Home > Southcrest Bank > Assets and Liabilities
Southcrest Bank, Assets and Liabilities
| 2013-12-31 | Rank | |
| # of Employees: | 169 | 872 |
| Assets and Liabilities | ||
| Total Assets: | $285,136,000 | 2,268 |
| Cash and due from depository institutions | $45,002,000 | 872 |
| Interest-bearing balances | $39,304,000 | 865 |
| Securities | $59,260,000 | 2,339 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $145,205,000 | 2,634 |
| Loan loss allowance | $2,807,000 | 2,261 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $11,875,000 | 994 |
| Other real estate owned | $4,054,000 | 872 |
| Goodwill and other intangibles | $735,000 | 1,712 |
| All other assets | $19,005,000 | 1,110 |
| Life insurance assets | $7,837,000 | 1,043 |
| Total liabilities and capital | $285,136,000 | 2,268 |
| Total liabilities | $262,139,000 | 2,219 |
| Total deposits | $259,102,000 | 2,123 |
| Interest-bearing deposits | $197,553,000 | 2,230 |
| Deposits held in domestic offices | $259,102,000 | 2,122 |
| % insured | 89.04% | 2,427 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $3,037,000 | 1,433 |
| Total equity capital | $22,997,000 | 2,829 |
| Total bank equity capital | $22,997,000 | 2,829 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,100,000 | 1,441 |
| Surplus | $24,149,000 | 1,284 |
| Undivided profits | $-3,252,000 | 6,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,362,000 | 1,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $655,000 | 3,708 |
| Earning assets | $243,769,000 | 2,414 |
| Long-term assets (5+ years) | $57,419,000 | 3,026 |
| Average Assets, year-to-date | $293,304,200 | 2,191 |
| Average Assets, quarterly | $287,109,000 | 2,251 |
| Volatile liabilities | $5,820,000 | 4,041 |
| Insider loans | $230,000 | 5,158 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $4,642,000 | 437 |
| Unused loan commitments | $19,075,000 | 2,760 |
| Tier 1 (core) risk-based capital | $22,066,000 | 2,908 |
| Tier 2 risk-based capital | $2,286,000 | 2,146 |
| Total risk weighted assets | $182,191,000 | 2,343 |
| Total unused commitments | $19,075,000 | 2,760 |
| Derivatives | $6,230,000 | 700 |
| 2013-09-30 | Rank | |
| # of Employees: | 155 | 956 |
| Assets and Liabilities | ||
| Total Assets: | $289,082,000 | 2,233 |
| Cash and due from depository institutions | $55,121,000 | 956 |
| Interest-bearing balances | $45,540,000 | 760 |
| Securities | $56,695,000 | 2,441 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $137,221,000 | 2,750 |
| Loan loss allowance | $2,694,000 | 2,392 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $11,912,000 | 986 |
| Other real estate owned | $7,891,000 | 956 |
| Goodwill and other intangibles | $764,000 | 1,694 |
| All other assets | $19,478,000 | 1,068 |
| Life insurance assets | $7,783,000 | 1,024 |
| Total liabilities and capital | $289,082,000 | 2,233 |
| Total liabilities | $264,677,000 | 2,189 |
| Total deposits | $261,640,000 | 2,093 |
| Interest-bearing deposits | $204,579,000 | 2,143 |
| Deposits held in domestic offices | $261,640,000 | 2,092 |
| % insured | 90.76% | 2,095 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $3,037,000 | 1,504 |
| Total equity capital | $24,405,000 | 2,711 |
| Total bank equity capital | $24,405,000 | 2,711 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,100,000 | 1,468 |
| Surplus | $24,149,000 | 1,288 |
| Undivided profits | $-1,844,000 | 6,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $3,951,000 | 1,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $652,000 | 3,816 |
| Earning assets | $239,456,000 | 2,450 |
| Long-term assets (5+ years) | $48,829,000 | 3,351 |
| Average Assets, year-to-date | $295,346,250 | 2,187 |
| Average Assets, quarterly | $292,722,500 | 2,202 |
| Volatile liabilities | $6,693,000 | 3,851 |
| Insider loans | $247,000 | 5,146 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $2,865,000 | 635 |
| Unused loan commitments | $18,797,000 | 2,801 |
| Tier 1 (core) risk-based capital | $24,017,000 | 2,718 |
| Tier 2 risk-based capital | $2,238,000 | 2,194 |
| Total risk weighted assets | $178,700,000 | 2,359 |
| Total unused commitments | $18,797,000 | 2,801 |
| Derivatives | $5,625,000 | 773 |
| 2013-06-30 | Rank | |
| # of Employees: | 140 | 1,059 |
| Assets and Liabilities | ||
| Total Assets: | $296,363,000 | 2,185 |
| Cash and due from depository institutions | $69,212,000 | 1,059 |
| Interest-bearing balances | $62,840,000 | 572 |
| Securities | $51,966,000 | 2,604 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $134,569,000 | 2,781 |
| Loan loss allowance | $2,947,000 | 2,261 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $10,289,000 | 1,148 |
| Other real estate owned | $9,528,000 | 1,059 |
| Goodwill and other intangibles | $787,000 | 1,670 |
| All other assets | $20,012,000 | 1,045 |
| Life insurance assets | $7,728,000 | 1,016 |
| Total liabilities and capital | $296,363,000 | 2,185 |
| Total liabilities | $271,404,000 | 2,138 |
| Total deposits | $268,315,000 | 2,058 |
| Interest-bearing deposits | $211,875,000 | 2,085 |
| Deposits held in domestic offices | $268,315,000 | 2,057 |
| % insured | 90.01% | 2,408 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $3,089,000 | 1,446 |
| Total equity capital | $24,959,000 | 2,648 |
| Total bank equity capital | $24,959,000 | 2,648 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,100,000 | 1,474 |
| Surplus | $23,818,000 | 1,305 |
| Undivided profits | $-959,000 | 6,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $3,973,000 | 1,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $635,000 | 3,848 |
| Earning assets | $249,375,000 | 2,353 |
| Long-term assets (5+ years) | $40,327,000 | 3,721 |
| Average Assets, year-to-date | $297,434,330 | 2,178 |
| Average Assets, quarterly | $296,266,000 | 2,191 |
| Volatile liabilities | $7,640,000 | 3,597 |
| Insider loans | $228,000 | 5,278 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $3,807,000 | 706 |
| Unused loan commitments | $17,832,000 | 2,879 |
| Tier 1 (core) risk-based capital | $24,491,000 | 2,642 |
| Tier 2 risk-based capital | $2,186,000 | 2,235 |
| Total risk weighted assets | $177,685,000 | 2,359 |
| Total unused commitments | $17,832,000 | 2,879 |
| Derivatives | $4,796,000 | 862 |
| 2013-03-31 | Rank | |
| # of Employees: | 146 | 1,011 |
| Assets and Liabilities | ||
| Total Assets: | $296,169,000 | 2,217 |
| Cash and due from depository institutions | $69,663,000 | 1,011 |
| Interest-bearing balances | $63,250,000 | 723 |
| Securities | $43,996,000 | 2,947 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $137,507,000 | 2,719 |
| Loan loss allowance | $3,457,000 | 2,016 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $10,241,000 | 1,154 |
| Other real estate owned | $7,332,000 | 1,011 |
| Goodwill and other intangibles | $793,000 | 1,654 |
| All other assets | $26,637,000 | 788 |
| Life insurance assets | $7,645,000 | 1,015 |
| Total liabilities and capital | $296,169,000 | 2,217 |
| Total liabilities | $270,709,000 | 2,161 |
| Total deposits | $267,668,000 | 2,080 |
| Interest-bearing deposits | $212,807,000 | 2,111 |
| Deposits held in domestic offices | $267,668,000 | 2,080 |
| % insured | 91.53% | 1,954 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,041,000 | 1,469 |
| Total equity capital | $25,460,000 | 2,680 |
| Total bank equity capital | $25,460,000 | 2,680 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,100,000 | 1,499 |
| Surplus | $23,268,000 | 1,336 |
| Undivided profits | $92,000 | 6,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $9,961,000 | 965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $749,000 | 3,342 |
| Earning assets | $244,753,000 | 2,435 |
| Long-term assets (5+ years) | $37,913,000 | 3,817 |
| Average Assets, year-to-date | $297,970,000 | 2,199 |
| Average Assets, quarterly | $297,970,000 | 2,199 |
| Volatile liabilities | $7,632,000 | 3,578 |
| Insider loans | $231,000 | 5,269 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $4,385,000 | 646 |
| Unused loan commitments | $19,006,000 | 2,771 |
| Tier 1 (core) risk-based capital | $24,447,000 | 2,639 |
| Tier 2 risk-based capital | $2,189,000 | 2,237 |
| Total risk weighted assets | $173,830,000 | 2,403 |
| Total unused commitments | $19,006,000 | 2,771 |
| Derivatives | $13,620,000 | 643 |
| 2012-12-31 | Rank | |
| # of Employees: | 107 | 1,399 |
| Assets and Liabilities | ||
| Total Assets: | $299,771,000 | 2,193 |
| Cash and due from depository institutions | $78,031,000 | 1,399 |
| Interest-bearing balances | $71,748,000 | 591 |
| Securities | $43,781,000 | 2,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $137,602,000 | 2,741 |
| Loan loss allowance | $3,619,000 | 1,919 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $9,963,000 | 1,178 |
| Other real estate owned | $8,066,000 | 1,399 |
| Goodwill and other intangibles | $796,000 | 1,663 |
| All other assets | $21,532,000 | 978 |
| Life insurance assets | $7,589,000 | 1,005 |
| Total liabilities and capital | $299,771,000 | 2,193 |
| Total liabilities | $273,599,000 | 2,137 |
| Total deposits | $270,507,000 | 2,056 |
| Interest-bearing deposits | $216,653,000 | 2,088 |
| Deposits held in domestic offices | $270,507,000 | 2,056 |
| % insured | 92.52% | 2,521 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $3,092,000 | 1,497 |
| Total equity capital | $26,172,000 | 2,602 |
| Total bank equity capital | $26,172,000 | 2,602 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,100,000 | 1,508 |
| Surplus | $22,994,000 | 1,349 |
| Undivided profits | $1,078,000 | 5,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $6,586,000 | 1,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $729,000 | 3,511 |
| Earning assets | $253,131,000 | 2,342 |
| Long-term assets (5+ years) | $38,067,000 | 3,764 |
| Average Assets, year-to-date | $315,036,200 | 2,038 |
| Average Assets, quarterly | $304,294,500 | 2,144 |
| Volatile liabilities | $7,718,000 | 3,665 |
| Insider loans | $234,000 | 5,331 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $1,773,000 | 1,190 |
| Unused loan commitments | $14,686,000 | 3,146 |
| Tier 1 (core) risk-based capital | $25,193,000 | 2,545 |
| Tier 2 risk-based capital | $1,814,000 | 2,597 |
| Total risk weighted assets | $148,956,000 | 2,715 |
| Total unused commitments | $14,686,000 | 3,146 |
| Derivatives | $1,747,000 | 1,086 |
| 2012-09-30 | Rank | |
| # of Employees: | 89 | 1,712 |
| Assets and Liabilities | ||
| Total Assets: | $308,818,000 | 2,135 |
| Cash and due from depository institutions | $80,226,000 | 1,712 |
| Interest-bearing balances | $72,753,000 | 533 |
| Securities | $42,665,000 | 3,006 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $145,169,000 | 2,648 |
| Loan loss allowance | $2,191,000 | 2,940 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $9,903,000 | 1,187 |
| Other real estate owned | $7,148,000 | 1,712 |
| Goodwill and other intangibles | $788,000 | 1,667 |
| All other assets | $22,919,000 | 933 |
| Life insurance assets | $8,536,000 | 879 |
| Total liabilities and capital | $308,818,000 | 2,135 |
| Total liabilities | $282,011,000 | 2,079 |
| Total deposits | $278,489,000 | 1,981 |
| Interest-bearing deposits | $222,668,000 | 2,031 |
| Deposits held in domestic offices | $278,489,000 | 1,981 |
| % insured | 92.75% | 2,583 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,522,000 | 1,439 |
| Total equity capital | $26,807,000 | 2,585 |
| Total bank equity capital | $26,807,000 | 2,585 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,100,000 | 1,539 |
| Surplus | $22,994,000 | 1,365 |
| Undivided profits | $1,713,000 | 5,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,666,000 | 1,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $866,000 | 3,274 |
| Earning assets | $260,587,000 | 2,272 |
| Long-term assets (5+ years) | $41,716,000 | 3,567 |
| Average Assets, year-to-date | $318,852,500 | 2,033 |
| Average Assets, quarterly | $314,500,000 | 2,082 |
| Volatile liabilities | $7,418,000 | 3,790 |
| Insider loans | $218,000 | 5,455 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $1,904,000 | 1,124 |
| Unused loan commitments | $14,827,000 | 3,128 |
| Tier 1 (core) risk-based capital | $25,388,000 | 2,548 |
| Tier 2 risk-based capital | $2,013,000 | 2,432 |
| Total risk weighted assets | $160,876,000 | 2,590 |
| Total unused commitments | $14,827,000 | 3,128 |
| Derivatives | $1,775,000 | 1,107 |
| 2012-06-30 | Rank | |
| # of Employees: | 92 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $320,182,000 | 2,042 |
| Cash and due from depository institutions | $81,118,000 | 1,630 |
| Interest-bearing balances | $76,577,000 | 509 |
| Securities | $39,941,000 | 3,143 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $153,173,000 | 2,530 |
| Loan loss allowance | $3,449,000 | 2,081 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,827,000 | 1,191 |
| Other real estate owned | $11,842,000 | 1,630 |
| Goodwill and other intangibles | $766,000 | 1,665 |
| All other assets | $23,515,000 | 911 |
| Life insurance assets | $8,381,000 | 882 |
| Total liabilities and capital | $320,182,000 | 2,042 |
| Total liabilities | $288,284,000 | 2,024 |
| Total deposits | $284,755,000 | 1,921 |
| Interest-bearing deposits | $236,704,000 | 1,922 |
| Deposits held in domestic offices | $284,755,000 | 1,920 |
| % insured | 93.11% | 2,536 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $3,529,000 | 1,371 |
| Total equity capital | $31,898,000 | 2,191 |
| Total bank equity capital | $31,898,000 | 2,191 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,100,000 | 1,565 |
| Surplus | $22,994,000 | 1,367 |
| Undivided profits | $6,804,000 | 3,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $10,480,000 | 1,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $761,000 | 3,472 |
| Earning assets | $269,691,000 | 2,201 |
| Long-term assets (5+ years) | $39,340,000 | 3,675 |
| Average Assets, year-to-date | $322,197,330 | 2,013 |
| Average Assets, quarterly | $324,030,500 | 2,014 |
| Volatile liabilities | $8,216,000 | 3,643 |
| Insider loans | $151,000 | 5,789 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $949,000 | 1,363 |
| Unused loan commitments | $15,933,000 | 2,966 |
| Tier 1 (core) risk-based capital | $30,422,000 | 2,139 |
| Tier 2 risk-based capital | $2,387,000 | 2,087 |
| Total risk weighted assets | $189,860,000 | 2,225 |
| Total unused commitments | $15,933,000 | 2,966 |
| Derivatives | $1,803,000 | 1,053 |
| 2012-03-31 | Rank | |
| # of Employees: | 95 | 1,563 |
| Assets and Liabilities | ||
| Total Assets: | $327,879,000 | 1,994 |
| Cash and due from depository institutions | $70,361,000 | 1,563 |
| Interest-bearing balances | $64,613,000 | 688 |
| Securities | $47,149,000 | 2,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $164,472,000 | 2,382 |
| Loan loss allowance | $3,574,000 | 2,036 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $10,274,000 | 1,137 |
| Other real estate owned | $9,413,000 | 1,563 |
| Goodwill and other intangibles | $757,000 | 1,673 |
| All other assets | $25,453,000 | 847 |
| Life insurance assets | $8,292,000 | 879 |
| Total liabilities and capital | $327,879,000 | 1,994 |
| Total liabilities | $296,410,000 | 1,986 |
| Total deposits | $292,996,000 | 1,894 |
| Interest-bearing deposits | $242,261,000 | 1,902 |
| Deposits held in domestic offices | $292,996,000 | 1,894 |
| % insured | 98.92% | 312 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,414,000 | 1,384 |
| Total equity capital | $31,469,000 | 2,197 |
| Total bank equity capital | $31,469,000 | 2,196 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,100,000 | 1,588 |
| Surplus | $22,994,000 | 1,372 |
| Undivided profits | $6,375,000 | 3,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $13,845,000 | 906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $836,000 | 3,201 |
| Earning assets | $276,234,000 | 2,172 |
| Long-term assets (5+ years) | $43,471,000 | 3,458 |
| Average Assets, year-to-date | $323,205,000 | 2,012 |
| Average Assets, quarterly | $323,205,000 | 2,012 |
| Volatile liabilities | $7,769,000 | 3,750 |
| Insider loans | $149,000 | 5,844 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $535,000 | 1,569 |
| Unused loan commitments | $15,781,000 | 3,030 |
| Tier 1 (core) risk-based capital | $30,074,000 | 2,150 |
| Tier 2 risk-based capital | $2,499,000 | 2,004 |
| Total risk weighted assets | $198,832,000 | 2,112 |
| Total unused commitments | $15,781,000 | 3,030 |
| Derivatives | $1,831,000 | 1,015 |
| 2011-12-31 | Rank | |
| # of Employees: | 104 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $318,325,000 | 2,037 |
| Cash and due from depository institutions | $50,366,000 | 1,423 |
| Interest-bearing balances | $45,238,000 | 880 |
| Securities | $50,241,000 | 2,578 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $161,296,000 | 2,445 |
| Loan loss allowance | $4,021,000 | 1,843 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $10,392,000 | 1,125 |
| Other real estate owned | $10,611,000 | 1,423 |
| Goodwill and other intangibles | $717,000 | 1,702 |
| All other assets | $34,702,000 | 650 |
| Life insurance assets | $8,229,000 | 864 |
| Total liabilities and capital | $318,325,000 | 2,037 |
| Total liabilities | $287,314,000 | 2,017 |
| Total deposits | $283,844,000 | 1,916 |
| Interest-bearing deposits | $237,064,000 | 1,925 |
| Deposits held in domestic offices | $283,844,000 | 1,914 |
| % insured | 92.45% | 2,911 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,470,000 | 1,368 |
| Total equity capital | $31,011,000 | 2,203 |
| Total bank equity capital | $31,011,000 | 2,202 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,100,000 | 1,599 |
| Surplus | $22,994,000 | 1,378 |
| Undivided profits | $5,917,000 | 4,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $12,413,000 | 1,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $911,000 | 3,100 |
| Earning assets | $256,775,000 | 2,298 |
| Long-term assets (5+ years) | $42,250,000 | 3,034 |
| Average Assets, year-to-date | $330,850,800 | 1,953 |
| Average Assets, quarterly | $319,825,500 | 2,035 |
| Volatile liabilities | $7,698,000 | 3,927 |
| Insider loans | $222,000 | 5,593 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $460,000 | 1,438 |
| Unused loan commitments | $17,082,000 | 2,799 |
| Tier 1 (core) risk-based capital | $29,987,000 | 2,132 |
| Tier 2 risk-based capital | $2,339,000 | 2,137 |
| Total risk weighted assets | $184,817,000 | 2,297 |
| Total unused commitments | $17,082,000 | 2,801 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 104 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $321,326,000 | 2,033 |
| Cash and due from depository institutions | $52,777,000 | 1,425 |
| Interest-bearing balances | $46,676,000 | 920 |
| Securities | $37,295,000 | 3,149 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $167,765,000 | 2,378 |
| Loan loss allowance | $4,583,000 | 1,639 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $10,535,000 | 1,104 |
| Other real estate owned | $11,625,000 | 1,425 |
| Goodwill and other intangibles | $718,000 | 1,725 |
| All other assets | $40,611,000 | 570 |
| Life insurance assets | $8,165,000 | 865 |
| Total liabilities and capital | $321,326,000 | 2,033 |
| Total liabilities | $290,369,000 | 2,010 |
| Total deposits | $286,670,000 | 1,890 |
| Interest-bearing deposits | $239,646,000 | 1,922 |
| Deposits held in domestic offices | $286,670,000 | 1,889 |
| % insured | 92.46% | 3,024 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,699,000 | 1,323 |
| Total equity capital | $30,957,000 | 2,222 |
| Total bank equity capital | $30,957,000 | 2,221 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,100,000 | 1,629 |
| Surplus | $22,994,000 | 1,388 |
| Undivided profits | $5,863,000 | 4,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $11,938,000 | 1,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $937,000 | 3,162 |
| Earning assets | $251,736,000 | 2,332 |
| Long-term assets (5+ years) | $35,057,000 | 3,334 |
| Average Assets, year-to-date | $333,982,250 | 1,943 |
| Average Assets, quarterly | $324,789,500 | 2,000 |
| Volatile liabilities | $8,103,000 | 3,862 |
| Insider loans | $266,000 | 5,525 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $1,228,000 | 1,014 |
| Unused loan commitments | $17,233,000 | 2,809 |
| Tier 1 (core) risk-based capital | $29,754,000 | 2,155 |
| Tier 2 risk-based capital | $2,270,000 | 2,207 |
| Total risk weighted assets | $190,972,000 | 2,227 |
| Total unused commitments | $17,233,000 | 2,810 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 105 | 1,433 |
| Assets and Liabilities | ||
| Total Assets: | $328,253,000 | 1,983 |
| Cash and due from depository institutions | $36,381,000 | 1,433 |
| Interest-bearing balances | $30,444,000 | 1,222 |
| Securities | $48,472,000 | 2,627 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $174,934,000 | 2,295 |
| Loan loss allowance | $5,032,000 | 1,540 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $10,681,000 | 1,093 |
| Other real estate owned | $11,987,000 | 1,433 |
| Goodwill and other intangibles | $751,000 | 1,714 |
| All other assets | $45,047,000 | 516 |
| Life insurance assets | $8,100,000 | 860 |
| Total liabilities and capital | $328,253,000 | 1,983 |
| Total liabilities | $298,087,000 | 1,952 |
| Total deposits | $294,288,000 | 1,850 |
| Interest-bearing deposits | $249,219,000 | 1,860 |
| Deposits held in domestic offices | $294,288,000 | 1,848 |
| % insured | 91.30% | 3,563 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,799,000 | 1,239 |
| Total equity capital | $30,166,000 | 2,217 |
| Total bank equity capital | $30,166,000 | 2,215 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,100,000 | 1,655 |
| Surplus | $22,994,000 | 1,375 |
| Undivided profits | $5,072,000 | 4,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $11,781,000 | 1,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,092,000 | 2,675 |
| Earning assets | $253,850,000 | 2,297 |
| Long-term assets (5+ years) | $40,207,000 | 3,056 |
| Average Assets, year-to-date | $338,201,000 | 1,924 |
| Average Assets, quarterly | $336,612,000 | 1,947 |
| Volatile liabilities | $7,676,000 | 3,972 |
| Insider loans | $275,000 | 5,555 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $18,320,000 | 2,720 |
| Tier 1 (core) risk-based capital | $28,730,000 | 2,195 |
| Tier 2 risk-based capital | $2,554,000 | 1,984 |
| Total risk weighted assets | $201,820,000 | 2,115 |
| Total unused commitments | $18,320,000 | 2,722 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 107 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $344,971,000 | 1,915 |
| Cash and due from depository institutions | $47,101,000 | 1,401 |
| Interest-bearing balances | $41,913,000 | 931 |
| Securities | $48,665,000 | 2,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $179,609,000 | 2,251 |
| Loan loss allowance | $6,500,000 | 1,244 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $10,829,000 | 1,086 |
| Other real estate owned | $11,375,000 | 1,401 |
| Goodwill and other intangibles | $778,000 | 1,692 |
| All other assets | $46,614,000 | 513 |
| Life insurance assets | $8,014,000 | 870 |
| Total liabilities and capital | $344,971,000 | 1,915 |
| Total liabilities | $315,394,000 | 1,884 |
| Total deposits | $311,706,000 | 1,762 |
| Interest-bearing deposits | $265,214,000 | 1,798 |
| Deposits held in domestic offices | $311,706,000 | 1,760 |
| % insured | 91.23% | 3,670 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,688,000 | 1,247 |
| Total equity capital | $29,577,000 | 2,223 |
| Total bank equity capital | $29,577,000 | 2,221 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,100,000 | 1,681 |
| Surplus | $22,994,000 | 1,385 |
| Undivided profits | $4,483,000 | 4,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $24,469,000 | 687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,166,000 | 2,505 |
| Earning assets | $270,187,000 | 2,204 |
| Long-term assets (5+ years) | $37,939,000 | 3,084 |
| Average Assets, year-to-date | $343,175,000 | 1,912 |
| Average Assets, quarterly | $343,175,000 | 1,912 |
| Volatile liabilities | $9,202,000 | 3,692 |
| Insider loans | $282,000 | 5,574 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $228,000 | 1,319 |
| Unused loan commitments | $17,991,000 | 2,783 |
| Tier 1 (core) risk-based capital | $28,546,000 | 2,201 |
| Tier 2 risk-based capital | $2,557,000 | 1,997 |
| Total risk weighted assets | $200,632,000 | 2,147 |
| Total unused commitments | $17,991,000 | 2,785 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 107 | 1,408 |
| Assets and Liabilities | ||
| Total Assets: | $341,392,000 | 1,926 |
| Cash and due from depository institutions | $36,113,000 | 1,408 |
| Interest-bearing balances | $31,070,000 | 1,148 |
| Securities | $47,728,000 | 2,509 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $199,869,000 | 2,103 |
| Loan loss allowance | $5,765,000 | 1,393 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $11,011,000 | 1,087 |
| Other real estate owned | $15,655,000 | 1,408 |
| Goodwill and other intangibles | $814,000 | 1,682 |
| All other assets | $30,202,000 | 771 |
| Life insurance assets | $7,954,000 | 867 |
| Total liabilities and capital | $341,392,000 | 1,926 |
| Total liabilities | $311,264,000 | 1,902 |
| Total deposits | $307,504,000 | 1,772 |
| Interest-bearing deposits | $266,869,000 | 1,779 |
| Deposits held in domestic offices | $307,504,000 | 1,770 |
| % insured | 90.57% | 3,835 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,760,000 | 1,241 |
| Total equity capital | $30,128,000 | 2,181 |
| Total bank equity capital | $30,128,000 | 2,180 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,100,000 | 1,703 |
| Surplus | $22,994,000 | 1,379 |
| Undivided profits | $5,034,000 | 4,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $25,125,000 | 697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,464,000 | 125 |
| Income earned, not collected on loans | $1,210,000 | 2,504 |
| Earning assets | $278,667,000 | 2,138 |
| Long-term assets (5+ years) | $37,951,000 | 2,990 |
| Average Assets, year-to-date | $357,267,200 | 1,829 |
| Average Assets, quarterly | $351,595,000 | 1,867 |
| Volatile liabilities | $64,067,000 | 2,040 |
| Insider loans | $291,000 | 5,643 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $568,000 | 1,416 |
| Unused loan commitments | $15,406,000 | 3,025 |
| Tier 1 (core) risk-based capital | $29,055,000 | 2,158 |
| Tier 2 risk-based capital | $2,668,000 | 1,949 |
| Total risk weighted assets | $211,604,000 | 2,086 |
| Total unused commitments | $15,406,000 | 3,026 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 106 | 1,427 |
| Assets and Liabilities | ||
| Total Assets: | $361,798,000 | 1,850 |
| Cash and due from depository institutions | $45,209,000 | 1,427 |
| Interest-bearing balances | $39,990,000 | 907 |
| Securities | $46,952,000 | 2,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $208,945,000 | 2,061 |
| Loan loss allowance | $4,720,000 | 1,672 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,051,000 | 1,095 |
| Other real estate owned | $15,021,000 | 1,427 |
| Goodwill and other intangibles | $823,000 | 1,687 |
| All other assets | $33,797,000 | 700 |
| Life insurance assets | $7,893,000 | 862 |
| Total liabilities and capital | $361,798,000 | 1,850 |
| Total liabilities | $329,889,000 | 1,820 |
| Total deposits | $326,074,000 | 1,697 |
| Interest-bearing deposits | $287,001,000 | 1,691 |
| Deposits held in domestic offices | $326,074,000 | 1,695 |
| % insured | 89.31% | 3,777 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,815,000 | 1,347 |
| Total equity capital | $31,909,000 | 2,129 |
| Total bank equity capital | $31,909,000 | 2,128 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,100,000 | 1,728 |
| Surplus | $22,994,000 | 1,370 |
| Undivided profits | $6,815,000 | 3,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $20,383,000 | 843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,891,000 | 117 |
| Income earned, not collected on loans | $1,160,000 | 2,795 |
| Earning assets | $295,887,000 | 2,064 |
| Long-term assets (5+ years) | $39,269,000 | 2,886 |
| Average Assets, year-to-date | $361,236,000 | 1,834 |
| Average Assets, quarterly | $367,564,000 | 1,819 |
| Volatile liabilities | $73,010,000 | 1,879 |
| Insider loans | $316,000 | 5,650 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $360,000 | 1,599 |
| Unused loan commitments | $16,561,000 | 2,953 |
| Tier 1 (core) risk-based capital | $30,466,000 | 2,083 |
| Tier 2 risk-based capital | $2,755,000 | 1,939 |
| Total risk weighted assets | $218,452,000 | 2,046 |
| Total unused commitments | $16,561,000 | 2,956 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 108 | 1,418 |
| Assets and Liabilities | ||
| Total Assets: | $373,330,000 | 1,807 |
| Cash and due from depository institutions | $40,153,000 | 1,418 |
| Interest-bearing balances | $35,988,000 | 966 |
| Securities | $50,597,000 | 2,342 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $220,336,000 | 1,982 |
| Loan loss allowance | $4,249,000 | 1,824 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,213,000 | 1,088 |
| Other real estate owned | $14,042,000 | 1,418 |
| Goodwill and other intangibles | $877,000 | 1,655 |
| All other assets | $36,112,000 | 659 |
| Life insurance assets | $7,833,000 | 863 |
| Total liabilities and capital | $373,330,000 | 1,807 |
| Total liabilities | $339,424,000 | 1,778 |
| Total deposits | $335,077,000 | 1,659 |
| Interest-bearing deposits | $297,621,000 | 1,625 |
| Deposits held in domestic offices | $335,077,000 | 1,658 |
| % insured | 90.51% | 3,433 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,347,000 | 1,161 |
| Total equity capital | $33,906,000 | 2,000 |
| Total bank equity capital | $33,906,000 | 1,999 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,100,000 | 1,751 |
| Surplus | $22,994,000 | 1,368 |
| Undivided profits | $8,812,000 | 3,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $17,756,000 | 951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,758,000 | 112 |
| Income earned, not collected on loans | $1,328,000 | 2,377 |
| Earning assets | $306,921,000 | 1,984 |
| Long-term assets (5+ years) | $42,200,000 | 2,732 |
| Average Assets, year-to-date | $361,048,670 | 1,851 |
| Average Assets, quarterly | $384,020,500 | 1,751 |
| Volatile liabilities | $82,936,000 | 1,723 |
| Insider loans | $277,000 | 5,836 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $349,000 | 1,445 |
| Unused loan commitments | $20,612,000 | 2,600 |
| Tier 1 (core) risk-based capital | $33,158,000 | 1,907 |
| Tier 2 risk-based capital | $2,962,000 | 1,848 |
| Total risk weighted assets | $235,665,000 | 1,956 |
| Total unused commitments | $20,612,000 | 2,601 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 115 | 1,345 |
| Assets and Liabilities | ||
| Total Assets: | $394,711,000 | 1,754 |
| Cash and due from depository institutions | $43,433,000 | 1,345 |
| Interest-bearing balances | $37,770,000 | 911 |
| Securities | $51,364,000 | 2,344 |
| Federal funds sold & reverse repurchase agreements | $4,585,000 | 1,867 |
| Net loans & leases | $235,317,000 | 1,910 |
| Loan loss allowance | $3,623,000 | 2,096 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $11,352,000 | 1,095 |
| Other real estate owned | $12,257,000 | 1,345 |
| Goodwill and other intangibles | $977,000 | 1,609 |
| All other assets | $35,426,000 | 694 |
| Life insurance assets | $7,749,000 | 871 |
| Total liabilities and capital | $394,711,000 | 1,754 |
| Total liabilities | $359,307,000 | 1,734 |
| Total deposits | $355,551,000 | 1,616 |
| Interest-bearing deposits | $315,005,000 | 1,592 |
| Deposits held in domestic offices | $355,551,000 | 1,615 |
| % insured | 88.11% | 4,336 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,756,000 | 1,301 |
| Total equity capital | $35,404,000 | 1,919 |
| Total bank equity capital | $35,404,000 | 1,918 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,100,000 | 1,787 |
| Surplus | $22,994,000 | 1,392 |
| Undivided profits | $10,310,000 | 2,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $13,171,000 | 1,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,233,000 | 140 |
| Income earned, not collected on loans | $1,385,000 | 2,353 |
| Earning assets | $329,036,000 | 1,901 |
| Long-term assets (5+ years) | $43,802,000 | 2,668 |
| Average Assets, year-to-date | $354,908,000 | 1,933 |
| Average Assets, quarterly | $354,908,000 | 1,933 |
| Volatile liabilities | $89,333,000 | 1,647 |
| Insider loans | $307,000 | 5,798 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $895,000 | 961 |
| Unused loan commitments | $15,765,000 | 3,205 |
| Tier 1 (core) risk-based capital | $34,705,000 | 1,853 |
| Tier 2 risk-based capital | $3,431,000 | 1,671 |
| Total risk weighted assets | $274,134,000 | 1,752 |
| Total unused commitments | $15,765,000 | 3,207 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 102 | 1,545 |
| Assets and Liabilities | ||
| Total Assets: | $315,105,000 | 2,173 |
| Cash and due from depository institutions | $35,015,000 | 1,545 |
| Interest-bearing balances | $24,970,000 | 1,147 |
| Securities | $57,541,000 | 2,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $192,462,000 | 2,349 |
| Loan loss allowance | $3,313,000 | 2,232 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $11,528,000 | 1,089 |
| Other real estate owned | $2,933,000 | 1,545 |
| Goodwill and other intangibles | $867,000 | 1,686 |
| All other assets | $14,759,000 | 1,545 |
| Life insurance assets | $7,681,000 | 875 |
| Total liabilities and capital | $315,105,000 | 2,173 |
| Total liabilities | $284,648,000 | 2,172 |
| Total deposits | $281,041,000 | 2,001 |
| Interest-bearing deposits | $242,567,000 | 1,999 |
| Deposits held in domestic offices | $281,041,000 | 1,999 |
| % insured | 85.42% | 5,201 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,607,000 | 1,347 |
| Total equity capital | $30,457,000 | 2,181 |
| Total bank equity capital | $30,457,000 | 2,179 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,100,000 | 1,819 |
| Surplus | $22,994,000 | 1,396 |
| Undivided profits | $5,363,000 | 4,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,580,000 | 2,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,290,000 | 2,633 |
| Earning assets | $274,973,000 | 2,248 |
| Long-term assets (5+ years) | $45,977,000 | 2,552 |
| Average Assets, year-to-date | $316,457,000 | 2,124 |
| Average Assets, quarterly | $314,524,500 | 2,172 |
| Volatile liabilities | $54,784,000 | 2,536 |
| Insider loans | $320,000 | 5,833 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $166,000 | 1,613 |
| Unused loan commitments | $16,900,000 | 3,084 |
| Tier 1 (core) risk-based capital | $30,077,000 | 2,104 |
| Tier 2 risk-based capital | $2,836,000 | 1,983 |
| Total risk weighted assets | $226,461,000 | 2,118 |
| Total unused commitments | $16,900,000 | 3,085 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 105 | 1,530 |
| Assets and Liabilities | ||
| Total Assets: | $313,944,000 | 2,190 |
| Cash and due from depository institutions | $26,366,000 | 1,530 |
| Interest-bearing balances | $21,983,000 | 1,136 |
| Securities | $60,456,000 | 2,059 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $197,969,000 | 2,317 |
| Loan loss allowance | $4,755,000 | 1,617 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $11,744,000 | 1,077 |
| Other real estate owned | $3,750,000 | 1,530 |
| Goodwill and other intangibles | $987,000 | 1,665 |
| All other assets | $12,672,000 | 1,557 |
| Life insurance assets | $7,615,000 | 876 |
| Total liabilities and capital | $313,944,000 | 2,190 |
| Total liabilities | $282,793,000 | 2,191 |
| Total deposits | $279,042,000 | 2,002 |
| Interest-bearing deposits | $243,345,000 | 1,998 |
| Deposits held in domestic offices | $279,042,000 | 2,000 |
| % insured | 84.86% | 5,502 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,751,000 | 1,424 |
| Total equity capital | $31,151,000 | 2,208 |
| Total bank equity capital | $31,151,000 | 2,207 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,100,000 | 1,845 |
| Surplus | $22,994,000 | 1,398 |
| Undivided profits | $6,057,000 | 4,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,716,000 | 3,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,276,000 | 2,835 |
| Earning assets | $280,408,000 | 2,240 |
| Long-term assets (5+ years) | $48,848,000 | 2,420 |
| Average Assets, year-to-date | $316,795,000 | 2,139 |
| Average Assets, quarterly | $318,757,000 | 2,154 |
| Volatile liabilities | $51,995,000 | 2,681 |
| Insider loans | $308,000 | 5,910 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $249,000 | 1,496 |
| Unused loan commitments | $18,055,000 | 3,062 |
| Tier 1 (core) risk-based capital | $30,687,000 | 2,103 |
| Tier 2 risk-based capital | $2,871,000 | 1,976 |
| Total risk weighted assets | $227,766,000 | 2,137 |
| Total unused commitments | $18,055,000 | 3,063 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 111 | 1,477 |
| Assets and Liabilities | ||
| Total Assets: | $323,570,000 | 2,148 |
| Cash and due from depository institutions | $32,981,000 | 1,477 |
| Interest-bearing balances | $27,048,000 | 814 |
| Securities | $61,618,000 | 1,971 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $197,980,000 | 2,355 |
| Loan loss allowance | $4,290,000 | 1,708 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,917,000 | 1,083 |
| Other real estate owned | $4,933,000 | 1,477 |
| Goodwill and other intangibles | $1,144,000 | 1,589 |
| All other assets | $12,997,000 | 1,556 |
| Life insurance assets | $7,553,000 | 886 |
| Total liabilities and capital | $323,570,000 | 2,148 |
| Total liabilities | $292,825,000 | 2,133 |
| Total deposits | $288,787,000 | 1,935 |
| Interest-bearing deposits | $249,229,000 | 1,945 |
| Deposits held in domestic offices | $288,787,000 | 1,933 |
| % insured | 76.44% | 4,689 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,038,000 | 1,382 |
| Total equity capital | $30,745,000 | 2,214 |
| Total bank equity capital | $30,745,000 | 2,213 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,100,000 | 1,871 |
| Surplus | $22,994,000 | 1,409 |
| Undivided profits | $5,651,000 | 4,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,603,000 | 3,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,409,000 | 2,480 |
| Earning assets | $286,646,000 | 2,200 |
| Long-term assets (5+ years) | $49,785,000 | 2,349 |
| Average Assets, year-to-date | $317,745,330 | 2,158 |
| Average Assets, quarterly | $321,203,500 | 2,147 |
| Volatile liabilities | $61,812,000 | 2,310 |
| Insider loans | $330,000 | 5,908 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $139,000 | 1,840 |
| Unused loan commitments | $21,621,000 | 2,802 |
| Tier 1 (core) risk-based capital | $30,371,000 | 2,142 |
| Tier 2 risk-based capital | $2,972,000 | 1,908 |
| Total risk weighted assets | $236,455,000 | 2,099 |
| Total unused commitments | $21,621,000 | 2,805 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 109 | 1,511 |
| Assets and Liabilities | ||
| Total Assets: | $318,837,000 | 2,177 |
| Cash and due from depository institutions | $25,444,000 | 1,511 |
| Interest-bearing balances | $20,857,000 | 906 |
| Securities | $58,462,000 | 2,043 |
| Federal funds sold & reverse repurchase agreements | $284,000 | 5,111 |
| Net loans & leases | $205,738,000 | 2,279 |
| Loan loss allowance | $3,955,000 | 1,736 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $11,920,000 | 1,074 |
| Other real estate owned | $3,589,000 | 1,511 |
| Goodwill and other intangibles | $1,259,000 | 1,566 |
| All other assets | $12,141,000 | 1,618 |
| Life insurance assets | $7,475,000 | 893 |
| Total liabilities and capital | $318,837,000 | 2,177 |
| Total liabilities | $287,849,000 | 2,166 |
| Total deposits | $284,242,000 | 1,973 |
| Interest-bearing deposits | $246,858,000 | 1,957 |
| Deposits held in domestic offices | $284,242,000 | 1,970 |
| % insured | 77.33% | 4,537 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,607,000 | 1,476 |
| Total equity capital | $30,988,000 | 2,219 |
| Total bank equity capital | $30,988,000 | 2,217 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,100,000 | 1,880 |
| Surplus | $22,994,000 | 1,389 |
| Undivided profits | $5,894,000 | 4,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,213,000 | 2,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,376,000 | 2,586 |
| Earning assets | $285,341,000 | 2,220 |
| Long-term assets (5+ years) | $47,974,000 | 2,406 |
| Average Assets, year-to-date | $314,833,000 | 2,187 |
| Average Assets, quarterly | $314,833,000 | 2,187 |
| Volatile liabilities | $61,309,000 | 2,331 |
| Insider loans | $330,000 | 5,964 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $1,773,000 | 844 |
| Unused loan commitments | $24,452,000 | 2,680 |
| Tier 1 (core) risk-based capital | $30,288,000 | 2,161 |
| Tier 2 risk-based capital | $3,001,000 | 1,877 |
| Total risk weighted assets | $239,122,000 | 2,074 |
| Total unused commitments | $24,452,000 | 2,684 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 106 | 1,578 |
| Assets and Liabilities | ||
| Total Assets: | $310,829,000 | 2,203 |
| Cash and due from depository institutions | $24,094,000 | 1,578 |
| Interest-bearing balances | $13,949,000 | 814 |
| Securities | $54,321,000 | 2,154 |
| Federal funds sold & reverse repurchase agreements | $11,000 | 5,301 |
| Net loans & leases | $202,838,000 | 2,321 |
| Loan loss allowance | $3,562,000 | 1,845 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $12,101,000 | 1,048 |
| Other real estate owned | $3,549,000 | 1,578 |
| Goodwill and other intangibles | $1,344,000 | 1,537 |
| All other assets | $12,571,000 | 1,586 |
| Life insurance assets | $7,403,000 | 901 |
| Total liabilities and capital | $310,829,000 | 2,203 |
| Total liabilities | $280,304,000 | 2,198 |
| Total deposits | $266,289,000 | 2,035 |
| Interest-bearing deposits | $227,724,000 | 2,050 |
| Deposits held in domestic offices | $266,289,000 | 2,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,039 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $7,870,000 | 3,563 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,145,000 | 1,634 |
| Total equity capital | $30,525,000 | 2,220 |
