Home > South Valley Bank & Trust > Income and Expense
South Valley Bank & Trust, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $25,283,000 | 788 |
| Total interest expense | $3,284,000 | 1,085 |
| Net interest income | $21,999,000 | 739 |
| Provision for loan and lease losses | $6,357,000 | 337 |
| Total noninterest income | $5,948,000 | 802 |
| Gross Fiduciary activities income | $950,000 | 389 |
| Service charges on deposit accounts | $963,000 | 1,111 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,035,000 | 755 |
| Total noninterest expense | $21,474,000 | 704 |
| Salaries and employee benefits | $10,907,000 | 710 |
| Premises and equipment expense | $3,026,000 | 596 |
| Additional noninterest expense | $7,541,000 | 700 |
| Pre-tax net operating income | $116,000 | 5,959 |
| Securities gains (losses) | $24,000 | 2,809 |
| Applicable income taxes | $-91,000 | 6,901 |
| Income before extraordinary items | $231,000 | 5,591 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $231,000 | 5,590 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $231,000 | 5,590 |
| Net charge-offs | $9,271,000 | 276 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $207,000 | 5,510 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $17,318,000 | 777 |
| Total interest expense | $2,239,000 | 1,094 |
| Net interest income | $15,079,000 | 731 |
| Provision for loan and lease losses | $4,632,000 | 322 |
| Total noninterest income | $4,085,000 | 776 |
| Gross Fiduciary activities income | $628,000 | 397 |
| Service charges on deposit accounts | $649,000 | 1,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,808,000 | 731 |
| Total noninterest expense | $13,705,000 | 730 |
| Salaries and employee benefits | $7,374,000 | 701 |
| Premises and equipment expense | $2,033,000 | 589 |
| Additional noninterest expense | $4,298,000 | 814 |
| Pre-tax net operating income | $827,000 | 3,214 |
| Securities gains (losses) | $16,000 | 2,581 |
| Applicable income taxes | $202,000 | 2,441 |
| Income before extraordinary items | $641,000 | 3,504 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $641,000 | 3,505 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $641,000 | 3,505 |
| Net charge-offs | $6,601,000 | 267 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $628,840 | 3,373 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,883,000 | 763 |
| Total interest expense | $1,159,000 | 1,097 |
| Net interest income | $7,724,000 | 706 |
| Provision for loan and lease losses | $1,052,000 | 583 |
| Total noninterest income | $1,666,000 | 887 |
| Gross Fiduciary activities income | $318,000 | 395 |
| Service charges on deposit accounts | $327,000 | 1,071 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,021,000 | 887 |
| Total noninterest expense | $6,799,000 | 736 |
| Salaries and employee benefits | $3,878,000 | 677 |
| Premises and equipment expense | $1,029,000 | 587 |
| Additional noninterest expense | $1,892,000 | 902 |
| Pre-tax net operating income | $1,539,000 | 1,142 |
| Securities gains (losses) | $-6,000 | 7,014 |
| Applicable income taxes | $368,000 | 1,139 |
| Income before extraordinary items | $1,165,000 | 1,240 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,165,000 | 1,241 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,165,000 | 1,241 |
| Net charge-offs | $1,218,000 | 588 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,169,560 | 1,173 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $38,797,000 | 721 |
| Total interest expense | $6,278,000 | 972 |
| Net interest income | $32,519,000 | 661 |
| Provision for loan and lease losses | $14,047,000 | 313 |
| Total noninterest income | $6,315,000 | 865 |
| Gross Fiduciary activities income | $1,230,000 | 355 |
| Service charges on deposit accounts | $1,233,000 | 1,190 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,852,000 | 865 |
| Total noninterest expense | $33,135,000 | 601 |
| Salaries and employee benefits | $16,296,000 | 597 |
| Premises and equipment expense | $4,230,000 | 598 |
| Additional noninterest expense | $12,609,000 | 577 |
| Pre-tax net operating income | $-8,348,000 | 7,178 |
| Securities gains (losses) | $-1,000 | 6,712 |
| Applicable income taxes | $-4,124,000 | 7,298 |
| Income before extraordinary items | $-4,225,000 | 7,031 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,225,000 | 7,032 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,225,000 | 7,032 |
| Net charge-offs | $14,933,000 | 319 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,224,360 | 7,019 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $29,519,000 | 724 |
| Total interest expense | $4,976,000 | 959 |
| Net interest income | $24,543,000 | 665 |
| Provision for loan and lease losses | $13,177,000 | 256 |
| Total noninterest income | $5,887,000 | 742 |
| Gross Fiduciary activities income | $920,000 | 352 |
