Home > Southbridge Savings Bank > Assets and Liabilities
Southbridge Savings Bank, Assets and Liabilities
| 2017-03-31 | Rank | |
| # of Employees: | 110 | 1,320 |
| Assets and Liabilities | ||
| Total Assets: | $558,613,000 | 1,298 |
| Cash and due from depository institutions | $11,986,000 | 1,320 |
| Interest-bearing balances | $852,000 | 5,210 |
| Securities | $16,133,000 | 4,141 |
| Federal funds sold & reverse repurchase agreements | $10,011,000 | 358 |
| Net loans & leases | $482,139,000 | 1,055 |
| Loan loss allowance | $645,000 | 4,525 |
| Trading account assets | $0 | 232 |
| Bank premises and fixed assets | $9,867,000 | 1,193 |
| Other real estate owned | $104,000 | 1,320 |
| Goodwill and other intangibles | $3,659,000 | 903 |
| All other assets | $24,714,000 | 888 |
| Life insurance assets | $13,550,000 | 741 |
| Total liabilities and capital | $558,613,000 | 1,298 |
| Total liabilities | $513,212,000 | 1,258 |
| Total deposits | $424,251,000 | 1,415 |
| Interest-bearing deposits | $381,232,000 | 1,233 |
| Deposits held in domestic offices | $424,251,000 | 1,415 |
| % insured | 90.82% | 1,071 |
| Federal funds purchased & repurchase agreements | $0 | 1,613 |
| Trading liabilities | $0 | 164 |
| Other borrowed funds | $84,058,000 | 436 |
| Subordinated debt | $0 | 105 |
| All other liabilities | $4,903,000 | 1,046 |
| Total equity capital | $45,401,000 | 1,682 |
| Total bank equity capital | $45,401,000 | 1,682 |
| Perpetual preferred stock | $0 | 106 |
| Common stock | $1,000 | 5,171 |
| Surplus | $0 | 5,431 |
| Undivided profits | $45,400,000 | 990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 125 |
| Memoranda | ||
| Noncurrent loans and leases | $3,858,000 | 1,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 823 |
| Income earned, not collected on loans | $1,195,000 | 2,152 |
| Earning assets | $509,135,000 | 1,305 |
| Long-term assets (5+ years) | $278,163,000 | 897 |
| Average Assets, year-to-date | $551,871,500 | 1,298 |
| Average Assets, quarterly | $551,871,500 | 1,298 |
| Volatile liabilities | $68,492,000 | 805 |
| Insider loans | $3,225,000 | 1,707 |
| FHLB advances | $84,058,000 | 400 |
| Loans and leases held for sale | $0 | 1,700 |
| Unused loan commitments | $40,552,000 | 1,856 |
| Tier 1 (core) risk-based capital | $44,055,000 | 1,680 |
| Tier 2 risk-based capital | $645,000 | 4,337 |
| Total risk weighted assets | $391,522,000 | 1,296 |
| Total unused commitments | $40,552,000 | 1,856 |
| Derivatives | $0 | 1,425 |
| 2016-12-31 | Rank | |
| # of Employees: | 111 | 1,310 |
| Assets and Liabilities | ||
| Total Assets: | $545,130,000 | 1,309 |
| Cash and due from depository institutions | $9,650,000 | 1,310 |
| Interest-bearing balances | $390,000 | 5,399 |
| Securities | $16,448,000 | 4,122 |
| Federal funds sold & reverse repurchase agreements | $4,053,000 | 755 |
| Net loans & leases | $477,047,000 | 1,053 |
| Loan loss allowance | $327,000 | 5,252 |
| Trading account assets | $0 | 239 |
| Bank premises and fixed assets | $9,919,000 | 1,183 |
| Other real estate owned | $318,000 | 1,310 |
| Goodwill and other intangibles | $3,801,000 | 887 |
| All other assets | $23,894,000 | 933 |
| Life insurance assets | $13,437,000 | 737 |
| Total liabilities and capital | $545,130,000 | 1,309 |
| Total liabilities | $501,233,000 | 1,270 |
| Total deposits | $420,620,000 | 1,397 |
| Interest-bearing deposits | $372,808,000 | 1,244 |
| Deposits held in domestic offices | $420,620,000 | 1,397 |
| % insured | 89.63% | 1,362 |
| Federal funds purchased & repurchase agreements | $0 | 1,797 |
| Trading liabilities | $0 | 164 |
| Other borrowed funds | $73,143,000 | 498 |
| Subordinated debt | $0 | 112 |
| All other liabilities | $7,470,000 | 782 |
| Total equity capital | $43,897,000 | 1,719 |
| Total bank equity capital | $43,897,000 | 1,719 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 5,217 |
| Surplus | $0 | 5,484 |
| Undivided profits | $43,896,000 | 1,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $3,676,000 | 1,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 831 |
| Income earned, not collected on loans | $1,286,000 | 2,142 |
| Earning assets | $497,938,000 | 1,315 |
| Long-term assets (5+ years) | $274,764,000 | 892 |
| Average Assets, year-to-date | $531,893,200 | 1,299 |
| Average Assets, quarterly | $544,477,000 | 1,304 |
| Volatile liabilities | $54,476,000 | 977 |
| Insider loans | $2,188,000 | 2,196 |
| FHLB advances | $73,143,000 | 462 |
| Loans and leases held for sale | $0 | 1,794 |
| Unused loan commitments | $52,551,000 | 1,541 |
| Tier 1 (core) risk-based capital | $43,177,000 | 1,706 |
| Tier 2 risk-based capital | $327,000 | 5,155 |
| Total risk weighted assets | $385,903,000 | 1,305 |
| Total unused commitments | $52,551,000 | 1,541 |
| Derivatives | $0 | 1,433 |
| 2016-09-30 | Rank | |
| # of Employees: | 110 | 1,324 |
| Assets and Liabilities | ||
| Total Assets: | $543,824,000 | 1,304 |
| Cash and due from depository institutions | $18,241,000 | 1,324 |
| Interest-bearing balances | $8,328,000 | 3,061 |
| Securities | $17,399,000 | 4,066 |
| Federal funds sold & reverse repurchase agreements | $844,000 | 1,707 |
| Net loans & leases | $469,308,000 | 1,053 |
| Loan loss allowance | $93,000 | 5,850 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,017,000 | 1,174 |
| Other real estate owned | $376,000 | 1,324 |
| Goodwill and other intangibles | $3,944,000 | 863 |
| All other assets | $23,695,000 | 904 |
| Life insurance assets | $13,325,000 | 733 |
| Total liabilities and capital | $543,823,000 | 1,304 |
| Total liabilities | $499,907,000 | 1,261 |
| Total deposits | $411,262,000 | 1,422 |
| Interest-bearing deposits | $370,039,000 | 1,242 |
| Deposits held in domestic offices | $411,262,000 | 1,422 |
| % insured | 92.02% | 921 |
| Federal funds purchased & repurchase agreements | $0 | 1,774 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $83,228,000 | 448 |
| Subordinated debt | $0 | 113 |
| All other liabilities | $5,417,000 | 1,040 |
| Total equity capital | $43,916,000 | 1,751 |
| Total bank equity capital | $43,916,000 | 1,751 |
| Perpetual preferred stock | $0 | 115 |
| Common stock | $1,000 | 5,279 |
| Surplus | $0 | 5,549 |
| Undivided profits | $43,915,000 | 1,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $5,284,000 | 912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 849 |
| Income earned, not collected on loans | $1,221,000 | 2,237 |
| Earning assets | $495,879,000 | 1,313 |
| Long-term assets (5+ years) | $257,307,000 | 924 |
| Average Assets, year-to-date | $528,584,000 | 1,311 |
| Average Assets, quarterly | $538,364,500 | 1,304 |
| Volatile liabilities | $51,166,000 | 1,023 |
| Insider loans | $3,194,000 | 1,732 |
| FHLB advances | $83,228,000 | 416 |
| Loans and leases held for sale | $0 | 1,876 |
| Unused loan commitments | $62,038,000 | 1,377 |
| Tier 1 (core) risk-based capital | $42,814,000 | 1,717 |
| Tier 2 risk-based capital | $93,000 | 5,835 |
| Total risk weighted assets | $384,644,000 | 1,300 |
| Total unused commitments | $62,038,000 | 1,377 |
| Derivatives | $0 | 1,446 |
| 2016-06-30 | Rank | |
| # of Employees: | 107 | 1,368 |
| Assets and Liabilities | ||
| Total Assets: | $532,905,000 | 1,322 |
| Cash and due from depository institutions | $21,270,000 | 1,368 |
| Interest-bearing balances | $7,831,000 | 3,138 |
| Securities | $17,899,000 | 4,084 |
| Federal funds sold & reverse repurchase agreements | $8,371,000 | 386 |
| Net loans & leases | $448,149,000 | 1,097 |
| Loan loss allowance | $14,000 | 6,004 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $10,081,000 | 1,175 |
| Other real estate owned | $260,000 | 1,368 |
| Goodwill and other intangibles | $4,133,000 | 842 |
| All other assets | $22,742,000 | 934 |
| Life insurance assets | $13,213,000 | 738 |
| Total liabilities and capital | $532,904,000 | 1,322 |
| Total liabilities | $489,143,000 | 1,278 |
| Total deposits | $403,657,000 | 1,435 |
| Interest-bearing deposits | $362,828,000 | 1,261 |
| Deposits held in domestic offices | $403,657,000 | 1,435 |
| % insured | 91.72% | 1,077 |
| Federal funds purchased & repurchase agreements | $0 | 1,871 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $80,286,000 | 484 |
| Subordinated debt | $0 | 116 |
| All other liabilities | $5,200,000 | 1,055 |
| Total equity capital | $43,761,000 | 1,746 |
| Total bank equity capital | $43,761,000 | 1,746 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $1,000 | 5,349 |
| Surplus | $0 | 5,626 |
| Undivided profits | $43,760,000 | 1,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 130 |
| Memoranda | ||
| Noncurrent loans and leases | $5,625,000 | 867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 859 |
| Income earned, not collected on loans | $1,203,000 | 2,166 |
| Earning assets | $482,250,000 | 1,338 |
| Long-term assets (5+ years) | $238,497,000 | 982 |
| Average Assets, year-to-date | $523,504,000 | 1,325 |
| Average Assets, quarterly | $529,600,000 | 1,323 |
| Volatile liabilities | $44,191,000 | 1,146 |
| Insider loans | $3,247,000 | 1,733 |
| FHLB advances | $80,286,000 | 454 |
| Loans and leases held for sale | $0 | 1,907 |
| Unused loan commitments | $59,445,000 | 1,409 |
| Tier 1 (core) risk-based capital | $43,376,000 | 1,687 |
| Tier 2 risk-based capital | $14,000 | 6,004 |
| Total risk weighted assets | $371,890,000 | 1,323 |
| Total unused commitments | $59,445,000 | 1,409 |
| Derivatives | $0 | 1,453 |
| 2016-03-31 | Rank | |
| # of Employees: | 107 | 1,351 |
| Assets and Liabilities | ||
| Total Assets: | $526,295,000 | 1,327 |
| Cash and due from depository institutions | $15,263,000 | 1,351 |
| Interest-bearing balances | $5,451,000 | 3,864 |
| Securities | $19,854,000 | 4,007 |
| Federal funds sold & reverse repurchase agreements | $9,207,000 | 423 |
| Net loans & leases | $446,913,000 | 1,076 |
| Loan loss allowance | $3,775,000 | 1,574 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,501,000 | 1,123 |
| Other real estate owned | $410,000 | 1,351 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $24,147,000 | 889 |
| Life insurance assets | $13,086,000 | 737 |
| Total liabilities and capital | $526,295,000 | 1,327 |
| Total liabilities | $485,642,000 | 1,279 |
| Total deposits | $394,425,000 | 1,461 |
| Interest-bearing deposits | $354,307,000 | 1,290 |
| Deposits held in domestic offices | $394,425,000 | 1,461 |
| % insured | 92.49% | 946 |
| Federal funds purchased & repurchase agreements | $0 | 1,758 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $87,480,000 | 412 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $3,737,000 | 1,286 |
| Total equity capital | $40,653,000 | 1,842 |
| Total bank equity capital | $40,653,000 | 1,842 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 5,406 |
| Surplus | $0 | 5,686 |
| Undivided profits | $40,652,000 | 1,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $6,426,000 | 788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 861 |
| Income earned, not collected on loans | $1,219,000 | 2,101 |
| Earning assets | $481,425,000 | 1,334 |
| Long-term assets (5+ years) | $235,539,000 | 991 |
| Average Assets, year-to-date | $518,803,500 | 1,336 |
| Average Assets, quarterly | $518,803,500 | 1,336 |
| Volatile liabilities | $50,000,000 | 983 |
| Insider loans | $3,292,000 | 1,733 |
| FHLB advances | $87,480,000 | 378 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $54,840,000 | 1,484 |
| Tier 1 (core) risk-based capital | $40,795,000 | 1,760 |
| Tier 2 risk-based capital | $3,775,000 | 1,403 |
| Total risk weighted assets | $376,425,000 | 1,300 |
| Total unused commitments | $54,840,000 | 1,484 |
| Derivatives | $0 | 1,433 |
| 2015-12-31 | Rank | |
| # of Employees: | 106 | 1,358 |
| Assets and Liabilities | ||
| Total Assets: | $511,312,000 | 1,354 |
| Cash and due from depository institutions | $13,664,000 | 1,358 |
| Interest-bearing balances | $4,430,000 | 4,052 |
| Securities | $20,519,000 | 3,993 |
| Federal funds sold & reverse repurchase agreements | $7,394,000 | 481 |
| Net loans & leases | $434,332,000 | 1,095 |
| Loan loss allowance | $3,711,000 | 1,588 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $10,697,000 | 1,109 |
| Other real estate owned | $535,000 | 1,358 |
| Goodwill and other intangibles | $0 | 2,763 |
| All other assets | $24,171,000 | 881 |
| Life insurance assets | $12,974,000 | 727 |
| Total liabilities and capital | $511,312,000 | 1,354 |
| Total liabilities | $471,229,000 | 1,302 |
| Total deposits | $379,752,000 | 1,500 |
| Interest-bearing deposits | $341,603,000 | 1,324 |
| Deposits held in domestic offices | $379,752,000 | 1,500 |
| % insured | 93.35% | 775 |
| Federal funds purchased & repurchase agreements | $0 | 1,962 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $86,484,000 | 438 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $4,993,000 | 1,027 |
| Total equity capital | $40,083,000 | 1,844 |
| Total bank equity capital | $40,083,000 | 1,844 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $1,000 | 5,461 |
| Surplus | $0 | 5,741 |
| Undivided profits | $40,082,000 | 1,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $5,748,000 | 857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 871 |
| Income earned, not collected on loans | $1,193,000 | 2,223 |
| Earning assets | $466,675,000 | 1,362 |
| Long-term assets (5+ years) | $229,973,000 | 1,011 |
| Average Assets, year-to-date | $480,417,400 | 1,404 |
| Average Assets, quarterly | $503,805,500 | 1,365 |
| Volatile liabilities | $54,644,000 | 937 |
| Insider loans | $3,336,000 | 1,736 |
| FHLB advances | $86,484,000 | 400 |
| Loans and leases held for sale | $0 | 1,840 |
| Unused loan commitments | $56,330,000 | 1,429 |
| Tier 1 (core) risk-based capital | $40,247,000 | 1,769 |
| Tier 2 risk-based capital | $3,711,000 | 1,416 |
| Total risk weighted assets | $364,526,000 | 1,323 |
| Total unused commitments | $56,330,000 | 1,429 |
| Derivatives | $0 | 1,420 |
| 2015-09-30 | Rank | |
| # of Employees: | 108 | 1,346 |
| Assets and Liabilities | ||
| Total Assets: | $496,299,000 | 1,386 |
| Cash and due from depository institutions | $12,866,000 | 1,346 |
| Interest-bearing balances | $3,818,000 | 4,194 |
| Securities | $21,099,000 | 4,020 |
| Federal funds sold & reverse repurchase agreements | $3,913,000 | 784 |
| Net loans & leases | $422,989,000 | 1,102 |
| Loan loss allowance | $3,730,000 | 1,625 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $10,807,000 | 1,107 |
| Other real estate owned | $402,000 | 1,346 |
| Goodwill and other intangibles | $0 | 2,786 |
| All other assets | $24,223,000 | 882 |
| Life insurance assets | $12,862,000 | 721 |
| Total liabilities and capital | $496,299,000 | 1,386 |
| Total liabilities | $456,677,000 | 1,339 |
| Total deposits | $368,512,000 | 1,543 |
| Interest-bearing deposits | $333,558,000 | 1,345 |
| Deposits held in domestic offices | $368,512,000 | 1,543 |
| % insured | 93.73% | 762 |
| Federal funds purchased & repurchase agreements | $0 | 2,046 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $83,488,000 | 440 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $4,677,000 | 1,140 |
| Total equity capital | $39,622,000 | 1,873 |
| Total bank equity capital | $39,622,000 | 1,873 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $1,000 | 5,541 |
| Surplus | $0 | 5,820 |
| Undivided profits | $39,621,000 | 1,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $6,275,000 | 836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $1,253,000 | 2,216 |
| Earning assets | $451,819,000 | 1,408 |
| Long-term assets (5+ years) | $227,794,000 | 1,015 |
| Average Assets, year-to-date | $472,693,750 | 1,432 |
| Average Assets, quarterly | $487,494,500 | 1,406 |
| Volatile liabilities | $50,117,000 | 981 |
| Insider loans | $2,792,000 | 1,974 |
| FHLB advances | $83,488,000 | 405 |
| Loans and leases held for sale | $0 | 1,915 |
| Unused loan commitments | $57,749,000 | 1,400 |
| Tier 1 (core) risk-based capital | $39,748,000 | 1,803 |
| Tier 2 risk-based capital | $3,730,000 | 1,415 |
| Total risk weighted assets | $354,956,000 | 1,358 |
| Total unused commitments | $57,749,000 | 1,400 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 109 | 1,345 |
| Assets and Liabilities | ||
| Total Assets: | $478,690,000 | 1,440 |
| Cash and due from depository institutions | $13,352,000 | 1,345 |
| Interest-bearing balances | $3,095,000 | 4,481 |
| Securities | $21,537,000 | 4,071 |
| Federal funds sold & reverse repurchase agreements | $547,000 | 1,900 |
| Net loans & leases | $408,607,000 | 1,134 |
| Loan loss allowance | $3,645,000 | 1,675 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $10,883,000 | 1,100 |
| Other real estate owned | $490,000 | 1,345 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $23,274,000 | 910 |
| Life insurance assets | $12,751,000 | 720 |
| Total liabilities and capital | $478,690,000 | 1,440 |
| Total liabilities | $439,908,000 | 1,399 |
| Total deposits | $366,650,000 | 1,549 |
| Interest-bearing deposits | $331,097,000 | 1,357 |
| Deposits held in domestic offices | $366,650,000 | 1,548 |
| % insured | 93.73% | 834 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $68,863,000 | 498 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $4,395,000 | 1,144 |
| Total equity capital | $38,782,000 | 1,885 |
| Total bank equity capital | $38,782,000 | 1,885 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $1,000 | 5,605 |
| Surplus | $0 | 5,894 |
| Undivided profits | $38,781,000 | 1,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $6,430,000 | 853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,191,000 | 2,177 |
| Earning assets | $433,786,000 | 1,469 |
| Long-term assets (5+ years) | $219,155,000 | 1,058 |
| Average Assets, year-to-date | $464,825,330 | 1,465 |
| Average Assets, quarterly | $471,491,500 | 1,455 |
| Volatile liabilities | $52,016,000 | 959 |
| Insider loans | $2,797,000 | 1,980 |
| FHLB advances | $68,863,000 | 466 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $52,683,000 | 1,485 |
| Tier 1 (core) risk-based capital | $38,869,000 | 1,831 |
| Tier 2 risk-based capital | $3,645,000 | 1,441 |
| Total risk weighted assets | $328,881,000 | 1,453 |
| Total unused commitments | $52,683,000 | 1,485 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 107 | 1,366 |
| Assets and Liabilities | ||
| Total Assets: | $464,293,000 | 1,480 |
| Cash and due from depository institutions | $12,232,000 | 1,366 |
| Interest-bearing balances | $2,875,000 | 4,826 |
| Securities | $21,892,000 | 4,089 |
| Federal funds sold & reverse repurchase agreements | $6,476,000 | 681 |
| Net loans & leases | $389,129,000 | 1,177 |
| Loan loss allowance | $3,483,000 | 1,750 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,623,000 | 1,123 |
| Other real estate owned | $621,000 | 1,366 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $23,320,000 | 905 |
| Life insurance assets | $12,622,000 | 722 |
| Total liabilities and capital | $464,293,000 | 1,480 |
| Total liabilities | $425,999,000 | 1,438 |
| Total deposits | $365,360,000 | 1,565 |
| Interest-bearing deposits | $333,633,000 | 1,358 |
| Deposits held in domestic offices | $365,360,000 | 1,564 |
| % insured | 94.24% | 747 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $55,697,000 | 540 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $4,942,000 | 1,040 |
| Total equity capital | $38,294,000 | 1,930 |
| Total bank equity capital | $38,294,000 | 1,930 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $1,000 | 5,673 |
| Surplus | $0 | 5,964 |
| Undivided profits | $38,293,000 | 1,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $6,489,000 | 892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $1,200,000 | 2,097 |
| Earning assets | $420,372,000 | 1,511 |
| Long-term assets (5+ years) | $208,780,000 | 1,103 |
| Average Assets, year-to-date | $457,893,000 | 1,484 |
| Average Assets, quarterly | $457,893,000 | 1,484 |
| Volatile liabilities | $40,272,000 | 1,152 |
| Insider loans | $2,837,000 | 1,965 |
| FHLB advances | $55,697,000 | 507 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $52,524,000 | 1,475 |
| Tier 1 (core) risk-based capital | $38,413,000 | 1,844 |
| Tier 2 risk-based capital | $3,483,000 | 1,478 |
| Total risk weighted assets | $318,092,000 | 1,469 |
| Total unused commitments | $52,524,000 | 1,475 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 111 | 1,318 |
| Assets and Liabilities | ||
| Total Assets: | $451,493,000 | 1,514 |
| Cash and due from depository institutions | $11,582,000 | 1,318 |
| Interest-bearing balances | $2,139,000 | 4,919 |
| Securities | $22,405,000 | 4,102 |
| Federal funds sold & reverse repurchase agreements | $589,000 | 1,937 |
| Net loans & leases | $381,407,000 | 1,194 |
| Loan loss allowance | $3,364,000 | 1,841 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $10,540,000 | 1,132 |
| Other real estate owned | $1,238,000 | 1,318 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $23,732,000 | 897 |
| Life insurance assets | $12,831,000 | 705 |
| Total liabilities and capital | $451,493,000 | 1,514 |
| Total liabilities | $413,303,000 | 1,476 |
| Total deposits | $349,461,000 | 1,611 |
| Interest-bearing deposits | $317,723,000 | 1,422 |
| Deposits held in domestic offices | $349,461,000 | 1,610 |
| % insured | 94.35% | 738 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $58,698,000 | 558 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $5,144,000 | 1,001 |
| Total equity capital | $38,190,000 | 1,914 |
| Total bank equity capital | $38,190,000 | 1,914 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $1,000 | 5,755 |
| Surplus | $0 | 6,052 |
| Undivided profits | $38,189,000 | 1,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $7,011,000 | 835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,147,000 | 2,295 |
| Earning assets | $406,540,000 | 1,541 |
| Long-term assets (5+ years) | $205,660,000 | 1,117 |
| Average Assets, year-to-date | $443,041,200 | 1,499 |
| Average Assets, quarterly | $446,624,000 | 1,517 |
| Volatile liabilities | $49,536,000 | 975 |
| Insider loans | $2,877,000 | 1,952 |
| FHLB advances | $58,698,000 | 524 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $54,760,000 | 1,387 |
| Tier 1 (core) risk-based capital | $38,533,000 | 1,832 |
| Tier 2 risk-based capital | $3,364,000 | 1,536 |
| Total risk weighted assets | $313,994,000 | 1,467 |
| Total unused commitments | $54,760,000 | 1,387 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 110 | 1,350 |
| Assets and Liabilities | ||
| Total Assets: | $441,755,000 | 1,542 |
| Cash and due from depository institutions | $10,559,000 | 1,350 |
| Interest-bearing balances | $1,466,000 | 5,239 |
| Securities | $22,816,000 | 4,160 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $371,967,000 | 1,204 |
| Loan loss allowance | $3,204,000 | 1,959 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $10,584,000 | 1,120 |
| Other real estate owned | $1,839,000 | 1,350 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $23,990,000 | 898 |
| Life insurance assets | $12,718,000 | 701 |
| Total liabilities and capital | $441,756,000 | 1,542 |
| Total liabilities | $404,134,000 | 1,501 |
| Total deposits | $348,011,000 | 1,622 |
| Interest-bearing deposits | $315,071,000 | 1,445 |
| Deposits held in domestic offices | $348,011,000 | 1,621 |
| % insured | 93.93% | 907 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $51,395,000 | 590 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $4,728,000 | 1,067 |
| Total equity capital | $37,622,000 | 1,932 |
| Total bank equity capital | $37,622,000 | 1,932 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $1,000 | 5,824 |
| Surplus | $0 | 6,127 |
| Undivided profits | $37,621,000 | 1,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $6,461,000 | 982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,166,000 | 2,357 |
| Earning assets | $396,249,000 | 1,575 |
| Long-term assets (5+ years) | $189,687,000 | 1,209 |
| Average Assets, year-to-date | $440,928,250 | 1,520 |
| Average Assets, quarterly | $441,701,000 | 1,538 |
| Volatile liabilities | $58,421,000 | 859 |
| Insider loans | $2,783,000 | 1,989 |
| FHLB advances | $51,395,000 | 553 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $54,010,000 | 1,423 |
| Tier 1 (core) risk-based capital | $38,037,000 | 1,856 |
| Tier 2 risk-based capital | $3,204,000 | 1,609 |
| Total risk weighted assets | $309,773,000 | 1,470 |
| Total unused commitments | $54,010,000 | 1,423 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 115 | 1,282 |
| Assets and Liabilities | ||
| Total Assets: | $441,647,000 | 1,535 |
| Cash and due from depository institutions | $10,476,000 | 1,282 |
| Interest-bearing balances | $851,000 | 5,629 |
| Securities | $23,295,000 | 4,160 |
| Federal funds sold & reverse repurchase agreements | $7,560,000 | 501 |
| Net loans & leases | $363,829,000 | 1,212 |
| Loan loss allowance | $3,249,000 | 1,948 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $10,709,000 | 1,111 |
| Other real estate owned | $1,619,000 | 1,282 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $24,159,000 | 888 |
| Life insurance assets | $12,609,000 | 697 |
| Total liabilities and capital | $441,647,000 | 1,535 |
| Total liabilities | $404,334,000 | 1,497 |
| Total deposits | $352,450,000 | 1,602 |
| Interest-bearing deposits | $320,550,000 | 1,413 |
| Deposits held in domestic offices | $352,450,000 | 1,601 |
| % insured | 93.64% | 1,027 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $47,200,000 | 630 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $4,684,000 | 1,038 |
| Total equity capital | $37,313,000 | 1,929 |
| Total bank equity capital | $37,313,000 | 1,929 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 5,891 |
| Surplus | $0 | 6,189 |
| Undivided profits | $37,312,000 | 1,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $5,326,000 | 1,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,278,000 | 2,027 |
| Earning assets | $395,535,000 | 1,576 |
| Long-term assets (5+ years) | $186,663,000 | 1,213 |
| Average Assets, year-to-date | $440,652,670 | 1,522 |
| Average Assets, quarterly | $441,093,500 | 1,531 |
| Volatile liabilities | $46,559,000 | 1,019 |
| Insider loans | $2,868,000 | 1,964 |
| FHLB advances | $47,200,000 | 589 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $44,118,000 | 1,606 |
| Tier 1 (core) risk-based capital | $37,720,000 | 1,853 |
| Tier 2 risk-based capital | $3,249,000 | 1,578 |
| Total risk weighted assets | $306,805,000 | 1,471 |
| Total unused commitments | $44,118,000 | 1,606 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 111 | 1,338 |
| Assets and Liabilities | ||
| Total Assets: | $440,540,000 | 1,538 |
| Cash and due from depository institutions | $13,741,000 | 1,338 |
| Interest-bearing balances | $172,000 | 6,222 |
| Securities | $23,638,000 | 4,170 |
| Federal funds sold & reverse repurchase agreements | $8,995,000 | 544 |
| Net loans & leases | $358,692,000 | 1,219 |
| Loan loss allowance | $3,605,000 | 1,828 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $10,834,000 | 1,101 |
| Other real estate owned | $1,044,000 | 1,338 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $23,596,000 | 899 |
| Life insurance assets | $12,448,000 | 695 |
| Total liabilities and capital | $440,540,000 | 1,538 |
| Total liabilities | $403,755,000 | 1,499 |
| Total deposits | $350,338,000 | 1,613 |
| Interest-bearing deposits | $321,841,000 | 1,433 |
| Deposits held in domestic offices | $350,338,000 | 1,613 |
| % insured | 94.42% | 862 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $49,204,000 | 557 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $4,213,000 | 1,112 |
| Total equity capital | $36,785,000 | 1,926 |
| Total bank equity capital | $36,785,000 | 1,926 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $1,000 | 5,951 |
| Surplus | $0 | 6,254 |
| Undivided profits | $36,784,000 | 1,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $6,548,000 | 1,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,238,000 | 2,050 |
| Earning assets | $391,497,000 | 1,593 |
| Long-term assets (5+ years) | $183,683,000 | 1,213 |
| Average Assets, year-to-date | $440,155,500 | 1,526 |
| Average Assets, quarterly | $440,155,500 | 1,526 |
| Volatile liabilities | $48,595,000 | 917 |
| Insider loans | $3,252,000 | 1,800 |
| FHLB advances | $49,204,000 | 518 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $47,524,000 | 1,499 |
| Tier 1 (core) risk-based capital | $37,012,000 | 1,868 |
| Tier 2 risk-based capital | $3,605,000 | 1,445 |
| Total risk weighted assets | $303,384,000 | 1,478 |
| Total unused commitments | $47,524,000 | 1,499 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 116 | 1,277 |
| Assets and Liabilities | ||
| Total Assets: | $439,771,000 | 1,525 |
| Cash and due from depository institutions | $10,008,000 | 1,277 |
| Interest-bearing balances | $401,000 | 6,018 |
| Securities | $35,429,000 | 3,368 |
| Federal funds sold & reverse repurchase agreements | $3,212,000 | 1,120 |
| Net loans & leases | $356,279,000 | 1,222 |
| Loan loss allowance | $3,296,000 | 1,976 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $10,959,000 | 1,083 |
| Other real estate owned | $1,229,000 | 1,277 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $22,655,000 | 945 |
| Life insurance assets | $12,357,000 | 692 |
| Total liabilities and capital | $439,771,000 | 1,525 |
| Total liabilities | $391,811,000 | 1,538 |
| Total deposits | $338,536,000 | 1,659 |
| Interest-bearing deposits | $310,297,000 | 1,478 |
| Deposits held in domestic offices | $338,536,000 | 1,658 |
| % insured | 94.20% | 954 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $49,204,000 | 577 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $4,071,000 | 1,153 |
| Total equity capital | $47,960,000 | 1,481 |
| Total bank equity capital | $47,960,000 | 1,479 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,000 | 6,024 |
| Surplus | $0 | 6,335 |
| Undivided profits | $47,959,000 | 750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $5,074,000 | 1,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,260,000 | 2,114 |
| Earning assets | $395,321,000 | 1,557 |
| Long-term assets (5+ years) | $182,162,000 | 1,197 |
| Average Assets, year-to-date | $430,229,800 | 1,537 |
| Average Assets, quarterly | $438,219,500 | 1,514 |
| Volatile liabilities | $42,798,000 | 1,033 |
| Insider loans | $3,282,000 | 1,788 |
| FHLB advances | $49,204,000 | 535 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $45,936,000 | 1,492 |
| Tier 1 (core) risk-based capital | $46,829,000 | 1,480 |
| Tier 2 risk-based capital | $4,389,000 | 1,224 |
| Total risk weighted assets | $308,735,000 | 1,459 |
| Total unused commitments | $45,936,000 | 1,492 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 116 | 1,281 |
| Assets and Liabilities | ||
| Total Assets: | $436,668,000 | 1,528 |
| Cash and due from depository institutions | $10,460,000 | 1,281 |
| Interest-bearing balances | $1,804,000 | 5,299 |
| Securities | $33,143,000 | 3,513 |
| Federal funds sold & reverse repurchase agreements | $4,586,000 | 863 |
| Net loans & leases | $353,240,000 | 1,217 |
| Loan loss allowance | $3,475,000 | 1,928 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $11,040,000 | 1,073 |
| Other real estate owned | $1,296,000 | 1,281 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $22,903,000 | 920 |
| Life insurance assets | $12,239,000 | 679 |
| Total liabilities and capital | $436,668,000 | 1,528 |
| Total liabilities | $389,776,000 | 1,529 |
| Total deposits | $336,645,000 | 1,665 |
| Interest-bearing deposits | $306,093,000 | 1,492 |
| Deposits held in domestic offices | $336,645,000 | 1,664 |
| % insured | 94.04% | 1,093 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $49,204,000 | 553 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $3,927,000 | 1,246 |
| Total equity capital | $46,892,000 | 1,511 |
| Total bank equity capital | $46,892,000 | 1,509 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,000 | 6,095 |
| Surplus | $0 | 6,410 |
| Undivided profits | $46,891,000 | 780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $4,986,000 | 1,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,264,000 | 2,198 |
| Earning assets | $392,773,000 | 1,559 |
| Long-term assets (5+ years) | $176,772,000 | 1,237 |
| Average Assets, year-to-date | $427,844,500 | 1,554 |
| Average Assets, quarterly | $431,284,000 | 1,543 |
| Volatile liabilities | $41,751,000 | 1,072 |
| Insider loans | $3,354,000 | 1,753 |
| FHLB advances | $49,204,000 | 508 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $46,236,000 | 1,509 |
| Tier 1 (core) risk-based capital | $46,174,000 | 1,495 |
| Tier 2 risk-based capital | $4,193,000 | 1,277 |
| Total risk weighted assets | $308,768,000 | 1,460 |
| Total unused commitments | $46,236,000 | 1,509 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 116 | 1,281 |
| Assets and Liabilities | ||
| Total Assets: | $425,900,000 | 1,561 |
| Cash and due from depository institutions | $11,591,000 | 1,281 |
| Interest-bearing balances | $984,000 | 5,838 |
| Securities | $33,188,000 | 3,491 |
| Federal funds sold & reverse repurchase agreements | $10,230,000 | 453 |
| Net loans & leases | $335,103,000 | 1,264 |
| Loan loss allowance | $3,551,000 | 1,924 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $11,102,000 | 1,058 |
| Other real estate owned | $1,701,000 | 1,281 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $22,985,000 | 909 |
| Life insurance assets | $12,147,000 | 673 |
| Total liabilities and capital | $425,900,000 | 1,561 |
| Total liabilities | $379,939,000 | 1,568 |
| Total deposits | $336,032,000 | 1,644 |
| Interest-bearing deposits | $305,755,000 | 1,494 |
| Deposits held in domestic offices | $336,032,000 | 1,643 |
| % insured | 93.86% | 1,197 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $40,206,000 | 652 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $3,701,000 | 1,269 |
| Total equity capital | $45,961,000 | 1,532 |
| Total bank equity capital | $45,961,000 | 1,530 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,000 | 6,143 |
| Surplus | $0 | 6,459 |
| Undivided profits | $45,960,000 | 791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $7,411,000 | 1,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,326,000 | 2,019 |
| Earning assets | $379,505,000 | 1,606 |
| Long-term assets (5+ years) | $160,261,000 | 1,321 |
| Average Assets, year-to-date | $424,903,330 | 1,568 |
| Average Assets, quarterly | $426,827,000 | 1,563 |
| Volatile liabilities | $33,525,000 | 1,268 |
| Insider loans | $3,450,000 | 1,718 |
| FHLB advances | $40,206,000 | 608 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $52,762,000 | 1,352 |
| Tier 1 (core) risk-based capital | $45,574,000 | 1,495 |
| Tier 2 risk-based capital | $4,039,000 | 1,312 |
| Total risk weighted assets | $301,102,000 | 1,472 |
| Total unused commitments | $52,762,000 | 1,352 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 117 | 1,262 |
| Assets and Liabilities | ||
| Total Assets: | $427,754,000 | 1,574 |
| Cash and due from depository institutions | $10,090,000 | 1,262 |
| Interest-bearing balances | $1,194,000 | 5,909 |
| Securities | $33,312,000 | 3,523 |
| Federal funds sold & reverse repurchase agreements | $15,177,000 | 385 |
| Net loans & leases | $331,431,000 | 1,260 |
| Loan loss allowance | $3,718,000 | 1,880 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $11,218,000 | 1,044 |
| Other real estate owned | $2,128,000 | 1,262 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $24,398,000 | 872 |
| Life insurance assets | $12,036,000 | 667 |
| Total liabilities and capital | $427,754,000 | 1,574 |
| Total liabilities | $383,100,000 | 1,571 |
| Total deposits | $332,088,000 | 1,688 |
| Interest-bearing deposits | $305,176,000 | 1,526 |
| Deposits held in domestic offices | $332,088,000 | 1,688 |
| % insured | 94.37% | 1,065 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $45,207,000 | 551 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $5,805,000 | 939 |
| Total equity capital | $44,654,000 | 1,613 |
| Total bank equity capital | $44,654,000 | 1,612 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $0 | 6,388 |
| Surplus | $0 | 6,535 |
| Undivided profits | $44,654,000 | 853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $8,496,000 | 1,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,290,000 | 2,049 |
| Earning assets | $381,114,000 | 1,614 |
| Long-term assets (5+ years) | $160,798,000 | 1,295 |
| Average Assets, year-to-date | $424,405,000 | 1,584 |
| Average Assets, quarterly | $424,405,000 | 1,584 |
| Volatile liabilities | $36,391,000 | 1,155 |
| Insider loans | $2,935,000 | 1,953 |
| FHLB advances | $45,207,000 | 504 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $54,058,000 | 1,314 |
| Tier 1 (core) risk-based capital | $44,492,000 | 1,517 |
| Tier 2 risk-based capital | $4,209,000 | 1,256 |
| Total risk weighted assets | $299,732,000 | 1,473 |
| Total unused commitments | $54,058,000 | 1,314 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 115 | 1,288 |
| Assets and Liabilities | ||
| Total Assets: | $421,056,000 | 1,589 |
| Cash and due from depository institutions | $8,955,000 | 1,288 |
| Interest-bearing balances | $484,000 | 6,200 |
| Securities | $32,860,000 | 3,505 |
| Federal funds sold & reverse repurchase agreements | $5,764,000 | 995 |
| Net loans & leases | $336,016,000 | 1,241 |
| Loan loss allowance | $3,823,000 | 1,829 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $11,204,000 | 1,037 |
| Other real estate owned | $1,238,000 | 1,288 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $25,019,000 | 856 |
| Life insurance assets | $11,944,000 | 667 |
| Total liabilities and capital | $421,056,000 | 1,589 |
| Total liabilities | $377,475,000 | 1,585 |
| Total deposits | $326,435,000 | 1,710 |
| Interest-bearing deposits | $297,593,000 | 1,534 |
| Deposits held in domestic offices | $326,435,000 | 1,710 |
| % insured | 95.53% | 1,337 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $45,209,000 | 583 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $5,831,000 | 946 |
| Total equity capital | $43,581,000 | 1,633 |
| Total bank equity capital | $43,581,000 | 1,632 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $0 | 6,448 |
| Surplus | $0 | 6,595 |
| Undivided profits | $43,581,000 | 863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $8,638,000 | 1,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,262,000 | 2,153 |
| Earning assets | $375,124,000 | 1,627 |
| Long-term assets (5+ years) | $163,894,000 | 1,229 |
| Average Assets, year-to-date | $422,632,600 | 1,555 |
| Average Assets, quarterly | $421,893,000 | 1,575 |
| Volatile liabilities | $32,165,000 | 1,378 |
| Insider loans | $3,323,000 | 1,762 |
| FHLB advances | $45,209,000 | 535 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $46,343,000 | 1,406 |
| Tier 1 (core) risk-based capital | $43,184,000 | 1,533 |
| Tier 2 risk-based capital | $3,783,000 | 1,390 |
| Total risk weighted assets | $296,873,000 | 1,479 |
| Total unused commitments | $46,343,000 | 1,406 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 113 | 1,317 |
| Assets and Liabilities | ||
| Total Assets: | $422,730,000 | 1,597 |
| Cash and due from depository institutions | $12,764,000 | 1,317 |
| Interest-bearing balances | $2,913,000 | 4,995 |
| Securities | $28,748,000 | 3,787 |
| Federal funds sold & reverse repurchase agreements | $11,193,000 | 492 |
| Net loans & leases | $333,000,000 | 1,261 |
| Loan loss allowance | $3,806,000 | 1,889 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $10,998,000 | 1,062 |
| Other real estate owned | $1,158,000 | 1,317 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $24,869,000 | 868 |
| Life insurance assets | $11,817,000 | 651 |
| Total liabilities and capital | $422,730,000 | 1,597 |
| Total liabilities | $379,809,000 | 1,571 |
| Total deposits | $327,099,000 | 1,698 |
| Interest-bearing deposits | $300,071,000 | 1,534 |
| Deposits held in domestic offices | $327,099,000 | 1,697 |
| % insured | 94.58% | 1,846 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $47,210,000 | 588 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $5,500,000 | 1,023 |
| Total equity capital | $42,921,000 | 1,691 |
| Total bank equity capital | $42,921,000 | 1,690 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 6,537 |
| Surplus | $0 | 6,693 |
| Undivided profits | $42,921,000 | 887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,294,000 | 1,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,340,000 | 2,209 |
| Earning assets | $375,854,000 | 1,621 |
| Long-term assets (5+ years) | $165,606,000 | 1,205 |
| Average Assets, year-to-date | $423,026,750 | 1,572 |
| Average Assets, quarterly | $424,937,500 | 1,573 |
| Volatile liabilities | $28,915,000 | 1,526 |
| Insider loans | $3,352,000 | 1,794 |
| FHLB advances | $47,210,000 | 538 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $49,448,000 | 1,344 |
| Tier 1 (core) risk-based capital | $42,412,000 | 1,564 |
| Tier 2 risk-based capital | $3,614,000 | 1,449 |
| Total risk weighted assets | $288,953,000 | 1,508 |
| Total unused commitments | $49,448,000 | 1,344 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 114 | 1,303 |
| Assets and Liabilities | ||
| Total Assets: | $427,145,000 | 1,566 |
| Cash and due from depository institutions | $11,168,000 | 1,303 |
| Interest-bearing balances | $2,127,000 | 5,287 |
| Securities | $28,961,000 | 3,784 |
| Federal funds sold & reverse repurchase agreements | $7,569,000 | 746 |
| Net loans & leases | $342,546,000 | 1,221 |
| Loan loss allowance | $3,634,000 | 1,997 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $10,391,000 | 1,121 |
| Other real estate owned | $1,661,000 | 1,303 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $24,849,000 | 873 |
| Life insurance assets | $11,721,000 | 644 |
| Total liabilities and capital | $427,145,000 | 1,566 |
| Total liabilities | $385,189,000 | 1,547 |
| Total deposits | $332,347,000 | 1,671 |
| Interest-bearing deposits | $303,241,000 | 1,519 |
| Deposits held in domestic offices | $332,347,000 | 1,671 |
| % insured | 95.17% | 1,686 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $47,211,000 | 614 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $5,631,000 | 962 |
| Total equity capital | $41,956,000 | 1,699 |
| Total bank equity capital | $41,956,000 | 1,698 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $0 | 6,596 |
| Surplus | $0 | 6,744 |
| Undivided profits | $41,956,000 | 878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $5,835,000 | 1,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,265,000 | 2,181 |
| Earning assets | $381,203,000 | 1,602 |
| Long-term assets (5+ years) | $174,989,000 | 1,125 |
| Average Assets, year-to-date | $423,125,670 | 1,570 |
| Average Assets, quarterly | $425,016,500 | 1,569 |
| Volatile liabilities | $25,403,000 | 1,683 |
| Insider loans | $2,473,000 | 2,272 |
| FHLB advances | $47,211,000 | 564 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $50,516,000 | 1,306 |
| Tier 1 (core) risk-based capital | $42,593,000 | 1,536 |
| Tier 2 risk-based capital | $3,634,000 | 1,441 |
| Total risk weighted assets | $293,928,000 | 1,479 |
| Total unused commitments | $50,516,000 | 1,306 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 116 | 1,263 |
| Assets and Liabilities | ||
| Total Assets: | $422,888,000 | 1,585 |
| Cash and due from depository institutions | $9,343,000 | 1,263 |
| Interest-bearing balances | $1,098,000 | 5,894 |
| Securities | $30,847,000 | 3,682 |
| Federal funds sold & reverse repurchase agreements | $7,886,000 | 916 |
| Net loans & leases | $339,818,000 | 1,209 |
| Loan loss allowance | $3,422,000 | 2,118 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $10,020,000 | 1,164 |
| Other real estate owned | $1,363,000 | 1,263 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $23,611,000 | 909 |
| Life insurance assets | $11,596,000 | 640 |
| Total liabilities and capital | $422,888,000 | 1,585 |
| Total liabilities | $380,802,000 | 1,575 |
| Total deposits | $331,880,000 | 1,681 |
| Interest-bearing deposits | $304,712,000 | 1,536 |
| Deposits held in domestic offices | $331,880,000 | 1,681 |
| % insured | 94.43% | 2,008 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $44,213,000 | 644 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $4,709,000 | 1,095 |
| Total equity capital | $42,086,000 | 1,667 |
| Total bank equity capital | $42,086,000 | 1,665 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $0 | 6,651 |
| Surplus | $0 | 6,800 |
| Undivided profits | $42,086,000 | 856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,207,000 | 1,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,259,000 | 2,188 |
| Earning assets | $379,649,000 | 1,615 |
| Long-term assets (5+ years) | $175,538,000 | 1,128 |
| Average Assets, year-to-date | $421,116,000 | 1,580 |
| Average Assets, quarterly | $421,116,000 | 1,580 |
| Volatile liabilities | $21,146,000 | 1,965 |
| Insider loans | $2,488,000 | 2,285 |
| FHLB advances | $44,213,000 | 596 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $47,032,000 | 1,365 |
| Tier 1 (core) risk-based capital | $41,842,000 | 1,558 |
| Tier 2 risk-based capital | $3,438,000 | 1,511 |
| Total risk weighted assets | $289,051,000 | 1,495 |
| Total unused commitments | $47,032,000 | 1,365 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 111 | 1,328 |
| Assets and Liabilities | ||
| Total Assets: | $419,344,000 | 1,585 |
| Cash and due from depository institutions | $10,653,000 | 1,328 |
| Interest-bearing balances | $1,355,000 | 5,565 |
| Securities | $24,008,000 | 4,188 |
| Federal funds sold & reverse repurchase agreements | $13,920,000 | 399 |
| Net loans & leases | $335,489,000 | 1,238 |
| Loan loss allowance | $3,359,000 | 2,143 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,872,000 | 1,189 |
| Other real estate owned | $1,538,000 | 1,328 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $23,864,000 | 920 |
| Life insurance assets | $11,608,000 | 629 |
| Total liabilities and capital | $419,344,000 | 1,585 |
| Total liabilities | $378,008,000 | 1,573 |
| Total deposits | $329,416,000 | 1,676 |
| Interest-bearing deposits | $299,207,000 | 1,540 |
| Deposits held in domestic offices | $329,416,000 | 1,675 |
| % insured | 94.98% | 1,872 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $44,214,000 | 672 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,378,000 | 1,146 |
| Total equity capital | $41,336,000 | 1,692 |
| Total bank equity capital | $41,336,000 | 1,691 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $0 | 6,724 |
| Surplus | $0 | 6,853 |
| Undivided profits | $41,336,000 | 860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $4,942,000 | 2,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,219,000 | 2,394 |
| Earning assets | $374,772,000 | 1,617 |
| Long-term assets (5+ years) | $164,613,000 | 969 |
| Average Assets, year-to-date | $418,485,600 | 1,555 |
| Average Assets, quarterly | $422,820,500 | 1,561 |
| Volatile liabilities | $17,207,000 | 2,478 |
| Insider loans | $2,316,000 | 2,430 |
| FHLB advances | $44,214,000 | 622 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $40,108,000 | 1,501 |
| Tier 1 (core) risk-based capital | $40,720,000 | 1,578 |
| Tier 2 risk-based capital | $3,359,000 | 1,544 |
| Total risk weighted assets | $284,942,000 | 1,526 |
| Total unused commitments | $40,108,000 | 1,501 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 114 | 1,298 |
| Assets and Liabilities | ||
| Total Assets: | $426,297,000 | 1,556 |
| Cash and due from depository institutions | $14,109,000 | 1,298 |
| Interest-bearing balances | $4,188,000 | 4,412 |
| Securities | $17,919,000 | 4,725 |
| Federal funds sold & reverse repurchase agreements | $13,756,000 | 440 |
| Net loans & leases | $344,433,000 | 1,221 |
| Loan loss allowance | $3,021,000 | 2,378 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $9,372,000 | 1,254 |
| Other real estate owned | $1,834,000 | 1,298 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $24,874,000 | 890 |
| Life insurance assets | $11,467,000 | 636 |
| Total liabilities and capital | $426,297,000 | 1,556 |
| Total liabilities | $386,060,000 | 1,542 |
| Total deposits | $328,706,000 | 1,665 |
| Interest-bearing deposits | $298,756,000 | 1,564 |
| Deposits held in domestic offices | $328,706,000 | 1,664 |
| % insured | 96.82% | 1,114 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $53,215,000 | 591 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $4,139,000 | 1,226 |
| Total equity capital | $40,237,000 | 1,757 |
| Total bank equity capital | $40,237,000 | 1,755 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $0 | 6,800 |
| Surplus | $0 | 6,919 |
| Undivided profits | $40,237,000 | 886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,454,000 | 2,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,275,000 | 2,364 |
| Earning assets | $380,296,000 | 1,591 |
| Long-term assets (5+ years) | $166,375,000 | 939 |
| Average Assets, year-to-date | $418,271,000 | 1,565 |
| Average Assets, quarterly | $420,148,500 | 1,559 |
| Volatile liabilities | $24,583,000 | 1,913 |
| Insider loans | $2,342,000 | 2,450 |
| FHLB advances | $53,215,000 | 530 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $38,532,000 | 1,558 |
| Tier 1 (core) risk-based capital | $39,477,000 | 1,650 |
| Tier 2 risk-based capital | $3,021,000 | 1,709 |
| Total risk weighted assets | $289,267,000 | 1,516 |
| Total unused commitments | $38,532,000 | 1,561 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 113 | 1,314 |
| Assets and Liabilities | ||
| Total Assets: | $414,000,000 | 1,588 |
| Cash and due from depository institutions | $12,819,000 | 1,314 |
| Interest-bearing balances | $4,135,000 | 4,261 |
| Securities | $18,915,000 | 4,695 |
| Federal funds sold & reverse repurchase agreements | $49,000 | 3,879 |
| Net loans & leases | $346,959,000 | 1,219 |
| Loan loss allowance | $3,120,000 | 2,316 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,353,000 | 1,261 |
| Other real estate owned | $2,026,000 | 1,314 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $23,879,000 | 926 |
| Life insurance assets | $11,342,000 | 631 |
| Total liabilities and capital | $414,000,000 | 1,588 |
| Total liabilities | $373,503,000 | 1,583 |
| Total deposits | $318,433,000 | 1,708 |
| Interest-bearing deposits | $288,124,000 | 1,636 |
| Deposits held in domestic offices | $318,433,000 | 1,707 |
| % insured | 96.81% | 1,167 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $50,716,000 | 643 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $4,354,000 | 1,101 |
| Total equity capital | $40,497,000 | 1,698 |
| Total bank equity capital | $40,497,000 | 1,697 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 6,875 |
| Surplus | $0 | 6,993 |
| Undivided profits | $40,497,000 | 848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,851,000 | 2,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,273,000 | 2,315 |
| Earning assets | $370,058,000 | 1,626 |
| Long-term assets (5+ years) | $170,872,000 | 899 |
| Average Assets, year-to-date | $415,595,670 | 1,586 |
| Average Assets, quarterly | $418,878,500 | 1,579 |
| Volatile liabilities | $18,439,000 | 2,408 |
| Insider loans | $2,369,000 | 2,467 |
| FHLB advances | $50,716,000 | 580 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $41,088,000 | 1,479 |
| Tier 1 (core) risk-based capital | $39,457,000 | 1,636 |
| Tier 2 risk-based capital | $3,163,000 | 1,663 |
| Total risk weighted assets | $285,426,000 | 1,548 |
| Total unused commitments | $41,088,000 | 1,482 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 116 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $423,757,000 | 1,574 |
| Cash and due from depository institutions | $12,708,000 | 1,283 |
| Interest-bearing balances | $3,623,000 | 4,540 |
| Securities | $18,959,000 | 4,666 |
| Federal funds sold & reverse repurchase agreements | $12,961,000 | 601 |
| Net loans & leases | $345,430,000 | 1,235 |
| Loan loss allowance | $3,031,000 | 2,375 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,479,000 | 1,246 |
| Other real estate owned | $1,473,000 | 1,283 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $22,747,000 | 980 |
| Life insurance assets | $11,237,000 | 631 |
| Total liabilities and capital | $423,757,000 | 1,574 |
| Total liabilities | $384,703,000 | 1,552 |
| Total deposits | $325,397,000 | 1,683 |
| Interest-bearing deposits | $297,524,000 | 1,600 |
| Deposits held in domestic offices | $325,397,000 | 1,681 |
| % insured | 96.84% | 1,215 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $54,717,000 | 625 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $4,589,000 | 1,072 |
| Total equity capital | $39,054,000 | 1,731 |
| Total bank equity capital | $39,054,000 | 1,730 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 6,934 |
| Surplus | $0 | 7,053 |
| Undivided profits | $39,054,000 | 837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,148,000 | 1,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,346,000 | 2,176 |
| Earning assets | $380,973,000 | 1,596 |
| Long-term assets (5+ years) | $181,557,000 | 822 |
| Average Assets, year-to-date | $416,393,500 | 1,598 |
| Average Assets, quarterly | $416,393,500 | 1,598 |
| Volatile liabilities | $25,245,000 | 1,949 |
| Insider loans | $3,539,000 | 1,853 |
| FHLB advances | $54,717,000 | 567 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $43,542,000 | 1,430 |
| Tier 1 (core) risk-based capital | $38,811,000 | 1,652 |
| Tier 2 risk-based capital | $3,061,000 | 1,719 |
| Total risk weighted assets | $284,091,000 | 1,567 |
| Total unused commitments | $43,542,000 | 1,432 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 112 | 1,344 |
| Assets and Liabilities | ||
| Total Assets: | $409,030,000 | 1,619 |
| Cash and due from depository institutions | $11,620,000 | 1,344 |
| Interest-bearing balances | $3,501,000 | 4,373 |
| Securities | $18,589,000 | 4,576 |
| Federal funds sold & reverse repurchase agreements | $3,761,000 | 1,775 |
| Net loans & leases | $341,077,000 | 1,276 |
| Loan loss allowance | $2,758,000 | 2,538 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,322,000 | 1,282 |
| Other real estate owned | $2,020,000 | 1,344 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $22,641,000 | 1,006 |
| Life insurance assets | $11,132,000 | 627 |
| Total liabilities and capital | $409,030,000 | 1,619 |
| Total liabilities | $370,691,000 | 1,612 |
| Total deposits | $316,721,000 | 1,729 |
| Interest-bearing deposits | $290,137,000 | 1,637 |
| Deposits held in domestic offices | $316,721,000 | 1,727 |
| % insured | 97.16% | 1,019 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $49,719,000 | 719 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $4,251,000 | 1,118 |
| Total equity capital | $38,339,000 | 1,739 |
| Total bank equity capital | $38,339,000 | 1,738 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 7,013 |
| Surplus | $0 | 7,133 |
| Undivided profits | $38,339,000 | 842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $4,877,000 | 2,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,356,000 | 2,239 |
| Earning assets | $366,928,000 | 1,641 |
| Long-term assets (5+ years) | $178,375,000 | 818 |
| Average Assets, year-to-date | $433,216,800 | 1,542 |
| Average Assets, quarterly | $418,959,500 | 1,585 |
| Volatile liabilities | $80,192,000 | 1,681 |
| Insider loans | $3,746,000 | 1,808 |
| FHLB advances | $49,719,000 | 659 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $52,221,000 | 1,212 |
| Tier 1 (core) risk-based capital | $38,025,000 | 1,678 |
| Tier 2 risk-based capital | $2,758,000 | 1,888 |
| Total risk weighted assets | $275,736,000 | 1,642 |
| Total unused commitments | $52,221,000 | 1,213 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 114 | 1,322 |
| Assets and Liabilities | ||
| Total Assets: | $428,889,000 | 1,580 |
| Cash and due from depository institutions | $12,309,000 | 1,322 |
| Interest-bearing balances | $4,379,000 | 4,055 |
| Securities | $20,364,000 | 4,315 |
| Federal funds sold & reverse repurchase agreements | $14,281,000 | 520 |
| Net loans & leases | $344,729,000 | 1,286 |
| Loan loss allowance | $2,574,000 | 2,716 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,317,000 | 1,293 |
| Other real estate owned | $2,278,000 | 1,322 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $25,611,000 | 905 |
| Life insurance assets | $10,991,000 | 629 |
| Total liabilities and capital | $428,889,000 | 1,580 |
| Total liabilities | $391,345,000 | 1,554 |
| Total deposits | $334,561,000 | 1,645 |
| Interest-bearing deposits | $307,799,000 | 1,558 |
| Deposits held in domestic offices | $334,561,000 | 1,643 |
| % insured | 96.54% | 973 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $52,720,000 | 721 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,064,000 | 1,271 |
| Total equity capital | $37,544,000 | 1,833 |
| Total bank equity capital | $37,544,000 | 1,831 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $0 | 7,110 |
| Surplus | $0 | 7,229 |
| Undivided profits | $37,544,000 | 912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $4,796,000 | 2,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,392,000 | 2,340 |
| Earning assets | $383,753,000 | 1,609 |
| Long-term assets (5+ years) | $184,205,000 | 770 |
| Average Assets, year-to-date | $439,263,500 | 1,543 |
| Average Assets, quarterly | $434,035,500 | 1,563 |
| Volatile liabilities | $85,924,000 | 1,626 |
| Insider loans | $3,762,000 | 1,836 |
| FHLB advances | $52,720,000 | 660 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $51,192,000 | 1,261 |
| Tier 1 (core) risk-based capital | $36,848,000 | 1,734 |
| Tier 2 risk-based capital | $2,574,000 | 2,060 |
| Total risk weighted assets | $282,626,000 | 1,631 |
| Total unused commitments | $51,192,000 | 1,263 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 117 | 1,306 |
| Assets and Liabilities | ||
| Total Assets: | $439,182,000 | 1,561 |
| Cash and due from depository institutions | $10,742,000 | 1,306 |
| Interest-bearing balances | $2,872,000 | 4,446 |
| Securities | $20,547,000 | 4,319 |
| Federal funds sold & reverse repurchase agreements | $14,583,000 | 508 |
| Net loans & leases | $356,309,000 | 1,264 |
| Loan loss allowance | $3,367,000 | 2,191 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,299,000 | 1,318 |
| Other real estate owned | $1,659,000 | 1,306 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $26,043,000 | 907 |
| Life insurance assets | $10,881,000 | 637 |
| Total liabilities and capital | $439,182,000 | 1,561 |
| Total liabilities | $402,382,000 | 1,536 |
| Total deposits | $343,734,000 | 1,623 |
| Interest-bearing deposits | $317,684,000 | 1,534 |
| Deposits held in domestic offices | $343,734,000 | 1,622 |
| % insured | 96.74% | 953 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $54,721,000 | 722 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,927,000 | 1,256 |
| Total equity capital | $36,800,000 | 1,845 |
| Total bank equity capital | $36,800,000 | 1,843 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $0 | 7,286 |
| Undivided profits | $36,800,000 | 912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $7,565,000 | 1,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,413,000 | 2,228 |
| Earning assets | $394,311,000 | 1,574 |
| Long-term assets (5+ years) | $194,625,000 | 706 |
| Average Assets, year-to-date | $442,721,670 | 1,542 |
| Average Assets, quarterly | $443,657,500 | 1,546 |
| Volatile liabilities | $93,568,000 | 1,532 |
| Insider loans | $3,579,000 | 1,941 |
| FHLB advances | $54,721,000 | 663 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $48,022,000 | 1,317 |
| Tier 1 (core) risk-based capital | $36,592,000 | 1,741 |
| Tier 2 risk-based capital | $3,369,000 | 1,648 |
| Total risk weighted assets | $290,933,000 | 1,614 |
| Total unused commitments | $48,022,000 | 1,318 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 118 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $448,133,000 | 1,571 |
| Cash and due from depository institutions | $9,077,000 | 1,309 |
| Interest-bearing balances | $1,243,000 | 5,218 |
| Securities | $22,653,000 | 4,159 |
| Federal funds sold & reverse repurchase agreements | $21,602,000 | 390 |
| Net loans & leases | $357,684,000 | 1,290 |
| Loan loss allowance | $3,118,000 | 2,358 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,405,000 | 1,328 |
| Other real estate owned | $1,859,000 | 1,309 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $25,853,000 | 929 |
| Life insurance assets | $10,597,000 | 653 |
| Total liabilities and capital | $448,133,000 | 1,571 |
| Total liabilities | $411,636,000 | 1,547 |
| Total deposits | $343,800,000 | 1,667 |
| Interest-bearing deposits | $318,738,000 | 1,570 |
| Deposits held in domestic offices | $343,800,000 | 1,665 |
| % insured | 97.24% | 862 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $63,222,000 | 687 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,614,000 | 1,106 |
| Total equity capital | $36,497,000 | 1,860 |
| Total bank equity capital | $36,497,000 | 1,858 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $0 | 7,393 |
| Undivided profits | $36,497,000 | 904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $8,490,000 | 1,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,464,000 | 2,233 |
| Earning assets | $403,182,000 | 1,585 |
| Long-term assets (5+ years) | $196,138,000 | 710 |
| Average Assets, year-to-date | $444,491,500 | 1,581 |
| Average Assets, quarterly | $444,491,500 | 1,581 |
| Volatile liabilities | $77,623,000 | 1,874 |
| Insider loans | $3,616,000 | 1,972 |
| FHLB advances | $63,222,000 | 622 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $43,475,000 | 1,487 |
| Tier 1 (core) risk-based capital | $36,781,000 | 1,750 |
| Tier 2 risk-based capital | $3,118,000 | 1,810 |
| Total risk weighted assets | $294,716,000 | 1,629 |
| Total unused commitments | $43,475,000 | 1,490 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 114 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $440,850,000 | 1,604 |
| Cash and due from depository institutions | $10,062,000 | 1,369 |
| Interest-bearing balances | $1,211,000 | 4,949 |
| Securities | $21,930,000 | 4,207 |
| Federal funds sold & reverse repurchase agreements | $11,507,000 | 716 |
| Net loans & leases | $358,793,000 | 1,317 |
| Loan loss allowance | $3,092,000 | 2,349 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $9,699,000 | 1,310 |
| Other real estate owned | $2,644,000 | 1,369 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $26,215,000 | 940 |
| Life insurance assets | $10,428,000 | 661 |
| Total liabilities and capital | $440,850,000 | 1,604 |
| Total liabilities | $405,615,000 | 1,578 |
| Total deposits | $334,862,000 | 1,709 |
| Interest-bearing deposits | $308,674,000 | 1,620 |
| Deposits held in domestic offices | $334,862,000 | 1,707 |
| % insured | 97.15% | 866 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $66,223,000 | 701 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,530,000 | 1,114 |
| Total equity capital | $35,235,000 | 1,904 |
| Total bank equity capital | $35,235,000 | 1,902 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $0 | 7,466 |
| Undivided profits | $35,235,000 | 932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $6,155,000 | 2,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,400,000 | 2,420 |
| Earning assets | $393,441,000 | 1,625 |
| Long-term assets (5+ years) | $196,975,000 | 700 |
| Average Assets, year-to-date | $444,225,000 | 1,566 |
| Average Assets, quarterly | $438,080,500 | 1,608 |
| Volatile liabilities | $76,252,000 | 1,928 |
| Insider loans | $3,632,000 | 2,007 |
| FHLB advances | $66,223,000 | 633 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $59,764,000 | 1,158 |
| Tier 1 (core) risk-based capital | $35,534,000 | 1,787 |
| Tier 2 risk-based capital | $3,092,000 | 1,839 |
| Total risk weighted assets | $295,498,000 | 1,672 |
| Total unused commitments | $59,764,000 | 1,159 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 120 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $435,311,000 | 1,637 |
| Cash and due from depository institutions | $14,178,000 | 1,327 |
| Interest-bearing balances | $4,592,000 | 3,180 |
| Securities | $22,818,000 | 4,125 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 4,893 |
| Net loans & leases | $362,137,000 | 1,320 |
| Loan loss allowance | $2,999,000 | 2,322 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $9,886,000 | 1,288 |
| Other real estate owned | $2,004,000 | 1,327 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $24,286,000 | 911 |
| Life insurance assets | $10,170,000 | 676 |
| Total liabilities and capital | $435,311,000 | 1,637 |
| Total liabilities | $400,797,000 | 1,608 |
| Total deposits | $332,219,000 | 1,710 |
| Interest-bearing deposits | $307,716,000 | 1,627 |
| Deposits held in domestic offices | $332,219,000 | 1,708 |
| % insured | 95.88% | 1,521 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $63,225,000 | 783 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,353,000 | 1,057 |
| Total equity capital | $34,514,000 | 2,006 |
| Total bank equity capital | $34,514,000 | 2,006 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $0 | 7,543 |
| Undivided profits | $34,514,000 | 992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,286,000 | 2,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,609,000 | 2,265 |
| Earning assets | $389,549,000 | 1,666 |
| Long-term assets (5+ years) | $197,167,000 | 674 |
| Average Assets, year-to-date | $445,068,750 | 1,572 |
| Average Assets, quarterly | $440,941,000 | 1,606 |
| Volatile liabilities | $72,806,000 | 2,041 |
| Insider loans | $3,681,000 | 2,017 |
| FHLB advances | $63,225,000 | 707 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $61,264,000 | 1,201 |
| Tier 1 (core) risk-based capital | $31,330,000 | 2,056 |
| Tier 2 risk-based capital | $2,999,000 | 1,895 |
| Total risk weighted assets | $288,819,000 | 1,744 |
| Total unused commitments | $61,264,000 | 1,203 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 127 | 1,300 |
| Assets and Liabilities | ||
| Total Assets: | $446,571,000 | 1,604 |
| Cash and due from depository institutions | $15,495,000 | 1,300 |
| Interest-bearing balances | $6,738,000 | 2,329 |
| Securities | $28,212,000 | 3,588 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 5,167 |
| Net loans & leases | $364,501,000 | 1,340 |
| Loan loss allowance | $2,967,000 | 2,254 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,232,000 | 1,404 |
| Other real estate owned | $4,629,000 | 1,300 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $24,501,000 | 907 |
| Life insurance assets | $10,045,000 | 693 |
| Total liabilities and capital | $446,571,000 | 1,604 |
| Total liabilities | $413,619,000 | 1,567 |
| Total deposits | $334,357,000 | 1,729 |
| Interest-bearing deposits | $311,013,000 | 1,619 |
| Deposits held in domestic offices | $334,357,000 | 1,725 |
| % insured | 88.06% | 1,356 |
| Federal funds purchased & repurchase agreements | $362,000 | 2,686 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $73,505,000 | 731 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,395,000 | 1,100 |
| Total equity capital | $32,952,000 | 2,071 |
| Total bank equity capital | $32,952,000 | 2,069 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $0 | 7,629 |
| Undivided profits | $32,952,000 | 1,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,074,000 | 1,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,619,000 | 2,167 |
| Earning assets | $399,452,000 | 1,635 |
| Long-term assets (5+ years) | $198,009,000 | 678 |
| Average Assets, year-to-date | $448,321,330 | 1,577 |
| Average Assets, quarterly | $448,143,000 | 1,602 |
| Volatile liabilities | $77,758,000 | 1,938 |
| Insider loans | $3,670,000 | 2,058 |
| FHLB advances | $73,505,000 | 658 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $60,138,000 | 1,271 |
| Tier 1 (core) risk-based capital | $30,382,000 | 2,140 |
| Tier 2 risk-based capital | $2,967,000 | 1,910 |
| Total risk weighted assets | $296,984,000 | 1,738 |
| Total unused commitments | $60,138,000 | 1,272 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 125 | 1,323 |
| Assets and Liabilities | ||
| Total Assets: | $449,715,000 | 1,612 |
| Cash and due from depository institutions | $8,961,000 | 1,323 |
| Interest-bearing balances | $125,000 | 5,927 |
| Securities | $32,338,000 | 3,283 |
| Federal funds sold & reverse repurchase agreements | $10,703,000 | 1,143 |
| Net loans & leases | $357,985,000 | 1,383 |
| Loan loss allowance | $3,072,000 | 2,122 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,419,000 | 1,387 |
| Other real estate owned | $5,007,000 | 1,323 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $25,302,000 | 865 |
| Life insurance assets | $9,985,000 | 695 |
| Total liabilities and capital | $449,715,000 | 1,612 |
| Total liabilities | $415,751,000 | 1,572 |
| Total deposits | $334,654,000 | 1,720 |
| Interest-bearing deposits | $311,967,000 | 1,611 |
| Deposits held in domestic offices | $334,654,000 | 1,717 |
| % insured | 88.24% | 1,403 |
| Federal funds purchased & repurchase agreements | $30,000 | 2,878 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $77,505,000 | 741 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,562,000 | 1,490 |
| Total equity capital | $33,964,000 | 2,031 |
| Total bank equity capital | $33,964,000 | 2,029 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $0 | 7,679 |
| Undivided profits | $33,964,000 | 1,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,276,000 | 2,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,786,000 | 1,980 |
| Earning assets | $401,151,000 | 1,658 |
| Long-term assets (5+ years) | $197,527,000 | 674 |
| Average Assets, year-to-date | $449,196,500 | 1,579 |
| Average Assets, quarterly | $449,196,500 | 1,579 |
| Volatile liabilities | $59,205,000 | 2,393 |
| Insider loans | $2,243,000 | 2,918 |
| FHLB advances | $77,505,000 | 659 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $59,731,000 | 1,329 |
| Tier 1 (core) risk-based capital | $35,485,000 | 1,862 |
| Tier 2 risk-based capital | $3,072,000 | 1,847 |
| Total risk weighted assets | $303,962,000 | 1,703 |
| Total unused commitments | $59,731,000 | 1,331 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 125 | 1,323 |
| Assets and Liabilities | ||
| Total Assets: | $448,678,000 | 1,573 |
| Cash and due from depository institutions | $12,737,000 | 1,323 |
| Interest-bearing balances | $4,498,000 | 2,001 |
| Securities | $34,286,000 | 3,137 |
| Federal funds sold & reverse repurchase agreements | $3,377,000 | 2,468 |
| Net loans & leases | $358,934,000 | 1,388 |
| Loan loss allowance | $2,961,000 | 2,131 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,513,000 | 1,370 |
| Other real estate owned | $5,117,000 | 1,323 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $24,714,000 | 899 |
| Life insurance assets | $9,925,000 | 698 |
| Total liabilities and capital | $448,678,000 | 1,573 |
| Total liabilities | $413,660,000 | 1,552 |
| Total deposits | $316,359,000 | 1,742 |
| Interest-bearing deposits | $293,340,000 | 1,656 |
| Deposits held in domestic offices | $316,359,000 | 1,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $93,169,000 | 691 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,132,000 | 1,351 |
| Total equity capital | $35,018,000 | 1,927 |
| Total bank equity capital | $35,018,000 | 1,927 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $0 | 7,724 |
| Undivided profits | $35,018,000 | 957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,209,000 | 3,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,680,000 | 2,252 |
| Earning assets | $401,095,000 | 1,614 |
| Long-term assets (5+ years) | $197,171,000 | 668 |
| Average Assets, year-to-date | $448,963,200 | 1,530 |
| Average Assets, quarterly | $446,741,000 | 1,572 |
| Volatile liabilities | $79,205,000 | 1,879 |
| Insider loans | $2,263,000 | 2,926 |
| FHLB advances | $93,169,000 | 611 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $74,611,000 | 1,147 |
| Tier 1 (core) risk-based capital | $35,947,000 | 1,779 |
| Tier 2 risk-based capital | $2,961,000 | 1,877 |
| Total risk weighted assets | $305,922,000 | 1,694 |
| Total unused commitments | $74,611,000 | 1,148 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 131 | 1,278 |
| Assets and Liabilities | ||
| Total Assets: | $444,804,000 | 1,581 |
| Cash and due from depository institutions | $10,817,000 | 1,278 |
| Interest-bearing balances | $85,000 | 5,324 |
| Securities | $38,412,000 | 2,828 |
| Federal funds sold & reverse repurchase agreements | $4,559,000 | 2,431 |
| Net loans & leases | $354,993,000 | 1,394 |
| Loan loss allowance | $2,616,000 | 2,200 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,178,000 | 1,418 |
| Other real estate owned | $5,052,000 | 1,278 |
| Goodwill and other intangibles | $121,000 | 2,753 |
| All other assets | $21,672,000 | 970 |
| Life insurance assets | $9,671,000 | 702 |
| Total liabilities and capital | $444,804,000 | 1,581 |
| Total liabilities | $409,159,000 | 1,554 |
| Total deposits | $318,133,000 | 1,717 |
| Interest-bearing deposits | $293,407,000 | 1,645 |
| Deposits held in domestic offices | $318,133,000 | 1,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $89,169,000 | 722 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,857,000 | 2,476 |
| Total equity capital | $35,645,000 | 1,914 |
| Total bank equity capital | $35,645,000 | 1,914 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $0 | 7,795 |
| Undivided profits | $35,645,000 | 974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,291,000 | 2,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,872,000 | 2,134 |
| Earning assets | $398,049,000 | 1,613 |
| Long-term assets (5+ years) | $194,656,000 | 682 |
| Average Assets, year-to-date | $449,034,500 | 1,529 |
| Average Assets, quarterly | $449,910,500 | 1,552 |
| Volatile liabilities | $71,243,000 | 1,987 |
| Insider loans | $3,553,000 | 2,151 |
| FHLB advances | $89,169,000 | 656 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $83,371,000 | 1,108 |
| Tier 1 (core) risk-based capital | $38,522,000 | 1,685 |
| Tier 2 risk-based capital | $2,616,000 | 2,020 |
| Total risk weighted assets | $303,599,000 | 1,698 |
| Total unused commitments | $83,371,000 | 1,110 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 138 | 1,237 |
| Assets and Liabilities | ||
| Total Assets: | $455,017,000 | 1,542 |
| Cash and due from depository institutions | $10,420,000 | 1,237 |
| Interest-bearing balances | $546,000 | 3,447 |
| Securities | $52,364,000 | 2,215 |
| Federal funds sold & reverse repurchase agreements | $7,232,000 | 1,659 |
| Net loans & leases | $351,230,000 | 1,404 |
| Loan loss allowance | $2,514,000 | 2,212 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,336,000 | 1,371 |
| Other real estate owned | $4,574,000 | 1,237 |
| Goodwill and other intangibles | $182,000 | 2,629 |
| All other assets | $19,679,000 | 1,037 |
| Life insurance assets | $9,619,000 | 699 |
| Total liabilities and capital | $455,017,000 | 1,542 |
| Total liabilities | $411,991,000 | 1,540 |
| Total deposits | $321,423,000 | 1,688 |
| Interest-bearing deposits | $295,975,000 | 1,611 |
| Deposits held in domestic offices | $321,423,000 | 1,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $86,523,000 | 738 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,045,000 | 1,343 |
| Total equity capital | $43,026,000 | 1,600 |
| Total bank equity capital | $43,026,000 | 1,600 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $0 | 7,856 |
| Undivided profits | $43,026,000 | 817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,962,000 | 1,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,801,000 | 2,134 |
| Earning assets | $411,372,000 | 1,559 |
| Long-term assets (5+ years) | $194,674,000 | 674 |
| Average Assets, year-to-date | $450,444,670 | 1,533 |
| Average Assets, quarterly | $457,705,000 | 1,522 |
| Volatile liabilities | $59,630,000 | 2,312 |
| Insider loans | $3,596,000 | 2,110 |
| FHLB advances | $85,169,000 | 685 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $70,713,000 | 1,298 |
| Tier 1 (core) risk-based capital | $43,582,000 | 1,498 |
| Tier 2 risk-based capital | $2,940,000 | 1,795 |
| Total risk weighted assets | $309,669,000 | 1,669 |
| Total unused commitments | $70,713,000 | 1,299 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 138 | 1,233 |
| Assets and Liabilities | ||
| Total Assets: | $460,393,000 | 1,526 |
| Cash and due from depository institutions | $11,975,000 | 1,233 |
| Interest-bearing balances | $800,000 | 3,206 |
| Securities | $50,568,000 | 2,298 |
| Federal funds sold & reverse repurchase agreements | $22,989,000 | 676 |
| Net loans & leases | $345,934,000 | 1,393 |
| Loan loss allowance | $2,402,000 | 2,228 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $9,297,000 | 1,369 |
| Other real estate owned | $65,000 | 1,233 |
| Goodwill and other intangibles | $214,000 | 2,569 |
| All other assets | $19,351,000 | 1,017 |
| Life insurance assets | $9,860,000 | 672 |
| Total liabilities and capital | $460,393,000 | 1,526 |
| Total liabilities | $416,019,000 | 1,513 |
| Total deposits | $321,165,000 | 1,678 |
| Interest-bearing deposits | $297,584,000 | 1,603 |
| Deposits held in domestic offices | $321,165,000 | 1,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $92,039,000 | 651 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,815,000 | 1,913 |
| Total equity capital | $44,374,000 | 1,583 |
| Total bank equity capital | $44,374,000 | 1,583 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $0 | 7,894 |
| Undivided profits | $44,374,000 | 839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,071,000 | 1,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,916,000 | 2,060 |
| Earning assets | $420,291,000 | 1,522 |
| Long-term assets (5+ years) | $192,055,000 | 667 |
| Average Assets, year-to-date | $448,158,500 | 1,544 |
| Average Assets, quarterly | $448,158,500 | 1,544 |
| Volatile liabilities | $81,017,000 | 1,728 |
| Insider loans | $2,812,000 | 2,488 |
| FHLB advances | $90,669,000 | 606 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $67,956,000 | 1,397 |
| Tier 1 (core) risk-based capital | $43,375,000 | 1,500 |
| Tier 2 risk-based capital | $3,258,000 | 1,630 |
| Total risk weighted assets | $303,747,000 | 1,666 |
| Total unused commitments | $67,956,000 | 1,398 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 139 | 1,227 |
| Assets and Liabilities | ||
| Total Assets: | $435,924,000 | 1,576 |
| Cash and due from depository institutions | $14,536,000 | 1,227 |
| Interest-bearing balances | $3,295,000 | 1,457 |
| Securities | $48,941,000 | 2,343 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $344,515,000 | 1,383 |
| Loan loss allowance | $2,387,000 | 2,188 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,232,000 | 1,386 |
| Other real estate owned | $65,000 | 1,227 |
| Goodwill and other intangibles | $246,000 | 2,495 |
| All other assets | $18,389,000 | 1,058 |
| Life insurance assets | $9,813,000 | 670 |
| Total liabilities and capital | $435,924,000 | 1,576 |
| Total liabilities | $390,649,000 | 1,578 |
| Total deposits | $296,067,000 | 1,806 |
| Interest-bearing deposits | $270,361,000 | 1,732 |
| Deposits held in domestic offices | $296,067,000 | 1,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $90,669,000 | 622 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,913,000 | 1,447 |
| Total equity capital | $45,275,000 | 1,537 |
| Total bank equity capital | $45,275,000 | 1,537 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $0 | 7,931 |
| Undivided profits | $45,275,000 | 822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,457,000 | 1,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,827,000 | 2,340 |
| Earning assets | $396,751,000 | 1,577 |
| Long-term assets (5+ years) | $189,930,000 | 646 |
| Average Assets, year-to-date | $430,299,000 | 1,533 |
| Average Assets, quarterly | $432,261,000 | 1,572 |
| Volatile liabilities | $78,432,000 | 1,789 |
| Insider loans | $2,754,000 | 2,498 |
| FHLB advances | $90,669,000 | 563 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $64,531,000 | 1,451 |
| Tier 1 (core) risk-based capital | $43,300,000 | 1,492 |
| Tier 2 risk-based capital | $3,700,000 | 1,446 |
| Total risk weighted assets | $296,330,000 | 1,690 |
| Total unused commitments | $64,531,000 | 1,452 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 133 | 1,276 |
| Assets and Liabilities | ||
| Total Assets: | $428,598,000 | 1,578 |
| Cash and due from depository institutions | $8,395,000 | 1,276 |
| Interest-bearing balances | $899,000 | 2,508 |
| Securities | $54,880,000 | 2,098 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $338,223,000 | 1,394 |
| Loan loss allowance | $3,050,000 | 1,725 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,787,000 | 1,423 |
| Other real estate owned | $133,000 | 1,276 |
| Goodwill and other intangibles | $279,000 | 2,429 |
| All other assets | $17,901,000 | 1,069 |
| Life insurance assets | $9,560,000 | 668 |
| Total liabilities and capital | $428,598,000 | 1,578 |
| Total liabilities | $383,248,000 | 1,583 |
| Total deposits | $303,894,000 | 1,742 |
| Interest-bearing deposits | $278,283,000 | 1,676 |
| Deposits held in domestic offices | $303,894,000 | 1,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $77,145,000 | 662 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,209,000 | 2,295 |
| Total equity capital | $45,350,000 | 1,517 |
| Total bank equity capital | $45,350,000 | 1,517 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $0 | 7,949 |
| Undivided profits | $45,350,000 | 825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,576,000 | 832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,006,000 | 2,280 |
| Earning assets | $394,002,000 | 1,571 |
| Long-term assets (5+ years) | $183,009,000 | 649 |
| Average Assets, year-to-date | $428,892,750 | 1,531 |
| Average Assets, quarterly | $430,643,500 | 1,551 |
| Volatile liabilities | $57,488,000 | 2,262 |
| Insider loans | $2,881,000 | 2,388 |
| FHLB advances | $77,145,000 | 601 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $68,202,000 | 1,410 |
| Tier 1 (core) risk-based capital | $43,017,000 | 1,493 |
| Tier 2 risk-based capital | $4,579,000 | 1,136 |
| Total risk weighted assets | $283,088,000 | 1,718 |
| Total unused commitments | $68,202,000 | 1,410 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 133 | 1,298 |
| Assets and Liabilities | ||
| Total Assets: | $432,689,000 | 1,566 |
| Cash and due from depository institutions | $14,415,000 | 1,298 |
| Interest-bearing balances | $203,000 | 3,932 |
| Securities | $54,547,000 | 2,103 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $337,160,000 | 1,396 |
| Loan loss allowance | $2,986,000 | 1,763 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,463,000 | 1,486 |
| Other real estate owned | $68,000 | 1,298 |
| Goodwill and other intangibles | $311,000 | 2,394 |
| All other assets | $17,725,000 | 1,073 |
| Life insurance assets | $9,493,000 | 662 |
| Total liabilities and capital | $432,689,000 | 1,566 |
| Total liabilities | $387,748,000 | 1,570 |
| Total deposits | $300,826,000 | 1,791 |
| Interest-bearing deposits | $277,216,000 | 1,694 |
| Deposits held in domestic offices | $300,826,000 | 1,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $84,003,000 | 573 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,919,000 | 1,764 |
| Total equity capital | $44,941,000 | 1,520 |
| Total bank equity capital | $44,941,000 | 1,520 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $0 | 8,003 |
| Undivided profits | $44,941,000 | 825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,324,000 | 764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,831,000 | 2,319 |
| Earning assets | $391,910,000 | 1,586 |
| Long-term assets (5+ years) | $184,631,000 | 626 |
| Average Assets, year-to-date | $428,991,000 | 1,557 |
| Average Assets, quarterly | $428,398,000 | 1,579 |
| Volatile liabilities | $101,867,000 | 1,372 |
| Insider loans | $2,908,000 | 2,350 |
| FHLB advances | $84,003,000 | 508 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $67,607,000 | 1,447 |
| Tier 1 (core) risk-based capital | $42,737,000 | 1,513 |
| Tier 2 risk-based capital | $4,552,000 | 1,145 |
| Total risk weighted assets | $283,490,000 | 1,733 |
| Total unused commitments | $67,607,000 | 1,448 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 144 | 1,182 |
| Assets and Liabilities | ||
| Total Assets: | $424,107,000 | 1,598 |
| Cash and due from depository institutions | $11,949,000 | 1,182 |
| Interest-bearing balances | $567,000 | 3,059 |
| Securities | $56,378,000 | 2,051 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $329,149,000 | 1,406 |
| Loan loss allowance | $2,906,000 | 1,804 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,465,000 | 1,453 |
| Other real estate owned | $128,000 | 1,182 |
| Goodwill and other intangibles | $343,000 | 2,327 |
| All other assets | $17,695,000 | 1,028 |
| Life insurance assets | $10,298,000 | 600 |
| Total liabilities and capital | $424,107,000 | 1,598 |
| Total liabilities | $379,299,000 | 1,600 |
| Total deposits | $303,967,000 | 1,764 |
| Interest-bearing deposits | $280,211,000 | 1,669 |
| Deposits held in domestic offices | $303,967,000 | 1,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $72,998,000 | 628 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,334,000 | 2,147 |
| Total equity capital | $44,808,000 | 1,525 |
| Total bank equity capital | $44,808,000 | 1,525 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $0 | 8,027 |
| Undivided profits | $44,808,000 | 837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,284,000 | 583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,818,000 | 2,245 |
| Earning assets | $386,094,000 | 1,609 |
| Long-term assets (5+ years) | $178,894,000 | 634 |
| Average Assets, year-to-date | $427,142,000 | 1,568 |
| Average Assets, quarterly | $427,142,000 | 1,568 |
| Volatile liabilities | $52,460,000 | 2,396 |
| Insider loans | $2,937,000 | 2,292 |
| FHLB advances | $72,998,000 | 564 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $61,317,000 | 1,566 |
| Tier 1 (core) risk-based capital | $42,317,000 | 1,512 |
| Tier 2 risk-based capital | $4,427,000 | 1,173 |
| Total risk weighted assets | $279,382,000 | 1,742 |
| Total unused commitments | $61,317,000 | 1,567 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 135 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $430,177,000 | 1,544 |
| Cash and due from depository institutions | $17,601,000 | 1,272 |
| Interest-bearing balances | $3,139,000 | 1,466 |
| Securities | $55,706,000 | 2,107 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $331,025,000 | 1,393 |
| Loan loss allowance | $2,885,000 | 1,799 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,450,000 | 1,432 |
| Other real estate owned | $128,000 | 1,272 |
| Goodwill and other intangibles | $375,000 | 2,284 |
| All other assets | $16,892,000 | 1,087 |
| Life insurance assets | $9,692,000 | 625 |
| Total liabilities and capital | $430,177,000 | 1,544 |
| Total liabilities | $385,390,000 | 1,555 |
| Total deposits | $316,123,000 | 1,672 |
| Interest-bearing deposits | $291,112,000 | 1,579 |
| Deposits held in domestic offices | $316,123,000 | 1,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $66,998,000 | 689 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,269,000 | 2,161 |
| Total equity capital | $44,787,000 | 1,478 |
| Total bank equity capital | $44,787,000 | 1,478 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $0 | 8,057 |
| Undivided profits | $44,787,000 | 810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,990,000 | 541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,640,000 | 2,553 |
| Earning assets | $389,870,000 | 1,553 |
| Long-term assets (5+ years) | $179,697,000 | 619 |
| Average Assets, year-to-date | $425,393,400 | 1,477 |
| Average Assets, quarterly | $432,216,500 | 1,513 |
| Volatile liabilities | $58,252,000 | 2,368 |
| Insider loans | $2,950,000 | 2,269 |
| FHLB advances | $66,998,000 | 623 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $31,262,000 | 2,543 |
| Tier 1 (core) risk-based capital | $42,246,000 | 1,491 |
| Tier 2 risk-based capital | $4,450,000 | 1,158 |
| Total risk weighted assets | $282,552,000 | 1,714 |
| Total unused commitments | $31,262,000 | 2,543 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 133 | 1,315 |
| Assets and Liabilities | ||
| Total Assets: | $434,256,000 | 1,505 |
| Cash and due from depository institutions | $22,267,000 | 1,315 |
| Interest-bearing balances | $7,889,000 | 657 |
| Securities | $53,140,000 | 2,228 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $332,857,000 | 1,364 |
| Loan loss allowance | $2,834,000 | 1,843 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,389,000 | 1,409 |
| Other real estate owned | $154,000 | 1,315 |
| Goodwill and other intangibles | $407,000 | 2,259 |
| All other assets | $17,042,000 | 1,089 |
| Life insurance assets | $9,384,000 | 614 |
| Total liabilities and capital | $434,256,000 | 1,505 |
| Total liabilities | $390,017,000 | 1,513 |
| Total deposits | $321,604,000 | 1,629 |
| Interest-bearing deposits | $262,885,000 | 1,711 |
| Deposits held in domestic offices | $321,604,000 | 1,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,496,000 | 2,565 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $64,998,000 | 741 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,919,000 | 2,425 |
| Total equity capital | $44,239,000 | 1,476 |
| Total bank equity capital | $44,239,000 | 1,476 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $0 | 8,106 |
| Undivided profits | $44,239,000 | 833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,837,000 | 515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,719,000 | 2,472 |
| Earning assets | $393,886,000 | 1,527 |
| Long-term assets (5+ years) | $177,482,000 | 639 |
| Average Assets, year-to-date | $424,197,500 | 1,487 |
| Average Assets, quarterly | $434,609,000 | 1,487 |
| Volatile liabilities | $95,942,000 | 1,538 |
| Insider loans | $2,980,000 | 2,217 |
| FHLB advances | $64,998,000 | 670 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $27,450,000 | 2,786 |
| Tier 1 (core) risk-based capital | $42,094,000 | 1,477 |
| Tier 2 risk-based capital | $4,169,000 | 1,230 |
| Total risk weighted assets | $276,512,000 | 1,743 |
| Total unused commitments | $27,450,000 | 2,786 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 152 | 1,137 |
| Assets and Liabilities | ||
| Total Assets: | $434,962,000 | 1,482 |
| Cash and due from depository institutions | $24,065,000 | 1,137 |
| Interest-bearing balances | $5,390,000 | 937 |
| Securities | $52,675,000 | 2,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $332,955,000 | 1,343 |
| Loan loss allowance | $2,765,000 | 1,857 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,967,000 | 1,465 |
| Other real estate owned | $154,000 | 1,137 |
| Goodwill and other intangibles | $439,000 | 2,212 |
| All other assets | $16,707,000 | 1,094 |
| Life insurance assets | $9,253,000 | 613 |
| Total liabilities and capital | $434,962,000 | 1,482 |
| Total liabilities | $391,369,000 | 1,487 |
| Total deposits | $324,181,000 | 1,600 |
| Interest-bearing deposits | $264,430,000 | 1,668 |
| Deposits held in domestic offices | $324,181,000 | 1,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $65,498,000 | 748 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,690,000 | 2,461 |
| Total equity capital | $43,593,000 | 1,437 |
| Total bank equity capital | $43,593,000 | 1,437 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $0 | 8,130 |
| Undivided profits | $43,593,000 | 789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $761,000 | 2,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,599,000 | 2,357 |
| Earning assets | $391,020,000 | 1,523 |
| Long-term assets (5+ years) | $177,384,000 | 631 |
| Average Assets, year-to-date | $420,844,670 | 1,498 |
| Average Assets, quarterly | $428,145,500 | 1,486 |
| Volatile liabilities | $85,033,000 | 1,704 |
| Insider loans | $2,968,000 | 2,180 |
| FHLB advances | $65,498,000 | 679 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $31,863,000 | 2,510 |
| Tier 1 (core) risk-based capital | $42,028,000 | 1,440 |
| Tier 2 risk-based capital | $3,976,000 | 1,277 |
| Total risk weighted assets | $275,936,000 | 1,708 |
| Total unused commitments | $31,863,000 | 2,511 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 153 | 1,101 |
| Assets and Liabilities | ||
| Total Assets: | $421,329,000 | 1,505 |
| Cash and due from depository institutions | $17,303,000 | 1,101 |
| Interest-bearing balances | $1,270,000 | 2,345 |
| Securities | $56,129,000 | 2,128 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $322,925,000 | 1,335 |
| Loan loss allowance | $2,773,000 | 1,820 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,762,000 | 1,458 |
| Other real estate owned | $736,000 | 1,101 |
| Goodwill and other intangibles | $471,000 | 2,149 |
| All other assets | $16,003,000 | 1,104 |
| Life insurance assets | $9,168,000 | 594 |
| Total liabilities and capital | $421,329,000 | 1,505 |
| Total liabilities | $377,670,000 | 1,516 |
| Total deposits | $307,507,000 | 1,665 |
| Interest-bearing deposits | $278,971,000 | 1,559 |
| Deposits held in domestic offices | $307,507,000 | 1,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $68,498,000 | 698 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,665,000 | 2,490 |
| Total equity capital | $43,659,000 | 1,410 |
| Total bank equity capital | $43,659,000 | 1,410 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $0 | 8,136 |
| Undivided profits | $43,659,000 | 804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $792,000 | 2,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,639,000 | 2,183 |
| Earning assets | $380,324,000 | 1,535 |
| Long-term assets (5+ years) | $171,383,000 | 625 |
| Average Assets, year-to-date | $413,786,000 | 1,519 |
| Average Assets, quarterly | $413,786,000 | 1,519 |
| Volatile liabilities | $71,074,000 | 1,890 |
| Insider loans | $2,938,000 | 2,179 |
| FHLB advances | $68,498,000 | 631 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $35,455,000 | 2,313 |
| Tier 1 (core) risk-based capital | $41,865,000 | 1,415 |
| Tier 2 risk-based capital | $4,071,000 | 1,226 |
| Total risk weighted assets | $270,080,000 | 1,708 |
| Total unused commitments | $35,455,000 | 2,315 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 136 | 1,262 |
| Assets and Liabilities | ||
| Total Assets: | $406,243,000 | 1,544 |
| Cash and due from depository institutions | $11,200,000 | 1,262 |
| Interest-bearing balances | $761,000 | 2,916 |
| Securities | $57,988,000 | 2,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $313,731,000 | 1,361 |
| Loan loss allowance | $2,750,000 | 1,814 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,244,000 | 1,552 |
| Other real estate owned | $187,000 | 1,262 |
| Goodwill and other intangibles | $504,000 | 2,110 |
| All other assets | $15,389,000 | 1,120 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $406,243,000 | 1,544 |
| Total liabilities | $362,991,000 | 1,567 |
| Total deposits | $303,459,000 | 1,659 |
| Interest-bearing deposits | $275,268,000 | 1,552 |
| Deposits held in domestic offices | $303,459,000 | 1,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,412,000 | 2,182 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $55,503,000 | 843 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,617,000 | 2,478 |
| Total equity capital | $43,252,000 | 1,401 |
| Total bank equity capital | $43,252,000 | 1,401 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $0 | 8,157 |
| Undivided profits | $43,252,000 | 808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,331,000 | 1,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,475,000 | 2,410 |
| Earning assets | $372,480,000 | 1,551 |
| Long-term assets (5+ years) | $164,403,000 | 636 |
| Average Assets, year-to-date | $387,372,600 | 1,566 |
| Average Assets, quarterly | $400,344,500 | 1,561 |
| Volatile liabilities | $64,098,000 | 1,996 |
| Insider loans | $1,040,000 | 4,115 |
| FHLB advances | $55,503,000 | 767 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $36,029,000 | 2,239 |
| Tier 1 (core) risk-based capital | $41,589,000 | 1,396 |
| Tier 2 risk-based capital | $3,899,000 | 1,252 |
| Total risk weighted assets | $260,064,000 | 1,738 |
| Total unused commitments | $36,029,000 | 2,240 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 123 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $394,446,000 | 1,581 |
| Cash and due from depository institutions | $12,619,000 | 1,391 |
| Interest-bearing balances | $33,000 | 5,946 |
| Securities | $56,272,000 | 2,103 |
| Federal funds sold & reverse repurchase agreements | $1,141,000 | 4,457 |
| Net loans & leases | $302,839,000 | 1,387 |
| Loan loss allowance | $2,858,000 | 1,698 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,002,000 | 1,814 |
| Other real estate owned | $0 | 1,391 |
| Goodwill and other intangibles | $536,000 | 2,055 |
| All other assets | $15,037,000 | 1,134 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $394,446,000 | 1,581 |
| Total liabilities | $351,428,000 | 1,586 |
| Total deposits | $299,341,000 | 1,646 |
| Interest-bearing deposits | $269,033,000 | 1,544 |
| Deposits held in domestic offices | $299,341,000 | 1,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $50,503,000 | 905 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,584,000 | 2,476 |
| Total equity capital | $43,018,000 | 1,388 |
| Total bank equity capital | $43,018,000 | 1,388 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $0 | 8,180 |
| Undivided profits | $43,018,000 | 807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,829,000 | 1,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,515,000 | 2,284 |
| Earning assets | $360,285,000 | 1,569 |
| Long-term assets (5+ years) | $162,760,000 | 631 |
| Average Assets, year-to-date | $382,655,000 | 1,579 |
| Average Assets, quarterly | $392,454,000 | 1,578 |
| Volatile liabilities | $48,683,000 | 2,448 |
| Insider loans | $907,000 | 4,352 |
| FHLB advances | $50,503,000 | 829 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $36,092,000 | 2,215 |
| Tier 1 (core) risk-based capital | $40,995,000 | 1,386 |
| Tier 2 risk-based capital | $4,048,000 | 1,171 |
| Total risk weighted assets | $249,218,000 | 1,752 |
| Total unused commitments | $36,092,000 | 2,217 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 132 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $390,462,000 | 1,568 |
| Cash and due from depository institutions | $14,471,000 | 1,289 |
| Interest-bearing balances | $2,526,000 | 1,748 |
| Securities | $54,031,000 | 2,198 |
| Federal funds sold & reverse repurchase agreements | $3,664,000 | 2,601 |
| Net loans & leases | $296,739,000 | 1,376 |
| Loan loss allowance | $2,820,000 | 1,697 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,930,000 | 1,796 |
| Other real estate owned | $323,000 | 1,289 |
| Goodwill and other intangibles | $568,000 | 2,020 |
| All other assets | $14,736,000 | 1,125 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $390,462,000 | 1,568 |
| Total liabilities | $347,721,000 | 1,583 |
| Total deposits | $295,360,000 | 1,627 |
| Interest-bearing deposits | $268,045,000 | 1,518 |
| Deposits held in domestic offices | $295,360,000 | 1,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $50,503,000 | 912 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,858,000 | 2,074 |
| Total equity capital | $42,741,000 | 1,372 |
| Total bank equity capital | $42,741,000 | 1,372 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $0 | 8,188 |
| Undivided profits | $42,741,000 | 803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 4,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,311,000 | 2,429 |
| Earning assets | $356,960,000 | 1,563 |
| Long-term assets (5+ years) | $162,446,000 | 624 |
| Average Assets, year-to-date | $378,724,670 | 1,580 |
| Average Assets, quarterly | $387,672,000 | 1,556 |
| Volatile liabilities | $48,665,000 | 2,319 |
| Insider loans | $811,000 | 4,552 |
| FHLB advances | $50,503,000 | 837 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $36,230,000 | 2,153 |
| Tier 1 (core) risk-based capital | $40,503,000 | 1,356 |
| Tier 2 risk-based capital | $3,905,000 | 1,204 |
| Total risk weighted assets | $253,828,000 | 1,689 |
| Total unused commitments | $36,230,000 | 2,153 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 127 | 1,345 |
| Assets and Liabilities | ||
| Total Assets: | $384,882,000 | 1,566 |
| Cash and due from depository institutions | $12,097,000 | 1,345 |
| Interest-bearing balances | $1,514,000 | 2,301 |
| Securities | $55,091,000 | 2,212 |
| Federal funds sold & reverse repurchase agreements | $5,244,000 | 2,235 |
| Net loans & leases | $291,213,000 | 1,369 |
| Loan loss allowance | $2,744,000 | 1,726 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,838,000 | 1,807 |
| Other real estate owned | $323,000 | 1,345 |
| Goodwill and other intangibles | $600,000 | 1,995 |
| All other assets | $14,476,000 | 1,114 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $384,882,000 | 1,566 |
| Total liabilities | $342,602,000 | 1,586 |
| Total deposits | $288,141,000 | 1,647 |
| Interest-bearing deposits | $264,681,000 | 1,511 |
| Deposits held in domestic offices | $288,141,000 | 1,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,228,000 | 2,485 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $50,503,000 | 869 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,730,000 | 1,516 |
| Total equity capital | $42,280,000 | 1,363 |
| Total bank equity capital | $42,280,000 | 1,363 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $0 | 8,248 |
| Undivided profits | $42,280,000 | 775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 4,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,437,000 | 2,121 |
| Earning assets | $353,062,000 | 1,569 |
| Long-term assets (5+ years) | $160,598,000 | 645 |
| Average Assets, year-to-date | $372,856,000 | 1,605 |
| Average Assets, quarterly | $372,856,000 | 1,605 |
| Volatile liabilities | $41,568,000 | 2,531 |
| Insider loans | $923,000 | 4,314 |
| FHLB advances | $50,503,000 | 796 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $34,261,000 | 2,180 |
| Tier 1 (core) risk-based capital | $39,856,000 | 1,353 |
| Tier 2 risk-based capital | $4,051,000 | 1,133 |
| Total risk weighted assets | $240,420,000 | 1,728 |
| Total unused commitments | $34,261,000 | 2,185 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 122 | 1,403 |
| Assets and Liabilities | ||
| Total Assets: | $360,830,000 | 1,659 |
| Cash and due from depository institutions | $11,216,000 | 1,403 |
| Interest-bearing balances | $1,441,000 | 2,407 |
| Securities | $54,764,000 | 2,235 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $274,351,000 | 1,448 |
| Loan loss allowance | $2,653,000 | 1,770 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,760,000 | 1,822 |
| Other real estate owned | $251,000 | 1,403 |
| Goodwill and other intangibles | $632,000 | 1,963 |
| All other assets | $13,856,000 | 1,133 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $360,830,000 | 1,659 |
| Total liabilities | $318,050,000 | 1,694 |
| Total deposits | $271,890,000 | 1,730 |
| Interest-bearing deposits | $247,836,000 | 1,606 |
| Deposits held in domestic offices | $271,890,000 | 1,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,416,000 | 2,499 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $42,503,000 | 1,027 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,241,000 | 1,759 |
| Total equity capital | $42,780,000 | 1,344 |
| Total bank equity capital | $42,780,000 | 1,344 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $0 | 8,282 |
| Undivided profits | $42,780,000 | 784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $843,000 | 2,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,274,000 | 2,374 |
| Earning assets | $330,556,000 | 1,656 |
| Long-term assets (5+ years) | $154,267,000 | 683 |
| Average Assets, year-to-date | $353,020,400 | 1,612 |
| Average Assets, quarterly | $358,880,000 | 1,650 |
| Volatile liabilities | $41,627,000 | 2,455 |
| Insider loans | $936,000 | 4,275 |
| FHLB advances | $42,503,000 | 930 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $33,851,000 | 2,146 |
| Tier 1 (core) risk-based capital | $39,472,000 | 1,352 |
| Tier 2 risk-based capital | $4,092,000 | 1,111 |
| Total risk weighted assets | $228,230,000 | 1,806 |
| Total unused commitments | $33,851,000 | 2,146 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 123 | 1,395 |
| Assets and Liabilities | ||
| Total Assets: | $356,930,000 | 1,652 |
| Cash and due from depository institutions | $17,513,000 | 1,395 |
| Interest-bearing balances | $6,583,000 | 872 |
| Securities | $52,697,000 | 2,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $267,811,000 | 1,441 |
| Loan loss allowance | $2,575,000 | 1,808 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,335,000 | 1,950 |
| Other real estate owned | $0 | 1,395 |
| Goodwill and other intangibles | $664,000 | 1,891 |
| All other assets | $12,910,000 | 1,188 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $356,930,000 | 1,652 |
| Total liabilities | $315,027,000 | 1,686 |
| Total deposits | $270,128,000 | 1,710 |
| Interest-bearing deposits | $246,160,000 | 1,599 |
| Deposits held in domestic offices | $270,128,000 | 1,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $237,000 | 3,453 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $42,503,000 | 1,006 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,159,000 | 1,805 |
| Total equity capital | $41,903,000 | 1,354 |
| Total bank equity capital | $41,903,000 | 1,354 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $0 | 8,313 |
| Undivided profits | $41,903,000 | 793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,581,000 | 1,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,439,000 | 2,163 |
| Earning assets | $327,091,000 | 1,643 |
| Long-term assets (5+ years) | $155,013,000 | 690 |
| Average Assets, year-to-date | $351,068,000 | 1,616 |
| Average Assets, quarterly | $353,480,500 | 1,656 |
| Volatile liabilities | $35,398,000 | 2,734 |
| Insider loans | $1,075,000 | 3,941 |
| FHLB advances | $42,503,000 | 915 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $36,454,000 | 2,008 |
| Tier 1 (core) risk-based capital | $38,852,000 | 1,356 |
| Tier 2 risk-based capital | $3,736,000 | 1,217 |
| Total risk weighted assets | $227,183,000 | 1,781 |
| Total unused commitments | $36,454,000 | 2,010 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 112 | 1,539 |
| Assets and Liabilities | ||
| Total Assets: | $350,031,000 | 1,653 |
| Cash and due from depository institutions | $13,239,000 | 1,539 |
| Interest-bearing balances | $3,915,000 | 1,399 |
| Securities | $63,420,000 | 1,973 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $253,489,000 | 1,479 |
| Loan loss allowance | $2,540,000 | 1,824 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,357,000 | 1,913 |
| Other real estate owned | $0 | 1,539 |
| Goodwill and other intangibles | $696,000 | 1,855 |
| All other assets | $13,830,000 | 1,116 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $350,031,000 | 1,653 |
| Total liabilities | $308,730,000 | 1,692 |
| Total deposits | $269,016,000 | 1,695 |
| Interest-bearing deposits | $246,607,000 | 1,571 |
| Deposits held in domestic offices | $269,016,000 | 1,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $256,000 | 3,495 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $37,503,000 | 1,117 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,955,000 | 1,800 |
| Total equity capital | $41,301,000 | 1,322 |
| Total bank equity capital | $41,301,000 | 1,322 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $0 | 8,370 |
| Undivided profits | $41,301,000 | 770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,491,000 | 1,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,399,000 | 2,066 |
| Earning assets | $320,824,000 | 1,645 |
| Long-term assets (5+ years) | $149,875,000 | 731 |
| Average Assets, year-to-date | $349,114,000 | 1,619 |
| Average Assets, quarterly | $351,084,000 | 1,632 |
| Volatile liabilities | $30,036,000 | 3,039 |
| Insider loans | $1,040,000 | 3,984 |
| FHLB advances | $37,503,000 | 1,021 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $34,590,000 | 2,070 |
| Tier 1 (core) risk-based capital | $38,207,000 | 1,354 |
| Tier 2 risk-based capital | $3,835,000 | 1,162 |
| Total risk weighted assets | $221,999,000 | 1,783 |
| Total unused commitments | $34,590,000 | 2,074 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 113 | 1,520 |
| Assets and Liabilities | ||
| Total Assets: | $352,137,000 | 1,633 |
| Cash and due from depository institutions | $14,583,000 | 1,520 |
| Interest-bearing balances | $3,147,000 | 1,805 |
| Securities | $65,038,000 | 1,938 |
| Federal funds sold & reverse repurchase agreements | $5,580,000 | 2,579 |
| Net loans & leases | $248,535,000 | 1,472 |
| Loan loss allowance | $2,547,000 | 1,791 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,415,000 | 1,849 |
| Other real estate owned | $0 | 1,520 |
| Goodwill and other intangibles | $729,000 | 1,828 |
| All other assets | $12,257,000 | 1,189 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $352,137,000 | 1,633 |
| Total liabilities | $310,600,000 | 1,660 |
| Total deposits | $269,618,000 | 1,685 |
| Interest-bearing deposits | $249,039,000 | 1,555 |
| Deposits held in domestic offices | $269,618,000 | 1,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $37,503,000 | 1,042 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,479,000 | 1,280 |
| Total equity capital | $41,537,000 | 1,339 |
| Total bank equity capital | $41,537,000 | 1,339 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $0 | 8,403 |
| Undivided profits | $41,537,000 | 796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,844,000 | 1,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,495,000 | 1,878 |
| Earning assets | $322,300,000 | 1,630 |
| Long-term assets (5+ years) | $154,633,000 | 697 |
| Average Assets, year-to-date | $348,655,500 | 1,622 |
| Average Assets, quarterly | $348,655,500 | 1,622 |
| Volatile liabilities | $31,206,000 | 2,863 |
| Insider loans | $1,051,000 | 3,907 |
| FHLB advances | $37,503,000 | 953 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $31,593,000 | 2,138 |
| Tier 1 (core) risk-based capital | $37,681,000 | 1,364 |
| Tier 2 risk-based capital | $3,853,000 | 1,137 |
| Total risk weighted assets | $218,026,000 | 1,766 |
| Total unused commitments | $31,593,000 | 2,143 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 117 | 1,481 |
| Assets and Liabilities | ||
| Total Assets: | $345,174,000 | 1,639 |
| Cash and due from depository institutions | $9,849,000 | 1,481 |
| Interest-bearing balances | $620,000 | 3,412 |
| Securities | $63,392,000 | 2,030 |
| Federal funds sold & reverse repurchase agreements | $2,546,000 | 3,592 |
| Net loans & leases | $251,404,000 | 1,450 |
| Loan loss allowance | $2,586,000 | 1,755 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,436,000 | 1,828 |
| Other real estate owned | $0 | 1,481 |
| Goodwill and other intangibles | $761,000 | 1,796 |
| All other assets | $11,786,000 | 1,249 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $345,174,000 | 1,639 |
| Total liabilities | $304,420,000 | 1,672 |
| Total deposits | $261,587,000 | 1,721 |
| Interest-bearing deposits | $241,078,000 | 1,594 |
| Deposits held in domestic offices | $261,587,000 | 1,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,003,000 | 1,014 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,830,000 | 1,434 |
| Total equity capital | $40,754,000 | 1,337 |
| Total bank equity capital | $40,754,000 | 1,337 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $40,754,000 | 793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,363,000 | 2,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,471,000 | 2,012 |
| Earning assets | $317,962,000 | 1,625 |
| Long-term assets (5+ years) | $161,878,000 | 676 |
| Average Assets, year-to-date | $339,695,000 | 1,597 |
| Average Assets, quarterly | $343,346,000 | 1,628 |
| Volatile liabilities | $35,708,000 | 2,585 |
| Insider loans | $1,058,000 | 3,897 |
| FHLB advances | $40,003,000 | 911 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $31,016,000 | 2,102 |
| Tier 1 (core) risk-based capital | $36,554,000 | 1,400 |
| Tier 2 risk-based capital | $4,219,000 | 1,035 |
| Total risk weighted assets | $218,633,000 | 1,741 |
| Total unused commitments | $31,016,000 | 2,105 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 118 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $341,518,000 | 1,655 |
| Cash and due from depository institutions | $13,625,000 | 1,486 |
| Interest-bearing balances | $1,111,000 | 2,961 |
| Securities | $68,034,000 | 1,868 |
| Federal funds sold & reverse repurchase agreements | $703,000 | 5,684 |
| Net loans & leases | $240,026,000 | 1,498 |
| Loan loss allowance | $2,589,000 | 1,771 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,154,000 | 1,908 |
| Other real estate owned | $0 | 1,486 |
| Goodwill and other intangibles | $793,000 | 1,748 |
| All other assets | $13,183,000 | 1,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,518,000 | 1,655 |
| Total liabilities | $301,996,000 | 1,684 |
| Total deposits | $263,722,000 | 1,714 |
| Interest-bearing deposits | $243,244,000 | 1,577 |
| Deposits held in domestic offices | $263,722,000 | 1,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,022,000 | 1,416 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,209 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,252,000 | 1,755 |
| Total equity capital | $39,522,000 | 1,390 |
| Total bank equity capital | $39,522,000 | 1,390 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $39,522,000 | 809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,867,000 | 1,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,489,000 | 2,095 |
| Earning assets | $309,874,000 | 1,675 |
| Long-term assets (5+ years) | $158,642,000 | 695 |
| Average Assets, year-to-date | $338,325,250 | 1,618 |
| Average Assets, quarterly | $339,682,500 | 1,651 |
| Volatile liabilities | $43,950,000 | 2,143 |
| Insider loans | $1,071,000 | 3,880 |
| FHLB advances | $30,000,000 | 1,097 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $42,201,000 | 1,685 |
| Tier 1 (core) risk-based capital | $35,557,000 | 1,455 |
| Tier 2 risk-based capital | $3,822,000 | 1,150 |
| Total risk weighted assets | $216,308,000 | 1,743 |
| Total unused commitments | $42,201,000 | 1,688 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 124 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $337,847,000 | 1,655 |
| Cash and due from depository institutions | $14,130,000 | 1,415 |
| Interest-bearing balances | $622,000 | 3,672 |
| Securities | $61,201,000 | 2,026 |
| Federal funds sold & reverse repurchase agreements | $2,167,000 | 4,664 |
| Net loans & leases | $242,164,000 | 1,471 |
| Loan loss allowance | $2,599,000 | 1,738 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,940,000 | 1,952 |
| Other real estate owned | $0 | 1,415 |
| Goodwill and other intangibles | $825,000 | 1,683 |
| All other assets | $12,420,000 | 1,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $337,847,000 | 1,655 |
| Total liabilities | $298,853,000 | 1,691 |
| Total deposits | $266,419,000 | 1,676 |
| Interest-bearing deposits | $245,831,000 | 1,547 |
| Deposits held in domestic offices | $266,419,000 | 1,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,000,000 | 1,200 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,434,000 | 1,738 |
| Total equity capital | $38,994,000 | 1,399 |
| Total bank equity capital | $38,994,000 | 1,399 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $38,994,000 | 821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,440,000 | 1,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,539,000 | 1,926 |
| Earning assets | $306,154,000 | 1,660 |
| Long-term assets (5+ years) | $164,537,000 | 643 |
| Average Assets, year-to-date | $337,261,000 | 1,614 |
| Average Assets, quarterly | $337,458,000 | 1,631 |
| Volatile liabilities | $37,740,000 | 2,368 |
| Insider loans | $1,008,000 | 3,982 |
| FHLB advances | $30,000,000 | 1,089 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $41,996,000 | 1,644 |
| Tier 1 (core) risk-based capital | $34,807,000 | 1,452 |
| Tier 2 risk-based capital | $3,805,000 | 1,117 |
| Total risk weighted assets | $215,960,000 | 1,722 |
| Total unused commitments | $41,996,000 | 1,652 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 108 | 1,604 |
| Assets and Liabilities | ||
| Total Assets: | $337,069,000 | 1,624 |
| Cash and due from depository institutions | $13,763,000 | 1,604 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $58,252,000 | 2,067 |
| Federal funds sold & reverse repurchase agreements | $4,933,000 | 3,238 |
| Net loans & leases | $242,426,000 | 1,428 |
| Loan loss allowance | $2,629,000 | 1,686 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,437,000 | 2,118 |
| Other real estate owned | $0 | 1,604 |
| Goodwill and other intangibles | $857,000 | 1,652 |
| All other assets | $12,401,000 | 1,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $337,069,000 | 1,624 |
| Total liabilities | $299,937,000 | 1,643 |
| Total deposits | $267,912,000 | 1,644 |
| Interest-bearing deposits | $247,792,000 | 1,526 |
| Deposits held in domestic offices | $267,912,000 | 1,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $225,000 | 2,857 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $30,000,000 | 1,138 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,800,000 | 2,220 |
| Total equity capital | $37,132,000 | 1,433 |
| Total bank equity capital | $37,132,000 | 1,433 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $37,132,000 | 832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,149,000 | 2,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,336,000 | 2,282 |
| Earning assets | $305,611,000 | 1,643 |
| Long-term assets (5+ years) | $168,328,000 | 619 |
| Average Assets, year-to-date | $336,968,000 | 1,600 |
| Average Assets, quarterly | $336,968,000 | 1,600 |
| Volatile liabilities | $38,916,000 | 2,269 |
| Insider loans | $921,000 | 4,128 |
| FHLB advances | $30,000,000 | 1,045 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $37,136,000 | 1,741 |
| Tier 1 (core) risk-based capital | $34,090,000 | 1,457 |
| Tier 2 risk-based capital | $3,460,000 | 1,203 |
| Total risk weighted assets | $208,368,000 | 1,741 |
| Total unused commitments | $37,136,000 | 1,749 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 118 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $336,867,000 | 1,599 |
| Cash and due from depository institutions | $16,036,000 | 1,451 |
| Interest-bearing balances | $770,000 | 3,364 |
| Securities | $55,456,000 | 2,135 |
| Federal funds sold & reverse repurchase agreements | $92,000 | 6,881 |
| Net loans & leases | $249,047,000 | 1,384 |
| Loan loss allowance | $2,591,000 | 1,677 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,441,000 | 2,091 |
| Other real estate owned | $0 | 1,451 |
| Goodwill and other intangibles | $889,000 | 1,595 |
| All other assets | $10,906,000 | 1,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $336,867,000 | 1,599 |
| Total liabilities | $299,890,000 | 1,614 |
| Total deposits | $263,260,000 | 1,630 |
| Interest-bearing deposits | $245,074,000 | 1,501 |
| Deposits held in domestic offices | $263,260,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,876,000 | 1,626 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $30,000,000 | 1,159 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,754,000 | 1,584 |
| Total equity capital | $36,977,000 | 1,408 |
| Total bank equity capital | $36,977,000 | 1,408 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $36,977,000 | 818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,342,000 | 728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,529,000 | 2,062 |
| Earning assets | $305,365,000 | 1,606 |
| Long-term assets (5+ years) | $172,538,000 | 578 |
| Average Assets, year-to-date | $315,119,000 | 1,608 |
| Average Assets, quarterly | $329,919,500 | 1,609 |
| Volatile liabilities | $37,552,000 | 2,332 |
| Insider loans | $959,000 | 4,046 |
| FHLB advances | $30,000,000 | 1,049 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $31,996,000 | 1,870 |
| Tier 1 (core) risk-based capital | $33,614,000 | 1,443 |
| Tier 2 risk-based capital | $3,653,000 | 1,128 |
| Total risk weighted assets | $206,906,000 | 1,731 |
| Total unused commitments | $31,996,000 | 1,876 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 93 | 1,823 |
| Assets and Liabilities | ||
| Total Assets: | $296,745,000 | 1,722 |
| Cash and due from depository institutions | $11,147,000 | 1,823 |
| Interest-bearing balances | $327,000 | 4,043 |
| Securities | $58,163,000 | 1,926 |
| Federal funds sold & reverse repurchase agreements | $3,255,000 | 3,742 |
| Net loans & leases | $213,878,000 | 1,551 |
| Loan loss allowance | $2,116,000 | 1,874 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,229,000 | 2,127 |
| Other real estate owned | $0 | 1,823 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,073,000 | 1,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,745,000 | 1,722 |
| Total liabilities | $260,599,000 | 1,773 |
| Total deposits | $237,660,000 | 1,715 |
| Interest-bearing deposits | $222,945,000 | 1,571 |
| Deposits held in domestic offices | $237,660,000 | 1,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,402 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,939,000 | 1,479 |
| Total equity capital | $36,146,000 | 1,356 |
| Total bank equity capital | $36,146,000 | 1,356 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $36,146,000 | 779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,586,000 | 1,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,420,000 | 2,395 |
| Earning assets | $275,623,000 | 1,698 |
| Long-term assets (5+ years) | $160,625,000 | 625 |
| Average Assets, year-to-date | $268,994,800 | 1,804 |
| Average Assets, quarterly | $291,208,000 | 1,722 |
| Volatile liabilities | $32,138,000 | 2,587 |
| Insider loans | $759,000 | 4,515 |
| FHLB advances | $20,000,000 | 1,282 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $24,414,000 | 2,163 |
| Tier 1 (core) risk-based capital | $32,738,000 | 1,401 |
| Tier 2 risk-based capital | $4,426,000 | 890 |
| Total risk weighted assets | $176,341,000 | 1,908 |
| Total unused commitments | $24,414,000 | 2,168 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 94 | 1,768 |
| Assets and Liabilities | ||
| Total Assets: | $239,998,000 | 2,033 |
| Cash and due from depository institutions | $8,374,000 | 1,768 |
| Interest-bearing balances | $748,000 | 2,662 |
| Securities | $56,442,000 | 1,952 |
| Federal funds sold & reverse repurchase agreements | $4,672,000 | 2,517 |
| Net loans & leases | $162,883,000 | 1,952 |
| Loan loss allowance | $1,654,000 | 2,255 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,287,000 | 2,046 |
| Other real estate owned | $0 | 1,768 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,340,000 | 2,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,998,000 | 2,033 |
| Total liabilities | $204,743,000 | 2,145 |
| Total deposits | $190,689,000 | 2,057 |
| Interest-bearing deposits | $179,751,000 | 1,873 |
| Deposits held in domestic offices | $190,689,000 | 2,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,024 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,054,000 | 1,155 |
| Total equity capital | $35,255,000 | 1,305 |
| Total bank equity capital | $35,255,000 | 1,305 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $31,165,000 | 637 |
| Undivided profits | $4,090,000 | 4,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 4,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $696,000 | 3,890 |
| Earning assets | $224,745,000 | 1,994 |
| Long-term assets (5+ years) | $122,368,000 | 742 |
| Average Assets, year-to-date | $234,680,000 | 1,958 |
| Average Assets, quarterly | $238,347,000 | 2,010 |
| Volatile liabilities | $33,674,000 | 2,417 |
| Insider loans | $553,000 | 5,213 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,101,000 | 2,501 |
| Tier 1 (core) risk-based capital | $31,165,000 | 1,401 |
| Tier 2 risk-based capital | $4,895,800 | 804 |
| Total risk weighted assets | $139,477,900 | 2,290 |
| Total unused commitments | $18,101,000 | 2,505 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 88 | 1,963 |
| Assets and Liabilities | ||
| Total Assets: | $228,247,000 | 2,054 |
| Cash and due from depository institutions | $6,229,000 | 1,963 |
| Interest-bearing balances | $160,000 | 4,241 |
| Securities | $60,513,000 | 1,896 |
| Federal funds sold & reverse repurchase agreements | $107,000 | 6,549 |
| Net loans & leases | $155,106,000 | 1,930 |
| Loan loss allowance | $1,565,000 | 2,295 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,341,000 | 2,592 |
| Other real estate owned | $116,000 | 1,963 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,835,000 | 2,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,247,000 | 2,054 |
| Total liabilities | $194,926,000 | 2,173 |
| Total deposits | $181,008,000 | 2,098 |
| Interest-bearing deposits | $174,197,000 | 1,879 |
| Deposits held in domestic offices | $181,008,000 | 2,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,000 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,918,000 | 1,124 |
| Total equity capital | $33,321,000 | 1,337 |
| Total bank equity capital | $33,321,000 | 1,337 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $28,347,000 | 704 |
| Undivided profits | $4,974,000 | 4,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 4,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $567,000 | 4,097 |
| Earning assets | $215,886,000 | 1,992 |
| Long-term assets (5+ years) | $123,902,000 | 793 |
| Average Assets, year-to-date | $216,914,000 | 2,080 |
| Average Assets, quarterly | $227,977,000 | 2,042 |
| Volatile liabilities | $22,148,000 | 3,242 |
| Insider loans | $769,000 | 4,342 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,844,000 | 3,562 |
| Tier 1 (core) risk-based capital | $28,347,000 | 1,530 |
| Tier 2 risk-based capital | $6,282,800 | 661 |
| Total risk weighted assets | $126,606,500 | 2,407 |
| Total unused commitments | $10,844,000 | 3,566 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 106 | 1,600 |
| Assets and Liabilities | ||
| Total Assets: | $205,030,000 | 2,246 |
| Cash and due from depository institutions | $5,045,000 | 1,600 |
| Interest-bearing balances | $509,000 | 3,476 |
| Securities | $60,105,000 | 1,930 |
| Federal funds sold & reverse repurchase agreements | $8,580,000 | 1,998 |
| Net loans & leases | $126,563,000 | 2,214 |
| Loan loss allowance | $1,335,000 | 2,574 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,479,000 | 3,255 |
| Other real estate owned | $399,000 | 1,600 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,859,000 | 3,777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,030,000 | 2,246 |
| Total liabilities | $173,198,000 | 2,390 |
| Total deposits | $169,173,000 | 2,255 |
| Interest-bearing deposits | $164,874,000 | 1,971 |
| Deposits held in domestic offices | $169,173,000 | 2,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $46,000 | 4,954 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,979,000 | 1,157 |
| Total equity capital | $31,832,000 | 1,405 |
| Total bank equity capital | $31,832,000 | 1,405 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $26,566,000 | 700 |
| Undivided profits | $5,266,000 | 4,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,070,000 | 2,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $552,000 | 4,211 |
| Earning assets | $195,757,000 | 2,169 |
| Long-term assets (5+ years) | $91,558,000 | 960 |
| Average Assets, year-to-date | $195,592,400 | 2,215 |
| Average Assets, quarterly | $200,596,500 | 2,245 |
| Volatile liabilities | $16,918,000 | 3,466 |
| Insider loans | $813,000 | 4,077 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,720,000 | 2,823 |
| Tier 1 (core) risk-based capital | $26,566,000 | 1,590 |
| Tier 2 risk-based capital | $5,167,230 | 717 |
| Total risk weighted assets | $106,255,630 | 2,673 |
| Total unused commitments | $14,720,000 | 2,829 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 72 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $186,674,000 | 2,413 |
| Cash and due from depository institutions | $5,368,000 | 2,497 |
| Interest-bearing balances | $202,000 | 3,886 |
| Securities | $55,758,000 | 2,071 |
| Federal funds sold & reverse repurchase agreements | $3,230,000 | 3,765 |
| Net loans & leases | $117,736,000 | 2,358 |
| Loan loss allowance | $1,115,000 | 3,062 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,201,000 | 3,536 |
| Other real estate owned | $462,000 | 2,497 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,919,000 | 3,637 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,674,000 | 2,413 |
| Total liabilities | $157,712,000 | 2,558 |
| Total deposits | $154,696,000 | 2,418 |
| Interest-bearing deposits | $151,393,000 | 2,137 |
| Deposits held in domestic offices | $154,696,000 | 2,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,016,000 | 1,462 |
| Total equity capital | $28,962,000 | 1,573 |
| Total bank equity capital | $28,962,000 | 1,573 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $24,999,000 | 737 |
| Undivided profits | $3,963,000 | 5,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,731,000 | 1,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $579,000 | 4,099 |
| Earning assets | $176,926,000 | 2,346 |
| Long-term assets (5+ years) | $55,229,000 | 1,252 |
| Average Assets, year-to-date | $184,297,800 | 2,332 |
| Average Assets, quarterly | $186,657,000 | 2,373 |
| Volatile liabilities | $16,965,000 | 3,418 |
| Insider loans | $709,000 | 4,462 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,756,000 | 3,283 |
| Tier 1 (core) risk-based capital | $24,999,000 | 1,700 |
| Tier 2 risk-based capital | $1,115,000 | 2,656 |
| Total risk weighted assets | $96,074,900 | 2,874 |
| Total unused commitments | $10,756,000 | 3,285 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 67 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $180,440,000 | 2,561 |
| Cash and due from depository institutions | $4,043,000 | 2,837 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $62,022,000 | 1,959 |
| Federal funds sold & reverse repurchase agreements | $6,350,000 | 2,068 |
| Net loans & leases | $103,962,000 | 2,690 |
| Loan loss allowance | $907,000 | 3,830 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,937,000 | 3,875 |
| Other real estate owned | $267,000 | 2,837 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,859,000 | 3,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,440,000 | 2,561 |
| Total liabilities | $154,789,000 | 2,683 |
| Total deposits | $152,852,000 | 2,529 |
| Interest-bearing deposits | $149,978,000 | 2,222 |
| Deposits held in domestic offices | $152,852,000 | 2,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,937,000 | 2,084 |
| Total equity capital | $25,651,000 | 1,759 |
| Total bank equity capital | $25,651,000 | 1,759 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $23,204,000 | 813 |
| Undivided profits | $2,447,000 | 6,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,275,000 | 1,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $429,000 | 5,326 |
| Earning assets | $172,334,000 | 2,468 |
| Long-term assets (5+ years) | $43,558,000 | 1,450 |
| Average Assets, year-to-date | $177,566,600 | 2,504 |
| Average Assets, quarterly | $179,841,500 | 2,541 |
| Volatile liabilities | $14,990,000 | 3,619 |
| Insider loans | $814,000 | 4,165 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,812,000 | 3,665 |
| Tier 1 (core) risk-based capital | $23,204,000 | 1,864 |
| Tier 2 risk-based capital | $907,000 | 3,270 |
| Total risk weighted assets | $86,510,500 | 3,187 |
| Total unused commitments | $8,812,000 | 3,680 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $173,850,000 | 2,663 |
| Cash and due from depository institutions | $3,750,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $60,951,000 | 2,045 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 3,293 |
| Net loans & leases | $101,357,000 | 2,665 |
| Loan loss allowance | $1,032,000 | 3,428 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,804,000 | 4,053 |
| Other real estate owned | $161,000 | 3,248 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,527,000 | 4,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,850,000 | 2,663 |
| Total liabilities | $149,420,000 | 2,785 |
| Total deposits | $147,495,000 | 2,635 |
| Interest-bearing deposits | $145,442,000 | 2,330 |
| Deposits held in domestic offices | $147,495,000 | 2,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,925,000 | 2,167 |
| Total equity capital | $24,430,000 | 1,842 |
| Total bank equity capital | $24,430,000 | 1,842 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $21,854,000 | 856 |
| Undivided profits | $2,576,000 | 6,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,607,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $442,000 | 5,325 |
| Earning assets | $166,608,000 | 2,563 |
| Long-term assets (5+ years) | $45,105,000 | 1,297 |
| Average Assets, year-to-date | $167,908,400 | 2,645 |
| Average Assets, quarterly | $172,947,500 | 2,647 |
| Volatile liabilities | $13,417,000 | 3,662 |
| Insider loans | $695,000 | 4,714 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,427,000 | 4,759 |
| Tier 1 (core) risk-based capital | $21,854,000 | 1,967 |
| Tier 2 risk-based capital | $1,032,000 | 2,825 |
| Total risk weighted assets | $84,136,800 | 3,176 |
| Total unused commitments | $5,427,000 | 4,774 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 59 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $161,072,000 | 2,813 |
| Cash and due from depository institutions | $3,496,000 | 3,421 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $54,193,000 | 2,430 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 6,091 |
| Net loans & leases | $99,549,000 | 2,657 |
| Loan loss allowance | $1,006,000 | 3,570 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,487,000 | 4,665 |
| Other real estate owned | $201,000 | 3,421 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,396,000 | 5,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,072,000 | 2,813 |
| Total liabilities | $140,357,000 | 2,931 |
| Total deposits | $139,723,000 | 2,738 |
| Interest-bearing deposits | $137,926,000 | 2,415 |
| Deposits held in domestic offices | $139,723,000 | 2,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $634,000 | 4,382 |
| Total equity capital | $20,715,000 | 1,997 |
| Total bank equity capital | $20,715,000 | 1,997 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $20,044,000 | 855 |
| Undivided profits | $671,000 | 9,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,712,000 | 1,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $380,000 | 5,415 |
| Earning assets | $154,492,000 | 2,701 |
| Long-term assets (5+ years) | $41,398,000 | 1,381 |
| Average Assets, year-to-date | $162,031,800 | 2,734 |
| Average Assets, quarterly | $162,163,000 | 2,783 |
| Volatile liabilities | $9,621,000 | 4,468 |
| Insider loans | $1,036,000 | 3,612 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,174,000 | 4,324 |
| Tier 1 (core) risk-based capital | $20,044,000 | 2,054 |
| Tier 2 risk-based capital | $959,960 | 3,020 |
| Total risk weighted assets | $76,750,760 | 3,375 |
| Total unused commitments | $6,174,000 | 4,331 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 60 | 3,482 |
| Assets and Liabilities | ||
| Total Assets: | $158,146,000 | 2,903 |
| Cash and due from depository institutions | $3,899,000 | 3,482 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $57,187,000 | 2,403 |
| Federal funds sold & reverse repurchase agreements | $4,271,000 | 3,240 |
| Net loans & leases | $88,110,000 | 2,898 |
| Loan loss allowance | $950,000 | 3,868 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,444,000 | 4,813 |
| Other real estate owned | $1,470,000 | 3,482 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,765,000 | 3,861 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,146,000 | 2,903 |
| Total liabilities | $139,958,000 | 2,980 |
| Total deposits | $139,629,000 | 2,832 |
| Interest-bearing deposits | $138,807,000 | 2,479 |
| Deposits held in domestic offices | $139,629,000 | 2,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $329,000 | 7,129 |
| Total equity capital | $18,188,000 | 2,221 |
| Total bank equity capital | $18,188,000 | 2,221 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $18,188,000 | 880 |
| Undivided profits | $0 | 12,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,032,000 | 1,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $369,000 | 5,028 |
| Earning assets | $149,568,000 | 2,817 |
| Long-term assets (5+ years) | $31,874,000 | 1,800 |
| Average Assets, year-to-date | $157,569,000 | 2,833 |
| Average Assets, quarterly | $157,765,000 | 2,875 |
| Volatile liabilities | $7,342,000 | 5,121 |
| Insider loans | $1,149,000 | 3,367 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,512,000 | 4,617 |
| Tier 1 (core) risk-based capital | $18,188,000 | 2,148 |
| Tier 2 risk-based capital | $922,020 | 3,104 |
| Total risk weighted assets | $73,733,720 | 3,488 |
| Total unused commitments | $5,512,000 | 4,642 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $157,839,000 | 2,975 |
| Cash and due from depository institutions | $2,759,000 | 3,724 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $55,875,000 | 2,434 |
| Federal funds sold & reverse repurchase agreements | $5,150,000 | 3,156 |
| Net loans & leases | $89,217,000 | 2,953 |
| Loan loss allowance | $900,000 | 4,079 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,231,000 | 5,413 |
| Other real estate owned | $2,105,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,502,000 | 4,590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,839,000 | 2,975 |
| Total liabilities | $141,852,000 | 3,017 |
| Total deposits | $141,575,000 | 2,889 |
| Interest-bearing deposits | $140,761,000 | 2,561 |
| Deposits held in domestic offices | $141,575,000 | 2,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $277,000 | 8,593 |
| Total equity capital | $15,987,000 | 2,388 |
| Total bank equity capital | $15,987,000 | 2,388 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $15,987,000 | 942 |
| Undivided profits | $0 | 12,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,912,000 | 1,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $442,000 | 4,602 |
| Earning assets | $150,242,000 | 2,874 |
| Long-term assets (5+ years) | $23,310,000 | 2,300 |
| Average Assets, year-to-date | $157,406,400 | 2,922 |
| Average Assets, quarterly | $157,501,500 | 2,965 |
| Volatile liabilities | $7,653,000 | 4,952 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,312,000 | 5,034 |
| Tier 1 (core) risk-based capital | $15,987,000 | 2,331 |
| Tier 2 risk-based capital | $900,000 | 3,197 |
| Total risk weighted assets | $76,416,800 | 3,423 |
| Total unused commitments | $4,312,000 | 5,065 |
| Derivatives | $0 | 651 |