Home > Southern Bancorp Bank > Income and Expense
Southern Bancorp Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 3,457 |
| Total interest expense | $1,383,000 | 4,812 |
| Net interest income | $5,612,000 | 2,889 |
| Provision for loan and lease losses | $1,161,000 | 2,555 |
| Total noninterest income | $2,296,000 | 1,599 |
| Gross Fiduciary activities income | $52,000 | 906 |
| Service charges on deposit accounts | $1,082,000 | 1,198 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,162,000 | 1,651 |
| Total noninterest expense | $5,179,000 | 2,819 |
| Salaries and employee benefits | $2,756,000 | 2,678 |
| Premises and equipment expense | $621,000 | 3,072 |
| Additional noninterest expense | $1,802,000 | 2,804 |
| Pre-tax net operating income | $1,568,000 | 1,978 |
| Securities gains (losses) | $93,000 | 1,896 |
| Applicable income taxes | $393,000 | 1,653 |
| Income before extraordinary items | $1,268,000 | 2,083 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,268,000 | 2,081 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,268,000 | 2,083 |
| Net charge-offs | $250,000 | 3,970 |
| Cash dividends | $560,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,197,320 | 2,137 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 3,534 |
| Total interest expense | $935,000 | 4,899 |
| Net interest income | $3,657,000 | 2,935 |
| Provision for loan and lease losses | $336,000 | 3,546 |
| Total noninterest income | $1,074,000 | 2,067 |
| Gross Fiduciary activities income | $38,000 | 908 |
| Service charges on deposit accounts | $710,000 | 1,192 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $326,000 | 2,858 |
| Total noninterest expense | $3,448,000 | 2,860 |
| Salaries and employee benefits | $1,821,000 | 2,735 |
| Premises and equipment expense | $407,000 | 3,131 |
| Additional noninterest expense | $1,220,000 | 2,775 |
| Pre-tax net operating income | $947,000 | 2,213 |
| Securities gains (losses) | $93,000 | 1,547 |
| Applicable income taxes | $231,000 | 1,809 |
| Income before extraordinary items | $809,000 | 2,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $809,000 | 2,209 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $809,000 | 2,210 |
| Net charge-offs | $239,000 | 3,224 |
| Cash dividends | $560,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $736,460 | 2,304 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 3,641 |
| Total interest expense | $491,000 | 4,877 |
| Net interest income | $1,751,000 | 3,041 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $539,000 | 2,018 |
| Gross Fiduciary activities income | $24,000 | 883 |
| Service charges on deposit accounts | $346,000 | 1,190 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $169,000 | 2,756 |
| Total noninterest expense | $1,674,000 | 2,858 |
| Salaries and employee benefits | $919,000 | 2,749 |
| Premises and equipment expense | $205,000 | 3,159 |
| Additional noninterest expense | $550,000 | 2,771 |
| Pre-tax net operating income | $466,000 | 2,504 |
| Securities gains (losses) | $9,000 | 1,939 |
| Applicable income taxes | $97,000 | 2,218 |
| Income before extraordinary items | $378,000 | 2,681 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $378,000 | 2,680 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $378,000 | 2,682 |
| Net charge-offs | $137,000 | 2,509 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $370,800 | 2,587 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,407,000 | 3,426 |
| Total interest expense | $2,947,000 | 4,305 |
| Net interest income | $7,460,000 | 2,879 |
| Provision for loan and lease losses | $718,000 | 3,208 |
| Total noninterest income | $2,228,000 | 1,974 |
| Gross Fiduciary activities income | $80,000 | 917 |
| Service charges on deposit accounts | $1,580,000 | 1,139 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $568,000 | 2,982 |
| Total noninterest expense | $6,467,000 | 2,877 |
| Salaries and employee benefits | $3,490,000 | 2,834 |
| Premises and equipment expense | $807,000 | 3,158 |
| Additional noninterest expense | $2,170,000 | 2,657 |
| Pre-tax net operating income | $2,503,000 | 2,084 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $612,000 | 1,646 |
| Income before extraordinary items | $1,889,000 | 2,106 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,889,000 | 2,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,714,000 | 1,428 |
| Cash dividends | $2,147,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,890,520 | 2,215 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,966,000 | 3,433 |
| Total interest expense | $2,348,000 | 4,259 |
| Net interest income | $5,618,000 | 2,899 |
| Provision for loan and lease losses | $538,000 | 2,636 |
| Total noninterest income | $1,695,000 | 2,024 |
| Gross Fiduciary activities income | $65,000 | 904 |
| Service charges on deposit accounts | $1,191,000 | 1,146 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $439,000 | 3,028 |
| Total noninterest expense | $4,815,000 | 2,861 |
| Salaries and employee benefits | $2,610,000 | 2,861 |
| Premises and equipment expense | $593,000 | 3,219 |
| Additional noninterest expense | $1,612,000 | 2,602 |
| Pre-tax net operating income | $1,960,000 | 2,341 |
| Securities gains (losses) | $-2,000 | 7,202 |
| Applicable income taxes | $464,000 | 1,993 |
| Income before extraordinary items | $1,494,000 | 2,336 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,494,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,518,000 | 1,006 |
| Cash dividends | $1,423,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,495,520 | 2,448 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,232,000 | 3,528 |
| Total interest expense | $1,628,000 | 4,277 |
| Net interest income | $3,604,000 | 2,987 |
| Provision for loan and lease losses | $358,000 | 2,296 |
| Total noninterest income | $1,144,000 | 2,025 |
| Gross Fiduciary activities income | $55,000 | 889 |
| Service charges on deposit accounts | $772,000 | 1,152 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $317,000 | 2,934 |
| Total noninterest expense | $3,185,000 | 2,899 |
| Salaries and employee benefits | $1,729,000 | 2,911 |
| Premises and equipment expense | $403,000 | 3,195 |
| Additional noninterest expense | $1,053,000 | 2,619 |
| Pre-tax net operating income | $1,205,000 | 2,580 |
| Securities gains (losses) | $-2,000 | 7,993 |
| Applicable income taxes | $273,000 | 2,323 |
| Income before extraordinary items | $930,000 | 2,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $930,000 | 2,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,506 |
| Cash dividends | $900,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $931,540 | 2,678 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 3,600 |
| Total interest expense | $873,000 | 4,270 |
| Net interest income | $1,742,000 | 3,088 |
| Provision for loan and lease losses | $180,000 | 1,928 |
| Total noninterest income | $598,000 | 1,962 |
| Gross Fiduciary activities income | $47,000 | 817 |
| Service charges on deposit accounts | $376,000 | 1,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $175,000 | 2,773 |
| Total noninterest expense | $1,580,000 | 2,918 |
| Salaries and employee benefits | $863,000 | 2,949 |
| Premises and equipment expense | $200,000 | 3,228 |
| Additional noninterest expense | $517,000 | 2,645 |
| Pre-tax net operating income | $580,000 | 2,784 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $128,000 | 2,511 |
| Income before extraordinary items | $456,000 | 2,901 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $456,000 | 2,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,427 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $452,880 | 2,836 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,179,000 | 3,246 |
| Total interest expense | $4,473,000 | 3,731 |
| Net interest income | $7,706,000 | 2,834 |
| Provision for loan and lease losses | $1,952,000 | 858 |
| Total noninterest income | $2,685,000 | 1,778 |
| Gross Fiduciary activities income | $33,000 | 1,074 |
| Service charges on deposit accounts | $1,703,000 | 1,047 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $949,000 | 2,291 |
| Total noninterest expense | $6,029,000 | 2,954 |
| Salaries and employee benefits | $3,293,000 | 2,989 |
| Premises and equipment expense | $824,000 | 3,007 |
| Additional noninterest expense | $1,912,000 | 2,772 |
| Pre-tax net operating income | $2,410,000 | 2,912 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $556,000 | 2,603 |
| Income before extraordinary items | $1,858,000 | 2,986 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,858,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,677,000 | 703 |
| Cash dividends | $2,050,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,854,920 | 2,984 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,286,000 | 3,199 |
| Total interest expense | $3,490,000 | 3,647 |
| Net interest income | $5,796,000 | 2,821 |
| Provision for loan and lease losses | $1,877,000 | 546 |
| Total noninterest income | $2,084,000 | 1,735 |
| Gross Fiduciary activities income | $23,000 | 1,063 |
| Service charges on deposit accounts | $1,255,000 | 1,050 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $806,000 | 2,113 |
| Total noninterest expense | $4,496,000 | 2,948 |
| Salaries and employee benefits | $2,466,000 | 2,963 |
| Premises and equipment expense | $621,000 | 2,987 |
| Additional noninterest expense | $1,409,000 | 2,758 |
| Pre-tax net operating income | $1,507,000 | 3,461 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $292,000 | 3,237 |
| Income before extraordinary items | $1,219,000 | 3,430 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,219,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,464,000 | 499 |
| Cash dividends | $1,700,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,215,760 | 3,422 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 3,287 |
| Total interest expense | $2,238,000 | 3,739 |
| Net interest income | $3,773,000 | 2,912 |
| Provision for loan and lease losses | $1,800,000 | 348 |
| Total noninterest income | $1,117,000 | 2,069 |
| Gross Fiduciary activities income | $15,000 | 1,080 |
| Service charges on deposit accounts | $791,000 | 1,114 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $311,000 | 2,953 |
| Total noninterest expense | $2,969,000 | 2,993 |
| Salaries and employee benefits | $1,645,000 | 3,000 |
| Premises and equipment expense | $396,000 | 3,111 |
| Additional noninterest expense | $928,000 | 2,798 |
| Pre-tax net operating income | $121,000 | 7,132 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $-104,000 | 8,390 |
| Income before extraordinary items | $229,000 | 6,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $229,000 | 6,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,419,000 | 351 |
| Cash dividends | $850,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $225,000 | 6,177 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 3,393 |
| Total interest expense | $1,040,000 | 3,910 |
| Net interest income | $1,835,000 | 2,992 |
| Provision for loan and lease losses | $1,735,000 | 203 |
| Total noninterest income | $548,000 | 2,081 |
| Gross Fiduciary activities income | $7,000 | 1,074 |
| Service charges on deposit accounts | $360,000 | 1,202 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $181,000 | 2,698 |
| Total noninterest expense | $1,470,000 | 3,032 |
| Salaries and employee benefits | $809,000 | 3,059 |
| Premises and equipment expense | $194,000 | 3,198 |
| Additional noninterest expense | $467,000 | 2,760 |
| Pre-tax net operating income | $-822,000 | 8,574 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-359,000 | 8,599 |
| Income before extraordinary items | $-463,000 | 8,520 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-463,000 | 8,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 603 |
| Cash dividends | $850,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-463,000 | 8,515 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,490,000 | 3,213 |
| Total interest expense | $4,007,000 | 3,591 |
| Net interest income | $7,483,000 | 2,926 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,609,000 | 1,818 |
| Gross Fiduciary activities income | $45,000 | 1,040 |
| Service charges on deposit accounts | $1,488,000 | 1,194 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,076,000 | 2,110 |
| Total noninterest expense | $5,937,000 | 2,896 |
| Salaries and employee benefits | $3,120,000 | 3,021 |
| Premises and equipment expense | $833,000 | 2,899 |
| Additional noninterest expense | $1,984,000 | 2,586 |
| Pre-tax net operating income | $4,155,000 | 2,194 |
| Securities gains (losses) | $5,000 | 1,264 |
| Applicable income taxes | $1,111,000 | 2,055 |
| Income before extraordinary items | $3,049,000 | 2,248 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,049,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $843,000 | 799 |
| Cash dividends | $1,800,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,045,350 | 2,236 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,475,000 | 3,237 |
| Total interest expense | $2,829,000 | 3,648 |
| Net interest income | $5,646,000 | 2,944 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $2,075,000 | 1,754 |
| Gross Fiduciary activities income | $34,000 | 1,035 |
| Service charges on deposit accounts | $1,107,000 | 1,210 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $934,000 | 1,918 |
| Total noninterest expense | $4,430,000 | 2,901 |
| Salaries and employee benefits | $2,282,000 | 3,077 |
| Premises and equipment expense | $631,000 | 2,879 |
| Additional noninterest expense | $1,517,000 | 2,531 |
| Pre-tax net operating income | $3,291,000 | 2,160 |
| Securities gains (losses) | $5,000 | 1,041 |
| Applicable income taxes | $896,000 | 2,028 |
| Income before extraordinary items | $2,400,000 | 2,217 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,400,000 | 2,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 928 |
| Cash dividends | $550,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,396,350 | 2,213 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 3,350 |
| Total interest expense | $1,579,000 | 3,978 |
| Net interest income | $3,709,000 | 2,989 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,090,000 | 2,086 |
| Gross Fiduciary activities income | $29,000 | 1,019 |
| Service charges on deposit accounts | $726,000 | 1,225 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $335,000 | 2,820 |
| Total noninterest expense | $2,950,000 | 2,917 |
| Salaries and employee benefits | $1,506,000 | 3,107 |
| Premises and equipment expense | $423,000 | 2,857 |
| Additional noninterest expense | $1,021,000 | 2,505 |
| Pre-tax net operating income | $1,849,000 | 2,468 |
| Securities gains (losses) | $5,000 | 842 |
| Applicable income taxes | $476,000 | 2,391 |
| Income before extraordinary items | $1,378,000 | 2,504 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,378,000 | 2,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 646 |
| Cash dividends | $550,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,374,300 | 2,490 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 3,471 |
| Total interest expense | $673,000 | 4,276 |
| Net interest income | $1,805,000 | 3,049 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $531,000 | 2,100 |
| Gross Fiduciary activities income | $15,000 | 1,020 |
| Service charges on deposit accounts | $352,000 | 1,228 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,810 |
| Total noninterest expense | $1,464,000 | 2,941 |
| Salaries and employee benefits | $749,000 | 3,152 |
| Premises and equipment expense | $217,000 | 2,811 |
| Additional noninterest expense | $498,000 | 2,540 |
| Pre-tax net operating income | $872,000 | 2,530 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $216,000 | 2,496 |
| Income before extraordinary items | $656,000 | 2,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $656,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $656,000 | 2,545 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,506,000 | 3,286 |
| Total interest expense | $2,341,000 | 3,996 |
| Net interest income | $7,165,000 | 2,987 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,045,000 | 2,172 |
| Gross Fiduciary activities income | $27,000 | 1,140 |
| Service charges on deposit accounts | $1,469,000 | 1,215 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $549,000 | 3,217 |
| Total noninterest expense | $6,154,000 | 2,685 |
| Salaries and employee benefits | $3,081,000 | 2,910 |
| Premises and equipment expense | $886,000 | 2,634 |
| Additional noninterest expense | $2,187,000 | 2,290 |
| Pre-tax net operating income | $3,056,000 | 2,711 |
| Securities gains (losses) | $9,000 | 1,510 |
| Applicable income taxes | $745,000 | 2,709 |
| Income before extraordinary items | $2,320,000 | 2,751 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,320,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,059 |
| Cash dividends | $1,483,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,313,160 | 2,716 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,914,000 | 3,306 |
| Total interest expense | $1,590,000 | 4,131 |
| Net interest income | $5,324,000 | 2,992 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,519,000 | 2,182 |
| Gross Fiduciary activities income | $18,000 | 1,134 |
| Service charges on deposit accounts | $1,074,000 | 1,224 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $427,000 | 3,164 |
| Total noninterest expense | $4,660,000 | 2,634 |
| Salaries and employee benefits | $2,328,000 | 2,849 |
| Premises and equipment expense | $655,000 | 2,654 |
| Additional noninterest expense | $1,677,000 | 2,206 |
| Pre-tax net operating income | $2,183,000 | 2,861 |
| Securities gains (losses) | $9,000 | 1,516 |
| Applicable income taxes | $512,000 | 2,899 |
| Income before extraordinary items | $1,680,000 | 2,854 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,680,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,265 |
| Cash dividends | $550,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,673,070 | 2,830 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 3,394 |
| Total interest expense | $857,000 | 4,586 |
| Net interest income | $3,489,000 | 3,007 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,004,000 | 2,164 |
| Gross Fiduciary activities income | $12,000 | 1,130 |
| Service charges on deposit accounts | $684,000 | 1,242 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $308,000 | 3,012 |
| Total noninterest expense | $3,145,000 | 2,583 |
| Salaries and employee benefits | $1,576,000 | 2,797 |
| Premises and equipment expense | $431,000 | 2,657 |
| Additional noninterest expense | $1,138,000 | 2,167 |
| Pre-tax net operating income | $1,348,000 | 2,986 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $298,000 | 3,119 |
| Income before extraordinary items | $1,050,000 | 2,973 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,050,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,347 |
| Cash dividends | $550,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,050,000 | 2,933 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 3,521 |
| Total interest expense | $365,000 | 4,936 |
| Net interest income | $1,682,000 | 3,082 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $486,000 | 2,179 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $308,000 | 1,334 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $172,000 | 2,731 |
| Total noninterest expense | $1,524,000 | 2,672 |
| Salaries and employee benefits | $777,000 | 2,832 |
| Premises and equipment expense | $217,000 | 2,672 |
| Additional noninterest expense | $530,000 | 2,300 |
| Pre-tax net operating income | $644,000 | 3,062 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $132,000 | 3,320 |
| Income before extraordinary items | $512,000 | 2,994 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $512,000 | 2,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,504 |
| Cash dividends | $550,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $512,000 | 2,952 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,315,000 | 3,310 |
| Total interest expense | $1,470,000 | 4,570 |
| Net interest income | $6,845,000 | 2,951 |
| Provision for loan and lease losses | $336,000 | 2,695 |
| Total noninterest income | $2,271,000 | 2,009 |
| Gross Fiduciary activities income | $29,000 | 1,143 |
| Service charges on deposit accounts | $1,417,000 | 1,255 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $825,000 | 2,449 |
| Total noninterest expense | $5,802,000 | 2,733 |
| Salaries and employee benefits | $2,869,000 | 2,951 |
| Premises and equipment expense | $836,000 | 2,686 |
| Additional noninterest expense | $2,097,000 | 2,317 |
| Pre-tax net operating income | $2,978,000 | 2,607 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $697,000 | 2,777 |
| Income before extraordinary items | $2,293,000 | 2,601 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,293,000 | 2,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,896 |
| Cash dividends | $1,014,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,283,760 | 2,555 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,313,000 | 3,261 |
| Total interest expense | $1,126,000 | 4,476 |
| Net interest income | $5,187,000 | 2,898 |
| Provision for loan and lease losses | $261,000 | 2,511 |
| Total noninterest income | $1,521,000 | 2,187 |
| Gross Fiduciary activities income | $20,000 | 1,138 |
| Service charges on deposit accounts | $1,079,000 | 1,248 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $422,000 | 3,102 |
| Total noninterest expense | $4,387,000 | 2,685 |
| Salaries and employee benefits | $2,191,000 | 2,886 |
| Premises and equipment expense | $617,000 | 2,716 |
| Additional noninterest expense | $1,579,000 | 2,282 |
| Pre-tax net operating income | $2,060,000 | 2,805 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $455,000 | 3,064 |
| Income before extraordinary items | $1,605,000 | 2,795 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,605,000 | 2,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,844 |
| Cash dividends | $1,014,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,605,000 | 2,722 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,128,000 | 3,307 |
| Total interest expense | $738,000 | 4,527 |
| Net interest income | $3,390,000 | 2,948 |
| Provision for loan and lease losses | $181,000 | 2,355 |
| Total noninterest income | $1,025,000 | 2,163 |
| Gross Fiduciary activities income | $10,000 | 1,191 |
| Service charges on deposit accounts | $715,000 | 1,239 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $300,000 | 2,988 |
| Total noninterest expense | $2,919,000 | 2,690 |
| Salaries and employee benefits | $1,465,000 | 2,894 |
| Premises and equipment expense | $402,000 | 2,777 |
| Additional noninterest expense | $1,052,000 | 2,289 |
| Pre-tax net operating income | $1,315,000 | 2,885 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $283,000 | 3,177 |
| Income before extraordinary items | $1,032,000 | 2,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,032,000 | 2,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,672 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,032,000 | 2,778 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 3,374 |
| Total interest expense | $372,000 | 4,528 |
| Net interest income | $1,649,000 | 3,009 |
| Provision for loan and lease losses | $92,000 | 2,235 |
| Total noninterest income | $546,000 | 2,028 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $354,000 | 1,203 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $187,000 | 2,589 |
| Total noninterest expense | $1,481,000 | 2,656 |
| Salaries and employee benefits | $735,000 | 2,886 |
| Premises and equipment expense | $192,000 | 2,926 |
| Additional noninterest expense | $554,000 | 2,140 |
| Pre-tax net operating income | $622,000 | 2,989 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $137,000 | 3,251 |
| Income before extraordinary items | $485,000 | 3,020 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $485,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $485,000 | 2,912 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,863,000 | 3,157 |
| Total interest expense | $1,946,000 | 4,113 |
| Net interest income | $6,917,000 | 2,783 |
| Provision for loan and lease losses | $688,000 | 1,644 |
| Total noninterest income | $2,464,000 | 1,973 |
| Gross Fiduciary activities income | $28,000 | 1,188 |
| Service charges on deposit accounts | $1,490,000 | 1,158 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $946,000 | 2,470 |
| Total noninterest expense | $5,779,000 | 2,680 |
| Salaries and employee benefits | $2,811,000 | 2,939 |
| Premises and equipment expense | $833,000 | 2,657 |
| Additional noninterest expense | $2,135,000 | 2,265 |
| Pre-tax net operating income | $2,914,000 | 2,574 |
| Securities gains (losses) | $-7,000 | 8,734 |
| Applicable income taxes | $712,000 | 2,763 |
| Income before extraordinary items | $2,195,000 | 2,667 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,195,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,882 |
| Cash dividends | $1,500,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,200,320 | 2,535 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 3,192 |
| Total interest expense | $1,520,000 | 4,098 |
| Net interest income | $5,134,000 | 2,825 |
| Provision for loan and lease losses | $583,000 | 1,457 |
| Total noninterest income | $1,572,000 | 2,279 |
| Gross Fiduciary activities income | $20,000 | 1,181 |
| Service charges on deposit accounts | $1,124,000 | 1,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $428,000 | 3,411 |
| Total noninterest expense | $4,375,000 | 2,663 |
| Salaries and employee benefits | $2,221,000 | 2,809 |
| Premises and equipment expense | $624,000 | 2,678 |
| Additional noninterest expense | $1,530,000 | 2,350 |
| Pre-tax net operating income | $1,748,000 | 3,143 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $470,000 | 3,140 |
| Income before extraordinary items | $1,278,000 | 3,330 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,278,000 | 3,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,765 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,278,000 | 3,170 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 3,263 |
| Total interest expense | $1,051,000 | 4,094 |
| Net interest income | $3,300,000 | 2,910 |
| Provision for loan and lease losses | $468,000 | 1,220 |
| Total noninterest income | $1,095,000 | 2,208 |
| Gross Fiduciary activities income | $15,000 | 1,166 |
| Service charges on deposit accounts | $743,000 | 1,153 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $337,000 | 3,085 |
| Total noninterest expense | $2,887,000 | 2,690 |
| Salaries and employee benefits | $1,508,000 | 2,767 |
| Premises and equipment expense | $433,000 | 2,570 |
| Additional noninterest expense | $946,000 | 2,496 |
| Pre-tax net operating income | $1,040,000 | 3,427 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $273,000 | 3,402 |
| Income before extraordinary items | $767,000 | 3,625 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $767,000 | 3,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,294 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $767,000 | 3,425 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 3,377 |
| Total interest expense | $516,000 | 4,238 |
| Net interest income | $1,588,000 | 3,007 |
| Provision for loan and lease losses | $192,000 | 1,422 |
| Total noninterest income | $512,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $347,000 | 1,200 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 3,042 |
| Total noninterest expense | $1,460,000 | 2,652 |
| Salaries and employee benefits | $757,000 | 2,741 |
| Premises and equipment expense | $224,000 | 2,493 |
| Additional noninterest expense | $479,000 | 2,423 |
| Pre-tax net operating income | $448,000 | 3,767 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $111,000 | 3,758 |
| Income before extraordinary items | $337,000 | 3,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,476 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $337,000 | 3,731 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,721,000 | 3,093 |
| Total interest expense | $2,595,000 | 3,978 |
| Net interest income | $7,126,000 | 2,680 |
| Provision for loan and lease losses | $1,302,000 | 1,053 |
| Total noninterest income | $1,914,000 | 2,209 |
| Gross Fiduciary activities income | $22,000 | 1,262 |
| Service charges on deposit accounts | $1,474,000 | 1,090 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $418,000 | 3,623 |
| Total noninterest expense | $5,884,000 | 2,505 |
| Salaries and employee benefits | $3,243,000 | 2,446 |
| Premises and equipment expense | $835,000 | 2,581 |
| Additional noninterest expense | $1,806,000 | 2,539 |
| Pre-tax net operating income | $1,854,000 | 3,597 |
| Securities gains (losses) | $553,000 | 624 |
| Applicable income taxes | $718,000 | 2,795 |
| Income before extraordinary items | $1,689,000 | 3,205 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,689,000 | 3,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $793,000 | 1,170 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,301,900 | 3,777 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,220,000 | 3,244 |
| Total interest expense | $4,078,000 | 3,738 |
| Net interest income | $6,142,000 | 2,888 |
| Provision for loan and lease losses | $660,000 | 1,754 |
