Home > Southern Commercial Bank > Assets and Liabilities
Southern Commercial Bank, Assets and Liabilities
| 2015-03-31 | Rank | |
| # of Employees: | 116 | 1,259 |
| Assets and Liabilities | ||
| Total Assets: | $504,099,000 | 1,367 |
| Cash and due from depository institutions | $148,114,000 | 1,259 |
| Interest-bearing balances | $138,203,000 | 276 |
| Securities | $83,018,000 | 1,713 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $256,364,000 | 1,693 |
| Loan loss allowance | $7,613,000 | 849 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,887,000 | 1,312 |
| Other real estate owned | $1,109,000 | 1,259 |
| Goodwill and other intangibles | $131,000 | 2,458 |
| All other assets | $6,476,000 | 2,455 |
| Life insurance assets | $0 | 3,784 |
| Total liabilities and capital | $504,099,000 | 1,367 |
| Total liabilities | $443,173,000 | 1,378 |
| Total deposits | $433,312,000 | 1,316 |
| Interest-bearing deposits | $345,401,000 | 1,301 |
| Deposits held in domestic offices | $433,312,000 | 1,315 |
| % insured | 93.94% | 816 |
| Federal funds purchased & repurchase agreements | $7,243,000 | 868 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,720 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $2,618,000 | 1,664 |
| Total equity capital | $60,926,000 | 1,273 |
| Total bank equity capital | $60,926,000 | 1,271 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $600,000 | 2,663 |
| Surplus | $1,000,000 | 5,104 |
| Undivided profits | $59,326,000 | 682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $2,300,000 | 2,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $1,142,000 | 2,194 |
| Earning assets | $477,585,000 | 1,333 |
| Long-term assets (5+ years) | $40,628,000 | 3,622 |
| Average Assets, year-to-date | $507,206,000 | 1,344 |
| Average Assets, quarterly | $507,206,000 | 1,344 |
| Volatile liabilities | $15,546,000 | 2,329 |
| Insider loans | $72,000 | 5,421 |
| FHLB advances | $0 | 3,519 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $45,900,000 | 1,609 |
| Tier 1 (core) risk-based capital | $60,493,000 | 1,221 |
| Tier 2 risk-based capital | $3,643,000 | 1,429 |
| Total risk weighted assets | $287,498,000 | 1,593 |
| Total unused commitments | $45,900,000 | 1,609 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 129 | 1,134 |
| Assets and Liabilities | ||
| Total Assets: | $510,313,000 | 1,339 |
| Cash and due from depository institutions | $56,658,000 | 1,134 |
| Interest-bearing balances | $46,170,000 | 714 |
| Securities | $170,835,000 | 881 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $265,260,000 | 1,642 |
| Loan loss allowance | $7,610,000 | 842 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $9,067,000 | 1,296 |
| Other real estate owned | $1,308,000 | 1,134 |
| Goodwill and other intangibles | $147,000 | 2,432 |
| All other assets | $7,038,000 | 2,366 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $510,313,000 | 1,339 |
| Total liabilities | $448,922,000 | 1,342 |
| Total deposits | $439,484,000 | 1,291 |
| Interest-bearing deposits | $351,246,000 | 1,280 |
| Deposits held in domestic offices | $439,484,000 | 1,290 |
| % insured | 93.33% | 986 |
| Federal funds purchased & repurchase agreements | $8,153,000 | 896 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,842 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $1,285,000 | 2,633 |
| Total equity capital | $61,391,000 | 1,251 |
| Total bank equity capital | $61,391,000 | 1,249 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $600,000 | 2,716 |
| Surplus | $1,000,000 | 5,177 |
| Undivided profits | $59,791,000 | 665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $1,998,000 | 2,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $2,259,000 | 1,114 |
| Earning assets | $482,265,000 | 1,316 |
| Long-term assets (5+ years) | $119,850,000 | 1,774 |
| Average Assets, year-to-date | $512,299,400 | 1,310 |
| Average Assets, quarterly | $510,292,000 | 1,330 |
| Volatile liabilities | $16,367,000 | 2,321 |
| Insider loans | $79,000 | 5,479 |
| FHLB advances | $0 | 3,651 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $47,406,000 | 1,544 |
| Tier 1 (core) risk-based capital | $58,378,000 | 1,249 |
| Tier 2 risk-based capital | $3,930,000 | 1,343 |
| Total risk weighted assets | $310,751,000 | 1,475 |
| Total unused commitments | $47,406,000 | 1,544 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 130 | 1,126 |
| Assets and Liabilities | ||
| Total Assets: | $510,271,000 | 1,344 |
| Cash and due from depository institutions | $52,247,000 | 1,126 |
| Interest-bearing balances | $43,039,000 | 784 |
| Securities | $175,268,000 | 869 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $265,495,000 | 1,626 |
| Loan loss allowance | $7,605,000 | 867 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,205,000 | 1,283 |
| Other real estate owned | $1,081,000 | 1,126 |
| Goodwill and other intangibles | $160,000 | 2,434 |
| All other assets | $6,815,000 | 2,433 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $510,271,000 | 1,344 |
| Total liabilities | $450,077,000 | 1,351 |
| Total deposits | $441,523,000 | 1,282 |
| Interest-bearing deposits | $355,496,000 | 1,261 |
| Deposits held in domestic offices | $441,523,000 | 1,280 |
| % insured | 93.56% | 1,013 |
| Federal funds purchased & repurchase agreements | $7,081,000 | 968 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $1,473,000 | 2,521 |
| Total equity capital | $60,194,000 | 1,271 |
| Total bank equity capital | $60,194,000 | 1,270 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $600,000 | 2,752 |
| Surplus | $1,000,000 | 5,241 |
| Undivided profits | $58,594,000 | 664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $3,660,000 | 1,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $2,200,000 | 1,193 |
| Earning assets | $483,802,000 | 1,311 |
| Long-term assets (5+ years) | $122,789,000 | 1,767 |
| Average Assets, year-to-date | $512,796,000 | 1,325 |
| Average Assets, quarterly | $517,213,500 | 1,325 |
| Volatile liabilities | $15,418,000 | 2,402 |
| Insider loans | $88,000 | 5,527 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $46,953,000 | 1,570 |
| Tier 1 (core) risk-based capital | $57,087,000 | 1,273 |
| Tier 2 risk-based capital | $3,937,000 | 1,341 |
| Total risk weighted assets | $311,319,000 | 1,460 |
| Total unused commitments | $46,953,000 | 1,570 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 134 | 1,092 |
| Assets and Liabilities | ||
| Total Assets: | $524,156,000 | 1,296 |
| Cash and due from depository institutions | $55,249,000 | 1,092 |
| Interest-bearing balances | $45,894,000 | 704 |
| Securities | $181,567,000 | 838 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $268,825,000 | 1,593 |
| Loan loss allowance | $7,784,000 | 847 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $9,306,000 | 1,265 |
| Other real estate owned | $1,152,000 | 1,092 |
| Goodwill and other intangibles | $170,000 | 2,412 |
| All other assets | $7,887,000 | 2,194 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $524,156,000 | 1,296 |
| Total liabilities | $465,554,000 | 1,288 |
| Total deposits | $454,856,000 | 1,231 |
| Interest-bearing deposits | $369,508,000 | 1,224 |
| Deposits held in domestic offices | $454,856,000 | 1,230 |
| % insured | 91.63% | 1,606 |
| Federal funds purchased & repurchase agreements | $9,679,000 | 822 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,019,000 | 3,022 |
| Total equity capital | $58,602,000 | 1,278 |
| Total bank equity capital | $58,602,000 | 1,277 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 2,785 |
| Surplus | $1,000,000 | 5,292 |
| Undivided profits | $57,002,000 | 671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $3,458,000 | 1,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $2,425,000 | 1,007 |
| Earning assets | $496,286,000 | 1,256 |
| Long-term assets (5+ years) | $130,331,000 | 1,658 |
| Average Assets, year-to-date | $513,637,670 | 1,314 |
| Average Assets, quarterly | $517,231,000 | 1,311 |
| Volatile liabilities | $17,911,000 | 2,166 |
| Insider loans | $96,000 | 5,539 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $46,199,000 | 1,551 |
| Tier 1 (core) risk-based capital | $56,104,000 | 1,272 |
| Tier 2 risk-based capital | $3,987,000 | 1,326 |
| Total risk weighted assets | $315,175,000 | 1,441 |
| Total unused commitments | $46,199,000 | 1,551 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 130 | 1,127 |
| Assets and Liabilities | ||
| Total Assets: | $510,306,000 | 1,334 |
| Cash and due from depository institutions | $52,035,000 | 1,127 |
| Interest-bearing balances | $42,968,000 | 892 |
| Securities | $173,553,000 | 888 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $265,135,000 | 1,587 |
| Loan loss allowance | $9,232,000 | 710 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $9,372,000 | 1,257 |
| Other real estate owned | $1,511,000 | 1,127 |
| Goodwill and other intangibles | $184,000 | 2,391 |
| All other assets | $8,516,000 | 2,052 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $510,306,000 | 1,334 |
| Total liabilities | $454,095,000 | 1,331 |
| Total deposits | $445,682,000 | 1,264 |
| Interest-bearing deposits | $362,379,000 | 1,255 |
| Deposits held in domestic offices | $445,682,000 | 1,263 |
| % insured | 94.09% | 932 |
| Federal funds purchased & repurchase agreements | $7,716,000 | 904 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $697,000 | 3,566 |
| Total equity capital | $56,211,000 | 1,310 |
| Total bank equity capital | $56,211,000 | 1,309 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $600,000 | 2,814 |
| Surplus | $1,000,000 | 5,349 |
| Undivided profits | $54,611,000 | 678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,039,000 | 1,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $2,216,000 | 1,105 |
| Earning assets | $481,656,000 | 1,292 |
| Long-term assets (5+ years) | $129,973,000 | 1,658 |
| Average Assets, year-to-date | $508,378,500 | 1,330 |
| Average Assets, quarterly | $508,378,500 | 1,330 |
| Volatile liabilities | $16,987,000 | 2,148 |
| Insider loans | $102,000 | 5,567 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $48,808,000 | 1,477 |
| Tier 1 (core) risk-based capital | $54,790,000 | 1,296 |
| Tier 2 risk-based capital | $3,994,000 | 1,329 |
| Total risk weighted assets | $314,300,000 | 1,430 |
| Total unused commitments | $48,808,000 | 1,477 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 132 | 1,121 |
| Assets and Liabilities | ||
| Total Assets: | $506,451,000 | 1,332 |
| Cash and due from depository institutions | $53,806,000 | 1,121 |
| Interest-bearing balances | $45,672,000 | 748 |
| Securities | $168,474,000 | 910 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $263,396,000 | 1,599 |
| Loan loss allowance | $10,064,000 | 651 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $9,444,000 | 1,250 |
| Other real estate owned | $1,553,000 | 1,121 |
| Goodwill and other intangibles | $208,000 | 2,350 |
| All other assets | $9,570,000 | 1,912 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $506,451,000 | 1,332 |
| Total liabilities | $452,541,000 | 1,327 |
| Total deposits | $443,342,000 | 1,255 |
| Interest-bearing deposits | $361,420,000 | 1,251 |
| Deposits held in domestic offices | $443,342,000 | 1,254 |
| % insured | 93.84% | 1,045 |
| Federal funds purchased & repurchase agreements | $8,424,000 | 916 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $775,000 | 3,377 |
| Total equity capital | $53,910,000 | 1,331 |
| Total bank equity capital | $53,910,000 | 1,329 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $600,000 | 2,850 |
| Surplus | $1,000,000 | 5,413 |
| Undivided profits | $52,310,000 | 698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $5,358,000 | 1,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $2,380,000 | 1,074 |
| Earning assets | $477,542,000 | 1,290 |
| Long-term assets (5+ years) | $122,380,000 | 1,725 |
| Average Assets, year-to-date | $513,179,000 | 1,294 |
| Average Assets, quarterly | $507,240,000 | 1,328 |
| Volatile liabilities | $17,803,000 | 2,114 |
| Insider loans | $102,000 | 5,617 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $45,715,000 | 1,501 |
| Tier 1 (core) risk-based capital | $53,937,000 | 1,296 |
| Tier 2 risk-based capital | $3,982,000 | 1,347 |
| Total risk weighted assets | $312,514,000 | 1,444 |
| Total unused commitments | $45,715,000 | 1,501 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 132 | 1,129 |
| Assets and Liabilities | ||
| Total Assets: | $508,029,000 | 1,335 |
| Cash and due from depository institutions | $49,298,000 | 1,129 |
| Interest-bearing balances | $42,431,000 | 815 |
| Securities | $170,256,000 | 912 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $267,153,000 | 1,569 |
| Loan loss allowance | $10,525,000 | 657 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $9,511,000 | 1,242 |
| Other real estate owned | $1,726,000 | 1,129 |
| Goodwill and other intangibles | $231,000 | 2,321 |
| All other assets | $9,854,000 | 1,853 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $508,029,000 | 1,335 |
| Total liabilities | $454,528,000 | 1,330 |
| Total deposits | $443,186,000 | 1,262 |
| Interest-bearing deposits | $365,575,000 | 1,252 |
| Deposits held in domestic offices | $443,186,000 | 1,261 |
| % insured | 94.95% | 840 |
| Federal funds purchased & repurchase agreements | $9,969,000 | 857 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,373,000 | 2,638 |
| Total equity capital | $53,501,000 | 1,344 |
| Total bank equity capital | $53,501,000 | 1,342 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $600,000 | 2,884 |
| Surplus | $1,000,000 | 5,469 |
| Undivided profits | $51,901,000 | 707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $4,634,000 | 1,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $2,248,000 | 1,176 |
| Earning assets | $479,840,000 | 1,289 |
| Long-term assets (5+ years) | $120,135,000 | 1,727 |
| Average Assets, year-to-date | $514,861,000 | 1,298 |
| Average Assets, quarterly | $509,229,500 | 1,319 |
| Volatile liabilities | $20,038,000 | 1,960 |
| Insider loans | $103,000 | 5,653 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $45,499,000 | 1,526 |
| Tier 1 (core) risk-based capital | $53,406,000 | 1,310 |
| Tier 2 risk-based capital | $4,077,000 | 1,314 |
| Total risk weighted assets | $319,724,000 | 1,408 |
| Total unused commitments | $45,499,000 | 1,526 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 133 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $510,430,000 | 1,307 |
| Cash and due from depository institutions | $42,213,000 | 1,117 |
| Interest-bearing balances | $32,412,000 | 1,140 |
| Securities | $174,187,000 | 888 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $271,454,000 | 1,545 |
| Loan loss allowance | $10,871,000 | 647 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $9,572,000 | 1,233 |
| Other real estate owned | $2,465,000 | 1,117 |
| Goodwill and other intangibles | $253,000 | 2,276 |
| All other assets | $10,286,000 | 1,776 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $510,430,000 | 1,307 |
| Total liabilities | $456,515,000 | 1,303 |
| Total deposits | $445,695,000 | 1,250 |
| Interest-bearing deposits | $366,307,000 | 1,244 |
| Deposits held in domestic offices | $445,695,000 | 1,249 |
| % insured | 94.83% | 925 |
| Federal funds purchased & repurchase agreements | $9,659,000 | 860 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,161,000 | 2,843 |
| Total equity capital | $53,915,000 | 1,326 |
| Total bank equity capital | $53,915,000 | 1,325 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $600,000 | 2,907 |
| Surplus | $1,000,000 | 5,514 |
| Undivided profits | $52,315,000 | 693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $3,106,000 | 2,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $2,580,000 | 965 |
| Earning assets | $478,053,000 | 1,286 |
| Long-term assets (5+ years) | $118,772,000 | 1,691 |
| Average Assets, year-to-date | $517,138,330 | 1,295 |
| Average Assets, quarterly | $516,239,000 | 1,297 |
| Volatile liabilities | $19,906,000 | 1,976 |
| Insider loans | $103,000 | 5,726 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $44,924,000 | 1,513 |
| Tier 1 (core) risk-based capital | $52,724,000 | 1,300 |
| Tier 2 risk-based capital | $4,163,000 | 1,269 |
| Total risk weighted assets | $326,351,000 | 1,353 |
| Total unused commitments | $44,924,000 | 1,513 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 133 | 1,116 |
| Assets and Liabilities | ||
| Total Assets: | $522,048,000 | 1,296 |
| Cash and due from depository institutions | $53,934,000 | 1,116 |
| Interest-bearing balances | $45,819,000 | 994 |
| Securities | $170,353,000 | 910 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $275,295,000 | 1,512 |
| Loan loss allowance | $11,012,000 | 655 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $9,641,000 | 1,230 |
| Other real estate owned | $2,945,000 | 1,116 |
| Goodwill and other intangibles | $260,000 | 2,263 |
| All other assets | $9,620,000 | 1,853 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $522,048,000 | 1,296 |
| Total liabilities | $466,234,000 | 1,286 |
| Total deposits | $448,711,000 | 1,249 |
| Interest-bearing deposits | $371,657,000 | 1,247 |
| Deposits held in domestic offices | $448,711,000 | 1,247 |
| % insured | 94.99% | 899 |
| Federal funds purchased & repurchase agreements | $10,417,000 | 789 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $6,000,000 | 2,097 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,106,000 | 2,999 |
| Total equity capital | $55,814,000 | 1,316 |
| Total bank equity capital | $55,814,000 | 1,313 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $600,000 | 2,947 |
| Surplus | $1,000,000 | 5,574 |
| Undivided profits | $54,214,000 | 696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $8,043,000 | 1,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $2,372,000 | 1,049 |
| Earning assets | $491,467,000 | 1,266 |
| Long-term assets (5+ years) | $116,368,000 | 1,696 |
| Average Assets, year-to-date | $520,492,500 | 1,298 |
| Average Assets, quarterly | $520,492,500 | 1,298 |
| Volatile liabilities | $21,151,000 | 1,853 |
| Insider loans | $103,000 | 5,768 |
| FHLB advances | $6,000,000 | 2,013 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $46,158,000 | 1,471 |
| Tier 1 (core) risk-based capital | $51,905,000 | 1,316 |
| Tier 2 risk-based capital | $4,166,000 | 1,266 |
| Total risk weighted assets | $326,406,000 | 1,351 |
| Total unused commitments | $46,158,000 | 1,471 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 136 | 1,091 |
| Assets and Liabilities | ||
| Total Assets: | $518,937,000 | 1,302 |
| Cash and due from depository institutions | $36,992,000 | 1,091 |
| Interest-bearing balances | $29,473,000 | 1,427 |
| Securities | $169,610,000 | 894 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $289,637,000 | 1,436 |
| Loan loss allowance | $10,763,000 | 675 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $9,759,000 | 1,205 |
| Other real estate owned | $3,196,000 | 1,091 |
| Goodwill and other intangibles | $250,000 | 2,284 |
| All other assets | $9,493,000 | 1,868 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $518,937,000 | 1,302 |
| Total liabilities | $463,676,000 | 1,293 |
| Total deposits | $445,289,000 | 1,261 |
| Interest-bearing deposits | $366,569,000 | 1,263 |
| Deposits held in domestic offices | $445,289,000 | 1,260 |
| % insured | 96.64% | 905 |
| Federal funds purchased & repurchase agreements | $11,588,000 | 769 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $6,000,000 | 2,246 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $799,000 | 3,579 |
| Total equity capital | $55,261,000 | 1,317 |
| Total bank equity capital | $55,261,000 | 1,314 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $600,000 | 2,972 |
| Surplus | $1,000,000 | 5,626 |
| Undivided profits | $53,661,000 | 689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $8,501,000 | 1,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $2,527,000 | 1,007 |
| Earning assets | $488,720,000 | 1,266 |
| Long-term assets (5+ years) | $117,159,000 | 1,651 |
| Average Assets, year-to-date | $521,185,200 | 1,278 |
| Average Assets, quarterly | $522,401,500 | 1,283 |
| Volatile liabilities | $23,827,000 | 1,744 |
| Insider loans | $105,000 | 5,828 |
| FHLB advances | $6,000,000 | 2,148 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $44,421,000 | 1,453 |
| Tier 1 (core) risk-based capital | $50,938,000 | 1,334 |
| Tier 2 risk-based capital | $4,350,000 | 1,217 |
| Total risk weighted assets | $341,570,000 | 1,297 |
| Total unused commitments | $44,421,000 | 1,453 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 136 | 1,087 |
| Assets and Liabilities | ||
| Total Assets: | $525,866,000 | 1,289 |
| Cash and due from depository institutions | $35,675,000 | 1,087 |
| Interest-bearing balances | $27,101,000 | 1,457 |
| Securities | $168,028,000 | 917 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $298,060,000 | 1,408 |
| Loan loss allowance | $10,967,000 | 686 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $9,724,000 | 1,207 |
| Other real estate owned | $4,755,000 | 1,087 |
| Goodwill and other intangibles | $245,000 | 2,303 |
| All other assets | $9,379,000 | 1,913 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $525,866,000 | 1,289 |
| Total liabilities | $471,446,000 | 1,283 |
| Total deposits | $447,879,000 | 1,242 |
| Interest-bearing deposits | $368,164,000 | 1,260 |
| Deposits held in domestic offices | $447,879,000 | 1,241 |
| % insured | 96.80% | 935 |
| Federal funds purchased & repurchase agreements | $16,396,000 | 649 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $6,000,000 | 2,266 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,171,000 | 3,108 |
| Total equity capital | $54,420,000 | 1,354 |
| Total bank equity capital | $54,420,000 | 1,353 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 3,021 |
| Surplus | $1,000,000 | 5,700 |
| Undivided profits | $52,820,000 | 717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $9,713,000 | 1,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,367,000 | 1,181 |
| Earning assets | $493,189,000 | 1,259 |
| Long-term assets (5+ years) | $116,116,000 | 1,642 |
| Average Assets, year-to-date | $521,747,250 | 1,296 |
| Average Assets, quarterly | $522,662,500 | 1,304 |
| Volatile liabilities | $28,225,000 | 1,551 |
| Insider loans | $105,000 | 5,896 |
| FHLB advances | $6,000,000 | 2,169 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $46,662,000 | 1,409 |
| Tier 1 (core) risk-based capital | $50,293,000 | 1,356 |
| Tier 2 risk-based capital | $4,440,000 | 1,202 |
| Total risk weighted assets | $348,703,000 | 1,279 |
| Total unused commitments | $46,662,000 | 1,409 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 136 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $519,459,000 | 1,311 |
| Cash and due from depository institutions | $31,985,000 | 1,090 |
| Interest-bearing balances | $24,703,000 | 1,574 |
| Securities | $157,753,000 | 984 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $303,494,000 | 1,375 |
| Loan loss allowance | $10,421,000 | 729 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,857,000 | 1,188 |
| Other real estate owned | $6,208,000 | 1,090 |
| Goodwill and other intangibles | $239,000 | 2,301 |
| All other assets | $9,923,000 | 1,817 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $519,459,000 | 1,311 |
| Total liabilities | $466,352,000 | 1,305 |
| Total deposits | $448,318,000 | 1,245 |
| Interest-bearing deposits | $371,678,000 | 1,245 |
| Deposits held in domestic offices | $448,318,000 | 1,243 |
| % insured | 96.80% | 984 |
| Federal funds purchased & repurchase agreements | $11,005,000 | 826 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $6,000,000 | 2,331 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,029,000 | 3,196 |
| Total equity capital | $53,107,000 | 1,357 |
| Total bank equity capital | $53,107,000 | 1,357 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $600,000 | 3,060 |
| Surplus | $1,000,000 | 5,735 |
| Undivided profits | $51,507,000 | 717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $10,656,000 | 1,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,337,000 | 1,127 |
| Earning assets | $485,950,000 | 1,271 |
| Long-term assets (5+ years) | $111,244,000 | 1,685 |
| Average Assets, year-to-date | $520,374,330 | 1,303 |
| Average Assets, quarterly | $516,569,000 | 1,319 |
| Volatile liabilities | $22,784,000 | 1,848 |
| Insider loans | $106,000 | 5,976 |
| FHLB advances | $6,000,000 | 2,238 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $47,257,000 | 1,385 |
| Tier 1 (core) risk-based capital | $49,773,000 | 1,348 |
| Tier 2 risk-based capital | $4,528,000 | 1,174 |
| Total risk weighted assets | $356,327,000 | 1,252 |
| Total unused commitments | $47,257,000 | 1,385 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 135 | 1,088 |
| Assets and Liabilities | ||
| Total Assets: | $513,679,000 | 1,328 |
| Cash and due from depository institutions | $19,927,000 | 1,088 |
| Interest-bearing balances | $13,334,000 | 2,831 |
| Securities | $157,076,000 | 988 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $306,943,000 | 1,353 |
| Loan loss allowance | $9,717,000 | 795 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $9,955,000 | 1,174 |
| Other real estate owned | $6,851,000 | 1,088 |
| Goodwill and other intangibles | $235,000 | 2,310 |
| All other assets | $12,692,000 | 1,481 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $513,679,000 | 1,328 |
| Total liabilities | $462,134,000 | 1,324 |
| Total deposits | $446,182,000 | 1,262 |
| Interest-bearing deposits | $372,853,000 | 1,255 |
| Deposits held in domestic offices | $446,182,000 | 1,260 |
| % insured | 96.80% | 1,015 |
| Federal funds purchased & repurchase agreements | $8,316,000 | 959 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $6,000,000 | 2,359 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,636,000 | 2,354 |
| Total equity capital | $51,545,000 | 1,380 |
| Total bank equity capital | $51,545,000 | 1,380 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $600,000 | 3,098 |
| Surplus | $1,000,000 | 5,773 |
| Undivided profits | $49,945,000 | 721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $11,090,000 | 1,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,434,000 | 1,065 |
| Earning assets | $477,353,000 | 1,313 |
| Long-term assets (5+ years) | $114,842,000 | 1,620 |
| Average Assets, year-to-date | $520,832,000 | 1,305 |
| Average Assets, quarterly | $520,832,000 | 1,305 |
| Volatile liabilities | $20,813,000 | 1,992 |
| Insider loans | $106,000 | 6,033 |
| FHLB advances | $6,000,000 | 2,271 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $48,412,000 | 1,342 |
| Tier 1 (core) risk-based capital | $48,937,000 | 1,354 |
| Tier 2 risk-based capital | $4,620,000 | 1,153 |
| Total risk weighted assets | $364,539,000 | 1,216 |
| Total unused commitments | $48,412,000 | 1,342 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 133 | 1,116 |
| Assets and Liabilities | ||
| Total Assets: | $527,985,000 | 1,285 |
| Cash and due from depository institutions | $13,447,000 | 1,116 |
| Interest-bearing balances | $4,621,000 | 4,236 |
| Securities | $170,538,000 | 887 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 3,409 |
| Net loans & leases | $316,833,000 | 1,323 |
| Loan loss allowance | $9,821,000 | 787 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $10,087,000 | 1,155 |
| Other real estate owned | $5,062,000 | 1,116 |
| Goodwill and other intangibles | $210,000 | 2,359 |
| All other assets | $11,708,000 | 1,610 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $527,985,000 | 1,285 |
| Total liabilities | $478,196,000 | 1,275 |
| Total deposits | $457,552,000 | 1,217 |
| Interest-bearing deposits | $381,001,000 | 1,219 |
| Deposits held in domestic offices | $457,552,000 | 1,214 |
| % insured | 95.04% | 1,841 |
| Federal funds purchased & repurchase agreements | $13,806,000 | 763 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $6,000,000 | 2,524 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $838,000 | 3,566 |
| Total equity capital | $49,789,000 | 1,424 |
| Total bank equity capital | $49,789,000 | 1,424 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $600,000 | 3,124 |
| Surplus | $1,000,000 | 5,812 |
| Undivided profits | $48,189,000 | 742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $14,125,000 | 918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,513,000 | 1,093 |
| Earning assets | $492,092,000 | 1,257 |
| Long-term assets (5+ years) | $119,919,000 | 1,298 |
| Average Assets, year-to-date | $525,389,600 | 1,276 |
| Average Assets, quarterly | $530,603,500 | 1,283 |
| Volatile liabilities | $31,645,000 | 1,542 |
| Insider loans | $107,000 | 6,059 |
| FHLB advances | $6,000,000 | 2,419 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $53,179,000 | 1,219 |
| Tier 1 (core) risk-based capital | $47,917,000 | 1,380 |
| Tier 2 risk-based capital | $4,724,000 | 1,134 |
| Total risk weighted assets | $372,861,000 | 1,188 |
| Total unused commitments | $53,179,000 | 1,219 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 136 | 1,102 |
| Assets and Liabilities | ||
| Total Assets: | $533,222,000 | 1,282 |
| Cash and due from depository institutions | $23,751,000 | 1,102 |
| Interest-bearing balances | $16,569,000 | 2,190 |
| Securities | $163,613,000 | 884 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $318,192,000 | 1,329 |
| Loan loss allowance | $8,633,000 | 926 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $10,059,000 | 1,156 |
| Other real estate owned | $5,664,000 | 1,102 |
| Goodwill and other intangibles | $211,000 | 2,368 |
| All other assets | $11,732,000 | 1,616 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $533,222,000 | 1,282 |
| Total liabilities | $483,253,000 | 1,264 |
| Total deposits | $459,562,000 | 1,212 |
| Interest-bearing deposits | $387,179,000 | 1,210 |
| Deposits held in domestic offices | $459,562,000 | 1,210 |
| % insured | 94.36% | 2,200 |
| Federal funds purchased & repurchase agreements | $11,267,000 | 848 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $11,000,000 | 1,905 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,424,000 | 2,715 |
| Total equity capital | $49,969,000 | 1,429 |
| Total bank equity capital | $49,969,000 | 1,428 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $600,000 | 3,163 |
| Surplus | $1,000,000 | 5,867 |
| Undivided profits | $48,369,000 | 738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $15,110,000 | 941 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,417,000 | 1,187 |
| Earning assets | $498,374,000 | 1,243 |
| Long-term assets (5+ years) | $121,305,000 | 1,239 |
| Average Assets, year-to-date | $524,740,750 | 1,278 |
| Average Assets, quarterly | $531,505,500 | 1,272 |
| Volatile liabilities | $29,397,000 | 1,678 |
| Insider loans | $107,000 | 6,145 |
| FHLB advances | $11,000,000 | 1,800 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $45,957,000 | 1,381 |
| Tier 1 (core) risk-based capital | $47,984,000 | 1,373 |
| Tier 2 risk-based capital | $4,691,000 | 1,140 |
| Total risk weighted assets | $371,346,000 | 1,203 |
| Total unused commitments | $45,957,000 | 1,383 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 140 | 1,078 |
| Assets and Liabilities | ||
| Total Assets: | $529,789,000 | 1,276 |
| Cash and due from depository institutions | $21,813,000 | 1,078 |
| Interest-bearing balances | $14,573,000 | 2,254 |
| Securities | $148,761,000 | 971 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $331,772,000 | 1,278 |
| Loan loss allowance | $11,730,000 | 721 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $10,061,000 | 1,162 |
| Other real estate owned | $4,707,000 | 1,078 |
| Goodwill and other intangibles | $213,000 | 2,380 |
| All other assets | $12,462,000 | 1,570 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $529,788,000 | 1,276 |
| Total liabilities | $480,529,000 | 1,258 |
| Total deposits | $458,111,000 | 1,199 |
| Interest-bearing deposits | $389,946,000 | 1,204 |
| Deposits held in domestic offices | $458,111,000 | 1,195 |
| % insured | 95.52% | 1,749 |
| Federal funds purchased & repurchase agreements | $10,266,000 | 909 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $11,000,000 | 1,954 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,152,000 | 2,937 |
| Total equity capital | $49,259,000 | 1,413 |
| Total bank equity capital | $49,259,000 | 1,411 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $600,000 | 3,206 |
| Surplus | $1,000,000 | 5,920 |
| Undivided profits | $47,659,000 | 722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $21,839,000 | 716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,414,000 | 1,163 |
| Earning assets | $495,106,000 | 1,247 |
| Long-term assets (5+ years) | $110,976,000 | 1,351 |
| Average Assets, year-to-date | $521,913,670 | 1,289 |
| Average Assets, quarterly | $525,793,500 | 1,287 |
| Volatile liabilities | $28,577,000 | 1,734 |
| Insider loans | $107,000 | 6,176 |
| FHLB advances | $11,000,000 | 1,856 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $48,849,000 | 1,296 |
| Tier 1 (core) risk-based capital | $47,170,000 | 1,377 |
| Tier 2 risk-based capital | $4,827,000 | 1,124 |
| Total risk weighted assets | $379,297,000 | 1,191 |
| Total unused commitments | $48,849,000 | 1,297 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 137 | 1,106 |
| Assets and Liabilities | ||
| Total Assets: | $521,798,000 | 1,308 |
| Cash and due from depository institutions | $21,622,000 | 1,106 |
| Interest-bearing balances | $14,730,000 | 2,332 |
| Securities | $131,174,000 | 1,095 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $342,631,000 | 1,241 |
| Loan loss allowance | $8,868,000 | 931 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $10,063,000 | 1,172 |
| Other real estate owned | $5,080,000 | 1,106 |
| Goodwill and other intangibles | $228,000 | 2,347 |
| All other assets | $11,000,000 | 1,760 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $521,798,000 | 1,308 |
| Total liabilities | $471,910,000 | 1,296 |
| Total deposits | $450,792,000 | 1,226 |
| Interest-bearing deposits | $385,603,000 | 1,239 |
| Deposits held in domestic offices | $450,792,000 | 1,223 |
| % insured | 95.90% | 1,594 |
| Federal funds purchased & repurchase agreements | $8,858,000 | 995 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,000,000 | 1,987 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,260,000 | 2,737 |
| Total equity capital | $49,888,000 | 1,360 |
| Total bank equity capital | $49,888,000 | 1,360 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $600,000 | 3,246 |
| Surplus | $1,000,000 | 5,966 |
| Undivided profits | $48,288,000 | 679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $18,252,000 | 874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,302,000 | 1,229 |
| Earning assets | $488,535,000 | 1,264 |
| Long-term assets (5+ years) | $100,590,000 | 1,447 |
| Average Assets, year-to-date | $517,976,000 | 1,305 |
| Average Assets, quarterly | $517,976,000 | 1,305 |
| Volatile liabilities | $25,364,000 | 1,944 |
| Insider loans | $107,000 | 6,239 |
| FHLB advances | $11,000,000 | 1,878 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $48,285,000 | 1,315 |
| Tier 1 (core) risk-based capital | $49,026,000 | 1,312 |
| Tier 2 risk-based capital | $4,801,000 | 1,151 |
| Total risk weighted assets | $379,979,000 | 1,192 |
| Total unused commitments | $48,285,000 | 1,317 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 137 | 1,114 |
| Assets and Liabilities | ||
| Total Assets: | $514,154,000 | 1,312 |
| Cash and due from depository institutions | $6,992,000 | 1,114 |
| Interest-bearing balances | $1,264,000 | 5,356 |
| Securities | $137,043,000 | 1,002 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $343,346,000 | 1,270 |
| Loan loss allowance | $8,735,000 | 940 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,989,000 | 1,192 |
| Other real estate owned | $5,826,000 | 1,114 |
| Goodwill and other intangibles | $235,000 | 2,349 |
| All other assets | $10,723,000 | 1,838 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $514,154,000 | 1,312 |
| Total liabilities | $464,424,000 | 1,300 |
| Total deposits | $446,659,000 | 1,224 |
| Interest-bearing deposits | $381,777,000 | 1,245 |
| Deposits held in domestic offices | $446,659,000 | 1,222 |
| % insured | 95.41% | 1,781 |
| Federal funds purchased & repurchase agreements | $6,698,000 | 1,168 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,000,000 | 2,254 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,067,000 | 3,093 |
| Total equity capital | $49,730,000 | 1,344 |
| Total bank equity capital | $49,730,000 | 1,344 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $600,000 | 3,293 |
| Surplus | $1,000,000 | 6,026 |
| Undivided profits | $48,130,000 | 667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $13,449,000 | 1,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,482,000 | 1,174 |
| Earning assets | $481,653,000 | 1,278 |
| Long-term assets (5+ years) | $102,997,000 | 1,372 |
| Average Assets, year-to-date | $517,590,400 | 1,290 |
| Average Assets, quarterly | $514,484,000 | 1,307 |
| Volatile liabilities | $64,016,000 | 2,043 |
| Insider loans | $107,000 | 6,359 |
| FHLB advances | $10,000,000 | 2,130 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $49,905,000 | 1,258 |
| Tier 1 (core) risk-based capital | $48,802,000 | 1,298 |
| Tier 2 risk-based capital | $4,870,000 | 1,149 |
| Total risk weighted assets | $384,964,000 | 1,194 |
| Total unused commitments | $49,905,000 | 1,259 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 141 | 1,084 |
| Assets and Liabilities | ||
| Total Assets: | $514,814,000 | 1,321 |
| Cash and due from depository institutions | $15,188,000 | 1,084 |
| Interest-bearing balances | $8,548,000 | 3,050 |
| Securities | $131,046,000 | 1,022 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $342,100,000 | 1,300 |
| Loan loss allowance | $9,154,000 | 909 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,092,000 | 1,192 |
| Other real estate owned | $6,852,000 | 1,084 |
| Goodwill and other intangibles | $199,000 | 2,424 |
| All other assets | $9,337,000 | 2,064 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $514,814,000 | 1,321 |
| Total liabilities | $464,692,000 | 1,321 |
| Total deposits | $444,760,000 | 1,238 |
| Interest-bearing deposits | $383,847,000 | 1,247 |
| Deposits held in domestic offices | $444,760,000 | 1,237 |
| % insured | 96.27% | 1,069 |
| Federal funds purchased & repurchase agreements | $9,003,000 | 1,034 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $9,000,000 | 2,519 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,929,000 | 2,270 |
| Total equity capital | $50,122,000 | 1,377 |
| Total bank equity capital | $50,122,000 | 1,376 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $600,000 | 3,360 |
| Surplus | $1,000,000 | 6,098 |
| Undivided profits | $48,522,000 | 699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $16,036,000 | 1,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,303,000 | 1,364 |
| Earning assets | $481,694,000 | 1,293 |
| Long-term assets (5+ years) | $90,692,000 | 1,517 |
| Average Assets, year-to-date | $518,449,500 | 1,300 |
| Average Assets, quarterly | $516,031,500 | 1,314 |
| Volatile liabilities | $67,805,000 | 2,009 |
| Insider loans | $107,000 | 6,441 |
| FHLB advances | $9,000,000 | 2,403 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $51,173,000 | 1,263 |
| Tier 1 (core) risk-based capital | $47,765,000 | 1,338 |
| Tier 2 risk-based capital | $5,054,000 | 1,133 |
| Total risk weighted assets | $400,213,000 | 1,171 |
| Total unused commitments | $51,173,000 | 1,265 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 141 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $517,249,000 | 1,321 |
| Cash and due from depository institutions | $16,877,000 | 1,094 |
| Interest-bearing balances | $8,410,000 | 2,962 |
| Securities | $135,263,000 | 981 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $337,810,000 | 1,329 |
| Loan loss allowance | $8,655,000 | 960 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,227,000 | 1,199 |
| Other real estate owned | $6,827,000 | 1,094 |
| Goodwill and other intangibles | $185,000 | 2,455 |
| All other assets | $10,060,000 | 1,982 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $517,249,000 | 1,321 |
| Total liabilities | $468,877,000 | 1,311 |
| Total deposits | $440,096,000 | 1,247 |
| Interest-bearing deposits | $380,713,000 | 1,263 |
| Deposits held in domestic offices | $440,096,000 | 1,245 |
| % insured | 97.73% | 654 |
| Federal funds purchased & repurchase agreements | $19,402,000 | 675 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $8,000,000 | 2,753 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,379,000 | 2,777 |
| Total equity capital | $48,372,000 | 1,401 |
| Total bank equity capital | $48,372,000 | 1,401 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $600,000 | 3,395 |
| Surplus | $1,000,000 | 6,136 |
| Undivided profits | $46,772,000 | 697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $8,870,000 | 1,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,201,000 | 1,394 |
| Earning assets | $481,483,000 | 1,303 |
| Long-term assets (5+ years) | $91,191,000 | 1,499 |
| Average Assets, year-to-date | $519,661,330 | 1,302 |
| Average Assets, quarterly | $517,074,500 | 1,316 |
| Volatile liabilities | $75,864,000 | 1,848 |
| Insider loans | $108,000 | 6,496 |
| FHLB advances | $8,000,000 | 2,634 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $51,784,000 | 1,242 |
| Tier 1 (core) risk-based capital | $47,122,000 | 1,337 |
| Tier 2 risk-based capital | $5,010,000 | 1,157 |
| Total risk weighted assets | $397,190,000 | 1,196 |
| Total unused commitments | $51,784,000 | 1,244 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 143 | 1,088 |
| Assets and Liabilities | ||
| Total Assets: | $516,900,000 | 1,354 |
| Cash and due from depository institutions | $14,502,000 | 1,088 |
| Interest-bearing balances | $7,858,000 | 3,037 |
| Securities | $136,130,000 | 965 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $338,452,000 | 1,359 |
| Loan loss allowance | $7,600,000 | 1,129 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $10,342,000 | 1,207 |
| Other real estate owned | $7,067,000 | 1,088 |
| Goodwill and other intangibles | $192,000 | 2,460 |
| All other assets | $10,215,000 | 1,999 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $516,900,000 | 1,354 |
| Total liabilities | $469,081,000 | 1,345 |
| Total deposits | $444,523,000 | 1,267 |
| Interest-bearing deposits | $384,192,000 | 1,285 |
| Deposits held in domestic offices | $444,523,000 | 1,266 |
| % insured | 97.32% | 825 |
| Federal funds purchased & repurchase agreements | $18,166,000 | 731 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,478 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,392,000 | 2,744 |
| Total equity capital | $47,819,000 | 1,419 |
| Total bank equity capital | $47,819,000 | 1,419 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $600,000 | 3,453 |
| Surplus | $1,000,000 | 6,225 |
| Undivided profits | $46,219,000 | 693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $10,549,000 | 1,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,075,000 | 1,527 |
| Earning assets | $482,440,000 | 1,328 |
| Long-term assets (5+ years) | $92,368,000 | 1,472 |
| Average Assets, year-to-date | $520,867,500 | 1,340 |
| Average Assets, quarterly | $520,867,500 | 1,340 |
| Volatile liabilities | $75,664,000 | 1,932 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $5,000,000 | 3,318 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $50,389,000 | 1,315 |
| Tier 1 (core) risk-based capital | $47,159,000 | 1,343 |
| Tier 2 risk-based capital | $5,064,000 | 1,171 |
| Total risk weighted assets | $402,234,000 | 1,214 |
| Total unused commitments | $50,389,000 | 1,318 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 149 | 1,051 |
| Assets and Liabilities | ||
| Total Assets: | $524,835,000 | 1,341 |
| Cash and due from depository institutions | $9,404,000 | 1,051 |
| Interest-bearing balances | $1,785,000 | 4,599 |
| Securities | $154,539,000 | 831 |
| Federal funds sold & reverse repurchase agreements | $930,000 | 3,594 |
| Net loans & leases | $330,726,000 | 1,416 |
| Loan loss allowance | $7,338,000 | 1,171 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,311,000 | 1,222 |
| Other real estate owned | $7,424,000 | 1,051 |
| Goodwill and other intangibles | $193,000 | 2,469 |
| All other assets | $11,308,000 | 1,901 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $524,835,000 | 1,341 |
| Total liabilities | $478,662,000 | 1,325 |
| Total deposits | $457,896,000 | 1,223 |
| Interest-bearing deposits | $390,234,000 | 1,260 |
| Deposits held in domestic offices | $457,896,000 | 1,220 |
| % insured | 96.07% | 1,260 |
| Federal funds purchased & repurchase agreements | $14,502,000 | 858 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,633 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,264,000 | 2,969 |
| Total equity capital | $46,173,000 | 1,446 |
| Total bank equity capital | $46,173,000 | 1,446 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $600,000 | 3,499 |
| Surplus | $1,000,000 | 6,281 |
| Undivided profits | $44,573,000 | 712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $11,230,000 | 1,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,426,000 | 1,342 |
| Earning assets | $487,980,000 | 1,316 |
| Long-term assets (5+ years) | $105,392,000 | 1,318 |
| Average Assets, year-to-date | $521,396,600 | 1,319 |
| Average Assets, quarterly | $525,445,500 | 1,326 |
| Volatile liabilities | $76,990,000 | 1,910 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $5,000,000 | 3,488 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $50,192,000 | 1,339 |
| Tier 1 (core) risk-based capital | $46,602,000 | 1,346 |
| Tier 2 risk-based capital | $5,029,000 | 1,202 |
| Total risk weighted assets | $399,649,000 | 1,263 |
| Total unused commitments | $50,192,000 | 1,341 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 149 | 1,059 |
| Assets and Liabilities | ||
| Total Assets: | $526,056,000 | 1,337 |
| Cash and due from depository institutions | $9,513,000 | 1,059 |
| Interest-bearing balances | $498,000 | 5,516 |
| Securities | $154,753,000 | 839 |
| Federal funds sold & reverse repurchase agreements | $3,159,000 | 2,365 |
| Net loans & leases | $337,408,000 | 1,432 |
| Loan loss allowance | $5,922,000 | 1,341 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,414,000 | 1,221 |
| Other real estate owned | $4,125,000 | 1,059 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,684,000 | 2,543 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $526,056,000 | 1,337 |
| Total liabilities | $479,109,000 | 1,331 |
| Total deposits | $452,593,000 | 1,242 |
| Interest-bearing deposits | $395,711,000 | 1,253 |
| Deposits held in domestic offices | $452,593,000 | 1,239 |
| % insured | 97.36% | 964 |
| Federal funds purchased & repurchase agreements | $19,095,000 | 760 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,752 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,421,000 | 2,015 |
| Total equity capital | $46,947,000 | 1,479 |
| Total bank equity capital | $46,947,000 | 1,478 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $600,000 | 3,542 |
| Surplus | $1,000,000 | 6,333 |
| Undivided profits | $45,347,000 | 735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $16,893,000 | 983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,601,000 | 1,330 |
| Earning assets | $495,818,000 | 1,313 |
| Long-term assets (5+ years) | $96,989,000 | 1,395 |
| Average Assets, year-to-date | $520,537,000 | 1,338 |
| Average Assets, quarterly | $526,734,500 | 1,332 |
| Volatile liabilities | $84,385,000 | 1,787 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $5,000,000 | 3,599 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $50,603,000 | 1,394 |
| Tier 1 (core) risk-based capital | $46,930,000 | 1,362 |
| Tier 2 risk-based capital | $5,182,000 | 1,178 |
| Total risk weighted assets | $413,778,000 | 1,231 |
| Total unused commitments | $50,603,000 | 1,394 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 151 | 1,077 |
| Assets and Liabilities | ||
| Total Assets: | $527,413,000 | 1,358 |
| Cash and due from depository institutions | $16,901,000 | 1,077 |
| Interest-bearing balances | $147,000 | 6,102 |
| Securities | $148,967,000 | 849 |
| Federal funds sold & reverse repurchase agreements | $3,970,000 | 2,275 |
| Net loans & leases | $333,262,000 | 1,477 |
| Loan loss allowance | $5,186,000 | 1,452 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,527,000 | 1,229 |
| Other real estate owned | $4,355,000 | 1,077 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $9,431,000 | 1,995 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $527,413,000 | 1,358 |
| Total liabilities | $483,337,000 | 1,335 |
| Total deposits | $465,163,000 | 1,211 |
| Interest-bearing deposits | $403,136,000 | 1,229 |
| Deposits held in domestic offices | $465,163,000 | 1,209 |
| % insured | 90.08% | 906 |
| Federal funds purchased & repurchase agreements | $11,143,000 | 1,027 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $5,000,000 | 3,845 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,031,000 | 2,352 |
| Total equity capital | $44,076,000 | 1,547 |
| Total bank equity capital | $44,076,000 | 1,546 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $600,000 | 3,585 |
| Surplus | $1,000,000 | 6,395 |
| Undivided profits | $42,476,000 | 774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,775,000 | 1,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,467,000 | 1,385 |
| Earning assets | $486,346,000 | 1,343 |
| Long-term assets (5+ years) | $96,590,000 | 1,389 |
| Average Assets, year-to-date | $518,697,330 | 1,369 |
| Average Assets, quarterly | $523,288,500 | 1,363 |
| Volatile liabilities | $78,888,000 | 1,904 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $5,000,000 | 3,674 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $48,654,000 | 1,510 |
| Tier 1 (core) risk-based capital | $46,455,000 | 1,392 |
| Tier 2 risk-based capital | $5,186,000 | 1,177 |
| Total risk weighted assets | $421,517,000 | 1,239 |
| Total unused commitments | $48,654,000 | 1,512 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 152 | 1,071 |
| Assets and Liabilities | ||
| Total Assets: | $519,164,000 | 1,380 |
| Cash and due from depository institutions | $10,169,000 | 1,071 |
| Interest-bearing balances | $1,147,000 | 4,263 |
| Securities | $119,903,000 | 1,047 |
| Federal funds sold & reverse repurchase agreements | $33,291,000 | 330 |
| Net loans & leases | $329,402,000 | 1,502 |
| Loan loss allowance | $5,057,000 | 1,418 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $10,635,000 | 1,219 |
| Other real estate owned | $4,345,000 | 1,071 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $11,419,000 | 1,697 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $519,164,000 | 1,380 |
| Total liabilities | $479,206,000 | 1,357 |
| Total deposits | $466,095,000 | 1,197 |
| Interest-bearing deposits | $403,506,000 | 1,220 |
| Deposits held in domestic offices | $466,095,000 | 1,192 |
| % insured | 89.55% | 1,084 |
| Federal funds purchased & repurchase agreements | $6,263,000 | 1,374 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $5,000,000 | 3,905 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,848,000 | 2,458 |
| Total equity capital | $39,958,000 | 1,735 |
| Total bank equity capital | $39,958,000 | 1,734 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 3,608 |
| Surplus | $1,000,000 | 6,430 |
| Undivided profits | $38,358,000 | 872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,759,000 | 3,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,163,000 | 1,622 |
| Earning assets | $483,743,000 | 1,365 |
| Long-term assets (5+ years) | $90,968,000 | 1,444 |
| Average Assets, year-to-date | $514,339,500 | 1,380 |
| Average Assets, quarterly | $514,339,500 | 1,380 |
| Volatile liabilities | $74,417,000 | 2,012 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $5,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $52,832,000 | 1,465 |
| Tier 1 (core) risk-based capital | $45,037,000 | 1,443 |
| Tier 2 risk-based capital | $5,057,000 | 1,191 |
| Total risk weighted assets | $408,259,000 | 1,294 |
| Total unused commitments | $52,832,000 | 1,467 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 151 | 1,075 |
| Assets and Liabilities | ||
| Total Assets: | $509,515,000 | 1,389 |
| Cash and due from depository institutions | $14,352,000 | 1,075 |
| Interest-bearing balances | $1,000,000 | 3,736 |
| Securities | $121,512,000 | 1,006 |
| Federal funds sold & reverse repurchase agreements | $24,106,000 | 367 |
| Net loans & leases | $324,647,000 | 1,536 |
| Loan loss allowance | $4,421,000 | 1,548 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,701,000 | 1,209 |
| Other real estate owned | $4,362,000 | 1,075 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $9,835,000 | 1,926 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $509,515,000 | 1,389 |
| Total liabilities | $467,109,000 | 1,364 |
| Total deposits | $454,706,000 | 1,188 |
| Interest-bearing deposits | $392,895,000 | 1,215 |
| Deposits held in domestic offices | $454,706,000 | 1,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,699,000 | 1,597 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,000,000 | 4,114 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,704,000 | 2,579 |
| Total equity capital | $42,406,000 | 1,600 |
| Total bank equity capital | $42,406,000 | 1,600 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,635 |
| Surplus | $1,000,000 | 6,449 |
| Undivided profits | $40,806,000 | 824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,023,000 | 3,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,209,000 | 1,665 |
| Earning assets | $471,265,000 | 1,364 |
| Long-term assets (5+ years) | $96,135,000 | 1,349 |
| Average Assets, year-to-date | $488,774,400 | 1,398 |
| Average Assets, quarterly | $500,413,000 | 1,388 |
| Volatile liabilities | $74,660,000 | 1,980 |
| Insider loans | $194,000 | 6,480 |
| FHLB advances | $5,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $53,140,000 | 1,487 |
| Tier 1 (core) risk-based capital | $45,242,000 | 1,422 |
| Tier 2 risk-based capital | $4,421,000 | 1,323 |
| Total risk weighted assets | $392,248,000 | 1,334 |
| Total unused commitments | $53,140,000 | 1,491 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 150 | 1,098 |
| Assets and Liabilities | ||
| Total Assets: | $491,311,000 | 1,427 |
| Cash and due from depository institutions | $17,403,000 | 1,098 |
| Interest-bearing balances | $6,000,000 | 1,161 |
| Securities | $124,887,000 | 959 |
| Federal funds sold & reverse repurchase agreements | $20,038,000 | 563 |
| Net loans & leases | $304,576,000 | 1,625 |
| Loan loss allowance | $4,513,000 | 1,386 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,820,000 | 1,182 |
| Other real estate owned | $3,414,000 | 1,098 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,173,000 | 1,855 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $491,311,000 | 1,427 |
| Total liabilities | $450,358,000 | 1,401 |
| Total deposits | $441,985,000 | 1,201 |
| Interest-bearing deposits | $378,722,000 | 1,243 |
| Deposits held in domestic offices | $441,985,000 | 1,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,107,000 | 1,612 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,266,000 | 2,102 |
| Total equity capital | $40,953,000 | 1,656 |
| Total bank equity capital | $40,953,000 | 1,656 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $600,000 | 3,670 |
| Surplus | $1,000,000 | 6,490 |
| Undivided profits | $39,353,000 | 884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,084,000 | 2,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,098,000 | 1,857 |
| Earning assets | $455,501,000 | 1,405 |
| Long-term assets (5+ years) | $98,725,000 | 1,283 |
| Average Assets, year-to-date | $483,589,250 | 1,415 |
| Average Assets, quarterly | $488,984,500 | 1,428 |
| Volatile liabilities | $68,126,000 | 2,059 |
| Insider loans | $194,000 | 6,473 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $54,128,000 | 1,575 |
| Tier 1 (core) risk-based capital | $45,021,000 | 1,430 |
| Tier 2 risk-based capital | $4,513,000 | 1,259 |
| Total risk weighted assets | $371,954,000 | 1,411 |
| Total unused commitments | $54,128,000 | 1,576 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 153 | 1,088 |
| Assets and Liabilities | ||
| Total Assets: | $486,658,000 | 1,441 |
| Cash and due from depository institutions | $13,841,000 | 1,088 |
| Interest-bearing balances | $4,000,000 | 1,468 |
| Securities | $140,423,000 | 866 |
| Federal funds sold & reverse repurchase agreements | $14,661,000 | 785 |
| Net loans & leases | $296,000,000 | 1,655 |
| Loan loss allowance | $4,114,000 | 1,439 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,883,000 | 1,159 |
| Other real estate owned | $3,473,000 | 1,088 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,377,000 | 2,349 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $486,658,000 | 1,441 |
| Total liabilities | $441,064,000 | 1,433 |
| Total deposits | $432,653,000 | 1,217 |
| Interest-bearing deposits | $370,446,000 | 1,251 |
| Deposits held in domestic offices | $432,653,000 | 1,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,218,000 | 1,639 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,193,000 | 2,155 |
| Total equity capital | $45,594,000 | 1,511 |
| Total bank equity capital | $45,594,000 | 1,511 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $600,000 | 3,700 |
| Surplus | $1,000,000 | 6,530 |
| Undivided profits | $43,994,000 | 798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,180,000 | 2,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,225,000 | 1,680 |
| Earning assets | $455,084,000 | 1,395 |
| Long-term assets (5+ years) | $103,433,000 | 1,217 |
| Average Assets, year-to-date | $481,015,330 | 1,422 |
| Average Assets, quarterly | $486,711,000 | 1,427 |
| Volatile liabilities | $63,436,000 | 2,200 |
| Insider loans | $55,000 | 7,201 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $57,342,000 | 1,550 |
| Tier 1 (core) risk-based capital | $47,145,000 | 1,386 |
| Tier 2 risk-based capital | $4,114,000 | 1,348 |
| Total risk weighted assets | $369,999,000 | 1,418 |
| Total unused commitments | $57,342,000 | 1,550 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 152 | 1,100 |
| Assets and Liabilities | ||
| Total Assets: | $486,764,000 | 1,416 |
| Cash and due from depository institutions | $14,655,000 | 1,100 |
| Interest-bearing balances | $4,000,000 | 1,629 |
| Securities | $134,004,000 | 902 |
| Federal funds sold & reverse repurchase agreements | $26,515,000 | 563 |
| Net loans & leases | $290,922,000 | 1,644 |
| Loan loss allowance | $4,113,000 | 1,382 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $11,009,000 | 1,144 |
| Other real estate owned | $3,108,000 | 1,100 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $6,551,000 | 2,497 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $486,764,000 | 1,416 |
| Total liabilities | $439,852,000 | 1,412 |
| Total deposits | $434,016,000 | 1,217 |
| Interest-bearing deposits | $370,762,000 | 1,250 |
| Deposits held in domestic offices | $434,016,000 | 1,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,845,000 | 1,842 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,991,000 | 2,465 |
| Total equity capital | $46,912,000 | 1,508 |
| Total bank equity capital | $46,912,000 | 1,508 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $600,000 | 3,711 |
| Surplus | $1,000,000 | 6,541 |
| Undivided profits | $45,312,000 | 817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,256,000 | 1,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,212,000 | 1,740 |
| Earning assets | $455,441,000 | 1,369 |
| Long-term assets (5+ years) | $95,344,000 | 1,271 |
| Average Assets, year-to-date | $478,194,000 | 1,423 |
| Average Assets, quarterly | $478,194,000 | 1,423 |
| Volatile liabilities | $63,043,000 | 2,159 |
| Insider loans | $55,000 | 7,202 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $60,418,000 | 1,518 |
| Tier 1 (core) risk-based capital | $46,281,000 | 1,410 |
| Tier 2 risk-based capital | $4,113,000 | 1,316 |
| Total risk weighted assets | $359,515,000 | 1,435 |
| Total unused commitments | $60,418,000 | 1,519 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 150 | 1,122 |
| Assets and Liabilities | ||
| Total Assets: | $469,624,000 | 1,447 |
| Cash and due from depository institutions | $16,692,000 | 1,122 |
| Interest-bearing balances | $4,000,000 | 1,306 |
| Securities | $137,416,000 | 860 |
| Federal funds sold & reverse repurchase agreements | $5,371,000 | 2,395 |
| Net loans & leases | $289,210,000 | 1,653 |
| Loan loss allowance | $4,114,000 | 1,346 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,151,000 | 1,134 |
| Other real estate owned | $3,108,000 | 1,122 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,676,000 | 2,493 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $469,624,000 | 1,447 |
| Total liabilities | $423,604,000 | 1,448 |
| Total deposits | $413,317,000 | 1,271 |
| Interest-bearing deposits | $349,799,000 | 1,316 |
| Deposits held in domestic offices | $413,317,000 | 1,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,562,000 | 1,413 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,725,000 | 2,771 |
| Total equity capital | $46,020,000 | 1,517 |
| Total bank equity capital | $46,020,000 | 1,517 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,722 |
| Surplus | $1,000,000 | 6,554 |
| Undivided profits | $44,420,000 | 840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,145,000 | 3,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,392,000 | 1,741 |
| Earning assets | $435,997,000 | 1,430 |
| Long-term assets (5+ years) | $83,990,000 | 1,344 |
| Average Assets, year-to-date | $446,435,000 | 1,479 |
| Average Assets, quarterly | $460,819,000 | 1,460 |
| Volatile liabilities | $62,346,000 | 2,168 |
| Insider loans | $35,000 | 7,362 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $55,973,000 | 1,619 |
| Tier 1 (core) risk-based capital | $46,206,000 | 1,399 |
| Tier 2 risk-based capital | $4,114,000 | 1,291 |
| Total risk weighted assets | $356,890,000 | 1,431 |
| Total unused commitments | $55,973,000 | 1,619 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 152 | 1,116 |
| Assets and Liabilities | ||
| Total Assets: | $452,014,000 | 1,481 |
| Cash and due from depository institutions | $14,827,000 | 1,116 |
| Interest-bearing balances | $4,000,000 | 1,168 |
| Securities | $128,358,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $4,984,000 | 2,575 |
| Net loans & leases | $283,543,000 | 1,656 |
| Loan loss allowance | $3,843,000 | 1,391 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $11,300,000 | 1,099 |
| Other real estate owned | $3,108,000 | 1,116 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,894,000 | 2,720 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $452,014,000 | 1,481 |
| Total liabilities | $405,093,000 | 1,488 |
| Total deposits | $398,080,000 | 1,315 |
| Interest-bearing deposits | $336,526,000 | 1,364 |
| Deposits held in domestic offices | $398,080,000 | 1,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,444,000 | 1,665 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,569,000 | 2,999 |
| Total equity capital | $46,921,000 | 1,466 |
| Total bank equity capital | $46,921,000 | 1,466 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,710 |
| Surplus | $1,000,000 | 6,562 |
| Undivided profits | $45,321,000 | 826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $777,000 | 3,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,470,000 | 1,814 |
| Earning assets | $420,885,000 | 1,456 |
| Long-term assets (5+ years) | $79,995,000 | 1,365 |
| Average Assets, year-to-date | $440,637,750 | 1,489 |
| Average Assets, quarterly | $450,081,000 | 1,470 |
| Volatile liabilities | $52,955,000 | 2,442 |
| Insider loans | $37,000 | 7,384 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $54,862,000 | 1,658 |
| Tier 1 (core) risk-based capital | $47,346,000 | 1,355 |
| Tier 2 risk-based capital | $3,843,000 | 1,375 |
| Total risk weighted assets | $345,409,000 | 1,460 |
| Total unused commitments | $54,862,000 | 1,658 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 156 | 1,101 |
| Assets and Liabilities | ||
| Total Assets: | $448,148,000 | 1,500 |
| Cash and due from depository institutions | $15,578,000 | 1,101 |
| Interest-bearing balances | $4,000,000 | 1,235 |
| Securities | $119,416,000 | 1,010 |
| Federal funds sold & reverse repurchase agreements | $21,996,000 | 702 |
| Net loans & leases | $273,342,000 | 1,717 |
| Loan loss allowance | $4,450,000 | 1,183 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,393,000 | 1,076 |
| Other real estate owned | $209,000 | 1,101 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,214,000 | 2,596 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $448,148,000 | 1,500 |
| Total liabilities | $401,541,000 | 1,506 |
| Total deposits | $392,792,000 | 1,346 |
| Interest-bearing deposits | $331,022,000 | 1,398 |
| Deposits held in domestic offices | $392,792,000 | 1,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,008,000 | 1,432 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,741,000 | 2,617 |
| Total equity capital | $46,607,000 | 1,456 |
| Total bank equity capital | $46,607,000 | 1,456 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,730 |
| Surplus | $1,000,000 | 6,587 |
| Undivided profits | $45,007,000 | 824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,745,000 | 871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,332,000 | 1,787 |
| Earning assets | $418,754,000 | 1,456 |
| Long-term assets (5+ years) | $72,129,000 | 1,450 |
| Average Assets, year-to-date | $436,845,670 | 1,523 |
| Average Assets, quarterly | $444,373,000 | 1,505 |
| Volatile liabilities | $51,909,000 | 2,444 |
| Insider loans | $37,000 | 7,419 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $50,383,000 | 1,807 |
| Tier 1 (core) risk-based capital | $47,513,000 | 1,348 |
| Tier 2 risk-based capital | $4,240,000 | 1,241 |
| Total risk weighted assets | $338,987,000 | 1,489 |
| Total unused commitments | $50,383,000 | 1,808 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 158 | 1,071 |
| Assets and Liabilities | ||
| Total Assets: | $440,598,000 | 1,527 |
| Cash and due from depository institutions | $12,130,000 | 1,071 |
| Interest-bearing balances | $4,000,000 | 1,352 |
| Securities | $113,262,000 | 1,076 |
| Federal funds sold & reverse repurchase agreements | $29,806,000 | 614 |
| Net loans & leases | $268,387,000 | 1,723 |
| Loan loss allowance | $4,489,000 | 1,161 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,282,000 | 1,069 |
| Other real estate owned | $255,000 | 1,071 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,476,000 | 2,794 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $440,598,000 | 1,527 |
| Total liabilities | $393,834,000 | 1,541 |
| Total deposits | $388,252,000 | 1,354 |
| Interest-bearing deposits | $326,321,000 | 1,395 |
| Deposits held in domestic offices | $388,252,000 | 1,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,730,000 | 1,738 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,852,000 | 2,552 |
| Total equity capital | $46,764,000 | 1,456 |
| Total bank equity capital | $46,764,000 | 1,456 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,728 |
| Surplus | $1,000,000 | 6,596 |
| Undivided profits | $45,164,000 | 829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 3,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,192,000 | 1,857 |
| Earning assets | $415,455,000 | 1,471 |
| Long-term assets (5+ years) | $65,778,000 | 1,532 |
| Average Assets, year-to-date | $431,194,500 | 1,552 |
| Average Assets, quarterly | $431,194,500 | 1,552 |
| Volatile liabilities | $39,984,000 | 2,974 |
| Insider loans | $26,000 | 7,488 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $51,026,000 | 1,786 |
| Tier 1 (core) risk-based capital | $46,785,000 | 1,352 |
| Tier 2 risk-based capital | $4,047,000 | 1,306 |
| Total risk weighted assets | $323,317,000 | 1,536 |
| Total unused commitments | $51,026,000 | 1,787 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 160 | 1,057 |
| Assets and Liabilities | ||
| Total Assets: | $421,791,000 | 1,578 |
| Cash and due from depository institutions | $10,177,000 | 1,057 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $107,378,000 | 1,159 |
| Federal funds sold & reverse repurchase agreements | $12,784,000 | 1,288 |
| Net loans & leases | $273,917,000 | 1,679 |
| Loan loss allowance | $4,554,000 | 1,123 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,344,000 | 1,029 |
| Other real estate owned | $350,000 | 1,057 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,841,000 | 2,674 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $421,791,000 | 1,578 |
| Total liabilities | $376,109,000 | 1,592 |
| Total deposits | $374,465,000 | 1,388 |
| Interest-bearing deposits | $305,838,000 | 1,488 |
| Deposits held in domestic offices | $374,465,000 | 1,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $122,000 | 3,210 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,522,000 | 2,935 |
| Total equity capital | $45,682,000 | 1,447 |
| Total bank equity capital | $45,682,000 | 1,447 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $600,000 | 3,732 |
| Surplus | $1,000,000 | 6,596 |
| Undivided profits | $44,082,000 | 834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 3,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,485,000 | 1,647 |
| Earning assets | $394,079,000 | 1,534 |
| Long-term assets (5+ years) | $65,271,000 | 1,534 |
| Average Assets, year-to-date | $408,845,200 | 1,556 |
| Average Assets, quarterly | $413,808,500 | 1,589 |
| Volatile liabilities | $34,596,000 | 3,416 |
| Insider loans | $7,000 | 7,656 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $53,576,000 | 1,739 |
| Tier 1 (core) risk-based capital | $45,838,000 | 1,364 |
| Tier 2 risk-based capital | $4,051,000 | 1,277 |
| Total risk weighted assets | $323,571,000 | 1,507 |
| Total unused commitments | $53,576,000 | 1,740 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 167 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $405,826,000 | 1,631 |
| Cash and due from depository institutions | $7,783,000 | 1,035 |
| Interest-bearing balances | $209,000 | 3,946 |
| Securities | $105,587,000 | 1,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $274,996,000 | 1,670 |
| Loan loss allowance | $4,592,000 | 1,125 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,521,000 | 991 |
| Other real estate owned | $152,000 | 1,035 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,787,000 | 2,701 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $405,826,000 | 1,631 |
| Total liabilities | $361,009,000 | 1,643 |
| Total deposits | $358,295,000 | 1,445 |
| Interest-bearing deposits | $292,794,000 | 1,528 |
| Deposits held in domestic offices | $358,295,000 | 1,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $979,000 | 2,832 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,735,000 | 2,619 |
| Total equity capital | $44,817,000 | 1,456 |
| Total bank equity capital | $44,817,000 | 1,456 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $1,000,000 | 6,618 |
| Undivided profits | $43,217,000 | 848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $718,000 | 3,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,419,000 | 1,676 |
| Earning assets | $380,792,000 | 1,589 |
| Long-term assets (5+ years) | $63,796,000 | 1,554 |
| Average Assets, year-to-date | $405,608,750 | 1,580 |
| Average Assets, quarterly | $406,365,000 | 1,615 |
| Volatile liabilities | $32,085,000 | 3,586 |
| Insider loans | $13,000 | 7,689 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $59,989,000 | 1,612 |
| Tier 1 (core) risk-based capital | $45,148,000 | 1,368 |
| Tier 2 risk-based capital | $4,027,000 | 1,278 |
| Total risk weighted assets | $320,830,000 | 1,512 |
| Total unused commitments | $59,989,000 | 1,613 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 166 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $406,904,000 | 1,613 |
| Cash and due from depository institutions | $8,011,000 | 1,035 |
| Interest-bearing balances | $343,000 | 3,497 |
| Securities | $110,834,000 | 1,125 |
| Federal funds sold & reverse repurchase agreements | $19,000 | 5,817 |
| Net loans & leases | $269,880,000 | 1,672 |
| Loan loss allowance | $4,641,000 | 1,101 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,671,000 | 958 |
| Other real estate owned | $582,000 | 1,035 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,907,000 | 2,631 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $406,904,000 | 1,613 |
| Total liabilities | $363,894,000 | 1,623 |
| Total deposits | $358,157,000 | 1,432 |
| Interest-bearing deposits | $294,147,000 | 1,501 |
| Deposits held in domestic offices | $358,157,000 | 1,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,466,000 | 1,800 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,271,000 | 3,026 |
| Total equity capital | $43,010,000 | 1,461 |
| Total bank equity capital | $43,010,000 | 1,461 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $600,000 | 3,755 |
| Surplus | $1,000,000 | 6,628 |
| Undivided profits | $41,410,000 | 841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $728,000 | 3,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,106,000 | 1,746 |
| Earning assets | $381,076,000 | 1,560 |
| Long-term assets (5+ years) | $63,493,000 | 1,533 |
| Average Assets, year-to-date | $405,536,330 | 1,572 |
| Average Assets, quarterly | $405,787,500 | 1,591 |
| Volatile liabilities | $34,068,000 | 3,402 |
| Insider loans | $10,000 | 7,747 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $64,802,000 | 1,514 |
| Tier 1 (core) risk-based capital | $44,106,000 | 1,364 |
| Tier 2 risk-based capital | $4,013,000 | 1,265 |
| Total risk weighted assets | $320,389,000 | 1,489 |
| Total unused commitments | $64,802,000 | 1,514 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 164 | 1,018 |
| Assets and Liabilities | ||
| Total Assets: | $404,671,000 | 1,581 |
| Cash and due from depository institutions | $10,187,000 | 1,018 |
| Interest-bearing balances | $342,000 | 3,614 |
| Securities | $112,961,000 | 1,111 |
