Home > Southern Bancorp Bank of Trumann > Income and Expense
Southern Bancorp Bank of Trumann, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 4,887 |
| Total interest expense | $333,000 | 4,943 |
| Net interest income | $974,000 | 4,756 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $676,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $30,000 | 5,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $646,000 | 1,073 |
| Total noninterest expense | $637,000 | 5,585 |
| Salaries and employee benefits | $328,000 | 5,560 |
| Premises and equipment expense | $119,000 | 4,489 |
| Additional noninterest expense | $190,000 | 5,817 |
| Pre-tax net operating income | $998,000 | 1,310 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $317,000 | 1,005 |
| Income before extraordinary items | $681,000 | 1,605 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $681,000 | 1,607 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $681,000 | 1,607 |
| Net charge-offs | $11,000 | 4,779 |
| Cash dividends | $400,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $681,000 | 1,544 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 7,412 |
| Total interest expense | $354,000 | 7,459 |
| Net interest income | $1,160,000 | 7,281 |
| Provision for loan and lease losses | $95,000 | 6,492 |
| Total noninterest income | $455,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $58,000 | 6,354 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $397,000 | 3,562 |
| Total noninterest expense | $621,000 | 7,780 |
| Salaries and employee benefits | $311,000 | 7,787 |
| Premises and equipment expense | $116,000 | 7,232 |
| Additional noninterest expense | $194,000 | 7,769 |
| Pre-tax net operating income | $899,000 | 3,158 |
| Securities gains (losses) | $49,000 | 2,636 |
| Applicable income taxes | $35,000 | 3,443 |
| Income before extraordinary items | $913,000 | 2,921 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $913,000 | 2,919 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $913,000 | 2,921 |
| Net charge-offs | $34,000 | 6,432 |
| Cash dividends | $11,752,000 | 158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $865,960 | 2,952 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 4,733 |
| Total interest expense | $1,205,000 | 5,134 |
| Net interest income | $3,208,000 | 4,393 |
| Provision for loan and lease losses | $30,000 | 6,781 |
| Total noninterest income | $224,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $118,000 | 5,102 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $106,000 | 5,301 |
| Total noninterest expense | $1,848,000 | 5,745 |
| Salaries and employee benefits | $983,000 | 5,625 |
| Premises and equipment expense | $267,000 | 5,317 |
| Additional noninterest expense | $598,000 | 5,838 |
| Pre-tax net operating income | $1,554,000 | 1,995 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $487,000 | 1,431 |
| Income before extraordinary items | $1,067,000 | 2,373 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,067,000 | 2,370 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,067,000 | 2,373 |
| Net charge-offs | $68,000 | 5,432 |
| Cash dividends | $552,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,067,000 | 2,322 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 4,877 |
| Total interest expense | $828,000 | 5,197 |
| Net interest income | $2,009,000 | 4,570 |
| Provision for loan and lease losses | $15,000 | 6,783 |
| Total noninterest income | $151,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $76,000 | 5,160 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $75,000 | 5,266 |
| Total noninterest expense | $1,189,000 | 5,874 |
| Salaries and employee benefits | $636,000 | 5,775 |
| Premises and equipment expense | $156,000 | 5,656 |
| Additional noninterest expense | $397,000 | 5,845 |
| Pre-tax net operating income | $956,000 | 2,195 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $299,000 | 1,532 |
| Income before extraordinary items | $657,000 | 2,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $657,000 | 2,613 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $657,000 | 2,615 |
| Net charge-offs | $67,000 | 4,644 |
| Cash dividends | $552,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $657,000 | 2,535 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 4,916 |
| Total interest expense | $423,000 | 5,252 |
| Net interest income | $995,000 | 4,594 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $74,000 | 5,725 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $38,000 | 5,114 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $36,000 | 5,346 |
| Total noninterest expense | $569,000 | 5,935 |
| Salaries and employee benefits | $335,000 | 5,681 |
| Premises and equipment expense | $79,000 | 5,681 |
| Additional noninterest expense | $155,000 | 6,221 |
| Pre-tax net operating income | $500,000 | 2,376 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $158,000 | 1,697 |
| Income before extraordinary items | $342,000 | 2,871 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $342,000 | 2,871 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $342,000 | 2,872 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $552,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $342,000 | 2,736 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,378,000 | 4,758 |
| Total interest expense | $2,270,000 | 5,002 |
| Net interest income | $4,108,000 | 4,506 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $376,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $191,000 | 4,891 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $185,000 | 4,964 |
| Total noninterest expense | $2,152,000 | 6,048 |
| Salaries and employee benefits | $1,192,000 | 6,012 |
| Premises and equipment expense | $301,000 | 5,789 |
| Additional noninterest expense | $659,000 | 5,982 |
| Pre-tax net operating income | $2,332,000 | 2,207 |
| Securities gains (losses) | $73,000 | 1,347 |
| Applicable income taxes | $780,000 | 1,422 |
| Income before extraordinary items | $1,625,000 | 2,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,625,000 | 2,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,604 |
| Cash dividends | $1,250,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,575,360 | 2,573 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 4,831 |
| Total interest expense | $1,772,000 | 5,012 |
| Net interest income | $3,005,000 | 4,615 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $283,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $131,000 | 5,081 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 4,925 |
| Total noninterest expense | $1,614,000 | 6,022 |
| Salaries and employee benefits | $910,000 | 5,951 |
| Premises and equipment expense | $224,000 | 5,818 |
| Additional noninterest expense | $480,000 | 6,017 |
| Pre-tax net operating income | $1,674,000 | 2,620 |
| Securities gains (losses) | $57,000 | 1,332 |
| Applicable income taxes | $545,000 | 1,798 |
| Income before extraordinary items | $1,186,000 | 2,776 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,186,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,863 |
| Cash dividends | $750,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,146,670 | 2,978 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 4,969 |
| Total interest expense | $1,217,000 | 5,070 |
| Net interest income | $1,894,000 | 4,793 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $199,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $86,000 | 5,132 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $113,000 | 4,835 |
| Total noninterest expense | $1,053,000 | 6,132 |
| Salaries and employee benefits | $594,000 | 6,084 |
| Premises and equipment expense | $143,000 | 5,958 |
| Additional noninterest expense | $316,000 | 6,051 |
| Pre-tax net operating income | $1,040,000 | 2,875 |
| Securities gains (losses) | $36,000 | 1,670 |
| Applicable income taxes | $333,000 | 2,078 |
| Income before extraordinary items | $743,000 | 3,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $743,000 | 3,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,518 |
| Cash dividends | $750,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $718,160 | 3,216 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 5,141 |
| Total interest expense | $626,000 | 5,170 |
| Net interest income | $893,000 | 4,972 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $92,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 5,012 |
| Total noninterest expense | $532,000 | 6,142 |
| Salaries and employee benefits | $315,000 | 5,951 |
| Premises and equipment expense | $65,000 | 6,253 |
| Additional noninterest expense | $152,000 | 6,154 |
| Pre-tax net operating income | $453,000 | 3,257 |
| Securities gains (losses) | $9,000 | 2,013 |
| Applicable income taxes | $135,000 | 2,445 |
| Income before extraordinary items | $327,000 | 3,614 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $327,000 | 3,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $750,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $320,610 | 3,564 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,976,000 | 5,242 |
| Total interest expense | $2,699,000 | 5,068 |
| Net interest income | $3,277,000 | 5,250 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $360,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $184,000 | 5,067 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $176,000 | 5,305 |
| Total noninterest expense | $1,952,000 | 6,276 |
| Salaries and employee benefits | $1,101,000 | 6,226 |
| Premises and equipment expense | $253,000 | 6,225 |
| Additional noninterest expense | $598,000 | 6,132 |
| Pre-tax net operating income | $1,685,000 | 3,687 |
| Securities gains (losses) | $-397,000 | 8,345 |
| Applicable income taxes | $332,000 | 3,252 |
| Income before extraordinary items | $956,000 | 4,416 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $956,000 | 4,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 8,381 |
| Cash dividends | $150,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,249,780 | 3,842 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 5,329 |
| Total interest expense | $1,957,000 | 5,159 |
| Net interest income | $2,425,000 | 5,316 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $260,000 | 5,830 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $123,000 | 5,293 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $137,000 | 5,258 |
| Total noninterest expense | $1,486,000 | 6,232 |
| Salaries and employee benefits | $849,000 | 6,131 |
| Premises and equipment expense | $190,000 | 6,196 |
| Additional noninterest expense | $447,000 | 6,125 |
| Pre-tax net operating income | $1,199,000 | 3,947 |
| Securities gains (losses) | $-397,000 | 8,439 |
| Applicable income taxes | $210,000 | 3,667 |
| Income before extraordinary items | $592,000 | 5,019 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $592,000 | 5,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,369 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $885,780 | 4,133 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 5,492 |
| Total interest expense | $1,221,000 | 5,339 |
| Net interest income | $1,550,000 | 5,476 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $183,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $83,000 | 5,287 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $100,000 | 5,125 |
| Total noninterest expense | $982,000 | 6,298 |
| Salaries and employee benefits | $553,000 | 6,252 |
| Premises and equipment expense | $132,000 | 6,140 |
| Additional noninterest expense | $297,000 | 6,144 |
| Pre-tax net operating income | $751,000 | 4,155 |
| Securities gains (losses) | $-397,000 | 8,518 |
| Applicable income taxes | $83,000 | 4,309 |
| Income before extraordinary items | $271,000 | 5,869 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $271,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 8,426 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $576,690 | 4,240 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 5,661 |
| Total interest expense | $554,000 | 5,596 |
| Net interest income | $753,000 | 5,575 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $88,000 | 5,796 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $514,000 | 6,212 |
| Salaries and employee benefits | $294,000 | 6,111 |
| Premises and equipment expense | $70,000 | 6,029 |
| Additional noninterest expense | $150,000 | 6,119 |
| Pre-tax net operating income | $327,000 | 4,458 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $85,000 | 3,492 |
| Income before extraordinary items | $242,000 | 4,642 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $242,000 | 4,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $242,000 | 4,629 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,103,000 | 5,498 |
| Total interest expense | $2,013,000 | 5,393 |
| Net interest income | $3,090,000 | 5,435 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $367,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $208,000 | 4,900 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $159,000 | 5,512 |
| Total noninterest expense | $1,974,000 | 6,198 |
| Salaries and employee benefits | $1,087,000 | 6,197 |
| Premises and equipment expense | $264,000 | 6,068 |
| Additional noninterest expense | $623,000 | 5,952 |
| Pre-tax net operating income | $1,483,000 | 4,306 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $445,000 | 3,305 |
| Income before extraordinary items | $1,038,000 | 4,632 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,038,000 | 4,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,822 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,038,000 | 4,616 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,763,000 | 5,542 |
| Total interest expense | $1,403,000 | 5,523 |
| Net interest income | $2,360,000 | 5,423 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $269,000 | 5,848 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $145,000 | 5,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $124,000 | 5,471 |
| Total noninterest expense | $1,488,000 | 6,179 |
| Salaries and employee benefits | $833,000 | 6,119 |
| Premises and equipment expense | $197,000 | 6,119 |
| Additional noninterest expense | $458,000 | 6,021 |
| Pre-tax net operating income | $1,141,000 | 4,429 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $348,000 | 3,376 |
| Income before extraordinary items | $793,000 | 4,719 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $793,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $793,000 | 4,714 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 5,665 |
| Total interest expense | $852,000 | 5,642 |
| Net interest income | $1,534,000 | 5,526 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $176,000 | 5,904 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $92,000 | 5,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $84,000 | 5,489 |
| Total noninterest expense | $979,000 | 6,227 |
| Salaries and employee benefits | $542,000 | 6,208 |
| Premises and equipment expense | $130,000 | 6,144 |
| Additional noninterest expense | $307,000 | 6,013 |
| Pre-tax net operating income | $731,000 | 4,531 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $225,000 | 3,461 |
| Income before extraordinary items | $506,000 | 4,841 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $506,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $506,000 | 4,838 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 5,695 |
| Total interest expense | $406,000 | 5,643 |
| Net interest income | $752,000 | 5,592 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $77,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,000 | 5,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $504,000 | 6,161 |
| Salaries and employee benefits | $284,000 | 6,099 |
| Premises and equipment expense | $64,000 | 6,199 |
| Additional noninterest expense | $156,000 | 5,942 |
| Pre-tax net operating income | $325,000 | 4,764 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $98,000 | 3,623 |
| Income before extraordinary items | $227,000 | 5,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 5,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $227,000 | 5,048 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 5,352 |
| Total interest expense | $1,420,000 | 5,375 |
| Net interest income | $3,275,000 | 5,213 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $410,000 | 5,673 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $205,000 | 4,982 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $205,000 | 5,108 |
| Total noninterest expense | $1,864,000 | 6,331 |
| Salaries and employee benefits | $1,028,000 | 6,272 |
| Premises and equipment expense | $237,000 | 6,342 |
| Additional noninterest expense | $599,000 | 6,065 |
| Pre-tax net operating income | $1,821,000 | 3,925 |
| Securities gains (losses) | $-21,000 | 7,836 |
| Applicable income taxes | $574,000 | 3,147 |
| Income before extraordinary items | $1,226,000 | 4,293 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,226,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,731 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,240,280 | 4,242 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 5,386 |
| Total interest expense | $1,018,000 | 5,385 |
| Net interest income | $2,435,000 | 5,252 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $314,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $147,000 | 5,120 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $167,000 | 4,991 |
| Total noninterest expense | $1,386,000 | 6,324 |
| Salaries and employee benefits | $775,000 | 6,232 |
| Premises and equipment expense | $178,000 | 6,312 |
| Additional noninterest expense | $433,000 | 6,137 |
| Pre-tax net operating income | $1,363,000 | 4,001 |
| Securities gains (losses) | $-28,000 | 8,307 |
| Applicable income taxes | $418,000 | 3,257 |
| Income before extraordinary items | $917,000 | 4,405 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $917,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,296 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $936,320 | 4,295 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 5,416 |
| Total interest expense | $654,000 | 5,339 |
| Net interest income | $1,570,000 | 5,353 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $218,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $97,000 | 5,104 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $121,000 | 4,790 |
| Total noninterest expense | $912,000 | 6,355 |
| Salaries and employee benefits | $503,000 | 6,324 |
| Premises and equipment expense | $109,000 | 6,513 |
| Additional noninterest expense | $300,000 | 6,003 |
| Pre-tax net operating income | $876,000 | 4,060 |
| Securities gains (losses) | $-28,000 | 8,457 |
| Applicable income taxes | $255,000 | 3,378 |
| Income before extraordinary items | $593,000 | 4,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $593,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 909 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $612,600 | 4,310 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 5,414 |
| Total interest expense | $320,000 | 5,312 |
| Net interest income | $792,000 | 5,349 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $113,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $454,000 | 6,402 |
| Salaries and employee benefits | $265,000 | 6,196 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $142,000 | 6,189 |
| Pre-tax net operating income | $451,000 | 3,952 |
| Securities gains (losses) | $-36,000 | 8,742 |
| Applicable income taxes | $132,000 | 3,320 |
| Income before extraordinary items | $283,000 | 4,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $283,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $307,480 | 4,257 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 5,137 |
| Total interest expense | $1,189,000 | 5,147 |
| Net interest income | $3,362,000 | 5,039 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $549,000 | 5,040 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $201,000 | 5,206 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $348,000 | 3,981 |
| Total noninterest expense | $1,832,000 | 6,312 |
| Salaries and employee benefits | $1,029,000 | 6,185 |
| Premises and equipment expense | $217,000 | 6,566 |
| Additional noninterest expense | $586,000 | 6,064 |
| Pre-tax net operating income | $2,059,000 | 3,436 |
| Securities gains (losses) | $72,000 | 1,478 |
| Applicable income taxes | $629,000 | 2,948 |
| Income before extraordinary items | $1,502,000 | 3,640 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,502,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,451,600 | 3,656 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 5,154 |
| Total interest expense | $884,000 | 5,139 |
| Net interest income | $2,500,000 | 5,063 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $448,000 | 4,841 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $155,000 | 5,197 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $293,000 | 3,770 |
| Total noninterest expense | $1,355,000 | 6,310 |
| Salaries and employee benefits | $760,000 | 6,196 |
| Premises and equipment expense | $159,000 | 6,607 |
| Additional noninterest expense | $436,000 | 6,040 |
| Pre-tax net operating income | $1,573,000 | 3,472 |
| Securities gains (losses) | $72,000 | 1,403 |
| Applicable income taxes | $479,000 | 2,975 |
| Income before extraordinary items | $1,166,000 | 3,617 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,166,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,190 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,114,880 | 3,657 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 5,264 |
| Total interest expense | $577,000 | 5,223 |
| Net interest income | $1,609,000 | 5,181 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $296,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $96,000 | 5,356 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $200,000 | 3,732 |
| Total noninterest expense | $879,000 | 6,433 |
| Salaries and employee benefits | $484,000 | 6,396 |
| Premises and equipment expense | $101,000 | 6,751 |
| Additional noninterest expense | $294,000 | 6,035 |
| Pre-tax net operating income | $1,006,000 | 3,522 |
| Securities gains (losses) | $71,000 | 1,244 |
| Applicable income taxes | $310,000 | 3,029 |
| Income before extraordinary items | $767,000 | 3,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $767,000 | 3,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $716,590 | 3,711 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 5,307 |
| Total interest expense | $296,000 | 5,202 |
| Net interest income | $793,000 | 5,241 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $140,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $95,000 | 3,820 |
| Total noninterest expense | $413,000 | 6,673 |
| Salaries and employee benefits | $221,000 | 6,700 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $144,000 | 6,129 |
| Pre-tax net operating income | $505,000 | 3,499 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $139,000 | 3,223 |
| Income before extraordinary items | $367,000 | 3,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $367,000 | 3,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $366,270 | 3,621 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 5,407 |
| Total interest expense | $1,350,000 | 5,214 |
| Net interest income | $2,927,000 | 5,387 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $595,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $189,000 | 5,395 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $406,000 | 3,947 |
| Total noninterest expense | $1,791,000 | 6,364 |
| Salaries and employee benefits | $941,000 | 6,468 |
| Premises and equipment expense | $217,000 | 6,578 |
| Additional noninterest expense | $633,000 | 5,812 |
| Pre-tax net operating income | $1,611,000 | 3,941 |
| Securities gains (losses) | $41,000 | 2,688 |
| Applicable income taxes | $486,000 | 3,423 |
| Income before extraordinary items | $1,166,000 | 4,215 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,166,000 | 4,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,516 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,136,890 | 4,112 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 5,724 |
| Total interest expense | $1,044,000 | 5,244 |
| Net interest income | $1,939,000 | 5,817 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $463,000 | 4,947 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $142,000 | 5,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $321,000 | 3,925 |
| Total noninterest expense | $1,295,000 | 6,458 |
| Salaries and employee benefits | $676,000 | 6,574 |
| Premises and equipment expense | $164,000 | 6,559 |
| Additional noninterest expense | $455,000 | 5,945 |
| Pre-tax net operating income | $1,016,000 | 4,508 |
| Securities gains (losses) | $41,000 | 2,488 |
| Applicable income taxes | $309,000 | 3,863 |
| Income before extraordinary items | $748,000 | 4,778 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $748,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,857 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $718,890 | 4,730 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 5,823 |
| Total interest expense | $718,000 | 5,258 |
| Net interest income | $1,238,000 | 5,974 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $324,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $89,000 | 5,523 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $235,000 | 3,730 |
| Total noninterest expense | $861,000 | 6,480 |
| Salaries and employee benefits | $460,000 | 6,533 |
| Premises and equipment expense | $112,000 | 6,480 |
| Additional noninterest expense | $289,000 | 6,096 |
| Pre-tax net operating income | $641,000 | 4,659 |
| Securities gains (losses) | $62,000 | 1,873 |
| Applicable income taxes | $213,000 | 3,843 |
| Income before extraordinary items | $490,000 | 4,855 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $490,000 | 4,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $446,600 | 4,909 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 6,028 |
| Total interest expense | $374,000 | 5,236 |
| Net interest income | $546,000 | 6,377 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $159,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $117,000 | 3,650 |
| Total noninterest expense | $406,000 | 6,667 |
| Salaries and employee benefits | $212,000 | 6,799 |
| Premises and equipment expense | $56,000 | 6,474 |
| Additional noninterest expense | $138,000 | 6,218 |
| Pre-tax net operating income | $269,000 | 5,079 |
| Securities gains (losses) | $59,000 | 1,296 |
| Applicable income taxes | $91,000 | 4,120 |
| Income before extraordinary items | $237,000 | 4,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $237,000 | 4,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,061 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $194,520 | 5,212 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 8,378 |
| Total interest expense | $566,000 | 8,202 |
| Net interest income | $940,000 | 8,359 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $145,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $66,000 | 7,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,904 |
| Total noninterest expense | $589,000 | 8,798 |
| Salaries and employee benefits | $269,000 | 9,002 |
| Premises and equipment expense | $87,000 | 8,349 |
| Additional noninterest expense | $233,000 | 8,301 |
| Pre-tax net operating income | $456,000 | 6,936 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $140,000 | 5,605 |
| Income before extraordinary items | $324,000 | 7,207 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $324,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,953 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $318,400 | 7,131 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,680,000 | 5,179 |
| Total interest expense | $3,050,000 | 4,664 |
| Net interest income | $2,630,000 | 5,549 |
| Provision for loan and lease losses | $330,000 | 3,018 |
| Total noninterest income | $297,000 | 6,454 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $192,000 | 5,259 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $105,000 | 6,335 |
| Total noninterest expense | $1,887,000 | 5,957 |
| Salaries and employee benefits | $959,000 | 6,138 |
| Premises and equipment expense | $227,000 | 6,391 |
| Additional noninterest expense | $701,000 | 5,298 |
| Pre-tax net operating income | $710,000 | 5,779 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $180,000 | 5,192 |
| Income before extraordinary items | $530,000 | 5,927 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $530,000 | 5,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,179 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $530,000 | 5,818 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,796,000 | 5,206 |
| Total interest expense | $3,112,000 | 4,779 |
| Net interest income | $2,684,000 | 5,561 |
| Provision for loan and lease losses | $475,000 | 1,976 |
| Total noninterest income | $291,000 | 6,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,272 |
| Total noninterest expense | $1,862,000 | 5,939 |
| Salaries and employee benefits | $971,000 | 6,045 |
| Premises and equipment expense | $221,000 | 6,445 |
| Additional noninterest expense | $670,000 | 5,348 |
| Pre-tax net operating income | $638,000 | 6,448 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $145,000 | 5,983 |
| Income before extraordinary items | $493,000 | 6,367 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $493,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,810 |
| Cash dividends | $390,000 | 4,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $493,000 | 6,380 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,633,000 | 5,154 |
| Total interest expense | $2,705,000 | 4,964 |
| Net interest income | $2,928,000 | 5,253 |
| Provision for loan and lease losses | $195,000 | 3,609 |
| Total noninterest income | $277,000 | 6,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,454 |
| Total noninterest expense | $1,828,000 | 6,021 |
| Salaries and employee benefits | $966,000 | 6,019 |
| Premises and equipment expense | $239,000 | 6,199 |
| Additional noninterest expense | $623,000 | 5,687 |
| Pre-tax net operating income | $1,182,000 | 4,804 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $327,000 | 4,615 |
| Income before extraordinary items | $865,000 | 4,850 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $865,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,684 |
| Cash dividends | $390,000 | 4,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $857,700 | 4,836 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 5,514 |
| Total interest expense | $2,560,000 | 5,278 |
| Net interest income | $2,655,000 | 5,607 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $257,000 | 6,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 5,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,659 |
| Total noninterest expense | $1,631,000 | 6,363 |
| Salaries and employee benefits | $931,000 | 6,063 |
| Premises and equipment expense | $133,000 | 8,008 |
| Additional noninterest expense | $567,000 | 5,968 |
| Pre-tax net operating income | $1,245,000 | 4,764 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $358,000 | 4,708 |
| Income before extraordinary items | $887,000 | 4,882 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $887,000 | 4,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,026 |
| Cash dividends | $390,000 | 4,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $887,000 | 4,781 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,898,000 | 5,884 |
| Total interest expense | $2,312,000 | 5,701 |
| Net interest income | $2,586,000 | 5,915 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $252,000 | 7,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,113 |
| Total noninterest expense | $1,485,000 | 6,828 |
| Salaries and employee benefits | $872,000 | 6,426 |
| Premises and equipment expense | $133,000 | 8,167 |
| Additional noninterest expense | $480,000 | 6,677 |
| Pre-tax net operating income | $1,317,000 | 4,916 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $390,000 | 4,952 |
| Income before extraordinary items | $928,000 | 4,952 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $928,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,572 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $927,300 | 4,898 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,550,000 | 6,346 |
| Total interest expense | $2,173,000 | 6,084 |
| Net interest income | $2,377,000 | 6,423 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $242,000 | 7,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,591 |
| Total noninterest expense | $1,386,000 | 7,429 |
| Salaries and employee benefits | $798,000 | 6,988 |
| Premises and equipment expense | $137,000 | 8,364 |
| Additional noninterest expense | $451,000 | 7,463 |
| Pre-tax net operating income | $1,197,000 | 5,132 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $342,000 | 5,408 |
| Income before extraordinary items | $873,000 | 4,971 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $873,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $860,040 | 4,977 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 6,857 |
| Total interest expense | $2,168,000 | 6,138 |
| Net interest income | $1,954,000 | 7,408 |
| Provision for loan and lease losses | $44,000 | 6,492 |
| Total noninterest income | $248,000 | 7,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,528 |
| Total noninterest expense | $1,367,000 | 7,684 |
| Salaries and employee benefits | $749,000 | 7,407 |
| Premises and equipment expense | $136,000 | 8,625 |
| Additional noninterest expense | $482,000 | 7,411 |
| Pre-tax net operating income | $791,000 | 6,874 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $201,000 | 7,387 |
| Income before extraordinary items | $590,000 | 6,668 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $590,000 | 6,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $590,000 | 6,657 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 6,956 |
| Total interest expense | $1,552,000 | 6,747 |
| Net interest income | $2,233,000 | 7,012 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $256,000 | 7,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,224 |
| Total noninterest expense | $1,384,000 | 7,959 |
| Salaries and employee benefits | $727,000 | 7,696 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $529,000 | 7,605 |
| Pre-tax net operating income | $1,045,000 | 5,770 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $280,000 | 6,120 |
| Income before extraordinary items | $762,000 | 5,543 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $762,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 11,800 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $764,190 | 5,608 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 7,155 |
| Total interest expense | $1,506,000 | 7,182 |
| Net interest income | $2,266,000 | 6,998 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $229,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $1,364,000 | 8,286 |
| Salaries and employee benefits | $696,000 | 8,020 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $546,000 | 7,809 |
| Pre-tax net operating income | $1,071,000 | 5,612 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $322,000 | 5,812 |
| Income before extraordinary items | $770,000 | 5,727 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $770,000 | 5,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $755,090 | 5,558 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 7,450 |
| Total interest expense | $1,679,000 | 7,951 |
| Net interest income | $2,364,000 | 6,863 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $251,000 | 8,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $1,397,000 | 8,306 |
| Salaries and employee benefits | $665,000 | 8,262 |
| Premises and equipment expense | $137,000 | 9,478 |
| Additional noninterest expense | $595,000 | 7,557 |
| Pre-tax net operating income | $1,158,000 | 5,067 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $363,000 | 5,177 |
| Income before extraordinary items | $795,000 | 5,391 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $795,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 13,392 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $795,000 | 5,080 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.