Home > Southern Bancorp Bank > Assets and Liabilities
Southern Bancorp Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 70 | 2,336 |
| Assets and Liabilities | ||
| Total Assets: | $216,974,000 | 3,041 |
| Cash and due from depository institutions | $15,784,000 | 2,336 |
| Interest-bearing balances | $9,287,000 | 2,133 |
| Securities | $46,924,000 | 2,505 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $129,785,000 | 3,292 |
| Loan loss allowance | $2,110,000 | 3,032 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,106,000 | 1,835 |
| Other real estate owned | $654,000 | 2,336 |
| Goodwill and other intangibles | $5,683,000 | 768 |
| All other assets | $11,038,000 | 1,735 |
| Life insurance assets | $5,312,000 | 1,211 |
| Total liabilities and capital | $216,974,000 | 3,041 |
| Total liabilities | $191,495,000 | 3,093 |
| Total deposits | $167,252,000 | 3,182 |
| Interest-bearing deposits | $131,529,000 | 3,433 |
| Deposits held in domestic offices | $167,252,000 | 3,181 |
| % insured | 80.18% | 6,456 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $23,012,000 | 1,737 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,231,000 | 3,307 |
| Total equity capital | $25,479,000 | 2,628 |
| Total bank equity capital | $25,479,000 | 2,627 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000 | 7,203 |
| Surplus | $18,740,000 | 1,687 |
| Undivided profits | $6,738,000 | 3,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,122,000 | 2,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,980,000 | 1,845 |
| Earning assets | $185,996,000 | 3,206 |
| Long-term assets (5+ years) | $28,909,000 | 3,440 |
| Average Assets, year-to-date | $205,418,500 | 3,141 |
| Average Assets, quarterly | $210,621,500 | 3,105 |
| Volatile liabilities | $55,931,000 | 2,503 |
| Insider loans | $22,579,000 | 256 |
| FHLB advances | $23,012,000 | 1,636 |
| Loans and leases held for sale | $446,000 | 1,280 |
| Unused loan commitments | $34,755,000 | 1,919 |
| Tier 1 (core) risk-based capital | $19,033,000 | 3,259 |
| Tier 2 risk-based capital | $1,764,000 | 2,930 |
| Total risk weighted assets | $140,812,000 | 3,233 |
| Total unused commitments | $34,755,000 | 1,921 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 70 | 2,382 |
| Assets and Liabilities | ||
| Total Assets: | $204,269,000 | 3,208 |
| Cash and due from depository institutions | $7,460,000 | 2,382 |
| Interest-bearing balances | $1,327,000 | 4,444 |
| Securities | $45,996,000 | 2,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $128,454,000 | 3,341 |
| Loan loss allowance | $1,296,000 | 4,034 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,163,000 | 1,845 |
| Other real estate owned | $366,000 | 2,382 |
| Goodwill and other intangibles | $5,683,000 | 784 |
| All other assets | $9,147,000 | 2,040 |
| Life insurance assets | $5,257,000 | 1,226 |
| Total liabilities and capital | $204,269,000 | 3,208 |
| Total liabilities | $179,511,000 | 3,263 |
| Total deposits | $160,426,000 | 3,295 |
| Interest-bearing deposits | $123,902,000 | 3,579 |
| Deposits held in domestic offices | $160,426,000 | 3,293 |
| % insured | 71.14% | 5,860 |
| Federal funds purchased & repurchase agreements | $4,475,000 | 1,568 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $13,045,000 | 2,580 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,565,000 | 2,837 |
| Total equity capital | $24,758,000 | 2,668 |
| Total bank equity capital | $24,758,000 | 2,667 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000 | 7,290 |
| Surplus | $18,740,000 | 1,689 |
| Undivided profits | $6,017,000 | 4,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,537,000 | 2,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,535,000 | 2,278 |
| Earning assets | $175,777,000 | 3,345 |
| Long-term assets (5+ years) | $27,586,000 | 3,499 |
| Average Assets, year-to-date | $201,566,670 | 3,203 |
| Average Assets, quarterly | $199,605,000 | 3,249 |
| Volatile liabilities | $46,475,000 | 2,938 |
| Insider loans | $25,155,000 | 227 |
| FHLB advances | $13,045,000 | 2,459 |
| Loans and leases held for sale | $403,000 | 1,596 |
| Unused loan commitments | $40,403,000 | 1,755 |
| Tier 1 (core) risk-based capital | $18,574,000 | 3,361 |
| Tier 2 risk-based capital | $1,296,000 | 3,629 |
| Total risk weighted assets | $138,592,000 | 3,277 |
| Total unused commitments | $40,403,000 | 1,758 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 72 | 2,329 |
| Assets and Liabilities | ||
| Total Assets: | $194,941,000 | 3,326 |
| Cash and due from depository institutions | $8,750,000 | 2,329 |
| Interest-bearing balances | $1,349,000 | 4,118 |
| Securities | $53,085,000 | 2,208 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $111,650,000 | 3,725 |
| Loan loss allowance | $1,212,000 | 4,115 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,843,000 | 1,927 |
| Other real estate owned | $366,000 | 2,329 |
| Goodwill and other intangibles | $5,683,000 | 795 |
| All other assets | $8,564,000 | 2,131 |
| Life insurance assets | $5,173,000 | 1,243 |
| Total liabilities and capital | $194,941,000 | 3,326 |
| Total liabilities | $169,993,000 | 3,396 |
| Total deposits | $161,487,000 | 3,286 |
| Interest-bearing deposits | $123,122,000 | 3,594 |
| Deposits held in domestic offices | $161,487,000 | 3,284 |
| % insured | 71.85% | 5,759 |
| Federal funds purchased & repurchase agreements | $3,915,000 | 1,673 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $3,077,000 | 4,419 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,514,000 | 2,839 |
| Total equity capital | $24,948,000 | 2,682 |
| Total bank equity capital | $24,948,000 | 2,679 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $18,740,000 | 1,666 |
| Undivided profits | $6,207,000 | 4,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,523,000 | 2,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,802,000 | 1,957 |
| Earning assets | $166,084,000 | 3,490 |
| Long-term assets (5+ years) | $31,772,000 | 3,141 |
| Average Assets, year-to-date | $200,215,500 | 3,243 |
| Average Assets, quarterly | $200,215,500 | 3,243 |
| Volatile liabilities | $33,768,000 | 3,683 |
| Insider loans | $22,153,000 | 279 |
| FHLB advances | $3,077,000 | 4,272 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $29,185,000 | 2,341 |
| Tier 1 (core) risk-based capital | $18,703,000 | 3,351 |
| Tier 2 risk-based capital | $1,212,000 | 3,785 |
| Total risk weighted assets | $130,225,000 | 3,462 |
| Total unused commitments | $29,185,000 | 2,344 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 72 | 2,347 |
| Assets and Liabilities | ||
| Total Assets: | $205,490,000 | 3,182 |
| Cash and due from depository institutions | $19,034,000 | 2,347 |
| Interest-bearing balances | $10,553,000 | 1,032 |
| Securities | $54,491,000 | 2,151 |
| Federal funds sold & reverse repurchase agreements | $4,925,000 | 1,904 |
| Net loans & leases | $105,903,000 | 3,882 |
| Loan loss allowance | $1,199,000 | 4,096 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,879,000 | 1,928 |
| Other real estate owned | $0 | 2,347 |
| Goodwill and other intangibles | $5,683,000 | 812 |
| All other assets | $8,575,000 | 2,148 |
| Life insurance assets | $5,117,000 | 1,253 |
| Total liabilities and capital | $205,490,000 | 3,182 |
| Total liabilities | $181,275,000 | 3,220 |
| Total deposits | $168,650,000 | 3,121 |
| Interest-bearing deposits | $126,339,000 | 3,458 |
| Deposits held in domestic offices | $168,650,000 | 3,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $11,185,000 | 3,015 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,440,000 | 2,929 |
| Total equity capital | $24,215,000 | 2,733 |
| Total bank equity capital | $24,215,000 | 2,733 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $18,740,000 | 1,638 |
| Undivided profits | $5,474,000 | 4,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,745,000 | 1,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 879 |
| Income earned, not collected on loans | $1,930,000 | 1,936 |
| Earning assets | $175,872,000 | 3,335 |
| Long-term assets (5+ years) | $39,296,000 | 2,709 |
| Average Assets, year-to-date | $199,991,800 | 3,142 |
| Average Assets, quarterly | $207,351,500 | 3,129 |
| Volatile liabilities | $31,410,000 | 3,792 |
| Insider loans | $22,294,000 | 281 |
| FHLB advances | $11,185,000 | 2,905 |
| Loans and leases held for sale | $46,000 | 1,635 |
| Unused loan commitments | $29,485,000 | 2,376 |
| Tier 1 (core) risk-based capital | $18,325,000 | 3,394 |
| Tier 2 risk-based capital | $1,199,000 | 3,785 |
| Total risk weighted assets | $127,307,000 | 3,532 |
| Total unused commitments | $29,485,000 | 2,377 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 71 | 2,404 |
| Assets and Liabilities | ||
| Total Assets: | $209,213,000 | 3,095 |
| Cash and due from depository institutions | $16,266,000 | 2,404 |
| Interest-bearing balances | $10,219,000 | 727 |
| Securities | $49,963,000 | 2,259 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $120,353,000 | 3,532 |
| Loan loss allowance | $1,215,000 | 3,926 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,850,000 | 1,924 |
| Other real estate owned | $0 | 2,404 |
| Goodwill and other intangibles | $5,683,000 | 853 |
| All other assets | $10,098,000 | 1,867 |
| Life insurance assets | $5,069,000 | 1,251 |
| Total liabilities and capital | $209,213,000 | 3,095 |
| Total liabilities | $185,087,000 | 3,139 |
| Total deposits | $160,225,000 | 3,206 |
| Interest-bearing deposits | $126,640,000 | 3,404 |
| Deposits held in domestic offices | $160,225,000 | 3,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,780,000 | 2,200 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $20,616,000 | 2,196 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,466,000 | 2,961 |
