Home > Southern Commercial Bank > Net charge- offs to loans
Southern Commercial Bank, Net charge- offs to loans
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 4,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 2,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0423% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 5,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0971% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 5,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0743% | 5,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4364% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9355% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4717% | 645 |
| Percentage Net Loans Charged-off:Construction & development | 2.9186% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2265% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2948% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6786% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1752% | 1,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6056% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9842% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 23.1788% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6058% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1949% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5520% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 3.8795% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2815% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1773% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1638% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1815% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8779% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7547% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | 24.7152% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2476% | 165 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6593% | 151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7448% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 4.9887% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4226% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2299% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6681% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0921% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9787% | 98 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6001% | 125 |
| Percentage Net Loans Charged-off: Credit card loans | 15.8951% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2353% | 130 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2150% | 276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 5,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1808% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5658% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0595% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3975% | 70 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2590% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | 37.0861% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5288% | 6,105 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4045% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1730% | 2,513 |
| Percentage Net Loans Charged-off:Construction & development | -0.8248% | 5,945 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3130% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3188% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6262% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2210% | 2,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8396% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3407% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3260% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8874% | 477 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3200% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 2,918 |
| Percentage Net Loans Charged-off:Construction & development | -1.0873% | 6,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2083% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3400% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5105% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2858% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6817% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2799% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5808% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6314% | 556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2361% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 6,315 |
| Percentage Net Loans Charged-off:Construction & development | -1.4399% | 6,127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0805% | 1,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1896% | 2,064 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 4,619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2528% | 1,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0403% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2194% | 435 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9902% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7885% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2741% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1618% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1585% | 1,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2807% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3694% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9486% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7152% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | 16.4706% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4795% | 630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5611% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3728% | 2,399 |
| Percentage Net Loans Charged-off:Construction & development | 1.1924% | 1,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2630% | 2,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3997% | 2,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5941% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3393% | 2,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9640% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8058% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2267% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1516% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6545% | 1,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4199% | 2,129 |
| Percentage Net Loans Charged-off:Construction & development | 1.4624% | 1,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2262% | 1,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5184% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7906% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4338% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4321% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0071% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6070% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2570% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7522% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3755% | 2,208 |
| Percentage Net Loans Charged-off:Construction & development | 1.9074% | 985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2331% | 1,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1705% | 2,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2426% | 1,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1485% | 2,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6355% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3446% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6838% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9108% | 610 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2485% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7123% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 3.4573% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4997% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2899% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2935% | 814 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2888% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5510% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3521% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8712% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0292% | 1,002 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1211% | 625 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2465% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 2.9206% | 1,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6681% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3654% | 2,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0881% | 1,809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4538% | 2,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4380% | 206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8719% | 1,875 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3894% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2869% | 3,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5627% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3917% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 1.8224% | 1,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1321% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4736% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1159% | 1,547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5893% | 1,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.7274% | 134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7012% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1984% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1381% | 3,722 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1489% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8936% | 1,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.4300% | 1,961 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5966% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1826% | 2,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1632% | 1,286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1888% | 2,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9362% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0544% | 6,223 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6334% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9200% | 7,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2132% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7391% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4588% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 2,902 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0765% | 5,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0872% | 2,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4655% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9763% | 7,185 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2358% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4704% | 7,292 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6208% | 3,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5078% | 2,969 |
| Percentage Net Loans Charged-off:Construction & development | 1.2735% | 2,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5946% | 1,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2400% | 3,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4296% | 1,316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1692% | 3,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1286% | 2,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8532% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3991% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0579% | 1,743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3219% | 4,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2435% | 3,658 |
| Percentage Net Loans Charged-off:Construction & development | 1.7564% | 1,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 3,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2681% | 2,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5530% | 1,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1590% | 3,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6238% | 2,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3260% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2026% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0754% | 1,507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4267% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3256% | 2,999 |
| Percentage Net Loans Charged-off:Construction & development | 2.5601% | 1,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 2,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3893% | 2,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8752% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1980% | 2,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8667% | 2,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1141% | 976 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9652% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1129% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3953% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1330% | 3,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0836% | 1,946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4671% | 1,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9255% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2857% | 1,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6770% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8400% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0796% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2198% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5302% | 3,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5632% | 2,733 |
| Percentage Net Loans Charged-off:Construction & development | 3.0779% | 1,704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0462% | 421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3152% | 2,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3163% | 1,454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3148% | 2,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0985% | 4,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8665% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9033% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 5,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0698% | 4,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0252% | 3,058 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2454% | 2,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2849% | 1,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2298% | 2,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1023% | 4,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0764% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7549% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 4,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1059% | 3,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0373% | 2,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3722% | 1,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4329% | 903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3483% | 1,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7718% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5167% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1796% | 3,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1376% | 2,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5052% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7039% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0418% | 2,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0500% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7857% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1778% | 4,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3067% | 2,293 |
| Percentage Net Loans Charged-off:Construction & development | 2.1141% | 1,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 2,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6496% | 7,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5446% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2595% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1109% | 8,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8777% | 7,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3058% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0787% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 3,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3303% | 1,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3727% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4754% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1033% | 2,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3438% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3186% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7980% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8299% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9310% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 5.3659% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 2,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 2,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0823% | 3,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8605% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8961% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1039% | 303 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2502% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 7.0353% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0543% | 1,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1185% | 2,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1077% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6314% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 3,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0608% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0805% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1122% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3402% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0943% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1212% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1588% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4388% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1251% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 4,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0911% | 3,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4627% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5718% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 3,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0797% | 2,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3651% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5455% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 3,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 6,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4025% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4371% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 3,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 6,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9225% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2781% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 6,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 3,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 8,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 8,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3202% | 7,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0233% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1877% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0326% | 8,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 2,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 8,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 8,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5270% | 8,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8699% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0586% | 8,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 2,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7372% | 8,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0546% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6402% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 2,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0523% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0339% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4678% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4771% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5633% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0918% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1214% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0807% | 1,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0221% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1092% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3540% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4394% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 2,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1234% | 1,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1575% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1183% | 1,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0299% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1331% | 1,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0948% | 3,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2390% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4110% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1107% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0580% | 8,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0452% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0752% | 8,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1488% | 2,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4254% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7747% | 932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 4,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0583% | 8,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0913% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0831% | 8,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1643% | 7,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1277% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6021% | 848 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6144% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 3,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 8,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0526% | 2,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0613% | 2,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0932% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8384% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8601% | 899 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7121% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6386% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 2,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 8,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 1,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 1,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3899% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9178% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5454% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8296% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2052% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 8,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1011% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0700% | 3,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0489% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3664% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5192% | 774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1819% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 8,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 8,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0407% | 2,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6591% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2467% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -10.1354% | 8,004 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2654% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 3,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0402% | 8,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0451% | 8,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3470% | 3,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6929% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6537% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.7845% | 82 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2448% | 3,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 8,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0295% | 8,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 8,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6637% | 2,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7153% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7248% | 1,383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1859% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1385% | 3,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1004% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2094% | 1,489 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0157% | 1,362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8355% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6925% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0933% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4924% | 160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2963% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4425% | 43 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8864% | 26 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9061% | 1,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1482% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 7.5188% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0268% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0238% | 26 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5770% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1539% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0492% | 6,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1073% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0199% | 1,289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1997% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8380% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6863% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2776% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2691% | 3,096 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5776% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9651% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0404% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |