Home > Southbridge Savings Bank > Income and Expense
Southbridge Savings Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,753,000 | 1,394 |
| Total interest expense | $943,000 | 815 |
| Net interest income | $3,810,000 | 1,514 |
| Provision for loan and lease losses | $340,000 | 611 |
| Total noninterest income | $1,136,000 | 1,203 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $440,000 | 715 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $696,000 | 1,235 |
| Total noninterest expense | $4,680,000 | 1,128 |
| Salaries and employee benefits | $2,353,000 | 1,238 |
| Premises and equipment expense | $508,000 | 1,176 |
| Additional noninterest expense | $1,819,000 | 891 |
| Pre-tax net operating income | $-74,000 | 5,714 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-63,000 | 5,788 |
| Income before extraordinary items | $-11,000 | 5,639 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-11,000 | 5,639 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-11,000 | 5,639 |
| Net charge-offs | $23,000 | 1,807 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-11,000 | 5,635 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $19,051,000 | 1,349 |
| Total interest expense | $3,765,000 | 782 |
| Net interest income | $15,286,000 | 1,472 |
| Provision for loan and lease losses | $768,000 | 1,132 |
| Total noninterest income | $5,311,000 | 1,101 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,876,000 | 697 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,435,000 | 1,098 |
| Total noninterest expense | $17,563,000 | 1,171 |
| Salaries and employee benefits | $8,724,000 | 1,275 |
| Premises and equipment expense | $1,931,000 | 1,219 |
| Additional noninterest expense | $6,908,000 | 953 |
| Pre-tax net operating income | $2,266,000 | 2,846 |
| Securities gains (losses) | $120,000 | 1,214 |
| Applicable income taxes | $675,000 | 2,001 |
| Income before extraordinary items | $1,711,000 | 3,053 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,711,000 | 3,052 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,711,000 | 3,052 |
| Net charge-offs | $284,000 | 1,584 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,624,600 | 3,089 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $14,249,000 | 1,351 |
| Total interest expense | $2,922,000 | 754 |
| Net interest income | $11,327,000 | 1,487 |
| Provision for loan and lease losses | $451,000 | 1,223 |
| Total noninterest income | $3,926,000 | 1,113 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,375,000 | 707 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,551,000 | 1,112 |
| Total noninterest expense | $12,960,000 | 1,185 |
| Salaries and employee benefits | $6,470,000 | 1,291 |
| Premises and equipment expense | $1,465,000 | 1,214 |
| Additional noninterest expense | $5,025,000 | 982 |
| Pre-tax net operating income | $1,842,000 | 2,759 |
| Securities gains (losses) | $120,000 | 1,135 |
| Applicable income taxes | $526,000 | 2,016 |
| Income before extraordinary items | $1,436,000 | 2,890 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,436,000 | 2,890 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,436,000 | 2,890 |
| Net charge-offs | $201,000 | 1,448 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,348,400 | 2,939 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,572,000 | 1,352 |
| Total interest expense | $1,888,000 | 770 |
| Net interest income | $7,684,000 | 1,476 |
| Provision for loan and lease losses | $233,000 | 1,492 |
| Total noninterest income | $2,543,000 | 1,115 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $899,000 | 707 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,644,000 | 1,110 |
| Total noninterest expense | $8,678,000 | 1,188 |
| Salaries and employee benefits | $4,284,000 | 1,306 |
| Premises and equipment expense | $1,052,000 | 1,125 |
| Additional noninterest expense | $3,342,000 | 987 |
| Pre-tax net operating income | $1,316,000 | 2,610 |
| Securities gains (losses) | $120,000 | 848 |
| Applicable income taxes | $402,000 | 1,881 |
| Income before extraordinary items | $1,034,000 | 2,739 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,034,000 | 2,737 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,034,000 | 2,738 |
| Net charge-offs | $62,000 | 1,991 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $947,600 | 2,819 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 1,346 |
| Total interest expense | $920,000 | 787 |
| Net interest income | $3,869,000 | 1,456 |
| Provision for loan and lease losses | $96,000 | 1,561 |
| Total noninterest income | $1,223,000 | 1,127 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $811,000 | 411 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $412,000 | 1,705 |
| Total noninterest expense | $4,361,000 | 1,182 |
| Salaries and employee benefits | $2,166,000 | 1,294 |
| Premises and equipment expense | $541,000 | 1,095 |
| Additional noninterest expense | $1,654,000 | 991 |
| Pre-tax net operating income | $635,000 | 2,647 |
| Securities gains (losses) | $105,000 | 508 |
| Applicable income taxes | $212,000 | 1,778 |
| Income before extraordinary items | $528,000 | 2,661 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $528,000 | 2,661 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $528,000 | 2,661 |
| Net charge-offs | $31,000 | 1,731 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $453,450 | 2,855 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,372,000 | 1,366 |
| Total interest expense | $3,246,000 | 866 |
| Net interest income | $15,126,000 | 1,459 |
| Provision for loan and lease losses | $771,000 | 999 |
| Total noninterest income | $4,706,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $3,218,000 | 421 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,488,000 | 1,862 |
| Total noninterest expense | $16,687,000 | 1,205 |
| Salaries and employee benefits | $8,043,000 | 1,353 |
| Premises and equipment expense | $2,106,000 | 1,128 |
| Additional noninterest expense | $6,538,000 | 1,014 |
| Pre-tax net operating income | $2,374,000 | 2,730 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $588,000 | 2,083 |
| Income before extraordinary items | $1,788,000 | 2,921 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,788,000 | 2,923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,788,000 | 2,923 |
| Net charge-offs | $424,000 | 1,310 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,786,500 | 2,882 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,575,000 | 1,392 |
| Total interest expense | $2,368,000 | 894 |
| Net interest income | $11,207,000 | 1,485 |
| Provision for loan and lease losses | $733,000 | 765 |
| Total noninterest income | $3,621,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $2,364,000 | 434 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,257,000 | 1,737 |
| Total noninterest expense | $12,455,000 | 1,208 |
| Salaries and employee benefits | $6,034,000 | 1,353 |
| Premises and equipment expense | $1,563,000 | 1,158 |
| Additional noninterest expense | $4,858,000 | 1,019 |
| Pre-tax net operating income | $1,640,000 | 2,919 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $381,000 | 2,254 |
| Income before extraordinary items | $1,261,000 | 3,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,261,000 | 3,086 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,261,000 | 3,087 |
| Net charge-offs | $367,000 | 1,077 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,259,460 | 3,042 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,905,000 | 1,420 |
| Total interest expense | $1,536,000 | 926 |
| Net interest income | $7,369,000 | 1,510 |
| Provision for loan and lease losses | $612,000 | 636 |
| Total noninterest income | $2,326,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,529,000 | 442 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $797,000 | 1,816 |
| Total noninterest expense | $8,518,000 | 1,183 |
| Salaries and employee benefits | $4,054,000 | 1,350 |
| Premises and equipment expense | $1,074,000 | 1,131 |
| Additional noninterest expense | $3,390,000 | 967 |
| Pre-tax net operating income | $565,000 | 4,003 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $63,000 | 3,323 |
| Income before extraordinary items | $504,000 | 3,955 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $504,000 | 3,955 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $504,000 | 3,957 |
| Net charge-offs | $331,000 | 851 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $502,220 | 3,893 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 1,437 |
| Total interest expense | $755,000 | 951 |
| Net interest income | $3,622,000 | 1,524 |
| Provision for loan and lease losses | $334,000 | 578 |
