Home > Southern Deposit Bank > Loan Charge- Offs and Recoveries

Southern Deposit Bank, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$190,0003,138
Loans secured by real estate, total$96,0001,235
To non-U.S. addresseesNANA
Real estate loans in domestic offices$96,0001,233
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$26,0001,868
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$70,000516
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,487
Loans to individuals$94,0002,427
Credit card loan charge offs$2,0002,898
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$92,0002,173
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,213
Total recoveries$111,0001,900
Loans secured by real estate, total$3,0002,869
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0002,868
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$3,0002,121
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$43,0001,707
Loans to individuals$65,0001,279
Credit card loan recoveries$02,561
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$65,0001,115
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$10,000582
Net charge-offs$79,0003,998
Loans secured by real estate, total$93,0001,009
To non-U.S. addresseesNANA
Real estate loans in domestic offices$93,0001,008
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$23,0001,680
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$70,000402
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-43,0009,834
To non-U.S. addresseesNANA
Loans to individuals$29,0003,732
Credit card loan net charge offs$2,0002,645
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$27,0003,462
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$-10,0007,632
1998-12-31 (YTD Data)Rank
Total charge-offs$164,0003,543
Loans secured by real estate, total$3,0004,216
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0004,213
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$3,0003,411
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$42,0003,621
Loans to individuals$119,0002,166
Credit card loan charge offs$4,0002,692
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$115,0001,912
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$6,0001,017
Total recoveries$80,0002,491
Loans secured by real estate, total$9,0002,236
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0002,237
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$9,0001,496
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$56,0001,384
Loans to individuals$15,0003,557
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$15,0003,272
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$10,000580
Net charge-offs$84,0003,967
Loans secured by real estate, total$-6,0009,314
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-6,0009,332
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-6,0009,750
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-14,0009,609
To non-U.S. addresseesNANA
Loans to individuals$104,0001,881
Credit card loan net charge offs$4,0002,431
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$100,0001,635
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$-4,0007,677
1997-12-31 (YTD Data)Rank
Total charge-offs$101,0004,814
Loans secured by real estate, total$5,0004,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0004,178
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$5,0003,360
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$65,0002,981
Loans to individuals$31,0004,807
Credit card loan charge offs$1,0003,538
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$30,0004,420
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$118,0002,055
Loans secured by real estate, total$85,000790
To non-U.S. addresseesNANA
Real estate loans in domestic offices$85,000790
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$20,0001,095
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$65,000472
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$20,0002,962
Loans to individuals$13,0003,867
Credit card loan recoveries$3,0001,469
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0004,066
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$10,000666
Net charge-offs$-17,00010,160
Loans secured by real estate, total$-80,00010,643
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-80,00010,664
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-15,00010,458
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-65,00010,682
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$45,0002,774
To non-U.S. addresseesNANA
Loans to individuals$18,0005,011
Credit card loan net charge offs$-2,00010,776
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$20,0004,332
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$-10,0008,173
1996-12-31 (YTD Data)Rank
Total charge-offs$77,0005,641
Loans secured by real estate, total$18,0003,282
To non-U.S. addresseesNANA
Real estate loans in domestic offices$18,0003,282
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$18,0002,410
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0006,550
Loans to individuals$55,0003,669
Credit card loan charge offs$8,0002,431
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$47,0003,516
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$2,0001,393
Total recoveries$138,0001,936
Loans secured by real estate, total$2,0003,928
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0003,928
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$2,0002,834
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$111,0001,007
Loans to individuals$25,0002,796
Credit card loan recoveries$1,0002,132
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$24,0002,634
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$26,000337
Net charge-offs$-61,00011,100
Loans secured by real estate, total$16,0002,740
To non-U.S. addresseesNANA
Real estate loans in domestic offices$16,0002,739
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$16,0002,129
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-107,00011,170
To non-U.S. addresseesNANA
Loans to individuals$30,0004,040
Credit card loan net charge offs$7,0002,326
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$23,0003,994
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$-24,0008,738
1995-12-31 (YTD Data)Rank
Total charge-offs$158,0003,806
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$148,0001,779
Loans to individuals$10,0006,985
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$10,0006,468
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$122,0002,228
Loans secured by real estate, total$67,0001,136
To non-U.S. addresseesNANA
Real estate loans in domestic offices$67,0001,135
Construction and land development$0688
Secured by farmland$57,00068
Secured by 1-4 family residential properties - total recoveries$2,0003,043
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$8,0001,398
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$18,0003,637
Loans to individuals$37,0002,177
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$37,0001,980
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$67,000115
Net charge-offs$36,0005,712
Loans secured by real estate, total$-67,00011,624
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-67,00011,653
Construction and land development$0772
Secured by farmland$-57,00010,491
Secured by 1-4 family residential properties- net charge-offs$-2,00010,449
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$-8,00011,187
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$130,0001,388
To non-U.S. addresseesNANA
Loans to individuals$-27,00011,857
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-27,00011,834
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$-67,0009,256
1994-12-31 (YTD Data)Rank
Total charge-offs$580,0001,640
Loans secured by real estate, total$304,0001,086
To non-U.S. addresseesNANA
Real estate loans in domestic offices$304,0001,086
Construction and land development$0994
Secured by farmland$57,000106
Total charge-offs secured by 1-4 family residential properties$54,0001,651
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$193,000723
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$142,0001,902
Loans to individuals$134,0001,812
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$134,0001,524
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$143,000136
Total recoveries$81,0003,349
Loans secured by real estate, total$47,0001,572
To non-U.S. addresseesNANA
Real estate loans in domestic offices$47,0001,572
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$30,0001,064
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$17,0001,238
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$24,0003,653
Loans to individuals$10,0004,952
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0004,684
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$10,000819
Net charge-offs$499,0001,379
Loans secured by real estate, total$257,000986
To non-U.S. addresseesNANA
Real estate loans in domestic offices$257,000986
Construction and land development$0849
Secured by farmland$57,00082
Secured by 1-4 family residential properties- net charge-offs$24,0002,055
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$176,000631
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$118,0001,502
To non-U.S. addresseesNANA
Loans to individuals$124,0001,378
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$124,0001,063
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$133,000123
1993-12-31 (YTD Data)Rank
Total charge-offs$170,0004,513
Loans secured by real estate, total$105,0002,368
To non-U.S. addresseesNANA
Real estate loans in domestic offices$105,0002,367
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$25,0002,914
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$80,0001,395
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$33,0005,319
Loans to individuals$32,0004,917
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$32,0004,448
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$21,0007,252
Loans secured by real estate, total$10,0003,447
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0003,448
Construction and land development$0926
Secured by farmland$10,000389
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0008,223
Loans to individuals$10,0005,337
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0005,078
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$149,0003,680
Loans secured by real estate, total$95,0002,108
To non-U.S. addresseesNANA
Real estate loans in domestic offices$95,0002,107
Construction and land development$01,117
Secured by farmland$-10,00011,246
Secured by 1-4 family residential properties- net charge-offs$25,0002,486
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$80,0001,228
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$32,0004,118
To non-U.S. addresseesNANA
Loans to individuals$22,0004,478
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$22,0003,942
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$116,0006,720
Loans secured by real estate, total$40,0004,530
To non-U.S. addresseesNANA
Real estate loans in domestic offices$40,0004,530
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$37,000651
Secured by nonfarm nonresidential properties$3,0003,708
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$32,0006,492
Loans to individuals$44,0004,939
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$44,0004,516
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$15,0008,419
Loans secured by real estate, total$5,0004,335
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0004,334
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$5,000347
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0007,781
Loans to individuals$7,0006,389
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0006,109
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$101,0005,904
Loans secured by real estate, total$35,0004,206
To non-U.S. addresseesNANA
Real estate loans in domestic offices$35,0004,206
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$32,000641
Secured by nonfarm nonresidential properties$3,0003,407
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$29,0005,546
To non-U.S. addresseesNANA
Loans to individuals$37,0004,328
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$37,0003,874
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.