Home > Southern Community Bank > Assets and Liabilities
Southern Community Bank, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 62 | 2,680 |
| Assets and Liabilities | ||
| Total Assets: | $371,695,000 | 1,896 |
| Cash and due from depository institutions | $13,663,000 | 2,680 |
| Interest-bearing balances | $11,635,000 | 1,460 |
| Securities | $92,047,000 | 1,344 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $218,771,000 | 2,159 |
| Loan loss allowance | $4,909,000 | 1,457 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,157,000 | 1,603 |
| Other real estate owned | $33,511,000 | 2,680 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $5,546,000 | 2,896 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $371,695,000 | 1,896 |
| Total liabilities | $358,019,000 | 1,799 |
| Total deposits | $297,962,000 | 1,891 |
| Interest-bearing deposits | $277,584,000 | 1,797 |
| Deposits held in domestic offices | $297,962,000 | 1,888 |
| % insured | 60.70% | 7,205 |
| Federal funds purchased & repurchase agreements | $8,063,000 | 1,240 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $50,000,000 | 1,059 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,994,000 | 2,320 |
| Total equity capital | $13,676,000 | 4,425 |
| Total bank equity capital | $13,676,000 | 4,425 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,055,000 | 1,213 |
| Surplus | $23,276,000 | 1,371 |
| Undivided profits | $-13,655,000 | 8,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $62,765,000 | 306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,024,000 | 3,393 |
| Earning assets | $322,453,000 | 1,990 |
| Long-term assets (5+ years) | $64,477,000 | 1,912 |
| Average Assets, year-to-date | $376,743,000 | 1,856 |
| Average Assets, quarterly | $376,743,000 | 1,856 |
| Volatile liabilities | $156,340,000 | 1,000 |
| Insider loans | $9,674,000 | 783 |
| FHLB advances | $50,000,000 | 971 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $10,177,000 | 4,456 |
| Tier 1 (core) risk-based capital | $13,182,000 | 4,405 |
| Tier 2 risk-based capital | $3,337,000 | 1,714 |
| Total risk weighted assets | $269,647,000 | 1,896 |
| Total unused commitments | $10,177,000 | 4,456 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 63 | 2,661 |
| Assets and Liabilities | ||
| Total Assets: | $381,791,000 | 1,833 |
| Cash and due from depository institutions | $11,709,000 | 2,661 |
| Interest-bearing balances | $7,506,000 | 1,374 |
| Securities | $71,778,000 | 1,684 |
| Federal funds sold & reverse repurchase agreements | $19,312,000 | 470 |
| Net loans & leases | $230,262,000 | 2,085 |
| Loan loss allowance | $9,872,000 | 736 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,292,000 | 1,570 |
| Other real estate owned | $29,289,000 | 2,661 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $11,149,000 | 1,732 |
| Life insurance assets | $5,242,000 | 1,224 |
| Total liabilities and capital | $381,791,000 | 1,833 |
| Total liabilities | $363,927,000 | 1,744 |
| Total deposits | $305,724,000 | 1,802 |
| Interest-bearing deposits | $283,740,000 | 1,709 |
| Deposits held in domestic offices | $305,724,000 | 1,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,929,000 | 1,573 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $50,000,000 | 1,158 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,274,000 | 2,079 |
| Total equity capital | $17,864,000 | 3,589 |
| Total bank equity capital | $17,864,000 | 3,589 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,055,000 | 1,208 |
| Surplus | $23,276,000 | 1,345 |
| Undivided profits | $-9,467,000 | 8,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,984,000 | 283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,226,000 | 3,027 |
| Earning assets | $328,858,000 | 1,917 |
| Long-term assets (5+ years) | $70,152,000 | 1,753 |
| Average Assets, year-to-date | $390,868,800 | 1,734 |
| Average Assets, quarterly | $398,582,500 | 1,742 |
| Volatile liabilities | $156,649,000 | 986 |
| Insider loans | $6,222,000 | 1,288 |
| FHLB advances | $50,000,000 | 1,065 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $12,020,000 | 4,104 |
| Tier 1 (core) risk-based capital | $17,550,000 | 3,531 |
| Tier 2 risk-based capital | $3,537,000 | 1,620 |
| Total risk weighted assets | $283,771,000 | 1,809 |
| Total unused commitments | $12,020,000 | 4,107 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 79 | 2,166 |
| Assets and Liabilities | ||
| Total Assets: | $415,374,000 | 1,680 |
| Cash and due from depository institutions | $9,498,000 | 2,166 |
| Interest-bearing balances | $7,147,000 | 990 |
| Securities | $68,283,000 | 1,720 |
| Federal funds sold & reverse repurchase agreements | $44,296,000 | 266 |
| Net loans & leases | $241,562,000 | 2,007 |
| Loan loss allowance | $6,819,000 | 928 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,765,000 | 1,483 |
| Other real estate owned | $31,238,000 | 2,166 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,732,000 | 1,658 |
| Life insurance assets | $5,190,000 | 1,219 |
| Total liabilities and capital | $415,374,000 | 1,680 |
| Total liabilities | $389,425,000 | 1,622 |
| Total deposits | $327,927,000 | 1,665 |
| Interest-bearing deposits | $303,905,000 | 1,578 |
| Deposits held in domestic offices | $327,927,000 | 1,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,909,000 | 1,300 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $50,000,000 | 1,175 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,589,000 | 2,787 |
| Total equity capital | $25,949,000 | 2,597 |
| Total bank equity capital | $25,949,000 | 2,597 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $4,055,000 | 1,206 |
| Surplus | $23,276,000 | 1,329 |
| Undivided profits | $-1,382,000 | 7,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,616,000 | 316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,557,000 | 2,557 |
| Earning assets | $361,288,000 | 1,767 |
| Long-term assets (5+ years) | $67,201,000 | 1,788 |
| Average Assets, year-to-date | $393,138,250 | 1,726 |
| Average Assets, quarterly | $396,745,500 | 1,739 |
| Volatile liabilities | $177,375,000 | 849 |
| Insider loans | $9,731,000 | 763 |
| FHLB advances | $50,000,000 | 1,099 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $17,892,000 | 3,447 |
| Tier 1 (core) risk-based capital | $26,135,000 | 2,485 |
| Tier 2 risk-based capital | $3,841,000 | 1,479 |
| Total risk weighted assets | $304,302,000 | 1,694 |
| Total unused commitments | $17,892,000 | 3,449 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 79 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $378,117,000 | 1,821 |
| Cash and due from depository institutions | $6,592,000 | 2,197 |
| Interest-bearing balances | $4,696,000 | 1,315 |
| Securities | $64,227,000 | 1,857 |
| Federal funds sold & reverse repurchase agreements | $1,171,000 | 4,520 |
| Net loans & leases | $250,896,000 | 1,910 |
| Loan loss allowance | $5,925,000 | 1,015 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,926,000 | 1,437 |
| Other real estate owned | $29,913,000 | 2,197 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $16,392,000 | 1,218 |
| Life insurance assets | $5,138,000 | 1,224 |
| Total liabilities and capital | $378,118,000 | 1,821 |
| Total liabilities | $349,136,000 | 1,785 |
| Total deposits | $280,295,000 | 1,904 |
| Interest-bearing deposits | $248,849,000 | 1,855 |
| Deposits held in domestic offices | $280,295,000 | 1,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,178,000 | 986 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $50,000,000 | 1,150 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,663,000 | 2,666 |
| Total equity capital | $28,982,000 | 2,379 |
| Total bank equity capital | $28,982,000 | 2,379 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $4,055,000 | 1,202 |
| Surplus | $21,276,000 | 1,407 |
| Undivided profits | $3,651,000 | 5,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,618,000 | 275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,370,000 | 2,791 |
| Earning assets | $320,990,000 | 1,931 |
| Long-term assets (5+ years) | $62,945,000 | 1,886 |
| Average Assets, year-to-date | $385,726,330 | 1,768 |
| Average Assets, quarterly | $374,719,500 | 1,825 |
| Volatile liabilities | $120,279,000 | 1,242 |
| Insider loans | $11,521,000 | 646 |
| FHLB advances | $50,000,000 | 1,066 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $23,778,000 | 2,963 |
| Tier 1 (core) risk-based capital | $26,527,000 | 2,457 |
| Tier 2 risk-based capital | $3,803,000 | 1,452 |
| Total risk weighted assets | $302,122,000 | 1,711 |
| Total unused commitments | $23,778,000 | 2,964 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 84 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $371,322,000 | 1,841 |
| Cash and due from depository institutions | $11,210,000 | 2,045 |
| Interest-bearing balances | $4,509,000 | 1,512 |
| Securities | $52,262,000 | 2,225 |
| Federal funds sold & reverse repurchase agreements | $1,335,000 | 5,472 |
| Net loans & leases | $259,621,000 | 1,822 |
| Loan loss allowance | $5,902,000 | 961 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,965,000 | 1,422 |
| Other real estate owned | $22,850,000 | 2,045 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $15,079,000 | 1,264 |
| Life insurance assets | $5,086,000 | 1,228 |
| Total liabilities and capital | $371,322,000 | 1,841 |
| Total liabilities | $341,538,000 | 1,802 |
| Total deposits | $275,902,000 | 1,933 |
| Interest-bearing deposits | $240,857,000 | 1,936 |
| Deposits held in domestic offices | $275,902,000 | 1,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,829,000 | 1,060 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $50,000,000 | 1,083 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,807,000 | 2,670 |
| Total equity capital | $29,784,000 | 2,366 |
| Total bank equity capital | $29,784,000 | 2,366 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $4,055,000 | 1,198 |
| Surplus | $19,551,000 | 1,524 |
| Undivided profits | $6,178,000 | 4,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,253,000 | 306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,103,000 | 1,835 |
| Earning assets | $317,727,000 | 1,953 |
| Long-term assets (5+ years) | $45,334,000 | 2,318 |
| Average Assets, year-to-date | $389,531,000 | 1,742 |
| Average Assets, quarterly | $389,531,000 | 1,742 |
| Volatile liabilities | $102,351,000 | 1,404 |
| Insider loans | $12,477,000 | 572 |
| FHLB advances | $50,000,000 | 1,009 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $34,299,000 | 2,340 |
| Tier 1 (core) risk-based capital | $27,952,000 | 2,337 |
| Tier 2 risk-based capital | $4,050,000 | 1,334 |
| Total risk weighted assets | $322,147,000 | 1,586 |
| Total unused commitments | $34,299,000 | 2,342 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 99 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $407,740,000 | 1,680 |
| Cash and due from depository institutions | $7,594,000 | 1,727 |
| Interest-bearing balances | $3,504,000 | 1,409 |
| Securities | $57,868,000 | 2,013 |
| Federal funds sold & reverse repurchase agreements | $26,039,000 | 496 |
| Net loans & leases | $282,835,000 | 1,688 |
| Loan loss allowance | $7,961,000 | 717 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,049,000 | 1,413 |
| Other real estate owned | $10,455,000 | 1,727 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $13,900,000 | 1,360 |
| Life insurance assets | $5,034,000 | 1,220 |
| Total liabilities and capital | $407,740,000 | 1,681 |
| Total liabilities | $376,954,000 | 1,636 |
| Total deposits | $303,255,000 | 1,763 |
| Interest-bearing deposits | $268,633,000 | 1,742 |
| Deposits held in domestic offices | $303,255,000 | 1,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,574,000 | 1,073 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $57,500,000 | 903 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,625,000 | 2,879 |
| Total equity capital | $30,786,000 | 2,270 |
| Total bank equity capital | $30,786,000 | 2,270 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,055,000 | 1,189 |
| Surplus | $19,051,000 | 1,527 |
| Undivided profits | $7,680,000 | 3,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,514,000 | 282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,051,000 | 2,072 |
| Earning assets | $370,246,000 | 1,676 |
| Long-term assets (5+ years) | $47,018,000 | 2,119 |
| Average Assets, year-to-date | $396,008,600 | 1,660 |
| Average Assets, quarterly | $399,605,500 | 1,689 |
| Volatile liabilities | $125,170,000 | 1,165 |
| Insider loans | $12,446,000 | 565 |
| FHLB advances | $57,500,000 | 838 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $37,105,000 | 2,234 |
| Tier 1 (core) risk-based capital | $29,281,000 | 2,245 |
| Tier 2 risk-based capital | $4,255,000 | 1,239 |
| Total risk weighted assets | $336,657,000 | 1,515 |
| Total unused commitments | $37,105,000 | 2,236 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 96 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $391,471,000 | 1,710 |
| Cash and due from depository institutions | $9,543,000 | 1,781 |
| Interest-bearing balances | $3,182,000 | 1,380 |
| Securities | $56,874,000 | 2,015 |
| Federal funds sold & reverse repurchase agreements | $799,000 | 5,210 |
| Net loans & leases | $300,099,000 | 1,573 |
| Loan loss allowance | $4,670,000 | 1,128 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,185,000 | 1,356 |
| Other real estate owned | $2,299,000 | 1,781 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $12,672,000 | 1,452 |
| Life insurance assets | $4,982,000 | 1,190 |
| Total liabilities and capital | $391,471,000 | 1,710 |
| Total liabilities | $358,292,000 | 1,678 |
| Total deposits | $278,180,000 | 1,883 |
| Interest-bearing deposits | $239,593,000 | 1,908 |
| Deposits held in domestic offices | $278,180,000 | 1,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,038,000 | 819 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $57,500,000 | 819 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,574,000 | 2,988 |
| Total equity capital | $33,179,000 | 2,067 |
| Total bank equity capital | $33,179,000 | 2,067 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,055,000 | 1,172 |
| Surplus | $19,051,000 | 1,491 |
| Undivided profits | $10,073,000 | 3,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,569,000 | 338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $697,000 | 257 |
| Income earned, not collected on loans | $2,634,000 | 1,676 |
| Earning assets | $360,954,000 | 1,702 |
| Long-term assets (5+ years) | $49,087,000 | 1,953 |
| Average Assets, year-to-date | $393,075,750 | 1,667 |
| Average Assets, quarterly | $394,898,000 | 1,684 |
| Volatile liabilities | $112,896,000 | 1,253 |
| Insider loans | $11,375,000 | 621 |
| FHLB advances | $57,500,000 | 750 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $50,317,000 | 1,774 |
| Tier 1 (core) risk-based capital | $33,583,000 | 1,940 |
| Tier 2 risk-based capital | $4,321,000 | 1,206 |
| Total risk weighted assets | $345,318,000 | 1,462 |
| Total unused commitments | $50,317,000 | 1,774 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 99 | 1,771 |
| Assets and Liabilities | ||
| Total Assets: | $398,325,000 | 1,694 |
| Cash and due from depository institutions | $10,141,000 | 1,771 |
| Interest-bearing balances | $1,347,000 | 2,160 |
| Securities | $51,659,000 | 2,236 |
| Federal funds sold & reverse repurchase agreements | $9,054,000 | 1,734 |
| Net loans & leases | $305,625,000 | 1,542 |
| Loan loss allowance | $3,858,000 | 1,379 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,316,000 | 1,346 |
| Other real estate owned | $184,000 | 1,771 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $12,346,000 | 1,486 |
| Life insurance assets | $4,945,000 | 1,193 |
| Total liabilities and capital | $398,325,000 | 1,694 |
| Total liabilities | $366,039,000 | 1,663 |
| Total deposits | $289,481,000 | 1,848 |
| Interest-bearing deposits | $250,084,000 | 1,852 |
| Deposits held in domestic offices | $289,481,000 | 1,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,284,000 | 910 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $57,500,000 | 782 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,774,000 | 2,583 |
| Total equity capital | $32,286,000 | 2,099 |
| Total bank equity capital | $32,286,000 | 2,099 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,054,000 | 1,160 |
| Surplus | $19,050,000 | 1,494 |
| Undivided profits | $9,182,000 | 3,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,983,000 | 342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $697,000 | 257 |
| Income earned, not collected on loans | $2,127,000 | 1,980 |
| Earning assets | $367,685,000 | 1,681 |
| Long-term assets (5+ years) | $45,019,000 | 2,047 |
| Average Assets, year-to-date | $393,610,670 | 1,688 |
| Average Assets, quarterly | $397,509,500 | 1,689 |
| Volatile liabilities | $116,070,000 | 1,211 |
| Insider loans | $11,636,000 | 603 |
| FHLB advances | $57,500,000 | 709 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $61,065,000 | 1,575 |
| Tier 1 (core) risk-based capital | $33,389,000 | 1,950 |
| Tier 2 risk-based capital | $3,858,000 | 1,369 |
| Total risk weighted assets | $348,136,000 | 1,443 |
| Total unused commitments | $61,065,000 | 1,577 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 96 | 1,804 |
| Assets and Liabilities | ||
| Total Assets: | $396,694,000 | 1,700 |
| Cash and due from depository institutions | $8,461,000 | 1,804 |
| Interest-bearing balances | $984,000 | 2,570 |
| Securities | $54,354,000 | 2,120 |
| Federal funds sold & reverse repurchase agreements | $11,257,000 | 1,808 |
| Net loans & leases | $301,323,000 | 1,557 |
| Loan loss allowance | $3,412,000 | 1,563 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,323,000 | 1,314 |
| Other real estate owned | $162,000 | 1,804 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $11,814,000 | 1,488 |
| Life insurance assets | $4,897,000 | 1,180 |
| Total liabilities and capital | $396,694,000 | 1,700 |
| Total liabilities | $364,306,000 | 1,663 |
| Total deposits | $300,841,000 | 1,786 |
| Interest-bearing deposits | $262,618,000 | 1,791 |
| Deposits held in domestic offices | $300,841,000 | 1,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,433,000 | 1,039 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $49,500,000 | 864 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,532,000 | 2,940 |
| Total equity capital | $32,388,000 | 2,104 |
| Total bank equity capital | $32,388,000 | 2,104 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,054,000 | 1,144 |
| Surplus | $19,050,000 | 1,467 |
| Undivided profits | $9,284,000 | 3,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,174,000 | 512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,459,000 | 1,614 |
| Earning assets | $367,918,000 | 1,685 |
| Long-term assets (5+ years) | $47,872,000 | 1,920 |
| Average Assets, year-to-date | $391,253,500 | 1,708 |
| Average Assets, quarterly | $391,253,500 | 1,708 |
| Volatile liabilities | $122,655,000 | 1,126 |
| Insider loans | $11,902,000 | 579 |
| FHLB advances | $49,500,000 | 796 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $66,954,000 | 1,471 |
| Tier 1 (core) risk-based capital | $32,768,000 | 1,970 |
| Tier 2 risk-based capital | $3,412,000 | 1,540 |
| Total risk weighted assets | $346,938,000 | 1,420 |
| Total unused commitments | $66,954,000 | 1,471 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 96 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $385,813,000 | 1,735 |
| Cash and due from depository institutions | $5,770,000 | 1,803 |
| Interest-bearing balances | $741,000 | 2,789 |
| Securities | $55,040,000 | 2,130 |
| Federal funds sold & reverse repurchase agreements | $13,747,000 | 1,180 |
| Net loans & leases | $290,172,000 | 1,590 |
| Loan loss allowance | $3,051,000 | 1,707 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,373,000 | 1,280 |
| Other real estate owned | $162,000 | 1,803 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,549,000 | 1,529 |
| Life insurance assets | $4,849,000 | 1,172 |
| Total liabilities and capital | $385,813,000 | 1,735 |
| Total liabilities | $354,232,000 | 1,683 |
| Total deposits | $295,033,000 | 1,792 |
| Interest-bearing deposits | $255,076,000 | 1,799 |
| Deposits held in domestic offices | $295,033,000 | 1,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,914,000 | 1,058 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $44,500,000 | 966 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,785,000 | 2,627 |
| Total equity capital | $31,581,000 | 2,127 |
| Total bank equity capital | $31,581,000 | 2,127 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,055,000 | 1,133 |
| Surplus | $19,051,000 | 1,438 |
| Undivided profits | $8,475,000 | 3,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,672,000 | 1,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,330,000 | 1,781 |
| Earning assets | $359,700,000 | 1,700 |
| Long-term assets (5+ years) | $47,781,000 | 1,919 |
| Average Assets, year-to-date | $370,664,800 | 1,720 |
| Average Assets, quarterly | $384,110,500 | 1,717 |
| Volatile liabilities | $118,426,000 | 1,281 |
| Insider loans | $12,294,000 | 539 |
| FHLB advances | $44,500,000 | 895 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $64,853,000 | 1,495 |
| Tier 1 (core) risk-based capital | $32,120,000 | 1,995 |
| Tier 2 risk-based capital | $3,051,000 | 1,675 |
| Total risk weighted assets | $334,775,000 | 1,455 |
| Total unused commitments | $64,853,000 | 1,495 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 94 | 1,849 |
| Assets and Liabilities | ||
| Total Assets: | $382,408,000 | 1,726 |
| Cash and due from depository institutions | $8,533,000 | 1,849 |
| Interest-bearing balances | $1,030,000 | 2,382 |
| Securities | $59,566,000 | 2,009 |
| Federal funds sold & reverse repurchase agreements | $3,948,000 | 2,838 |
| Net loans & leases | $289,452,000 | 1,578 |
| Loan loss allowance | $4,246,000 | 1,215 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,364,000 | 1,258 |
| Other real estate owned | $162,000 | 1,849 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $11,383,000 | 1,549 |
| Life insurance assets | $5,009,000 | 1,110 |
| Total liabilities and capital | $382,409,000 | 1,726 |
| Total liabilities | $351,564,000 | 1,686 |
| Total deposits | $308,718,000 | 1,689 |
| Interest-bearing deposits | $269,468,000 | 1,674 |
| Deposits held in domestic offices | $308,718,000 | 1,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,906,000 | 993 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $27,500,000 | 1,447 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,440,000 | 3,000 |
| Total equity capital | $30,845,000 | 2,154 |
| Total bank equity capital | $30,845,000 | 2,154 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,055,000 | 1,118 |
| Surplus | $19,051,000 | 1,430 |
| Undivided profits | $7,739,000 | 3,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,720,000 | 524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,314,000 | 1,772 |
| Earning assets | $353,996,000 | 1,711 |
| Long-term assets (5+ years) | $52,886,000 | 1,766 |
| Average Assets, year-to-date | $366,877,750 | 1,747 |
| Average Assets, quarterly | $380,823,000 | 1,720 |
| Volatile liabilities | $127,696,000 | 1,197 |
| Insider loans | $12,274,000 | 531 |
| FHLB advances | $27,500,000 | 1,362 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $69,586,000 | 1,430 |
| Tier 1 (core) risk-based capital | $31,582,000 | 2,011 |
| Tier 2 risk-based capital | $4,205,000 | 1,217 |
| Total risk weighted assets | $336,351,000 | 1,438 |
| Total unused commitments | $69,586,000 | 1,430 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 90 | 1,955 |
| Assets and Liabilities | ||
| Total Assets: | $379,238,000 | 1,728 |
| Cash and due from depository institutions | $8,488,000 | 1,955 |
| Interest-bearing balances | $1,240,000 | 2,245 |
| Securities | $59,732,000 | 2,008 |
| Federal funds sold & reverse repurchase agreements | $14,832,000 | 851 |
| Net loans & leases | $275,440,000 | 1,640 |
| Loan loss allowance | $3,366,000 | 1,519 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,474,000 | 1,214 |
| Other real estate owned | $0 | 1,955 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $11,272,000 | 1,568 |
| Life insurance assets | $4,961,000 | 1,094 |
| Total liabilities and capital | $379,238,000 | 1,728 |
| Total liabilities | $349,756,000 | 1,686 |
| Total deposits | $301,900,000 | 1,713 |
| Interest-bearing deposits | $261,390,000 | 1,691 |
| Deposits held in domestic offices | $301,900,000 | 1,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,518,000 | 1,131 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $35,000,000 | 1,214 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,338,000 | 2,915 |
| Total equity capital | $29,482,000 | 2,165 |
| Total bank equity capital | $29,482,000 | 2,165 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,055,000 | 1,102 |
| Surplus | $19,051,000 | 1,392 |
| Undivided profits | $6,376,000 | 4,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,883,000 | 934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,830,000 | 2,050 |
| Earning assets | $351,244,000 | 1,705 |
| Long-term assets (5+ years) | $55,036,000 | 1,706 |
| Average Assets, year-to-date | $361,701,000 | 1,768 |
| Average Assets, quarterly | $375,721,000 | 1,726 |
| Volatile liabilities | $122,279,000 | 1,229 |
| Insider loans | $11,368,000 | 593 |
| FHLB advances | $35,000,000 | 1,127 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $65,730,000 | 1,490 |
| Tier 1 (core) risk-based capital | $30,733,000 | 2,038 |
| Tier 2 risk-based capital | $3,366,000 | 1,509 |
| Total risk weighted assets | $322,808,000 | 1,480 |
| Total unused commitments | $65,730,000 | 1,491 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 83 | 2,098 |
| Assets and Liabilities | ||
| Total Assets: | $372,204,000 | 1,732 |
| Cash and due from depository institutions | $9,228,000 | 2,098 |
| Interest-bearing balances | $358,000 | 3,574 |
| Securities | $53,591,000 | 2,213 |
| Federal funds sold & reverse repurchase agreements | $29,113,000 | 461 |
| Net loans & leases | $259,930,000 | 1,688 |
| Loan loss allowance | $3,051,000 | 1,655 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,498,000 | 1,182 |
| Other real estate owned | $0 | 2,098 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $10,844,000 | 1,574 |
| Life insurance assets | $5,080,000 | 1,054 |
| Total liabilities and capital | $372,204,000 | 1,732 |
| Total liabilities | $345,374,000 | 1,680 |
| Total deposits | $303,355,000 | 1,688 |
| Interest-bearing deposits | $265,834,000 | 1,641 |
| Deposits held in domestic offices | $303,355,000 | 1,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,564,000 | 1,109 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,000,000 | 1,316 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,455,000 | 2,733 |
| Total equity capital | $26,830,000 | 2,352 |
| Total bank equity capital | $26,830,000 | 2,352 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,055,000 | 1,091 |
| Surplus | $17,051,000 | 1,496 |
| Undivided profits | $5,724,000 | 4,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,762,000 | 955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,866,000 | 1,896 |
| Earning assets | $342,992,000 | 1,732 |
| Long-term assets (5+ years) | $48,835,000 | 1,819 |
| Average Assets, year-to-date | $352,932,500 | 1,795 |
| Average Assets, quarterly | $352,932,500 | 1,795 |
| Volatile liabilities | $115,824,000 | 1,218 |
| Insider loans | $10,622,000 | 621 |
| FHLB advances | $30,000,000 | 1,234 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $58,805,000 | 1,616 |
| Tier 1 (core) risk-based capital | $27,729,000 | 2,208 |
| Tier 2 risk-based capital | $3,051,000 | 1,611 |
| Total risk weighted assets | $307,388,000 | 1,511 |
| Total unused commitments | $58,805,000 | 1,616 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 82 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $333,661,000 | 1,876 |
| Cash and due from depository institutions | $6,935,000 | 2,111 |
| Interest-bearing balances | $624,000 | 3,099 |
| Securities | $53,217,000 | 2,245 |
| Federal funds sold & reverse repurchase agreements | $2,607,000 | 3,572 |
| Net loans & leases | $250,953,000 | 1,720 |
| Loan loss allowance | $3,001,000 | 1,661 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,596,000 | 1,146 |
| Other real estate owned | $0 | 2,111 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,353,000 | 1,626 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $333,661,000 | 1,876 |
| Total liabilities | $307,960,000 | 1,840 |
| Total deposits | $263,095,000 | 1,908 |
| Interest-bearing deposits | $229,691,000 | 1,857 |
| Deposits held in domestic offices | $263,095,000 | 1,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,163,000 | 989 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,344 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,702,000 | 2,403 |
| Total equity capital | $25,701,000 | 2,405 |
| Total bank equity capital | $25,701,000 | 2,405 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,055,000 | 1,078 |
| Surplus | $16,551,000 | 1,504 |
| Undivided profits | $5,095,000 | 4,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,539,000 | 1,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,774,000 | 1,998 |
| Earning assets | $307,401,000 | 1,863 |
| Long-term assets (5+ years) | $49,514,000 | 1,781 |
| Average Assets, year-to-date | $300,816,200 | 1,980 |
| Average Assets, quarterly | $326,934,500 | 1,887 |
| Volatile liabilities | $105,952,000 | 1,308 |
| Insider loans | $7,672,000 | 845 |
| FHLB advances | $30,000,000 | 1,243 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $53,840,000 | 1,677 |
| Tier 1 (core) risk-based capital | $26,556,000 | 2,264 |
| Tier 2 risk-based capital | $3,001,000 | 1,617 |
| Total risk weighted assets | $294,306,000 | 1,550 |
| Total unused commitments | $53,840,000 | 1,677 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 76 | 2,273 |
| Assets and Liabilities | ||
| Total Assets: | $320,208,000 | 1,911 |
| Cash and due from depository institutions | $6,509,000 | 2,273 |
| Interest-bearing balances | $749,000 | 3,002 |
| Securities | $51,616,000 | 2,265 |
| Federal funds sold & reverse repurchase agreements | $11,877,000 | 1,104 |
| Net loans & leases | $237,027,000 | 1,764 |
| Loan loss allowance | $2,662,000 | 1,849 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,356,000 | 1,296 |
| Other real estate owned | $0 | 2,273 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,823,000 | 2,919 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $320,208,000 | 1,911 |
| Total liabilities | $296,893,000 | 1,858 |
| Total deposits | $258,589,000 | 1,899 |
| Interest-bearing deposits | $223,132,000 | 1,855 |
| Deposits held in domestic offices | $258,589,000 | 1,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,271,000 | 1,351 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $30,000,000 | 1,327 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,033,000 | 3,386 |
| Total equity capital | $23,315,000 | 2,589 |
| Total bank equity capital | $23,315,000 | 2,589 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,055,000 | 1,042 |
| Surplus | $14,551,000 | 1,616 |
| Undivided profits | $4,709,000 | 4,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,118,000 | 2,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,700,000 | 2,008 |
| Earning assets | $301,269,000 | 1,855 |
| Long-term assets (5+ years) | $47,926,000 | 1,819 |
| Average Assets, year-to-date | $292,605,000 | 2,009 |
| Average Assets, quarterly | $313,341,000 | 1,934 |
| Volatile liabilities | $93,941,000 | 1,398 |
| Insider loans | $8,046,000 | 773 |
| FHLB advances | $30,000,000 | 1,227 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $53,671,000 | 1,653 |
| Tier 1 (core) risk-based capital | $23,735,000 | 2,463 |
| Tier 2 risk-based capital | $2,662,000 | 1,766 |
| Total risk weighted assets | $262,782,000 | 1,690 |
| Total unused commitments | $53,671,000 | 1,653 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $306,474,000 | 1,962 |
| Cash and due from depository institutions | $5,663,000 | 2,210 |
| Interest-bearing balances | $559,000 | 3,293 |
| Securities | $49,646,000 | 2,382 |
| Federal funds sold & reverse repurchase agreements | $15,007,000 | 793 |
| Net loans & leases | $223,096,000 | 1,816 |
| Loan loss allowance | $2,358,000 | 2,036 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,402,000 | 1,260 |
| Other real estate owned | $276,000 | 2,210 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,384,000 | 3,000 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $306,474,000 | 1,962 |
| Total liabilities | $283,716,000 | 1,898 |
| Total deposits | $246,146,000 | 1,959 |
| Interest-bearing deposits | $215,917,000 | 1,882 |
| Deposits held in domestic offices | $246,146,000 | 1,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,675,000 | 1,428 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,000,000 | 1,348 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $895,000 | 3,489 |
| Total equity capital | $22,758,000 | 2,608 |
| Total bank equity capital | $22,758,000 | 2,608 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,055,000 | 1,023 |
| Surplus | $14,551,000 | 1,578 |
| Undivided profits | $4,152,000 | 5,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 3,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,293,000 | 2,463 |
| Earning assets | $288,308,000 | 1,901 |
| Long-term assets (5+ years) | $47,344,000 | 1,860 |
| Average Assets, year-to-date | $283,404,000 | 2,048 |
| Average Assets, quarterly | $289,693,000 | 2,031 |
| Volatile liabilities | $91,253,000 | 1,394 |
| Insider loans | $7,629,000 | 800 |
| FHLB advances | $30,000,000 | 1,252 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $48,116,000 | 1,749 |
| Tier 1 (core) risk-based capital | $23,111,000 | 2,455 |
| Tier 2 risk-based capital | $2,358,000 | 1,948 |
| Total risk weighted assets | $249,138,000 | 1,718 |
| Total unused commitments | $48,116,000 | 1,750 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 72 | 2,381 |
| Assets and Liabilities | ||
| Total Assets: | $272,912,000 | 2,163 |
| Cash and due from depository institutions | $6,088,000 | 2,381 |
| Interest-bearing balances | $651,000 | 3,150 |
| Securities | $48,786,000 | 2,424 |
| Federal funds sold & reverse repurchase agreements | $2,804,000 | 3,451 |
| Net loans & leases | $202,432,000 | 1,950 |
| Loan loss allowance | $2,134,000 | 2,191 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,271,000 | 1,259 |
| Other real estate owned | $0 | 2,381 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,531,000 | 2,918 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $272,912,000 | 2,163 |
| Total liabilities | $252,873,000 | 2,086 |
| Total deposits | $222,384,000 | 2,166 |
| Interest-bearing deposits | $194,033,000 | 2,073 |
| Deposits held in domestic offices | $222,384,000 | 2,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,678,000 | 1,625 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,464 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $811,000 | 3,660 |
| Total equity capital | $20,039,000 | 2,843 |
| Total bank equity capital | $20,039,000 | 2,843 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,055,000 | 1,009 |
| Surplus | $12,551,000 | 1,737 |
| Undivided profits | $3,433,000 | 5,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,690,000 | 1,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,432,000 | 2,128 |
| Earning assets | $254,673,000 | 2,122 |
| Long-term assets (5+ years) | $50,961,000 | 1,802 |
| Average Assets, year-to-date | $271,869,000 | 2,143 |
| Average Assets, quarterly | $271,869,000 | 2,143 |
| Volatile liabilities | $78,353,000 | 1,523 |
| Insider loans | $8,386,000 | 700 |
| FHLB advances | $25,000,000 | 1,369 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $43,794,000 | 1,839 |
| Tier 1 (core) risk-based capital | $20,704,000 | 2,670 |
| Tier 2 risk-based capital | $2,134,000 | 2,091 |
| Total risk weighted assets | $225,514,000 | 1,841 |
| Total unused commitments | $43,794,000 | 1,841 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 72 | 2,400 |
| Assets and Liabilities | ||
