Home > SouthCoast Community Bank > Net charge- offs to loans
SouthCoast Community Bank, Net charge- offs to loans
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1314% | 5,734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1398% | 5,775 |
| Percentage Net Loans Charged-off:Construction & development | -1.5135% | 5,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0346% | 5,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0846% | 5,675 |
| Percentage Net Loans Charged-off:Construction & development | -0.0892% | 5,003 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2166% | 5,795 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.2070% | 4,933 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 2,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 2,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0214% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4504% | 5,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4504% | 5,950 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0248% | 5,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1070% | 5,794 |
| Percentage Net Loans Charged-off:Construction & development | -0.0913% | 5,088 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2869% | 5,921 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.9549% | 4,981 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 2,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6495% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9345% | 6,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9345% | 6,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1528% | 5,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1821% | 5,996 |
| Percentage Net Loans Charged-off:Construction & development | -0.1262% | 5,203 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4295% | 6,048 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.8764% | 5,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 2,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 2,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6812% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9859% | 6,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.9859% | 6,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1891% | 6,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2010% | 6,072 |
| Percentage Net Loans Charged-off:Construction & development | -0.2307% | 5,424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8727% | 6,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1136% | 5,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8764% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8764% | 757 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 5,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 3,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.3092% | 704 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2155% | 6,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6748% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 3,563 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0849% | 4,564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 3,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8166% | 6,045 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1410% | 6,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1410% | 6,280 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 3,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1328% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.4177% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1663% | 1,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7631% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 3,206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1114% | 4,636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0636% | 6,160 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.8905% | 6,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.8905% | 6,363 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 4,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1183% | 1,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.2396% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2582% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 2,459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1651% | 4,707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 2,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2695% | 6,235 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.2226% | 6,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.2226% | 6,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1251% | 6,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 5,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 5,770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3369% | 4,802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9469% | 6,213 |
| Percentage Net Loans Charged-off: Loans to individuals | -8.6359% | 6,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -8.6359% | 6,543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7644% | 826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4104% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 2.5071% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5171% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0188% | 5,178 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0617% | 6,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0660% | 6,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4124% | 181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9645% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9645% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6125% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4653% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 2.9270% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6868% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0244% | 5,234 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1517% | 6,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1625% | 6,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7104% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3953% | 6,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3953% | 6,596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4457% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3831% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 2.7494% | 423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 2,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 2,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4614% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0804% | 6,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.0804% | 6,672 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4304% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5486% | 948 |
| Percentage Net Loans Charged-off:Construction & development | 5.3656% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2697% | 6,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2909% | 6,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0839% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | -13.1213% | 6,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -13.1213% | 6,838 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0505% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1116% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 1.4421% | 1,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0966% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3335% | 5,555 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0932% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1077% | 5,075 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1901% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1773% | 2,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5745% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5745% | 431 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2950% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3789% | 618 |
| Percentage Net Loans Charged-off:Construction & development | 1.9576% | 1,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4615% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4479% | 5,593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2746% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1235% | 5,115 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3873% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2426% | 2,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6288% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6288% | 692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5417% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6278% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 2.9304% | 765 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0454% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6812% | 5,609 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2221% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1869% | 5,158 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3356% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4562% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4494% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4494% | 451 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5054% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6149% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 0.8814% | 1,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6184% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3536% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 18.0449% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0644% | 5,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9152% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9152% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6876% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4766% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 8.3236% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4301% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.9697% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6083% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7236% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4250% | 2,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4195% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9576% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8996% | 1,580 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3520% | 298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2648% | 535 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0768% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 5.5709% | 790 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2762% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.3877% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6691% | 1,647 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5824% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5003% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6861% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0753% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9941% | 1,296 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3467% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8330% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3850% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 2.1970% | 1,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6588% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.7750% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5358% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5402% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4467% | 1,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4161% | 239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4789% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3337% | 918 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2153% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3110% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.7582% | 1,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0322% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 26.5697% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6884% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7503% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.4336% | 114 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3223% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1378% | 957 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2608% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3305% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | 4.0676% | 1,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5760% | 1,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7927% | 756 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8402% | 1,602 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7782% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6493% | 1,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1452% | 4,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7576% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9265% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9466% | 1,826 |
| Percentage Net Loans Charged-off:Construction & development | 4.5080% | 1,217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2272% | 7,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7698% | 624 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3840% | 2,433 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0839% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2132% | 2,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2106% | 3,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0257% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8977% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9073% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | 3.3842% | 1,295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0352% | 7,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2141% | 442 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5626% | 1,763 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2427% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2894% | 2,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0906% | 3,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2645% | 158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8214% | 1,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8163% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 3.3777% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3562% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3594% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1498% | 2,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1273% | 6,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9671% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4237% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9121% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6437% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 7.5967% | 824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7541% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2185% | 398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5565% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3438% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1978% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6856% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8046% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 78.2299% | 40 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7413% | 2,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5084% | 2,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.7556% | 2,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7128% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7737% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5207% | 1,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0920% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5300% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2557% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7408% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5996% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.4515% | 2,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0406% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1533% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7538% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3283% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3495% | 3,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3738% | 1,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8179% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7839% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.8582% | 1,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2373% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 8.3978% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5831% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2137% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6691% | 2,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1103% | 5,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 3,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.2858% | 2,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 3,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3169% | 871 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 3,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1586% | 3,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7646% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 4,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 3,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.1624% | 1,858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6820% | 1,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5375% | 3,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1407% | 3,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 2,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.2558% | 1,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8749% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5139% | 2,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2622% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1174% | 1,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.5154% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6337% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 5,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1653% | 2,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3814% | 3,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 5,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2222% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1937% | 7,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 4,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3434% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2872% | 7,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 4,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1539% | 2,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5974% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 4,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1778% | 2,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0403% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 3,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0943% | 2,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5644% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1441% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2454% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0013% | 6,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0584% | 5,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 7,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 6,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 6,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 6,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 6,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 6,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 5,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0700% | 3,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9696% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 5,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4069% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 5,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8586% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 7,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0115% | 4,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0993% | 6,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 6,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0098% | 4,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1295% | 5,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 6,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 3,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1906% | 5,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 4,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0319% | 2,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0925% | 4,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 6,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0476% | 4,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2429% | 5,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 6,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0925% | 4,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3432% | 5,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 6,598 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |