Home > Southern Deposit Bank > Assets and Liabilities
Southern Deposit Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 25 | 5,920 |
| Assets and Liabilities | ||
| Total Assets: | $80,819,000 | 5,190 |
| Cash and due from depository institutions | $2,783,000 | 5,920 |
| Interest-bearing balances | $148,000 | 4,306 |
| Securities | $19,774,000 | 4,894 |
| Federal funds sold & reverse repurchase agreements | $2,325,000 | 3,391 |
| Net loans & leases | $53,310,000 | 4,895 |
| Loan loss allowance | $674,000 | 4,675 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $933,000 | 6,238 |
| Other real estate owned | $0 | 5,920 |
| Goodwill and other intangibles | $875,000 | 1,560 |
| All other assets | $819,000 | 6,821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,819,000 | 5,190 |
| Total liabilities | $73,800,000 | 5,124 |
| Total deposits | $60,953,000 | 5,514 |
| Interest-bearing deposits | $53,185,000 | 5,441 |
| Deposits held in domestic offices | $60,953,000 | 5,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,133,000 | 2,951 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,000,000 | 1,892 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $714,000 | 4,190 |
| Total equity capital | $7,019,000 | 5,653 |
| Total bank equity capital | $7,019,000 | 5,653 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $5,204,000 | 2,871 |
| Undivided profits | $815,000 | 7,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 8,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $446,000 | 4,992 |
| Earning assets | $75,557,000 | 5,104 |
| Long-term assets (5+ years) | $17,501,000 | 3,588 |
| Average Assets, year-to-date | $74,834,000 | 5,312 |
| Average Assets, quarterly | $76,699,000 | 5,324 |
| Volatile liabilities | $20,777,000 | 3,394 |
| Insider loans | $1,751,000 | 2,470 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,332,000 | 3,455 |
| Tier 1 (core) risk-based capital | $6,176,000 | 6,170 |
| Tier 2 risk-based capital | $674,000 | 4,354 |
| Total risk weighted assets | $54,422,900 | 4,936 |
| Total unused commitments | $11,332,000 | 3,461 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 22 | 6,497 |
| Assets and Liabilities | ||
| Total Assets: | $75,267,000 | 5,425 |
| Cash and due from depository institutions | $2,012,000 | 6,497 |
| Interest-bearing balances | $112,000 | 4,728 |
| Securities | $16,652,000 | 5,451 |
| Federal funds sold & reverse repurchase agreements | $2,410,000 | 5,384 |
| Net loans & leases | $51,340,000 | 4,859 |
| Loan loss allowance | $733,000 | 4,296 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $899,000 | 6,271 |
| Other real estate owned | $0 | 6,497 |
| Goodwill and other intangibles | $1,166,000 | 1,339 |
| All other assets | $788,000 | 6,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,267,000 | 5,425 |
| Total liabilities | $67,861,000 | 5,417 |
| Total deposits | $65,699,000 | 5,302 |
| Interest-bearing deposits | $57,432,000 | 5,204 |
| Deposits held in domestic offices | $65,699,000 | 5,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,235,000 | 2,274 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $927,000 | 3,751 |
| Total equity capital | $7,406,000 | 5,546 |
| Total bank equity capital | $7,406,000 | 5,546 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $5,204,000 | 2,724 |
| Undivided profits | $1,202,000 | 7,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 7,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $448,000 | 5,019 |
| Earning assets | $70,514,000 | 5,347 |
| Long-term assets (5+ years) | $10,419,000 | 4,626 |
| Average Assets, year-to-date | $76,810,400 | 5,133 |
| Average Assets, quarterly | $76,654,500 | 5,288 |
| Volatile liabilities | $11,033,000 | 4,717 |
| Insider loans | $2,388,000 | 1,803 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,784,000 | 3,447 |
| Tier 1 (core) risk-based capital | $6,159,000 | 6,096 |
| Tier 2 risk-based capital | $620,310 | 4,485 |
| Total risk weighted assets | $49,512,010 | 5,117 |
| Total unused commitments | $10,784,000 | 3,452 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $77,941,000 | 5,285 |
| Cash and due from depository institutions | $2,939,000 | 6,227 |
| Interest-bearing balances | $112,000 | 4,416 |
| Securities | $22,647,000 | 4,509 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $45,160,000 | 5,357 |
| Loan loss allowance | $818,000 | 3,978 |
| Trading account assets | $3,999,000 | 126 |
| Bank premises and fixed assets | $856,000 | 6,456 |
| Other real estate owned | $0 | 6,227 |
| Goodwill and other intangibles | $1,458,000 | 1,148 |
| All other assets | $882,000 | 6,532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,941,000 | 5,285 |
| Total liabilities | $70,488,000 | 5,253 |
| Total deposits | $63,189,000 | 5,451 |
| Interest-bearing deposits | $55,047,000 | 5,400 |
| Deposits held in domestic offices | $63,189,000 | 5,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,512,000 | 1,313 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $787,000 | 4,319 |
| Total equity capital | $7,453,000 | 5,469 |
| Total bank equity capital | $7,453,000 | 5,469 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $5,204,000 | 2,659 |
| Undivided profits | $1,249,000 | 8,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 6,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 1,108 |
| Income earned, not collected on loans | $462,000 | 5,068 |
| Earning assets | $71,918,000 | 5,267 |
| Long-term assets (5+ years) | $15,240,000 | 3,331 |
| Average Assets, year-to-date | $75,182,000 | 5,242 |
| Average Assets, quarterly | $75,651,500 | 5,336 |
| Volatile liabilities | $14,507,000 | 3,851 |
| Insider loans | $2,593,000 | 1,632 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,349,000 | 3,615 |
| Tier 1 (core) risk-based capital | $5,920,000 | 6,320 |
| Tier 2 risk-based capital | $558,060 | 4,776 |
| Total risk weighted assets | $44,384,760 | 5,538 |
| Total unused commitments | $9,349,000 | 3,617 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $76,286,000 | 5,507 |
| Cash and due from depository institutions | $2,951,000 | 6,375 |
| Interest-bearing balances | $110,000 | 4,471 |
| Securities | $25,265,000 | 4,481 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $41,499,000 | 5,740 |
| Loan loss allowance | $789,000 | 4,285 |
| Trading account assets | $3,000,000 | 136 |
| Bank premises and fixed assets | $899,000 | 6,362 |
| Other real estate owned | $0 | 6,375 |
| Goodwill and other intangibles | $1,750,000 | 989 |
| All other assets | $922,000 | 6,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,286,000 | 5,507 |
| Total liabilities | $69,293,000 | 5,451 |
| Total deposits | $63,988,000 | 5,567 |
| Interest-bearing deposits | $56,281,000 | 5,472 |
| Deposits held in domestic offices | $63,988,000 | 5,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,279,000 | 1,704 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,026,000 | 3,446 |
| Total equity capital | $6,993,000 | 5,807 |
| Total bank equity capital | $6,993,000 | 5,807 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $5,204,000 | 2,738 |
| Undivided profits | $789,000 | 9,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 8,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $372,000 | 5,973 |
| Earning assets | $69,874,000 | 5,512 |
| Long-term assets (5+ years) | $12,577,000 | 3,669 |
| Average Assets, year-to-date | $76,030,200 | 5,362 |
| Average Assets, quarterly | $75,481,000 | 5,508 |
| Volatile liabilities | $12,926,000 | 4,052 |
| Insider loans | $2,403,000 | 1,787 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,589,000 | 3,729 |
| Tier 1 (core) risk-based capital | $5,172,000 | 7,001 |
| Tier 2 risk-based capital | $522,950 | 5,093 |
| Total risk weighted assets | $41,570,250 | 5,816 |
| Total unused commitments | $8,589,000 | 3,744 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $75,604,000 | 5,613 |
| Cash and due from depository institutions | $4,587,000 | 6,788 |
| Interest-bearing balances | $110,000 | 4,729 |
| Securities | $22,723,000 | 5,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $38,003,000 | 6,052 |
| Loan loss allowance | $728,000 | 4,595 |
| Trading account assets | $6,424,000 | 117 |
| Bank premises and fixed assets | $1,001,000 | 6,048 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $2,041,000 | 856 |
| All other assets | $825,000 | 7,175 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,604,000 | 5,613 |
| Total liabilities | $66,110,000 | 5,717 |
| Total deposits | $62,125,000 | 5,770 |
| Interest-bearing deposits | $53,408,000 | 5,800 |
| Deposits held in domestic offices | $62,125,000 | 5,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,051,000 | 1,892 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $934,000 | 3,853 |
| Total equity capital | $9,494,000 | 4,531 |
| Total bank equity capital | $9,494,000 | 4,531 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $8,054,000 | 1,925 |
| Undivided profits | $440,000 | 10,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 5,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $367,000 | 6,208 |
| Earning assets | $67,260,000 | 5,748 |
| Long-term assets (5+ years) | $11,349,000 | 3,717 |
| Average Assets, year-to-date | $76,633,200 | 5,337 |
| Average Assets, quarterly | $74,215,000 | 5,640 |
| Volatile liabilities | $11,010,000 | 4,272 |
| Insider loans | $2,425,000 | 1,803 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,114,000 | 3,491 |
| Tier 1 (core) risk-based capital | $7,268,000 | 5,568 |
| Tier 2 risk-based capital | $504,600 | 5,228 |
| Total risk weighted assets | $40,144,700 | 5,924 |
| Total unused commitments | $9,114,000 | 3,504 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $79,696,000 | 5,341 |
| Cash and due from depository institutions | $2,653,000 | 6,680 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $27,525,000 | 4,596 |
| Federal funds sold & reverse repurchase agreements | $1,244,000 | 4,996 |
| Net loans & leases | $39,066,000 | 5,884 |
| Loan loss allowance | $463,000 | 6,532 |
| Trading account assets | $4,933,000 | 140 |
| Bank premises and fixed assets | $1,041,000 | 5,958 |
| Other real estate owned | $0 | 6,680 |
| Goodwill and other intangibles | $2,333,000 | 723 |
| All other assets | $901,000 | 7,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,696,000 | 5,341 |
| Total liabilities | $70,872,000 | 5,417 |
| Total deposits | $59,591,000 | 5,950 |
| Interest-bearing deposits | $51,452,000 | 5,945 |
| Deposits held in domestic offices | $59,591,000 | 5,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $319,000 | 4,218 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 1,229 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $962,000 | 3,156 |
| Total equity capital | $8,824,000 | 4,545 |
| Total bank equity capital | $8,824,000 | 4,545 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $8,054,000 | 1,862 |
| Undivided profits | $-230,000 | 11,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 3,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $338,000 | 5,967 |
| Earning assets | $72,768,000 | 5,354 |
| Long-term assets (5+ years) | $18,722,000 | 2,684 |
| Average Assets, year-to-date | $79,052,000 | 5,257 |
| Average Assets, quarterly | $79,243,000 | 5,325 |
| Volatile liabilities | $17,595,000 | 2,813 |
| Insider loans | $460,000 | 5,940 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,974,000 | 4,416 |
| Tier 1 (core) risk-based capital | $6,802,000 | 5,770 |
| Tier 2 risk-based capital | $463,000 | 5,617 |
| Total risk weighted assets | $41,142,600 | 5,787 |
| Total unused commitments | $5,974,000 | 4,423 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $78,975,000 | 5,495 |
| Cash and due from depository institutions | $2,543,000 | 6,250 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $28,056,000 | 4,744 |
| Federal funds sold & reverse repurchase agreements | $1,279,000 | 7,161 |
| Net loans & leases | $37,529,000 | 5,996 |
| Loan loss allowance | $672,000 | 5,127 |
| Trading account assets | $4,963,000 | 169 |
| Bank premises and fixed assets | $1,032,000 | 6,003 |
| Other real estate owned | $50,000 | 6,250 |
| Goodwill and other intangibles | $2,624,000 | 608 |
| All other assets | $899,000 | 6,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,975,000 | 5,495 |
| Total liabilities | $69,914,000 | 5,606 |
| Total deposits | $68,635,000 | 5,494 |
| Interest-bearing deposits | $61,707,000 | 5,330 |
| Deposits held in domestic offices | $68,635,000 | 5,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $311,000 | 3,470 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $968,000 | 3,213 |
| Total equity capital | $9,061,000 | 4,469 |
| Total bank equity capital | $9,061,000 | 4,469 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $8,021,000 | 1,783 |
| Undivided profits | $40,000 | 12,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 8,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $379,000 | 4,888 |
| Earning assets | $71,827,000 | 5,524 |
| Long-term assets (5+ years) | $27,082,000 | 2,075 |
| Average Assets, year-to-date | $80,561,400 | 5,251 |
| Average Assets, quarterly | $78,879,500 | 5,433 |
| Volatile liabilities | $9,589,000 | 4,218 |
| Insider loans | $483,000 | 5,820 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,396,000 | 6,008 |
| Tier 1 (core) risk-based capital | $6,437,000 | 5,962 |
| Tier 2 risk-based capital | $491,520 | 5,355 |
| Total risk weighted assets | $39,141,320 | 5,987 |
| Total unused commitments | $3,396,000 | 6,027 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $77,194,000 | 5,651 |
| Cash and due from depository institutions | $2,302,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $25,306,000 | 5,120 |
| Federal funds sold & reverse repurchase agreements | $8,176,000 | 2,017 |
| Net loans & leases | $39,638,000 | 5,775 |
| Loan loss allowance | $665,000 | 5,209 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $684,000 | 7,719 |
| Other real estate owned | $315,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $773,000 | 7,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,194,000 | 5,651 |
| Total liabilities | $71,500,000 | 5,577 |
| Total deposits | $69,997,000 | 5,497 |
| Interest-bearing deposits | $62,655,000 | 5,380 |
| Deposits held in domestic offices | $69,997,000 | 5,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $285,000 | 3,302 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,218,000 | 2,802 |
| Total equity capital | $5,694,000 | 6,425 |
| Total bank equity capital | $5,694,000 | 6,425 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $4,000,000 | 3,152 |
| Undivided profits | $694,000 | 10,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 9,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $345,000 | 5,797 |
| Earning assets | $73,120,000 | 5,485 |
| Long-term assets (5+ years) | $26,090,000 | 2,114 |
| Average Assets, year-to-date | $75,411,600 | 5,634 |
| Average Assets, quarterly | $75,056,000 | 5,733 |
| Volatile liabilities | $9,137,000 | 4,402 |
| Insider loans | $251,000 | 3,322 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,583,000 | 7,977 |
| Tier 1 (core) risk-based capital | $5,694,000 | 6,347 |
| Tier 2 risk-based capital | $519,930 | 5,048 |
| Total risk weighted assets | $41,448,930 | 5,774 |
| Total unused commitments | $1,583,000 | 8,009 |
| Derivatives | $0 | 651 |