| Total Assets: | $270,826,000 | 2,155 |
| Cash and due from depository institutions | $5,681,000 | 2,400 |
| Interest-bearing balances | $2,037,000 | 2,027 |
| Securities | $50,441,000 | 2,400 |
| Federal funds sold & reverse repurchase agreements | $18,378,000 | 625 |
| Net loans & leases | $184,720,000 | 2,114 |
| Loan loss allowance | $2,017,000 | 2,290 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,777,000 | 1,318 |
| Other real estate owned | $0 | 2,400 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,829,000 | 3,244 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $270,826,000 | 2,155 |
| Total liabilities | $251,732,000 | 2,076 |
| Total deposits | $222,314,000 | 2,117 |
| Interest-bearing deposits | $194,377,000 | 2,036 |
| Deposits held in domestic offices | $222,314,000 | 2,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,753,000 | 1,640 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $24,000,000 | 1,525 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $665,000 | 4,050 |
| Total equity capital | $19,094,000 | 2,966 |
| Total bank equity capital | $19,094,000 | 2,966 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,055,000 | 984 |
| Surplus | $11,551,000 | 1,832 |
| Undivided profits | $3,488,000 | 5,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,838,000 | 581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,099,000 | 2,785 |
| Earning assets | $255,576,000 | 2,095 |
| Long-term assets (5+ years) | $50,297,000 | 1,856 |
| Average Assets, year-to-date | $232,761,200 | 2,399 |
| Average Assets, quarterly | $260,353,000 | 2,210 |
| Volatile liabilities | $84,423,000 | 1,392 |
| Insider loans | $8,112,000 | 717 |
| FHLB advances | $24,000,000 | 1,423 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $33,065,000 | 2,180 |
| Tier 1 (core) risk-based capital | $19,346,000 | 2,801 |
| Tier 2 risk-based capital | $2,017,000 | 2,195 |
| Total risk weighted assets | $205,538,000 | 1,966 |
| Total unused commitments | $33,065,000 | 2,180 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 68 | 2,540 |
| Assets and Liabilities | ||
| Total Assets: | $249,880,000 | 2,316 |
| Cash and due from depository institutions | $6,350,000 | 2,540 |
| Interest-bearing balances | $1,633,000 | 2,342 |
| Securities | $50,561,000 | 2,382 |
| Federal funds sold & reverse repurchase agreements | $4,387,000 | 2,344 |
| Net loans & leases | $177,589,000 | 2,152 |
| Loan loss allowance | $2,049,000 | 2,251 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,507,000 | 1,335 |
| Other real estate owned | $0 | 2,540 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,486,000 | 3,410 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $249,880,000 | 2,316 |
| Total liabilities | $232,034,000 | 2,243 |
| Total deposits | $202,769,000 | 2,305 |
| Interest-bearing deposits | $173,811,000 | 2,258 |
| Deposits held in domestic offices | $202,769,000 | 2,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,579,000 | 1,709 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $24,000,000 | 1,520 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $686,000 | 4,088 |
| Total equity capital | $17,846,000 | 3,137 |
| Total bank equity capital | $17,846,000 | 3,137 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,055,000 | 968 |
| Surplus | $10,551,000 | 1,944 |
| Undivided profits | $3,240,000 | 5,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,699,000 | 621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,298,000 | 2,395 |
| Earning assets | $234,170,000 | 2,260 |
| Long-term assets (5+ years) | $51,981,000 | 1,825 |
| Average Assets, year-to-date | $223,245,000 | 2,497 |
| Average Assets, quarterly | $241,682,000 | 2,354 |
| Volatile liabilities | $66,954,000 | 1,641 |
| Insider loans | $8,623,000 | 653 |
| FHLB advances | $24,000,000 | 1,419 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $36,307,000 | 2,018 |
| Tier 1 (core) risk-based capital | $17,978,000 | 2,982 |
| Tier 2 risk-based capital | $2,049,000 | 2,121 |
| Total risk weighted assets | $195,611,000 | 2,034 |
| Total unused commitments | $36,307,000 | 2,020 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $233,484,000 | 2,440 |
| Cash and due from depository institutions | $5,244,000 | 2,858 |
| Interest-bearing balances | $1,321,000 | 2,550 |
| Securities | $50,003,000 | 2,441 |
| Federal funds sold & reverse repurchase agreements | $9,848,000 | 1,109 |
| Net loans & leases | $158,082,000 | 2,342 |
| Loan loss allowance | $1,809,000 | 2,493 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,480,000 | 1,540 |
| Other real estate owned | $0 | 2,858 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,827,000 | 3,163 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $233,484,000 | 2,440 |
| Total liabilities | $218,299,000 | 2,355 |
| Total deposits | $190,853,000 | 2,417 |
| Interest-bearing deposits | $160,728,000 | 2,410 |
| Deposits held in domestic offices | $190,853,000 | 2,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,851,000 | 2,118 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,000,000 | 1,491 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $595,000 | 4,138 |
| Total equity capital | $15,185,000 | 3,494 |
| Total bank equity capital | $15,185,000 | 3,494 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,055,000 | 953 |
| Surplus | $9,551,000 | 2,074 |
| Undivided profits | $1,579,000 | 6,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 3,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $998,000 | 2,955 |
| Earning assets | $219,254,000 | 2,377 |
| Long-term assets (5+ years) | $50,969,000 | 1,887 |
| Average Assets, year-to-date | $214,366,670 | 2,589 |
| Average Assets, quarterly | $223,747,000 | 2,514 |
| Volatile liabilities | $53,233,000 | 1,945 |
| Insider loans | $7,102,000 | 790 |
| FHLB advances | $24,000,000 | 1,393 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $34,764,000 | 2,061 |
| Tier 1 (core) risk-based capital | $16,517,000 | 3,174 |
| Tier 2 risk-based capital | $1,809,000 | 2,341 |
| Total risk weighted assets | $178,536,000 | 2,153 |
| Total unused commitments | $34,764,000 | 2,065 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 56 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $214,010,000 | 2,616 |
| Cash and due from depository institutions | $3,387,000 | 3,036 |
| Interest-bearing balances | $278,000 | 4,348 |
| Securities | $53,684,000 | 2,301 |
| Federal funds sold & reverse repurchase agreements | $9,746,000 | 1,510 |
| Net loans & leases | $139,119,000 | 2,561 |
| Loan loss allowance | $1,573,000 | 2,802 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,306,000 | 1,892 |
| Other real estate owned | $0 | 3,036 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,768,000 | 3,808 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $214,010,000 | 2,616 |
| Total liabilities | $198,654,000 | 2,531 |
| Total deposits | $171,244,000 | 2,640 |
| Interest-bearing deposits | $147,399,000 | 2,617 |
| Deposits held in domestic offices | $171,244,000 | 2,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,430,000 | 2,012 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $24,000,000 | 1,429 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $980,000 | 3,270 |
| Total equity capital | $15,356,000 | 3,526 |
| Total bank equity capital | $15,356,000 | 3,526 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,055,000 | 946 |
| Surplus | $8,551,000 | 2,257 |
| Undivided profits | $2,750,000 | 6,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 3,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,161,000 | 2,463 |
| Earning assets | $202,827,000 | 2,543 |
| Long-term assets (5+ years) | $54,986,000 | 1,765 |
| Average Assets, year-to-date | $204,808,000 | 2,703 |
| Average Assets, quarterly | $204,808,000 | 2,703 |
| Volatile liabilities | $41,877,000 | 2,282 |
| Insider loans | $7,626,000 | 714 |
| FHLB advances | $24,000,000 | 1,324 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $31,315,000 | 2,151 |
| Tier 1 (core) risk-based capital | $15,043,000 | 3,411 |
| Tier 2 risk-based capital | $1,573,000 | 2,580 |
| Total risk weighted assets | $156,860,000 | 2,388 |
| Total unused commitments | $31,315,000 | 2,156 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 45 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $195,606,000 | 2,827 |
| Cash and due from depository institutions | $3,818,000 | 3,693 |
| Interest-bearing balances | $84,000 | 5,537 |
| Securities | $59,789,000 | 2,138 |
| Federal funds sold & reverse repurchase agreements | $616,000 | 5,450 |
| Net loans & leases | $123,782,000 | 2,797 |
| Loan loss allowance | $1,419,000 | 3,034 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,210,000 | 1,910 |
| Other real estate owned | $0 | 3,693 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,391,000 | 4,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,606,000 | 2,827 |
| Total liabilities | $183,004,000 | 2,730 |
| Total deposits | $165,581,000 | 2,712 |
| Interest-bearing deposits | $137,751,000 | 2,765 |
| Deposits held in domestic offices | $165,581,000 | 2,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,704,000 | 2,368 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,000,000 | 1,957 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $719,000 | 3,841 |
| Total equity capital | $12,602,000 | 4,103 |
| Total bank equity capital | $12,602,000 | 4,103 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,055,000 | 948 |
| Surplus | $7,051,000 | 2,620 |
| Undivided profits | $1,496,000 | 7,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $511,000 | 4,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $929,000 | 3,199 |
| Earning assets | $184,271,000 | 2,750 |
| Long-term assets (5+ years) | $57,586,000 | 1,721 |
| Average Assets, year-to-date | $157,517,000 | 3,250 |
| Average Assets, quarterly | $187,616,000 | 2,899 |
| Volatile liabilities | $38,590,000 | 2,420 |
| Insider loans | $7,531,000 | 707 |
| FHLB advances | $15,000,000 | 1,825 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $26,594,000 | 2,337 |
| Tier 1 (core) risk-based capital | $12,940,000 | 3,848 |
| Tier 2 risk-based capital | $1,419,000 | 2,794 |
| Total risk weighted assets | $142,289,000 | 2,584 |
| Total unused commitments | $26,594,000 | 2,341 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 41 | 3,990 |
| Assets and Liabilities | ||
| Total Assets: | $179,626,000 | 3,022 |
| Cash and due from depository institutions | $3,114,000 | 3,990 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $59,140,000 | 2,135 |
| Federal funds sold & reverse repurchase agreements | $2,369,000 | 4,069 |
| Net loans & leases | $108,040,000 | 3,107 |
| Loan loss allowance | $1,310,000 | 3,231 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,595,000 | 2,117 |
| Other real estate owned | $177,000 | 3,990 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,191,000 | 4,454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,626,000 | 3,022 |
| Total liabilities | $167,778,000 | 2,926 |
| Total deposits | $149,755,000 | 2,953 |
| Interest-bearing deposits | $126,853,000 | 2,981 |
| Deposits held in domestic offices | $149,755,000 | 2,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,453,000 | 2,050 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,000,000 | 1,876 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $570,000 | 4,668 |
| Total equity capital | $11,848,000 | 4,283 |
| Total bank equity capital | $11,848,000 | 4,283 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,055,000 | 936 |
| Surplus | $6,051,000 | 2,877 |
| Undivided profits | $1,742,000 | 6,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $348,000 | 5,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $752,000 | 4,068 |
| Earning assets | $169,549,000 | 2,947 |
| Long-term assets (5+ years) | $58,352,000 | 1,692 |
| Average Assets, year-to-date | $147,994,750 | 3,449 |
| Average Assets, quarterly | $169,528,500 | 3,151 |
| Volatile liabilities | $36,328,000 | 2,490 |
| Insider loans | $7,321,000 | 704 |
| FHLB advances | $15,000,000 | 1,741 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $22,994,000 | 2,583 |
| Tier 1 (core) risk-based capital | $12,314,000 | 4,003 |
| Tier 2 risk-based capital | $1,310,000 | 2,978 |
| Total risk weighted assets | $126,452,000 | 2,888 |
| Total unused commitments | $22,994,000 | 2,586 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $159,431,000 | 3,292 |
| Cash and due from depository institutions | $4,526,000 | 4,085 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $36,035,000 | 3,112 |
| Federal funds sold & reverse repurchase agreements | $12,366,000 | 1,261 |
| Net loans & leases | $100,699,000 | 3,279 |
| Loan loss allowance | $1,221,000 | 3,361 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,574,000 | 2,090 |
| Other real estate owned | $23,000 | 4,085 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,208,000 | 5,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,431,000 | 3,292 |
| Total liabilities | $147,248,000 | 3,222 |
| Total deposits | $143,136,000 | 3,078 |
| Interest-bearing deposits | $120,792,000 | 3,078 |
| Deposits held in domestic offices | $143,136,000 | 3,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,647,000 | 1,694 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $465,000 | 5,276 |
| Total equity capital | $12,183,000 | 4,195 |
| Total bank equity capital | $12,183,000 | 4,195 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,055,000 | 928 |
| Surplus | $6,051,000 | 2,842 |
| Undivided profits | $2,077,000 | 6,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $551,000 | 4,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $639,000 | 4,481 |
| Earning assets | $149,100,000 | 3,232 |
| Long-term assets (5+ years) | $34,033,000 | 2,406 |
| Average Assets, year-to-date | $137,451,000 | 3,678 |
| Average Assets, quarterly | $145,638,000 | 3,519 |
| Volatile liabilities | $35,282,000 | 2,502 |
| Insider loans | $7,898,000 | 646 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $18,988,000 | 2,916 |
| Tier 1 (core) risk-based capital | $11,956,000 | 4,027 |
| Tier 2 risk-based capital | $1,221,000 | 3,099 |
| Total risk weighted assets | $116,209,000 | 3,038 |
| Total unused commitments | $18,988,000 | 2,927 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 37 | 4,323 |
| Assets and Liabilities | ||
| Total Assets: | $131,845,000 | 3,830 |
| Cash and due from depository institutions | $4,548,000 | 4,323 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $22,035,000 | 4,378 |
