Home > Southern Bank & Trust > Assets and Liabilities
Southern Bank & Trust, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 26 | 4,685 |
| Assets and Liabilities | ||
| Total Assets: | $185,789,000 | 3,293 |
| Cash and due from depository institutions | $22,994,000 | 4,685 |
| Interest-bearing balances | $18,047,000 | 2,062 |
| Securities | $42,419,000 | 2,859 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $108,586,000 | 3,398 |
| Loan loss allowance | $3,182,000 | 2,254 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,202,000 | 2,683 |
| Other real estate owned | $2,315,000 | 4,685 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $5,273,000 | 2,967 |
| Life insurance assets | $2,787,000 | 1,970 |
| Total liabilities and capital | $185,789,000 | 3,293 |
| Total liabilities | $170,706,000 | 3,206 |
| Total deposits | $167,082,000 | 3,095 |
| Interest-bearing deposits | $153,919,000 | 2,846 |
| Deposits held in domestic offices | $167,082,000 | 3,094 |
| % insured | 94.18% | 2,282 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,000,000 | 3,311 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $624,000 | 4,341 |
| Total equity capital | $15,083,000 | 4,007 |
| Total bank equity capital | $15,083,000 | 4,007 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $5,001,000 | 906 |
| Surplus | $10,799,000 | 2,492 |
| Undivided profits | $-717,000 | 6,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $2,636,000 | 3,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $555,000 | 4,603 |
| Earning assets | $169,052,000 | 3,297 |
| Long-term assets (5+ years) | $45,861,000 | 2,807 |
| Average Assets, year-to-date | $185,317,500 | 3,271 |
| Average Assets, quarterly | $184,803,000 | 3,300 |
| Volatile liabilities | $4,851,000 | 4,738 |
| Insider loans | $2,362,000 | 2,441 |
| FHLB advances | $3,000,000 | 3,187 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $11,369,000 | 3,584 |
| Tier 1 (core) risk-based capital | $14,932,000 | 3,857 |
| Tier 2 risk-based capital | $1,508,000 | 3,092 |
| Total risk weighted assets | $118,952,000 | 3,328 |
| Total unused commitments | $11,369,000 | 3,586 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 25 | 4,836 |
| Assets and Liabilities | ||
| Total Assets: | $183,817,000 | 3,312 |
| Cash and due from depository institutions | $24,443,000 | 4,836 |
| Interest-bearing balances | $22,063,000 | 1,613 |
| Securities | $36,865,000 | 3,198 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $110,921,000 | 3,365 |
| Loan loss allowance | $3,062,000 | 2,357 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,280,000 | 2,652 |
| Other real estate owned | $1,867,000 | 4,836 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $5,441,000 | 2,939 |
| Life insurance assets | $2,763,000 | 1,957 |
| Total liabilities and capital | $183,817,000 | 3,312 |
| Total liabilities | $168,844,000 | 3,247 |
| Total deposits | $165,177,000 | 3,139 |
| Interest-bearing deposits | $151,060,000 | 2,935 |
| Deposits held in domestic offices | $165,177,000 | 3,137 |
| % insured | 94.34% | 2,309 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,000,000 | 3,387 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $667,000 | 4,014 |
| Total equity capital | $14,973,000 | 3,983 |
| Total bank equity capital | $14,973,000 | 3,982 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,001,000 | 920 |
| Surplus | $10,785,000 | 2,506 |
| Undivided profits | $-813,000 | 6,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,330,000 | 4,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $594,000 | 4,406 |
| Earning assets | $169,849,000 | 3,282 |
| Long-term assets (5+ years) | $44,969,000 | 2,821 |
| Average Assets, year-to-date | $185,160,330 | 3,297 |
| Average Assets, quarterly | $185,211,000 | 3,297 |
| Volatile liabilities | $4,532,000 | 4,883 |
| Insider loans | $2,353,000 | 2,478 |
| FHLB advances | $3,000,000 | 3,264 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $11,096,000 | 3,664 |
| Tier 1 (core) risk-based capital | $14,980,000 | 3,816 |
| Tier 2 risk-based capital | $1,534,000 | 3,085 |
| Total risk weighted assets | $121,205,000 | 3,303 |
| Total unused commitments | $11,096,000 | 3,667 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 25 | 4,874 |
| Assets and Liabilities | ||
| Total Assets: | $186,605,000 | 3,303 |
| Cash and due from depository institutions | $23,155,000 | 4,874 |
| Interest-bearing balances | $21,906,000 | 1,716 |
| Securities | $41,320,000 | 2,906 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $113,425,000 | 3,331 |
| Loan loss allowance | $2,713,000 | 2,598 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,359,000 | 2,651 |
| Other real estate owned | $1,537,000 | 4,874 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $2,809,000 | 4,379 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $186,605,000 | 3,303 |
| Total liabilities | $172,086,000 | 3,224 |
| Total deposits | $166,559,000 | 3,153 |
| Interest-bearing deposits | $152,438,000 | 2,966 |
| Deposits held in domestic offices | $166,559,000 | 3,150 |
| % insured | 93.93% | 2,521 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 2,893 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $527,000 | 4,408 |
| Total equity capital | $14,519,000 | 4,031 |
| Total bank equity capital | $14,519,000 | 4,030 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,001,000 | 932 |
| Surplus | $10,771,000 | 2,520 |
| Undivided profits | $-1,253,000 | 6,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,733,000 | 3,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $668,000 | 4,066 |
| Earning assets | $176,651,000 | 3,217 |
| Long-term assets (5+ years) | $45,312,000 | 2,710 |
| Average Assets, year-to-date | $185,832,000 | 3,303 |
| Average Assets, quarterly | $185,832,000 | 3,303 |
| Volatile liabilities | $6,175,000 | 4,418 |
| Insider loans | $3,225,000 | 1,999 |
| FHLB advances | $5,000,000 | 2,745 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $9,698,000 | 3,977 |
| Tier 1 (core) risk-based capital | $14,622,000 | 3,879 |
| Tier 2 risk-based capital | $1,525,000 | 3,099 |
| Total risk weighted assets | $120,796,000 | 3,339 |
| Total unused commitments | $9,698,000 | 3,979 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 25 | 4,913 |
| Assets and Liabilities | ||
| Total Assets: | $185,059,000 | 3,335 |
| Cash and due from depository institutions | $24,170,000 | 4,913 |
| Interest-bearing balances | $22,588,000 | 1,507 |
| Securities | $36,735,000 | 3,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $115,583,000 | 3,349 |
| Loan loss allowance | $2,474,000 | 2,788 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,441,000 | 2,646 |
| Other real estate owned | $1,523,000 | 4,913 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $2,607,000 | 4,629 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $185,059,000 | 3,335 |
| Total liabilities | $170,632,000 | 3,253 |
| Total deposits | $164,663,000 | 3,173 |
| Interest-bearing deposits | $150,400,000 | 2,995 |
| Deposits held in domestic offices | $164,663,000 | 3,170 |
| % insured | 94.58% | 2,163 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,103 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $969,000 | 3,252 |
| Total equity capital | $14,427,000 | 4,037 |
| Total bank equity capital | $14,427,000 | 4,036 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,001,000 | 937 |
| Surplus | $10,758,000 | 2,523 |
| Undivided profits | $-1,332,000 | 6,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $2,187,000 | 3,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $592,000 | 4,517 |
| Earning assets | $174,906,000 | 3,242 |
| Long-term assets (5+ years) | $41,449,000 | 2,817 |
| Average Assets, year-to-date | $174,131,000 | 3,463 |
| Average Assets, quarterly | $183,071,000 | 3,365 |
| Volatile liabilities | $44,237,000 | 2,788 |
| Insider loans | $3,502,000 | 1,915 |
| FHLB advances | $5,000,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $9,907,000 | 3,878 |
| Tier 1 (core) risk-based capital | $14,476,000 | 3,907 |
| Tier 2 risk-based capital | $1,540,000 | 3,102 |
| Total risk weighted assets | $122,236,000 | 3,357 |
| Total unused commitments | $9,907,000 | 3,879 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 25 | 4,973 |
| Assets and Liabilities | ||
| Total Assets: | $181,083,000 | 3,446 |
| Cash and due from depository institutions | $27,081,000 | 4,973 |
| Interest-bearing balances | $14,388,000 | 2,205 |
| Securities | $29,076,000 | 3,548 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $116,785,000 | 3,391 |
| Loan loss allowance | $2,103,000 | 3,119 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,469,000 | 2,663 |
| Other real estate owned | $1,074,000 | 4,973 |
| Goodwill and other intangibles | $50,000 | 2,791 |
| All other assets | $2,548,000 | 4,786 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $181,083,000 | 3,446 |
| Total liabilities | $166,459,000 | 3,345 |
| Total deposits | $160,800,000 | 3,250 |
| Interest-bearing deposits | $149,575,000 | 3,033 |
| Deposits held in domestic offices | $160,800,000 | 3,247 |
| % insured | 100.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,225 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $659,000 | 4,399 |
| Total equity capital | $14,624,000 | 4,118 |
| Total bank equity capital | $14,624,000 | 4,117 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $5,001,000 | 944 |
| Surplus | $10,729,000 | 2,520 |
| Undivided profits | $-1,106,000 | 6,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,158,000 | 2,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $621,000 | 4,640 |
| Earning assets | $160,249,000 | 3,521 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $171,399,000 | 3,549 |
| Average Assets, quarterly | $178,399,500 | 3,467 |
| Volatile liabilities | $41,392,000 | 3,043 |
| Insider loans | $3,382,000 | 1,980 |
| FHLB advances | $5,000,000 | 3,066 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $10,153,000 | 3,898 |
| Tier 1 (core) risk-based capital | $14,532,000 | 3,945 |
| Tier 2 risk-based capital | $1,535,000 | 3,180 |
| Total risk weighted assets | $122,226,000 | 3,425 |
| Total unused commitments | $13,880,000 | 3,279 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 26 | 4,941 |
| Assets and Liabilities | ||
| Total Assets: | $175,716,000 | 3,530 |
| Cash and due from depository institutions | $24,641,000 | 4,941 |
| Interest-bearing balances | $1,424,000 | 5,150 |
| Securities | $23,089,000 | 4,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $120,184,000 | 3,363 |
| Loan loss allowance | $1,899,000 | 3,340 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,519,000 | 2,659 |
| Other real estate owned | $842,000 | 4,941 |
| Goodwill and other intangibles | $63,000 | 2,756 |
| All other assets | $2,378,000 | 4,957 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $175,716,000 | 3,530 |
| Total liabilities | $161,231,000 | 3,448 |
| Total deposits | $155,458,000 | 3,352 |
| Interest-bearing deposits | $143,557,000 | 3,157 |
| Deposits held in domestic offices | $155,458,000 | 3,351 |
| % insured | 100.00% | 2 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,370 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $773,000 | 3,956 |
| Total equity capital | $14,485,000 | 4,130 |
| Total bank equity capital | $14,485,000 | 4,129 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,001,000 | 959 |
| Surplus | $10,701,000 | 2,526 |
| Undivided profits | $-1,217,000 | 6,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,447,000 | 2,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $574,000 | 4,811 |
| Earning assets | $144,697,000 | 3,812 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $168,171,000 | 3,633 |
| Average Assets, quarterly | $172,455,500 | 3,564 |
| Volatile liabilities | $42,192,000 | 3,033 |
| Insider loans | $3,410,000 | 1,997 |
| FHLB advances | $5,000,000 | 3,218 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $10,689,000 | 3,872 |
| Tier 1 (core) risk-based capital | $14,415,000 | 3,966 |
| Tier 2 risk-based capital | $1,493,000 | 3,261 |
| Total risk weighted assets | $119,033,000 | 3,519 |
| Total unused commitments | $12,689,000 | 3,515 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 23 | 5,313 |
| Assets and Liabilities | ||
| Total Assets: | $169,195,000 | 3,687 |
| Cash and due from depository institutions | $21,392,000 | 5,313 |
| Interest-bearing balances | $5,448,000 | 3,583 |
| Securities | $15,553,000 | 4,961 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $124,680,000 | 3,316 |
| Loan loss allowance | $1,785,000 | 3,497 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,591,000 | 2,662 |
| Other real estate owned | $382,000 | 5,313 |
| Goodwill and other intangibles | $83,000 | 2,711 |
| All other assets | $2,514,000 | 4,930 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $169,195,000 | 3,687 |
| Total liabilities | $154,907,000 | 3,614 |
| Total deposits | $149,247,000 | 3,514 |
| Interest-bearing deposits | $138,980,000 | 3,295 |
| Deposits held in domestic offices | $149,247,000 | 3,512 |
| % insured | 100.00% | 2 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,478 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $660,000 | 4,273 |
| Total equity capital | $14,288,000 | 4,185 |
| Total bank equity capital | $14,288,000 | 4,184 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $5,001,000 | 978 |
| Surplus | $10,673,000 | 2,567 |
| Undivided profits | $-1,386,000 | 6,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,752,000 | 3,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $561,000 | 4,961 |
| Earning assets | $145,681,000 | 3,856 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $164,398,500 | 3,759 |
| Average Assets, quarterly | $164,398,500 | 3,759 |
| Volatile liabilities | $40,958,000 | 3,191 |
| Insider loans | $3,418,000 | 2,054 |
| FHLB advances | $5,000,000 | 3,318 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $11,665,000 | 3,810 |
| Tier 1 (core) risk-based capital | $14,275,000 | 4,019 |
| Tier 2 risk-based capital | $1,529,000 | 3,250 |
| Total risk weighted assets | $122,045,000 | 3,520 |
| Total unused commitments | $13,665,000 | 3,494 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 24 | 5,223 |
| Assets and Liabilities | ||
| Total Assets: | $159,602,000 | 3,860 |
| Cash and due from depository institutions | $20,218,000 | 5,223 |
| Interest-bearing balances | $11,512,000 | 2,088 |
| Securities | $4,000,000 | 6,932 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $128,068,000 | 3,291 |
| Loan loss allowance | $1,736,000 | 3,532 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,686,000 | 2,658 |
| Other real estate owned | $77,000 | 5,223 |
| Goodwill and other intangibles | $84,000 | 2,733 |
| All other assets | $2,469,000 | 5,036 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $159,602,000 | 3,860 |
| Total liabilities | $145,466,000 | 3,808 |
| Total deposits | $139,806,000 | 3,691 |
| Interest-bearing deposits | $130,056,000 | 3,458 |
| Deposits held in domestic offices | $139,806,000 | 3,690 |
| % insured | 100.00% | 2 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,633 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $660,000 | 4,287 |
| Total equity capital | $14,136,000 | 4,201 |
| Total bank equity capital | $14,136,000 | 4,201 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,001,000 | 992 |
| Surplus | $10,645,000 | 2,579 |
| Undivided profits | $-1,510,000 | 6,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,192,000 | 3,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $508,000 | 5,355 |
| Earning assets | $143,580,000 | 3,901 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $150,289,000 | 3,956 |
| Average Assets, quarterly | $162,127,500 | 3,808 |
| Volatile liabilities | $46,467,000 | 2,896 |
| Insider loans | $3,552,000 | 2,042 |
| FHLB advances | $5,000,000 | 3,488 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $13,497,000 | 3,530 |
| Tier 1 (core) risk-based capital | $14,136,000 | 4,048 |
| Tier 2 risk-based capital | $1,598,000 | 3,150 |
| Total risk weighted assets | $127,707,000 | 3,454 |
| Total unused commitments | $13,497,000 | 3,533 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 25 | 5,159 |
| Assets and Liabilities | ||
| Total Assets: | $164,653,000 | 3,770 |
| Cash and due from depository institutions | $29,712,000 | 5,159 |
| Interest-bearing balances | $12,295,000 | 1,779 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $128,488,000 | 3,320 |
| Loan loss allowance | $2,005,000 | 3,162 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,777,000 | 2,628 |
| Other real estate owned | $0 | 5,159 |
| Goodwill and other intangibles | $106,000 | 2,696 |
| All other assets | $1,570,000 | 5,616 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $164,653,000 | 3,770 |
| Total liabilities | $150,528,000 | 3,707 |
| Total deposits | $144,274,000 | 3,581 |
| Interest-bearing deposits | $134,652,000 | 3,377 |
| Deposits held in domestic offices | $144,274,000 | 3,580 |
| % insured | 100.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,752 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,254,000 | 3,269 |
| Total equity capital | $14,125,000 | 4,316 |
| Total bank equity capital | $14,125,000 | 4,316 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,001,000 | 1,007 |
| Surplus | $10,623,000 | 2,573 |
| Undivided profits | $-1,499,000 | 7,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,852,000 | 3,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $433,000 | 6,032 |
| Earning assets | $140,783,000 | 3,971 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $147,960,750 | 4,007 |
| Average Assets, quarterly | $159,440,000 | 3,844 |
| Volatile liabilities | $53,616,000 | 2,616 |
| Insider loans | $3,009,000 | 2,351 |
| FHLB advances | $5,000,000 | 3,599 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $15,685,000 | 3,358 |
| Tier 1 (core) risk-based capital | $14,125,000 | 4,131 |
| Tier 2 risk-based capital | $1,590,000 | 3,150 |
| Total risk weighted assets | $126,749,000 | 3,499 |
| Total unused commitments | $15,685,000 | 3,361 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 26 | 5,110 |
| Assets and Liabilities | ||
| Total Assets: | $154,227,000 | 3,967 |
| Cash and due from depository institutions | $20,534,000 | 5,110 |
| Interest-bearing balances | $16,466,000 | 1,263 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $127,001,000 | 3,367 |
| Loan loss allowance | $1,855,000 | 3,224 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,829,000 | 2,637 |
| Other real estate owned | $0 | 5,110 |
| Goodwill and other intangibles | $127,000 | 2,670 |
| All other assets | $1,736,000 | 5,406 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $154,227,000 | 3,967 |
| Total liabilities | $140,259,000 | 3,926 |
| Total deposits | $134,356,000 | 3,775 |
| Interest-bearing deposits | $124,562,000 | 3,570 |
| Deposits held in domestic offices | $134,356,000 | 3,773 |
| % insured | 100.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $5,000,000 | 3,845 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $903,000 | 4,036 |
| Total equity capital | $13,968,000 | 4,315 |
| Total bank equity capital | $13,968,000 | 4,315 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,001,000 | 1,015 |
| Surplus | $10,601,000 | 2,564 |
| Undivided profits | $-1,634,000 | 7,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,197,000 | 4,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $428,000 | 5,976 |
| Earning assets | $143,467,000 | 3,913 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $142,396,670 | 4,129 |
| Average Assets, quarterly | $151,807,000 | 3,996 |
| Volatile liabilities | $48,656,000 | 2,831 |
| Insider loans | $3,033,000 | 2,376 |
| FHLB advances | $5,000,000 | 3,674 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,080,000 | 3,383 |
| Tier 1 (core) risk-based capital | $13,968,000 | 4,200 |
| Tier 2 risk-based capital | $1,624,000 | 3,087 |
| Total risk weighted assets | $129,662,000 | 3,473 |
| Total unused commitments | $16,080,000 | 3,385 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 25 | 5,255 |
| Assets and Liabilities | ||
| Total Assets: | $149,387,000 | 4,060 |
| Cash and due from depository institutions | $24,919,000 | 5,255 |
| Interest-bearing balances | $23,345,000 | 822 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $1,664,000 | 3,995 |
| Net loans & leases | $116,111,000 | 3,611 |
| Loan loss allowance | $1,698,000 | 3,348 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,911,000 | 2,625 |
| Other real estate owned | $0 | 5,255 |
| Goodwill and other intangibles | $155,000 | 2,611 |
| All other assets | $1,627,000 | 5,575 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $149,387,000 | 4,060 |
| Total liabilities | $135,434,000 | 4,028 |
| Total deposits | $124,657,000 | 3,976 |
| Interest-bearing deposits | $115,810,000 | 3,756 |
| Deposits held in domestic offices | $124,657,000 | 3,974 |
| % insured | 100.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $5,000,000 | 3,905 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,777,000 | 1,026 |
| Total equity capital | $13,953,000 | 4,359 |
| Total bank equity capital | $13,953,000 | 4,359 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,001,000 | 1,014 |
| Surplus | $10,580,000 | 2,557 |
| Undivided profits | $-1,628,000 | 7,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $666,000 | 5,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $408,000 | 6,139 |
| Earning assets | $141,120,000 | 3,964 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $136,481,500 | 4,269 |
| Average Assets, quarterly | $136,481,500 | 4,269 |
| Volatile liabilities | $36,120,000 | 3,518 |
| Insider loans | $3,055,000 | 2,384 |
| FHLB advances | $5,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $17,549,000 | 3,314 |
| Tier 1 (core) risk-based capital | $13,953,000 | 4,235 |
| Tier 2 risk-based capital | $1,529,000 | 3,239 |
| Total risk weighted assets | $122,114,000 | 3,626 |
| Total unused commitments | $17,549,000 | 3,314 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 24 | 5,390 |
| Assets and Liabilities | ||
| Total Assets: | $123,576,000 | 4,551 |
| Cash and due from depository institutions | $4,637,000 | 5,390 |
| Interest-bearing balances | $2,532,000 | 2,691 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $2,740,000 | 2,798 |
| Net loans & leases | $109,407,000 | 3,797 |
| Loan loss allowance | $1,616,000 | 3,414 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,975,000 | 2,601 |
| Other real estate owned | $0 | 5,390 |
| Goodwill and other intangibles | $169,000 | 2,591 |
| All other assets | $1,648,000 | 5,624 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $123,576,000 | 4,551 |
| Total liabilities | $109,637,000 | 4,571 |
| Total deposits | $103,885,000 | 4,438 |
| Interest-bearing deposits | $95,713,000 | 4,219 |
| Deposits held in domestic offices | $103,885,000 | 4,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,000,000 | 4,114 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $752,000 | 4,378 |
| Total equity capital | $13,939,000 | 4,350 |
| Total bank equity capital | $13,939,000 | 4,350 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,001,000 | 1,006 |
| Surplus | $10,558,000 | 2,536 |
| Undivided profits | $-1,620,000 | 7,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 5,547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $441,000 | 416 |
| Income earned, not collected on loans | $427,000 | 6,197 |
| Earning assets | $114,679,000 | 4,509 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $108,481,200 | 4,820 |
| Average Assets, quarterly | $123,606,500 | 4,514 |
| Volatile liabilities | $27,968,000 | 4,074 |
| Insider loans | $2,955,000 | 2,464 |
| FHLB advances | $5,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $16,531,000 | 3,442 |
| Tier 1 (core) risk-based capital | $13,939,000 | 4,224 |
| Tier 2 risk-based capital | $1,417,000 | 3,398 |
| Total risk weighted assets | $113,192,000 | 3,823 |
| Total unused commitments | $16,531,000 | 3,444 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 24 | 5,454 |
| Assets and Liabilities | ||
| Total Assets: | $123,637,000 | 4,514 |
| Cash and due from depository institutions | $8,019,000 | 5,454 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $1,967,000 | 3,765 |
| Net loans & leases | $106,798,000 | 3,851 |
| Loan loss allowance | $1,523,000 | 3,383 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,029,000 | 2,558 |
| Other real estate owned | $0 | 5,454 |
| Goodwill and other intangibles | $191,000 | 2,593 |
| All other assets | $1,633,000 | 5,710 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $123,637,000 | 4,514 |
| Total liabilities | $109,694,000 | 4,542 |
| Total deposits | $103,512,000 | 4,419 |
| Interest-bearing deposits | $95,780,000 | 4,165 |
| Deposits held in domestic offices | $103,512,000 | 4,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $5,000,000 | 4,125 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,182,000 | 3,450 |
| Total equity capital | $13,943,000 | 4,375 |
| Total bank equity capital | $13,943,000 | 4,375 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,001,000 | 1,006 |
| Surplus | $10,521,000 | 2,530 |
| Undivided profits | $-1,579,000 | 7,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $383,000 | 6,605 |
| Earning assets | $108,765,000 | 4,651 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $104,707,500 | 4,933 |
| Average Assets, quarterly | $117,843,000 | 4,638 |
| Volatile liabilities | $27,447,000 | 4,042 |
| Insider loans | $2,916,000 | 2,495 |
| FHLB advances | $5,000,000 | 3,984 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $16,557,000 | 3,606 |
| Tier 1 (core) risk-based capital | $13,943,000 | 4,292 |
| Tier 2 risk-based capital | $1,419,000 | 3,303 |
| Total risk weighted assets | $113,061,000 | 3,840 |
| Total unused commitments | $16,557,000 | 3,609 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 25 | 5,394 |
| Assets and Liabilities | ||
| Total Assets: | $112,049,000 | 4,810 |
| Cash and due from depository institutions | $2,269,000 | 5,394 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,224 |
| Net loans & leases | $100,188,000 | 4,008 |
| Loan loss allowance | $1,432,000 | 3,448 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,089,000 | 2,532 |
| Other real estate owned | $0 | 5,394 |
| Goodwill and other intangibles | $178,000 | 2,633 |
| All other assets | $1,425,000 | 5,977 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $112,049,000 | 4,810 |
| Total liabilities | $97,998,000 | 4,861 |
| Total deposits | $95,033,000 | 4,668 |
| Interest-bearing deposits | $87,291,000 | 4,439 |
| Deposits held in domestic offices | $95,033,000 | 4,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $2,000,000 | 4,830 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $965,000 | 3,924 |
| Total equity capital | $14,051,000 | 4,376 |
| Total bank equity capital | $14,051,000 | 4,376 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,001,000 | 995 |
| Surplus | $10,499,000 | 2,533 |
| Undivided profits | $-1,449,000 | 7,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $335,000 | 6,832 |
| Earning assets | $103,088,000 | 4,798 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $98,397,670 | 5,146 |
| Average Assets, quarterly | $104,522,000 | 5,006 |
| Volatile liabilities | $23,408,000 | 4,403 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $2,000,000 | 4,664 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $16,096,000 | 3,748 |
| Tier 1 (core) risk-based capital | $14,051,000 | 4,294 |
| Tier 2 risk-based capital | $1,432,000 | 3,241 |
| Total risk weighted assets | $106,846,000 | 3,991 |
| Total unused commitments | $16,096,000 | 3,748 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 24 | 5,556 |
| Assets and Liabilities | ||
| Total Assets: | $96,995,000 | 5,235 |
| Cash and due from depository institutions | $3,366,000 | 5,556 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $1,886,000 | 5,042 |
| Net loans & leases | $86,782,000 | 4,325 |
| Loan loss allowance | $1,234,000 | 3,733 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,574,000 | 3,312 |
| Other real estate owned | $0 | 5,556 |
| Goodwill and other intangibles | $189,000 | 2,626 |
| All other assets | $1,198,000 | 6,242 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $96,995,000 | 5,235 |
| Total liabilities | $82,968,000 | 5,313 |
| Total deposits | $82,126,000 | 5,106 |
| Interest-bearing deposits | $74,260,000 | 4,923 |
| Deposits held in domestic offices | $82,126,000 | 5,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $842,000 | 4,414 |
| Total equity capital | $14,027,000 | 4,482 |
| Total bank equity capital | $14,027,000 | 4,482 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,001,000 | 984 |
| Surplus | $10,275,000 | 2,548 |
| Undivided profits | $-1,249,000 | 7,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $352,000 | 6,705 |
| Earning assets | $88,668,000 | 5,233 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $91,572,000 | 5,372 |
| Average Assets, quarterly | $91,572,000 | 5,372 |
| Volatile liabilities | $21,633,000 | 4,585 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $11,944,000 | 4,435 |
| Tier 1 (core) risk-based capital | $14,027,000 | 4,314 |
| Tier 2 risk-based capital | $1,234,000 | 3,549 |
| Total risk weighted assets | $92,315,000 | 4,346 |
| Total unused commitments | $11,944,000 | 4,439 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 18 | 6,341 |
| Assets and Liabilities | ||
| Total Assets: | $86,149,000 | 5,554 |
| Cash and due from depository institutions | $1,793,000 | 6,341 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $2,163,000 | 4,026 |
| Net loans & leases | $77,540,000 | 4,609 |
| Loan loss allowance | $1,106,000 | 3,964 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,387,000 | 3,400 |
| Other real estate owned | $0 | 6,341 |
| Goodwill and other intangibles | $213,000 | 2,572 |
| All other assets | $1,053,000 | 6,593 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $86,149,000 | 5,554 |
| Total liabilities | $72,048,000 | 5,698 |
| Total deposits | $71,247,000 | 5,502 |
| Interest-bearing deposits | $64,317,000 | 5,287 |
| Deposits held in domestic offices | $71,247,000 | 5,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $801,000 | 4,515 |
| Total equity capital | $14,101,000 | 4,404 |
| Total bank equity capital | $14,101,000 | 4,404 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,001,000 | 974 |
| Surplus | $10,254,000 | 2,526 |
| Undivided profits | $-1,154,000 | 7,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $353,000 | 6,890 |
| Earning assets | $79,703,000 | 5,527 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $64,411,400 | 6,163 |
| Average Assets, quarterly | $82,546,000 | 5,652 |
| Volatile liabilities | $20,777,000 | 4,687 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $13,108,000 | 4,238 |
| Tier 1 (core) risk-based capital | $14,101,000 | 4,273 |
| Tier 2 risk-based capital | $1,016,000 | 4,008 |
| Total risk weighted assets | $81,278,000 | 4,649 |
| Total unused commitments | $13,108,000 | 4,238 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 15 | 6,841 |
| Assets and Liabilities | ||
| Total Assets: | $78,943,000 | 5,784 |
| Cash and due from depository institutions | $7,372,000 | 6,841 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $3,698,000 | 3,128 |
| Net loans & leases | $64,043,000 | 5,085 |
| Loan loss allowance | $897,000 | 4,499 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,893,000 | 3,720 |
| Other real estate owned | $0 | 6,841 |
| Goodwill and other intangibles | $231,000 | 2,527 |
| All other assets | $706,000 | 7,419 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $78,943,000 | 5,784 |
| Total liabilities | $64,754,000 | 5,949 |
| Total deposits | $64,219,000 | 5,774 |
| Interest-bearing deposits | $58,087,000 | 5,569 |
| Deposits held in domestic offices | $64,219,000 | 5,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $535,000 | 5,616 |
| Total equity capital | $14,189,000 | 4,349 |
| Total bank equity capital | $14,189,000 | 4,349 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,001,000 | 951 |
| Surplus | $10,202,000 | 2,472 |
| Undivided profits | $-1,014,000 | 8,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $275,000 | 7,523 |
| Earning assets | $67,741,000 | 5,952 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $58,977,000 | 6,410 |
| Average Assets, quarterly | $71,473,500 | 6,010 |
| Volatile liabilities | $21,916,000 | 4,515 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $14,487,000 | 4,039 |
| Tier 1 (core) risk-based capital | $14,189,000 | 4,246 |
| Tier 2 risk-based capital | $881,000 | 4,368 |
| Total risk weighted assets | $70,519,000 | 5,006 |
| Total unused commitments | $14,487,000 | 4,039 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 11 | 7,527 |
| Assets and Liabilities | ||
| Total Assets: | $64,004,000 | 6,294 |
| Cash and due from depository institutions | $1,708,000 | 7,527 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $6,562,000 | 2,197 |
| Net loans & leases | $52,505,000 | 5,596 |
| Loan loss allowance | $707,000 | 5,180 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,313,000 | 4,235 |
| Other real estate owned | $0 | 7,527 |
| Goodwill and other intangibles | $247,000 | 2,524 |
| All other assets | $669,000 | 7,465 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $64,004,000 | 6,294 |
| Total liabilities | $49,785,000 | 6,578 |
| Total deposits | $49,386,000 | 6,453 |
| Interest-bearing deposits | $44,182,000 | 6,281 |
| Deposits held in domestic offices | $49,386,000 | 6,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $399,000 | 6,125 |
| Total equity capital | $14,219,000 | 4,273 |
| Total bank equity capital | $14,219,000 | 4,273 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,001,000 | 939 |
| Surplus | $10,153,000 | 2,479 |
| Undivided profits | $-935,000 | 8,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $237,000 | 7,662 |
| Earning assets | $59,067,000 | 6,277 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $52,321,670 | 6,745 |
| Average Assets, quarterly | $57,770,000 | 6,518 |
| Volatile liabilities | $17,111,000 | 5,060 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $11,781,000 | 4,481 |
| Tier 1 (core) risk-based capital | $14,219,000 | 4,226 |
| Tier 2 risk-based capital | $707,000 | 4,976 |
| Total risk weighted assets | $57,593,000 | 5,556 |
| Total unused commitments | $11,781,000 | 4,482 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 11 | 7,547 |
| Assets and Liabilities | ||
| Total Assets: | $51,536,000 | 6,850 |
