Home > Southern Bank & Trust > Income and Expense
Southern Bank & Trust, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 2,256 |
| Total interest expense | $622,000 | 2,001 |
| Net interest income | $2,392,000 | 2,295 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $257,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $95,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 2,687 |
| Total noninterest expense | $4,889,000 | 1,122 |
| Salaries and employee benefits | $950,000 | 2,566 |
| Premises and equipment expense | $169,000 | 2,594 |
| Additional noninterest expense | $3,770,000 | 493 |
| Pre-tax net operating income | $-2,240,000 | 5,060 |
| Securities gains (losses) | $18,000 | 1,156 |
| Applicable income taxes | $-487,000 | 5,025 |
| Income before extraordinary items | $-1,735,000 | 5,032 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,735,000 | 5,032 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-1,735,000 | 5,032 |
| Net charge-offs | $18,000 | 1,635 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 363 |
| Net operating income | $-1,749,220 | 5,051 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,339,000 | 2,385 |
| Total interest expense | $2,302,000 | 2,148 |
| Net interest income | $9,037,000 | 2,418 |
| Provision for loan and lease losses | $35,000 | 3,540 |
| Total noninterest income | $999,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $382,000 | 2,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $617,000 | 2,807 |
| Total noninterest expense | $6,435,000 | 2,575 |
| Salaries and employee benefits | $3,680,000 | 2,593 |
| Premises and equipment expense | $842,000 | 2,276 |
| Additional noninterest expense | $1,913,000 | 2,634 |
| Pre-tax net operating income | $3,566,000 | 2,211 |
| Securities gains (losses) | $13,000 | 1,808 |
| Applicable income taxes | $806,000 | 1,593 |
| Income before extraordinary items | $2,773,000 | 2,408 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,773,000 | 2,409 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,773,000 | 2,410 |
| Net charge-offs | $10,000 | 3,318 |
| Cash dividends | $311,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 458 |
| Net operating income | $2,762,730 | 2,376 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,359,000 | 2,438 |
| Total interest expense | $1,651,000 | 2,217 |
| Net interest income | $6,708,000 | 2,468 |
| Provision for loan and lease losses | $35,000 | 3,311 |
| Total noninterest income | $722,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $281,000 | 2,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 2,868 |
| Total noninterest expense | $4,837,000 | 2,593 |
| Salaries and employee benefits | $2,748,000 | 2,617 |
| Premises and equipment expense | $676,000 | 2,198 |
| Additional noninterest expense | $1,413,000 | 2,670 |
| Pre-tax net operating income | $2,558,000 | 2,337 |
| Securities gains (losses) | $13,000 | 1,579 |
| Applicable income taxes | $593,000 | 1,663 |
| Income before extraordinary items | $1,978,000 | 2,543 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,978,000 | 2,544 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,978,000 | 2,544 |
| Net charge-offs | $6,000 | 3,099 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 422 |
| Net operating income | $1,967,730 | 2,527 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 2,485 |
| Total interest expense | $1,041,000 | 2,280 |
| Net interest income | $4,353,000 | 2,511 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $491,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $189,000 | 2,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 2,800 |
| Total noninterest expense | $3,206,000 | 2,619 |
| Salaries and employee benefits | $1,790,000 | 2,668 |
| Premises and equipment expense | $453,000 | 2,191 |
| Additional noninterest expense | $963,000 | 2,656 |
| Pre-tax net operating income | $1,638,000 | 2,364 |
| Securities gains (losses) | $10,000 | 1,220 |
| Applicable income taxes | $373,000 | 1,678 |
| Income before extraordinary items | $1,275,000 | 2,565 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,275,000 | 2,564 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,275,000 | 2,564 |
| Net charge-offs | $5,000 | 2,814 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 409 |
| Net operating income | $1,267,100 | 2,546 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 2,568 |
| Total interest expense | $492,000 | 2,331 |
| Net interest income | $2,087,000 | 2,601 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $252,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $100,000 | 2,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 2,736 |
| Total noninterest expense | $1,552,000 | 2,686 |
| Salaries and employee benefits | $871,000 | 2,722 |
| Premises and equipment expense | $223,000 | 2,243 |
| Additional noninterest expense | $458,000 | 2,749 |
| Pre-tax net operating income | $787,000 | 2,387 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $181,000 | 1,669 |
| Income before extraordinary items | $606,000 | 2,602 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $606,000 | 2,601 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $606,000 | 2,601 |
| Net charge-offs | $6,000 | 2,153 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 377 |
| Net operating income | $606,000 | 2,587 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,238,000 | 2,673 |
| Total interest expense | $1,230,000 | 2,636 |
| Net interest income | $8,008,000 | 2,651 |
| Provision for loan and lease losses | $132,000 | 2,769 |
| Total noninterest income | $845,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $366,000 | 2,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $479,000 | 3,122 |
| Total noninterest expense | $5,850,000 | 2,762 |
| Salaries and employee benefits | $3,107,000 | 2,891 |
| Premises and equipment expense | $949,000 | 2,121 |
| Additional noninterest expense | $1,794,000 | 2,796 |
| Pre-tax net operating income | $2,871,000 | 2,566 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $649,000 | 1,754 |
| Income before extraordinary items | $2,223,000 | 2,770 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,223,000 | 2,768 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,223,000 | 2,769 |
| Net charge-offs | $64,000 | 2,464 |
| Cash dividends | $311,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 585 |
| Net operating income | $2,222,210 | 2,765 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,775,000 | 2,704 |
| Total interest expense | $828,000 | 2,720 |
| Net interest income | $5,947,000 | 2,676 |
| Provision for loan and lease losses | $32,000 | 3,435 |
| Total noninterest income | $636,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $270,000 | 2,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 3,125 |
| Total noninterest expense | $4,324,000 | 2,795 |
| Salaries and employee benefits | $2,298,000 | 2,930 |
| Premises and equipment expense | $689,000 | 2,174 |
| Additional noninterest expense | $1,337,000 | 2,810 |
| Pre-tax net operating income | $2,227,000 | 2,570 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $482,000 | 1,820 |
| Income before extraordinary items | $1,746,000 | 2,751 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,746,000 | 2,750 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,746,000 | 2,750 |
| Net charge-offs | $65,000 | 2,020 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,745,210 | 2,735 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,424,000 | 2,730 |
| Total interest expense | $482,000 | 2,851 |
| Net interest income | $3,942,000 | 2,679 |
| Provision for loan and lease losses | $32,000 | 3,081 |
| Total noninterest income | $396,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $176,000 | 2,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 3,259 |
| Total noninterest expense | $2,870,000 | 2,827 |
| Salaries and employee benefits | $1,528,000 | 2,950 |
| Premises and equipment expense | $457,000 | 2,206 |
| Additional noninterest expense | $885,000 | 2,840 |
| Pre-tax net operating income | $1,436,000 | 2,590 |
| Securities gains (losses) | $18,000 | 497 |
| Applicable income taxes | $321,000 | 1,810 |
| Income before extraordinary items | $1,133,000 | 2,754 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,133,000 | 2,753 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,133,000 | 2,753 |
| Net charge-offs | $59,000 | 1,642 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,118,780 | 2,777 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 2,791 |
| Total interest expense | $219,000 | 2,946 |
| Net interest income | $1,929,000 | 2,742 |
| Provision for loan and lease losses | $32,000 | 2,391 |
| Total noninterest income | $194,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $89,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 3,286 |
| Total noninterest expense | $1,414,000 | 2,888 |
| Salaries and employee benefits | $744,000 | 3,022 |
| Premises and equipment expense | $223,000 | 2,277 |
| Additional noninterest expense | $447,000 | 2,844 |
| Pre-tax net operating income | $677,000 | 2,639 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $173,000 | 1,709 |
| Income before extraordinary items | $504,000 | 2,888 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $504,000 | 2,888 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $504,000 | 2,888 |
| Net charge-offs | $58,000 | 1,113 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $504,000 | 2,872 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,697,000 | 2,948 |
| Total interest expense | $635,000 | 3,293 |
| Net interest income | $7,062,000 | 2,873 |
| Provision for loan and lease losses | $131,000 | 2,777 |
| Total noninterest income | $735,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $340,000 | 2,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 3,471 |
| Total noninterest expense | $5,222,000 | 3,021 |
| Salaries and employee benefits | $2,744,000 | 3,163 |
| Premises and equipment expense | $887,000 | 2,278 |
| Additional noninterest expense | $1,591,000 | 3,108 |
| Pre-tax net operating income | $2,444,000 | 2,783 |
| Securities gains (losses) | $22,000 | 1,291 |
| Applicable income taxes | $968,000 | 1,904 |
| Income before extraordinary items | $1,498,000 | 3,135 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,498,000 | 3,133 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,498,000 | 3,135 |
| Net charge-offs | $-6,000 | 4,696 |
| Cash dividends | $247,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,483,920 | 3,130 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,590,000 | 3,024 |
| Total interest expense | $426,000 | 3,481 |
| Net interest income | $5,164,000 | 2,941 |
| Provision for loan and lease losses | $101,000 | 2,638 |
| Total noninterest income | $550,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $254,000 | 2,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 3,497 |
| Total noninterest expense | $3,838,000 | 3,073 |
| Salaries and employee benefits | $2,019,000 | 3,206 |
| Premises and equipment expense | $664,000 | 2,298 |
| Additional noninterest expense | $1,155,000 | 3,182 |
| Pre-tax net operating income | $1,775,000 | 2,890 |
| Securities gains (losses) | $17,000 | 1,393 |
| Applicable income taxes | $520,000 | 2,031 |
| Income before extraordinary items | $1,272,000 | 3,112 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,272,000 | 3,111 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,272,000 | 3,112 |
| Net charge-offs | $-3,000 | 4,449 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,259,930 | 3,108 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 3,096 |
| Total interest expense | $253,000 | 3,643 |
| Net interest income | $3,326,000 | 2,998 |
| Provision for loan and lease losses | $51,000 | 2,823 |
| Total noninterest income | $367,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $169,000 | 2,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 3,489 |
| Total noninterest expense | $2,502,000 | 3,128 |
| Salaries and employee benefits | $1,331,000 | 3,234 |
| Premises and equipment expense | $421,000 | 2,382 |
| Additional noninterest expense | $750,000 | 3,246 |
| Pre-tax net operating income | $1,140,000 | 2,925 |
| Securities gains (losses) | $15,000 | 1,091 |
| Applicable income taxes | $328,000 | 2,066 |
| Income before extraordinary items | $827,000 | 3,121 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $827,000 | 3,120 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $827,000 | 3,121 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $816,200 | 3,121 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 3,170 |
| Total interest expense | $119,000 | 3,733 |
| Net interest income | $1,607,000 | 3,070 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $186,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $85,000 | 2,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,459 |
| Total noninterest expense | $1,240,000 | 3,180 |
| Salaries and employee benefits | $668,000 | 3,271 |
| Premises and equipment expense | $208,000 | 2,453 |
| Additional noninterest expense | $364,000 | 3,306 |
| Pre-tax net operating income | $553,000 | 2,928 |
| Securities gains (losses) | $10,000 | 671 |
| Applicable income taxes | $175,000 | 1,980 |
| Income before extraordinary items | $388,000 | 3,187 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $388,000 | 3,185 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $388,000 | 3,187 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $381,100 | 3,194 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,113,000 | 3,388 |
| Total interest expense | $408,000 | 3,988 |
| Net interest income | $5,705,000 | 3,290 |
| Provision for loan and lease losses | $214,000 | 2,362 |
| Total noninterest income | $710,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $329,000 | 2,794 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $381,000 | 3,638 |
| Total noninterest expense | $4,517,000 | 3,410 |
| Salaries and employee benefits | $2,277,000 | 3,582 |
| Premises and equipment expense | $824,000 | 2,441 |
| Additional noninterest expense | $1,416,000 | 3,467 |
| Pre-tax net operating income | $1,684,000 | 3,348 |
| Securities gains (losses) | $49,000 | 1,853 |
| Applicable income taxes | $475,000 | 2,296 |
| Income before extraordinary items | $1,258,000 | 3,556 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,258,000 | 3,554 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,258,000 | 3,555 |
| Net charge-offs | $26,000 | 3,527 |
| Cash dividends | $242,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,222,230 | 3,544 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 3,469 |
| Total interest expense | $299,000 | 4,059 |
| Net interest income | $4,158,000 | 3,361 |
| Provision for loan and lease losses | $154,000 | 2,318 |
| Total noninterest income | $533,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $243,000 | 2,833 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $290,000 | 3,621 |
| Total noninterest expense | $3,343,000 | 3,427 |
| Salaries and employee benefits | $1,677,000 | 3,611 |
| Premises and equipment expense | $619,000 | 2,443 |
| Additional noninterest expense | $1,047,000 | 3,511 |
| Pre-tax net operating income | $1,194,000 | 3,477 |
| Securities gains (losses) | $49,000 | 1,784 |
| Applicable income taxes | $352,000 | 2,351 |
| Income before extraordinary items | $891,000 | 3,714 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $891,000 | 3,712 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $891,000 | 3,714 |
| Net charge-offs | $26,000 | 2,997 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $855,720 | 3,702 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 3,549 |
| Total interest expense | $195,000 | 4,126 |
| Net interest income | $2,692,000 | 3,444 |
| Provision for loan and lease losses | $76,000 | 2,525 |
| Total noninterest income | $351,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $153,000 | 2,920 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $198,000 | 3,616 |
| Total noninterest expense | $2,184,000 | 3,499 |
| Salaries and employee benefits | $1,089,000 | 3,701 |
| Premises and equipment expense | $412,000 | 2,459 |
| Additional noninterest expense | $683,000 | 3,569 |
| Pre-tax net operating income | $783,000 | 3,490 |
| Securities gains (losses) | $16,000 | 2,060 |
| Applicable income taxes | $230,000 | 2,378 |
| Income before extraordinary items | $569,000 | 3,774 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $569,000 | 3,771 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $569,000 | 3,773 |
| Net charge-offs | $26,000 | 2,598 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $557,640 | 3,746 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 3,607 |
| Total interest expense | $95,000 | 4,198 |
| Net interest income | $1,313,000 | 3,505 |
| Provision for loan and lease losses | $23,000 | 2,814 |
| Total noninterest income | $155,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $62,000 | 3,264 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $93,000 | 3,655 |
| Total noninterest expense | $1,073,000 | 3,561 |
| Salaries and employee benefits | $535,000 | 3,760 |
| Premises and equipment expense | $205,000 | 2,499 |
| Additional noninterest expense | $333,000 | 3,650 |
| Pre-tax net operating income | $372,000 | 3,523 |
| Securities gains (losses) | $8,000 | 1,573 |
| Applicable income taxes | $115,000 | 2,333 |
| Income before extraordinary items | $265,000 | 3,828 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $265,000 | 3,825 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $265,000 | 3,826 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $259,400 | 3,807 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 3,796 |
| Total interest expense | $378,000 | 4,265 |
| Net interest income | $4,729,000 | 3,713 |
| Provision for loan and lease losses | $64,000 | 3,412 |
| Total noninterest income | $528,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $204,000 | 3,676 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $324,000 | 3,880 |
| Total noninterest expense | $3,944,000 | 3,748 |
| Salaries and employee benefits | $1,901,000 | 4,005 |
| Premises and equipment expense | $717,000 | 2,775 |
| Additional noninterest expense | $1,326,000 | 3,688 |
| Pre-tax net operating income | $1,249,000 | 3,785 |
| Securities gains (losses) | $47,000 | 1,685 |
| Applicable income taxes | $395,000 | 2,431 |
| Income before extraordinary items | $901,000 | 4,080 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $901,000 | 4,080 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $901,000 | 4,081 |
| Net charge-offs | $-112,000 | 5,746 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 760 |
| Net operating income | $868,100 | 4,073 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 3,899 |
| Total interest expense | $284,000 | 4,316 |
| Net interest income | $3,435,000 | 3,826 |
| Provision for loan and lease losses | $28,000 | 3,660 |
| Total noninterest income | $391,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $150,000 | 3,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $241,000 | 3,919 |
| Total noninterest expense | $2,899,000 | 3,813 |
| Salaries and employee benefits | $1,395,000 | 4,081 |
| Premises and equipment expense | $527,000 | 2,861 |
| Additional noninterest expense | $977,000 | 3,754 |
| Pre-tax net operating income | $899,000 | 3,907 |
| Securities gains (losses) | $34,000 | 1,718 |
| Applicable income taxes | $296,000 | 2,499 |
| Income before extraordinary items | $637,000 | 4,237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $637,000 | 4,238 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $637,000 | 4,240 |
| Net charge-offs | $-128,000 | 5,866 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 715 |
| Net operating income | $613,880 | 4,242 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 4,004 |
| Total interest expense | $191,000 | 4,337 |
| Net interest income | $2,201,000 | 3,918 |
| Provision for loan and lease losses | $28,000 | 3,331 |
| Total noninterest income | $250,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $96,000 | 3,786 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $154,000 | 3,992 |
| Total noninterest expense | $1,886,000 | 3,884 |
| Salaries and employee benefits | $899,000 | 4,180 |
| Premises and equipment expense | $336,000 | 2,931 |
| Additional noninterest expense | $651,000 | 3,779 |
| Pre-tax net operating income | $537,000 | 4,072 |
| Securities gains (losses) | $23,000 | 1,643 |
| Applicable income taxes | $171,000 | 2,613 |
| Income before extraordinary items | $389,000 | 4,333 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $389,000 | 4,336 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $389,000 | 4,336 |
| Net charge-offs | $-127,000 | 5,968 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 677 |
| Net operating income | $373,130 | 4,334 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 4,103 |
| Total interest expense | $94,000 | 4,406 |
| Net interest income | $1,058,000 | 4,026 |
| Provision for loan and lease losses | $21,000 | 2,807 |
| Total noninterest income | $88,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $43,000 | 3,933 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 4,630 |
| Total noninterest expense | $858,000 | 4,148 |
| Salaries and employee benefits | $406,000 | 4,427 |
| Premises and equipment expense | $150,000 | 3,200 |
| Additional noninterest expense | $302,000 | 3,956 |
| Pre-tax net operating income | $267,000 | 4,054 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $80,000 | 2,639 |
| Income before extraordinary items | $187,000 | 4,376 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $187,000 | 4,378 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $187,000 | 4,379 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 636 |
| Net operating income | $187,000 | 4,302 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 4,292 |
| Total interest expense | $389,000 | 4,511 |
| Net interest income | $3,954,000 | 4,219 |
| Provision for loan and lease losses | $12,000 | 4,366 |
| Total noninterest income | $299,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $146,000 | 4,430 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $153,000 | 4,831 |
| Total noninterest expense | $3,079,000 | 4,419 |
| Salaries and employee benefits | $1,438,000 | 4,729 |
| Premises and equipment expense | $581,000 | 3,303 |
| Additional noninterest expense | $1,060,000 | 4,324 |
| Pre-tax net operating income | $1,162,000 | 3,909 |
| Securities gains (losses) | $21,000 | 2,297 |
| Applicable income taxes | $333,000 | 2,551 |
| Income before extraordinary items | $850,000 | 4,217 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $850,000 | 4,217 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $850,000 | 4,218 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 814 |
| Net operating income | $834,880 | 4,198 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 4,344 |
| Total interest expense | $291,000 | 4,587 |
| Net interest income | $2,937,000 | 4,289 |
| Provision for loan and lease losses | $11,000 | 4,122 |
| Total noninterest income | $222,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $111,000 | 4,461 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $111,000 | 4,922 |
| Total noninterest expense | $2,276,000 | 4,476 |
| Salaries and employee benefits | $1,049,000 | 4,816 |
| Premises and equipment expense | $442,000 | 3,314 |
| Additional noninterest expense | $785,000 | 4,387 |
| Pre-tax net operating income | $872,000 | 3,981 |
| Securities gains (losses) | $20,000 | 2,024 |
| Applicable income taxes | $262,000 | 2,581 |
| Income before extraordinary items | $630,000 | 4,288 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $630,000 | 4,289 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $630,000 | 4,289 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 789 |
| Net operating income | $615,800 | 4,265 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 4,393 |
| Total interest expense | $195,000 | 4,626 |
| Net interest income | $1,931,000 | 4,332 |
| Provision for loan and lease losses | $10,000 | 3,896 |
| Total noninterest income | $151,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $73,000 | 4,480 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $78,000 | 4,857 |
| Total noninterest expense | $1,510,000 | 4,524 |
| Salaries and employee benefits | $695,000 | 4,861 |
| Premises and equipment expense | $297,000 | 3,314 |
| Additional noninterest expense | $518,000 | 4,415 |
| Pre-tax net operating income | $562,000 | 3,980 |
| Securities gains (losses) | $19,000 | 1,669 |
| Applicable income taxes | $164,000 | 2,602 |
| Income before extraordinary items | $417,000 | 4,244 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $417,000 | 4,247 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $417,000 | 4,249 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $403,320 | 4,251 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 4,449 |
| Total interest expense | $96,000 | 4,712 |
| Net interest income | $951,000 | 4,377 |
| Provision for loan and lease losses | $7,000 | 3,504 |
| Total noninterest income | $71,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $35,000 | 4,530 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $36,000 | 4,952 |
| Total noninterest expense | $733,000 | 4,633 |
| Salaries and employee benefits | $333,000 | 5,008 |
| Premises and equipment expense | $146,000 | 3,410 |
| Additional noninterest expense | $254,000 | 4,480 |
| Pre-tax net operating income | $282,000 | 3,915 |
| Securities gains (losses) | $11,000 | 1,130 |
| Applicable income taxes | $78,000 | 2,574 |
| Income before extraordinary items | $215,000 | 4,129 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $215,000 | 4,129 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $215,000 | 4,131 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $206,970 | 4,150 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,258,000 | 4,470 |
| Total interest expense | $455,000 | 4,661 |
| Net interest income | $3,803,000 | 4,400 |
| Provision for loan and lease losses | $113,000 | 3,582 |
| Total noninterest income | $286,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $146,000 | 4,619 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $140,000 | 5,016 |
| Total noninterest expense | $2,878,000 | 4,703 |
| Salaries and employee benefits | $1,311,000 | 5,076 |
| Premises and equipment expense | $605,000 | 3,284 |
| Additional noninterest expense | $962,000 | 4,660 |
| Pre-tax net operating income | $1,098,000 | 3,930 |
| Securities gains (losses) | $20,000 | 2,341 |
| Applicable income taxes | $305,000 | 2,616 |
| Income before extraordinary items | $813,000 | 4,244 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $813,000 | 4,246 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $813,000 | 4,247 |
| Net charge-offs | $92,000 | 3,824 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 847 |
| Net operating income | $798,400 | 4,209 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 4,521 |
| Total interest expense | $343,000 | 4,740 |
| Net interest income | $2,850,000 | 4,427 |
| Provision for loan and lease losses | $69,000 | 3,733 |
| Total noninterest income | $214,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $111,000 | 4,639 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $103,000 | 5,142 |
| Total noninterest expense | $2,140,000 | 4,745 |
| Salaries and employee benefits | $964,000 | 5,149 |
| Premises and equipment expense | $464,000 | 3,273 |
| Additional noninterest expense | $712,000 | 4,726 |
| Pre-tax net operating income | $855,000 | 3,946 |
| Securities gains (losses) | $21,000 | 2,191 |
| Applicable income taxes | $292,000 | 2,455 |
| Income before extraordinary items | $584,000 | 4,354 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $584,000 | 4,357 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $584,000 | 4,358 |
| Net charge-offs | $80,000 | 3,458 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 784 |
| Net operating income | $569,930 | 4,315 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 4,547 |
| Total interest expense | $228,000 | 4,809 |
| Net interest income | $1,883,000 | 4,461 |
| Provision for loan and lease losses | $45,000 | 3,696 |
| Total noninterest income | $148,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $78,000 | 4,546 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 5,155 |
| Total noninterest expense | $1,439,000 | 4,752 |
| Salaries and employee benefits | $639,000 | 5,178 |
| Premises and equipment expense | $308,000 | 3,299 |
| Additional noninterest expense | $492,000 | 4,673 |
| Pre-tax net operating income | $547,000 | 3,978 |
| Securities gains (losses) | $16,000 | 2,123 |
| Applicable income taxes | $206,000 | 2,410 |
| Income before extraordinary items | $357,000 | 4,503 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $357,000 | 4,505 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $357,000 | 4,506 |