| Total noninterest income | $2,899,000 | 1,519 |
| Gross Fiduciary activities income | $25,000 | 1,265 |
| Service charges on deposit accounts | $1,304,000 | 1,130 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,570,000 | 1,475 |
| Total noninterest expense | $5,655,000 | 2,502 |
| Salaries and employee benefits | $2,918,000 | 2,572 |
| Premises and equipment expense | $640,000 | 3,190 |
| Additional noninterest expense | $2,097,000 | 2,141 |
| Pre-tax net operating income | $2,726,000 | 2,484 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $899,000 | 2,245 |
| Income before extraordinary items | $1,827,000 | 2,750 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,827,000 | 2,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $903,000 | 1,011 |
| Cash dividends | $1,449,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,827,000 | 2,658 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,055,000 | 3,706 |
| Total interest expense | $4,033,000 | 3,948 |
| Net interest income | $5,022,000 | 3,451 |
| Provision for loan and lease losses | $449,000 | 2,072 |
| Total noninterest income | $1,582,000 | 2,257 |
| Gross Fiduciary activities income | $31,000 | 1,105 |
| Service charges on deposit accounts | $893,000 | 1,533 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $658,000 | 2,479 |
| Total noninterest expense | $4,533,000 | 2,977 |
| Salaries and employee benefits | $2,411,000 | 2,931 |
| Premises and equipment expense | $615,000 | 3,195 |
| Additional noninterest expense | $1,507,000 | 2,806 |
| Pre-tax net operating income | $1,622,000 | 3,854 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $572,000 | 3,216 |
| Income before extraordinary items | $1,044,000 | 4,250 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,044,000 | 4,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,776 |
| Cash dividends | $298,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,047,900 | 4,254 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,219,000 | 3,814 |
| Total interest expense | $3,609,000 | 3,941 |
| Net interest income | $4,610,000 | 3,709 |
| Provision for loan and lease losses | $295,000 | 2,723 |
| Total noninterest income | $1,163,000 | 2,764 |
| Gross Fiduciary activities income | $35,000 | 1,147 |
| Service charges on deposit accounts | $757,000 | 1,756 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $371,000 | 3,581 |
| Total noninterest expense | $4,093,000 | 3,247 |
| Salaries and employee benefits | $2,134,000 | 3,228 |
| Premises and equipment expense | $530,000 | 3,588 |
| Additional noninterest expense | $1,429,000 | 2,977 |
| Pre-tax net operating income | $1,385,000 | 4,332 |
| Securities gains (losses) | $-68,000 | 9,872 |
| Applicable income taxes | $478,000 | 3,724 |
| Income before extraordinary items | $839,000 | 4,943 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $839,000 | 4,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 1,259 |
| Cash dividends | $825,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $882,520 | 4,759 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 6,598 |
| Total interest expense | $1,723,000 | 6,722 |
| Net interest income | $2,131,000 | 6,430 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $371,000 | 5,848 |
| Gross Fiduciary activities income | $16,000 | 1,241 |
| Service charges on deposit accounts | $218,000 | 4,896 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $137,000 | 5,910 |
| Total noninterest expense | $1,718,000 | 6,188 |
| Salaries and employee benefits | $888,000 | 6,262 |
| Premises and equipment expense | $271,000 | 5,687 |
| Additional noninterest expense | $559,000 | 6,024 |
| Pre-tax net operating income | $664,000 | 6,624 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $252,000 | 5,629 |
| Income before extraordinary items | $412,000 | 7,131 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $412,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,386 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $4,524,000 | 257 |
| Net operating income | $412,000 | 7,038 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,358,000 | 3,818 |
| Total interest expense | $3,500,000 | 4,138 |
| Net interest income | $4,858,000 | 3,584 |
| Provision for loan and lease losses | $345,000 | 2,350 |
| Total noninterest income | $777,000 | 3,670 |
| Gross Fiduciary activities income | $50,000 | 1,174 |
| Service charges on deposit accounts | $503,000 | 2,609 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $224,000 | 4,685 |
| Total noninterest expense | $3,491,000 | 3,617 |
| Salaries and employee benefits | $1,895,000 | 3,469 |
| Premises and equipment expense | $599,000 | 3,160 |
| Additional noninterest expense | $997,000 | 3,920 |
| Pre-tax net operating income | $1,799,000 | 3,867 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $598,000 | 3,681 |
| Income before extraordinary items | $1,210,000 | 4,021 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,210,000 | 4,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,781 |
| Cash dividends | $310,000 | 4,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,203,970 | 3,979 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,156,000 | 3,963 |
| Total interest expense | $3,713,000 | 3,966 |
| Net interest income | $4,443,000 | 3,932 |
| Provision for loan and lease losses | $372,000 | 2,199 |
| Total noninterest income | $757,000 | 3,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $482,000 | 2,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 4,286 |
| Total noninterest expense | $3,264,000 | 4,034 |
| Salaries and employee benefits | $1,888,000 | 3,520 |
| Premises and equipment expense | $535,000 | 3,574 |
| Additional noninterest expense | $841,000 | 5,006 |
| Pre-tax net operating income | $1,564,000 | 4,191 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $514,000 | 4,064 |
| Income before extraordinary items | $1,049,000 | 4,309 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,049,000 | 4,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,448 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,049,670 | 4,255 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,292,000 | 4,396 |
| Total interest expense | $3,461,000 | 4,201 |
| Net interest income | $3,831,000 | 4,471 |
| Provision for loan and lease losses | $140,000 | 3,774 |
| Total noninterest income | $720,000 | 3,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,951 |
| Total noninterest expense | $3,110,000 | 4,151 |
| Salaries and employee benefits | $1,729,000 | 3,773 |
| Premises and equipment expense | $478,000 | 3,898 |
| Additional noninterest expense | $903,000 | 4,751 |
| Pre-tax net operating income | $1,301,000 | 4,969 |
| Securities gains (losses) | $-42,000 | 11,077 |
| Applicable income taxes | $395,000 | 4,992 |
| Income before extraordinary items | $864,000 | 5,152 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $864,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $892,980 | 5,009 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,068,000 | 4,813 |
| Total interest expense | $2,569,000 | 4,536 |
| Net interest income | $3,499,000 | 4,945 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $542,000 | 4,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,538 |
| Total noninterest expense | $2,994,000 | 4,417 |
| Salaries and employee benefits | $1,570,000 | 4,116 |
| Premises and equipment expense | $440,000 | 4,237 |
| Additional noninterest expense | $984,000 | 4,771 |
| Pre-tax net operating income | $1,044,000 | 5,774 |
| Securities gains (losses) | $-28,000 | 10,602 |
| Applicable income taxes | $296,000 | 5,922 |
| Income before extraordinary items | $720,000 | 5,798 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $720,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,321 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $739,880 | 5,743 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 5,030 |
| Total interest expense | $2,290,000 | 5,186 |
| Net interest income | $3,596,000 | 4,845 |
| Provision for loan and lease losses | $151,000 | 4,610 |
| Total noninterest income | $544,000 | 5,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,836 |
| Total noninterest expense | $2,907,000 | 4,643 |
| Salaries and employee benefits | $1,477,000 | 4,333 |
| Premises and equipment expense | $363,000 | 5,088 |
| Additional noninterest expense | $1,067,000 | 4,659 |
| Pre-tax net operating income | $1,082,000 | 5,566 |
| Securities gains (losses) | $117,000 | 2,285 |
| Applicable income taxes | $379,000 | 5,204 |
| Income before extraordinary items | $820,000 | 5,464 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $820,000 | 5,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 3,131 |
| Cash dividends | $740,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $740,440 | 5,618 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 5,129 |
| Total interest expense | $2,990,000 | 5,178 |
| Net interest income | $3,526,000 | 4,974 |
| Provision for loan and lease losses | $371,000 | 3,620 |
| Total noninterest income | $504,000 | 5,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 5,159 |
| Total noninterest expense | $2,540,000 | 5,242 |
| Salaries and employee benefits | $1,351,000 | 4,656 |
| Premises and equipment expense | $276,000 | 6,348 |
| Additional noninterest expense | $913,000 | 5,451 |
| Pre-tax net operating income | $1,119,000 | 5,187 |
| Securities gains (losses) | $-9,000 | 13,256 |
| Applicable income taxes | $353,000 | 5,316 |
| Income before extraordinary items | $757,000 | 5,597 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $757,000 | 5,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 2,494 |
| Cash dividends | $340,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $763,120 | 5,221 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.