| Federal funds sold & reverse repurchase agreements | $2,212,000 | 4,105 |
| Net loans & leases | $261,099,000 | 1,678 |
| Loan loss allowance | $4,667,000 | 1,089 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,785,000 | 911 |
| Other real estate owned | $582,000 | 1,018 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,845,000 | 2,577 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $404,671,000 | 1,581 |
| Total liabilities | $362,336,000 | 1,588 |
| Total deposits | $360,862,000 | 1,394 |
| Interest-bearing deposits | $297,795,000 | 1,446 |
| Deposits held in domestic offices | $360,862,000 | 1,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,474,000 | 2,710 |
| Total equity capital | $42,335,000 | 1,459 |
| Total bank equity capital | $42,335,000 | 1,459 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,746 |
| Surplus | $1,000,000 | 6,614 |
| Undivided profits | $40,735,000 | 853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 3,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,188,000 | 1,563 |
| Earning assets | $376,614,000 | 1,560 |
| Long-term assets (5+ years) | $59,043,000 | 1,610 |
| Average Assets, year-to-date | $404,852,500 | 1,564 |
| Average Assets, quarterly | $404,852,500 | 1,564 |
| Volatile liabilities | $22,378,000 | 4,231 |
| Insider loans | $9,000 | 7,788 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $65,984,000 | 1,468 |
| Tier 1 (core) risk-based capital | $43,045,000 | 1,369 |
| Tier 2 risk-based capital | $3,896,000 | 1,284 |
| Total risk weighted assets | $310,933,000 | 1,491 |
| Total unused commitments | $65,984,000 | 1,468 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 166 | 1,002 |
| Assets and Liabilities | ||
| Total Assets: | $405,034,000 | 1,551 |
| Cash and due from depository institutions | $11,891,000 | 1,002 |
| Interest-bearing balances | $338,000 | 3,709 |
| Securities | $119,424,000 | 1,052 |
| Federal funds sold & reverse repurchase agreements | $3,226,000 | 3,222 |
| Net loans & leases | $251,764,000 | 1,714 |
| Loan loss allowance | $4,681,000 | 1,053 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,909,000 | 873 |
| Other real estate owned | $546,000 | 1,002 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,274,000 | 2,426 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $405,034,000 | 1,551 |
| Total liabilities | $363,988,000 | 1,557 |
| Total deposits | $363,057,000 | 1,358 |
| Interest-bearing deposits | $298,492,000 | 1,413 |
| Deposits held in domestic offices | $363,057,000 | 1,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $931,000 | 3,664 |
| Total equity capital | $41,046,000 | 1,486 |
| Total bank equity capital | $41,046,000 | 1,486 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $600,000 | 3,763 |
| Surplus | $1,000,000 | 6,629 |
| Undivided profits | $39,446,000 | 873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $455,000 | 3,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,385,000 | 1,439 |
| Earning assets | $374,752,000 | 1,539 |
| Long-term assets (5+ years) | $54,535,000 | 1,670 |
| Average Assets, year-to-date | $418,135,600 | 1,441 |
| Average Assets, quarterly | $407,449,000 | 1,524 |
| Volatile liabilities | $20,967,000 | 4,333 |
| Insider loans | $11,000 | 7,787 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $63,419,000 | 1,474 |
| Tier 1 (core) risk-based capital | $41,741,000 | 1,390 |
| Tier 2 risk-based capital | $3,837,000 | 1,282 |
| Total risk weighted assets | $306,102,000 | 1,489 |
| Total unused commitments | $63,419,000 | 1,474 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 161 | 1,017 |
| Assets and Liabilities | ||
| Total Assets: | $409,864,000 | 1,500 |
| Cash and due from depository institutions | $10,093,000 | 1,017 |
| Interest-bearing balances | $336,000 | 3,837 |
| Securities | $118,323,000 | 1,044 |
| Federal funds sold & reverse repurchase agreements | $3,762,000 | 2,745 |
| Net loans & leases | $260,164,000 | 1,619 |
| Loan loss allowance | $4,753,000 | 1,023 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,037,000 | 848 |
| Other real estate owned | $583,000 | 1,017 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,902,000 | 2,875 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $409,864,000 | 1,500 |
| Total liabilities | $369,457,000 | 1,501 |
| Total deposits | $368,173,000 | 1,299 |
| Interest-bearing deposits | $303,468,000 | 1,350 |
| Deposits held in domestic offices | $368,173,000 | 1,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,284,000 | 2,908 |
| Total equity capital | $40,407,000 | 1,493 |
| Total bank equity capital | $40,407,000 | 1,493 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,755 |
| Surplus | $1,000,000 | 6,626 |
| Undivided profits | $38,807,000 | 886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 3,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,135,000 | 1,537 |
| Earning assets | $382,585,000 | 1,472 |
| Long-term assets (5+ years) | $47,230,000 | 1,839 |
| Average Assets, year-to-date | $421,411,000 | 1,411 |
| Average Assets, quarterly | $413,540,500 | 1,469 |
| Volatile liabilities | $19,637,000 | 4,451 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $51,785,000 | 1,705 |
| Tier 1 (core) risk-based capital | $40,646,000 | 1,404 |
| Tier 2 risk-based capital | $4,000,000 | 1,191 |
| Total risk weighted assets | $319,237,000 | 1,387 |
| Total unused commitments | $51,785,000 | 1,705 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 164 | 1,000 |
| Assets and Liabilities | ||
| Total Assets: | $417,217,000 | 1,449 |
| Cash and due from depository institutions | $11,427,000 | 1,000 |
| Interest-bearing balances | $335,000 | 3,765 |
| Securities | $109,064,000 | 1,151 |
| Federal funds sold & reverse repurchase agreements | $14,975,000 | 799 |
| Net loans & leases | $259,310,000 | 1,593 |
| Loan loss allowance | $4,766,000 | 998 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,222,000 | 815 |
| Other real estate owned | $618,000 | 1,000 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $9,601,000 | 1,630 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $417,217,000 | 1,449 |
| Total liabilities | $377,746,000 | 1,439 |
| Total deposits | $375,961,000 | 1,241 |
| Interest-bearing deposits | $306,998,000 | 1,304 |
| Deposits held in domestic offices | $375,961,000 | 1,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,785,000 | 2,141 |
| Total equity capital | $39,471,000 | 1,484 |
| Total bank equity capital | $39,471,000 | 1,484 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,744 |
| Surplus | $1,000,000 | 6,607 |
| Undivided profits | $37,871,000 | 897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $489,000 | 3,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,297,000 | 1,278 |
| Earning assets | $383,684,000 | 1,442 |
| Long-term assets (5+ years) | $29,865,000 | 2,591 |
| Average Assets, year-to-date | $425,260,000 | 1,376 |
| Average Assets, quarterly | $421,817,000 | 1,406 |
| Volatile liabilities | $18,749,000 | 4,424 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $56,142,000 | 1,554 |
| Tier 1 (core) risk-based capital | $39,470,000 | 1,394 |
| Tier 2 risk-based capital | $4,043,000 | 1,152 |
| Total risk weighted assets | $322,750,000 | 1,330 |
| Total unused commitments | $56,142,000 | 1,554 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 166 | 969 |
| Assets and Liabilities | ||
| Total Assets: | $426,417,000 | 1,389 |
| Cash and due from depository institutions | $12,428,000 | 969 |
| Interest-bearing balances | $331,000 | 3,823 |
| Securities | $122,244,000 | 1,029 |
| Federal funds sold & reverse repurchase agreements | $11,908,000 | 1,043 |
| Net loans & leases | $256,620,000 | 1,557 |
| Loan loss allowance | $4,642,000 | 1,023 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,363,000 | 785 |
| Other real estate owned | $1,041,000 | 969 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $9,813,000 | 1,600 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $426,417,000 | 1,389 |
| Total liabilities | $388,367,000 | 1,384 |
| Total deposits | $387,047,000 | 1,176 |
| Interest-bearing deposits | $320,502,000 | 1,219 |
| Deposits held in domestic offices | $387,047,000 | 1,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,320,000 | 2,632 |
| Total equity capital | $38,050,000 | 1,504 |
| Total bank equity capital | $38,050,000 | 1,504 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,753 |
| Surplus | $1,000,000 | 6,636 |
| Undivided profits | $36,450,000 | 902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $684,000 | 3,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,235,000 | 1,270 |
| Earning assets | $391,103,000 | 1,391 |
| Long-term assets (5+ years) | $33,232,000 | 2,457 |
| Average Assets, year-to-date | $429,281,500 | 1,360 |
| Average Assets, quarterly | $429,281,500 | 1,360 |
| Volatile liabilities | $17,906,000 | 4,435 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $52,204,000 | 1,588 |
| Tier 1 (core) risk-based capital | $38,452,000 | 1,404 |
| Tier 2 risk-based capital | $4,237,000 | 1,074 |
| Total risk weighted assets | $338,578,000 | 1,228 |
| Total unused commitments | $52,204,000 | 1,588 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 167 | 976 |
| Assets and Liabilities | ||
| Total Assets: | $432,146,000 | 1,357 |
| Cash and due from depository institutions | $14,321,000 | 976 |
| Interest-bearing balances | $1,082,000 | 2,703 |
| Securities | $116,746,000 | 1,101 |
| Federal funds sold & reverse repurchase agreements | $9,511,000 | 1,225 |
| Net loans & leases | $268,616,000 | 1,476 |
| Loan loss allowance | $4,688,000 | 1,011 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,550,000 | 767 |
| Other real estate owned | $1,110,000 | 976 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,292,000 | 1,637 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $432,146,000 | 1,357 |
| Total liabilities | $394,293,000 | 1,342 |
| Total deposits | $393,409,000 | 1,136 |
| Interest-bearing deposits | $326,602,000 | 1,185 |
| Deposits held in domestic offices | $393,409,000 | 1,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $884,000 | 3,377 |
| Total equity capital | $37,853,000 | 1,507 |
| Total bank equity capital | $37,853,000 | 1,507 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $1,000,000 | 6,652 |
| Undivided profits | $36,253,000 | 924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,622,000 | 498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,031,000 | 1,392 |
| Earning assets | $395,955,000 | 1,358 |
| Long-term assets (5+ years) | $38,302,000 | 2,248 |
| Average Assets, year-to-date | $455,198,800 | 1,213 |
| Average Assets, quarterly | $437,916,500 | 1,316 |
| Volatile liabilities | $17,837,000 | 4,408 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $56,050,000 | 1,452 |
| Tier 1 (core) risk-based capital | $37,542,000 | 1,425 |
| Tier 2 risk-based capital | $4,504,000 | 1,014 |
| Total risk weighted assets | $360,119,000 | 1,148 |
| Total unused commitments | $56,050,000 | 1,452 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 167 | 957 |
| Assets and Liabilities | ||
| Total Assets: | $443,687,000 | 1,291 |
| Cash and due from depository institutions | $11,182,000 | 957 |
| Interest-bearing balances | $781,000 | 3,107 |
| Securities | $110,351,000 | 1,166 |
| Federal funds sold & reverse repurchase agreements | $19,493,000 | 572 |
| Net loans & leases | $280,005,000 | 1,368 |
| Loan loss allowance | $5,558,000 | 855 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,720,000 | 722 |
| Other real estate owned | $1,394,000 | 957 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $8,542,000 | 1,704 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $443,687,000 | 1,291 |
| Total liabilities | $406,365,000 | 1,269 |
| Total deposits | $405,365,000 | 1,068 |
| Interest-bearing deposits | $344,637,000 | 1,090 |
| Deposits held in domestic offices | $405,365,000 | 1,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,000,000 | 3,199 |
| Total equity capital | $37,322,000 | 1,519 |
| Total bank equity capital | $37,322,000 | 1,519 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $600,000 | 3,776 |
| Surplus | $1,000,000 | 6,653 |
| Undivided profits | $35,722,000 | 933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,807,000 | 444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,089,000 | 1,394 |
| Earning assets | $410,630,000 | 1,279 |
| Long-term assets (5+ years) | $38,257,000 | 2,285 |
| Average Assets, year-to-date | $460,962,000 | 1,189 |
| Average Assets, quarterly | $449,508,500 | 1,261 |
| Volatile liabilities | $19,594,000 | 4,130 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $52,835,000 | 1,508 |
| Tier 1 (core) risk-based capital | $36,876,000 | 1,433 |
| Tier 2 risk-based capital | $4,553,000 | 992 |
| Total risk weighted assets | $363,246,000 | 1,099 |
| Total unused commitments | $52,835,000 | 1,509 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 178 | 902 |
| Assets and Liabilities | ||
| Total Assets: | $455,330,000 | 1,231 |
| Cash and due from depository institutions | $12,120,000 | 902 |
| Interest-bearing balances | $440,000 | 3,699 |
| Securities | $89,058,000 | 1,471 |
| Federal funds sold & reverse repurchase agreements | $37,076,000 | 308 |
| Net loans & leases | $294,215,000 | 1,272 |
| Loan loss allowance | $5,486,000 | 853 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,887,000 | 684 |
| Other real estate owned | $961,000 | 902 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $9,013,000 | 1,645 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $455,330,000 | 1,231 |
| Total liabilities | $419,319,000 | 1,206 |
| Total deposits | $418,576,000 | 1,010 |
| Interest-bearing deposits | $355,540,000 | 1,025 |
| Deposits held in domestic offices | $418,576,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $743,000 | 3,607 |
| Total equity capital | $36,011,000 | 1,508 |
| Total bank equity capital | $36,011,000 | 1,508 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $600,000 | 3,797 |
| Surplus | $1,000,000 | 6,683 |
| Undivided profits | $34,411,000 | 921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,295,000 | 388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,276,000 | 1,156 |
| Earning assets | $420,789,000 | 1,225 |
| Long-term assets (5+ years) | $43,792,000 | 2,118 |
| Average Assets, year-to-date | $466,720,330 | 1,167 |
| Average Assets, quarterly | $463,497,000 | 1,194 |
| Volatile liabilities | $20,634,000 | 3,937 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $57,682,000 | 1,388 |
| Tier 1 (core) risk-based capital | $35,977,000 | 1,440 |
| Tier 2 risk-based capital | $4,528,000 | 990 |
| Total risk weighted assets | $361,253,000 | 1,074 |
| Total unused commitments | $57,682,000 | 1,390 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 169 | 949 |
| Assets and Liabilities | ||
| Total Assets: | $471,664,000 | 1,170 |
| Cash and due from depository institutions | $10,434,000 | 949 |
| Interest-bearing balances | $140,000 | 4,970 |
| Securities | $98,087,000 | 1,343 |
| Federal funds sold & reverse repurchase agreements | $28,084,000 | 485 |
| Net loans & leases | $310,877,000 | 1,160 |
| Loan loss allowance | $5,507,000 | 845 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $13,052,000 | 658 |
| Other real estate owned | $1,146,000 | 949 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $9,984,000 | 1,422 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $471,664,000 | 1,170 |
| Total liabilities | $435,713,000 | 1,147 |
| Total deposits | $434,025,000 | 980 |
| Interest-bearing deposits | $367,254,000 | 980 |
| Deposits held in domestic offices | $434,025,000 | 977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,688,000 | 2,222 |
| Total equity capital | $35,951,000 | 1,540 |
| Total bank equity capital | $35,951,000 | 1,540 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $600,000 | 3,801 |
| Surplus | $1,000,000 | 6,691 |
| Undivided profits | $34,351,000 | 964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,749,000 | 430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,275,000 | 1,142 |
| Earning assets | $437,188,000 | 1,165 |
| Long-term assets (5+ years) | $43,830,000 | 2,095 |
| Average Assets, year-to-date | $472,415,500 | 1,155 |
| Average Assets, quarterly | $472,415,500 | 1,155 |
| Volatile liabilities | $23,616,000 | 3,487 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $48,317,000 | 1,564 |
| Tier 1 (core) risk-based capital | $35,074,000 | 1,463 |
| Tier 2 risk-based capital | $4,723,000 | 932 |
| Total risk weighted assets | $377,047,000 | 1,005 |
| Total unused commitments | $48,317,000 | 1,567 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 169 | 963 |
| Assets and Liabilities | ||
| Total Assets: | $473,167,000 | 1,162 |
| Cash and due from depository institutions | $16,572,000 | 963 |
| Interest-bearing balances | $2,340,000 | 2,014 |
| Securities | $120,407,000 | 1,117 |
| Federal funds sold & reverse repurchase agreements | $11,420,000 | 1,028 |
| Net loans & leases | $300,177,000 | 1,185 |
| Loan loss allowance | $5,431,000 | 863 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $13,096,000 | 661 |
| Other real estate owned | $1,202,000 | 963 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $10,293,000 | 1,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $473,167,000 | 1,162 |
| Total liabilities | $438,542,000 | 1,132 |
| Total deposits | $437,526,000 | 971 |
| Interest-bearing deposits | $377,866,000 | 963 |
| Deposits held in domestic offices | $437,526,000 | 968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,016,000 | 3,067 |
| Total equity capital | $34,625,000 | 1,578 |
| Total bank equity capital | $34,625,000 | 1,578 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $600,000 | 3,833 |
| Surplus | $1,000,000 | 6,710 |
| Undivided profits | $33,025,000 | 979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,482,000 | 371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,477,000 | 1,070 |
| Earning assets | $434,344,000 | 1,164 |
| Long-term assets (5+ years) | $41,292,000 | 2,215 |
| Average Assets, year-to-date | $483,659,200 | 1,110 |
| Average Assets, quarterly | $480,738,500 | 1,137 |
| Volatile liabilities | $26,140,000 | 3,243 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $48,305,000 | 1,500 |
| Tier 1 (core) risk-based capital | $34,005,000 | 1,499 |
| Tier 2 risk-based capital | $4,699,000 | 946 |
| Total risk weighted assets | $375,329,000 | 1,006 |
| Total unused commitments | $48,305,000 | 1,502 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 166 | 1,000 |
| Assets and Liabilities | ||
| Total Assets: | $488,310,000 | 1,143 |
| Cash and due from depository institutions | $20,937,000 | 1,000 |
| Interest-bearing balances | $11,791,000 | 662 |
| Securities | $109,402,000 | 1,213 |
| Federal funds sold & reverse repurchase agreements | $18,652,000 | 781 |
| Net loans & leases | $317,097,000 | 1,118 |
| Loan loss allowance | $3,715,000 | 1,255 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,133,000 | 656 |
| Other real estate owned | $1,153,000 | 1,000 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $7,936,000 | 1,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $488,310,000 | 1,143 |
| Total liabilities | $451,051,000 | 1,120 |
| Total deposits | $449,759,000 | 967 |
| Interest-bearing deposits | $391,611,000 | 954 |
| Deposits held in domestic offices | $449,759,000 | 963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,292,000 | 2,692 |
| Total equity capital | $37,259,000 | 1,477 |
| Total bank equity capital | $37,259,000 | 1,477 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $600,000 | 3,862 |
| Surplus | $1,000,000 | 6,726 |
| Undivided profits | $35,659,000 | 906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,688,000 | 1,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,384,000 | 1,161 |
| Earning assets | $456,942,000 | 1,119 |
| Long-term assets (5+ years) | $34,469,000 | 2,517 |
| Average Assets, year-to-date | $486,282,250 | 1,124 |
| Average Assets, quarterly | $489,849,000 | 1,141 |
| Volatile liabilities | $29,575,000 | 2,910 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $50,302,000 | 1,444 |
| Tier 1 (core) risk-based capital | $36,495,000 | 1,409 |
| Tier 2 risk-based capital | $3,715,000 | 1,179 |
| Total risk weighted assets | $388,813,000 | 976 |
| Total unused commitments | $50,302,000 | 1,450 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 167 | 999 |
| Assets and Liabilities | ||
| Total Assets: | $491,388,000 | 1,137 |
| Cash and due from depository institutions | $21,244,000 | 999 |
| Interest-bearing balances | $10,375,000 | 808 |
| Securities | $106,042,000 | 1,241 |
| Federal funds sold & reverse repurchase agreements | $23,673,000 | 651 |
| Net loans & leases | $317,521,000 | 1,111 |
| Loan loss allowance | $3,642,000 | 1,254 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,222,000 | 636 |
| Other real estate owned | $1,119,000 | 999 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $8,567,000 | 1,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $491,388,000 | 1,137 |
| Total liabilities | $454,447,000 | 1,107 |
| Total deposits | $452,326,000 | 947 |
| Interest-bearing deposits | $394,501,000 | 941 |
| Deposits held in domestic offices | $452,326,000 | 945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,121,000 | 1,915 |
| Total equity capital | $36,941,000 | 1,479 |
| Total bank equity capital | $36,941,000 | 1,479 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $600,000 | 3,864 |
| Surplus | $1,000,000 | 6,729 |
| Undivided profits | $35,341,000 | 921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,297,000 | 2,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,462,000 | 1,102 |
| Earning assets | $457,611,000 | 1,118 |
| Long-term assets (5+ years) | $26,405,000 | 2,895 |
| Average Assets, year-to-date | $485,606,330 | 1,119 |
| Average Assets, quarterly | $492,896,500 | 1,119 |
| Volatile liabilities | $30,777,000 | 2,787 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $45,075,000 | 1,551 |
| Tier 1 (core) risk-based capital | $35,960,000 | 1,394 |
| Tier 2 risk-based capital | $3,642,000 | 1,159 |
| Total risk weighted assets | $395,547,000 | 945 |
| Total unused commitments | $45,075,000 | 1,557 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 165 | 997 |
| Assets and Liabilities | ||
| Total Assets: | $494,405,000 | 1,103 |
| Cash and due from depository institutions | $25,845,000 | 997 |
| Interest-bearing balances | $15,175,000 | 557 |
| Securities | $79,173,000 | 1,572 |
| Federal funds sold & reverse repurchase agreements | $44,904,000 | 351 |
| Net loans & leases | $321,401,000 | 1,080 |
| Loan loss allowance | $3,528,000 | 1,271 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,326,000 | 619 |
| Other real estate owned | $1,730,000 | 997 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $8,026,000 | 1,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $494,405,000 | 1,103 |
| Total liabilities | $458,986,000 | 1,070 |
| Total deposits | $452,352,000 | 933 |
| Interest-bearing deposits | $396,626,000 | 925 |
| Deposits held in domestic offices | $452,352,000 | 930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,634,000 | 2,389 |
| Total equity capital | $35,419,000 | 1,508 |
| Total bank equity capital | $35,419,000 | 1,508 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,877 |
| Surplus | $1,000,000 | 6,738 |
| Undivided profits | $33,819,000 | 941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,055,000 | 1,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,028,000 | 1,427 |
| Earning assets | $460,653,000 | 1,082 |
| Long-term assets (5+ years) | $20,809,000 | 3,317 |
| Average Assets, year-to-date | $482,715,500 | 1,123 |
| Average Assets, quarterly | $482,715,500 | 1,123 |
| Volatile liabilities | $35,487,000 | 2,466 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $47,290,000 | 1,462 |
| Tier 1 (core) risk-based capital | $35,100,000 | 1,407 |
| Tier 2 risk-based capital | $3,528,000 | 1,177 |
| Total risk weighted assets | $381,208,000 | 956 |
| Total unused commitments | $47,290,000 | 1,476 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 159 | 1,026 |
| Assets and Liabilities | ||
| Total Assets: | $471,026,000 | 1,144 |
| Cash and due from depository institutions | $16,850,000 | 1,026 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $61,200,000 | 1,971 |
| Federal funds sold & reverse repurchase agreements | $33,580,000 | 417 |
| Net loans & leases | $336,025,000 | 1,023 |
| Loan loss allowance | $3,229,000 | 1,356 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,483,000 | 601 |
| Other real estate owned | $1,744,000 | 1,026 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $8,144,000 | 1,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $471,026,000 | 1,144 |
| Total liabilities | $436,385,000 | 1,123 |
| Total deposits | $430,326,000 | 966 |
| Interest-bearing deposits | $377,679,000 | 949 |
| Deposits held in domestic offices | $430,326,000 | 963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,059,000 | 3,254 |
| Total equity capital | $34,641,000 | 1,518 |
| Total bank equity capital | $34,641,000 | 1,518 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $600,000 | 3,880 |
| Surplus | $1,000,000 | 6,735 |
| Undivided profits | $33,041,000 | 941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $984,000 | 2,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,125,000 | 1,414 |
| Earning assets | $430,805,000 | 1,147 |
| Long-term assets (5+ years) | $21,947,000 | 3,149 |
| Average Assets, year-to-date | $468,215,400 | 1,094 |
| Average Assets, quarterly | $468,423,500 | 1,144 |
| Volatile liabilities | $30,963,000 | 2,731 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $48,945,000 | 1,368 |
| Tier 1 (core) risk-based capital | $34,364,000 | 1,402 |
| Tier 2 risk-based capital | $3,229,000 | 1,263 |
| Total risk weighted assets | $372,426,000 | 957 |
| Total unused commitments | $48,945,000 | 1,371 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 163 | 994 |
| Assets and Liabilities | ||
| Total Assets: | $473,840,000 | 1,091 |
| Cash and due from depository institutions | $28,553,000 | 994 |
| Interest-bearing balances | $20,000,000 | 343 |
| Securities | $44,486,000 | 2,435 |
| Federal funds sold & reverse repurchase agreements | $23,904,000 | 591 |
| Net loans & leases | $353,502,000 | 943 |
| Loan loss allowance | $3,061,000 | 1,355 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $13,953,000 | 561 |
| Other real estate owned | $1,733,000 | 994 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $7,709,000 | 1,532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $473,840,000 | 1,091 |
| Total liabilities | $442,758,000 | 1,056 |
| Total deposits | $435,677,000 | 902 |
| Interest-bearing deposits | $383,678,000 | 898 |
| Deposits held in domestic offices | $435,677,000 | 901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,081,000 | 1,945 |
| Total equity capital | $31,082,000 | 1,576 |
| Total bank equity capital | $31,082,000 | 1,576 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $600,000 | 3,949 |
| Surplus | $1,000,000 | 6,834 |
| Undivided profits | $29,482,000 | 962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,216,000 | 936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,661,000 | 2,035 |
| Earning assets | $441,892,000 | 1,054 |
| Long-term assets (5+ years) | $19,297,000 | 3,377 |
| Average Assets, year-to-date | $460,278,000 | 1,054 |
| Average Assets, quarterly | $478,612,000 | 1,060 |
| Volatile liabilities | $34,580,000 | 2,404 |
| Insider loans | $384,000 | 5,959 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $49,543,000 | 1,268 |
| Tier 1 (core) risk-based capital | $31,102,000 | 1,478 |
| Tier 2 risk-based capital | $3,061,000 | 1,262 |
| Total risk weighted assets | $382,443,000 | 904 |
| Total unused commitments | $49,543,000 | 1,273 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 153 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $417,430,000 | 1,164 |
| Cash and due from depository institutions | $8,229,000 | 1,056 |
| Interest-bearing balances | $1,128,000 | 2,255 |
| Securities | $55,220,000 | 1,996 |
| Federal funds sold & reverse repurchase agreements | $6,794,000 | 1,788 |
| Net loans & leases | $324,855,000 | 983 |
| Loan loss allowance | $2,991,000 | 1,299 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $13,585,000 | 555 |
| Other real estate owned | $1,950,000 | 1,056 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $6,797,000 | 1,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,430,000 | 1,164 |
| Total liabilities | $387,278,000 | 1,145 |
| Total deposits | $379,984,000 | 1,015 |
| Interest-bearing deposits | $337,680,000 | 983 |
| Deposits held in domestic offices | $379,984,000 | 1,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,294,000 | 1,849 |
| Total equity capital | $30,152,000 | 1,544 |
| Total bank equity capital | $30,152,000 | 1,544 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $600,000 | 4,068 |
| Surplus | $1,000,000 | 6,954 |
| Undivided profits | $28,552,000 | 932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,236,000 | 790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,834,000 | 1,368 |
| Earning assets | $387,997,000 | 1,145 |
| Long-term assets (5+ years) | $13,124,000 | 4,034 |
| Average Assets, year-to-date | $397,956,200 | 1,160 |
| Average Assets, quarterly | $420,186,000 | 1,140 |
| Volatile liabilities | $35,617,000 | 2,310 |
| Insider loans | $286,000 | 6,596 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $35,078,000 | 1,533 |
| Tier 1 (core) risk-based capital | $29,940,000 | 1,466 |
| Tier 2 risk-based capital | $3,002,700 | 1,234 |
| Total risk weighted assets | $336,006,400 | 979 |
| Total unused commitments | $35,078,000 | 1,534 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 143 | 1,171 |
| Assets and Liabilities | ||
| Total Assets: | $373,776,000 | 1,263 |
| Cash and due from depository institutions | $15,187,000 | 1,171 |
| Interest-bearing balances | $75,000 | 5,153 |
| Securities | $50,863,000 | 2,228 |
| Federal funds sold & reverse repurchase agreements | $5,810,000 | 1,652 |
| Net loans & leases | $283,953,000 | 1,085 |
| Loan loss allowance | $2,192,000 | 1,684 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,169,000 | 693 |
| Other real estate owned | $0 | 1,171 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,794,000 | 1,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $373,776,000 | 1,263 |
| Total liabilities | $345,805,000 | 1,236 |
| Total deposits | $333,938,000 | 1,113 |
| Interest-bearing deposits | $293,070,000 | 1,100 |
| Deposits held in domestic offices | $333,938,000 | 1,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,000 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,867,000 | 1,981 |
| Total equity capital | $27,971,000 | 1,582 |
| Total bank equity capital | $27,971,000 | 1,582 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $1,000,000 | 7,100 |
| Undivided profits | $26,371,000 | 947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,977,000 | 1,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,422,000 | 1,532 |
| Earning assets | $340,701,000 | 1,264 |
| Long-term assets (5+ years) | $10,169,000 | 4,812 |
| Average Assets, year-to-date | $356,316,400 | 1,262 |
| Average Assets, quarterly | $364,584,000 | 1,276 |
| Volatile liabilities | $32,684,000 | 2,388 |
| Insider loans | $369,000 | 6,057 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $34,866,000 | 1,559 |
| Tier 1 (core) risk-based capital | $28,436,000 | 1,528 |
| Tier 2 risk-based capital | $2,199,200 | 1,549 |
| Total risk weighted assets | $288,972,700 | 1,099 |
| Total unused commitments | $34,866,000 | 1,561 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 123 | 1,366 |
| Assets and Liabilities | ||
| Total Assets: | $348,323,000 | 1,314 |
| Cash and due from depository institutions | $23,965,000 | 1,366 |
| Interest-bearing balances | $12,263,000 | 491 |
| Securities | $44,522,000 | 2,577 |
| Federal funds sold & reverse repurchase agreements | $27,220,000 | 579 |
| Net loans & leases | $238,062,000 | 1,190 |
| Loan loss allowance | $2,388,000 | 1,510 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,952,000 | 839 |
| Other real estate owned | $0 | 1,366 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,602,000 | 1,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $348,323,000 | 1,314 |
| Total liabilities | $320,271,000 | 1,295 |
| Total deposits | $308,675,000 | 1,191 |
| Interest-bearing deposits | $272,630,000 | 1,170 |
| Deposits held in domestic offices | $308,675,000 | 1,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 1,545 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,596,000 | 2,402 |
| Total equity capital | $28,052,000 | 1,589 |
| Total bank equity capital | $28,052,000 | 1,589 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $1,000,000 | 7,132 |
| Undivided profits | $26,452,000 | 971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,558,000 | 453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,176,000 | 1,851 |
| Earning assets | $322,067,000 | 1,309 |
| Long-term assets (5+ years) | $14,913,000 | 3,773 |
| Average Assets, year-to-date | $302,069,000 | 1,433 |
| Average Assets, quarterly | $331,864,000 | 1,349 |
| Volatile liabilities | $32,346,000 | 2,026 |
| Insider loans | $376,000 | 5,963 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,716,000 | 1,723 |
| Tier 1 (core) risk-based capital | $28,031,000 | 1,505 |
| Tier 2 risk-based capital | $2,408,700 | 1,375 |
| Total risk weighted assets | $242,889,700 | 1,187 |
| Total unused commitments | $28,716,000 | 1,731 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 119 | 1,487 |
| Assets and Liabilities | ||
| Total Assets: | $264,725,000 | 1,725 |
| Cash and due from depository institutions | $10,242,000 | 1,487 |
| Interest-bearing balances | $335,000 | 3,480 |
| Securities | $37,518,000 | 3,008 |
| Federal funds sold & reverse repurchase agreements | $13,665,000 | 960 |
| Net loans & leases | $188,933,000 | 1,493 |
| Loan loss allowance | $1,897,000 | 1,875 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,127,000 | 911 |
| Other real estate owned | $42,000 | 1,487 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,198,000 | 1,252 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,725,000 | 1,725 |
| Total liabilities | $238,153,000 | 1,719 |
| Total deposits | $236,671,000 | 1,567 |
| Interest-bearing deposits | $209,137,000 | 1,539 |
| Deposits held in domestic offices | $236,671,000 | 1,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,482,000 | 2,581 |
| Total equity capital | $26,572,000 | 1,680 |
| Total bank equity capital | $26,572,000 | 1,680 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $24,972,000 | 1,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,332,000 | 1,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $969,000 | 2,341 |
| Earning assets | $240,451,000 | 1,742 |
| Long-term assets (5+ years) | $10,260,000 | 4,271 |
| Average Assets, year-to-date | $242,693,600 | 1,792 |
| Average Assets, quarterly | $259,677,500 | 1,744 |
| Volatile liabilities | $15,474,000 | 3,667 |
| Insider loans | $416,000 | 5,886 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $23,524,000 | 1,867 |
| Tier 1 (core) risk-based capital | $26,416,000 | 1,601 |
| Tier 2 risk-based capital | $1,897,000 | 1,602 |
| Total risk weighted assets | $183,999,000 | 1,524 |
| Total unused commitments | $23,524,000 | 1,874 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 95 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $227,533,000 | 2,062 |
| Cash and due from depository institutions | $8,670,000 | 1,964 |
| Interest-bearing balances | $384,000 | 3,347 |
| Securities | $48,185,000 | 2,531 |
| Federal funds sold & reverse repurchase agreements | $5,050,000 | 2,546 |
| Net loans & leases | $152,488,000 | 1,909 |
| Loan loss allowance | $1,735,000 | 2,149 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,345,000 | 1,221 |
| Other real estate owned | $225,000 | 1,964 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,570,000 | 1,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,533,000 | 2,062 |
| Total liabilities | $203,384,000 | 2,071 |
| Total deposits | $202,170,000 | 1,921 |
| Interest-bearing deposits | $174,983,000 | 1,909 |
| Deposits held in domestic offices | $202,170,000 | 1,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,214,000 | 3,032 |
| Total equity capital | $24,149,000 | 1,862 |
| Total bank equity capital | $24,149,000 | 1,862 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $22,549,000 | 1,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,128,000 | 2,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $845,000 | 2,692 |
| Earning assets | $206,107,000 | 2,089 |
| Long-term assets (5+ years) | $7,833,000 | 4,774 |
| Average Assets, year-to-date | $219,714,600 | 2,063 |
| Average Assets, quarterly | $222,711,500 | 2,082 |
| Volatile liabilities | $10,097,000 | 4,835 |
| Insider loans | $657,000 | 4,770 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,543,000 | 2,600 |
| Tier 1 (core) risk-based capital | $24,086,000 | 1,798 |
| Tier 2 risk-based capital | $1,735,000 | 1,808 |
| Total risk weighted assets | $151,794,700 | 1,864 |
| Total unused commitments | $14,543,000 | 2,612 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 94 | 2,046 |
| Assets and Liabilities | ||
| Total Assets: | $219,265,000 | 2,159 |
| Cash and due from depository institutions | $9,298,000 | 2,046 |
| Interest-bearing balances | $873,000 | 2,728 |
| Securities | $49,323,000 | 2,557 |
| Federal funds sold & reverse repurchase agreements | $14,875,000 | 950 |
| Net loans & leases | $134,570,000 | 2,094 |
| Loan loss allowance | $1,605,000 | 2,345 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,654,000 | 1,664 |
| Other real estate owned | $75,000 | 2,046 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,470,000 | 1,337 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,265,000 | 2,159 |
| Total liabilities | $196,600,000 | 2,160 |
| Total deposits | $195,254,000 | 2,016 |
| Interest-bearing deposits | $170,710,000 | 1,983 |
| Deposits held in domestic offices | $195,254,000 | 2,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,346,000 | 2,872 |
| Total equity capital | $22,665,000 | 1,982 |
| Total bank equity capital | $22,665,000 | 1,982 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $21,065,000 | 1,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 5,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $775,000 | 3,038 |
| Earning assets | $199,641,000 | 2,176 |
| Long-term assets (5+ years) | $7,770,000 | 4,680 |
| Average Assets, year-to-date | $210,533,200 | 2,153 |
| Average Assets, quarterly | $218,207,500 | 2,143 |
| Volatile liabilities | $11,103,000 | 4,244 |
| Insider loans | $611,000 | 5,066 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,203,000 | 2,834 |
| Tier 1 (core) risk-based capital | $22,533,000 | 1,909 |
| Tier 2 risk-based capital | $1,605,000 | 1,919 |
| Total risk weighted assets | $137,445,700 | 2,022 |
| Total unused commitments | $12,203,000 | 2,845 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 99 | 2,029 |
| Assets and Liabilities | ||
| Total Assets: | $202,706,000 | 2,291 |
| Cash and due from depository institutions | $9,058,000 | 2,029 |
| Interest-bearing balances | $351,000 | 3,795 |
| Securities | $40,860,000 | 3,225 |
| Federal funds sold & reverse repurchase agreements | $5,860,000 | 1,569 |
| Net loans & leases | $132,245,000 | 2,099 |
| Loan loss allowance | $1,595,000 | 2,404 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,710,000 | 1,576 |
| Other real estate owned | $120,000 | 2,029 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $9,853,000 | 998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,706,000 | 2,291 |
| Total liabilities | $182,220,000 | 2,309 |
| Total deposits | $181,123,000 | 2,141 |
| Interest-bearing deposits | $157,155,000 | 2,105 |
| Deposits held in domestic offices | $181,123,000 | 2,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,097,000 | 2,862 |
| Total equity capital | $20,486,000 | 2,012 |
| Total bank equity capital | $20,486,000 | 2,012 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $18,886,000 | 1,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,330,000 | 2,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $841,000 | 2,398 |
| Earning assets | $179,316,000 | 2,364 |
| Long-term assets (5+ years) | $9,670,000 | 4,199 |
| Average Assets, year-to-date | $204,613,000 | 2,196 |
| Average Assets, quarterly | $203,985,500 | 2,246 |
| Volatile liabilities | $6,888,000 | 5,603 |
| Insider loans | $619,000 | 5,029 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,778,000 | 3,446 |
| Tier 1 (core) risk-based capital | $21,306,000 | 1,952 |
| Tier 2 risk-based capital | $1,595,000 | 1,937 |
| Total risk weighted assets | $131,188,200 | 2,070 |
| Total unused commitments | $8,778,000 | 3,454 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 97 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $206,555,000 | 2,252 |
| Cash and due from depository institutions | $8,043,000 | 2,164 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $47,401,000 | 2,949 |
| Federal funds sold & reverse repurchase agreements | $7,410,000 | 1,882 |
| Net loans & leases | $129,910,000 | 2,081 |
| Loan loss allowance | $1,774,000 | 2,277 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,100,000 | 1,766 |
| Other real estate owned | $35,000 | 2,164 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $9,656,000 | 973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,555,000 | 2,252 |
| Total liabilities | $187,478,000 | 2,272 |
| Total deposits | $186,515,000 | 2,141 |
| Interest-bearing deposits | $164,996,000 | 2,104 |
| Deposits held in domestic offices | $186,515,000 | 2,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $963,000 | 3,229 |
| Total equity capital | $19,077,000 | 2,130 |
| Total bank equity capital | $19,077,000 | 2,130 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $601,000 | 5,377 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $17,476,000 | 1,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,541,000 | 1,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $856,000 | 2,066 |
| Earning assets | $184,721,000 | 2,309 |
| Long-term assets (5+ years) | $14,605,000 | 3,374 |
| Average Assets, year-to-date | $205,557,600 | 2,191 |
| Average Assets, quarterly | $206,393,500 | 2,232 |
| Volatile liabilities | $5,161,000 | 6,413 |
| Insider loans | $747,000 | 4,554 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,199,000 | 3,558 |
| Tier 1 (core) risk-based capital | $19,077,000 | 2,075 |
| Tier 2 risk-based capital | $1,586,000 | 1,940 |
| Total risk weighted assets | $126,691,600 | 2,112 |
| Total unused commitments | $8,199,000 | 3,575 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 92 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $207,338,000 | 2,289 |
| Cash and due from depository institutions | $12,545,000 | 2,352 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $34,744,000 | 3,929 |
| Federal funds sold & reverse repurchase agreements | $8,060,000 | 2,042 |
| Net loans & leases | $141,649,000 | 1,970 |
| Loan loss allowance | $2,931,000 | 1,563 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,862,000 | 1,901 |
| Other real estate owned | $175,000 | 2,352 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $6,303,000 | 1,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,338,000 | 2,289 |
| Total liabilities | $190,270,000 | 2,278 |
| Total deposits | $189,051,000 | 2,173 |
| Interest-bearing deposits | $168,869,000 | 2,139 |
| Deposits held in domestic offices | $189,051,000 | 2,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,000 | 4,996 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,212,000 | 2,819 |
| Total equity capital | $17,068,000 | 2,264 |
| Total bank equity capital | $17,068,000 | 2,264 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $15,468,000 | 1,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,584,000 | 922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,325,000 | 1,444 |
| Earning assets | $184,453,000 | 2,334 |
| Long-term assets (5+ years) | $16,195,000 | 3,053 |
| Average Assets, year-to-date | $201,981,400 | 2,293 |
| Average Assets, quarterly | $204,650,500 | 2,294 |
| Volatile liabilities | $5,612,000 | 6,114 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,232,000 | 4,496 |
| Tier 1 (core) risk-based capital | $17,068,000 | 2,207 |
| Tier 2 risk-based capital | $1,708,230 | 1,850 |
| Total risk weighted assets | $135,435,430 | 2,060 |
| Total unused commitments | $5,232,000 | 4,521 |
| Derivatives | $0 | 651 |