560 |
| Interest-bearing deposits | $179,173,000 | 2,420 |
| Deposits held in domestic offices | $210,992,000 | 2,560 |
| % insured | 84.36% | 3,267 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,720 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $1,117,000 | 2,825 |
| Total equity capital | $38,052,000 | 1,938 |
| Total bank equity capital | $38,052,000 | 1,938 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $1,025,000 | 1,992 |
| Surplus | $35,661,000 | 942 |
| Undivided profits | $1,366,000 | 5,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $1,853,000 | 2,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $947,000 | 2,614 |
| Earning assets | $222,492,000 | 2,638 |
| Long-term assets (5+ years) | $98,389,000 | 2,041 |
| Average Assets, year-to-date | $249,904,500 | 2,559 |
| Average Assets, quarterly | $249,904,500 | 2,559 |
| Volatile liabilities | $11,427,000 | 2,783 |
| Insider loans | $9,247,000 | 680 |
| FHLB advances | $0 | 3,519 |
| Loans and leases held for sale | $4,307,000 | 573 |
| Unused loan commitments | $24,848,000 | 2,436 |
| Tier 1 (core) risk-based capital | $28,221,000 | 2,414 |
| Tier 2 risk-based capital | $185,000 | 5,892 |
| Total risk weighted assets | $151,629,000 | 2,715 |
| Total unused commitments | $24,848,000 | 2,436 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 64 | 2,302 |
| Assets and Liabilities | ||
| Total Assets: | $250,362,000 | 2,567 |
| Cash and due from depository institutions | $14,955,000 | 2,302 |
| Interest-bearing balances | $8,199,000 | 3,058 |
| Securities | $76,579,000 | 1,842 |
| Federal funds sold & reverse repurchase agreements | $13,114,000 | 297 |
| Net loans & leases | $123,208,000 | 3,030 |
| Loan loss allowance | $58,000 | 6,407 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $5,200,000 | 2,128 |
| Other real estate owned | $535,000 | 2,302 |
| Goodwill and other intangibles | $10,913,000 | 479 |
| All other assets | $5,858,000 | 2,664 |
| Life insurance assets | $3,003,000 | 2,234 |
| Total liabilities and capital | $250,362,000 | 2,567 |
| Total liabilities | $213,046,000 | 2,650 |
| Total deposits | $211,589,000 | 2,546 |
| Interest-bearing deposits | $179,146,000 | 2,421 |
| Deposits held in domestic offices | $211,589,000 | 2,545 |
| % insured | 83.86% | 3,420 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,842 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $1,457,000 | 2,435 |
| Total equity capital | $37,316,000 | 1,956 |
| Total bank equity capital | $37,316,000 | 1,956 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $0 | 5,919 |
| Surplus | $36,685,000 | 929 |
| Undivided profits | $631,000 | 5,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $1,922,000 | 2,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $883,000 | 2,888 |
| Earning assets | $221,100,000 | 2,648 |
| Long-term assets (5+ years) | $92,049,000 | 2,164 |
| Average Assets, year-to-date | $243,168,000 | 2,591 |
| Average Assets, quarterly | $245,405,000 | 2,603 |
| Volatile liabilities | $11,800,000 | 2,834 |
| Insider loans | $9,212,000 | 679 |
| FHLB advances | $0 | 3,651 |
| Loans and leases held for sale | $2,087,000 | 712 |
| Unused loan commitments | $21,048,000 | 2,643 |
| Tier 1 (core) risk-based capital | $26,574,000 | 2,547 |
| Tier 2 risk-based capital | $58,000 | 6,401 |
| Total risk weighted assets | $153,739,000 | 2,696 |
| Total unused commitments | $21,048,000 | 2,643 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 64 | 2,316 |
| Assets and Liabilities | ||
| Total Assets: | $240,448,000 | 2,650 |
| Cash and due from depository institutions | $10,120,000 | 2,316 |
| Interest-bearing balances | $3,723,000 | 4,278 |
| Securities | $81,035,000 | 1,784 |
| Federal funds sold & reverse repurchase agreements | $9,006,000 | 406 |
| Net loans & leases | $132,848,000 | 2,855 |
| Loan loss allowance | $1,944,000 | 2,884 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,954,000 | 2,654 |
| Other real estate owned | $546,000 | 2,316 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $2,939,000 | 3,873 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $240,448,000 | 2,650 |
| Total liabilities | $212,706,000 | 2,660 |
| Total deposits | $211,103,000 | 2,541 |
| Interest-bearing deposits | $175,851,000 | 2,464 |
| Deposits held in domestic offices | $211,103,000 | 2,541 |
| % insured | 81.83% | 4,084 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $1,603,000 | 2,385 |
| Total equity capital | $27,742,000 | 2,503 |
| Total bank equity capital | $27,742,000 | 2,503 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $1,025,000 | 2,056 |
| Surplus | $14,236,000 | 1,918 |
| Undivided profits | $12,481,000 | 2,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $2,883,000 | 1,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,006,000 | 2,695 |
| Earning assets | $226,612,000 | 2,606 |
| Long-term assets (5+ years) | $93,996,000 | 2,153 |
| Average Assets, year-to-date | $241,369,500 | 2,615 |
| Average Assets, quarterly | $241,848,000 | 2,630 |
| Volatile liabilities | $12,166,000 | 2,800 |
| Insider loans | $9,010,000 | 705 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $2,852,000 | 638 |
| Unused loan commitments | $25,238,000 | 2,383 |
| Tier 1 (core) risk-based capital | $27,910,000 | 2,424 |
| Tier 2 risk-based capital | $1,944,000 | 2,446 |
| Total risk weighted assets | $163,197,000 | 2,572 |
| Total unused commitments | $25,238,000 | 2,383 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 63 | 2,353 |
| Assets and Liabilities | ||
| Total Assets: | $243,248,000 | 2,631 |
| Cash and due from depository institutions | $11,686,000 | 2,353 |
| Interest-bearing balances | $4,419,000 | 4,080 |
| Securities | $78,154,000 | 1,858 |
| Federal funds sold & reverse repurchase agreements | $13,692,000 | 285 |
| Net loans & leases | $132,041,000 | 2,845 |
| Loan loss allowance | $2,023,000 | 2,825 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $4,022,000 | 2,640 |
| Other real estate owned | $392,000 | 2,353 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $3,261,000 | 3,693 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $243,248,000 | 2,631 |
| Total liabilities | $210,710,000 | 2,682 |
| Total deposits | $209,024,000 | 2,569 |
| Interest-bearing deposits | $177,266,000 | 2,451 |
| Deposits held in domestic offices | $209,024,000 | 2,568 |
| % insured | 82.37% | 4,106 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,686,000 | 2,227 |
| Total equity capital | $32,538,000 | 2,183 |
| Total bank equity capital | $32,538,000 | 2,183 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,025,000 | 2,087 |
| Surplus | $19,341,000 | 1,519 |
| Undivided profits | $12,172,000 | 2,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $2,755,000 | 2,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,027,000 | 2,520 |
| Earning assets | $228,306,000 | 2,579 |
| Long-term assets (5+ years) | $87,651,000 | 2,274 |
| Average Assets, year-to-date | $241,676,670 | 2,624 |
| Average Assets, quarterly | $244,088,500 | 2,614 |
| Volatile liabilities | $12,165,000 | 2,777 |
| Insider loans | $9,353,000 | 667 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $2,607,000 | 694 |
| Unused loan commitments | $25,408,000 | 2,378 |
| Tier 1 (core) risk-based capital | $33,024,000 | 2,068 |
| Tier 2 risk-based capital | $2,021,000 | 2,363 |
| Total risk weighted assets | $161,673,000 | 2,571 |
| Total unused commitments | $25,408,000 | 2,378 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 63 | 2,349 |
| Assets and Liabilities | ||
| Total Assets: | $244,929,000 | 2,617 |
| Cash and due from depository institutions | $16,963,000 | 2,349 |
| Interest-bearing balances | $11,325,000 | 2,799 |
| Securities | $73,684,000 | 1,975 |
| Federal funds sold & reverse repurchase agreements | $13,049,000 | 365 |
| Net loans & leases | $133,128,000 | 2,802 |
| Loan loss allowance | $2,006,000 | 2,880 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $4,059,000 | 2,630 |
| Other real estate owned | $492,000 | 2,349 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $3,554,000 | 3,567 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $244,929,000 | 2,617 |
| Total liabilities | $213,291,000 | 2,669 |
| Total deposits | $211,709,000 | 2,570 |
| Interest-bearing deposits | $179,715,000 | 2,453 |
| Deposits held in domestic offices | $211,709,000 | 2,570 |
| % insured | 82.09% | 4,235 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $1,582,000 | 2,298 |
| Total equity capital | $31,638,000 | 2,207 |
| Total bank equity capital | $31,638,000 | 2,207 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $1,025,000 | 2,110 |
| Surplus | $19,341,000 | 1,540 |
| Undivided profits | $11,272,000 | 2,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $3,044,000 | 1,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,017,000 | 2,489 |
| Earning assets | $231,186,000 | 2,551 |
| Long-term assets (5+ years) | $81,246,000 | 2,390 |
| Average Assets, year-to-date | $240,891,000 | 2,635 |
| Average Assets, quarterly | $240,891,000 | 2,635 |
| Volatile liabilities | $12,165,000 | 2,686 |
| Insider loans | $8,687,000 | 710 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $3,324,000 | 491 |
| Unused loan commitments | $24,315,000 | 2,456 |
| Tier 1 (core) risk-based capital | $32,821,000 | 2,065 |
| Tier 2 risk-based capital | $2,004,000 | 2,378 |
| Total risk weighted assets | $160,306,000 | 2,580 |
| Total unused commitments | $24,315,000 | 2,456 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 64 | 2,334 |
| Assets and Liabilities | ||
| Total Assets: | $236,853,000 | 2,683 |
| Cash and due from depository institutions | $10,130,000 | 2,334 |
| Interest-bearing balances | $101,000 | 6,315 |
| Securities | $68,966,000 | 2,075 |
| Federal funds sold & reverse repurchase agreements | $11,538,000 | 379 |
| Net loans & leases | $137,285,000 | 2,774 |
| Loan loss allowance | $1,967,000 | 2,933 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $4,114,000 | 2,633 |
| Other real estate owned | $1,231,000 | 2,334 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $3,589,000 | 3,644 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $236,853,000 | 2,683 |
| Total liabilities | $207,001,000 | 2,727 |
| Total deposits | $205,607,000 | 2,619 |
| Interest-bearing deposits | $178,418,000 | 2,454 |
| Deposits held in domestic offices | $205,607,000 | 2,619 |
| % insured | 83.75% | 3,860 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,394,000 | 2,463 |
| Total equity capital | $29,852,000 | 2,276 |
| Total bank equity capital | $29,852,000 | 2,276 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,025,000 | 2,137 |
| Surplus | $19,341,000 | 1,547 |
| Undivided profits | $9,486,000 | 3,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $988,000 | 3,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $983,000 | 2,658 |
| Earning assets | $217,890,000 | 2,677 |
| Long-term assets (5+ years) | $75,121,000 | 2,505 |
| Average Assets, year-to-date | $239,001,600 | 2,628 |
| Average Assets, quarterly | $236,408,000 | 2,677 |
| Volatile liabilities | $13,518,000 | 2,577 |
| Insider loans | $10,284,000 | 587 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $3,219,000 | 541 |
| Unused loan commitments | $25,468,000 | 2,295 |
| Tier 1 (core) risk-based capital | $32,135,000 | 2,087 |
| Tier 2 risk-based capital | $1,967,000 | 2,426 |
| Total risk weighted assets | $165,447,000 | 2,527 |
| Total unused commitments | $25,468,000 | 2,295 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 62 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $235,963,000 | 2,691 |
| Cash and due from depository institutions | $17,006,000 | 2,401 |
| Interest-bearing balances | $101,000 | 6,405 |
| Securities | $60,947,000 | 2,289 |
| Federal funds sold & reverse repurchase agreements | $12,725,000 | 335 |
| Net loans & leases | $135,235,000 | 2,786 |
| Loan loss allowance | $1,820,000 | 3,152 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $4,165,000 | 2,610 |
| Other real estate owned | $1,743,000 | 2,401 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $4,142,000 | 3,335 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $235,963,000 | 2,691 |
| Total liabilities | $206,460,000 | 2,725 |
| Total deposits | $204,526,000 | 2,617 |
| Interest-bearing deposits | $174,960,000 | 2,484 |
| Deposits held in domestic offices | $204,526,000 | 2,616 |
| % insured | 84.20% | 4,003 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,934,000 | 2,106 |
| Total equity capital | $29,503,000 | 2,311 |
| Total bank equity capital | $29,503,000 | 2,311 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,025,000 | 2,167 |
| Surplus | $19,339,000 | 1,553 |
| Undivided profits | $9,139,000 | 3,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $806,000 | 4,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $985,000 | 2,760 |
| Earning assets | $209,008,000 | 2,763 |
| Long-term assets (5+ years) | $67,144,000 | 2,706 |
| Average Assets, year-to-date | $239,538,750 | 2,650 |
| Average Assets, quarterly | $237,149,500 | 2,667 |
| Volatile liabilities | $10,537,000 | 3,022 |
| Insider loans | $10,723,000 | 553 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $1,602,000 | 848 |
| Unused loan commitments | $25,203,000 | 2,321 |
| Tier 1 (core) risk-based capital | $31,683,000 | 2,129 |
| Tier 2 risk-based capital | $1,820,000 | 2,573 |
| Total risk weighted assets | $164,163,000 | 2,536 |
| Total unused commitments | $25,203,000 | 2,321 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 62 | 2,432 |
| Assets and Liabilities | ||
| Total Assets: | $238,336,000 | 2,651 |
| Cash and due from depository institutions | $12,068,000 | 2,432 |
| Interest-bearing balances | $101,000 | 6,468 |
| Securities | $65,906,000 | 2,166 |
| Federal funds sold & reverse repurchase agreements | $7,823,000 | 589 |
| Net loans & leases | $143,623,000 | 2,637 |
| Loan loss allowance | $2,219,000 | 2,786 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $4,296,000 | 2,550 |
| Other real estate owned | $1,693,000 | 2,432 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $2,927,000 | 3,974 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $238,336,000 | 2,651 |
| Total liabilities | $209,050,000 | 2,689 |
| Total deposits | $207,999,000 | 2,578 |
| Interest-bearing deposits | $177,537,000 | 2,463 |
| Deposits held in domestic offices | $207,999,000 | 2,576 |
| % insured | 82.78% | 4,494 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,051,000 | 3,030 |
| Total equity capital | $29,286,000 | 2,303 |
| Total bank equity capital | $29,286,000 | 2,303 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,025,000 | 2,181 |
| Surplus | $19,335,000 | 1,557 |
| Undivided profits | $8,926,000 | 3,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $1,416,000 | 3,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $924,000 | 2,840 |
| Earning assets | $217,453,000 | 2,667 |
| Long-term assets (5+ years) | $71,109,000 | 2,545 |
| Average Assets, year-to-date | $240,730,670 | 2,642 |
| Average Assets, quarterly | $239,771,000 | 2,651 |
| Volatile liabilities | $12,537,000 | 2,720 |
| Insider loans | $10,419,000 | 577 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $3,534,000 | 730 |
| Unused loan commitments | $26,934,000 | 2,215 |
| Tier 1 (core) risk-based capital | $30,913,000 | 2,149 |
| Tier 2 risk-based capital | $2,125,000 | 2,286 |
| Total risk weighted assets | $169,937,000 | 2,461 |
| Total unused commitments | $26,934,000 | 2,215 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 65 | 2,343 |
| Assets and Liabilities | ||
| Total Assets: | $241,206,000 | 2,670 |
| Cash and due from depository institutions | $14,524,000 | 2,343 |
| Interest-bearing balances | $101,000 | 6,557 |
| Securities | $61,533,000 | 2,297 |
| Federal funds sold & reverse repurchase agreements | $8,789,000 | 724 |
| Net loans & leases | $148,308,000 | 2,565 |
| Loan loss allowance | $2,429,000 | 2,665 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $4,326,000 | 2,542 |
| Other real estate owned | $674,000 | 2,343 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $3,052,000 | 3,893 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $241,206,000 | 2,670 |
| Total liabilities | $210,099,000 | 2,722 |
| Total deposits | $208,248,000 | 2,624 |
| Interest-bearing deposits | $173,017,000 | 2,576 |
| Deposits held in domestic offices | $208,248,000 | 2,624 |
| % insured | 82.44% | 4,593 |
| Federal funds purchased & repurchase agreements | $549,000 | 1,801 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,302,000 | 2,697 |
| Total equity capital | $31,107,000 | 2,249 |
| Total bank equity capital | $31,107,000 | 2,248 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,025,000 | 2,220 |
| Surplus | $19,331,000 | 1,566 |
| Undivided profits | $10,751,000 | 2,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $2,622,000 | 2,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,011,000 | 2,595 |
| Earning assets | $218,731,000 | 2,700 |
| Long-term assets (5+ years) | $66,387,000 | 2,658 |
| Average Assets, year-to-date | $241,928,000 | 2,655 |
| Average Assets, quarterly | $241,928,000 | 2,655 |
| Volatile liabilities | $10,688,000 | 2,983 |
| Insider loans | $11,050,000 | 539 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $1,976,000 | 952 |
| Unused loan commitments | $28,891,000 | 2,123 |
| Tier 1 (core) risk-based capital | $30,718,000 | 2,155 |
| Tier 2 risk-based capital | $2,198,000 | 2,226 |
| Total risk weighted assets | $175,595,000 | 2,373 |
| Total unused commitments | $28,891,000 | 2,123 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 63 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $242,650,000 | 2,653 |
| Cash and due from depository institutions | $18,165,000 | 2,401 |
| Interest-bearing balances | $101,000 | 6,539 |
| Securities | $57,339,000 | 2,373 |
| Federal funds sold & reverse repurchase agreements | $8,094,000 | 739 |
| Net loans & leases | $150,801,000 | 2,551 |
| Loan loss allowance | $2,272,000 | 2,801 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $4,371,000 | 2,529 |
| Other real estate owned | $1,009,000 | 2,401 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $2,871,000 | 4,047 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $242,650,000 | 2,653 |
| Total liabilities | $211,690,000 | 2,712 |
| Total deposits | $208,511,000 | 2,617 |
| Interest-bearing deposits | $170,845,000 | 2,578 |
| Deposits held in domestic offices | $208,511,000 | 2,617 |
| % insured | 87.82% | 4,128 |
| Federal funds purchased & repurchase agreements | $1,489,000 | 1,703 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,690,000 | 2,357 |
| Total equity capital | $30,960,000 | 2,242 |
| Total bank equity capital | $30,960,000 | 2,242 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,025,000 | 2,240 |
| Surplus | $19,328,000 | 1,567 |
| Undivided profits | $10,607,000 | 3,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $1,490,000 | 3,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $970,000 | 2,749 |
| Earning assets | $216,335,000 | 2,698 |
| Long-term assets (5+ years) | $62,932,000 | 2,714 |
| Average Assets, year-to-date | $230,720,400 | 2,718 |
| Average Assets, quarterly | $238,130,500 | 2,678 |
| Volatile liabilities | $11,731,000 | 2,871 |
| Insider loans | $11,145,000 | 528 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $3,785,000 | 858 |
| Unused loan commitments | $29,435,000 | 1,991 |
| Tier 1 (core) risk-based capital | $29,973,000 | 2,188 |
| Tier 2 risk-based capital | $2,192,000 | 2,229 |
| Total risk weighted assets | $175,288,000 | 2,384 |
| Total unused commitments | $29,435,000 | 1,991 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 63 | 2,427 |
| Assets and Liabilities | ||
| Total Assets: | $233,611,000 | 2,730 |
| Cash and due from depository institutions | $8,272,000 | 2,427 |
| Interest-bearing balances | $101,000 | 6,600 |
| Securities | $59,892,000 | 2,316 |
| Federal funds sold & reverse repurchase agreements | $10,647,000 | 516 |
| Net loans & leases | $145,143,000 | 2,649 |
| Loan loss allowance | $1,987,000 | 3,152 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $4,418,000 | 2,535 |
| Other real estate owned | $1,832,000 | 2,427 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $3,407,000 | 3,780 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $233,611,000 | 2,730 |
| Total liabilities | $202,956,000 | 2,791 |
| Total deposits | $199,575,000 | 2,699 |
| Interest-bearing deposits | $165,280,000 | 2,655 |
| Deposits held in domestic offices | $199,575,000 | 2,698 |
| % insured | 88.20% | 4,233 |
| Federal funds purchased & repurchase agreements | $1,374,000 | 1,717 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,007,000 | 2,207 |
| Total equity capital | $30,655,000 | 2,287 |
| Total bank equity capital | $30,655,000 | 2,287 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,025,000 | 2,279 |
| Surplus | $19,324,000 | 1,584 |
| Undivided profits | $10,306,000 | 3,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $499,000 | 5,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,069,000 | 2,722 |
| Earning assets | $215,783,000 | 2,715 |
| Long-term assets (5+ years) | $63,120,000 | 2,697 |
| Average Assets, year-to-date | $227,738,000 | 2,778 |
| Average Assets, quarterly | $230,182,000 | 2,761 |
| Volatile liabilities | $11,822,000 | 2,942 |
| Insider loans | $11,227,000 | 518 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $4,381,000 | 758 |
| Unused loan commitments | $31,642,000 | 1,883 |
| Tier 1 (core) risk-based capital | $29,488,000 | 2,225 |
| Tier 2 risk-based capital | $1,987,000 | 2,460 |
| Total risk weighted assets | $171,990,000 | 2,436 |
| Total unused commitments | $31,642,000 | 1,883 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 62 | 2,458 |
| Assets and Liabilities | ||
| Total Assets: | $226,753,000 | 2,799 |
| Cash and due from depository institutions | $11,600,000 | 2,458 |
| Interest-bearing balances | $101,000 | 6,615 |
| Securities | $57,321,000 | 2,391 |
| Federal funds sold & reverse repurchase agreements | $5,027,000 | 1,062 |
| Net loans & leases | $142,739,000 | 2,682 |
| Loan loss allowance | $1,749,000 | 3,446 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $4,501,000 | 2,504 |
| Other real estate owned | $2,214,000 | 2,458 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $3,351,000 | 3,804 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $226,753,000 | 2,799 |
| Total liabilities | $197,034,000 | 2,857 |
| Total deposits | $194,270,000 | 2,757 |
| Interest-bearing deposits | $160,963,000 | 2,728 |
| Deposits held in domestic offices | $194,270,000 | 2,756 |
| % insured | 88.34% | 4,285 |
| Federal funds purchased & repurchase agreements | $1,227,000 | 1,802 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,537,000 | 2,462 |
| Total equity capital | $29,719,000 | 2,313 |
| Total bank equity capital | $29,719,000 | 2,313 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,025,000 | 2,314 |
| Surplus | $19,320,000 | 1,581 |
| Undivided profits | $9,374,000 | 3,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $337,000 | 5,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $954,000 | 2,854 |
| Earning assets | $205,188,000 | 2,825 |
| Long-term assets (5+ years) | $61,048,000 | 2,728 |
| Average Assets, year-to-date | $225,780,330 | 2,808 |
| Average Assets, quarterly | $226,844,000 | 2,804 |
| Volatile liabilities | $11,399,000 | 3,036 |
| Insider loans | $11,319,000 | 513 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $3,716,000 | 735 |
| Unused loan commitments | $33,905,000 | 1,754 |
| Tier 1 (core) risk-based capital | $28,804,000 | 2,249 |
| Tier 2 risk-based capital | $1,749,000 | 2,710 |
| Total risk weighted assets | $170,294,000 | 2,447 |
| Total unused commitments | $33,905,000 | 1,754 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 63 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $226,935,000 | 2,820 |
| Cash and due from depository institutions | $13,035,000 | 2,428 |
| Interest-bearing balances | $101,000 | 6,663 |
| Securities | $58,319,000 | 2,375 |
| Federal funds sold & reverse repurchase agreements | $7,761,000 | 930 |
| Net loans & leases | $137,417,000 | 2,767 |
| Loan loss allowance | $2,841,000 | 2,473 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $4,549,000 | 2,495 |
| Other real estate owned | $2,435,000 | 2,428 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $3,419,000 | 3,758 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $226,935,000 | 2,820 |
| Total liabilities | $198,235,000 | 2,882 |
| Total deposits | $196,194,000 | 2,756 |
| Interest-bearing deposits | $161,182,000 | 2,759 |
| Deposits held in domestic offices | $196,194,000 | 2,755 |
| % insured | 88.39% | 4,293 |
| Federal funds purchased & repurchase agreements | $966,000 | 1,789 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,075,000 | 3,088 |
| Total equity capital | $28,700,000 | 2,371 |
| Total bank equity capital | $28,700,000 | 2,371 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,025,000 | 2,345 |
| Surplus | $19,316,000 | 1,587 |
| Undivided profits | $8,359,000 | 3,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,845,000 | 3,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,090,000 | 2,504 |
| Earning assets | $203,598,000 | 2,870 |
| Long-term assets (5+ years) | $61,858,000 | 2,692 |
| Average Assets, year-to-date | $225,294,000 | 2,828 |
| Average Assets, quarterly | $225,294,000 | 2,828 |
| Volatile liabilities | $14,900,000 | 2,557 |
| Insider loans | $11,332,000 | 512 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $3,241,000 | 762 |
| Unused loan commitments | $31,710,000 | 1,857 |
| Tier 1 (core) risk-based capital | $28,050,000 | 2,293 |
| Tier 2 risk-based capital | $2,095,000 | 2,338 |
| Total risk weighted assets | $166,814,000 | 2,494 |
| Total unused commitments | $31,710,000 | 1,857 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 65 | 2,331 |
| Assets and Liabilities | ||
| Total Assets: | $223,653,000 | 2,840 |
| Cash and due from depository institutions | $12,998,000 | 2,331 |
| Interest-bearing balances | $101,000 | 6,599 |
| Securities | $55,893,000 | 2,402 |
| Federal funds sold & reverse repurchase agreements | $4,516,000 | 1,266 |
| Net loans & leases | $140,206,000 | 2,768 |
| Loan loss allowance | $2,594,000 | 2,634 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $4,516,000 | 2,508 |
| Other real estate owned | $1,959,000 | 2,331 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $3,565,000 | 3,749 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $223,653,000 | 2,840 |
| Total liabilities | $195,357,000 | 2,893 |
| Total deposits | $193,156,000 | 2,762 |
| Interest-bearing deposits | $159,910,000 | 2,751 |
| Deposits held in domestic offices | $193,156,000 | 2,761 |
| % insured | 88.57% | 4,294 |
| Federal funds purchased & repurchase agreements | $808,000 | 1,988 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,393,000 | 2,626 |
| Total equity capital | $28,296,000 | 2,371 |
| Total bank equity capital | $28,296,000 | 2,371 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,025,000 | 2,363 |
| Surplus | $19,310,000 | 1,598 |
| Undivided profits | $7,961,000 | 3,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $2,322,000 | 3,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,030,000 | 2,801 |
| Earning assets | $200,716,000 | 2,881 |
| Long-term assets (5+ years) | $59,638,000 | 2,331 |
| Average Assets, year-to-date | $217,133,600 | 2,870 |
| Average Assets, quarterly | $225,269,000 | 2,817 |
| Volatile liabilities | $14,739,000 | 2,763 |
| Insider loans | $11,003,000 | 539 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $2,534,000 | 791 |
| Unused loan commitments | $30,037,000 | 1,881 |
| Tier 1 (core) risk-based capital | $27,349,000 | 2,306 |
| Tier 2 risk-based capital | $2,119,000 | 2,325 |
| Total risk weighted assets | $169,018,000 | 2,484 |
| Total unused commitments | $30,037,000 | 1,882 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 65 | 2,348 |
| Assets and Liabilities | ||
| Total Assets: | $226,885,000 | 2,801 |
| Cash and due from depository institutions | $13,586,000 | 2,348 |
| Interest-bearing balances | $101,000 | 6,610 |
| Securities | $53,131,000 | 2,427 |
| Federal funds sold & reverse repurchase agreements | $7,159,000 | 900 |
| Net loans & leases | $141,523,000 | 2,750 |
| Loan loss allowance | $2,449,000 | 2,784 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,542,000 | 2,517 |
| Other real estate owned | $2,604,000 | 2,348 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $4,340,000 | 3,405 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $226,885,000 | 2,801 |
| Total liabilities | $198,832,000 | 2,834 |
| Total deposits | $195,585,000 | 2,726 |
| Interest-bearing deposits | $164,524,000 | 2,704 |
| Deposits held in domestic offices | $195,585,000 | 2,725 |
| % insured | 87.78% | 4,685 |
| Federal funds purchased & repurchase agreements | $1,187,000 | 1,860 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,060,000 | 2,090 |
| Total equity capital | $28,053,000 | 2,401 |
| Total bank equity capital | $28,053,000 | 2,401 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,025,000 | 2,398 |
| Surplus | $19,307,000 | 1,609 |
| Undivided profits | $7,721,000 | 3,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $3,082,000 | 2,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $969,000 | 3,051 |
| Earning assets | $201,914,000 | 2,860 |
| Long-term assets (5+ years) | $60,940,000 | 2,236 |
| Average Assets, year-to-date | $215,503,750 | 2,895 |
| Average Assets, quarterly | $222,663,000 | 2,831 |
| Volatile liabilities | $15,905,000 | 2,650 |
| Insider loans | $9,969,000 | 626 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $1,393,000 | 972 |
| Unused loan commitments | $27,579,000 | 2,001 |
| Tier 1 (core) risk-based capital | $26,374,000 | 2,385 |
| Tier 2 risk-based capital | $2,138,000 | 2,320 |
| Total risk weighted assets | $170,745,000 | 2,470 |
| Total unused commitments | $27,579,000 | 2,006 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 64 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $218,441,000 | 2,894 |
| Cash and due from depository institutions | $12,110,000 | 2,424 |
| Interest-bearing balances | $0 | 7,029 |
| Securities | $49,036,000 | 2,604 |
| Federal funds sold & reverse repurchase agreements | $10,557,000 | 572 |
| Net loans & leases | $135,349,000 | 2,869 |
| Loan loss allowance | $2,549,000 | 2,736 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,545,000 | 2,528 |
| Other real estate owned | $2,546,000 | 2,424 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $4,298,000 | 3,432 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $218,441,000 | 2,894 |
| Total liabilities | $191,719,000 | 2,934 |
| Total deposits | $188,634,000 | 2,809 |
| Interest-bearing deposits | $159,153,000 | 2,798 |
| Deposits held in domestic offices | $188,634,000 | 2,808 |
| % insured | 89.88% | 4,111 |
| Federal funds purchased & repurchase agreements | $1,797,000 | 1,760 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,288,000 | 2,729 |
| Total equity capital | $26,722,000 | 2,467 |
| Total bank equity capital | $26,722,000 | 2,466 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,025,000 | 2,435 |
| Surplus | $19,302,000 | 1,601 |
| Undivided profits | $6,395,000 | 3,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 5,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $829,000 | 3,422 |
| Earning assets | $194,942,000 | 2,942 |
| Long-term assets (5+ years) | $57,676,000 | 2,305 |
| Average Assets, year-to-date | $211,710,000 | 2,952 |
| Average Assets, quarterly | $214,361,000 | 2,940 |
| Volatile liabilities | $16,250,000 | 2,619 |
| Insider loans | $9,902,000 | 640 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $2,246,000 | 576 |
| Unused loan commitments | $24,717,000 | 2,203 |
| Tier 1 (core) risk-based capital | $26,012,000 | 2,387 |
| Tier 2 risk-based capital | $1,889,000 | 2,589 |
| Total risk weighted assets | $150,428,000 | 2,774 |
| Total unused commitments | $24,717,000 | 2,206 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 64 | 2,415 |
| Assets and Liabilities | ||
| Total Assets: | $210,281,000 | 3,000 |
| Cash and due from depository institutions | $11,931,000 | 2,415 |
| Interest-bearing balances | $0 | 7,081 |
| Securities | $43,637,000 | 2,802 |
| Federal funds sold & reverse repurchase agreements | $3,867,000 | 1,857 |
| Net loans & leases | $139,124,000 | 2,825 |
| Loan loss allowance | $2,848,000 | 2,500 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,570,000 | 2,531 |
| Other real estate owned | $2,638,000 | 2,415 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $4,514,000 | 3,383 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $210,281,000 | 3,000 |
| Total liabilities | $184,905,000 | 3,057 |
| Total deposits | $182,021,000 | 2,934 |
| Interest-bearing deposits | $156,862,000 | 2,887 |
| Deposits held in domestic offices | $182,021,000 | 2,932 |
| % insured | 90.23% | 4,039 |
| Federal funds purchased & repurchase agreements | $1,620,000 | 1,767 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,264,000 | 2,731 |
| Total equity capital | $25,376,000 | 2,541 |
| Total bank equity capital | $25,376,000 | 2,540 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,025,000 | 2,466 |
| Surplus | $19,295,000 | 1,610 |
| Undivided profits | $5,056,000 | 4,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,172,000 | 4,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $794,000 | 3,568 |
| Earning assets | $186,628,000 | 3,065 |
| Long-term assets (5+ years) | $51,469,000 | 2,466 |
| Average Assets, year-to-date | $208,344,500 | 3,011 |
| Average Assets, quarterly | $208,344,500 | 3,011 |
| Volatile liabilities | $16,116,000 | 2,681 |
| Insider loans | $9,529,000 | 668 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $1,825,000 | 583 |
| Unused loan commitments | $24,515,000 | 2,248 |
| Tier 1 (core) risk-based capital | $25,044,000 | 2,450 |
| Tier 2 risk-based capital | $1,924,000 | 2,573 |
| Total risk weighted assets | $153,012,000 | 2,764 |
| Total unused commitments | $24,515,000 | 2,249 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 62 | 2,515 |
| Assets and Liabilities | ||
| Total Assets: | $206,408,000 | 3,058 |
| Cash and due from depository institutions | $5,098,000 | 2,515 |
| Interest-bearing balances | $0 | 7,115 |
| Securities | $41,767,000 | 2,806 |
| Federal funds sold & reverse repurchase agreements | $6,301,000 | 1,195 |
| Net loans & leases | $139,782,000 | 2,892 |
| Loan loss allowance | $3,330,000 | 2,197 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,642,000 | 2,533 |
| Other real estate owned | $3,912,000 | 2,515 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,906,000 | 3,251 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $206,408,000 | 3,058 |
| Total liabilities | $181,867,000 | 3,105 |
| Total deposits | $179,422,000 | 2,950 |
| Interest-bearing deposits | $153,867,000 | 2,928 |
| Deposits held in domestic offices | $179,422,000 | 2,947 |
| % insured | 90.61% | 3,818 |
| Federal funds purchased & repurchase agreements | $1,342,000 | 1,956 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,103,000 | 3,037 |
| Total equity capital | $24,541,000 | 2,603 |
| Total bank equity capital | $24,541,000 | 2,602 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,025,000 | 2,500 |
| Surplus | $19,288,000 | 1,615 |
| Undivided profits | $4,228,000 | 4,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $2,300,000 | 3,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $722,000 | 3,956 |
| Earning assets | $187,850,000 | 3,061 |
| Long-term assets (5+ years) | $50,178,000 | 2,441 |
| Average Assets, year-to-date | $210,566,400 | 2,975 |
| Average Assets, quarterly | $206,150,500 | 3,042 |
| Volatile liabilities | $48,446,000 | 2,590 |
| Insider loans | $9,588,000 | 685 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $1,047,000 | 1,196 |
| Unused loan commitments | $26,214,000 | 2,116 |
| Tier 1 (core) risk-based capital | $25,005,000 | 2,447 |
| Tier 2 risk-based capital | $1,971,000 | 2,566 |
| Total risk weighted assets | $156,336,000 | 2,765 |
| Total unused commitments | $26,214,000 | 2,117 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 63 | 2,482 |
| Assets and Liabilities | ||
| Total Assets: | $205,893,000 | 3,095 |
| Cash and due from depository institutions | $6,194,000 | 2,482 |
| Interest-bearing balances | $0 | 7,196 |
| Securities | $35,341,000 | 3,129 |
| Federal funds sold & reverse repurchase agreements | $8,883,000 | 872 |
| Net loans & leases | $143,892,000 | 2,863 |
| Loan loss allowance | $3,688,000 | 2,045 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,628,000 | 2,578 |
| Other real estate owned | $2,434,000 | 2,482 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,521,000 | 3,506 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $205,893,000 | 3,095 |
| Total liabilities | $181,087,000 | 3,140 |
| Total deposits | $179,102,000 | 2,978 |
| Interest-bearing deposits | $156,064,000 | 2,938 |
| Deposits held in domestic offices | $179,102,000 | 2,975 |
| % insured | 90.90% | 3,207 |
| Federal funds purchased & repurchase agreements | $927,000 | 2,096 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,058,000 | 3,415 |
| Total equity capital | $24,806,000 | 2,670 |
| Total bank equity capital | $24,806,000 | 2,669 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,025,000 | 2,548 |
| Surplus | $19,279,000 | 1,615 |
| Undivided profits | $4,502,000 | 4,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,983,000 | 3,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $764,000 | 4,050 |
| Earning assets | $188,116,000 | 3,076 |
| Long-term assets (5+ years) | $44,008,000 | 2,657 |
| Average Assets, year-to-date | $211,606,000 | 3,015 |
| Average Assets, quarterly | $207,869,000 | 3,064 |
| Volatile liabilities | $49,464,000 | 2,622 |
| Insider loans | $9,283,000 | 729 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $1,858,000 | 992 |
| Unused loan commitments | $24,285,000 | 2,255 |
| Tier 1 (core) risk-based capital | $23,973,000 | 2,578 |
| Tier 2 risk-based capital | $1,960,000 | 2,608 |
| Total risk weighted assets | $155,089,000 | 2,829 |
| Total unused commitments | $24,285,000 | 2,258 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 63 | 2,519 |
| Assets and Liabilities | ||
| Total Assets: | $209,845,000 | 3,067 |
| Cash and due from depository institutions | $3,499,000 | 2,519 |
| Interest-bearing balances | $0 | 7,206 |
| Securities | $34,894,000 | 3,156 |
| Federal funds sold & reverse repurchase agreements | $12,748,000 | 577 |
| Net loans & leases | $146,526,000 | 2,848 |
| Loan loss allowance | $3,785,000 | 1,997 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,660,000 | 2,588 |
| Other real estate owned | $2,332,000 | 2,519 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $5,186,000 | 3,233 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $209,845,000 | 3,067 |
| Total liabilities | $185,703,000 | 3,097 |
| Total deposits | $183,848,000 | 2,936 |
| Interest-bearing deposits | $159,353,000 | 2,909 |
| Deposits held in domestic offices | $183,848,000 | 2,933 |
| % insured | 90.41% | 3,470 |
| Federal funds purchased & repurchase agreements | $916,000 | 2,133 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $939,000 | 3,550 |
| Total equity capital | $24,142,000 | 2,705 |
| Total bank equity capital | $24,142,000 | 2,704 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,025,000 | 2,574 |
| Surplus | $19,270,000 | 1,611 |
| Undivided profits | $3,847,000 | 4,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,799,000 | 2,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $779,000 | 3,921 |
| Earning assets | $194,168,000 | 3,021 |
| Long-term assets (5+ years) | $44,577,000 | 2,620 |
| Average Assets, year-to-date | $213,510,330 | 3,013 |
| Average Assets, quarterly | $211,268,000 | 3,051 |
| Volatile liabilities | $51,805,000 | 2,544 |
| Insider loans | $9,108,000 | 755 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $1,826,000 | 774 |
| Unused loan commitments | $24,758,000 | 2,270 |
| Tier 1 (core) risk-based capital | $23,117,000 | 2,651 |
| Tier 2 risk-based capital | $2,009,000 | 2,574 |
| Total risk weighted assets | $158,913,000 | 2,790 |
| Total unused commitments | $24,758,000 | 2,274 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 61 | 2,613 |
| Assets and Liabilities | ||
| Total Assets: | $212,691,000 | 3,092 |
| Cash and due from depository institutions | $7,661,000 | 2,613 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $40,113,000 | 2,860 |
| Federal funds sold & reverse repurchase agreements | $3,870,000 | 2,087 |
| Net loans & leases | $148,281,000 | 2,868 |
| Loan loss allowance | $3,391,000 | 2,218 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,715,000 | 2,599 |
| Other real estate owned | $2,373,000 | 2,613 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,678,000 | 3,121 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $212,691,000 | 3,092 |
| Total liabilities | $189,075,000 | 3,107 |
| Total deposits | $180,747,000 | 3,016 |
| Interest-bearing deposits | $156,077,000 | 3,009 |
| Deposits held in domestic offices | $180,747,000 | 3,015 |
| % insured | 92.71% | 2,657 |
| Federal funds purchased & repurchase agreements | $1,418,000 | 1,962 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $6,000,000 | 3,266 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $910,000 | 3,593 |
| Total equity capital | $23,616,000 | 2,776 |
| Total bank equity capital | $23,616,000 | 2,776 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,025,000 | 2,622 |
| Surplus | $19,260,000 | 1,639 |
| Undivided profits | $3,331,000 | 4,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $4,183,000 | 2,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $876,000 | 3,650 |
| Earning assets | $192,264,000 | 3,101 |
| Long-term assets (5+ years) | $47,063,000 | 2,507 |
| Average Assets, year-to-date | $215,343,000 | 3,044 |
| Average Assets, quarterly | $215,343,000 | 3,044 |
| Volatile liabilities | $52,831,000 | 2,588 |
| Insider loans | $9,825,000 | 730 |
| FHLB advances | $6,000,000 | 3,124 |
| Loans and leases held for sale | $1,571,000 | 712 |
| Unused loan commitments | $24,703,000 | 2,368 |
| Tier 1 (core) risk-based capital | $22,257,000 | 2,787 |
| Tier 2 risk-based capital | $2,027,000 | 2,613 |
| Total risk weighted assets | $160,796,000 | 2,833 |
| Total unused commitments | $24,703,000 | 2,373 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 61 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $217,995,000 | 3,029 |
| Cash and due from depository institutions | $4,555,000 | 2,645 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $46,324,000 | 2,540 |
| Federal funds sold & reverse repurchase agreements | $4,105,000 | 1,904 |
| Net loans & leases | $150,179,000 | 2,893 |
| Loan loss allowance | $3,688,000 | 2,051 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,769,000 | 2,616 |
| Other real estate owned | $2,274,000 | 2,645 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $5,789,000 | 3,135 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $217,995,000 | 3,029 |
| Total liabilities | $194,936,000 | 3,049 |
| Total deposits | $186,799,000 | 2,919 |
| Interest-bearing deposits | $158,776,000 | 2,938 |
| Deposits held in domestic offices | $186,799,000 | 2,917 |
| % insured | 92.50% | 2,764 |
| Federal funds purchased & repurchase agreements | $1,049,000 | 2,190 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,000,000 | 3,416 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,088,000 | 3,260 |
| Total equity capital | $23,059,000 | 2,807 |
| Total bank equity capital | $23,059,000 | 2,807 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,025,000 | 2,663 |
| Surplus | $19,251,000 | 1,636 |
| Undivided profits | $2,783,000 | 5,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,485,000 | 2,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $925,000 | 3,603 |
| Earning assets | $200,608,000 | 2,999 |
| Long-term assets (5+ years) | $49,609,000 | 2,406 |
| Average Assets, year-to-date | $220,021,000 | 2,939 |
| Average Assets, quarterly | $219,560,000 | 3,001 |
| Volatile liabilities | $54,833,000 | 2,533 |
| Insider loans | $9,344,000 | 786 |
| FHLB advances | $6,000,000 | 3,282 |
| Loans and leases held for sale | $3,530,000 | 532 |
| Unused loan commitments | $29,671,000 | 2,048 |
| Tier 1 (core) risk-based capital | $21,504,000 | 2,854 |
| Tier 2 risk-based capital | $2,039,000 | 2,620 |
| Total risk weighted assets | $161,502,000 | 2,877 |
| Total unused commitments | $29,671,000 | 2,051 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 61 | 2,669 |
| Assets and Liabilities | ||
| Total Assets: | $221,125,000 | 2,988 |
| Cash and due from depository institutions | $3,962,000 | 2,669 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $46,262,000 | 2,535 |
| Federal funds sold & reverse repurchase agreements | $10,730,000 | 860 |
| Net loans & leases | $147,852,000 | 2,963 |
| Loan loss allowance | $3,946,000 | 1,881 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,829,000 | 2,604 |
| Other real estate owned | $3,645,000 | 2,669 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,845,000 | 3,688 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $221,125,000 | 2,988 |
| Total liabilities | $197,544,000 | 3,002 |
| Total deposits | $188,998,000 | 2,876 |
| Interest-bearing deposits | $163,014,000 | 2,860 |
| Deposits held in domestic offices | $188,998,000 | 2,874 |
| % insured | 92.69% | 2,810 |
| Federal funds purchased & repurchase agreements | $1,044,000 | 2,247 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $6,000,000 | 3,532 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,502,000 | 2,898 |
| Total equity capital | $23,581,000 | 2,833 |
| Total bank equity capital | $23,581,000 | 2,832 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,025,000 | 2,697 |
| Surplus | $19,241,000 | 1,643 |
| Undivided profits | $3,315,000 | 5,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,547,000 | 2,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $936,000 | 3,778 |
| Earning assets | $204,844,000 | 2,973 |
| Long-term assets (5+ years) | $44,769,000 | 2,577 |
| Average Assets, year-to-date | $220,527,500 | 2,948 |
| Average Assets, quarterly | $223,754,500 | 2,941 |
| Volatile liabilities | $59,473,000 | 2,383 |
| Insider loans | $9,448,000 | 789 |
| FHLB advances | $6,000,000 | 3,394 |
| Loans and leases held for sale | $1,807,000 | 703 |
| Unused loan commitments | $32,138,000 | 2,037 |
| Tier 1 (core) risk-based capital | $22,103,000 | 2,849 |
| Tier 2 risk-based capital | $2,042,000 | 2,632 |
| Total risk weighted assets | $161,493,000 | 2,914 |
| Total unused commitments | $32,138,000 | 2,039 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 63 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $226,384,000 | 2,926 |
| Cash and due from depository institutions | $4,518,000 | 2,634 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $41,577,000 | 2,704 |
| Federal funds sold & reverse repurchase agreements | $19,790,000 | 474 |
| Net loans & leases | $146,785,000 | 3,011 |
| Loan loss allowance | $3,826,000 | 1,847 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,971,000 | 2,559 |
| Other real estate owned | $4,256,000 | 2,634 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $4,487,000 | 3,345 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $226,384,000 | 2,926 |
| Total liabilities | $203,951,000 | 2,923 |
| Total deposits | $194,695,000 | 2,772 |
| Interest-bearing deposits | $168,618,000 | 2,787 |
| Deposits held in domestic offices | $194,695,000 | 2,770 |
| % insured | 83.28% | 2,712 |
| Federal funds purchased & repurchase agreements | $1,839,000 | 2,070 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $6,000,000 | 3,615 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,417,000 | 3,039 |
| Total equity capital | $22,433,000 | 2,939 |
| Total bank equity capital | $22,433,000 | 2,938 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,025,000 | 2,736 |
| Surplus | $19,230,000 | 1,648 |
| Undivided profits | $2,178,000 | 5,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,143,000 | 3,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $859,000 | 3,942 |
| Earning assets | $208,152,000 | 2,927 |
| Long-term assets (5+ years) | $48,721,000 | 2,375 |
| Average Assets, year-to-date | $220,328,330 | 2,972 |
| Average Assets, quarterly | $223,494,500 | 2,957 |
| Volatile liabilities | $62,307,000 | 2,296 |
| Insider loans | $8,907,000 | 856 |
| FHLB advances | $6,000,000 | 3,462 |
| Loans and leases held for sale | $1,940,000 | 910 |
| Unused loan commitments | $33,970,000 | 2,027 |
| Tier 1 (core) risk-based capital | $22,065,000 | 2,870 |
| Tier 2 risk-based capital | $2,072,000 | 2,563 |
| Total risk weighted assets | $163,967,000 | 2,884 |
| Total unused commitments | $33,970,000 | 2,030 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 67 | 2,487 |
| Assets and Liabilities | ||
| Total Assets: | $220,605,000 | 3,024 |
| Cash and due from depository institutions | $4,723,000 | 2,487 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $43,732,000 | 2,593 |
| Federal funds sold & reverse repurchase agreements | $14,590,000 | 814 |
| Net loans & leases | $144,562,000 | 3,065 |
| Loan loss allowance | $3,728,000 | 1,821 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,051,000 | 2,544 |
| Other real estate owned | $3,444,000 | 2,487 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $4,503,000 | 3,334 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $220,605,000 | 3,024 |
| Total liabilities | $202,545,000 | 2,960 |
| Total deposits | $194,181,000 | 2,780 |
| Interest-bearing deposits | $167,672,000 | 2,786 |
| Deposits held in domestic offices | $194,181,000 | 2,778 |
| % insured | 91.32% | 711 |
| Federal funds purchased & repurchase agreements | $1,112,000 | 2,302 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $6,000,000 | 3,671 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,252,000 | 3,236 |
| Total equity capital | $18,060,000 | 3,574 |
| Total bank equity capital | $18,060,000 | 3,574 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,024,000 | 2,760 |
| Surplus | $14,720,000 | 2,004 |
| Undivided profits | $2,316,000 | 5,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $921,000 | 4,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,030,000 | 3,377 |
| Earning assets | $202,884,000 | 3,016 |
| Long-term assets (5+ years) | $50,924,000 | 2,306 |
| Average Assets, year-to-date | $217,300,500 | 3,026 |
| Average Assets, quarterly | $217,300,500 | 3,026 |
| Volatile liabilities | $58,461,000 | 2,429 |
| Insider loans | $8,630,000 | 908 |
| FHLB advances | $6,000,000 | 3,530 |
| Loans and leases held for sale | $862,000 | 1,163 |
| Unused loan commitments | $34,865,000 | 2,075 |
| Tier 1 (core) risk-based capital | $17,549,000 | 3,549 |
| Tier 2 risk-based capital | $2,022,000 | 2,605 |
| Total risk weighted assets | $160,086,000 | 2,949 |
| Total unused commitments | $34,865,000 | 2,076 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 70 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $213,996,000 | 3,062 |
| Cash and due from depository institutions | $4,526,000 | 2,418 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $42,253,000 | 2,648 |
| Federal funds sold & reverse repurchase agreements | $4,923,000 | 1,905 |
| Net loans & leases | $149,023,000 | 3,016 |
| Loan loss allowance | $5,090,000 | 1,369 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,138,000 | 2,521 |
| Other real estate owned | $2,979,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,154,000 | 3,081 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $213,996,000 | 3,062 |
| Total liabilities | $197,562,000 | 2,974 |
| Total deposits | $189,763,000 | 2,781 |
| Interest-bearing deposits | $165,213,000 | 2,762 |
| Deposits held in domestic offices | $189,763,000 | 2,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $323,000 | 3,148 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $6,000,000 | 3,882 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,476,000 | 2,882 |
| Total equity capital | $16,434,000 | 3,851 |
| Total bank equity capital | $16,434,000 | 3,851 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,025,000 | 2,775 |
| Surplus | $14,709,000 | 1,983 |
| Undivided profits | $700,000 | 6,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 5,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $967,000 | 3,785 |
| Earning assets | $196,199,000 | 3,051 |
| Long-term assets (5+ years) | $47,811,000 | 2,379 |
| Average Assets, year-to-date | $214,458,200 | 2,946 |
| Average Assets, quarterly | $214,768,000 | 3,019 |
| Volatile liabilities | $56,818,000 | 2,465 |
| Insider loans | $11,072,000 | 680 |
| FHLB advances | $6,000,000 | 3,753 |
| Loans and leases held for sale | $1,913,000 | 636 |