| Total bank equity capital | $30,525,000 | 2,220 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,100,000 | 1,885 |
| Surplus | $22,994,000 | 1,358 |
| Undivided profits | $5,431,000 | 4,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,224,000 | 2,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,391,000 | 2,701 |
| Earning assets | $271,119,000 | 2,291 |
| Long-term assets (5+ years) | $48,001,000 | 2,370 |
| Average Assets, year-to-date | $303,717,400 | 2,183 |
| Average Assets, quarterly | $312,069,500 | 2,181 |
| Volatile liabilities | $51,269,000 | 2,680 |
| Insider loans | $343,000 | 5,993 |
| FHLB advances | $7,870,000 | 3,452 |
| Loans and leases held for sale | $238,000 | 1,403 |
| Unused loan commitments | $25,744,000 | 2,604 |
| Tier 1 (core) risk-based capital | $29,675,000 | 2,172 |
| Tier 2 risk-based capital | $2,987,000 | 1,865 |
| Total risk weighted assets | $238,479,000 | 2,085 |
| Total unused commitments | $25,744,000 | 2,606 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 106 | 1,596 |
| Assets and Liabilities | ||
| Total Assets: | $313,310,000 | 2,187 |
| Cash and due from depository institutions | $23,150,000 | 1,596 |
| Interest-bearing balances | $16,568,000 | 433 |
| Securities | $57,071,000 | 2,023 |
| Federal funds sold & reverse repurchase agreements | $84,000 | 5,652 |
| Net loans & leases | $202,418,000 | 2,332 |
| Loan loss allowance | $3,137,000 | 1,878 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $12,246,000 | 1,031 |
| Other real estate owned | $3,844,000 | 1,596 |
| Goodwill and other intangibles | $1,495,000 | 1,539 |
| All other assets | $13,002,000 | 1,535 |
| Life insurance assets | $7,326,000 | 901 |
| Total liabilities and capital | $313,310,000 | 2,187 |
| Total liabilities | $283,241,000 | 2,166 |
| Total deposits | $264,381,000 | 2,022 |
| Interest-bearing deposits | $225,364,000 | 2,054 |
| Deposits held in domestic offices | $264,381,000 | 2,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $14,973,000 | 2,669 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,887,000 | 1,385 |
| Total equity capital | $30,069,000 | 2,284 |
| Total bank equity capital | $30,069,000 | 2,284 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,100,000 | 1,901 |
| Surplus | $22,994,000 | 1,341 |
| Undivided profits | $4,975,000 | 4,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,284,000 | 2,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,364,000 | 2,880 |
| Earning assets | $276,141,000 | 2,242 |
| Long-term assets (5+ years) | $46,820,000 | 2,374 |
| Average Assets, year-to-date | $301,939,500 | 2,202 |
| Average Assets, quarterly | $308,959,500 | 2,193 |
| Volatile liabilities | $51,724,000 | 2,598 |
| Insider loans | $348,000 | 5,969 |
| FHLB advances | $14,973,000 | 2,563 |
| Loans and leases held for sale | $265,000 | 1,263 |
| Unused loan commitments | $27,392,000 | 2,628 |
| Tier 1 (core) risk-based capital | $29,337,000 | 2,245 |
| Tier 2 risk-based capital | $2,841,000 | 1,881 |
| Total risk weighted assets | $235,044,000 | 2,118 |
| Total unused commitments | $27,392,000 | 2,630 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 107 | 1,593 |
| Assets and Liabilities | ||
| Total Assets: | $304,609,000 | 2,225 |
| Cash and due from depository institutions | $23,253,000 | 1,593 |
| Interest-bearing balances | $14,792,000 | 448 |
| Securities | $58,403,000 | 2,027 |
| Federal funds sold & reverse repurchase agreements | $4,565,000 | 2,402 |
| Net loans & leases | $191,920,000 | 2,415 |
| Loan loss allowance | $3,102,000 | 1,846 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,214,000 | 1,022 |
| Other real estate owned | $387,000 | 1,593 |
| Goodwill and other intangibles | $1,651,000 | 1,491 |
| All other assets | $12,216,000 | 1,567 |
| Life insurance assets | $7,253,000 | 908 |
| Total liabilities and capital | $304,609,000 | 2,225 |
| Total liabilities | $274,077,000 | 2,207 |
| Total deposits | $269,760,000 | 1,971 |
| Interest-bearing deposits | $228,605,000 | 2,017 |
| Deposits held in domestic offices | $269,760,000 | 1,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,317,000 | 1,281 |
| Total equity capital | $30,532,000 | 2,256 |
| Total bank equity capital | $30,532,000 | 2,256 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,100,000 | 1,909 |
| Surplus | $22,994,000 | 1,322 |
| Undivided profits | $5,438,000 | 4,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,348,000 | 1,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,457,000 | 2,634 |
| Earning assets | $269,680,000 | 2,266 |
| Long-term assets (5+ years) | $47,148,000 | 2,334 |
| Average Assets, year-to-date | $298,149,330 | 2,218 |
| Average Assets, quarterly | $302,594,000 | 2,225 |
| Volatile liabilities | $36,269,000 | 3,365 |
| Insider loans | $360,000 | 5,926 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $214,000 | 1,453 |
| Unused loan commitments | $28,184,000 | 2,654 |
| Tier 1 (core) risk-based capital | $29,506,000 | 2,222 |
| Tier 2 risk-based capital | $2,910,000 | 1,810 |
| Total risk weighted assets | $232,771,000 | 2,114 |
| Total unused commitments | $28,184,000 | 2,655 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 107 | 1,586 |
| Assets and Liabilities | ||
| Total Assets: | $300,579,000 | 2,240 |
| Cash and due from depository institutions | $17,215,000 | 1,586 |
| Interest-bearing balances | $9,992,000 | 787 |
| Securities | $63,605,000 | 1,858 |
| Federal funds sold & reverse repurchase agreements | $2,336,000 | 4,715 |
| Net loans & leases | $191,866,000 | 2,366 |
| Loan loss allowance | $2,566,000 | 2,081 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $11,676,000 | 1,070 |
| Other real estate owned | $558,000 | 1,586 |
| Goodwill and other intangibles | $1,765,000 | 1,470 |
| All other assets | $11,558,000 | 1,583 |
| Life insurance assets | $7,181,000 | 905 |
| Total liabilities and capital | $300,579,000 | 2,240 |
| Total liabilities | $269,838,000 | 2,230 |
| Total deposits | $265,711,000 | 2,003 |
| Interest-bearing deposits | $225,968,000 | 2,038 |
| Deposits held in domestic offices | $265,711,000 | 1,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,127,000 | 1,404 |
| Total equity capital | $30,741,000 | 2,295 |
| Total bank equity capital | $30,741,000 | 2,295 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,100,000 | 1,909 |
| Surplus | $22,994,000 | 1,309 |
| Undivided profits | $5,647,000 | 4,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,683,000 | 1,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,553,000 | 2,530 |
| Earning assets | $267,799,000 | 2,279 |
| Long-term assets (5+ years) | $52,966,000 | 2,071 |
| Average Assets, year-to-date | $294,919,500 | 2,250 |
| Average Assets, quarterly | $294,919,500 | 2,250 |
| Volatile liabilities | $35,739,000 | 3,384 |
| Insider loans | $361,000 | 5,903 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $727,000 | 1,081 |
| Unused loan commitments | $29,264,000 | 2,643 |
| Tier 1 (core) risk-based capital | $29,347,000 | 2,235 |
| Tier 2 risk-based capital | $2,566,000 | 1,976 |
| Total risk weighted assets | $230,272,000 | 2,117 |
| Total unused commitments | $29,264,000 | 2,646 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 106 | 1,612 |
| Assets and Liabilities | ||
| Total Assets: | $289,260,000 | 2,286 |
| Cash and due from depository institutions | $15,197,000 | 1,612 |
| Interest-bearing balances | $6,500,000 | 866 |
| Securities | $62,478,000 | 1,877 |
| Federal funds sold & reverse repurchase agreements | $97,000 | 5,955 |
| Net loans & leases | $186,877,000 | 2,403 |
| Loan loss allowance | $2,442,000 | 2,143 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,819,000 | 1,172 |
| Other real estate owned | $239,000 | 1,612 |
| Goodwill and other intangibles | $1,879,000 | 1,437 |
| All other assets | $11,674,000 | 1,574 |
| Life insurance assets | $7,107,000 | 904 |
| Total liabilities and capital | $289,260,000 | 2,286 |
| Total liabilities | $258,518,000 | 2,282 |
| Total deposits | $255,348,000 | 2,064 |
| Interest-bearing deposits | $214,315,000 | 2,122 |
| Deposits held in domestic offices | $255,348,000 | 2,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $55,000 | 5,461 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,115,000 | 1,735 |
| Total equity capital | $30,742,000 | 2,274 |
| Total bank equity capital | $30,742,000 | 2,274 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,100,000 | 1,901 |
| Surplus | $22,994,000 | 1,293 |
| Undivided profits | $5,648,000 | 4,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,024,000 | 3,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,872,000 | 2,282 |
| Earning assets | $255,952,000 | 2,340 |
| Long-term assets (5+ years) | $60,748,000 | 1,732 |
| Average Assets, year-to-date | $294,060,800 | 2,183 |
| Average Assets, quarterly | $290,406,000 | 2,266 |
| Volatile liabilities | $34,491,000 | 3,481 |
| Insider loans | $360,000 | 5,945 |
| FHLB advances | $55,000 | 5,095 |
| Loans and leases held for sale | $226,000 | 1,457 |
| Unused loan commitments | $30,396,000 | 2,567 |
| Tier 1 (core) risk-based capital | $29,304,000 | 2,242 |
| Tier 2 risk-based capital | $2,442,000 | 2,046 |
| Total risk weighted assets | $218,500,000 | 2,200 |
| Total unused commitments | $30,396,000 | 2,568 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 107 | 1,597 |
| Assets and Liabilities | ||
| Total Assets: | $291,552,000 | 2,249 |
| Cash and due from depository institutions | $12,096,000 | 1,597 |
| Interest-bearing balances | $5,276,000 | 953 |
| Securities | $65,993,000 | 1,781 |
| Federal funds sold & reverse repurchase agreements | $781,000 | 5,225 |
| Net loans & leases | $187,984,000 | 2,361 |
| Loan loss allowance | $2,571,000 | 2,015 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $10,587,000 | 1,174 |
| Other real estate owned | $0 | 1,597 |
| Goodwill and other intangibles | $1,993,000 | 1,382 |
| All other assets | $12,118,000 | 1,512 |
| Life insurance assets | $7,038,000 | 884 |
| Total liabilities and capital | $291,552,000 | 2,249 |
| Total liabilities | $261,445,000 | 2,239 |
| Total deposits | $252,859,000 | 2,077 |
| Interest-bearing deposits | $215,755,000 | 2,082 |
| Deposits held in domestic offices | $252,859,000 | 2,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,055,000 | 3,437 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,531,000 | 1,562 |
| Total equity capital | $30,107,000 | 2,280 |
| Total bank equity capital | $30,107,000 | 2,280 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,100,000 | 1,881 |
| Surplus | $22,994,000 | 1,263 |
| Undivided profits | $5,013,000 | 4,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 3,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,090,000 | 2,188 |
| Earning assets | $260,034,000 | 2,288 |
| Long-term assets (5+ years) | $61,085,000 | 1,676 |
| Average Assets, year-to-date | $295,261,000 | 2,174 |
| Average Assets, quarterly | $291,560,000 | 2,232 |
| Volatile liabilities | $33,847,000 | 3,451 |
| Insider loans | $682,000 | 4,973 |
| FHLB advances | $5,055,000 | 3,287 |
| Loans and leases held for sale | $227,000 | 1,451 |
| Unused loan commitments | $31,557,000 | 2,528 |
| Tier 1 (core) risk-based capital | $28,420,000 | 2,304 |
| Tier 2 risk-based capital | $2,666,000 | 1,893 |
| Total risk weighted assets | $219,928,000 | 2,163 |
| Total unused commitments | $31,557,000 | 2,528 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 105 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $291,568,000 | 2,262 |
| Cash and due from depository institutions | $11,892,000 | 1,664 |
| Interest-bearing balances | $5,628,000 | 951 |
| Securities | $69,909,000 | 1,675 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $185,082,000 | 2,389 |
| Loan loss allowance | $2,603,000 | 2,010 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $10,375,000 | 1,188 |
| Other real estate owned | $105,000 | 1,664 |
| Goodwill and other intangibles | $2,109,000 | 1,359 |
| All other assets | $12,096,000 | 1,515 |
| Life insurance assets | $6,969,000 | 886 |
| Total liabilities and capital | $291,568,000 | 2,262 |
| Total liabilities | $258,903,000 | 2,269 |
| Total deposits | $250,002,000 | 2,123 |
| Interest-bearing deposits | $214,467,000 | 2,113 |
| Deposits held in domestic offices | $250,002,000 | 2,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $218,000 | 3,210 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,110,000 | 3,334 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,573,000 | 1,511 |
| Total equity capital | $32,665,000 | 2,072 |
| Total bank equity capital | $32,665,000 | 2,072 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,100,000 | 1,876 |
| Surplus | $22,994,000 | 1,271 |
| Undivided profits | $7,571,000 | 3,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 5,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,880,000 | 2,253 |
| Earning assets | $260,619,000 | 2,295 |
| Long-term assets (5+ years) | $63,888,000 | 1,584 |
| Average Assets, year-to-date | $296,497,330 | 2,201 |
| Average Assets, quarterly | $294,967,500 | 2,228 |
| Volatile liabilities | $30,887,000 | 3,631 |
| Insider loans | $731,000 | 4,844 |
| FHLB advances | $5,110,000 | 3,184 |
| Loans and leases held for sale | $188,000 | 1,567 |
| Unused loan commitments | $36,427,000 | 2,314 |
| Tier 1 (core) risk-based capital | $30,828,000 | 2,126 |
| Tier 2 risk-based capital | $2,711,000 | 1,878 |
| Total risk weighted assets | $218,646,000 | 2,162 |
| Total unused commitments | $36,427,000 | 2,315 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 105 | 1,645 |
| Assets and Liabilities | ||
| Total Assets: | $298,367,000 | 2,208 |
| Cash and due from depository institutions | $13,150,000 | 1,645 |
| Interest-bearing balances | $5,408,000 | 1,079 |
| Securities | $71,637,000 | 1,650 |
| Federal funds sold & reverse repurchase agreements | $6,006,000 | 2,924 |
| Net loans & leases | $184,069,000 | 2,382 |
| Loan loss allowance | $2,575,000 | 2,024 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,743,000 | 1,250 |
| Other real estate owned | $65,000 | 1,645 |
| Goodwill and other intangibles | $2,202,000 | 1,317 |
| All other assets | $11,495,000 | 1,524 |
| Life insurance assets | $6,900,000 | 874 |
| Total liabilities and capital | $298,367,000 | 2,208 |
| Total liabilities | $266,668,000 | 2,202 |
| Total deposits | $257,724,000 | 2,055 |
| Interest-bearing deposits | $214,892,000 | 2,107 |
| Deposits held in domestic offices | $257,724,000 | 2,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,110,000 | 3,270 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,834,000 | 1,440 |
| Total equity capital | $31,699,000 | 2,156 |
| Total bank equity capital | $31,699,000 | 2,156 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,100,000 | 1,861 |
| Surplus | $22,994,000 | 1,251 |
| Undivided profits | $6,605,000 | 4,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 5,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,872,000 | 2,180 |
| Earning assets | $267,120,000 | 2,256 |
| Long-term assets (5+ years) | $65,956,000 | 1,527 |
| Average Assets, year-to-date | $298,962,000 | 2,190 |
| Average Assets, quarterly | $298,962,000 | 2,190 |
| Volatile liabilities | $32,393,000 | 3,465 |
| Insider loans | $786,000 | 4,725 |
| FHLB advances | $5,110,000 | 3,133 |
| Loans and leases held for sale | $284,000 | 1,425 |
| Unused loan commitments | $39,869,000 | 2,152 |
| Tier 1 (core) risk-based capital | $29,711,000 | 2,175 |
| Tier 2 risk-based capital | $2,696,000 | 1,874 |
| Total risk weighted assets | $216,947,000 | 2,150 |
| Total unused commitments | $39,869,000 | 2,153 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 103 | 1,676 |
| Assets and Liabilities | ||
| Total Assets: | $299,557,000 | 2,177 |
| Cash and due from depository institutions | $15,268,000 | 1,676 |
| Interest-bearing balances | $5,564,000 | 996 |
| Securities | $68,118,000 | 1,745 |
| Federal funds sold & reverse repurchase agreements | $6,478,000 | 2,420 |
| Net loans & leases | $187,052,000 | 2,343 |
| Loan loss allowance | $2,465,000 | 2,085 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,246,000 | 1,293 |
| Other real estate owned | $65,000 | 1,676 |
| Goodwill and other intangibles | $1,920,000 | 1,377 |
| All other assets | $11,410,000 | 1,545 |
| Life insurance assets | $6,831,000 | 858 |
| Total liabilities and capital | $299,557,000 | 2,177 |
| Total liabilities | $268,180,000 | 2,174 |
| Total deposits | $259,845,000 | 2,027 |
| Interest-bearing deposits | $217,662,000 | 2,075 |
| Deposits held in domestic offices | $259,845,000 | 2,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,165,000 | 3,376 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,170,000 | 1,652 |
| Total equity capital | $31,377,000 | 2,146 |
| Total bank equity capital | $31,377,000 | 2,146 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,100,000 | 1,852 |
| Surplus | $22,994,000 | 1,224 |
| Undivided profits | $6,283,000 | 4,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $717,000 | 3,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,881,000 | 2,232 |
| Earning assets | $267,212,000 | 2,232 |
| Long-term assets (5+ years) | $67,731,000 | 1,489 |
| Average Assets, year-to-date | $290,552,400 | 2,145 |
| Average Assets, quarterly | $296,671,000 | 2,179 |
| Volatile liabilities | $31,528,000 | 3,630 |
| Insider loans | $849,000 | 4,560 |
| FHLB advances | $5,165,000 | 3,251 |
| Loans and leases held for sale | $446,000 | 1,235 |
| Unused loan commitments | $36,657,000 | 2,262 |
| Tier 1 (core) risk-based capital | $29,327,000 | 2,176 |
| Tier 2 risk-based capital | $2,560,000 | 1,944 |
| Total risk weighted assets | $218,577,000 | 2,136 |
| Total unused commitments | $36,657,000 | 2,263 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 103 | 1,685 |
| Assets and Liabilities | ||
| Total Assets: | $293,785,000 | 2,199 |
| Cash and due from depository institutions | $10,673,000 | 1,685 |
| Interest-bearing balances | $3,575,000 | 1,252 |
| Securities | $71,905,000 | 1,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $188,868,000 | 2,328 |
| Loan loss allowance | $2,356,000 | 2,161 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,886,000 | 1,337 |
| Other real estate owned | $65,000 | 1,685 |
| Goodwill and other intangibles | $2,058,000 | 1,332 |
| All other assets | $11,330,000 | 1,554 |
| Life insurance assets | $6,727,000 | 842 |
| Total liabilities and capital | $293,785,000 | 2,199 |
| Total liabilities | $263,363,000 | 2,185 |
| Total deposits | $249,111,000 | 2,078 |
| Interest-bearing deposits | $210,813,000 | 2,092 |
| Deposits held in domestic offices | $249,111,000 | 2,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $982,000 | 2,827 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,165,000 | 2,613 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,105,000 | 1,661 |
| Total equity capital | $30,422,000 | 2,179 |
| Total bank equity capital | $30,422,000 | 2,179 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,100,000 | 1,853 |
| Surplus | $22,994,000 | 1,219 |
| Undivided profits | $5,328,000 | 4,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 3,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,833,000 | 2,301 |
| Earning assets | $264,348,000 | 2,233 |
| Long-term assets (5+ years) | $71,424,000 | 1,415 |
| Average Assets, year-to-date | $288,301,250 | 2,165 |
| Average Assets, quarterly | $292,029,500 | 2,190 |
| Volatile liabilities | $31,435,000 | 3,640 |
| Insider loans | $655,000 | 5,035 |
| FHLB advances | $10,165,000 | 2,487 |
| Loans and leases held for sale | $668,000 | 1,081 |
| Unused loan commitments | $39,807,000 | 2,158 |
| Tier 1 (core) risk-based capital | $28,251,000 | 2,240 |
| Tier 2 risk-based capital | $2,438,000 | 2,029 |
| Total risk weighted assets | $218,295,000 | 2,123 |
| Total unused commitments | $39,807,000 | 2,160 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 102 | 1,717 |
| Assets and Liabilities | ||
| Total Assets: | $290,274,000 | 2,198 |
| Cash and due from depository institutions | $15,045,000 | 1,717 |
| Interest-bearing balances | $4,155,000 | 1,157 |
| Securities | $75,002,000 | 1,606 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $178,483,000 | 2,408 |
| Loan loss allowance | $2,329,000 | 2,169 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,372,000 | 1,391 |
| Other real estate owned | $25,000 | 1,717 |
| Goodwill and other intangibles | $2,196,000 | 1,292 |
| All other assets | $11,151,000 | 1,580 |
| Life insurance assets | $6,637,000 | 832 |
| Total liabilities and capital | $290,274,000 | 2,198 |
| Total liabilities | $259,339,000 | 2,217 |
| Total deposits | $244,569,000 | 2,097 |
| Interest-bearing deposits | $204,462,000 | 2,123 |
| Deposits held in domestic offices | $244,569,000 | 2,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,595,000 | 2,602 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,220,000 | 2,615 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,955,000 | 1,617 |
| Total equity capital | $30,935,000 | 2,073 |
| Total bank equity capital | $30,935,000 | 2,073 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,100,000 | 1,847 |
| Surplus | $22,994,000 | 1,197 |
| Undivided profits | $5,841,000 | 4,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $840,000 | 2,752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,737,000 | 2,162 |
| Earning assets | $257,640,000 | 2,267 |
| Long-term assets (5+ years) | $74,369,000 | 1,357 |
| Average Assets, year-to-date | $286,473,330 | 2,186 |
| Average Assets, quarterly | $287,339,500 | 2,196 |
| Volatile liabilities | $32,504,000 | 3,496 |
| Insider loans | $635,000 | 5,079 |
| FHLB advances | $10,220,000 | 2,485 |
| Loans and leases held for sale | $441,000 | 1,237 |
| Unused loan commitments | $33,340,000 | 2,430 |
| Tier 1 (core) risk-based capital | $28,619,000 | 2,181 |
| Tier 2 risk-based capital | $2,416,000 | 2,028 |
| Total risk weighted assets | $208,162,000 | 2,191 |
| Total unused commitments | $33,340,000 | 2,431 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 102 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $284,405,000 | 2,213 |
| Cash and due from depository institutions | $11,296,000 | 1,697 |
| Interest-bearing balances | $4,133,000 | 1,262 |
| Securities | $76,862,000 | 1,606 |
| Federal funds sold & reverse repurchase agreements | $2,527,000 | 3,907 |
| Net loans & leases | $172,944,000 | 2,419 |
| Loan loss allowance | $2,223,000 | 2,212 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,440,000 | 1,526 |
| Other real estate owned | $25,000 | 1,697 |
| Goodwill and other intangibles | $2,333,000 | 1,233 |
| All other assets | $10,978,000 | 1,560 |
| Life insurance assets | $6,593,000 | 814 |
| Total liabilities and capital | $284,405,000 | 2,213 |
| Total liabilities | $254,070,000 | 2,228 |
| Total deposits | $240,654,000 | 2,122 |
| Interest-bearing deposits | $201,311,000 | 2,139 |
| Deposits held in domestic offices | $240,654,000 | 2,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,220,000 | 2,542 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,196,000 | 1,500 |
| Total equity capital | $30,335,000 | 2,091 |
| Total bank equity capital | $30,335,000 | 2,091 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,100,000 | 1,835 |
| Surplus | $22,994,000 | 1,159 |
| Undivided profits | $5,241,000 | 4,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 6,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,623,000 | 2,195 |
| Earning assets | $256,466,000 | 2,257 |
| Long-term assets (5+ years) | $76,723,000 | 1,287 |
| Average Assets, year-to-date | $284,573,000 | 2,197 |
| Average Assets, quarterly | $284,573,000 | 2,197 |
| Volatile liabilities | $28,463,000 | 3,645 |
| Insider loans | $1,250,000 | 3,756 |
| FHLB advances | $10,220,000 | 2,430 |
| Loans and leases held for sale | $412,000 | 1,183 |
| Unused loan commitments | $26,922,000 | 2,762 |
| Tier 1 (core) risk-based capital | $27,877,000 | 2,195 |
| Tier 2 risk-based capital | $2,314,000 | 2,056 |
| Total risk weighted assets | $203,290,000 | 2,194 |
| Total unused commitments | $26,922,000 | 2,764 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 101 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $284,741,000 | 2,188 |
| Cash and due from depository institutions | $15,267,000 | 1,710 |
| Interest-bearing balances | $4,039,000 | 1,303 |
| Securities | $79,073,000 | 1,545 |
| Federal funds sold & reverse repurchase agreements | $1,463,000 | 4,412 |
| Net loans & leases | $172,114,000 | 2,405 |
| Loan loss allowance | $2,106,000 | 2,276 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,460,000 | 1,731 |
| Other real estate owned | $0 | 1,710 |
| Goodwill and other intangibles | $2,471,000 | 1,182 |
| All other assets | $7,893,000 | 2,043 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $284,741,000 | 2,188 |
| Total liabilities | $255,122,000 | 2,194 |
| Total deposits | $237,603,000 | 2,117 |
| Interest-bearing deposits | $198,139,000 | 2,128 |
| Deposits held in domestic offices | $237,603,000 | 2,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,275,000 | 2,082 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,244,000 | 1,964 |
| Total equity capital | $29,619,000 | 2,117 |
| Total bank equity capital | $29,619,000 | 2,117 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,100,000 | 1,826 |
| Surplus | $20,994,000 | 1,212 |
| Undivided profits | $6,525,000 | 3,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 4,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,691,000 | 2,112 |
| Earning assets | $256,689,000 | 2,220 |
| Long-term assets (5+ years) | $79,737,000 | 1,222 |
| Average Assets, year-to-date | $266,688,800 | 2,225 |
| Average Assets, quarterly | $279,228,500 | 2,200 |
| Volatile liabilities | $56,388,000 | 2,230 |
| Insider loans | $1,736,000 | 3,096 |
| FHLB advances | $15,275,000 | 1,963 |
| Loans and leases held for sale | $304,000 | 1,319 |
| Unused loan commitments | $32,219,000 | 2,428 |
| Tier 1 (core) risk-based capital | $27,077,000 | 2,220 |
| Tier 2 risk-based capital | $2,157,000 | 2,139 |
| Total risk weighted assets | $194,152,000 | 2,236 |
| Total unused commitments | $32,219,000 | 2,428 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 101 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $273,716,000 | 2,235 |
| Cash and due from depository institutions | $12,649,000 | 1,705 |
| Interest-bearing balances | $4,660,000 | 1,152 |
| Securities | $84,129,000 | 1,450 |
| Federal funds sold & reverse repurchase agreements | $3,076,000 | 3,081 |
| Net loans & leases | $158,343,000 | 2,536 |
| Loan loss allowance | $1,992,000 | 2,371 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,844,000 | 1,869 |
| Other real estate owned | $0 | 1,705 |
| Goodwill and other intangibles | $2,609,000 | 1,128 |
| All other assets | $7,066,000 | 2,162 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $273,716,000 | 2,235 |
| Total liabilities | $244,783,000 | 2,242 |
| Total deposits | $232,155,000 | 2,130 |
| Interest-bearing deposits | $196,099,000 | 2,115 |
| Deposits held in domestic offices | $232,155,000 | 2,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,275,000 | 2,642 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,353,000 | 1,833 |
| Total equity capital | $28,933,000 | 2,134 |
| Total bank equity capital | $28,933,000 | 2,134 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,100,000 | 1,794 |
| Surplus | $20,994,000 | 1,177 |
| Undivided profits | $5,839,000 | 4,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 3,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,477,000 | 2,346 |
| Earning assets | $250,208,000 | 2,237 |
| Long-term assets (5+ years) | $81,333,000 | 1,195 |
| Average Assets, year-to-date | $262,175,750 | 2,244 |
| Average Assets, quarterly | $268,733,000 | 2,255 |
| Volatile liabilities | $21,606,000 | 4,215 |
| Insider loans | $1,496,000 | 3,351 |
| FHLB advances | $10,275,000 | 2,494 |
| Loans and leases held for sale | $385,000 | 1,334 |
| Unused loan commitments | $31,438,000 | 2,439 |
| Tier 1 (core) risk-based capital | $26,253,000 | 2,250 |
| Tier 2 risk-based capital | $2,043,000 | 2,230 |
| Total risk weighted assets | $177,607,000 | 2,367 |
| Total unused commitments | $31,438,000 | 2,442 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 97 | 1,772 |
| Assets and Liabilities | ||
| Total Assets: | $263,750,000 | 2,270 |
| Cash and due from depository institutions | $11,565,000 | 1,772 |
| Interest-bearing balances | $4,554,000 | 1,148 |
| Securities | $90,114,000 | 1,368 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $146,780,000 | 2,640 |
| Loan loss allowance | $1,932,000 | 2,417 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,445,000 | 1,977 |
| Other real estate owned | $0 | 1,772 |
| Goodwill and other intangibles | $2,747,000 | 1,092 |
| All other assets | $7,099,000 | 2,086 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $263,750,000 | 2,270 |
| Total liabilities | $235,760,000 | 2,279 |
| Total deposits | $232,310,000 | 2,081 |
| Interest-bearing deposits | $196,615,000 | 2,063 |
| Deposits held in domestic offices | $232,310,000 | 2,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,181,000 | 2,743 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $330,000 | 5,508 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,939,000 | 2,015 |
| Total equity capital | $27,990,000 | 2,153 |
| Total bank equity capital | $27,990,000 | 2,153 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,100,000 | 1,776 |
| Surplus | $20,994,000 | 1,154 |
| Undivided profits | $4,896,000 | 4,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 5,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,542,000 | 2,016 |
| Earning assets | $241,448,000 | 2,272 |
| Long-term assets (5+ years) | $84,451,000 | 1,155 |
| Average Assets, year-to-date | $258,329,000 | 2,255 |
| Average Assets, quarterly | $261,004,500 | 2,261 |
| Volatile liabilities | $13,753,000 | 5,197 |
| Insider loans | $1,335,000 | 3,542 |
| FHLB advances | $330,000 | 5,227 |
| Loans and leases held for sale | $387,000 | 1,335 |
| Unused loan commitments | $28,416,000 | 2,540 |
| Tier 1 (core) risk-based capital | $25,154,000 | 2,279 |
| Tier 2 risk-based capital | $1,993,000 | 2,247 |
| Total risk weighted assets | $170,090,000 | 2,412 |
| Total unused commitments | $28,416,000 | 2,542 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 97 | 1,766 |
| Assets and Liabilities | ||
| Total Assets: | $258,259,000 | 2,290 |
| Cash and due from depository institutions | $13,646,000 | 1,766 |
| Interest-bearing balances | $4,964,000 | 1,110 |
| Securities | $93,981,000 | 1,343 |
| Federal funds sold & reverse repurchase agreements | $89,000 | 6,193 |
| Net loans & leases | $136,432,000 | 2,752 |
| Loan loss allowance | $1,888,000 | 2,431 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,957,000 | 2,146 |
| Other real estate owned | $20,000 | 1,766 |
| Goodwill and other intangibles | $2,884,000 | 1,056 |
| All other assets | $6,250,000 | 2,283 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $258,259,000 | 2,290 |
| Total liabilities | $230,664,000 | 2,313 |
| Total deposits | $228,522,000 | 2,094 |
| Interest-bearing deposits | $192,143,000 | 2,098 |
| Deposits held in domestic offices | $228,522,000 | 2,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $330,000 | 5,387 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,812,000 | 2,103 |
| Total equity capital | $27,595,000 | 2,111 |
| Total bank equity capital | $27,595,000 | 2,111 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,100,000 | 1,780 |
| Surplus | $19,494,000 | 1,194 |
| Undivided profits | $6,001,000 | 4,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,416,000 | 2,157 |
| Earning assets | $235,466,000 | 2,306 |
| Long-term assets (5+ years) | $88,247,000 | 1,136 |
| Average Assets, year-to-date | $255,618,500 | 2,289 |
| Average Assets, quarterly | $255,618,500 | 2,289 |
| Volatile liabilities | $14,545,000 | 4,954 |
| Insider loans | $1,533,000 | 3,289 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $71,000 | 1,689 |
| Unused loan commitments | $26,753,000 | 2,582 |
| Tier 1 (core) risk-based capital | $24,711,000 | 2,263 |
| Tier 2 risk-based capital | $1,888,000 | 2,313 |
| Total risk weighted assets | $174,210,000 | 2,321 |
| Total unused commitments | $26,753,000 | 2,587 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 98 | 1,742 |
| Assets and Liabilities | ||
| Total Assets: | $252,978,000 | 2,307 |
| Cash and due from depository institutions | $12,473,000 | 1,742 |
| Interest-bearing balances | $5,246,000 | 1,056 |
| Securities | $89,938,000 | 1,413 |
| Federal funds sold & reverse repurchase agreements | $4,346,000 | 2,504 |
| Net loans & leases | $131,846,000 | 2,813 |
| Loan loss allowance | $1,838,000 | 2,487 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,915,000 | 2,140 |
| Other real estate owned | $20,000 | 1,742 |
| Goodwill and other intangibles | $3,022,000 | 1,021 |
| All other assets | $6,418,000 | 2,187 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $252,978,000 | 2,307 |
| Total liabilities | $225,647,000 | 2,329 |
| Total deposits | $223,654,000 | 2,103 |
| Interest-bearing deposits | $187,892,000 | 2,104 |
| Deposits held in domestic offices | $223,654,000 | 2,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $385,000 | 5,401 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,608,000 | 2,263 |
| Total equity capital | $27,331,000 | 2,144 |
| Total bank equity capital | $27,331,000 | 2,144 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,100,000 | 1,762 |
| Surplus | $19,494,000 | 1,179 |
| Undivided profits | $5,737,000 | 4,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 6,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,402,000 | 2,146 |
| Earning assets | $231,376,000 | 2,322 |
| Long-term assets (5+ years) | $84,927,000 | 1,195 |
| Average Assets, year-to-date | $252,346,800 | 2,208 |
| Average Assets, quarterly | $252,503,000 | 2,294 |
| Volatile liabilities | $16,739,000 | 4,576 |
| Insider loans | $1,580,000 | 3,229 |
| FHLB advances | $385,000 | 5,100 |
| Loans and leases held for sale | $506,000 | 1,142 |
| Unused loan commitments | $19,999,000 | 3,049 |
| Tier 1 (core) risk-based capital | $24,140,000 | 2,284 |
| Tier 2 risk-based capital | $1,838,000 | 2,352 |
| Total risk weighted assets | $163,421,000 | 2,441 |
| Total unused commitments | $19,999,000 | 3,050 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 91 | 1,877 |
| Assets and Liabilities | ||
| Total Assets: | $252,028,000 | 2,293 |
| Cash and due from depository institutions | $13,093,000 | 1,877 |
| Interest-bearing balances | $4,946,000 | 1,160 |
| Securities | $93,041,000 | 1,380 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $131,131,000 | 2,788 |
| Loan loss allowance | $1,859,000 | 2,449 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,928,000 | 2,106 |
| Other real estate owned | $0 | 1,877 |
| Goodwill and other intangibles | $3,160,000 | 973 |
| All other assets | $6,675,000 | 2,087 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $252,028,000 | 2,293 |
| Total liabilities | $224,405,000 | 2,314 |
| Total deposits | $222,050,000 | 2,084 |
| Interest-bearing deposits | $188,331,000 | 2,085 |
| Deposits held in domestic offices | $222,050,000 | 2,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,282 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $385,000 | 5,435 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,570,000 | 2,297 |
| Total equity capital | $27,623,000 | 2,089 |
| Total bank equity capital | $27,623,000 | 2,089 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,100,000 | 1,754 |
| Surplus | $19,493,000 | 1,145 |
| Undivided profits | $6,030,000 | 4,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $510,000 | 3,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,343,000 | 2,309 |
| Earning assets | $229,118,000 | 2,315 |
| Long-term assets (5+ years) | $88,715,000 | 1,167 |
| Average Assets, year-to-date | $252,189,000 | 2,203 |
| Average Assets, quarterly | $249,431,500 | 2,282 |
| Volatile liabilities | $19,134,000 | 4,196 |
| Insider loans | $1,992,000 | 2,691 |
| FHLB advances | $385,000 | 5,144 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $15,192,000 | 3,557 |
| Tier 1 (core) risk-based capital | $24,326,000 | 2,242 |
| Tier 2 risk-based capital | $1,859,000 | 2,314 |
| Total risk weighted assets | $158,469,000 | 2,478 |
| Total unused commitments | $15,192,000 | 3,560 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 91 | 1,891 |
| Assets and Liabilities | ||
| Total Assets: | $246,835,000 | 2,304 |
| Cash and due from depository institutions | $12,262,000 | 1,891 |
| Interest-bearing balances | $4,948,000 | 1,179 |
| Securities | $90,589,000 | 1,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $129,754,000 | 2,777 |
| Loan loss allowance | $1,792,000 | 2,518 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,506,000 | 2,224 |
| Other real estate owned | $69,000 | 1,891 |
| Goodwill and other intangibles | $3,298,000 | 933 |
| All other assets | $6,357,000 | 2,163 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $246,835,000 | 2,304 |
| Total liabilities | $219,833,000 | 2,338 |
| Total deposits | $216,737,000 | 2,105 |
| Interest-bearing deposits | $186,223,000 | 2,077 |
| Deposits held in domestic offices | $216,737,000 | 2,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $695,000 | 3,065 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $440,000 | 5,397 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,961,000 | 1,797 |
| Total equity capital | $27,002,000 | 2,044 |
| Total bank equity capital | $27,002,000 | 2,044 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,100,000 | 1,758 |
| Surplus | $19,494,000 | 1,120 |
| Undivided profits | $5,408,000 | 4,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 5,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,339,000 | 2,174 |
| Earning assets | $225,291,000 | 2,320 |
| Long-term assets (5+ years) | $90,208,000 | 1,190 |
| Average Assets, year-to-date | $252,242,670 | 2,203 |
| Average Assets, quarterly | $250,199,500 | 2,246 |
| Volatile liabilities | $20,158,000 | 3,990 |
| Insider loans | $2,354,000 | 2,370 |
| FHLB advances | $440,000 | 5,129 |
| Loans and leases held for sale | $120,000 | 1,639 |
| Unused loan commitments | $16,191,000 | 3,428 |
| Tier 1 (core) risk-based capital | $23,575,000 | 2,262 |
| Tier 2 risk-based capital | $1,792,000 | 2,354 |
| Total risk weighted assets | $156,730,000 | 2,462 |
| Total unused commitments | $16,191,000 | 3,431 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 92 | 1,854 |
| Assets and Liabilities | ||
| Total Assets: | $253,564,000 | 2,212 |
| Cash and due from depository institutions | $13,888,000 | 1,854 |
| Interest-bearing balances | $4,855,000 | 1,345 |
| Securities | $92,572,000 | 1,423 |
| Federal funds sold & reverse repurchase agreements | $2,525,000 | 4,171 |
| Net loans & leases | $130,329,000 | 2,711 |
| Loan loss allowance | $1,799,000 | 2,480 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,488,000 | 2,209 |
| Other real estate owned | $10,000 | 1,854 |
| Goodwill and other intangibles | $3,436,000 | 896 |
| All other assets | $6,316,000 | 2,055 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $253,564,000 | 2,212 |
| Total liabilities | $227,143,000 | 2,217 |
| Total deposits | $224,799,000 | 2,031 |
| Interest-bearing deposits | $191,432,000 | 2,013 |
| Deposits held in domestic offices | $224,799,000 | 2,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $440,000 | 5,241 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,904,000 | 2,038 |
| Total equity capital | $26,421,000 | 2,142 |
| Total bank equity capital | $26,421,000 | 2,142 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,100,000 | 1,753 |
| Surplus | $19,494,000 | 1,102 |
| Undivided profits | $4,827,000 | 4,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 6,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,284,000 | 2,234 |
| Earning assets | $230,281,000 | 2,242 |
| Long-term assets (5+ years) | $94,180,000 | 1,098 |
| Average Assets, year-to-date | $254,946,500 | 2,184 |
| Average Assets, quarterly | $254,946,500 | 2,184 |
| Volatile liabilities | $20,299,000 | 3,882 |
| Insider loans | $2,770,000 | 2,046 |
| FHLB advances | $440,000 | 4,957 |
| Loans and leases held for sale | $674,000 | 1,171 |
| Unused loan commitments | $17,838,000 | 3,160 |
| Tier 1 (core) risk-based capital | $22,878,000 | 2,302 |
| Tier 2 risk-based capital | $1,799,000 | 2,304 |
| Total risk weighted assets | $154,600,000 | 2,430 |
| Total unused commitments | $17,838,000 | 3,166 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 93 | 1,855 |
| Assets and Liabilities | ||
| Total Assets: | $256,329,000 | 2,178 |
| Cash and due from depository institutions | $12,041,000 | 1,855 |
| Interest-bearing balances | $4,862,000 | 1,235 |
| Securities | $99,922,000 | 1,363 |
| Federal funds sold & reverse repurchase agreements | $7,900,000 | 1,504 |
| Net loans & leases | $121,859,000 | 2,832 |
| Loan loss allowance | $1,741,000 | 2,541 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,485,000 | 2,192 |
| Other real estate owned | $120,000 | 1,855 |
| Goodwill and other intangibles | $3,573,000 | 881 |
| All other assets | $6,429,000 | 2,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,329,000 | 2,178 |
| Total liabilities | $230,610,000 | 2,187 |
| Total deposits | $228,318,000 | 1,978 |
| Interest-bearing deposits | $195,588,000 | 1,971 |
| Deposits held in domestic offices | $228,318,000 | 1,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $495,000 | 5,225 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,797,000 | 2,009 |
| Total equity capital | $25,719,000 | 2,157 |
| Total bank equity capital | $25,719,000 | 2,157 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,100,000 | 1,766 |
| Surplus | $17,494,000 | 1,184 |
| Undivided profits | $6,125,000 | 4,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,398,000 | 2,118 |
| Earning assets | $234,543,000 | 2,197 |
| Long-term assets (5+ years) | $99,433,000 | 1,080 |
| Average Assets, year-to-date | $248,801,000 | 2,166 |
| Average Assets, quarterly | $252,912,000 | 2,193 |
| Volatile liabilities | $20,926,000 | 3,797 |
| Insider loans | $2,761,000 | 2,018 |
| FHLB advances | $495,000 | 4,970 |
| Loans and leases held for sale | $365,000 | 1,268 |
| Unused loan commitments | $14,793,000 | 3,453 |
| Tier 1 (core) risk-based capital | $22,030,000 | 2,361 |
| Tier 2 risk-based capital | $1,741,000 | 2,346 |
| Total risk weighted assets | $148,348,000 | 2,492 |
| Total unused commitments | $14,793,000 | 3,455 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 91 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $249,495,000 | 2,240 |
| Cash and due from depository institutions | $10,905,000 | 1,916 |
| Interest-bearing balances | $4,764,000 | 1,420 |
| Securities | $100,398,000 | 1,333 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $122,478,000 | 2,794 |
| Loan loss allowance | $1,739,000 | 2,541 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,579,000 | 2,126 |
| Other real estate owned | $108,000 | 1,916 |
| Goodwill and other intangibles | $3,730,000 | 856 |
| All other assets | $7,297,000 | 1,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,495,000 | 2,240 |
| Total liabilities | $224,299,000 | 2,247 |
| Total deposits | $220,900,000 | 2,054 |
| Interest-bearing deposits | $189,809,000 | 2,047 |
| Deposits held in domestic offices | $220,900,000 | 2,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $495,000 | 5,211 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,904,000 | 1,482 |
| Total equity capital | $25,196,000 | 2,201 |
| Total bank equity capital | $25,196,000 | 2,201 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,100,000 | 1,769 |
| Surplus | $17,494,000 | 1,171 |
| Undivided profits | $5,602,000 | 4,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 5,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,277,000 | 2,466 |
| Earning assets | $227,640,000 | 2,252 |
| Long-term assets (5+ years) | $96,596,000 | 1,129 |
| Average Assets, year-to-date | $246,919,000 | 2,197 |
| Average Assets, quarterly | $248,790,000 | 2,231 |
| Volatile liabilities | $22,132,000 | 3,630 |
| Insider loans | $2,414,000 | 2,211 |
| FHLB advances | $495,000 | 4,945 |
| Loans and leases held for sale | $619,000 | 1,347 |
| Unused loan commitments | $16,111,000 | 3,270 |
| Tier 1 (core) risk-based capital | $21,358,000 | 2,429 |
| Tier 2 risk-based capital | $1,739,000 | 2,331 |
| Total risk weighted assets | $148,260,000 | 2,469 |
| Total unused commitments | $16,111,000 | 3,273 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 92 | 1,900 |
| Assets and Liabilities | ||
| Total Assets: | $248,085,000 | 2,226 |
| Cash and due from depository institutions | $14,201,000 | 1,900 |
| Interest-bearing balances | $5,060,000 | 1,486 |
| Securities | $97,341,000 | 1,329 |
| Federal funds sold & reverse repurchase agreements | $3,950,000 | 3,463 |
| Net loans & leases | $117,382,000 | 2,873 |
| Loan loss allowance | $1,749,000 | 2,480 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,631,000 | 2,069 |
| Other real estate owned | $44,000 | 1,900 |
| Goodwill and other intangibles | $3,861,000 | 800 |
| All other assets | $6,675,000 | 1,907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,085,000 | 2,226 |
| Total liabilities | $223,271,000 | 2,228 |
| Total deposits | $220,243,000 | 2,035 |
| Interest-bearing deposits | $188,555,000 | 2,033 |
| Deposits held in domestic offices | $220,243,000 | 2,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $550,000 | 5,183 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,478,000 | 1,717 |
| Total equity capital | $24,814,000 | 2,215 |
| Total bank equity capital | $24,814,000 | 2,215 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,100,000 | 1,769 |
| Surplus | $17,494,000 | 1,143 |
| Undivided profits | $5,220,000 | 4,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 4,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,215,000 | 2,483 |
| Earning assets | $223,733,000 | 2,262 |
| Long-term assets (5+ years) | $88,418,000 | 1,144 |
| Average Assets, year-to-date | $246,060,330 | 2,190 |
| Average Assets, quarterly | $247,213,500 | 2,207 |
| Volatile liabilities | $24,466,000 | 3,326 |
| Insider loans | $2,187,000 | 2,414 |
| FHLB advances | $550,000 | 4,856 |
| Loans and leases held for sale | $1,511,000 | 1,264 |
| Unused loan commitments | $16,889,000 | 3,124 |
| Tier 1 (core) risk-based capital | $20,939,000 | 2,431 |
| Tier 2 risk-based capital | $1,749,000 | 2,273 |
| Total risk weighted assets | $142,837,000 | 2,506 |
| Total unused commitments | $16,889,000 | 3,133 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 93 | 1,857 |
| Assets and Liabilities | ||
| Total Assets: | $246,342,000 | 2,205 |
| Cash and due from depository institutions | $12,164,000 | 1,857 |
| Interest-bearing balances | $3,923,000 | 1,816 |
| Securities | $93,922,000 | 1,354 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,818 |
| Net loans & leases | $116,019,000 | 2,856 |
| Loan loss allowance | $1,725,000 | 2,481 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,625,000 | 2,035 |
| Other real estate owned | $82,000 | 1,857 |
| Goodwill and other intangibles | $3,899,000 | 795 |
| All other assets | $6,131,000 | 2,005 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,342,000 | 2,205 |
| Total liabilities | $222,196,000 | 2,215 |
| Total deposits | $218,472,000 | 2,031 |
| Interest-bearing deposits | $187,092,000 | 2,048 |
| Deposits held in domestic offices | $218,472,000 | 2,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,556,000 | 4,480 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,168,000 | 1,922 |
| Total equity capital | $24,146,000 | 2,217 |
| Total bank equity capital | $24,146,000 | 2,217 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,100,000 | 1,779 |
| Surplus | $17,494,000 | 1,124 |
| Undivided profits | $4,552,000 | 4,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 7,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,174,000 | 2,596 |
| Earning assets | $223,364,000 | 2,233 |
| Long-term assets (5+ years) | $84,373,000 | 1,156 |
| Average Assets, year-to-date | $245,048,000 | 2,193 |
| Average Assets, quarterly | $245,048,000 | 2,193 |
| Volatile liabilities | $19,275,000 | 3,848 |
| Insider loans | $1,874,000 | 2,667 |
| FHLB advances | $1,556,000 | 4,289 |
| Loans and leases held for sale | $910,000 | 1,357 |
| Unused loan commitments | $13,960,000 | 3,433 |
| Tier 1 (core) risk-based capital | $20,225,000 | 2,459 |
| Tier 2 risk-based capital | $1,725,000 | 2,261 |
| Total risk weighted assets | $143,167,000 | 2,463 |
| Total unused commitments | $13,960,000 | 3,445 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 91 | 1,888 |
| Assets and Liabilities | ||
| Total Assets: | $243,754,000 | 2,187 |
| Cash and due from depository institutions | $13,759,000 | 1,888 |
| Interest-bearing balances | $3,509,000 | 1,783 |
| Securities | $87,565,000 | 1,410 |
| Federal funds sold & reverse repurchase agreements | $11,570,000 | 1,241 |
| Net loans & leases | $116,703,000 | 2,822 |
| Loan loss allowance | $1,859,000 | 2,285 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,331,000 | 2,161 |
| Other real estate owned | $10,000 | 1,888 |
| Goodwill and other intangibles | $4,033,000 | 759 |
| All other assets | $5,783,000 | 2,058 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,754,000 | 2,187 |
| Total liabilities | $220,240,000 | 2,179 |
| Total deposits | $216,454,000 | 1,994 |
| Interest-bearing deposits | $185,319,000 | 2,018 |
| Deposits held in domestic offices | $216,454,000 | 1,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,674,000 | 4,515 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,112,000 | 1,942 |
| Total equity capital | $23,514,000 | 2,250 |
| Total bank equity capital | $23,514,000 | 2,250 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,100,000 | 1,771 |
| Surplus | $17,494,000 | 1,106 |
| Undivided profits | $3,920,000 | 5,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 5,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,178,000 | 2,728 |
| Earning assets | $219,347,000 | 2,231 |
| Long-term assets (5+ years) | $72,866,000 | 1,284 |
| Average Assets, year-to-date | $229,444,400 | 2,210 |
| Average Assets, quarterly | $234,731,500 | 2,257 |
| Volatile liabilities | $21,830,000 | 3,522 |
| Insider loans | $1,929,000 | 2,587 |
| FHLB advances | $1,674,000 | 4,276 |
| Loans and leases held for sale | $242,000 | 1,739 |
| Unused loan commitments | $12,116,000 | 3,653 |
| Tier 1 (core) risk-based capital | $19,458,000 | 2,511 |
| Tier 2 risk-based capital | $1,746,000 | 2,222 |
| Total risk weighted assets | $139,590,000 | 2,497 |
| Total unused commitments | $12,116,000 | 3,658 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 85 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $222,488,000 | 2,286 |
| Cash and due from depository institutions | $6,296,000 | 2,011 |
| Interest-bearing balances | $320,000 | 4,052 |
| Securities | $92,154,000 | 1,232 |
| Federal funds sold & reverse repurchase agreements | $7,050,000 | 2,063 |
| Net loans & leases | $106,290,000 | 2,977 |
| Loan loss allowance | $1,581,000 | 2,473 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,534,000 | 3,416 |
| Other real estate owned | $19,000 | 2,011 |
| Goodwill and other intangibles | $3,492,000 | 772 |
| All other assets | $4,653,000 | 2,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,488,000 | 2,286 |
| Total liabilities | $201,197,000 | 2,283 |
| Total deposits | $196,563,000 | 2,096 |
| Interest-bearing deposits | $170,799,000 | 2,067 |
| Deposits held in domestic offices | $196,563,000 | 2,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,180,000 | 4,012 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,454,000 | 1,713 |
| Total equity capital | $21,291,000 | 2,312 |
| Total bank equity capital | $21,291,000 | 2,312 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,100,000 | 1,781 |
| Surplus | $15,994,000 | 1,143 |
| Undivided profits | $3,197,000 | 5,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $390,000 | 4,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,237,000 | 2,809 |
| Earning assets | $205,814,000 | 2,265 |
| Long-term assets (5+ years) | $61,385,000 | 1,481 |
| Average Assets, year-to-date | $218,911,400 | 2,223 |
| Average Assets, quarterly | $221,857,000 | 2,271 |
| Volatile liabilities | $23,606,000 | 3,248 |
| Insider loans | $2,057,000 | 2,330 |
| FHLB advances | $2,180,000 | 3,788 |
| Loans and leases held for sale | $918,000 | 1,213 |
| Unused loan commitments | $18,594,000 | 2,620 |
| Tier 1 (core) risk-based capital | $17,799,000 | 2,602 |
| Tier 2 risk-based capital | $1,549,000 | 2,335 |
| Total risk weighted assets | $123,863,000 | 2,676 |
| Total unused commitments | $18,594,000 | 2,628 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 85 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $209,027,000 | 2,340 |
| Cash and due from depository institutions | $11,157,000 | 1,985 |
| Interest-bearing balances | $1,743,000 | 1,827 |
| Securities | $83,207,000 | 1,355 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 6,555 |
| Net loans & leases | $103,211,000 | 2,977 |
| Loan loss allowance | $1,334,000 | 2,703 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,517,000 | 3,384 |
| Other real estate owned | $33,000 | 1,985 |
| Goodwill and other intangibles | $3,892,000 | 712 |
| All other assets | $4,760,000 | 1,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,027,000 | 2,340 |
| Total liabilities | $189,542,000 | 2,320 |
| Total deposits | $177,771,000 | 2,206 |
| Interest-bearing deposits | $154,516,000 | 2,193 |
| Deposits held in domestic offices | $177,771,000 | 2,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,900,000 | 1,331 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,708,000 | 3,665 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,163,000 | 1,939 |
| Total equity capital | $19,485,000 | 2,394 |
| Total bank equity capital | $19,485,000 | 2,394 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,100,000 | 1,799 |
| Surplus | $14,494,000 | 1,208 |
| Undivided profits | $2,891,000 | 5,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $939,000 | 2,929 |
| Earning assets | $188,411,000 | 2,372 |
| Long-term assets (5+ years) | $61,331,000 | 1,384 |
| Average Assets, year-to-date | $203,542,000 | 2,262 |
| Average Assets, quarterly | $208,203,000 | 2,314 |
| Volatile liabilities | $26,417,000 | 2,946 |
| Insider loans | $1,446,000 | 3,017 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $145,000 | 1,265 |
| Unused loan commitments | $16,061,000 | 2,748 |
| Tier 1 (core) risk-based capital | $15,593,000 | 2,877 |
| Tier 2 risk-based capital | $1,336,000 | 2,537 |
| Total risk weighted assets | $119,714,500 | 2,640 |
| Total unused commitments | $16,061,000 | 2,751 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 71 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $195,260,000 | 2,429 |
| Cash and due from depository institutions | $9,703,000 | 2,470 |
| Interest-bearing balances | $1,015,000 | 2,400 |
| Securities | $69,236,000 | 1,653 |
| Federal funds sold & reverse repurchase agreements | $9,050,000 | 1,058 |
| Net loans & leases | $95,824,000 | 3,027 |
| Loan loss allowance | $1,214,000 | 2,902 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,326,000 | 3,548 |
| Other real estate owned | $10,000 | 2,470 |
| Goodwill and other intangibles | $4,288,000 | 694 |
| All other assets | $4,823,000 | 1,836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,260,000 | 2,429 |
| Total liabilities | $177,246,000 | 2,421 |
| Total deposits | $171,139,000 | 2,221 |
| Interest-bearing deposits | $147,086,000 | 2,234 |
| Deposits held in domestic offices | $171,139,000 | 2,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,292,000 | 3,396 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,815,000 | 1,439 |
| Total equity capital | $18,014,000 | 2,443 |
| Total bank equity capital | $18,014,000 | 2,443 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,100,000 | 1,811 |
| Surplus | $13,200,000 | 1,288 |
| Undivided profits | $2,714,000 | 5,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,342,000 | 1,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $799,000 | 2,922 |
| Earning assets | $175,125,000 | 2,482 |
| Long-term assets (5+ years) | $56,747,000 | 1,559 |
| Average Assets, year-to-date | $148,639,600 | 2,996 |
| Average Assets, quarterly | $167,899,500 | 2,751 |
| Volatile liabilities | $17,223,000 | 3,853 |
| Insider loans | $854,000 | 4,130 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,764,000 | 2,392 |
| Tier 1 (core) risk-based capital | $13,726,000 | 3,192 |
| Tier 2 risk-based capital | $1,216,000 | 2,649 |
| Total risk weighted assets | $111,327,700 | 2,705 |
| Total unused commitments | $19,764,000 | 2,396 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 52 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $132,726,000 | 3,387 |
| Cash and due from depository institutions | $15,206,000 | 3,358 |
| Interest-bearing balances | $11,164,000 | 556 |
| Securities | $31,415,000 | 3,489 |
| Federal funds sold & reverse repurchase agreements | $280,000 | 8,074 |
| Net loans & leases | $81,465,000 | 3,317 |
| Loan loss allowance | $1,040,000 | 3,216 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,291,000 | 5,222 |
| Other real estate owned | $10,000 | 3,358 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,059,000 | 2,430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,726,000 | 3,387 |
| Total liabilities | $115,775,000 | 3,475 |
| Total deposits | $109,741,000 | 3,411 |
| Interest-bearing deposits | $93,684,000 | 3,430 |
| Deposits held in domestic offices | $109,741,000 | 3,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,625,000 | 2,395 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,409,000 | 2,662 |
| Total equity capital | $16,951,000 | 2,639 |
| Total bank equity capital | $16,951,000 | 2,639 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,100,000 | 1,758 |
| Surplus | $12,000,000 | 1,311 |
| Undivided profits | $2,851,000 | 6,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 7,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $547,000 | 4,251 |
| Earning assets | $124,324,000 | 3,332 |
| Long-term assets (5+ years) | $35,738,000 | 2,085 |
| Average Assets, year-to-date | $130,575,200 | 3,266 |
| Average Assets, quarterly | $131,300,000 | 3,371 |
| Volatile liabilities | $14,258,000 | 3,923 |
| Insider loans | $773,000 | 4,189 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,903,000 | 3,085 |
| Tier 1 (core) risk-based capital | $16,951,000 | 2,513 |
| Tier 2 risk-based capital | $1,041,000 | 2,915 |
| Total risk weighted assets | $86,951,200 | 3,203 |
| Total unused commitments | $12,903,000 | 3,091 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 54 | 3,357 |
| Assets and Liabilities | ||
| Total Assets: | $126,031,000 | 3,489 |
| Cash and due from depository institutions | $3,940,000 | 3,357 |
| Interest-bearing balances | $33,000 | 5,599 |
| Securities | $37,549,000 | 3,001 |
| Federal funds sold & reverse repurchase agreements | $6,225,000 | 2,213 |
| Net loans & leases | $75,489,000 | 3,578 |
| Loan loss allowance | $926,000 | 3,608 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,173,000 | 5,477 |
| Other real estate owned | $10,000 | 3,357 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,645,000 | 4,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,031,000 | 3,489 |
| Total liabilities | $109,617,000 | 3,611 |
| Total deposits | $104,794,000 | 3,522 |
| Interest-bearing deposits | $91,173,000 | 3,497 |
| Deposits held in domestic offices | $104,794,000 | 3,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,352,000 | 2,357 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,471,000 | 2,598 |
| Total equity capital | $16,414,000 | 2,710 |
| Total bank equity capital | $16,414,000 | 2,710 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,100,000 | 1,748 |
| Surplus | $10,800,000 | 1,443 |
| Undivided profits | $3,514,000 | 5,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $502,000 | 4,715 |
| Earning assets | $119,296,000 | 3,397 |
| Long-term assets (5+ years) | $28,188,000 | 2,177 |
| Average Assets, year-to-date | $120,160,200 | 3,491 |
| Average Assets, quarterly | $124,649,500 | 3,484 |
| Volatile liabilities | $11,942,000 | 4,419 |
| Insider loans | $691,000 | 4,541 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,903,000 | 2,871 |
| Tier 1 (core) risk-based capital | $16,414,000 | 2,596 |
| Tier 2 risk-based capital | $926,000 | 3,157 |
| Total risk weighted assets | $81,352,100 | 3,358 |
| Total unused commitments | $12,903,000 | 2,875 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 48 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $110,142,000 | 4,040 |
| Cash and due from depository institutions | $3,067,000 | 3,887 |
| Interest-bearing balances | $12,000 | 6,139 |
| Securities | $37,364,000 | 3,243 |
| Federal funds sold & reverse repurchase agreements | $1,225,000 | 6,028 |
| Net loans & leases | $66,155,000 | 4,037 |
| Loan loss allowance | $958,000 | 3,646 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $761,000 | 6,871 |
| Other real estate owned | $10,000 | 3,887 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,560,000 | 4,449 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,142,000 | 4,040 |
| Total liabilities | $94,918,000 | 4,208 |
| Total deposits | $92,360,000 | 4,090 |
| Interest-bearing deposits | $79,344,000 | 4,094 |
| Deposits held in domestic offices | $92,360,000 | 4,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,252,000 | 3,131 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,306,000 | 2,871 |
| Total equity capital | $15,224,000 | 2,917 |
| Total bank equity capital | $15,224,000 | 2,917 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,100,000 | 1,842 |
| Surplus | $9,900,000 | 1,620 |
| Undivided profits | $3,224,000 | 5,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000 | 5,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $463,000 | 5,008 |
| Earning assets | $104,756,000 | 3,917 |
| Long-term assets (5+ years) | $17,393,000 | 2,946 |
| Average Assets, year-to-date | $110,822,000 | 3,867 |
| Average Assets, quarterly | $111,536,000 | 3,961 |
| Volatile liabilities | $11,843,000 | 4,329 |
| Insider loans | $568,000 | 5,182 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $16,860,000 | 2,323 |
| Tier 1 (core) risk-based capital | $15,224,000 | 2,852 |
| Tier 2 risk-based capital | $890,450 | 3,325 |
| Total risk weighted assets | $71,168,750 | 3,793 |
| Total unused commitments | $16,860,000 | 2,337 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $107,450,000 | 4,139 |
| Cash and due from depository institutions | $3,493,000 | 3,911 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $39,879,000 | 3,156 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,433 |
| Net loans & leases | $57,655,000 | 4,446 |
| Loan loss allowance | $1,066,000 | 3,338 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $797,000 | 6,833 |
| Other real estate owned | $0 | 3,911 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,526,000 | 4,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,450,000 | 4,139 |
| Total liabilities | $93,377,000 | 4,268 |
| Total deposits | $92,006,000 | 4,122 |
| Interest-bearing deposits | $78,693,000 | 4,157 |
| Deposits held in domestic offices | $92,006,000 | 4,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,371,000 | 2,831 |
| Total equity capital | $14,073,000 | 3,143 |
| Total bank equity capital | $14,073,000 | 3,143 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,100,000 | 1,877 |
| Surplus | $8,900,000 | 1,765 |
| Undivided profits | $3,073,000 | 6,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 5,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $402,000 | 5,750 |
| Earning assets | $101,634,000 | 4,018 |
| Long-term assets (5+ years) | $22,972,000 | 2,273 |
| Average Assets, year-to-date | $108,300,000 | 3,954 |
| Average Assets, quarterly | $108,419,500 | 4,058 |
| Volatile liabilities | $11,559,000 | 4,108 |
| Insider loans | $270,000 | 7,317 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,122,000 | 2,548 |
| Tier 1 (core) risk-based capital | $14,073,000 | 3,056 |
| Tier 2 risk-based capital | $801,920 | 3,575 |
| Total risk weighted assets | $63,889,420 | 4,085 |
| Total unused commitments | $14,122,000 | 2,559 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 48 | 4,125 |
| Assets and Liabilities | ||
| Total Assets: | $109,237,000 | 4,035 |
| Cash and due from depository institutions | $3,894,000 | 4,125 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $44,306,000 | 2,962 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 1,506 |
| Net loans & leases | $52,454,000 | 4,725 |
| Loan loss allowance | $1,024,000 | 3,507 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $925,000 | 6,377 |
| Other real estate owned | $0 | 4,125 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,558,000 | 4,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,237,000 | 4,035 |
| Total liabilities | $96,289,000 | 4,122 |
| Total deposits | $95,151,000 | 3,955 |
| Interest-bearing deposits | $82,792,000 | 3,905 |
| Deposits held in domestic offices | $95,151,000 | 3,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,138,000 | 2,767 |
| Total equity capital | $12,948,000 | 3,158 |
| Total bank equity capital | $12,948,000 | 3,158 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,100,000 | 1,934 |
| Surplus | $7,900,000 | 1,919 |
| Undivided profits | $2,948,000 | 5,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $702,000 | 3,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $394,000 | 5,256 |
| Earning assets | $102,860,000 | 3,937 |
| Long-term assets (5+ years) | $27,661,000 | 1,955 |
| Average Assets, year-to-date | $107,025,000 | 4,023 |
| Average Assets, quarterly | $108,211,000 | 4,035 |
| Volatile liabilities | $12,107,000 | 3,784 |
| Insider loans | $317,000 | 7,008 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $148,000 | 1,148 |
| Unused loan commitments | $11,125,000 | 2,911 |
| Tier 1 (core) risk-based capital | $12,948,000 | 3,191 |
| Tier 2 risk-based capital | $767,090 | 3,696 |
| Total risk weighted assets | $61,110,590 | 4,165 |
| Total unused commitments | $11,125,000 | 2,922 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 47 | 4,400 |
| Assets and Liabilities | ||
| Total Assets: | $103,397,000 | 4,320 |
| Cash and due from depository institutions | $3,456,000 | 4,400 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $47,209,000 | 2,960 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 10,133 |
| Net loans & leases | $50,210,000 | 4,770 |
| Loan loss allowance | $901,000 | 4,061 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $810,000 | 6,961 |
| Other real estate owned | $38,000 | 4,400 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,574,000 | 4,253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,397,000 | 4,320 |
| Total liabilities | $91,573,000 | 4,407 |
| Total deposits | $88,267,000 | 4,371 |
| Interest-bearing deposits | $75,493,000 | 4,440 |
| Deposits held in domestic offices | $88,267,000 | 4,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,300,000 | 2,099 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,006,000 | 3,093 |
| Total equity capital | $11,824,000 | 3,461 |
| Total bank equity capital | $11,824,000 | 3,461 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,100,000 | 1,960 |
| Surplus | $7,600,000 | 1,888 |
| Undivided profits | $2,124,000 | 7,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 8,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $343,000 | 5,385 |
| Earning assets | $97,519,000 | 4,227 |
| Long-term assets (5+ years) | $16,525,000 | 3,064 |
| Average Assets, year-to-date | $104,856,600 | 4,167 |
| Average Assets, quarterly | $104,570,500 | 4,248 |
| Volatile liabilities | $15,242,000 | 2,968 |
| Insider loans | $367,000 | 6,672 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,287,000 | 3,040 |
| Tier 1 (core) risk-based capital | $11,824,000 | 3,382 |
| Tier 2 risk-based capital | $754,920 | 3,702 |
| Total risk weighted assets | $60,247,620 | 4,157 |
| Total unused commitments | $10,287,000 | 3,061 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $102,557,000 | 4,425 |
| Cash and due from depository institutions | $3,317,000 | 4,481 |
| Interest-bearing balances | $106,000 | 6,626 |
| Securities | $44,001,000 | 3,092 |
| Federal funds sold & reverse repurchase agreements | $6,125,000 | 2,705 |
| Net loans & leases | $46,400,000 | 5,105 |
| Loan loss allowance | $668,000 | 5,195 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $721,000 | 7,527 |
| Other real estate owned | $0 | 4,481 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,993,000 | 3,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,557,000 | 4,425 |
| Total liabilities | $92,193,000 | 4,503 |
| Total deposits | $90,458,000 | 4,398 |
| Interest-bearing deposits | $77,944,000 | 4,453 |
| Deposits held in domestic offices | $90,458,000 | 4,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,735,000 | 2,094 |
| Total equity capital | $10,364,000 | 3,748 |
| Total bank equity capital | $10,364,000 | 3,748 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,400,000 | 3,089 |
| Surplus | $6,600,000 | 2,031 |
| Undivided profits | $2,364,000 | 6,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 6,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $317,000 | 6,241 |
| Earning assets | $96,632,000 | 4,295 |
| Long-term assets (5+ years) | $15,626,000 | 3,148 |
| Average Assets, year-to-date | $98,575,000 | 4,491 |
| Average Assets, quarterly | $100,811,000 | 4,464 |
| Volatile liabilities | $10,579,000 | 3,943 |
| Insider loans | $87,000 | 6,063 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,986,000 | 3,412 |
| Tier 1 (core) risk-based capital | $10,364,000 | 3,687 |
| Tier 2 risk-based capital | $668,000 | 4,124 |
| Total risk weighted assets | $55,659,600 | 4,501 |
| Total unused commitments | $7,986,000 | 3,432 |
| Derivatives | $0 | 651 |