Home > Southern Financial Bank > Assets and Liabilities
Southern Financial Bank, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 231 | 681 |
| Assets and Liabilities | ||
| Total Assets: | $1,098,967,000 | 526 |
| Cash and due from depository institutions | $24,573,000 | 681 |
| Interest-bearing balances | $1,542,000 | 2,626 |
| Securities | $417,097,000 | 354 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $584,090,000 | 628 |
| Loan loss allowance | $10,503,000 | 472 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,634,000 | 982 |
| Other real estate owned | $0 | 681 |
| Goodwill and other intangibles | $14,652,000 | 395 |
| All other assets | $48,921,000 | 390 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,098,967,000 | 526 |
| Total liabilities | $985,982,000 | 533 |
| Total deposits | $727,281,000 | 587 |
| Interest-bearing deposits | $619,093,000 | 595 |
| Deposits held in domestic offices | $727,281,000 | 584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $154,194,000 | 231 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $97,000,000 | 529 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $7,507,000 | 702 |
| Total equity capital | $112,985,000 | 504 |
| Total bank equity capital | $112,985,000 | 504 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,000,000 | 1,796 |
| Surplus | $66,339,000 | 405 |
| Undivided profits | $44,646,000 | 749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,881,000 | 377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,368,000 | 89 |
| Income earned, not collected on loans | $4,134,000 | 609 |
| Earning assets | $1,002,729,000 | 532 |
| Long-term assets (5+ years) | $403,182,000 | 301 |
| Average Assets, year-to-date | $1,095,699,000 | 526 |
| Average Assets, quarterly | $1,095,699,000 | 526 |
| Volatile liabilities | $579,195,000 | 298 |
| Insider loans | $834,000 | 4,417 |
| FHLB advances | $97,000,000 | 466 |
| Loans and leases held for sale | $11,760,000 | 251 |
| Unused loan commitments | $113,411,000 | 791 |
| Tier 1 (core) risk-based capital | $99,623,000 | 518 |
| Tier 2 risk-based capital | $9,252,000 | 536 |
| Total risk weighted assets | $738,881,000 | 548 |
| Total unused commitments | $113,411,000 | 791 |
| Derivatives | $257,500,000 | 139 |
| 2003-12-31 | Rank | |
| # of Employees: | 234 | 675 |
| Assets and Liabilities | ||
| Total Assets: | $1,092,431,000 | 535 |
| Cash and due from depository institutions | $36,386,000 | 675 |
| Interest-bearing balances | $11,527,000 | 570 |
| Securities | $391,819,000 | 382 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $589,115,000 | 616 |
| Loan loss allowance | $10,498,000 | 473 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,560,000 | 991 |
| Other real estate owned | $0 | 675 |
| Goodwill and other intangibles | $14,770,000 | 398 |
| All other assets | $50,781,000 | 388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,092,431,000 | 535 |
| Total liabilities | $980,172,000 | 537 |
| Total deposits | $746,508,000 | 576 |
| Interest-bearing deposits | $641,156,000 | 568 |
| Deposits held in domestic offices | $746,508,000 | 574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $137,959,000 | 247 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $72,000,000 | 656 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $23,705,000 | 343 |
| Total equity capital | $112,259,000 | 507 |
| Total bank equity capital | $112,259,000 | 507 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,000,000 | 1,811 |
| Surplus | $65,786,000 | 407 |
| Undivided profits | $44,473,000 | 717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,544,000 | 442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,966,000 | 106 |
| Income earned, not collected on loans | $3,790,000 | 667 |
| Earning assets | $992,461,000 | 533 |
| Long-term assets (5+ years) | $376,722,000 | 318 |
| Average Assets, year-to-date | $1,060,300,000 | 526 |
| Average Assets, quarterly | $1,098,729,500 | 531 |
| Volatile liabilities | $533,684,000 | 311 |
| Insider loans | $883,000 | 4,315 |
| FHLB advances | $72,000,000 | 579 |
| Loans and leases held for sale | $8,651,000 | 279 |
| Unused loan commitments | $115,517,000 | 760 |
| Tier 1 (core) risk-based capital | $99,550,000 | 519 |
| Tier 2 risk-based capital | $9,331,000 | 534 |
| Total risk weighted assets | $745,273,000 | 543 |
| Total unused commitments | $115,517,000 | 760 |
| Derivatives | $327,500,000 | 116 |
| 2003-09-30 | Rank | |
| # of Employees: | 236 | 686 |
| Assets and Liabilities | ||
| Total Assets: | $1,105,028,000 | 542 |
| Cash and due from depository institutions | $30,167,000 | 686 |
| Interest-bearing balances | $6,822,000 | 1,050 |
| Securities | $407,853,000 | 370 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $592,365,000 | 616 |
| Loan loss allowance | $10,615,000 | 482 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,057,000 | 1,030 |
| Other real estate owned | $0 | 686 |
| Goodwill and other intangibles | $14,783,000 | 399 |
| All other assets | $50,803,000 | 402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,105,028,000 | 542 |
| Total liabilities | $997,315,000 | 531 |
| Total deposits | $750,278,000 | 579 |
| Interest-bearing deposits | $644,768,000 | 565 |
| Deposits held in domestic offices | $750,278,000 | 578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $136,593,000 | 252 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $100,000,000 | 507 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $10,444,000 | 582 |
| Total equity capital | $107,713,000 | 542 |
| Total bank equity capital | $107,713,000 | 542 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,000,000 | 1,814 |
| Surplus | $65,786,000 | 414 |
| Undivided profits | $39,927,000 | 795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,567,000 | 722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,622,000 | 144 |
| Income earned, not collected on loans | $4,254,000 | 624 |
| Earning assets | $1,007,040,000 | 537 |
| Long-term assets (5+ years) | $374,278,000 | 319 |
| Average Assets, year-to-date | $1,052,267,250 | 547 |
| Average Assets, quarterly | $1,104,120,000 | 534 |
| Volatile liabilities | $561,570,000 | 304 |
| Insider loans | $885,000 | 4,299 |
| FHLB advances | $100,000,000 | 436 |
| Loans and leases held for sale | $13,406,000 | 286 |
| Unused loan commitments | $113,728,000 | 782 |
| Tier 1 (core) risk-based capital | $95,730,000 | 545 |
| Tier 2 risk-based capital | $9,514,000 | 530 |
| Total risk weighted assets | $760,022,000 | 529 |
| Total unused commitments | $113,728,000 | 784 |
| Derivatives | $347,500,000 | 126 |
| 2003-06-30 | Rank | |
| # of Employees: | 229 | 710 |
| Assets and Liabilities | ||
| Total Assets: | $1,103,212,000 | 532 |
| Cash and due from depository institutions | $103,137,000 | 710 |
| Interest-bearing balances | $72,004,000 | 111 |
| Securities | $310,227,000 | 475 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $611,015,000 | 591 |
| Loan loss allowance | $10,667,000 | 480 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,238,000 | 979 |
| Other real estate owned | $0 | 710 |
| Goodwill and other intangibles | $14,783,000 | 375 |
| All other assets | $54,812,000 | 372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,103,212,000 | 532 |
| Total liabilities | $996,227,000 | 525 |
| Total deposits | $852,109,000 | 513 |
| Interest-bearing deposits | $753,754,000 | 491 |
| Deposits held in domestic offices | $852,109,000 | 512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,569,000 | 574 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $93,000,000 | 546 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $21,549,000 | 397 |
| Total equity capital | $106,985,000 | 535 |
| Total bank equity capital | $106,985,000 | 535 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000,000 | 1,815 |
| Surplus | $65,786,000 | 404 |
| Undivided profits | $39,199,000 | 816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,294,000 | 761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,739,000 | 132 |
| Income earned, not collected on loans | $4,179,000 | 622 |
| Earning assets | $993,246,000 | 533 |
| Long-term assets (5+ years) | $291,172,000 | 371 |
| Average Assets, year-to-date | $1,034,680,330 | 551 |
| Average Assets, quarterly | $1,064,369,000 | 543 |
| Volatile liabilities | $489,137,000 | 329 |
| Insider loans | $836,000 | 4,381 |
| FHLB advances | $93,000,000 | 474 |
| Loans and leases held for sale | $12,670,000 | 404 |
| Unused loan commitments | $101,268,000 | 845 |
| Tier 1 (core) risk-based capital | $93,387,000 | 544 |
| Tier 2 risk-based capital | $9,581,000 | 506 |
| Total risk weighted assets | $765,400,000 | 515 |
| Total unused commitments | $101,268,000 | 851 |
| Derivatives | $342,500,000 | 127 |
| 2003-03-31 | Rank | |
| # of Employees: | 221 | 733 |
| Assets and Liabilities | ||
| Total Assets: | $1,025,526,000 | 555 |
| Cash and due from depository institutions | $75,305,000 | 733 |
| Interest-bearing balances | $47,733,000 | 154 |
| Securities | $262,271,000 | 537 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $608,325,000 | 578 |
| Loan loss allowance | $10,820,000 | 474 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,924,000 | 1,007 |
| Other real estate owned | $0 | 733 |
| Goodwill and other intangibles | $14,815,000 | 363 |
| All other assets | $55,886,000 | 361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,025,526,000 | 555 |
| Total liabilities | $931,540,000 | 550 |
| Total deposits | $786,354,000 | 544 |
| Interest-bearing deposits | $684,948,000 | 528 |
| Deposits held in domestic offices | $786,354,000 | 542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,450,000 | 589 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $100,000,000 | 508 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $18,736,000 | 437 |
| Total equity capital | $93,986,000 | 597 |
| Total bank equity capital | $93,986,000 | 597 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,826 |
| Surplus | $56,086,000 | 454 |
| Undivided profits | $35,900,000 | 871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,035,000 | 811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,524,000 | 155 |
| Income earned, not collected on loans | $4,473,000 | 590 |
| Earning assets | $918,329,000 | 562 |
| Long-term assets (5+ years) | $259,475,000 | 415 |
| Average Assets, year-to-date | $1,000,414,500 | 563 |
| Average Assets, quarterly | $1,000,414,500 | 563 |
| Volatile liabilities | $433,424,000 | 355 |
| Insider loans | $836,000 | 4,338 |
| FHLB advances | $100,000,000 | 436 |
| Loans and leases held for sale | $6,588,000 | 522 |
| Unused loan commitments | $95,602,000 | 847 |
| Tier 1 (core) risk-based capital | $80,609,000 | 613 |
| Tier 2 risk-based capital | $9,230,000 | 515 |
| Total risk weighted assets | $736,841,000 | 525 |
| Total unused commitments | $95,602,000 | 851 |
| Derivatives | $345,000,000 | 126 |
| 2002-12-31 | Rank | |
| # of Employees: | 222 | 724 |
| Assets and Liabilities | ||
| Total Assets: | $975,303,000 | 572 |
| Cash and due from depository institutions | $98,084,000 | 724 |
| Interest-bearing balances | $64,693,000 | 105 |
| Securities | $230,574,000 | 576 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $564,534,000 | 617 |
| Loan loss allowance | $10,257,000 | 483 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,231,000 | 1,088 |
| Other real estate owned | $0 | 724 |
| Goodwill and other intangibles | $14,936,000 | 351 |
| All other assets | $58,944,000 | 342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $975,303,000 | 572 |
| Total liabilities | $882,545,000 | 567 |
| Total deposits | $776,476,000 | 537 |
| Interest-bearing deposits | $676,872,000 | 522 |
| Deposits held in domestic offices | $776,476,000 | 536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,456,000 | 747 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $65,000,000 | 667 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $22,613,000 | 373 |
| Total equity capital | $92,758,000 | 589 |
| Total bank equity capital | $92,758,000 | 589 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $56,086,000 | 451 |
| Undivided profits | $34,672,000 | 884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,425,000 | 1,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $822,000 | 244 |
| Income earned, not collected on loans | $4,829,000 | 570 |
| Earning assets | $859,801,000 | 584 |
| Long-term assets (5+ years) | $228,038,000 | 452 |
| Average Assets, year-to-date | $866,376,400 | 600 |
| Average Assets, quarterly | $963,657,500 | 577 |
| Volatile liabilities | $366,383,000 | 398 |
| Insider loans | $835,000 | 4,362 |
| FHLB advances | $65,000,000 | 587 |
| Loans and leases held for sale | $514,000 | 1,576 |
| Unused loan commitments | $105,620,000 | 769 |
| Tier 1 (core) risk-based capital | $78,208,000 | 621 |
| Tier 2 risk-based capital | $8,827,000 | 523 |
| Total risk weighted assets | $704,762,000 | 542 |
| Total unused commitments | $105,620,000 | 769 |
| Derivatives | $287,500,000 | 124 |
| 2001-12-31 | Rank | |
| # of Employees: | 182 | 889 |
| Assets and Liabilities | ||
| Total Assets: | $787,642,000 | 662 |
| Cash and due from depository institutions | $31,402,000 | 889 |
| Interest-bearing balances | $7,168,000 | 943 |
| Securities | $338,736,000 | 364 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $374,024,000 | 889 |
| Loan loss allowance | $7,354,000 | 602 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,745,000 | 1,297 |
| Other real estate owned | $0 | 889 |
| Goodwill and other intangibles | $3,257,000 | 806 |
| All other assets | $33,478,000 | 487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $787,642,000 | 662 |
| Total liabilities | $713,010,000 | 657 |
| Total deposits | $640,898,000 | 609 |
| Interest-bearing deposits | $561,918,000 | 604 |
| Deposits held in domestic offices | $640,898,000 | 606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,500,000 | 528 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,402 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $16,612,000 | 458 |
| Total equity capital | $74,632,000 | 686 |
| Total bank equity capital | $74,632,000 | 686 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $38,998,000 | 577 |
| Undivided profits | $33,634,000 | 834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,473,000 | 1,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,551,000 | 669 |
| Earning assets | $719,928,000 | 657 |
| Long-term assets (5+ years) | $271,116,000 | 392 |
| Average Assets, year-to-date | $713,152,200 | 691 |
| Average Assets, quarterly | $770,871,500 | 665 |
| Volatile liabilities | $350,926,000 | 398 |
| Insider loans | $1,087,000 | 3,742 |
| FHLB advances | $20,000,000 | 1,282 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $77,088,000 | 921 |
| Tier 1 (core) risk-based capital | $69,777,000 | 669 |
| Tier 2 risk-based capital | $6,486,000 | 641 |
| Total risk weighted assets | $517,371,000 | 683 |
| Total unused commitments | $77,088,000 | 921 |
| Derivatives | $165,000,000 | 146 |
| 2000-12-31 | Rank | |
| # of Employees: | 170 | 928 |
| Assets and Liabilities | ||
| Total Assets: | $612,972,000 | 821 |
| Cash and due from depository institutions | $28,395,000 | 928 |
| Interest-bearing balances | $2,480,000 | 1,475 |
| Securities | $233,407,000 | 507 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $314,276,000 | 1,023 |
| Loan loss allowance | $4,921,000 | 844 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,627,000 | 1,268 |
| Other real estate owned | $17,000 | 928 |
| Goodwill and other intangibles | $3,702,000 | 740 |
| All other assets | $26,548,000 | 482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $612,972,000 | 821 |
| Total liabilities | $561,394,000 | 803 |
| Total deposits | $518,871,000 | 740 |
| Interest-bearing deposits | $447,575,000 | 743 |
| Deposits held in domestic offices | $518,871,000 | 736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,000,000 | 941 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $8,523,000 | 688 |
| Total equity capital | $51,578,000 | 908 |
| Total bank equity capital | $51,578,000 | 908 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,000,000 | 1,856 |
| Surplus | $24,998,000 | 776 |
| Undivided profits | $24,580,000 | 1,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,882,000 | 1,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,996,000 | 833 |
| Earning assets | $550,163,000 | 835 |
| Long-term assets (5+ years) | $301,583,000 | 352 |
| Average Assets, year-to-date | $485,409,600 | 955 |
| Average Assets, quarterly | $579,227,000 | 850 |
| Volatile liabilities | $201,067,000 | 588 |
| Insider loans | $1,321,000 | 3,197 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $220,000 | 1,170 |
| Unused loan commitments | $39,418,000 | 1,407 |
| Tier 1 (core) risk-based capital | $48,169,100 | 906 |
| Tier 2 risk-based capital | $4,921,000 | 799 |
| Total risk weighted assets | $412,097,700 | 824 |
| Total unused commitments | $39,418,000 | 1,408 |
| Derivatives | $90,000,000 | 185 |
| 1999-12-31 | Rank | |
| # of Employees: | 144 | 1,159 |
| Assets and Liabilities | ||
| Total Assets: | $409,114,000 | 1,168 |
| Cash and due from depository institutions | $19,159,000 | 1,159 |
| Interest-bearing balances | $4,464,000 | 906 |
| Securities | $136,917,000 | 855 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $235,057,000 | 1,297 |
| Loan loss allowance | $3,452,000 | 1,113 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,438,000 | 1,300 |
| Other real estate owned | $2,296,000 | 1,159 |
| Goodwill and other intangibles | $383,000 | 2,055 |
| All other assets | $8,864,000 | 1,101 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $409,114,000 | 1,168 |
| Total liabilities | $380,705,000 | 1,139 |
| Total deposits | $371,224,000 | 1,011 |
| Interest-bearing deposits | $317,149,000 | 1,011 |
| Deposits held in domestic offices | $371,224,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,481,000 | 1,019 |
| Total equity capital | $28,409,000 | 1,558 |
| Total bank equity capital | $28,409,000 | 1,558 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $8,182,000 | 1,976 |
| Undivided profits | $18,227,000 | 1,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $757,000 | 2,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $197,000 | 592 |
| Income earned, not collected on loans | $1,722,000 | 1,229 |
| Earning assets | $376,438,000 | 1,163 |
| Long-term assets (5+ years) | $200,693,000 | 547 |
| Average Assets, year-to-date | $408,419,800 | 1,107 |
| Average Assets, quarterly | $413,039,500 | 1,135 |
| Volatile liabilities | $98,100,000 | 981 |
| Insider loans | $1,099,000 | 3,534 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $442,000 | 967 |
| Unused loan commitments | $37,952,000 | 1,466 |
| Tier 1 (core) risk-based capital | $30,110,700 | 1,434 |
| Tier 2 risk-based capital | $3,452,000 | 1,049 |
| Total risk weighted assets | $284,782,400 | 1,113 |
| Total unused commitments | $37,952,000 | 1,468 |
| Derivatives | $20,000,000 | 307 |
| 1998-12-31 | Rank | |
| # of Employees: | 79 | 2,211 |
| Assets and Liabilities | ||
| Total Assets: | $260,543,000 | 1,783 |
| Cash and due from depository institutions | $7,960,000 | 2,211 |
| Interest-bearing balances | $928,000 | 2,946 |
| Securities | $113,760,000 | 1,024 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $132,301,000 | 2,113 |
| Loan loss allowance | $2,051,000 | 1,724 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,371,000 | 3,391 |
| Other real estate owned | $72,000 | 2,211 |
| Goodwill and other intangibles | $229,000 | 2,280 |
| All other assets | $3,850,000 | 1,954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,543,000 | 1,783 |
| Total liabilities | $239,619,000 | 1,744 |
| Total deposits | $234,010,000 | 1,596 |
| Interest-bearing deposits | $210,493,000 | 1,522 |
| Deposits held in domestic offices | $234,010,000 | 1,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,500,000 | 2,692 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,109,000 | 1,907 |
| Total equity capital | $20,924,000 | 2,158 |
| Total bank equity capital | $20,924,000 | 2,158 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $400,000 | 8,783 |
| Undivided profits | $18,524,000 | 1,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,219,000 | 1,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $177,000 | 682 |
| Income earned, not collected on loans | $1,104,000 | 1,996 |
| Earning assets | $246,989,000 | 1,724 |
| Long-term assets (5+ years) | $109,252,000 | 827 |
| Average Assets, year-to-date | $243,396,600 | 1,798 |
| Average Assets, quarterly | $256,454,000 | 1,772 |
| Volatile liabilities | $57,660,000 | 1,240 |
| Insider loans | $111,000 | 7,962 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $603,000 | 1,209 |
| Unused loan commitments | $15,703,000 | 2,681 |
| Tier 1 (core) risk-based capital | $20,435,000 | 2,093 |
| Tier 2 risk-based capital | $2,026,420 | 1,601 |
| Total risk weighted assets | $159,136,520 | 1,814 |
| Total unused commitments | $15,703,000 | 2,687 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 68 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $227,666,000 | 2,013 |
| Cash and due from depository institutions | $6,019,000 | 2,648 |
| Interest-bearing balances | $545,000 | 3,039 |
| Securities | $86,179,000 | 1,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $130,470,000 | 2,140 |
| Loan loss allowance | $2,037,000 | 1,761 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,399,000 | 3,271 |
| Other real estate owned | $176,000 | 2,648 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,423,000 | 2,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,666,000 | 2,013 |
| Total liabilities | $209,186,000 | 1,972 |
| Total deposits | $203,480,000 | 1,854 |
| Interest-bearing deposits | $189,196,000 | 1,708 |
| Deposits held in domestic offices | $203,480,000 | 1,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,000,000 | 2,155 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,706,000 | 2,317 |
| Total equity capital | $18,480,000 | 2,427 |
| Total bank equity capital | $18,480,000 | 2,427 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $400,000 | 9,126 |
| Undivided profits | $16,080,000 | 1,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,446,000 | 1,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,715 |
| Income earned, not collected on loans | $1,126,000 | 2,009 |
| Earning assets | $217,194,000 | 1,944 |
| Long-term assets (5+ years) | $77,536,000 | 958 |
| Average Assets, year-to-date | $210,293,000 | 2,067 |
| Average Assets, quarterly | $225,043,000 | 2,002 |
| Volatile liabilities | $48,463,000 | 1,447 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,414,000 | 703 |
| Unused loan commitments | $16,446,000 | 2,447 |
| Tier 1 (core) risk-based capital | $18,446,000 | 2,322 |
| Tier 2 risk-based capital | $1,734,300 | 1,756 |
| Total risk weighted assets | $138,441,500 | 2,023 |
| Total unused commitments | $16,446,000 | 2,453 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 61 | 3,105 |
| Assets and Liabilities | ||
| Total Assets: | $191,947,000 | 2,429 |
| Cash and due from depository institutions | $7,225,000 | 3,105 |
| Interest-bearing balances | $2,396,000 | 1,451 |
| Securities | $71,271,000 | 1,701 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $108,894,000 | 2,575 |
| Loan loss allowance | $1,501,000 | 2,443 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,487,000 | 4,727 |
| Other real estate owned | $340,000 | 3,105 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,730,000 | 2,681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,947,000 | 2,429 |
| Total liabilities | $175,580,000 | 2,398 |
| Total deposits | $165,730,000 | 2,338 |
| Interest-bearing deposits | $157,348,000 | 2,122 |
| Deposits held in domestic offices | $165,730,000 | 2,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,500,000 | 1,443 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,350,000 | 2,807 |
| Total equity capital | $16,367,000 | 2,729 |
| Total bank equity capital | $16,367,000 | 2,729 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $400,000 | 9,542 |
| Undivided profits | $13,967,000 | 1,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,675,000 | 1,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 1,173 |
| Income earned, not collected on loans | $867,000 | 2,616 |
| Earning assets | $182,561,000 | 2,357 |
| Long-term assets (5+ years) | $20,113,000 | 2,659 |
| Average Assets, year-to-date | $182,524,600 | 2,448 |
| Average Assets, quarterly | $192,001,000 | 2,404 |
| Volatile liabilities | $43,162,000 | 1,548 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $445,000 | 998 |
| Unused loan commitments | $15,420,000 | 2,495 |
| Tier 1 (core) risk-based capital | $16,339,000 | 2,664 |
| Tier 2 risk-based capital | $1,437,820 | 2,120 |
| Total risk weighted assets | $114,857,220 | 2,443 |
| Total unused commitments | $15,420,000 | 2,508 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 55 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $165,568,000 | 2,790 |
| Cash and due from depository institutions | $6,531,000 | 3,539 |
| Interest-bearing balances | $1,795,000 | 1,914 |
| Securities | $50,893,000 | 2,467 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $104,422,000 | 2,586 |
| Loan loss allowance | $1,190,000 | 3,032 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,146,000 | 5,586 |
| Other real estate owned | $357,000 | 3,539 |
| Goodwill and other intangibles | $145,000 | 2,191 |
| All other assets | $2,074,000 | 3,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,568,000 | 2,790 |
| Total liabilities | $149,789,000 | 2,777 |
| Total deposits | $144,694,000 | 2,696 |
| Interest-bearing deposits | $137,274,000 | 2,475 |
| Deposits held in domestic offices | $144,694,000 | 2,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,000,000 | 1,816 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,095,000 | 3,378 |
| Total equity capital | $15,779,000 | 2,823 |
| Total bank equity capital | $15,779,000 | 2,823 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $400,000 | 9,920 |
| Undivided profits | $13,379,000 | 1,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,474,000 | 1,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $840,000 | 2,786 |
| Earning assets | $157,110,000 | 2,702 |
| Long-term assets (5+ years) | $12,673,000 | 3,471 |
| Average Assets, year-to-date | $155,362,400 | 2,835 |
| Average Assets, quarterly | $161,450,500 | 2,818 |
| Volatile liabilities | $31,395,000 | 1,791 |
| Insider loans | $120,000 | 8,880 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $170,000 | 1,314 |
| Unused loan commitments | $21,047,000 | 1,937 |
| Tier 1 (core) risk-based capital | $15,499,000 | 2,772 |
| Tier 2 risk-based capital | $1,190,000 | 2,512 |
| Total risk weighted assets | $104,689,100 | 2,605 |
| Total unused commitments | $21,047,000 | 1,945 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 46 | 4,290 |
| Assets and Liabilities | ||
| Total Assets: | $144,573,000 | 3,107 |
| Cash and due from depository institutions | $7,049,000 | 4,290 |
| Interest-bearing balances | $5,996,000 | 595 |
| Securities | $56,688,000 | 2,313 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $77,098,000 | 3,359 |
| Loan loss allowance | $1,002,000 | 3,584 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,060,000 | 5,892 |
| Other real estate owned | $0 | 4,290 |
| Goodwill and other intangibles | $131,000 | 2,135 |
| All other assets | $2,547,000 | 3,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,573,000 | 3,107 |
| Total liabilities | $130,192,000 | 3,122 |
| Total deposits | $120,316,000 | 3,153 |
| Interest-bearing deposits | $115,524,000 | 2,857 |
| Deposits held in domestic offices | $120,316,000 | 3,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,000,000 | 1,304 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $876,000 | 3,389 |
| Total equity capital | $14,381,000 | 2,839 |
| Total bank equity capital | $14,381,000 | 2,839 |
| Perpetual preferred stock | $176,000 | 253 |
| Common stock | $7,461,000 | 509 |
| Surplus | $3,182,000 | 3,965 |
| Undivided profits | $3,562,000 | 5,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,080,000 | 2,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $555,000 | 3,786 |
| Earning assets | $139,782,000 | 2,954 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $127,362,400 | 3,410 |
| Average Assets, quarterly | $142,709,500 | 3,124 |
| Volatile liabilities | $24,778,000 | 2,117 |
| Insider loans | $123,000 | 9,114 |
| FHLB advances | $9,000,000 | 488 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,137,000 | 3,330 |
| Tier 1 (core) risk-based capital | $14,342,000 | 2,871 |
| Tier 2 risk-based capital | $907,000 | 3,169 |
| Total risk weighted assets | $72,512,000 | 3,549 |
| Total unused commitments | $9,137,000 | 3,338 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $111,744,000 | 4,029 |
| Cash and due from depository institutions | $4,526,000 | 5,184 |
| Interest-bearing balances | $3,961,000 | 1,516 |
| Securities | $39,794,000 | 3,487 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $64,378,000 | 3,890 |
| Loan loss allowance | $1,009,000 | 3,658 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $965,000 | 6,274 |
| Other real estate owned | $0 | 5,184 |
| Goodwill and other intangibles | $192,000 | 1,855 |
| All other assets | $1,889,000 | 3,620 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,744,000 | 4,029 |
| Total liabilities | $98,161,000 | 4,141 |
| Total deposits | $86,576,000 | 4,468 |
| Interest-bearing deposits | $82,823,000 | 4,066 |
| Deposits held in domestic offices | $86,576,000 | 4,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,100,000 | 1,073 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,485,000 | 2,319 |
| Total equity capital | $13,583,000 | 2,973 |
| Total bank equity capital | $13,583,000 | 2,973 |
| Perpetual preferred stock | $185,000 | 280 |
| Common stock | $7,454,000 | 501 |
| Surplus | $3,180,000 | 3,929 |
| Undivided profits | $2,764,000 | 6,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,310,000 | 2,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $417,000 | 4,489 |
| Earning assets | $108,133,000 | 3,834 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $99,010,000 | 4,377 |
| Average Assets, quarterly | $107,389,000 | 4,134 |
| Volatile liabilities | $21,740,000 | 2,247 |
| Insider loans | $126,000 | 9,325 |
| FHLB advances | $10,100,000 | 402 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,659,000 | 3,414 |
| Tier 1 (core) risk-based capital | $13,398,000 | 2,959 |
| Tier 2 risk-based capital | $678,000 | 4,059 |
| Total risk weighted assets | $53,941,000 | 4,585 |
| Total unused commitments | $10,572,000 | 3,001 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $87,966,000 | 5,071 |
| Cash and due from depository institutions | $3,700,000 | 6,386 |
| Interest-bearing balances | $3,189,000 | 2,012 |
| Securities | $22,700,000 | 5,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $58,319,000 | 4,266 |
| Loan loss allowance | $949,000 | 3,910 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,012,000 | 6,146 |
| Other real estate owned | $237,000 | 6,386 |
| Goodwill and other intangibles | $252,000 | 1,710 |
| All other assets | $1,746,000 | 4,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,966,000 | 5,071 |
| Total liabilities | $79,687,000 | 5,099 |
| Total deposits | $71,186,000 | 5,421 |
| Interest-bearing deposits | $66,831,000 | 5,070 |
| Deposits held in domestic offices | $71,186,000 | 5,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,008,000 | 1,532 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,649 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,493,000 | 2,366 |
| Total equity capital | $8,279,000 | 4,643 |
| Total bank equity capital | $8,279,000 | 4,643 |
| Perpetual preferred stock | $185,000 | 276 |
| Common stock | $4,743,000 | 817 |
| Surplus | $1,486,000 | 6,725 |
| Undivided profits | $1,865,000 | 7,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,355,000 | 2,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $390,000 | 5,176 |
| Earning assets | $84,208,000 | 4,884 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $78,831,200 | 5,423 |
| Average Assets, quarterly | $85,331,500 | 5,148 |
| Volatile liabilities | $21,032,000 | 2,251 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $3,000,000 | 574 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,311,000 | 4,449 |
| Tier 1 (core) risk-based capital | $8,279,000 | 4,569 |
| Tier 2 risk-based capital | $597,000 | 4,506 |
| Total risk weighted assets | $47,409,000 | 5,164 |
| Total unused commitments | $5,311,000 | 4,474 |
| Derivatives | $0 | 651 |