Home > Southern California Bank > Net charge- offs to loans
Southern California Bank, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3873% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4533% | 48 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.3425% | 1,382 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2291% | 3 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5493% | 2 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3145% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3895% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2293% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2804% | 2,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3621% | 80 |
| Percentage Net Loans Charged-off:Construction & development | -0.0769% | 1,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5181% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6557% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2116% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3372% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1189% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1697% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3294% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7900% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 5,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0852% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1610% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9296% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0095% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4218% | 8 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0894% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1742% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5757% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6677% | 1,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9566% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2130% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2274% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2615% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1235% | 1,334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9971% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1429% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9307% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9372% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2477% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5498% | 21 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5237% | 37 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3536% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4803% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6918% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2981% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3150% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3221% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4201% | 62 |
| Percentage Net Loans Charged-off:Construction & development | 8.9001% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1869% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6263% | 61 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8523% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8345% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 209.7902% | 1 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4084% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6190% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9346% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8994% | 62 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8066% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 14.4087% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |