Home > Southeast Mississippi Bank > Income and Expense
Southeast Mississippi Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,111,000 | 3,378 |
| Total interest expense | $3,987,000 | 3,183 |
| Net interest income | $5,124,000 | 3,488 |
| Provision for loan and lease losses | $492,000 | 2,126 |
| Total noninterest income | $1,242,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $950,000 | 1,418 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $292,000 | 4,540 |
| Total noninterest expense | $4,558,000 | 3,081 |
| Salaries and employee benefits | $2,966,000 | 2,243 |
| Premises and equipment expense | $436,000 | 4,372 |
| Additional noninterest expense | $1,156,000 | 4,332 |
| Pre-tax net operating income | $1,316,000 | 4,814 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $400,000 | 5,007 |
| Income before extraordinary items | $929,000 | 4,973 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $929,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,475 |
| Cash dividends | $363,000 | 3,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $919,900 | 4,783 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,442,000 | 3,698 |
| Total interest expense | $4,315,000 | 3,802 |
| Net interest income | $5,127,000 | 3,551 |
| Provision for loan and lease losses | $459,000 | 3,187 |
| Total noninterest income | $1,164,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $882,000 | 1,533 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $282,000 | 4,608 |
| Total noninterest expense | $4,608,000 | 3,094 |
| Salaries and employee benefits | $2,910,000 | 2,238 |
| Premises and equipment expense | $539,000 | 3,721 |
| Additional noninterest expense | $1,159,000 | 4,483 |
| Pre-tax net operating income | $1,224,000 | 4,838 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $385,000 | 4,942 |
| Income before extraordinary items | $839,000 | 5,169 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $839,000 | 5,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 3,073 |
| Cash dividends | $296,000 | 4,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $839,000 | 4,866 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.