Home > Southern Community Bank and Trust > Net charge- offs to loans
Southern Community Bank and Trust, Net charge- offs to loans
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7694% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7985% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | -0.1227% | 6,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1810% | 2,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2752% | 572 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8474% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3586% | 1,066 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5671% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2635% | 132 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8496% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8496% | 604 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0136% | 1,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3700% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7117% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.2257% | 1,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2663% | 1,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5105% | 411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2870% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3018% | 1,006 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7494% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7884% | 269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8940% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8940% | 616 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0195% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2206% | 838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3457% | 2,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.8570% | 1,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0844% | 1,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0078% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 2,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0382% | 966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 2,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1477% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8004% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8004% | 605 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0774% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9748% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2485% | 1,278 |
| Percentage Net Loans Charged-off:Construction & development | 3.1638% | 1,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 3,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2225% | 567 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0815% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8249% | 950 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6526% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9293% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3717% | 658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2865% | 574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1359% | 1,250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8713% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2352% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 3.1634% | 1,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 3,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1746% | 499 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0307% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7975% | 871 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5905% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1741% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4788% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3698% | 519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1433% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8163% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1084% | 1,278 |
| Percentage Net Loans Charged-off:Construction & development | 2.8247% | 1,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 2,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5740% | 498 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8594% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9803% | 725 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2562% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6229% | 280 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3780% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2450% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0705% | 1,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1678% | 572 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6620% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 4.1074% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 1,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5250% | 329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9440% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0632% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3368% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6685% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5674% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3822% | 477 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0696% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2674% | 475 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6133% | 637 |
| Percentage Net Loans Charged-off:Construction & development | 4.0918% | 1,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 3,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0310% | 1,069 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5428% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5030% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 5.7553% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7109% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0605% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3351% | 1,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9788% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9173% | 487 |
| Percentage Net Loans Charged-off:Construction & development | 4.3932% | 1,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 3,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0796% | 840 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9185% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6081% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 6.2122% | 101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5963% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0847% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2907% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5528% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4681% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 3.8306% | 1,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 2,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1338% | 652 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5762% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0278% | 698 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5652% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2137% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2092% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2157% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1882% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0085% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 2.8797% | 1,054 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3273% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8848% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4984% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2679% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2769% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0725% | 1,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8243% | 1,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5504% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 3.4952% | 1,590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1847% | 2,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2225% | 799 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9014% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1005% | 795 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2114% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8834% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4677% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4604% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1988% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 2.9094% | 1,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2137% | 1,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1912% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9075% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3011% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6015% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2740% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4638% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2154% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 2.8088% | 1,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2099% | 1,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1449% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5642% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3694% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5673% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7425% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0806% | 1,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7064% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 1.3679% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0421% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4698% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2650% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7610% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3995% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2810% | 3,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2172% | 2,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.5371% | 1,961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2229% | 2,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1143% | 1,176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2677% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3951% | 2,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1872% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 56.7010% | 43 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1810% | 2,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.4634% | 1,478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1703% | 1,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0459% | 1,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2224% | 1,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2525% | 2,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0369% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 52.2206% | 39 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1959% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1439% | 2,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.3017% | 1,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1871% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0696% | 809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2374% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3294% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3003% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 31.4169% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 1,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.2290% | 815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0711% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1340% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0218% | 2,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3209% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1396% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1128% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0563% | 1,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1121% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1716% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 5,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2571% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0931% | 3,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6729% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4541% | 165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 3,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0731% | 1,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0568% | 849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1304% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 2,180 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0679% | 6,032 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0999% | 2,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4956% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.6167% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1511% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0413% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1982% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0397% | 5,992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1079% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1159% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3624% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.2857% | 91 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1786% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1529% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0851% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4006% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0652% | 8,145 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1990% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2399% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7003% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1308% | 2,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0685% | 558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0434% | 2,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0204% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0563% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3184% | 2,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9643% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3458% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 2,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 2,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0840% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0241% | 6,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1079% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2374% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3388% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 2,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 2,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0853% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 8,042 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1455% | 6,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0391% | 6,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5287% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3995% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 3,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 1,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0632% | 7,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1227% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1449% | 2,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0007% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2382% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1828% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2778% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2224% | 2,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2598% | 1,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8227% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 2,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1691% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1072% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2137% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2849% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1840% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3315% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 2,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0067% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2173% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1311% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2801% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1763% | 2,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2317% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1414% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1534% | 1,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0519% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1535% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2925% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3305% | 1,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5124% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1927% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0906% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.3757% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1461% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0828% | 1,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0987% | 3,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3952% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3773% | 7,635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1655% | 14 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2506% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6140% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9420% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1946% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1839% | 2,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1619% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2093% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4037% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4044% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2873% | 2,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4715% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6978% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3154% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6339% | 1,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5128% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3373% | 1,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8095% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1986% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2581% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0779% | 7,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1513% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 3,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 2,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.1772% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0811% | 1,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1517% | 1,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0980% | 4,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6004% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3778% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6375% | 2,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9672% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 4,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2309% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4041% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8661% | 793 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 7,203 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 7,272 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |