Home > Southcrest Bank > Income and Expense
Southcrest Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,268,000 | 2,169 |
| Total interest expense | $1,183,000 | 2,592 |
| Net interest income | $10,085,000 | 2,081 |
| Provision for loan and lease losses | $400,000 | 2,105 |
| Total noninterest income | $4,988,000 | 1,133 |
| Gross Fiduciary activities income | $189,000 | 786 |
| Service charges on deposit accounts | $1,943,000 | 717 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,856,000 | 1,176 |
| Total noninterest expense | $18,311,000 | 1,116 |
| Salaries and employee benefits | $8,409,000 | 1,264 |
| Premises and equipment expense | $2,056,000 | 1,166 |
| Additional noninterest expense | $7,846,000 | 858 |
| Pre-tax net operating income | $-3,638,000 | 6,731 |
| Securities gains (losses) | $61,000 | 1,655 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-3,577,000 | 6,731 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,577,000 | 6,731 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-3,577,000 | 6,731 |
| Net charge-offs | $1,212,000 | 1,083 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-3,638,000 | 6,733 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,338,000 | 2,214 |
| Total interest expense | $924,000 | 2,586 |
| Net interest income | $7,414,000 | 2,116 |
| Provision for loan and lease losses | $400,000 | 1,764 |
| Total noninterest income | $3,801,000 | 1,147 |
| Gross Fiduciary activities income | $189,000 | 728 |
| Service charges on deposit accounts | $1,459,000 | 721 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,153,000 | 1,211 |
| Total noninterest expense | $13,267,000 | 1,161 |
| Salaries and employee benefits | $6,049,000 | 1,322 |
| Premises and equipment expense | $1,459,000 | 1,228 |
| Additional noninterest expense | $5,759,000 | 879 |
| Pre-tax net operating income | $-2,452,000 | 6,813 |
| Securities gains (losses) | $60,000 | 1,538 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-2,392,000 | 6,813 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,392,000 | 6,814 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,392,000 | 6,814 |
| Net charge-offs | $1,325,000 | 814 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,452,000 | 6,809 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 2,242 |
| Total interest expense | $639,000 | 2,580 |
| Net interest income | $4,825,000 | 2,166 |
| Provision for loan and lease losses | $400,000 | 1,362 |
| Total noninterest income | $2,484,000 | 1,166 |
| Gross Fiduciary activities income | $10,000 | 1,033 |
| Service charges on deposit accounts | $947,000 | 724 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,527,000 | 1,190 |
| Total noninterest expense | $8,508,000 | 1,198 |
| Salaries and employee benefits | $3,969,000 | 1,340 |
| Premises and equipment expense | $948,000 | 1,259 |
| Additional noninterest expense | $3,591,000 | 941 |
| Pre-tax net operating income | $-1,599,000 | 6,853 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,599,000 | 6,865 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,599,000 | 6,866 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,599,000 | 6,866 |
| Net charge-offs | $1,072,000 | 725 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,599,000 | 6,856 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 2,253 |
| Total interest expense | $330,000 | 2,575 |
| Net interest income | $2,428,000 | 2,163 |
| Provision for loan and lease losses | $400,000 | 791 |
| Total noninterest income | $1,069,000 | 1,302 |
| Gross Fiduciary activities income | $6,000 | 1,004 |
| Service charges on deposit accounts | $466,000 | 730 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $597,000 | 1,394 |
| Total noninterest expense | $4,065,000 | 1,253 |
| Salaries and employee benefits | $1,952,000 | 1,366 |
| Premises and equipment expense | $442,000 | 1,381 |
| Additional noninterest expense | $1,671,000 | 1,006 |
| Pre-tax net operating income | $-968,000 | 6,933 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-968,000 | 6,945 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-968,000 | 6,946 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-968,000 | 6,946 |
| Net charge-offs | $562,000 | 711 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-968,000 | 6,931 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,922,000 | 2,364 |
| Total interest expense | $1,866,000 | 2,262 |
| Net interest income | $9,056,000 | 2,374 |
| Provision for loan and lease losses | $6,442,000 | 414 |
| Total noninterest income | $4,505,000 | 1,226 |
| Gross Fiduciary activities income | $23,000 | 1,051 |
| Service charges on deposit accounts | $2,279,000 | 626 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,203,000 | 1,441 |
| Total noninterest expense | $12,442,000 | 1,567 |
| Salaries and employee benefits | $4,512,000 | 2,213 |
| Premises and equipment expense | $1,492,000 | 1,588 |
| Additional noninterest expense | $6,438,000 | 1,071 |
| Pre-tax net operating income | $-5,323,000 | 6,963 |
| Securities gains (losses) | $722,000 | 711 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-4,601,000 | 6,956 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,601,000 | 6,955 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,601,000 | 6,955 |
| Net charge-offs | $6,844,000 | 449 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-5,323,000 | 6,958 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,419,000 | 2,361 |
| Total interest expense | $1,484,000 | 2,230 |
| Net interest income | $6,935,000 | 2,362 |
| Provision for loan and lease losses | $4,738,000 | 426 |
| Total noninterest income | $2,377,000 | 1,582 |
| Gross Fiduciary activities income | $16,000 | 1,044 |
| Service charges on deposit accounts | $1,669,000 | 647 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $692,000 | 2,480 |
| Total noninterest expense | $9,346,000 | 1,563 |
| Salaries and employee benefits | $3,213,000 | 2,308 |
| Premises and equipment expense | $1,137,000 | 1,569 |
| Additional noninterest expense | $4,996,000 | 1,033 |
| Pre-tax net operating income | $-4,772,000 | 7,084 |
| Securities gains (losses) | $718,000 | 568 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-4,054,000 | 7,078 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,054,000 | 7,078 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,054,000 | 7,078 |
| Net charge-offs | $6,568,000 | 370 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-4,772,000 | 7,086 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,740,000 | 2,329 |
| Total interest expense | $1,044,000 | 2,210 |
| Net interest income | $4,696,000 | 2,325 |
| Provision for loan and lease losses | $363,000 | 2,192 |
| Total noninterest income | $2,685,000 | 1,073 |
| Gross Fiduciary activities income | $11,000 | 1,043 |
| Service charges on deposit accounts | $1,115,000 | 644 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,559,000 | 1,103 |
| Total noninterest expense | $6,555,000 | 1,493 |
| Salaries and employee benefits | $2,200,000 | 2,260 |
| Premises and equipment expense | $735,000 | 1,624 |
| Additional noninterest expense | $3,620,000 | 961 |
| Pre-tax net operating income | $463,000 | 4,224 |
| Securities gains (losses) | $718,000 | 390 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,181,000 | 2,299 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,181,000 | 2,299 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,181,000 | 2,299 |
| Net charge-offs | $935,000 | 1,197 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $463,000 | 3,926 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 2,286 |
| Total interest expense | $559,000 | 2,149 |
| Net interest income | $2,399,000 | 2,284 |
| Provision for loan and lease losses | $363,000 | 1,334 |
| Total noninterest income | $1,471,000 | 990 |
| Gross Fiduciary activities income | $5,000 | 1,038 |
| Service charges on deposit accounts | $551,000 | 653 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $915,000 | 973 |
| Total noninterest expense | $3,145,000 | 1,552 |
| Salaries and employee benefits | $1,242,000 | 2,022 |
| Premises and equipment expense | $366,000 | 1,630 |
| Additional noninterest expense | $1,537,000 | 1,108 |
| Pre-tax net operating income | $362,000 | 3,488 |
| Securities gains (losses) | $144,000 | 733 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $506,000 | 2,583 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $506,000 | 2,585 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $506,000 | 2,586 |
| Net charge-offs | $810,000 | 778 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $362,000 | 3,108 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,080,000 | 1,991 |
| Total interest expense | $2,748,000 | 2,114 |
| Net interest income | $11,332,000 | 1,936 |
| Provision for loan and lease losses | $1,563,000 | 1,841 |
| Total noninterest income | $3,413,000 | 1,364 |
| Gross Fiduciary activities income | $29,000 | 984 |
| Service charges on deposit accounts | $1,900,000 | 765 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,484,000 | 1,657 |
| Total noninterest expense | $12,402,000 | 1,578 |
| Salaries and employee benefits | $4,579,000 | 2,113 |
| Premises and equipment expense | $1,800,000 | 1,388 |
| Additional noninterest expense | $6,023,000 | 1,167 |
| Pre-tax net operating income | $780,000 | 4,125 |
| Securities gains (losses) | $565,000 | 718 |
| Applicable income taxes | $470,000 | 2,093 |
| Income before extraordinary items | $875,000 | 3,799 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $875,000 | 3,803 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $875,000 | 3,802 |
| Net charge-offs | $3,307,000 | 1,114 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $507,750 | 4,531 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,052,000 | 2,113 |
| Total interest expense | $2,122,000 | 2,140 |
| Net interest income | $7,930,000 | 2,075 |
| Provision for loan and lease losses | $1,518,000 | 1,502 |
| Total noninterest income | $2,520,000 | 1,377 |
| Gross Fiduciary activities income | $22,000 | 970 |
| Service charges on deposit accounts | $1,397,000 | 783 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,101,000 | 1,648 |
| Total noninterest expense | $8,752,000 | 1,661 |
| Salaries and employee benefits | $3,395,000 | 2,144 |
| Premises and equipment expense | $1,380,000 | 1,362 |
| Additional noninterest expense | $3,977,000 | 1,296 |
| Pre-tax net operating income | $180,000 | 5,548 |
| Securities gains (losses) | $565,000 | 586 |
| Applicable income taxes | $100,000 | 3,195 |
| Income before extraordinary items | $645,000 | 3,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $645,000 | 3,900 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $645,000 | 3,900 |
| Net charge-offs | $2,700,000 | 1,008 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $153,450 | 5,558 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,759,000 | 2,112 |
| Total interest expense | $1,463,000 | 2,143 |
| Net interest income | $5,296,000 | 2,071 |
| Provision for loan and lease losses | $1,227,000 | 1,306 |
| Total noninterest income | $1,399,000 | 1,553 |
| Gross Fiduciary activities income | $15,000 | 969 |
| Service charges on deposit accounts | $898,000 | 815 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $486,000 | 2,145 |
| Total noninterest expense | $5,737,000 | 1,705 |
| Salaries and employee benefits | $2,280,000 | 2,147 |
| Premises and equipment expense | $917,000 | 1,376 |
| Additional noninterest expense | $2,540,000 | 1,379 |
| Pre-tax net operating income | $-269,000 | 6,627 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $100,000 | 2,861 |
| Income before extraordinary items | $-369,000 | 6,765 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-369,000 | 6,765 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-369,000 | 6,766 |
| Net charge-offs | $1,960,000 | 935 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-369,000 | 6,741 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,416,000 | 2,090 |
| Total interest expense | $787,000 | 2,093 |
| Net interest income | $2,629,000 | 2,069 |
| Provision for loan and lease losses | $1,062,000 | 814 |
| Total noninterest income | $880,000 | 1,338 |
| Gross Fiduciary activities income | $4,000 | 1,027 |
| Service charges on deposit accounts | $422,000 | 843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $454,000 | 1,440 |
| Total noninterest expense | $2,990,000 | 1,658 |
| Salaries and employee benefits | $1,153,000 | 2,135 |
| Premises and equipment expense | $469,000 | 1,379 |
| Additional noninterest expense | $1,368,000 | 1,292 |
| Pre-tax net operating income | $-543,000 | 7,105 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-543,000 | 7,150 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-543,000 | 7,151 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-543,000 | 7,151 |
| Net charge-offs | $327,000 | 1,668 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-543,000 | 7,141 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,472,000 | 1,956 |
| Total interest expense | $4,331,000 | 1,854 |
| Net interest income | $11,141,000 | 1,949 |
| Provision for loan and lease losses | $10,275,000 | 644 |
| Total noninterest income | $9,977,000 | 633 |
| Gross Fiduciary activities income | $34,000 | 1,002 |
| Service charges on deposit accounts | $1,916,000 | 787 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,027,000 | 531 |
| Total noninterest expense | $12,499,000 | 1,590 |
| Salaries and employee benefits | $5,174,000 | 1,883 |
| Premises and equipment expense | $2,003,000 | 1,293 |
| Additional noninterest expense | $5,322,000 | 1,365 |
| Pre-tax net operating income | $-1,656,000 | 6,685 |
| Securities gains (losses) | $-2,000 | 6,921 |
| Applicable income taxes | $-561,000 | 7,198 |
| Income before extraordinary items | $-1,097,000 | 6,624 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,097,000 | 6,625 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,097,000 | 6,625 |
| Net charge-offs | $7,823,000 | 729 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,095,680 | 6,590 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,667,000 | 1,992 |
| Total interest expense | $3,370,000 | 1,861 |
| Net interest income | $8,297,000 | 1,987 |
| Provision for loan and lease losses | $7,991,000 | 599 |
| Total noninterest income | $9,040,000 | 550 |
| Gross Fiduciary activities income | $22,000 | 1,010 |
| Service charges on deposit accounts | $1,397,000 | 831 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,621,000 | 432 |
| Total noninterest expense | $9,271,000 | 1,589 |
| Salaries and employee benefits | $3,954,000 | 1,845 |
| Premises and equipment expense | $1,415,000 | 1,383 |
| Additional noninterest expense | $3,902,000 | 1,361 |
| Pre-tax net operating income | $75,000 | 5,706 |
| Securities gains (losses) | $-2,000 | 7,110 |
| Applicable income taxes | $-164,000 | 7,158 |
| Income before extraordinary items | $237,000 | 5,146 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $237,000 | 5,148 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $237,000 | 5,149 |
| Net charge-offs | $6,584,000 | 650 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $239,000 | 4,964 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,912,000 | 1,970 |
| Total interest expense | $2,288,000 | 1,900 |
| Net interest income | $5,624,000 | 1,969 |
| Provision for loan and lease losses | $4,076,000 | 755 |
| Total noninterest income | $8,947,000 | 406 |
| Gross Fiduciary activities income | $16,000 | 1,009 |
| Service charges on deposit accounts | $887,000 | 887 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,044,000 | 306 |
| Total noninterest expense | $5,829,000 | 1,689 |
| Salaries and employee benefits | $2,596,000 | 1,884 |
| Premises and equipment expense | $912,000 | 1,447 |
| Additional noninterest expense | $2,321,000 | 1,532 |
| Pre-tax net operating income | $4,666,000 | 597 |
| Securities gains (losses) | $-4,000 | 7,247 |
| Applicable income taxes | $1,632,000 | 466 |
| Income before extraordinary items | $3,030,000 | 742 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,030,000 | 741 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,030,000 | 742 |
| Net charge-offs | $3,140,000 | 796 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,032,600 | 718 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 2,142 |
| Total interest expense | $1,073,000 | 2,119 |
| Net interest income | $2,648,000 | 2,114 |
| Provision for loan and lease losses | $602,000 | 1,608 |
| Total noninterest income | $8,191,000 | 268 |
| Gross Fiduciary activities income | $11,000 | 971 |
| Service charges on deposit accounts | $413,000 | 948 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,767,000 | 208 |
| Total noninterest expense | $2,696,000 | 1,845 |
| Salaries and employee benefits | $1,231,000 | 2,000 |
| Premises and equipment expense | $405,000 | 1,675 |
| Additional noninterest expense | $1,060,000 | 1,650 |
| Pre-tax net operating income | $7,541,000 | 213 |
| Securities gains (losses) | $-4,000 | 7,428 |
| Applicable income taxes | $2,795,000 | 189 |
| Income before extraordinary items | $4,742,000 | 237 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,742,000 | 238 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $4,742,000 | 239 |
| Net charge-offs | $292,000 | 2,057 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $4,744,560 | 229 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,643,000 | 2,153 |
| Total interest expense | $5,233,000 | 2,167 |
| Net interest income | $10,410,000 | 2,111 |
| Provision for loan and lease losses | $3,300,000 | 1,856 |
| Total noninterest income | $4,080,000 | 1,278 |
| Gross Fiduciary activities income | $92,000 | 880 |
| Service charges on deposit accounts | $2,020,000 | 857 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,968,000 | 1,390 |
| Total noninterest expense | $11,682,000 | 1,752 |
| Salaries and employee benefits | $5,192,000 | 1,899 |
| Premises and equipment expense | $1,826,000 | 1,482 |
| Additional noninterest expense | $4,664,000 | 1,601 |
| Pre-tax net operating income | $-492,000 | 5,979 |
| Securities gains (losses) | $-49,000 | 7,170 |
| Applicable income taxes | $-475,000 | 7,014 |
| Income before extraordinary items | $-66,000 | 5,650 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-66,000 | 5,648 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-66,000 | 5,648 |
| Net charge-offs | $3,549,000 | 1,449 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-34,640 | 5,571 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,118,000 | 2,134 |
| Total interest expense | $4,047,000 | 2,199 |
| Net interest income | $8,071,000 | 2,040 |
| Provision for loan and lease losses | $1,905,000 | 1,970 |
| Total noninterest income | $2,994,000 | 1,326 |
| Gross Fiduciary activities income | $70,000 | 870 |
| Service charges on deposit accounts | $1,512,000 | 852 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,412,000 | 1,454 |
| Total noninterest expense | $8,434,000 | 1,798 |
| Salaries and employee benefits | $4,281,000 | 1,754 |
| Premises and equipment expense | $1,378,000 | 1,484 |
| Additional noninterest expense | $2,775,000 | 1,909 |
| Pre-tax net operating income | $726,000 | 3,264 |
| Securities gains (losses) | $-55,000 | 7,392 |
| Applicable income taxes | $54,000 | 3,277 |
| Income before extraordinary items | $617,000 | 3,335 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $617,000 | 3,333 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $617,000 | 3,335 |
| Net charge-offs | $712,000 | 2,619 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $667,600 | 3,123 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,076,000 | 2,173 |
| Total interest expense | $2,737,000 | 2,253 |
| Net interest income | $5,339,000 | 2,051 |
| Provision for loan and lease losses | $1,363,000 | 1,737 |
| Total noninterest income | $2,192,000 | 1,249 |
| Gross Fiduciary activities income | $48,000 | 869 |
| Service charges on deposit accounts | $966,000 | 875 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,178,000 | 1,282 |
| Total noninterest expense | $5,579,000 | 1,840 |
| Salaries and employee benefits | $2,847,000 | 1,791 |
| Premises and equipment expense | $906,000 | 1,540 |
| Additional noninterest expense | $1,826,000 | 1,957 |
| Pre-tax net operating income | $589,000 | 3,035 |
| Securities gains (losses) | $-55,000 | 7,612 |
| Applicable income taxes | $72,000 | 2,886 |
| Income before extraordinary items | $462,000 | 3,248 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $462,000 | 3,243 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $462,000 | 3,246 |
| Net charge-offs | $635,000 | 2,079 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $509,850 | 2,957 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 2,198 |
| Total interest expense | $1,352,000 | 2,356 |
| Net interest income | $2,670,000 | 2,050 |
| Provision for loan and lease losses | $449,000 | 1,907 |
| Total noninterest income | $1,085,000 | 1,198 |
| Gross Fiduciary activities income | $22,000 | 897 |
| Service charges on deposit accounts | $452,000 | 904 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $611,000 | 1,221 |
| Total noninterest expense | $2,661,000 | 1,871 |
| Salaries and employee benefits | $1,417,000 | 1,837 |
| Premises and equipment expense | $445,000 | 1,600 |
| Additional noninterest expense | $799,000 | 2,002 |
| Pre-tax net operating income | $645,000 | 1,936 |
| Securities gains (losses) | $10,000 | 1,902 |
| Applicable income taxes | $170,000 | 1,610 |
| Income before extraordinary items | $485,000 | 2,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $485,000 | 2,189 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $485,000 | 2,191 |
| Net charge-offs | $56,000 | 3,442 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $477,600 | 2,092 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,505,000 | 2,164 |
| Total interest expense | $6,594,000 | 2,313 |
| Net interest income | $10,911,000 | 2,034 |
| Provision for loan and lease losses | $1,784,000 | 1,938 |
| Total noninterest income | $4,194,000 | 1,229 |
| Gross Fiduciary activities income | $84,000 | 911 |
| Service charges on deposit accounts | $2,347,000 | 735 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,763,000 | 1,425 |
| Total noninterest expense | $10,505,000 | 1,847 |
| Salaries and employee benefits | $5,573,000 | 1,826 |
| Premises and equipment expense | $1,661,000 | 1,660 |
| Additional noninterest expense | $3,271,000 | 1,869 |
| Pre-tax net operating income | $2,816,000 | 1,906 |
| Securities gains (losses) | $-547,000 | 7,583 |
| Applicable income taxes | $533,000 | 1,785 |
| Income before extraordinary items | $1,736,000 | 2,255 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,736,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 2,426 |
| Cash dividends | $1,873,000 | 1,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,157,190 | 1,974 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,221,000 | 2,203 |
| Total interest expense | $5,153,000 | 2,317 |
| Net interest income | $8,068,000 | 2,078 |
| Provision for loan and lease losses | $1,224,000 | 1,632 |
| Total noninterest income | $3,168,000 | 1,254 |
| Gross Fiduciary activities income | $42,000 | 959 |
| Service charges on deposit accounts | $1,775,000 | 743 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,351,000 | 1,465 |
| Total noninterest expense | $7,792,000 | 1,852 |
| Salaries and employee benefits | $4,236,000 | 1,833 |
| Premises and equipment expense | $1,201,000 | 1,723 |
| Additional noninterest expense | $2,355,000 | 1,879 |
| Pre-tax net operating income | $2,220,000 | 2,128 |
| Securities gains (losses) | $-506,000 | 7,786 |
| Applicable income taxes | $401,000 | 2,155 |
| Income before extraordinary items | $1,313,000 | 2,580 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,313,000 | 2,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 1,903 |
| Cash dividends | $1,650,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,702,620 | 2,170 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,849,000 | 2,225 |
| Total interest expense | $3,521,000 | 2,359 |
| Net interest income | $5,328,000 | 2,085 |
| Provision for loan and lease losses | $685,000 | 1,559 |
| Total noninterest income | $2,163,000 | 1,248 |
| Gross Fiduciary activities income | $16,000 | 1,047 |
| Service charges on deposit accounts | $1,163,000 | 748 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $984,000 | 1,413 |
| Total noninterest expense | $5,057,000 | 1,900 |
| Salaries and employee benefits | $2,785,000 | 1,877 |
| Premises and equipment expense | $778,000 | 1,764 |
| Additional noninterest expense | $1,494,000 | 1,930 |
| Pre-tax net operating income | $1,749,000 | 1,909 |
| Securities gains (losses) | $64,000 | 1,264 |
| Applicable income taxes | $520,000 | 1,553 |
| Income before extraordinary items | $1,293,000 | 2,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,293,000 | 2,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,443 |
| Cash dividends | $1,100,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,247,560 | 2,068 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 2,193 |
| Total interest expense | $1,841,000 | 2,406 |
| Net interest income | $2,765,000 | 2,012 |
| Provision for loan and lease losses | $113,000 | 2,567 |
| Total noninterest income | $1,064,000 | 1,268 |
| Gross Fiduciary activities income | $6,000 | 1,090 |
| Service charges on deposit accounts | $551,000 | 781 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $507,000 | 1,403 |
| Total noninterest expense | $2,531,000 | 1,886 |
| Salaries and employee benefits | $1,395,000 | 1,893 |
| Premises and equipment expense | $393,000 | 1,748 |
| Additional noninterest expense | $743,000 | 1,896 |
| Pre-tax net operating income | $1,185,000 | 1,541 |
| Securities gains (losses) | $51,000 | 1,072 |
| Applicable income taxes | $387,000 | 1,222 |
| Income before extraordinary items | $849,000 | 1,733 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $849,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,965 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $813,810 | 1,723 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,512,000 | 2,123 |
| Total interest expense | $7,708,000 | 2,398 |
| Net interest income | $11,804,000 | 1,920 |
| Provision for loan and lease losses | $396,000 | 2,720 |
| Total noninterest income | $3,998,000 | 1,304 |
| Gross Fiduciary activities income | $23,000 | 1,131 |
| Service charges on deposit accounts | $2,195,000 | 813 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,780,000 | 1,468 |
| Total noninterest expense | $9,960,000 | 1,859 |
| Salaries and employee benefits | $5,378,000 | 1,878 |
| Premises and equipment expense | $1,595,000 | 1,660 |
| Additional noninterest expense | $2,987,000 | 1,844 |
| Pre-tax net operating income | $5,446,000 | 1,531 |
| Securities gains (losses) | $36,000 | 908 |
| Applicable income taxes | $1,736,000 | 1,267 |
| Income before extraordinary items | $3,746,000 | 1,690 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,746,000 | 1,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $419,000 | 1,904 |
| Cash dividends | $4,475,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,721,520 | 1,687 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,703,000 | 2,133 |
| Total interest expense | $5,733,000 | 2,409 |
| Net interest income | $8,970,000 | 1,908 |
| Provision for loan and lease losses | $248,000 | 2,630 |
| Total noninterest income | $2,913,000 | 1,331 |
| Gross Fiduciary activities income | $17,000 | 1,104 |
| Service charges on deposit accounts | $1,579,000 | 833 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,317,000 | 1,506 |
| Total noninterest expense | $7,280,000 | 1,881 |
| Salaries and employee benefits | $4,057,000 | 1,855 |
| Premises and equipment expense | $1,100,000 | 1,782 |
| Additional noninterest expense | $2,123,000 | 1,899 |
| Pre-tax net operating income | $4,355,000 | 1,550 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $1,386,000 | 1,300 |
| Income before extraordinary items | $2,971,000 | 1,709 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,971,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,382 |
| Cash dividends | $4,475,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,969,640 | 1,691 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,799,000 | 2,144 |
| Total interest expense | $3,774,000 | 2,439 |
| Net interest income | $6,025,000 | 1,916 |
| Provision for loan and lease losses | $181,000 | 2,293 |
| Total noninterest income | $1,795,000 | 1,441 |
| Gross Fiduciary activities income | $11,000 | 1,126 |
| Service charges on deposit accounts | $1,006,000 | 888 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $778,000 | 1,644 |
| Total noninterest expense | $4,757,000 | 1,940 |
| Salaries and employee benefits | $2,650,000 | 1,928 |
| Premises and equipment expense | $723,000 | 1,820 |
| Additional noninterest expense | $1,384,000 | 1,945 |
| Pre-tax net operating income | $2,882,000 | 1,608 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $920,000 | 1,354 |
| Income before extraordinary items | $1,964,000 | 1,763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,964,000 | 1,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,999 |
| Cash dividends | $925,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,962,640 | 1,750 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 2,157 |
| Total interest expense | $1,884,000 | 2,429 |
| Net interest income | $2,983,000 | 1,931 |
| Provision for loan and lease losses | $104,000 | 1,975 |
| Total noninterest income | $863,000 | 1,458 |
| Gross Fiduciary activities income | $6,000 | 1,089 |
| Service charges on deposit accounts | $476,000 | 911 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $381,000 | 1,644 |
| Total noninterest expense | $2,305,000 | 2,007 |
| Salaries and employee benefits | $1,314,000 | 1,955 |
| Premises and equipment expense | $339,000 | 1,924 |
| Additional noninterest expense | $652,000 | 2,013 |
| Pre-tax net operating income | $1,437,000 | 1,596 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $458,000 | 1,369 |
| Income before extraordinary items | $979,000 | 1,749 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $979,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $925,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $979,000 | 1,735 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,567,000 | 2,125 |
| Total interest expense | $6,905,000 | 2,311 |
| Net interest income | $11,662,000 | 1,992 |
| Provision for loan and lease losses | $585,000 | 1,668 |
| Total noninterest income | $3,667,000 | 1,377 |
| Gross Fiduciary activities income | $22,000 | 1,158 |
| Service charges on deposit accounts | $2,310,000 | 768 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,335,000 | 1,808 |
| Total noninterest expense | $8,997,000 | 1,958 |
| Salaries and employee benefits | $4,853,000 | 2,011 |
| Premises and equipment expense | $1,320,000 | 1,907 |
| Additional noninterest expense | $2,824,000 | 1,860 |
| Pre-tax net operating income | $5,747,000 | 1,676 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $1,833,000 | 1,421 |
| Income before extraordinary items | $3,917,000 | 1,820 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,917,000 | 1,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,630 |
| Cash dividends | $2,220,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,914,960 | 1,802 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,607,000 | 2,155 |
| Total interest expense | $4,948,000 | 2,336 |
| Net interest income | $8,659,000 | 2,024 |
| Provision for loan and lease losses | $338,000 | 1,955 |
| Total noninterest income | $2,717,000 | 1,409 |
| Gross Fiduciary activities income | $17,000 | 1,132 |
| Service charges on deposit accounts | $1,779,000 | 754 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $921,000 | 1,945 |
| Total noninterest expense | $6,640,000 | 1,986 |
| Salaries and employee benefits | $3,605,000 | 2,029 |
| Premises and equipment expense | $955,000 | 1,976 |
| Additional noninterest expense | $2,080,000 | 1,875 |
| Pre-tax net operating income | $4,398,000 | 1,695 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,418,000 | 1,450 |
| Income before extraordinary items | $2,980,000 | 1,843 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,980,000 | 1,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,496 |
| Cash dividends | $2,220,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,980,000 | 1,825 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,798,000 | 2,181 |
| Total interest expense | $3,115,000 | 2,356 |
| Net interest income | $5,683,000 | 2,065 |
| Provision for loan and lease losses | $212,000 | 2,010 |
| Total noninterest income | $1,780,000 | 1,423 |
| Gross Fiduciary activities income | $11,000 | 1,149 |
| Service charges on deposit accounts | $1,192,000 | 741 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $577,000 | 2,020 |
| Total noninterest expense | $4,371,000 | 2,008 |
| Salaries and employee benefits | $2,440,000 | 1,998 |
| Premises and equipment expense | $615,000 | 2,040 |
| Additional noninterest expense | $1,316,000 | 1,994 |
| Pre-tax net operating income | $2,880,000 | 1,715 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $945,000 | 1,465 |
| Income before extraordinary items | $1,935,000 | 1,888 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,935,000 | 1,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,835 |
| Cash dividends | $670,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,935,000 | 1,870 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 2,174 |
| Total interest expense | $1,490,000 | 2,343 |
| Net interest income | $2,819,000 | 2,061 |
| Provision for loan and lease losses | $108,000 | 1,890 |
| Total noninterest income | $852,000 | 1,438 |
| Gross Fiduciary activities income | $6,000 | 1,135 |
| Service charges on deposit accounts | $567,000 | 745 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $279,000 | 2,038 |
| Total noninterest expense | $2,134,000 | 2,071 |
| Salaries and employee benefits | $1,183,000 | 2,080 |
| Premises and equipment expense | $302,000 | 2,088 |
| Additional noninterest expense | $649,000 | 2,010 |
| Pre-tax net operating income | $1,429,000 | 1,694 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $468,000 | 1,474 |
| Income before extraordinary items | $961,000 | 1,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $961,000 | 1,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $961,000 | 1,845 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,122,000 | 2,199 |
| Total interest expense | $4,528,000 | 2,402 |
| Net interest income | $10,594,000 | 2,096 |
| Provision for loan and lease losses | $520,000 | 1,829 |
| Total noninterest income | $3,382,000 | 1,456 |
| Gross Fiduciary activities income | $22,000 | 1,169 |
| Service charges on deposit accounts | $2,264,000 | 769 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,096,000 | 2,082 |
| Total noninterest expense | $8,535,000 | 1,961 |
| Salaries and employee benefits | $4,560,000 | 2,017 |
| Premises and equipment expense | $1,292,000 | 1,870 |
| Additional noninterest expense | $2,683,000 | 1,888 |
| Pre-tax net operating income | $4,921,000 | 1,892 |
| Securities gains (losses) | $-524,000 | 8,704 |
| Applicable income taxes | $1,333,000 | 1,855 |
| Income before extraordinary items | $3,064,000 | 2,205 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,064,000 | 2,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,966 |
| Cash dividends | $1,174,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,430,800 | 1,975 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,942,000 | 2,223 |
| Total interest expense | $3,158,000 | 2,442 |
| Net interest income | $7,784,000 | 2,116 |
| Provision for loan and lease losses | $324,000 | 2,065 |
| Total noninterest income | $2,485,000 | 1,487 |
| Gross Fiduciary activities income | $17,000 | 1,145 |
| Service charges on deposit accounts | $1,671,000 | 774 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $797,000 | 2,125 |
| Total noninterest expense | $6,209,000 | 1,999 |
| Salaries and employee benefits | $3,355,000 | 2,034 |
| Premises and equipment expense | $924,000 | 1,944 |
| Additional noninterest expense | $1,930,000 | 1,930 |
| Pre-tax net operating income | $3,736,000 | 1,872 |
| Securities gains (losses) | $-524,000 | 8,787 |
| Applicable income taxes | $968,000 | 1,925 |
| Income before extraordinary items | $2,244,000 | 2,264 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,244,000 | 2,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,886 |
| Cash dividends | $1,041,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,610,800 | 1,956 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,091,000 | 2,227 |
| Total interest expense | $1,980,000 | 2,437 |
| Net interest income | $5,111,000 | 2,119 |
| Provision for loan and lease losses | $195,000 | 2,201 |
| Total noninterest income | $1,602,000 | 1,507 |
| Gross Fiduciary activities income | $11,000 | 1,150 |
| Service charges on deposit accounts | $1,055,000 | 802 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $536,000 | 2,085 |
| Total noninterest expense | $4,128,000 | 1,996 |
| Salaries and employee benefits | $2,236,000 | 2,025 |
| Premises and equipment expense | $607,000 | 1,962 |
| Additional noninterest expense | $1,285,000 | 1,915 |
| Pre-tax net operating income | $2,390,000 | 1,906 |
| Securities gains (losses) | $-597,000 | 8,822 |
| Applicable income taxes | $510,000 | 2,249 |
| Income before extraordinary items | $1,283,000 | 2,514 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,283,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,898 |
| Cash dividends | $1,041,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,712,840 | 1,950 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 2,247 |
| Total interest expense | $927,000 | 2,483 |
| Net interest income | $2,506,000 | 2,156 |
| Provision for loan and lease losses | $103,000 | 2,011 |
| Total noninterest income | $741,000 | 1,583 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $485,000 | 841 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $250,000 | 2,155 |
| Total noninterest expense | $2,034,000 | 2,032 |
| Salaries and employee benefits | $1,085,000 | 2,104 |
| Premises and equipment expense | $297,000 | 2,019 |
| Additional noninterest expense | $652,000 | 1,880 |
| Pre-tax net operating income | $1,110,000 | 1,994 |
| Securities gains (losses) | $-597,000 | 8,892 |
| Applicable income taxes | $111,000 | 3,603 |
| Income before extraordinary items | $402,000 | 3,609 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $402,000 | 3,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,655 |
| Cash dividends | $466,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $867,660 | 1,907 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,605,000 | 2,104 |
| Total interest expense | $3,452,000 | 2,329 |
| Net interest income | $10,153,000 | 1,998 |
| Provision for loan and lease losses | $375,000 | 2,482 |
| Total noninterest income | $3,127,000 | 1,546 |
| Gross Fiduciary activities income | $23,000 | 1,178 |
| Service charges on deposit accounts | $2,023,000 | 860 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,081,000 | 2,047 |
| Total noninterest expense | $8,049,000 | 1,997 |
| Salaries and employee benefits | $4,343,000 | 2,005 |
| Premises and equipment expense | $1,120,000 | 2,052 |
| Additional noninterest expense | $2,586,000 | 1,881 |
| Pre-tax net operating income | $4,856,000 | 1,745 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $1,467,000 | 1,631 |
| Income before extraordinary items | $3,391,000 | 1,859 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,391,000 | 1,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 2,103 |
| Cash dividends | $1,676,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,389,600 | 1,821 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,141,000 | 2,071 |
| Total interest expense | $2,559,000 | 2,303 |
| Net interest income | $7,582,000 | 1,986 |
| Provision for loan and lease losses | $290,000 | 2,324 |
| Total noninterest income | $2,350,000 | 1,548 |
| Gross Fiduciary activities income | $17,000 | 1,162 |
| Service charges on deposit accounts | $1,496,000 | 872 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $837,000 | 2,012 |
| Total noninterest expense | $5,781,000 | 2,067 |
| Salaries and employee benefits | $3,133,000 | 2,090 |
| Premises and equipment expense | $811,000 | 2,120 |
| Additional noninterest expense | $1,837,000 | 1,957 |
| Pre-tax net operating income | $3,861,000 | 1,671 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $1,173,000 | 1,566 |
| Income before extraordinary items | $2,690,000 | 1,786 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,690,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,105 |
| Cash dividends | $746,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,688,600 | 1,738 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 2,071 |
| Total interest expense | $1,698,000 | 2,294 |
| Net interest income | $5,031,000 | 1,979 |
| Provision for loan and lease losses | $162,000 | 2,581 |
| Total noninterest income | $1,546,000 | 1,555 |
| Gross Fiduciary activities income | $11,000 | 1,171 |
| Service charges on deposit accounts | $971,000 | 883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $564,000 | 2,010 |
| Total noninterest expense | $3,863,000 | 2,061 |
| Salaries and employee benefits | $2,106,000 | 2,077 |
| Premises and equipment expense | $528,000 | 2,161 |
| Additional noninterest expense | $1,229,000 | 1,940 |
| Pre-tax net operating income | $2,552,000 | 1,656 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $750,000 | 1,608 |
| Income before extraordinary items | $1,802,000 | 1,769 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,802,000 | 1,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,030 |
| Cash dividends | $493,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,802,000 | 1,706 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,416,000 | 2,046 |
| Total interest expense | $872,000 | 2,267 |
| Net interest income | $2,544,000 | 1,966 |
| Provision for loan and lease losses | $81,000 | 2,458 |
| Total noninterest income | $756,000 | 1,558 |
| Gross Fiduciary activities income | $6,000 | 1,163 |
| Service charges on deposit accounts | $441,000 | 956 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $309,000 | 1,847 |
| Total noninterest expense | $1,908,000 | 2,096 |
| Salaries and employee benefits | $1,059,000 | 2,080 |
| Premises and equipment expense | $263,000 | 2,185 |
| Additional noninterest expense | $586,000 | 2,017 |
| Pre-tax net operating income | $1,311,000 | 1,579 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $384,000 | 1,618 |
| Income before extraordinary items | $927,000 | 1,698 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $927,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,783 |
| Cash dividends | $242,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $927,000 | 1,613 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,828,000 | 2,055 |
| Total interest expense | $4,029,000 | 2,205 |
| Net interest income | $9,799,000 | 2,003 |
| Provision for loan and lease losses | $324,000 | 2,997 |
| Total noninterest income | $2,864,000 | 1,751 |
| Gross Fiduciary activities income | $21,000 | 1,239 |
| Service charges on deposit accounts | $1,814,000 | 944 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,029,000 | 2,345 |
| Total noninterest expense | $7,617,000 | 2,074 |
| Salaries and employee benefits | $4,047,000 | 2,101 |
| Premises and equipment expense | $1,095,000 | 2,078 |
| Additional noninterest expense | $2,475,000 | 1,946 |
| Pre-tax net operating income | $4,722,000 | 1,708 |
| Securities gains (losses) | $30,000 | 2,926 |
| Applicable income taxes | $1,400,000 | 1,717 |
| Income before extraordinary items | $3,352,000 | 1,852 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,352,000 | 1,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,763 |
| Cash dividends | $966,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,330,700 | 1,777 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,395,000 | 2,085 |
| Total interest expense | $3,106,000 | 2,224 |
| Net interest income | $7,289,000 | 2,022 |
| Provision for loan and lease losses | $243,000 | 2,906 |
| Total noninterest income | $2,116,000 | 1,823 |
| Gross Fiduciary activities income | $16,000 | 1,219 |
| Service charges on deposit accounts | $1,320,000 | 992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $780,000 | 2,403 |
| Total noninterest expense | $5,548,000 | 2,138 |
| Salaries and employee benefits | $2,895,000 | 2,201 |
| Premises and equipment expense | $821,000 | 2,102 |
| Additional noninterest expense | $1,832,000 | 1,952 |
| Pre-tax net operating income | $3,614,000 | 1,725 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $1,069,000 | 1,758 |
| Income before extraordinary items | $2,572,000 | 1,872 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,572,000 | 1,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,505 |
| Cash dividends | $725,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,552,830 | 1,777 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 2,072 |
| Total interest expense | $2,145,000 | 2,221 |
| Net interest income | $4,884,000 | 2,001 |
| Provision for loan and lease losses | $162,000 | 2,883 |
| Total noninterest income | $1,384,000 | 1,830 |
| Gross Fiduciary activities income | $10,000 | 1,227 |
| Service charges on deposit accounts | $849,000 | 1,010 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $525,000 | 2,383 |
| Total noninterest expense | $3,668,000 | 2,142 |
| Salaries and employee benefits | $1,924,000 | 2,203 |
| Premises and equipment expense | $540,000 | 2,108 |
| Additional noninterest expense | $1,204,000 | 1,988 |
| Pre-tax net operating income | $2,438,000 | 1,714 |
| Securities gains (losses) | $26,000 | 2,455 |
| Applicable income taxes | $697,000 | 1,830 |
| Income before extraordinary items | $1,767,000 | 1,821 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,767,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,336 |
| Cash dividends | $483,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,748,280 | 1,719 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 2,071 |
| Total interest expense | $1,099,000 | 2,223 |
| Net interest income | $2,453,000 | 2,002 |
| Provision for loan and lease losses | $81,000 | 2,718 |
| Total noninterest income | $616,000 | 1,959 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $375,000 | 1,100 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $239,000 | 2,426 |
| Total noninterest expense | $1,780,000 | 2,197 |
| Salaries and employee benefits | $952,000 | 2,208 |
| Premises and equipment expense | $263,000 | 2,152 |
| Additional noninterest expense | $565,000 | 2,083 |
| Pre-tax net operating income | $1,208,000 | 1,742 |
| Securities gains (losses) | $16,000 | 2,005 |
| Applicable income taxes | $353,000 | 1,807 |
| Income before extraordinary items | $871,000 | 1,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $871,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 902 |
| Cash dividends | $241,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $859,640 | 1,727 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,663,000 | 2,095 |
| Total interest expense | $5,160,000 | 2,174 |
| Net interest income | $9,503,000 | 2,042 |
| Provision for loan and lease losses | $519,000 | 2,328 |
| Total noninterest income | $2,358,000 | 1,876 |
| Gross Fiduciary activities income | $22,000 | 1,262 |
| Service charges on deposit accounts | $1,579,000 | 1,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $757,000 | 2,586 |
| Total noninterest expense | $7,001,000 | 2,149 |
| Salaries and employee benefits | $3,821,000 | 2,082 |
| Premises and equipment expense | $879,000 | 2,462 |
| Additional noninterest expense | $2,301,000 | 2,010 |
| Pre-tax net operating income | $4,341,000 | 1,860 |
| Securities gains (losses) | $113,000 | 1,621 |
| Applicable income taxes | $1,268,000 | 1,871 |
| Income before extraordinary items | $3,186,000 | 1,876 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,186,000 | 1,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,726 |
| Cash dividends | $934,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,104,640 | 1,871 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,062,000 | 2,150 |
| Total interest expense | $7,517,000 | 2,135 |
| Net interest income | $8,545,000 | 2,090 |
| Provision for loan and lease losses | $364,000 | 2,805 |
| Total noninterest income | $1,517,000 | 2,489 |
| Gross Fiduciary activities income | $11,000 | 1,408 |
| Service charges on deposit accounts | $919,000 | 1,641 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $587,000 | 2,869 |
| Total noninterest expense | $6,114,000 | 2,341 |
| Salaries and employee benefits | $3,402,000 | 2,206 |
| Premises and equipment expense | $742,000 | 2,813 |
| Additional noninterest expense | $1,970,000 | 2,278 |
| Pre-tax net operating income | $3,584,000 | 1,941 |
| Securities gains (losses) | $258,000 | 995 |
| Applicable income taxes | $1,097,000 | 1,944 |
| Income before extraordinary items | $2,745,000 | 1,913 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,745,000 | 1,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,056 |
| Cash dividends | $924,000 | 2,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,561,820 | 1,963 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,250,000 | 2,299 |
| Total interest expense | $7,389,000 | 2,297 |
| Net interest income | $7,861,000 | 2,263 |
| Provision for loan and lease losses | $276,000 | 3,030 |
| Total noninterest income | $1,358,000 | 2,530 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $864,000 | 1,586 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $494,000 | 2,975 |
| Total noninterest expense | $5,582,000 | 2,445 |
| Salaries and employee benefits | $3,027,000 | 2,364 |
| Premises and equipment expense | $766,000 | 2,674 |
| Additional noninterest expense | $1,789,000 | 2,398 |
| Pre-tax net operating income | $3,361,000 | 2,154 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $945,000 | 2,231 |
| Income before extraordinary items | $2,416,000 | 2,140 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,416,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,782 |
| Cash dividends | $882,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,416,000 | 2,143 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,892,000 | 2,964 |
| Total interest expense | $5,078,000 | 2,875 |
| Net interest income | $5,814,000 | 3,005 |
| Provision for loan and lease losses | $255,000 | 3,010 |
| Total noninterest income | $1,009,000 | 3,066 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $614,000 | 2,167 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $395,000 | 3,456 |
| Total noninterest expense | $3,587,000 | 3,639 |
| Salaries and employee benefits | $2,092,000 | 3,299 |
| Premises and equipment expense | $578,000 | 3,375 |
| Additional noninterest expense | $917,000 | 4,317 |
| Pre-tax net operating income | $2,981,000 | 2,426 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $837,000 | 2,546 |
| Income before extraordinary items | $2,145,000 | 2,431 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,145,000 | 2,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,998 |
| Cash dividends | $1,082,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,144,280 | 2,395 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,113,000 | 3,202 |
| Total interest expense | $4,717,000 | 3,167 |
| Net interest income | $5,396,000 | 3,185 |
| Provision for loan and lease losses | $229,000 | 3,239 |
| Total noninterest income | $842,000 | 3,482 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $509,000 | 2,526 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $333,000 | 3,797 |
| Total noninterest expense | $3,211,000 | 3,880 |
| Salaries and employee benefits | $1,874,000 | 3,539 |
| Premises and equipment expense | $514,000 | 3,613 |
| Additional noninterest expense | $823,000 | 4,587 |
| Pre-tax net operating income | $2,798,000 | 2,533 |
| Securities gains (losses) | $24,000 | 2,292 |
| Applicable income taxes | $799,000 | 2,749 |
| Income before extraordinary items | $2,023,000 | 2,521 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,023,000 | 2,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,399 |
| Cash dividends | $1,486,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,005,720 | 2,464 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,699,000 | 3,334 |
| Total interest expense | $4,218,000 | 3,485 |
| Net interest income | $5,481,000 | 3,186 |
| Provision for loan and lease losses | $305,000 | 2,540 |
| Total noninterest income | $695,000 | 3,988 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $463,000 | 2,826 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $232,000 | 4,581 |
| Total noninterest expense | $3,007,000 | 4,090 |
| Salaries and employee benefits | $1,752,000 | 3,730 |
| Premises and equipment expense | $496,000 | 3,732 |
| Additional noninterest expense | $759,000 | 4,931 |
| Pre-tax net operating income | $2,864,000 | 2,585 |
| Securities gains (losses) | $23,000 | 1,798 |
| Applicable income taxes | $812,000 | 2,892 |
| Income before extraordinary items | $2,075,000 | 2,502 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,075,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,818 |
| Cash dividends | $885,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,058,440 | 2,467 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,809,000 | 3,680 |
| Total interest expense | $3,839,000 | 3,860 |
| Net interest income | $4,970,000 | 3,551 |
| Provision for loan and lease losses | $267,000 | 2,826 |
| Total noninterest income | $739,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $471,000 | 2,875 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $268,000 | 4,349 |
| Total noninterest expense | $2,789,000 | 4,571 |
| Salaries and employee benefits | $1,624,000 | 4,009 |
| Premises and equipment expense | $493,000 | 3,822 |
| Additional noninterest expense | $672,000 | 5,909 |
| Pre-tax net operating income | $2,653,000 | 2,636 |
| Securities gains (losses) | $20,000 | 2,000 |
| Applicable income taxes | $735,000 | 3,071 |
| Income before extraordinary items | $1,938,000 | 2,521 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,938,000 | 2,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,758 |
| Cash dividends | $787,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,923,400 | 2,491 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,405,000 | 3,848 |
| Total interest expense | $3,762,000 | 3,891 |
| Net interest income | $4,643,000 | 3,784 |
| Provision for loan and lease losses | $181,000 | 3,217 |
| Total noninterest income | $658,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $454,000 | 2,980 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $204,000 | 5,077 |
| Total noninterest expense | $2,655,000 | 4,737 |
| Salaries and employee benefits | $1,511,000 | 4,259 |
| Premises and equipment expense | $481,000 | 3,880 |
| Additional noninterest expense | $663,000 | 6,102 |
| Pre-tax net operating income | $2,465,000 | 2,887 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $615,000 | 3,600 |
| Income before extraordinary items | $1,850,000 | 2,679 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,850,000 | 2,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,108 |
| Cash dividends | $725,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,850,000 | 2,645 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,842,000 | 3,820 |
| Total interest expense | $3,098,000 | 3,851 |
| Net interest income | $4,744,000 | 3,736 |
| Provision for loan and lease losses | $200,000 | 3,000 |
| Total noninterest income | $667,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $433,000 | 3,148 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $234,000 | 4,766 |
| Total noninterest expense | $2,689,000 | 4,843 |
| Salaries and employee benefits | $1,464,000 | 4,367 |
| Premises and equipment expense | $444,000 | 4,205 |
| Additional noninterest expense | $781,000 | 5,815 |
| Pre-tax net operating income | $2,522,000 | 2,804 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $628,000 | 3,371 |
| Income before extraordinary items | $1,894,000 | 2,564 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,894,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,238 |
| Cash dividends | $694,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,894,000 | 2,582 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,103,000 | 3,775 |
| Total interest expense | $3,144,000 | 3,963 |
| Net interest income | $4,959,000 | 3,601 |
| Provision for loan and lease losses | $259,000 | 3,316 |
| Total noninterest income | $655,000 | 4,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,957 |
| Total noninterest expense | $2,619,000 | 5,067 |
| Salaries and employee benefits | $1,409,000 | 4,522 |
| Premises and equipment expense | $381,000 | 4,908 |
| Additional noninterest expense | $829,000 | 5,760 |
| Pre-tax net operating income | $2,736,000 | 2,505 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $682,000 | 3,192 |
| Income before extraordinary items | $2,076,000 | 2,410 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,076,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $616,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,059,500 | 2,292 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,380,000 | 4,127 |
| Total interest expense | $3,912,000 | 4,157 |
| Net interest income | $4,468,000 | 4,027 |
| Provision for loan and lease losses | $259,000 | 4,503 |
| Total noninterest income | $561,000 | 5,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,835 |
| Total noninterest expense | $2,466,000 | 5,381 |
| Salaries and employee benefits | $1,336,000 | 4,704 |
| Premises and equipment expense | $357,000 | 5,287 |
| Additional noninterest expense | $773,000 | 6,261 |
| Pre-tax net operating income | $2,304,000 | 2,711 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $541,000 | 3,736 |
| Income before extraordinary items | $1,778,000 | 2,580 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,778,000 | 2,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 3,619 |
| Cash dividends | $546,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,766,450 | 2,409 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.