Home > Southern Community Bank of Southwest Florida > Income and Expense

Southern Community Bank of Southwest Florida, Income and Expense

2004-06-30 (YTD Data)Rank
Total interest income$5,013,0002,780
Total interest expense$1,736,0002,255
Net interest income$3,277,0003,041
Provision for loan and lease losses$251,0001,816
Total noninterest income$194,0005,889
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$61,0006,212
Trading account gains and fees$0130
Additional Noninterest Income$133,0004,546
Total noninterest expense$1,890,0003,919
Salaries and employee benefits$959,0004,111
Premises and equipment expense$328,0003,302
Additional noninterest expense$603,0003,735
Pre-tax net operating income$1,330,0002,859
Securities gains (losses)$03,413
Applicable income taxes$496,0002,215
Income before extraordinary items$834,0003,420
Extraordinary gains, net$021
Net income$834,0003,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$834,0003,329
2004-03-31 (YTD Data)Rank
Total interest income$2,444,0002,854
Total interest expense$837,0002,346
Net interest income$1,607,0003,082
Provision for loan and lease losses$202,0001,140
Total noninterest income$95,0005,901
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$26,0006,426
Trading account gains and fees$0121
Additional Noninterest Income$69,0004,468
Total noninterest expense$988,0003,799
Salaries and employee benefits$496,0004,030
Premises and equipment expense$163,0003,352
Additional noninterest expense$329,0003,475
Pre-tax net operating income$512,0003,454
Securities gains (losses)$02,934
Applicable income taxes$195,0002,622
Income before extraordinary items$317,0004,132
Extraordinary gains, net$016
Net income$317,0004,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$317,0003,986
2003-12-31 (YTD Data)Rank
Total interest income$7,890,0003,485
Total interest expense$3,083,0002,797
Net interest income$4,807,0003,791
Provision for loan and lease losses$521,0002,091
Total noninterest income$283,0006,705
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$113,0006,360
Trading account gains and fees$0160
Additional Noninterest Income$170,0005,600
Total noninterest expense$3,051,0004,560
Salaries and employee benefits$1,560,0004,731
Premises and equipment expense$569,0003,678
Additional noninterest expense$922,0004,545
Pre-tax net operating income$1,518,0004,098
Securities gains (losses)$120,0001,724
Applicable income taxes$606,0003,044
Income before extraordinary items$1,032,0004,558
Extraordinary gains, net$054
Net income$1,032,0004,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$955,2004,603
2003-09-30 (YTD Data)Rank
Total interest income$5,725,0003,612
Total interest expense$2,317,0002,879
Net interest income$3,408,0003,984
Provision for loan and lease losses$398,0002,036
Total noninterest income$194,0006,934
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$78,0006,548
Trading account gains and fees$0153
Additional Noninterest Income$116,0005,793
Total noninterest expense$2,186,0004,679
Salaries and employee benefits$1,104,0004,892
Premises and equipment expense$421,0003,709
Additional noninterest expense$661,0004,675
Pre-tax net operating income$1,018,0004,501
Securities gains (losses)$120,0001,583
Applicable income taxes$421,0003,327
Income before extraordinary items$717,0004,932
Extraordinary gains, net$040
Net income$717,0004,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$640,2005,044
2003-06-30 (YTD Data)Rank
Total interest income$3,638,0003,764
Total interest expense$1,537,0002,975
Net interest income$2,101,0004,243
Provision for loan and lease losses$241,0002,187
Total noninterest income$113,0007,172
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$50,0006,585
Trading account gains and fees$0150
Additional Noninterest Income$63,0006,165
Total noninterest expense$1,490,0004,613
Salaries and employee benefits$767,0004,768
Premises and equipment expense$276,0003,733
Additional noninterest expense$447,0004,619
Pre-tax net operating income$483,0005,405
Securities gains (losses)$120,0001,368
Applicable income taxes$223,0003,758
Income before extraordinary items$380,0005,547
Extraordinary gains, net$030
Net income$380,0005,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$303,2005,874
2003-03-31 (YTD Data)Rank
Total interest income$1,800,0003,821
Total interest expense$734,0003,184
Net interest income$1,066,0004,202
Provision for loan and lease losses$66,0003,125
Total noninterest income$53,0007,265
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$24,0006,593
Trading account gains and fees$0134
Additional Noninterest Income$29,0006,299
Total noninterest expense$735,0004,644
Salaries and employee benefits$388,0004,714
Premises and equipment expense$135,0003,814
Additional noninterest expense$212,0004,752
Pre-tax net operating income$318,0004,639
Securities gains (losses)$02,891
Applicable income taxes$118,0003,661
Income before extraordinary items$200,0005,334
Extraordinary gains, net$021
Net income$200,0005,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$200,0005,143
2002-12-31 (YTD Data)Rank
Total interest income$5,808,0004,665
Total interest expense$2,539,0004,055
Net interest income$3,269,0004,990
Provision for loan and lease losses$412,0002,773
Total noninterest income$165,0007,668
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$70,0007,133
Trading account gains and fees$0153
Additional Noninterest Income$95,0006,547
Total noninterest expense$2,709,0004,804
Salaries and employee benefits$1,362,0005,039
Premises and equipment expense$528,0003,783
Additional noninterest expense$819,0004,849
Pre-tax net operating income$313,0007,499
Securities gains (losses)$20,0003,147
Applicable income taxes$123,0005,756
Income before extraordinary items$210,0007,788
Extraordinary gains, net$070
Net income$210,0007,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$197,2007,750
2001-12-31 (YTD Data)Rank
Total interest income$3,323,0006,914
Total interest expense$1,777,0006,453
Net interest income$1,546,0007,245
Provision for loan and lease losses$683,0001,709
Total noninterest income$61,0009,039
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$32,0007,942
Trading account gains and fees$0177
Additional Noninterest Income$29,0008,383
Total noninterest expense$1,832,0006,065
Salaries and employee benefits$992,0006,011
Premises and equipment expense$353,0004,995
Additional noninterest expense$487,0006,529
Pre-tax net operating income$-908,0009,330
Securities gains (losses)$04,612
Applicable income taxes$-327,0009,439
Income before extraordinary items$-581,0009,269
Extraordinary gains, net$0105
Net income$-581,0009,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$9,786,00080
Net operating income$-581,0009,231

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.