| Federal funds sold & reverse repurchase agreements | $8,431,000 | 2,048 |
| Net loans & leases | $91,613,000 | 3,492 |
| Loan loss allowance | $1,161,000 | 3,437 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,060,000 | 2,344 |
| Other real estate owned | $0 | 4,323 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,158,000 | 6,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,845,000 | 3,830 |
| Total liabilities | $120,065,000 | 3,796 |
| Total deposits | $115,630,000 | 3,634 |
| Interest-bearing deposits | $96,734,000 | 3,718 |
| Deposits held in domestic offices | $115,630,000 | 3,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,794,000 | 1,585 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $641,000 | 4,467 |
| Total equity capital | $11,780,000 | 4,222 |
| Total bank equity capital | $11,780,000 | 4,222 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,055,000 | 919 |
| Surplus | $6,051,000 | 2,800 |
| Undivided profits | $1,674,000 | 6,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 5,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $562,000 | 4,927 |
| Earning assets | $122,079,000 | 3,787 |
| Long-term assets (5+ years) | $20,907,000 | 3,306 |
| Average Assets, year-to-date | $126,461,000 | 3,923 |
| Average Assets, quarterly | $126,461,000 | 3,923 |
| Volatile liabilities | $24,272,000 | 3,282 |
| Insider loans | $6,293,000 | 817 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,804,000 | 3,170 |
| Tier 1 (core) risk-based capital | $11,587,000 | 4,084 |
| Tier 2 risk-based capital | $1,161,000 | 3,161 |
| Total risk weighted assets | $102,968,000 | 3,305 |
| Total unused commitments | $15,804,000 | 3,179 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 35 | 4,485 |
| Assets and Liabilities | ||
| Total Assets: | $121,077,000 | 4,055 |
| Cash and due from depository institutions | $3,790,000 | 4,485 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $22,799,000 | 4,269 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $89,780,000 | 3,541 |
| Loan loss allowance | $1,141,000 | 3,417 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,711,000 | 2,517 |
| Other real estate owned | $0 | 4,485 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $997,000 | 6,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,077,000 | 4,055 |
| Total liabilities | $109,710,000 | 4,011 |
| Total deposits | $104,742,000 | 3,898 |
| Interest-bearing deposits | $87,842,000 | 3,942 |
| Deposits held in domestic offices | $104,742,000 | 3,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,499,000 | 1,516 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $469,000 | 5,395 |
| Total equity capital | $11,367,000 | 4,295 |
| Total bank equity capital | $11,367,000 | 4,295 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,055,000 | 913 |
| Surplus | $6,051,000 | 2,757 |
| Undivided profits | $1,261,000 | 7,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 4,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $580,000 | 5,081 |
| Earning assets | $112,579,000 | 3,993 |
| Long-term assets (5+ years) | $20,877,000 | 3,240 |
| Average Assets, year-to-date | $103,563,200 | 4,391 |
| Average Assets, quarterly | $118,154,000 | 4,088 |
| Volatile liabilities | $24,288,000 | 3,276 |
| Insider loans | $6,205,000 | 798 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,082,000 | 2,720 |
| Tier 1 (core) risk-based capital | $11,260,000 | 4,104 |
| Tier 2 risk-based capital | $1,141,000 | 3,177 |
| Total risk weighted assets | $99,871,000 | 3,349 |
| Total unused commitments | $19,082,000 | 2,726 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $85,871,000 | 5,060 |
| Cash and due from depository institutions | $1,405,000 | 5,385 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $13,129,000 | 5,760 |
| Federal funds sold & reverse repurchase agreements | $2,532,000 | 4,298 |
| Net loans & leases | $64,919,000 | 4,411 |
| Loan loss allowance | $804,000 | 4,258 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,061,000 | 2,913 |
| Other real estate owned | $0 | 5,385 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $825,000 | 7,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,871,000 | 5,060 |
| Total liabilities | $77,430,000 | 5,044 |
| Total deposits | $74,695,000 | 4,896 |
| Interest-bearing deposits | $64,046,000 | 4,889 |
| Deposits held in domestic offices | $74,695,000 | 4,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,210,000 | 2,103 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $525,000 | 5,275 |
| Total equity capital | $8,441,000 | 5,150 |
| Total bank equity capital | $8,441,000 | 5,150 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,055,000 | 913 |
| Surplus | $3,777,000 | 3,807 |
| Undivided profits | $609,000 | 8,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 7,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $539,000 | 5,669 |
| Earning assets | $80,580,000 | 4,966 |
| Long-term assets (5+ years) | $13,742,000 | 4,095 |
| Average Assets, year-to-date | $76,119,200 | 5,324 |
| Average Assets, quarterly | $85,158,500 | 5,052 |
| Volatile liabilities | $16,688,000 | 4,175 |
| Insider loans | $6,427,000 | 736 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $16,562,000 | 2,849 |
| Tier 1 (core) risk-based capital | $8,230,000 | 5,099 |
| Tier 2 risk-based capital | $804,000 | 4,002 |
| Total risk weighted assets | $72,740,000 | 4,208 |
| Total unused commitments | $16,562,000 | 2,859 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $60,638,000 | 6,208 |
| Cash and due from depository institutions | $1,953,000 | 7,003 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $21,211,000 | 4,454 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 3,663 |
| Net loans & leases | $31,073,000 | 6,701 |
| Loan loss allowance | $420,000 | 6,288 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,067,000 | 2,850 |
| Other real estate owned | $0 | 7,003 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $684,000 | 7,318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,638,000 | 6,208 |
| Total liabilities | $52,980,000 | 6,262 |
| Total deposits | $47,881,000 | 6,349 |
| Interest-bearing deposits | $39,951,000 | 6,420 |
| Deposits held in domestic offices | $47,881,000 | 6,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,814,000 | 1,606 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $285,000 | 7,431 |
| Total equity capital | $7,658,000 | 5,442 |
| Total bank equity capital | $7,658,000 | 5,442 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,055,000 | 913 |
| Surplus | $3,777,000 | 3,756 |
| Undivided profits | $-174,000 | 9,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $230,000 | 7,670 |
| Earning assets | $54,934,000 | 6,245 |
| Long-term assets (5+ years) | $14,309,000 | 3,858 |
| Average Assets, year-to-date | $42,420,000 | 7,228 |
| Average Assets, quarterly | $52,553,000 | 6,633 |
| Volatile liabilities | $15,128,000 | 4,442 |
| Insider loans | $4,198,000 | 1,162 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,655,000 | 3,606 |
| Tier 1 (core) risk-based capital | $7,432,000 | 5,458 |
| Tier 2 risk-based capital | $420,000 | 5,972 |
| Total risk weighted assets | $41,652,900 | 5,943 |
| Total unused commitments | $10,655,000 | 3,606 |
| Derivatives | $0 | 481 |