Home > Southern Commercial Bank > Income and Expense
Southern Commercial Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,681,000 | 1,703 |
| Total interest expense | $320,000 | 2,047 |
| Net interest income | $3,361,000 | 1,648 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $471,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $243,000 | 1,215 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $228,000 | 2,461 |
| Total noninterest expense | $4,947,000 | 1,053 |
| Salaries and employee benefits | $2,848,000 | 997 |
| Premises and equipment expense | $496,000 | 1,223 |
| Additional noninterest expense | $1,603,000 | 1,010 |
| Pre-tax net operating income | $-1,115,000 | 6,389 |
| Securities gains (losses) | $4,267,000 | 27 |
| Applicable income taxes | $931,000 | 652 |
| Income before extraordinary items | $2,221,000 | 791 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,221,000 | 789 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,221,000 | 791 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $120,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-765,900 | 6,374 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,261,000 | 1,455 |
| Total interest expense | $1,728,000 | 1,677 |
| Net interest income | $15,533,000 | 1,427 |
| Provision for loan and lease losses | $110,000 | 3,095 |
| Total noninterest income | $2,272,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,140,000 | 1,158 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,132,000 | 2,157 |
| Total noninterest expense | $12,724,000 | 1,498 |
| Salaries and employee benefits | $7,200,000 | 1,448 |
| Premises and equipment expense | $1,910,000 | 1,253 |
| Additional noninterest expense | $3,614,000 | 1,711 |
| Pre-tax net operating income | $4,971,000 | 1,525 |
| Securities gains (losses) | $1,041,000 | 203 |
| Applicable income taxes | $1,508,000 | 1,193 |
| Income before extraordinary items | $4,504,000 | 1,436 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,504,000 | 1,434 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,504,000 | 1,435 |
| Net charge-offs | $2,564,000 | 407 |
| Cash dividends | $600,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,723,250 | 1,658 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,937,000 | 1,466 |
| Total interest expense | $1,330,000 | 1,655 |
| Net interest income | $11,607,000 | 1,442 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,709,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $850,000 | 1,173 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $859,000 | 2,154 |
| Total noninterest expense | $9,528,000 | 1,506 |
| Salaries and employee benefits | $5,600,000 | 1,422 |
| Premises and equipment expense | $1,470,000 | 1,229 |
| Additional noninterest expense | $2,458,000 | 1,875 |
| Pre-tax net operating income | $3,788,000 | 1,524 |
| Securities gains (losses) | $55,000 | 1,394 |
| Applicable income taxes | $868,000 | 1,435 |
| Income before extraordinary items | $2,975,000 | 1,595 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,975,000 | 1,595 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,975,000 | 1,595 |
| Net charge-offs | $2,459,000 | 322 |
| Cash dividends | $360,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,932,650 | 1,589 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,567,000 | 1,466 |
| Total interest expense | $879,000 | 1,683 |
| Net interest income | $7,688,000 | 1,440 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,142,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $558,000 | 1,164 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $584,000 | 2,098 |
| Total noninterest expense | $6,381,000 | 1,501 |
| Salaries and employee benefits | $3,743,000 | 1,407 |
| Premises and equipment expense | $1,019,000 | 1,194 |
| Additional noninterest expense | $1,619,000 | 1,888 |
| Pre-tax net operating income | $2,449,000 | 1,530 |
| Securities gains (losses) | $-60,000 | 6,502 |
| Applicable income taxes | $516,000 | 1,513 |
| Income before extraordinary items | $1,873,000 | 1,621 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,873,000 | 1,624 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,873,000 | 1,623 |
| Net charge-offs | $2,280,000 | 259 |
| Cash dividends | $240,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,919,800 | 1,571 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,478,000 | 1,411 |
| Total interest expense | $437,000 | 1,717 |
| Net interest income | $4,041,000 | 1,374 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $566,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $278,000 | 1,155 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $288,000 | 2,051 |
| Total noninterest expense | $3,370,000 | 1,444 |
| Salaries and employee benefits | $2,052,000 | 1,316 |
| Premises and equipment expense | $490,000 | 1,261 |
| Additional noninterest expense | $828,000 | 1,833 |
| Pre-tax net operating income | $1,237,000 | 1,484 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $266,000 | 1,454 |
| Income before extraordinary items | $970,000 | 1,536 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $970,000 | 1,539 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $970,000 | 1,539 |
| Net charge-offs | $832,000 | 344 |
| Cash dividends | $120,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $970,780 | 1,512 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,915,000 | 1,338 |
| Total interest expense | $1,966,000 | 1,731 |
| Net interest income | $16,949,000 | 1,294 |
| Provision for loan and lease losses | $450,000 | 1,964 |
| Total noninterest income | $2,783,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,065,000 | 1,282 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,718,000 | 1,698 |
| Total noninterest expense | $14,573,000 | 1,358 |
| Salaries and employee benefits | $8,103,000 | 1,314 |
| Premises and equipment expense | $1,872,000 | 1,264 |
| Additional noninterest expense | $4,598,000 | 1,445 |
| Pre-tax net operating income | $4,709,000 | 1,494 |
| Securities gains (losses) | $-142,000 | 6,589 |
| Applicable income taxes | $1,091,000 | 1,391 |
| Income before extraordinary items | $3,476,000 | 1,688 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,476,000 | 1,692 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,476,000 | 1,692 |
| Net charge-offs | $1,149,000 | 1,138 |
| Cash dividends | $480,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,583,920 | 1,611 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,369,000 | 1,331 |
| Total interest expense | $1,517,000 | 1,731 |
| Net interest income | $12,852,000 | 1,278 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $1,418,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $790,000 | 1,300 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $628,000 | 2,667 |
| Total noninterest expense | $10,374,000 | 1,426 |
| Salaries and employee benefits | $6,167,000 | 1,295 |
| Premises and equipment expense | $1,404,000 | 1,268 |
| Additional noninterest expense | $2,803,000 | 1,696 |
| Pre-tax net operating income | $3,446,000 | 1,555 |
| Securities gains (losses) | $165,000 | 917 |
| Applicable income taxes | $905,000 | 1,340 |
| Income before extraordinary items | $2,706,000 | 1,666 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,706,000 | 1,669 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,706,000 | 1,670 |
| Net charge-offs | $688,000 | 1,305 |
| Cash dividends | $240,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,582,250 | 1,676 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,715,000 | 1,311 |
| Total interest expense | $1,051,000 | 1,704 |
| Net interest income | $8,664,000 | 1,254 |
| Provision for loan and lease losses | $450,000 | 1,252 |
| Total noninterest income | $1,190,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $516,000 | 1,304 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $674,000 | 2,076 |
| Total noninterest expense | $7,043,000 | 1,399 |
| Salaries and employee benefits | $4,130,000 | 1,290 |
| Premises and equipment expense | $940,000 | 1,270 |
| Additional noninterest expense | $1,973,000 | 1,625 |
| Pre-tax net operating income | $2,361,000 | 1,508 |
| Securities gains (losses) | $221,000 | 697 |
| Applicable income taxes | $675,000 | 1,222 |
| Income before extraordinary items | $1,907,000 | 1,597 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,907,000 | 1,600 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,907,000 | 1,602 |
| Net charge-offs | $342,000 | 1,560 |
| Cash dividends | $120,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,743,460 | 1,641 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,884,000 | 1,304 |
| Total interest expense | $558,000 | 1,660 |
| Net interest income | $4,326,000 | 1,254 |
| Provision for loan and lease losses | $450,000 | 738 |
| Total noninterest income | $662,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $247,000 | 1,345 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $415,000 | 1,810 |
| Total noninterest expense | $3,405,000 | 1,453 |
| Salaries and employee benefits | $2,072,000 | 1,298 |
| Premises and equipment expense | $443,000 | 1,378 |
| Additional noninterest expense | $890,000 | 1,787 |
| Pre-tax net operating income | $1,133,000 | 1,544 |
| Securities gains (losses) | $183,000 | 490 |
| Applicable income taxes | $348,000 | 1,193 |
| Income before extraordinary items | $968,000 | 1,533 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $968,000 | 1,535 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $968,000 | 1,535 |
| Net charge-offs | $201,000 | 1,349 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $832,580 | 1,656 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,998,000 | 1,207 |
| Total interest expense | $2,645,000 | 1,665 |
| Net interest income | $19,353,000 | 1,132 |
| Provision for loan and lease losses | $2,700,000 | 836 |
| Total noninterest income | $1,913,000 | 2,258 |
| Gross Fiduciary activities income | $8,000 | 1,155 |
| Service charges on deposit accounts | $1,035,000 | 1,383 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $870,000 | 2,557 |
| Total noninterest expense | $13,480,000 | 1,455 |
| Salaries and employee benefits | $7,758,000 | 1,331 |
| Premises and equipment expense | $1,858,000 | 1,279 |
| Additional noninterest expense | $3,864,000 | 1,722 |
| Pre-tax net operating income | $5,086,000 | 1,349 |
| Securities gains (losses) | $265,000 | 1,465 |
| Applicable income taxes | $1,487,000 | 1,105 |
| Income before extraordinary items | $3,864,000 | 1,496 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,864,000 | 1,497 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,864,000 | 1,497 |
| Net charge-offs | $1,758,000 | 1,282 |
| Cash dividends | $840,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,673,200 | 1,469 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,735,000 | 1,221 |
| Total interest expense | $2,063,000 | 1,678 |
| Net interest income | $14,672,000 | 1,136 |
| Provision for loan and lease losses | $2,700,000 | 671 |
| Total noninterest income | $1,706,000 | 2,001 |
| Gross Fiduciary activities income | $8,000 | 1,101 |
| Service charges on deposit accounts | $769,000 | 1,395 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $929,000 | 2,084 |
| Total noninterest expense | $10,283,000 | 1,431 |
| Salaries and employee benefits | $5,879,000 | 1,316 |
| Premises and equipment expense | $1,406,000 | 1,272 |
| Additional noninterest expense | $2,998,000 | 1,676 |
| Pre-tax net operating income | $3,395,000 | 1,527 |
| Securities gains (losses) | $378,000 | 926 |
| Applicable income taxes | $1,034,000 | 1,199 |
| Income before extraordinary items | $2,739,000 | 1,605 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,739,000 | 1,606 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,739,000 | 1,606 |
| Net charge-offs | $1,554,000 | 1,084 |
| Cash dividends | $360,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,463,060 | 1,675 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,334,000 | 1,210 |
| Total interest expense | $1,442,000 | 1,667 |
| Net interest income | $9,892,000 | 1,126 |
| Provision for loan and lease losses | $1,800,000 | 692 |
| Total noninterest income | $1,348,000 | 1,761 |
| Gross Fiduciary activities income | $6,000 | 1,098 |
| Service charges on deposit accounts | $511,000 | 1,394 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $831,000 | 1,717 |
| Total noninterest expense | $6,740,000 | 1,451 |
| Salaries and employee benefits | $3,898,000 | 1,323 |
| Premises and equipment expense | $931,000 | 1,278 |
| Additional noninterest expense | $1,911,000 | 1,736 |
| Pre-tax net operating income | $2,700,000 | 1,306 |
| Securities gains (losses) | $287,000 | 886 |
| Applicable income taxes | $888,000 | 977 |
| Income before extraordinary items | $2,099,000 | 1,414 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,099,000 | 1,413 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,099,000 | 1,414 |
| Net charge-offs | $1,200,000 | 999 |
| Cash dividends | $240,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,898,100 | 1,465 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,713,000 | 1,205 |
| Total interest expense | $765,000 | 1,641 |
| Net interest income | $4,948,000 | 1,126 |
| Provision for loan and lease losses | $900,000 | 668 |
| Total noninterest income | $680,000 | 1,751 |
| Gross Fiduciary activities income | $4,000 | 1,056 |
| Service charges on deposit accounts | $254,000 | 1,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $422,000 | 1,689 |
| Total noninterest expense | $3,267,000 | 1,502 |
| Salaries and employee benefits | $1,916,000 | 1,349 |
| Premises and equipment expense | $431,000 | 1,385 |
| Additional noninterest expense | $920,000 | 1,805 |
| Pre-tax net operating income | $1,461,000 | 1,202 |
| Securities gains (losses) | $230,000 | 545 |
| Applicable income taxes | $549,000 | 814 |
| Income before extraordinary items | $1,142,000 | 1,271 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,142,000 | 1,271 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,142,000 | 1,272 |
| Net charge-offs | $1,004,000 | 668 |
| Cash dividends | $120,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $985,600 | 1,394 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,019,000 | 1,189 |
| Total interest expense | $4,474,000 | 1,358 |
| Net interest income | $19,545,000 | 1,138 |
| Provision for loan and lease losses | $8,300,000 | 499 |
| Total noninterest income | $215,000 | 5,651 |
| Gross Fiduciary activities income | $17,000 | 1,051 |
| Service charges on deposit accounts | $1,048,000 | 1,418 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-850,000 | 7,174 |
| Total noninterest expense | $13,401,000 | 1,446 |
| Salaries and employee benefits | $7,785,000 | 1,270 |
| Premises and equipment expense | $1,790,000 | 1,396 |
| Additional noninterest expense | $3,826,000 | 1,770 |
| Pre-tax net operating income | $-1,941,000 | 6,780 |
| Securities gains (losses) | $204,000 | 1,440 |
| Applicable income taxes | $-969,000 | 7,161 |
| Income before extraordinary items | $-768,000 | 6,577 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-768,000 | 6,578 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-768,000 | 6,577 |
| Net charge-offs | $7,214,000 | 594 |
| Cash dividends | $120,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-898,560 | 6,586 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,241,000 | 1,189 |
| Total interest expense | $3,495,000 | 1,361 |
| Net interest income | $14,746,000 | 1,141 |
| Provision for loan and lease losses | $6,500,000 | 488 |
| Total noninterest income | $51,000 | 6,764 |
| Gross Fiduciary activities income | $13,000 | 1,019 |
| Service charges on deposit accounts | $770,000 | 1,451 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-732,000 | 7,286 |
| Total noninterest expense | $10,134,000 | 1,443 |
| Salaries and employee benefits | $5,949,000 | 1,250 |
| Premises and equipment expense | $1,349,000 | 1,400 |
| Additional noninterest expense | $2,836,000 | 1,790 |
| Pre-tax net operating income | $-1,837,000 | 6,978 |
| Securities gains (losses) | $349,000 | 829 |
| Applicable income taxes | $-787,000 | 7,273 |
| Income before extraordinary items | $-701,000 | 6,770 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-701,000 | 6,770 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-701,000 | 6,770 |
| Net charge-offs | $6,602,000 | 496 |
| Cash dividends | $120,000 | 3,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-924,360 | 6,809 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,298,000 | 1,183 |
| Total interest expense | $2,375,000 | 1,379 |
| Net interest income | $9,923,000 | 1,125 |
| Provision for loan and lease losses | $5,000,000 | 436 |
| Total noninterest income | $-624,000 | 7,421 |
| Gross Fiduciary activities income | $10,000 | 1,015 |
| Service charges on deposit accounts | $501,000 | 1,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,135,000 | 7,445 |
| Total noninterest expense | $7,037,000 | 1,407 |
| Salaries and employee benefits | $3,962,000 | 1,257 |
| Premises and equipment expense | $919,000 | 1,375 |
| Additional noninterest expense | $2,156,000 | 1,596 |
| Pre-tax net operating income | $-2,738,000 | 7,245 |
| Securities gains (losses) | $83,000 | 1,270 |
| Applicable income taxes | $-1,140,000 | 7,419 |
| Income before extraordinary items | $-1,515,000 | 7,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,515,000 | 7,145 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,515,000 | 7,145 |
| Net charge-offs | $2,005,000 | 922 |
| Cash dividends | $120,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,568,120 | 7,137 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,116,000 | 1,198 |
| Total interest expense | $1,209,000 | 1,403 |
| Net interest income | $4,907,000 | 1,139 |
| Provision for loan and lease losses | $1,200,000 | 745 |
| Total noninterest income | $216,000 | 3,428 |
| Gross Fiduciary activities income | $5,000 | 1,007 |
| Service charges on deposit accounts | $242,000 | 1,477 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-31,000 | 7,256 |
| Total noninterest expense | $3,561,000 | 1,400 |
| Salaries and employee benefits | $1,993,000 | 1,259 |
| Premises and equipment expense | $462,000 | 1,401 |
| Additional noninterest expense | $1,106,000 | 1,565 |
| Pre-tax net operating income | $362,000 | 3,177 |
| Securities gains (losses) | $70,000 | 643 |
| Applicable income taxes | $89,000 | 2,308 |
| Income before extraordinary items | $343,000 | 2,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $343,000 | 2,967 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $343,000 | 2,968 |
| Net charge-offs | $1,067,000 | 826 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $287,700 | 3,281 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $25,451,000 | 1,215 |
| Total interest expense | $5,910,000 | 1,411 |
| Net interest income | $19,541,000 | 1,145 |
| Provision for loan and lease losses | $3,550,000 | 1,442 |
| Total noninterest income | $1,664,000 | 2,360 |
| Gross Fiduciary activities income | $17,000 | 1,085 |
| Service charges on deposit accounts | $1,154,000 | 1,311 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $493,000 | 3,214 |
| Total noninterest expense | $14,231,000 | 1,401 |
| Salaries and employee benefits | $8,478,000 | 1,159 |
| Premises and equipment expense | $1,771,000 | 1,449 |
| Additional noninterest expense | $3,982,000 | 1,815 |
| Pre-tax net operating income | $3,424,000 | 1,445 |
| Securities gains (losses) | $480,000 | 923 |
| Applicable income taxes | $1,171,000 | 1,092 |
| Income before extraordinary items | $2,733,000 | 1,523 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,733,000 | 1,524 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,733,000 | 1,525 |
| Net charge-offs | $2,153,000 | 1,780 |
| Cash dividends | $600,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,397,000 | 1,652 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,076,000 | 1,236 |
| Total interest expense | $4,562,000 | 1,426 |
| Net interest income | $14,514,000 | 1,160 |
| Provision for loan and lease losses | $2,650,000 | 1,375 |
| Total noninterest income | $1,643,000 | 1,958 |
| Gross Fiduciary activities income | $12,000 | 1,066 |
| Service charges on deposit accounts | $892,000 | 1,302 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $739,000 | 2,187 |
| Total noninterest expense | $10,909,000 | 1,376 |
| Salaries and employee benefits | $6,449,000 | 1,139 |
| Premises and equipment expense | $1,370,000 | 1,420 |
| Additional noninterest expense | $3,090,000 | 1,719 |
| Pre-tax net operating income | $2,598,000 | 1,525 |
| Securities gains (losses) | $512,000 | 724 |
| Applicable income taxes | $1,658,000 | 693 |
| Income before extraordinary items | $1,452,000 | 2,205 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,452,000 | 2,206 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,452,000 | 2,208 |
| Net charge-offs | $834,000 | 2,407 |
| Cash dividends | $360,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,124,320 | 2,555 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,793,000 | 1,244 |
| Total interest expense | $3,121,000 | 1,444 |
| Net interest income | $9,672,000 | 1,171 |
| Provision for loan and lease losses | $2,050,000 | 1,253 |
| Total noninterest income | $1,007,000 | 2,042 |
| Gross Fiduciary activities income | $8,000 | 1,086 |
| Service charges on deposit accounts | $594,000 | 1,321 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $405,000 | 2,399 |
| Total noninterest expense | $7,229,000 | 1,376 |
| Salaries and employee benefits | $4,310,000 | 1,141 |
| Premises and equipment expense | $897,000 | 1,467 |
| Additional noninterest expense | $2,022,000 | 1,749 |
| Pre-tax net operating income | $1,400,000 | 1,811 |
| Securities gains (losses) | $264,000 | 776 |
| Applicable income taxes | $976,000 | 732 |
| Income before extraordinary items | $688,000 | 2,804 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $688,000 | 2,800 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $688,000 | 2,803 |
| Net charge-offs | $733,000 | 2,032 |
| Cash dividends | $240,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $519,040 | 3,234 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,425,000 | 1,259 |
| Total interest expense | $1,634,000 | 1,444 |
| Net interest income | $4,791,000 | 1,191 |
| Provision for loan and lease losses | $600,000 | 1,610 |
| Total noninterest income | $507,000 | 2,013 |
| Gross Fiduciary activities income | $4,000 | 1,077 |
| Service charges on deposit accounts | $301,000 | 1,300 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $202,000 | 2,381 |
| Total noninterest expense | $3,720,000 | 1,350 |
| Salaries and employee benefits | $2,172,000 | 1,146 |
| Premises and equipment expense | $443,000 | 1,527 |
| Additional noninterest expense | $1,105,000 | 1,592 |
| Pre-tax net operating income | $978,000 | 1,332 |
| Securities gains (losses) | $94,000 | 813 |
| Applicable income taxes | $412,000 | 821 |
| Income before extraordinary items | $660,000 | 1,654 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $660,000 | 1,655 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $660,000 | 1,656 |
| Net charge-offs | $338,000 | 1,913 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $599,840 | 1,752 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,597,000 | 1,249 |
| Total interest expense | $9,773,000 | 1,220 |
| Net interest income | $17,824,000 | 1,259 |
| Provision for loan and lease losses | $4,702,000 | 1,489 |
| Total noninterest income | $2,706,000 | 1,730 |
| Gross Fiduciary activities income | $21,000 | 1,091 |
| Service charges on deposit accounts | $1,291,000 | 1,338 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,394,000 | 1,733 |
| Total noninterest expense | $14,505,000 | 1,409 |
| Salaries and employee benefits | $8,504,000 | 1,146 |
| Premises and equipment expense | $1,769,000 | 1,528 |
| Additional noninterest expense | $4,232,000 | 1,766 |
| Pre-tax net operating income | $1,323,000 | 2,548 |
| Securities gains (losses) | $521,000 | 857 |
| Applicable income taxes | $354,000 | 1,881 |
| Income before extraordinary items | $1,490,000 | 2,132 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,490,000 | 2,130 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,490,000 | 2,132 |
| Net charge-offs | $1,785,000 | 2,172 |
| Cash dividends | $600,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,067,990 | 2,620 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,810,000 | 1,265 |
| Total interest expense | $7,807,000 | 1,198 |
| Net interest income | $13,003,000 | 1,284 |
| Provision for loan and lease losses | $1,802,000 | 2,035 |
| Total noninterest income | $1,986,000 | 1,784 |
| Gross Fiduciary activities income | $15,000 | 1,061 |
| Service charges on deposit accounts | $972,000 | 1,325 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $999,000 | 1,831 |
| Total noninterest expense | $10,748,000 | 1,421 |
| Salaries and employee benefits | $6,426,000 | 1,150 |
| Premises and equipment expense | $1,351,000 | 1,511 |
| Additional noninterest expense | $2,971,000 | 1,805 |
| Pre-tax net operating income | $2,439,000 | 1,322 |
| Securities gains (losses) | $574,000 | 624 |
| Applicable income taxes | $1,316,000 | 672 |
| Income before extraordinary items | $1,697,000 | 1,583 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,697,000 | 1,581 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,697,000 | 1,583 |
| Net charge-offs | $301,000 | 3,703 |
| Cash dividends | $360,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,329,640 | 1,962 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,824,000 | 1,300 |
| Total interest expense | $5,460,000 | 1,203 |
| Net interest income | $8,364,000 | 1,331 |
| Provision for loan and lease losses | $1,002,000 | 2,056 |
| Total noninterest income | $1,297,000 | 1,820 |
| Gross Fiduciary activities income | $9,000 | 1,092 |
| Service charges on deposit accounts | $635,000 | 1,338 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $653,000 | 1,878 |
| Total noninterest expense | $7,205,000 | 1,438 |
| Salaries and employee benefits | $4,296,000 | 1,178 |
| Premises and equipment expense | $922,000 | 1,509 |
| Additional noninterest expense | $1,987,000 | 1,819 |
| Pre-tax net operating income | $1,454,000 | 1,561 |
| Securities gains (losses) | $158,000 | 1,176 |
| Applicable income taxes | $504,000 | 1,087 |
| Income before extraordinary items | $1,108,000 | 1,675 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,108,000 | 1,672 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,108,000 | 1,674 |
| Net charge-offs | $237,000 | 3,232 |
| Cash dividends | $240,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $998,980 | 1,792 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,822,000 | 1,332 |
| Total interest expense | $2,836,000 | 1,210 |
| Net interest income | $3,986,000 | 1,387 |
| Provision for loan and lease losses | $785,000 | 1,356 |
| Total noninterest income | $627,000 | 1,833 |
| Gross Fiduciary activities income | $4,000 | 1,095 |
| Service charges on deposit accounts | $315,000 | 1,308 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $308,000 | 1,912 |
| Total noninterest expense | $3,528,000 | 1,407 |
| Salaries and employee benefits | $2,154,000 | 1,187 |
| Premises and equipment expense | $459,000 | 1,552 |
| Additional noninterest expense | $915,000 | 1,767 |
| Pre-tax net operating income | $300,000 | 3,335 |
| Securities gains (losses) | $-25,000 | 7,884 |
| Applicable income taxes | $347,000 | 928 |
| Income before extraordinary items | $-72,000 | 6,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-72,000 | 6,739 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-72,000 | 6,739 |
| Net charge-offs | $149,000 | 2,422 |
| Cash dividends | $120,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-56,000 | 6,571 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,972,000 | 1,389 |
| Total interest expense | $12,189,000 | 1,341 |
| Net interest income | $15,783,000 | 1,410 |
| Provision for loan and lease losses | $850,000 | 2,947 |
| Total noninterest income | $2,536,000 | 1,783 |
| Gross Fiduciary activities income | $28,000 | 1,065 |
| Service charges on deposit accounts | $1,452,000 | 1,241 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,056,000 | 2,047 |
| Total noninterest expense | $13,251,000 | 1,468 |
| Salaries and employee benefits | $8,250,000 | 1,211 |
| Premises and equipment expense | $1,968,000 | 1,404 |
| Additional noninterest expense | $3,033,000 | 1,993 |
| Pre-tax net operating income | $4,218,000 | 1,294 |
| Securities gains (losses) | $-7,902,000 | 8,144 |
| Applicable income taxes | $-1,817,000 | 7,890 |
| Income before extraordinary items | $-1,867,000 | 7,340 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,867,000 | 7,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $543,000 | 2,690 |
| Cash dividends | $600,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,190,280 | 1,377 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,037,000 | 1,417 |
| Total interest expense | $9,325,000 | 1,365 |
| Net interest income | $11,712,000 | 1,444 |
| Provision for loan and lease losses | $150,000 | 4,617 |
| Total noninterest income | $1,934,000 | 1,820 |
| Gross Fiduciary activities income | $22,000 | 1,040 |
| Service charges on deposit accounts | $1,099,000 | 1,238 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $813,000 | 2,101 |
| Total noninterest expense | $9,900,000 | 1,472 |
| Salaries and employee benefits | $6,208,000 | 1,231 |
| Premises and equipment expense | $1,491,000 | 1,391 |
| Additional noninterest expense | $2,201,000 | 1,973 |
| Pre-tax net operating income | $3,596,000 | 1,375 |
| Securities gains (losses) | $-7,841,000 | 8,262 |
| Applicable income taxes | $-1,847,000 | 8,170 |
| Income before extraordinary items | $-2,398,000 | 7,939 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,398,000 | 7,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-249,000 | 8,348 |
| Cash dividends | $360,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,620,240 | 1,489 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,001,000 | 1,440 |
| Total interest expense | $6,391,000 | 1,382 |
| Net interest income | $7,610,000 | 1,468 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $1,266,000 | 1,860 |
| Gross Fiduciary activities income | $15,000 | 1,057 |
| Service charges on deposit accounts | $724,000 | 1,231 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $527,000 | 2,159 |
| Total noninterest expense | $6,630,000 | 1,455 |
| Salaries and employee benefits | $4,145,000 | 1,244 |
| Premises and equipment expense | $988,000 | 1,409 |
| Additional noninterest expense | $1,497,000 | 1,923 |
| Pre-tax net operating income | $2,096,000 | 1,622 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $656,000 | 1,292 |
| Income before extraordinary items | $1,440,000 | 1,869 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,440,000 | 1,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,554 |
| Cash dividends | $240,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,440,000 | 1,834 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,057,000 | 1,457 |
| Total interest expense | $3,294,000 | 1,431 |
| Net interest income | $3,763,000 | 1,472 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $617,000 | 1,910 |
| Gross Fiduciary activities income | $8,000 | 1,052 |
| Service charges on deposit accounts | $356,000 | 1,235 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $253,000 | 2,206 |
| Total noninterest expense | $3,309,000 | 1,446 |
| Salaries and employee benefits | $2,075,000 | 1,262 |
| Premises and equipment expense | $487,000 | 1,430 |
| Additional noninterest expense | $747,000 | 1,886 |
| Pre-tax net operating income | $996,000 | 1,792 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $328,000 | 1,388 |
| Income before extraordinary items | $668,000 | 2,108 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $668,000 | 2,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,051 |
| Cash dividends | $120,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $668,000 | 2,047 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,535,000 | 1,559 |
| Total interest expense | $11,915,000 | 1,682 |
| Net interest income | $15,620,000 | 1,426 |
| Provision for loan and lease losses | $1,900,000 | 877 |
| Total noninterest income | $2,644,000 | 1,799 |
| Gross Fiduciary activities income | $28,000 | 1,105 |
| Service charges on deposit accounts | $1,577,000 | 1,132 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,039,000 | 2,174 |
| Total noninterest expense | $13,036,000 | 1,417 |
| Salaries and employee benefits | $8,050,000 | 1,238 |
| Premises and equipment expense | $2,022,000 | 1,315 |
| Additional noninterest expense | $2,964,000 | 1,860 |
| Pre-tax net operating income | $3,328,000 | 2,291 |
| Securities gains (losses) | $10,000 | 1,349 |
| Applicable income taxes | $854,000 | 2,059 |
| Income before extraordinary items | $2,484,000 | 2,381 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,484,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,340,000 | 552 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,476,600 | 2,378 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,364,000 | 1,590 |
| Total interest expense | $8,628,000 | 1,738 |
| Net interest income | $11,736,000 | 1,438 |
| Provision for loan and lease losses | $1,600,000 | 620 |
| Total noninterest income | $1,966,000 | 1,811 |
| Gross Fiduciary activities income | $21,000 | 1,075 |
| Service charges on deposit accounts | $1,171,000 | 1,125 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $774,000 | 2,162 |
| Total noninterest expense | $9,771,000 | 1,398 |
| Salaries and employee benefits | $6,055,000 | 1,232 |
| Premises and equipment expense | $1,523,000 | 1,301 |
| Additional noninterest expense | $2,193,000 | 1,842 |
| Pre-tax net operating income | $2,331,000 | 2,551 |
| Securities gains (losses) | $10,000 | 1,001 |
| Applicable income taxes | $428,000 | 2,725 |
| Income before extraordinary items | $1,913,000 | 2,469 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,913,000 | 2,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,311,000 | 361 |
| Cash dividends | $360,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,904,800 | 2,448 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,490,000 | 1,615 |
| Total interest expense | $5,519,000 | 1,804 |
| Net interest income | $7,971,000 | 1,438 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,316,000 | 1,828 |
| Gross Fiduciary activities income | $13,000 | 1,102 |
| Service charges on deposit accounts | $783,000 | 1,125 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $520,000 | 2,193 |
| Total noninterest expense | $6,589,000 | 1,408 |
| Salaries and employee benefits | $4,074,000 | 1,248 |
| Premises and equipment expense | $1,008,000 | 1,325 |
| Additional noninterest expense | $1,507,000 | 1,801 |
| Pre-tax net operating income | $2,698,000 | 1,699 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $888,000 | 1,390 |
| Income before extraordinary items | $1,810,000 | 1,912 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,810,000 | 1,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,019 |
| Cash dividends | $240,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,810,000 | 1,888 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,587,000 | 1,646 |
| Total interest expense | $2,642,000 | 1,864 |
| Net interest income | $3,945,000 | 1,455 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $657,000 | 1,813 |
| Gross Fiduciary activities income | $6,000 | 1,089 |
| Service charges on deposit accounts | $394,000 | 1,093 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $257,000 | 2,180 |
| Total noninterest expense | $3,353,000 | 1,385 |
| Salaries and employee benefits | $2,073,000 | 1,239 |
| Premises and equipment expense | $505,000 | 1,330 |
| Additional noninterest expense | $775,000 | 1,732 |
| Pre-tax net operating income | $1,249,000 | 1,804 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $419,000 | 1,473 |
| Income before extraordinary items | $830,000 | 2,001 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $830,000 | 2,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,512 |
| Cash dividends | $120,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $830,000 | 1,989 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,826,000 | 1,624 |
| Total interest expense | $7,968,000 | 2,056 |
| Net interest income | $16,858,000 | 1,349 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,870,000 | 1,698 |
| Gross Fiduciary activities income | $40,000 | 1,054 |
| Service charges on deposit accounts | $1,845,000 | 955 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $985,000 | 2,250 |
| Total noninterest expense | $13,117,000 | 1,362 |
| Salaries and employee benefits | $8,174,000 | 1,191 |
| Premises and equipment expense | $2,040,000 | 1,261 |
| Additional noninterest expense | $2,903,000 | 1,819 |
| Pre-tax net operating income | $6,611,000 | 1,464 |
| Securities gains (losses) | $-91,000 | 8,172 |
| Applicable income taxes | $2,284,000 | 1,197 |
| Income before extraordinary items | $4,236,000 | 1,702 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,236,000 | 1,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,824 |
| Cash dividends | $600,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,295,150 | 1,670 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,247,000 | 1,635 |
| Total interest expense | $5,522,000 | 2,140 |
| Net interest income | $12,725,000 | 1,357 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $2,169,000 | 1,693 |
| Gross Fiduciary activities income | $30,000 | 1,052 |
| Service charges on deposit accounts | $1,397,000 | 955 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $742,000 | 2,249 |
| Total noninterest expense | $9,657,000 | 1,392 |
| Salaries and employee benefits | $6,034,000 | 1,223 |
| Premises and equipment expense | $1,540,000 | 1,259 |
| Additional noninterest expense | $2,083,000 | 1,873 |
| Pre-tax net operating income | $5,237,000 | 1,450 |
| Securities gains (losses) | $-91,000 | 8,377 |
| Applicable income taxes | $1,817,000 | 1,177 |
| Income before extraordinary items | $3,329,000 | 1,673 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,329,000 | 1,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,477 |
| Cash dividends | $360,000 | 3,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,388,150 | 1,625 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,906,000 | 1,630 |
| Total interest expense | $3,356,000 | 2,224 |
| Net interest income | $8,550,000 | 1,348 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,392,000 | 1,736 |
| Gross Fiduciary activities income | $23,000 | 1,052 |
| Service charges on deposit accounts | $922,000 | 944 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $447,000 | 2,376 |
| Total noninterest expense | $6,470,000 | 1,396 |
| Salaries and employee benefits | $4,067,000 | 1,221 |
| Premises and equipment expense | $1,012,000 | 1,286 |
| Additional noninterest expense | $1,391,000 | 1,875 |
| Pre-tax net operating income | $3,472,000 | 1,452 |
| Securities gains (losses) | $-83,000 | 8,495 |
| Applicable income taxes | $1,220,000 | 1,181 |
| Income before extraordinary items | $2,169,000 | 1,684 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,169,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,743 |
| Cash dividends | $240,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,222,120 | 1,625 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,820,000 | 1,630 |
| Total interest expense | $1,531,000 | 2,295 |
| Net interest income | $4,289,000 | 1,339 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $670,000 | 1,763 |
| Gross Fiduciary activities income | $16,000 | 1,014 |
| Service charges on deposit accounts | $437,000 | 974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $217,000 | 2,374 |
| Total noninterest expense | $3,304,000 | 1,372 |
| Salaries and employee benefits | $2,036,000 | 1,219 |
| Premises and equipment expense | $503,000 | 1,292 |
| Additional noninterest expense | $765,000 | 1,713 |
| Pre-tax net operating income | $1,655,000 | 1,495 |
| Securities gains (losses) | $-39,000 | 8,519 |
| Applicable income taxes | $575,000 | 1,238 |
| Income before extraordinary items | $1,041,000 | 1,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,041,000 | 1,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $120,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,065,960 | 1,665 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,456,000 | 1,484 |
| Total interest expense | $4,865,000 | 2,254 |
| Net interest income | $17,591,000 | 1,234 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,706,000 | 1,754 |
| Gross Fiduciary activities income | $26,000 | 1,147 |
| Service charges on deposit accounts | $1,806,000 | 966 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $874,000 | 2,408 |
| Total noninterest expense | $12,665,000 | 1,358 |
| Salaries and employee benefits | $7,657,000 | 1,206 |
| Premises and equipment expense | $2,033,000 | 1,217 |
| Additional noninterest expense | $2,975,000 | 1,699 |
| Pre-tax net operating income | $7,632,000 | 1,245 |
| Securities gains (losses) | $33,000 | 1,075 |
| Applicable income taxes | $2,736,000 | 1,041 |
| Income before extraordinary items | $4,929,000 | 1,430 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,929,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,907,880 | 1,420 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,546,000 | 1,470 |
| Total interest expense | $3,392,000 | 2,290 |
| Net interest income | $13,154,000 | 1,222 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,029,000 | 1,762 |
| Gross Fiduciary activities income | $21,000 | 1,109 |
| Service charges on deposit accounts | $1,328,000 | 987 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $680,000 | 2,362 |
| Total noninterest expense | $9,568,000 | 1,344 |
| Salaries and employee benefits | $5,751,000 | 1,196 |
| Premises and equipment expense | $1,513,000 | 1,205 |
| Additional noninterest expense | $2,304,000 | 1,626 |
| Pre-tax net operating income | $5,615,000 | 1,274 |
| Securities gains (losses) | $31,000 | 1,052 |
| Applicable income taxes | $2,039,000 | 1,049 |
| Income before extraordinary items | $3,607,000 | 1,478 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,607,000 | 1,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,521 |
| Cash dividends | $360,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,587,160 | 1,462 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,791,000 | 1,457 |
| Total interest expense | $2,162,000 | 2,266 |
| Net interest income | $8,629,000 | 1,226 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,371,000 | 1,721 |
| Gross Fiduciary activities income | $9,000 | 1,180 |
| Service charges on deposit accounts | $857,000 | 1,000 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $505,000 | 2,166 |
| Total noninterest expense | $6,401,000 | 1,326 |
| Salaries and employee benefits | $3,857,000 | 1,184 |
| Premises and equipment expense | $1,003,000 | 1,202 |
| Additional noninterest expense | $1,541,000 | 1,602 |
| Pre-tax net operating income | $3,599,000 | 1,302 |
| Securities gains (losses) | $44,000 | 835 |
| Applicable income taxes | $1,329,000 | 1,060 |
| Income before extraordinary items | $2,314,000 | 1,494 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,314,000 | 1,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,605 |
| Cash dividends | $240,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,285,840 | 1,485 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 1,453 |
| Total interest expense | $1,052,000 | 2,223 |
| Net interest income | $4,248,000 | 1,249 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $698,000 | 1,653 |
| Gross Fiduciary activities income | $5,000 | 1,162 |
| Service charges on deposit accounts | $408,000 | 1,012 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $285,000 | 1,950 |
| Total noninterest expense | $3,284,000 | 1,295 |
| Salaries and employee benefits | $1,937,000 | 1,185 |
| Premises and equipment expense | $404,000 | 1,498 |
| Additional noninterest expense | $943,000 | 1,316 |
| Pre-tax net operating income | $1,662,000 | 1,378 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $601,000 | 1,151 |
| Income before extraordinary items | $1,061,000 | 1,585 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,061,000 | 1,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,785 |
| Cash dividends | $120,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,061,000 | 1,563 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,853,000 | 1,296 |
| Total interest expense | $4,705,000 | 1,736 |
| Net interest income | $17,148,000 | 1,175 |
| Provision for loan and lease losses | $925,000 | 1,122 |
| Total noninterest income | $3,195,000 | 1,514 |
| Gross Fiduciary activities income | $33,000 | 1,123 |
| Service charges on deposit accounts | $1,673,000 | 1,069 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,489,000 | 1,645 |
| Total noninterest expense | $12,923,000 | 1,273 |
| Salaries and employee benefits | $7,589,000 | 1,131 |
| Premises and equipment expense | $1,639,000 | 1,401 |
| Additional noninterest expense | $3,695,000 | 1,353 |
| Pre-tax net operating income | $6,495,000 | 1,331 |
| Securities gains (losses) | $154,000 | 970 |
| Applicable income taxes | $2,078,000 | 1,227 |
| Income before extraordinary items | $4,571,000 | 1,410 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,571,000 | 1,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,668,000 | 529 |
| Cash dividends | $600,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,464,740 | 1,399 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,467,000 | 1,272 |
| Total interest expense | $3,636,000 | 1,660 |
| Net interest income | $12,831,000 | 1,161 |
| Provision for loan and lease losses | $525,000 | 1,396 |
| Total noninterest income | $2,198,000 | 1,643 |
| Gross Fiduciary activities income | $30,000 | 1,089 |
| Service charges on deposit accounts | $1,263,000 | 1,069 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $905,000 | 1,909 |
| Total noninterest expense | $9,783,000 | 1,257 |
| Salaries and employee benefits | $5,772,000 | 1,113 |
| Premises and equipment expense | $1,233,000 | 1,404 |
| Additional noninterest expense | $2,778,000 | 1,337 |
| Pre-tax net operating income | $4,721,000 | 1,381 |
| Securities gains (losses) | $158,000 | 907 |
| Applicable income taxes | $1,678,000 | 1,170 |
| Income before extraordinary items | $3,201,000 | 1,519 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,201,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,165 |
| Cash dividends | $360,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,096,720 | 1,517 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,110,000 | 1,240 |
| Total interest expense | $2,503,000 | 1,584 |
| Net interest income | $8,607,000 | 1,147 |
| Provision for loan and lease losses | $225,000 | 1,999 |
| Total noninterest income | $1,443,000 | 1,661 |
| Gross Fiduciary activities income | $26,000 | 1,058 |
| Service charges on deposit accounts | $819,000 | 1,085 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $598,000 | 1,930 |
| Total noninterest expense | $6,471,000 | 1,257 |
| Salaries and employee benefits | $3,869,000 | 1,108 |
| Premises and equipment expense | $793,000 | 1,457 |
| Additional noninterest expense | $1,809,000 | 1,345 |
| Pre-tax net operating income | $3,354,000 | 1,270 |
| Securities gains (losses) | $157,000 | 762 |
| Applicable income taxes | $1,179,000 | 1,124 |
| Income before extraordinary items | $2,332,000 | 1,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,332,000 | 1,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,541 |
| Cash dividends | $240,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,228,380 | 1,396 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,654,000 | 1,224 |
| Total interest expense | $1,315,000 | 1,521 |
| Net interest income | $4,339,000 | 1,133 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $674,000 | 1,714 |
| Gross Fiduciary activities income | $3,000 | 1,247 |
| Service charges on deposit accounts | $401,000 | 1,069 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $270,000 | 2,016 |
| Total noninterest expense | $3,207,000 | 1,275 |
| Salaries and employee benefits | $1,967,000 | 1,102 |
| Premises and equipment expense | $393,000 | 1,487 |
| Additional noninterest expense | $847,000 | 1,424 |
| Pre-tax net operating income | $1,706,000 | 1,240 |
| Securities gains (losses) | $157,000 | 603 |
| Applicable income taxes | $711,000 | 972 |
| Income before extraordinary items | $1,152,000 | 1,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,152,000 | 1,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $120,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,051,520 | 1,439 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $24,109,000 | 1,179 |
| Total interest expense | $7,073,000 | 1,252 |
| Net interest income | $17,036,000 | 1,137 |
| Provision for loan and lease losses | $7,406,000 | 245 |
| Total noninterest income | $3,327,000 | 1,550 |
| Gross Fiduciary activities income | $17,000 | 1,277 |
| Service charges on deposit accounts | $1,624,000 | 1,065 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,686,000 | 1,654 |
| Total noninterest expense | $12,751,000 | 1,267 |
| Salaries and employee benefits | $7,352,000 | 1,159 |
| Premises and equipment expense | $1,660,000 | 1,368 |
| Additional noninterest expense | $3,739,000 | 1,329 |
| Pre-tax net operating income | $206,000 | 7,800 |
| Securities gains (losses) | $457,000 | 800 |
| Applicable income taxes | $181,000 | 5,061 |
| Income before extraordinary items | $482,000 | 6,414 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $482,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,204,000 | 273 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $148,390 | 7,894 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,768,000 | 1,161 |
| Total interest expense | $5,622,000 | 1,243 |
| Net interest income | $13,146,000 | 1,118 |
| Provision for loan and lease losses | $2,050,000 | 524 |
| Total noninterest income | $2,568,000 | 1,551 |
| Gross Fiduciary activities income | $12,000 | 1,259 |
| Service charges on deposit accounts | $1,192,000 | 1,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,364,000 | 1,641 |
| Total noninterest expense | $9,587,000 | 1,276 |
| Salaries and employee benefits | $5,554,000 | 1,154 |
| Premises and equipment expense | $1,224,000 | 1,407 |
| Additional noninterest expense | $2,809,000 | 1,314 |
| Pre-tax net operating income | $4,077,000 | 1,556 |
| Securities gains (losses) | $315,000 | 930 |
| Applicable income taxes | $1,641,000 | 1,252 |
| Income before extraordinary items | $2,751,000 | 1,751 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,751,000 | 1,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,564,000 | 525 |
| Cash dividends | $360,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,549,400 | 1,781 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,692,000 | 1,151 |
| Total interest expense | $4,000,000 | 1,194 |
| Net interest income | $8,692,000 | 1,125 |
| Provision for loan and lease losses | $750,000 | 809 |
| Total noninterest income | $1,685,000 | 1,560 |
| Gross Fiduciary activities income | $9,000 | 1,239 |
| Service charges on deposit accounts | $769,000 | 1,107 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $907,000 | 1,632 |
| Total noninterest expense | $6,450,000 | 1,263 |
| Salaries and employee benefits | $3,710,000 | 1,151 |
| Premises and equipment expense | $779,000 | 1,469 |
| Additional noninterest expense | $1,961,000 | 1,269 |
| Pre-tax net operating income | $3,177,000 | 1,345 |
| Securities gains (losses) | $94,000 | 1,557 |
| Applicable income taxes | $1,243,000 | 1,143 |
| Income before extraordinary items | $2,028,000 | 1,602 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,028,000 | 1,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,146 |
| Cash dividends | $240,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,967,840 | 1,538 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 1,131 |
| Total interest expense | $2,178,000 | 1,129 |
| Net interest income | $4,311,000 | 1,141 |
| Provision for loan and lease losses | $450,000 | 656 |
| Total noninterest income | $825,000 | 1,544 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $365,000 | 1,133 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $457,000 | 1,575 |
| Total noninterest expense | $3,174,000 | 1,272 |
| Salaries and employee benefits | $1,869,000 | 1,129 |
| Premises and equipment expense | $375,000 | 1,528 |
| Additional noninterest expense | $930,000 | 1,305 |
| Pre-tax net operating income | $1,512,000 | 1,420 |
| Securities gains (losses) | $38,000 | 1,549 |
| Applicable income taxes | $742,000 | 1,016 |
| Income before extraordinary items | $808,000 | 1,962 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $808,000 | 1,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,125 |
| Cash dividends | $120,000 | 2,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $783,680 | 1,895 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $28,781,000 | 1,071 |
| Total interest expense | $11,592,000 | 964 |
| Net interest income | $17,189,000 | 1,125 |
| Provision for loan and lease losses | $1,100,000 | 1,234 |
| Total noninterest income | $2,983,000 | 1,566 |
| Gross Fiduciary activities income | $23,000 | 1,252 |
| Service charges on deposit accounts | $1,559,000 | 1,033 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,401,000 | 1,738 |
| Total noninterest expense | $12,875,000 | 1,188 |
| Salaries and employee benefits | $7,085,000 | 1,130 |
| Premises and equipment expense | $1,472,000 | 1,506 |
| Additional noninterest expense | $4,318,000 | 1,140 |
| Pre-tax net operating income | $6,197,000 | 1,355 |
| Securities gains (losses) | $186,000 | 1,217 |
| Applicable income taxes | $2,351,000 | 1,133 |
| Income before extraordinary items | $4,032,000 | 1,519 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,032,000 | 1,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $932,000 | 1,037 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,912,960 | 1,510 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $32,364,000 | 1,053 |
| Total interest expense | $19,579,000 | 836 |
| Net interest income | $12,785,000 | 1,387 |
| Provision for loan and lease losses | $900,000 | 1,348 |
| Total noninterest income | $1,773,000 | 2,220 |
| Gross Fiduciary activities income | $17,000 | 1,335 |
| Service charges on deposit accounts | $846,000 | 1,796 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $910,000 | 2,187 |
| Total noninterest expense | $11,688,000 | 1,246 |
| Salaries and employee benefits | $6,744,000 | 1,101 |
| Premises and equipment expense | $1,115,000 | 1,925 |
| Additional noninterest expense | $3,829,000 | 1,239 |
| Pre-tax net operating income | $1,970,000 | 3,198 |
| Securities gains (losses) | $228,000 | 1,090 |
| Applicable income taxes | $522,000 | 3,255 |
| Income before extraordinary items | $1,676,000 | 2,962 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,676,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $830,000 | 1,075 |
| Cash dividends | $480,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,502,720 | 3,116 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $30,015,000 | 1,176 |
| Total interest expense | $16,854,000 | 1,049 |
| Net interest income | $13,161,000 | 1,330 |
| Provision for loan and lease losses | $1,220,000 | 896 |
| Total noninterest income | $1,108,000 | 2,928 |
| Gross Fiduciary activities income | $10,000 | 1,218 |
| Service charges on deposit accounts | $603,000 | 2,281 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $495,000 | 2,971 |
| Total noninterest expense | $9,824,000 | 1,410 |
| Salaries and employee benefits | $5,867,000 | 1,208 |
| Premises and equipment expense | $858,000 | 2,408 |
| Additional noninterest expense | $3,099,000 | 1,448 |
| Pre-tax net operating income | $3,225,000 | 2,233 |
| Securities gains (losses) | $-195,000 | 9,567 |
| Applicable income taxes | $927,000 | 2,266 |
| Income before extraordinary items | $2,103,000 | 2,436 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,103,000 | 2,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,413 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,237,550 | 2,312 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,451,000 | 1,279 |
| Total interest expense | $13,300,000 | 1,146 |
| Net interest income | $12,151,000 | 1,441 |
| Provision for loan and lease losses | $3,146,000 | 401 |
| Total noninterest income | $953,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $498,000 | 2,642 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $455,000 | 3,139 |
| Total noninterest expense | $8,749,000 | 1,573 |
| Salaries and employee benefits | $5,280,000 | 1,320 |
| Premises and equipment expense | $669,000 | 2,975 |
| Additional noninterest expense | $2,800,000 | 1,593 |
| Pre-tax net operating income | $1,209,000 | 4,743 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $205,000 | 5,648 |
| Income before extraordinary items | $1,005,000 | 4,428 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,005,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,342,000 | 341 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,004,170 | 4,391 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,403,000 | 1,441 |
| Total interest expense | $11,480,000 | 1,350 |
| Net interest income | $10,923,000 | 1,550 |
| Provision for loan and lease losses | $600,000 | 1,475 |
| Total noninterest income | $708,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $367,000 | 3,380 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $341,000 | 3,746 |
| Total noninterest expense | $8,018,000 | 1,647 |
| Salaries and employee benefits | $4,648,000 | 1,406 |
| Premises and equipment expense | $986,000 | 1,988 |
| Additional noninterest expense | $2,384,000 | 1,778 |
| Pre-tax net operating income | $3,013,000 | 2,367 |
| Securities gains (losses) | $194,000 | 939 |
| Applicable income taxes | $991,000 | 2,327 |
| Income before extraordinary items | $2,216,000 | 2,329 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,216,000 | 2,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,499 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,082,140 | 2,387 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,079,000 | 1,731 |
| Total interest expense | $8,547,000 | 1,817 |
| Net interest income | $10,532,000 | 1,653 |
| Provision for loan and lease losses | $1,326,000 | 794 |
| Total noninterest income | $515,000 | 4,916 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $280,000 | 4,285 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $235,000 | 4,541 |
| Total noninterest expense | $6,606,000 | 1,957 |
| Salaries and employee benefits | $3,859,000 | 1,701 |
| Premises and equipment expense | $988,000 | 1,998 |
| Additional noninterest expense | $1,759,000 | 2,351 |
| Pre-tax net operating income | $3,115,000 | 2,405 |
| Securities gains (losses) | $1,645,000 | 216 |
| Applicable income taxes | $1,170,000 | 2,131 |
| Income before extraordinary items | $3,590,000 | 1,503 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,590,000 | 1,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,164,000 | 724 |
| Cash dividends | $1,260,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,356,250 | 2,175 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,765,000 | 2,141 |
| Total interest expense | $7,285,000 | 2,147 |
| Net interest income | $8,480,000 | 2,112 |
| Provision for loan and lease losses | $529,000 | 1,665 |
| Total noninterest income | $470,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $267,000 | 4,592 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $203,000 | 5,117 |
| Total noninterest expense | $5,738,000 | 2,398 |
| Salaries and employee benefits | $3,079,000 | 2,172 |
| Premises and equipment expense | $764,000 | 2,564 |
| Additional noninterest expense | $1,895,000 | 2,584 |
| Pre-tax net operating income | $2,683,000 | 2,609 |
| Securities gains (losses) | $42,000 | 1,458 |
| Applicable income taxes | $452,000 | 4,488 |
| Income before extraordinary items | $2,273,000 | 2,178 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,273,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,688 |
| Cash dividends | $720,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,238,140 | 2,157 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,975,000 | 2,255 |
| Total interest expense | $6,623,000 | 2,344 |
| Net interest income | $8,352,000 | 2,150 |
| Provision for loan and lease losses | $375,000 | 1,953 |
| Total noninterest income | $430,000 | 5,703 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $301,000 | 4,286 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $129,000 | 6,436 |
| Total noninterest expense | $5,457,000 | 2,495 |
| Salaries and employee benefits | $3,108,000 | 2,132 |
| Premises and equipment expense | $732,000 | 2,691 |
| Additional noninterest expense | $1,617,000 | 2,883 |
| Pre-tax net operating income | $2,950,000 | 2,469 |
| Securities gains (losses) | $-90,000 | 11,443 |
| Applicable income taxes | $689,000 | 3,276 |
| Income before extraordinary items | $2,171,000 | 2,330 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,171,000 | 2,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,702 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,239,400 | 2,225 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,165,000 | 2,161 |
| Total interest expense | $5,152,000 | 2,395 |
| Net interest income | $9,013,000 | 2,014 |
| Provision for loan and lease losses | $580,000 | 1,378 |
| Total noninterest income | $460,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $281,000 | 4,598 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $179,000 | 5,633 |
| Total noninterest expense | $5,431,000 | 2,564 |
| Salaries and employee benefits | $3,052,000 | 2,175 |
| Premises and equipment expense | $661,000 | 2,982 |
| Additional noninterest expense | $1,718,000 | 2,940 |
| Pre-tax net operating income | $3,462,000 | 2,056 |
| Securities gains (losses) | $-477,000 | 12,231 |
| Applicable income taxes | $156,000 | 8,187 |
| Income before extraordinary items | $2,829,000 | 1,741 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,829,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $759,000 | 1,036 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,282,150 | 1,520 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,493,000 | 2,147 |
| Total interest expense | $5,779,000 | 2,248 |
| Net interest income | $8,714,000 | 2,066 |
| Provision for loan and lease losses | $1,519,000 | 995 |
| Total noninterest income | $439,000 | 6,100 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $291,000 | 4,531 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $148,000 | 6,604 |
| Total noninterest expense | $5,242,000 | 2,731 |
| Salaries and employee benefits | $2,892,000 | 2,303 |
| Premises and equipment expense | $587,000 | 3,401 |
| Additional noninterest expense | $1,763,000 | 3,034 |
| Pre-tax net operating income | $2,392,000 | 2,822 |
| Securities gains (losses) | $-129,000 | 13,195 |
| Applicable income taxes | $275,000 | 6,412 |
| Income before extraordinary items | $1,988,000 | 2,537 |
| Extraordinary gains, net | $501,000 | 464 |
| Net income | $2,489,000 | 2,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,676,000 | 608 |
| Cash dividends | $480,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,101,520 | 2,236 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,911,000 | 2,219 |
| Total interest expense | $7,732,000 | 2,200 |
| Net interest income | $8,179,000 | 2,218 |
| Provision for loan and lease losses | $2,675,000 | 921 |
| Total noninterest income | $448,000 | 6,094 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $272,000 | 4,799 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $176,000 | 6,108 |
| Total noninterest expense | $5,317,000 | 2,708 |
| Salaries and employee benefits | $2,741,000 | 2,362 |
| Premises and equipment expense | $638,000 | 3,171 |
| Additional noninterest expense | $1,938,000 | 2,870 |
| Pre-tax net operating income | $635,000 | 7,484 |
| Securities gains (losses) | $-16,000 | 13,420 |
| Applicable income taxes | $177,000 | 8,040 |
| Income before extraordinary items | $442,000 | 7,808 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $442,000 | 7,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,534,000 | 1,170 |
| Cash dividends | $960,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $453,360 | 7,352 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.