Home > Southern Commercial Bank > Net Charge- offs 1- 4 Family Residential
Southern Commercial Bank, Net Charge- offs 1- 4 Family Residential
| 2015-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,000 | 1,728 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-19,000 | 6,215 |
| Loans secured by 1-4 family junior liens - net charge-offs | $17,000 | 281 |
| Home equity lines of credit - net charge-offs | $4,000 | 432 |
| 2014-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $212,000 | 997 |
| Loans secured by 1-4 family senior liens - net charge-offs | $109,000 | 1,285 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-13,000 | 6,228 |
| Home equity lines of credit - net charge-offs | $116,000 | 377 |
| 2014-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $95,000 | 1,378 |
| Loans secured by 1-4 family senior liens - net charge-offs | $86,000 | 1,199 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-12,000 | 6,320 |
| Home equity lines of credit - net charge-offs | $21,000 | 746 |
| 2014-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $82,000 | 1,187 |
| Loans secured by 1-4 family senior liens - net charge-offs | $27,000 | 1,723 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 6,004 |
| Home equity lines of credit - net charge-offs | $57,000 | 378 |
| 2014-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $32,000 | 1,238 |
| Loans secured by 1-4 family senior liens - net charge-offs | $9,000 | 1,544 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 5,973 |
| Home equity lines of credit - net charge-offs | $24,000 | 385 |
| 2013-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $230,000 | 1,347 |
| Loans secured by 1-4 family senior liens - net charge-offs | $60,000 | 2,239 |
| Loans secured by 1-4 family junior liens - net charge-offs | $61,000 | 679 |
| Home equity lines of credit - net charge-offs | $109,000 | 571 |
| 2013-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $185,000 | 1,253 |
| Loans secured by 1-4 family senior liens - net charge-offs | $60,000 | 1,894 |
| Loans secured by 1-4 family junior liens - net charge-offs | $58,000 | 572 |
| Home equity lines of credit - net charge-offs | $67,000 | 643 |
| 2013-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $70,000 | 1,748 |
| Loans secured by 1-4 family senior liens - net charge-offs | $12,000 | 2,543 |
| Loans secured by 1-4 family junior liens - net charge-offs | $59,000 | 445 |
| Home equity lines of credit - net charge-offs | $-1,000 | 6,465 |
| 2013-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $52,000 | 1,353 |
| Loans secured by 1-4 family senior liens - net charge-offs | $11,000 | 1,827 |
| Loans secured by 1-4 family junior liens - net charge-offs | $41,000 | 379 |
| Home equity lines of credit - net charge-offs | $0 | 768 |
| 2012-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $315,000 | 1,529 |
| Loans secured by 1-4 family senior liens - net charge-offs | $181,000 | 1,677 |
| Loans secured by 1-4 family junior liens - net charge-offs | $23,000 | 1,419 |
| Home equity lines of credit - net charge-offs | $111,000 | 811 |
| 2012-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $310,000 | 1,265 |
| Loans secured by 1-4 family senior liens - net charge-offs | $175,000 | 1,416 |
| Loans secured by 1-4 family junior liens - net charge-offs | $23,000 | 1,229 |
| Home equity lines of credit - net charge-offs | $112,000 | 684 |
| 2012-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $69,000 | 2,192 |
| Loans secured by 1-4 family senior liens - net charge-offs | $23,000 | 2,619 |
| Loans secured by 1-4 family junior liens - net charge-offs | $23,000 | 1,006 |
| Home equity lines of credit - net charge-offs | $23,000 | 1,023 |
| 2012-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $60,000 | 1,622 |
| Loans secured by 1-4 family senior liens - net charge-offs | $23,000 | 1,863 |
| Loans secured by 1-4 family junior liens - net charge-offs | $23,000 | 648 |
| Home equity lines of credit - net charge-offs | $14,000 | 820 |
| 2011-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $309,000 | 1,840 |
| Loans secured by 1-4 family senior liens - net charge-offs | $87,000 | 2,652 |
| Loans secured by 1-4 family junior liens - net charge-offs | $204,000 | 569 |
| Home equity lines of credit - net charge-offs | $18,000 | 1,660 |
| 2011-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $301,000 | 1,496 |
| Loans secured by 1-4 family senior liens - net charge-offs | $79,000 | 2,274 |
| Loans secured by 1-4 family junior liens - net charge-offs | $204,000 | 453 |
| Home equity lines of credit - net charge-offs | $18,000 | 1,441 |
| 2011-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $78,000 | 2,328 |
| Loans secured by 1-4 family senior liens - net charge-offs | $67,000 | 1,952 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-6,000 | 7,347 |
| Home equity lines of credit - net charge-offs | $17,000 | 1,219 |
| 2011-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 2,700 |
| Loans secured by 1-4 family senior liens - net charge-offs | $14,000 | 2,098 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,092 |
| Home equity lines of credit - net charge-offs | $-4,000 | 7,466 |
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $187,000 | 2,458 |
| Loans secured by 1-4 family senior liens - net charge-offs | $81,000 | 2,754 |
| Loans secured by 1-4 family junior liens - net charge-offs | $15,000 | 1,987 |
| Home equity lines of credit - net charge-offs | $91,000 | 1,110 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $154,000 | 2,222 |
| Loans secured by 1-4 family senior liens - net charge-offs | $51,000 | 2,674 |
| Loans secured by 1-4 family junior liens - net charge-offs | $15,000 | 1,670 |
| Home equity lines of credit - net charge-offs | $88,000 | 934 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $148,000 | 1,742 |
| Loans secured by 1-4 family senior liens - net charge-offs | $39,000 | 2,376 |
| Loans secured by 1-4 family junior liens - net charge-offs | $15,000 | 1,326 |
| Home equity lines of credit - net charge-offs | $94,000 | 692 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $89,000 | 1,433 |
| Loans secured by 1-4 family senior liens - net charge-offs | $24,000 | 1,864 |
| Loans secured by 1-4 family junior liens - net charge-offs | $15,000 | 881 |
| Home equity lines of credit - net charge-offs | $50,000 | 596 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $236,000 | 2,104 |
| Loans secured by 1-4 family senior liens - net charge-offs | $77,000 | 2,568 |
| Loans secured by 1-4 family junior liens - net charge-offs | $92,000 | 1,120 |
| Home equity lines of credit - net charge-offs | $67,000 | 1,202 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $137,000 | 2,043 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,825 |
| Loans secured by 1-4 family junior liens - net charge-offs | $92,000 | 840 |
| Home equity lines of credit - net charge-offs | $45,000 | 1,078 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $137,000 | 1,564 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,233 |
| Loans secured by 1-4 family junior liens - net charge-offs | $92,000 | 599 |
| Home equity lines of credit - net charge-offs | $45,000 | 833 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $92,000 | 1,121 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,234 |
| Loans secured by 1-4 family junior liens - net charge-offs | $92,000 | 351 |
| Home equity lines of credit - net charge-offs | $0 | 833 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,222 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,557 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,716 |
| Home equity lines of credit - net charge-offs | $0 | 1,412 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,509 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,899 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,335 |
| Home equity lines of credit - net charge-offs | $0 | 1,117 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,841 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,300 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 991 |
| Home equity lines of credit - net charge-offs | $0 | 894 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,939 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,535 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 621 |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 2,464 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,744 |
| Loans secured by 1-4 family junior liens - net charge-offs | $18,000 | 811 |
| Home equity lines of credit - net charge-offs | $0 | 959 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 1,813 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,203 |
| Loans secured by 1-4 family junior liens - net charge-offs | $18,000 | 573 |
| Home equity lines of credit - net charge-offs | $0 | 736 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 1,353 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,739 |
| Loans secured by 1-4 family junior liens - net charge-offs | $18,000 | 411 |
| Home equity lines of credit - net charge-offs | $0 | 554 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 847 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,164 |
| Loans secured by 1-4 family junior liens - net charge-offs | $18,000 | 259 |
| Home equity lines of credit - net charge-offs | $0 | 379 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,928 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,424 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 896 |
| Home equity lines of credit - net charge-offs | $0 | 727 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,436 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,020 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 693 |
| Home equity lines of credit - net charge-offs | $0 | 565 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,021 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,673 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 570 |
| Home equity lines of credit - net charge-offs | $0 | 440 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,349 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,084 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 373 |
| Home equity lines of credit - net charge-offs | $0 | 319 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 8,366 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-7,000 | 8,445 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 951 |
| Home equity lines of credit - net charge-offs | $0 | 707 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 8,366 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-7,000 | 8,438 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 785 |
| Home equity lines of credit - net charge-offs | $0 | 589 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,147 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,742 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 613 |
| Home equity lines of credit - net charge-offs | $0 | 467 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,540 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,179 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 438 |
| Home equity lines of credit - net charge-offs | $0 | 354 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $50,000 | 1,258 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-25,000 | 8,793 |
| Loans secured by 1-4 family junior liens - net charge-offs | $73,000 | 256 |
| Home equity lines of credit - net charge-offs | $2,000 | 658 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $55,000 | 895 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-25,000 | 8,853 |
| Loans secured by 1-4 family junior liens - net charge-offs | $78,000 | 187 |
| Home equity lines of credit - net charge-offs | $2,000 | 547 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-18,000 | 8,836 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-24,000 | 8,928 |
| Loans secured by 1-4 family junior liens - net charge-offs | $4,000 | 605 |
| Home equity lines of credit - net charge-offs | $2,000 | 425 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-9,000 | 8,840 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,270 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-11,000 | 9,052 |
| Home equity lines of credit - net charge-offs | $2,000 | 280 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 1,705 |
| Loans secured by 1-4 family senior liens - net charge-offs | $33,000 | 1,170 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,038 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 1,309 |
| Loans secured by 1-4 family senior liens - net charge-offs | $33,000 | 874 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 877 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 982 |
| Loans secured by 1-4 family senior liens - net charge-offs | $33,000 | 626 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 676 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,648 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,120 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 447 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-29,000 | 9,176 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-29,000 | 8,275 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 994 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-22,000 | 9,378 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 612 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $24,000 | 1,495 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 550 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $102,000 | 639 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $120,000 | 137 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-12,000 | 9,993 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 616 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $186,000 | 488 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 633 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $204,000 | 514 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 691 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $136,000 | 731 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 692 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $189,000 | 648 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $498,000 | 412 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 837 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $463,000 | 487 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.