| Total equity capital | $24,126,000 | 2,754 |
| Total bank equity capital | $24,126,000 | 2,754 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $18,740,000 | 1,617 |
| Undivided profits | $5,385,000 | 4,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,896,000 | 3,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $76,000 | 857 |
| Income earned, not collected on loans | $2,331,000 | 1,671 |
| Earning assets | $180,535,000 | 3,252 |
| Long-term assets (5+ years) | $35,401,000 | 2,878 |
| Average Assets, year-to-date | $198,617,250 | 3,164 |
| Average Assets, quarterly | $207,846,000 | 3,092 |
| Volatile liabilities | $45,191,000 | 2,870 |
| Insider loans | $21,191,000 | 289 |
| FHLB advances | $20,616,000 | 2,103 |
| Loans and leases held for sale | $422,000 | 1,092 |
| Unused loan commitments | $28,584,000 | 2,545 |
| Tier 1 (core) risk-based capital | $18,653,000 | 3,386 |
| Tier 2 risk-based capital | $1,215,000 | 3,693 |
| Total risk weighted assets | $134,869,000 | 3,358 |
| Total unused commitments | $28,584,000 | 2,547 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 74 | 2,343 |
| Assets and Liabilities | ||
| Total Assets: | $206,479,000 | 3,115 |
| Cash and due from depository institutions | $22,677,000 | 2,343 |
| Interest-bearing balances | $16,641,000 | 391 |
| Securities | $53,228,000 | 2,187 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $109,400,000 | 3,755 |
| Loan loss allowance | $2,153,000 | 2,515 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,916,000 | 1,886 |
| Other real estate owned | $25,000 | 2,343 |
| Goodwill and other intangibles | $5,683,000 | 862 |
| All other assets | $8,550,000 | 2,105 |
| Life insurance assets | $5,027,000 | 1,255 |
| Total liabilities and capital | $206,479,000 | 3,115 |
| Total liabilities | $182,526,000 | 3,154 |
| Total deposits | $153,995,000 | 3,308 |
| Interest-bearing deposits | $117,937,000 | 3,579 |
| Deposits held in domestic offices | $153,995,000 | 3,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,635,000 | 1,283 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $16,629,000 | 2,410 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,267,000 | 3,262 |
| Total equity capital | $23,953,000 | 2,799 |
| Total bank equity capital | $23,953,000 | 2,799 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $18,740,000 | 1,597 |
| Undivided profits | $5,212,000 | 4,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,076,000 | 2,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 846 |
| Income earned, not collected on loans | $1,719,000 | 2,243 |
| Earning assets | $179,269,000 | 3,254 |
| Long-term assets (5+ years) | $31,703,000 | 3,072 |
| Average Assets, year-to-date | $195,085,330 | 3,226 |
| Average Assets, quarterly | $202,333,000 | 3,159 |
| Volatile liabilities | $49,040,000 | 2,702 |
| Insider loans | $21,140,000 | 305 |
| FHLB advances | $8,629,000 | 3,210 |
| Loans and leases held for sale | $133,000 | 1,585 |
| Unused loan commitments | $34,833,000 | 2,283 |
| Tier 1 (core) risk-based capital | $18,613,000 | 3,410 |
| Tier 2 risk-based capital | $1,623,000 | 2,943 |
| Total risk weighted assets | $129,325,000 | 3,471 |
| Total unused commitments | $34,833,000 | 2,285 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 72 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $198,187,000 | 3,220 |
| Cash and due from depository institutions | $23,415,000 | 2,387 |
| Interest-bearing balances | $16,585,000 | 473 |
| Securities | $58,191,000 | 2,010 |
| Federal funds sold & reverse repurchase agreements | $9,285,000 | 1,901 |
| Net loans & leases | $86,583,000 | 4,331 |
| Loan loss allowance | $2,214,000 | 2,401 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,920,000 | 1,869 |
| Other real estate owned | $50,000 | 2,387 |
| Goodwill and other intangibles | $5,683,000 | 885 |
| All other assets | $8,060,000 | 2,145 |
| Life insurance assets | $4,972,000 | 1,262 |
| Total liabilities and capital | $198,187,000 | 3,220 |
| Total liabilities | $173,215,000 | 3,275 |
| Total deposits | $162,857,000 | 3,166 |
| Interest-bearing deposits | $125,771,000 | 3,439 |
| Deposits held in domestic offices | $162,857,000 | 3,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $8,641,000 | 3,115 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,717,000 | 2,789 |
| Total equity capital | $24,972,000 | 2,747 |
| Total bank equity capital | $24,972,000 | 2,747 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $18,740,000 | 1,585 |
| Undivided profits | $6,231,000 | 4,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,898,000 | 1,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 736 |
| Income earned, not collected on loans | $1,694,000 | 2,318 |
| Earning assets | $170,644,000 | 3,385 |
| Long-term assets (5+ years) | $29,562,000 | 3,125 |
| Average Assets, year-to-date | $189,388,500 | 3,296 |
| Average Assets, quarterly | $189,388,500 | 3,296 |
| Volatile liabilities | $31,612,000 | 3,664 |
| Insider loans | $22,704,000 | 262 |
| FHLB advances | $8,641,000 | 3,012 |
| Loans and leases held for sale | $456,000 | 1,268 |
| Unused loan commitments | $37,919,000 | 2,206 |
| Tier 1 (core) risk-based capital | $19,040,000 | 3,333 |
| Tier 2 risk-based capital | $1,426,000 | 3,211 |
| Total risk weighted assets | $113,315,000 | 3,791 |
| Total unused commitments | $37,919,000 | 2,208 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 69 | 2,511 |
| Assets and Liabilities | ||
| Total Assets: | $180,590,000 | 3,422 |
| Cash and due from depository institutions | $7,720,000 | 2,511 |
| Interest-bearing balances | $1,106,000 | 2,446 |
| Securities | $56,553,000 | 2,053 |
| Federal funds sold & reverse repurchase agreements | $335,000 | 5,633 |
| Net loans & leases | $94,449,000 | 4,096 |
| Loan loss allowance | $2,195,000 | 2,371 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,997,000 | 1,840 |
| Other real estate owned | $25,000 | 2,511 |
| Goodwill and other intangibles | $5,683,000 | 879 |
| All other assets | $8,828,000 | 1,992 |
| Life insurance assets | $4,900,000 | 1,257 |
| Total liabilities and capital | $180,590,000 | 3,422 |
| Total liabilities | $156,477,000 | 3,488 |
| Total deposits | $152,169,000 | 3,315 |
| Interest-bearing deposits | $119,476,000 | 3,513 |
| Deposits held in domestic offices | $152,169,000 | 3,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,654,000 | 4,262 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,654,000 | 2,846 |
| Total equity capital | $24,113,000 | 2,802 |
| Total bank equity capital | $24,113,000 | 2,802 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $18,740,000 | 1,564 |
| Undivided profits | $5,372,000 | 4,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,462,000 | 1,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 729 |
| Income earned, not collected on loans | $2,230,000 | 1,886 |
| Earning assets | $152,443,000 | 3,643 |
| Long-term assets (5+ years) | $26,196,000 | 3,154 |
| Average Assets, year-to-date | $194,634,200 | 3,088 |
| Average Assets, quarterly | $189,379,000 | 3,271 |
| Volatile liabilities | $26,870,000 | 4,027 |
| Insider loans | $22,706,000 | 256 |
| FHLB advances | $2,654,000 | 4,110 |
| Loans and leases held for sale | $345,000 | 1,329 |
| Unused loan commitments | $22,029,000 | 3,184 |
| Tier 1 (core) risk-based capital | $18,583,000 | 3,385 |
| Tier 2 risk-based capital | $1,463,000 | 3,125 |
| Total risk weighted assets | $116,323,000 | 3,704 |
| Total unused commitments | $22,029,000 | 3,185 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 71 | 2,435 |
| Assets and Liabilities | ||
| Total Assets: | $198,168,000 | 3,117 |
| Cash and due from depository institutions | $6,401,000 | 2,435 |
| Interest-bearing balances | $53,000 | 5,238 |
| Securities | $54,821,000 | 2,101 |
| Federal funds sold & reverse repurchase agreements | $6,695,000 | 2,077 |
| Net loans & leases | $107,875,000 | 3,698 |
| Loan loss allowance | $2,333,000 | 2,202 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,068,000 | 1,779 |
| Other real estate owned | $25,000 | 2,435 |
| Goodwill and other intangibles | $5,683,000 | 852 |
| All other assets | $9,600,000 | 1,840 |
| Life insurance assets | $4,842,000 | 1,225 |
| Total liabilities and capital | $198,168,000 | 3,117 |
| Total liabilities | $174,663,000 | 3,161 |
| Total deposits | $171,293,000 | 2,941 |
| Interest-bearing deposits | $133,026,000 | 3,214 |
| Deposits held in domestic offices | $171,293,000 | 2,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,000,000 | 4,819 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,370,000 | 2,166 |
| Total equity capital | $23,505,000 | 2,843 |
| Total bank equity capital | $23,505,000 | 2,843 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $18,739,000 | 1,529 |
| Undivided profits | $4,765,000 | 4,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,428,000 | 1,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $275,000 | 475 |
| Income earned, not collected on loans | $2,979,000 | 1,457 |
| Earning assets | $169,444,000 | 3,310 |
| Long-term assets (5+ years) | $25,645,000 | 3,071 |
| Average Assets, year-to-date | $198,145,250 | 3,038 |
| Average Assets, quarterly | $201,315,500 | 3,051 |
| Volatile liabilities | $27,327,000 | 3,981 |
| Insider loans | $22,605,000 | 256 |
| FHLB advances | $1,000,000 | 4,590 |
| Loans and leases held for sale | $1,020,000 | 870 |
| Unused loan commitments | $26,166,000 | 2,857 |
| Tier 1 (core) risk-based capital | $18,294,000 | 3,421 |
| Tier 2 risk-based capital | $1,597,000 | 2,897 |
| Total risk weighted assets | $127,063,000 | 3,431 |
| Total unused commitments | $26,166,000 | 2,857 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 72 | 2,439 |
| Assets and Liabilities | ||
| Total Assets: | $204,463,000 | 3,034 |
