Home > SOUTHERN COMMUNITY BANK OF SOUTH FLORIDA > Income and Expense
SOUTHERN COMMUNITY BANK OF SOUTH FLORIDA, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 2,974 |
| Total interest expense | $1,771,000 | 2,212 |
| Net interest income | $2,888,000 | 3,370 |
| Provision for loan and lease losses | $513,000 | 961 |
| Total noninterest income | $101,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $33,000 | 7,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 5,903 |
| Total noninterest expense | $2,297,000 | 3,363 |
| Salaries and employee benefits | $1,178,000 | 3,511 |
| Premises and equipment expense | $538,000 | 2,119 |
| Additional noninterest expense | $581,000 | 3,842 |
| Pre-tax net operating income | $179,000 | 7,349 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $68,000 | 5,316 |
| Income before extraordinary items | $111,000 | 7,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $111,000 | 7,599 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 3,208 |
| Total interest expense | $901,000 | 2,203 |
| Net interest income | $1,237,000 | 3,801 |
| Provision for loan and lease losses | $276,000 | 884 |
| Total noninterest income | $50,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $1,190,000 | 3,246 |
| Salaries and employee benefits | $607,000 | 3,423 |
| Premises and equipment expense | $272,000 | 2,131 |
| Additional noninterest expense | $311,000 | 3,639 |
| Pre-tax net operating income | $-179,000 | 8,889 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-68,000 | 9,001 |
| Income before extraordinary items | $-111,000 | 8,859 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-111,000 | 8,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-111,000 | 8,824 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,585,000 | 4,009 |
| Total interest expense | $3,101,000 | 2,779 |
| Net interest income | $3,484,000 | 4,813 |
| Provision for loan and lease losses | $694,000 | 1,631 |
| Total noninterest income | $180,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $32,000 | 7,690 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $148,000 | 5,844 |
| Total noninterest expense | $3,197,000 | 4,413 |
| Salaries and employee benefits | $1,760,000 | 4,326 |
| Premises and equipment expense | $545,000 | 3,807 |
| Additional noninterest expense | $892,000 | 4,659 |
| Pre-tax net operating income | $-227,000 | 8,712 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-84,000 | 8,930 |
| Income before extraordinary items | $-143,000 | 8,751 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-143,000 | 8,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-143,000 | 8,677 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,613,000 | 4,288 |
| Total interest expense | $2,236,000 | 2,972 |
| Net interest income | $2,377,000 | 5,157 |
| Provision for loan and lease losses | $570,000 | 1,481 |
| Total noninterest income | $124,000 | 7,712 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $18,000 | 7,855 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 5,966 |
| Total noninterest expense | $2,114,000 | 4,798 |
| Salaries and employee benefits | $1,168,000 | 4,724 |
| Premises and equipment expense | $331,000 | 4,428 |
| Additional noninterest expense | $615,000 | 4,922 |
| Pre-tax net operating income | $-183,000 | 8,809 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-68,000 | 9,036 |
| Income before extraordinary items | $-115,000 | 8,844 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-115,000 | 8,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-115,000 | 8,773 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 4,490 |
| Total interest expense | $1,423,000 | 3,214 |
| Net interest income | $1,472,000 | 5,387 |
| Provision for loan and lease losses | $357,000 | 1,564 |
| Total noninterest income | $80,000 | 7,768 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $9,000 | 7,940 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $71,000 | 5,964 |
| Total noninterest expense | $1,309,000 | 5,036 |
| Salaries and employee benefits | $716,000 | 4,987 |
| Premises and equipment expense | $207,000 | 4,599 |
| Additional noninterest expense | $386,000 | 5,135 |
| Pre-tax net operating income | $-114,000 | 8,841 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-42,000 | 9,070 |
| Income before extraordinary items | $-72,000 | 8,894 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-72,000 | 8,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-72,000 | 8,800 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 4,758 |
| Total interest expense | $682,000 | 3,382 |
| Net interest income | $664,000 | 5,707 |
| Provision for loan and lease losses | $264,000 | 1,062 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 5,739 |
| Total noninterest expense | $594,000 | 5,371 |
| Salaries and employee benefits | $326,000 | 5,345 |
| Premises and equipment expense | $95,000 | 4,865 |
| Additional noninterest expense | $173,000 | 5,493 |
| Pre-tax net operating income | $-150,000 | 9,036 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-56,000 | 9,187 |
| Income before extraordinary items | $-94,000 | 9,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-94,000 | 9,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-94,000 | 8,955 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 8,141 |
| Total interest expense | $1,100,000 | 6,683 |
| Net interest income | $634,000 | 8,839 |
| Provision for loan and lease losses | $774,000 | 1,687 |
| Total noninterest income | $13,000 | 9,205 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $7,000 | 8,109 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 9,043 |
| Total noninterest expense | $930,000 | 8,087 |
| Salaries and employee benefits | $517,000 | 8,075 |
| Premises and equipment expense | $129,000 | 7,748 |
| Additional noninterest expense | $284,000 | 7,922 |
| Pre-tax net operating income | $-1,057,000 | 9,134 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-391,000 | 9,221 |
| Income before extraordinary items | $-666,000 | 9,101 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-666,000 | 9,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $10,100,000 | 56 |
| Net operating income | $-666,000 | 9,056 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.