Home > Southeastern Bank > Income and Expense

Southeastern Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$7,737,0001,538
Total interest expense$1,187,0002,523
Net interest income$6,550,0001,256
Provision for loan and lease losses$40,0002,051
Total noninterest income$834,0001,455
Gross Fiduciary activities income$0918
Service charges on deposit accounts$232,0001,066
Trading account gains and feesNANA
Additional Noninterest Income$602,0001,334
Total noninterest expense$4,077,0001,505
Salaries and employee benefits$2,582,0001,369
Premises and equipment expense$514,0001,248
Additional noninterest expense$602,0001,334
Pre-tax net operating income$3,267,000993
Securities gains (losses)$0665
Applicable income taxes$758,000776
Income before extraordinary items$2,509,0001,063
Extraordinary gains, net$047
Net income$2,509,0001,078
Minority interest net income$065
Net income of bank and minority interests.$2,509,0001,063
Net charge-offs$-96,0004,376
Cash dividends$1,322,000749
Sale, conversion, retirement of capital stock, net$31,000390
Net operating income$2,509,0001,077
2024-12-31 (YTD Data)Rank
Total interest income$30,334,0001,540
Total interest expense$3,701,0002,846
Net interest income$26,633,0001,167
Provision for loan and lease losses$342,0001,644
Total noninterest income$3,454,0001,464
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$907,0001,095
Trading account gains and feesNANA
Additional Noninterest Income$2,547,0001,352
Total noninterest expense$16,142,0001,477
Salaries and employee benefits$10,117,0001,375
Premises and equipment expense$2,135,0001,164
Additional noninterest expense$2,547,0001,352
Pre-tax net operating income$13,603,000925
Securities gains (losses)$-155,0004,071
Applicable income taxes$2,868,000756
Income before extraordinary items$10,580,000974
Extraordinary gains, net$053
Net income$10,580,000983
Minority interest net income$090
Net income of bank and minority interests.$10,580,000974
Net charge-offs$-94,0004,298
Cash dividends$5,237,000832
Sale, conversion, retirement of capital stock, net$31,000517
Net operating income$10,702,450974
2024-09-30 (YTD Data)Rank
Total interest income$22,502,0001,548
Total interest expense$2,576,0002,912
Net interest income$19,926,0001,153
Provision for loan and lease losses$342,0001,360
Total noninterest income$2,583,0001,463
Gross Fiduciary activities income$0972
Service charges on deposit accounts$671,0001,103
Trading account gains and feesNANA
Additional Noninterest Income$1,912,0001,355
Total noninterest expense$12,034,0001,466
Salaries and employee benefits$7,580,0001,354
Premises and equipment expense$1,585,0001,178
Additional noninterest expense$1,912,0001,355
Pre-tax net operating income$10,133,000911
Securities gains (losses)$-30,0003,993
Applicable income taxes$2,095,000767
Income before extraordinary items$8,008,000959
Extraordinary gains, net$051
Net income$8,008,000974
Minority interest net income$082
Net income of bank and minority interests.$8,008,000961
Net charge-offs$-88,0004,337
Cash dividends$3,928,000756
Sale, conversion, retirement of capital stock, net$0527
Net operating income$8,031,700953
2024-06-30 (YTD Data)Rank
Total interest income$14,778,0001,545
Total interest expense$1,458,0003,069
Net interest income$13,320,0001,141
Provision for loan and lease losses$342,0001,021
Total noninterest income$1,787,0001,424
Gross Fiduciary activities income$0962
Service charges on deposit accounts$443,0001,091
Trading account gains and feesNANA
Additional Noninterest Income$1,344,0001,296
Total noninterest expense$8,047,0001,462
Salaries and employee benefits$5,101,0001,345
Premises and equipment expense$1,031,0001,210
Additional noninterest expense$1,344,0001,296
Pre-tax net operating income$6,718,000912
Securities gains (losses)$0628
Applicable income taxes$1,409,000752
Income before extraordinary items$5,309,000961
Extraordinary gains, net$052
Net income$5,309,000975
Minority interest net income$084
Net income of bank and minority interests.$5,309,000963
Net charge-offs$42,0001,476
Cash dividends$2,619,000744
Sale, conversion, retirement of capital stock, net$0496
Net operating income$5,309,000956
2024-03-31 (YTD Data)Rank
Total interest income$7,336,0001,541
Total interest expense$599,0003,223
Net interest income$6,737,0001,142
Provision for loan and lease losses$105,0001,208
Total noninterest income$927,0001,362
Gross Fiduciary activities income$0895
Service charges on deposit accounts$224,0001,078
Trading account gains and feesNANA
Additional Noninterest Income$703,0001,234
Total noninterest expense$3,986,0001,477
Salaries and employee benefits$2,554,0001,349
Premises and equipment expense$511,0001,220
Additional noninterest expense$703,0001,234
Pre-tax net operating income$3,573,000852
Securities gains (losses)$0689
Applicable income taxes$775,000710
Income before extraordinary items$2,798,000908
Extraordinary gains, net$051
Net income$2,798,000916
Minority interest net income$072
Net income of bank and minority interests.$2,798,000908
Net charge-offs$28,0001,162
Cash dividends$1,309,000698
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,798,000899
2023-12-31 (YTD Data)Rank
Total interest income$27,158,0001,521
Total interest expense$1,614,0003,263
Net interest income$25,544,0001,181
Provision for loan and lease losses$03,275
Total noninterest income$4,818,0001,228
Gross Fiduciary activities income$0981
Service charges on deposit accounts$988,000996
Trading account gains and feesNANA
Additional Noninterest Income$3,830,0001,061
Total noninterest expense$16,047,0001,439
Salaries and employee benefits$9,651,0001,376
Premises and equipment expense$2,443,0001,018
Additional noninterest expense$3,830,0001,061
Pre-tax net operating income$14,315,000889
Securities gains (losses)$-1,024,0004,299
Applicable income taxes$2,817,000773
Income before extraordinary items$10,474,000971
Extraordinary gains, net$054
Net income$10,474,000985
Minority interest net income$088
Net income of bank and minority interests.$10,474,000974
Net charge-offs$-26,0004,053
Cash dividends$4,521,000872
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,282,960928
2023-09-30 (YTD Data)Rank
Total interest income$20,221,0001,497
Total interest expense$1,053,0003,301
Net interest income$19,168,0001,193
Provision for loan and lease losses$03,085
Total noninterest income$2,866,0001,401
Gross Fiduciary activities income$0950
Service charges on deposit accounts$753,000989
Trading account gains and feesNANA
Additional Noninterest Income$2,113,0001,304
Total noninterest expense$12,297,0001,409
Salaries and employee benefits$7,300,0001,363
Premises and equipment expense$1,942,000981
Additional noninterest expense$2,113,0001,304
Pre-tax net operating income$9,737,000993
Securities gains (losses)$0849
Applicable income taxes$2,046,000819
Income before extraordinary items$7,691,0001,034
Extraordinary gains, net$052
Net income$7,691,0001,040
Minority interest net income$081
Net income of bank and minority interests.$7,691,0001,034
Net charge-offs$-64,0004,265
Cash dividends$3,391,000812
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,691,0001,044
2023-06-30 (YTD Data)Rank
Total interest income$13,533,0001,459
Total interest expense$615,0003,303
Net interest income$12,918,0001,192
Provision for loan and lease losses$02,940
Total noninterest income$1,950,0001,322
Gross Fiduciary activities income$0931
Service charges on deposit accounts$511,000965
Trading account gains and feesNANA
Additional Noninterest Income$1,439,0001,214
Total noninterest expense$7,679,0001,474
Salaries and employee benefits$4,769,0001,385
Premises and equipment expense$1,261,000990
Additional noninterest expense$1,439,0001,213
Pre-tax net operating income$7,189,000928
Securities gains (losses)$0938
Applicable income taxes$1,535,000774
Income before extraordinary items$5,654,000965
Extraordinary gains, net$051
Net income$5,654,000976
Minority interest net income$081
Net income of bank and minority interests.$5,654,000965
Net charge-offs$-70,0004,395
Cash dividends$2,261,000792
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,654,000976
2023-03-31 (YTD Data)Rank
Total interest income$6,701,0001,445
Total interest expense$243,0003,373
Net interest income$6,458,0001,189
Provision for loan and lease losses$02,612
Total noninterest income$1,017,0001,277
Gross Fiduciary activities income$0913
Service charges on deposit accounts$259,000971
Trading account gains and feesNANA
Additional Noninterest Income$758,0001,169
Total noninterest expense$3,702,0001,539
Salaries and employee benefits$2,327,0001,439
Premises and equipment expense$616,0001,039
Additional noninterest expense$758,0001,169
Pre-tax net operating income$3,773,000920
Securities gains (losses)$0950
Applicable income taxes$786,000781
Income before extraordinary items$2,987,000945
Extraordinary gains, net$04
Net income$2,987,000944
Minority interest net income$048
Net income of bank and minority interests.$2,987,000944
Net charge-offs$-57,0004,468
Cash dividends$1,130,000740
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,987,000960
2022-12-31 (YTD Data)Rank
Total interest income$21,673,0001,475
Total interest expense$419,0003,431
Net interest income$21,254,0001,365
Provision for loan and lease losses$03,012
Total noninterest income$4,240,0001,322
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,093,000942
Trading account gains and feesNANA
Additional Noninterest Income$3,147,0001,216
Total noninterest expense$13,989,0001,581
Salaries and employee benefits$8,532,0001,489
Premises and equipment expense$2,378,0001,048
Additional noninterest expense$3,147,0001,216
Pre-tax net operating income$11,505,0001,156
Securities gains (losses)$0691
Applicable income taxes$2,462,000940
Income before extraordinary items$9,043,0001,194
Extraordinary gains, net$05
Net income$9,043,0001,193
Minority interest net income$063
Net income of bank and minority interests.$9,043,0001,194
Net charge-offs$49,0001,552
Cash dividends$2,016,0001,472
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,043,0001,217
2022-09-30 (YTD Data)Rank
Total interest income$15,110,0001,507
Total interest expense$288,0003,349
Net interest income$14,822,0001,426
Provision for loan and lease losses$02,835
Total noninterest income$3,223,0001,344
Gross Fiduciary activities income$0968
Service charges on deposit accounts$815,000962
Trading account gains and feesNANA
Additional Noninterest Income$2,408,0001,230
Total noninterest expense$10,336,0001,592
Salaries and employee benefits$6,276,0001,517
Premises and equipment expense$1,813,0001,021
Additional noninterest expense$2,408,0001,230
Pre-tax net operating income$7,709,0001,238
Securities gains (losses)$0740
Applicable income taxes$1,487,0001,076
Income before extraordinary items$6,222,0001,254
Extraordinary gains, net$04
Net income$6,222,0001,253
Minority interest net income$057
Net income of bank and minority interests.$6,222,0001,254
Net charge-offs$16,0001,674
Cash dividends$1,512,0001,333
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,222,0001,279
2022-06-30 (YTD Data)Rank
Total interest income$9,425,0001,551
Total interest expense$192,0003,245
Net interest income$9,233,0001,480
Provision for loan and lease losses$02,599
Total noninterest income$2,018,0001,373
Gross Fiduciary activities income$0925
Service charges on deposit accounts$515,000990
Trading account gains and feesNANA
Additional Noninterest Income$1,503,0001,311
Total noninterest expense$6,643,0001,617
Salaries and employee benefits$4,080,0001,543
Premises and equipment expense$1,198,0001,027
Additional noninterest expense$1,365,0002,121
Pre-tax net operating income$4,608,0001,272
Securities gains (losses)$0687
Applicable income taxes$963,0001,034
Income before extraordinary items$3,645,0001,306
Extraordinary gains, net$04
Net income$3,645,0001,306
Minority interest net income$060
Net income of bank and minority interests.$3,645,0001,306
Net charge-offs$-4,0003,378
Cash dividends$1,008,0001,321
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,645,0001,336
2022-03-31 (YTD Data)Rank
Total interest income$4,526,0001,558
Total interest expense$96,0003,231
Net interest income$4,430,0001,485
Provision for loan and lease losses$02,285
Total noninterest income$1,002,0001,367
Gross Fiduciary activities income$0892
Service charges on deposit accounts$258,000984
Trading account gains and feesNANA
Additional Noninterest Income$744,0001,318
Total noninterest expense$3,251,0001,628
Salaries and employee benefits$2,029,0001,547
Premises and equipment expense$571,0001,075
Additional noninterest expense$651,0002,176
Pre-tax net operating income$2,181,0001,279
Securities gains (losses)$0623
Applicable income taxes$455,0001,027
Income before extraordinary items$1,726,0001,322
Extraordinary gains, net$04
Net income$1,726,0001,322
Minority interest net income$050
Net income of bank and minority interests.$1,726,0001,322
Net charge-offs$-13,0004,007
Cash dividends$504,0001,155
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,726,0001,336
2021-12-31 (YTD Data)Rank
Total interest income$17,938,0001,617
Total interest expense$395,0003,452
Net interest income$17,543,0001,517
Provision for loan and lease losses$-850,0004,512
Total noninterest income$4,194,0001,469
Gross Fiduciary activities income$0994
Service charges on deposit accounts$976,000994
Trading account gains and feesNANA
Additional Noninterest Income$3,218,0001,423
Total noninterest expense$13,099,0001,624
Salaries and employee benefits$7,879,0001,579
Premises and equipment expense$2,445,0001,002
Additional noninterest expense$2,775,0002,088
Pre-tax net operating income$9,488,0001,322
Securities gains (losses)$02,062
Applicable income taxes$1,958,0001,118
Income before extraordinary items$7,530,0001,409
Extraordinary gains, net$010
Net income$7,530,0001,409
Minority interest net income$074
Net income of bank and minority interests.$7,530,0001,409
Net charge-offs$-1,455,0004,802
Cash dividends$2,857,0001,222
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,530,0001,387
2021-09-30 (YTD Data)Rank
Total interest income$13,367,0001,659
Total interest expense$298,0003,541
Net interest income$13,069,0001,555
Provision for loan and lease losses$-850,0004,607
Total noninterest income$2,982,0001,562
Gross Fiduciary activities income$0957
Service charges on deposit accounts$716,0001,002
Trading account gains and feesNANA
Additional Noninterest Income$2,266,0001,539
Total noninterest expense$9,494,0001,674
Salaries and employee benefits$5,771,0001,611
Premises and equipment expense$1,776,0001,046
Additional noninterest expense$1,947,0002,193
Pre-tax net operating income$7,407,0001,335
Securities gains (losses)$02,015
Applicable income taxes$1,434,0001,189
Income before extraordinary items$5,973,0001,417
Extraordinary gains, net$08
Net income$5,973,0001,416
Minority interest net income$069
Net income of bank and minority interests.$5,973,0001,417
Net charge-offs$-1,472,0004,884
Cash dividends$2,143,0001,108
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,973,0001,394
2021-06-30 (YTD Data)Rank
Total interest income$8,701,0001,685
Total interest expense$201,0003,603
Net interest income$8,500,0001,570
Provision for loan and lease losses$-850,0004,663
Total noninterest income$2,011,0001,521
Gross Fiduciary activities income$0951
Service charges on deposit accounts$458,0001,004
Trading account gains and feesNANA
Additional Noninterest Income$1,553,0001,483
Total noninterest expense$6,257,0001,681
Salaries and employee benefits$3,825,0001,616
Premises and equipment expense$1,145,0001,076
Additional noninterest expense$1,287,0002,198
Pre-tax net operating income$5,104,0001,294
Securities gains (losses)$01,818
Applicable income taxes$993,0001,146
Income before extraordinary items$4,111,0001,367
Extraordinary gains, net$06
Net income$4,111,0001,367
Minority interest net income$067
Net income of bank and minority interests.$4,111,0001,367
Net charge-offs$-1,481,0004,925
Cash dividends$1,429,0001,098
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,111,0001,338
2021-03-31 (YTD Data)Rank
Total interest income$4,344,0001,678
Total interest expense$104,0003,639
Net interest income$4,240,0001,576
Provision for loan and lease losses$-850,0004,788
Total noninterest income$1,015,0001,500
Gross Fiduciary activities income$0922
Service charges on deposit accounts$234,000972
Trading account gains and feesNANA
Additional Noninterest Income$781,0001,492
Total noninterest expense$3,089,0001,684
Salaries and employee benefits$1,879,0001,633
Premises and equipment expense$577,0001,080
Additional noninterest expense$633,0002,176
Pre-tax net operating income$3,016,0001,135
Securities gains (losses)$01,392
Applicable income taxes$595,0001,019
Income before extraordinary items$2,421,0001,220
Extraordinary gains, net$03
Net income$2,421,0001,220
Minority interest net income$055
Net income of bank and minority interests.$2,421,0001,220
Net charge-offs$-1,468,0004,965
Cash dividends$714,000961
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,421,0001,186
2020-12-31 (YTD Data)Rank
Total interest income$17,710,0001,654
Total interest expense$668,0003,505
Net interest income$17,042,0001,477
Provision for loan and lease losses$1,175,0001,457
Total noninterest income$3,581,0001,565
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$962,000983
Trading account gains and feesNANA
Additional Noninterest Income$2,619,0001,548
Total noninterest expense$12,351,0001,670
Salaries and employee benefits$7,567,0001,586
Premises and equipment expense$2,296,0001,050
Additional noninterest expense$2,488,0002,202
Pre-tax net operating income$7,097,0001,368
Securities gains (losses)$27,0001,983
Applicable income taxes$1,410,0001,180
Income before extraordinary items$5,714,0001,478
Extraordinary gains, net$04
Net income$5,714,0001,477
Minority interest net income$072
Net income of bank and minority interests.$5,714,0001,478
Net charge-offs$-1,072,0004,987
Cash dividends$3,324,0001,041
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,692,4001,439
2020-09-30 (YTD Data)Rank
Total interest income$12,979,0001,695
Total interest expense$548,0003,478
Net interest income$12,431,0001,503
Provision for loan and lease losses$750,0001,600
Total noninterest income$2,599,0001,551
Gross Fiduciary activities income$0981
Service charges on deposit accounts$709,000989
Trading account gains and feesNANA
Additional Noninterest Income$1,890,0001,543
Total noninterest expense$9,243,0001,655
Salaries and employee benefits$5,647,0001,577
Premises and equipment expense$1,714,0001,050
Additional noninterest expense$1,882,0002,162
Pre-tax net operating income$5,037,0001,380
Securities gains (losses)$1,0002,423
Applicable income taxes$972,0001,204
Income before extraordinary items$4,066,0001,493
Extraordinary gains, net$04
Net income$4,066,0001,494
Minority interest net income$065
Net income of bank and minority interests.$4,066,0001,494
Net charge-offs$-868,0005,011
Cash dividends$2,493,000935
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,065,1901,451
2020-06-30 (YTD Data)Rank
Total interest income$8,717,0001,694
Total interest expense$402,0003,454
Net interest income$8,315,0001,499
Provision for loan and lease losses$600,0001,444
Total noninterest income$1,656,0001,517
Gross Fiduciary activities income$0970
Service charges on deposit accounts$473,000999
Trading account gains and feesNANA
Additional Noninterest Income$1,183,0001,510
Total noninterest expense$6,138,0001,647
Salaries and employee benefits$3,746,0001,567
Premises and equipment expense$1,130,0001,057
Additional noninterest expense$1,262,0002,147
Pre-tax net operating income$3,233,0001,356
Securities gains (losses)$1,0002,174
Applicable income taxes$626,0001,162
Income before extraordinary items$2,608,0001,482
Extraordinary gains, net$04
Net income$2,608,0001,481
Minority interest net income$065
Net income of bank and minority interests.$2,608,0001,482
Net charge-offs$-925,0005,047
Cash dividends$1,662,000922
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,607,1901,440
2020-03-31 (YTD Data)Rank
Total interest income$4,443,0001,667
Total interest expense$232,0003,382
Net interest income$4,211,0001,450
Provision for loan and lease losses$03,711
Total noninterest income$835,0001,434
Gross Fiduciary activities income$0941
Service charges on deposit accounts$267,0001,058
Trading account gains and feesNANA
Additional Noninterest Income$568,0001,398
Total noninterest expense$3,087,0001,649
Salaries and employee benefits$1,857,0001,596
Premises and equipment expense$563,0001,073
Additional noninterest expense$667,0002,088
Pre-tax net operating income$1,959,0001,062
Securities gains (losses)$1,0001,614
Applicable income taxes$388,000894
Income before extraordinary items$1,572,0001,149
Extraordinary gains, net$04
Net income$1,572,0001,148
Minority interest net income$056
Net income of bank and minority interests.$1,572,0001,149
Net charge-offs$-742,0005,099
Cash dividends$831,000926
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,571,2001,126
2019-12-31 (YTD Data)Rank
Total interest income$17,755,0001,678
Total interest expense$1,007,0003,295
Net interest income$16,748,0001,446
Provision for loan and lease losses$-375,0005,082
Total noninterest income$3,623,0001,408
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,142,0001,027
Trading account gains and feesNANA
Additional Noninterest Income$2,481,0001,352
Total noninterest expense$12,379,0001,602
Salaries and employee benefits$7,455,0001,550
Premises and equipment expense$2,298,0001,046
Additional noninterest expense$2,626,0002,138
Pre-tax net operating income$8,367,0001,200
Securities gains (losses)$-48,0005,011
Applicable income taxes$1,670,0001,017
Income before extraordinary items$6,649,0001,287
Extraordinary gains, net$011
Net income$6,649,0001,288
Minority interest net income$076
Net income of bank and minority interests.$6,649,0001,289
Net charge-offs$-1,008,0005,149
Cash dividends$8,320,000544
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,687,4001,260
2019-09-30 (YTD Data)Rank
Total interest income$13,356,0001,697
Total interest expense$745,0003,341
Net interest income$12,611,0001,450
Provision for loan and lease losses$-375,0005,179
Total noninterest income$2,686,0001,417
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$859,0001,024
Trading account gains and feesNANA
Additional Noninterest Income$1,827,0001,356
Total noninterest expense$9,274,0001,611
Salaries and employee benefits$5,562,0001,556
Premises and equipment expense$1,707,0001,062
Additional noninterest expense$2,005,0002,114
Pre-tax net operating income$6,398,0001,200
Securities gains (losses)$-25,0005,024
Applicable income taxes$1,270,0001,047
Income before extraordinary items$5,103,0001,294
Extraordinary gains, net$011
Net income$5,103,0001,296
Minority interest net income$072
Net income of bank and minority interests.$5,103,0001,296
Net charge-offs$-1,072,0005,230
Cash dividends$2,570,000988
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,123,0001,267
2019-06-30 (YTD Data)Rank
Total interest income$8,808,0001,706
Total interest expense$484,0003,368
Net interest income$8,324,0001,464
Provision for loan and lease losses$03,685
Total noninterest income$1,801,0001,380
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$565,0001,019
Trading account gains and feesNANA
Additional Noninterest Income$1,236,0001,311
Total noninterest expense$6,156,0001,615
Salaries and employee benefits$3,704,0001,564
Premises and equipment expense$1,121,0001,069
Additional noninterest expense$1,331,0002,127
Pre-tax net operating income$3,969,0001,240
Securities gains (losses)$-25,0005,078
Applicable income taxes$784,0001,078
Income before extraordinary items$3,160,0001,334
Extraordinary gains, net$011
Net income$3,160,0001,334
Minority interest net income$069
Net income of bank and minority interests.$3,160,0001,334
Net charge-offs$-587,0005,267
Cash dividends$1,713,000989
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,180,0001,306
2019-03-31 (YTD Data)Rank
Total interest income$4,320,0001,737
Total interest expense$236,0003,370
Net interest income$4,084,0001,493
Provision for loan and lease losses$03,406
Total noninterest income$952,0001,275
Gross Fiduciary activities income$0972
Service charges on deposit accounts$287,000995
Trading account gains and feesNANA
Additional Noninterest Income$665,0001,210
Total noninterest expense$3,062,0001,621
Salaries and employee benefits$1,833,0001,587
Premises and equipment expense$550,0001,096
Additional noninterest expense$679,0002,087
Pre-tax net operating income$1,974,0001,228
Securities gains (losses)$-17,0005,168
Applicable income taxes$389,0001,071
Income before extraordinary items$1,568,0001,315
Extraordinary gains, net$05
Net income$1,568,0001,312
Minority interest net income$052
Net income of bank and minority interests.$1,568,0001,314
Net charge-offs$-555,0005,335
Cash dividends$857,000929
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,581,6001,289
2018-12-31 (YTD Data)Rank
Total interest income$16,326,0001,734
Total interest expense$760,0003,340
Net interest income$15,566,0001,548
Provision for loan and lease losses$120,0002,842
Total noninterest income$4,749,0001,128
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,255,000953
Trading account gains and feesNANA
Additional Noninterest Income$3,494,0001,027
Total noninterest expense$11,701,0001,659
Salaries and employee benefits$6,986,0001,602
Premises and equipment expense$2,056,0001,145
Additional noninterest expense$2,659,0002,119
Pre-tax net operating income$8,494,0001,175
Securities gains (losses)$-2,0004,086
Applicable income taxes$1,639,000992
Income before extraordinary items$6,853,0001,239
Extraordinary gains, net$06
Net income$6,853,0001,238
Minority interest net income$072
Net income of bank and minority interests.$6,853,0001,238
Net charge-offs$-389,0005,277
Cash dividends$1,468,0001,774
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,854,6201,236
2018-09-30 (YTD Data)Rank
Total interest income$12,043,0001,743
Total interest expense$538,0003,367
Net interest income$11,505,0001,563
Provision for loan and lease losses$120,0002,455
Total noninterest income$3,113,0001,238
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$939,000959
Trading account gains and feesNANA
Additional Noninterest Income$2,174,0001,187
Total noninterest expense$8,656,0001,672
Salaries and employee benefits$5,202,0001,611
Premises and equipment expense$1,470,0001,192
Additional noninterest expense$1,984,0002,135
Pre-tax net operating income$5,842,0001,251
Securities gains (losses)$-2,0004,476
Applicable income taxes$1,155,0001,060
Income before extraordinary items$4,685,0001,331
Extraordinary gains, net$05
Net income$4,685,0001,330
Minority interest net income$066
Net income of bank and minority interests.$4,685,0001,330
Net charge-offs$-272,0005,306
Cash dividends$1,101,0001,580
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,686,6001,314
2018-06-30 (YTD Data)Rank
Total interest income$7,921,0001,747
Total interest expense$353,0003,316
Net interest income$7,568,0001,577
Provision for loan and lease losses$120,0002,009
Total noninterest income$2,176,0001,194
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$615,000965
Trading account gains and feesNANA
Additional Noninterest Income$1,561,0001,128
Total noninterest expense$5,694,0001,709
Salaries and employee benefits$3,456,0001,639
Premises and equipment expense$960,0001,219
Additional noninterest expense$1,278,0002,186
Pre-tax net operating income$3,930,0001,233
Securities gains (losses)$0961
Applicable income taxes$774,0001,038
Income before extraordinary items$3,156,0001,310
Extraordinary gains, net$06
Net income$3,156,0001,309
Minority interest net income$065
Net income of bank and minority interests.$3,156,0001,309
Net charge-offs$4,0002,887
Cash dividends$734,0001,586
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,156,0001,302
2018-03-31 (YTD Data)Rank
Total interest income$3,838,0001,781
Total interest expense$180,0003,246
Net interest income$3,658,0001,630
Provision for loan and lease losses$70,0001,800
Total noninterest income$1,027,0001,253
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$305,000972
Trading account gains and feesNANA
Additional Noninterest Income$722,0001,175
Total noninterest expense$2,781,0001,753
Salaries and employee benefits$1,704,0001,675
Premises and equipment expense$474,0001,258
Additional noninterest expense$603,0002,267
Pre-tax net operating income$1,834,0001,275
Securities gains (losses)$0735
Applicable income taxes$359,0001,078
Income before extraordinary items$1,475,0001,336
Extraordinary gains, net$07
Net income$1,475,0001,336
Minority interest net income$052
Net income of bank and minority interests.$1,475,0001,336
Net charge-offs$-47,0005,215
Cash dividends$367,0001,444
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,475,0001,328
2017-12-31 (YTD Data)Rank
Total interest income$14,677,0001,806
Total interest expense$685,0003,162
Net interest income$13,992,0001,665
Provision for loan and lease losses$-550,0005,537
Total noninterest income$3,503,0001,412
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,320,000926
Trading account gains and feesNANA
Additional Noninterest Income$2,183,0001,451
Total noninterest expense$11,052,0001,729
Salaries and employee benefits$6,757,0001,642
Premises and equipment expense$1,783,0001,301
Additional noninterest expense$2,512,0002,244
Pre-tax net operating income$6,993,0001,313
Securities gains (losses)$-7,0005,011
Applicable income taxes$4,049,000775
Income before extraordinary items$2,937,0002,089
Extraordinary gains, net$09
Net income$2,937,0002,089
Minority interest net income$076
Net income of bank and minority interests.$2,937,0002,089
Net charge-offs$-220,0005,459
Cash dividends$1,945,0001,461
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,941,4802,062
2017-09-30 (YTD Data)Rank
Total interest income$10,994,0001,806
Total interest expense$505,0003,199
Net interest income$10,489,0001,671
Provision for loan and lease losses$-100,0005,522
Total noninterest income$3,037,0001,292
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,001,000920
Trading account gains and feesNANA
Additional Noninterest Income$2,036,0001,269
Total noninterest expense$8,259,0001,736
Salaries and employee benefits$5,083,0001,646
Premises and equipment expense$1,295,0001,345
Additional noninterest expense$1,881,0002,251
Pre-tax net operating income$5,367,0001,309
Securities gains (losses)$-7,0005,348
Applicable income taxes$1,685,0001,027
Income before extraordinary items$3,675,0001,468
Extraordinary gains, net$09
Net income$3,675,0001,467
Minority interest net income$071
Net income of bank and minority interests.$3,675,0001,468
Net charge-offs$-305,0005,574
Cash dividends$1,425,0001,356
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,679,8301,449
2017-06-30 (YTD Data)Rank
Total interest income$7,196,0001,822
Total interest expense$330,0003,196
Net interest income$6,866,0001,687
Provision for loan and lease losses$-100,0005,616
Total noninterest income$2,013,0001,297
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$667,000912
Trading account gains and feesNANA
Additional Noninterest Income$1,346,0001,273
Total noninterest expense$5,458,0001,760
Salaries and employee benefits$3,365,0001,658
Premises and equipment expense$819,0001,410
Additional noninterest expense$1,274,0002,215
Pre-tax net operating income$3,521,0001,315
Securities gains (losses)$01,906
Applicable income taxes$1,106,0001,036
Income before extraordinary items$2,415,0001,467
Extraordinary gains, net$011
Net income$2,415,0001,466
Minority interest net income$071
Net income of bank and minority interests.$2,415,0001,467
Net charge-offs$-321,0005,675
Cash dividends$950,0001,377
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,415,0001,451
2017-03-31 (YTD Data)Rank
Total interest income$3,521,0001,851
Total interest expense$162,0003,218
Net interest income$3,359,0001,718
Provision for loan and lease losses$-100,0005,743
Total noninterest income$1,061,0001,264
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$342,000890
Trading account gains and feesNANA
Additional Noninterest Income$719,0001,205
Total noninterest expense$2,706,0001,795
Salaries and employee benefits$1,659,0001,698
Premises and equipment expense$404,0001,435
Additional noninterest expense$643,0002,187
Pre-tax net operating income$1,814,0001,277
Securities gains (losses)$01,153
Applicable income taxes$571,000986
Income before extraordinary items$1,243,0001,427
Extraordinary gains, net$08
Net income$1,243,0001,427
Minority interest net income$055
Net income of bank and minority interests.$1,243,0001,427
Net charge-offs$-627,0005,820
Cash dividends$475,0001,278
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,243,0001,409
2016-12-31 (YTD Data)Rank
Total interest income$13,813,0001,836
Total interest expense$647,0003,184
Net interest income$13,166,0001,708
Provision for loan and lease losses$-700,0005,787
Total noninterest income$2,618,0001,796
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,479,000851
Trading account gains and fees$0170
Additional Noninterest Income$1,139,0002,243
Total noninterest expense$10,994,0001,738
Salaries and employee benefits$6,629,0001,637
Premises and equipment expense$1,653,0001,389
Additional noninterest expense$2,712,0002,147
Pre-tax net operating income$5,490,0001,502
Securities gains (losses)$2,0003,045
Applicable income taxes$1,598,0001,222
Income before extraordinary items$3,894,0001,680
Extraordinary gains, net$05
Net income$3,894,0001,678
Minority interest net income$082
Net income of bank and minority interests.$3,894,0001,679
Net charge-offs$-332,0005,750
Cash dividends$1,300,0001,860
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,892,5801,648
2016-09-30 (YTD Data)Rank
Total interest income$10,352,0001,841
Total interest expense$485,0003,188
Net interest income$9,867,0001,717
Provision for loan and lease losses$-700,0005,882
Total noninterest income$1,646,0002,006
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,109,000849
Trading account gains and fees$0169
Additional Noninterest Income$537,0002,802
Total noninterest expense$8,415,0001,716
Salaries and employee benefits$5,030,0001,613
Premises and equipment expense$1,261,0001,369
Additional noninterest expense$2,124,0002,074
Pre-tax net operating income$3,798,0001,618
Securities gains (losses)$2,0002,985
Applicable income taxes$1,158,0001,282
Income before extraordinary items$2,642,0001,865
Extraordinary gains, net$05
Net income$2,642,0001,865
Minority interest net income$071
Net income of bank and minority interests.$2,642,0001,865
Net charge-offs$-174,0005,708
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,640,6001,814
2016-06-30 (YTD Data)Rank
Total interest income$6,902,0001,849
Total interest expense$326,0003,176
Net interest income$6,576,0001,717
Provision for loan and lease losses$-700,0005,992
Total noninterest income$845,0002,317
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$725,000853
Trading account gains and fees$0157
Additional Noninterest Income$120,0004,247
Total noninterest expense$5,700,0001,698
Salaries and employee benefits$3,396,0001,601
Premises and equipment expense$850,0001,356
Additional noninterest expense$1,454,0002,024
Pre-tax net operating income$2,421,0001,673
Securities gains (losses)$2,0002,664
Applicable income taxes$736,0001,313
Income before extraordinary items$1,687,0001,912
Extraordinary gains, net$016
Net income$1,687,0001,911
Minority interest net income$071
Net income of bank and minority interests.$1,687,0001,911
Net charge-offs$-290,0005,910
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,685,6001,863
2016-03-31 (YTD Data)Rank
Total interest income$3,426,0001,857
Total interest expense$163,0003,197
Net interest income$3,263,0001,726
Provision for loan and lease losses$03,656
Total noninterest income$787,0001,535
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$354,000865
Trading account gains and fees$0142
Additional Noninterest Income$433,0001,657
Total noninterest expense$2,879,0001,683
Salaries and employee benefits$1,708,0001,597
Premises and equipment expense$429,0001,353
Additional noninterest expense$742,0001,965
Pre-tax net operating income$1,171,0001,716
Securities gains (losses)$2,0001,894
Applicable income taxes$355,0001,333
Income before extraordinary items$818,0001,955
Extraordinary gains, net$012
Net income$818,0001,955
Minority interest net income$062
Net income of bank and minority interests.$818,0001,955
Net charge-offs$-135,0005,930
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$816,6001,901
2015-12-31 (YTD Data)Rank
Total interest income$12,377,0001,977
Total interest expense$658,0003,187
Net interest income$11,719,0001,860
Provision for loan and lease losses$04,380
Total noninterest income$3,259,0001,514
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,548,000836
Trading account gains and fees$0159
Additional Noninterest Income$1,711,0001,703
Total noninterest expense$11,269,0001,686
Salaries and employee benefits$6,559,0001,601
Premises and equipment expense$1,718,0001,350
Additional noninterest expense$2,992,0002,013
Pre-tax net operating income$3,709,0001,985
Securities gains (losses)$47,0001,685
Applicable income taxes$1,065,0001,538
Income before extraordinary items$2,691,0002,214
Extraordinary gains, net$023
Net income$2,691,0002,214
Minority interest net income$081
Net income of bank and minority interests.$2,691,0002,215
Net charge-offs$628,000967
Cash dividends$2,000,0001,332
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,657,1602,189
2015-09-30 (YTD Data)Rank
Total interest income$9,150,0002,011
Total interest expense$497,0003,224
Net interest income$8,653,0001,902
Provision for loan and lease losses$04,232
Total noninterest income$2,372,0001,564
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,162,000833
Trading account gains and fees$0153
Additional Noninterest Income$1,210,0001,788
Total noninterest expense$8,571,0001,683
Salaries and employee benefits$4,952,0001,603
Premises and equipment expense$1,306,0001,352
Additional noninterest expense$2,313,0001,939
Pre-tax net operating income$2,454,0002,217
Securities gains (losses)$47,0001,506
Applicable income taxes$712,0001,681
Income before extraordinary items$1,789,0002,448
Extraordinary gains, net$021
Net income$1,789,0002,449
Minority interest net income$078
Net income of bank and minority interests.$1,789,0002,449
Net charge-offs$690,000687
Cash dividends$1,000,0001,586
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,755,1602,446
2015-06-30 (YTD Data)Rank
Total interest income$6,017,0002,030
Total interest expense$335,0003,225
Net interest income$5,682,0001,926
Provision for loan and lease losses$04,069
Total noninterest income$1,542,0001,587
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$768,000831
Trading account gains and fees$0157
Additional Noninterest Income$774,0001,842
Total noninterest expense$5,787,0001,670
Salaries and employee benefits$3,324,0001,599
Premises and equipment expense$855,0001,380
Additional noninterest expense$1,608,0001,882
Pre-tax net operating income$1,437,0002,420
Securities gains (losses)$-7,0006,079
Applicable income taxes$394,0001,861
Income before extraordinary items$1,036,0002,692
Extraordinary gains, net$022
Net income$1,036,0002,693
Minority interest net income$075
Net income of bank and minority interests.$1,036,0002,694
Net charge-offs$199,0001,191
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,041,0402,631
2015-03-31 (YTD Data)Rank
Total interest income$2,972,0002,053
Total interest expense$169,0003,229
Net interest income$2,803,0001,949
Provision for loan and lease losses$03,703
Total noninterest income$736,0001,603
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$392,000798
Trading account gains and fees$0152
Additional Noninterest Income$344,0001,939
Total noninterest expense$2,947,0001,655
Salaries and employee benefits$1,653,0001,615
Premises and equipment expense$446,0001,350
Additional noninterest expense$848,0001,776
Pre-tax net operating income$592,0002,714
Securities gains (losses)$33,0001,027
Applicable income taxes$166,0001,999
Income before extraordinary items$459,0002,880
Extraordinary gains, net$013
Net income$459,0002,883
Minority interest net income$064
Net income of bank and minority interests.$459,0002,883
Net charge-offs$174,000807
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$434,9102,914
2014-12-31 (YTD Data)Rank
Total interest income$12,238,0002,008
Total interest expense$727,0003,229
Net interest income$11,511,0001,892
Provision for loan and lease losses$1,350,000670
Total noninterest income$-135,0006,453
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,784,000763
Trading account gains and fees$0180
Additional Noninterest Income$-1,919,0006,502
Total noninterest expense$11,646,0001,650
Salaries and employee benefits$6,337,0001,642
Premises and equipment expense$1,847,0001,296
Additional noninterest expense$3,462,0001,789
Pre-tax net operating income$-1,620,0006,414
Securities gains (losses)$23,0002,251
Applicable income taxes$-9,553,0006,491
Income before extraordinary items$7,956,000832
Extraordinary gains, net$017
Net income$7,956,000831
Minority interest net income$084
Net income of bank and minority interests.$7,956,000831
Net charge-offs$3,388,000310
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,941,280817
2014-09-30 (YTD Data)Rank
Total interest income$9,187,0002,023
Total interest expense$552,0003,261
Net interest income$8,635,0001,904
Provision for loan and lease losses$150,0002,373
Total noninterest income$1,908,0001,777
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,347,000760
Trading account gains and fees$0174
Additional Noninterest Income$561,0002,736
Total noninterest expense$8,881,0001,620
Salaries and employee benefits$4,770,0001,628
Premises and equipment expense$1,409,0001,277
Additional noninterest expense$2,702,0001,712
Pre-tax net operating income$1,512,0003,015
Securities gains (losses)$148,000768
Applicable income taxes$04,583
Income before extraordinary items$1,660,0002,543
Extraordinary gains, net$015
Net income$1,660,0002,544
Minority interest net income$081
Net income of bank and minority interests.$1,660,0002,543
Net charge-offs$545,0001,074
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,512,0002,665
2014-06-30 (YTD Data)Rank
Total interest income$6,125,0002,015
Total interest expense$371,0003,286
Net interest income$5,754,0001,895
Provision for loan and lease losses$150,0001,864
Total noninterest income$834,0002,357
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$880,000764
Trading account gains and fees$0172
Additional Noninterest Income$-46,0006,550
Total noninterest expense$5,842,0001,631
Salaries and employee benefits$3,198,0001,616
Premises and equipment expense$898,0001,344
Additional noninterest expense$1,746,0001,755
Pre-tax net operating income$596,0003,887
Securities gains (losses)$197,000491
Applicable income taxes$04,568
Income before extraordinary items$793,0003,106
Extraordinary gains, net$020
Net income$793,0003,112
Minority interest net income$080
Net income of bank and minority interests.$793,0003,112
Net charge-offs$358,0001,130
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$596,0003,578
2014-03-31 (YTD Data)Rank
Total interest income$3,018,0002,035
Total interest expense$185,0003,343
Net interest income$2,833,0001,909
Provision for loan and lease losses$150,0001,189
Total noninterest income$280,0002,902
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$431,000760
Trading account gains and fees$0147
Additional Noninterest Income$-151,0006,679
Total noninterest expense$2,903,0001,655
Salaries and employee benefits$1,600,0001,629
Premises and equipment expense$439,0001,393
Additional noninterest expense$864,0001,761
Pre-tax net operating income$60,0005,657
Securities gains (losses)$248,000245
Applicable income taxes$04,445
Income before extraordinary items$308,0003,500
Extraordinary gains, net$016
Net income$308,0003,503
Minority interest net income$066
Net income of bank and minority interests.$308,0003,503
Net charge-offs$130,0001,204
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$60,0005,567
2013-12-31 (YTD Data)Rank
Total interest income$12,232,0002,024
Total interest expense$885,0003,219
Net interest income$11,347,0001,885
Provision for loan and lease losses$1,725,000700
Total noninterest income$3,342,0001,498
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,845,000757
Trading account gains and fees$0184
Additional Noninterest Income$1,497,0001,850
Total noninterest expense$11,809,0001,627
Salaries and employee benefits$6,501,0001,592
Premises and equipment expense$1,844,0001,286
Additional noninterest expense$3,464,0001,840
Pre-tax net operating income$1,155,0003,842
Securities gains (losses)$4,0002,846
Applicable income taxes$04,631
Income before extraordinary items$1,159,0003,621
Extraordinary gains, net$029
Net income$1,159,0003,623
Minority interest net income$090
Net income of bank and minority interests.$1,159,0003,625
Net charge-offs$2,039,000735
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$9,000854
Net operating income$1,155,0003,593
2013-09-30 (YTD Data)Rank
Total interest income$9,163,0002,028
Total interest expense$689,0003,212
Net interest income$8,474,0001,894
Provision for loan and lease losses$1,625,000596
Total noninterest income$3,033,0001,341
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,379,000766
Trading account gains and fees$0180
Additional Noninterest Income$1,654,0001,448
Total noninterest expense$9,044,0001,598
Salaries and employee benefits$4,950,0001,579
Premises and equipment expense$1,458,0001,231
Additional noninterest expense$2,636,0001,798
Pre-tax net operating income$838,0003,982
Securities gains (losses)$4,0002,720
Applicable income taxes$04,713
Income before extraordinary items$842,0003,730
Extraordinary gains, net$025
Net income$842,0003,733
Minority interest net income$084
Net income of bank and minority interests.$842,0003,734
Net charge-offs$887,0001,098
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$7,000796
Net operating income$838,0003,666
2013-06-30 (YTD Data)Rank
Total interest income$6,113,0002,025
Total interest expense$479,0003,171
Net interest income$5,634,0001,890
Provision for loan and lease losses$1,300,000536
Total noninterest income$2,213,0001,270
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$914,000759
Trading account gains and fees$0157
Additional Noninterest Income$1,299,0001,321
Total noninterest expense$6,146,0001,572
Salaries and employee benefits$3,385,0001,535
Premises and equipment expense$985,0001,212
Additional noninterest expense$1,776,0001,781
Pre-tax net operating income$401,0004,474
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$401,0004,313
Extraordinary gains, net$022
Net income$401,0004,315
Minority interest net income$082
Net income of bank and minority interests.$401,0004,316
Net charge-offs$538,0001,201
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$5,000767
Net operating income$401,0004,201
2013-03-31 (YTD Data)Rank
Total interest income$3,047,0002,051
Total interest expense$250,0003,146
Net interest income$2,797,0001,905
Provision for loan and lease losses$550,000643
Total noninterest income$1,077,0001,289
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$478,000711
Trading account gains and fees$0148
Additional Noninterest Income$599,0001,392
Total noninterest expense$3,189,0001,534
Salaries and employee benefits$1,792,0001,481
Premises and equipment expense$481,0001,273
Additional noninterest expense$916,0001,743
Pre-tax net operating income$135,0004,987
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$135,0004,882
Extraordinary gains, net$010
Net income$135,0004,883
Minority interest net income$076
Net income of bank and minority interests.$135,0004,884
Net charge-offs$461,000808
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$2,000740
Net operating income$135,0004,778
2012-12-31 (YTD Data)Rank
Total interest income$13,252,0001,986
Total interest expense$1,631,0002,549
Net interest income$11,621,0001,887
Provision for loan and lease losses$5,840,000451
Total noninterest income$1,964,0002,208
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,167,000653
Trading account gains and fees$0166
Additional Noninterest Income$-203,0006,819
Total noninterest expense$12,520,0001,559
Salaries and employee benefits$6,878,0001,482
Premises and equipment expense$2,064,0001,146
Additional noninterest expense$3,578,0001,839
Pre-tax net operating income$-4,775,0006,954
Securities gains (losses)$680,000743
Applicable income taxes$04,751
Income before extraordinary items$-4,095,0006,938
Extraordinary gains, net$029
Net income$-4,095,0006,937
Minority interest net income$093
Net income of bank and minority interests.$-4,095,0006,937
Net charge-offs$5,645,000523
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$33,000768
Net operating income$-4,775,0006,951
2012-09-30 (YTD Data)Rank
Total interest income$10,033,0001,997
Total interest expense$1,324,0002,480
Net interest income$8,709,0001,910
Provision for loan and lease losses$3,390,000567
Total noninterest income$1,810,0001,920
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,613,000668
Trading account gains and fees$0157
Additional Noninterest Income$197,0004,273
Total noninterest expense$9,472,0001,544
Salaries and employee benefits$5,154,0001,475
Premises and equipment expense$1,569,0001,135
Additional noninterest expense$2,749,0001,802
Pre-tax net operating income$-2,343,0006,999
Securities gains (losses)$437,000835
Applicable income taxes$04,802
Income before extraordinary items$-1,906,0006,987
Extraordinary gains, net$020
Net income$-1,906,0006,984
Minority interest net income$086
Net income of bank and minority interests.$-1,906,0006,986
Net charge-offs$3,236,000642
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$25,000731
Net operating income$-2,343,0007,004
2012-06-30 (YTD Data)Rank
Total interest income$6,811,0001,973
Total interest expense$966,0002,358
Net interest income$5,845,0001,894
Provision for loan and lease losses$2,440,000553
Total noninterest income$1,062,0002,083
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,060,000671
Trading account gains and fees$0153
Additional Noninterest Income$2,0006,684
Total noninterest expense$6,330,0001,543
Salaries and employee benefits$3,419,0001,485
Premises and equipment expense$1,049,0001,136
Additional noninterest expense$1,862,0001,789
Pre-tax net operating income$-1,863,0007,082
Securities gains (losses)$420,000665
Applicable income taxes$04,770
Income before extraordinary items$-1,443,0007,059
Extraordinary gains, net$019
Net income$-1,443,0007,058
Minority interest net income$084
Net income of bank and minority interests.$-1,443,0007,059
Net charge-offs$2,555,000574
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$16,000709
Net operating income$-1,863,0007,085
2012-03-31 (YTD Data)Rank
Total interest income$3,480,0001,947
Total interest expense$537,0002,223
Net interest income$2,943,0001,886
Provision for loan and lease losses$600,000917
Total noninterest income$393,0002,506
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$528,000676
Trading account gains and fees$0148
Additional Noninterest Income$-135,0007,179
Total noninterest expense$3,104,0001,574
Salaries and employee benefits$1,709,0001,499
Premises and equipment expense$545,0001,095
Additional noninterest expense$850,0001,932
Pre-tax net operating income$-368,0006,983
Securities gains (losses)$-11,0007,053
Applicable income taxes$04,704
Income before extraordinary items$-379,0007,031
Extraordinary gains, net$019
Net income$-379,0007,030
Minority interest net income$078
Net income of bank and minority interests.$-379,0007,031
Net charge-offs$865,000736
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$8,000651
Net operating income$-368,0007,001
2011-12-31 (YTD Data)Rank
Total interest income$15,428,0001,825
Total interest expense$3,212,0001,845
Net interest income$12,216,0001,822
Provision for loan and lease losses$6,185,000666
Total noninterest income$1,604,0002,346
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,357,000622
Trading account gains and fees$0146
Additional Noninterest Income$-753,0007,158
Total noninterest expense$12,594,0001,552
Salaries and employee benefits$6,814,0001,453
Premises and equipment expense$2,156,0001,157
Additional noninterest expense$3,624,0001,859
Pre-tax net operating income$-4,959,0007,056
Securities gains (losses)$10,0003,332
Applicable income taxes$04,719
Income before extraordinary items$-4,949,0007,063
Extraordinary gains, net$029
Net income$-4,949,0007,062
Minority interest net income$096
Net income of bank and minority interests.$-4,949,0007,063
Net charge-offs$9,324,000493
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$45,000829
Net operating income$-4,959,0007,055
2011-09-30 (YTD Data)Rank
Total interest income$11,811,0001,805
Total interest expense$2,552,0001,806
Net interest income$9,259,0001,813
Provision for loan and lease losses$4,260,000705
Total noninterest income$2,321,0001,446
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,762,000630
Trading account gains and fees$0145
Additional Noninterest Income$559,0002,528
Total noninterest expense$9,443,0001,551
Salaries and employee benefits$5,090,0001,454
Premises and equipment expense$1,630,0001,161
Additional noninterest expense$2,723,0001,865
Pre-tax net operating income$-2,123,0007,015
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-2,123,0007,075
Extraordinary gains, net$021
Net income$-2,123,0007,076
Minority interest net income$087
Net income of bank and minority interests.$-2,123,0007,076
Net charge-offs$5,612,000577
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$34,000775
Net operating income$-2,123,0007,054
2011-06-30 (YTD Data)Rank
Total interest income$7,892,0001,815
Total interest expense$1,797,0001,778
Net interest income$6,095,0001,832
Provision for loan and lease losses$1,560,0001,083
Total noninterest income$1,598,0001,414
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,136,000646
Trading account gains and fees$0153
Additional Noninterest Income$462,0002,221
Total noninterest expense$6,284,0001,569
Salaries and employee benefits$3,362,0001,489
Premises and equipment expense$1,078,0001,190
Additional noninterest expense$1,844,0001,848
Pre-tax net operating income$-151,0006,506
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-151,0006,574
Extraordinary gains, net$015
Net income$-151,0006,575
Minority interest net income$089
Net income of bank and minority interests.$-151,0006,574
Net charge-offs$2,872,000711
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$23,000719
Net operating income$-151,0006,536
2011-03-31 (YTD Data)Rank
Total interest income$4,028,0001,787
Total interest expense$954,0001,751
Net interest income$3,074,0001,810
Provision for loan and lease losses$660,0001,189
Total noninterest income$750,0001,483
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$551,000653
Trading account gains and fees$0158
Additional Noninterest Income$199,0002,477
Total noninterest expense$3,112,0001,592
Salaries and employee benefits$1,683,0001,500
Premises and equipment expense$518,0001,263
Additional noninterest expense$911,0001,855
Pre-tax net operating income$52,0005,726
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$52,0005,669
Extraordinary gains, net$09
Net income$52,0005,668
Minority interest net income$086
Net income of bank and minority interests.$52,0005,669
Net charge-offs$2,206,000511
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$11,000675
Net operating income$52,0005,627
2010-12-31 (YTD Data)Rank
Total interest income$17,432,0001,737
Total interest expense$4,678,0001,747
Net interest income$12,754,0001,739
Provision for loan and lease losses$14,265,000499
Total noninterest income$1,921,0002,127
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,671,000561
Trading account gains and fees$0175
Additional Noninterest Income$-750,0007,455
Total noninterest expense$13,047,0001,515
Salaries and employee benefits$7,063,0001,395
Premises and equipment expense$2,191,0001,184
Additional noninterest expense$3,793,0001,888
Pre-tax net operating income$-12,637,0007,414
Securities gains (losses)$-188,0007,300
Applicable income taxes$-162,0006,929
Income before extraordinary items$-12,663,0007,440
Extraordinary gains, net$029
Net income$-12,663,0007,440
Minority interest net income$0111
Net income of bank and minority interests.$-12,663,0007,440
Net charge-offs$11,519,000545
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$46,000964
Net operating income$-12,476,8807,425
2010-09-30 (YTD Data)Rank
Total interest income$13,222,0001,752
Total interest expense$3,637,0001,760
Net interest income$9,585,0001,751
Provision for loan and lease losses$10,570,000475
Total noninterest income$1,321,0002,290
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,050,000560
Trading account gains and fees$0165
Additional Noninterest Income$-729,0007,624
Total noninterest expense$9,915,0001,489
Salaries and employee benefits$5,365,0001,376
Premises and equipment expense$1,672,0001,180
Additional noninterest expense$2,878,0001,837
Pre-tax net operating income$-9,579,0007,548
Securities gains (losses)$-188,0007,472
Applicable income taxes$-3,900,0007,676
Income before extraordinary items$-5,867,0007,461
Extraordinary gains, net$023
Net income$-5,867,0007,461
Minority interest net income$0110
Net income of bank and minority interests.$-5,867,0007,461
Net charge-offs$8,747,000502
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$35,000905
Net operating income$-5,746,6807,434
2010-06-30 (YTD Data)Rank
Total interest income$8,966,0001,748
Total interest expense$2,503,0001,767
Net interest income$6,463,0001,732
Provision for loan and lease losses$6,120,000537
Total noninterest income$1,133,0001,864
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,346,000572
Trading account gains and fees$0152
Additional Noninterest Income$-213,0007,608
Total noninterest expense$6,759,0001,463
Salaries and employee benefits$3,618,0001,366
Premises and equipment expense$1,112,0001,193
Additional noninterest expense$2,029,0001,744
Pre-tax net operating income$-5,283,0007,565
Securities gains (losses)$-188,0007,588
Applicable income taxes$-2,257,0007,707
Income before extraordinary items$-3,214,0007,462
Extraordinary gains, net$019
Net income$-3,214,0007,462
Minority interest net income$0105
Net income of bank and minority interests.$-3,214,0007,462
Net charge-offs$5,516,000533
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$23,000845
Net operating income$-3,093,6807,446
2010-03-31 (YTD Data)Rank
Total interest income$4,537,0001,765
Total interest expense$1,284,0001,806
Net interest income$3,253,0001,747
Provision for loan and lease losses$2,985,000561
Total noninterest income$986,0001,249
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$642,000602
Trading account gains and fees$0175
Additional Noninterest Income$344,0001,683
Total noninterest expense$3,302,0001,523
Salaries and employee benefits$1,826,0001,371
Premises and equipment expense$579,0001,181
Additional noninterest expense$897,0001,908
Pre-tax net operating income$-2,048,0007,604
Securities gains (losses)$02,284
Applicable income taxes$-876,0007,777
Income before extraordinary items$-1,172,0007,511
Extraordinary gains, net$016
Net income$-1,172,0007,512
Minority interest net income$091
Net income of bank and minority interests.$-1,172,0007,512
Net charge-offs$3,525,000427
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$14,000747
Net operating income$-1,172,0007,505
2009-12-31 (YTD Data)Rank
Total interest income$21,043,0001,622
Total interest expense$5,870,0001,958
Net interest income$15,173,0001,481
Provision for loan and lease losses$5,890,0001,261
Total noninterest income$3,925,0001,318
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,795,000602
Trading account gains and fees$0211
Additional Noninterest Income$1,130,0001,994
Total noninterest expense$13,190,0001,575
Salaries and employee benefits$7,324,0001,375
Premises and equipment expense$2,279,0001,191
Additional noninterest expense$3,587,0002,023
Pre-tax net operating income$18,0005,354
Securities gains (losses)$237,0001,420
Applicable income taxes$-502,0007,029
Income before extraordinary items$757,0003,225
Extraordinary gains, net$034
Net income$757,0003,223
Minority interest net income$0115
Net income of bank and minority interests.$757,0003,224
Net charge-offs$3,649,0001,424
Cash dividends$800,0001,918
Sale, conversion, retirement of capital stock, net$44,0001,084
Net operating income$520,0003,757
2009-09-30 (YTD Data)Rank
Total interest income$15,990,0001,637
Total interest expense$4,540,0001,996
Net interest income$11,450,0001,463
Provision for loan and lease losses$3,540,0001,330
Total noninterest income$2,945,0001,339
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,098,000602
Trading account gains and fees$0212
Additional Noninterest Income$847,0002,054
Total noninterest expense$10,051,0001,527
Salaries and employee benefits$5,625,0001,351
Premises and equipment expense$1,730,0001,191
Additional noninterest expense$2,696,0001,960
Pre-tax net operating income$804,0003,104
Securities gains (losses)$277,0001,054
Applicable income taxes$41,0003,435
Income before extraordinary items$1,040,0002,423
Extraordinary gains, net$027
Net income$1,040,0002,421
Minority interest net income$0118
Net income of bank and minority interests.$1,040,0002,424
Net charge-offs$2,169,0001,429
Cash dividends$800,0001,493
Sale, conversion, retirement of capital stock, net$29,0001,025
Net operating income$774,0802,855
2009-06-30 (YTD Data)Rank
Total interest income$10,676,0001,660
Total interest expense$3,102,0002,037
Net interest income$7,574,0001,477
Provision for loan and lease losses$2,190,0001,328
Total noninterest income$1,981,0001,338
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,355,000615
Trading account gains and fees$0193
Additional Noninterest Income$626,0001,942
Total noninterest expense$6,793,0001,529
Salaries and employee benefits$3,782,0001,373
Premises and equipment expense$1,156,0001,226
Additional noninterest expense$1,855,0001,925
Pre-tax net operating income$572,0003,089
Securities gains (losses)$275,000814
Applicable income taxes$76,0002,843
Income before extraordinary items$771,0002,297
Extraordinary gains, net$021
Net income$771,0002,294
Minority interest net income$0112
Net income of bank and minority interests.$771,0002,296
Net charge-offs$719,0001,955
Cash dividends$800,0001,125
Sale, conversion, retirement of capital stock, net$17,0001,021
Net operating income$520,7502,919
2009-03-31 (YTD Data)Rank
Total interest income$5,382,0001,668
Total interest expense$1,589,0002,065
Net interest income$3,793,0001,466
Provision for loan and lease losses$940,0001,235
Total noninterest income$1,022,0001,258
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$666,000608
Trading account gains and fees$0171
Additional Noninterest Income$356,0001,745
Total noninterest expense$3,298,0001,518
Salaries and employee benefits$1,900,0001,370
Premises and equipment expense$626,0001,145
Additional noninterest expense$772,0002,053
Pre-tax net operating income$577,0002,114
Securities gains (losses)$275,000541
Applicable income taxes$178,0001,566
Income before extraordinary items$674,0001,593
Extraordinary gains, net$015
Net income$674,0001,594
Minority interest net income$0102
Net income of bank and minority interests.$674,0001,595
Net charge-offs$97,0002,899
Cash dividends$400,0001,067
Sale, conversion, retirement of capital stock, net$9,000897
Net operating income$456,7502,171
2008-12-31 (YTD Data)Rank
Total interest income$24,644,0001,574
Total interest expense$8,142,0001,937
Net interest income$16,502,0001,352
Provision for loan and lease losses$1,348,0002,285
Total noninterest income$4,373,0001,189
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,955,000586
Trading account gains and fees$0154
Additional Noninterest Income$1,418,0001,663
Total noninterest expense$13,951,0001,403
Salaries and employee benefits$7,837,0001,288
Premises and equipment expense$2,794,000994
Additional noninterest expense$3,320,0001,847
Pre-tax net operating income$5,576,0001,003
Securities gains (losses)$179,000773
Applicable income taxes$1,649,000798
Income before extraordinary items$4,106,0001,007
Extraordinary gains, net$039
Net income$4,106,0001,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$929,0002,038
Cash dividends$3,164,000867
Sale, conversion, retirement of capital stock, net$15,0001,285
Net operating income$3,978,9101,121
2008-09-30 (YTD Data)Rank
Total interest income$18,992,0001,571
Total interest expense$6,326,0001,946
Net interest income$12,666,0001,337
Provision for loan and lease losses$496,0002,738
Total noninterest income$3,294,0001,226
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,185,000606
Trading account gains and fees$0148
Additional Noninterest Income$1,109,0001,686
Total noninterest expense$10,465,0001,383
Salaries and employee benefits$6,183,0001,235
Premises and equipment expense$2,089,0001,000
Additional noninterest expense$2,193,0001,983
Pre-tax net operating income$4,999,0001,019
Securities gains (losses)$19,0002,045
Applicable income taxes$1,442,000865
Income before extraordinary items$3,576,0001,025
Extraordinary gains, net$031
Net income$3,576,0001,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,743
Cash dividends$2,373,000890
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,562,5101,093
2008-06-30 (YTD Data)Rank
Total interest income$12,920,0001,567
Total interest expense$4,411,0001,955
Net interest income$8,509,0001,318
Provision for loan and lease losses$231,0002,926
Total noninterest income$2,125,0001,267
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,396,000609
Trading account gains and fees$0149
Additional Noninterest Income$729,0001,736
Total noninterest expense$6,930,0001,385
Salaries and employee benefits$4,157,0001,241
Premises and equipment expense$1,337,0001,045
Additional noninterest expense$1,436,0002,005
Pre-tax net operating income$3,473,0001,029
Securities gains (losses)$03,233
Applicable income taxes$1,007,000933
Income before extraordinary items$2,466,0001,112
Extraordinary gains, net$021
Net income$2,466,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,199
Cash dividends$1,582,000947
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,466,0001,096
2008-03-31 (YTD Data)Rank
Total interest income$6,608,0001,573
Total interest expense$2,368,0001,960
Net interest income$4,240,0001,308
Provision for loan and lease losses$111,0002,585
Total noninterest income$1,018,0001,317
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$667,000638
Trading account gains and fees$0158
Additional Noninterest Income$351,0001,776
Total noninterest expense$3,462,0001,381
Salaries and employee benefits$2,072,0001,266
Premises and equipment expense$674,0001,035
Additional noninterest expense$716,0001,967
Pre-tax net operating income$1,685,0001,128
Securities gains (losses)$02,688
Applicable income taxes$487,0001,033
Income before extraordinary items$1,198,0001,256
Extraordinary gains, net$015
Net income$1,198,0001,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,724
Cash dividends$791,000939
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,198,0001,218
2007-12-31 (YTD Data)Rank
Total interest income$29,080,0001,475
Total interest expense$9,981,0001,951
Net interest income$19,099,0001,166
Provision for loan and lease losses$305,0003,154
Total noninterest income$4,094,0001,278
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,694,000647
Trading account gains and fees$0178
Additional Noninterest Income$1,400,0001,758
Total noninterest expense$13,746,0001,342
Salaries and employee benefits$8,196,0001,218
Premises and equipment expense$2,708,000954
Additional noninterest expense$2,842,0001,936
Pre-tax net operating income$9,142,000927
Securities gains (losses)$97,000615
Applicable income taxes$2,911,000836
Income before extraordinary items$6,328,0001,032
Extraordinary gains, net$039
Net income$6,328,0001,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,041
Cash dividends$3,279,0001,106
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,262,0401,019
2007-09-30 (YTD Data)Rank
Total interest income$21,931,0001,474
Total interest expense$7,326,0001,981
Net interest income$14,605,0001,146
Provision for loan and lease losses$205,0002,962
Total noninterest income$3,028,0001,293
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,980,000652
Trading account gains and fees$0184
Additional Noninterest Income$1,048,0001,778
Total noninterest expense$10,232,0001,349
Salaries and employee benefits$6,224,0001,199
Premises and equipment expense$1,801,0001,103
Additional noninterest expense$2,207,0001,827
Pre-tax net operating income$7,196,000958
Securities gains (losses)$98,000499
Applicable income taxes$2,339,000848
Income before extraordinary items$4,955,0001,062
Extraordinary gains, net$033
Net income$4,955,0001,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,997
Cash dividends$2,459,0001,038
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,888,3601,056
2007-06-30 (YTD Data)Rank
Total interest income$14,557,0001,494
Total interest expense$4,776,0002,024
Net interest income$9,781,0001,159
Provision for loan and lease losses$135,0002,802
Total noninterest income$2,010,0001,320
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,312,000664
Trading account gains and fees$0168
Additional Noninterest Income$698,0001,783
Total noninterest expense$6,916,0001,348
Salaries and employee benefits$4,202,0001,211
Premises and equipment expense$1,261,0001,053
Additional noninterest expense$1,453,0001,864
Pre-tax net operating income$4,740,0001,015
Securities gains (losses)$135,000365
Applicable income taxes$1,564,000885
Income before extraordinary items$3,311,0001,090
Extraordinary gains, net$029
Net income$3,311,0001,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,195
Cash dividends$1,640,0001,042
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,219,2001,094
2007-03-31 (YTD Data)Rank
Total interest income$7,210,0001,509
Total interest expense$2,331,0002,051
Net interest income$4,879,0001,150
Provision for loan and lease losses$115,0001,841
Total noninterest income$970,0001,335
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$645,000658
Trading account gains and fees$0195
Additional Noninterest Income$325,0001,854
Total noninterest expense$3,427,0001,359
Salaries and employee benefits$2,091,0001,229
Premises and equipment expense$615,0001,088
Additional noninterest expense$721,0001,856
Pre-tax net operating income$2,307,0001,017
Securities gains (losses)$135,000262
Applicable income taxes$784,000885
Income before extraordinary items$1,658,0001,067
Extraordinary gains, net$022
Net income$1,658,0001,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,723
Cash dividends$820,000954
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,566,2001,108
2006-12-31 (YTD Data)Rank
Total interest income$26,460,0001,510
Total interest expense$6,902,0002,314
Net interest income$19,558,0001,134
Provision for loan and lease losses$110,0004,597
Total noninterest income$3,541,0001,424
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,420,000732
Trading account gains and fees$0130
Additional Noninterest Income$1,121,0002,057
Total noninterest expense$13,347,0001,339
Salaries and employee benefits$8,029,0001,213
Premises and equipment expense$2,566,000975
Additional noninterest expense$2,752,0001,914
Pre-tax net operating income$9,642,0001,010
Securities gains (losses)$01,687
Applicable income taxes$3,083,000916
Income before extraordinary items$6,559,0001,127
Extraordinary gains, net$051
Net income$6,559,0001,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,320
Cash dividends$5,246,000674
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,559,0001,114
2006-09-30 (YTD Data)Rank
Total interest income$19,442,0001,529
Total interest expense$4,747,0002,421
Net interest income$14,695,0001,153
Provision for loan and lease losses$60,0004,851
Total noninterest income$2,777,0001,388
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,814,000741
Trading account gains and fees$0126
Additional Noninterest Income$963,0001,870
Total noninterest expense$10,025,0001,347
Salaries and employee benefits$6,039,0001,219
Premises and equipment expense$1,932,000983
Additional noninterest expense$2,054,0001,900
Pre-tax net operating income$7,387,0001,034
Securities gains (losses)$01,388
Applicable income taxes$2,383,000942
Income before extraordinary items$5,004,0001,155
Extraordinary gains, net$045
Net income$5,004,0001,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0002,022
Cash dividends$2,435,000986
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,004,0001,143
2006-06-30 (YTD Data)Rank
Total interest income$12,772,0001,517
Total interest expense$2,963,0002,462
Net interest income$9,809,0001,154
Provision for loan and lease losses$60,0004,062
Total noninterest income$1,820,0001,404
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,189,000743
Trading account gains and fees$0126
Additional Noninterest Income$631,0001,889
Total noninterest expense$6,604,0001,364
Salaries and employee benefits$4,020,0001,232
Premises and equipment expense$1,219,0001,041
Additional noninterest expense$1,365,0001,914
Pre-tax net operating income$4,965,0001,031
Securities gains (losses)$01,185
Applicable income taxes$1,598,000936
Income before extraordinary items$3,367,0001,145
Extraordinary gains, net$039
Net income$3,367,0001,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0001,549
Cash dividends$1,624,000981
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,367,0001,128
2006-03-31 (YTD Data)Rank
Total interest income$6,219,0001,525
Total interest expense$1,366,0002,518
Net interest income$4,853,0001,158
Provision for loan and lease losses$60,0002,788
Total noninterest income$874,0001,409
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$583,000723
Trading account gains and fees$0115
Additional Noninterest Income$291,0001,992
Total noninterest expense$3,264,0001,383
Salaries and employee benefits$1,984,0001,258
Premises and equipment expense$593,0001,077
Additional noninterest expense$687,0001,903
Pre-tax net operating income$2,403,0001,038
Securities gains (losses)$0955
Applicable income taxes$762,000971
Income before extraordinary items$1,641,0001,134
Extraordinary gains, net$021
Net income$1,641,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,017
Cash dividends$812,000888
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,641,0001,115
2005-12-31 (YTD Data)Rank
Total interest income$22,871,0001,462
Total interest expense$4,291,0002,509
Net interest income$18,580,0001,155
Provision for loan and lease losses$340,0002,574
Total noninterest income$3,613,0001,385
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,347,000736
Trading account gains and fees$0138
Additional Noninterest Income$1,266,0001,884
Total noninterest expense$12,490,0001,374
Salaries and employee benefits$7,564,0001,223
Premises and equipment expense$2,328,0001,025
Additional noninterest expense$2,598,0001,947
Pre-tax net operating income$9,363,0001,036
Securities gains (losses)$02,296
Applicable income taxes$2,871,000989
Income before extraordinary items$6,492,0001,122
Extraordinary gains, net$046
Net income$6,492,0001,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,600
Cash dividends$4,912,000682
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,492,0001,097
2005-09-30 (YTD Data)Rank
Total interest income$16,945,0001,437
Total interest expense$3,114,0002,467
Net interest income$13,831,0001,157
Provision for loan and lease losses$259,0002,482
Total noninterest income$2,769,0001,363
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,730,000748
Trading account gains and fees$0126
Additional Noninterest Income$1,039,0001,775
Total noninterest expense$9,577,0001,341
Salaries and employee benefits$5,784,0001,188
Premises and equipment expense$1,787,000997
Additional noninterest expense$2,006,0001,865
Pre-tax net operating income$6,764,0001,063
Securities gains (losses)$02,317
Applicable income taxes$2,103,0001,020
Income before extraordinary items$4,661,0001,163
Extraordinary gains, net$035
Net income$4,661,0001,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,528
Cash dividends$2,184,000983
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,661,0001,139
2005-06-30 (YTD Data)Rank
Total interest income$11,110,0001,414
Total interest expense$2,032,0002,404
Net interest income$9,078,0001,163
Provision for loan and lease losses$226,0001,948
Total noninterest income$1,765,0001,405
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,120,000751
Trading account gains and fees$0116
Additional Noninterest Income$645,0001,835
Total noninterest expense$6,349,0001,338
Salaries and employee benefits$3,864,0001,181
Premises and equipment expense$1,214,000965
Additional noninterest expense$1,271,0001,932
Pre-tax net operating income$4,268,0001,102
Securities gains (losses)$02,146
Applicable income taxes$1,310,0001,071
Income before extraordinary items$2,958,0001,185
Extraordinary gains, net$030
Net income$2,958,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0001,476
Cash dividends$1,456,000963
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,958,0001,165
2005-03-31 (YTD Data)Rank
Total interest income$5,383,0001,433
Total interest expense$985,0002,374
Net interest income$4,398,0001,194
Provision for loan and lease losses$93,0002,159
Total noninterest income$875,0001,393
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$544,000748
Trading account gains and fees$0115
Additional Noninterest Income$331,0001,777
Total noninterest expense$3,183,0001,341
Salaries and employee benefits$1,910,0001,203
Premises and equipment expense$605,000982
Additional noninterest expense$668,0001,840
Pre-tax net operating income$1,997,0001,157
Securities gains (losses)$01,685
Applicable income taxes$609,0001,133
Income before extraordinary items$1,388,0001,244
Extraordinary gains, net$024
Net income$1,388,0001,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0001,124
Cash dividends$729,000884
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,388,0001,220
2004-12-31 (YTD Data)Rank
Total interest income$20,767,0001,377
Total interest expense$3,512,0002,298
Net interest income$17,255,0001,168
Provision for loan and lease losses$807,0001,275
Total noninterest income$3,764,0001,345
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,519,000698
Trading account gains and fees$0138
Additional Noninterest Income$1,245,0001,856
Total noninterest expense$11,975,0001,369
Salaries and employee benefits$6,881,0001,278
Premises and equipment expense$2,381,000957
Additional noninterest expense$2,713,0001,798
Pre-tax net operating income$8,237,0001,069
Securities gains (losses)$124,0001,103
Applicable income taxes$2,536,0001,035
Income before extraordinary items$5,825,0001,115
Extraordinary gains, net$034
Net income$5,825,0001,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$506,0001,328
Cash dividends$4,610,000668
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,738,2001,107
2004-09-30 (YTD Data)Rank
Total interest income$15,420,0001,364
Total interest expense$2,597,0002,268
Net interest income$12,823,0001,162
Provision for loan and lease losses$612,0001,215
Total noninterest income$2,946,0001,324
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,921,000690
Trading account gains and fees$0134
Additional Noninterest Income$1,025,0001,740
Total noninterest expense$8,989,0001,366
Salaries and employee benefits$5,216,0001,262
Premises and equipment expense$1,706,0001,010
Additional noninterest expense$2,067,0001,740
Pre-tax net operating income$6,168,0001,072
Securities gains (losses)$-3,0008,248
Applicable income taxes$1,877,0001,071
Income before extraordinary items$4,288,0001,152
Extraordinary gains, net$026
Net income$4,288,0001,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,0001,317
Cash dividends$1,958,0001,011
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,290,1001,111
2004-06-30 (YTD Data)Rank
Total interest income$10,195,0001,362
Total interest expense$1,742,0002,244
Net interest income$8,453,0001,176
Provision for loan and lease losses$424,0001,169
Total noninterest income$1,989,0001,295
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,341,000648
Trading account gains and fees$0130
Additional Noninterest Income$648,0001,817
Total noninterest expense$5,986,0001,363
Salaries and employee benefits$3,461,0001,261
Premises and equipment expense$1,137,0001,005
Additional noninterest expense$1,388,0001,723
Pre-tax net operating income$4,032,0001,080
Securities gains (losses)$-3,0008,495
Applicable income taxes$1,222,0001,093
Income before extraordinary items$2,807,0001,163
Extraordinary gains, net$021
Net income$2,807,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0001,179
Cash dividends$1,305,000999
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,809,1001,118
2004-03-31 (YTD Data)Rank
Total interest income$5,041,0001,381
Total interest expense$882,0002,238
Net interest income$4,159,0001,190
Provision for loan and lease losses$204,0001,135
Total noninterest income$913,0001,355
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$611,000698
Trading account gains and fees$0121
Additional Noninterest Income$302,0001,879
Total noninterest expense$2,939,0001,399
Salaries and employee benefits$1,698,0001,305
Premises and equipment expense$556,0001,063
Additional noninterest expense$685,0001,739
Pre-tax net operating income$1,929,0001,103
Securities gains (losses)$-3,0008,790
Applicable income taxes$582,0001,152
Income before extraordinary items$1,344,0001,216
Extraordinary gains, net$016
Net income$1,344,0001,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0001,181
Cash dividends$652,000955
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,346,1001,146
2003-12-31 (YTD Data)Rank
Total interest income$20,844,0001,364
Total interest expense$4,480,0001,994
Net interest income$16,364,0001,182
Provision for loan and lease losses$968,0001,224
Total noninterest income$3,909,0001,368
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,653,000646
Trading account gains and fees$0160
Additional Noninterest Income$1,256,0002,054
Total noninterest expense$11,883,0001,355
Salaries and employee benefits$6,838,0001,253
Premises and equipment expense$2,282,0001,004
Additional noninterest expense$2,763,0001,758
Pre-tax net operating income$7,422,0001,123
Securities gains (losses)$13,0003,473
Applicable income taxes$2,213,0001,189
Income before extraordinary items$5,222,0001,228
Extraordinary gains, net$054
Net income$5,222,0001,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,0001,173
Cash dividends$4,384,000729
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,212,9001,163
2003-09-30 (YTD Data)Rank
Total interest income$15,727,0001,382
Total interest expense$3,579,0001,949
Net interest income$12,148,0001,204
Provision for loan and lease losses$685,0001,248
Total noninterest income$2,937,0001,388
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,979,000661
Trading account gains and fees$0153
Additional Noninterest Income$958,0002,116
Total noninterest expense$8,919,0001,366
Salaries and employee benefits$5,116,0001,269
Premises and equipment expense$1,729,0001,002
Additional noninterest expense$2,074,0001,744
Pre-tax net operating income$5,481,0001,180
Securities gains (losses)$11,0003,280
Applicable income taxes$1,651,0001,245
Income before extraordinary items$3,841,0001,285
Extraordinary gains, net$040
Net income$3,841,0001,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$553,0001,082
Cash dividends$1,788,0001,115
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,833,3001,211
2003-06-30 (YTD Data)Rank
Total interest income$10,590,0001,382
Total interest expense$2,644,0001,819
Net interest income$7,946,0001,228
Provision for loan and lease losses$451,0001,253
Total noninterest income$1,958,0001,385
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,307,000652
Trading account gains and fees$0150
Additional Noninterest Income$651,0002,079
Total noninterest expense$5,941,0001,363
Salaries and employee benefits$3,395,0001,271
Premises and equipment expense$1,163,000986
Additional noninterest expense$1,383,0001,739
Pre-tax net operating income$3,512,0001,218
Securities gains (losses)$11,0002,898
Applicable income taxes$1,043,0001,323
Income before extraordinary items$2,480,0001,335
Extraordinary gains, net$030
Net income$2,480,0001,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,024
Cash dividends$1,192,0001,147
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,472,3001,247
2003-03-31 (YTD Data)Rank
Total interest income$5,356,0001,370
Total interest expense$1,416,0001,755
Net interest income$3,940,0001,236
Provision for loan and lease losses$234,0001,188
Total noninterest income$970,0001,368
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$650,000635
Trading account gains and fees$0134
Additional Noninterest Income$320,0002,019
Total noninterest expense$2,970,0001,359
Salaries and employee benefits$1,693,0001,279
Premises and equipment expense$569,0001,015
Additional noninterest expense$708,0001,666
Pre-tax net operating income$1,706,0001,264
Securities gains (losses)$7,0002,278
Applicable income taxes$487,0001,401
Income before extraordinary items$1,226,0001,341
Extraordinary gains, net$021
Net income$1,226,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,000839
Cash dividends$596,0001,070
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,220,9601,260
2002-12-31 (YTD Data)Rank
Total interest income$22,782,0001,342
Total interest expense$7,472,0001,522
Net interest income$15,310,0001,254
Provision for loan and lease losses$1,074,0001,267
Total noninterest income$3,721,0001,327
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,613,000624
Trading account gains and fees$0153
Additional Noninterest Income$1,108,0002,040
Total noninterest expense$11,326,0001,359
Salaries and employee benefits$6,339,0001,282
Premises and equipment expense$2,199,000993
Additional noninterest expense$2,788,0001,683
Pre-tax net operating income$6,631,0001,271
Securities gains (losses)$11,0003,555
Applicable income taxes$1,874,0001,358
Income before extraordinary items$4,768,0001,318
Extraordinary gains, net$070
Net income$4,768,0001,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$608,0001,421
Cash dividends$4,092,000732
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,760,0801,269
2001-12-31 (YTD Data)Rank
Total interest income$25,644,0001,329
Total interest expense$11,056,0001,466
Net interest income$14,588,0001,219
Provision for loan and lease losses$1,200,0001,082
Total noninterest income$3,313,0001,370
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,307,000642
Trading account gains and fees$0177
Additional Noninterest Income$1,006,0002,036
Total noninterest expense$10,949,0001,331
Salaries and employee benefits$6,125,0001,215
Premises and equipment expense$1,894,0001,124
Additional noninterest expense$2,930,0001,582
Pre-tax net operating income$5,752,0001,287
Securities gains (losses)$15,0003,362
Applicable income taxes$1,582,0001,429
Income before extraordinary items$4,185,0001,302
Extraordinary gains, net$0105
Net income$4,185,0001,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,224,000810
Cash dividends$4,500,000663
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,174,0501,255
2000-12-31 (YTD Data)Rank
Total interest income$27,251,0001,302
Total interest expense$11,754,0001,467
Net interest income$15,497,0001,133
Provision for loan and lease losses$1,200,000908
Total noninterest income$3,334,0001,228
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,392,000556
Trading account gains and fees$0180
Additional Noninterest Income$942,0001,936
Total noninterest expense$10,641,0001,302
Salaries and employee benefits$6,067,0001,166
Premises and equipment expense$1,931,0001,037
Additional noninterest expense$2,643,0001,681
Pre-tax net operating income$6,990,0001,085
Securities gains (losses)$7,0001,253
Applicable income taxes$1,996,0001,155
Income before extraordinary items$5,001,0001,069
Extraordinary gains, net$038
Net income$5,001,0001,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,263,000639
Cash dividends$3,962,000766
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,996,0301,069
1999-12-31 (YTD Data)Rank
Total interest income$25,966,0001,251
Total interest expense$10,935,0001,372
Net interest income$15,031,0001,174
Provision for loan and lease losses$1,200,000831
Total noninterest income$3,445,0001,204
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,542,000537
Trading account gains and fees$0173
Additional Noninterest Income$903,0002,004
Total noninterest expense$10,353,0001,343
Salaries and employee benefits$5,685,0001,214
Premises and equipment expense$1,828,0001,100
Additional noninterest expense$2,840,0001,574
Pre-tax net operating income$6,923,0001,116
Securities gains (losses)$4,0002,267
Applicable income taxes$2,002,0001,230
Income before extraordinary items$4,925,0001,113
Extraordinary gains, net$035
Net income$4,925,0001,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,383,000573
Cash dividends$2,232,0001,254
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,922,1601,097
1998-12-31 (YTD Data)Rank
Total interest income$26,677,0001,213
Total interest expense$11,488,0001,349
Net interest income$15,189,0001,111
Provision for loan and lease losses$1,230,000807
Total noninterest income$3,432,0001,207
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,457,000522
Trading account gains and fees$0224
Additional Noninterest Income$975,0001,887
Total noninterest expense$10,261,0001,293
Salaries and employee benefits$5,784,0001,129
Premises and equipment expense$1,710,0001,127
Additional noninterest expense$2,767,0001,557
Pre-tax net operating income$7,130,0001,061
Securities gains (losses)$-6,00010,112
Applicable income taxes$2,658,000968
Income before extraordinary items$4,466,0001,198
Extraordinary gains, net$032
Net income$4,466,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,529,000554
Cash dividends$2,180,0001,249
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,469,8401,161
1997-12-31 (YTD Data)Rank
Total interest income$23,111,0001,423
Total interest expense$9,187,0001,697
Net interest income$13,924,0001,244
Provision for loan and lease losses$1,600,000699
Total noninterest income$2,993,0001,294
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,339,000558
Trading account gains and fees$0239
Additional Noninterest Income$654,0002,329
Total noninterest expense$9,165,0001,430
Salaries and employee benefits$5,181,0001,269
Premises and equipment expense$1,515,0001,293
Additional noninterest expense$2,469,0001,716
Pre-tax net operating income$6,152,0001,276
Securities gains (losses)$51,0001,331
Applicable income taxes$1,823,0001,440
Income before extraordinary items$4,380,0001,248
Extraordinary gains, net$044
Net income$4,380,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,629,000569
Cash dividends$2,320,0001,144
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,343,7901,230
1996-12-31 (YTD Data)Rank
Total interest income$22,677,0001,490
Total interest expense$9,133,0001,733
Net interest income$13,544,0001,314
Provision for loan and lease losses$1,450,000768
Total noninterest income$3,190,0001,298
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,519,000547
Trading account gains and fees$0262
Additional Noninterest Income$671,0002,372
Total noninterest expense$8,726,0001,623
Salaries and employee benefits$5,286,0001,268
Premises and equipment expense$1,475,0001,379
Additional noninterest expense$1,965,0002,504
Pre-tax net operating income$6,558,0001,128
Securities gains (losses)$-9,00010,223
Applicable income taxes$1,906,0001,299
Income before extraordinary items$4,643,0001,110
Extraordinary gains, net$053
Net income$4,643,0001,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,189,000809
Cash dividends$2,200,0001,188
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,649,3901,096
1995-12-31 (YTD Data)Rank
Total interest income$21,579,0001,566
Total interest expense$8,412,0001,881
Net interest income$13,167,0001,364
Provision for loan and lease losses$1,200,000822
Total noninterest income$3,081,0001,339
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,379,000586
Trading account gains and fees$0522
Additional Noninterest Income$702,0002,292
Total noninterest expense$8,867,0001,603
Salaries and employee benefits$4,919,0001,351
Premises and equipment expense$1,331,0001,530
Additional noninterest expense$2,617,0001,915
Pre-tax net operating income$6,181,0001,237
Securities gains (losses)$-39,00011,026
Applicable income taxes$1,716,0001,453
Income before extraordinary items$4,426,0001,202
Extraordinary gains, net$065
Net income$4,426,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$965,000900
Cash dividends$3,920,000777
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,454,0801,168
1994-12-31 (YTD Data)Rank
Total interest income$19,192,0001,605
Total interest expense$6,941,0001,816
Net interest income$12,251,0001,473
Provision for loan and lease losses$1,110,000860
Total noninterest income$2,753,0001,453
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,177,000628
Trading account gains and fees$0475
Additional Noninterest Income$576,0002,671
Total noninterest expense$8,833,0001,665
Salaries and employee benefits$4,774,0001,417
Premises and equipment expense$1,296,0001,588
Additional noninterest expense$2,763,0001,961
Pre-tax net operating income$5,061,0001,458
Securities gains (losses)$61,0001,035
Applicable income taxes$1,261,0001,810
Income before extraordinary items$3,861,0001,303
Extraordinary gains, net$0249
Net income$3,861,0001,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$778,0001,025
Cash dividends$1,760,0001,245
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,815,2501,331
1993-12-31 (YTD Data)Rank
Total interest income$18,118,0001,725
Total interest expense$6,886,0001,876
Net interest income$11,232,0001,605
Provision for loan and lease losses$1,050,0001,253
Total noninterest income$2,976,0001,475
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,236,000604
Trading account gains and fees$0532
Additional Noninterest Income$740,0002,503
Total noninterest expense$8,618,0001,752
Salaries and employee benefits$4,497,0001,517
Premises and equipment expense$1,381,0001,532
Additional noninterest expense$2,740,0002,053
Pre-tax net operating income$4,540,0001,541
Securities gains (losses)$14,0005,105
Applicable income taxes$995,0002,268
Income before extraordinary items$3,559,0001,429
Extraordinary gains, net$03,149
Net income$3,559,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,0001,809
Cash dividends$1,560,0001,233
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,548,0801,348
1992-12-31 (YTD Data)Rank
Total interest income$17,455,0002,033
Total interest expense$7,497,0002,263
Net interest income$9,958,0001,838
Provision for loan and lease losses$800,0002,149
Total noninterest income$2,499,0001,661
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,997,000676
Trading account gains and fees$0504
Additional Noninterest Income$502,0003,176
Total noninterest expense$7,807,0001,924
Salaries and employee benefits$3,937,0001,680
Premises and equipment expense$1,176,0001,797
Additional noninterest expense$2,694,0002,186
Pre-tax net operating income$3,850,0001,618
Securities gains (losses)$87,0003,239
Applicable income taxes$764,0002,724
Income before extraordinary items$3,173,0001,473
Extraordinary gains, net$01,422
Net income$3,173,0001,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$525,0002,393
Cash dividends$1,808,000934
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,102,5301,395

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.