| Net charge-offs | $81,000 | 2,949 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 740 |
| Net operating income | $346,760 | 4,443 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 4,573 |
| Total interest expense | $115,000 | 4,874 |
| Net interest income | $946,000 | 4,465 |
| Provision for loan and lease losses | $28,000 | 3,375 |
| Total noninterest income | $73,000 | 5,284 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $39,000 | 4,527 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,178 |
| Total noninterest expense | $719,000 | 4,790 |
| Salaries and employee benefits | $323,000 | 5,207 |
| Premises and equipment expense | $155,000 | 3,311 |
| Additional noninterest expense | $241,000 | 4,731 |
| Pre-tax net operating income | $272,000 | 3,985 |
| Securities gains (losses) | $16,000 | 1,343 |
| Applicable income taxes | $108,000 | 2,323 |
| Income before extraordinary items | $180,000 | 4,446 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $180,000 | 4,449 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $180,000 | 4,448 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
| Net operating income | $169,760 | 4,450 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 4,569 |
| Total interest expense | $639,000 | 4,612 |
| Net interest income | $3,857,000 | 4,504 |
| Provision for loan and lease losses | $351,000 | 3,160 |
| Total noninterest income | $308,000 | 5,171 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $158,000 | 4,685 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $150,000 | 4,941 |
| Total noninterest expense | $3,023,000 | 4,723 |
| Salaries and employee benefits | $1,287,000 | 5,226 |
| Premises and equipment expense | $747,000 | 2,885 |
| Additional noninterest expense | $989,000 | 4,823 |
| Pre-tax net operating income | $791,000 | 4,353 |
| Securities gains (losses) | $115,000 | 2,161 |
| Applicable income taxes | $245,000 | 2,845 |
| Income before extraordinary items | $661,000 | 4,561 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $661,000 | 4,560 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $661,000 | 4,561 |
| Net charge-offs | $151,000 | 4,049 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 870 |
| Net operating income | $577,050 | 4,565 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 4,636 |
| Total interest expense | $510,000 | 4,603 |
| Net interest income | $2,886,000 | 4,579 |
| Provision for loan and lease losses | $274,000 | 3,098 |
| Total noninterest income | $235,000 | 5,215 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $119,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $116,000 | 4,935 |
| Total noninterest expense | $2,315,000 | 4,703 |
| Salaries and employee benefits | $966,000 | 5,256 |
| Premises and equipment expense | $582,000 | 2,838 |
| Additional noninterest expense | $767,000 | 4,773 |
| Pre-tax net operating income | $532,000 | 4,641 |
| Securities gains (losses) | $110,000 | 1,901 |
| Applicable income taxes | $198,000 | 2,845 |
| Income before extraordinary items | $444,000 | 4,817 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $444,000 | 4,817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $444,000 | 4,817 |
| Net charge-offs | $147,000 | 3,617 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 827 |
| Net operating income | $368,100 | 4,903 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 4,631 |
| Total interest expense | $368,000 | 4,528 |
| Net interest income | $1,929,000 | 4,597 |
| Provision for loan and lease losses | $162,000 | 3,256 |
| Total noninterest income | $154,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $77,000 | 4,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 4,985 |
| Total noninterest expense | $1,515,000 | 4,782 |
| Salaries and employee benefits | $637,000 | 5,313 |
| Premises and equipment expense | $396,000 | 2,799 |
| Additional noninterest expense | $482,000 | 4,962 |
| Pre-tax net operating income | $406,000 | 4,423 |
| Securities gains (losses) | $27,000 | 2,373 |
| Applicable income taxes | $152,000 | 2,702 |
| Income before extraordinary items | $281,000 | 4,904 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $281,000 | 4,907 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $281,000 | 4,907 |
| Net charge-offs | $62,000 | 3,839 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 803 |
| Net operating income | $263,450 | 4,795 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 4,639 |
| Total interest expense | $190,000 | 4,556 |
| Net interest income | $974,000 | 4,608 |
| Provision for loan and lease losses | $96,000 | 2,949 |
| Total noninterest income | $79,000 | 5,275 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,056 |
| Total noninterest expense | $740,000 | 4,862 |
| Salaries and employee benefits | $316,000 | 5,374 |
| Premises and equipment expense | $191,000 | 2,883 |
| Additional noninterest expense | $233,000 | 5,028 |
| Pre-tax net operating income | $217,000 | 4,389 |
| Securities gains (losses) | $27,000 | 1,477 |
| Applicable income taxes | $70,000 | 2,762 |
| Income before extraordinary items | $174,000 | 4,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $174,000 | 4,604 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $174,000 | 4,604 |
| Net charge-offs | $37,000 | 3,263 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $154,830 | 4,668 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 4,608 |
| Total interest expense | $1,000,000 | 4,396 |
| Net interest income | $3,919,000 | 4,589 |
| Provision for loan and lease losses | $504,000 | 3,448 |
| Total noninterest income | $282,000 | 5,304 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $136,000 | 5,052 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $146,000 | 4,875 |
| Total noninterest expense | $3,104,000 | 4,792 |
| Salaries and employee benefits | $1,261,000 | 5,414 |
| Premises and equipment expense | $802,000 | 2,918 |
| Additional noninterest expense | $1,041,000 | 4,814 |
| Pre-tax net operating income | $593,000 | 4,524 |
| Securities gains (losses) | $135,000 | 1,797 |
| Applicable income taxes | $329,000 | 2,445 |
| Income before extraordinary items | $399,000 | 4,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $399,000 | 4,947 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $399,000 | 4,946 |
| Net charge-offs | $238,000 | 4,083 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 951 |
| Net operating income | $312,600 | 5,093 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 4,652 |
| Total interest expense | $791,000 | 4,388 |
| Net interest income | $2,914,000 | 4,648 |
| Provision for loan and lease losses | $426,000 | 3,126 |
| Total noninterest income | $209,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $98,000 | 5,150 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $111,000 | 4,959 |
| Total noninterest expense | $2,272,000 | 4,865 |
| Salaries and employee benefits | $949,000 | 5,401 |
| Premises and equipment expense | $609,000 | 2,903 |
| Additional noninterest expense | $714,000 | 5,039 |
| Pre-tax net operating income | $425,000 | 4,694 |
| Securities gains (losses) | $128,000 | 1,564 |
| Applicable income taxes | $233,000 | 2,523 |
