Home > SOUTHERN COMMUNITY BANK OF SOUTH FLORIDA > Assets and Liabilities
SOUTHERN COMMUNITY BANK OF SOUTH FLORIDA, Assets and Liabilities
| 2004-06-30 | Rank | |
| # of Employees: | 35 | 4,482 |
| Assets and Liabilities | ||
| Total Assets: | $186,989,000 | 2,967 |
| Cash and due from depository institutions | $535,000 | 4,482 |
| Interest-bearing balances | $17,000 | 6,363 |
| Securities | $11,729,000 | 6,217 |
| Federal funds sold & reverse repurchase agreements | $7,702,000 | 1,388 |
| Net loans & leases | $162,125,000 | 2,286 |
| Loan loss allowance | $1,981,000 | 2,307 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,636,000 | 3,518 |
| Other real estate owned | $0 | 4,482 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,262,000 | 4,488 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $186,989,000 | 2,967 |
| Total liabilities | $170,355,000 | 2,927 |
| Total deposits | $141,070,000 | 3,146 |
| Interest-bearing deposits | $124,282,000 | 3,034 |
| Deposits held in domestic offices | $141,070,000 | 3,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,000,000 | 608 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $285,000 | 5,975 |
| Total equity capital | $16,634,000 | 3,236 |
| Total bank equity capital | $16,634,000 | 3,236 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $12,485,000 | 1,644 |
| Undivided profits | $-851,000 | 8,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $676,000 | 4,151 |
| Earning assets | $181,573,000 | 2,838 |
| Long-term assets (5+ years) | $6,389,000 | 5,868 |
| Average Assets, year-to-date | $163,400,000 | 3,243 |
| Average Assets, quarterly | $175,020,500 | 3,097 |
| Volatile liabilities | $52,194,000 | 1,982 |
| Insider loans | $6,898,000 | 819 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $34,276,000 | 2,084 |
| Tier 1 (core) risk-based capital | $16,787,000 | 3,119 |
| Tier 2 risk-based capital | $1,981,000 | 2,162 |
| Total risk weighted assets | $178,470,000 | 2,154 |
| Total unused commitments | $34,276,000 | 2,088 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $163,052,000 | 3,274 |
| Cash and due from depository institutions | $1,944,000 | 4,465 |
| Interest-bearing balances | $17,000 | 6,449 |
| Securities | $13,227,000 | 5,890 |
| Federal funds sold & reverse repurchase agreements | $6,223,000 | 2,347 |
| Net loans & leases | $136,976,000 | 2,602 |
| Loan loss allowance | $1,744,000 | 2,558 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,618,000 | 3,505 |
| Other real estate owned | $0 | 4,465 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,064,000 | 4,585 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $163,052,000 | 3,274 |
| Total liabilities | $148,452,000 | 3,234 |
| Total deposits | $140,547,000 | 3,131 |
| Interest-bearing deposits | $131,077,000 | 2,912 |
| Deposits held in domestic offices | $140,547,000 | 3,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,500,000 | 1,247 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $405,000 | 5,439 |
| Total equity capital | $14,600,000 | 3,703 |
| Total bank equity capital | $14,600,000 | 3,703 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $10,485,000 | 1,862 |
| Undivided profits | $-885,000 | 8,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $530,000 | 4,976 |
| Earning assets | $156,443,000 | 3,156 |
| Long-term assets (5+ years) | $6,886,000 | 5,682 |
| Average Assets, year-to-date | $151,605,500 | 3,464 |
| Average Assets, quarterly | $151,605,500 | 3,464 |
| Volatile liabilities | $35,998,000 | 2,582 |
| Insider loans | $3,157,000 | 1,807 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $34,754,000 | 1,997 |
| Tier 1 (core) risk-based capital | $14,519,000 | 3,537 |
| Tier 2 risk-based capital | $1,744,000 | 2,375 |
| Total risk weighted assets | $159,258,000 | 2,345 |
| Total unused commitments | $34,754,000 | 2,004 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $140,159,000 | 3,728 |
| Cash and due from depository institutions | $2,043,000 | 4,384 |
| Interest-bearing balances | $17,000 | 6,444 |
| Securities | $11,090,000 | 6,372 |
| Federal funds sold & reverse repurchase agreements | $7,273,000 | 1,640 |
| Net loans & leases | $115,209,000 | 2,972 |
| Loan loss allowance | $1,468,000 | 2,956 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,498,000 | 3,616 |
| Other real estate owned | $0 | 4,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,046,000 | 4,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,159,000 | 3,728 |
| Total liabilities | $128,291,000 | 3,668 |
| Total deposits | $125,930,000 | 3,444 |
| Interest-bearing deposits | $116,512,000 | 3,182 |
| Deposits held in domestic offices | $125,930,000 | 3,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,255 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $361,000 | 5,594 |
| Total equity capital | $11,868,000 | 4,285 |
| Total bank equity capital | $11,868,000 | 4,285 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $7,685,000 | 2,430 |
| Undivided profits | $-817,000 | 8,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $480,000 | 5,497 |
| Earning assets | $133,589,000 | 3,601 |
| Long-term assets (5+ years) | $3,827,000 | 6,594 |
| Average Assets, year-to-date | $114,909,800 | 4,233 |
| Average Assets, quarterly | $133,415,500 | 3,839 |
| Volatile liabilities | $32,580,000 | 2,757 |
| Insider loans | $2,409,000 | 2,242 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $19,998,000 | 2,863 |
| Tier 1 (core) risk-based capital | $11,589,000 | 4,210 |
| Tier 2 risk-based capital | $1,468,000 | 2,716 |
| Total risk weighted assets | $129,362,000 | 2,831 |
| Total unused commitments | $19,998,000 | 2,866 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 29 | 5,153 |
| Assets and Liabilities | ||
| Total Assets: | $126,672,000 | 4,011 |
| Cash and due from depository institutions | $1,582,000 | 5,153 |
| Interest-bearing balances | $17,000 | 6,483 |
| Securities | $12,224,000 | 6,074 |
| Federal funds sold & reverse repurchase agreements | $4,265,000 | 2,931 |
| Net loans & leases | $104,583,000 | 3,213 |
| Loan loss allowance | $1,344,000 | 3,156 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,105,000 | 4,047 |
| Other real estate owned | $0 | 5,153 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,913,000 | 4,825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,672,000 | 4,011 |
| Total liabilities | $115,385,000 | 3,957 |
| Total deposits | $114,099,000 | 3,725 |
| Interest-bearing deposits | $107,537,000 | 3,401 |
| Deposits held in domestic offices | $114,099,000 | 3,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,564 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $286,000 | 6,544 |
| Total equity capital | $11,287,000 | 4,434 |
| Total bank equity capital | $11,287,000 | 4,434 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $7,085,000 | 2,564 |
| Undivided profits | $-798,000 | 8,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $410,000 | 6,186 |
| Earning assets | $121,089,000 | 3,870 |
| Long-term assets (5+ years) | $3,350,000 | 6,787 |
| Average Assets, year-to-date | $108,597,500 | 4,426 |
| Average Assets, quarterly | $118,320,000 | 4,210 |
| Volatile liabilities | $28,936,000 | 2,961 |
| Insider loans | $5,171,000 | 1,036 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $20,683,000 | 2,775 |
| Tier 1 (core) risk-based capital | $11,016,000 | 4,357 |
| Tier 2 risk-based capital | $1,344,000 | 2,904 |
| Total risk weighted assets | $118,717,000 | 3,023 |
| Total unused commitments | $20,683,000 | 2,778 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 23 | 5,972 |
| Assets and Liabilities | ||
| Total Assets: | $109,968,000 | 4,454 |
| Cash and due from depository institutions | $2,238,000 | 5,972 |
| Interest-bearing balances | $17,000 | 6,522 |
| Securities | $13,724,000 | 5,730 |
| Federal funds sold & reverse repurchase agreements | $6,054,000 | 2,563 |
| Net loans & leases | $85,386,000 | 3,739 |
| Loan loss allowance | $1,131,000 | 3,559 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $790,000 | 6,375 |
| Other real estate owned | $0 | 5,972 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,776,000 | 4,890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,968,000 | 4,454 |
| Total liabilities | $98,601,000 | 4,445 |
| Total deposits | $98,368,000 | 4,177 |
| Interest-bearing deposits | $94,190,000 | 3,823 |
| Deposits held in domestic offices | $98,368,000 | 4,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $233,000 | 7,074 |
| Total equity capital | $11,367,000 | 4,418 |
| Total bank equity capital | $11,367,000 | 4,418 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $7,085,000 | 2,529 |
| Undivided profits | $-718,000 | 8,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $358,000 | 6,496 |
| Earning assets | $105,181,000 | 4,330 |
| Long-term assets (5+ years) | $1,244,000 | 7,628 |
| Average Assets, year-to-date | $102,572,670 | 4,621 |
| Average Assets, quarterly | $106,302,000 | 4,529 |
| Volatile liabilities | $19,759,000 | 3,845 |
| Insider loans | $6,016,000 | 858 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $17,483,000 | 3,071 |
| Tier 1 (core) risk-based capital | $11,060,000 | 4,287 |
| Tier 2 risk-based capital | $1,131,000 | 3,275 |
| Total risk weighted assets | $98,156,000 | 3,512 |
| Total unused commitments | $17,483,000 | 3,081 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 22 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $102,636,000 | 4,642 |
| Cash and due from depository institutions | $873,000 | 6,099 |
| Interest-bearing balances | $12,000 | 6,596 |
| Securities | $17,982,000 | 4,984 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $81,523,000 | 3,812 |
| Loan loss allowance | $1,038,000 | 3,742 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $502,000 | 7,198 |
| Other real estate owned | $0 | 6,099 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,756,000 | 4,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,636,000 | 4,642 |
| Total liabilities | $91,280,000 | 4,636 |
| Total deposits | $87,536,000 | 4,528 |
| Interest-bearing deposits | $83,994,000 | 4,153 |
| Deposits held in domestic offices | $87,536,000 | 4,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,635 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $244,000 | 7,021 |
| Total equity capital | $11,356,000 | 4,344 |
| Total bank equity capital | $11,356,000 | 4,344 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 705 |
| Surplus | $7,085,000 | 2,492 |
| Undivided profits | $-729,000 | 8,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $440,000 | 5,830 |
| Earning assets | $99,517,000 | 4,451 |
| Long-term assets (5+ years) | $6,127,000 | 5,787 |
| Average Assets, year-to-date | $98,875,000 | 4,716 |
| Average Assets, quarterly | $98,875,000 | 4,716 |
| Volatile liabilities | $21,008,000 | 3,655 |
| Insider loans | $6,024,000 | 859 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,271,000 | 3,554 |
| Tier 1 (core) risk-based capital | $11,038,000 | 4,236 |
| Tier 2 risk-based capital | $1,038,000 | 3,454 |
| Total risk weighted assets | $92,732,000 | 3,610 |
| Total unused commitments | $13,271,000 | 3,568 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 19 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $95,114,000 | 4,859 |
| Cash and due from depository institutions | $9,626,000 | 6,541 |
| Interest-bearing balances | $7,305,000 | 1,059 |
| Securities | $21,167,000 | 4,476 |
| Federal funds sold & reverse repurchase agreements | $1,528,000 | 5,285 |
| Net loans & leases | $60,719,000 | 4,728 |
| Loan loss allowance | $774,000 | 4,595 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $475,000 | 7,307 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,599,000 | 5,151 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,114,000 | 4,859 |
| Total liabilities | $83,635,000 | 4,894 |
| Total deposits | $83,387,000 | 4,654 |
| Interest-bearing deposits | $80,491,000 | 4,233 |
| Deposits held in domestic offices | $83,387,000 | 4,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $248,000 | 7,091 |
| Total equity capital | $11,479,000 | 4,265 |
| Total bank equity capital | $11,479,000 | 4,265 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000,000 | 704 |
| Surplus | $7,085,000 | 2,454 |
| Undivided profits | $-606,000 | 8,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $358,000 | 6,737 |
| Earning assets | $90,719,000 | 4,703 |
| Long-term assets (5+ years) | $2,589,000 | 6,951 |
| Average Assets, year-to-date | $90,281,000 | 4,850 |
| Average Assets, quarterly | $90,281,000 | 4,980 |
| Volatile liabilities | $15,756,000 | 4,371 |
| Insider loans | $7,826,000 | 628 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,045,000 | 5,530 |
| Tier 1 (core) risk-based capital | $11,085,000 | 4,155 |
| Tier 2 risk-based capital | $774,000 | 4,315 |
| Total risk weighted assets | $69,543,000 | 4,449 |
| Total unused commitments | $5,045,000 | 5,532 |
| Derivatives | $0 | 527 |