Home > Southern Arizona Bank of Yuma > Income and Expense
Southern Arizona Bank of Yuma, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,324,000 | 2,942 |
| Total interest expense | $3,683,000 | 3,972 |
| Net interest income | $7,641,000 | 2,345 |
| Provision for loan and lease losses | $401,000 | 1,855 |
| Total noninterest income | $807,000 | 3,661 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $569,000 | 2,380 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $238,000 | 4,622 |
| Total noninterest expense | $4,661,000 | 2,887 |
| Salaries and employee benefits | $2,453,000 | 2,723 |
| Premises and equipment expense | $655,000 | 2,985 |
| Additional noninterest expense | $1,553,000 | 3,004 |
| Pre-tax net operating income | $3,386,000 | 2,174 |
| Securities gains (losses) | $90,000 | 1,004 |
| Applicable income taxes | $1,325,000 | 1,837 |
| Income before extraordinary items | $2,151,000 | 2,347 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,151,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,837 |
| Cash dividends | $684,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,093,400 | 2,376 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,114,000 | 3,294 |
| Total interest expense | $2,428,000 | 4,773 |
| Net interest income | $6,686,000 | 2,712 |
| Provision for loan and lease losses | $429,000 | 1,727 |
| Total noninterest income | $639,000 | 4,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 3,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,577 |
| Total noninterest expense | $4,246,000 | 3,231 |
| Salaries and employee benefits | $2,203,000 | 3,000 |
| Premises and equipment expense | $578,000 | 3,382 |
| Additional noninterest expense | $1,465,000 | 3,382 |
| Pre-tax net operating income | $2,650,000 | 2,679 |
| Securities gains (losses) | $156,000 | 583 |
| Applicable income taxes | $1,021,000 | 2,191 |
| Income before extraordinary items | $1,785,000 | 2,715 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,785,000 | 2,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $599,000 | 2,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,685,160 | 2,896 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,169,000 | 3,746 |
| Total interest expense | $2,441,000 | 4,932 |
| Net interest income | $5,728,000 | 3,162 |
| Provision for loan and lease losses | $756,000 | 1,574 |
| Total noninterest income | $524,000 | 5,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,564 |
| Total noninterest expense | $3,797,000 | 3,653 |
| Salaries and employee benefits | $1,860,000 | 3,510 |
| Premises and equipment expense | $433,000 | 4,403 |
| Additional noninterest expense | $1,504,000 | 3,496 |
| Pre-tax net operating income | $1,699,000 | 3,882 |
| Securities gains (losses) | $388,000 | 1,079 |
| Applicable income taxes | $727,000 | 3,003 |
| Income before extraordinary items | $1,360,000 | 3,560 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,360,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,605 |
| Cash dividends | $475,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,107,800 | 4,080 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,982,000 | 4,832 |
| Total interest expense | $2,318,000 | 6,363 |
| Net interest income | $4,664,000 | 3,872 |
| Provision for loan and lease losses | $753,000 | 2,238 |
| Total noninterest income | $473,000 | 5,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,194 |
| Total noninterest expense | $3,121,000 | 4,364 |
| Salaries and employee benefits | $1,549,000 | 4,099 |
| Premises and equipment expense | $372,000 | 5,092 |
| Additional noninterest expense | $1,200,000 | 4,333 |
| Pre-tax net operating income | $1,263,000 | 4,718 |
| Securities gains (losses) | $60,000 | 3,829 |
| Applicable income taxes | $368,000 | 5,114 |
| Income before extraordinary items | $955,000 | 4,695 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $955,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 3,374 |
| Cash dividends | $219,000 | 4,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $911,800 | 4,560 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.