| Cash and due from depository institutions | $8,574,000 | 2,439 |
| Interest-bearing balances | $20,000 | 5,970 |
| Securities | $59,567,000 | 1,927 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $114,133,000 | 3,545 |
| Loan loss allowance | $2,301,000 | 2,241 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,145,000 | 1,754 |
| Other real estate owned | $25,000 | 2,439 |
| Goodwill and other intangibles | $5,683,000 | 853 |
| All other assets | $9,336,000 | 1,888 |
| Life insurance assets | $4,796,000 | 1,227 |
| Total liabilities and capital | $204,463,000 | 3,034 |
| Total liabilities | $181,433,000 | 3,052 |
| Total deposits | $162,604,000 | 3,099 |
| Interest-bearing deposits | $127,667,000 | 3,325 |
| Deposits held in domestic offices | $162,604,000 | 3,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,835,000 | 1,540 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,000,000 | 2,367 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,994,000 | 2,345 |
| Total equity capital | $23,030,000 | 2,859 |
| Total bank equity capital | $23,030,000 | 2,859 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $18,739,000 | 1,528 |
| Undivided profits | $4,290,000 | 4,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,027,000 | 993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $394,000 | 387 |
| Income earned, not collected on loans | $2,486,000 | 1,664 |
| Earning assets | $173,720,000 | 3,242 |
| Long-term assets (5+ years) | $26,543,000 | 2,937 |
| Average Assets, year-to-date | $198,137,670 | 3,072 |
| Average Assets, quarterly | $200,390,000 | 3,059 |
| Volatile liabilities | $41,368,000 | 2,946 |
| Insider loans | $21,522,000 | 280 |
| FHLB advances | $11,000,000 | 2,247 |
| Loans and leases held for sale | $1,210,000 | 908 |
| Unused loan commitments | $27,058,000 | 2,810 |
| Tier 1 (core) risk-based capital | $18,154,000 | 3,436 |
| Tier 2 risk-based capital | $1,678,000 | 2,767 |
| Total risk weighted assets | $133,623,000 | 3,291 |
| Total unused commitments | $27,058,000 | 2,810 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 71 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $196,317,000 | 3,134 |
| Cash and due from depository institutions | $7,362,000 | 2,464 |
| Interest-bearing balances | $32,000 | 5,738 |
| Securities | $62,514,000 | 1,874 |
| Federal funds sold & reverse repurchase agreements | $3,630,000 | 4,013 |
| Net loans & leases | $101,459,000 | 3,811 |
| Loan loss allowance | $3,374,000 | 1,581 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,103,000 | 1,737 |
| Other real estate owned | $25,000 | 2,464 |
| Goodwill and other intangibles | $5,683,000 | 838 |
| All other assets | $8,541,000 | 1,965 |
| Life insurance assets | $4,747,000 | 1,218 |
| Total liabilities and capital | $196,317,000 | 3,134 |
| Total liabilities | $173,586,000 | 3,158 |
| Total deposits | $171,049,000 | 2,958 |
| Interest-bearing deposits | $133,874,000 | 3,194 |
| Deposits held in domestic offices | $171,049,000 | 2,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,000,000 | 4,724 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,537,000 | 2,931 |
| Total equity capital | $22,731,000 | 2,913 |
| Total bank equity capital | $22,731,000 | 2,913 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $18,740,000 | 1,497 |
| Undivided profits | $3,990,000 | 5,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,806,000 | 738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 934 |
| Income earned, not collected on loans | $2,185,000 | 1,865 |
| Earning assets | $167,635,000 | 3,353 |
| Long-term assets (5+ years) | $26,849,000 | 2,896 |
| Average Assets, year-to-date | $194,975,000 | 3,125 |
| Average Assets, quarterly | $194,975,000 | 3,125 |
| Volatile liabilities | $28,645,000 | 3,745 |
| Insider loans | $20,406,000 | 283 |
| FHLB advances | $1,000,000 | 4,527 |
| Loans and leases held for sale | $239,000 | 1,479 |
| Unused loan commitments | $35,106,000 | 2,366 |
| Tier 1 (core) risk-based capital | $17,462,000 | 3,514 |
| Tier 2 risk-based capital | $1,567,000 | 2,915 |
| Total risk weighted assets | $123,528,000 | 3,465 |
| Total unused commitments | $35,106,000 | 2,366 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 70 | 2,506 |
| Assets and Liabilities | ||
| Total Assets: | $193,633,000 | 3,148 |
| Cash and due from depository institutions | $12,916,000 | 2,506 |
| Interest-bearing balances | $5,034,000 | 1,076 |
| Securities | $64,724,000 | 1,834 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $94,417,000 | 3,980 |
| Loan loss allowance | $1,920,000 | 2,562 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,124,000 | 1,697 |
| Other real estate owned | $25,000 | 2,506 |
| Goodwill and other intangibles | $5,683,000 | 823 |
| All other assets | $8,744,000 | 1,939 |
| Life insurance assets | $4,670,000 | 1,216 |
| Total liabilities and capital | $193,633,000 | 3,148 |
| Total liabilities | $169,727,000 | 3,198 |
| Total deposits | $165,129,000 | 3,025 |
| Interest-bearing deposits | $129,980,000 | 3,235 |
| Deposits held in domestic offices | $165,129,000 | 3,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,925,000 | 2,278 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,877 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,673,000 | 2,749 |
| Total equity capital | $23,906,000 | 2,734 |
| Total bank equity capital | $23,906,000 | 2,734 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $18,740,000 | 1,471 |
| Undivided profits | $5,165,000 | 4,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,496,000 | 1,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $53,000 | 866 |
| Income earned, not collected on loans | $2,882,000 | 1,387 |
| Earning assets | $164,175,000 | 3,359 |
| Long-term assets (5+ years) | $27,967,000 | 2,778 |
| Average Assets, year-to-date | $192,936,800 | 3,036 |
| Average Assets, quarterly | $199,289,000 | 3,041 |
| Volatile liabilities | $28,549,000 | 3,837 |
| Insider loans | $19,789,000 | 291 |
| FHLB advances | $1,000,000 | 4,667 |
| Loans and leases held for sale | $290,000 | 1,382 |
| Unused loan commitments | $21,247,000 | 3,186 |
| Tier 1 (core) risk-based capital | $18,775,000 | 3,244 |
| Tier 2 risk-based capital | $1,507,000 | 2,990 |
| Total risk weighted assets | $120,137,000 | 3,494 |
| Total unused commitments | $21,247,000 | 3,187 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $204,945,000 | 2,989 |
| Cash and due from depository institutions | $6,124,000 | 2,521 |
| Interest-bearing balances | $37,000 | 5,700 |
| Securities | $64,693,000 | 1,842 |
| Federal funds sold & reverse repurchase agreements | $3,210,000 | 3,157 |
| Net loans & leases | $108,642,000 | 3,599 |
| Loan loss allowance | $2,346,000 | 2,172 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,180,000 | 1,642 |
| Other real estate owned | $25,000 | 2,521 |
| Goodwill and other intangibles | $5,683,000 | 823 |
| All other assets | $9,388,000 | 1,833 |
| Life insurance assets | $4,703,000 | 1,173 |
| Total liabilities and capital | $204,945,000 | 2,989 |
| Total liabilities | $180,588,000 | 3,015 |
| Total deposits | $177,960,000 | 2,793 |
| Interest-bearing deposits | $147,413,000 | 2,856 |
| Deposits held in domestic offices | $177,960,000 | 2,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 5,083 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,628,000 | 2,750 |
| Total equity capital | $24,357,000 | 2,676 |
| Total bank equity capital | $24,357,000 | 2,676 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $18,740,000 | 1,454 |
| Undivided profits | $5,616,000 | 4,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,277,000 | 2,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $54,000 | 894 |
| Income earned, not collected on loans | $2,962,000 | 1,333 |
| Earning assets | $176,582,000 | 3,125 |
| Long-term assets (5+ years) | $27,165,000 | 2,802 |
| Average Assets, year-to-date | $192,762,750 | 3,047 |
| Average Assets, quarterly | $198,927,000 | 3,031 |
| Volatile liabilities | $28,813,000 | 3,837 |
| Insider loans | $20,776,000 | 272 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $133,000 | 1,591 |
| Unused loan commitments | $24,666,000 | 2,977 |
| Tier 1 (core) risk-based capital | $19,376,000 | 3,135 |
| Tier 2 risk-based capital | $1,637,000 | 2,795 |
| Total risk weighted assets | $130,239,000 | 3,261 |
| Total unused commitments | $24,666,000 | 2,977 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 69 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $192,909,000 | 3,115 |
| Cash and due from depository institutions | $4,613,000 | 2,566 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $64,724,000 | 1,851 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $102,041,000 | 3,748 |
| Loan loss allowance | $2,341,000 | 2,162 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,202,000 | 1,601 |
| Other real estate owned | $95,000 | 2,566 |
| Goodwill and other intangibles | $5,683,000 | 813 |
| All other assets | $8,551,000 | 1,957 |
| Life insurance assets | $4,648,000 | 1,163 |
| Total liabilities and capital | $192,909,000 | 3,115 |
| Total liabilities | $170,082,000 | 3,141 |
| Total deposits | $162,510,000 | 3,014 |
| Interest-bearing deposits | $131,245,000 | 3,114 |
| Deposits held in domestic offices | $162,510,000 | 3,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $720,000 | 3,106 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,866,000 | 3,465 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $986,000 | 3,575 |
| Total equity capital | $22,827,000 | 2,734 |
| Total bank equity capital | $22,827,000 | 2,734 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $18,739,000 | 1,417 |
| Undivided profits | $4,087,000 | 4,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,429,000 | 1,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $177,000 | 601 |
| Income earned, not collected on loans | $2,224,000 | 1,646 |
| Earning assets | $166,765,000 | 3,240 |
| Long-term assets (5+ years) | $28,284,000 | 2,696 |
| Average Assets, year-to-date | $188,702,000 | 3,111 |
| Average Assets, quarterly | $189,855,000 | 3,121 |
| Volatile liabilities | $31,531,000 | 3,569 |
| Insider loans | $19,438,000 | 288 |
| FHLB advances | $1,000,000 | 4,843 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $34,951,000 | 2,357 |
| Tier 1 (core) risk-based capital | $18,354,000 | 3,231 |
| Tier 2 risk-based capital | $1,554,000 | 2,873 |
| Total risk weighted assets | $123,560,000 | 3,373 |
| Total unused commitments | $34,951,000 | 2,357 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 67 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $186,801,000 | 3,167 |
| Cash and due from depository institutions | $5,371,000 | 2,619 |
| Interest-bearing balances | $18,000 | 6,194 |
| Securities | $67,497,000 | 1,799 |
| Federal funds sold & reverse repurchase agreements | $5,410,000 | 2,487 |
| Net loans & leases | $87,254,000 | 4,093 |
| Loan loss allowance | $2,753,000 | 1,829 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,290,000 | 1,562 |
| Other real estate owned | $489,000 | 2,619 |
| Goodwill and other intangibles | $5,683,000 | 788 |
| All other assets | $7,807,000 | 2,054 |
| Life insurance assets | $4,589,000 | 1,147 |
| Total liabilities and capital | $186,801,000 | 3,167 |
| Total liabilities | $163,250,000 | 3,229 |
| Total deposits | $161,309,000 | 3,009 |
| Interest-bearing deposits | $126,982,000 | 3,188 |
| Deposits held in domestic offices | $161,309,000 | 3,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,977 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $941,000 | 3,683 |
| Total equity capital | $23,551,000 | 2,615 |
| Total bank equity capital | $23,551,000 | 2,615 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $18,740,000 | 1,375 |
| Undivided profits | $4,810,000 | 4,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,928,000 | 1,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 770 |
| Income earned, not collected on loans | $1,941,000 | 1,806 |
| Earning assets | $160,179,000 | 3,352 |
| Long-term assets (5+ years) | $31,406,000 | 2,497 |
| Average Assets, year-to-date | $186,598,500 | 3,142 |
| Average Assets, quarterly | $186,598,500 | 3,142 |
| Volatile liabilities | $32,002,000 | 3,388 |
| Insider loans | $18,789,000 | 302 |
| FHLB advances | $1,000,000 | 4,791 |
| Loans and leases held for sale | $95,000 | 1,609 |
| Unused loan commitments | $37,928,000 | 2,212 |
| Tier 1 (core) risk-based capital | $18,652,000 | 3,146 |
| Tier 2 risk-based capital | $1,433,000 | 3,018 |
| Total risk weighted assets | $113,305,000 | 3,525 |
| Total unused commitments | $37,928,000 | 2,213 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 64 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $186,396,000 | 3,139 |
| Cash and due from depository institutions | $5,146,000 | 2,738 |
| Interest-bearing balances | $12,000 | 6,360 |
| Securities | $70,135,000 | 1,734 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $89,783,000 | 3,997 |
| Loan loss allowance | $2,763,000 | 1,802 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,361,000 | 1,525 |
| Other real estate owned | $490,000 | 2,738 |
| Goodwill and other intangibles | $5,683,000 | 768 |
| All other assets | $7,798,000 | 2,067 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $186,396,000 | 3,139 |
| Total liabilities | $163,414,000 | 3,205 |
| Total deposits | $161,036,000 | 2,994 |
| Interest-bearing deposits | $127,024,000 | 3,143 |
| Deposits held in domestic offices | $161,036,000 | 2,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $330,000 | 3,244 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,000,000 | 5,079 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,048,000 | 3,380 |
| Total equity capital | $22,982,000 | 2,639 |
| Total bank equity capital | $22,982,000 | 2,639 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $18,739,000 | 1,343 |
| Undivided profits | $4,242,000 | 4,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,929,000 | 1,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $102,000 | 736 |
| Income earned, not collected on loans | $2,328,000 | 1,477 |
| Earning assets | $159,930,000 | 3,302 |
| Long-term assets (5+ years) | $32,781,000 | 2,399 |
| Average Assets, year-to-date | $184,427,200 | 3,048 |
| Average Assets, quarterly | $191,084,500 | 3,051 |
| Volatile liabilities | $29,853,000 | 3,491 |
| Insider loans | $18,801,000 | 285 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $284,000 | 1,334 |
| Unused loan commitments | $23,645,000 | 2,976 |
| Tier 1 (core) risk-based capital | $17,995,000 | 3,198 |
| Tier 2 risk-based capital | $1,436,000 | 2,977 |
| Total risk weighted assets | $113,591,000 | 3,492 |
| Total unused commitments | $23,645,000 | 2,978 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $195,773,000 | 2,972 |
| Cash and due from depository institutions | $5,807,000 | 2,479 |
| Interest-bearing balances | $1,000 | 6,781 |
| Securities | $70,246,000 | 1,717 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $97,169,000 | 3,758 |
| Loan loss allowance | $2,857,000 | 1,699 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,428,000 | 1,470 |
| Other real estate owned | $820,000 | 2,479 |
| Goodwill and other intangibles | $5,683,000 | 745 |
| All other assets | $8,620,000 | 1,844 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $195,773,000 | 2,972 |
| Total liabilities | $172,111,000 | 3,018 |
| Total deposits | $161,611,000 | 2,945 |
| Interest-bearing deposits | $128,981,000 | 3,051 |
| Deposits held in domestic offices | $161,611,000 | 2,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $9,700,000 | 2,770 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $800,000 | 3,986 |
| Total equity capital | $23,662,000 | 2,562 |
| Total bank equity capital | $23,662,000 | 2,562 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $18,740,000 | 1,304 |
| Undivided profits | $4,921,000 | 4,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,279,000 | 1,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 734 |
| Income earned, not collected on loans | $2,455,000 | 1,309 |
| Earning assets | $167,416,000 | 3,146 |
| Long-term assets (5+ years) | $35,036,000 | 2,302 |
| Average Assets, year-to-date | $183,935,000 | 3,041 |
| Average Assets, quarterly | $191,545,000 | 2,989 |
| Volatile liabilities | $32,978,000 | 3,188 |
| Insider loans | $19,297,000 | 267 |
| FHLB advances | $1,000,000 | 4,913 |
| Loans and leases held for sale | $434,000 | 1,294 |
| Unused loan commitments | $29,778,000 | 2,525 |
| Tier 1 (core) risk-based capital | $18,288,000 | 3,103 |
| Tier 2 risk-based capital | $1,509,000 | 2,824 |
| Total risk weighted assets | $119,343,000 | 3,321 |
| Total unused commitments | $29,778,000 | 2,528 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 71 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $187,317,000 | 3,021 |
| Cash and due from depository institutions | $6,075,000 | 2,428 |
| Interest-bearing balances | $5,000 | 6,609 |
| Securities | $72,919,000 | 1,689 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $86,652,000 | 3,996 |
| Loan loss allowance | $2,917,000 | 1,649 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,501,000 | 1,427 |
| Other real estate owned | $822,000 | 2,428 |
| Goodwill and other intangibles | $5,683,000 | 733 |
| All other assets | $7,665,000 | 1,969 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $187,317,000 | 3,021 |
| Total liabilities | $164,158,000 | 3,083 |
| Total deposits | $147,590,000 | 3,104 |
| Interest-bearing deposits | $116,767,000 | 3,253 |
| Deposits held in domestic offices | $147,590,000 | 3,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,871,000 | 2,018 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $697,000 | 4,082 |
| Total equity capital | $23,159,000 | 2,554 |
| Total bank equity capital | $23,159,000 | 2,554 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $18,740,000 | 1,275 |
| Undivided profits | $4,418,000 | 4,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,140,000 | 2,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 856 |
| Income earned, not collected on loans | $1,827,000 | 1,677 |
| Earning assets | $159,576,000 | 3,213 |
| Long-term assets (5+ years) | $34,858,000 | 2,326 |
| Average Assets, year-to-date | $179,989,000 | 3,070 |
| Average Assets, quarterly | $180,921,500 | 3,083 |
| Volatile liabilities | $39,431,000 | 2,720 |
| Insider loans | $18,909,000 | 249 |
| FHLB advances | $8,000,000 | 2,831 |
| Loans and leases held for sale | $180,000 | 1,564 |
| Unused loan commitments | $37,697,000 | 2,089 |
| Tier 1 (core) risk-based capital | $17,658,000 | 3,126 |
| Tier 2 risk-based capital | $1,380,000 | 3,000 |
| Total risk weighted assets | $108,897,000 | 3,499 |
| Total unused commitments | $37,697,000 | 2,089 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 75 | 2,279 |
| Assets and Liabilities | ||
| Total Assets: | $174,526,000 | 3,183 |
| Cash and due from depository institutions | $3,640,000 | 2,279 |
| Interest-bearing balances | $109,000 | 4,930 |
| Securities | $79,684,000 | 1,562 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $70,681,000 | 4,510 |
| Loan loss allowance | $2,915,000 | 1,625 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,957,000 | 1,509 |
| Other real estate owned | $829,000 | 2,279 |
| Goodwill and other intangibles | $5,683,000 | 722 |
| All other assets | $7,052,000 | 2,079 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $174,526,000 | 3,183 |
