Home > South Valley National Bank > Income and Expense
South Valley National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,038,000 | 1,934 |
| Total interest expense | $5,150,000 | 2,903 |
| Net interest income | $11,888,000 | 1,457 |
| Provision for loan and lease losses | $815,000 | 1,164 |
| Total noninterest income | $1,062,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $890,000 | 1,449 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $172,000 | 5,333 |
| Total noninterest expense | $7,284,000 | 1,781 |
| Salaries and employee benefits | $2,551,000 | 2,596 |
| Premises and equipment expense | $1,170,000 | 1,669 |
| Additional noninterest expense | $3,563,000 | 1,237 |
| Pre-tax net operating income | $4,851,000 | 1,591 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $1,985,000 | 1,343 |
| Income before extraordinary items | $2,877,000 | 1,840 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,877,000 | 1,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 1,308 |
| Cash dividends | $1,295,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,869,960 | 1,798 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,814,000 | 2,268 |
| Total interest expense | $4,211,000 | 3,538 |
| Net interest income | $10,603,000 | 1,669 |
| Provision for loan and lease losses | $435,000 | 1,946 |
| Total noninterest income | $1,142,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $906,000 | 1,481 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $236,000 | 4,706 |
| Total noninterest expense | $8,176,000 | 1,731 |
| Salaries and employee benefits | $4,289,000 | 1,550 |
| Premises and equipment expense | $2,089,000 | 1,015 |
| Additional noninterest expense | $1,798,000 | 2,692 |
| Pre-tax net operating income | $3,134,000 | 2,275 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,233,000 | 1,949 |
| Income before extraordinary items | $1,901,000 | 2,564 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,901,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,077 |
| Cash dividends | $492,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,901,000 | 2,515 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,737,000 | 2,629 |
| Total interest expense | $4,042,000 | 3,647 |
| Net interest income | $8,695,000 | 2,068 |
| Provision for loan and lease losses | $390,000 | 1,893 |
| Total noninterest income | $1,205,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $762,000 | 1,788 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $443,000 | 3,105 |
| Total noninterest expense | $6,895,000 | 2,007 |
| Salaries and employee benefits | $3,351,000 | 1,982 |
| Premises and equipment expense | $921,000 | 2,180 |
| Additional noninterest expense | $2,623,000 | 1,903 |
| Pre-tax net operating income | $2,615,000 | 2,721 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,018,000 | 2,340 |
| Income before extraordinary items | $1,597,000 | 3,061 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,597,000 | 3,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,575 |
| Cash dividends | $383,000 | 3,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,597,000 | 3,033 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,798,000 | 2,816 |
| Total interest expense | $2,942,000 | 4,032 |
| Net interest income | $7,856,000 | 2,287 |
| Provision for loan and lease losses | $375,000 | 1,906 |
| Total noninterest income | $801,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $608,000 | 2,242 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $193,000 | 5,389 |
| Total noninterest expense | $5,274,000 | 2,640 |
| Salaries and employee benefits | $2,703,000 | 2,474 |
| Premises and equipment expense | $844,000 | 2,405 |
| Additional noninterest expense | $1,727,000 | 2,930 |
| Pre-tax net operating income | $3,008,000 | 2,370 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,119,000 | 2,016 |
| Income before extraordinary items | $1,889,000 | 2,571 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,889,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,928 |
| Cash dividends | $96,000 | 7,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,889,000 | 2,590 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,060,000 | 3,395 |
| Total interest expense | $2,652,000 | 4,578 |
| Net interest income | $6,408,000 | 2,830 |
| Provision for loan and lease losses | $388,000 | 2,520 |
| Total noninterest income | $666,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $554,000 | 2,496 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $112,000 | 7,533 |
| Total noninterest expense | $4,726,000 | 2,993 |
| Salaries and employee benefits | $2,395,000 | 2,762 |
| Premises and equipment expense | $906,000 | 2,262 |
| Additional noninterest expense | $1,425,000 | 3,655 |
| Pre-tax net operating income | $1,960,000 | 3,370 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $696,000 | 3,134 |
| Income before extraordinary items | $1,264,000 | 3,815 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,264,000 | 3,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,628 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,264,000 | 3,616 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,490,000 | 3,676 |
| Total interest expense | $3,566,000 | 4,480 |
| Net interest income | $5,924,000 | 3,090 |
| Provision for loan and lease losses | $340,000 | 3,839 |
| Total noninterest income | $603,000 | 4,937 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $523,000 | 2,648 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $80,000 | 8,855 |
| Total noninterest expense | $4,627,000 | 3,085 |
| Salaries and employee benefits | $2,378,000 | 2,728 |
| Premises and equipment expense | $947,000 | 2,201 |
| Additional noninterest expense | $1,302,000 | 4,033 |
| Pre-tax net operating income | $1,560,000 | 3,904 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $537,000 | 3,761 |
| Income before extraordinary items | $1,023,000 | 4,398 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,023,000 | 4,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 4,024 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,023,000 | 4,091 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.