Home > Southern Community Bank of Southwest Florida > Assets and Liabilities
Southern Community Bank of Southwest Florida, Assets and Liabilities
| 2004-06-30 | Rank | |
| # of Employees: | 26 | 5,508 |
| Assets and Liabilities | ||
| Total Assets: | $192,501,000 | 2,905 |
| Cash and due from depository institutions | $2,312,000 | 5,508 |
| Interest-bearing balances | $23,000 | 6,233 |
| Securities | $15,903,000 | 5,407 |
| Federal funds sold & reverse repurchase agreements | $7,558,000 | 1,404 |
| Net loans & leases | $157,364,000 | 2,350 |
| Loan loss allowance | $1,917,000 | 2,369 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,771,000 | 1,457 |
| Other real estate owned | $0 | 5,508 |
| Goodwill and other intangibles | $74,000 | 2,887 |
| All other assets | $2,519,000 | 4,201 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $192,501,000 | 2,905 |
| Total liabilities | $175,687,000 | 2,871 |
| Total deposits | $170,800,000 | 2,673 |
| Interest-bearing deposits | $156,074,000 | 2,491 |
| Deposits held in domestic offices | $170,800,000 | 2,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,730 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $387,000 | 5,233 |
| Total equity capital | $16,814,000 | 3,198 |
| Total bank equity capital | $16,814,000 | 3,198 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $10,500,000 | 1,897 |
| Undivided profits | $1,314,000 | 7,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $614,000 | 4,520 |
| Earning assets | $180,848,000 | 2,851 |
| Long-term assets (5+ years) | $18,136,000 | 3,838 |
| Average Assets, year-to-date | $177,843,670 | 3,033 |
| Average Assets, quarterly | $186,256,500 | 2,949 |
| Volatile liabilities | $46,592,000 | 2,187 |
| Insider loans | $2,253,000 | 2,451 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $50,404,000 | 1,553 |
| Tier 1 (core) risk-based capital | $17,239,000 | 3,044 |
| Tier 2 risk-based capital | $1,917,000 | 2,228 |
| Total risk weighted assets | $186,059,000 | 2,074 |
| Total unused commitments | $50,404,000 | 1,554 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 32 | 4,775 |
| Assets and Liabilities | ||
| Total Assets: | $180,012,000 | 3,035 |
| Cash and due from depository institutions | $1,446,000 | 4,775 |
| Interest-bearing balances | $17,000 | 6,449 |
| Securities | $15,018,000 | 5,560 |
| Federal funds sold & reverse repurchase agreements | $7,623,000 | 1,951 |
| Net loans & leases | $146,804,000 | 2,441 |
| Loan loss allowance | $1,868,000 | 2,402 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,730,000 | 1,455 |
| Other real estate owned | $0 | 4,775 |
| Goodwill and other intangibles | $82,000 | 2,850 |
| All other assets | $2,309,000 | 4,288 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $180,012,000 | 3,035 |
| Total liabilities | $163,648,000 | 2,994 |
| Total deposits | $162,998,000 | 2,762 |
| Interest-bearing deposits | $147,947,000 | 2,605 |
| Deposits held in domestic offices | $162,998,000 | 2,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $650,000 | 4,238 |
| Total equity capital | $16,364,000 | 3,328 |
| Total bank equity capital | $16,364,000 | 3,328 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $10,100,000 | 1,920 |
| Undivided profits | $1,264,000 | 7,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $616,000 | 4,439 |
| Earning assets | $169,462,000 | 2,980 |
| Long-term assets (5+ years) | $17,661,000 | 3,851 |
| Average Assets, year-to-date | $170,515,000 | 3,128 |
| Average Assets, quarterly | $170,515,000 | 3,128 |
| Volatile liabilities | $39,198,000 | 2,392 |
| Insider loans | $2,272,000 | 2,387 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $45,865,000 | 1,631 |
| Tier 1 (core) risk-based capital | $16,315,000 | 3,165 |
| Tier 2 risk-based capital | $1,868,000 | 2,232 |
| Total risk weighted assets | $175,931,000 | 2,135 |
| Total unused commitments | $45,865,000 | 1,635 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 32 | 4,785 |
| Assets and Liabilities | ||
| Total Assets: | $161,018,000 | 3,298 |
| Cash and due from depository institutions | $2,695,000 | 4,785 |
| Interest-bearing balances | $14,000 | 6,508 |
| Securities | $14,018,000 | 5,788 |
| Federal funds sold & reverse repurchase agreements | $4,180,000 | 2,649 |
| Net loans & leases | $131,074,000 | 2,670 |
| Loan loss allowance | $1,666,000 | 2,631 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,833,000 | 1,418 |
| Other real estate owned | $0 | 4,785 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,218,000 | 4,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,018,000 | 3,298 |
| Total liabilities | $146,227,000 | 3,251 |
| Total deposits | $139,918,000 | 3,151 |
| Interest-bearing deposits | $126,953,000 | 2,974 |
| Deposits held in domestic offices | $139,918,000 | 3,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,463 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $309,000 | 6,022 |
| Total equity capital | $14,791,000 | 3,576 |
| Total bank equity capital | $14,791,000 | 3,576 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $8,800,000 | 2,181 |
| Undivided profits | $991,000 | 7,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $529,000 | 5,163 |
| Earning assets | $149,286,000 | 3,261 |
| Long-term assets (5+ years) | $15,911,000 | 4,081 |
| Average Assets, year-to-date | $136,838,400 | 3,672 |
| Average Assets, quarterly | $151,487,500 | 3,442 |
| Volatile liabilities | $36,424,000 | 2,551 |
| Insider loans | $1,729,000 | 2,893 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $35,142,000 | 1,936 |
| Tier 1 (core) risk-based capital | $15,047,000 | 3,377 |
| Tier 2 risk-based capital | $1,666,000 | 2,437 |
| Total risk weighted assets | $157,199,000 | 2,362 |
| Total unused commitments | $35,142,000 | 1,938 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 25 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $141,957,000 | 3,655 |
| Cash and due from depository institutions | $3,911,000 | 5,657 |
| Interest-bearing balances | $11,000 | 6,631 |
| Securities | $14,547,000 | 5,617 |
| Federal funds sold & reverse repurchase agreements | $914,000 | 5,468 |
| Net loans & leases | $114,992,000 | 2,951 |
| Loan loss allowance | $1,493,000 | 2,891 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,540,000 | 1,773 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,053,000 | 4,634 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,957,000 | 3,655 |
| Total liabilities | $128,086,000 | 3,640 |
| Total deposits | $127,803,000 | 3,391 |
| Interest-bearing deposits | $118,359,000 | 3,140 |
| Deposits held in domestic offices | $127,803,000 | 3,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $283,000 | 6,568 |
| Total equity capital | $13,871,000 | 3,780 |
| Total bank equity capital | $13,871,000 | 3,780 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $8,200,000 | 2,272 |
| Undivided profits | $671,000 | 7,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $574,000 | 5,026 |
| Earning assets | $130,464,000 | 3,644 |
| Long-term assets (5+ years) | $13,253,000 | 4,482 |
| Average Assets, year-to-date | $130,793,500 | 3,835 |
| Average Assets, quarterly | $141,741,500 | 3,647 |
| Volatile liabilities | $31,585,000 | 2,784 |
| Insider loans | $1,796,000 | 2,813 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $43,388,000 | 1,643 |
| Tier 1 (core) risk-based capital | $14,132,000 | 3,547 |
| Tier 2 risk-based capital | $1,493,000 | 2,665 |
| Total risk weighted assets | $144,861,000 | 2,518 |
| Total unused commitments | $43,388,000 | 1,647 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 24 | 5,823 |
| Assets and Liabilities | ||
| Total Assets: | $141,526,000 | 3,647 |
| Cash and due from depository institutions | $1,168,000 | 5,823 |
| Interest-bearing balances | $10,000 | 6,691 |
| Securities | $16,106,000 | 5,287 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,267 |
| Net loans & leases | $109,970,000 | 3,025 |
| Loan loss allowance | $1,336,000 | 3,128 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,627,000 | 1,702 |
| Other real estate owned | $0 | 5,823 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,655,000 | 5,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,526,000 | 3,647 |
| Total liabilities | $127,696,000 | 3,632 |
| Total deposits | $127,187,000 | 3,375 |
| Interest-bearing deposits | $115,285,000 | 3,196 |
| Deposits held in domestic offices | $127,187,000 | 3,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $509,000 | 5,024 |
| Total equity capital | $13,830,000 | 3,776 |
| Total bank equity capital | $13,830,000 | 3,776 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $8,200,000 | 2,228 |
| Undivided profits | $630,000 | 7,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $418,000 | 5,986 |
| Earning assets | $133,086,000 | 3,555 |
| Long-term assets (5+ years) | $13,733,000 | 4,267 |
| Average Assets, year-to-date | $127,072,330 | 3,915 |
| Average Assets, quarterly | $133,154,500 | 3,811 |
| Volatile liabilities | $33,991,000 | 2,592 |
| Insider loans | $1,881,000 | 2,698 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $25,009,000 | 2,425 |
| Tier 1 (core) risk-based capital | $13,795,000 | 3,568 |
| Tier 2 risk-based capital | $1,336,000 | 2,878 |
| Total risk weighted assets | $131,714,000 | 2,730 |
| Total unused commitments | $25,009,000 | 2,433 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 25 | 5,670 |
| Assets and Liabilities | ||
| Total Assets: | $124,783,000 | 3,992 |
| Cash and due from depository institutions | $4,114,000 | 5,670 |
| Interest-bearing balances | $10,000 | 6,648 |
| Securities | $15,976,000 | 5,333 |
| Federal funds sold & reverse repurchase agreements | $5,606,000 | 2,937 |
| Net loans & leases | $91,661,000 | 3,488 |
| Loan loss allowance | $1,161,000 | 3,437 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,713,000 | 1,642 |
| Other real estate owned | $0 | 5,670 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,713,000 | 4,956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,783,000 | 3,992 |
| Total liabilities | $115,030,000 | 3,911 |
| Total deposits | $114,330,000 | 3,673 |
| Interest-bearing deposits | $103,489,000 | 3,510 |
| Deposits held in domestic offices | $114,330,000 | 3,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $700,000 | 4,249 |
| Total equity capital | $9,753,000 | 4,848 |
| Total bank equity capital | $9,753,000 | 4,848 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 705 |
| Surplus | $4,200,000 | 3,656 |
| Undivided profits | $553,000 | 8,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $490,000 | 5,440 |
| Earning assets | $113,253,000 | 4,023 |
| Long-term assets (5+ years) | $10,678,000 | 4,720 |
| Average Assets, year-to-date | $119,845,500 | 4,097 |
| Average Assets, quarterly | $119,845,500 | 4,097 |
| Volatile liabilities | $29,677,000 | 2,833 |
| Insider loans | $1,606,000 | 2,951 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $32,527,000 | 1,910 |
| Tier 1 (core) risk-based capital | $9,615,000 | 4,709 |
| Tier 2 risk-based capital | $1,161,000 | 3,161 |
| Total risk weighted assets | $117,792,000 | 2,971 |
| Total unused commitments | $32,527,000 | 1,919 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $114,908,000 | 4,232 |
| Cash and due from depository institutions | $6,088,000 | 5,648 |
| Interest-bearing balances | $10,000 | 6,634 |
| Securities | $15,104,000 | 5,453 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $86,414,000 | 3,649 |
| Loan loss allowance | $1,095,000 | 3,531 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,800,000 | 1,599 |
| Other real estate owned | $0 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,502,000 | 5,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,908,000 | 4,232 |
| Total liabilities | $105,332,000 | 4,151 |
| Total deposits | $100,413,000 | 4,033 |
| Interest-bearing deposits | $93,063,000 | 3,767 |
| Deposits held in domestic offices | $100,413,000 | 4,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,511 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $419,000 | 5,749 |
| Total equity capital | $9,576,000 | 4,872 |
| Total bank equity capital | $9,576,000 | 4,872 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000,000 | 704 |
| Surplus | $4,200,000 | 3,614 |
| Undivided profits | $376,000 | 8,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $414,000 | 6,242 |
| Earning assets | $101,528,000 | 4,336 |
| Long-term assets (5+ years) | $9,719,000 | 4,863 |
| Average Assets, year-to-date | $93,769,400 | 4,729 |
| Average Assets, quarterly | $110,948,500 | 4,295 |
| Volatile liabilities | $29,605,000 | 2,823 |
| Insider loans | $2,345,000 | 2,206 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $29,722,000 | 1,975 |
| Tier 1 (core) risk-based capital | $9,120,000 | 4,829 |
| Tier 2 risk-based capital | $1,095,000 | 3,273 |
| Total risk weighted assets | $107,364,000 | 3,153 |
| Total unused commitments | $29,722,000 | 1,978 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 24 | 5,812 |
| Assets and Liabilities | ||
| Total Assets: | $70,991,000 | 5,764 |
| Cash and due from depository institutions | $968,000 | 5,812 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $2,489,000 | 8,731 |
| Federal funds sold & reverse repurchase agreements | $6,426,000 | 2,246 |
| Net loans & leases | $53,704,000 | 5,035 |
| Loan loss allowance | $683,000 | 4,818 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,131,000 | 1,447 |
| Other real estate owned | $0 | 5,812 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,273,000 | 5,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,991,000 | 5,764 |
| Total liabilities | $61,793,000 | 5,853 |
| Total deposits | $61,600,000 | 5,601 |
| Interest-bearing deposits | $57,542,000 | 5,270 |
| Deposits held in domestic offices | $61,600,000 | 5,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $193,000 | 7,973 |
| Total equity capital | $9,198,000 | 4,809 |
| Total bank equity capital | $9,198,000 | 4,809 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000,000 | 700 |
| Surplus | $4,200,000 | 3,526 |
| Undivided profits | $-2,000 | 8,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $233,000 | 8,135 |
| Earning assets | $62,619,000 | 5,881 |
| Long-term assets (5+ years) | $2,039,000 | 7,348 |
| Average Assets, year-to-date | $56,422,500 | 6,347 |
| Average Assets, quarterly | $65,854,000 | 5,964 |
| Volatile liabilities | $13,142,000 | 4,856 |
| Insider loans | $1,676,000 | 2,740 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $23,532,000 | 2,225 |
| Tier 1 (core) risk-based capital | $8,918,000 | 4,775 |
| Tier 2 risk-based capital | $683,000 | 4,521 |
| Total risk weighted assets | $69,630,000 | 4,343 |
| Total unused commitments | $23,532,000 | 2,231 |
| Derivatives | $0 | 450 |