| Cash and due from depository institutions | $1,236,000 | 7,547 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $5,410,000 | 3,168 |
| Net loans & leases | $41,915,000 | 6,089 |
| Loan loss allowance | $529,000 | 5,911 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,409,000 | 4,095 |
| Other real estate owned | $0 | 7,547 |
| Goodwill and other intangibles | $131,000 | 2,790 |
| All other assets | $435,000 | 7,961 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $51,537,000 | 6,850 |
| Total liabilities | $42,275,000 | 6,957 |
| Total deposits | $41,846,000 | 6,836 |
| Interest-bearing deposits | $37,580,000 | 6,685 |
| Deposits held in domestic offices | $41,846,000 | 6,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $429,000 | 5,929 |
| Total equity capital | $9,262,000 | 5,649 |
| Total bank equity capital | $9,262,000 | 5,649 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,001,000 | 921 |
| Surplus | $5,105,000 | 3,889 |
| Undivided profits | $-844,000 | 8,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $167,000 | 8,024 |
| Earning assets | $47,325,000 | 6,850 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $46,480,500 | 7,041 |
| Average Assets, quarterly | $46,480,500 | 7,041 |
| Volatile liabilities | $0 | 8,533 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $10,358,000 | 4,751 |
| Tier 1 (core) risk-based capital | $9,262,000 | 5,553 |
| Tier 2 risk-based capital | $529,000 | 5,700 |
| Total risk weighted assets | $49,246,000 | 5,907 |
| Total unused commitments | $10,358,000 | 4,751 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 11 | 7,566 |
| Assets and Liabilities | ||
| Total Assets: | $41,425,000 | 7,291 |
| Cash and due from depository institutions | $1,825,000 | 7,566 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $9,876,000 | 1,669 |
| Net loans & leases | $26,665,000 | 7,044 |
| Loan loss allowance | $345,000 | 6,877 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,418,000 | 4,057 |
| Other real estate owned | $0 | 7,566 |
| Goodwill and other intangibles | $110,000 | 2,851 |
| All other assets | $531,000 | 7,804 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $41,425,000 | 7,291 |
| Total liabilities | $31,987,000 | 7,492 |
| Total deposits | $31,747,000 | 7,382 |
| Interest-bearing deposits | $29,065,000 | 7,161 |
| Deposits held in domestic offices | $31,747,000 | 7,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $240,000 | 7,041 |
| Total equity capital | $9,438,000 | 5,558 |
| Total bank equity capital | $9,438,000 | 5,558 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,001,000 | 909 |
| Surplus | $5,056,000 | 3,857 |
| Undivided profits | $-619,000 | 8,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $114,000 | 8,306 |
| Earning assets | $36,541,000 | 7,369 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $28,075,500 | 7,878 |
| Average Assets, quarterly | $28,075,500 | 7,921 |
| Volatile liabilities | $12,004,000 | 5,825 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $5,194,000 | 5,982 |
| Tier 1 (core) risk-based capital | $9,438,000 | 5,468 |
| Tier 2 risk-based capital | $345,000 | 6,677 |
| Total risk weighted assets | $32,366,000 | 6,856 |
| Total unused commitments | $5,194,000 | 5,984 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 9 | 7,920 |
| Assets and Liabilities | ||
| Total Assets: | $14,726,000 | 8,541 |
| Cash and due from depository institutions | $1,121,000 | 7,920 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $3,568,000 | 2,985 |
| Net loans & leases | $9,364,000 | 8,305 |
| Loan loss allowance | $101,000 | 8,322 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $375,000 | 7,367 |
| Other real estate owned | $0 | 7,920 |
| Goodwill and other intangibles | $114,000 | 2,847 |
| All other assets | $184,000 | 8,573 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $14,726,000 | 8,541 |
| Total liabilities | $4,994,000 | 8,678 |
| Total deposits | $4,956,000 | 8,647 |
| Interest-bearing deposits | $3,591,000 | 8,618 |
| Deposits held in domestic offices | $4,956,000 | 8,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $38,000 | 8,639 |
| Total equity capital | $9,732,000 | 5,426 |
| Total bank equity capital | $9,732,000 | 5,426 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,001,000 | 895 |
| Surplus | $5,023,000 | 3,848 |
| Undivided profits | $-292,000 | 8,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $28,000 | 8,635 |
| Earning assets | $12,932,000 | 8,540 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $14,726,000 | 8,528 |
| Average Assets, quarterly | $14,726,000 | 8,531 |
| Volatile liabilities | $2,177,000 | 8,187 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $290,000 | 8,334 |
| Tier 1 (core) risk-based capital | $9,732,000 | 5,349 |
| Tier 2 risk-based capital | $101,000 | 8,279 |
| Total risk weighted assets | $9,972,000 | 8,411 |
| Total unused commitments | $290,000 | 8,335 |
| Derivatives | $0 | 1,023 |