Home > Southern Community Bank of Central Florida > Assets and Liabilities
Southern Community Bank of Central Florida, Assets and Liabilities
| 2004-06-30 | Rank | |
| # of Employees: | 106 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $663,574,000 | 843 |
| Cash and due from depository institutions | $12,408,000 | 1,615 |
| Interest-bearing balances | $1,531,000 | 2,405 |
| Securities | $90,812,000 | 1,438 |
| Federal funds sold & reverse repurchase agreements | $34,991,000 | 326 |
| Net loans & leases | $500,137,000 | 732 |
| Loan loss allowance | $6,111,000 | 766 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,188,000 | 825 |
| Other real estate owned | $412,000 | 1,615 |
| Goodwill and other intangibles | $970,000 | 1,640 |
| All other assets | $12,656,000 | 1,221 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $663,574,000 | 843 |
| Total liabilities | $619,803,000 | 811 |
| Total deposits | $575,371,000 | 755 |
| Interest-bearing deposits | $497,396,000 | 750 |
| Deposits held in domestic offices | $575,371,000 | 751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,004,000 | 2,052 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $27,000,000 | 1,374 |
| Subordinated debt | $13,000,000 | 149 |
| All other liabilities | $1,428,000 | 2,280 |
| Total equity capital | $43,771,000 | 1,236 |
| Total bank equity capital | $43,771,000 | 1,236 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,633,000 | 529 |
| Surplus | $25,326,000 | 893 |
| Undivided profits | $11,812,000 | 2,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,657,000 | 1,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,278,000 | 1,154 |
| Earning assets | $627,471,000 | 814 |
| Long-term assets (5+ years) | $96,696,000 | 1,118 |
| Average Assets, year-to-date | $652,034,000 | 837 |
| Average Assets, quarterly | $675,576,500 | 820 |
| Volatile liabilities | $108,104,000 | 1,061 |
| Insider loans | $30,221,000 | 136 |
| FHLB advances | $27,000,000 | 1,278 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $197,031,000 | 540 |
| Tier 1 (core) risk-based capital | $45,210,000 | 1,137 |
| Tier 2 risk-based capital | $19,111,000 | 310 |
| Total risk weighted assets | $597,008,000 | 674 |
| Total unused commitments | $197,031,000 | 540 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 118 | 1,458 |
| Assets and Liabilities | ||
| Total Assets: | $687,579,000 | 823 |
| Cash and due from depository institutions | $8,844,000 | 1,458 |
| Interest-bearing balances | $689,000 | 3,446 |
| Securities | $92,235,000 | 1,428 |
| Federal funds sold & reverse repurchase agreements | $58,254,000 | 257 |
| Net loans & leases | $503,955,000 | 718 |
| Loan loss allowance | $6,152,000 | 771 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,419,000 | 782 |
| Other real estate owned | $823,000 | 1,458 |
| Goodwill and other intangibles | $970,000 | 1,651 |
| All other assets | $11,079,000 | 1,285 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $687,579,000 | 823 |
| Total liabilities | $643,146,000 | 794 |
| Total deposits | $596,207,000 | 720 |
| Interest-bearing deposits | $525,124,000 | 728 |
| Deposits held in domestic offices | $596,207,000 | 716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,169,000 | 2,083 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $28,750,000 | 1,262 |
| Subordinated debt | $13,000,000 | 150 |
| All other liabilities | $3,020,000 | 1,432 |
| Total equity capital | $44,433,000 | 1,247 |
| Total bank equity capital | $44,433,000 | 1,247 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,633,000 | 522 |
| Surplus | $25,326,000 | 881 |
| Undivided profits | $12,474,000 | 2,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,510,000 | 1,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,223,000 | 1,183 |
| Earning assets | $655,133,000 | 790 |
| Long-term assets (5+ years) | $99,533,000 | 1,055 |
| Average Assets, year-to-date | $646,264,000 | 850 |
| Average Assets, quarterly | $646,264,000 | 850 |
| Volatile liabilities | $103,948,000 | 1,066 |
| Insider loans | $30,561,000 | 137 |
| FHLB advances | $28,750,000 | 1,161 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $212,565,000 | 502 |
| Tier 1 (core) risk-based capital | $43,297,000 | 1,166 |
| Tier 2 risk-based capital | $19,152,000 | 304 |
| Total risk weighted assets | $616,499,000 | 651 |
| Total unused commitments | $212,565,000 | 502 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 119 | 1,453 |
| Assets and Liabilities | ||
| Total Assets: | $604,949,000 | 922 |
| Cash and due from depository institutions | $11,180,000 | 1,453 |
| Interest-bearing balances | $784,000 | 3,212 |
| Securities | $87,321,000 | 1,528 |
| Federal funds sold & reverse repurchase agreements | $10,923,000 | 1,081 |
| Net loans & leases | $472,685,000 | 757 |
| Loan loss allowance | $5,748,000 | 816 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,478,000 | 777 |
| Other real estate owned | $1,066,000 | 1,453 |
| Goodwill and other intangibles | $970,000 | 1,643 |
| All other assets | $9,326,000 | 1,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,949,000 | 922 |
| Total liabilities | $564,408,000 | 883 |
| Total deposits | $511,312,000 | 839 |
| Interest-bearing deposits | $452,091,000 | 818 |
| Deposits held in domestic offices | $511,312,000 | 837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,923,000 | 1,279 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,500,000 | 1,231 |
| Subordinated debt | $13,000,000 | 154 |
| All other liabilities | $1,673,000 | 2,120 |
| Total equity capital | $40,541,000 | 1,343 |
| Total bank equity capital | $40,541,000 | 1,343 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,633,000 | 528 |
| Surplus | $23,127,000 | 931 |
| Undivided profits | $10,781,000 | 2,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,869,000 | 1,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,017,000 | 1,376 |
| Earning assets | $571,713,000 | 886 |
| Long-term assets (5+ years) | $90,455,000 | 1,179 |
| Average Assets, year-to-date | $463,655,600 | 1,155 |
| Average Assets, quarterly | $596,837,500 | 923 |
| Volatile liabilities | $103,947,000 | 1,073 |
| Insider loans | $30,539,000 | 137 |
| FHLB advances | $30,500,000 | 1,122 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $186,895,000 | 543 |
| Tier 1 (core) risk-based capital | $40,446,000 | 1,249 |
| Tier 2 risk-based capital | $18,748,000 | 315 |
| Total risk weighted assets | $568,871,000 | 691 |
| Total unused commitments | $186,895,000 | 543 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 114 | 1,544 |
| Assets and Liabilities | ||
| Total Assets: | $588,726,000 | 957 |
| Cash and due from depository institutions | $18,971,000 | 1,544 |
| Interest-bearing balances | $1,114,000 | 2,956 |
| Securities | $85,239,000 | 1,544 |
| Federal funds sold & reverse repurchase agreements | $5,194,000 | 2,555 |
| Net loans & leases | $456,337,000 | 777 |
| Loan loss allowance | $5,580,000 | 859 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,680,000 | 762 |
| Other real estate owned | $818,000 | 1,544 |
| Goodwill and other intangibles | $970,000 | 1,619 |
| All other assets | $9,517,000 | 1,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $588,726,000 | 957 |
| Total liabilities | $549,845,000 | 920 |
| Total deposits | $497,442,000 | 882 |
| Interest-bearing deposits | $433,978,000 | 871 |
| Deposits held in domestic offices | $497,442,000 | 878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,346,000 | 1,205 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,250,000 | 1,164 |
| Subordinated debt | $10,000,000 | 155 |
| All other liabilities | $1,807,000 | 2,074 |
| Total equity capital | $38,881,000 | 1,417 |
| Total bank equity capital | $38,881,000 | 1,417 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,633,000 | 519 |
| Surplus | $23,126,000 | 933 |
| Undivided profits | $9,122,000 | 3,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,358,000 | 1,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,262,000 | 1,256 |
| Earning assets | $547,884,000 | 938 |
| Long-term assets (5+ years) | $85,858,000 | 1,240 |
| Average Assets, year-to-date | $428,332,250 | 1,268 |
| Average Assets, quarterly | $500,790,000 | 1,116 |
| Volatile liabilities | $103,915,000 | 1,037 |
| Insider loans | $26,489,000 | 149 |
| FHLB advances | $32,250,000 | 1,056 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $162,049,000 | 607 |
| Tier 1 (core) risk-based capital | $38,717,000 | 1,324 |
| Tier 2 risk-based capital | $15,580,000 | 362 |
| Total risk weighted assets | $542,580,000 | 725 |
| Total unused commitments | $162,049,000 | 609 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 78 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $412,854,000 | 1,343 |
| Cash and due from depository institutions | $13,257,000 | 2,230 |
| Interest-bearing balances | $485,000 | 3,968 |
| Securities | $81,577,000 | 1,545 |
| Federal funds sold & reverse repurchase agreements | $231,000 | 6,641 |
| Net loans & leases | $300,578,000 | 1,177 |
| Loan loss allowance | $3,824,000 | 1,204 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,562,000 | 944 |
| Other real estate owned | $0 | 2,230 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $7,649,000 | 1,718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $412,854,000 | 1,343 |
| Total liabilities | $387,156,000 | 1,292 |
| Total deposits | $323,273,000 | 1,360 |
| Interest-bearing deposits | $288,756,000 | 1,307 |
| Deposits held in domestic offices | $323,273,000 | 1,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,000,000 | 631 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $34,000,000 | 1,108 |
| Subordinated debt | $4,500,000 | 173 |
| All other liabilities | $1,383,000 | 2,646 |
| Total equity capital | $25,698,000 | 2,141 |
| Total bank equity capital | $25,698,000 | 2,141 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,633,000 | 513 |
| Surplus | $11,830,000 | 1,613 |
| Undivided profits | $7,235,000 | 3,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,424,000 | 956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,692,000 | 1,715 |
| Earning assets | $382,871,000 | 1,319 |
| Long-term assets (5+ years) | $77,431,000 | 1,289 |
| Average Assets, year-to-date | $374,867,670 | 1,450 |
| Average Assets, quarterly | $385,841,000 | 1,422 |
| Volatile liabilities | $93,133,000 | 1,128 |
| Insider loans | $28,701,000 | 140 |
| FHLB advances | $34,000,000 | 1,011 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $94,441,000 | 889 |
| Tier 1 (core) risk-based capital | $25,205,000 | 2,030 |
| Tier 2 risk-based capital | $8,324,000 | 568 |
| Total risk weighted assets | $362,250,000 | 1,029 |
| Total unused commitments | $94,441,000 | 895 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 80 | 2,155 |
| Assets and Liabilities | ||
| Total Assets: | $358,828,000 | 1,535 |
| Cash and due from depository institutions | $10,769,000 | 2,155 |
| Interest-bearing balances | $112,000 | 5,131 |
| Securities | $46,133,000 | 2,535 |
| Federal funds sold & reverse repurchase agreements | $9,367,000 | 1,842 |
| Net loans & leases | $276,193,000 | 1,258 |
| Loan loss allowance | $3,553,000 | 1,260 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,734,000 | 909 |
| Other real estate owned | $203,000 | 2,155 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,429,000 | 1,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $358,828,000 | 1,535 |
| Total liabilities | $334,039,000 | 1,472 |
| Total deposits | $332,439,000 | 1,285 |
| Interest-bearing deposits | $290,864,000 | 1,287 |
| Deposits held in domestic offices | $332,439,000 | 1,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,600,000 | 2,417 |
| Total equity capital | $24,789,000 | 2,165 |
| Total bank equity capital | $24,789,000 | 2,165 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,633,000 | 506 |
| Surplus | $11,830,000 | 1,584 |
| Undivided profits | $6,326,000 | 4,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,069,000 | 1,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,754,000 | 1,681 |
| Earning assets | $331,805,000 | 1,506 |
| Long-term assets (5+ years) | $38,738,000 | 2,107 |
| Average Assets, year-to-date | $355,874,500 | 1,524 |
| Average Assets, quarterly | $355,874,500 | 1,524 |
| Volatile liabilities | $53,250,000 | 1,742 |
| Insider loans | $23,137,000 | 169 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $82,594,000 | 941 |
| Tier 1 (core) risk-based capital | $24,210,000 | 2,076 |
| Tier 2 risk-based capital | $3,553,000 | 1,161 |
| Total risk weighted assets | $321,616,000 | 1,134 |
| Total unused commitments | $82,594,000 | 948 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 79 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $352,921,000 | 1,521 |
| Cash and due from depository institutions | $11,686,000 | 2,181 |
| Interest-bearing balances | $4,649,000 | 1,487 |
| Securities | $48,439,000 | 2,404 |
| Federal funds sold & reverse repurchase agreements | $9,491,000 | 1,521 |
| Net loans & leases | $267,546,000 | 1,283 |
| Loan loss allowance | $3,439,000 | 1,283 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,849,000 | 887 |
| Other real estate owned | $295,000 | 2,181 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,615,000 | 2,106 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $352,921,000 | 1,521 |
