Home > Southern Bancorp Bank of Blytheville > Assets and Liabilities
Southern Bancorp Bank of Blytheville, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 52 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $253,085,000 | 2,633 |
| Cash and due from depository institutions | $29,619,000 | 3,011 |
| Interest-bearing balances | $24,506,000 | 1,373 |
| Securities | $122,203,000 | 1,083 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $76,432,000 | 4,573 |
| Loan loss allowance | $899,000 | 5,027 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,880,000 | 1,577 |
| Other real estate owned | $447,000 | 3,011 |
| Goodwill and other intangibles | $8,598,000 | 569 |
| All other assets | $7,906,000 | 2,448 |
| Life insurance assets | $4,597,000 | 1,365 |
| Total liabilities and capital | $253,085,000 | 2,633 |
| Total liabilities | $227,499,000 | 2,636 |
| Total deposits | $225,268,000 | 2,430 |
| Interest-bearing deposits | $198,358,000 | 2,406 |
| Deposits held in domestic offices | $225,268,000 | 2,428 |
| % insured | 63.90% | 7,510 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $144,000 | 5,098 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,087,000 | 2,055 |
| Total equity capital | $25,586,000 | 2,574 |
| Total bank equity capital | $25,586,000 | 2,572 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000 | 7,055 |
| Surplus | $23,791,000 | 1,348 |
| Undivided profits | $1,794,000 | 5,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 6,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,117 |
| Income earned, not collected on loans | $1,505,000 | 2,151 |
| Earning assets | $223,141,000 | 2,707 |
| Long-term assets (5+ years) | $84,496,000 | 1,589 |
| Average Assets, year-to-date | $253,017,000 | 2,622 |
| Average Assets, quarterly | $253,017,000 | 2,622 |
| Volatile liabilities | $65,047,000 | 2,184 |
| Insider loans | $7,107,000 | 1,056 |
| FHLB advances | $144,000 | 4,838 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $21,635,000 | 2,617 |
| Tier 1 (core) risk-based capital | $16,756,000 | 3,569 |
| Tier 2 risk-based capital | $899,000 | 4,548 |
| Total risk weighted assets | $108,468,000 | 3,836 |
| Total unused commitments | $21,635,000 | 2,622 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 54 | 2,958 |
| Assets and Liabilities | ||
| Total Assets: | $252,949,000 | 2,642 |
| Cash and due from depository institutions | $46,703,000 | 2,958 |
| Interest-bearing balances | $41,066,000 | 721 |
| Securities | $105,924,000 | 1,222 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $76,200,000 | 4,629 |
| Loan loss allowance | $874,000 | 5,105 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,968,000 | 1,593 |
| Other real estate owned | $612,000 | 2,958 |
| Goodwill and other intangibles | $7,433,000 | 618 |
| All other assets | $8,109,000 | 2,456 |
| Life insurance assets | $4,569,000 | 1,373 |
| Total liabilities and capital | $252,949,000 | 2,642 |
| Total liabilities | $228,522,000 | 2,638 |
| Total deposits | $227,571,000 | 2,420 |
| Interest-bearing deposits | $198,390,000 | 2,398 |
| Deposits held in domestic offices | $227,571,000 | 2,418 |
| % insured | 63.93% | 7,569 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $149,000 | 5,216 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $802,000 | 3,890 |
| Total equity capital | $24,427,000 | 2,666 |
| Total bank equity capital | $24,427,000 | 2,664 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000 | 7,124 |
| Surplus | $23,791,000 | 1,352 |
| Undivided profits | $635,000 | 6,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 6,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 1,035 |
| Income earned, not collected on loans | $1,543,000 | 2,196 |
| Earning assets | $223,190,000 | 2,728 |
| Long-term assets (5+ years) | $86,633,000 | 1,562 |
| Average Assets, year-to-date | $215,942,400 | 3,007 |
| Average Assets, quarterly | $226,419,500 | 2,917 |
| Volatile liabilities | $62,417,000 | 2,272 |
| Insider loans | $7,642,000 | 992 |
| FHLB advances | $149,000 | 4,963 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $15,914,000 | 3,192 |
| Tier 1 (core) risk-based capital | $17,374,000 | 3,453 |
| Tier 2 risk-based capital | $874,000 | 4,643 |
| Total risk weighted assets | $106,454,000 | 3,937 |
| Total unused commitments | $15,914,000 | 3,194 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 55 | 2,926 |
| Assets and Liabilities | ||
| Total Assets: | $199,890,000 | 3,261 |
| Cash and due from depository institutions | $15,316,000 | 2,926 |
| Interest-bearing balances | $8,498,000 | 2,268 |
| Securities | $82,286,000 | 1,537 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $89,788,000 | 4,252 |
| Loan loss allowance | $732,000 | 5,442 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,101,000 | 3,560 |
| Other real estate owned | $569,000 | 2,926 |
| Goodwill and other intangibles | $1,882,000 | 1,309 |
| All other assets | $6,948,000 | 2,466 |
| Life insurance assets | $4,537,000 | 1,375 |
| Total liabilities and capital | $199,890,000 | 3,261 |
| Total liabilities | $176,954,000 | 3,286 |
| Total deposits | $175,159,000 | 3,070 |
| Interest-bearing deposits | $148,706,000 | 3,100 |
| Deposits held in domestic offices | $175,159,000 | 3,069 |
| % insured | 78.31% | 6,695 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $154,000 | 5,308 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,641,000 | 2,727 |
| Total equity capital | $22,936,000 | 2,920 |
| Total bank equity capital | $22,936,000 | 2,918 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000 | 7,203 |
| Surplus | $7,149,000 | 3,346 |
| Undivided profits | $15,786,000 | 2,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $541,000 | 5,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 968 |
| Income earned, not collected on loans | $1,880,000 | 1,949 |
| Earning assets | $180,572,000 | 3,275 |
| Long-term assets (5+ years) | $87,309,000 | 1,539 |
| Average Assets, year-to-date | $206,690,750 | 3,114 |
| Average Assets, quarterly | $201,652,000 | 3,219 |
| Volatile liabilities | $53,403,000 | 2,625 |
| Insider loans | $7,089,000 | 1,096 |
| FHLB advances | $154,000 | 5,067 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $12,620,000 | 3,759 |
| Tier 1 (core) risk-based capital | $20,215,000 | 3,073 |
| Tier 2 risk-based capital | $732,000 | 5,067 |
| Total risk weighted assets | $107,043,000 | 3,944 |
| Total unused commitments | $12,620,000 | 3,761 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 55 | 2,962 |
| Assets and Liabilities | ||
| Total Assets: | $203,414,000 | 3,223 |
| Cash and due from depository institutions | $24,255,000 | 2,962 |
| Interest-bearing balances | $19,004,000 | 1,119 |
| Securities | $84,854,000 | 1,473 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $81,745,000 | 4,517 |
| Loan loss allowance | $660,000 | 5,627 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,242,000 | 3,502 |
| Other real estate owned | $594,000 | 2,962 |
| Goodwill and other intangibles | $1,882,000 | 1,341 |
| All other assets | $6,842,000 | 2,515 |
| Life insurance assets | $4,503,000 | 1,388 |
| Total liabilities and capital | $203,414,000 | 3,223 |
| Total liabilities | $181,711,000 | 3,232 |
| Total deposits | $180,199,000 | 2,999 |
| Interest-bearing deposits | $152,632,000 | 3,042 |
| Deposits held in domestic offices | $180,199,000 | 2,997 |
| % insured | 63.90% | 6,870 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $159,000 | 5,423 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,353,000 | 3,139 |
| Total equity capital | $21,703,000 | 3,019 |
| Total bank equity capital | $21,703,000 | 3,018 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000 | 7,290 |
| Surplus | $7,149,000 | 3,364 |
| Undivided profits | $14,553,000 | 2,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $419,000 | 5,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 946 |
| Income earned, not collected on loans | $1,682,000 | 2,092 |
| Earning assets | $185,603,000 | 3,218 |
| Long-term assets (5+ years) | $90,811,000 | 1,477 |
| Average Assets, year-to-date | $208,957,670 | 3,119 |
| Average Assets, quarterly | $208,158,000 | 3,145 |
| Volatile liabilities | $54,118,000 | 2,573 |
| Insider loans | $6,359,000 | 1,237 |
| FHLB advances | $159,000 | 5,131 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,735,000 | 2,969 |
| Tier 1 (core) risk-based capital | $19,796,000 | 3,171 |
| Tier 2 risk-based capital | $660,000 | 5,307 |
| Total risk weighted assets | $101,170,000 | 4,116 |
| Total unused commitments | $19,735,000 | 2,970 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 54 | 3,030 |
| Assets and Liabilities | ||
| Total Assets: | $212,902,000 | 3,109 |
| Cash and due from depository institutions | $38,742,000 | 3,030 |
| Interest-bearing balances | $22,004,000 | 861 |
| Securities | $87,737,000 | 1,407 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $74,291,000 | 4,788 |
| Loan loss allowance | $792,000 | 5,146 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,289,000 | 3,500 |
| Other real estate owned | $594,000 | 3,030 |
| Goodwill and other intangibles | $1,882,000 | 1,352 |
| All other assets | $6,367,000 | 2,634 |
| Life insurance assets | $4,479,000 | 1,386 |
| Total liabilities and capital | $212,902,000 | 3,109 |
| Total liabilities | $191,153,000 | 3,111 |
| Total deposits | $189,472,000 | 2,860 |
| Interest-bearing deposits | $157,486,000 | 2,942 |
| Deposits held in domestic offices | $189,472,000 | 2,858 |
| % insured | 65.10% | 6,769 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $163,000 | 5,472 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,518,000 | 2,833 |
| Total equity capital | $21,749,000 | 3,029 |
| Total bank equity capital | $21,749,000 | 3,029 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $7,149,000 | 3,342 |
| Undivided profits | $14,599,000 | 2,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $616,000 | 5,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,287,000 | 2,739 |
| Earning assets | $184,032,000 | 3,264 |
| Long-term assets (5+ years) | $92,721,000 | 1,425 |
| Average Assets, year-to-date | $211,729,500 | 3,095 |
| Average Assets, quarterly | $211,729,500 | 3,095 |
| Volatile liabilities | $53,504,000 | 2,613 |
| Insider loans | $5,472,000 | 1,424 |
| FHLB advances | $163,000 | 5,198 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $16,357,000 | 3,470 |
| Tier 1 (core) risk-based capital | $19,535,000 | 3,224 |
| Tier 2 risk-based capital | $792,000 | 4,852 |
| Total risk weighted assets | $95,734,000 | 4,274 |
| Total unused commitments | $16,357,000 | 3,471 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 54 | 3,058 |
| Assets and Liabilities | ||
| Total Assets: | $210,557,000 | 3,112 |
| Cash and due from depository institutions | $34,594,000 | 3,058 |
| Interest-bearing balances | $23,005,000 | 513 |
| Securities | $88,735,000 | 1,366 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $74,505,000 | 4,815 |
| Loan loss allowance | $800,000 | 5,091 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,341,000 | 3,483 |
| Other real estate owned | $685,000 | 3,058 |
| Goodwill and other intangibles | $1,882,000 | 1,366 |
| All other assets | $6,815,000 | 2,537 |
| Life insurance assets | $4,449,000 | 1,387 |
| Total liabilities and capital | $210,557,000 | 3,112 |
| Total liabilities | $188,335,000 | 3,132 |
| Total deposits | $186,733,000 | 2,826 |
| Interest-bearing deposits | $155,045,000 | 2,931 |
| Deposits held in domestic offices | $186,733,000 | 2,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $168,000 | 5,699 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,434,000 | 2,934 |
| Total equity capital | $22,222,000 | 2,946 |
| Total bank equity capital | $22,222,000 | 2,946 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $7,149,000 | 3,338 |
| Undivided profits | $15,072,000 | 2,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 6,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,778,000 | 2,114 |
| Earning assets | $186,245,000 | 3,213 |
| Long-term assets (5+ years) | $95,729,000 | 1,356 |
| Average Assets, year-to-date | $204,693,000 | 3,078 |
| Average Assets, quarterly | $205,991,000 | 3,147 |
| Volatile liabilities | $54,599,000 | 2,543 |
| Insider loans | $5,479,000 | 1,462 |
| FHLB advances | $168,000 | 5,391 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $9,996,000 | 4,486 |
| Tier 1 (core) risk-based capital | $20,088,000 | 3,110 |
| Tier 2 risk-based capital | $800,000 | 4,814 |
| Total risk weighted assets | $96,643,000 | 4,263 |
| Total unused commitments | $9,996,000 | 4,489 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 55 | 3,029 |
| Assets and Liabilities | ||
| Total Assets: | $201,425,000 | 3,203 |
| Cash and due from depository institutions | $20,614,000 | 3,029 |
| Interest-bearing balances | $11,427,000 | 653 |
| Securities | $79,570,000 | 1,484 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $88,067,000 | 4,360 |
| Loan loss allowance | $807,000 | 4,958 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,453,000 | 3,421 |
| Other real estate owned | $569,000 | 3,029 |
| Goodwill and other intangibles | $1,882,000 | 1,418 |
| All other assets | $7,270,000 | 2,419 |
| Life insurance assets | $4,400,000 | 1,388 |
| Total liabilities and capital | $201,425,000 | 3,203 |
| Total liabilities | $180,382,000 | 3,197 |
| Total deposits | $170,059,000 | 3,048 |
| Interest-bearing deposits | $142,369,000 | 3,106 |
| Deposits held in domestic offices | $170,059,000 | 3,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $9,173,000 | 3,355 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,150,000 | 3,524 |
| Total equity capital | $21,043,000 | 3,108 |
| Total bank equity capital | $21,043,000 | 3,108 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $7,149,000 | 3,329 |
| Undivided profits | $13,893,000 | 2,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 5,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,976,000 | 2,007 |
| Earning assets | $179,064,000 | 3,265 |
| Long-term assets (5+ years) | $86,010,000 | 1,458 |
| Average Assets, year-to-date | $203,227,000 | 3,102 |
| Average Assets, quarterly | $203,164,000 | 3,158 |
| Volatile liabilities | $60,890,000 | 2,273 |
| Insider loans | $5,735,000 | 1,394 |
| FHLB advances | $9,173,000 | 3,228 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $11,071,000 | 4,436 |
| Tier 1 (core) risk-based capital | $19,448,000 | 3,262 |
| Tier 2 risk-based capital | $807,000 | 4,725 |
| Total risk weighted assets | $108,887,000 | 3,946 |
| Total unused commitments | $11,071,000 | 4,438 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 57 | 2,988 |
| Assets and Liabilities | ||
| Total Assets: | $204,903,000 | 3,140 |
| Cash and due from depository institutions | $15,048,000 | 2,988 |
| Interest-bearing balances | $5,985,000 | 1,071 |
| Securities | $94,721,000 | 1,278 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $81,701,000 | 4,528 |
| Loan loss allowance | $807,000 | 4,946 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,528,000 | 3,354 |
| Other real estate owned | $584,000 | 2,988 |
| Goodwill and other intangibles | $1,882,000 | 1,429 |
| All other assets | $7,439,000 | 2,329 |
| Life insurance assets | $4,361,000 | 1,395 |
| Total liabilities and capital | $204,903,000 | 3,140 |
| Total liabilities | $185,005,000 | 3,124 |
| Total deposits | $178,184,000 | 2,931 |
| Interest-bearing deposits | $147,473,000 | 2,992 |
| Deposits held in domestic offices | $178,184,000 | 2,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,677,000 | 3,873 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,144,000 | 3,499 |
| Total equity capital | $19,898,000 | 3,293 |
| Total bank equity capital | $19,898,000 | 3,293 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $7,149,000 | 3,317 |
| Undivided profits | $12,748,000 | 2,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 7,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,861,000 | 2,068 |
| Earning assets | $182,407,000 | 3,210 |
| Long-term assets (5+ years) | $97,338,000 | 1,294 |
| Average Assets, year-to-date | $203,827,670 | 3,094 |
| Average Assets, quarterly | $204,200,500 | 3,120 |
| Volatile liabilities | $58,800,000 | 2,347 |
| Insider loans | $6,374,000 | 1,246 |
| FHLB advances | $5,677,000 | 3,739 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $18,881,000 | 3,430 |
| Tier 1 (core) risk-based capital | $18,768,000 | 3,377 |
| Tier 2 risk-based capital | $807,000 | 4,733 |
| Total risk weighted assets | $105,615,000 | 4,015 |
| Total unused commitments | $18,881,000 | 3,432 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 58 | 2,932 |
| Assets and Liabilities | ||
| Total Assets: | $203,498,000 | 3,141 |
| Cash and due from depository institutions | $17,068,000 | 2,932 |
| Interest-bearing balances | $5,485,000 | 1,306 |
| Securities | $100,425,000 | 1,221 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $73,010,000 | 4,766 |
| Loan loss allowance | $807,000 | 4,874 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,579,000 | 3,305 |
| Other real estate owned | $649,000 | 2,932 |
| Goodwill and other intangibles | $1,882,000 | 1,435 |
| All other assets | $6,885,000 | 2,420 |
| Life insurance assets | $4,323,000 | 1,401 |
| Total liabilities and capital | $203,498,000 | 3,141 |
| Total liabilities | $181,931,000 | 3,137 |
| Total deposits | $172,925,000 | 2,989 |
| Interest-bearing deposits | $142,533,000 | 3,107 |
| Deposits held in domestic offices | $172,925,000 | 2,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $6,682,000 | 3,419 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,324,000 | 2,186 |
| Total equity capital | $21,567,000 | 3,136 |
| Total bank equity capital | $21,567,000 | 3,136 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $7,149,000 | 3,289 |
| Undivided profits | $14,417,000 | 2,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,482,000 | 2,654 |
| Earning assets | $178,920,000 | 3,256 |
| Long-term assets (5+ years) | $103,480,000 | 1,186 |
| Average Assets, year-to-date | $203,290,000 | 3,102 |
| Average Assets, quarterly | $203,290,000 | 3,102 |
| Volatile liabilities | $60,149,000 | 2,240 |
| Insider loans | $5,249,000 | 1,490 |
| FHLB advances | $6,682,000 | 3,304 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $21,448,000 | 3,235 |
| Tier 1 (core) risk-based capital | $18,342,000 | 3,445 |
| Tier 2 risk-based capital | $807,000 | 4,665 |
| Total risk weighted assets | $96,468,000 | 4,220 |
| Total unused commitments | $21,448,000 | 3,237 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 58 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $203,082,000 | 3,093 |
| Cash and due from depository institutions | $23,900,000 | 2,945 |
| Interest-bearing balances | $15,082,000 | 395 |
| Securities | $96,366,000 | 1,243 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $69,451,000 | 4,895 |
| Loan loss allowance | $864,000 | 4,653 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,603,000 | 3,259 |
| Other real estate owned | $517,000 | 2,945 |
| Goodwill and other intangibles | $1,882,000 | 1,433 |
| All other assets | $7,363,000 | 2,300 |
| Life insurance assets | $4,283,000 | 1,395 |
| Total liabilities and capital | $203,082,000 | 3,093 |
| Total liabilities | $182,342,000 | 3,080 |
| Total deposits | $171,145,000 | 2,982 |
| Interest-bearing deposits | $141,843,000 | 3,074 |
| Deposits held in domestic offices | $171,145,000 | 2,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $9,686,000 | 2,806 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,511,000 | 3,028 |
| Total equity capital | $20,740,000 | 3,204 |
| Total bank equity capital | $20,740,000 | 3,204 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $7,149,000 | 3,266 |
| Undivided profits | $13,590,000 | 2,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 4,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,931,000 | 2,209 |
| Earning assets | $180,899,000 | 3,179 |
| Long-term assets (5+ years) | $91,499,000 | 1,244 |
| Average Assets, year-to-date | $198,277,600 | 3,047 |
| Average Assets, quarterly | $201,354,500 | 3,084 |
| Volatile liabilities | $62,124,000 | 2,177 |
| Insider loans | $5,415,000 | 1,416 |
| FHLB advances | $9,686,000 | 2,699 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $15,084,000 | 3,949 |
| Tier 1 (core) risk-based capital | $18,683,000 | 3,372 |
| Tier 2 risk-based capital | $864,000 | 4,462 |
| Total risk weighted assets | $95,218,000 | 4,232 |
| Total unused commitments | $15,084,000 | 3,951 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 58 | 2,935 |
| Assets and Liabilities | ||
| Total Assets: | $199,627,000 | 3,101 |
| Cash and due from depository institutions | $11,087,000 | 2,935 |
| Interest-bearing balances | $387,000 | 3,281 |
| Securities | $93,783,000 | 1,276 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $80,288,000 | 4,472 |
| Loan loss allowance | $890,000 | 4,519 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,679,000 | 3,172 |
| Other real estate owned | $587,000 | 2,935 |
| Goodwill and other intangibles | $1,882,000 | 1,406 |
| All other assets | $8,321,000 | 2,075 |
| Life insurance assets | $4,240,000 | 1,365 |
| Total liabilities and capital | $199,627,000 | 3,101 |
| Total liabilities | $180,200,000 | 3,061 |
| Total deposits | $159,441,000 | 3,136 |
| Interest-bearing deposits | $131,559,000 | 3,244 |
| Deposits held in domestic offices | $159,441,000 | 3,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $19,690,000 | 1,792 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,069,000 | 3,921 |
| Total equity capital | $19,427,000 | 3,361 |
| Total bank equity capital | $19,427,000 | 3,361 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $7,149,000 | 3,211 |
| Undivided profits | $12,277,000 | 2,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,143,000 | 2,128 |
| Earning assets | $174,458,000 | 3,246 |
| Long-term assets (5+ years) | $86,407,000 | 1,280 |
| Average Assets, year-to-date | $197,076,500 | 3,049 |
| Average Assets, quarterly | $197,856,000 | 3,100 |
| Volatile liabilities | $65,787,000 | 2,037 |
| Insider loans | $5,613,000 | 1,326 |
| FHLB advances | $19,690,000 | 1,698 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $16,386,000 | 3,810 |
| Tier 1 (core) risk-based capital | $18,208,000 | 3,435 |
| Tier 2 risk-based capital | $890,000 | 4,327 |
| Total risk weighted assets | $104,601,000 | 3,953 |
| Total unused commitments | $16,386,000 | 3,810 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 56 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $196,085,000 | 3,140 |
| Cash and due from depository institutions | $6,925,000 | 3,072 |
| Interest-bearing balances | $441,000 | 3,193 |
| Securities | $99,266,000 | 1,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $75,509,000 | 4,611 |
| Loan loss allowance | $877,000 | 4,578 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,704,000 | 3,141 |
| Other real estate owned | $593,000 | 3,072 |
| Goodwill and other intangibles | $1,882,000 | 1,417 |
| All other assets | $8,206,000 | 2,094 |
| Life insurance assets | $4,202,000 | 1,371 |
| Total liabilities and capital | $196,085,000 | 3,140 |
| Total liabilities | $178,138,000 | 3,099 |
| Total deposits | $161,879,000 | 3,110 |
| Interest-bearing deposits | $135,144,000 | 3,175 |
| Deposits held in domestic offices | $161,879,000 | 3,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,678 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,195,000 | 2,084 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,064,000 | 3,738 |
| Total equity capital | $17,947,000 | 3,546 |
| Total bank equity capital | $17,947,000 | 3,546 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $7,149,000 | 3,209 |
| Undivided profits | $10,797,000 | 2,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,827,000 | 2,329 |
| Earning assets | $175,216,000 | 3,217 |
| Long-term assets (5+ years) | $89,711,000 | 1,204 |
| Average Assets, year-to-date | $196,226,330 | 3,093 |
| Average Assets, quarterly | $195,586,000 | 3,127 |
| Volatile liabilities | $55,285,000 | 2,317 |
| Insider loans | $6,537,000 | 1,132 |
| FHLB advances | $14,195,000 | 1,966 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $15,750,000 | 3,899 |
| Tier 1 (core) risk-based capital | $17,643,000 | 3,515 |
| Tier 2 risk-based capital | $877,000 | 4,375 |
| Total risk weighted assets | $100,717,000 | 4,025 |
| Total unused commitments | $15,750,000 | 3,900 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 56 | 3,069 |
| Assets and Liabilities | ||
| Total Assets: | $195,087,000 | 3,156 |
| Cash and due from depository institutions | $12,158,000 | 3,069 |
| Interest-bearing balances | $1,942,000 | 1,982 |
| Securities | $99,684,000 | 1,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $69,952,000 | 4,792 |
| Loan loss allowance | $880,000 | 4,553 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,765,000 | 3,081 |
| Other real estate owned | $593,000 | 3,069 |
| Goodwill and other intangibles | $1,882,000 | 1,399 |
| All other assets | $7,053,000 | 2,306 |
| Life insurance assets | $4,164,000 | 1,361 |
| Total liabilities and capital | $195,087,000 | 3,156 |
| Total liabilities | $175,961,000 | 3,127 |
| Total deposits | $162,740,000 | 3,105 |
| Interest-bearing deposits | $133,364,000 | 3,206 |
| Deposits held in domestic offices | $162,740,000 | 3,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,199,000 | 2,192 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,022,000 | 3,852 |
| Total equity capital | $19,126,000 | 3,364 |
| Total bank equity capital | $19,126,000 | 3,364 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $7,149,000 | 3,155 |
| Undivided profits | $11,976,000 | 2,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 5,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,399,000 | 2,855 |
| Earning assets | $171,578,000 | 3,273 |
| Long-term assets (5+ years) | $77,544,000 | 1,345 |
| Average Assets, year-to-date | $196,297,000 | 3,108 |
| Average Assets, quarterly | $196,297,000 | 3,108 |
| Volatile liabilities | $54,045,000 | 2,351 |
| Insider loans | $6,377,000 | 1,124 |
| FHLB advances | $12,199,000 | 2,083 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $18,303,000 | 3,569 |
| Tier 1 (core) risk-based capital | $17,924,000 | 3,445 |
| Tier 2 risk-based capital | $880,000 | 4,359 |
| Total risk weighted assets | $127,951,000 | 3,360 |
| Total unused commitments | $18,303,000 | 3,570 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 55 | 3,101 |
| Assets and Liabilities | ||
| Total Assets: | $197,507,000 | 3,094 |
| Cash and due from depository institutions | $11,759,000 | 3,101 |
| Interest-bearing balances | $3,000,000 | 1,515 |
| Securities | $100,575,000 | 1,230 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $71,190,000 | 4,725 |
| Loan loss allowance | $850,000 | 4,627 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,661,000 | 3,089 |
| Other real estate owned | $587,000 | 3,101 |
| Goodwill and other intangibles | $1,882,000 | 1,387 |
| All other assets | $7,853,000 | 2,110 |
| Life insurance assets | $4,125,000 | 1,352 |
| Total liabilities and capital | $197,507,000 | 3,094 |
| Total liabilities | $178,235,000 | 3,073 |
| Total deposits | $165,232,000 | 3,024 |
| Interest-bearing deposits | $134,273,000 | 3,147 |
| Deposits held in domestic offices | $165,232,000 | 3,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,203,000 | 2,261 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $800,000 | 4,396 |
| Total equity capital | $19,272,000 | 3,293 |
| Total bank equity capital | $19,272,000 | 3,293 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $7,149,000 | 3,108 |
| Undivided profits | $12,122,000 | 2,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $436,000 | 4,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,742,000 | 2,416 |
| Earning assets | $174,765,000 | 3,174 |
| Long-term assets (5+ years) | $79,643,000 | 1,304 |
| Average Assets, year-to-date | $193,395,200 | 3,028 |
| Average Assets, quarterly | $194,415,000 | 3,101 |
| Volatile liabilities | $45,097,000 | 2,850 |
| Insider loans | $5,245,000 | 1,375 |
| FHLB advances | $12,203,000 | 2,153 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $13,668,000 | 4,092 |
| Tier 1 (core) risk-based capital | $18,243,000 | 3,330 |
| Tier 2 risk-based capital | $850,000 | 4,429 |
| Total risk weighted assets | $95,432,000 | 4,097 |
| Total unused commitments | $13,668,000 | 4,092 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 54 | 3,155 |
| Assets and Liabilities | ||
| Total Assets: | $191,323,000 | 3,148 |
| Cash and due from depository institutions | $4,297,000 | 3,155 |
| Interest-bearing balances | $379,000 | 3,400 |
| Securities | $90,516,000 | 1,346 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $82,321,000 | 4,341 |
| Loan loss allowance | $896,000 | 4,492 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,606,000 | 3,101 |
| Other real estate owned | $690,000 | 3,155 |
| Goodwill and other intangibles | $1,882,000 | 1,381 |
| All other assets | $8,011,000 | 2,079 |
| Life insurance assets | $4,086,000 | 1,325 |
| Total liabilities and capital | $191,323,000 | 3,148 |
| Total liabilities | $172,246,000 | 3,126 |
| Total deposits | $151,082,000 | 3,216 |
| Interest-bearing deposits | $128,529,000 | 3,212 |
| Deposits held in domestic offices | $151,082,000 | 3,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,207,000 | 1,761 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $957,000 | 3,958 |
| Total equity capital | $19,077,000 | 3,280 |
| Total bank equity capital | $19,077,000 | 3,280 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $6,550,000 | 3,277 |
| Undivided profits | $11,927,000 | 2,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $760,000 | 3,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,026,000 | 2,073 |
| Earning assets | $173,216,000 | 3,181 |
| Long-term assets (5+ years) | $69,868,000 | 1,435 |
| Average Assets, year-to-date | $192,367,250 | 3,054 |
| Average Assets, quarterly | $192,625,500 | 3,107 |
| Volatile liabilities | $42,139,000 | 2,979 |
| Insider loans | $4,924,000 | 1,448 |
| FHLB advances | $20,207,000 | 1,658 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $9,854,000 | 4,788 |
| Tier 1 (core) risk-based capital | $18,202,000 | 3,331 |
| Tier 2 risk-based capital | $896,000 | 4,289 |
| Total risk weighted assets | $102,517,000 | 3,894 |
| Total unused commitments | $9,854,000 | 4,789 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 55 | 3,130 |
| Assets and Liabilities | ||
| Total Assets: | $193,928,000 | 3,099 |
| Cash and due from depository institutions | $9,472,000 | 3,130 |
| Interest-bearing balances | $3,133,000 | 1,371 |
| Securities | $95,737,000 | 1,285 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $74,571,000 | 4,580 |
| Loan loss allowance | $913,000 | 4,411 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,355,000 | 3,232 |
| Other real estate owned | $749,000 | 3,130 |
| Goodwill and other intangibles | $1,882,000 | 1,366 |
| All other assets | $8,162,000 | 2,033 |
| Life insurance assets | $4,052,000 | 1,308 |
| Total liabilities and capital | $193,928,000 | 3,099 |
| Total liabilities | $176,279,000 | 3,067 |
| Total deposits | $160,328,000 | 3,058 |
| Interest-bearing deposits | $134,364,000 | 3,053 |
| Deposits held in domestic offices | $160,328,000 | 3,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,211,000 | 2,107 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $740,000 | 4,256 |
| Total equity capital | $17,649,000 | 3,415 |
| Total bank equity capital | $17,649,000 | 3,415 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $600,000 | 3,755 |
| Surplus | $6,550,000 | 3,218 |
| Undivided profits | $10,499,000 | 2,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $915,000 | 2,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,678,000 | 2,235 |
| Earning assets | $173,441,000 | 3,147 |
| Long-term assets (5+ years) | $76,154,000 | 1,325 |
| Average Assets, year-to-date | $192,715,330 | 3,062 |
| Average Assets, quarterly | $191,145,000 | 3,102 |
| Volatile liabilities | $52,481,000 | 2,493 |
| Insider loans | $5,428,000 | 1,271 |
| FHLB advances | $15,211,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $13,073,000 | 4,231 |
| Tier 1 (core) risk-based capital | $17,874,000 | 3,316 |
| Tier 2 risk-based capital | $913,000 | 4,210 |
| Total risk weighted assets | $96,833,000 | 4,010 |
| Total unused commitments | $13,073,000 | 4,231 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 55 | 3,109 |
| Assets and Liabilities | ||
| Total Assets: | $188,362,000 | 3,139 |
| Cash and due from depository institutions | $9,175,000 | 3,109 |
| Interest-bearing balances | $3,001,000 | 1,572 |
| Securities | $98,698,000 | 1,272 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $67,265,000 | 4,793 |
| Loan loss allowance | $868,000 | 4,548 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,419,000 | 3,140 |
| Other real estate owned | $874,000 | 3,109 |
| Goodwill and other intangibles | $1,882,000 | 1,341 |
| All other assets | $7,049,000 | 2,227 |
| Life insurance assets | $4,018,000 | 1,287 |
| Total liabilities and capital | $188,362,000 | 3,139 |
| Total liabilities | $169,800,000 | 3,122 |
| Total deposits | $163,905,000 | 2,968 |
| Interest-bearing deposits | $138,668,000 | 2,973 |
| Deposits held in domestic offices | $163,905,000 | 2,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,216,000 | 3,493 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $679,000 | 4,440 |
| Total equity capital | $18,562,000 | 3,240 |
| Total bank equity capital | $18,562,000 | 3,240 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,746 |
| Surplus | $6,550,000 | 3,155 |
| Undivided profits | $11,412,000 | 2,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $548,000 | 3,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,393,000 | 2,537 |
| Earning assets | $168,964,000 | 3,193 |
| Long-term assets (5+ years) | $79,888,000 | 1,244 |
| Average Assets, year-to-date | $192,109,000 | 3,064 |
| Average Assets, quarterly | $192,109,000 | 3,064 |
| Volatile liabilities | $45,401,000 | 2,674 |
| Insider loans | $4,624,000 | 1,468 |
| FHLB advances | $5,216,000 | 3,355 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $15,253,000 | 3,887 |
| Tier 1 (core) risk-based capital | $17,902,000 | 3,253 |
| Tier 2 risk-based capital | $868,000 | 4,310 |
| Total risk weighted assets | $88,854,000 | 4,184 |
| Total unused commitments | $15,253,000 | 3,887 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 56 | 3,069 |
| Assets and Liabilities | ||
| Total Assets: | $195,856,000 | 3,012 |
| Cash and due from depository institutions | $17,589,000 | 3,069 |
| Interest-bearing balances | $7,002,000 | 819 |
| Securities | $96,347,000 | 1,291 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $68,677,000 | 4,723 |
| Loan loss allowance | $900,000 | 4,393 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,414,000 | 3,111 |
| Other real estate owned | $806,000 | 3,069 |
| Goodwill and other intangibles | $1,882,000 | 1,329 |
| All other assets | $7,141,000 | 2,203 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $195,856,000 | 3,012 |
| Total liabilities | $177,523,000 | 2,985 |
| Total deposits | $171,713,000 | 2,852 |
| Interest-bearing deposits | $142,916,000 | 2,860 |
| Deposits held in domestic offices | $171,713,000 | 2,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,220,000 | 3,570 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $590,000 | 4,698 |
| Total equity capital | $18,333,000 | 3,235 |
| Total bank equity capital | $18,333,000 | 3,235 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $600,000 | 3,763 |
| Surplus | $6,550,000 | 3,117 |
| Undivided profits | $11,183,000 | 2,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $851,000 | 2,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,613,000 | 2,201 |
| Earning assets | $172,026,000 | 3,125 |
| Long-term assets (5+ years) | $78,951,000 | 1,229 |
| Average Assets, year-to-date | $199,983,200 | 2,867 |
| Average Assets, quarterly | $197,374,500 | 2,975 |
| Volatile liabilities | $46,317,000 | 2,603 |
| Insider loans | $4,462,000 | 1,508 |
| FHLB advances | $5,220,000 | 3,417 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $11,016,000 | 4,516 |
| Tier 1 (core) risk-based capital | $17,482,000 | 3,281 |
| Tier 2 risk-based capital | $900,000 | 4,184 |
| Total risk weighted assets | $91,691,000 | 4,086 |
| Total unused commitments | $11,016,000 | 4,516 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 56 | 3,055 |
| Assets and Liabilities | ||
| Total Assets: | $198,893,000 | 2,938 |
| Cash and due from depository institutions | $6,463,000 | 3,055 |
| Interest-bearing balances | $103,000 | 4,961 |
| Securities | $99,566,000 | 1,242 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $79,377,000 | 4,295 |
| Loan loss allowance | $970,000 | 4,182 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,490,000 | 3,024 |
| Other real estate owned | $594,000 | 3,055 |
| Goodwill and other intangibles | $1,882,000 | 1,302 |
| All other assets | $7,521,000 | 2,061 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $198,893,000 | 2,938 |
| Total liabilities | $180,448,000 | 2,904 |
| Total deposits | $162,103,000 | 2,936 |
| Interest-bearing deposits | $137,195,000 | 2,890 |
| Deposits held in domestic offices | $162,103,000 | 2,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,555 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $16,092,000 | 2,030 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $753,000 | 4,121 |
| Total equity capital | $18,445,000 | 3,187 |
| Total bank equity capital | $18,445,000 | 3,187 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,755 |
| Surplus | $6,550,000 | 3,063 |
| Undivided profits | $11,295,000 | 2,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,128,000 | 2,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,803,000 | 1,884 |
| Earning assets | $179,046,000 | 2,967 |
| Long-term assets (5+ years) | $76,355,000 | 1,252 |
| Average Assets, year-to-date | $201,015,000 | 2,845 |
| Average Assets, quarterly | $198,912,500 | 2,909 |
| Volatile liabilities | $57,682,000 | 2,115 |
| Insider loans | $4,262,000 | 1,538 |
| FHLB advances | $16,092,000 | 1,916 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $8,984,000 | 4,901 |
| Tier 1 (core) risk-based capital | $17,116,000 | 3,292 |
| Tier 2 risk-based capital | $970,000 | 3,947 |
| Total risk weighted assets | $99,972,000 | 3,805 |
| Total unused commitments | $8,984,000 | 4,902 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 57 | 2,998 |
| Assets and Liabilities | ||
| Total Assets: | $198,932,000 | 2,907 |
| Cash and due from depository institutions | $11,780,000 | 2,998 |
| Interest-bearing balances | $5,006,000 | 1,054 |
| Securities | $100,758,000 | 1,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $73,380,000 | 4,442 |
| Loan loss allowance | $1,064,000 | 3,857 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,549,000 | 2,938 |
| Other real estate owned | $610,000 | 2,998 |
| Goodwill and other intangibles | $1,882,000 | 1,295 |
| All other assets | $6,973,000 | 2,117 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $198,932,000 | 2,907 |
| Total liabilities | $180,765,000 | 2,865 |
| Total deposits | $174,963,000 | 2,694 |
| Interest-bearing deposits | $149,621,000 | 2,667 |
| Deposits held in domestic offices | $174,963,000 | 2,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,094,000 | 3,587 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $708,000 | 4,040 |
| Total equity capital | $18,167,000 | 3,173 |
| Total bank equity capital | $18,167,000 | 3,173 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,744 |
| Surplus | $6,550,000 | 3,007 |
| Undivided profits | $11,017,000 | 2,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,271,000 | 1,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,511,000 | 2,076 |
| Earning assets | $179,144,000 | 2,925 |
| Long-term assets (5+ years) | $76,918,000 | 1,247 |
| Average Assets, year-to-date | $201,722,330 | 2,831 |
| Average Assets, quarterly | $200,756,500 | 2,851 |
| Volatile liabilities | $49,334,000 | 2,297 |
| Insider loans | $4,722,000 | 1,342 |
| FHLB advances | $5,094,000 | 3,438 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,182,000 | 4,593 |
| Tier 1 (core) risk-based capital | $16,602,000 | 3,308 |
| Tier 2 risk-based capital | $1,064,000 | 3,648 |
| Total risk weighted assets | $94,166,000 | 3,887 |
| Total unused commitments | $10,182,000 | 4,595 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 55 | 3,054 |
| Assets and Liabilities | ||
| Total Assets: | $202,581,000 | 2,856 |
| Cash and due from depository institutions | $19,647,000 | 3,054 |
| Interest-bearing balances | $11,192,000 | 497 |
| Securities | $101,851,000 | 1,240 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $67,573,000 | 4,637 |
| Loan loss allowance | $1,077,000 | 3,849 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,613,000 | 2,856 |
| Other real estate owned | $731,000 | 3,054 |
| Goodwill and other intangibles | $1,882,000 | 1,283 |
| All other assets | $7,284,000 | 2,018 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $202,581,000 | 2,856 |
| Total liabilities | $185,699,000 | 2,804 |
| Total deposits | $179,822,000 | 2,626 |
| Interest-bearing deposits | $153,393,000 | 2,617 |
| Deposits held in domestic offices | $179,822,000 | 2,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,096,000 | 3,490 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $781,000 | 3,735 |
| Total equity capital | $16,882,000 | 3,310 |
| Total bank equity capital | $16,882,000 | 3,310 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,753 |
| Surplus | $6,550,000 | 2,978 |
| Undivided profits | $9,732,000 | 3,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 2,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,254,000 | 2,446 |
| Earning assets | $180,616,000 | 2,913 |
| Long-term assets (5+ years) | $80,637,000 | 1,217 |
| Average Assets, year-to-date | $203,117,500 | 2,834 |
| Average Assets, quarterly | $203,117,500 | 2,834 |
| Volatile liabilities | $50,591,000 | 2,156 |
| Insider loans | $4,669,000 | 1,309 |
| FHLB advances | $5,096,000 | 3,350 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $13,719,000 | 3,918 |
| Tier 1 (core) risk-based capital | $16,079,000 | 3,372 |
| Tier 2 risk-based capital | $1,077,000 | 3,636 |
| Total risk weighted assets | $90,540,000 | 3,969 |
| Total unused commitments | $13,719,000 | 3,920 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 55 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $203,654,000 | 2,832 |
| Cash and due from depository institutions | $21,460,000 | 3,070 |
| Interest-bearing balances | $13,192,000 | 431 |
| Securities | $100,717,000 | 1,281 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $67,879,000 | 4,599 |
| Loan loss allowance | $1,070,000 | 3,831 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,697,000 | 2,775 |
| Other real estate owned | $1,063,000 | 3,070 |
| Goodwill and other intangibles | $1,882,000 | 1,283 |
| All other assets | $6,956,000 | 2,070 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $203,654,000 | 2,832 |
| Total liabilities | $185,717,000 | 2,787 |
| Total deposits | $179,979,000 | 2,598 |
| Interest-bearing deposits | $152,338,000 | 2,609 |
| Deposits held in domestic offices | $179,979,000 | 2,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,098,000 | 3,523 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $640,000 | 4,134 |
| Total equity capital | $17,937,000 | 3,141 |
| Total bank equity capital | $17,937,000 | 3,141 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $6,550,000 | 2,937 |
| Undivided profits | $10,787,000 | 2,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $773,000 | 2,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,501,000 | 1,975 |
| Earning assets | $181,788,000 | 2,898 |
| Long-term assets (5+ years) | $81,897,000 | 1,230 |
| Average Assets, year-to-date | $194,944,000 | 2,827 |
| Average Assets, quarterly | $197,342,500 | 2,891 |
| Volatile liabilities | $45,277,000 | 2,298 |
| Insider loans | $4,219,000 | 1,439 |
| FHLB advances | $5,098,000 | 3,355 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,261,000 | 4,396 |
| Tier 1 (core) risk-based capital | $16,307,000 | 3,287 |
| Tier 2 risk-based capital | $1,070,000 | 3,618 |
| Total risk weighted assets | $90,286,000 | 3,951 |
| Total unused commitments | $10,261,000 | 4,397 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 56 | 3,024 |
| Assets and Liabilities | ||
| Total Assets: | $191,031,000 | 2,954 |
| Cash and due from depository institutions | $5,583,000 | 3,024 |
| Interest-bearing balances | $484,000 | 3,569 |
| Securities | $94,920,000 | 1,346 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $76,985,000 | 4,233 |
| Loan loss allowance | $1,064,000 | 3,838 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,723,000 | 2,714 |
| Other real estate owned | $1,068,000 | 3,024 |
| Goodwill and other intangibles | $1,882,000 | 1,250 |
| All other assets | $6,870,000 | 2,040 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $191,031,000 | 2,954 |
| Total liabilities | $173,289,000 | 2,927 |
| Total deposits | $163,602,000 | 2,801 |
| Interest-bearing deposits | $141,195,000 | 2,772 |
| Deposits held in domestic offices | $163,602,000 | 2,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $9,100,000 | 2,711 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $587,000 | 4,494 |
| Total equity capital | $17,742,000 | 3,154 |
| Total bank equity capital | $17,742,000 | 3,154 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $600,000 | 3,776 |
| Surplus | $6,550,000 | 2,895 |
| Undivided profits | $10,592,000 | 2,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,092,000 | 2,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 991 |
| Income earned, not collected on loans | $1,634,000 | 1,857 |
| Earning assets | $172,389,000 | 2,976 |
| Long-term assets (5+ years) | $80,579,000 | 1,271 |
| Average Assets, year-to-date | $192,766,500 | 2,853 |
| Average Assets, quarterly | $191,666,500 | 2,917 |
| Volatile liabilities | $45,632,000 | 2,262 |
| Insider loans | $4,295,000 | 1,364 |
| FHLB advances | $9,100,000 | 2,582 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,710,000 | 4,716 |
| Tier 1 (core) risk-based capital | $15,871,000 | 3,347 |
| Tier 2 risk-based capital | $1,064,000 | 3,611 |
| Total risk weighted assets | $94,932,000 | 3,774 |
| Total unused commitments | $8,710,000 | 4,720 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $192,302,000 | 2,908 |
| Cash and due from depository institutions | $8,685,000 | 2,954 |
| Interest-bearing balances | $1,207,000 | 2,638 |
| Securities | $96,784,000 | 1,358 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $72,679,000 | 4,357 |
| Loan loss allowance | $1,095,000 | 3,753 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,535,000 | 2,810 |
| Other real estate owned | $1,106,000 | 2,954 |
| Goodwill and other intangibles | $1,882,000 | 1,243 |
| All other assets | $7,631,000 | 1,875 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $192,302,000 | 2,908 |
| Total liabilities | $176,581,000 | 2,863 |
| Total deposits | $163,373,000 | 2,769 |
| Interest-bearing deposits | $139,066,000 | 2,783 |
| Deposits held in domestic offices | $163,373,000 | 2,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,592 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,102,000 | 2,399 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $606,000 | 4,085 |
| Total equity capital | $15,721,000 | 3,389 |
| Total bank equity capital | $15,721,000 | 3,389 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $600,000 | 3,797 |
| Surplus | $6,550,000 | 2,858 |
| Undivided profits | $8,571,000 | 3,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $888,000 | 2,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 1,052 |
| Income earned, not collected on loans | $1,475,000 | 1,933 |
| Earning assets | $170,670,000 | 2,971 |
| Long-term assets (5+ years) | $81,386,000 | 1,295 |
| Average Assets, year-to-date | $193,345,000 | 2,845 |
| Average Assets, quarterly | $194,190,000 | 2,855 |
| Volatile liabilities | $46,697,000 | 2,183 |
| Insider loans | $4,314,000 | 1,333 |
| FHLB advances | $11,102,000 | 2,270 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $9,499,000 | 4,553 |
| Tier 1 (core) risk-based capital | $15,304,000 | 3,408 |
| Tier 2 risk-based capital | $1,095,000 | 3,492 |
| Total risk weighted assets | $93,601,000 | 3,783 |
| Total unused commitments | $9,499,000 | 4,553 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 58 | 2,931 |
| Assets and Liabilities | ||
| Total Assets: | $196,078,000 | 2,838 |
| Cash and due from depository institutions | $12,134,000 | 2,931 |
| Interest-bearing balances | $3,398,000 | 1,721 |
| Securities | $103,590,000 | 1,277 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $67,719,000 | 4,505 |
| Loan loss allowance | $957,000 | 4,084 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,180,000 | 3,017 |
| Other real estate owned | $926,000 | 2,931 |
| Goodwill and other intangibles | $1,882,000 | 1,234 |
| All other assets | $6,647,000 | 1,987 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $196,078,000 | 2,838 |
| Total liabilities | $178,818,000 | 2,791 |
| Total deposits | $166,713,000 | 2,707 |
| Interest-bearing deposits | $142,405,000 | 2,710 |
| Deposits held in domestic offices | $166,713,000 | 2,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $11,104,000 | 2,267 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,001,000 | 3,214 |
| Total equity capital | $17,260,000 | 3,183 |
| Total bank equity capital | $17,260,000 | 3,183 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $600,000 | 3,801 |
| Surplus | $6,550,000 | 2,819 |
| Undivided profits | $10,110,000 | 3,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,255,000 | 2,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,413,000 | 2,005 |
| Earning assets | $174,707,000 | 2,903 |
| Long-term assets (5+ years) | $81,922,000 | 1,248 |
| Average Assets, year-to-date | $193,866,500 | 2,837 |
| Average Assets, quarterly | $193,866,500 | 2,837 |
| Volatile liabilities | $46,274,000 | 2,099 |
| Insider loans | $4,372,000 | 1,292 |
| FHLB advances | $11,104,000 | 2,148 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,312,000 | 4,325 |
| Tier 1 (core) risk-based capital | $14,755,000 | 3,473 |
| Tier 2 risk-based capital | $957,000 | 3,803 |
| Total risk weighted assets | $88,200,000 | 3,883 |
| Total unused commitments | $10,312,000 | 4,332 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 58 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $191,655,000 | 2,879 |
| Cash and due from depository institutions | $14,727,000 | 2,961 |
| Interest-bearing balances | $8,221,000 | 783 |
| Securities | $96,330,000 | 1,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $67,736,000 | 4,477 |
| Loan loss allowance | $950,000 | 4,104 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,161,000 | 3,018 |
| Other real estate owned | $1,164,000 | 2,961 |
| Goodwill and other intangibles | $1,882,000 | 1,229 |
| All other assets | $6,655,000 | 2,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,655,000 | 2,879 |
| Total liabilities | $173,956,000 | 2,857 |
| Total deposits | $168,355,000 | 2,677 |
| Interest-bearing deposits | $142,333,000 | 2,683 |
| Deposits held in domestic offices | $168,355,000 | 2,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,106,000 | 3,323 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $495,000 | 4,761 |
| Total equity capital | $17,699,000 | 3,030 |
| Total bank equity capital | $17,699,000 | 3,030 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $600,000 | 3,833 |
| Surplus | $6,550,000 | 2,788 |
| Undivided profits | $10,549,000 | 2,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,189,000 | 2,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,575,000 | 1,854 |
| Earning assets | $172,287,000 | 2,920 |
| Long-term assets (5+ years) | $74,875,000 | 1,384 |
| Average Assets, year-to-date | $185,302,200 | 2,855 |
| Average Assets, quarterly | $185,866,500 | 2,927 |
| Volatile liabilities | $40,087,000 | 2,344 |
| Insider loans | $4,420,000 | 1,236 |
| FHLB advances | $5,106,000 | 3,165 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,244,000 | 4,454 |
| Tier 1 (core) risk-based capital | $15,773,000 | 3,221 |
| Tier 2 risk-based capital | $950,000 | 3,812 |
| Total risk weighted assets | $86,518,000 | 3,917 |
| Total unused commitments | $9,244,000 | 4,457 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $180,078,000 | 3,016 |
| Cash and due from depository institutions | $7,734,000 | 2,921 |
| Interest-bearing balances | $1,301,000 | 2,807 |
| Securities | $81,420,000 | 1,607 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $78,000,000 | 4,042 |
| Loan loss allowance | $1,035,000 | 3,863 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,058,000 | 3,067 |
| Other real estate owned | $866,000 | 2,921 |
| Goodwill and other intangibles | $1,882,000 | 1,211 |
| All other assets | $7,118,000 | 1,906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,078,000 | 3,016 |
| Total liabilities | $162,980,000 | 3,000 |
| Total deposits | $157,071,000 | 2,832 |
| Interest-bearing deposits | $135,152,000 | 2,821 |
| Deposits held in domestic offices | $157,071,000 | 2,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,108,000 | 3,273 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $801,000 | 3,725 |
| Total equity capital | $17,098,000 | 3,119 |
| Total bank equity capital | $17,098,000 | 3,119 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $600,000 | 3,862 |
| Surplus | $6,550,000 | 2,732 |
| Undivided profits | $9,948,000 | 3,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,616,000 | 1,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $151,000 | 754 |
| Income earned, not collected on loans | $1,710,000 | 1,789 |
| Earning assets | $160,721,000 | 3,076 |
| Long-term assets (5+ years) | $70,642,000 | 1,468 |
| Average Assets, year-to-date | $183,714,000 | 2,898 |
| Average Assets, quarterly | $182,823,000 | 2,965 |
| Volatile liabilities | $40,586,000 | 2,276 |
| Insider loans | $4,408,000 | 1,227 |
| FHLB advances | $5,108,000 | 3,107 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,711,000 | 5,490 |
| Tier 1 (core) risk-based capital | $15,389,000 | 3,286 |
| Tier 2 risk-based capital | $1,035,000 | 3,587 |
| Total risk weighted assets | $94,016,000 | 3,667 |
| Total unused commitments | $5,711,000 | 5,498 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 61 | 2,841 |
| Assets and Liabilities | ||
| Total Assets: | $185,568,000 | 2,928 |
| Cash and due from depository institutions | $17,974,000 | 2,841 |
| Interest-bearing balances | $8,522,000 | 968 |
| Securities | $76,964,000 | 1,629 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $78,117,000 | 4,006 |
| Loan loss allowance | $1,333,000 | 3,134 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,051,000 | 3,045 |
| Other real estate owned | $1,006,000 | 2,841 |
| Goodwill and other intangibles | $1,882,000 | 1,179 |
| All other assets | $6,574,000 | 1,929 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,568,000 | 2,928 |
| Total liabilities | $168,266,000 | 2,905 |
| Total deposits | $162,238,000 | 2,756 |
| Interest-bearing deposits | $137,544,000 | 2,757 |
| Deposits held in domestic offices | $162,238,000 | 2,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,110,000 | 3,250 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $918,000 | 3,492 |
| Total equity capital | $17,302,000 | 3,090 |
| Total bank equity capital | $17,302,000 | 3,090 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $600,000 | 3,864 |
| Surplus | $6,550,000 | 2,696 |
| Undivided profits | $10,152,000 | 3,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,631,000 | 1,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $151,000 | 798 |
| Income earned, not collected on loans | $1,613,000 | 1,821 |
| Earning assets | $163,603,000 | 3,004 |
| Long-term assets (5+ years) | $59,479,000 | 1,592 |
| Average Assets, year-to-date | $184,926,000 | 2,871 |
| Average Assets, quarterly | $183,796,000 | 2,922 |
| Volatile liabilities | $39,983,000 | 2,258 |
| Insider loans | $4,371,000 | 1,221 |
| FHLB advances | $5,110,000 | 3,069 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,066,000 | 4,698 |
| Tier 1 (core) risk-based capital | $14,841,000 | 3,355 |
| Tier 2 risk-based capital | $1,215,000 | 3,106 |
| Total risk weighted assets | $97,071,000 | 3,538 |
| Total unused commitments | $8,066,000 | 4,708 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 60 | 2,861 |
| Assets and Liabilities | ||
| Total Assets: | $182,024,000 | 2,937 |
| Cash and due from depository institutions | $10,869,000 | 2,861 |
| Interest-bearing balances | $4,703,000 | 1,590 |
| Securities | $82,799,000 | 1,511 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $76,156,000 | 4,030 |
| Loan loss allowance | $1,345,000 | 3,065 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,130,000 | 2,944 |
| Other real estate owned | $640,000 | 2,861 |
| Goodwill and other intangibles | $1,882,000 | 1,176 |
| All other assets | $6,548,000 | 1,890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,024,000 | 2,937 |
| Total liabilities | $165,071,000 | 2,931 |
| Total deposits | $159,226,000 | 2,772 |
| Interest-bearing deposits | $137,221,000 | 2,769 |
| Deposits held in domestic offices | $159,226,000 | 2,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,112,000 | 3,167 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $733,000 | 4,108 |
| Total equity capital | $16,953,000 | 3,091 |
| Total bank equity capital | $16,953,000 | 3,091 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,877 |
| Surplus | $6,550,000 | 2,646 |
| Undivided profits | $9,803,000 | 3,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,161,000 | 791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $151,000 | 796 |
| Income earned, not collected on loans | $1,552,000 | 1,937 |
| Earning assets | $163,658,000 | 2,976 |
| Long-term assets (5+ years) | $60,081,000 | 1,540 |
| Average Assets, year-to-date | $184,605,000 | 2,852 |
| Average Assets, quarterly | $184,605,000 | 2,852 |
| Volatile liabilities | $40,748,000 | 2,175 |
| Insider loans | $4,410,000 | 1,186 |
| FHLB advances | $5,112,000 | 2,997 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,534,000 | 4,257 |
| Tier 1 (core) risk-based capital | $14,664,000 | 3,352 |
| Tier 2 risk-based capital | $1,190,000 | 3,104 |
| Total risk weighted assets | $95,049,000 | 3,538 |
| Total unused commitments | $9,534,000 | 4,274 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 61 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $187,186,000 | 2,812 |
| Cash and due from depository institutions | $16,114,000 | 2,783 |
| Interest-bearing balances | $7,225,000 | 1,068 |
| Securities | $79,731,000 | 1,546 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $78,795,000 | 3,923 |
| Loan loss allowance | $1,600,000 | 2,599 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,208,000 | 2,849 |
| Other real estate owned | $470,000 | 2,783 |
| Goodwill and other intangibles | $1,882,000 | 1,161 |
| All other assets | $6,986,000 | 1,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,186,000 | 2,812 |
| Total liabilities | $169,418,000 | 2,801 |
| Total deposits | $163,394,000 | 2,649 |
| Interest-bearing deposits | $140,750,000 | 2,649 |
| Deposits held in domestic offices | $163,394,000 | 2,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,114,000 | 3,209 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $910,000 | 3,614 |
| Total equity capital | $17,768,000 | 2,920 |
| Total bank equity capital | $17,768,000 | 2,920 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $600,000 | 3,880 |
| Surplus | $6,550,000 | 2,604 |
| Undivided profits | $10,618,000 | 2,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,842,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $201,000 | 632 |
| Income earned, not collected on loans | $2,068,000 | 1,457 |
| Earning assets | $165,751,000 | 2,884 |
| Long-term assets (5+ years) | $61,262,000 | 1,495 |
| Average Assets, year-to-date | $191,928,600 | 2,634 |
| Average Assets, quarterly | $187,314,500 | 2,790 |
| Volatile liabilities | $41,068,000 | 2,154 |
| Insider loans | $4,558,000 | 1,123 |
| FHLB advances | $5,114,000 | 3,012 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,315,000 | 4,483 |
| Tier 1 (core) risk-based capital | $15,264,000 | 3,144 |
| Tier 2 risk-based capital | $1,200,000 | 3,043 |
| Total risk weighted assets | $95,570,000 | 3,487 |
| Total unused commitments | $8,315,000 | 4,486 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 65 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $197,613,000 | 2,572 |
| Cash and due from depository institutions | $28,206,000 | 2,631 |
| Interest-bearing balances | $20,236,000 | 336 |
| Securities | $67,474,000 | 1,661 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,268 |
| Net loans & leases | $91,354,000 | 3,400 |
| Loan loss allowance | $1,300,000 | 2,914 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,109,000 | 2,874 |
| Other real estate owned | $391,000 | 2,631 |
| Goodwill and other intangibles | $1,882,000 | 1,095 |
| All other assets | $3,697,000 | 2,871 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,613,000 | 2,572 |
| Total liabilities | $173,179,000 | 2,633 |
| Total deposits | $166,863,000 | 2,458 |
| Interest-bearing deposits | $143,905,000 | 2,442 |
| Deposits held in domestic offices | $166,863,000 | 2,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,121,000 | 2,971 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,195,000 | 3,036 |
| Total equity capital | $24,434,000 | 2,012 |
| Total bank equity capital | $24,434,000 | 2,012 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $600,000 | 3,949 |
| Surplus | $6,550,000 | 2,486 |
| Undivided profits | $17,284,000 | 1,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,695,000 | 828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,426 |
| Income earned, not collected on loans | $2,196,000 | 1,473 |
| Earning assets | $180,564,000 | 2,575 |
| Long-term assets (5+ years) | $65,761,000 | 1,400 |
| Average Assets, year-to-date | $189,070,800 | 2,566 |
| Average Assets, quarterly | $193,680,500 | 2,594 |
| Volatile liabilities | $42,140,000 | 2,042 |
| Insider loans | $5,882,000 | 814 |
| FHLB advances | $5,121,000 | 2,786 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,607,000 | 4,022 |
| Tier 1 (core) risk-based capital | $22,369,000 | 2,085 |
| Tier 2 risk-based capital | $1,283,000 | 2,737 |
| Total risk weighted assets | $102,594,000 | 3,150 |
| Total unused commitments | $9,607,000 | 4,031 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 68 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $181,363,000 | 2,659 |
| Cash and due from depository institutions | $7,770,000 | 2,535 |
| Interest-bearing balances | $1,705,000 | 1,844 |
| Securities | $64,779,000 | 1,691 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,761 |
| Net loans & leases | $99,054,000 | 3,091 |
| Loan loss allowance | $1,143,000 | 3,104 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,228,000 | 2,719 |
| Other real estate owned | $99,000 | 2,535 |
| Goodwill and other intangibles | $1,964,000 | 1,053 |
| All other assets | $2,969,000 | 2,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,363,000 | 2,659 |
| Total liabilities | $157,803,000 | 2,747 |
| Total deposits | $151,290,000 | 2,589 |
| Interest-bearing deposits | $128,358,000 | 2,626 |
| Deposits held in domestic offices | $151,290,000 | 2,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,128,000 | 2,834 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,385,000 | 2,758 |
| Total equity capital | $23,560,000 | 1,971 |
| Total bank equity capital | $23,560,000 | 1,971 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $600,000 | 4,068 |
| Surplus | $6,550,000 | 2,414 |
| Undivided profits | $16,410,000 | 1,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,363,000 | 1,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,890,000 | 1,324 |
| Earning assets | $167,038,000 | 2,650 |
| Long-term assets (5+ years) | $43,388,000 | 1,820 |
| Average Assets, year-to-date | $177,430,000 | 2,597 |
| Average Assets, quarterly | $181,426,000 | 2,632 |
| Volatile liabilities | $34,333,000 | 2,376 |
| Insider loans | $3,386,000 | 1,445 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,254,000 | 5,774 |
| Tier 1 (core) risk-based capital | $21,622,000 | 2,074 |
| Tier 2 risk-based capital | $1,143,000 | 2,912 |
| Total risk weighted assets | $100,837,700 | 3,068 |
| Total unused commitments | $4,254,000 | 5,777 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 55 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $147,692,000 | 3,130 |
| Cash and due from depository institutions | $6,588,000 | 3,178 |
| Interest-bearing balances | $1,052,000 | 2,357 |
| Securities | $50,957,000 | 2,221 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,556 |
| Net loans & leases | $81,049,000 | 3,538 |
| Loan loss allowance | $950,000 | 3,571 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,781,000 | 3,047 |
| Other real estate owned | $126,000 | 3,178 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,691,000 | 3,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,692,000 | 3,130 |
| Total liabilities | $131,441,000 | 3,186 |
| Total deposits | $125,176,000 | 3,036 |
| Interest-bearing deposits | $106,437,000 | 3,066 |
| Deposits held in domestic offices | $125,176,000 | 3,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,135,000 | 2,780 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,130,000 | 2,964 |
| Total equity capital | $16,251,000 | 2,725 |
| Total bank equity capital | $16,251,000 | 2,725 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $1,100,000 | 6,958 |
| Undivided profits | $14,651,000 | 1,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,239,000 | 1,794 |
| Earning assets | $136,558,000 | 3,107 |
| Long-term assets (5+ years) | $33,984,000 | 2,332 |
| Average Assets, year-to-date | $145,321,200 | 3,057 |
| Average Assets, quarterly | $147,529,500 | 3,099 |
| Volatile liabilities | $23,364,000 | 3,087 |
| Insider loans | $3,339,000 | 1,412 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,029,000 | 5,449 |
| Tier 1 (core) risk-based capital | $17,163,000 | 2,551 |
| Tier 2 risk-based capital | $950,000 | 3,298 |
| Total risk weighted assets | $83,039,200 | 3,512 |
| Total unused commitments | $5,029,000 | 5,454 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 55 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $140,833,000 | 3,203 |
| Cash and due from depository institutions | $10,216,000 | 3,196 |
| Interest-bearing balances | $3,644,000 | 1,544 |
| Securities | $42,723,000 | 2,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $83,082,000 | 3,256 |
| Loan loss allowance | $903,000 | 3,632 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,645,000 | 3,049 |
| Other real estate owned | $72,000 | 3,196 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,095,000 | 3,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,833,000 | 3,203 |
| Total liabilities | $119,844,000 | 3,375 |
| Total deposits | $118,536,000 | 3,179 |
| Interest-bearing deposits | $96,970,000 | 3,315 |
| Deposits held in domestic offices | $118,536,000 | 3,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $140,000 | 4,701 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,168,000 | 3,102 |
| Total equity capital | $20,989,000 | 2,153 |
| Total bank equity capital | $20,989,000 | 2,153 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $1,100,000 | 6,964 |
| Undivided profits | $19,389,000 | 1,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 9,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,454,000 | 1,457 |
| Earning assets | $129,449,000 | 3,218 |
| Long-term assets (5+ years) | $26,190,000 | 2,621 |
| Average Assets, year-to-date | $137,306,600 | 3,120 |
| Average Assets, quarterly | $139,159,000 | 3,184 |
| Volatile liabilities | $21,340,000 | 2,854 |
| Insider loans | $3,083,000 | 1,402 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,219,000 | 5,758 |
| Tier 1 (core) risk-based capital | $20,674,000 | 2,062 |
| Tier 2 risk-based capital | $903,000 | 3,305 |
| Total risk weighted assets | $84,462,600 | 3,279 |
| Total unused commitments | $4,219,000 | 5,765 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 54 | 3,357 |
| Assets and Liabilities | ||
| Total Assets: | $139,904,000 | 3,170 |
| Cash and due from depository institutions | $6,182,000 | 3,357 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $44,930,000 | 2,529 |
| Federal funds sold & reverse repurchase agreements | $10,800,000 | 1,251 |
| Net loans & leases | $73,999,000 | 3,642 |
| Loan loss allowance | $850,000 | 3,861 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,310,000 | 3,384 |
| Other real estate owned | $0 | 3,357 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,683,000 | 4,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,904,000 | 3,170 |
| Total liabilities | $121,086,000 | 3,288 |
| Total deposits | $119,883,000 | 3,106 |
| Interest-bearing deposits | $94,780,000 | 3,340 |
| Deposits held in domestic offices | $119,883,000 | 3,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,203,000 | 3,068 |
| Total equity capital | $18,818,000 | 2,388 |
| Total bank equity capital | $18,818,000 | 2,388 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $1,100,000 | 7,123 |
| Undivided profits | $17,218,000 | 1,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 7,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,232 |
| Income earned, not collected on loans | $1,018,000 | 2,233 |
| Earning assets | $129,729,000 | 3,151 |
| Long-term assets (5+ years) | $27,237,000 | 2,240 |
| Average Assets, year-to-date | $136,774,400 | 3,099 |
| Average Assets, quarterly | $137,549,000 | 3,176 |
| Volatile liabilities | $23,727,000 | 2,602 |
| Insider loans | $1,454,000 | 2,698 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,269,000 | 5,591 |
| Tier 1 (core) risk-based capital | $18,465,000 | 2,319 |
| Tier 2 risk-based capital | $850,000 | 3,398 |
| Total risk weighted assets | $76,699,500 | 3,534 |
| Total unused commitments | $4,269,000 | 5,598 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 55 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $140,157,000 | 3,239 |
| Cash and due from depository institutions | $6,193,000 | 3,429 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $58,220,000 | 2,085 |
| Federal funds sold & reverse repurchase agreements | $13,500,000 | 955 |
| Net loans & leases | $58,695,000 | 4,450 |
| Loan loss allowance | $809,000 | 4,189 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,067,000 | 3,688 |
| Other real estate owned | $0 | 3,429 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,482,000 | 4,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,157,000 | 3,239 |
| Total liabilities | $123,488,000 | 3,302 |
| Total deposits | $122,355,000 | 3,115 |
| Interest-bearing deposits | $99,461,000 | 3,298 |
| Deposits held in domestic offices | $122,355,000 | 3,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,133,000 | 3,206 |
| Total equity capital | $16,669,000 | 2,681 |
| Total bank equity capital | $16,669,000 | 2,681 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $1,100,000 | 7,346 |
| Undivided profits | $15,069,000 | 1,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 8,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $696,000 | 3,312 |
| Earning assets | $130,415,000 | 3,202 |
| Long-term assets (5+ years) | $33,524,000 | 1,807 |
| Average Assets, year-to-date | $129,460,200 | 3,343 |
| Average Assets, quarterly | $135,134,000 | 3,302 |
| Volatile liabilities | $17,497,000 | 3,240 |
| Insider loans | $1,229,000 | 3,113 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,338,000 | 5,473 |
| Tier 1 (core) risk-based capital | $16,312,000 | 2,668 |
| Tier 2 risk-based capital | $809,000 | 3,612 |
| Total risk weighted assets | $67,315,500 | 3,978 |
| Total unused commitments | $4,338,000 | 5,483 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $126,916,000 | 3,554 |
| Cash and due from depository institutions | $4,851,000 | 3,365 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $63,460,000 | 1,966 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 2,161 |
| Net loans & leases | $48,173,000 | 5,115 |
| Loan loss allowance | $750,000 | 4,479 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,156,000 | 3,459 |
| Other real estate owned | $19,000 | 3,365 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,457,000 | 4,777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,916,000 | 3,554 |
| Total liabilities | $111,336,000 | 3,636 |
| Total deposits | $110,232,000 | 3,478 |
| Interest-bearing deposits | $88,856,000 | 3,689 |
| Deposits held in domestic offices | $110,232,000 | 3,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,104,000 | 3,351 |
| Total equity capital | $15,580,000 | 2,864 |
| Total bank equity capital | $15,580,000 | 2,864 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $1,100,000 | 7,493 |
| Undivided profits | $13,980,000 | 1,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 7,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $634,000 | 3,774 |
| Earning assets | $118,433,000 | 3,487 |
| Long-term assets (5+ years) | $35,009,000 | 1,592 |
| Average Assets, year-to-date | $123,736,800 | 3,495 |
| Average Assets, quarterly | $125,990,000 | 3,527 |
| Volatile liabilities | $12,809,000 | 3,808 |
| Insider loans | $1,160,000 | 3,354 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,365,000 | 5,338 |
| Tier 1 (core) risk-based capital | $15,089,000 | 2,852 |
| Tier 2 risk-based capital | $710,630 | 3,985 |
| Total risk weighted assets | $56,810,930 | 4,533 |
| Total unused commitments | $4,365,000 | 5,348 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 60 | 3,366 |
| Assets and Liabilities | ||
| Total Assets: | $123,793,000 | 3,583 |
| Cash and due from depository institutions | $4,747,000 | 3,366 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $67,032,000 | 1,953 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,113 |
| Net loans & leases | $39,421,000 | 5,840 |
| Loan loss allowance | $752,000 | 4,567 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,164,000 | 3,404 |
| Other real estate owned | $0 | 3,366 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,129,000 | 3,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,793,000 | 3,583 |
| Total liabilities | $110,960,000 | 3,634 |
| Total deposits | $110,176,000 | 3,456 |
| Interest-bearing deposits | $86,640,000 | 3,743 |
| Deposits held in domestic offices | $110,176,000 | 3,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $784,000 | 3,661 |
| Total equity capital | $12,833,000 | 3,176 |
| Total bank equity capital | $12,833,000 | 3,176 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $1,100,000 | 7,643 |
| Undivided profits | $11,233,000 | 2,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 7,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $518,000 | 4,072 |
| Earning assets | $114,753,000 | 3,538 |
| Long-term assets (5+ years) | $34,660,000 | 1,617 |
| Average Assets, year-to-date | $122,777,200 | 3,526 |
| Average Assets, quarterly | $120,893,500 | 3,640 |
| Volatile liabilities | $8,473,000 | 4,896 |
| Insider loans | $567,000 | 5,291 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,717,000 | 6,654 |
| Tier 1 (core) risk-based capital | $14,052,000 | 2,929 |
| Tier 2 risk-based capital | $619,160 | 4,416 |
| Total risk weighted assets | $49,399,660 | 4,995 |
| Total unused commitments | $2,717,000 | 6,664 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 74 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $127,577,000 | 3,550 |
| Cash and due from depository institutions | $5,623,000 | 2,832 |
| Interest-bearing balances | $251,000 | 5,322 |
| Securities | $69,043,000 | 1,995 |
| Federal funds sold & reverse repurchase agreements | $7,450,000 | 1,872 |
| Net loans & leases | $41,914,000 | 5,508 |
| Loan loss allowance | $635,000 | 5,362 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,141,000 | 3,395 |
| Other real estate owned | $0 | 2,832 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,406,000 | 4,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,577,000 | 3,550 |
| Total liabilities | $114,855,000 | 3,591 |
| Total deposits | $114,180,000 | 3,433 |
| Interest-bearing deposits | $92,837,000 | 3,626 |
| Deposits held in domestic offices | $114,180,000 | 3,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $675,000 | 4,268 |
| Total equity capital | $12,722,000 | 3,187 |
| Total bank equity capital | $12,722,000 | 3,187 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $1,100,000 | 7,752 |
| Undivided profits | $11,122,000 | 2,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 6,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $429,000 | 4,362 |
| Earning assets | $118,658,000 | 3,498 |
| Long-term assets (5+ years) | $40,011,000 | 1,471 |
| Average Assets, year-to-date | $126,697,400 | 3,481 |
| Average Assets, quarterly | $123,525,500 | 3,632 |
| Volatile liabilities | $12,597,000 | 3,449 |
| Insider loans | $591,000 | 5,216 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,112,000 | 9,009 |
| Tier 1 (core) risk-based capital | $12,722,000 | 3,110 |
| Tier 2 risk-based capital | $626,730 | 4,362 |
| Total risk weighted assets | $50,129,830 | 4,882 |
| Total unused commitments | $1,112,000 | 9,032 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 78 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $135,639,000 | 3,436 |
| Cash and due from depository institutions | $9,366,000 | 2,769 |
| Interest-bearing balances | $902,000 | 4,013 |
| Securities | $55,181,000 | 2,468 |
| Federal funds sold & reverse repurchase agreements | $22,500,000 | 765 |
| Net loans & leases | $45,078,000 | 5,230 |
| Loan loss allowance | $533,000 | 6,158 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,922,000 | 3,746 |
| Other real estate owned | $44,000 | 2,769 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,548,000 | 4,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,639,000 | 3,436 |
| Total liabilities | $123,660,000 | 3,444 |
| Total deposits | $122,931,000 | 3,310 |
| Interest-bearing deposits | $98,405,000 | 3,588 |
| Deposits held in domestic offices | $122,931,000 | 3,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $729,000 | 4,241 |
| Total equity capital | $11,979,000 | 3,198 |
| Total bank equity capital | $11,979,000 | 3,198 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $1,100,000 | 7,756 |
| Undivided profits | $10,379,000 | 2,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 8,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $602,000 | 3,371 |
| Earning assets | $123,661,000 | 3,435 |
| Long-term assets (5+ years) | $26,027,000 | 2,117 |
| Average Assets, year-to-date | $123,381,400 | 3,673 |
| Average Assets, quarterly | $124,738,000 | 3,680 |
| Volatile liabilities | $14,004,000 | 3,140 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,644,000 | 4,819 |
| Tier 1 (core) risk-based capital | $11,979,000 | 3,143 |
| Tier 2 risk-based capital | $533,000 | 4,957 |
| Total risk weighted assets | $54,951,000 | 4,550 |
| Total unused commitments | $4,644,000 | 4,846 |
| Derivatives | $0 | 651 |