Home > Southern First Bank > Net charge- offs to loans

Southern First Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0048%2,545
Percentage Net Loans Charged-off: Total real estate loans0.0132%728
Percentage Net Loans Charged-off:Construction & development0.0064%209
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0265%373
Percentage Net Loans Charged-off: Home equity loans0.2046%68
All other 1-4 family - Percent of loans charged-off, net0.0016%690
Percentage Net Loans Charged-off: Commercial and industrial-0.0823%4,205
Percentage Net Loans Charged-off: Loans to individuals0.0347%2,662
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0347%2,531
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0138%1,899
Percentage Net Loans Charged-off: Total real estate loans0.0145%569
Percentage Net Loans Charged-off:Construction & development0.0048%146
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0296%306
Percentage Net Loans Charged-off: Home equity loans0.2388%58
All other 1-4 family - Percent of loans charged-off, net0.0001%599
Percentage Net Loans Charged-off: Commercial and industrial0.0085%1,320
Percentage Net Loans Charged-off: Loans to individuals0.0032%2,548
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0032%2,480
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0283%1,320
Percentage Net Loans Charged-off: Total real estate loans0.0324%326
Percentage Net Loans Charged-off:Construction & development0.0072%102
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0668%148
Percentage Net Loans Charged-off: Home equity loans0.3602%32
All other 1-4 family - Percent of loans charged-off, net0.0248%266
Percentage Net Loans Charged-off: Commercial and industrial-0.0083%3,697
Percentage Net Loans Charged-off: Loans to individuals0.0051%2,323
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0051%2,255
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0070%1,684
Percentage Net Loans Charged-off: Total real estate loans0.0088%379
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0186%244
Percentage Net Loans Charged-off: Home equity loans-0.1286%4,614
All other 1-4 family - Percent of loans charged-off, net0.0401%163
Percentage Net Loans Charged-off: Commercial and industrial-0.0090%3,719
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0472%4,334
Percentage Net Loans Charged-off: Total real estate loans-0.0509%4,417
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.1442%4,600
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0187%501
Percentage Net Loans Charged-off: Home equity loans0.1492%81
All other 1-4 family - Percent of loans charged-off, net-0.0017%3,518
Percentage Net Loans Charged-off: Commercial and industrial-0.0506%4,001
Percentage Net Loans Charged-off: Loans to individuals0.3339%1,326
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.3339%1,251
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0641%4,369
Percentage Net Loans Charged-off: Total real estate loans-0.0696%4,504
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.1987%4,660
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0273%361
Percentage Net Loans Charged-off: Home equity loans0.2127%54
All other 1-4 family - Percent of loans charged-off, net-0.0020%3,534
Percentage Net Loans Charged-off: Commercial and industrial-0.0646%4,037
Percentage Net Loans Charged-off: Loans to individuals0.4472%1,017
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.4472%937
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0199%1,336
Percentage Net Loans Charged-off: Total real estate loans0.0214%399
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0451%257
Percentage Net Loans Charged-off: Home equity loans0.3378%35
All other 1-4 family - Percent of loans charged-off, net-0.0018%3,451
Percentage Net Loans Charged-off: Commercial and industrial-0.0640%3,880
Percentage Net Loans Charged-off: Loans to individuals0.6930%691
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6930%631
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0017%3,079
Percentage Net Loans Charged-off: Total real estate loans0.0167%338
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0354%220
Percentage Net Loans Charged-off: Home equity loans0.2654%23
All other 1-4 family - Percent of loans charged-off, net-0.0026%3,607
Percentage Net Loans Charged-off: Commercial and industrial-0.1754%4,231
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0575%1,215
Percentage Net Loans Charged-off: Total real estate loans0.0185%880
Percentage Net Loans Charged-off:Construction & development-0.0671%4,200
Percentage Net Loans Charged-off: Commercial real estate0.0833%383
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0227%3,968
Percentage Net Loans Charged-off: Home equity loans-0.0402%3,330
All other 1-4 family - Percent of loans charged-off, net-0.0194%3,945
Percentage Net Loans Charged-off: Commercial and industrial0.4236%441
Percentage Net Loans Charged-off: Loans to individuals-0.0075%3,830
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0075%3,785
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0073%3,554
Percentage Net Loans Charged-off: Total real estate loans-0.0180%4,062
Percentage Net Loans Charged-off:Construction & development-0.0827%4,285
Percentage Net Loans Charged-off: Commercial real estate0.0081%568
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0298%4,149
Percentage Net Loans Charged-off: Home equity loans-0.0494%3,415
All other 1-4 family - Percent of loans charged-off, net-0.0260%4,134
Percentage Net Loans Charged-off: Commercial and industrial0.0906%807
Percentage Net Loans Charged-off: Loans to individuals-0.0099%3,739
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0099%3,693
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0033%2,055
Percentage Net Loans Charged-off: Total real estate loans-0.0090%3,887
Percentage Net Loans Charged-off:Construction & development-0.1454%4,374
Percentage Net Loans Charged-off: Commercial real estate-0.0221%4,426