| Total liabilities | $152,218,000 | 3,283 |
| Total deposits | $147,622,000 | 3,106 |
| Interest-bearing deposits | $116,541,000 | 3,275 |
| Deposits held in domestic offices | $147,622,000 | 3,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $750,000 | 2,744 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,391,000 | 4,041 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $455,000 | 5,014 |
| Total equity capital | $22,308,000 | 2,579 |
| Total bank equity capital | $22,308,000 | 2,579 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $18,740,000 | 1,235 |
| Undivided profits | $3,567,000 | 5,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,172,000 | 2,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 856 |
| Income earned, not collected on loans | $1,423,000 | 2,145 |
| Earning assets | $150,474,000 | 3,356 |
| Long-term assets (5+ years) | $38,873,000 | 2,190 |
| Average Assets, year-to-date | $176,325,000 | 3,145 |
| Average Assets, quarterly | $176,325,000 | 3,145 |
| Volatile liabilities | $27,659,000 | 3,367 |
| Insider loans | $17,660,000 | 266 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $54,000 | 1,718 |
| Unused loan commitments | $37,629,000 | 2,057 |
| Tier 1 (core) risk-based capital | $17,120,000 | 3,180 |
| Tier 2 risk-based capital | $1,218,000 | 3,291 |
| Total risk weighted assets | $95,716,000 | 3,813 |
| Total unused commitments | $37,629,000 | 2,061 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 73 | 2,361 |
| Assets and Liabilities | ||
| Total Assets: | $178,124,000 | 3,129 |
| Cash and due from depository institutions | $5,456,000 | 2,361 |
| Interest-bearing balances | $109,000 | 4,953 |
| Securities | $78,542,000 | 1,610 |
| Federal funds sold & reverse repurchase agreements | $6,380,000 | 1,777 |
| Net loans & leases | $67,381,000 | 4,622 |
| Loan loss allowance | $2,883,000 | 1,615 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,025,000 | 1,465 |
| Other real estate owned | $822,000 | 2,361 |
| Goodwill and other intangibles | $5,683,000 | 718 |
| All other assets | $6,835,000 | 2,086 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $178,124,000 | 3,129 |
| Total liabilities | $155,140,000 | 3,214 |
| Total deposits | $154,303,000 | 2,971 |
| Interest-bearing deposits | $115,025,000 | 3,280 |
| Deposits held in domestic offices | $154,303,000 | 2,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $837,000 | 3,519 |
| Total equity capital | $22,984,000 | 2,513 |
| Total bank equity capital | $22,984,000 | 2,513 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $18,740,000 | 1,218 |
| Undivided profits | $4,243,000 | 5,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,226,000 | 2,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $92,000 | 795 |
| Income earned, not collected on loans | $1,463,000 | 2,038 |
| Earning assets | $152,412,000 | 3,327 |
| Long-term assets (5+ years) | $37,967,000 | 2,262 |
| Average Assets, year-to-date | $182,514,800 | 2,974 |
| Average Assets, quarterly | $178,263,000 | 3,107 |
| Volatile liabilities | $22,363,000 | 3,854 |
| Insider loans | $17,612,000 | 273 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $188,000 | 1,477 |
| Unused loan commitments | $24,971,000 | 2,604 |
| Tier 1 (core) risk-based capital | $17,158,000 | 3,124 |
| Tier 2 risk-based capital | $1,171,000 | 3,374 |
| Total risk weighted assets | $91,945,000 | 3,898 |
| Total unused commitments | $24,971,000 | 2,605 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 71 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $178,402,000 | 3,103 |
| Cash and due from depository institutions | $4,999,000 | 2,412 |
| Interest-bearing balances | $31,000 | 6,068 |
| Securities | $71,654,000 | 1,736 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $80,600,000 | 4,091 |
| Loan loss allowance | $2,924,000 | 1,584 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,094,000 | 1,411 |
| Other real estate owned | $841,000 | 2,412 |
| Goodwill and other intangibles | $5,683,000 | 703 |
| All other assets | $7,531,000 | 1,885 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $178,402,000 | 3,103 |
| Total liabilities | $155,949,000 | 3,143 |
| Total deposits | $146,398,000 | 3,045 |
| Interest-bearing deposits | $114,277,000 | 3,254 |
| Deposits held in domestic offices | $146,398,000 | 3,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,559,000 | 2,821 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $992,000 | 3,213 |
| Total equity capital | $22,453,000 | 2,555 |
| Total bank equity capital | $22,453,000 | 2,555 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $18,739,000 | 1,182 |
| Undivided profits | $3,713,000 | 5,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,443,000 | 1,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $84,000 | 859 |
| Income earned, not collected on loans | $1,839,000 | 1,634 |
| Earning assets | $152,285,000 | 3,274 |
| Long-term assets (5+ years) | $36,467,000 | 2,382 |
| Average Assets, year-to-date | $183,612,500 | 2,951 |
| Average Assets, quarterly | $180,408,000 | 3,048 |
| Volatile liabilities | $32,568,000 | 2,927 |
| Insider loans | $18,021,000 | 267 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $95,000 | 1,689 |
| Unused loan commitments | $29,753,000 | 2,297 |
| Tier 1 (core) risk-based capital | $16,469,000 | 3,215 |
| Tier 2 risk-based capital | $1,272,000 | 3,138 |
| Total risk weighted assets | $100,094,000 | 3,625 |
| Total unused commitments | $29,753,000 | 2,302 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 75 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $182,414,000 | 3,019 |
| Cash and due from depository institutions | $5,223,000 | 2,291 |
| Interest-bearing balances | $25,000 | 6,192 |
| Securities | $72,540,000 | 1,748 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $83,958,000 | 3,941 |
| Loan loss allowance | $2,862,000 | 1,604 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,169,000 | 1,379 |
| Other real estate owned | $913,000 | 2,291 |
| Goodwill and other intangibles | $5,683,000 | 681 |
| All other assets | $6,928,000 | 2,029 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $182,414,000 | 3,019 |
| Total liabilities | $160,311,000 | 3,084 |
| Total deposits | $144,455,000 | 3,076 |
| Interest-bearing deposits | $113,261,000 | 3,283 |
| Deposits held in domestic offices | $144,455,000 | 3,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,545 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 2,023 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $656,000 | 3,908 |
| Total equity capital | $22,103,000 | 2,485 |
| Total bank equity capital | $22,103,000 | 2,485 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $18,740,000 | 1,153 |
| Undivided profits | $3,362,000 | 5,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,411,000 | 1,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,064 |
| Income earned, not collected on loans | $1,442,000 | 1,988 |
| Earning assets | $156,523,000 | 3,173 |
| Long-term assets (5+ years) | $38,215,000 | 2,362 |
| Average Assets, year-to-date | $185,349,330 | 2,940 |
| Average Assets, quarterly | $182,761,500 | 2,993 |
| Volatile liabilities | $38,606,000 | 2,500 |
| Insider loans | $13,756,000 | 363 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $348,000 | 1,299 |
| Unused loan commitments | $27,300,000 | 2,419 |
| Tier 1 (core) risk-based capital | $16,911,000 | 3,102 |
| Tier 2 risk-based capital | $1,302,000 | 3,048 |
| Total risk weighted assets | $102,583,000 | 3,525 |
| Total unused commitments | $27,300,000 | 2,421 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 73 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $183,109,000 | 2,988 |
| Cash and due from depository institutions | $12,239,000 | 2,346 |
| Interest-bearing balances | $1,220,000 | 2,840 |
| Securities | $77,512,000 | 1,662 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $72,650,000 | 4,274 |
| Loan loss allowance | $2,799,000 | 1,629 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,224,000 | 1,338 |
| Other real estate owned | $916,000 | 2,346 |
| Goodwill and other intangibles | $5,683,000 | 670 |
| All other assets | $6,885,000 | 1,924 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $183,109,000 | 2,988 |
| Total liabilities | $160,213,000 | 3,049 |
| Total deposits | $154,740,000 | 2,887 |
| Interest-bearing deposits | $117,158,000 | 3,184 |
| Deposits held in domestic offices | $154,740,000 | 2,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,246,000 | 3,630 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,227,000 | 2,793 |
| Total equity capital | $22,896,000 | 2,455 |
| Total bank equity capital | $22,896,000 | 2,455 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $18,740,000 | 1,142 |
| Undivided profits | $4,155,000 | 5,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,494,000 | 1,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 1,007 |
| Income earned, not collected on loans | $1,337,000 | 2,143 |
| Earning assets | $151,382,000 | 3,242 |
| Long-term assets (5+ years) | $40,305,000 | 2,231 |
| Average Assets, year-to-date | $186,817,000 | 2,925 |
| Average Assets, quarterly | $186,817,000 | 2,925 |
| Volatile liabilities | $27,889,000 | 3,091 |
| Insider loans | $14,431,000 | 333 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $33,599,000 | 2,049 |
| Tier 1 (core) risk-based capital | $16,364,000 | 3,157 |
| Tier 2 risk-based capital | $1,211,000 | 3,179 |
| Total risk weighted assets | $95,254,000 | 3,653 |
| Total unused commitments | $33,599,000 | 2,054 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 74 | 2,328 |
| Assets and Liabilities | ||
| Total Assets: | $190,525,000 | 2,903 |
| Cash and due from depository institutions | $12,383,000 | 2,328 |
| Interest-bearing balances | $3,116,000 | 1,694 |
| Securities | $81,440,000 | 1,643 |
| Federal funds sold & reverse repurchase agreements | $1,615,000 | 4,357 |
| Net loans & leases | $73,660,000 | 4,202 |
| Loan loss allowance | $2,711,000 | 1,687 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,288,000 | 1,319 |
| Other real estate owned | $933,000 | 2,328 |
| Goodwill and other intangibles | $5,683,000 | 662 |
| All other assets | $7,523,000 | 1,811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,525,000 | 2,903 |
| Total liabilities | $168,537,000 | 2,933 |
| Total deposits | $167,487,000 | 2,694 |
| Interest-bearing deposits | $123,647,000 | 3,028 |
| Deposits held in domestic offices | $167,487,000 | 2,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,050,000 | 2,989 |
| Total equity capital | $21,988,000 | 2,494 |
| Total bank equity capital | $21,988,000 | 2,494 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $18,740,000 | 1,117 |
| Undivided profits | $3,247,000 | 5,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,535,000 | 1,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 946 |
| Income earned, not collected on loans | $1,537,000 | 1,901 |
| Earning assets | $159,831,000 | 3,089 |
| Long-term assets (5+ years) | $42,369,000 | 2,175 |
| Average Assets, year-to-date | $185,850,200 | 2,850 |
| Average Assets, quarterly | $192,651,000 | 2,829 |
| Volatile liabilities | $25,065,000 | 3,350 |
| Insider loans | $13,320,000 | 351 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $26,079,000 | 2,369 |
| Tier 1 (core) risk-based capital | $15,879,000 | 3,200 |
| Tier 2 risk-based capital | $1,262,000 | 3,072 |
| Total risk weighted assets | $99,496,000 | 3,534 |
| Total unused commitments | $26,079,000 | 2,374 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 74 | 2,339 |
| Assets and Liabilities | ||
| Total Assets: | $194,777,000 | 2,817 |
| Cash and due from depository institutions | $8,276,000 | 2,339 |
| Interest-bearing balances | $3,139,000 | 1,857 |
| Securities | $70,649,000 | 1,813 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $94,200,000 | 3,487 |
| Loan loss allowance | $2,719,000 | 1,702 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,365,000 | 1,290 |
| Other real estate owned | $992,000 | 2,339 |
| Goodwill and other intangibles | $5,683,000 | 656 |
| All other assets | $7,612,000 | 1,802 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,777,000 | 2,817 |
| Total liabilities | $173,744,000 | 2,844 |
| Total deposits | $154,290,000 | 2,876 |
| Interest-bearing deposits | $120,076,000 | 3,109 |
| Deposits held in domestic offices | $154,290,000 | 2,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,225,000 | 1,678 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,229,000 | 2,798 |
| Total equity capital | $21,033,000 | 2,595 |
| Total bank equity capital | $21,033,000 | 2,595 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $625,000 | 3,815 |
| Surplus | $18,115,000 | 1,136 |
| Undivided profits | $2,293,000 | 6,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,184,000 | 1,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $216,000 | 634 |
| Income earned, not collected on loans | $2,132,000 | 1,352 |
| Earning assets | $167,988,000 | 2,970 |
| Long-term assets (5+ years) | $37,957,000 | 2,351 |
| Average Assets, year-to-date | $184,681,500 | 2,881 |
| Average Assets, quarterly | $191,576,000 | 2,840 |
| Volatile liabilities | $43,356,000 | 2,168 |
| Insider loans | $15,795,000 | 281 |
| FHLB advances | $7,000,000 | 2,715 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,819,000 | 2,387 |
| Tier 1 (core) risk-based capital | $14,961,000 | 3,367 |
| Tier 2 risk-based capital | $1,450,000 | 2,729 |
| Total risk weighted assets | $114,661,000 | 3,119 |
| Total unused commitments | $25,819,000 | 2,390 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 73 | 2,381 |
| Assets and Liabilities | ||
| Total Assets: | $188,375,000 | 2,883 |
| Cash and due from depository institutions | $8,059,000 | 2,381 |
| Interest-bearing balances | $3,019,000 | 2,037 |
| Securities | $61,676,000 | 2,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $97,405,000 | 3,380 |
| Loan loss allowance | $2,604,000 | 1,734 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,336,000 | 1,263 |
| Other real estate owned | $1,207,000 | 2,381 |
| Goodwill and other intangibles | $5,683,000 | 631 |
| All other assets | $7,009,000 | 1,838 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,375,000 | 2,883 |
| Total liabilities | $166,475,000 | 2,929 |
| Total deposits | $157,711,000 | 2,813 |
| Interest-bearing deposits | $127,680,000 | 2,938 |
| Deposits held in domestic offices | $157,711,000 | 2,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,215,000 | 2,776 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,549,000 | 2,443 |
| Total equity capital | $21,900,000 | 2,502 |
| Total bank equity capital | $21,900,000 | 2,502 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $625,000 | 3,815 |
| Surplus | $18,116,000 | 1,115 |
| Undivided profits | $3,159,000 | 5,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,404,000 | 1,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $215,000 | 683 |
| Income earned, not collected on loans | $1,647,000 | 1,765 |
| Earning assets | $162,100,000 | 3,032 |
| Long-term assets (5+ years) | $39,969,000 | 2,117 |
| Average Assets, year-to-date | $181,316,330 | 2,931 |
| Average Assets, quarterly | $183,834,000 | 2,920 |
| Volatile liabilities | $32,901,000 | 2,652 |
| Insider loans | $12,072,000 | 379 |
| FHLB advances | $7,000,000 | 2,646 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $16,743,000 | 3,136 |
| Tier 1 (core) risk-based capital | $15,451,000 | 3,221 |
| Tier 2 risk-based capital | $1,502,000 | 2,616 |
| Total risk weighted assets | $119,066,000 | 2,994 |
| Total unused commitments | $16,743,000 | 3,145 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 72 | 2,394 |
| Assets and Liabilities | ||
| Total Assets: | $179,293,000 | 2,981 |
| Cash and due from depository institutions | $9,382,000 | 2,394 |
| Interest-bearing balances | $3,051,000 | 2,059 |
| Securities | $71,724,000 | 1,707 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 7,235 |
| Net loans & leases | $77,060,000 | 3,990 |
| Loan loss allowance | $2,509,000 | 1,756 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,257,000 | 1,260 |
| Other real estate owned | $1,403,000 | 2,394 |
| Goodwill and other intangibles | $5,683,000 | 628 |
| All other assets | $6,774,000 | 1,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,293,000 | 2,981 |
| Total liabilities | $157,610,000 | 3,032 |
| Total deposits | $156,092,000 | 2,813 |
| Interest-bearing deposits | $125,690,000 | 2,964 |
| Deposits held in domestic offices | $156,092,000 | 2,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $145,000 | 2,930 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,373,000 | 2,688 |
| Total equity capital | $21,683,000 | 2,457 |
| Total bank equity capital | $21,683,000 | 2,457 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $625,000 | 3,828 |
| Surplus | $18,116,000 | 1,102 |
| Undivided profits | $2,942,000 | 5,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,652,000 | 1,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $297,000 | 555 |
| Income earned, not collected on loans | $1,551,000 | 1,939 |
| Earning assets | $151,845,000 | 3,168 |
| Long-term assets (5+ years) | $44,133,000 | 1,934 |
| Average Assets, year-to-date | $177,787,000 | 2,965 |
| Average Assets, quarterly | $177,787,000 | 2,965 |
| Volatile liabilities | $26,211,000 | 3,126 |
| Insider loans | $10,566,000 | 439 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $32,341,000 | 1,913 |
| Tier 1 (core) risk-based capital | $15,521,000 | 3,149 |
| Tier 2 risk-based capital | $1,287,000 | 2,924 |
| Total risk weighted assets | $101,700,000 | 3,352 |
| Total unused commitments | $32,341,000 | 1,922 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 74 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $176,281,000 | 2,977 |
| Cash and due from depository institutions | $10,184,000 | 2,318 |
| Interest-bearing balances | $3,150,000 | 1,902 |
| Securities | $64,028,000 | 1,882 |
| Federal funds sold & reverse repurchase agreements | $3,310,000 | 3,725 |
| Net loans & leases | $79,058,000 | 3,909 |
| Loan loss allowance | $2,421,000 | 1,778 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,103,000 | 1,273 |
| Other real estate owned | $1,448,000 | 2,318 |
| Goodwill and other intangibles | $5,683,000 | 608 |
| All other assets | $5,467,000 | 2,147 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,281,000 | 2,977 |
| Total liabilities | $154,889,000 | 3,023 |
| Total deposits | $153,308,000 | 2,794 |
| Interest-bearing deposits | $124,129,000 | 2,938 |
| Deposits held in domestic offices | $153,308,000 | 2,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $160,000 | 3,067 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,421,000 | 2,627 |
| Total equity capital | $21,392,000 | 2,470 |
| Total bank equity capital | $21,392,000 | 2,470 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $625,000 | 3,828 |
| Surplus | $18,116,000 | 1,083 |
| Undivided profits | $2,651,000 | 6,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,594,000 | 1,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $296,000 | 519 |
| Income earned, not collected on loans | $1,624,000 | 1,913 |
| Earning assets | $149,546,000 | 3,159 |
| Long-term assets (5+ years) | $44,017,000 | 1,903 |
| Average Assets, year-to-date | $181,314,000 | 2,772 |
| Average Assets, quarterly | $179,504,500 | 2,888 |
| Volatile liabilities | $24,107,000 | 3,296 |
| Insider loans | $12,466,000 | 351 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $25,982,000 | 2,195 |
| Tier 1 (core) risk-based capital | $15,207,000 | 3,157 |
| Tier 2 risk-based capital | $1,255,000 | 2,925 |
| Total risk weighted assets | $99,869,000 | 3,350 |
| Total unused commitments | $25,982,000 | 2,200 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 88 | 1,948 |
| Assets and Liabilities | ||
| Total Assets: | $186,866,000 | 2,701 |
| Cash and due from depository institutions | $20,588,000 | 1,948 |
| Interest-bearing balances | $13,150,000 | 518 |
| Securities | $46,663,000 | 2,334 |
| Federal funds sold & reverse repurchase agreements | $7,380,000 | 1,981 |
| Net loans & leases | $88,779,000 | 3,492 |
| Loan loss allowance | $1,912,000 | 2,084 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,536,000 | 1,356 |
| Other real estate owned | $605,000 | 1,948 |
| Goodwill and other intangibles | $5,663,000 | 575 |
| All other assets | $10,652,000 | 1,155 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,866,000 | 2,701 |
| Total liabilities | $168,296,000 | 2,705 |
| Total deposits | $166,094,000 | 2,467 |
| Interest-bearing deposits | $137,183,000 | 2,563 |
| Deposits held in domestic offices | $166,094,000 | 2,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,202,000 | 1,853 |
| Total equity capital | $18,570,000 | 2,622 |
| Total bank equity capital | $18,570,000 | 2,622 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $625,000 | 3,894 |
| Surplus | $17,116,000 | 1,076 |
| Undivided profits | $829,000 | 7,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,007,000 | 1,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,483,000 | 1,278 |
| Earning assets | $155,972,000 | 2,929 |
| Long-term assets (5+ years) | $7,449,000 | 5,423 |
| Average Assets, year-to-date | $153,281,800 | 3,080 |
| Average Assets, quarterly | $182,315,500 | 2,722 |
| Volatile liabilities | $29,462,000 | 2,749 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $24,424,000 | 2,161 |
| Tier 1 (core) risk-based capital | $12,538,000 | 3,601 |
| Tier 2 risk-based capital | $1,609,000 | 2,245 |
| Total risk weighted assets | $128,397,000 | 2,576 |
| Total unused commitments | $24,424,000 | 2,166 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 62 | 2,763 |
| Assets and Liabilities | ||
| Total Assets: | $124,972,000 | 3,674 |
| Cash and due from depository institutions | $8,653,000 | 2,763 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $31,380,000 | 3,322 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,307 |
| Net loans & leases | $70,664,000 | 4,053 |
| Loan loss allowance | $954,000 | 3,631 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,070,000 | 2,846 |
| Other real estate owned | $425,000 | 2,763 |
| Goodwill and other intangibles | $3,292,000 | 785 |
| All other assets | $2,388,000 | 3,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,972,000 | 3,674 |
| Total liabilities | $108,863,000 | 3,787 |
| Total deposits | $105,420,000 | 3,613 |
| Interest-bearing deposits | $91,204,000 | 3,585 |
| Deposits held in domestic offices | $105,420,000 | 3,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,145,000 | 2,214 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,000 | 5,637 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,273,000 | 2,974 |
| Total equity capital | $16,109,000 | 2,886 |
| Total bank equity capital | $16,109,000 | 2,886 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $625,000 | 4,013 |
| Surplus | $14,697,000 | 1,191 |
| Undivided profits | $787,000 | 7,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,162,000 | 2,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,400,000 | 1,873 |
| Earning assets | $107,244,000 | 3,904 |
| Long-term assets (5+ years) | $5,197,000 | 5,936 |
| Average Assets, year-to-date | $123,395,600 | 3,576 |
| Average Assets, quarterly | $125,698,500 | 3,620 |
| Volatile liabilities | $23,306,000 | 3,276 |
| Insider loans | $10,742,000 | 384 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,129,000 | 2,175 |
| Tier 1 (core) risk-based capital | $12,803,000 | 3,441 |
| Tier 2 risk-based capital | $954,000 | 3,401 |
| Total risk weighted assets | $80,474,300 | 3,737 |
| Total unused commitments | $22,129,000 | 2,180 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 59 | 2,992 |
| Assets and Liabilities | ||
| Total Assets: | $124,483,000 | 3,647 |
| Cash and due from depository institutions | $4,754,000 | 2,992 |
| Interest-bearing balances | $45,000 | 5,518 |
| Securities | $34,519,000 | 3,197 |
| Federal funds sold & reverse repurchase agreements | $14,660,000 | 680 |
| Net loans & leases | $61,484,000 | 4,407 |
| Loan loss allowance | $815,000 | 4,033 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,926,000 | 2,913 |
| Other real estate owned | $448,000 | 2,992 |
| Goodwill and other intangibles | $3,553,000 | 775 |
| All other assets | $2,139,000 | 3,736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,483,000 | 3,647 |
| Total liabilities | $109,438,000 | 3,706 |
| Total deposits | $104,883,000 | 3,577 |
| Interest-bearing deposits | $90,172,000 | 3,572 |
| Deposits held in domestic offices | $104,883,000 | 3,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,335,000 | 2,351 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,147,000 | 4,429 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,073,000 | 3,090 |
| Total equity capital | $15,045,000 | 2,937 |
| Total bank equity capital | $15,045,000 | 2,937 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $625,000 | 4,132 |
| Surplus | $14,697,000 | 1,182 |
| Undivided profits | $-277,000 | 9,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,212,000 | 1,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 775 |
| Income earned, not collected on loans | $1,108,000 | 2,028 |
| Earning assets | $110,708,000 | 3,736 |
| Long-term assets (5+ years) | $7,227,000 | 5,579 |
| Average Assets, year-to-date | $119,879,600 | 3,641 |
| Average Assets, quarterly | $121,657,000 | 3,679 |
| Volatile liabilities | $22,924,000 | 3,138 |
| Insider loans | $7,188,000 | 633 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,805,000 | 4,361 |
| Tier 1 (core) risk-based capital | $11,796,000 | 3,682 |
| Tier 2 risk-based capital | $815,000 | 3,737 |
| Total risk weighted assets | $72,805,600 | 3,930 |
| Total unused commitments | $7,805,000 | 4,365 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 59 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $119,795,000 | 3,727 |
| Cash and due from depository institutions | $4,542,000 | 3,010 |
| Interest-bearing balances | $59,000 | 5,440 |
| Securities | $31,517,000 | 3,481 |
| Federal funds sold & reverse repurchase agreements | $13,165,000 | 1,284 |
| Net loans & leases | $61,867,000 | 4,182 |
| Loan loss allowance | $1,000,000 | 3,344 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,863,000 | 2,811 |
| Other real estate owned | $378,000 | 3,010 |
| Goodwill and other intangibles | $3,394,000 | 751 |
| All other assets | $2,069,000 | 3,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,795,000 | 3,727 |
| Total liabilities | $104,888,000 | 3,791 |
| Total deposits | $99,701,000 | 3,717 |
| Interest-bearing deposits | $87,109,000 | 3,656 |
| Deposits held in domestic offices | $99,701,000 | 3,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,455,000 | 1,849 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,211,000 | 3,626 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,521,000 | 2,489 |
| Total equity capital | $14,907,000 | 3,019 |
| Total bank equity capital | $14,907,000 | 3,019 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $625,000 | 4,162 |
| Surplus | $14,254,000 | 1,155 |
| Undivided profits | $28,000 | 9,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,883,000 | 1,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,087,000 | 2,026 |
| Earning assets | $106,608,000 | 3,832 |
| Long-term assets (5+ years) | $6,910,000 | 5,560 |
| Average Assets, year-to-date | $111,330,400 | 3,772 |
| Average Assets, quarterly | $116,203,000 | 3,748 |
| Volatile liabilities | $23,853,000 | 2,590 |
| Insider loans | $4,250,000 | 1,004 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,655,000 | 4,628 |
| Tier 1 (core) risk-based capital | $11,497,000 | 3,696 |
| Tier 2 risk-based capital | $872,520 | 3,411 |
| Total risk weighted assets | $69,673,720 | 3,872 |
| Total unused commitments | $6,655,000 | 4,635 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 55 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $110,856,000 | 3,945 |
| Cash and due from depository institutions | $4,648,000 | 3,282 |
| Interest-bearing balances | $59,000 | 5,238 |
| Securities | $27,198,000 | 3,940 |
| Federal funds sold & reverse repurchase agreements | $13,685,000 | 957 |
| Net loans & leases | $61,959,000 | 4,222 |
| Loan loss allowance | $800,000 | 4,052 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,441,000 | 4,846 |
| Other real estate owned | $80,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,845,000 | 3,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,856,000 | 3,945 |
| Total liabilities | $100,433,000 | 3,917 |
| Total deposits | $98,255,000 | 3,772 |
| Interest-bearing deposits | $86,146,000 | 3,708 |
| Deposits held in domestic offices | $98,255,000 | 3,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $735,000 | 2,892 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $503,000 | 4,002 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $940,000 | 3,747 |
| Total equity capital | $10,423,000 | 4,140 |
| Total bank equity capital | $10,423,000 | 4,140 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $625,000 | 4,310 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $8,798,000 | 2,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,297,000 | 1,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $802,000 | 2,880 |
| Earning assets | $102,901,000 | 3,928 |
| Long-term assets (5+ years) | $7,591,000 | 5,031 |
| Average Assets, year-to-date | $106,216,200 | 3,939 |
| Average Assets, quarterly | $106,312,500 | 4,046 |
| Volatile liabilities | $23,186,000 | 2,654 |
| Insider loans | $3,730,000 | 1,127 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,227,000 | 6,335 |
| Tier 1 (core) risk-based capital | $10,333,000 | 4,035 |
| Tier 2 risk-based capital | $800,000 | 3,565 |
| Total risk weighted assets | $66,865,600 | 3,978 |
| Total unused commitments | $3,227,000 | 6,344 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 55 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $107,472,000 | 4,135 |
| Cash and due from depository institutions | $4,375,000 | 3,429 |
| Interest-bearing balances | $65,000 | 5,257 |
| Securities | $27,298,000 | 4,218 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,130 |
| Net loans & leases | $66,115,000 | 4,040 |
| Loan loss allowance | $800,000 | 4,226 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,416,000 | 4,887 |
| Other real estate owned | $324,000 | 3,429 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,844,000 | 3,875 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,472,000 | 4,135 |
| Total liabilities | $98,568,000 | 4,066 |
| Total deposits | $97,442,000 | 3,867 |
| Interest-bearing deposits | $86,923,000 | 3,749 |
| Deposits held in domestic offices | $97,442,000 | 3,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,772 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $56,000 | 5,015 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $970,000 | 3,614 |
| Total equity capital | $8,904,000 | 4,787 |
| Total bank equity capital | $8,904,000 | 4,787 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $625,000 | 4,599 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $7,279,000 | 3,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 3,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $798,000 | 2,859 |
| Earning assets | $99,578,000 | 4,117 |
| Long-term assets (5+ years) | $7,350,000 | 4,937 |
| Average Assets, year-to-date | $102,328,400 | 4,162 |
| Average Assets, quarterly | $104,872,000 | 4,188 |
| Volatile liabilities | $21,846,000 | 2,714 |
| Insider loans | $3,631,000 | 1,191 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $8,852,000 | 4,703 |
| Tier 2 risk-based capital | $800,000 | 3,642 |
| Total risk weighted assets | $70,815,500 | 3,811 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 52 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $98,030,000 | 4,504 |
| Cash and due from depository institutions | $3,650,000 | 3,715 |
| Interest-bearing balances | $65,000 | 5,611 |
| Securities | $26,806,000 | 4,450 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 6,719 |
| Net loans & leases | $62,741,000 | 4,102 |
| Loan loss allowance | $660,000 | 4,932 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,323,000 | 5,062 |
| Other real estate owned | $325,000 | 3,715 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,885,000 | 3,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,030,000 | 4,504 |
| Total liabilities | $90,081,000 | 4,410 |
| Total deposits | $88,510,000 | 4,275 |
| Interest-bearing deposits | $78,174,000 | 4,184 |
| Deposits held in domestic offices | $88,510,000 | 4,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,059 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $58,000 | 4,626 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,013,000 | 3,595 |
| Total equity capital | $7,949,000 | 5,276 |
| Total bank equity capital | $7,949,000 | 5,276 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $625,000 | 4,842 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $6,324,000 | 3,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 3,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $938,000 | 2,466 |
| Earning assets | $90,912,000 | 4,459 |
| Long-term assets (5+ years) | $7,575,000 | 4,738 |
| Average Assets, year-to-date | $96,353,800 | 4,401 |
| Average Assets, quarterly | $99,966,500 | 4,376 |
| Volatile liabilities | $17,667,000 | 2,927 |
| Insider loans | $4,595,000 | 966 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $7,903,000 | 5,147 |
| Tier 2 risk-based capital | $660,000 | 4,227 |
| Total risk weighted assets | $67,237,800 | 3,914 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 53 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $95,246,000 | 4,564 |
| Cash and due from depository institutions | $3,770,000 | 3,774 |
| Interest-bearing balances | $355,000 | 3,788 |
| Securities | $31,687,000 | 4,090 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,155 |
| Net loans & leases | $54,348,000 | 4,582 |
| Loan loss allowance | $575,000 | 5,582 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,348,000 | 5,021 |
| Other real estate owned | $522,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,871,000 | 4,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,246,000 | 4,564 |
| Total liabilities | $88,438,000 | 4,488 |
| Total deposits | $87,958,000 | 4,276 |
| Interest-bearing deposits | $75,769,000 | 4,267 |
| Deposits held in domestic offices | $87,958,000 | 4,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $480,000 | 5,356 |
| Total equity capital | $6,808,000 | 5,677 |
| Total bank equity capital | $6,808,000 | 5,677 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $625,000 | 5,079 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $5,183,000 | 4,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 4,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $686,000 | 2,994 |
| Earning assets | $88,090,000 | 4,527 |
| Long-term assets (5+ years) | $6,936,000 | 5,103 |
| Average Assets, year-to-date | $94,234,800 | 4,516 |
| Average Assets, quarterly | $96,470,000 | 4,480 |
| Volatile liabilities | $12,995,000 | 3,572 |
| Insider loans | $3,560,000 | 1,177 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $7,099,000 | 5,554 |
| Tier 2 risk-based capital | $575,000 | 4,707 |
| Total risk weighted assets | $59,977,100 | 4,236 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 49 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $91,053,000 | 4,853 |
| Cash and due from depository institutions | $4,522,000 | 4,243 |
| Interest-bearing balances | $647,000 | 4,011 |
| Securities | $29,040,000 | 4,607 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,524 |
| Net loans & leases | $48,345,000 | 4,928 |
| Loan loss allowance | $550,000 | 5,954 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,165,000 | 5,560 |
| Other real estate owned | $850,000 | 4,243 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,631,000 | 4,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,053,000 | 4,853 |
| Total liabilities | $84,550,000 | 4,764 |
| Total deposits | $84,005,000 | 4,595 |
| Interest-bearing deposits | $72,410,000 | 4,621 |
| Deposits held in domestic offices | $84,005,000 | 4,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $545,000 | 5,038 |
| Total equity capital | $6,503,000 | 5,982 |
| Total bank equity capital | $6,503,000 | 5,982 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $625,000 | 5,300 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $4,878,000 | 4,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 5,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $601,000 | 3,031 |
| Earning assets | $83,532,000 | 4,842 |
| Long-term assets (5+ years) | $6,911,000 | 5,458 |
| Average Assets, year-to-date | $93,298,200 | 4,639 |
| Average Assets, quarterly | $92,820,500 | 4,729 |
| Volatile liabilities | $11,934,000 | 3,610 |
| Insider loans | $4,343,000 | 948 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $6,503,000 | 5,907 |
| Tier 2 risk-based capital | $550,000 | 4,848 |
| Total risk weighted assets | $55,521,800 | 4,471 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 43 | 4,867 |
| Assets and Liabilities | ||
| Total Assets: | $97,995,000 | 4,605 |
| Cash and due from depository institutions | $8,474,000 | 4,867 |
| Interest-bearing balances | $2,215,000 | 2,542 |
| Securities | $32,737,000 | 4,139 |
| Federal funds sold & reverse repurchase agreements | $7,570,000 | 2,195 |
| Net loans & leases | $45,785,000 | 5,169 |
| Loan loss allowance | $600,000 | 5,638 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $925,000 | 6,501 |
| Other real estate owned | $985,000 | 4,867 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,519,000 | 4,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,995,000 | 4,605 |
| Total liabilities | $91,741,000 | 4,516 |
| Total deposits | $91,095,000 | 4,371 |
| Interest-bearing deposits | $75,679,000 | 4,567 |
| Deposits held in domestic offices | $91,095,000 | 4,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $646,000 | 4,737 |
| Total equity capital | $6,254,000 | 5,939 |
| Total bank equity capital | $6,254,000 | 5,939 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $625,000 | 5,569 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $4,629,000 | 4,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,465,000 | 2,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $706,000 | 2,812 |
| Earning assets | $88,307,000 | 4,678 |
| Long-term assets (5+ years) | $6,574,000 | 5,630 |
| Average Assets, year-to-date | $94,286,400 | 4,661 |
| Average Assets, quarterly | $93,875,000 | 4,751 |
| Volatile liabilities | $14,518,000 | 3,047 |
| Insider loans | $794,000 | 1,096 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $6,254,000 | 5,859 |
| Tier 2 risk-based capital | $600,000 | 4,481 |
| Total risk weighted assets | $57,768,800 | 4,369 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |