Home > Southern Crescent Bank > Assets and Liabilities
Southern Crescent Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 67 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $140,517,000 | 3,230 |
| Cash and due from depository institutions | $8,526,000 | 2,837 |
| Interest-bearing balances | $359,000 | 3,383 |
| Securities | $20,768,000 | 5,179 |
| Federal funds sold & reverse repurchase agreements | $4,150,000 | 3,030 |
| Net loans & leases | $98,571,000 | 2,830 |
| Loan loss allowance | $996,000 | 3,536 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,531,000 | 1,427 |
| Other real estate owned | $431,000 | 2,837 |
| Goodwill and other intangibles | $232,000 | 2,058 |
| All other assets | $2,308,000 | 3,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,517,000 | 3,230 |
| Total liabilities | $130,253,000 | 3,143 |
| Total deposits | $124,729,000 | 3,060 |
| Interest-bearing deposits | $104,829,000 | 3,141 |
| Deposits held in domestic offices | $124,729,000 | 3,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,130,000 | 1,928 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,394,000 | 1,755 |
| Total equity capital | $10,264,000 | 4,255 |
| Total bank equity capital | $10,264,000 | 4,255 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,513 |
| Surplus | $4,826,000 | 2,944 |
| Undivided profits | $2,938,000 | 6,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $258,000 | 7,524 |
| Earning assets | $123,848,000 | 3,349 |
| Long-term assets (5+ years) | $11,351,000 | 3,904 |
| Average Assets, year-to-date | $129,173,000 | 3,353 |
| Average Assets, quarterly | $137,715,500 | 3,251 |
| Volatile liabilities | $20,812,000 | 2,819 |
| Insider loans | $3,093,000 | 1,388 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $26,662,000 | 1,675 |
| Tier 1 (core) risk-based capital | $10,052,000 | 4,221 |
| Tier 2 risk-based capital | $996,000 | 2,984 |
| Total risk weighted assets | $116,224,200 | 2,419 |
| Total unused commitments | $26,662,000 | 1,692 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 67 | 2,899 |
| Assets and Liabilities | ||
| Total Assets: | $119,626,000 | 3,741 |
| Cash and due from depository institutions | $7,605,000 | 2,899 |
| Interest-bearing balances | $99,000 | 5,198 |
| Securities | $25,566,000 | 4,631 |
| Federal funds sold & reverse repurchase agreements | $6,740,000 | 2,177 |
| Net loans & leases | $71,812,000 | 3,655 |
| Loan loss allowance | $1,115,000 | 3,203 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,062,000 | 1,529 |
| Other real estate owned | $437,000 | 2,899 |
| Goodwill and other intangibles | $320,000 | 1,782 |
| All other assets | $2,084,000 | 3,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,626,000 | 3,741 |
| Total liabilities | $110,885,000 | 3,651 |
| Total deposits | $107,231,000 | 3,575 |
| Interest-bearing deposits | $92,126,000 | 3,569 |
| Deposits held in domestic offices | $107,231,000 | 3,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,578,000 | 2,374 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,076,000 | 2,041 |
| Total equity capital | $8,741,000 | 4,842 |
| Total bank equity capital | $8,741,000 | 4,842 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,500,000 | 1,550 |
| Surplus | $4,826,000 | 2,944 |
| Undivided profits | $1,415,000 | 8,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $541,000 | 4,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $471,000 | 5,006 |
| Earning assets | $104,217,000 | 3,936 |
| Long-term assets (5+ years) | $6,745,000 | 5,033 |
| Average Assets, year-to-date | $110,557,200 | 3,873 |
| Average Assets, quarterly | $115,853,500 | 3,819 |
| Volatile liabilities | $16,818,000 | 3,041 |
| Insider loans | $2,782,000 | 1,560 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,043,000 | 2,424 |
| Tier 1 (core) risk-based capital | $8,386,000 | 4,895 |
| Tier 2 risk-based capital | $1,115,000 | 2,650 |
| Total risk weighted assets | $89,612,700 | 2,991 |
| Total unused commitments | $15,043,000 | 2,437 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 62 | 3,273 |
| Assets and Liabilities | ||
| Total Assets: | $103,841,000 | 4,215 |
| Cash and due from depository institutions | $5,936,000 | 3,273 |
| Interest-bearing balances | $492,000 | 3,388 |
| Securities | $29,167,000 | 4,367 |
| Federal funds sold & reverse repurchase agreements | $3,320,000 | 2,596 |
| Net loans & leases | $57,438,000 | 4,366 |
| Loan loss allowance | $1,219,000 | 3,015 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,731,000 | 1,565 |
| Other real estate owned | $566,000 | 3,273 |
| Goodwill and other intangibles | $316,000 | 1,699 |
| All other assets | $2,367,000 | 3,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,841,000 | 4,215 |
| Total liabilities | $96,429,000 | 4,118 |
| Total deposits | $94,605,000 | 3,972 |
| Interest-bearing deposits | $79,239,000 | 4,098 |
| Deposits held in domestic offices | $94,605,000 | 3,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $536,000 | 3,892 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,288,000 | 2,501 |
| Total equity capital | $7,412,000 | 5,237 |
| Total bank equity capital | $7,412,000 | 5,237 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,500,000 | 1,583 |
| Surplus | $4,076,000 | 3,257 |
| Undivided profits | $836,000 | 9,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $512,000 | 4,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $353,000 | 5,772 |
| Earning assets | $90,417,000 | 4,428 |
| Long-term assets (5+ years) | $5,478,000 | 5,750 |
| Average Assets, year-to-date | $97,717,400 | 4,363 |
| Average Assets, quarterly | $101,113,500 | 4,300 |
| Volatile liabilities | $10,249,000 | 4,254 |
| Insider loans | $2,696,000 | 1,564 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,044,000 | 2,466 |
| Tier 1 (core) risk-based capital | $7,277,000 | 5,443 |
| Tier 2 risk-based capital | $947,090 | 3,054 |
| Total risk weighted assets | $75,495,590 | 3,419 |
| Total unused commitments | $14,044,000 | 2,476 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 52 | 3,986 |
| Assets and Liabilities | ||
| Total Assets: | $93,637,000 | 4,745 |
| Cash and due from depository institutions | $6,858,000 | 3,986 |
| Interest-bearing balances | $795,000 | 3,715 |
| Securities | $21,709,000 | 5,776 |
| Federal funds sold & reverse repurchase agreements | $5,540,000 | 2,517 |
| Net loans & leases | $52,170,000 | 4,617 |
| Loan loss allowance | $1,432,000 | 2,731 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,066,000 | 1,443 |
| Other real estate owned | $621,000 | 3,986 |
| Goodwill and other intangibles | $745,000 | 1,144 |
| All other assets | $928,000 | 6,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,637,000 | 4,745 |
| Total liabilities | $87,246,000 | 4,618 |
| Total deposits | $85,113,000 | 4,542 |
| Interest-bearing deposits | $73,458,000 | 4,549 |
| Deposits held in domestic offices | $85,113,000 | 4,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,240,000 | 2,591 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $893,000 | 3,417 |
| Total equity capital | $6,391,000 | 6,067 |
| Total bank equity capital | $6,391,000 | 6,067 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,500,000 | 1,598 |
| Surplus | $3,576,000 | 3,604 |
| Undivided profits | $315,000 | 11,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,016,000 | 3,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $318,000 | 5,783 |
| Earning assets | $80,214,000 | 5,021 |
| Long-term assets (5+ years) | $4,891,000 | 6,483 |
| Average Assets, year-to-date | $51,847,800 | 7,395 |
| Average Assets, quarterly | $67,106,500 | 6,225 |
| Volatile liabilities | $10,823,000 | 3,876 |
| Insider loans | $2,786,000 | 1,493 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,916,000 | 2,117 |
| Tier 1 (core) risk-based capital | $5,646,000 | 6,591 |
| Tier 2 risk-based capital | $804,910 | 3,520 |
| Total risk weighted assets | $63,765,610 | 3,959 |
| Total unused commitments | $16,916,000 | 2,136 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $43,829,000 | 8,530 |
| Cash and due from depository institutions | $3,220,000 | 7,249 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,056,000 | 10,002 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $27,950,000 | 7,381 |
| Loan loss allowance | $1,101,000 | 3,434 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,276,000 | 3,192 |
| Other real estate owned | $911,000 | 7,249 |
| Goodwill and other intangibles | $17,000 | 2,783 |
| All other assets | $399,000 | 10,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,829,000 | 8,530 |
| Total liabilities | $41,848,000 | 8,297 |
| Total deposits | $41,663,000 | 8,153 |
| Interest-bearing deposits | $35,756,000 | 8,169 |
| Deposits held in domestic offices | $41,663,000 | 8,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $185,000 | 10,343 |
| Total equity capital | $1,981,000 | 11,511 |
| Total bank equity capital | $1,981,000 | 11,511 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,500,000 | 1,641 |
| Surplus | $2,553,000 | 4,547 |
| Undivided profits | $-3,072,000 | 13,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $701,000 | 4,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $189,000 | 8,939 |
| Earning assets | $37,006,000 | 8,903 |
| Long-term assets (5+ years) | $4,478,000 | 6,833 |
| Average Assets, year-to-date | $46,186,400 | 8,131 |
| Average Assets, quarterly | $44,087,000 | 8,441 |
| Volatile liabilities | $5,209,000 | 6,403 |
| Insider loans | $340,000 | 2,635 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,696,000 | 6,441 |
| Tier 1 (core) risk-based capital | $1,964,000 | 11,505 |
| Tier 2 risk-based capital | $412,660 | 6,121 |
| Total risk weighted assets | $32,324,560 | 6,968 |
| Total unused commitments | $2,696,000 | 6,468 |
| Derivatives | $0 | 651 |