| Unused loan commitments | $36,097,000 | 2,059 |
| Tier 1 (core) risk-based capital | $17,137,000 | 3,609 |
| Tier 2 risk-based capital | $2,088,000 | 2,516 |
| Total risk weighted assets | $164,056,000 | 2,906 |
| Total unused commitments | $36,097,000 | 2,060 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 69 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $215,540,000 | 3,019 |
| Cash and due from depository institutions | $4,837,000 | 2,464 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $42,677,000 | 2,581 |
| Federal funds sold & reverse repurchase agreements | $3,255,000 | 2,970 |
| Net loans & leases | $152,335,000 | 2,960 |
| Loan loss allowance | $3,045,000 | 1,920 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,215,000 | 2,484 |
| Other real estate owned | $2,365,000 | 2,464 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,856,000 | 3,216 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $215,540,000 | 3,019 |
| Total liabilities | $195,004,000 | 2,996 |
| Total deposits | $191,131,000 | 2,726 |
| Interest-bearing deposits | $165,020,000 | 2,726 |
| Deposits held in domestic offices | $191,131,000 | 2,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $467,000 | 3,162 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $2,000,000 | 4,928 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,406,000 | 3,052 |
| Total equity capital | $20,536,000 | 3,181 |
| Total bank equity capital | $20,536,000 | 3,181 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,025,000 | 2,803 |
| Surplus | $14,699,000 | 1,977 |
| Undivided profits | $4,812,000 | 4,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,244,000 | 2,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $985,000 | 3,906 |
| Earning assets | $198,267,000 | 2,996 |
| Long-term assets (5+ years) | $46,756,000 | 2,378 |
| Average Assets, year-to-date | $214,573,750 | 2,955 |
| Average Assets, quarterly | $216,438,500 | 2,982 |
| Volatile liabilities | $64,614,000 | 2,163 |
| Insider loans | $12,416,000 | 588 |
| FHLB advances | $2,000,000 | 4,771 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $39,588,000 | 2,033 |
| Tier 1 (core) risk-based capital | $20,990,000 | 3,028 |
| Tier 2 risk-based capital | $2,142,000 | 2,394 |
| Total risk weighted assets | $170,442,000 | 2,819 |
| Total unused commitments | $39,588,000 | 2,035 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 69 | 2,507 |
| Assets and Liabilities | ||
| Total Assets: | $217,337,000 | 2,979 |
| Cash and due from depository institutions | $6,239,000 | 2,507 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $39,241,000 | 2,826 |
| Federal funds sold & reverse repurchase agreements | $8,899,000 | 1,365 |
| Net loans & leases | $151,288,000 | 2,950 |
| Loan loss allowance | $2,311,000 | 2,383 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,294,000 | 2,443 |
| Other real estate owned | $1,695,000 | 2,507 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,681,000 | 3,234 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $217,337,000 | 2,979 |
| Total liabilities | $196,365,000 | 2,962 |
| Total deposits | $192,327,000 | 2,714 |
| Interest-bearing deposits | $166,486,000 | 2,706 |
| Deposits held in domestic offices | $192,327,000 | 2,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $548,000 | 3,181 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $2,000,000 | 4,830 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,490,000 | 2,892 |
| Total equity capital | $20,972,000 | 3,139 |
| Total bank equity capital | $20,972,000 | 3,139 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,025,000 | 2,825 |
| Surplus | $14,689,000 | 1,956 |
| Undivided profits | $5,258,000 | 4,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,636,000 | 1,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $942,000 | 3,955 |
| Earning assets | $199,428,000 | 2,963 |
| Long-term assets (5+ years) | $41,751,000 | 2,551 |
| Average Assets, year-to-date | $214,251,670 | 2,965 |
| Average Assets, quarterly | $213,037,000 | 3,019 |
| Volatile liabilities | $62,530,000 | 2,231 |
| Insider loans | $12,222,000 | 604 |
| FHLB advances | $2,000,000 | 4,664 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $43,924,000 | 1,928 |
| Tier 1 (core) risk-based capital | $21,503,000 | 2,971 |
| Tier 2 risk-based capital | $2,133,000 | 2,360 |
| Total risk weighted assets | $170,435,000 | 2,793 |
| Total unused commitments | $43,924,000 | 1,929 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 62 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $208,737,000 | 3,067 |
| Cash and due from depository institutions | $4,201,000 | 2,753 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $33,466,000 | 3,165 |
| Federal funds sold & reverse repurchase agreements | $7,457,000 | 2,319 |
| Net loans & leases | $153,306,000 | 2,868 |
| Loan loss allowance | $2,437,000 | 2,194 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,367,000 | 2,392 |
| Other real estate owned | $866,000 | 2,753 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,074,000 | 3,447 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $208,737,000 | 3,067 |
| Total liabilities | $187,654,000 | 3,049 |
| Total deposits | $185,723,000 | 2,807 |
| Interest-bearing deposits | $160,988,000 | 2,780 |
| Deposits held in domestic offices | $185,723,000 | 2,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $209,000 | 2,995 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,722,000 | 2,784 |
| Total equity capital | $21,083,000 | 3,202 |
| Total bank equity capital | $21,083,000 | 3,202 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,025,000 | 2,831 |
| Surplus | $14,678,000 | 1,942 |
| Undivided profits | $5,380,000 | 4,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,006,000 | 2,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,014,000 | 3,706 |
| Earning assets | $194,229,000 | 3,019 |
| Long-term assets (5+ years) | $32,959,000 | 2,922 |
| Average Assets, year-to-date | $212,709,000 | 2,974 |
| Average Assets, quarterly | $212,709,000 | 2,974 |
| Volatile liabilities | $50,873,000 | 2,579 |
| Insider loans | $12,316,000 | 582 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $47,887,000 | 1,817 |
| Tier 1 (core) risk-based capital | $21,299,000 | 2,993 |
| Tier 2 risk-based capital | $2,147,000 | 2,297 |
| Total risk weighted assets | $171,450,000 | 2,743 |
| Total unused commitments | $47,887,000 | 1,819 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 58 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $216,681,000 | 2,912 |
| Cash and due from depository institutions | $6,181,000 | 2,945 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $43,098,000 | 2,612 |
| Federal funds sold & reverse repurchase agreements | $5,016,000 | 2,509 |
| Net loans & leases | $152,603,000 | 2,857 |
| Loan loss allowance | $2,459,000 | 2,130 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,397,000 | 2,352 |
| Other real estate owned | $504,000 | 2,945 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,882,000 | 3,614 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $216,681,000 | 2,912 |
| Total liabilities | $195,848,000 | 2,873 |
| Total deposits | $193,675,000 | 2,651 |
| Interest-bearing deposits | $167,648,000 | 2,651 |
| Deposits held in domestic offices | $193,675,000 | 2,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $271,000 | 3,222 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,902,000 | 2,576 |
| Total equity capital | $20,833,000 | 3,192 |
| Total bank equity capital | $20,833,000 | 3,192 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,025,000 | 2,833 |
| Surplus | $14,668,000 | 1,920 |
| Undivided profits | $5,140,000 | 4,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,114,000 | 2,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,065,000 | 3,799 |
| Earning assets | $200,717,000 | 2,871 |
| Long-term assets (5+ years) | $39,178,000 | 2,384 |
| Average Assets, year-to-date | $217,960,600 | 2,807 |
| Average Assets, quarterly | $216,840,000 | 2,875 |
| Volatile liabilities | $56,868,000 | 2,343 |
| Insider loans | $12,062,000 | 589 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $44,813,000 | 1,940 |
| Tier 1 (core) risk-based capital | $21,046,000 | 3,014 |
| Tier 2 risk-based capital | $2,162,000 | 2,256 |
| Total risk weighted assets | $172,698,000 | 2,686 |
| Total unused commitments | $44,813,000 | 1,941 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 55 | 3,088 |
| Assets and Liabilities | ||
| Total Assets: | $216,999,000 | 2,868 |
| Cash and due from depository institutions | $4,200,000 | 3,088 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $45,244,000 | 2,510 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,923 |
| Net loans & leases | $151,099,000 | 2,837 |
| Loan loss allowance | $4,830,000 | 1,095 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,138,000 | 2,420 |
| Other real estate owned | $518,000 | 3,088 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,500,000 | 3,917 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $216,999,000 | 2,868 |
| Total liabilities | $196,131,000 | 2,834 |
| Total deposits | $193,928,000 | 2,612 |
| Interest-bearing deposits | $167,945,000 | 2,620 |
| Deposits held in domestic offices | $193,928,000 | 2,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $220,000 | 3,271 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,983,000 | 2,505 |
| Total equity capital | $20,868,000 | 3,144 |
| Total bank equity capital | $20,868,000 | 3,144 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,025,000 | 2,812 |
| Surplus | $14,514,000 | 1,894 |
| Undivided profits | $5,329,000 | 4,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,449,000 | 1,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,227,000 | 3,564 |
| Earning assets | $203,643,000 | 2,800 |
| Long-term assets (5+ years) | $48,850,000 | 1,962 |
| Average Assets, year-to-date | $218,280,500 | 2,796 |
| Average Assets, quarterly | $217,467,500 | 2,837 |
| Volatile liabilities | $58,297,000 | 2,229 |
| Insider loans | $15,748,000 | 426 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $41,863,000 | 2,061 |
| Tier 1 (core) risk-based capital | $21,197,000 | 2,980 |
| Tier 2 risk-based capital | $2,226,000 | 2,180 |
| Total risk weighted assets | $175,504,000 | 2,602 |
| Total unused commitments | $41,863,000 | 2,061 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 55 | 3,128 |
| Assets and Liabilities | ||
| Total Assets: | $217,936,000 | 2,864 |
| Cash and due from depository institutions | $5,697,000 | 3,128 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $40,575,000 | 2,739 |
| Federal funds sold & reverse repurchase agreements | $10,992,000 | 1,456 |
| Net loans & leases | $150,889,000 | 2,828 |
| Loan loss allowance | $4,307,000 | 1,215 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,187,000 | 2,404 |
| Other real estate owned | $325,000 | 3,128 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,271,000 | 3,382 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $217,936,000 | 2,864 |
| Total liabilities | $197,850,000 | 2,830 |
| Total deposits | $195,475,000 | 2,618 |
| Interest-bearing deposits | $164,948,000 | 2,686 |
| Deposits held in domestic offices | $195,475,000 | 2,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $536,000 | 2,968 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,839,000 | 2,512 |
| Total equity capital | $20,086,000 | 3,209 |
| Total bank equity capital | $20,086,000 | 3,209 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,025,000 | 2,814 |
| Surplus | $14,514,000 | 1,896 |
| Undivided profits | $4,547,000 | 4,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,793,000 | 860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $974,000 | 4,070 |
| Earning assets | $202,456,000 | 2,819 |
| Long-term assets (5+ years) | $42,587,000 | 2,118 |
| Average Assets, year-to-date | $218,707,670 | 2,826 |
| Average Assets, quarterly | $219,172,500 | 2,836 |
| Volatile liabilities | $56,945,000 | 2,265 |
| Insider loans | $13,252,000 | 530 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $39,947,000 | 2,144 |
| Tier 1 (core) risk-based capital | $21,089,000 | 2,991 |
| Tier 2 risk-based capital | $2,205,000 | 2,203 |
| Total risk weighted assets | $174,258,000 | 2,604 |
| Total unused commitments | $39,947,000 | 2,145 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 55 | 3,117 |
| Assets and Liabilities | ||
| Total Assets: | $220,409,000 | 2,831 |
| Cash and due from depository institutions | $3,997,000 | 3,117 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $36,457,000 | 3,000 |
| Federal funds sold & reverse repurchase agreements | $16,654,000 | 1,186 |
| Net loans & leases | $154,517,000 | 2,740 |
| Loan loss allowance | $1,995,000 | 2,503 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,194,000 | 2,371 |
| Other real estate owned | $323,000 | 3,117 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,267,000 | 3,967 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $220,409,000 | 2,831 |
| Total liabilities | $198,412,000 | 2,811 |
| Total deposits | $196,069,000 | 2,604 |
| Interest-bearing deposits | $170,110,000 | 2,612 |
| Deposits held in domestic offices | $196,069,000 | 2,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $493,000 | 2,710 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,850,000 | 2,556 |
| Total equity capital | $21,997,000 | 2,991 |
| Total bank equity capital | $21,997,000 | 2,991 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,025,000 | 2,807 |
| Surplus | $14,500,000 | 1,874 |
| Undivided profits | $6,472,000 | 4,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $604,000 | 3,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,061,000 | 3,630 |
| Earning assets | $207,628,000 | 2,775 |
| Long-term assets (5+ years) | $38,443,000 | 2,269 |
| Average Assets, year-to-date | $219,093,500 | 2,828 |
| Average Assets, quarterly | $219,093,500 | 2,828 |
| Volatile liabilities | $65,543,000 | 2,004 |
| Insider loans | $13,985,000 | 470 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $34,179,000 | 2,432 |
| Tier 1 (core) risk-based capital | $22,204,000 | 2,852 |
| Tier 2 risk-based capital | $1,995,000 | 2,378 |
| Total risk weighted assets | $176,871,000 | 2,539 |
| Total unused commitments | $34,179,000 | 2,432 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 49 | 3,424 |
| Assets and Liabilities | ||
| Total Assets: | $217,778,000 | 2,864 |
| Cash and due from depository institutions | $5,165,000 | 3,424 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $28,746,000 | 3,574 |
| Federal funds sold & reverse repurchase agreements | $12,288,000 | 1,345 |
| Net loans & leases | $162,681,000 | 2,598 |
| Loan loss allowance | $1,971,000 | 2,500 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,177,000 | 2,342 |
| Other real estate owned | $514,000 | 3,424 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,207,000 | 4,031 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $217,778,000 | 2,864 |
| Total liabilities | $196,195,000 | 2,847 |
| Total deposits | $191,099,000 | 2,669 |
| Interest-bearing deposits | $164,758,000 | 2,650 |
| Deposits held in domestic offices | $191,099,000 | 2,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $332,000 | 3,034 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,043 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,764,000 | 2,652 |
| Total equity capital | $21,583,000 | 2,986 |
| Total bank equity capital | $21,583,000 | 2,986 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,025,000 | 2,806 |
| Surplus | $14,500,000 | 1,831 |
| Undivided profits | $6,058,000 | 4,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $543,000 | 3,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,043,000 | 3,796 |
| Earning assets | $203,715,000 | 2,805 |
| Long-term assets (5+ years) | $30,442,000 | 2,632 |
| Average Assets, year-to-date | $201,124,200 | 2,946 |
| Average Assets, quarterly | $211,703,500 | 2,895 |
| Volatile liabilities | $68,646,000 | 2,057 |
| Insider loans | $13,548,000 | 482 |
| FHLB advances | $3,000,000 | 3,891 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $39,731,000 | 2,128 |
| Tier 1 (core) risk-based capital | $21,796,000 | 2,848 |
| Tier 2 risk-based capital | $1,971,000 | 2,382 |
| Total risk weighted assets | $179,968,000 | 2,486 |
| Total unused commitments | $39,731,000 | 2,128 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 56 | 3,079 |
| Assets and Liabilities | ||
| Total Assets: | $205,629,000 | 2,976 |
| Cash and due from depository institutions | $5,447,000 | 3,079 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $24,534,000 | 4,026 |
| Federal funds sold & reverse repurchase agreements | $6,397,000 | 2,044 |
| Net loans & leases | $160,937,000 | 2,614 |
| Loan loss allowance | $2,220,000 | 2,282 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,268,000 | 2,263 |
| Other real estate owned | $292,000 | 3,079 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,754,000 | 4,462 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $205,629,000 | 2,976 |
| Total liabilities | $184,739,000 | 2,961 |
| Total deposits | $179,380,000 | 2,773 |
| Interest-bearing deposits | $151,966,000 | 2,790 |
| Deposits held in domestic offices | $179,380,000 | 2,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $305,000 | 3,303 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 4,229 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,054,000 | 2,292 |
| Total equity capital | $20,890,000 | 3,043 |
| Total bank equity capital | $20,890,000 | 3,043 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,025,000 | 2,821 |
| Surplus | $14,322,000 | 1,824 |
| Undivided profits | $5,543,000 | 4,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $814,000 | 2,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $958,000 | 4,125 |
| Earning assets | $191,868,000 | 2,932 |
| Long-term assets (5+ years) | $26,856,000 | 2,818 |
| Average Assets, year-to-date | $196,960,750 | 3,001 |
| Average Assets, quarterly | $202,893,000 | 2,987 |
| Volatile liabilities | $65,144,000 | 2,156 |
| Insider loans | $14,088,000 | 459 |
| FHLB advances | $3,000,000 | 4,055 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $34,499,000 | 2,373 |
| Tier 1 (core) risk-based capital | $21,123,000 | 2,896 |
| Tier 2 risk-based capital | $2,190,000 | 2,212 |
| Total risk weighted assets | $176,804,000 | 2,506 |
| Total unused commitments | $34,499,000 | 2,374 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 50 | 3,352 |
| Assets and Liabilities | ||
| Total Assets: | $200,157,000 | 3,030 |
| Cash and due from depository institutions | $5,401,000 | 3,352 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $26,117,000 | 3,841 |
| Federal funds sold & reverse repurchase agreements | $5,244,000 | 2,164 |
| Net loans & leases | $155,610,000 | 2,674 |
| Loan loss allowance | $1,962,000 | 2,494 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,293,000 | 2,211 |
| Other real estate owned | $0 | 3,352 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,492,000 | 4,629 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $200,157,000 | 3,030 |
| Total liabilities | $180,189,000 | 3,006 |
| Total deposits | $175,115,000 | 2,834 |
| Interest-bearing deposits | $148,255,000 | 2,830 |
| Deposits held in domestic offices | $175,115,000 | 2,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $346,000 | 3,423 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,000,000 | 4,275 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,728,000 | 2,412 |
| Total equity capital | $19,968,000 | 3,049 |
| Total bank equity capital | $19,968,000 | 3,049 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,025,000 | 2,812 |
| Surplus | $14,322,000 | 1,785 |
| Undivided profits | $4,621,000 | 4,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $504,000 | 3,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $764,000 | 4,475 |
| Earning assets | $186,971,000 | 2,970 |
| Long-term assets (5+ years) | $27,233,000 | 2,770 |
| Average Assets, year-to-date | $194,071,330 | 3,049 |
| Average Assets, quarterly | $196,665,000 | 3,037 |
| Volatile liabilities | $63,071,000 | 2,159 |
| Insider loans | $14,187,000 | 446 |
| FHLB advances | $3,000,000 | 4,088 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $40,324,000 | 2,138 |
| Tier 1 (core) risk-based capital | $20,479,000 | 2,921 |
| Tier 2 risk-based capital | $1,962,000 | 2,366 |
| Total risk weighted assets | $172,224,000 | 2,541 |
| Total unused commitments | $40,324,000 | 2,139 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 51 | 3,300 |
| Assets and Liabilities | ||
| Total Assets: | $193,173,000 | 3,083 |
| Cash and due from depository institutions | $4,929,000 | 3,300 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $24,051,000 | 4,130 |
| Federal funds sold & reverse repurchase agreements | $11,265,000 | 1,324 |
| Net loans & leases | $145,449,000 | 2,792 |
| Loan loss allowance | $1,880,000 | 2,557 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,349,000 | 2,125 |
| Other real estate owned | $0 | 3,300 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,130,000 | 4,907 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $193,173,000 | 3,083 |
| Total liabilities | $173,604,000 | 3,071 |
| Total deposits | $171,817,000 | 2,865 |
| Interest-bearing deposits | $144,746,000 | 2,864 |
| Deposits held in domestic offices | $171,817,000 | 2,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $333,000 | 3,082 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,454,000 | 2,735 |
| Total equity capital | $19,569,000 | 3,075 |
| Total bank equity capital | $19,569,000 | 3,075 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,025,000 | 2,798 |
| Surplus | $14,322,000 | 1,726 |
| Undivided profits | $4,222,000 | 4,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 6,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $737,000 | 4,401 |
| Earning assets | $180,765,000 | 3,031 |
| Long-term assets (5+ years) | $24,910,000 | 2,895 |
| Average Assets, year-to-date | $191,028,500 | 3,076 |
| Average Assets, quarterly | $191,028,500 | 3,076 |
| Volatile liabilities | $57,628,000 | 2,224 |
| Insider loans | $14,829,000 | 408 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $38,874,000 | 2,171 |
| Tier 1 (core) risk-based capital | $19,929,000 | 2,955 |
| Tier 2 risk-based capital | $1,880,000 | 2,439 |
| Total risk weighted assets | $161,468,000 | 2,639 |
| Total unused commitments | $38,874,000 | 2,172 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $188,884,000 | 3,115 |
| Cash and due from depository institutions | $5,250,000 | 3,788 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $24,736,000 | 4,069 |
| Federal funds sold & reverse repurchase agreements | $1,828,000 | 4,137 |
| Net loans & leases | $149,340,000 | 2,693 |
| Loan loss allowance | $2,036,000 | 2,340 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,366,000 | 2,104 |
| Other real estate owned | $190,000 | 3,788 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,174,000 | 4,860 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $188,884,000 | 3,115 |
| Total liabilities | $169,887,000 | 3,105 |
| Total deposits | $168,183,000 | 2,889 |
| Interest-bearing deposits | $141,319,000 | 2,881 |
| Deposits held in domestic offices | $168,183,000 | 2,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,263 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,404,000 | 2,752 |
| Total equity capital | $18,997,000 | 3,133 |
| Total bank equity capital | $18,997,000 | 3,133 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,025,000 | 2,797 |
| Surplus | $14,322,000 | 1,688 |
| Undivided profits | $3,650,000 | 5,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $819,000 | 4,102 |
| Earning assets | $175,904,000 | 3,058 |
| Long-term assets (5+ years) | $24,082,000 | 2,937 |
| Average Assets, year-to-date | $174,735,400 | 3,181 |
| Average Assets, quarterly | $187,325,000 | 3,098 |
| Volatile liabilities | $54,781,000 | 2,275 |
| Insider loans | $14,263,000 | 408 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $37,458,000 | 2,173 |
| Tier 1 (core) risk-based capital | $19,370,000 | 2,988 |
| Tier 2 risk-based capital | $2,036,000 | 2,249 |
| Total risk weighted assets | $164,155,000 | 2,571 |
| Total unused commitments | $37,458,000 | 2,174 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $185,766,000 | 3,104 |
| Cash and due from depository institutions | $5,218,000 | 3,774 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $21,886,000 | 4,362 |
| Federal funds sold & reverse repurchase agreements | $7,868,000 | 1,604 |
| Net loans & leases | $143,359,000 | 2,764 |
| Loan loss allowance | $1,969,000 | 2,393 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,452,000 | 2,015 |
| Other real estate owned | $213,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,770,000 | 5,338 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $185,766,000 | 3,104 |
| Total liabilities | $167,013,000 | 3,105 |
| Total deposits | $165,494,000 | 2,873 |
| Interest-bearing deposits | $136,651,000 | 2,894 |
| Deposits held in domestic offices | $165,494,000 | 2,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $263,000 | 3,401 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,256,000 | 2,953 |
| Total equity capital | $18,753,000 | 3,140 |
| Total bank equity capital | $18,753,000 | 3,140 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,025,000 | 2,780 |
| Surplus | $14,322,000 | 1,643 |
| Undivided profits | $3,406,000 | 5,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $706,000 | 4,565 |
| Earning assets | $173,113,000 | 3,054 |
| Long-term assets (5+ years) | $22,972,000 | 3,043 |
| Average Assets, year-to-date | $171,198,250 | 3,223 |
| Average Assets, quarterly | $181,456,000 | 3,135 |
| Volatile liabilities | $49,933,000 | 2,393 |
| Insider loans | $13,398,000 | 431 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $37,183,000 | 2,171 |
| Tier 1 (core) risk-based capital | $18,833,000 | 3,025 |
| Tier 2 risk-based capital | $1,969,000 | 2,298 |
| Total risk weighted assets | $158,311,000 | 2,611 |
| Total unused commitments | $37,183,000 | 2,173 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 45 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $177,146,000 | 3,177 |
| Cash and due from depository institutions | $3,849,000 | 3,663 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $20,685,000 | 4,541 |
| Federal funds sold & reverse repurchase agreements | $12,083,000 | 987 |
| Net loans & leases | $133,304,000 | 2,847 |
| Loan loss allowance | $1,886,000 | 2,465 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,497,000 | 1,956 |
| Other real estate owned | $11,000 | 3,663 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,717,000 | 5,265 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $177,146,000 | 3,177 |
| Total liabilities | $158,887,000 | 3,171 |
| Total deposits | $157,567,000 | 2,940 |
| Interest-bearing deposits | $133,138,000 | 2,926 |
| Deposits held in domestic offices | $157,567,000 | 2,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $285,000 | 3,439 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,035,000 | 3,154 |
| Total equity capital | $18,259,000 | 3,165 |
| Total bank equity capital | $18,259,000 | 3,165 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,025,000 | 2,759 |
| Surplus | $14,322,000 | 1,604 |
| Undivided profits | $2,912,000 | 5,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 5,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $649,000 | 4,509 |
| Earning assets | $166,072,000 | 3,104 |
| Long-term assets (5+ years) | $21,763,000 | 3,193 |
| Average Assets, year-to-date | $166,342,330 | 3,281 |
| Average Assets, quarterly | $171,160,500 | 3,225 |
| Volatile liabilities | $45,450,000 | 2,445 |
| Insider loans | $12,977,000 | 418 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $34,676,000 | 2,221 |
| Tier 1 (core) risk-based capital | $18,339,000 | 3,037 |
| Tier 2 risk-based capital | $1,846,000 | 2,381 |
| Total risk weighted assets | $147,601,000 | 2,714 |
| Total unused commitments | $34,676,000 | 2,221 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 44 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $165,175,000 | 3,339 |
| Cash and due from depository institutions | $4,472,000 | 3,706 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,778,000 | 5,021 |
| Federal funds sold & reverse repurchase agreements | $4,747,000 | 2,423 |
| Net loans & leases | $130,928,000 | 2,851 |
| Loan loss allowance | $1,839,000 | 2,489 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,544,000 | 1,913 |
| Other real estate owned | $11,000 | 3,706 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,695,000 | 5,310 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $165,175,000 | 3,339 |
| Total liabilities | $147,520,000 | 3,367 |
| Total deposits | $146,472,000 | 3,121 |
| Interest-bearing deposits | $121,849,000 | 3,150 |
| Deposits held in domestic offices | $146,472,000 | 3,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $183,000 | 3,162 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $865,000 | 3,505 |
| Total equity capital | $17,655,000 | 3,185 |
| Total bank equity capital | $17,655,000 | 3,185 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,025,000 | 2,768 |
| Surplus | $14,322,000 | 1,569 |
| Undivided profits | $2,308,000 | 6,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $620,000 | 4,573 |
| Earning assets | $153,453,000 | 3,301 |
| Long-term assets (5+ years) | $19,166,000 | 3,514 |
| Average Assets, year-to-date | $160,940,500 | 3,393 |
| Average Assets, quarterly | $160,940,500 | 3,393 |
| Volatile liabilities | $41,941,000 | 2,511 |
| Insider loans | $14,615,000 | 350 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $35,636,000 | 2,121 |
| Tier 1 (core) risk-based capital | $17,879,000 | 3,056 |
| Tier 2 risk-based capital | $1,809,000 | 2,393 |
| Total risk weighted assets | $144,670,000 | 2,702 |
| Total unused commitments | $35,636,000 | 2,126 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 44 | 3,711 |
| Assets and Liabilities | ||
| Total Assets: | $156,706,000 | 3,469 |
| Cash and due from depository institutions | $4,653,000 | 3,711 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $19,667,000 | 4,777 |
| Federal funds sold & reverse repurchase agreements | $440,000 | 5,518 |
| Net loans & leases | $124,885,000 | 2,942 |
| Loan loss allowance | $1,724,000 | 2,616 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,580,000 | 1,883 |
| Other real estate owned | $11,000 | 3,711 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,470,000 | 5,622 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $156,706,000 | 3,469 |
| Total liabilities | $139,223,000 | 3,507 |
| Total deposits | $137,404,000 | 3,276 |
| Interest-bearing deposits | $114,628,000 | 3,289 |
| Deposits held in domestic offices | $137,404,000 | 3,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,052,000 | 2,673 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $767,000 | 3,712 |
| Total equity capital | $17,483,000 | 3,213 |
| Total bank equity capital | $17,483,000 | 3,213 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,025,000 | 2,759 |
| Surplus | $14,322,000 | 1,547 |
| Undivided profits | $2,136,000 | 6,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,601,000 | 1,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $529,000 | 5,142 |
| Earning assets | $144,992,000 | 3,458 |
| Long-term assets (5+ years) | $19,902,000 | 3,480 |
| Average Assets, year-to-date | $144,148,200 | 3,618 |
| Average Assets, quarterly | $154,038,000 | 3,497 |
| Volatile liabilities | $37,934,000 | 2,655 |
| Insider loans | $12,868,000 | 411 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $27,764,000 | 2,431 |
| Tier 1 (core) risk-based capital | $17,480,000 | 3,081 |
| Tier 2 risk-based capital | $1,724,000 | 2,477 |
| Total risk weighted assets | $139,591,000 | 2,773 |
| Total unused commitments | $27,764,000 | 2,432 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 48 | 3,466 |
| Assets and Liabilities | ||
| Total Assets: | $151,370,000 | 3,549 |
| Cash and due from depository institutions | $4,210,000 | 3,466 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $15,783,000 | 5,386 |
| Federal funds sold & reverse repurchase agreements | $2,113,000 | 3,521 |
| Net loans & leases | $122,263,000 | 2,946 |
| Loan loss allowance | $1,643,000 | 2,720 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,656,000 | 1,814 |
| Other real estate owned | $0 | 3,466 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,345,000 | 5,839 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $151,370,000 | 3,549 |
| Total liabilities | $139,267,000 | 3,472 |
| Total deposits | $138,604,000 | 3,215 |
| Interest-bearing deposits | $113,801,000 | 3,266 |
| Deposits held in domestic offices | $138,604,000 | 3,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,000 | 3,597 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $576,000 | 4,543 |
| Total equity capital | $12,103,000 | 4,352 |
| Total bank equity capital | $12,103,000 | 4,352 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,025,000 | 2,761 |
| Surplus | $9,222,000 | 2,177 |
| Undivided profits | $1,856,000 | 6,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 6,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $509,000 | 5,431 |
| Earning assets | $140,159,000 | 3,519 |
| Long-term assets (5+ years) | $16,575,000 | 3,921 |
| Average Assets, year-to-date | $141,008,750 | 3,678 |
| Average Assets, quarterly | $147,390,000 | 3,601 |
| Volatile liabilities | $36,704,000 | 2,663 |
| Insider loans | $10,773,000 | 520 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $25,706,000 | 2,535 |
| Tier 1 (core) risk-based capital | $12,167,000 | 4,179 |
| Tier 2 risk-based capital | $1,643,000 | 2,535 |
| Total risk weighted assets | $135,586,000 | 2,808 |
| Total unused commitments | $25,706,000 | 2,539 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $143,410,000 | 3,701 |
| Cash and due from depository institutions | $4,217,000 | 3,488 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $15,217,000 | 5,530 |
| Federal funds sold & reverse repurchase agreements | $3,530,000 | 2,555 |
| Net loans & leases | $113,248,000 | 3,109 |
| Loan loss allowance | $1,541,000 | 2,881 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,738,000 | 1,763 |
| Other real estate owned | $35,000 | 3,488 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,425,000 | 5,702 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $143,410,000 | 3,701 |
| Total liabilities | $131,981,000 | 3,622 |
| Total deposits | $131,382,000 | 3,350 |
| Interest-bearing deposits | $111,687,000 | 3,316 |
| Deposits held in domestic offices | $131,382,000 | 3,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $114,000 | 3,644 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $485,000 | 4,631 |
| Total equity capital | $11,429,000 | 4,393 |
| Total bank equity capital | $11,429,000 | 4,393 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,025,000 | 2,771 |
| Surplus | $9,222,000 | 2,146 |
| Undivided profits | $1,182,000 | 7,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $407,000 | 5,954 |
| Earning assets | $131,995,000 | 3,686 |
| Long-term assets (5+ years) | $17,134,000 | 3,975 |
| Average Assets, year-to-date | $137,555,000 | 3,767 |
| Average Assets, quarterly | $141,847,500 | 3,695 |
| Volatile liabilities | $33,596,000 | 2,785 |
| Insider loans | $10,947,000 | 501 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $23,116,000 | 2,721 |
| Tier 1 (core) risk-based capital | $11,846,000 | 4,213 |
| Tier 2 risk-based capital | $1,541,000 | 2,657 |
| Total risk weighted assets | $126,729,000 | 2,933 |
| Total unused commitments | $23,116,000 | 2,724 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 46 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $140,285,000 | 3,743 |
| Cash and due from depository institutions | $4,423,000 | 3,588 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $12,265,000 | 6,077 |
| Federal funds sold & reverse repurchase agreements | $9,923,000 | 1,489 |
| Net loans & leases | $106,826,000 | 3,188 |
| Loan loss allowance | $1,483,000 | 2,945 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,753,000 | 1,719 |
| Other real estate owned | $35,000 | 3,588 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,060,000 | 6,276 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $140,285,000 | 3,743 |
| Total liabilities | $128,704,000 | 3,667 |
| Total deposits | $127,899,000 | 3,422 |
| Interest-bearing deposits | $107,039,000 | 3,433 |
| Deposits held in domestic offices | $127,899,000 | 3,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $316,000 | 2,928 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $489,000 | 4,950 |
| Total equity capital | $11,581,000 | 4,439 |
| Total bank equity capital | $11,581,000 | 4,439 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,025,000 | 2,768 |
| Surplus | $9,222,000 | 2,112 |
| Undivided profits | $1,334,000 | 7,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 6,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $379,000 | 6,137 |
| Earning assets | $129,014,000 | 3,728 |
| Long-term assets (5+ years) | $10,322,000 | 4,934 |
| Average Assets, year-to-date | $134,627,500 | 3,833 |
| Average Assets, quarterly | $134,627,500 | 3,833 |
| Volatile liabilities | $34,681,000 | 2,650 |
| Insider loans | $9,031,000 | 579 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $22,895,000 | 2,694 |
| Tier 1 (core) risk-based capital | $11,468,000 | 4,290 |
| Tier 2 risk-based capital | $1,483,000 | 2,710 |
| Total risk weighted assets | $118,989,000 | 3,050 |
| Total unused commitments | $22,895,000 | 2,702 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 44 | 3,755 |
| Assets and Liabilities | ||
| Total Assets: | $128,970,000 | 3,976 |
| Cash and due from depository institutions | $4,455,000 | 3,755 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $15,654,000 | 5,513 |
| Federal funds sold & reverse repurchase agreements | $90,000 | 6,201 |
| Net loans & leases | $101,737,000 | 3,301 |
| Loan loss allowance | $1,372,000 | 3,118 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,824,000 | 1,679 |
| Other real estate owned | $35,000 | 3,755 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,175,000 | 6,101 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,970,000 | 3,976 |
| Total liabilities | $117,897,000 | 3,920 |
| Total deposits | $115,700,000 | 3,695 |
| Interest-bearing deposits | $100,358,000 | 3,619 |
| Deposits held in domestic offices | $115,700,000 | 3,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,783,000 | 2,337 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $414,000 | 5,228 |
| Total equity capital | $11,073,000 | 4,525 |
| Total bank equity capital | $11,073,000 | 4,525 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,025,000 | 2,790 |
| Surplus | $9,222,000 | 2,085 |
| Undivided profits | $826,000 | 7,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 6,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $373,000 | 6,326 |
| Earning assets | $117,481,000 | 3,972 |
| Long-term assets (5+ years) | $14,255,000 | 4,310 |
| Average Assets, year-to-date | $120,256,000 | 4,079 |
| Average Assets, quarterly | $128,466,500 | 3,957 |
| Volatile liabilities | $32,461,000 | 2,767 |
| Insider loans | $5,571,000 | 974 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $29,282,000 | 2,186 |
| Tier 1 (core) risk-based capital | $11,149,000 | 4,334 |
| Tier 2 risk-based capital | $1,372,000 | 2,871 |
| Total risk weighted assets | $113,761,000 | 3,159 |
| Total unused commitments | $29,282,000 | 2,189 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 41 | 3,990 |
| Assets and Liabilities | ||
| Total Assets: | $127,963,000 | 3,977 |
| Cash and due from depository institutions | $3,760,000 | 3,990 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $14,461,000 | 5,627 |
| Federal funds sold & reverse repurchase agreements | $8,902,000 | 1,607 |
| Net loans & leases | $93,695,000 | 3,498 |
| Loan loss allowance | $1,308,000 | 3,234 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,857,000 | 1,665 |
| Other real estate owned | $182,000 | 3,990 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,106,000 | 6,296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,963,000 | 3,977 |
| Total liabilities | $117,204,000 | 3,911 |
| Total deposits | $115,994,000 | 3,676 |
| Interest-bearing deposits | $97,713,000 | 3,707 |
| Deposits held in domestic offices | $115,994,000 | 3,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $694,000 | 2,758 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $516,000 | 4,937 |
| Total equity capital | $10,759,000 | 4,598 |
| Total bank equity capital | $10,759,000 | 4,598 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,025,000 | 2,806 |
| Surplus | $9,222,000 | 2,054 |
| Undivided profits | $512,000 | 8,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 8,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $388,000 | 6,376 |
| Earning assets | $117,058,000 | 3,980 |
| Long-term assets (5+ years) | $16,175,000 | 4,066 |
| Average Assets, year-to-date | $118,077,500 | 4,149 |
| Average Assets, quarterly | $123,718,500 | 4,063 |
| Volatile liabilities | $29,170,000 | 2,945 |
| Insider loans | $6,013,000 | 882 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $23,239,000 | 2,564 |
| Tier 1 (core) risk-based capital | $10,898,000 | 4,393 |
| Tier 2 risk-based capital | $1,308,000 | 2,980 |
| Total risk weighted assets | $107,617,000 | 3,294 |
| Total unused commitments | $23,239,000 | 2,567 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 45 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $119,474,000 | 4,189 |
| Cash and due from depository institutions | $4,690,000 | 3,706 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $11,478,000 | 6,154 |
| Federal funds sold & reverse repurchase agreements | $2,492,000 | 4,418 |
| Net loans & leases | $93,908,000 | 3,481 |
| Loan loss allowance | $1,294,000 | 3,215 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,906,000 | 1,619 |
| Other real estate owned | $35,000 | 3,706 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $965,000 | 6,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,474,000 | 4,189 |
| Total liabilities | $108,725,000 | 4,127 |
| Total deposits | $107,703,000 | 3,897 |
| Interest-bearing deposits | $91,071,000 | 3,905 |
| Deposits held in domestic offices | $107,703,000 | 3,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $547,000 | 2,775 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $475,000 | 5,234 |
| Total equity capital | $10,749,000 | 4,594 |
| Total bank equity capital | $10,749,000 | 4,594 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,025,000 | 2,806 |
| Surplus | $9,222,000 | 2,012 |
| Undivided profits | $502,000 | 8,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $398,000 | 6,145 |
| Earning assets | $107,878,000 | 4,236 |
| Long-term assets (5+ years) | $9,054,000 | 5,082 |
| Average Assets, year-to-date | $114,782,330 | 4,241 |
| Average Assets, quarterly | $117,951,000 | 4,194 |
| Volatile liabilities | $27,104,000 | 3,078 |
| Insider loans | $6,245,000 | 829 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $26,532,000 | 2,325 |
| Tier 1 (core) risk-based capital | $10,629,000 | 4,418 |
| Tier 2 risk-based capital | $1,294,000 | 2,960 |
| Total risk weighted assets | $108,317,000 | 3,230 |
| Total unused commitments | $26,532,000 | 2,334 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 42 | 3,886 |
| Assets and Liabilities | ||
| Total Assets: | $116,428,000 | 4,221 |
| Cash and due from depository institutions | $4,764,000 | 3,886 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $8,110,000 | 6,936 |
| Federal funds sold & reverse repurchase agreements | $7,850,000 | 2,195 |
| Net loans & leases | $88,670,000 | 3,583 |
| Loan loss allowance | $1,271,000 | 3,206 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,991,000 | 1,558 |
| Other real estate owned | $35,000 | 3,886 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,008,000 | 6,405 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,428,000 | 4,221 |
| Total liabilities | $106,010,000 | 4,171 |
| Total deposits | $105,141,000 | 3,958 |
| Interest-bearing deposits | $88,951,000 | 3,975 |
| Deposits held in domestic offices | $105,141,000 | 3,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $304,000 | 2,784 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $565,000 | 4,815 |
| Total equity capital | $10,418,000 | 4,617 |
| Total bank equity capital | $10,418,000 | 4,617 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,025,000 | 2,817 |
| Surplus | $9,222,000 | 1,982 |
| Undivided profits | $171,000 | 8,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 6,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $366,000 | 6,459 |
| Earning assets | $104,630,000 | 4,292 |
| Long-term assets (5+ years) | $7,269,000 | 5,493 |
| Average Assets, year-to-date | $112,436,500 | 4,303 |
| Average Assets, quarterly | $112,436,500 | 4,303 |
| Volatile liabilities | $27,599,000 | 3,001 |
| Insider loans | $6,809,000 | 744 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,037,000 | 2,800 |
| Tier 1 (core) risk-based capital | $10,377,000 | 4,437 |
| Tier 2 risk-based capital | $1,250,000 | 2,989 |
| Total risk weighted assets | $100,020,000 | 3,391 |
| Total unused commitments | $19,037,000 | 2,812 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $108,445,000 | 4,410 |
| Cash and due from depository institutions | $4,584,000 | 4,049 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $8,423,000 | 6,903 |
| Federal funds sold & reverse repurchase agreements | $4,306,000 | 3,126 |
| Net loans & leases | $84,134,000 | 3,726 |
| Loan loss allowance | $1,195,000 | 3,282 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,979,000 | 1,553 |
| Other real estate owned | $35,000 | 4,049 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $984,000 | 6,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,445,000 | 4,410 |
| Total liabilities | $98,301,000 | 4,376 |
| Total deposits | $97,137,000 | 4,159 |
| Interest-bearing deposits | $81,516,000 | 4,193 |
| Deposits held in domestic offices | $97,137,000 | 4,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $719,000 | 2,640 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $445,000 | 5,566 |
| Total equity capital | $10,144,000 | 4,677 |
| Total bank equity capital | $10,144,000 | 4,677 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,025,000 | 2,819 |
| Surplus | $9,222,000 | 1,950 |
| Undivided profits | $-103,000 | 8,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 7,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $371,000 | 6,615 |
| Earning assets | $96,863,000 | 4,489 |
| Long-term assets (5+ years) | $5,857,000 | 5,813 |
| Average Assets, year-to-date | $91,992,800 | 4,791 |
| Average Assets, quarterly | $103,958,500 | 4,494 |
| Volatile liabilities | $25,865,000 | 3,144 |
| Insider loans | $5,956,000 | 837 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,820,000 | 2,640 |
| Tier 1 (core) risk-based capital | $10,116,000 | 4,463 |
| Tier 2 risk-based capital | $1,195,000 | 3,063 |
| Total risk weighted assets | $99,229,000 | 3,375 |
| Total unused commitments | $19,820,000 | 2,645 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 34 | 4,593 |
| Assets and Liabilities | ||
| Total Assets: | $76,614,000 | 5,510 |
| Cash and due from depository institutions | $3,544,000 | 4,593 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $11,636,000 | 6,104 |
| Federal funds sold & reverse repurchase agreements | $3,599,000 | 3,499 |
| Net loans & leases | $53,543,000 | 5,048 |
| Loan loss allowance | $684,000 | 4,810 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,529,000 | 2,565 |
| Other real estate owned | $35,000 | 4,593 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $728,000 | 7,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,614,000 | 5,510 |
| Total liabilities | $67,508,000 | 5,560 |
| Total deposits | $66,395,000 | 5,347 |
| Interest-bearing deposits | $55,136,000 | 5,420 |
| Deposits held in domestic offices | $66,395,000 | 5,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $744,000 | 2,782 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $369,000 | 6,345 |
| Total equity capital | $9,106,000 | 4,849 |
| Total bank equity capital | $9,106,000 | 4,849 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,025,000 | 2,868 |
| Surplus | $9,222,000 | 1,838 |
| Undivided profits | $-1,141,000 | 9,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $324,000 | 7,330 |
| Earning assets | $68,778,000 | 5,556 |
| Long-term assets (5+ years) | $7,614,000 | 5,380 |
| Average Assets, year-to-date | $62,244,800 | 6,025 |
| Average Assets, quarterly | $71,738,500 | 5,693 |
| Volatile liabilities | $14,952,000 | 4,494 |
| Insider loans | $5,093,000 | 958 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,108,000 | 3,916 |
| Tier 1 (core) risk-based capital | $9,092,000 | 4,703 |
| Tier 2 risk-based capital | $684,000 | 4,511 |
| Total risk weighted assets | $64,662,000 | 4,591 |
| Total unused commitments | $10,108,000 | 3,927 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 21 | 6,388 |
| Assets and Liabilities | ||
| Total Assets: | $50,019,000 | 6,848 |
| Cash and due from depository institutions | $1,703,000 | 6,388 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $9,956,000 | 6,813 |
| Federal funds sold & reverse repurchase agreements | $2,438,000 | 3,812 |
| Net loans & leases | $32,656,000 | 6,553 |
| Loan loss allowance | $451,000 | 6,047 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,813,000 | 3,064 |
| Other real estate owned | $0 | 6,388 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $453,000 | 8,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,019,000 | 6,848 |
| Total liabilities | $40,811,000 | 7,123 |
| Total deposits | $40,395,000 | 6,932 |
| Interest-bearing deposits | $35,077,000 | 6,876 |
| Deposits held in domestic offices | $40,395,000 | 6,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $416,000 | 6,376 |
| Total equity capital | $9,208,000 | 4,695 |
| Total bank equity capital | $9,208,000 | 4,695 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,024,000 | 2,949 |
| Surplus | $9,212,000 | 1,783 |
| Undivided profits | $-1,028,000 | 9,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $163,000 | 8,371 |
| Earning assets | $45,050,000 | 6,898 |
| Long-term assets (5+ years) | $7,977,000 | 5,074 |
| Average Assets, year-to-date | $40,679,400 | 7,368 |
| Average Assets, quarterly | $48,212,500 | 6,925 |
| Volatile liabilities | $10,311,000 | 5,522 |
| Insider loans | $4,429,000 | 1,091 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $292,000 | 1,103 |
| Unused loan commitments | $4,591,000 | 5,608 |
| Tier 1 (core) risk-based capital | $9,117,000 | 4,630 |
| Tier 2 risk-based capital | $451,000 | 5,739 |
| Total risk weighted assets | $37,154,100 | 6,324 |
| Total unused commitments | $4,591,000 | 5,611 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $30,103,000 | 8,517 |
| Cash and due from depository institutions | $989,000 | 7,685 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $6,656,000 | 8,104 |
| Federal funds sold & reverse repurchase agreements | $4,378,000 | 2,154 |
| Net loans & leases | $16,208,000 | 8,476 |
| Loan loss allowance | $208,000 | 8,353 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,531,000 | 4,803 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $341,000 | 9,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,103,000 | 8,517 |
| Total liabilities | $20,847,000 | 9,025 |
| Total deposits | $20,652,000 | 8,928 |
| Interest-bearing deposits | $17,452,000 | 8,940 |
| Deposits held in domestic offices | $20,652,000 | 8,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $195,000 | 8,135 |
| Total equity capital | $9,256,000 | 4,531 |
| Total bank equity capital | $9,256,000 | 4,531 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,024,000 | 3,017 |
| Surplus | $9,212,000 | 1,771 |
| Undivided profits | $-980,000 | 9,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $73,000 | 9,472 |
| Earning assets | $27,242,000 | 8,517 |
| Long-term assets (5+ years) | $1,261,000 | 8,121 |
| Average Assets, year-to-date | $26,226,330 | 8,692 |
| Average Assets, quarterly | $28,413,500 | 8,614 |
| Volatile liabilities | $4,914,000 | 7,386 |
| Insider loans | $3,073,000 | 1,519 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $95,000 | 1,348 |
| Unused loan commitments | $5,091,000 | 5,422 |
| Tier 1 (core) risk-based capital | $9,302,000 | 4,519 |
| Tier 2 risk-based capital | $208,000 | 8,081 |
| Total risk weighted assets | $20,458,000 | 8,177 |
| Total unused commitments | $5,091,000 | 5,427 |
| Derivatives | $0 | 488 |