| Total noninterest income | $1,042,000 | 1,252 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $664,000 | 483 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $378,000 | 1,841 |
| Total noninterest expense | $4,315,000 | 1,178 |
| Salaries and employee benefits | $2,079,000 | 1,327 |
| Premises and equipment expense | $527,000 | 1,151 |
| Additional noninterest expense | $1,709,000 | 939 |
| Pre-tax net operating income | $15,000 | 5,895 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-44,000 | 6,323 |
| Income before extraordinary items | $59,000 | 5,534 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $59,000 | 5,535 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $59,000 | 5,535 |
| Net charge-offs | $215,000 | 685 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $59,000 | 5,471 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,378,000 | 1,449 |
| Total interest expense | $2,931,000 | 1,019 |
| Net interest income | $14,447,000 | 1,536 |
| Provision for loan and lease losses | $1,194,000 | 745 |
| Total noninterest income | $4,460,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,867,000 | 482 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,593,000 | 1,707 |
| Total noninterest expense | $16,168,000 | 1,230 |
| Salaries and employee benefits | $7,884,000 | 1,342 |
| Premises and equipment expense | $2,188,000 | 1,092 |
| Additional noninterest expense | $6,096,000 | 1,088 |
| Pre-tax net operating income | $1,545,000 | 3,432 |
| Securities gains (losses) | $-21,000 | 6,139 |
| Applicable income taxes | $203,000 | 2,945 |
| Income before extraordinary items | $1,321,000 | 3,447 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,321,000 | 3,449 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,321,000 | 3,449 |
| Net charge-offs | $1,126,000 | 810 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,339,270 | 3,383 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,963,000 | 1,462 |
| Total interest expense | $2,190,000 | 1,032 |
| Net interest income | $10,773,000 | 1,549 |
| Provision for loan and lease losses | $917,000 | 724 |
| Total noninterest income | $3,229,000 | 1,225 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $2,102,000 | 491 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,127,000 | 1,794 |
| Total noninterest expense | $12,127,000 | 1,235 |
| Salaries and employee benefits | $5,977,000 | 1,330 |
| Premises and equipment expense | $1,682,000 | 1,077 |
| Additional noninterest expense | $4,468,000 | 1,109 |
| Pre-tax net operating income | $958,000 | 3,834 |
| Securities gains (losses) | $-21,000 | 6,257 |
| Applicable income taxes | $113,000 | 3,215 |
| Income before extraordinary items | $824,000 | 3,853 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $824,000 | 3,855 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $824,000 | 3,856 |
| Net charge-offs | $1,009,000 | 672 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $842,480 | 3,764 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,685,000 | 1,452 |
| Total interest expense | $1,457,000 | 1,034 |
| Net interest income | $7,228,000 | 1,525 |
| Provision for loan and lease losses | $591,000 | 741 |
| Total noninterest income | $2,044,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,354,000 | 500 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $690,000 | 1,862 |
| Total noninterest expense | $8,140,000 | 1,235 |
| Salaries and employee benefits | $4,023,000 | 1,322 |
| Premises and equipment expense | $1,128,000 | 1,083 |
| Additional noninterest expense | $2,989,000 | 1,091 |
| Pre-tax net operating income | $541,000 | 4,044 |
| Securities gains (losses) | $-21,000 | 6,384 |
| Applicable income taxes | $13,000 | 4,016 |
| Income before extraordinary items | $507,000 | 3,928 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $507,000 | 3,934 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $507,000 | 3,934 |
| Net charge-offs | $638,000 | 713 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $527,370 | 3,800 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 1,456 |
| Total interest expense | $722,000 | 1,049 |
| Net interest income | $3,624,000 | 1,514 |
| Provision for loan and lease losses | $303,000 | 681 |
| Total noninterest income | $929,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $632,000 | 526 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $297,000 | 2,016 |
| Total noninterest expense | $3,879,000 | 1,292 |
| Salaries and employee benefits | $1,990,000 | 1,351 |
| Premises and equipment expense | $568,000 | 1,097 |
| Additional noninterest expense | $1,321,000 | 1,216 |
| Pre-tax net operating income | $371,000 | 3,425 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $58,000 | 2,849 |
| Income before extraordinary items | $313,000 | 3,472 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $313,000 | 3,475 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $313,000 | 3,475 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $313,000 | 3,427 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,503,000 | 1,449 |
| Total interest expense | $3,150,000 | 1,068 |
| Net interest income | $14,353,000 | 1,514 |
| Provision for loan and lease losses | $766,000 | 1,381 |
| Total noninterest income | $4,413,000 | 1,240 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,903,000 | 489 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,510,000 | 1,836 |
| Total noninterest expense | $15,521,000 | 1,285 |
| Salaries and employee benefits | $7,583,000 | 1,384 |
| Premises and equipment expense | $2,117,000 | 1,129 |
| Additional noninterest expense | $5,821,000 | 1,162 |
| Pre-tax net operating income | $2,479,000 | 2,481 |
| Securities gains (losses) | $326,000 | 656 |
| Applicable income taxes | $478,000 | 2,206 |
| Income before extraordinary items | $2,327,000 | 2,329 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,327,000 | 2,333 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,327,000 | 2,332 |
| Net charge-offs | $1,293,000 | 1,045 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,056,420 | 2,491 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,995,000 | 1,460 |
| Total interest expense | $2,363,000 | 1,106 |
| Net interest income | $10,632,000 | 1,541 |
| Provision for loan and lease losses | $578,000 | 1,369 |
| Total noninterest income | $3,283,000 | 1,267 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,169,000 | 490 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,114,000 | 1,904 |
| Total noninterest expense | $11,657,000 | 1,286 |
| Salaries and employee benefits | $5,782,000 | 1,371 |
| Premises and equipment expense | $1,579,000 | 1,130 |
| Additional noninterest expense | $4,296,000 | 1,167 |
| Pre-tax net operating income | $1,680,000 | 2,729 |
| Securities gains (losses) | $264,000 | 698 |
| Applicable income taxes | $270,000 | 2,514 |
| Income before extraordinary items | $1,674,000 | 2,432 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,674,000 | 2,436 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,674,000 | 2,436 |
| Net charge-offs | $926,000 | 1,058 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,446,960 | 2,645 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,672,000 | 1,457 |
| Total interest expense | $1,587,000 | 1,126 |
| Net interest income | $7,085,000 | 1,524 |
| Provision for loan and lease losses | $392,000 | 1,401 |
| Total noninterest income | $2,102,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,410,000 | 490 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $692,000 | 2,041 |
| Total noninterest expense | $7,866,000 | 1,277 |
| Salaries and employee benefits | $3,926,000 | 1,354 |
| Premises and equipment expense | $1,074,000 | 1,108 |
| Additional noninterest expense | $2,866,000 | 1,159 |
| Pre-tax net operating income | $929,000 | 3,031 |
| Securities gains (losses) | $224,000 | 688 |
| Applicable income taxes | $81,000 | 3,151 |
| Income before extraordinary items | $1,072,000 | 2,489 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,072,000 | 2,496 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,072,000 | 2,495 |
| Net charge-offs | $664,000 | 1,034 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $863,680 | 2,826 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 1,470 |
| Total interest expense | $796,000 | 1,165 |
| Net interest income | $3,555,000 | 1,528 |
| Provision for loan and lease losses | $198,000 | 1,386 |
| Total noninterest income | $975,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $680,000 | 497 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $295,000 | 2,243 |
| Total noninterest expense | $4,051,000 | 1,256 |
| Salaries and employee benefits | $1,964,000 | 1,361 |
| Premises and equipment expense | $532,000 | 1,144 |
| Additional noninterest expense | $1,555,000 | 1,073 |
| Pre-tax net operating income | $281,000 | 3,921 |
| Securities gains (losses) | $173,000 | 514 |
| Applicable income taxes | $-85,000 | 6,911 |
| Income before extraordinary items | $539,000 | 2,454 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $539,000 | 2,456 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $539,000 | 2,456 |
| Net charge-offs | $303,000 | 1,052 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $366,000 | 3,092 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,451,000 | 1,441 |
| Total interest expense | $3,572,000 | 1,251 |
| Net interest income | $14,879,000 | 1,474 |
| Provision for loan and lease losses | $1,114,000 | 1,652 |
| Total noninterest income | $4,829,000 | 1,183 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,752,000 | 527 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,077,000 | 1,486 |
| Total noninterest expense | $15,325,000 | 1,305 |
| Salaries and employee benefits | $7,680,000 | 1,342 |
| Premises and equipment expense | $1,927,000 | 1,225 |
| Additional noninterest expense | $5,718,000 | 1,203 |
| Pre-tax net operating income | $3,269,000 | 1,939 |
| Securities gains (losses) | $139,000 | 2,009 |
| Applicable income taxes | $1,061,000 | 1,420 |
| Income before extraordinary items | $2,347,000 | 2,292 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,347,000 | 2,292 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,347,000 | 2,294 |
| Net charge-offs | $650,000 | 2,308 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,251,090 | 2,256 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,017,000 | 1,445 |
| Total interest expense | $2,712,000 | 1,301 |
| Net interest income | $11,305,000 | 1,471 |
| Provision for loan and lease losses | $1,019,000 | 1,423 |
| Total noninterest income | $3,547,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,974,000 | 553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,573,000 | 1,473 |
| Total noninterest expense | $11,475,000 | 1,304 |
| Salaries and employee benefits | $5,811,000 | 1,328 |
| Premises and equipment expense | $1,406,000 | 1,272 |
| Additional noninterest expense | $4,258,000 | 1,205 |
| Pre-tax net operating income | $2,358,000 | 2,078 |
| Securities gains (losses) | $139,000 | 1,729 |
| Applicable income taxes | $759,000 | 1,496 |
| Income before extraordinary items | $1,738,000 | 2,372 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,738,000 | 2,373 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,738,000 | 2,373 |
| Net charge-offs | $572,000 | 2,027 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,640,700 | 2,353 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,491,000 | 1,442 |
| Total interest expense | $1,817,000 | 1,337 |
| Net interest income | $7,674,000 | 1,441 |
| Provision for loan and lease losses | $741,000 | 1,370 |
| Total noninterest income | $2,326,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,265,000 | 566 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,061,000 | 1,457 |
| Total noninterest expense | $7,921,000 | 1,261 |
| Salaries and employee benefits | $4,083,000 | 1,275 |
| Premises and equipment expense | $954,000 | 1,246 |
| Additional noninterest expense | $2,884,000 | 1,189 |
| Pre-tax net operating income | $1,338,000 | 2,326 |
| Securities gains (losses) | $168,000 | 1,235 |
| Applicable income taxes | $434,000 | 1,639 |
| Income before extraordinary items | $1,072,000 | 2,484 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,072,000 | 2,484 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,072,000 | 2,484 |
| Net charge-offs | $466,000 | 1,849 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $952,720 | 2,568 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,744,000 | 1,451 |
| Total interest expense | $926,000 | 1,363 |
| Net interest income | $3,818,000 | 1,456 |
| Provision for loan and lease losses | $334,000 | 1,395 |
| Total noninterest income | $1,114,000 | 1,225 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $601,000 | 590 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $513,000 | 1,480 |
| Total noninterest expense | $4,080,000 | 1,226 |
| Salaries and employee benefits | $1,895,000 | 1,367 |
| Premises and equipment expense | $478,000 | 1,251 |
| Additional noninterest expense | $1,707,000 | 1,008 |
| Pre-tax net operating income | $518,000 | 2,806 |
| Securities gains (losses) | $62,000 | 1,137 |
| Applicable income taxes | $157,000 | 1,976 |
| Income before extraordinary items | $423,000 | 2,942 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $423,000 | 2,945 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $423,000 | 2,946 |
| Net charge-offs | $271,000 | 1,578 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $377,740 | 3,029 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,680,000 | 1,450 |
| Total interest expense | $4,195,000 | 1,441 |
| Net interest income | $15,485,000 | 1,438 |
| Provision for loan and lease losses | $1,605,000 | 1,804 |
| Total noninterest income | $4,140,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,709,000 | 549 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,431,000 | 1,698 |
| Total noninterest expense | $15,502,000 | 1,273 |
| Salaries and employee benefits | $7,159,000 | 1,383 |
| Premises and equipment expense | $1,952,000 | 1,282 |
| Additional noninterest expense | $6,391,000 | 1,102 |
| Pre-tax net operating income | $2,518,000 | 2,124 |
| Securities gains (losses) | $254,000 | 1,264 |
| Applicable income taxes | $623,000 | 1,805 |
| Income before extraordinary items | $2,149,000 | 2,126 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,149,000 | 2,127 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,149,000 | 2,127 |
| Net charge-offs | $1,004,000 | 2,354 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,950,880 | 2,229 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,846,000 | 1,459 |
| Total interest expense | $3,209,000 | 1,470 |
| Net interest income | $11,637,000 | 1,444 |
| Provision for loan and lease losses | $1,193,000 | 1,757 |
| Total noninterest income | $3,038,000 | 1,227 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,030,000 | 550 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,008,000 | 1,759 |
| Total noninterest expense | $11,563,000 | 1,279 |
| Salaries and employee benefits | $5,366,000 | 1,389 |
| Premises and equipment expense | $1,486,000 | 1,282 |
| Additional noninterest expense | $4,711,000 | 1,119 |
| Pre-tax net operating income | $1,919,000 | 2,146 |
| Securities gains (losses) | $196,000 | 1,231 |
| Applicable income taxes | $499,000 | 1,743 |
| Income before extraordinary items | $1,616,000 | 2,186 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,616,000 | 2,186 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,616,000 | 2,187 |
| Net charge-offs | $930,000 | 1,974 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,467,040 | 2,260 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,909,000 | 1,469 |
| Total interest expense | $2,226,000 | 1,467 |
| Net interest income | $7,683,000 | 1,458 |
| Provision for loan and lease losses | $802,000 | 1,711 |
| Total noninterest income | $2,002,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,350,000 | 551 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $652,000 | 1,788 |
| Total noninterest expense | $7,497,000 | 1,325 |
| Salaries and employee benefits | $3,588,000 | 1,401 |
| Premises and equipment expense | $1,036,000 | 1,239 |
| Additional noninterest expense | $2,873,000 | 1,227 |
| Pre-tax net operating income | $1,386,000 | 2,009 |
| Securities gains (losses) | $176,000 | 796 |
| Applicable income taxes | $379,000 | 1,574 |
| Income before extraordinary items | $1,183,000 | 1,978 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,183,000 | 1,978 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,183,000 | 1,978 |
| Net charge-offs | $440,000 | 2,276 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,049,240 | 2,114 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 1,477 |
| Total interest expense | $1,160,000 | 1,468 |
| Net interest income | $3,791,000 | 1,470 |
| Provision for loan and lease losses | $348,000 | 1,798 |
| Total noninterest income | $1,003,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $665,000 | 547 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $338,000 | 1,767 |
| Total noninterest expense | $3,867,000 | 1,293 |
| Salaries and employee benefits | $1,808,000 | 1,398 |
| Premises and equipment expense | $507,000 | 1,290 |
| Additional noninterest expense | $1,552,000 | 1,152 |
| Pre-tax net operating income | $579,000 | 2,290 |
| Securities gains (losses) | $106,000 | 518 |
| Applicable income taxes | $150,000 | 1,794 |
| Income before extraordinary items | $535,000 | 2,133 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $535,000 | 2,132 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $535,000 | 2,133 |
| Net charge-offs | $75,000 | 3,009 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $452,320 | 2,386 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,007,000 | 1,461 |
| Total interest expense | $6,434,000 | 1,292 |
| Net interest income | $14,573,000 | 1,535 |
| Provision for loan and lease losses | $2,160,000 | 1,967 |
| Total noninterest income | $4,952,000 | 1,102 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,066,000 | 488 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,886,000 | 1,457 |
| Total noninterest expense | $14,270,000 | 1,396 |
| Salaries and employee benefits | $6,967,000 | 1,417 |
| Premises and equipment expense | $1,876,000 | 1,373 |
| Additional noninterest expense | $5,427,000 | 1,337 |
| Pre-tax net operating income | $3,095,000 | 1,586 |
| Securities gains (losses) | $-59,000 | 7,171 |
| Applicable income taxes | $886,000 | 1,338 |
| Income before extraordinary items | $2,150,000 | 1,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,150,000 | 1,901 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,150,000 | 1,902 |
| Net charge-offs | $2,494,000 | 1,630 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,191,890 | 1,792 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,999,000 | 1,470 |
| Total interest expense | $5,063,000 | 1,267 |
| Net interest income | $10,936,000 | 1,549 |
| Provision for loan and lease losses | $1,769,000 | 1,799 |
| Total noninterest income | $3,559,000 | 1,117 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,313,000 | 488 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,246,000 | 1,554 |
| Total noninterest expense | $10,635,000 | 1,401 |
| Salaries and employee benefits | $5,297,000 | 1,398 |
| Premises and equipment expense | $1,438,000 | 1,357 |
| Additional noninterest expense | $3,900,000 | 1,363 |
| Pre-tax net operating income | $2,091,000 | 1,828 |
| Securities gains (losses) | $-5,000 | 7,159 |
| Applicable income taxes | $587,000 | 1,493 |
| Income before extraordinary items | $1,499,000 | 2,141 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,499,000 | 2,141 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,499,000 | 2,144 |
| Net charge-offs | $2,287,000 | 1,380 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,502,600 | 2,044 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,727,000 | 1,484 |
| Total interest expense | $3,489,000 | 1,280 |
| Net interest income | $7,238,000 | 1,569 |
| Provision for loan and lease losses | $615,000 | 2,534 |
| Total noninterest income | $2,223,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,550,000 | 484 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $673,000 | 1,728 |
| Total noninterest expense | $7,209,000 | 1,378 |
| Salaries and employee benefits | $3,610,000 | 1,372 |
| Premises and equipment expense | $999,000 | 1,327 |
| Additional noninterest expense | $2,600,000 | 1,373 |
| Pre-tax net operating income | $1,637,000 | 1,581 |
| Securities gains (losses) | $19,000 | 2,380 |
| Applicable income taxes | $419,000 | 1,404 |
| Income before extraordinary items | $1,237,000 | 1,757 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,237,000 | 1,756 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,237,000 | 1,757 |
| Net charge-offs | $340,000 | 2,900 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,222,750 | 1,697 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,390,000 | 1,507 |
| Total interest expense | $1,754,000 | 1,338 |
| Net interest income | $3,636,000 | 1,580 |
| Provision for loan and lease losses | $232,000 | 2,786 |
| Total noninterest income | $1,090,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $744,000 | 505 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $346,000 | 1,672 |
| Total noninterest expense | $3,641,000 | 1,385 |
| Salaries and employee benefits | $1,826,000 | 1,371 |
| Premises and equipment expense | $487,000 | 1,400 |
| Additional noninterest expense | $1,328,000 | 1,338 |
| Pre-tax net operating income | $853,000 | 1,528 |
| Securities gains (losses) | $46,000 | 1,182 |
| Applicable income taxes | $242,000 | 1,241 |
| Income before extraordinary items | $657,000 | 1,665 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $657,000 | 1,666 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $657,000 | 1,667 |
| Net charge-offs | $206,000 | 2,400 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $623,420 | 1,689 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,556,000 | 1,523 |
| Total interest expense | $9,194,000 | 1,291 |
| Net interest income | $13,362,000 | 1,674 |
| Provision for loan and lease losses | $660,000 | 4,117 |
| Total noninterest income | $4,721,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,264,000 | 514 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,457,000 | 1,685 |
| Total noninterest expense | $16,676,000 | 1,247 |
| Salaries and employee benefits | $7,446,000 | 1,344 |
| Premises and equipment expense | $2,026,000 | 1,337 |
| Additional noninterest expense | $7,204,000 | 1,074 |
| Pre-tax net operating income | $747,000 | 3,459 |
| Securities gains (losses) | $-1,328,000 | 7,753 |
| Applicable income taxes | $-88,000 | 6,542 |
| Income before extraordinary items | $-493,000 | 6,076 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-493,000 | 6,075 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-493,000 | 6,076 |
| Net charge-offs | $529,000 | 3,713 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $635,800 | 3,453 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,135,000 | 1,530 |
| Total interest expense | $7,299,000 | 1,292 |
| Net interest income | $9,836,000 | 1,704 |
| Provision for loan and lease losses | $474,000 | 3,889 |
| Total noninterest income | $3,368,000 | 1,211 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,384,000 | 519 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $984,000 | 1,852 |
| Total noninterest expense | $13,016,000 | 1,184 |
| Salaries and employee benefits | $5,633,000 | 1,347 |
| Premises and equipment expense | $1,551,000 | 1,320 |
| Additional noninterest expense | $5,832,000 | 968 |
| Pre-tax net operating income | $-286,000 | 6,120 |
| Securities gains (losses) | $-1,020,000 | 7,866 |
| Applicable income taxes | $-143,000 | 7,025 |
| Income before extraordinary items | $-1,163,000 | 6,833 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,163,000 | 6,833 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,163,000 | 6,834 |
| Net charge-offs | $436,000 | 3,227 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-255,200 | 6,167 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,566,000 | 1,545 |
| Total interest expense | $5,120,000 | 1,288 |
| Net interest income | $6,446,000 | 1,733 |
| Provision for loan and lease losses | $250,000 | 3,992 |
| Total noninterest income | $2,074,000 | 1,296 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,517,000 | 543 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $557,000 | 2,082 |
| Total noninterest expense | $8,736,000 | 1,188 |
| Salaries and employee benefits | $3,775,000 | 1,377 |
| Premises and equipment expense | $1,064,000 | 1,317 |
| Additional noninterest expense | $3,897,000 | 987 |
| Pre-tax net operating income | $-466,000 | 6,602 |
| Securities gains (losses) | $-892,000 | 7,989 |
| Applicable income taxes | $-75,000 | 7,076 |
| Income before extraordinary items | $-1,283,000 | 7,266 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,283,000 | 7,266 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,283,000 | 7,265 |
| Net charge-offs | $244,000 | 3,190 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-444,520 | 6,683 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,837,000 | 1,554 |
| Total interest expense | $2,696,000 | 1,271 |
| Net interest income | $3,141,000 | 1,762 |
| Provision for loan and lease losses | $165,000 | 3,095 |
| Total noninterest income | $932,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $713,000 | 570 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $219,000 | 2,387 |
| Total noninterest expense | $4,009,000 | 1,254 |
| Salaries and employee benefits | $1,884,000 | 1,381 |
| Premises and equipment expense | $508,000 | 1,394 |
| Additional noninterest expense | $1,617,000 | 1,049 |
| Pre-tax net operating income | $-101,000 | 6,654 |
| Securities gains (losses) | $232,000 | 602 |
| Applicable income taxes | $-54,000 | 7,437 |
| Income before extraordinary items | $185,000 | 3,992 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $185,000 | 3,994 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $185,000 | 3,994 |
| Net charge-offs | $54,000 | 3,467 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-47,000 | 6,529 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,442,000 | 1,591 |
| Total interest expense | $11,920,000 | 1,368 |
| Net interest income | $12,522,000 | 1,778 |
| Provision for loan and lease losses | $1,307,000 | 2,320 |
| Total noninterest income | $4,390,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,266,000 | 529 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,124,000 | 1,978 |
| Total noninterest expense | $16,584,000 | 1,178 |
| Salaries and employee benefits | $7,918,000 | 1,272 |
| Premises and equipment expense | $2,209,000 | 1,236 |
| Additional noninterest expense | $6,457,000 | 994 |
| Pre-tax net operating income | $-979,000 | 7,008 |
| Securities gains (losses) | $-7,101,000 | 8,131 |
| Applicable income taxes | $-2,879,000 | 8,007 |
| Income before extraordinary items | $-5,201,000 | 7,827 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,201,000 | 7,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $733,000 | 2,309 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-656,360 | 6,936 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,467,000 | 1,621 |
| Total interest expense | $9,195,000 | 1,383 |
| Net interest income | $9,272,000 | 1,818 |
| Provision for loan and lease losses | $856,000 | 2,003 |
| Total noninterest income | $3,343,000 | 1,208 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,435,000 | 538 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $908,000 | 1,950 |
| Total noninterest expense | $12,109,000 | 1,208 |
| Salaries and employee benefits | $5,980,000 | 1,286 |
| Premises and equipment expense | $1,569,000 | 1,321 |
| Additional noninterest expense | $4,560,000 | 1,006 |
| Pre-tax net operating income | $-350,000 | 7,153 |
| Securities gains (losses) | $-6,130,000 | 8,240 |
| Applicable income taxes | $-2,284,000 | 8,201 |
| Income before extraordinary items | $-4,196,000 | 8,093 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-4,196,000 | 8,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 1,712 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-211,500 | 7,087 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,341,000 | 1,631 |
| Total interest expense | $6,443,000 | 1,370 |
| Net interest income | $5,898,000 | 1,908 |
| Provision for loan and lease losses | $434,000 | 2,062 |
| Total noninterest income | $2,134,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,585,000 | 541 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $549,000 | 2,104 |
| Total noninterest expense | $8,023,000 | 1,205 |
| Salaries and employee benefits | $4,054,000 | 1,281 |
| Premises and equipment expense | $1,077,000 | 1,274 |
| Additional noninterest expense | $2,892,000 | 1,034 |
| Pre-tax net operating income | $-425,000 | 7,541 |
| Securities gains (losses) | $525,000 | 303 |
| Applicable income taxes | $-119,000 | 7,890 |
| Income before extraordinary items | $219,000 | 5,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,779 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-306,000 | 7,507 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 1,682 |
| Total interest expense | $3,434,000 | 1,368 |
| Net interest income | $2,746,000 | 2,034 |
| Provision for loan and lease losses | $231,000 | 1,670 |
| Total noninterest income | $1,011,000 | 1,326 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $746,000 | 570 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $265,000 | 2,132 |
| Total noninterest expense | $3,808,000 | 1,272 |
| Salaries and employee benefits | $2,019,000 | 1,297 |
| Premises and equipment expense | $559,000 | 1,228 |
| Additional noninterest expense | $1,230,000 | 1,167 |
| Pre-tax net operating income | $-282,000 | 7,886 |
| Securities gains (losses) | $232,000 | 405 |
| Applicable income taxes | $-93,000 | 8,124 |
| Income before extraordinary items | $43,000 | 6,677 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $43,000 | 6,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,212 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-105,480 | 7,625 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,217,000 | 1,761 |
| Total interest expense | $13,597,000 | 1,474 |
| Net interest income | $10,620,000 | 2,132 |
| Provision for loan and lease losses | $650,000 | 1,944 |
| Total noninterest income | $4,257,000 | 1,241 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,098,000 | 562 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,159,000 | 2,014 |
| Total noninterest expense | $14,045,000 | 1,317 |
| Salaries and employee benefits | $7,278,000 | 1,394 |
| Premises and equipment expense | $1,990,000 | 1,329 |
| Additional noninterest expense | $4,777,000 | 1,186 |
| Pre-tax net operating income | $182,000 | 6,915 |
| Securities gains (losses) | $994,000 | 175 |
| Applicable income taxes | $251,000 | 3,610 |
| Income before extraordinary items | $925,000 | 4,485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $925,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,148,000 | 931 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $139,740 | 6,976 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,918,000 | 1,789 |
| Total interest expense | $10,157,000 | 1,480 |
| Net interest income | $7,761,000 | 2,198 |
| Provision for loan and lease losses | $472,000 | 1,649 |
| Total noninterest income | $3,148,000 | 1,252 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,251,000 | 577 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $897,000 | 1,980 |
| Total noninterest expense | $10,502,000 | 1,316 |
| Salaries and employee benefits | $5,492,000 | 1,382 |
| Premises and equipment expense | $1,473,000 | 1,331 |
| Additional noninterest expense | $3,537,000 | 1,168 |
| Pre-tax net operating income | $-65,000 | 7,762 |
| Securities gains (losses) | $758,000 | 178 |
| Applicable income taxes | $18,000 | 5,533 |
| Income before extraordinary items | $675,000 | 4,755 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $675,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,511 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-60,260 | 7,780 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,896,000 | 1,813 |
| Total interest expense | $6,613,000 | 1,515 |
| Net interest income | $5,283,000 | 2,181 |
| Provision for loan and lease losses | $289,000 | 1,615 |
| Total noninterest income | $2,101,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,447,000 | 598 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $654,000 | 1,863 |
| Total noninterest expense | $7,076,000 | 1,322 |
| Salaries and employee benefits | $3,686,000 | 1,391 |
| Premises and equipment expense | $1,019,000 | 1,313 |
| Additional noninterest expense | $2,371,000 | 1,179 |
| Pre-tax net operating income | $19,000 | 7,693 |
| Securities gains (losses) | $386,000 | 204 |
| Applicable income taxes | $-22,000 | 8,210 |
| Income before extraordinary items | $427,000 | 4,912 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $427,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,408 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $41,000 | 7,532 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,807,000 | 1,852 |
| Total interest expense | $3,263,000 | 1,519 |
| Net interest income | $2,544,000 | 2,263 |
| Provision for loan and lease losses | $67,000 | 2,635 |
| Total noninterest income | $930,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $627,000 | 674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $303,000 | 1,948 |
| Total noninterest expense | $3,498,000 | 1,327 |
| Salaries and employee benefits | $1,869,000 | 1,375 |
| Premises and equipment expense | $508,000 | 1,322 |
| Additional noninterest expense | $1,121,000 | 1,214 |
| Pre-tax net operating income | $-91,000 | 8,135 |
| Securities gains (losses) | $72,000 | 363 |
| Applicable income taxes | $-59,000 | 8,441 |
| Income before extraordinary items | $40,000 | 7,298 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $40,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,794 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-6,080 | 7,883 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,949,000 | 1,759 |
| Total interest expense | $11,726,000 | 1,434 |
| Net interest income | $11,223,000 | 2,069 |
| Provision for loan and lease losses | $443,000 | 2,107 |
| Total noninterest income | $3,291,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,237,000 | 790 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,054,000 | 2,144 |
| Total noninterest expense | $13,961,000 | 1,281 |
| Salaries and employee benefits | $7,301,000 | 1,338 |
| Premises and equipment expense | $2,014,000 | 1,286 |
| Additional noninterest expense | $4,646,000 | 1,160 |
| Pre-tax net operating income | $110,000 | 7,676 |
| Securities gains (losses) | $521,000 | 244 |
| Applicable income taxes | $105,000 | 4,928 |
| Income before extraordinary items | $526,000 | 6,056 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $526,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,637 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $93,570 | 7,694 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,020,000 | 1,768 |
| Total interest expense | $8,414,000 | 1,453 |
| Net interest income | $8,606,000 | 2,037 |
| Provision for loan and lease losses | $347,000 | 1,917 |
| Total noninterest income | $2,434,000 | 1,518 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,666,000 | 799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $768,000 | 2,194 |
| Total noninterest expense | $10,494,000 | 1,291 |
| Salaries and employee benefits | $5,530,000 | 1,337 |
| Premises and equipment expense | $1,488,000 | 1,311 |
| Additional noninterest expense | $3,476,000 | 1,164 |
| Pre-tax net operating income | $199,000 | 7,419 |
| Securities gains (losses) | $338,000 | 256 |
| Applicable income taxes | $130,000 | 4,652 |
| Income before extraordinary items | $407,000 | 6,195 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $407,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,264 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $150,120 | 7,481 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,242,000 | 1,748 |
| Total interest expense | $5,290,000 | 1,469 |
| Net interest income | $5,952,000 | 1,968 |
| Provision for loan and lease losses | $199,000 | 2,134 |
| Total noninterest income | $1,591,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,078,000 | 813 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $513,000 | 2,179 |
| Total noninterest expense | $7,080,000 | 1,289 |
| Salaries and employee benefits | $3,734,000 | 1,329 |
| Premises and equipment expense | $1,022,000 | 1,275 |
| Additional noninterest expense | $2,324,000 | 1,167 |
| Pre-tax net operating income | $264,000 | 6,683 |
| Securities gains (losses) | $233,000 | 246 |
| Applicable income taxes | $123,000 | 4,275 |
| Income before extraordinary items | $374,000 | 5,541 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $374,000 | 5,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 1,164 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $199,250 | 6,771 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,472,000 | 1,743 |
| Total interest expense | $2,415,000 | 1,524 |
| Net interest income | $3,057,000 | 1,894 |
| Provision for loan and lease losses | $31,000 | 3,804 |
| Total noninterest income | $774,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $515,000 | 818 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $259,000 | 2,149 |
| Total noninterest expense | $3,544,000 | 1,295 |
| Salaries and employee benefits | $1,883,000 | 1,313 |
| Premises and equipment expense | $502,000 | 1,296 |
| Additional noninterest expense | $1,159,000 | 1,153 |
| Pre-tax net operating income | $256,000 | 5,319 |
| Securities gains (losses) | $53,000 | 337 |
| Applicable income taxes | $66,000 | 4,128 |
| Income before extraordinary items | $243,000 | 4,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $243,000 | 4,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $201,130 | 5,346 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,966,000 | 1,688 |
| Total interest expense | $7,505,000 | 1,509 |
| Net interest income | $12,461,000 | 1,761 |
| Provision for loan and lease losses | $521,000 | 1,827 |
| Total noninterest income | $3,255,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,532,000 | 690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $723,000 | 2,711 |
| Total noninterest expense | $13,152,000 | 1,318 |
| Salaries and employee benefits | $6,651,000 | 1,401 |
| Premises and equipment expense | $1,975,000 | 1,244 |
| Additional noninterest expense | $4,526,000 | 1,125 |
| Pre-tax net operating income | $2,043,000 | 3,629 |
| Securities gains (losses) | $1,016,000 | 191 |
| Applicable income taxes | $1,069,000 | 2,173 |
| Income before extraordinary items | $1,990,000 | 3,107 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,990,000 | 3,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,334 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,329,600 | 4,062 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,719,000 | 1,677 |
| Total interest expense | $5,292,000 | 1,515 |
| Net interest income | $9,427,000 | 1,731 |
| Provision for loan and lease losses | $475,000 | 1,467 |
| Total noninterest income | $2,405,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,899,000 | 689 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $506,000 | 2,862 |
| Total noninterest expense | $9,901,000 | 1,292 |
| Salaries and employee benefits | $4,967,000 | 1,394 |
| Premises and equipment expense | $1,482,000 | 1,229 |
| Additional noninterest expense | $3,452,000 | 1,093 |
| Pre-tax net operating income | $1,456,000 | 3,839 |
| Securities gains (losses) | $769,000 | 206 |
| Applicable income taxes | $797,000 | 2,205 |
| Income before extraordinary items | $1,428,000 | 3,253 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,428,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,356 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $935,840 | 4,301 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,657,000 | 1,661 |
| Total interest expense | $3,325,000 | 1,515 |
| Net interest income | $6,332,000 | 1,695 |
| Provision for loan and lease losses | $340,000 | 1,371 |
| Total noninterest income | $1,609,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,255,000 | 672 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $354,000 | 2,747 |
| Total noninterest expense | $6,833,000 | 1,240 |
| Salaries and employee benefits | $3,367,000 | 1,358 |
| Premises and equipment expense | $1,036,000 | 1,152 |
| Additional noninterest expense | $2,430,000 | 1,035 |
| Pre-tax net operating income | $768,000 | 4,375 |
| Securities gains (losses) | $724,000 | 179 |
| Applicable income taxes | $525,000 | 2,201 |
| Income before extraordinary items | $967,000 | 3,169 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $967,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,332 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $496,400 | 4,859 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,728,000 | 1,662 |
| Total interest expense | $1,536,000 | 1,555 |
| Net interest income | $3,192,000 | 1,673 |
| Provision for loan and lease losses | $186,000 | 1,193 |
| Total noninterest income | $753,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $598,000 | 681 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,913 |
| Total noninterest expense | $3,307,000 | 1,286 |
| Salaries and employee benefits | $1,692,000 | 1,366 |
| Premises and equipment expense | $488,000 | 1,238 |
| Additional noninterest expense | $1,127,000 | 1,095 |
| Pre-tax net operating income | $452,000 | 3,943 |
| Securities gains (losses) | $103,000 | 358 |
| Applicable income taxes | $203,000 | 2,563 |
| Income before extraordinary items | $352,000 | 3,943 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $352,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,164 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $286,080 | 4,462 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,967,000 | 1,613 |
| Total interest expense | $5,641,000 | 1,462 |
| Net interest income | $12,326,000 | 1,652 |
| Provision for loan and lease losses | $135,000 | 4,427 |
| Total noninterest income | $2,239,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,358,000 | 1,311 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $881,000 | 2,327 |
| Total noninterest expense | $11,344,000 | 1,438 |
| Salaries and employee benefits | $5,627,000 | 1,579 |
| Premises and equipment expense | $1,721,000 | 1,344 |
| Additional noninterest expense | $3,996,000 | 1,237 |
| Pre-tax net operating income | $3,086,000 | 2,527 |
| Securities gains (losses) | $1,265,000 | 239 |
| Applicable income taxes | $1,562,000 | 1,553 |
| Income before extraordinary items | $2,789,000 | 2,210 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,789,000 | 2,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,217 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,979,400 | 2,885 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,398,000 | 1,595 |
| Total interest expense | $4,245,000 | 1,418 |
| Net interest income | $9,153,000 | 1,658 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $1,387,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $774,000 | 1,723 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $613,000 | 2,464 |
| Total noninterest expense | $8,236,000 | 1,479 |
| Salaries and employee benefits | $4,130,000 | 1,609 |
| Premises and equipment expense | $1,236,000 | 1,401 |
| Additional noninterest expense | $2,870,000 | 1,291 |
| Pre-tax net operating income | $2,284,000 | 2,579 |
| Securities gains (losses) | $1,095,000 | 251 |
| Applicable income taxes | $1,178,000 | 1,558 |
| Income before extraordinary items | $2,201,000 | 2,128 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,201,000 | 2,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,489,250 | 2,888 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,904,000 | 1,588 |
| Total interest expense | $2,880,000 | 1,382 |
| Net interest income | $6,024,000 | 1,668 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $915,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $507,000 | 1,722 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $408,000 | 2,477 |
| Total noninterest expense | $5,374,000 | 1,509 |
| Salaries and employee benefits | $2,713,000 | 1,629 |
| Premises and equipment expense | $840,000 | 1,372 |
| Additional noninterest expense | $1,821,000 | 1,331 |
| Pre-tax net operating income | $1,565,000 | 2,496 |
| Securities gains (losses) | $820,000 | 244 |
| Applicable income taxes | $797,000 | 1,531 |
| Income before extraordinary items | $1,588,000 | 1,973 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,588,000 | 1,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,141 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,038,600 | 2,764 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 1,559 |
| Total interest expense | $1,481,000 | 1,350 |
| Net interest income | $3,040,000 | 1,642 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $445,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $246,000 | 1,726 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $199,000 | 2,487 |
| Total noninterest expense | $2,649,000 | 1,530 |
| Salaries and employee benefits | $1,336,000 | 1,666 |
| Premises and equipment expense | $403,000 | 1,460 |
| Additional noninterest expense | $910,000 | 1,331 |
| Pre-tax net operating income | $836,000 | 2,335 |
| Securities gains (losses) | $788,000 | 195 |
| Applicable income taxes | $529,000 | 1,247 |
| Income before extraordinary items | $1,095,000 | 1,468 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,095,000 | 1,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,188 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $567,040 | 2,556 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,689,000 | 1,539 |
| Total interest expense | $6,731,000 | 1,315 |
| Net interest income | $11,958,000 | 1,625 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $1,924,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,103,000 | 1,563 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $821,000 | 2,697 |
| Total noninterest expense | $10,075,000 | 1,593 |
| Salaries and employee benefits | $4,807,000 | 1,794 |
| Premises and equipment expense | $1,516,000 | 1,504 |
| Additional noninterest expense | $3,752,000 | 1,324 |
| Pre-tax net operating income | $3,732,000 | 2,086 |
| Securities gains (losses) | $509,000 | 737 |
| Applicable income taxes | $1,429,000 | 1,691 |
| Income before extraordinary items | $2,812,000 | 2,160 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,812,000 | 2,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,417 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,476,060 | 2,284 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,959,000 | 1,565 |
| Total interest expense | $5,226,000 | 1,326 |
| Net interest income | $8,733,000 | 1,681 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $1,423,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $827,000 | 1,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $596,000 | 2,839 |
| Total noninterest expense | $7,509,000 | 1,617 |
| Salaries and employee benefits | $3,547,000 | 1,829 |
| Premises and equipment expense | $1,141,000 | 1,503 |
| Additional noninterest expense | $2,821,000 | 1,309 |
| Pre-tax net operating income | $2,572,000 | 2,324 |
| Securities gains (losses) | $196,000 | 1,240 |
| Applicable income taxes | $921,000 | 1,985 |
| Income before extraordinary items | $1,847,000 | 2,498 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,847,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,634 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,715,680 | 2,526 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,404,000 | 1,567 |
| Total interest expense | $3,603,000 | 1,332 |
| Net interest income | $5,801,000 | 1,678 |
| Provision for loan and lease losses | $70,000 | 4,525 |
| Total noninterest income | $956,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $561,000 | 1,522 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $395,000 | 2,819 |
| Total noninterest expense | $5,026,000 | 1,596 |
| Salaries and employee benefits | $2,397,000 | 1,796 |
| Premises and equipment expense | $755,000 | 1,516 |
| Additional noninterest expense | $1,874,000 | 1,312 |
| Pre-tax net operating income | $1,661,000 | 2,385 |
| Securities gains (losses) | $133,000 | 1,307 |
| Applicable income taxes | $665,000 | 1,895 |
| Income before extraordinary items | $1,129,000 | 2,710 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,129,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,132 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,043,880 | 2,713 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 1,550 |
| Total interest expense | $1,886,000 | 1,293 |
| Net interest income | $2,904,000 | 1,681 |
| Provision for loan and lease losses | $53,000 | 3,599 |
| Total noninterest income | $453,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $280,000 | 1,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $173,000 | 2,965 |
| Total noninterest expense | $2,636,000 | 1,514 |
| Salaries and employee benefits | $1,306,000 | 1,629 |
| Premises and equipment expense | $378,000 | 1,524 |
| Additional noninterest expense | $952,000 | 1,283 |
| Pre-tax net operating income | $668,000 | 2,843 |
| Securities gains (losses) | $33,000 | 1,627 |
| Applicable income taxes | $257,000 | 2,288 |
| Income before extraordinary items | $444,000 | 3,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $444,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $422,880 | 3,166 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,998,000 | 1,618 |
| Total interest expense | $8,416,000 | 1,341 |
| Net interest income | $10,582,000 | 1,834 |
| Provision for loan and lease losses | $620,000 | 2,007 |
| Total noninterest income | $1,232,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $815,000 | 1,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $417,000 | 3,627 |
| Total noninterest expense | $8,942,000 | 1,697 |
| Salaries and employee benefits | $3,877,000 | 2,065 |
| Premises and equipment expense | $1,183,000 | 1,875 |
| Additional noninterest expense | $3,882,000 | 1,239 |
| Pre-tax net operating income | $2,252,000 | 3,129 |
| Securities gains (losses) | $284,000 | 931 |
| Applicable income taxes | $771,000 | 2,660 |
| Income before extraordinary items | $1,765,000 | 3,086 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,765,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,573 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,566,200 | 3,278 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,691,000 | 1,936 |
| Total interest expense | $8,810,000 | 1,833 |
| Net interest income | $8,881,000 | 2,012 |
| Provision for loan and lease losses | $520,000 | 2,133 |
| Total noninterest income | $1,091,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $786,000 | 1,937 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $305,000 | 4,084 |
| Total noninterest expense | $7,139,000 | 2,012 |
| Salaries and employee benefits | $3,412,000 | 2,199 |
| Premises and equipment expense | $1,030,000 | 2,074 |
| Additional noninterest expense | $2,697,000 | 1,707 |
| Pre-tax net operating income | $2,313,000 | 2,834 |
| Securities gains (losses) | $224,000 | 1,100 |
| Applicable income taxes | $964,000 | 2,128 |
| Income before extraordinary items | $1,573,000 | 3,108 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,573,000 | 3,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,943 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,429,640 | 3,242 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,006,000 | 2,191 |
| Total interest expense | $7,629,000 | 2,233 |
| Net interest income | $8,377,000 | 2,115 |
| Provision for loan and lease losses | $125,000 | 4,758 |
| Total noninterest income | $829,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $660,000 | 2,093 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $169,000 | 5,202 |
| Total noninterest expense | $6,486,000 | 2,121 |
| Salaries and employee benefits | $3,124,000 | 2,280 |
| Premises and equipment expense | $968,000 | 2,129 |
| Additional noninterest expense | $2,394,000 | 1,845 |
| Pre-tax net operating income | $2,595,000 | 2,682 |
| Securities gains (losses) | $1,892,000 | 98 |
| Applicable income taxes | $1,669,000 | 1,376 |
| Income before extraordinary items | $2,818,000 | 1,848 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,818,000 | 1,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,242 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,607,120 | 3,070 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,496,000 | 2,245 |
| Total interest expense | $7,116,000 | 2,094 |
| Net interest income | $7,380,000 | 2,392 |
| Provision for loan and lease losses | $283,000 | 2,806 |
| Total noninterest income | $658,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $554,000 | 2,404 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $104,000 | 6,534 |
| Total noninterest expense | $6,002,000 | 2,275 |
| Salaries and employee benefits | $2,954,000 | 2,376 |
| Premises and equipment expense | $833,000 | 2,432 |
| Additional noninterest expense | $2,215,000 | 1,970 |
| Pre-tax net operating income | $1,753,000 | 3,689 |
| Securities gains (losses) | $1,079,000 | 205 |
| Applicable income taxes | $1,051,000 | 2,137 |
| Income before extraordinary items | $1,781,000 | 2,836 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,781,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,090,440 | 4,130 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,476,000 | 2,410 |
| Total interest expense | $6,603,000 | 2,289 |
| Net interest income | $6,873,000 | 2,465 |
| Provision for loan and lease losses | $410,000 | 2,021 |
| Total noninterest income | $584,000 | 4,472 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $403,000 | 3,118 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $181,000 | 5,217 |
| Total noninterest expense | $5,510,000 | 2,375 |
| Salaries and employee benefits | $2,751,000 | 2,458 |
| Premises and equipment expense | $734,000 | 2,658 |
| Additional noninterest expense | $2,025,000 | 2,092 |
| Pre-tax net operating income | $1,537,000 | 4,109 |
| Securities gains (losses) | $957,000 | 387 |
| Applicable income taxes | $927,000 | 2,444 |
| Income before extraordinary items | $1,567,000 | 3,144 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,567,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,532 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $954,520 | 4,555 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,923,000 | 2,546 |
| Total interest expense | $6,259,000 | 2,404 |
| Net interest income | $6,664,000 | 2,610 |
| Provision for loan and lease losses | $412,000 | 2,051 |
| Total noninterest income | $398,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $317,000 | 3,896 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $81,000 | 7,347 |
| Total noninterest expense | $4,449,000 | 2,861 |
| Salaries and employee benefits | $2,305,000 | 2,874 |
| Premises and equipment expense | $614,000 | 3,083 |
| Additional noninterest expense | $1,530,000 | 2,685 |
| Pre-tax net operating income | $2,201,000 | 3,246 |
| Securities gains (losses) | $740,000 | 335 |
| Applicable income taxes | $1,146,000 | 2,178 |
| Income before extraordinary items | $1,795,000 | 2,837 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,795,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,522 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,321,400 | 3,678 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,467,000 | 2,671 |
| Total interest expense | $6,362,000 | 2,422 |
| Net interest income | $6,105,000 | 2,907 |
| Provision for loan and lease losses | $350,000 | 2,313 |
| Total noninterest income | $407,000 | 5,885 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $304,000 | 4,184 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $103,000 | 7,023 |
| Total noninterest expense | $4,100,000 | 3,274 |
| Salaries and employee benefits | $2,212,000 | 3,022 |
| Premises and equipment expense | $535,000 | 3,574 |
| Additional noninterest expense | $1,353,000 | 3,408 |
| Pre-tax net operating income | $2,062,000 | 3,339 |
| Securities gains (losses) | $206,000 | 684 |
| Applicable income taxes | $918,000 | 2,531 |
| Income before extraordinary items | $1,350,000 | 3,510 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,350,000 | 3,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 1,479 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,218,160 | 3,773 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,987,000 | 2,786 |
| Total interest expense | $5,740,000 | 2,670 |
| Net interest income | $6,247,000 | 2,854 |
| Provision for loan and lease losses | $127,000 | 3,972 |
| Total noninterest income | $370,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $275,000 | 4,605 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $95,000 | 7,393 |
| Total noninterest expense | $3,802,000 | 3,480 |
| Salaries and employee benefits | $1,929,000 | 3,417 |
| Premises and equipment expense | $421,000 | 4,333 |
| Additional noninterest expense | $1,452,000 | 3,179 |
| Pre-tax net operating income | $2,688,000 | 2,671 |
| Securities gains (losses) | $274,000 | 549 |
| Applicable income taxes | $1,152,000 | 2,097 |
| Income before extraordinary items | $1,810,000 | 2,725 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,810,000 | 2,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,739 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,634,640 | 2,973 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,342,000 | 2,676 |
| Total interest expense | $4,750,000 | 2,580 |
| Net interest income | $6,592,000 | 2,748 |
| Provision for loan and lease losses | $95,000 | 4,682 |
| Total noninterest income | $552,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $246,000 | 5,101 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $306,000 | 4,036 |
| Total noninterest expense | $4,040,000 | 3,401 |
| Salaries and employee benefits | $1,848,000 | 3,525 |
| Premises and equipment expense | $449,000 | 4,161 |
| Additional noninterest expense | $1,743,000 | 2,902 |
| Pre-tax net operating income | $3,009,000 | 2,369 |
| Securities gains (losses) | $39,000 | 1,298 |
| Applicable income taxes | $1,192,000 | 1,887 |
| Income before extraordinary items | $1,856,000 | 2,621 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,856,000 | 2,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,574 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,831,040 | 2,665 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,838,000 | 2,610 |
| Total interest expense | $5,063,000 | 2,542 |
| Net interest income | $6,775,000 | 2,656 |
| Provision for loan and lease losses | $177,000 | 4,239 |
| Total noninterest income | $326,000 | 7,319 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $225,000 | 5,509 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $101,000 | 7,826 |
| Total noninterest expense | $4,021,000 | 3,479 |
| Salaries and employee benefits | $1,897,000 | 3,440 |
| Premises and equipment expense | $442,000 | 4,326 |
| Additional noninterest expense | $1,682,000 | 3,172 |
| Pre-tax net operating income | $2,903,000 | 2,360 |
| Securities gains (losses) | $340,000 | 1,188 |
| Applicable income taxes | $1,332,000 | 1,751 |
| Income before extraordinary items | $1,911,000 | 2,633 |
| Extraordinary gains, net | $290,000 | 744 |
| Net income | $2,201,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 4,050 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,693,400 | 2,746 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,895,000 | 2,730 |
| Total interest expense | $7,020,000 | 2,402 |
| Net interest income | $5,875,000 | 3,117 |
| Provision for loan and lease losses | $692,000 | 2,390 |
| Total noninterest income | $317,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $209,000 | 5,819 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $108,000 | 7,800 |
| Total noninterest expense | $3,825,000 | 3,639 |
| Salaries and employee benefits | $1,837,000 | 3,481 |
| Premises and equipment expense | $483,000 | 4,096 |
| Additional noninterest expense | $1,505,000 | 3,585 |
| Pre-tax net operating income | $1,675,000 | 3,667 |
| Securities gains (losses) | $338,000 | 1,424 |
| Applicable income taxes | $862,000 | 2,416 |
| Income before extraordinary items | $1,151,000 | 3,957 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,151,000 | 3,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 2,810 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $934,680 | 4,466 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.