Home > Southern Bank of Tennessee > Income and Expense

Southern Bank of Tennessee, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$19,481,0001,928
Total interest expense$7,859,0001,514
Net interest income$11,622,0002,159
Provision for loan and lease losses$03,275
Total noninterest income$999,0002,738
Gross Fiduciary activities income$0981
Service charges on deposit accounts$75,0003,581
Trading account gains and fees$0123
Additional Noninterest Income$924,0002,363
Total noninterest expense$10,716,0001,958
Salaries and employee benefits$6,664,0001,828
Premises and equipment expense$1,073,0001,948
Additional noninterest expense$924,0002,363
Pre-tax net operating income$1,905,0003,008
Securities gains (losses)$0988
Applicable income taxes$-103,0004,426
Income before extraordinary items$2,008,0002,782
Extraordinary gains, net$054
Net income$2,008,0002,810
Minority interest net income$088
Net income of bank and minority interests.$2,008,0002,784
Net charge-offs$3,0002,678
Cash dividends$3,523,0001,046
Sale, conversion, retirement of capital stock, net$-1,096,0004,581
Net operating income$2,008,0002,816
2023-09-30 (YTD Data)Rank
Total interest income$14,168,0001,932
Total interest expense$5,241,0001,528
Net interest income$8,927,0002,132
Provision for loan and lease losses$03,085
Total noninterest income$866,0002,573
Gross Fiduciary activities income$0950
Service charges on deposit accounts$57,0003,583
Trading account gains and fees$0125
Additional Noninterest Income$809,0002,199
Total noninterest expense$8,123,0001,942
Salaries and employee benefits$5,054,0001,814
Premises and equipment expense$827,0001,917
Additional noninterest expense$809,0002,199
Pre-tax net operating income$1,670,0002,908
Securities gains (losses)$0849
Applicable income taxes$110,0002,651
Income before extraordinary items$1,560,0002,807
Extraordinary gains, net$052
Net income$1,560,0002,837
Minority interest net income$081
Net income of bank and minority interests.$1,560,0002,808
Net charge-offs$02,641
Cash dividends$3,523,000790
Sale, conversion, retirement of capital stock, net$-641,0004,607
Net operating income$1,560,0002,835
2023-06-30 (YTD Data)Rank
Total interest income$8,945,0001,978
Total interest expense$2,988,0001,571
Net interest income$5,957,0002,152
Provision for loan and lease losses$02,940
Total noninterest income$640,0002,407
Gross Fiduciary activities income$0931
Service charges on deposit accounts$37,0003,598
Trading account gains and fees$0112
Additional Noninterest Income$603,0002,004
Total noninterest expense$5,485,0001,911
Salaries and employee benefits$3,424,0001,792
Premises and equipment expense$564,0001,874
Additional noninterest expense$603,0002,001
Pre-tax net operating income$1,112,0002,914
Securities gains (losses)$0938
Applicable income taxes$73,0002,695
Income before extraordinary items$1,039,0002,815
Extraordinary gains, net$051
Net income$1,039,0002,846
Minority interest net income$081
Net income of bank and minority interests.$1,039,0002,815
Net charge-offs$02,431
Cash dividends$846,0001,522
Sale, conversion, retirement of capital stock, net$-551,0004,640
Net operating income$1,039,0002,838
2023-03-31 (YTD Data)Rank
Total interest income$4,307,0002,010
Total interest expense$1,294,0001,565
Net interest income$3,013,0002,150
Provision for loan and lease losses$02,612
Total noninterest income$319,0002,425
Gross Fiduciary activities income$0913
Service charges on deposit accounts$20,0003,553
Trading account gains and fees$097
Additional Noninterest Income$299,0002,004
Total noninterest expense$2,669,0001,970
Salaries and employee benefits$1,670,0001,852
Premises and equipment expense$282,0001,895
Additional noninterest expense$299,0002,004
Pre-tax net operating income$663,0002,775
Securities gains (losses)$0950
Applicable income taxes$37,0002,704
Income before extraordinary items$626,0002,656
Extraordinary gains, net$04
Net income$626,0002,657
Minority interest net income$048
Net income of bank and minority interests.$626,0002,656
Net charge-offs$02,062
Cash dividends$846,000923
Sale, conversion, retirement of capital stock, net$-498,0004,663
Net operating income$626,0002,687
2022-12-31 (YTD Data)Rank
Total interest income$14,948,0001,974
Total interest expense$1,878,0001,668
Net interest income$13,070,0001,988
Provision for loan and lease losses$03,012
Total noninterest income$1,629,0002,247
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$96,0003,481
Trading account gains and fees$0116
Additional Noninterest Income$1,533,0001,881
Total noninterest expense$10,932,0001,886
Salaries and employee benefits$7,140,0001,722
Premises and equipment expense$1,059,0001,943
Additional noninterest expense$1,533,0001,881
Pre-tax net operating income$3,767,0002,380
Securities gains (losses)$0691
Applicable income taxes$-33,0004,573
Income before extraordinary items$3,800,0002,170
Extraordinary gains, net$05
Net income$3,800,0002,169
Minority interest net income$063
Net income of bank and minority interests.$3,800,0002,169
Net charge-offs$-13,0003,702
Cash dividends$1,785,0001,621
Sale, conversion, retirement of capital stock, net$-209,0004,666
Net operating income$3,800,0002,197
2022-09-30 (YTD Data)Rank
Total interest income$10,713,0001,975
Total interest expense$1,025,0001,728
Net interest income$9,688,0001,977
Provision for loan and lease losses$02,835
Total noninterest income$1,398,0002,143
Gross Fiduciary activities income$0968
Service charges on deposit accounts$73,0003,493
Trading account gains and fees$0111
Additional Noninterest Income$1,325,0001,764
Total noninterest expense$8,234,0001,883
Salaries and employee benefits$5,423,0001,695
Premises and equipment expense$790,0001,971
Additional noninterest expense$1,325,0001,764
Pre-tax net operating income$2,852,0002,345
Securities gains (losses)$0740
Applicable income taxes$187,0002,522
Income before extraordinary items$2,665,0002,223
Extraordinary gains, net$04
Net income$2,665,0002,222
Minority interest net income$057
Net income of bank and minority interests.$2,665,0002,222
Net charge-offs$-13,0003,680
Cash dividends$1,785,0001,219
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,665,0002,255
2022-06-30 (YTD Data)Rank
Total interest income$6,796,0001,997
Total interest expense$546,0001,846
Net interest income$6,250,0001,985
Provision for loan and lease losses$02,599
Total noninterest income$1,044,0002,020
Gross Fiduciary activities income$0925
Service charges on deposit accounts$49,0003,520
Trading account gains and fees$0108
Additional Noninterest Income$995,0001,685
Total noninterest expense$5,503,0001,866
Salaries and employee benefits$3,668,0001,662
Premises and equipment expense$512,0002,001
Additional noninterest expense$1,323,0002,162
Pre-tax net operating income$1,791,0002,343
Securities gains (losses)$0687
Applicable income taxes$117,0002,494
Income before extraordinary items$1,674,0002,207
Extraordinary gains, net$04
Net income$1,674,0002,207
Minority interest net income$060
Net income of bank and minority interests.$1,674,0002,207
Net charge-offs$-13,0003,749
Cash dividends$1,785,000922
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,674,0002,243
2022-03-31 (YTD Data)Rank
Total interest income$3,392,0001,933
Total interest expense$275,0001,791
Net interest income$3,117,0001,932
Provision for loan and lease losses$02,285
Total noninterest income$607,0001,863
Gross Fiduciary activities income$0892
Service charges on deposit accounts$25,0003,486
Trading account gains and fees$0103
Additional Noninterest Income$582,0001,533
Total noninterest expense$2,776,0001,848
Salaries and employee benefits$1,864,0001,644
Premises and equipment expense$256,0002,010
Additional noninterest expense$656,0002,168
Pre-tax net operating income$948,0002,160
Securities gains (losses)$0623
Applicable income taxes$62,0002,387
Income before extraordinary items$886,0002,069
Extraordinary gains, net$04
Net income$886,0002,068
Minority interest net income$050
Net income of bank and minority interests.$886,0002,069
Net charge-offs$-13,0004,007
Cash dividends$952,000806
Sale, conversion, retirement of capital stock, net$0453
Net operating income$886,0002,085
2021-12-31 (YTD Data)Rank
Total interest income$13,143,0002,060
Total interest expense$1,504,0001,658
Net interest income$11,639,0002,070
Provision for loan and lease losses$258,0001,534
Total noninterest income$3,269,0001,699
Gross Fiduciary activities income$0994
Service charges on deposit accounts$110,0003,347
Trading account gains and fees$0132
Additional Noninterest Income$3,159,0001,441
Total noninterest expense$10,971,0001,860
Salaries and employee benefits$7,329,0001,660
Premises and equipment expense$971,0002,075
Additional noninterest expense$2,671,0002,160
Pre-tax net operating income$3,679,0002,433
Securities gains (losses)$02,062
Applicable income taxes$-71,0004,765
Income before extraordinary items$3,750,0002,259
Extraordinary gains, net$010
Net income$3,750,0002,260
Minority interest net income$074
Net income of bank and minority interests.$3,750,0002,260
Net charge-offs$-5,0003,478
Cash dividends$1,462,0001,840
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,750,0002,230
2021-09-30 (YTD Data)Rank
Total interest income$9,863,0002,087
Total interest expense$1,184,0001,678
Net interest income$8,679,0002,112
Provision for loan and lease losses$258,0001,272
Total noninterest income$2,611,0001,680
Gross Fiduciary activities income$0957
Service charges on deposit accounts$82,0003,377
Trading account gains and fees$0132
Additional Noninterest Income$2,529,0001,436
Total noninterest expense$8,150,0001,873
Salaries and employee benefits$5,469,0001,671
Premises and equipment expense$733,0002,091
Additional noninterest expense$1,948,0002,190
Pre-tax net operating income$2,882,0002,478
Securities gains (losses)$02,015
Applicable income taxes$188,0002,616
Income before extraordinary items$2,694,0002,411
Extraordinary gains, net$08
Net income$2,694,0002,411
Minority interest net income$069
Net income of bank and minority interests.$2,694,0002,411
Net charge-offs$-4,0003,372
Cash dividends$1,462,0001,432
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,694,0002,380
2021-06-30 (YTD Data)Rank
Total interest income$6,518,0002,100
Total interest expense$830,0001,675
Net interest income$5,688,0002,123
Provision for loan and lease losses$238,0001,081
Total noninterest income$1,807,0001,619
Gross Fiduciary activities income$0951
Service charges on deposit accounts$54,0003,359
Trading account gains and fees$0133
Additional Noninterest Income$1,753,0001,396
Total noninterest expense$5,399,0001,868
Salaries and employee benefits$3,629,0001,672
Premises and equipment expense$482,0002,103
Additional noninterest expense$1,288,0002,197
Pre-tax net operating income$1,858,0002,494
Securities gains (losses)$01,818
Applicable income taxes$121,0002,623
Income before extraordinary items$1,737,0002,423
Extraordinary gains, net$06
Net income$1,737,0002,423
Minority interest net income$067
Net income of bank and minority interests.$1,737,0002,423
Net charge-offs$-1,0003,056
Cash dividends$1,462,0001,081
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,737,0002,381
2021-03-31 (YTD Data)Rank
Total interest income$3,266,0002,085
Total interest expense$449,0001,637
Net interest income$2,817,0002,119
Provision for loan and lease losses$184,000857
Total noninterest income$910,0001,614
Gross Fiduciary activities income$0922
Service charges on deposit accounts$28,0003,295
Trading account gains and fees$0127
Additional Noninterest Income$882,0001,379
Total noninterest expense$2,651,0001,877
Salaries and employee benefits$1,787,0001,679
Premises and equipment expense$235,0002,137
Additional noninterest expense$629,0002,194
Pre-tax net operating income$892,0002,532
Securities gains (losses)$01,392
Applicable income taxes$58,0002,618
Income before extraordinary items$834,0002,453
Extraordinary gains, net$03
Net income$834,0002,451
Minority interest net income$055
Net income of bank and minority interests.$834,0002,453
Net charge-offs$2,0001,718
Cash dividends$782,000900
Sale, conversion, retirement of capital stock, net$0482
Net operating income$834,0002,418
2020-12-31 (YTD Data)Rank
Total interest income$13,174,0002,081
Total interest expense$2,762,0001,590
Net interest income$10,412,0002,201
Provision for loan and lease losses$187,0003,098
Total noninterest income$2,946,0001,741
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$119,0003,374
Trading account gains and fees$0133
Additional Noninterest Income$2,827,0001,487
Total noninterest expense$10,296,0001,917
Salaries and employee benefits$6,830,0001,705
Premises and equipment expense$962,0002,084
Additional noninterest expense$2,504,0002,195
Pre-tax net operating income$2,875,0002,479
Securities gains (losses)$02,675
Applicable income taxes$127,0002,822
Income before extraordinary items$2,748,0002,422
Extraordinary gains, net$04
Net income$2,748,0002,422
Minority interest net income$072
Net income of bank and minority interests.$2,748,0002,422
Net charge-offs$36,0002,569
Cash dividends$1,020,0002,171
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,748,0002,362
2020-09-30 (YTD Data)Rank
Total interest income$9,769,0002,109
Total interest expense$2,196,0001,595
Net interest income$7,573,0002,240
Provision for loan and lease losses$60,0003,613
Total noninterest income$2,095,0001,761
Gross Fiduciary activities income$0981
Service charges on deposit accounts$91,0003,368
Trading account gains and fees$0125
Additional Noninterest Income$2,004,0001,495
Total noninterest expense$7,618,0001,919
Salaries and employee benefits$5,058,0001,715
Premises and equipment expense$728,0002,072
Additional noninterest expense$1,832,0002,208
Pre-tax net operating income$1,990,0002,589
Securities gains (losses)$02,494
Applicable income taxes$134,0002,631
Income before extraordinary items$1,856,0002,549
Extraordinary gains, net$04
Net income$1,856,0002,549
Minority interest net income$065
Net income of bank and minority interests.$1,856,0002,549
Net charge-offs$39,0002,179
Cash dividends$1,020,0001,681
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,856,0002,500
2020-06-30 (YTD Data)Rank
Total interest income$6,522,0002,130
Total interest expense$1,548,0001,612
Net interest income$4,974,0002,285
Provision for loan and lease losses$15,0003,909
Total noninterest income$1,226,0001,813
Gross Fiduciary activities income$0970
Service charges on deposit accounts$62,0003,372
Trading account gains and fees$0123
Additional Noninterest Income$1,164,0001,521
Total noninterest expense$5,005,0001,932
Salaries and employee benefits$3,333,0001,728
Premises and equipment expense$483,0002,071
Additional noninterest expense$1,189,0002,227
Pre-tax net operating income$1,180,0002,717
Securities gains (losses)$02,249
Applicable income taxes$78,0002,678
Income before extraordinary items$1,102,0002,674
Extraordinary gains, net$04
Net income$1,102,0002,673
Minority interest net income$065
Net income of bank and minority interests.$1,102,0002,674
Net charge-offs$54,0001,691
Cash dividends$1,020,0001,297
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,102,0002,625
2020-03-31 (YTD Data)Rank
Total interest income$3,343,0002,075
Total interest expense$839,0001,640
Net interest income$2,504,0002,223
Provision for loan and lease losses$03,711
Total noninterest income$635,0001,693
Gross Fiduciary activities income$0941
Service charges on deposit accounts$37,0003,417
Trading account gains and fees$0106
Additional Noninterest Income$598,0001,359
Total noninterest expense$2,460,0001,967
Salaries and employee benefits$1,648,0001,755
Premises and equipment expense$245,0002,073
Additional noninterest expense$567,0002,332
Pre-tax net operating income$679,0002,387
Securities gains (losses)$01,705
Applicable income taxes$45,0002,473
Income before extraordinary items$634,0002,320
Extraordinary gains, net$04
Net income$634,0002,319
Minority interest net income$056
Net income of bank and minority interests.$634,0002,320
Net charge-offs$02,581
Cash dividends$629,0001,104
Sale, conversion, retirement of capital stock, net$0482
Net operating income$634,0002,287
2019-12-31 (YTD Data)Rank
Total interest income$13,839,0002,053
Total interest expense$3,400,0001,664
Net interest income$10,439,0002,154
Provision for loan and lease losses$100,0002,932
Total noninterest income$2,327,0001,823
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$138,0003,601
Trading account gains and fees$0135
Additional Noninterest Income$2,189,0001,460
Total noninterest expense$9,204,0002,042
Salaries and employee benefits$5,958,0001,853
Premises and equipment expense$954,0002,092
Additional noninterest expense$2,292,0002,346
Pre-tax net operating income$3,462,0002,252
Securities gains (losses)$7,0002,003
Applicable income taxes$228,0002,549
Income before extraordinary items$3,241,0002,185
Extraordinary gains, net$011
Net income$3,241,0002,187
Minority interest net income$076
Net income of bank and minority interests.$3,241,0002,187
Net charge-offs$-7,0004,388
Cash dividends$1,214,0002,116
Sale, conversion, retirement of capital stock, net$1,258,000188
Net operating income$3,234,4902,145
2019-09-30 (YTD Data)Rank
Total interest income$10,296,0002,097
Total interest expense$2,512,0001,691
Net interest income$7,784,0002,199
Provision for loan and lease losses$03,836
Total noninterest income$1,623,0001,896
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$98,0003,696
Trading account gains and fees$0129
Additional Noninterest Income$1,525,0001,522
Total noninterest expense$6,758,0002,076
Salaries and employee benefits$4,363,0001,890
Premises and equipment expense$718,0002,108
Additional noninterest expense$1,677,0002,383
Pre-tax net operating income$2,649,0002,280
Securities gains (losses)$02,167
Applicable income taxes$174,0002,586
Income before extraordinary items$2,475,0002,212
Extraordinary gains, net$011
Net income$2,475,0002,212
Minority interest net income$072
Net income of bank and minority interests.$2,475,0002,213
Net charge-offs$-7,0004,332
Cash dividends$1,214,0001,620
Sale, conversion, retirement of capital stock, net$1,259,000147
Net operating income$2,475,0002,175
2019-06-30 (YTD Data)Rank
Total interest income$6,796,0002,107
Total interest expense$1,614,0001,704
Net interest income$5,182,0002,206
Provision for loan and lease losses$03,685
Total noninterest income$1,100,0001,857
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$64,0003,734
Trading account gains and fees$0131
Additional Noninterest Income$1,036,0001,464
Total noninterest expense$4,458,0002,101
Salaries and employee benefits$2,821,0001,941
Premises and equipment expense$482,0002,113
Additional noninterest expense$1,155,0002,344
Pre-tax net operating income$1,824,0002,212
Securities gains (losses)$01,702
Applicable income taxes$120,0002,553
Income before extraordinary items$1,704,0002,157
Extraordinary gains, net$011
Net income$1,704,0002,156
Minority interest net income$069
Net income of bank and minority interests.$1,704,0002,157
Net charge-offs$03,172
Cash dividends$1,214,0001,272
Sale, conversion, retirement of capital stock, net$763,000144
Net operating income$1,704,0002,127
2019-03-31 (YTD Data)Rank
Total interest income$3,342,0002,127
Total interest expense$771,0001,716
Net interest income$2,571,0002,219
Provision for loan and lease losses$03,406
Total noninterest income$551,0001,822
Gross Fiduciary activities income$0972
Service charges on deposit accounts$30,0003,825
Trading account gains and fees$0126
Additional Noninterest Income$521,0001,408
Total noninterest expense$2,162,0002,155
Salaries and employee benefits$1,370,0002,000
Premises and equipment expense$238,0002,153
Additional noninterest expense$554,0002,412
Pre-tax net operating income$960,0002,108
Securities gains (losses)$01,087
Applicable income taxes$59,0002,528
Income before extraordinary items$901,0002,020
Extraordinary gains, net$05
Net income$901,0002,018
Minority interest net income$052
Net income of bank and minority interests.$901,0002,019
Net charge-offs$02,740
Cash dividends$593,0001,212
Sale, conversion, retirement of capital stock, net$763,00077
Net operating income$901,0002,002
2018-12-31 (YTD Data)Rank
Total interest income$12,585,0002,133
Total interest expense$2,247,0001,786
Net interest income$10,338,0002,183
Provision for loan and lease losses$209,0002,325
Total noninterest income$1,672,0002,207
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$163,0003,578
Trading account gains and fees$0126
Additional Noninterest Income$1,509,0001,794
Total noninterest expense$8,388,0002,174
Salaries and employee benefits$5,504,0001,951
Premises and equipment expense$773,0002,414
Additional noninterest expense$2,111,0002,506
Pre-tax net operating income$3,413,0002,316
Securities gains (losses)$60,000395
Applicable income taxes$179,0002,746
Income before extraordinary items$3,294,0002,185
Extraordinary gains, net$06
Net income$3,294,0002,183
Minority interest net income$072
Net income of bank and minority interests.$3,294,0002,184
Net charge-offs$-1,0004,181
Cash dividends$947,0002,299
Sale, conversion, retirement of capital stock, net$5,541,00099
Net operating income$3,237,0002,207
2018-09-30 (YTD Data)Rank
Total interest income$9,307,0002,147
Total interest expense$1,565,0001,806
Net interest income$7,742,0002,183
Provision for loan and lease losses$209,0001,949
Total noninterest income$1,376,0002,092
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$132,0003,497
Trading account gains and fees$0138
Additional Noninterest Income$1,244,0001,700
Total noninterest expense$6,140,0002,204
Salaries and employee benefits$4,109,0001,945
Premises and equipment expense$514,0002,632
Additional noninterest expense$1,517,0002,592
Pre-tax net operating income$2,769,0002,232
Securities gains (losses)$-23,0004,962
Applicable income taxes$152,0002,734
Income before extraordinary items$2,594,0002,116
Extraordinary gains, net$05
Net income$2,594,0002,114
Minority interest net income$066
Net income of bank and minority interests.$2,594,0002,115
Net charge-offs$-1,0004,015
Cash dividends$947,0001,728
Sale, conversion, retirement of capital stock, net$3,788,00096
Net operating income$2,615,6202,103
2018-06-30 (YTD Data)Rank
Total interest income$6,018,0002,177
Total interest expense$985,0001,795
Net interest income$5,033,0002,224
Provision for loan and lease losses$81,0002,372
Total noninterest income$814,0002,250
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$92,0003,447
Trading account gains and fees$0130
Additional Noninterest Income$722,0001,846
Total noninterest expense$3,968,0002,273
Salaries and employee benefits$2,637,0002,017
Premises and equipment expense$342,0002,642
Additional noninterest expense$989,0002,637
Pre-tax net operating income$1,798,0002,250
Securities gains (losses)$-23,0005,131
Applicable income taxes$89,0002,804
Income before extraordinary items$1,686,0002,133
Extraordinary gains, net$06
Net income$1,686,0002,130
Minority interest net income$065
Net income of bank and minority interests.$1,686,0002,132
Net charge-offs$-1,0003,891
Cash dividends$442,0002,131
Sale, conversion, retirement of capital stock, net$46,000446
Net operating income$1,707,8502,104
2018-03-31 (YTD Data)Rank
Total interest income$2,969,0002,191
Total interest expense$458,0001,827
Net interest income$2,511,0002,237
Provision for loan and lease losses$81,0001,638
Total noninterest income$328,0002,493
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$42,0003,576
Trading account gains and fees$0123
Additional Noninterest Income$286,0002,079
Total noninterest expense$1,943,0002,323
Salaries and employee benefits$1,291,0002,082
Premises and equipment expense$172,0002,684
Additional noninterest expense$480,0002,711
Pre-tax net operating income$815,0002,363
Securities gains (losses)$-23,0005,325
Applicable income taxes$23,0003,171
Income before extraordinary items$769,0002,219
Extraordinary gains, net$07
Net income$769,0002,218
Minority interest net income$052
Net income of bank and minority interests.$769,0002,219
Net charge-offs$-7,0004,604
Cash dividends$442,0001,303
Sale, conversion, retirement of capital stock, net$346,000143
Net operating income$791,3102,169
2017-12-31 (YTD Data)Rank
Total interest income$10,589,0002,327
Total interest expense$1,618,0001,805
Net interest income$8,971,0002,412
Provision for loan and lease losses$139,0002,738
Total noninterest income$1,644,0002,277
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$132,0004,010
Trading account gains and fees$0151
Additional Noninterest Income$1,512,0001,807
Total noninterest expense$7,636,0002,352
Salaries and employee benefits$5,020,0002,082
Premises and equipment expense$726,0002,603
Additional noninterest expense$1,890,0002,755
Pre-tax net operating income$2,840,0002,568
Securities gains (losses)$10,0001,604
Applicable income taxes$04,135
Income before extraordinary items$2,850,0002,138
Extraordinary gains, net$09
Net income$2,850,0002,139
Minority interest net income$076
Net income of bank and minority interests.$2,850,0002,139
Net charge-offs$-16,0004,907
Cash dividends$800,0002,449
Sale, conversion, retirement of capital stock, net$679,000258
Net operating income$2,840,0002,128
2017-09-30 (YTD Data)Rank
Total interest income$7,790,0002,371
Total interest expense$1,186,0001,817
Net interest income$6,604,0002,465
Provision for loan and lease losses$75,0002,940
Total noninterest income$1,201,0002,336
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$95,0004,102
Trading account gains and fees$0145
Additional Noninterest Income$1,106,0001,861
Total noninterest expense$5,707,0002,367
Salaries and employee benefits$3,726,0002,108
Premises and equipment expense$559,0002,580
Additional noninterest expense$1,422,0002,759
Pre-tax net operating income$2,023,0002,700
Securities gains (losses)$10,0001,621
Applicable income taxes$04,172
Income before extraordinary items$2,033,0002,380
Extraordinary gains, net$09
Net income$2,033,0002,379
Minority interest net income$071
Net income of bank and minority interests.$2,033,0002,380
Net charge-offs$-16,0004,869
Cash dividends$800,0001,921
Sale, conversion, retirement of capital stock, net$679,000220
Net operating income$2,023,0002,366
2017-06-30 (YTD Data)Rank
Total interest income$5,032,0002,416
Total interest expense$766,0001,832
Net interest income$4,266,0002,514
Provision for loan and lease losses$46,0002,928
Total noninterest income$757,0002,419
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$58,0004,220
Trading account gains and fees$0139
Additional Noninterest Income$699,0001,931
Total noninterest expense$3,739,0002,400
Salaries and employee benefits$2,415,0002,160
Premises and equipment expense$375,0002,580
Additional noninterest expense$949,0002,764
Pre-tax net operating income$1,238,0002,795
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,238,0002,472
Extraordinary gains, net$011
Net income$1,238,0002,471
Minority interest net income$071
Net income of bank and minority interests.$1,238,0002,472
Net charge-offs$-8,0004,727
Cash dividends$400,0002,229
Sale, conversion, retirement of capital stock, net$364,000218
Net operating income$1,238,0002,448
2017-03-31 (YTD Data)Rank
Total interest income$2,458,0002,462
Total interest expense$367,0001,875
Net interest income$2,091,0002,549
Provision for loan and lease losses$23,0002,728
Total noninterest income$332,0002,581
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$32,0004,113
Trading account gains and fees$0142
Additional Noninterest Income$300,0002,101
Total noninterest expense$1,833,0002,463
Salaries and employee benefits$1,197,0002,206
Premises and equipment expense$188,0002,615
Additional noninterest expense$448,0002,883
Pre-tax net operating income$567,0002,885
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$567,0002,558
Extraordinary gains, net$08
Net income$567,0002,557
Minority interest net income$055
Net income of bank and minority interests.$567,0002,558
Net charge-offs$-8,0004,903
Cash dividends$400,0001,384
Sale, conversion, retirement of capital stock, net$314,000157
Net operating income$567,0002,541
2016-12-31 (YTD Data)Rank
Total interest income$9,159,0002,588
Total interest expense$1,418,0001,874
Net interest income$7,741,0002,688
Provision for loan and lease losses$40,0003,765
Total noninterest income$1,640,0002,367
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$138,0004,116
Trading account gains and fees$0170
Additional Noninterest Income$1,502,0001,882
Total noninterest expense$7,125,0002,522
Salaries and employee benefits$4,560,0002,251
Premises and equipment expense$734,0002,633
Additional noninterest expense$1,831,0002,921
Pre-tax net operating income$2,216,0002,888
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$2,216,0002,616
Extraordinary gains, net$05
Net income$2,216,0002,614
Minority interest net income$082
Net income of bank and minority interests.$2,216,0002,615
Net charge-offs$-137,0005,587
Cash dividends$200,0003,672
Sale, conversion, retirement of capital stock, net$156,000438
Net operating income$2,216,0002,554
2016-09-30 (YTD Data)Rank
Total interest income$6,767,0002,628
Total interest expense$1,050,0001,902
Net interest income$5,717,0002,721
Provision for loan and lease losses$04,186
Total noninterest income$1,234,0002,367
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$103,0004,153
Trading account gains and fees$0169
Additional Noninterest Income$1,131,0001,890
Total noninterest expense$5,315,0002,521
Salaries and employee benefits$3,402,0002,249
Premises and equipment expense$560,0002,617
Additional noninterest expense$1,353,0002,954
Pre-tax net operating income$1,636,0002,966
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$1,636,0002,672
Extraordinary gains, net$05
Net income$1,636,0002,672
Minority interest net income$071
Net income of bank and minority interests.$1,636,0002,672
Net charge-offs$-134,0005,648
Cash dividends$200,0003,140
Sale, conversion, retirement of capital stock, net$156,000374
Net operating income$1,636,0002,615
2016-06-30 (YTD Data)Rank
Total interest income$4,419,0002,666
Total interest expense$690,0001,930
Net interest income$3,729,0002,768
Provision for loan and lease losses$04,017
Total noninterest income$749,0002,469
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$67,0004,184
Trading account gains and fees$0157
Additional Noninterest Income$682,0001,986
Total noninterest expense$3,468,0002,578
Salaries and employee benefits$2,204,0002,323
Premises and equipment expense$378,0002,615
Additional noninterest expense$886,0003,003
Pre-tax net operating income$1,010,0003,056
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,010,0002,781
Extraordinary gains, net$016
Net income$1,010,0002,779
Minority interest net income$071
Net income of bank and minority interests.$1,010,0002,780
Net charge-offs$-131,0005,760
Cash dividends$200,0002,834
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,010,0002,711
2016-03-31 (YTD Data)Rank
Total interest income$2,180,0002,703
Total interest expense$338,0001,961
Net interest income$1,842,0002,789
Provision for loan and lease losses$03,656
Total noninterest income$270,0002,888
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$32,0004,246
Trading account gains and fees$0142
Additional Noninterest Income$238,0002,404
Total noninterest expense$1,650,0002,678
Salaries and employee benefits$1,058,0002,409
Premises and equipment expense$190,0002,636
Additional noninterest expense$402,0003,225
Pre-tax net operating income$462,0003,163
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$462,0002,873
Extraordinary gains, net$012
Net income$462,0002,872
Minority interest net income$062
Net income of bank and minority interests.$462,0002,873
Net charge-offs$-119,0005,910
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$462,0002,821
2015-12-31 (YTD Data)Rank
Total interest income$7,756,0002,897
Total interest expense$1,259,0002,039
Net interest income$6,497,0003,034
Provision for loan and lease losses$167,0002,542
Total noninterest income$1,225,0002,761
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$115,0004,514
Trading account gains and fees$0159
Additional Noninterest Income$1,110,0002,241
Total noninterest expense$6,317,0002,758
Salaries and employee benefits$3,925,0002,534
Premises and equipment expense$756,0002,669
Additional noninterest expense$1,636,0003,222
Pre-tax net operating income$1,238,0003,798
Securities gains (losses)$5,0002,832
Applicable income taxes$04,402
Income before extraordinary items$1,243,0003,573
Extraordinary gains, net$023
Net income$1,243,0003,571
Minority interest net income$081
Net income of bank and minority interests.$1,243,0003,573
Net charge-offs$72,0002,956
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$25,000676
Net operating income$1,238,0003,530
2015-09-30 (YTD Data)Rank
Total interest income$5,647,0002,983
Total interest expense$931,0002,088
Net interest income$4,716,0003,112
Provision for loan and lease losses$58,0003,151
Total noninterest income$894,0002,809
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$85,0004,583
Trading account gains and fees$0153
Additional Noninterest Income$809,0002,301
Total noninterest expense$4,670,0002,801
Salaries and employee benefits$2,889,0002,574
Premises and equipment expense$572,0002,689
Additional noninterest expense$1,209,0003,265
Pre-tax net operating income$882,0003,944
Securities gains (losses)$1,0002,915
Applicable income taxes$04,489
Income before extraordinary items$883,0003,714
Extraordinary gains, net$021
Net income$883,0003,713
Minority interest net income$078
Net income of bank and minority interests.$883,0003,714
Net charge-offs$95,0002,217
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$25,000615
Net operating income$882,0003,672
2015-06-30 (YTD Data)Rank
Total interest income$3,620,0003,067
Total interest expense$610,0002,130
Net interest income$3,010,0003,212
Provision for loan and lease losses$20,0003,492
Total noninterest income$549,0002,936
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$58,0004,557
Trading account gains and fees$0157
Additional Noninterest Income$491,0002,432
Total noninterest expense$3,051,0002,853
Salaries and employee benefits$1,881,0002,630
Premises and equipment expense$381,0002,704
Additional noninterest expense$789,0003,328
Pre-tax net operating income$488,0004,203
Securities gains (losses)$1,0002,511
Applicable income taxes$04,497
Income before extraordinary items$489,0004,012
Extraordinary gains, net$022
Net income$489,0004,012
Minority interest net income$075
Net income of bank and minority interests.$489,0004,014
Net charge-offs$103,0001,701
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$25,000553
Net operating income$488,0003,949
2015-03-31 (YTD Data)Rank
Total interest income$1,772,0003,125
Total interest expense$308,0002,126
Net interest income$1,464,0003,279
Provision for loan and lease losses$03,703
Total noninterest income$268,0002,931
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$29,0004,554
Trading account gains and fees$0152
Additional Noninterest Income$239,0002,414
Total noninterest expense$1,511,0002,887
Salaries and employee benefits$920,0002,683
Premises and equipment expense$190,0002,747
Additional noninterest expense$401,0003,294
Pre-tax net operating income$221,0004,305
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$221,0004,131
Extraordinary gains, net$013
Net income$221,0004,133
Minority interest net income$064
Net income of bank and minority interests.$221,0004,134
Net charge-offs$115,0001,016
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$25,000448
Net operating income$221,0004,063
2014-12-31 (YTD Data)Rank
Total interest income$6,630,0003,310
Total interest expense$1,159,0002,323
Net interest income$5,471,0003,442
Provision for loan and lease losses$62,0003,580
Total noninterest income$1,087,0002,993
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$128,0004,633
Trading account gains and fees$0180
Additional Noninterest Income$959,0002,378
Total noninterest expense$6,135,0002,869
Salaries and employee benefits$3,768,0002,624
Premises and equipment expense$755,0002,772
Additional noninterest expense$1,612,0003,381
Pre-tax net operating income$361,0005,340
Securities gains (losses)$153,000959
Applicable income taxes$04,531
Income before extraordinary items$514,0004,900
Extraordinary gains, net$017
Net income$514,0004,899
Minority interest net income$084
Net income of bank and minority interests.$514,0004,900
Net charge-offs$-117,0006,156
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$125,000513
Net operating income$361,0005,201
2014-09-30 (YTD Data)Rank
Total interest income$4,747,0003,429
Total interest expense$845,0002,407
Net interest income$3,902,0003,583
Provision for loan and lease losses$62,0003,240
Total noninterest income$539,0003,697
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$99,0004,647
Trading account gains and fees$0174
Additional Noninterest Income$440,0003,085
Total noninterest expense$4,645,0002,868
Salaries and employee benefits$2,847,0002,607
Premises and equipment expense$591,0002,724
Additional noninterest expense$1,207,0003,388
Pre-tax net operating income$-266,0006,331
Securities gains (losses)$153,000762
Applicable income taxes$04,583
Income before extraordinary items$-113,0006,282
Extraordinary gains, net$015
Net income$-113,0006,282
Minority interest net income$081
Net income of bank and minority interests.$-113,0006,282
Net charge-offs$-114,0006,234
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$125,000420
Net operating income$-266,0006,341
2014-06-30 (YTD Data)Rank
Total interest income$3,025,0003,536
Total interest expense$529,0002,541
Net interest income$2,496,0003,669
Provision for loan and lease losses$62,0002,743
Total noninterest income$293,0004,068
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$65,0004,660
Trading account gains and fees$0172
Additional Noninterest Income$228,0003,433
Total noninterest expense$3,075,0002,897
Salaries and employee benefits$1,879,0002,648
Premises and equipment expense$385,0002,785
Additional noninterest expense$811,0003,373
Pre-tax net operating income$-348,0006,456
Securities gains (losses)$153,000578
Applicable income taxes$04,568
Income before extraordinary items$-195,0006,409
Extraordinary gains, net$020
Net income$-195,0006,410
Minority interest net income$080
Net income of bank and minority interests.$-195,0006,411
Net charge-offs$-109,0006,333
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$100,000379
Net operating income$-348,0006,464
2014-03-31 (YTD Data)Rank
Total interest income$1,429,0003,688
Total interest expense$239,0002,771
Net interest income$1,190,0003,817
Provision for loan and lease losses$03,817
Total noninterest income$100,0004,623
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$31,0004,724
Trading account gains and fees$0147
Additional Noninterest Income$69,0004,116
Total noninterest expense$1,522,0002,944
Salaries and employee benefits$932,0002,684
Premises and equipment expense$192,0002,830
Additional noninterest expense$398,0003,418
Pre-tax net operating income$-232,0006,554
Securities gains (losses)$153,000323
Applicable income taxes$04,445
Income before extraordinary items$-79,0006,430
Extraordinary gains, net$016
Net income$-79,0006,430
Minority interest net income$066
Net income of bank and minority interests.$-79,0006,431
Net charge-offs$-103,0006,476
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$100,000250
Net operating income$-232,0006,556
2013-12-31 (YTD Data)Rank
Total interest income$4,674,0004,264
Total interest expense$781,0003,501
Net interest income$3,893,0004,342
Provision for loan and lease losses$323,0002,352
Total noninterest income$380,0004,812
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$141,0004,684
Trading account gains and fees$0184
Additional Noninterest Income$239,0004,371
Total noninterest expense$5,612,0003,133
Salaries and employee benefits$3,361,0002,885
Premises and equipment expense$701,0002,966
Additional noninterest expense$1,550,0003,577
Pre-tax net operating income$-1,662,0006,637
Securities gains (losses)$4,0002,846
Applicable income taxes$04,631
Income before extraordinary items$-1,658,0006,651
Extraordinary gains, net$029
Net income$-1,658,0006,651
Minority interest net income$090
Net income of bank and minority interests.$-1,658,0006,651
Net charge-offs$-59,0006,448
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$625,000265
Net operating income$-1,662,0006,645
2013-09-30 (YTD Data)Rank
Total interest income$3,220,0004,499
Total interest expense$554,0003,709
Net interest income$2,666,0004,591
Provision for loan and lease losses$233,0002,367
Total noninterest income$242,0005,116
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$108,0004,683
Trading account gains and fees$0180
Additional Noninterest Income$134,0004,851
Total noninterest expense$4,156,0003,168
Salaries and employee benefits$2,467,0002,941
Premises and equipment expense$516,0003,037
Additional noninterest expense$1,173,0003,556
Pre-tax net operating income$-1,481,0006,750
Securities gains (losses)$4,0002,720
Applicable income taxes$-5,0006,500
Income before extraordinary items$-1,472,0006,759
Extraordinary gains, net$025
Net income$-1,472,0006,760
Minority interest net income$084
Net income of bank and minority interests.$-1,472,0006,760
Net charge-offs$-41,0006,424
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$625,000206
Net operating income$-1,476,0006,751
2013-06-30 (YTD Data)Rank
Total interest income$1,872,0004,849
Total interest expense$348,0003,908
Net interest income$1,524,0004,940
Provision for loan and lease losses$164,0002,348
Total noninterest income$134,0005,394
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$72,0004,675
Trading account gains and fees$0157
Additional Noninterest Income$62,0005,299
Total noninterest expense$2,769,0003,175
Salaries and employee benefits$1,626,0002,982
Premises and equipment expense$342,0003,038
Additional noninterest expense$801,0003,497
Pre-tax net operating income$-1,275,0006,823
Securities gains (losses)$4,0002,503
Applicable income taxes$-3,0006,554
Income before extraordinary items$-1,268,0006,841
Extraordinary gains, net$022
Net income$-1,268,0006,842
Minority interest net income$082
Net income of bank and minority interests.$-1,268,0006,842
Net charge-offs$-41,0006,501
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$600,000153
Net operating income$-1,272,0006,836
2013-03-31 (YTD Data)Rank
Total interest income$783,0005,257
Total interest expense$162,0004,151
Net interest income$621,0005,403
Provision for loan and lease losses$04,409
Total noninterest income$55,0005,619
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$35,0004,705
Trading account gains and fees$0148
Additional Noninterest Income$20,0005,678
Total noninterest expense$1,381,0003,200
Salaries and employee benefits$820,0002,995
Premises and equipment expense$168,0003,127
Additional noninterest expense$393,0003,550
Pre-tax net operating income$-705,0006,908
Securities gains (losses)$4,0001,680
Applicable income taxes$-2,0006,684
Income before extraordinary items$-699,0006,910
Extraordinary gains, net$010
Net income$-699,0006,911
Minority interest net income$076
Net income of bank and minority interests.$-699,0006,911
Net charge-offs$-5,0005,894
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$500,00090
Net operating income$-703,0006,903
2012-12-31 (YTD Data)Rank
Total interest income$1,153,0006,699
Total interest expense$176,0006,501
Net interest income$977,0006,692
Provision for loan and lease losses$647,0002,364
Total noninterest income$107,0006,251
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$79,0005,739
Trading account gains and fees$0166
Additional Noninterest Income$28,0006,145
Total noninterest expense$2,370,0005,293
Salaries and employee benefits$1,422,0004,971
Premises and equipment expense$338,0004,701
Additional noninterest expense$610,0005,771
Pre-tax net operating income$-1,933,0006,798
Securities gains (losses)$03,810
Applicable income taxes$-2,0006,488
Income before extraordinary items$-1,931,0006,828
Extraordinary gains, net$029
Net income$-1,931,0006,825
Minority interest net income$093
Net income of bank and minority interests.$-1,931,0006,826
Net charge-offs$-8,0006,577
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$375,000348
Net operating income$-1,931,0006,807
2012-09-30 (YTD Data)Rank
Total interest income$517,0007,033
Total interest expense$75,0006,938
Net interest income$442,0007,035
Provision for loan and lease losses$595,0002,062
Total noninterest income$66,0006,487
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$38,0006,290
Trading account gains and fees$0157
Additional Noninterest Income$28,0006,141
Total noninterest expense$1,134,0006,133
Salaries and employee benefits$673,0005,938
Premises and equipment expense$176,0005,528
Additional noninterest expense$285,0006,471
Pre-tax net operating income$-1,221,0006,885
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-1,221,0006,917
Extraordinary gains, net$020
Net income$-1,221,0006,913
Minority interest net income$086
Net income of bank and minority interests.$-1,221,0006,915
Net charge-offs$-6,0006,501
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,221,0006,896
2012-06-30 (YTD Data)Rank
Total interest income$1,168,0006,073
Total interest expense$122,0006,435
Net interest income$1,046,0005,927
Provision for loan and lease losses$15,0005,227
Total noninterest income$135,0005,448
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$88,0004,563
Trading account gains and fees$0153
Additional Noninterest Income$47,0005,512
Total noninterest expense$917,0005,896
Salaries and employee benefits$366,0006,316
Premises and equipment expense$183,0004,589
Additional noninterest expense$368,0005,523
Pre-tax net operating income$249,0005,060
Securities gains (losses)$301,000855
Applicable income taxes$8,0004,301
Income before extraordinary items$542,0003,827
Extraordinary gains, net$019
Net income$542,0003,829
Minority interest net income$084
Net income of bank and minority interests.$542,0003,830
Net charge-offs$97,0003,450
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$244,0104,895
2012-03-31 (YTD Data)Rank
Total interest income$555,0006,190
Total interest expense$63,0006,490
Net interest income$492,0006,065
Provision for loan and lease losses$15,0004,598
Total noninterest income$72,0005,403
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$48,0004,361
Trading account gains and fees$0148
Additional Noninterest Income$24,0005,550
Total noninterest expense$468,0005,902
Salaries and employee benefits$187,0006,320
Premises and equipment expense$94,0004,532
Additional noninterest expense$187,0005,504
Pre-tax net operating income$81,0005,610
Securities gains (losses)$02,210
Applicable income taxes$4,0004,331
Income before extraordinary items$77,0005,647
Extraordinary gains, net$019
Net income$77,0005,647
Minority interest net income$078
Net income of bank and minority interests.$77,0005,647
Net charge-offs$100,0002,446
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$77,0005,492
2011-12-31 (YTD Data)Rank
Total interest income$2,465,0006,123
Total interest expense$294,0006,579
Net interest income$2,171,0005,931
Provision for loan and lease losses$172,0004,805
Total noninterest income$393,0004,810
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$216,0004,243
Trading account gains and fees$0146
Additional Noninterest Income$177,0004,616
Total noninterest expense$2,031,0005,795
Salaries and employee benefits$747,0006,386
Premises and equipment expense$369,0004,749
Additional noninterest expense$915,0005,116
Pre-tax net operating income$361,0005,082
Securities gains (losses)$29,0002,921
Applicable income taxes$12,0004,266
Income before extraordinary items$378,0005,001
Extraordinary gains, net$029
Net income$378,0005,004
Minority interest net income$096
Net income of bank and minority interests.$378,0005,003
Net charge-offs$265,0003,945
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$349,8704,982
2011-09-30 (YTD Data)Rank
Total interest income$1,882,0006,145
Total interest expense$227,0006,645
Net interest income$1,655,0005,937
Provision for loan and lease losses$152,0004,473
Total noninterest income$305,0004,791
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$159,0004,289
Trading account gains and fees$0145
Additional Noninterest Income$146,0004,567
Total noninterest expense$1,527,0005,811
Salaries and employee benefits$561,0006,393
Premises and equipment expense$274,0004,832
Additional noninterest expense$692,0005,130
Pre-tax net operating income$281,0005,185
Securities gains (losses)$29,0002,648
Applicable income taxes$12,0004,209
Income before extraordinary items$298,0005,064
Extraordinary gains, net$021
Net income$298,0005,066
Minority interest net income$087
Net income of bank and minority interests.$298,0005,066
Net charge-offs$216,0003,622
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$270,1605,067
2011-06-30 (YTD Data)Rank
Total interest income$1,261,0006,200
Total interest expense$156,0006,708
Net interest income$1,105,0005,976
Provision for loan and lease losses$60,0004,872
Total noninterest income$179,0005,029
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$100,0004,389
Trading account gains and fees$0153
Additional Noninterest Income$79,0004,925
Total noninterest expense$1,051,0005,810
Salaries and employee benefits$380,0006,420
Premises and equipment expense$179,0004,911
Additional noninterest expense$492,0005,040
Pre-tax net operating income$173,0005,274
Securities gains (losses)$28,0001,915
Applicable income taxes$10,0004,094
Income before extraordinary items$191,0005,090
Extraordinary gains, net$015
Net income$191,0005,090
Minority interest net income$089
Net income of bank and minority interests.$191,0005,090
Net charge-offs$12,0005,280
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$164,4005,176
2011-03-31 (YTD Data)Rank
Total interest income$625,0006,241
Total interest expense$81,0006,760
Net interest income$544,0006,027
Provision for loan and lease losses$30,0004,582
Total noninterest income$98,0004,951
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$50,0004,342
Trading account gains and fees$0158
Additional Noninterest Income$48,0004,728
Total noninterest expense$528,0005,836
Salaries and employee benefits$192,0006,454
Premises and equipment expense$91,0004,936
Additional noninterest expense$245,0005,053
Pre-tax net operating income$84,0005,328
Securities gains (losses)$29,000968
Applicable income taxes$5,0004,051
Income before extraordinary items$108,0004,903
Extraordinary gains, net$09
Net income$108,0004,900
Minority interest net income$086
Net income of bank and minority interests.$108,0004,902
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$80,1605,228
2010-12-31 (YTD Data)Rank
Total interest income$3,235,0005,890
Total interest expense$746,0005,852
Net interest income$2,489,0005,771
Provision for loan and lease losses$1,773,0002,238
Total noninterest income$379,0005,045
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$253,0003,983
Trading account gains and fees$0175
Additional Noninterest Income$126,0005,171
Total noninterest expense$2,864,0005,150
Salaries and employee benefits$870,0006,285
Premises and equipment expense$370,0004,937
Additional noninterest expense$1,624,0003,788
Pre-tax net operating income$-1,769,0006,714
Securities gains (losses)$03,793
Applicable income taxes$24,0003,939
Income before extraordinary items$-1,793,0006,807
Extraordinary gains, net$029
Net income$-1,793,0006,808
Minority interest net income$0111
Net income of bank and minority interests.$-1,793,0006,808
Net charge-offs$1,796,0001,986
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$11,0001,150
Net operating income$-1,793,0006,784
2010-09-30 (YTD Data)Rank
Total interest income$2,437,0005,981
Total interest expense$627,0005,778
Net interest income$1,810,0005,923
Provision for loan and lease losses$817,0002,814
Total noninterest income$299,0005,053
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$202,0003,924
Trading account gains and fees$0165
Additional Noninterest Income$97,0005,236
Total noninterest expense$2,215,0005,082
Salaries and employee benefits$673,0006,278
Premises and equipment expense$274,0005,045
Additional noninterest expense$1,268,0003,667
Pre-tax net operating income$-923,0006,759
Securities gains (losses)$03,651
Applicable income taxes$18,0004,039
Income before extraordinary items$-941,0006,879
Extraordinary gains, net$023
Net income$-941,0006,879
Minority interest net income$0110
Net income of bank and minority interests.$-941,0006,879
Net charge-offs$823,0002,428
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$11,0001,053
Net operating income$-941,0006,827
2010-06-30 (YTD Data)Rank
Total interest income$1,625,0006,034
Total interest expense$455,0005,697
Net interest income$1,170,0006,015
Provision for loan and lease losses$457,0002,981
Total noninterest income$202,0005,018
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$134,0003,924
Trading account gains and fees$0152
Additional Noninterest Income$68,0005,197
Total noninterest expense$1,514,0005,052
Salaries and employee benefits$458,0006,280
Premises and equipment expense$178,0005,137
Additional noninterest expense$878,0003,554
Pre-tax net operating income$-599,0006,815
Securities gains (losses)$14,0002,493
Applicable income taxes$12,0004,023
Income before extraordinary items$-597,0006,920
Extraordinary gains, net$019
Net income$-597,0006,920
Minority interest net income$0105
Net income of bank and minority interests.$-597,0006,920
Net charge-offs$447,0002,566
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$11,000946
Net operating income$-611,0006,887
2010-03-31 (YTD Data)Rank
Total interest income$816,0006,094
Total interest expense$242,0005,670
Net interest income$574,0006,111
Provision for loan and lease losses$204,0002,958
Total noninterest income$136,0004,491
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$63,0004,037
Trading account gains and fees$0175
Additional Noninterest Income$73,0004,060
Total noninterest expense$662,0005,468
Salaries and employee benefits$237,0006,301
Premises and equipment expense$88,0005,241
Additional noninterest expense$337,0004,269
Pre-tax net operating income$-156,0006,771
Securities gains (losses)$02,284
Applicable income taxes$6,0004,021
Income before extraordinary items$-162,0006,874
Extraordinary gains, net$016
Net income$-162,0006,875
Minority interest net income$091
Net income of bank and minority interests.$-162,0006,874
Net charge-offs$209,0002,381
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-162,0006,833
2009-12-31 (YTD Data)Rank
Total interest income$3,812,0005,827
Total interest expense$1,450,0005,233
Net interest income$2,362,0005,976
Provision for loan and lease losses$2,112,0002,413
Total noninterest income$285,0005,685
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$230,0004,389
Trading account gains and fees$0211
Additional Noninterest Income$55,0006,271
Total noninterest expense$2,630,0005,548
Salaries and employee benefits$1,094,0006,043
Premises and equipment expense$361,0005,250
Additional noninterest expense$1,175,0004,800
Pre-tax net operating income$-2,095,0006,661
Securities gains (losses)$-512,0007,597
Applicable income taxes$-151,0006,677
Income before extraordinary items$-2,456,0006,878
Extraordinary gains, net$034
Net income$-2,456,0006,875
Minority interest net income$0115
Net income of bank and minority interests.$-2,456,0006,876
Net charge-offs$2,104,0001,972
Cash dividends$3,0004,660
Sale, conversion, retirement of capital stock, net$2,021,000330
Net operating income$-1,974,7206,744
2009-09-30 (YTD Data)Rank
Total interest income$2,923,0005,840
Total interest expense$1,164,0005,232
Net interest income$1,759,0006,015
Provision for loan and lease losses$2,020,0001,886
Total noninterest income$189,0005,992
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$149,0004,694
Trading account gains and fees$0212
Additional Noninterest Income$40,0006,457
Total noninterest expense$1,935,0005,616
Salaries and employee benefits$848,0005,999
Premises and equipment expense$275,0005,244
Additional noninterest expense$812,0005,023
Pre-tax net operating income$-2,007,0007,044
Securities gains (losses)$50,0002,298
Applicable income taxes$-722,0007,457
Income before extraordinary items$-1,235,0006,872
Extraordinary gains, net$027
Net income$-1,235,0006,874
Minority interest net income$0118
Net income of bank and minority interests.$-1,235,0006,874
Net charge-offs$2,054,0001,481
Cash dividends$3,0004,181
Sale, conversion, retirement of capital stock, net$1,0001,230
Net operating income$-1,267,0006,873
2009-06-30 (YTD Data)Rank
Total interest income$1,956,0005,879
Total interest expense$803,0005,270
Net interest income$1,153,0006,058
Provision for loan and lease losses$1,866,0001,459
Total noninterest income$120,0006,107
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$78,0005,109
Trading account gains and fees$0193
Additional Noninterest Income$42,0006,041
Total noninterest expense$1,361,0005,511
Salaries and employee benefits$573,0006,041
Premises and equipment expense$188,0005,234
Additional noninterest expense$600,0004,723
Pre-tax net operating income$-1,954,0007,372
Securities gains (losses)$7,0002,683
Applicable income taxes$-728,0007,678
Income before extraordinary items$-1,219,0007,236
Extraordinary gains, net$021
Net income$-1,219,0007,235
Minority interest net income$0112
Net income of bank and minority interests.$-1,219,0007,235
Net charge-offs$2,058,0001,103
Cash dividends$3,0003,971
Sale, conversion, retirement of capital stock, net$1,0001,182
Net operating income$-1,223,4807,238
2009-03-31 (YTD Data)Rank
Total interest income$1,025,0005,812
Total interest expense$420,0005,266
Net interest income$605,0005,963
Provision for loan and lease losses$966,0001,222
Total noninterest income$84,0005,504
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$41,0004,966
Trading account gains and fees$0171
Additional Noninterest Income$43,0005,090
Total noninterest expense$693,0005,422
Salaries and employee benefits$289,0006,065
Premises and equipment expense$95,0005,244
Additional noninterest expense$309,0004,321
Pre-tax net operating income$-970,0007,629
Securities gains (losses)$30,0001,510
Applicable income taxes$-374,0007,850
Income before extraordinary items$-566,0007,499
Extraordinary gains, net$015
Net income$-566,0007,500
Minority interest net income$0102
Net income of bank and minority interests.$-566,0007,500
Net charge-offs$966,000973
Cash dividends$3,0003,030
Sale, conversion, retirement of capital stock, net$1,0001,052
Net operating income$-585,2007,496
2008-12-31 (YTD Data)Rank
Total interest income$5,055,0005,422
Total interest expense$2,228,0005,048
Net interest income$2,827,0005,576
Provision for loan and lease losses$747,0003,147
Total noninterest income$334,0005,647
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$204,0004,749
Trading account gains and fees$0154
Additional Noninterest Income$130,0005,541
Total noninterest expense$2,650,0005,475
Salaries and employee benefits$1,159,0006,082
Premises and equipment expense$410,0005,017
Additional noninterest expense$1,081,0004,591
Pre-tax net operating income$-236,0006,585
Securities gains (losses)$202,000715
Applicable income taxes$-155,0007,163
Income before extraordinary items$121,0005,785
Extraordinary gains, net$039
Net income$121,0005,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0003,138
Cash dividends$4,0005,433
Sale, conversion, retirement of capital stock, net$21,0001,252
Net operating income$-8,2806,386
2008-09-30 (YTD Data)Rank
Total interest income$3,996,0005,350
Total interest expense$1,725,0005,091
Net interest income$2,271,0005,437
Provision for loan and lease losses$465,0002,832
Total noninterest income$261,0005,647
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$158,0004,723
Trading account gains and fees$0148
Additional Noninterest Income$103,0005,588
Total noninterest expense$2,019,0005,426
Salaries and employee benefits$892,0006,012
Premises and equipment expense$315,0004,978
Additional noninterest expense$812,0004,523
Pre-tax net operating income$48,0006,594
Securities gains (losses)$202,000614
Applicable income taxes$19,0004,622
Income before extraordinary items$231,0005,544
Extraordinary gains, net$031
Net income$231,0005,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0002,447
Cash dividends$4,0004,922
Sale, conversion, retirement of capital stock, net$21,0001,073
Net operating income$45,1606,593
2008-06-30 (YTD Data)Rank
Total interest income$2,771,0005,314
Total interest expense$1,235,0005,038
Net interest income$1,536,0005,393
Provision for loan and lease losses$365,0002,268
Total noninterest income$177,0005,688
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$101,0004,819
Trading account gains and fees$0149
Additional Noninterest Income$76,0005,498
Total noninterest expense$1,350,0005,452
Salaries and employee benefits$604,0006,027
Premises and equipment expense$211,0004,986
Additional noninterest expense$535,0004,543
Pre-tax net operating income$-2,0006,956
Securities gains (losses)$202,000610
Applicable income taxes$18,0004,723
Income before extraordinary items$182,0005,740
Extraordinary gains, net$021
Net income$182,0005,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0001,924
Cash dividends$4,0004,714
Sale, conversion, retirement of capital stock, net$21,000941
Net operating income$-1,8206,979
2008-03-31 (YTD Data)Rank
Total interest income$1,446,0005,295
Total interest expense$687,0004,930
Net interest income$759,0005,457
Provision for loan and lease losses$120,0002,457
Total noninterest income$105,0005,327
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$45,0005,006
Trading account gains and fees$0158
Additional Noninterest Income$60,0004,693
Total noninterest expense$679,0005,466
Salaries and employee benefits$300,0006,081
Premises and equipment expense$104,0005,055
Additional noninterest expense$275,0004,390
Pre-tax net operating income$65,0006,418
Securities gains (losses)$30,0001,366
Applicable income taxes$13,0004,639
Income before extraordinary items$82,0006,093
Extraordinary gains, net$015
Net income$82,0006,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,051
Cash dividends$4,0003,675
Sale, conversion, retirement of capital stock, net$21,000686
Net operating income$56,2006,395
2007-12-31 (YTD Data)Rank
Total interest income$5,974,0005,243
Total interest expense$2,755,0005,012
Net interest income$3,219,0005,302
Provision for loan and lease losses$88,0005,093
Total noninterest income$371,0005,647
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$237,0004,562
Trading account gains and fees$0178
Additional Noninterest Income$134,0005,768
Total noninterest expense$2,635,0005,443
Salaries and employee benefits$1,197,0005,993
Premises and equipment expense$498,0004,374
Additional noninterest expense$940,0004,835
Pre-tax net operating income$867,0005,024
Securities gains (losses)$3,0001,730
Applicable income taxes$170,0004,021
Income before extraordinary items$700,0005,054
Extraordinary gains, net$039
Net income$700,0005,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,621
Cash dividends$5,0005,803
Sale, conversion, retirement of capital stock, net$53,0001,053
Net operating income$697,6005,049
2007-09-30 (YTD Data)Rank
Total interest income$4,401,0005,321
Total interest expense$2,068,0005,021
Net interest income$2,333,0005,427
Provision for loan and lease losses$48,0005,090
Total noninterest income$280,0005,679
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$178,0004,585
Trading account gains and fees$0184
Additional Noninterest Income$102,0005,767
Total noninterest expense$2,003,0005,347
Salaries and employee benefits$910,0005,930
Premises and equipment expense$378,0004,329
Additional noninterest expense$715,0004,734
Pre-tax net operating income$562,0005,555
Securities gains (losses)$3,0001,317
Applicable income taxes$105,0004,391
Income before extraordinary items$460,0005,533
Extraordinary gains, net$033
Net income$460,0005,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,441
Cash dividends$5,0005,163
Sale, conversion, retirement of capital stock, net$53,000876
Net operating income$457,5705,533
2007-06-30 (YTD Data)Rank
Total interest income$2,873,0005,392
Total interest expense$1,351,0005,086
Net interest income$1,522,0005,525
Provision for loan and lease losses$48,0004,431
Total noninterest income$192,0005,650
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$123,0004,520
Trading account gains and fees$0168
Additional Noninterest Income$69,0005,763
Total noninterest expense$1,352,0005,353
Salaries and employee benefits$607,0005,973
Premises and equipment expense$254,0004,334
Additional noninterest expense$491,0004,638
Pre-tax net operating income$314,0005,942
Securities gains (losses)$3,0001,133
Applicable income taxes$41,0004,901
Income before extraordinary items$276,0005,836
Extraordinary gains, net$029
Net income$276,0005,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,518
Cash dividends$5,0004,957
Sale, conversion, retirement of capital stock, net$53,000724
Net operating income$273,3905,838
2007-03-31 (YTD Data)Rank
Total interest income$1,394,0005,480
Total interest expense$630,0005,247
Net interest income$764,0005,535
Provision for loan and lease losses$48,0003,154
Total noninterest income$100,0005,557
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$63,0004,424
Trading account gains and fees$0195
Additional Noninterest Income$37,0005,638
Total noninterest expense$670,0005,400
Salaries and employee benefits$304,0006,001
Premises and equipment expense$128,0004,318
Additional noninterest expense$238,0004,702
Pre-tax net operating income$146,0006,101
Securities gains (losses)$3,000908
Applicable income taxes$14,0005,152
Income before extraordinary items$135,0005,860
Extraordinary gains, net$022
Net income$135,0005,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,204
Cash dividends$5,0003,918
Sale, conversion, retirement of capital stock, net$0885
Net operating income$132,2705,882
2006-12-31 (YTD Data)Rank
Total interest income$5,002,0005,560
Total interest expense$2,051,0005,332
Net interest income$2,951,0005,574
Provision for loan and lease losses$232,0003,262
Total noninterest income$388,0005,675
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$252,0004,472
Trading account gains and fees$0130
Additional Noninterest Income$136,0005,815
Total noninterest expense$2,498,0005,483
Salaries and employee benefits$1,170,0005,991
Premises and equipment expense$501,0004,258
Additional noninterest expense$827,0005,136
Pre-tax net operating income$609,0006,161
Securities gains (losses)$01,687
Applicable income taxes$62,0005,303
Income before extraordinary items$547,0005,999
Extraordinary gains, net$051
Net income$547,0006,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,163
Cash dividends$4,0005,929
Sale, conversion, retirement of capital stock, net$46,0001,025
Net operating income$547,0005,998
2006-09-30 (YTD Data)Rank
Total interest income$3,638,0005,642
Total interest expense$1,437,0005,454
Net interest income$2,201,0005,646
Provision for loan and lease losses$180,0003,038
Total noninterest income$288,0005,717
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$182,0004,600
Trading account gains and fees$0126
Additional Noninterest Income$106,0005,740
Total noninterest expense$1,837,0005,536
Salaries and employee benefits$868,0005,997
Premises and equipment expense$368,0004,329
Additional noninterest expense$601,0005,209
Pre-tax net operating income$472,0006,333
Securities gains (losses)$01,388
Applicable income taxes$73,0005,187
Income before extraordinary items$399,0006,236
Extraordinary gains, net$045
Net income$399,0006,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0001,676
Cash dividends$4,0005,275
Sale, conversion, retirement of capital stock, net$46,000828
Net operating income$399,0006,237
2006-06-30 (YTD Data)Rank
Total interest income$2,341,0005,716
Total interest expense$877,0005,580
Net interest income$1,464,0005,682
Provision for loan and lease losses$120,0002,983
Total noninterest income$200,0005,640
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$123,0004,552
Trading account gains and fees$0126
Additional Noninterest Income$77,0005,619
Total noninterest expense$1,213,0005,573
Salaries and employee benefits$579,0006,019
Premises and equipment expense$245,0004,324
Additional noninterest expense$389,0005,300
Pre-tax net operating income$331,0006,260
Securities gains (losses)$01,185
Applicable income taxes$59,0005,090
Income before extraordinary items$272,0006,212
Extraordinary gains, net$039
Net income$272,0006,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0001,561
Cash dividends$4,0005,051
Sale, conversion, retirement of capital stock, net$0887
Net operating income$272,0006,217
2006-03-31 (YTD Data)Rank
Total interest income$1,125,0005,786
Total interest expense$385,0005,795
Net interest income$740,0005,629
Provision for loan and lease losses$60,0002,788
Total noninterest income$100,0005,604
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$62,0004,465
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,631
Total noninterest expense$614,0005,545
Salaries and employee benefits$293,0006,011
Premises and equipment expense$122,0004,360
Additional noninterest expense$199,0005,188
Pre-tax net operating income$166,0006,213
Securities gains (losses)$0955
Applicable income taxes$35,0004,870
Income before extraordinary items$131,0006,237
Extraordinary gains, net$021
Net income$131,0006,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0001,331
Cash dividends$4,0003,925
Sale, conversion, retirement of capital stock, net$0648
Net operating income$131,0006,240
2005-12-31 (YTD Data)Rank
Total interest income$3,938,0005,871
Total interest expense$1,148,0005,940
Net interest income$2,790,0005,725
Provision for loan and lease losses$165,0003,955
Total noninterest income$339,0006,082
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$235,0004,705
Trading account gains and fees$0138
Additional Noninterest Income$104,0006,346
Total noninterest expense$2,455,0005,429
Salaries and employee benefits$1,192,0005,820
Premises and equipment expense$440,0004,566
Additional noninterest expense$823,0005,073
Pre-tax net operating income$509,0006,723
Securities gains (losses)$1,0002,117
Applicable income taxes$82,0005,529
Income before extraordinary items$428,0006,659
Extraordinary gains, net$046
Net income$428,0006,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,585
Cash dividends$3,0006,040
Sale, conversion, retirement of capital stock, net$60,000782
Net operating income$427,1606,628
2005-09-30 (YTD Data)Rank
Total interest income$2,878,0005,921
Total interest expense$795,0006,028
Net interest income$2,083,0005,768
Provision for loan and lease losses$99,0004,204
Total noninterest income$256,0006,101
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$172,0004,794
Trading account gains and fees$0126
Additional Noninterest Income$84,0006,220
Total noninterest expense$1,803,0005,474
Salaries and employee benefits$896,0005,784
Premises and equipment expense$307,0004,765
Additional noninterest expense$600,0005,127
Pre-tax net operating income$437,0006,637
Securities gains (losses)$1,0002,135
Applicable income taxes$95,0005,296
Income before extraordinary items$343,0006,691
Extraordinary gains, net$035
Net income$343,0006,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,672
Cash dividends$3,0005,302
Sale, conversion, retirement of capital stock, net$11,000716
Net operating income$342,2206,654
2005-06-30 (YTD Data)Rank
Total interest income$1,860,0005,956
Total interest expense$489,0006,095
Net interest income$1,371,0005,789
Provision for loan and lease losses$39,0004,905
Total noninterest income$158,0006,238
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$112,0004,793
Trading account gains and fees$0116
Additional Noninterest Income$46,0006,538
Total noninterest expense$1,170,0005,547
Salaries and employee benefits$596,0005,772
Premises and equipment expense$200,0004,823
Additional noninterest expense$374,0005,318
Pre-tax net operating income$320,0006,465
Securities gains (losses)$02,146
Applicable income taxes$82,0005,057
Income before extraordinary items$238,0006,615
Extraordinary gains, net$030
Net income$238,0006,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,128
Cash dividends$3,0005,058
Sale, conversion, retirement of capital stock, net$0643
Net operating income$238,0006,565
2005-03-31 (YTD Data)Rank
Total interest income$919,0005,979
Total interest expense$224,0006,246
Net interest income$695,0005,755
Provision for loan and lease losses$33,0003,846
Total noninterest income$81,0006,145
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$53,0004,860
Trading account gains and fees$0115
Additional Noninterest Income$28,0006,283
Total noninterest expense$570,0005,666
Salaries and employee benefits$291,0005,881
Premises and equipment expense$101,0004,827
Additional noninterest expense$178,0005,446
Pre-tax net operating income$173,0006,286
Securities gains (losses)$01,685
Applicable income taxes$50,0004,748
Income before extraordinary items$123,0006,520
Extraordinary gains, net$024
Net income$123,0006,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,179
Cash dividends$3,0003,844
Sale, conversion, retirement of capital stock, net$0491
Net operating income$123,0006,477
2004-12-31 (YTD Data)Rank
Total interest income$3,561,0005,914
Total interest expense$761,0006,384
Net interest income$2,800,0005,636
Provision for loan and lease losses$483,0002,012
Total noninterest income$310,0006,335
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$204,0005,173
Trading account gains and fees$0138
Additional Noninterest Income$106,0006,316
Total noninterest expense$2,072,0005,893
Salaries and employee benefits$1,095,0005,985
Premises and equipment expense$337,0005,342
Additional noninterest expense$640,0005,795
Pre-tax net operating income$555,0006,529
Securities gains (losses)$15,0002,589
Applicable income taxes$138,0005,202
Income before extraordinary items$432,0006,620
Extraordinary gains, net$034
Net income$432,0006,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$455,0001,447
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$18,000795
Net operating income$420,6006,614
2004-09-30 (YTD Data)Rank
Total interest income$2,655,0005,934
Total interest expense$554,0006,444
Net interest income$2,101,0005,628
Provision for loan and lease losses$423,0001,692
Total noninterest income$236,0006,342
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$148,0005,291
Trading account gains and fees$0134
Additional Noninterest Income$88,0006,162
Total noninterest expense$1,532,0005,889
Salaries and employee benefits$814,0005,964
Premises and equipment expense$250,0005,344
Additional noninterest expense$468,0005,822
Pre-tax net operating income$382,0006,822
Securities gains (losses)$15,0002,477
Applicable income taxes$93,0005,429
Income before extraordinary items$304,0006,868
Extraordinary gains, net$026
Net income$304,0006,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0001,122
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$292,4506,877
2004-06-30 (YTD Data)Rank
Total interest income$1,759,0005,952
Total interest expense$366,0006,499
Net interest income$1,393,0005,645
Provision for loan and lease losses$363,0001,328
Total noninterest income$152,0006,439
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$91,0005,462
Trading account gains and fees$0130
Additional Noninterest Income$61,0006,105
Total noninterest expense$1,008,0005,977
Salaries and employee benefits$539,0006,029
Premises and equipment expense$159,0005,500
Additional noninterest expense$310,0005,880
Pre-tax net operating income$174,0007,386
Securities gains (losses)$15,0002,191
Applicable income taxes$34,0005,952
Income before extraordinary items$155,0007,291
Extraordinary gains, net$021
Net income$155,0007,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,000909
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$142,7007,329
2004-03-31 (YTD Data)Rank
Total interest income$890,0005,953
Total interest expense$179,0006,628
Net interest income$711,0005,577
Provision for loan and lease losses$65,0002,836
Total noninterest income$77,0006,377
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$49,0005,252
Trading account gains and fees$0121
Additional Noninterest Income$28,0006,237
Total noninterest expense$487,0006,127
Salaries and employee benefits$265,0006,137
Premises and equipment expense$77,0005,626
Additional noninterest expense$145,0006,107
Pre-tax net operating income$236,0005,420
Securities gains (losses)$10,0002,045
Applicable income taxes$75,0004,234
Income before extraordinary items$171,0005,703
Extraordinary gains, net$016
Net income$171,0005,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,515
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$164,0005,679
2003-12-31 (YTD Data)Rank
Total interest income$3,387,0006,137
Total interest expense$917,0006,357
Net interest income$2,470,0005,941
Provision for loan and lease losses$152,0004,550
Total noninterest income$193,0007,417
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$139,0006,007
Trading account gains and fees$0160
Additional Noninterest Income$54,0007,452
Total noninterest expense$1,688,0006,547
Salaries and employee benefits$841,0006,772
Premises and equipment expense$292,0005,737
Additional noninterest expense$555,0006,227
Pre-tax net operating income$823,0005,633
Securities gains (losses)$15,0003,390
Applicable income taxes$274,0004,420
Income before extraordinary items$564,0006,077
Extraordinary gains, net$054
Net income$564,0006,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,331
Cash dividends$1,0006,279
Sale, conversion, retirement of capital stock, net$43,000741
Net operating income$553,9505,970
2003-09-30 (YTD Data)Rank
Total interest income$2,486,0006,267
Total interest expense$722,0006,381
Net interest income$1,764,0006,114
Provision for loan and lease losses$90,0004,812
Total noninterest income$152,0007,380
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$102,0006,087
Trading account gains and fees$0153
Additional Noninterest Income$50,0007,214
Total noninterest expense$1,231,0006,616
Salaries and employee benefits$601,0006,910
Premises and equipment expense$216,0005,767
Additional noninterest expense$414,0006,235
Pre-tax net operating income$595,0005,901
Securities gains (losses)$15,0003,125
Applicable income taxes$195,0004,685
Income before extraordinary items$415,0006,271
Extraordinary gains, net$040
Net income$415,0006,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,217
Cash dividends$1,0005,515
Sale, conversion, retirement of capital stock, net$25,000610
Net operating income$404,8006,147
2003-06-30 (YTD Data)Rank
Total interest income$1,651,0006,333
Total interest expense$526,0006,226
Net interest income$1,125,0006,291
Provision for loan and lease losses$60,0004,687
Total noninterest income$95,0007,485
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$69,0006,045
Trading account gains and fees$0150
Additional Noninterest Income$26,0007,515
Total noninterest expense$820,0006,632
Salaries and employee benefits$396,0006,967
Premises and equipment expense$146,0005,746
Additional noninterest expense$278,0006,207
Pre-tax net operating income$340,0006,241
Securities gains (losses)$15,0002,750
Applicable income taxes$113,0004,954
Income before extraordinary items$242,0006,595
Extraordinary gains, net$030
Net income$242,0006,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,533
Cash dividends$1,0005,209
Sale, conversion, retirement of capital stock, net$25,000486
Net operating income$231,8006,483
2003-03-31 (YTD Data)Rank
Total interest income$839,0006,306
Total interest expense$265,0006,314
Net interest income$574,0006,199
Provision for loan and lease losses$30,0004,429
Total noninterest income$44,0007,584
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$32,0006,144
Trading account gains and fees$0134
Additional Noninterest Income$12,0007,671
Total noninterest expense$404,0006,679
Salaries and employee benefits$194,0007,058
Premises and equipment expense$71,0005,797
Additional noninterest expense$139,0006,198
Pre-tax net operating income$184,0006,037
Securities gains (losses)$7,0002,278
Applicable income taxes$52,0005,042
Income before extraordinary items$139,0006,191
Extraordinary gains, net$021
Net income$139,0006,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,840
Cash dividends$1,0003,925
Sale, conversion, retirement of capital stock, net$0419
Net operating income$133,8906,127
2002-12-31 (YTD Data)Rank
Total interest income$3,413,0006,421
Total interest expense$1,177,0006,485
Net interest income$2,236,0006,269
Provision for loan and lease losses$133,0005,155
Total noninterest income$131,0008,052
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$101,0006,561
Trading account gains and fees$0153
Additional Noninterest Income$30,0008,203
Total noninterest expense$1,340,0007,158
Salaries and employee benefits$674,0007,384
Premises and equipment expense$206,0006,710
Additional noninterest expense$460,0006,742
Pre-tax net operating income$894,0005,502
Securities gains (losses)$9,0003,662
Applicable income taxes$340,0004,220
Income before extraordinary items$563,0006,133
Extraordinary gains, net$070
Net income$563,0006,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,133
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$26,000757
Net operating income$557,2405,999
2001-12-31 (YTD Data)Rank
Total interest income$3,198,0007,038
Total interest expense$1,779,0006,445
Net interest income$1,419,0007,477
Provision for loan and lease losses$129,0005,086
Total noninterest income$101,0008,502
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$76,0007,054
Trading account gains and fees$0177
Additional Noninterest Income$25,0008,525
Total noninterest expense$1,017,0007,913
Salaries and employee benefits$525,0008,047
Premises and equipment expense$162,0007,325
Additional noninterest expense$330,0007,642
Pre-tax net operating income$374,0007,088
Securities gains (losses)$6,0003,836
Applicable income taxes$66,0006,450
Income before extraordinary items$314,0007,050
Extraordinary gains, net$0105
Net income$314,0007,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,083
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$11,000838
Net operating income$309,0206,961
2000-12-31 (YTD Data)Rank
Total interest income$2,694,0007,713
Total interest expense$1,731,0006,732
Net interest income$963,0008,565
Provision for loan and lease losses$100,0005,274
Total noninterest income$104,0008,542
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$70,0007,199
Trading account gains and feesNANA
Additional Noninterest Income$34,0008,376
Total noninterest expense$881,0008,353
Salaries and employee benefits$438,0008,563
Premises and equipment expense$160,0007,430
Additional noninterest expense$283,0008,081
Pre-tax net operating income$86,0008,851
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$86,0008,790
Extraordinary gains, net$038
Net income$86,0008,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$86,0008,780
1999-12-31 (YTD Data)Rank
Total interest income$1,220,0009,400
Total interest expense$767,0008,765
Net interest income$453,0009,755
Provision for loan and lease losses$138,0004,462
Total noninterest income$44,0009,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$18,0008,532
Trading account gains and feesNANA
Additional Noninterest Income$26,0009,007
Total noninterest expense$676,0009,100
Salaries and employee benefits$317,0009,373
Premises and equipment expense$101,0008,608
Additional noninterest expense$258,0008,481
Pre-tax net operating income$-317,0009,722
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-317,0009,776
Extraordinary gains, net$035
Net income$-317,0009,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$4,400,000283
Net operating income$-317,0009,759

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.