| Income before extraordinary items | $320,000 | 4,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 4,967 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $320,000 | 4,967 |
| Net charge-offs | $233,000 | 3,541 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 906 |
| Net operating income | $238,080 | 5,201 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 4,714 |
| Total interest expense | $556,000 | 4,373 |
| Net interest income | $1,892,000 | 4,738 |
| Provision for loan and lease losses | $321,000 | 2,865 |
| Total noninterest income | $142,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $60,000 | 5,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 4,854 |
| Total noninterest expense | $1,480,000 | 4,980 |
| Salaries and employee benefits | $624,000 | 5,487 |
| Premises and equipment expense | $407,000 | 2,925 |
| Additional noninterest expense | $449,000 | 5,263 |
| Pre-tax net operating income | $233,000 | 4,931 |
| Securities gains (losses) | $58,000 | 1,504 |
| Applicable income taxes | $111,000 | 2,776 |
| Income before extraordinary items | $180,000 | 5,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $180,000 | 5,156 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $180,000 | 5,157 |
| Net charge-offs | $231,000 | 2,964 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 844 |
| Net operating income | $142,880 | 5,322 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 4,803 |
| Total interest expense | $292,000 | 4,373 |
| Net interest income | $909,000 | 4,835 |
| Provision for loan and lease losses | $140,000 | 2,956 |
| Total noninterest income | $61,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,265 |
| Total noninterest expense | $723,000 | 5,070 |
| Salaries and employee benefits | $308,000 | 5,556 |
| Premises and equipment expense | $207,000 | 2,904 |
| Additional noninterest expense | $208,000 | 5,435 |
| Pre-tax net operating income | $107,000 | 5,061 |
| Securities gains (losses) | $24,000 | 1,031 |
| Applicable income taxes | $50,000 | 2,820 |
| Income before extraordinary items | $81,000 | 5,274 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $81,000 | 5,272 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $81,000 | 5,274 |
| Net charge-offs | $94,000 | 2,798 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 788 |
| Net operating income | $65,640 | 5,435 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,724,000 | 4,974 |
| Total interest expense | $1,421,000 | 4,385 |
| Net interest income | $3,303,000 | 5,105 |
| Provision for loan and lease losses | $455,000 | 4,278 |
| Total noninterest income | $241,000 | 5,717 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $126,000 | 5,189 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $115,000 | 5,271 |
| Total noninterest expense | $2,868,000 | 5,147 |
| Salaries and employee benefits | $1,187,000 | 5,701 |
| Premises and equipment expense | $812,000 | 2,956 |
| Additional noninterest expense | $869,000 | 5,432 |
| Pre-tax net operating income | $221,000 | 5,143 |
| Securities gains (losses) | $76,000 | 2,385 |
| Applicable income taxes | $-536,000 | 7,186 |
| Income before extraordinary items | $833,000 | 3,542 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $833,000 | 3,539 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $833,000 | 3,542 |
| Net charge-offs | $249,000 | 4,528 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,066 |
| Net operating income | $757,000 | 3,569 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 5,079 |
| Total interest expense | $1,088,000 | 4,492 |
| Net interest income | $2,424,000 | 5,219 |
| Provision for loan and lease losses | $317,000 | 4,241 |
| Total noninterest income | $170,000 | 5,915 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $93,000 | 5,284 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $77,000 | 5,538 |
| Total noninterest expense | $2,097,000 | 5,231 |
| Salaries and employee benefits | $890,000 | 5,735 |
| Premises and equipment expense | $604,000 | 3,016 |
| Additional noninterest expense | $603,000 | 5,632 |
| Pre-tax net operating income | $180,000 | 5,334 |
| Securities gains (losses) | $12,000 | 3,059 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $192,000 | 5,325 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $192,000 | 5,327 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $192,000 | 5,328 |
| Net charge-offs | $164,000 | 4,421 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 998 |
| Net operating income | $180,000 | 5,228 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 5,172 |
| Total interest expense | $733,000 | 4,562 |
| Net interest income | $1,571,000 | 5,313 |
| Provision for loan and lease losses | $218,000 | 4,103 |
| Total noninterest income | $106,000 | 5,990 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $60,000 | 5,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $46,000 | 5,686 |
| Total noninterest expense | $1,368,000 | 5,309 |
| Salaries and employee benefits | $591,000 | 5,772 |
| Premises and equipment expense | $396,000 | 3,079 |
| Additional noninterest expense | $381,000 | 5,768 |
| Pre-tax net operating income | $91,000 | 5,556 |
| Securities gains (losses) | $12,000 | 2,543 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $103,000 | 5,522 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $103,000 | 5,525 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $103,000 | 5,524 |
| Net charge-offs | $150,000 | 3,829 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 925 |
| Net operating income | $91,000 | 5,478 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 5,257 |
| Total interest expense | $369,000 | 4,685 |
| Net interest income | $775,000 | 5,386 |
| Provision for loan and lease losses | $127,000 | 3,648 |
| Total noninterest income | $48,000 | 6,186 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 5,777 |
| Total noninterest expense | $676,000 | 5,409 |
| Salaries and employee benefits | $300,000 | 5,819 |
| Premises and equipment expense | $194,000 | 3,200 |
| Additional noninterest expense | $182,000 | 5,907 |
| Pre-tax net operating income | $20,000 | 6,036 |
| Securities gains (losses) | $15,000 | 1,604 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $35,000 | 5,924 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $35,000 | 5,926 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $35,000 | 5,924 |
| Net charge-offs | $126,000 | 2,912 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 864 |
| Net operating income | $20,000 | 6,022 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,192,000 | 5,592 |
| Total interest expense | $1,694,000 | 4,877 |
| Net interest income | $2,498,000 | 5,840 |
| Provision for loan and lease losses | $493,000 | 4,572 |
| Total noninterest income | $251,000 | 5,909 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $118,000 | 5,518 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $133,000 | 5,270 |
| Total noninterest expense | $2,664,000 | 5,513 |
| Salaries and employee benefits | $1,207,000 | 5,834 |
| Premises and equipment expense | $754,000 | 3,278 |
| Additional noninterest expense | $703,000 | 6,122 |
| Pre-tax net operating income | $-408,000 | 5,913 |
| Securities gains (losses) | $80,000 | 2,307 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-328,000 | 5,948 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-328,000 | 5,947 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-328,000 | 5,947 |
| Net charge-offs | $319,000 | 4,408 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,109 |
| Net operating income | $-408,000 | 6,014 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,100,000 | 5,692 |
| Total interest expense | $1,297,000 | 4,969 |
| Net interest income | $1,803,000 | 5,950 |
| Provision for loan and lease losses | $448,000 | 4,009 |
| Total noninterest income | $204,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $89,000 | 5,547 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $115,000 | 5,187 |
| Total noninterest expense | $2,002,000 | 5,518 |
| Salaries and employee benefits | $903,000 | 5,864 |
| Premises and equipment expense | $545,000 | 3,409 |
| Additional noninterest expense | $554,000 | 6,013 |
| Pre-tax net operating income | $-443,000 | 6,279 |
| Securities gains (losses) | $80,000 | 1,979 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-363,000 | 6,297 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-363,000 | 6,298 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-363,000 | 6,297 |
| Net charge-offs | $244,000 | 4,004 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 1,032 |
| Net operating income | $-443,000 | 6,369 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 5,797 |
| Total interest expense | $875,000 | 5,058 |
| Net interest income | $1,154,000 | 6,055 |
| Provision for loan and lease losses | $99,000 | 5,356 |
| Total noninterest income | $159,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $60,000 | 5,529 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $99,000 | 4,807 |
| Total noninterest expense | $1,331,000 | 5,568 |
| Salaries and employee benefits | $590,000 | 5,964 |
| Premises and equipment expense | $364,000 | 3,427 |
| Additional noninterest expense | $377,000 | 5,988 |
| Pre-tax net operating income | $-117,000 | 6,124 |
| Securities gains (losses) | $71,000 | 1,691 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-46,000 | 6,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-46,000 | 6,055 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-46,000 | 6,055 |
| Net charge-offs | $104,000 | 4,205 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,002 |
| Net operating income | $-117,000 | 6,190 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $999,000 | 5,867 |
| Total interest expense | $439,000 | 5,152 |
| Net interest income | $560,000 | 6,133 |
| Provision for loan and lease losses | $54,000 | 4,836 |
| Total noninterest income | $63,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $36,000 | 5,346 |
| Total noninterest expense | $648,000 | 5,599 |
| Salaries and employee benefits | $288,000 | 6,078 |
| Premises and equipment expense | $182,000 | 3,475 |
| Additional noninterest expense | $178,000 | 5,885 |
| Pre-tax net operating income | $-79,000 | 6,586 |
| Securities gains (losses) | $71,000 | 1,144 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-8,000 | 6,451 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-8,000 | 6,451 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-8,000 | 6,452 |
| Net charge-offs | $78,000 | 3,132 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 897 |
| Net operating income | $-79,000 | 6,663 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 5,971 |
| Total interest expense | $1,816,000 | 5,546 |
| Net interest income | $2,244,000 | 6,155 |
| Provision for loan and lease losses | $180,000 | 5,334 |
| Total noninterest income | $235,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $112,000 | 5,734 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $123,000 | 5,638 |
| Total noninterest expense | $2,644,000 | 5,484 |
| Salaries and employee benefits | $1,306,000 | 5,741 |
| Premises and equipment expense | $722,000 | 3,431 |
| Additional noninterest expense | $616,000 | 6,170 |
| Pre-tax net operating income | $-345,000 | 6,666 |
| Securities gains (losses) | $23,000 | 2,091 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-322,000 | 6,589 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-322,000 | 6,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,287 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 1,165 |
| Net operating income | $-345,000 | 6,754 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 6,014 |
| Total interest expense | $1,353,000 | 5,682 |
| Net interest income | $1,726,000 | 6,147 |
| Provision for loan and lease losses | $93,000 | 5,234 |
| Total noninterest income | $184,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $80,000 | 5,848 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 5,570 |
| Total noninterest expense | $1,987,000 | 5,477 |
| Salaries and employee benefits | $1,001,000 | 5,688 |
| Premises and equipment expense | $540,000 | 3,461 |
| Additional noninterest expense | $446,000 | 6,201 |
| Pre-tax net operating income | $-170,000 | 6,993 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-155,000 | 6,852 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-155,000 | 6,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,592 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,058 |
| Net operating income | $-170,000 | 7,042 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 6,071 |
| Total interest expense | $918,000 | 5,779 |
| Net interest income | $1,154,000 | 6,150 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $119,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $52,000 | 5,887 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $67,000 | 5,708 |
| Total noninterest expense | $1,311,000 | 5,537 |
| Salaries and employee benefits | $682,000 | 5,662 |
| Premises and equipment expense | $362,000 | 3,470 |
| Additional noninterest expense | $267,000 | 6,479 |
| Pre-tax net operating income | $-58,000 | 7,108 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-56,000 | 7,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-56,000 | 7,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 951 |
| Net operating income | $-58,000 | 7,141 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 6,117 |
| Total interest expense | $492,000 | 5,807 |
| Net interest income | $554,000 | 6,276 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $61,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $669,000 | 5,502 |
| Salaries and employee benefits | $360,000 | 5,557 |
| Premises and equipment expense | $178,000 | 3,523 |
| Additional noninterest expense | $131,000 | 6,512 |
| Pre-tax net operating income | $-69,000 | 7,467 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-54,000 | 7,514 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-54,000 | 7,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 748 |
| Net operating income | $-69,000 | 7,514 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 5,925 |
| Total interest expense | $2,193,000 | 5,617 |
| Net interest income | $2,423,000 | 6,056 |
| Provision for loan and lease losses | $316,000 | 3,095 |
| Total noninterest income | $281,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $87,000 | 6,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $194,000 | 5,123 |
| Total noninterest expense | $2,699,000 | 5,351 |
| Salaries and employee benefits | $1,440,000 | 5,439 |
| Premises and equipment expense | $670,000 | 3,544 |
| Additional noninterest expense | $589,000 | 6,172 |
| Pre-tax net operating income | $-311,000 | 7,718 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-311,000 | 7,790 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-311,000 | 7,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,118 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 1,030 |
| Net operating income | $-311,000 | 7,770 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 5,986 |
| Total interest expense | $1,597,000 | 5,710 |
| Net interest income | $1,817,000 | 6,089 |
| Provision for loan and lease losses | $238,000 | 2,699 |
| Total noninterest income | $201,000 | 6,297 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 6,296 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $139,000 | 5,234 |
| Total noninterest expense | $2,010,000 | 5,340 |
| Salaries and employee benefits | $1,078,000 | 5,411 |
| Premises and equipment expense | $492,000 | 3,590 |
| Additional noninterest expense | $440,000 | 6,164 |
| Pre-tax net operating income | $-230,000 | 7,915 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-230,000 | 7,957 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-230,000 | 7,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,451 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 910 |
| Net operating income | $-230,000 | 7,941 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 6,094 |
| Total interest expense | $994,000 | 5,885 |
| Net interest income | $1,200,000 | 6,158 |
| Provision for loan and lease losses | $128,000 | 2,876 |
| Total noninterest income | $143,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $40,000 | 6,367 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $103,000 | 5,075 |
| Total noninterest expense | $1,319,000 | 5,431 |
| Salaries and employee benefits | $718,000 | 5,478 |
| Premises and equipment expense | $319,000 | 3,683 |
| Additional noninterest expense | $282,000 | 6,278 |
| Pre-tax net operating income | $-104,000 | 7,983 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-104,000 | 8,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-104,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 837 |
| Net operating income | $-104,000 | 7,998 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 6,247 |
| Total interest expense | $446,000 | 6,126 |
| Net interest income | $587,000 | 6,212 |
| Provision for loan and lease losses | $88,000 | 2,258 |
| Total noninterest income | $68,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $51,000 | 5,068 |
| Total noninterest expense | $637,000 | 5,575 |
| Salaries and employee benefits | $350,000 | 5,588 |
| Premises and equipment expense | $150,000 | 3,863 |
| Additional noninterest expense | $137,000 | 6,368 |
| Pre-tax net operating income | $-70,000 | 8,082 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-70,000 | 8,108 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-70,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 721 |
| Net operating income | $-70,000 | 8,097 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 7,182 |
| Total interest expense | $849,000 | 7,229 |
| Net interest income | $1,604,000 | 7,043 |
| Provision for loan and lease losses | $328,000 | 2,623 |
| Total noninterest income | $128,000 | 7,486 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $42,000 | 7,008 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 6,573 |
| Total noninterest expense | $1,895,000 | 6,306 |
| Salaries and employee benefits | $1,138,000 | 6,072 |
| Premises and equipment expense | $312,000 | 5,644 |
| Additional noninterest expense | $445,000 | 6,822 |
| Pre-tax net operating income | $-491,000 | 8,257 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-491,000 | 8,289 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-491,000 | 8,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 998 |
| Net operating income | $-491,000 | 8,286 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 7,513 |
| Total interest expense | $485,000 | 7,628 |
| Net interest income | $1,086,000 | 7,317 |
| Provision for loan and lease losses | $284,000 | 2,259 |
| Total noninterest income | $85,000 | 7,689 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $28,000 | 7,153 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,753 |
| Total noninterest expense | $1,341,000 | 6,466 |
| Salaries and employee benefits | $822,000 | 6,143 |
| Premises and equipment expense | $206,000 | 5,985 |
| Additional noninterest expense | $313,000 | 7,005 |
| Pre-tax net operating income | $-454,000 | 8,424 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-454,000 | 8,453 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-454,000 | 8,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 845 |
| Net operating income | $-454,000 | 8,442 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $840,000 | 7,864 |
| Total interest expense | $202,000 | 8,130 |
| Net interest income | $638,000 | 7,593 |
| Provision for loan and lease losses | $226,000 | 1,916 |
| Total noninterest income | $50,000 | 7,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 6,919 |
| Total noninterest expense | $846,000 | 6,636 |
| Salaries and employee benefits | $529,000 | 6,282 |
| Premises and equipment expense | $116,000 | 6,428 |
| Additional noninterest expense | $201,000 | 7,088 |
| Pre-tax net operating income | $-384,000 | 8,521 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-384,000 | 8,540 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-384,000 | 8,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 715 |
| Net operating income | $-384,000 | 8,537 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 8,241 |
| Total interest expense | $43,000 | 8,562 |
| Net interest income | $261,000 | 7,916 |
| Provision for loan and lease losses | $142,000 | 1,543 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $382,000 | 6,884 |
| Salaries and employee benefits | $229,000 | 6,668 |
| Premises and equipment expense | $56,000 | 6,526 |
| Additional noninterest expense | $97,000 | 7,148 |
| Pre-tax net operating income | $-247,000 | 8,584 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-247,000 | 8,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-247,000 | 8,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-247,000 | 8,598 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $46,000 | 8,820 |
| Total interest expense | $0 | 8,817 |
| Net interest income | $46,000 | 8,812 |
| Provision for loan and lease losses | $11,000 | 6,790 |
| Total noninterest income | $2,000 | 8,736 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,000 | 8,635 |
| Total noninterest expense | $410,000 | 8,664 |
| Salaries and employee benefits | $253,000 | 8,595 |
| Premises and equipment expense | $21,000 | 8,725 |
| Additional noninterest expense | $136,000 | 8,560 |
| Pre-tax net operating income | $-373,000 | 8,459 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-373,000 | 8,494 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-373,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $9,500,000 | 209 |
| Net operating income | $-373,000 | 8,477 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.