| Total liabilities | $328,887,000 | 1,475 |
| Total deposits | $327,453,000 | 1,285 |
| Interest-bearing deposits | $288,133,000 | 1,274 |
| Deposits held in domestic offices | $327,453,000 | 1,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,000 | 5,732 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,422,000 | 2,626 |
| Total equity capital | $24,034,000 | 2,204 |
| Total bank equity capital | $24,034,000 | 2,204 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,633,000 | 504 |
| Surplus | $11,830,000 | 1,544 |
| Undivided profits | $5,571,000 | 4,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,246,000 | 966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,636,000 | 1,899 |
| Earning assets | $330,125,000 | 1,491 |
| Long-term assets (5+ years) | $39,283,000 | 2,057 |
| Average Assets, year-to-date | $337,373,800 | 1,509 |
| Average Assets, quarterly | $344,715,500 | 1,536 |
| Volatile liabilities | $65,267,000 | 1,470 |
| Insider loans | $13,847,000 | 321 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $64,460,000 | 1,122 |
| Tier 1 (core) risk-based capital | $23,361,000 | 2,117 |
| Tier 2 risk-based capital | $3,439,000 | 1,191 |
| Total risk weighted assets | $311,709,000 | 1,147 |
| Total unused commitments | $64,460,000 | 1,122 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 76 | 2,258 |
| Assets and Liabilities | ||
| Total Assets: | $298,761,000 | 1,709 |
| Cash and due from depository institutions | $10,313,000 | 2,258 |
| Interest-bearing balances | $35,000 | 5,932 |
| Securities | $30,695,000 | 3,276 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $244,002,000 | 1,358 |
| Loan loss allowance | $3,063,000 | 1,353 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,582,000 | 1,140 |
| Other real estate owned | $88,000 | 2,258 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,081,000 | 1,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,761,000 | 1,709 |
| Total liabilities | $277,732,000 | 1,656 |
| Total deposits | $276,409,000 | 1,443 |
| Interest-bearing deposits | $247,840,000 | 1,408 |
| Deposits held in domestic offices | $276,409,000 | 1,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,000 | 5,592 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,302,000 | 2,845 |
| Total equity capital | $21,029,000 | 2,346 |
| Total bank equity capital | $21,029,000 | 2,346 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,633,000 | 497 |
| Surplus | $11,830,000 | 1,475 |
| Undivided profits | $2,566,000 | 6,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,790,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,501,000 | 2,259 |
| Earning assets | $274,732,000 | 1,706 |
| Long-term assets (5+ years) | $35,135,000 | 2,221 |
| Average Assets, year-to-date | $248,576,800 | 1,963 |
| Average Assets, quarterly | $284,464,500 | 1,770 |
| Volatile liabilities | $65,750,000 | 1,406 |
| Insider loans | $9,351,000 | 465 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $55,105,000 | 1,176 |
| Tier 1 (core) risk-based capital | $20,949,000 | 2,226 |
| Tier 2 risk-based capital | $3,063,000 | 1,260 |
| Total risk weighted assets | $279,324,000 | 1,226 |
| Total unused commitments | $55,105,000 | 1,181 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 59 | 2,904 |
| Assets and Liabilities | ||
| Total Assets: | $201,115,000 | 2,422 |
| Cash and due from depository institutions | $5,045,000 | 2,904 |
| Interest-bearing balances | $20,000 | 5,990 |
| Securities | $18,958,000 | 4,813 |
| Federal funds sold & reverse repurchase agreements | $12,751,000 | 949 |
| Net loans & leases | $150,734,000 | 2,105 |
| Loan loss allowance | $1,795,000 | 2,097 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,534,000 | 839 |
| Other real estate owned | $0 | 2,904 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,093,000 | 2,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,115,000 | 2,422 |
| Total liabilities | $184,827,000 | 2,372 |
| Total deposits | $184,054,000 | 2,143 |
| Interest-bearing deposits | $159,832,000 | 2,124 |
| Deposits held in domestic offices | $184,054,000 | 2,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,000 | 5,609 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $739,000 | 4,501 |
| Total equity capital | $16,288,000 | 2,855 |
| Total bank equity capital | $16,288,000 | 2,855 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,633,000 | 501 |
| Surplus | $7,330,000 | 2,199 |
| Undivided profits | $2,325,000 | 6,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,958,000 | 1,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $881,000 | 3,127 |
| Earning assets | $182,463,000 | 2,447 |
| Long-term assets (5+ years) | $37,420,000 | 2,018 |
| Average Assets, year-to-date | $144,836,800 | 3,127 |
| Average Assets, quarterly | $188,266,500 | 2,550 |
| Volatile liabilities | $39,124,000 | 2,149 |
| Insider loans | $7,463,000 | 599 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $65,461,000 | 958 |
| Tier 1 (core) risk-based capital | $16,005,000 | 2,803 |
| Tier 2 risk-based capital | $1,795,000 | 1,968 |
| Total risk weighted assets | $186,921,600 | 1,746 |
| Total unused commitments | $65,461,000 | 958 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 40 | 4,193 |
| Assets and Liabilities | ||
| Total Assets: | $83,864,000 | 5,057 |
| Cash and due from depository institutions | $4,520,000 | 4,193 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $12,210,000 | 6,475 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $61,363,000 | 4,417 |
| Loan loss allowance | $621,000 | 4,935 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,318,000 | 1,994 |
| Other real estate owned | $0 | 4,193 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,453,000 | 4,951 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,864,000 | 5,057 |
| Total liabilities | $72,026,000 | 5,209 |
| Total deposits | $65,726,000 | 5,262 |
| Interest-bearing deposits | $54,295,000 | 5,378 |
| Deposits held in domestic offices | $65,726,000 | 5,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,544 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $300,000 | 6,958 |
| Total equity capital | $11,838,000 | 3,690 |
| Total bank equity capital | $11,838,000 | 3,690 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,633,000 | 537 |
| Surplus | $4,130,000 | 3,470 |
| Undivided profits | $1,075,000 | 7,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $307,000 | 6,375 |
| Earning assets | $73,573,000 | 5,184 |
| Long-term assets (5+ years) | $18,691,000 | 3,455 |
| Average Assets, year-to-date | $47,083,600 | 6,959 |
| Average Assets, quarterly | $77,330,500 | 5,304 |
| Volatile liabilities | $25,428,000 | 2,878 |
| Insider loans | $5,823,000 | 786 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,535,000 | 2,410 |
| Tier 1 (core) risk-based capital | $11,552,000 | 3,759 |
| Tier 2 risk-based capital | $621,000 | 4,602 |
| Total risk weighted assets | $71,067,500 | 4,019 |
| Total unused commitments | $19,535,000 | 2,414 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 10 | 8,990 |
| Assets and Liabilities | ||
| Total Assets: | $16,598,000 | 9,818 |
| Cash and due from depository institutions | $163,000 | 8,990 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $0 | 10,385 |
| Federal funds sold & reverse repurchase agreements | $13,124,000 | 1,291 |
| Net loans & leases | $1,203,000 | 10,367 |
| Loan loss allowance | $12,000 | 10,331 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,850,000 | 4,157 |
| Other real estate owned | $0 | 8,990 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $258,000 | 9,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,598,000 | 9,818 |
| Total liabilities | $4,374,000 | 10,373 |
| Total deposits | $4,309,000 | 10,339 |
| Interest-bearing deposits | $3,216,000 | 10,309 |
| Deposits held in domestic offices | $4,309,000 | 10,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $65,000 | 10,091 |
| Total equity capital | $12,224,000 | 3,642 |
| Total bank equity capital | $12,224,000 | 3,642 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,258,000 | 550 |
| Surplus | $3,755,000 | 3,603 |
| Undivided profits | $2,211,000 | 6,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,000 | 10,320 |
| Earning assets | $14,327,000 | 9,858 |
| Long-term assets (5+ years) | $25,000 | 9,147 |
| Average Assets, year-to-date | $16,598,000 | 9,734 |
| Average Assets, quarterly | $16,598,000 | 9,784 |
| Volatile liabilities | $0 | 10,374 |
| Insider loans | $900,000 | 3,809 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $250,000 | 9,721 |
| Tier 1 (core) risk-based capital | $12,085,000 | 3,524 |
| Tier 2 risk-based capital | $12,000 | 10,299 |
| Total risk weighted assets | $5,923,600 | 10,151 |
| Total unused commitments | $250,000 | 9,723 |
| Derivatives | $0 | 527 |