Home > Southeastern Bank of Florida > Income and Expense
Southeastern Bank of Florida, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,242,000 | 5,601 |
| Total interest expense | $2,747,000 | 5,047 |
| Net interest income | $2,495,000 | 6,065 |
| Provision for loan and lease losses | $115,000 | 4,888 |
| Total noninterest income | $882,000 | 3,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $725,000 | 1,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,574 |
| Total noninterest expense | $2,514,000 | 4,763 |
| Salaries and employee benefits | $1,116,000 | 5,404 |
| Premises and equipment expense | $588,000 | 3,212 |
| Additional noninterest expense | $810,000 | 4,678 |
| Pre-tax net operating income | $748,000 | 6,787 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $313,000 | 5,608 |
| Income before extraordinary items | $435,000 | 7,405 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $435,000 | 7,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,507 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $435,000 | 7,355 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 6,236 |
| Total interest expense | $2,455,000 | 5,585 |
| Net interest income | $2,204,000 | 6,759 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $931,000 | 3,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $684,000 | 1,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,569 |
| Total noninterest expense | $2,520,000 | 4,968 |
| Salaries and employee benefits | $953,000 | 6,206 |
| Premises and equipment expense | $575,000 | 3,347 |
| Additional noninterest expense | $992,000 | 4,436 |
| Pre-tax net operating income | $590,000 | 7,476 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $260,000 | 6,310 |
| Income before extraordinary items | $330,000 | 8,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $330,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,297 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 335 |
| Net operating income | $330,000 | 8,104 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 8,164 |
| Total interest expense | $1,354,000 | 8,104 |
| Net interest income | $1,676,000 | 8,080 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $397,000 | 6,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 4,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,842 |
| Total noninterest expense | $1,741,000 | 6,619 |
| Salaries and employee benefits | $714,000 | 7,633 |
| Premises and equipment expense | $394,000 | 4,608 |
| Additional noninterest expense | $633,000 | 6,314 |
| Pre-tax net operating income | $332,000 | 9,513 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $220,000 | 7,096 |
| Income before extraordinary items | $112,000 | 10,821 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $112,000 | 10,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 11,372 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $112,000 | 10,795 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 12,323 |
| Total interest expense | $234,000 | 12,249 |
| Net interest income | $361,000 | 12,307 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $59,000 | 11,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $427,000 | 11,921 |
| Salaries and employee benefits | $156,000 | 12,328 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $139,000 | 11,924 |
| Pre-tax net operating income | $-27,000 | 12,140 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-27,000 | 12,077 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-27,000 | 12,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-27,000 | 12,100 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 8,165 |
| Total interest expense | $1,240,000 | 8,109 |
| Net interest income | $1,866,000 | 8,057 |
| Provision for loan and lease losses | $295,000 | 3,072 |
| Total noninterest income | $442,000 | 6,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $1,808,000 | 6,868 |
| Salaries and employee benefits | $872,000 | 6,888 |
| Premises and equipment expense | $384,000 | 4,877 |
| Additional noninterest expense | $552,000 | 7,750 |
| Pre-tax net operating income | $205,000 | 10,990 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $65,000 | 10,597 |
| Income before extraordinary items | $141,000 | 11,312 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $141,000 | 11,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,865 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $140,320 | 11,124 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,286,000 | 8,490 |
| Total interest expense | $1,377,000 | 8,934 |
| Net interest income | $1,909,000 | 8,009 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $441,000 | 6,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $1,735,000 | 7,169 |
| Salaries and employee benefits | $847,000 | 6,954 |
| Premises and equipment expense | $325,000 | 5,656 |
| Additional noninterest expense | $563,000 | 7,837 |
| Pre-tax net operating income | $543,000 | 8,111 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $180,000 | 7,969 |
| Income before extraordinary items | $401,000 | 8,216 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $401,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $374,780 | 8,101 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.