Home > Southern Bancorp Bank of Blytheville > Income and Expense
Southern Bancorp Bank of Blytheville, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 3,455 |
| Total interest expense | $814,000 | 2,727 |
| Net interest income | $1,385,000 | 3,772 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $1,608,000 | 839 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $167,000 | 2,159 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,441,000 | 610 |
| Total noninterest expense | $1,361,000 | 3,412 |
| Salaries and employee benefits | $670,000 | 3,506 |
| Premises and equipment expense | $263,000 | 2,481 |
| Additional noninterest expense | $428,000 | 3,641 |
| Pre-tax net operating income | $1,602,000 | 836 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $455,000 | 763 |
| Income before extraordinary items | $1,147,000 | 952 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,147,000 | 956 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,147,000 | 956 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $600,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,147,000 | 929 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 6,989 |
| Total interest expense | $929,000 | 6,175 |
| Net interest income | $1,166,000 | 7,272 |
| Provision for loan and lease losses | $219,000 | 5,684 |
| Total noninterest income | $1,027,000 | 3,284 |
| Gross Fiduciary activities income | $36,000 | 1,004 |
| Service charges on deposit accounts | $192,000 | 4,728 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $799,000 | 2,457 |
| Total noninterest expense | $1,298,000 | 7,038 |
| Salaries and employee benefits | $626,000 | 7,150 |
| Premises and equipment expense | $324,000 | 5,470 |
| Additional noninterest expense | $348,000 | 7,273 |
| Pre-tax net operating income | $676,000 | 3,606 |
| Securities gains (losses) | $156,000 | 1,759 |
| Applicable income taxes | $-183,000 | 6,736 |
| Income before extraordinary items | $1,015,000 | 2,745 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,015,000 | 2,744 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,015,000 | 2,745 |
| Net charge-offs | $-1,000 | 7,729 |
| Cash dividends | $10,309,000 | 178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $859,000 | 2,962 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,878,000 | 3,500 |
| Total interest expense | $2,712,000 | 3,092 |
| Net interest income | $4,166,000 | 3,688 |
| Provision for loan and lease losses | $202,000 | 5,140 |
| Total noninterest income | $907,000 | 3,011 |
| Gross Fiduciary activities income | $1,000 | 1,297 |
| Service charges on deposit accounts | $562,000 | 2,150 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $344,000 | 3,414 |
| Total noninterest expense | $3,716,000 | 3,724 |
| Salaries and employee benefits | $2,016,000 | 3,519 |
| Premises and equipment expense | $785,000 | 2,510 |
| Additional noninterest expense | $915,000 | 4,678 |
| Pre-tax net operating income | $1,155,000 | 2,494 |
| Securities gains (losses) | $182,000 | 1,356 |
| Applicable income taxes | $158,000 | 2,526 |
| Income before extraordinary items | $1,179,000 | 2,203 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,179,000 | 2,200 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,179,000 | 2,203 |
| Net charge-offs | $270,000 | 3,868 |
| Cash dividends | $1,052,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,018,840 | 2,408 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,515,000 | 3,579 |
| Total interest expense | $1,863,000 | 3,140 |
| Net interest income | $2,652,000 | 3,781 |
| Provision for loan and lease losses | $77,000 | 5,613 |
| Total noninterest income | $607,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $363,000 | 2,182 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $244,000 | 3,343 |
| Total noninterest expense | $2,456,000 | 3,780 |
| Salaries and employee benefits | $1,317,000 | 3,619 |
| Premises and equipment expense | $506,000 | 2,609 |
| Additional noninterest expense | $633,000 | 4,566 |
| Pre-tax net operating income | $726,000 | 2,695 |
| Securities gains (losses) | $182,000 | 1,070 |
| Applicable income taxes | $148,000 | 2,284 |
| Income before extraordinary items | $760,000 | 2,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $760,000 | 2,314 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $760,000 | 2,317 |
| Net charge-offs | $217,000 | 3,327 |
| Cash dividends | $1,052,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $607,120 | 2,667 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 3,616 |
| Total interest expense | $949,000 | 3,195 |
| Net interest income | $1,307,000 | 3,817 |
| Provision for loan and lease losses | $1,000 | 6,705 |
| Total noninterest income | $292,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $177,000 | 2,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $115,000 | 3,430 |
| Total noninterest expense | $1,155,000 | 3,883 |
| Salaries and employee benefits | $658,000 | 3,658 |
| Premises and equipment expense | $253,000 | 2,652 |
| Additional noninterest expense | $244,000 | 5,009 |
| Pre-tax net operating income | $443,000 | 2,600 |
| Securities gains (losses) | $182,000 | 708 |
| Applicable income taxes | $126,000 | 1,949 |
| Income before extraordinary items | $499,000 | 2,141 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $499,000 | 2,140 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $499,000 | 2,142 |
| Net charge-offs | $9,000 | 4,815 |
| Cash dividends | $1,052,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $353,400 | 2,664 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,573,000 | 3,381 |
| Total interest expense | $4,564,000 | 3,200 |
| Net interest income | $6,009,000 | 3,475 |
| Provision for loan and lease losses | $54,000 | 6,536 |
| Total noninterest income | $1,371,000 | 2,797 |
| Gross Fiduciary activities income | $36,000 | 1,026 |
| Service charges on deposit accounts | $831,000 | 2,053 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $504,000 | 3,157 |
| Total noninterest expense | $4,824,000 | 3,666 |
| Salaries and employee benefits | $2,524,000 | 3,753 |
| Premises and equipment expense | $1,105,000 | 2,408 |
| Additional noninterest expense | $1,195,000 | 4,300 |
| Pre-tax net operating income | $2,502,000 | 2,086 |
| Securities gains (losses) | $394,000 | 462 |
| Applicable income taxes | $741,000 | 1,470 |
| Income before extraordinary items | $2,155,000 | 1,856 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,155,000 | 1,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 4,773 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,863,440 | 2,247 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,049,000 | 3,407 |
| Total interest expense | $3,573,000 | 3,198 |
| Net interest income | $4,476,000 | 3,515 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $969,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $613,000 | 2,106 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $356,000 | 3,379 |
| Total noninterest expense | $3,610,000 | 3,667 |
| Salaries and employee benefits | $1,879,000 | 3,795 |
| Premises and equipment expense | $791,000 | 2,519 |
| Additional noninterest expense | $940,000 | 4,068 |
| Pre-tax net operating income | $1,835,000 | 2,455 |
| Securities gains (losses) | $190,000 | 650 |
| Applicable income taxes | $510,000 | 1,882 |
| Income before extraordinary items | $1,515,000 | 2,306 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,515,000 | 2,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,549 |
| Cash dividends | $750,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,372,500 | 2,616 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 3,487 |
| Total interest expense | $2,483,000 | 3,206 |
| Net interest income | $2,823,000 | 3,660 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $617,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $396,000 | 2,137 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $221,000 | 3,574 |
| Total noninterest expense | $2,370,000 | 3,740 |
| Salaries and employee benefits | $1,246,000 | 3,846 |
| Premises and equipment expense | $529,000 | 2,514 |
| Additional noninterest expense | $595,000 | 4,226 |
| Pre-tax net operating income | $1,070,000 | 2,802 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $235,000 | 2,505 |
| Income before extraordinary items | $835,000 | 2,962 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $835,000 | 2,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,654 |
| Cash dividends | $750,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $835,000 | 2,918 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 3,581 |
| Total interest expense | $1,300,000 | 3,248 |
| Net interest income | $1,335,000 | 3,794 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $322,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $188,000 | 2,191 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $134,000 | 3,238 |
| Total noninterest expense | $1,133,000 | 3,870 |
| Salaries and employee benefits | $622,000 | 3,869 |
| Premises and equipment expense | $235,000 | 2,800 |
| Additional noninterest expense | $276,000 | 4,378 |
| Pre-tax net operating income | $524,000 | 2,977 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $115,000 | 2,638 |
| Income before extraordinary items | $409,000 | 3,145 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $409,000 | 3,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,339 |
| Cash dividends | $750,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $409,000 | 3,070 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,629,000 | 3,617 |
| Total interest expense | $5,389,000 | 3,280 |
| Net interest income | $5,240,000 | 3,851 |
| Provision for loan and lease losses | $47,000 | 5,745 |
| Total noninterest income | $1,451,000 | 2,770 |
| Gross Fiduciary activities income | $31,000 | 1,086 |
| Service charges on deposit accounts | $932,000 | 1,878 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $488,000 | 3,359 |
| Total noninterest expense | $4,446,000 | 3,798 |
| Salaries and employee benefits | $2,381,000 | 3,863 |
| Premises and equipment expense | $1,045,000 | 2,465 |
| Additional noninterest expense | $1,020,000 | 4,595 |
| Pre-tax net operating income | $2,198,000 | 3,125 |
| Securities gains (losses) | $-901,000 | 8,419 |
| Applicable income taxes | $150,000 | 4,132 |
| Income before extraordinary items | $1,147,000 | 4,026 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,147,000 | 4,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,101 |
| Cash dividends | $707,000 | 3,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,939,880 | 2,876 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,891,000 | 3,649 |
| Total interest expense | $4,025,000 | 3,271 |
| Net interest income | $3,866,000 | 3,914 |
| Provision for loan and lease losses | $47,000 | 5,103 |
| Total noninterest income | $1,108,000 | 2,723 |
| Gross Fiduciary activities income | $2,000 | 1,352 |
| Service charges on deposit accounts | $692,000 | 1,880 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $414,000 | 3,144 |
| Total noninterest expense | $3,321,000 | 3,793 |
| Salaries and employee benefits | $1,767,000 | 3,880 |
| Premises and equipment expense | $789,000 | 2,450 |
| Additional noninterest expense | $765,000 | 4,526 |
| Pre-tax net operating income | $1,606,000 | 3,316 |
| Securities gains (losses) | $-935,000 | 8,488 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $671,000 | 4,779 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $671,000 | 4,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $707,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,606,000 | 2,810 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,082,000 | 3,741 |
| Total interest expense | $2,601,000 | 3,347 |
| Net interest income | $2,481,000 | 4,055 |
| Provision for loan and lease losses | $36,000 | 4,731 |
| Total noninterest income | $763,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $492,000 | 1,775 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $271,000 | 3,183 |
| Total noninterest expense | $2,187,000 | 3,853 |
| Salaries and employee benefits | $1,178,000 | 3,908 |
| Premises and equipment expense | $522,000 | 2,477 |
| Additional noninterest expense | $487,000 | 4,661 |
| Pre-tax net operating income | $1,021,000 | 3,489 |
| Securities gains (losses) | $-915,000 | 8,560 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $106,000 | 7,076 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $106,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $707,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,021,000 | 2,982 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 3,842 |
| Total interest expense | $1,269,000 | 3,395 |
| Net interest income | $1,174,000 | 4,234 |
| Provision for loan and lease losses | $27,000 | 4,065 |
| Total noninterest income | $365,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $237,000 | 1,792 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $128,000 | 3,299 |
| Total noninterest expense | $1,061,000 | 3,953 |
| Salaries and employee benefits | $581,000 | 3,972 |
| Premises and equipment expense | $255,000 | 2,541 |
| Additional noninterest expense | $225,000 | 4,862 |
| Pre-tax net operating income | $451,000 | 3,745 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $64,000 | 3,835 |
| Income before extraordinary items | $387,000 | 3,577 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $387,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $707,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $387,000 | 3,556 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,717,000 | 3,659 |
| Total interest expense | $4,489,000 | 3,297 |
| Net interest income | $5,228,000 | 3,884 |
| Provision for loan and lease losses | $104,000 | 4,671 |
| Total noninterest income | $1,563,000 | 2,633 |
| Gross Fiduciary activities income | $31,000 | 1,100 |
| Service charges on deposit accounts | $1,046,000 | 1,685 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $486,000 | 3,383 |
| Total noninterest expense | $4,892,000 | 3,410 |
| Salaries and employee benefits | $2,315,000 | 3,836 |
| Premises and equipment expense | $1,514,000 | 1,683 |
| Additional noninterest expense | $1,063,000 | 4,320 |
| Pre-tax net operating income | $1,795,000 | 3,898 |
| Securities gains (losses) | $-111,000 | 8,242 |
| Applicable income taxes | $255,000 | 4,005 |
| Income before extraordinary items | $1,429,000 | 3,879 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,429,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,548 |
| Cash dividends | $667,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,523,350 | 3,711 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,143,000 | 3,686 |
| Total interest expense | $3,224,000 | 3,309 |
| Net interest income | $3,919,000 | 3,909 |
| Provision for loan and lease losses | $38,000 | 5,462 |
| Total noninterest income | $1,133,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $768,000 | 1,718 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $365,000 | 3,364 |
| Total noninterest expense | $3,301,000 | 3,691 |
| Salaries and employee benefits | $1,733,000 | 3,833 |
| Premises and equipment expense | $730,000 | 2,542 |
| Additional noninterest expense | $838,000 | 4,137 |
| Pre-tax net operating income | $1,713,000 | 3,476 |
| Securities gains (losses) | $-111,000 | 8,436 |
| Applicable income taxes | $324,000 | 3,474 |
| Income before extraordinary items | $1,278,000 | 3,585 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,278,000 | 3,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $557,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,366,800 | 3,404 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,626,000 | 3,718 |
| Total interest expense | $1,972,000 | 3,420 |
| Net interest income | $2,654,000 | 3,882 |
| Provision for loan and lease losses | $38,000 | 4,803 |
| Total noninterest income | $776,000 | 2,651 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $533,000 | 1,644 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $242,000 | 3,381 |
| Total noninterest expense | $2,184,000 | 3,722 |
| Salaries and employee benefits | $1,159,000 | 3,837 |
| Premises and equipment expense | $467,000 | 2,628 |
| Additional noninterest expense | $558,000 | 4,138 |
| Pre-tax net operating income | $1,208,000 | 3,350 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $259,000 | 3,245 |
| Income before extraordinary items | $950,000 | 3,331 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $950,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $557,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $949,210 | 3,325 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 3,748 |
| Total interest expense | $936,000 | 3,428 |
| Net interest income | $1,311,000 | 3,914 |
| Provision for loan and lease losses | $38,000 | 3,609 |
| Total noninterest income | $370,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $238,000 | 1,765 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $132,000 | 3,209 |
| Total noninterest expense | $1,125,000 | 3,656 |
| Salaries and employee benefits | $594,000 | 3,796 |
| Premises and equipment expense | $224,000 | 2,731 |
| Additional noninterest expense | $307,000 | 3,826 |
| Pre-tax net operating income | $518,000 | 3,653 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $97,000 | 3,641 |
| Income before extraordinary items | $421,000 | 3,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $421,000 | 3,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,195 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $421,000 | 3,537 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,185,000 | 3,365 |
| Total interest expense | $3,571,000 | 2,891 |
| Net interest income | $5,614,000 | 3,626 |
| Provision for loan and lease losses | $52,000 | 5,700 |
| Total noninterest income | $1,577,000 | 2,606 |
| Gross Fiduciary activities income | $27,000 | 1,140 |
| Service charges on deposit accounts | $1,099,000 | 1,590 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $451,000 | 3,552 |
| Total noninterest expense | $4,291,000 | 3,662 |
| Salaries and employee benefits | $2,167,000 | 3,891 |
| Premises and equipment expense | $997,000 | 2,369 |
| Additional noninterest expense | $1,127,000 | 4,052 |
| Pre-tax net operating income | $2,848,000 | 2,876 |
| Securities gains (losses) | $-70,000 | 8,310 |
| Applicable income taxes | $646,000 | 2,957 |
| Income before extraordinary items | $2,132,000 | 2,934 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,132,000 | 2,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,145 |
| Cash dividends | $957,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,185,900 | 2,834 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 3,336 |
| Total interest expense | $2,606,000 | 2,834 |
| Net interest income | $4,226,000 | 3,600 |
| Provision for loan and lease losses | $51,000 | 5,162 |
| Total noninterest income | $1,148,000 | 2,665 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $804,000 | 1,608 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $343,000 | 3,563 |
| Total noninterest expense | $3,291,000 | 3,579 |
| Salaries and employee benefits | $1,655,000 | 3,814 |
| Premises and equipment expense | $751,000 | 2,350 |
| Additional noninterest expense | $885,000 | 3,856 |
| Pre-tax net operating income | $2,032,000 | 3,020 |
| Securities gains (losses) | $65,000 | 802 |
| Applicable income taxes | $480,000 | 3,020 |
| Income before extraordinary items | $1,617,000 | 2,948 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,617,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,012 |
| Cash dividends | $808,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,566,950 | 2,990 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 3,324 |
| Total interest expense | $1,671,000 | 2,784 |
| Net interest income | $2,805,000 | 3,596 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $771,000 | 2,604 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $535,000 | 1,569 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $235,000 | 3,473 |
| Total noninterest expense | $2,181,000 | 3,573 |
| Salaries and employee benefits | $1,103,000 | 3,799 |
| Premises and equipment expense | $498,000 | 2,338 |
| Additional noninterest expense | $580,000 | 3,905 |
| Pre-tax net operating income | $1,345,000 | 2,992 |
| Securities gains (losses) | $70,000 | 686 |
| Applicable income taxes | $312,000 | 3,035 |
| Income before extraordinary items | $1,103,000 | 2,870 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,103,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,586 |
| Cash dividends | $808,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,048,400 | 2,937 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 3,320 |
| Total interest expense | $815,000 | 2,740 |
| Net interest income | $1,399,000 | 3,606 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $370,000 | 2,637 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $254,000 | 1,610 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $115,000 | 3,480 |
| Total noninterest expense | $1,045,000 | 3,722 |
| Salaries and employee benefits | $553,000 | 3,794 |
| Premises and equipment expense | $236,000 | 2,482 |
| Additional noninterest expense | $256,000 | 4,292 |
| Pre-tax net operating income | $674,000 | 2,942 |
| Securities gains (losses) | $70,000 | 461 |
| Applicable income taxes | $165,000 | 2,934 |
| Income before extraordinary items | $579,000 | 2,689 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $579,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,841 |
| Cash dividends | $807,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $524,400 | 2,890 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,773,000 | 3,163 |
| Total interest expense | $2,939,000 | 2,675 |
| Net interest income | $5,834,000 | 3,366 |
| Provision for loan and lease losses | $424,000 | 2,261 |
| Total noninterest income | $1,471,000 | 2,727 |
| Gross Fiduciary activities income | $31,000 | 1,135 |
| Service charges on deposit accounts | $1,115,000 | 1,574 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $325,000 | 4,116 |
| Total noninterest expense | $4,294,000 | 3,536 |
| Salaries and employee benefits | $2,190,000 | 3,707 |
| Premises and equipment expense | $924,000 | 2,469 |
| Additional noninterest expense | $1,180,000 | 3,800 |
| Pre-tax net operating income | $2,587,000 | 2,920 |
| Securities gains (losses) | $206,000 | 818 |
| Applicable income taxes | $585,000 | 3,075 |
| Income before extraordinary items | $2,208,000 | 2,684 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,208,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,975 |
| Cash dividends | $1,674,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,045,260 | 2,792 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,538,000 | 3,158 |
| Total interest expense | $2,171,000 | 2,663 |
| Net interest income | $4,367,000 | 3,350 |
| Provision for loan and lease losses | $374,000 | 1,885 |
| Total noninterest income | $1,107,000 | 2,727 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $851,000 | 1,555 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $255,000 | 4,026 |
| Total noninterest expense | $3,217,000 | 3,517 |
| Salaries and employee benefits | $1,657,000 | 3,670 |
| Premises and equipment expense | $656,000 | 2,575 |
| Additional noninterest expense | $904,000 | 3,703 |
| Pre-tax net operating income | $1,883,000 | 3,034 |
| Securities gains (losses) | $206,000 | 755 |
| Applicable income taxes | $432,000 | 3,174 |
| Income before extraordinary items | $1,657,000 | 2,727 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,657,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,587 |
| Cash dividends | $1,559,000 | 1,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,494,260 | 2,882 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,302,000 | 3,186 |
| Total interest expense | $1,429,000 | 2,674 |
| Net interest income | $2,873,000 | 3,385 |
| Provision for loan and lease losses | $299,000 | 1,608 |
| Total noninterest income | $714,000 | 2,803 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $557,000 | 1,573 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $156,000 | 4,232 |
| Total noninterest expense | $2,147,000 | 3,533 |
| Salaries and employee benefits | $1,087,000 | 3,732 |
| Premises and equipment expense | $432,000 | 2,595 |
| Additional noninterest expense | $628,000 | 3,612 |
| Pre-tax net operating income | $1,141,000 | 3,227 |
| Securities gains (losses) | $219,000 | 613 |
| Applicable income taxes | $270,000 | 3,260 |
| Income before extraordinary items | $1,090,000 | 2,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,090,000 | 2,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,638 |
| Cash dividends | $1,559,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $914,800 | 3,076 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 3,206 |
| Total interest expense | $728,000 | 2,663 |
| Net interest income | $1,411,000 | 3,420 |
| Provision for loan and lease losses | $149,000 | 1,554 |
| Total noninterest income | $336,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $261,000 | 1,633 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $75,000 | 4,300 |
| Total noninterest expense | $1,017,000 | 3,705 |
| Salaries and employee benefits | $530,000 | 3,818 |
| Premises and equipment expense | $210,000 | 2,683 |
| Additional noninterest expense | $277,000 | 3,998 |
| Pre-tax net operating income | $581,000 | 3,157 |
| Securities gains (losses) | $84,000 | 897 |
| Applicable income taxes | $124,000 | 3,441 |
| Income before extraordinary items | $541,000 | 2,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $541,000 | 2,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,016 |
| Cash dividends | $1,559,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $472,960 | 2,960 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,650,000 | 3,204 |
| Total interest expense | $3,291,000 | 2,632 |
| Net interest income | $5,359,000 | 3,498 |
| Provision for loan and lease losses | $453,000 | 2,340 |
| Total noninterest income | $1,359,000 | 3,035 |
| Gross Fiduciary activities income | $35,000 | 1,144 |
| Service charges on deposit accounts | $1,100,000 | 1,566 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $224,000 | 5,057 |
| Total noninterest expense | $4,063,000 | 3,669 |
| Salaries and employee benefits | $2,086,000 | 3,795 |
| Premises and equipment expense | $837,000 | 2,645 |
| Additional noninterest expense | $1,140,000 | 3,883 |
| Pre-tax net operating income | $2,202,000 | 3,167 |
| Securities gains (losses) | $366,000 | 930 |
| Applicable income taxes | $537,000 | 3,259 |
| Income before extraordinary items | $2,031,000 | 2,830 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,031,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,103,000 | 853 |
| Cash dividends | $1,522,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,741,860 | 3,037 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 3,275 |
| Total interest expense | $2,547,000 | 2,641 |
| Net interest income | $3,893,000 | 3,609 |
| Provision for loan and lease losses | $376,000 | 2,113 |
| Total noninterest income | $1,007,000 | 3,119 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $811,000 | 1,597 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 4,845 |
| Total noninterest expense | $3,025,000 | 3,689 |
| Salaries and employee benefits | $1,549,000 | 3,808 |
| Premises and equipment expense | $614,000 | 2,718 |
| Additional noninterest expense | $862,000 | 3,843 |
| Pre-tax net operating income | $1,499,000 | 3,513 |
| Securities gains (losses) | $366,000 | 841 |
| Applicable income taxes | $402,000 | 3,409 |
| Income before extraordinary items | $1,463,000 | 3,019 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,463,000 | 3,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $941,000 | 726 |
| Cash dividends | $1,338,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,177,520 | 3,384 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 3,290 |
| Total interest expense | $1,769,000 | 2,624 |
| Net interest income | $2,537,000 | 3,652 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $609,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $519,000 | 1,629 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $90,000 | 5,513 |
| Total noninterest expense | $2,086,000 | 3,560 |
| Salaries and employee benefits | $1,073,000 | 3,686 |
| Premises and equipment expense | $414,000 | 2,690 |
| Additional noninterest expense | $599,000 | 3,707 |
| Pre-tax net operating income | $760,000 | 4,200 |
| Securities gains (losses) | $363,000 | 712 |
| Applicable income taxes | $208,000 | 3,881 |
| Income before extraordinary items | $915,000 | 3,170 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $915,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 784 |
| Cash dividends | $1,338,000 | 1,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $620,970 | 3,996 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 3,393 |
| Total interest expense | $924,000 | 2,602 |
| Net interest income | $1,166,000 | 3,911 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $313,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $225,000 | 1,818 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 4,169 |
| Total noninterest expense | $1,023,000 | 3,586 |
| Salaries and employee benefits | $527,000 | 3,746 |
| Premises and equipment expense | $203,000 | 2,727 |
| Additional noninterest expense | $293,000 | 3,718 |
| Pre-tax net operating income | $306,000 | 4,736 |
| Securities gains (losses) | $185,000 | 688 |
| Applicable income taxes | $91,000 | 4,120 |
| Income before extraordinary items | $400,000 | 3,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $400,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 576 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $250,150 | 4,516 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,686,000 | 2,842 |
| Total interest expense | $4,546,000 | 2,449 |
| Net interest income | $6,140,000 | 3,084 |
| Provision for loan and lease losses | $1,648,000 | 874 |
| Total noninterest income | $1,095,000 | 3,278 |
| Gross Fiduciary activities income | $32,000 | 1,201 |
| Service charges on deposit accounts | $920,000 | 1,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 5,705 |
| Total noninterest expense | $3,976,000 | 3,575 |
| Salaries and employee benefits | $1,998,000 | 3,737 |
| Premises and equipment expense | $857,000 | 2,523 |
| Additional noninterest expense | $1,121,000 | 3,807 |
| Pre-tax net operating income | $1,611,000 | 3,919 |
| Securities gains (losses) | $585,000 | 605 |
| Applicable income taxes | $480,000 | 3,534 |
| Income before extraordinary items | $1,716,000 | 3,154 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,716,000 | 3,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,348,000 | 737 |
| Cash dividends | $8,821,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,259,700 | 3,853 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,088,000 | 2,605 |
| Total interest expense | $6,278,000 | 2,547 |
| Net interest income | $6,810,000 | 2,629 |
| Provision for loan and lease losses | $1,564,000 | 872 |
| Total noninterest income | $1,199,000 | 2,936 |
| Gross Fiduciary activities income | $73,000 | 1,066 |
| Service charges on deposit accounts | $934,000 | 1,609 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $192,000 | 5,021 |
| Total noninterest expense | $4,052,000 | 3,386 |
| Salaries and employee benefits | $2,117,000 | 3,430 |
| Premises and equipment expense | $845,000 | 2,497 |
| Additional noninterest expense | $1,090,000 | 3,790 |
| Pre-tax net operating income | $2,393,000 | 2,755 |
| Securities gains (losses) | $186,000 | 1,253 |
| Applicable income taxes | $641,000 | 2,849 |
| Income before extraordinary items | $1,938,000 | 2,602 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,938,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,407,000 | 734 |
| Cash dividends | $1,273,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,798,500 | 2,694 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,021,000 | 2,663 |
| Total interest expense | $5,966,000 | 2,798 |
| Net interest income | $7,055,000 | 2,524 |
| Provision for loan and lease losses | $168,000 | 4,178 |
| Total noninterest income | $1,259,000 | 2,667 |
| Gross Fiduciary activities income | $89,000 | 966 |
| Service charges on deposit accounts | $855,000 | 1,614 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $315,000 | 3,813 |
| Total noninterest expense | $4,323,000 | 3,116 |
| Salaries and employee benefits | $2,270,000 | 3,091 |
| Premises and equipment expense | $902,000 | 2,288 |
| Additional noninterest expense | $1,151,000 | 3,573 |
| Pre-tax net operating income | $3,823,000 | 1,909 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,219,000 | 1,801 |
| Income before extraordinary items | $2,604,000 | 2,006 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,604,000 | 2,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,301 |
| Cash dividends | $1,742,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,604,000 | 2,012 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,426,000 | 3,100 |
| Total interest expense | $4,521,000 | 3,227 |
| Net interest income | $5,905,000 | 2,968 |
| Provision for loan and lease losses | $269,000 | 2,924 |
| Total noninterest income | $1,174,000 | 2,736 |
| Gross Fiduciary activities income | $88,000 | 1,015 |
| Service charges on deposit accounts | $743,000 | 1,782 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $343,000 | 3,726 |
| Total noninterest expense | $3,371,000 | 3,819 |
| Salaries and employee benefits | $1,804,000 | 3,740 |
| Premises and equipment expense | $746,000 | 2,722 |
| Additional noninterest expense | $821,000 | 4,695 |
| Pre-tax net operating income | $3,439,000 | 2,137 |
| Securities gains (losses) | $63,000 | 903 |
| Applicable income taxes | $1,119,000 | 2,036 |
| Income before extraordinary items | $2,383,000 | 2,200 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,383,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,240 |
| Cash dividends | $5,894,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,340,160 | 2,212 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,068,000 | 3,213 |
| Total interest expense | $4,104,000 | 3,603 |
| Net interest income | $5,964,000 | 2,895 |
| Provision for loan and lease losses | $66,000 | 5,965 |
| Total noninterest income | $1,058,000 | 2,959 |
| Gross Fiduciary activities income | $70,000 | 1,064 |
| Service charges on deposit accounts | $754,000 | 1,687 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $234,000 | 4,560 |
| Total noninterest expense | $3,278,000 | 3,813 |
| Salaries and employee benefits | $1,823,000 | 3,629 |
| Premises and equipment expense | $708,000 | 2,740 |
| Additional noninterest expense | $747,000 | 4,910 |
| Pre-tax net operating income | $3,678,000 | 1,972 |
| Securities gains (losses) | $61,000 | 1,591 |
| Applicable income taxes | $1,188,000 | 2,006 |
| Income before extraordinary items | $2,551,000 | 2,049 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,551,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $342,000 | 4,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,509,520 | 2,007 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,066,000 | 3,213 |
| Total interest expense | $4,262,000 | 3,448 |
| Net interest income | $5,804,000 | 3,007 |
| Provision for loan and lease losses | $73,000 | 5,838 |
| Total noninterest income | $1,116,000 | 2,793 |
| Gross Fiduciary activities income | $65,000 | 1,125 |
| Service charges on deposit accounts | $792,000 | 1,643 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $259,000 | 4,283 |
| Total noninterest expense | $3,291,000 | 3,805 |
| Salaries and employee benefits | $1,847,000 | 3,546 |
| Premises and equipment expense | $685,000 | 2,797 |
| Additional noninterest expense | $759,000 | 4,931 |
| Pre-tax net operating income | $3,556,000 | 2,113 |
| Securities gains (losses) | $39,000 | 1,491 |
| Applicable income taxes | $1,104,000 | 2,240 |
| Income before extraordinary items | $2,491,000 | 2,117 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,491,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $338,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,464,090 | 2,087 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,011,000 | 3,614 |
| Total interest expense | $3,964,000 | 3,737 |
| Net interest income | $5,047,000 | 3,504 |
| Provision for loan and lease losses | $97,000 | 5,191 |
| Total noninterest income | $1,052,000 | 3,006 |
| Gross Fiduciary activities income | $60,000 | 1,200 |
| Service charges on deposit accounts | $775,000 | 1,730 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $217,000 | 4,953 |
| Total noninterest expense | $2,940,000 | 4,366 |
| Salaries and employee benefits | $1,681,000 | 3,885 |
| Premises and equipment expense | $603,000 | 3,195 |
| Additional noninterest expense | $656,000 | 5,997 |
| Pre-tax net operating income | $3,062,000 | 2,326 |
| Securities gains (losses) | $20,000 | 2,000 |
| Applicable income taxes | $972,000 | 2,414 |
| Income before extraordinary items | $2,110,000 | 2,330 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,110,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $887,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,096,400 | 2,301 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,423,000 | 3,839 |
| Total interest expense | $3,752,000 | 3,900 |
| Net interest income | $4,671,000 | 3,752 |
| Provision for loan and lease losses | $97,000 | 4,705 |
| Total noninterest income | $903,000 | 3,356 |
| Gross Fiduciary activities income | $58,000 | 1,265 |
| Service charges on deposit accounts | $701,000 | 1,937 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $144,000 | 6,108 |
| Total noninterest expense | $2,960,000 | 4,335 |
| Salaries and employee benefits | $1,673,000 | 3,873 |
| Premises and equipment expense | $563,000 | 3,390 |
| Additional noninterest expense | $724,000 | 5,693 |
| Pre-tax net operating income | $2,517,000 | 2,824 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $680,000 | 3,320 |
| Income before extraordinary items | $1,858,000 | 2,668 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,858,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,786 |
| Cash dividends | $821,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,842,670 | 2,657 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,547,000 | 3,942 |
| Total interest expense | $3,159,000 | 3,773 |
| Net interest income | $4,388,000 | 4,007 |
| Provision for loan and lease losses | $162,000 | 3,451 |
| Total noninterest income | $834,000 | 3,591 |
| Gross Fiduciary activities income | $43,000 | 1,333 |
| Service charges on deposit accounts | $634,000 | 2,137 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $157,000 | 6,078 |
| Total noninterest expense | $3,030,000 | 4,366 |
| Salaries and employee benefits | $1,626,000 | 3,973 |
| Premises and equipment expense | $535,000 | 3,586 |
| Additional noninterest expense | $869,000 | 5,335 |
| Pre-tax net operating income | $2,030,000 | 3,382 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $561,000 | 3,703 |
| Income before extraordinary items | $1,471,000 | 3,227 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,471,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,320 |
| Cash dividends | $141,000 | 6,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,469,560 | 3,265 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,796,000 | 3,903 |
| Total interest expense | $3,435,000 | 3,657 |
| Net interest income | $4,361,000 | 4,065 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $685,000 | 4,508 |
| Gross Fiduciary activities income | $43,000 | 1,368 |
| Service charges on deposit accounts | $543,000 | 2,565 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $99,000 | 7,899 |
| Total noninterest expense | $3,225,000 | 4,225 |
| Salaries and employee benefits | $1,743,000 | 3,736 |
| Premises and equipment expense | $480,000 | 4,020 |
| Additional noninterest expense | $1,002,000 | 4,914 |
| Pre-tax net operating income | $1,581,000 | 4,122 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $415,000 | 4,873 |
| Income before extraordinary items | $1,173,000 | 4,103 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,173,000 | 4,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,853 |
| Cash dividends | $430,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,167,820 | 3,919 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,387,000 | 4,125 |
| Total interest expense | $4,010,000 | 4,070 |
| Net interest income | $4,377,000 | 4,112 |
| Provision for loan and lease losses | $194,000 | 5,305 |
| Total noninterest income | $753,000 | 4,153 |
| Gross Fiduciary activities income | $37,000 | 1,407 |
| Service charges on deposit accounts | $417,000 | 3,333 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $299,000 | 4,435 |
| Total noninterest expense | $3,150,000 | 4,324 |
| Salaries and employee benefits | $1,615,000 | 3,962 |
| Premises and equipment expense | $375,000 | 5,057 |
| Additional noninterest expense | $1,160,000 | 4,476 |
| Pre-tax net operating income | $1,786,000 | 3,459 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $480,000 | 4,127 |
| Income before extraordinary items | $1,306,000 | 3,508 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,306,000 | 3,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 5,121 |
| Cash dividends | $430,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,306,000 | 3,255 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.