Home > Southern Bancorp Bank > Net charge- offs to loans
Southern Bancorp Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 3,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 4,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0567% | 4,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2152% | 4,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5284% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5284% | 1,031 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 4,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0749% | 4,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0295% | 3,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6904% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6904% | 770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 4,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0878% | 4,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0385% | 4,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5259% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5259% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 3,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3994% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3994% | 1,005 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0700% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 3,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0426% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0772% | 4,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3343% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2567% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2567% | 1,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 4,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0593% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1041% | 4,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0537% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2996% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2996% | 1,200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0339% | 4,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0924% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1566% | 4,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0707% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3651% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3651% | 1,012 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0307% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.3211% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1611% | 4,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0859% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0910% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0910% | 1,504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0597% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0850% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 3,169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3651% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3651% | 1,005 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0283% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 3,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0254% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2228% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2228% | 1,209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0607% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2794% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2794% | 994 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1256% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 3,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0914% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0914% | 364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1847% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1042% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0147% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0392% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2630% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1857% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2688% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3807% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7831% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7831% | 735 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1641% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0991% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0018% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2512% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2427% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2519% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3949% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3222% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3222% | 1,464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 4,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0027% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3374% | 4,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2624% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3549% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2550% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1480% | 1,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4096% | 1,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4096% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0807% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1010% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6928% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0231% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3412% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3412% | 1,426 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3041% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1836% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 0.3610% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1964% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1586% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0726% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1657% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5397% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4681% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4681% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3013% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1482% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.1336% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1377% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2083% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0968% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2176% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5088% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5637% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5637% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3881% | 429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2070% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.1793% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2100% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2720% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0878% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2873% | 214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4313% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6604% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6604% | 1,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2279% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2535% | 231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0887% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3774% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3509% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3796% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0194% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1841% | 1,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1841% | 1,817 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3448% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1606% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1665% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3857% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 3,523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3018% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3930% | 1,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3930% | 1,695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4001% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1931% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2348% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5104% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 3,561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5321% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3839% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3839% | 1,577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5176% | 289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2759% | 209 |
| Percentage Net Loans Charged-off:Construction & development | -0.0091% | 4,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3636% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7680% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 3,634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0980% | 196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2482% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2482% | 1,856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5170% | 292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5567% | 82 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 4,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7415% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5628% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0237% | 3,792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5807% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1661% | 2,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1661% | 1,899 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2025% | 1,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1066% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 0.1373% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0393% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2940% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1310% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3052% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5427% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6021% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6021% | 1,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2205% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1522% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.1905% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3479% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2066% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3574% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4486% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5436% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5436% | 1,353 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2086% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1843% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.1190% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 4,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4463% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3639% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4516% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2117% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5147% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5147% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2214% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1220% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.2539% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 5,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2635% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8053% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2287% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5350% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7253% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7253% | 992 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2441% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1296% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.2138% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 1,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1879% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0322% | 4,040 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2006% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4226% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5551% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5551% | 1,548 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7250% | 567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2781% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1480% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 0.2868% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0241% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2403% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0437% | 4,093 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2565% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5026% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5945% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5945% | 1,290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7930% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2353% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0697% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.3439% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0849% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0664% | 4,189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0935% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6156% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5066% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5066% | 1,358 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8815% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1989% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1007% | 4,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0732% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8838% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4218% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4218% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5200% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2238% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1471% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1553% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2338% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0713% | 4,307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2498% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1966% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7489% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7489% | 1,016 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6144% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1567% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 2,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 2,066 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0722% | 4,338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3020% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8976% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8976% | 744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5841% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1451% | 1,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 2,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 1,991 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 4,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 1,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2600% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6996% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6996% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7018% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1433% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0198% | 5,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2364% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8395% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8395% | 792 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8342% | 323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2533% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1603% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.9123% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 2,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3096% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3241% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2284% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1751% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1751% | 690 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5156% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2666% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2750% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 1.1296% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0377% | 5,827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3602% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3770% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0938% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3102% | 2,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3102% | 2,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4276% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2100% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2445% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 1.6978% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0742% | 1,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1007% | 1,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1053% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0391% | 4,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1725% | 2,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1725% | 2,394 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3370% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0866% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1420% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0880% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0919% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 4,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0320% | 2,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0320% | 2,554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4652% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3411% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3314% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4374% | 1,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0880% | 3,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5181% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0683% | 3,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1461% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6324% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6324% | 1,624 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4892% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4359% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4106% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5187% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0897% | 2,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7244% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 2,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3967% | 1,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6268% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6268% | 1,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5675% | 576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3398% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3264% | 1,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7749% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 3,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 2,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1235% | 1,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3913% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3913% | 1,909 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6844% | 482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5711% | 1,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6550% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5432% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 2,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0493% | 2,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1980% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4863% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4863% | 1,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2856% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4086% | 2,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3889% | 2,336 |
| Percentage Net Loans Charged-off:Construction & development | 1.0386% | 1,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1760% | 2,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5871% | 1,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6123% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6137% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5974% | 2,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5974% | 1,961 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2211% | 1,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3984% | 2,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4263% | 2,111 |
| Percentage Net Loans Charged-off:Construction & development | 1.4078% | 1,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0675% | 2,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7053% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7348% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4528% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3408% | 2,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3408% | 2,447 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1894% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2822% | 2,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1421% | 3,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0119% | 1,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0636% | 2,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3267% | 2,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3400% | 1,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5779% | 1,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1766% | 3,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1766% | 2,878 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0818% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1537% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1320% | 2,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 6,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3842% | 1,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3998% | 1,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1044% | 5,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3550% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3550% | 1,944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5576% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3902% | 3,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4033% | 2,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.8127% | 2,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3424% | 2,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0893% | 943 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4924% | 2,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1609% | 1,684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5065% | 2,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 4,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8302% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7657% | 1,826 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3815% | 901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3881% | 3,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4747% | 2,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.9110% | 1,947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4556% | 1,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1173% | 778 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5335% | 1,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2138% | 1,402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5472% | 1,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0402% | 3,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7589% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6842% | 1,800 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0323% | 6,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3159% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4311% | 2,474 |
| Percentage Net Loans Charged-off:Construction & development | 1.3493% | 1,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2263% | 1,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5322% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5549% | 1,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0949% | 6,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5495% | 2,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4768% | 2,163 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1972% | 6,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4778% | 2,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6541% | 1,620 |
| Percentage Net Loans Charged-off:Construction & development | 2.6831% | 874 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1135% | 1,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8576% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8947% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1165% | 2,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8988% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7285% | 1,385 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7857% | 6,456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6079% | 3,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4999% | 2,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.2933% | 3,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2485% | 2,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.9932% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3315% | 2,856 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1741% | 775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2860% | 2,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4968% | 3,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7903% | 2,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2371% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2345% | 4,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1490% | 4,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.2469% | 2,778 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1107% | 2,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2090% | 3,110 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1501% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1553% | 3,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0894% | 3,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8144% | 2,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5075% | 982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2748% | 3,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1777% | 3,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.3188% | 2,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1316% | 2,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2322% | 2,654 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2403% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1701% | 2,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0322% | 3,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8848% | 2,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7491% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2176% | 3,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2115% | 2,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2277% | 1,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3735% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4037% | 1,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0186% | 6,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5616% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3615% | 779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4413% | 4,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2047% | 4,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.2588% | 3,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2073% | 2,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2459% | 3,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5564% | 1,168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2199% | 3,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4995% | 2,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9641% | 2,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2499% | 1,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1141% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 4,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 2,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 3,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7701% | 828 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 7,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1286% | 4,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5856% | 3,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4199% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1483% | 4,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 4,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0572% | 1,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1324% | 2,810 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2332% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 7,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2258% | 3,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6817% | 2,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8935% | 424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2178% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1100% | 2,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0268% | 1,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4198% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4722% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5410% | 1,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8993% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0460% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 5,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 5,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 2,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0740% | 7,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0847% | 7,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0859% | 1,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0825% | 7,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7601% | 7,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1544% | 3,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 4,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0453% | 1,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0488% | 7,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0553% | 7,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4328% | 1,005 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0629% | 7,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.2947% | 7,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1931% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 7,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 7,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0398% | 7,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0448% | 7,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9414% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2128% | 3,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -8.8586% | 7,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0290% | 7,519 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0443% | 8,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0683% | 8,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0473% | 8,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0531% | 7,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 6,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5065% | 2,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -7.5650% | 7,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 4,681 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 8,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0557% | 8,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0605% | 8,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1283% | 3,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7596% | 2,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7104% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 5,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 8,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0349% | 7,982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0754% | 8,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0812% | 8,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1772% | 2,314 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2266% | 7,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8447% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 4,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 8,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 7,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0830% | 8,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0889% | 8,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2576% | 1,693 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2217% | 7,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6485% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 2,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0442% | 8,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 8,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1176% | 8,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1252% | 8,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4531% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1784% | 7,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2837% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2312% | 1,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2565% | 566 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 7,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4371% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2356% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2472% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1749% | 2,573 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2410% | 8,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6852% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3108% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3506% | 293 |
| Percentage Net Loans Charged-off:Construction & development | -0.0208% | 7,737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5794% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3295% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3448% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1926% | 1,994 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1946% | 7,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0469% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2111% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2005% | 553 |
| Percentage Net Loans Charged-off:Construction & development | -0.0345% | 7,740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5322% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5551% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3179% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3223% | 7,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9280% | 235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1901% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1109% | 684 |
| Percentage Net Loans Charged-off:Construction & development | -0.0714% | 7,728 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0979% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2184% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2277% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6633% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6955% | 8,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8906% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3127% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 2,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0539% | 8,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1009% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1048% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7615% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0996% | 5,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.8217% | 7,691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3969% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 8,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0680% | 8,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 8,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 8,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3137% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0186% | 7,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3571% | 7,525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0527% | 8,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0413% | 8,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0951% | 8,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 7,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0631% | 7,275 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0830% | 7,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3426% | 7,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0451% | 8,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1771% | 8,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0667% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0253% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3879% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3448% | 7,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4930% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5595% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0746% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3461% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9996% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0280% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1105% | 3,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0081% | 2,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4777% | 7,797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3872% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4610% | 308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0559% | 903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0494% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0780% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1396% | 7,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1018% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4630% | 7,797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 4,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1499% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2408% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1280% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1313% | 1,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3179% | 8,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2698% | 4,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.1794% | 7,817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0393% | 7,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1197% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 8,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 8,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5187% | 8,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9816% | 1,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.4199% | 7,812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6012% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5743% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 0.1183% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6357% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1901% | 8,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1922% | 8,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0446% | 4,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2427% | 5,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8293% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7085% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9183% | 149 |
| Percentage Net Loans Charged-off:Construction & development | 0.1881% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2231% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 2,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 2,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2342% | 3,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3279% | 4,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7063% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6250% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8883% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0226% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 1,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0505% | 3,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3328% | 4,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2630% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8043% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2274% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1047% | 7,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1441% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6926% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4125% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 2.6641% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1482% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5297% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5303% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5223% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8793% | 2,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3987% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6002% | 179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7535% | 231 |
| Percentage Net Loans Charged-off:Construction & development | 12.3267% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6349% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6378% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2766% | 152 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1581% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1181% | 460 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1939% | 3,310 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2292% | 3,118 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1285% | 4,940 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7856% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4742% | 1,788 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3455% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1950% | 5,460 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3588% | 5,446 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |