Home > Southeast Mississippi Bank > Assets and Liabilities
Southeast Mississippi Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 84 | 2,493 |
| Assets and Liabilities | ||
| Total Assets: | $121,864,000 | 3,705 |
| Cash and due from depository institutions | $5,833,000 | 2,493 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $28,104,000 | 4,740 |
| Federal funds sold & reverse repurchase agreements | $8,900,000 | 1,555 |
| Net loans & leases | $75,216,000 | 3,360 |
| Loan loss allowance | $1,423,000 | 2,749 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,120,000 | 3,426 |
| Other real estate owned | $2,000 | 2,493 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,689,000 | 4,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,864,000 | 3,705 |
| Total liabilities | $114,340,000 | 3,605 |
| Total deposits | $110,774,000 | 3,534 |
| Interest-bearing deposits | $97,670,000 | 3,471 |
| Deposits held in domestic offices | $110,774,000 | 3,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,454 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $1,800,000 | 247 |
| All other liabilities | $266,000 | 8,073 |
| Total equity capital | $7,524,000 | 5,268 |
| Total bank equity capital | $7,524,000 | 5,268 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $427,000 | 6,667 |
| Surplus | $7,070,000 | 2,001 |
| Undivided profits | $27,000 | 12,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $722,000 | 3,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $904,000 | 1,942 |
| Earning assets | $112,220,000 | 3,705 |
| Long-term assets (5+ years) | $3,601,000 | 7,337 |
| Average Assets, year-to-date | $121,976,000 | 3,616 |
| Average Assets, quarterly | $123,814,000 | 3,627 |
| Volatile liabilities | $22,601,000 | 2,173 |
| Insider loans | $111,000 | 9,565 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,496,000 | 8,278 |
| Tier 1 (core) risk-based capital | $7,524,000 | 5,189 |
| Tier 2 risk-based capital | $2,781,380 | 1,172 |
| Total risk weighted assets | $78,068,580 | 3,307 |
| Total unused commitments | $1,496,000 | 8,303 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 80 | 2,706 |
| Assets and Liabilities | ||
| Total Assets: | $119,312,000 | 3,872 |
| Cash and due from depository institutions | $6,718,000 | 2,706 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $25,400,000 | 5,099 |
| Federal funds sold & reverse repurchase agreements | $9,700,000 | 1,687 |
| Net loans & leases | $73,559,000 | 3,489 |
| Loan loss allowance | $1,231,000 | 3,153 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,274,000 | 3,197 |
| Other real estate owned | $93,000 | 2,706 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,568,000 | 4,428 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,312,000 | 3,872 |
| Total liabilities | $112,412,000 | 3,771 |
| Total deposits | $110,318,000 | 3,670 |
| Interest-bearing deposits | $98,609,000 | 3,582 |
| Deposits held in domestic offices | $110,318,000 | 3,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $1,800,000 | 267 |
| All other liabilities | $294,000 | 8,324 |
| Total equity capital | $6,900,000 | 5,445 |
| Total bank equity capital | $6,900,000 | 5,445 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $427,000 | 7,001 |
| Surplus | $6,520,000 | 2,050 |
| Undivided profits | $-47,000 | 12,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,378,000 | 2,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $880,000 | 2,252 |
| Earning assets | $108,659,000 | 3,867 |
| Long-term assets (5+ years) | $2,906,000 | 8,076 |
| Average Assets, year-to-date | $114,965,200 | 3,908 |
| Average Assets, quarterly | $118,120,500 | 3,871 |
| Volatile liabilities | $21,109,000 | 2,248 |
| Insider loans | $32,000 | 7,829 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,287,000 | 2,560 |
| Tier 1 (core) risk-based capital | $6,900,000 | 5,384 |
| Tier 2 risk-based capital | $2,763,620 | 1,210 |
| Total risk weighted assets | $76,765,320 | 3,401 |
| Total unused commitments | $12,287,000 | 2,577 |
| Derivatives | $0 | 651 |