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0272%495
Percentage Net Loans Charged-off: Home equity loans0.1744%66
All other 1-4 family - Percent of loans charged-off, net-0.0015%3,539
Percentage Net Loans Charged-off: Commercial and industrial0.1057%683
Percentage Net Loans Charged-off: Loans to individuals0.0729%1,730
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0729%1,609
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0630%905
Percentage Net Loans Charged-off: Total real estate loans0.0273%486
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0582%282
Percentage Net Loans Charged-off: Home equity loans0.3549%38
All other 1-4 family - Percent of loans charged-off, net-0.0016%3,669
Percentage Net Loans Charged-off: Commercial and industrial0.3866%303
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1000%1,469
Percentage Net Loans Charged-off: Total real estate loans0.0550%948
Percentage Net Loans Charged-off:Construction & development-0.2788%4,502
Percentage Net Loans Charged-off: Commercial real estate0.1210%536
Percentage Net Loans Charged-off: Multi-family residential-0.5021%4,082
Percentage Net Loans Charged-off: 1-4 family residential0.0750%634
Percentage Net Loans Charged-off: Home equity loans0.1339%173
All other 1-4 family - Percent of loans charged-off, net0.0597%701
Percentage Net Loans Charged-off: Commercial and industrial0.4428%746
Percentage Net Loans Charged-off: Loans to individuals0.1784%2,137
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1784%2,025
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1113%1,230
Percentage Net Loans Charged-off: Total real estate loans0.0718%685
Percentage Net Loans Charged-off:Construction & development-0.3378%4,541
Percentage Net Loans Charged-off: Commercial real estate0.1929%314
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0477%696
Percentage Net Loans Charged-off: Home equity loans0.0237%288
All other 1-4 family - Percent of loans charged-off, net0.0543%629
Percentage Net Loans Charged-off: Commercial and industrial0.3886%705
Percentage Net Loans Charged-off: Loans to individuals0.3270%1,576
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3270%1,448
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1216%1,117
Percentage Net Loans Charged-off: Total real estate loans0.1188%450
Percentage Net Loans Charged-off:Construction & development-0.0099%4,226
Percentage Net Loans Charged-off: Commercial real estate0.2936%217
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0177%4,282
Percentage Net Loans Charged-off: Home equity loans-0.0772%3,609
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial0.1181%1,071
Percentage Net Loans Charged-off: Loans to individuals0.3626%1,534
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3626%1,400
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0355%1,701
Percentage Net Loans Charged-off: Total real estate loans0.0341%666
Percentage Net Loans Charged-off:Construction & development-0.0044%4,252
Percentage Net Loans Charged-off: Commercial real estate0.1151%235
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0355%4,536
Percentage Net Loans Charged-off: Home equity loans-0.1499%3,684
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial-0.0231%3,949
Percentage Net Loans Charged-off: Loans to individuals0.6968%1,042
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6968%941
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0779%1,987
Percentage Net Loans Charged-off: Total real estate loans0.0436%1,211
Percentage Net Loans Charged-off:Construction & development0.1114%220
Percentage Net Loans Charged-off: Commercial real estate0.0458%776
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0256%1,345
Percentage Net Loans Charged-off: Home equity loans0.1002%275
All other 1-4 family - Percent of loans charged-off, net-0.0004%3,938
Percentage Net Loans Charged-off: Commercial and industrial0.2907%1,209
Percentage Net Loans Charged-off: Loans to individuals0.2717%2,199
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2717%2,066
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0869%1,609
Percentage Net Loans Charged-off: Total real estate loans0.0356%1,124
Percentage Net Loans Charged-off:Construction & development0.1498%150
Percentage Net Loans Charged-off: Commercial real estate0.0221%712
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0199%1,221
Percentage Net Loans Charged-off: Home equity loans0.0770%266
All other 1-4 family - Percent of loans charged-off, net-0.0006%3,919
Percentage Net Loans Charged-off: Commercial and industrial0.3996%844
Percentage Net Loans Charged-off: Loans to individuals0.3792%1,748
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3791%1,625
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0248%2,352
Percentage Net Loans Charged-off: Total real estate loans0.0257%1,082
Percentage Net Loans Charged-off:Construction & development-0.0167%4,411
Percentage Net Loans Charged-off: Commercial real estate0.0339%513
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0311%928
Percentage Net Loans Charged-off: Home equity loans0.1179%177
All other 1-4 family - Percent of loans charged-off, net-0.0004%3,929
Percentage Net Loans Charged-off: Commercial and industrial-0.0158%3,969
Percentage Net Loans Charged-off: Loans to individuals0.3480%1,709
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3480%1,589
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0026%2,658
Percentage Net Loans Charged-off: Total real estate loans-0.0049%4,161
Percentage Net Loans Charged-off:Construction & development-0.0364%4,591
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%4,016
Percentage Net Loans Charged-off: Home equity loans-0.0024%3,552
All other 1-4 family - Percent of loans charged-off, net-0.0009%4,061
Percentage Net Loans Charged-off: Commercial and industrial-0.0160%3,966
Percentage Net Loans Charged-off: Loans to individuals0.6412%1,101
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6412%1,001
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1075%1,670
Percentage Net Loans Charged-off: Total real estate loans0.0958%781
Percentage Net Loans Charged-off:Construction & development0.5608%111
Percentage Net Loans Charged-off: Commercial real estate0.0266%873
Percentage Net Loans Charged-off: Multi-family residential1.3955%20
Percentage Net Loans Charged-off: 1-4 family residential0.0158%1,730
Percentage Net Loans Charged-off: Home equity loans0.0631%401
All other 1-4 family - Percent of loans charged-off, net-0.0027%4,227
Percentage Net Loans Charged-off: Commercial and industrial0.1728%1,399
Percentage Net Loans Charged-off: Loans to individuals0.2195%2,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2195%2,252
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0603%1,959
Percentage Net Loans Charged-off: Total real estate loans0.0333%1,224
Percentage Net Loans Charged-off:Construction & development0.1546%166
Percentage Net Loans Charged-off: Commercial real estate0.0363%634
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0214%1,404
Percentage Net Loans Charged-off: Home equity loans0.0849%301
All other 1-4 family - Percent of loans charged-off, net-0.0036%4,246
Percentage Net Loans Charged-off: Commercial and industrial0.2143%1,085
Percentage Net Loans Charged-off: Loans to individuals0.3019%1,906
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3019%1,793
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0439%1,986
Percentage Net Loans Charged-off: Total real estate loans0.0483%885
Percentage Net Loans Charged-off:Construction & development0.2610%116
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0725%786
Percentage Net Loans Charged-off: Home equity loans0.2320%147
All other 1-4 family - Percent of loans charged-off, net0.0091%1,311
Percentage Net Loans Charged-off: Commercial and industrial-0.0137%4,016
Percentage Net Loans Charged-off: Loans to individuals0.2868%1,830
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2868%1,731
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0477%1,637
Percentage Net Loans Charged-off: Total real estate loans0.0448%734
Percentage Net Loans Charged-off:Construction & development-0.0052%4,504
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1017%542
Percentage Net Loans Charged-off: Home equity loans0.3570%100
All other 1-4 family - Percent of loans charged-off, net-0.0010%4,260
Percentage Net Loans Charged-off: Commercial and industrial0.0042%1,095
Percentage Net Loans Charged-off: Loans to individuals0.5717%1,230
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5717%1,123
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1033%2,033
Percentage Net Loans Charged-off: Total real estate loans0.0704%1,237
Percentage Net Loans Charged-off:Construction & development0.0467%394
Percentage Net Loans Charged-off: Commercial real estate-0.0018%4,585
Percentage Net Loans Charged-off: Multi-family residential2.1841%25
Percentage Net Loans Charged-off: 1-4 family residential0.0946%1,116
Percentage Net Loans Charged-off: Home equity loans0.2614%224
All other 1-4 family - Percent of loans charged-off, net0.0223%1,884
Percentage Net Loans Charged-off: Commercial and industrial0.3095%1,269
Percentage Net Loans Charged-off: Loans to individuals0.0820%3,261
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0434%3,329
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0820%1,983
Percentage Net Loans Charged-off: Total real estate loans0.0402%1,425
Percentage Net Loans Charged-off:Construction & development0.0598%309
Percentage Net Loans Charged-off: Commercial real estate0.0293%814
Percentage Net Loans Charged-off: Multi-family residential2.7850%16
Percentage Net Loans Charged-off: 1-4 family residential-0.0239%4,923
Percentage Net Loans Charged-off: Home equity loans-0.0119%3,795
All other 1-4 family - Percent of loans charged-off, net-0.0292%5,006
Percentage Net Loans Charged-off: Commercial and industrial0.3333%977
Percentage Net Loans Charged-off: Loans to individuals0.1243%2,838
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0654%2,980
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0665%1,972
Percentage Net Loans Charged-off: Total real estate loans0.0625%1,060
Percentage Net Loans Charged-off:Construction & development0.0948%219
Percentage Net Loans Charged-off: Commercial real estate0.0453%601
Percentage Net Loans Charged-off: Multi-family residential4.4608%12
Percentage Net Loans Charged-off: 1-4 family residential-0.0362%5,063
Percentage Net Loans Charged-off: Home equity loans-0.0167%3,827
All other 1-4 family - Percent of loans charged-off, net-0.0449%5,155
Percentage Net Loans Charged-off: Commercial and industrial0.0985%1,285
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0227%2,313
Percentage Net Loans Charged-off: Total real estate loans0.0353%1,062
Percentage Net Loans Charged-off:Construction & development0.0711%167
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,776
Percentage Net Loans Charged-off: Multi-family residential5.4247%8
Percentage Net Loans Charged-off: 1-4 family residential-0.0722%5,340
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.1048%5,451
Percentage Net Loans Charged-off: Commercial and industrial-0.0491%4,546
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0988%2,302
Percentage Net Loans Charged-off: Total real estate loans0.0421%1,933
Percentage Net Loans Charged-off:Construction & development0.0412%478
Percentage Net Loans Charged-off: Commercial real estate0.0322%1,153
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0533%1,840
Percentage Net Loans Charged-off: Home equity loans0.0386%699
All other 1-4 family - Percent of loans charged-off, net0.0600%1,665
Percentage Net Loans Charged-off: Commercial and industrial0.3010%1,311
Percentage Net Loans Charged-off: Loans to individuals1.3958%592
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3407%567
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1470%1,523
Percentage Net Loans Charged-off: Total real estate loans0.0524%1,504
Percentage Net Loans Charged-off:Construction & development0.0676%357
Percentage Net Loans Charged-off: Commercial real estate0.0882%696
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0159%2,167
Percentage Net Loans Charged-off: Home equity loans0.0525%570
All other 1-4 family - Percent of loans charged-off, net-0.0010%4,687
Percentage Net Loans Charged-off: Commercial and industrial0.5483%782
Percentage Net Loans Charged-off: Loans to individuals1.7538%387
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6789%373
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0977%1,864
Percentage Net Loans Charged-off: Total real estate loans0.0656%1,313
Percentage Net Loans Charged-off:Construction & development0.0591%312
Percentage Net Loans Charged-off: Commercial real estate0.1370%512
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0031%2,078
Percentage Net Loans Charged-off: Home equity loans0.0099%556
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial0.1504%1,200
Percentage Net Loans Charged-off: Loans to individuals1.4371%518
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4371%459
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1381%1,285
Percentage Net Loans Charged-off: Total real estate loans0.1202%762
Percentage Net Loans Charged-off:Construction & development0.5419%117
Percentage Net Loans Charged-off: Commercial real estate0.0882%408
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.0142%1,170
Percentage Net Loans Charged-off: Loans to individuals2.3588%298
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3588%266
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1379%1,971
Percentage Net Loans Charged-off: Total real estate loans0.1153%1,474
Percentage Net Loans Charged-off:Construction & development0.2401%477
Percentage Net Loans Charged-off: Commercial real estate0.1235%946
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0646%2,155
Percentage Net Loans Charged-off: Home equity loans0.0446%808
All other 1-4 family - Percent of loans charged-off, net0.0735%1,989
Percentage Net Loans Charged-off: Commercial and industrial0.2926%1,317
Percentage Net Loans Charged-off: Loans to individuals0.0359%3,585
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0359%3,433
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1245%1,881
Percentage Net Loans Charged-off: Total real estate loans0.1236%1,292
Percentage Net Loans Charged-off:Construction & development0.2708%416
Percentage Net Loans Charged-off: Commercial real estate0.1376%772
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0586%2,021
Percentage Net Loans Charged-off: Home equity loans-0.0429%4,263
All other 1-4 family - Percent of loans charged-off, net0.1026%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.1397%1,459
Percentage Net Loans Charged-off: Loans to individuals0.0484%3,209
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0484%3,076
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0970%2,044
Percentage Net Loans Charged-off: Total real estate loans0.0642%1,761
Percentage Net Loans Charged-off:Construction & development-0.0061%4,797
Percentage Net Loans Charged-off: Commercial real estate0.0518%921
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1060%1,474
Percentage Net Loans Charged-off: Home equity loans0.0262%669
All other 1-4 family - Percent of loans charged-off, net0.1399%1,236
Percentage Net Loans Charged-off: Commercial and industrial0.3151%925
Percentage Net Loans Charged-off: Loans to individuals0.0148%3,018
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0148%2,882
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0602%2,150
Percentage Net Loans Charged-off: Total real estate loans0.0392%1,602
Percentage Net Loans Charged-off:Construction & development-0.0030%4,916
Percentage Net Loans Charged-off: Commercial real estate-0.0027%5,290
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0964%1,223
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.1369%1,007
Percentage Net Loans Charged-off: Commercial and industrial0.1965%789
Percentage Net Loans Charged-off: Loans to individuals0.0302%2,471
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0302%2,343
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3245%1,357
Percentage Net Loans Charged-off: Total real estate loans0.3791%804
Percentage Net Loans Charged-off:Construction & development0.4863%604
Percentage Net Loans Charged-off: Commercial real estate0.6313%549
Percentage Net Loans Charged-off: Multi-family residential2.6023%105
Percentage Net Loans Charged-off: 1-4 family residential0.0414%3,023
Percentage Net Loans Charged-off: Home equity loans0.0818%957
All other 1-4 family - Percent of loans charged-off, net0.0236%3,110
Percentage Net Loans Charged-off: Commercial and industrial-0.0243%4,909
Percentage Net Loans Charged-off: Loans to individuals0.3599%2,210
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3439%2,126
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3663%1,093
Percentage Net Loans Charged-off: Total real estate loans0.4359%671
Percentage Net Loans Charged-off:Construction & development0.8266%408
Percentage Net Loans Charged-off: Commercial real estate0.7017%438
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0338%2,823
Percentage Net Loans Charged-off: Home equity loans0.1116%819
All other 1-4 family - Percent of loans charged-off, net-0.0007%5,490
Percentage Net Loans Charged-off: Commercial and industrial-0.0459%5,029
Percentage Net Loans Charged-off: Loans to individuals0.1193%3,032
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0976%2,989
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2723%1,455
Percentage Net Loans Charged-off: Total real estate loans0.3504%872
Percentage Net Loans Charged-off:Construction & development1.2793%312
Percentage Net Loans Charged-off: Commercial real estate0.2898%800
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0544%2,345
Percentage Net Loans Charged-off: Home equity loans0.1763%637
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial-0.1946%5,648
Percentage Net Loans Charged-off: Loans to individuals0.0648%3,064
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0324%3,068
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2638%1,283
Percentage Net Loans Charged-off: Total real estate loans0.3168%869
Percentage Net Loans Charged-off:Construction & development1.6954%218
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1154%1,503
Percentage Net Loans Charged-off: Home equity loans0.3667%380
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial-0.0392%4,977
Percentage Net Loans Charged-off: Loans to individuals0.0645%2,603
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3416%1,970
Percentage Net Loans Charged-off: Total real estate loans0.1667%2,568
Percentage Net Loans Charged-off:Construction & development0.0243%1,575
Percentage Net Loans Charged-off: Commercial real estate0.1532%1,875
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1323%2,747
Percentage Net Loans Charged-off: Home equity loans0.1236%1,199
All other 1-4 family - Percent of loans charged-off, net0.1366%2,603
Percentage Net Loans Charged-off: Commercial and industrial1.4593%753
Percentage Net Loans Charged-off: Loans to individuals0.4534%2,205
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4534%2,068
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3793%1,688
Percentage Net Loans Charged-off: Total real estate loans0.2088%2,114
Percentage Net Loans Charged-off:Construction & development0.0339%1,408
Percentage Net Loans Charged-off: Commercial real estate0.2035%1,509
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1399%2,450
Percentage Net Loans Charged-off: Home equity loans0.0481%1,187
All other 1-4 family - Percent of loans charged-off, net0.1875%2,096
Percentage Net Loans Charged-off: Commercial and industrial1.4628%689
Percentage Net Loans Charged-off: Loans to individuals0.6332%1,582
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6332%1,466
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4218%1,530
Percentage Net Loans Charged-off: Total real estate loans0.2850%1,719
Percentage Net Loans Charged-off:Construction & development-0.0027%5,402
Percentage Net Loans Charged-off: Commercial real estate0.3080%1,139
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2141%1,946
Percentage Net Loans Charged-off: Home equity loans0.0723%999
All other 1-4 family - Percent of loans charged-off, net0.2898%1,566
Percentage Net Loans Charged-off: Commercial and industrial1.2413%763
Percentage Net Loans Charged-off: Loans to individuals0.9492%1,084
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9492%982
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5174%1,161
Percentage Net Loans Charged-off: Total real estate loans0.4271%1,164
Percentage Net Loans Charged-off:Construction & development-0.0484%5,664
Percentage Net Loans Charged-off: Commercial real estate0.6268%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.3850%1,204
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.5915%831
Percentage Net Loans Charged-off: Commercial and industrial0.9391%710
Percentage Net Loans Charged-off: Loans to individuals1.9916%521
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9916%465
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7050%1,679
Percentage Net Loans Charged-off: Total real estate loans0.6776%1,521
Percentage Net Loans Charged-off:Construction & development0.6010%1,725
Percentage Net Loans Charged-off: Commercial real estate0.7950%1,106
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.6027%1,521
Percentage Net Loans Charged-off: Home equity loans0.8211%764
All other 1-4 family - Percent of loans charged-off, net0.4710%1,806
Percentage Net Loans Charged-off: Commercial and industrial0.9828%1,445
Percentage Net Loans Charged-off: Loans to individuals-0.1530%6,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1530%6,313
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7083%1,563
Percentage Net Loans Charged-off: Total real estate loans0.6250%1,577
Percentage Net Loans Charged-off:Construction & development0.6971%1,533
Percentage Net Loans Charged-off: Commercial real estate0.7787%1,013
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.4576%1,850
Percentage Net Loans Charged-off: Home equity loans0.3248%1,110
All other 1-4 family - Percent of loans charged-off, net0.5403%1,574
Percentage Net Loans Charged-off: Commercial and industrial1.3309%1,074
Percentage Net Loans Charged-off: Loans to individuals-0.0788%6,112
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0788%6,032
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7458%1,479
Percentage Net Loans Charged-off: Total real estate loans0.6026%1,614
Percentage Net Loans Charged-off:Construction & development0.3096%1,630
Percentage Net Loans Charged-off: Commercial real estate0.8738%866
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.4178%1,852
Percentage Net Loans Charged-off: Home equity loans0.0172%1,314
All other 1-4 family - Percent of loans charged-off, net0.6805%1,253
Percentage Net Loans Charged-off: Commercial and industrial1.7393%877
Percentage Net Loans Charged-off: Loans to individuals-0.1187%6,103
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1187%6,033
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6160%1,555
Percentage Net Loans Charged-off: Total real estate loans0.5620%1,479
Percentage Net Loans Charged-off:Construction & development0.6136%1,091
Percentage Net Loans Charged-off: Commercial real estate0.4399%1,030
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.7133%1,153
Percentage Net Loans Charged-off: Home equity loans0.0341%971
All other 1-4 family - Percent of loans charged-off, net1.1839%728
Percentage Net Loans Charged-off: Commercial and industrial1.0190%955
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8102%2,125
Percentage Net Loans Charged-off: Total real estate loans0.4336%2,847
Percentage Net Loans Charged-off:Construction & development0.1823%2,707
Percentage Net Loans Charged-off: Commercial real estate0.2577%2,551
Percentage Net Loans Charged-off: Multi-family residential1.4262%539
Percentage Net Loans Charged-off: 1-4 family residential0.5992%1,962
Percentage Net Loans Charged-off: Home equity loans0.2096%1,612
All other 1-4 family - Percent of loans charged-off, net0.8846%1,373
Percentage Net Loans Charged-off: Commercial and industrial2.9189%835
Percentage Net Loans Charged-off: Loans to individuals2.5806%585
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.5037%525
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6158%2,403
Percentage Net Loans Charged-off: Total real estate loans0.2881%3,160
Percentage Net Loans Charged-off:Construction & development0.2445%2,360
Percentage Net Loans Charged-off: Commercial real estate0.3005%2,073
Percentage Net Loans Charged-off: Multi-family residential1.8770%413
Percentage Net Loans Charged-off: 1-4 family residential0.2353%2,946
Percentage Net Loans Charged-off: Home equity loans0.2816%1,324
All other 1-4 family - Percent of loans charged-off, net0.2014%2,988
Percentage Net Loans Charged-off: Commercial and industrial2.3192%938
Percentage Net Loans Charged-off: Loans to individuals3.4827%393
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.3463%348
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3614%3,110
Percentage Net Loans Charged-off: Total real estate loans0.1462%3,647
Percentage Net Loans Charged-off:Construction & development0.0889%2,218
Percentage Net Loans Charged-off: Commercial real estate0.0637%2,414
Percentage Net Loans Charged-off: Multi-family residential2.7613%281
Percentage Net Loans Charged-off: 1-4 family residential0.1664%3,045
Percentage Net Loans Charged-off: Home equity loans0.1817%1,266
All other 1-4 family - Percent of loans charged-off, net0.1552%2,940
Percentage Net Loans Charged-off: Commercial and industrial1.2384%1,405
Percentage Net Loans Charged-off: Loans to individuals4.7355%286
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.4870%243
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5028%2,219
Percentage Net Loans Charged-off: Total real estate loans0.0619%3,460
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.1556%2,426
Percentage Net Loans Charged-off: Home equity loans0.3729%805
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial2.3238%746
Percentage Net Loans Charged-off: Loans to individuals8.7250%150
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual8.1243%129
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8620%2,475
Percentage Net Loans Charged-off: Total real estate loans0.4396%3,180
Percentage Net Loans Charged-off:Construction & development0.9875%2,520
Percentage Net Loans Charged-off: Commercial real estate0.0618%3,355
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.7019%1,842
Percentage Net Loans Charged-off: Home equity loans0.3596%1,393
All other 1-4 family - Percent of loans charged-off, net0.9503%1,435
Percentage Net Loans Charged-off: Commercial and industrial3.0291%1,138
Percentage Net Loans Charged-off: Loans to individuals1.9489%1,112
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9946%2,012
Percentage Net Loans Charged-off: Total real estate loans0.4382%2,888
Percentage Net Loans Charged-off:Construction & development1.2533%2,156
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.6677%1,726
Percentage Net Loans Charged-off: Home equity loans0.4385%1,170
All other 1-4 family - Percent of loans charged-off, net0.8353%1,421
Percentage Net Loans Charged-off: Commercial and industrial3.8246%793
Percentage Net Loans Charged-off: Loans to individuals2.2573%903
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0721%1,754
Percentage Net Loans Charged-off: Total real estate loans0.4180%2,689
Percentage Net Loans Charged-off:Construction & development0.9684%2,012
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.7142%1,516
Percentage Net Loans Charged-off: Home equity loans0.6690%858
All other 1-4 family - Percent of loans charged-off, net0.7472%1,421
Percentage Net Loans Charged-off: Commercial and industrial4.5068%636
Percentage Net Loans Charged-off: Loans to individuals0.9437%1,995
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8448%1,847
Percentage Net Loans Charged-off: Total real estate loans0.2931%2,561
Percentage Net Loans Charged-off:Construction & development1.1168%1,445
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3286%1,914
Percentage Net Loans Charged-off: Home equity loans0.2577%833
All other 1-4 family - Percent of loans charged-off, net0.3798%1,712
Percentage Net Loans Charged-off: Commercial and industrial3.5929%672
Percentage Net Loans Charged-off: Loans to individuals1.6604%1,210
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6247%3,335
Percentage Net Loans Charged-off: Total real estate loans0.4057%3,213
Percentage Net Loans Charged-off:Construction & development1.6236%2,241
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3059%2,723
Percentage Net Loans Charged-off: Home equity loans0.1346%1,695
All other 1-4 family - Percent of loans charged-off, net0.4230%2,200
Percentage Net Loans Charged-off: Commercial and industrial1.5988%2,212
Percentage Net Loans Charged-off: Loans to individuals1.3783%2,061
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4460%3,446
Percentage Net Loans Charged-off: Total real estate loans0.3979%2,753
Percentage Net Loans Charged-off:Construction & development1.3879%1,977
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.3736%2,133
Percentage Net Loans Charged-off: Home equity loans0.1555%1,407
All other 1-4 family - Percent of loans charged-off, net0.5202%1,678
Percentage Net Loans Charged-off: Commercial and industrial0.6106%2,932
Percentage Net Loans Charged-off: Loans to individuals1.1094%2,259
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3493%3,441
Percentage Net Loans Charged-off: Total real estate loans0.2928%2,718
Percentage Net Loans Charged-off:Construction & development1.2338%1,699
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1349%2,794
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.2235%2,249
Percentage Net Loans Charged-off: Commercial and industrial0.5126%2,652
Percentage Net Loans Charged-off: Loans to individuals1.4288%1,702
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2302%3,261
Percentage Net Loans Charged-off: Total real estate loans0.1743%2,521
Percentage Net Loans Charged-off:Construction & development0.8404%1,308
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.4876%1,885
Percentage Net Loans Charged-off: Loans to individuals0.2933%3,442
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3502%3,079
Percentage Net Loans Charged-off: Total real estate loans0.2821%2,409
Percentage Net Loans Charged-off:Construction & development1.1631%1,470
Percentage Net Loans Charged-off: Commercial real estate-0.0054%7,699
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0723%3,158
Percentage Net Loans Charged-off: Home equity loans0.0350%1,330
All other 1-4 family - Percent of loans charged-off, net0.0937%2,771
Percentage Net Loans Charged-off: Commercial and industrial0.6859%2,290
Percentage Net Loans Charged-off: Loans to individuals0.3096%4,493
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2992%2,546
Percentage Net Loans Charged-off: Total real estate loans0.2092%2,106
Percentage Net Loans Charged-off:Construction & development0.8852%1,154
Percentage Net Loans Charged-off: Commercial real estate-0.0072%7,738
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0439%2,900
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0683%2,451
Percentage Net Loans Charged-off: Commercial and industrial0.7297%1,627
Percentage Net Loans Charged-off: Loans to individuals0.3920%3,608
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2216%2,587
Percentage Net Loans Charged-off: Total real estate loans0.1794%1,835
Percentage Net Loans Charged-off:Construction & development0.7296%883
Percentage Net Loans Charged-off: Commercial real estate-0.0107%7,821
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0689%2,165
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1060%1,759
Percentage Net Loans Charged-off: Commercial and industrial0.3973%1,813
Percentage Net Loans Charged-off: Loans to individuals0.5754%2,646
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0964%3,069
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.5862%1,099
Percentage Net Loans Charged-off: Loans to individuals0.0983%3,724
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2729%2,006
Percentage Net Loans Charged-off: Total real estate loans0.3011%953
Percentage Net Loans Charged-off:Construction & development1.4107%318
Percentage Net Loans Charged-off: Commercial real estate0.0059%1,604
Percentage Net Loans Charged-off: Multi-family residential0.8028%140
Percentage Net Loans Charged-off: 1-4 family residential0.0119%3,106
Percentage Net Loans Charged-off: Home equity loans0.1108%694
All other 1-4 family - Percent of loans charged-off, net-0.0350%8,002
Percentage Net Loans Charged-off: Commercial and industrial0.1028%3,214
Percentage Net Loans Charged-off: Loans to individuals0.4601%3,228
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2373%1,687
Percentage Net Loans Charged-off: Total real estate loans0.2607%695
Percentage Net Loans Charged-off:Construction & development1.2088%219
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential1.6054%66
Percentage Net Loans Charged-off: 1-4 family residential0.0162%2,378
Percentage Net Loans Charged-off: Home equity loans0.1540%459
All other 1-4 family - Percent of loans charged-off, net-0.0475%8,020
Percentage Net Loans Charged-off: Commercial and industrial0.0818%2,720
Percentage Net Loans Charged-off: Loans to individuals0.4936%2,714
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2291%1,523
Percentage Net Loans Charged-off: Total real estate loans0.2629%593
Percentage Net Loans Charged-off:Construction & development1.2448%148
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0250%1,804
Percentage Net Loans Charged-off: Home equity loans0.2379%306
All other 1-4 family - Percent of loans charged-off, net-0.0732%8,106
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.6001%2,119
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0546%2,869
Percentage Net Loans Charged-off: Total real estate loans0.0526%1,181
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1522%742
Percentage Net Loans Charged-off: Home equity loans0.4855%149
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.4775%2,197
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3179%1,256
Percentage Net Loans Charged-off: Total real estate loans0.3557%402
Percentage Net Loans Charged-off:Construction & development0.3056%290
Percentage Net Loans Charged-off: Commercial real estate0.2249%522
Percentage Net Loans Charged-off: Multi-family residential8.6143%17
Percentage Net Loans Charged-off: 1-4 family residential0.4007%415
Percentage Net Loans Charged-off: Home equity loans-0.1431%6,095
All other 1-4 family - Percent of loans charged-off, net0.6614%234
Percentage Net Loans Charged-off: Commercial and industrial0.0981%2,958
Percentage Net Loans Charged-off: Loans to individuals0.4635%3,046
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3880%811
Percentage Net Loans Charged-off: Total real estate loans0.4558%219
Percentage Net Loans Charged-off:Construction & development0.4156%168
Percentage Net Loans Charged-off: Commercial real estate0.2837%360
Percentage Net Loans Charged-off: Multi-family residential11.1152%12
Percentage Net Loans Charged-off: 1-4 family residential0.4930%281
Percentage Net Loans Charged-off: Home equity loans-0.1466%6,088
All other 1-4 family - Percent of loans charged-off, net0.8056%151
Percentage Net Loans Charged-off: Commercial and industrial0.0093%3,043
Percentage Net Loans Charged-off: Loans to individuals0.5394%2,378
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5864%505
Percentage Net Loans Charged-off: Total real estate loans0.6913%130
Percentage Net Loans Charged-off:Construction & development0.6637%97
Percentage Net Loans Charged-off: Commercial real estate0.4365%235
Percentage Net Loans Charged-off: Multi-family residential15.8458%7
Percentage Net Loans Charged-off: 1-4 family residential0.7226%176
Percentage Net Loans Charged-off: Home equity loans-0.2206%6,068
All other 1-4 family - Percent of loans charged-off, net1.1871%89
Percentage Net Loans Charged-off: Commercial and industrial0.0142%2,568
Percentage Net Loans Charged-off: Loans to individuals0.7373%1,716
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4268%659
Percentage Net Loans Charged-off: Total real estate loans0.4740%185
Percentage Net Loans Charged-off:Construction & development0.7003%64
Percentage Net Loans Charged-off: Commercial real estate0.3262%193
Percentage Net Loans Charged-off: Multi-family residential26.8938%4
Percentage Net Loans Charged-off: 1-4 family residential0.0107%1,265
Percentage Net Loans Charged-off: Home equity loans-0.3219%6,032
All other 1-4 family - Percent of loans charged-off, net0.1774%547
Percentage Net Loans Charged-off: Commercial and industrial0.0510%1,543
Percentage Net Loans Charged-off: Loans to individuals1.4149%890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0732%4,230
Percentage Net Loans Charged-off: Total real estate loans0.0653%1,687
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1595%1,004
Percentage Net Loans Charged-off: Home equity loans0.1077%406
All other 1-4 family - Percent of loans charged-off, net0.1874%908
Percentage Net Loans Charged-off: Commercial and industrial0.0581%3,611
Percentage Net Loans Charged-off: Loans to individuals0.4918%3,618
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0141%7,721
Percentage Net Loans Charged-off: Total real estate loans-0.0316%8,197
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0760%8,392
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.1173%8,436
Percentage Net Loans Charged-off: Commercial and industrial0.0832%2,862
Percentage Net Loans Charged-off: Loans to individuals0.0214%5,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0338%7,826
Percentage Net Loans Charged-off: Total real estate loans-0.0484%8,286
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.1154%8,443
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.1778%8,493
Percentage Net Loans Charged-off: Commercial and industrial0.0478%2,630
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0153%7,177
Percentage Net Loans Charged-off: Total real estate loans-0.0165%8,055
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0392%8,290
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0607%8,364
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals-0.0708%7,181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1203%3,856
Percentage Net Loans Charged-off: Total real estate loans0.1080%1,514
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.1874%811
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1021%1,568
Percentage Net Loans Charged-off: Home equity loans0.2664%247
All other 1-4 family - Percent of loans charged-off, net0.0158%2,698
Percentage Net Loans Charged-off: Commercial and industrial0.1614%3,275
Percentage Net Loans Charged-off: Loans to individuals0.3474%4,583
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0878%3,859
Percentage Net Loans Charged-off: Total real estate loans0.1031%1,305
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.2664%499
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0318%2,106
Percentage Net Loans Charged-off: Home equity loans0.0511%413
All other 1-4 family - Percent of loans charged-off, net0.0217%2,162
Percentage Net Loans Charged-off: Commercial and industrial-0.0541%7,374
Percentage Net Loans Charged-off: Loans to individuals0.4781%3,518
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1557%2,655
Percentage Net Loans Charged-off: Total real estate loans0.1609%922
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.4093%344
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0504%1,614
Percentage Net Loans Charged-off: Home equity loans0.0803%305
All other 1-4 family - Percent of loans charged-off, net0.0347%1,662
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals1.0892%1,692
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0219%4,389
Percentage Net Loans Charged-off: Total real estate loans0.0263%1,578
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0631%1,147
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0953%930
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0957%4,854
Percentage Net Loans Charged-off: Total real estate loans0.0826%2,044
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1956%1,148
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.3029%799
Percentage Net Loans Charged-off: Commercial and industrial0.0614%4,367
Percentage Net Loans Charged-off: Loans to individuals0.7443%3,197
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0894%4,527
Percentage Net Loans Charged-off: Total real estate loans0.0818%1,712
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1931%962
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.3016%680
Percentage Net Loans Charged-off: Commercial and industrial0.0838%3,660
Percentage Net Loans Charged-off: Loans to individuals0.3584%4,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0136%5,977
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.4839%3,637
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0129%5,128
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.4462%3,356
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3388%2,461
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial1.8063%1,173
Percentage Net Loans Charged-off: Loans to individuals0.2426%5,757
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0117%7,286
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.3056%5,264
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%7,622
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA