Home > Southern Exchange Bank > Assets and Liabilities
Southern Exchange Bank, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 151 | 1,115 |
| Assets and Liabilities | ||
| Total Assets: | $781,733,000 | 737 |
| Cash and due from depository institutions | $8,342,000 | 1,115 |
| Interest-bearing balances | $21,000 | 6,387 |
| Securities | $424,240,000 | 357 |
| Federal funds sold & reverse repurchase agreements | $15,113,000 | 956 |
| Net loans & leases | $164,078,000 | 2,163 |
| Loan loss allowance | $2,795,000 | 1,649 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $40,495,000 | 219 |
| Other real estate owned | $37,000 | 1,115 |
| Goodwill and other intangibles | $105,897,000 | 133 |
| All other assets | $23,531,000 | 667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $781,733,000 | 737 |
| Total liabilities | $636,786,000 | 811 |
| Total deposits | $473,485,000 | 916 |
| Interest-bearing deposits | $427,778,000 | 880 |
| Deposits held in domestic offices | $473,485,000 | 912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,978,000 | 783 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $141,913,000 | 409 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,410,000 | 1,299 |
| Total equity capital | $144,947,000 | 434 |
| Total bank equity capital | $144,947,000 | 434 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,000 | 8,196 |
| Surplus | $150,576,000 | 234 |
| Undivided profits | $-5,632,000 | 9,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 5,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 1,174 |
| Income earned, not collected on loans | $2,991,000 | 910 |
| Earning assets | $603,452,000 | 862 |
| Long-term assets (5+ years) | $322,306,000 | 365 |
| Average Assets, year-to-date | $754,350,250 | 743 |
| Average Assets, quarterly | $771,371,500 | 741 |
| Volatile liabilities | $146,500,000 | 768 |
| Insider loans | $2,387,000 | 2,237 |
| FHLB advances | $141,913,000 | 343 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $21,960,000 | 2,677 |
| Tier 1 (core) risk-based capital | $41,878,000 | 1,211 |
| Tier 2 risk-based capital | $2,795,000 | 1,557 |
| Total risk weighted assets | $309,685,000 | 1,224 |
| Total unused commitments | $21,960,000 | 2,680 |
| Derivatives | $2,043,000 | 530 |
| 2003-06-30 | Rank | |
| # of Employees: | 161 | 1,040 |
| Assets and Liabilities | ||
| Total Assets: | $761,010,000 | 744 |
| Cash and due from depository institutions | $8,846,000 | 1,040 |
| Interest-bearing balances | $24,000 | 6,374 |
| Securities | $414,720,000 | 357 |
| Federal funds sold & reverse repurchase agreements | $182,000 | 6,689 |
| Net loans & leases | $168,694,000 | 2,068 |
| Loan loss allowance | $2,603,000 | 1,735 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $40,839,000 | 216 |
| Other real estate owned | $85,000 | 1,040 |
| Goodwill and other intangibles | $105,815,000 | 118 |
| All other assets | $21,829,000 | 693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $761,010,000 | 744 |
| Total liabilities | $608,981,000 | 834 |
| Total deposits | $443,088,000 | 967 |
| Interest-bearing deposits | $397,306,000 | 933 |
| Deposits held in domestic offices | $443,088,000 | 965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,586,000 | 687 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $141,032,000 | 399 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,275,000 | 1,126 |
| Total equity capital | $152,029,000 | 404 |
| Total bank equity capital | $152,029,000 | 404 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000 | 8,225 |
| Surplus | $150,576,000 | 228 |
| Undivided profits | $1,450,000 | 7,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 2,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $44,000 | 1,172 |
| Income earned, not collected on loans | $2,495,000 | 1,087 |
| Earning assets | $583,620,000 | 883 |
| Long-term assets (5+ years) | $311,783,000 | 357 |
| Average Assets, year-to-date | $745,222,670 | 741 |
| Average Assets, quarterly | $778,304,500 | 719 |
| Volatile liabilities | $113,465,000 | 953 |
| Insider loans | $2,387,000 | 2,244 |
| FHLB advances | $141,032,000 | 338 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,579,000 | 2,843 |
| Tier 1 (core) risk-based capital | $42,964,000 | 1,161 |
| Tier 2 risk-based capital | $2,603,000 | 1,602 |
| Total risk weighted assets | $307,114,000 | 1,223 |
| Total unused commitments | $19,579,000 | 2,852 |
| Derivatives | $2,065,000 | 529 |
| 2003-03-31 | Rank | |
| # of Employees: | 167 | 981 |
| Assets and Liabilities | ||
| Total Assets: | $795,599,000 | 698 |
| Cash and due from depository institutions | $8,492,000 | 981 |
| Interest-bearing balances | $21,000 | 6,380 |
| Securities | $452,861,000 | 335 |
| Federal funds sold & reverse repurchase agreements | $1,246,000 | 6,009 |
| Net loans & leases | $167,227,000 | 2,051 |
| Loan loss allowance | $2,506,000 | 1,760 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $35,879,000 | 239 |
| Other real estate owned | $48,000 | 981 |
| Goodwill and other intangibles | $105,981,000 | 120 |
| All other assets | $23,865,000 | 642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $795,599,000 | 698 |
| Total liabilities | $645,399,000 | 775 |
| Total deposits | $481,501,000 | 879 |
| Interest-bearing deposits | $438,526,000 | 847 |
| Deposits held in domestic offices | $481,501,000 | 876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,188,000 | 1,177 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $154,500,000 | 364 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,210,000 | 1,895 |
| Total equity capital | $150,200,000 | 400 |
| Total bank equity capital | $150,200,000 | 400 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000 | 8,268 |
| Surplus | $150,197,000 | 227 |
| Undivided profits | $0 | 8,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,314,000 | 2,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,777,000 | 1,000 |
| Earning assets | $621,355,000 | 820 |
| Long-term assets (5+ years) | $321,823,000 | 339 |
| Average Assets, year-to-date | $737,329,000 | 747 |
| Average Assets, quarterly | $737,329,000 | 747 |
| Volatile liabilities | $120,422,000 | 878 |
| Insider loans | $2,447,000 | 2,151 |
| FHLB advances | $154,500,000 | 306 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,569,000 | 3,357 |
| Tier 1 (core) risk-based capital | $44,219,000 | 1,112 |
| Tier 2 risk-based capital | $2,506,000 | 1,636 |
| Total risk weighted assets | $301,146,000 | 1,225 |
| Total unused commitments | $14,569,000 | 3,368 |
| Derivatives | $2,086,000 | 482 |
| 2002-12-31 | Rank | |
| # of Employees: | 181 | 905 |
| Assets and Liabilities | ||
| Total Assets: | $679,059,000 | 800 |
| Cash and due from depository institutions | $7,442,000 | 905 |
| Interest-bearing balances | $21,000 | 6,326 |
| Securities | $441,627,000 | 327 |
| Federal funds sold & reverse repurchase agreements | $215,000 | 6,737 |
| Net loans & leases | $168,830,000 | 2,018 |
| Loan loss allowance | $2,563,000 | 1,690 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $31,820,000 | 255 |
| Other real estate owned | $0 | 905 |
| Goodwill and other intangibles | $7,038,000 | 539 |
| All other assets | $22,087,000 | 673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $679,059,000 | 800 |
| Total liabilities | $632,411,000 | 773 |
| Total deposits | $467,358,000 | 888 |
| Interest-bearing deposits | $428,834,000 | 842 |
| Deposits held in domestic offices | $467,358,000 | 886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,132,000 | 1,157 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $155,000,000 | 375 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,921,000 | 2,085 |
| Total equity capital | $46,648,000 | 1,124 |
| Total bank equity capital | $46,648,000 | 1,124 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000 | 8,305 |
| Surplus | $33,347,000 | 657 |
| Undivided profits | $13,298,000 | 2,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 3,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,878,000 | 988 |
| Earning assets | $610,693,000 | 810 |
| Long-term assets (5+ years) | $344,907,000 | 312 |
| Average Assets, year-to-date | $570,478,200 | 895 |
| Average Assets, quarterly | $662,318,500 | 807 |
| Volatile liabilities | $119,620,000 | 876 |
| Insider loans | $2,448,000 | 2,127 |
| FHLB advances | $155,000,000 | 311 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,878,000 | 3,193 |
| Tier 1 (core) risk-based capital | $39,610,000 | 1,208 |
| Tier 2 risk-based capital | $2,563,000 | 1,576 |
| Total risk weighted assets | $293,706,000 | 1,221 |
| Total unused commitments | $14,878,000 | 3,197 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 132 | 1,246 |
| Assets and Liabilities | ||
| Total Assets: | $470,450,000 | 1,097 |
| Cash and due from depository institutions | $8,543,000 | 1,246 |
| Interest-bearing balances | $65,000 | 5,554 |
| Securities | $286,887,000 | 431 |
| Federal funds sold & reverse repurchase agreements | $791,000 | 6,140 |
| Net loans & leases | $135,342,000 | 2,388 |
| Loan loss allowance | $1,862,000 | 2,138 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $25,849,000 | 313 |
| Other real estate owned | $0 | 1,246 |
| Goodwill and other intangibles | $4,337,000 | 688 |
| All other assets | $8,701,000 | 1,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $470,450,000 | 1,097 |
| Total liabilities | $427,705,000 | 1,096 |
| Total deposits | $356,691,000 | 1,110 |
| Interest-bearing deposits | $320,879,000 | 1,071 |
| Deposits held in domestic offices | $356,691,000 | 1,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,286,000 | 888 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $55,170,000 | 716 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,558,000 | 2,463 |
| Total equity capital | $42,745,000 | 1,149 |
| Total bank equity capital | $42,745,000 | 1,149 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000 | 8,524 |
| Surplus | $33,347,000 | 650 |
| Undivided profits | $9,395,000 | 2,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $891,000 | 2,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $593,000 | 5,304 |
| Earning assets | $423,085,000 | 1,107 |
| Long-term assets (5+ years) | $253,743,000 | 421 |
| Average Assets, year-to-date | $374,588,600 | 1,293 |
| Average Assets, quarterly | $434,182,000 | 1,167 |
| Volatile liabilities | $140,732,000 | 748 |
| Insider loans | $1,060,000 | 3,804 |
| FHLB advances | $55,170,000 | 634 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,045,000 | 5,497 |
| Tier 1 (core) risk-based capital | $38,408,000 | 1,185 |
| Tier 2 risk-based capital | $1,862,000 | 1,972 |
| Total risk weighted assets | $221,039,000 | 1,564 |
| Total unused commitments | $5,045,000 | 5,502 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 112 | 1,482 |
| Assets and Liabilities | ||
| Total Assets: | $319,044,000 | 1,502 |
| Cash and due from depository institutions | $6,954,000 | 1,482 |
| Interest-bearing balances | $132,000 | 4,277 |
| Securities | $142,837,000 | 804 |
| Federal funds sold & reverse repurchase agreements | $1,286,000 | 5,031 |
| Net loans & leases | $135,755,000 | 2,318 |
| Loan loss allowance | $1,571,000 | 2,379 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $24,287,000 | 316 |
| Other real estate owned | $0 | 1,482 |
| Goodwill and other intangibles | $4,528,000 | 638 |
| All other assets | $3,397,000 | 2,568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $319,044,000 | 1,502 |
| Total liabilities | $276,257,000 | 1,559 |
| Total deposits | $234,181,000 | 1,641 |
| Interest-bearing deposits | $196,564,000 | 1,703 |
| Deposits held in domestic offices | $234,181,000 | 1,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,078,000 | 1,076 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,215,000 | 1,023 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,783,000 | 2,259 |
| Total equity capital | $42,787,000 | 1,090 |
| Total bank equity capital | $42,787,000 | 1,090 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000 | 8,794 |
| Surplus | $33,347,000 | 604 |
| Undivided profits | $9,437,000 | 2,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 4,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $132,000 | 712 |
| Income earned, not collected on loans | $769,000 | 3,540 |
| Earning assets | $280,010,000 | 1,565 |
| Long-term assets (5+ years) | $115,087,000 | 786 |
| Average Assets, year-to-date | $306,954,600 | 1,489 |
| Average Assets, quarterly | $314,015,500 | 1,506 |
| Volatile liabilities | $75,270,000 | 1,236 |
| Insider loans | $1,000,000 | 3,867 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,306,000 | 4,474 |
| Tier 1 (core) risk-based capital | $38,673,000 | 1,143 |
| Tier 2 risk-based capital | $1,571,000 | 2,222 |
| Total risk weighted assets | $190,946,600 | 1,712 |
| Total unused commitments | $7,306,000 | 4,475 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 46 | 3,730 |
| Assets and Liabilities | ||
| Total Assets: | $87,367,000 | 4,918 |
| Cash and due from depository institutions | $9,610,000 | 3,730 |
| Interest-bearing balances | $5,637,000 | 726 |
| Securities | $32,962,000 | 3,322 |
| Federal funds sold & reverse repurchase agreements | $14,107,000 | 705 |
| Net loans & leases | $16,541,000 | 8,438 |
| Loan loss allowance | $319,000 | 7,196 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,746,000 | 941 |
| Other real estate owned | $0 | 3,730 |
| Goodwill and other intangibles | $4,711,000 | 654 |
| All other assets | $690,000 | 7,374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,367,000 | 4,918 |
| Total liabilities | $70,462,000 | 5,298 |
| Total deposits | $63,215,000 | 5,393 |
| Interest-bearing deposits | $46,933,000 | 5,893 |
| Deposits held in domestic offices | $63,215,000 | 5,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,693,000 | 1,583 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,091,000 | 4,458 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $463,000 | 5,605 |
| Total equity capital | $16,905,000 | 2,606 |
| Total bank equity capital | $16,905,000 | 2,606 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $20,000 | 8,948 |
| Surplus | $13,678,000 | 1,255 |
| Undivided profits | $3,207,000 | 5,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 5,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $92,000 | 9,260 |
| Earning assets | $69,247,000 | 5,404 |
| Long-term assets (5+ years) | $965,000 | 8,307 |
| Average Assets, year-to-date | $79,498,000 | 5,111 |
| Average Assets, quarterly | $82,793,000 | 5,072 |
| Volatile liabilities | $16,180,000 | 4,021 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $683,000 | 8,934 |
| Tier 1 (core) risk-based capital | $12,238,000 | 3,572 |
| Tier 2 risk-based capital | $319,000 | 6,843 |
| Total risk weighted assets | $31,662,800 | 6,813 |
| Total unused commitments | $683,000 | 8,941 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 53 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $75,127,000 | 5,435 |
| Cash and due from depository institutions | $3,150,000 | 3,309 |
| Interest-bearing balances | $1,879,000 | 2,217 |
| Securities | $40,647,000 | 2,799 |
| Federal funds sold & reverse repurchase agreements | $6,005,000 | 2,873 |
| Net loans & leases | $22,043,000 | 7,685 |
| Loan loss allowance | $322,000 | 7,168 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,519,000 | 3,208 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $763,000 | 6,865 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,127,000 | 5,435 |
| Total liabilities | $67,653,000 | 5,429 |
| Total deposits | $61,456,000 | 5,543 |
| Interest-bearing deposits | $45,977,000 | 6,039 |
| Deposits held in domestic offices | $61,456,000 | 5,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,143,000 | 1,388 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $621,000 | 4,071 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $433,000 | 6,277 |
| Total equity capital | $7,474,000 | 5,505 |
| Total bank equity capital | $7,474,000 | 5,505 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $20,000 | 9,158 |
| Surplus | $2,980,000 | 4,273 |
| Undivided profits | $4,474,000 | 4,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $287,000 | 5,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $112,000 | 9,183 |
| Earning assets | $70,574,000 | 5,343 |
| Long-term assets (5+ years) | $3,093,000 | 7,101 |
| Average Assets, year-to-date | $71,793,600 | 5,392 |
| Average Assets, quarterly | $73,725,000 | 5,436 |
| Volatile liabilities | $14,343,000 | 3,904 |
| Insider loans | $151,000 | 7,594 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $908,000 | 8,784 |
| Tier 1 (core) risk-based capital | $7,087,000 | 5,538 |
| Tier 2 risk-based capital | $322,000 | 6,754 |
| Total risk weighted assets | $28,109,800 | 7,138 |
| Total unused commitments | $908,000 | 8,792 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 60 | 3,015 |
| Assets and Liabilities | ||
| Total Assets: | $67,844,000 | 5,852 |
| Cash and due from depository institutions | $2,400,000 | 3,015 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $36,853,000 | 3,047 |
| Federal funds sold & reverse repurchase agreements | $2,910,000 | 4,024 |
| Net loans & leases | $22,248,000 | 7,917 |
| Loan loss allowance | $322,000 | 7,340 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,720,000 | 2,906 |
| Other real estate owned | $0 | 3,015 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $713,000 | 7,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,844,000 | 5,852 |
| Total liabilities | $60,448,000 | 5,857 |
| Total deposits | $56,643,000 | 5,912 |
| Interest-bearing deposits | $42,554,000 | 6,425 |
| Deposits held in domestic offices | $56,643,000 | 5,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,079,000 | 2,103 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,350,000 | 3,231 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $376,000 | 6,959 |
| Total equity capital | $7,396,000 | 5,507 |
| Total bank equity capital | $7,396,000 | 5,507 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $2,500,000 | 4,683 |
| Undivided profits | $4,396,000 | 4,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 7,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $146,000 | 9,085 |
| Earning assets | $62,011,000 | 5,859 |
| Long-term assets (5+ years) | $433,000 | 9,091 |
| Average Assets, year-to-date | $68,160,600 | 5,649 |
| Average Assets, quarterly | $67,031,500 | 5,839 |
| Volatile liabilities | $10,778,000 | 4,752 |
| Insider loans | $151,000 | 7,886 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,538,000 | 7,998 |
| Tier 1 (core) risk-based capital | $7,228,000 | 5,457 |
| Tier 2 risk-based capital | $322,000 | 6,807 |
| Total risk weighted assets | $26,642,500 | 7,428 |
| Total unused commitments | $1,538,000 | 8,010 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 57 | 3,314 |
| Assets and Liabilities | ||
| Total Assets: | $68,796,000 | 5,960 |
| Cash and due from depository institutions | $3,148,000 | 3,314 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $41,154,000 | 2,940 |
| Federal funds sold & reverse repurchase agreements | $1,604,000 | 5,406 |
| Net loans & leases | $19,113,000 | 8,606 |
| Loan loss allowance | $343,000 | 7,386 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,849,000 | 2,737 |
| Other real estate owned | $0 | 3,314 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $928,000 | 6,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,796,000 | 5,960 |
| Total liabilities | $58,713,000 | 6,168 |
| Total deposits | $55,981,000 | 6,130 |
| Interest-bearing deposits | $44,239,000 | 6,461 |
| Deposits held in domestic offices | $55,981,000 | 6,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,722,000 | 2,364 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $743,000 | 3,628 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $267,000 | 8,287 |
| Total equity capital | $10,083,000 | 4,309 |
| Total bank equity capital | $10,083,000 | 4,309 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $2,500,000 | 4,745 |
| Undivided profits | $7,083,000 | 3,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $103,000 | 10,165 |
| Earning assets | $61,871,000 | 6,033 |
| Long-term assets (5+ years) | $998,000 | 8,774 |
| Average Assets, year-to-date | $67,070,400 | 5,882 |
| Average Assets, quarterly | $68,418,500 | 5,931 |
| Volatile liabilities | $9,419,000 | 5,066 |
| Insider loans | $290,000 | 6,926 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $709,000 | 9,347 |
| Tier 1 (core) risk-based capital | $9,984,000 | 4,249 |
| Tier 2 risk-based capital | $301,250 | 7,202 |
| Total risk weighted assets | $24,058,050 | 7,941 |
| Total unused commitments | $709,000 | 9,356 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 55 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $65,807,000 | 6,207 |
| Cash and due from depository institutions | $3,039,000 | 3,539 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $38,004,000 | 3,326 |
| Federal funds sold & reverse repurchase agreements | $3,434,000 | 3,967 |
| Net loans & leases | $17,169,000 | 9,120 |
| Loan loss allowance | $331,000 | 7,710 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,799,000 | 2,712 |
| Other real estate owned | $407,000 | 3,539 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $955,000 | 6,570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,807,000 | 6,207 |
| Total liabilities | $55,637,000 | 6,480 |
| Total deposits | $52,977,000 | 6,504 |
| Interest-bearing deposits | $42,509,000 | 6,772 |
| Deposits held in domestic offices | $52,977,000 | 6,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,867,000 | 2,248 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $336,000 | 3,716 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $457,000 | 6,581 |
| Total equity capital | $10,170,000 | 4,278 |
| Total bank equity capital | $10,170,000 | 4,278 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $2,500,000 | 4,741 |
| Undivided profits | $7,170,000 | 3,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 9,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $84,000 | 10,939 |
| Earning assets | $58,607,000 | 6,341 |
| Long-term assets (5+ years) | $10,000 | 10,356 |
| Average Assets, year-to-date | $66,229,200 | 5,986 |
| Average Assets, quarterly | $65,697,000 | 6,172 |
| Volatile liabilities | $7,933,000 | 5,330 |
| Insider loans | $211,000 | 7,881 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,439,000 | 8,219 |
| Tier 1 (core) risk-based capital | $9,689,000 | 4,331 |
| Tier 2 risk-based capital | $272,330 | 7,730 |
| Total risk weighted assets | $21,728,030 | 8,486 |
| Total unused commitments | $1,439,000 | 8,231 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 55 | 3,646 |
| Assets and Liabilities | ||
| Total Assets: | $64,779,000 | 6,273 |
| Cash and due from depository institutions | $3,225,000 | 3,646 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $30,923,000 | 4,162 |
| Federal funds sold & reverse repurchase agreements | $9,888,000 | 949 |
| Net loans & leases | $16,437,000 | 9,491 |
| Loan loss allowance | $322,000 | 8,098 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,020,000 | 2,454 |
| Other real estate owned | $409,000 | 3,646 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $877,000 | 7,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,779,000 | 6,273 |
| Total liabilities | $55,662,000 | 6,517 |
| Total deposits | $51,817,000 | 6,633 |
| Interest-bearing deposits | $41,429,000 | 6,930 |
| Deposits held in domestic offices | $51,817,000 | 6,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,205,000 | 2,216 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $506,000 | 3,711 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $134,000 | 10,341 |
| Total equity capital | $9,117,000 | 4,422 |
| Total bank equity capital | $9,117,000 | 4,422 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $2,500,000 | 4,708 |
| Undivided profits | $6,117,000 | 3,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 9,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $67,000 | 11,625 |
| Earning assets | $57,248,000 | 6,432 |
| Long-term assets (5+ years) | $442,000 | 10,218 |
| Average Assets, year-to-date | $66,306,800 | 6,063 |
| Average Assets, quarterly | $65,583,000 | 6,188 |
| Volatile liabilities | $9,124,000 | 4,625 |
| Insider loans | $252,000 | 7,607 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $611,000 | 10,037 |
| Tier 1 (core) risk-based capital | $9,199,000 | 4,428 |
| Tier 2 risk-based capital | $282,670 | 7,754 |
| Total risk weighted assets | $22,573,870 | 8,463 |
| Total unused commitments | $611,000 | 10,043 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $66,769,000 | 6,292 |
| Cash and due from depository institutions | $3,305,000 | 3,600 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,610,000 | 3,346 |
| Federal funds sold & reverse repurchase agreements | $2,211,000 | 5,403 |
| Net loans & leases | $15,956,000 | 9,773 |
| Loan loss allowance | $239,000 | 9,556 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,730,000 | 2,689 |
| Other real estate owned | $133,000 | 3,600 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $824,000 | 7,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,769,000 | 6,292 |
| Total liabilities | $57,374,000 | 6,564 |
| Total deposits | $54,835,000 | 6,595 |
| Interest-bearing deposits | $44,957,000 | 6,827 |
| Deposits held in domestic offices | $54,835,000 | 6,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,555,000 | 2,419 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $829,000 | 2,929 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $155,000 | 10,261 |
| Total equity capital | $9,395,000 | 4,325 |
| Total bank equity capital | $9,395,000 | 4,325 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $2,500,000 | 4,679 |
| Undivided profits | $6,395,000 | 3,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 9,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $73,000 | 11,816 |
| Earning assets | $59,777,000 | 6,424 |
| Long-term assets (5+ years) | $418,000 | 10,786 |
| Average Assets, year-to-date | $66,175,200 | 6,206 |
| Average Assets, quarterly | $67,275,000 | 6,215 |
| Volatile liabilities | $8,684,000 | 4,556 |
| Insider loans | $228,000 | 7,991 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $224,000 | 11,388 |
| Tier 1 (core) risk-based capital | $9,395,000 | 4,236 |
| Tier 2 risk-based capital | $239,000 | 8,569 |
| Total risk weighted assets | $19,705,100 | 9,214 |
| Total unused commitments | $224,000 | 11,395 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 54 | 3,920 |
| Assets and Liabilities | ||
| Total Assets: | $64,095,000 | 6,588 |
| Cash and due from depository institutions | $3,222,000 | 3,920 |
| Interest-bearing balances | $191,000 | 6,377 |
| Securities | $35,711,000 | 3,816 |
| Federal funds sold & reverse repurchase agreements | $3,381,000 | 4,609 |
| Net loans & leases | $17,892,000 | 9,420 |
| Loan loss allowance | $281,000 | 9,119 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,883,000 | 2,556 |
| Other real estate owned | $183,000 | 3,920 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $823,000 | 7,260 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,095,000 | 6,588 |
| Total liabilities | $55,161,000 | 6,881 |
| Total deposits | $52,603,000 | 6,946 |
| Interest-bearing deposits | $43,438,000 | 7,199 |
| Deposits held in domestic offices | $52,603,000 | 6,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,458,000 | 2,277 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $911,000 | 2,636 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $189,000 | 10,266 |
| Total equity capital | $8,934,000 | 4,334 |
| Total bank equity capital | $8,934,000 | 4,334 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $2,500,000 | 4,610 |
| Undivided profits | $5,934,000 | 3,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 9,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $82,000 | 12,124 |
| Earning assets | $57,175,000 | 6,718 |
| Long-term assets (5+ years) | $539,000 | 10,946 |
| Average Assets, year-to-date | $64,616,800 | 6,401 |
| Average Assets, quarterly | $63,707,500 | 6,558 |
| Volatile liabilities | $8,656,000 | 4,571 |
| Insider loans | $494,000 | 1,858 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $467,000 | 10,682 |
| Tier 1 (core) risk-based capital | $8,934,000 | 4,262 |
| Tier 2 risk-based capital | $270,940 | 8,077 |
| Total risk weighted assets | $21,664,940 | 8,944 |
| Total unused commitments | $467,000 | 10,707 |
| Derivatives | $0 | 651 |