| Service charges on deposit accounts | $891,000 | 1,240 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,076,000 | 671 |
| Total noninterest expense | $24,972,000 | 605 |
| Salaries and employee benefits | $12,560,000 | 571 |
| Premises and equipment expense | $3,220,000 | 593 |
| Additional noninterest expense | $9,192,000 | 583 |
| Pre-tax net operating income | $-7,719,000 | 7,300 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-3,858,000 | 7,403 |
| Income before extraordinary items | $-3,861,000 | 7,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,861,000 | 7,205 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,861,000 | 7,208 |
| Net charge-offs | $13,692,000 | 270 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,861,000 | 7,195 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $19,968,000 | 727 |
| Total interest expense | $3,458,000 | 947 |
| Net interest income | $16,510,000 | 661 |
| Provision for loan and lease losses | $3,942,000 | 543 |
| Total noninterest income | $4,800,000 | 634 |
| Gross Fiduciary activities income | $605,000 | 361 |
| Service charges on deposit accounts | $562,000 | 1,290 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,633,000 | 548 |
| Total noninterest expense | $15,831,000 | 650 |
| Salaries and employee benefits | $8,412,000 | 567 |
| Premises and equipment expense | $2,151,000 | 604 |
| Additional noninterest expense | $5,268,000 | 687 |
| Pre-tax net operating income | $1,537,000 | 1,846 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $410,000 | 1,496 |
| Income before extraordinary items | $1,127,000 | 2,053 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,127,000 | 2,053 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,127,000 | 2,053 |
| Net charge-offs | $5,511,000 | 429 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,127,000 | 1,989 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,994,000 | 735 |
| Total interest expense | $1,812,000 | 935 |
| Net interest income | $8,182,000 | 672 |
| Provision for loan and lease losses | $1,528,000 | 627 |
| Total noninterest income | $1,582,000 | 871 |
| Gross Fiduciary activities income | $291,000 | 370 |
| Service charges on deposit accounts | $275,000 | 1,296 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,016,000 | 816 |
| Total noninterest expense | $8,168,000 | 637 |
| Salaries and employee benefits | $4,196,000 | 579 |
| Premises and equipment expense | $1,079,000 | 618 |
| Additional noninterest expense | $2,893,000 | 620 |
| Pre-tax net operating income | $68,000 | 5,520 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $22,000 | 3,387 |
| Income before extraordinary items | $46,000 | 5,773 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $46,000 | 5,772 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $46,000 | 5,773 |
| Net charge-offs | $1,486,000 | 653 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $46,000 | 5,738 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $36,569,000 | 821 |
| Total interest expense | $6,850,000 | 1,200 |
| Net interest income | $29,719,000 | 743 |
| Provision for loan and lease losses | $8,881,000 | 737 |
| Total noninterest income | $9,584,000 | 657 |
| Gross Fiduciary activities income | $1,153,000 | 365 |
| Service charges on deposit accounts | $1,135,000 | 1,336 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,296,000 | 566 |
| Total noninterest expense | $27,263,000 | 727 |
| Salaries and employee benefits | $14,547,000 | 666 |
| Premises and equipment expense | $3,749,000 | 686 |
| Additional noninterest expense | $8,967,000 | 825 |
| Pre-tax net operating income | $3,159,000 | 1,555 |
| Securities gains (losses) | $73,000 | 2,412 |
| Applicable income taxes | $453,000 | 1,989 |
| Income before extraordinary items | $2,779,000 | 1,496 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,779,000 | 1,498 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,779,000 | 1,499 |
| Net charge-offs | $4,477,000 | 1,119 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 362 |
| Net operating income | $2,716,220 | 1,478 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $26,245,000 | 879 |
| Total interest expense | $5,086,000 | 1,257 |
| Net interest income | $21,159,000 | 780 |
| Provision for loan and lease losses | $7,679,000 | 623 |
| Total noninterest income | $8,361,000 | 566 |
| Gross Fiduciary activities income | $878,000 | 361 |
| Service charges on deposit accounts | $825,000 | 1,421 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $6,658,000 | 479 |
| Total noninterest expense | $19,136,000 | 773 |
| Salaries and employee benefits | $10,384,000 | 695 |
| Premises and equipment expense | $2,709,000 | 722 |
| Additional noninterest expense | $6,043,000 | 883 |
| Pre-tax net operating income | $2,705,000 | 1,449 |
| Securities gains (losses) | $11,000 | 3,082 |
| Applicable income taxes | $853,000 | 1,142 |
| Income before extraordinary items | $1,863,000 | 1,769 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,863,000 | 1,772 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,863,000 | 1,772 |
| Net charge-offs | $3,328,000 | 1,052 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 287 |
| Net operating income | $1,855,410 | 1,684 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $16,132,000 | 976 |
| Total interest expense | $3,141,000 | 1,434 |
| Net interest income | $12,991,000 | 839 |
| Provision for loan and lease losses | $1,509,000 | 1,510 |
| Total noninterest income | $2,081,000 | 1,206 |
| Gross Fiduciary activities income | $573,000 | 370 |
| Service charges on deposit accounts | $510,000 | 1,542 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $998,000 | 1,298 |
| Total noninterest expense | $11,374,000 | 876 |
| Salaries and employee benefits | $6,559,000 | 731 |
| Premises and equipment expense | $1,755,000 | 750 |
| Additional noninterest expense | $3,060,000 | 1,167 |
| Pre-tax net operating income | $2,189,000 | 1,191 |
| Securities gains (losses) | $11,000 | 2,572 |
| Applicable income taxes | $691,000 | 948 |
| Income before extraordinary items | $1,509,000 | 1,462 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,509,000 | 1,462 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,509,000 | 1,463 |
| Net charge-offs | $1,072,000 | 1,650 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,501,410 | 1,406 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,070,000 | 999 |
| Total interest expense | $1,669,000 | 1,412 |
| Net interest income | $6,401,000 | 866 |
| Provision for loan and lease losses | $500,000 | 1,815 |
| Total noninterest income | $1,015,000 | 1,219 |
| Gross Fiduciary activities income | $273,000 | 386 |
| Service charges on deposit accounts | $245,000 | 1,591 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $497,000 | 1,307 |
| Total noninterest expense | $5,557,000 | 896 |
| Salaries and employee benefits | $3,295,000 | 742 |
| Premises and equipment expense | $877,000 | 766 |
| Additional noninterest expense | $1,385,000 | 1,280 |
| Pre-tax net operating income | $1,359,000 | 988 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $427,000 | 806 |
| Income before extraordinary items | $932,000 | 1,173 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $932,000 | 1,175 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $932,000 | 1,175 |
| Net charge-offs | $422,000 | 1,729 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $932,000 | 1,144 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $34,827,000 | 970 |
| Total interest expense | $8,694,000 | 1,381 |
| Net interest income | $26,133,000 | 828 |
| Provision for loan and lease losses | $6,755,000 | 1,149 |
| Total noninterest income | $3,883,000 | 1,331 |
| Gross Fiduciary activities income | $1,067,000 | 369 |
| Service charges on deposit accounts | $1,016,000 | 1,663 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,800,000 | 1,480 |
| Total noninterest expense | $26,905,000 | 783 |
| Salaries and employee benefits | $12,979,000 | 756 |
| Premises and equipment expense | $3,513,000 | 769 |
| Additional noninterest expense | $10,413,000 | 763 |
| Pre-tax net operating income | $-3,644,000 | 7,003 |
| Securities gains (losses) | $-157,000 | 7,368 |
| Applicable income taxes | $-2,052,000 | 7,523 |
| Income before extraordinary items | $-1,749,000 | 6,664 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,749,000 | 6,664 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,749,000 | 6,664 |
| Net charge-offs | $5,313,000 | 1,099 |
| Cash dividends | $225,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 1,087 |
| Net operating income | $-1,648,520 | 6,626 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $26,353,000 | 982 |
| Total interest expense | $6,732,000 | 1,408 |
| Net interest income | $19,621,000 | 835 |
| Provision for loan and lease losses | $4,525,000 | 1,117 |
| Total noninterest income | $2,881,000 | 1,363 |
| Gross Fiduciary activities income | $806,000 | 366 |
| Service charges on deposit accounts | $732,000 | 1,726 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,343,000 | 1,500 |
| Total noninterest expense | $18,148,000 | 851 |
| Salaries and employee benefits | $9,794,000 | 758 |
| Premises and equipment expense | $2,613,000 | 791 |
| Additional noninterest expense | $5,741,000 | 982 |
| Pre-tax net operating income | $-171,000 | 5,993 |
| Securities gains (losses) | $-80,000 | 7,439 |
| Applicable income taxes | $-79,000 | 6,894 |
| Income before extraordinary items | $-172,000 | 6,084 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-172,000 | 6,085 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-172,000 | 6,084 |
| Net charge-offs | $3,891,000 | 997 |
| Cash dividends | $225,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 955 |
| Net operating income | $-116,800 | 5,972 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,706,000 | 991 |
| Total interest expense | $4,635,000 | 1,435 |
| Net interest income | $13,071,000 | 831 |
| Provision for loan and lease losses | $3,964,000 | 897 |
| Total noninterest income | $1,887,000 | 1,399 |
| Gross Fiduciary activities income | $521,000 | 380 |
| Service charges on deposit accounts | $476,000 | 1,742 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $890,000 | 1,533 |
| Total noninterest expense | $12,531,000 | 850 |
| Salaries and employee benefits | $6,567,000 | 766 |
| Premises and equipment expense | $1,718,000 | 816 |
| Additional noninterest expense | $4,246,000 | 898 |
| Pre-tax net operating income | $-1,537,000 | 7,252 |
| Securities gains (losses) | $-57,000 | 7,616 |
| Applicable income taxes | $-500,000 | 7,580 |
| Income before extraordinary items | $-1,094,000 | 7,181 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,094,000 | 7,181 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,094,000 | 7,182 |
| Net charge-offs | $3,865,000 | 700 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 843 |
| Net operating income | $-1,054,670 | 7,163 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,732,000 | 1,016 |
| Total interest expense | $2,394,000 | 1,445 |
| Net interest income | $6,338,000 | 850 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $924,000 | 1,377 |
| Gross Fiduciary activities income | $274,000 | 368 |
| Service charges on deposit accounts | $235,000 | 1,715 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $415,000 | 1,580 |
| Total noninterest expense | $5,690,000 | 888 |
| Salaries and employee benefits | $3,427,000 | 738 |
| Premises and equipment expense | $858,000 | 826 |
| Additional noninterest expense | $1,405,000 | 1,179 |
| Pre-tax net operating income | $1,566,000 | 814 |
| Securities gains (losses) | $-24,000 | 7,882 |
| Applicable income taxes | $475,000 | 718 |
| Income before extraordinary items | $1,067,000 | 1,012 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,067,000 | 1,012 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,067,000 | 1,014 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,083,560 | 934 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $37,772,000 | 998 |
| Total interest expense | $11,617,000 | 1,408 |
| Net interest income | $26,155,000 | 819 |
| Provision for loan and lease losses | $595,000 | 3,531 |
| Total noninterest income | $3,878,000 | 1,298 |
| Gross Fiduciary activities income | $1,146,000 | 378 |
| Service charges on deposit accounts | $992,000 | 1,770 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,740,000 | 1,439 |
| Total noninterest expense | $21,236,000 | 940 |
| Salaries and employee benefits | $12,811,000 | 775 |
| Premises and equipment expense | $2,959,000 | 927 |
| Additional noninterest expense | $5,466,000 | 1,172 |
| Pre-tax net operating income | $8,202,000 | 677 |
| Securities gains (losses) | $-255,000 | 7,395 |
| Applicable income taxes | $2,495,000 | 548 |
| Income before extraordinary items | $5,452,000 | 739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,452,000 | 739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 2,534 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 8,210 |
| Net operating income | $5,627,950 | 774 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $28,491,000 | 1,022 |
| Total interest expense | $9,055,000 | 1,402 |
| Net interest income | $19,436,000 | 846 |
| Provision for loan and lease losses | $539,000 | 2,632 |
| Total noninterest income | $2,975,000 | 1,317 |
| Gross Fiduciary activities income | $863,000 | 382 |
| Service charges on deposit accounts | $742,000 | 1,787 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,370,000 | 1,451 |
| Total noninterest expense | $15,536,000 | 957 |
| Salaries and employee benefits | $9,589,000 | 794 |
| Premises and equipment expense | $2,184,000 | 951 |
| Additional noninterest expense | $3,763,000 | 1,219 |
| Pre-tax net operating income | $6,336,000 | 797 |
| Securities gains (losses) | $-196,000 | 7,604 |
| Applicable income taxes | $1,989,000 | 657 |
| Income before extraordinary items | $4,151,000 | 879 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,151,000 | 878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,819 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 8,304 |
| Net operating income | $4,284,280 | 908 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,062,000 | 1,033 |
| Total interest expense | $6,256,000 | 1,407 |
| Net interest income | $12,806,000 | 852 |
| Provision for loan and lease losses | $497,000 | 1,933 |
| Total noninterest income | $2,001,000 | 1,329 |
| Gross Fiduciary activities income | $573,000 | 395 |
| Service charges on deposit accounts | $496,000 | 1,765 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $932,000 | 1,476 |
| Total noninterest expense | $10,359,000 | 956 |
| Salaries and employee benefits | $6,381,000 | 808 |
| Premises and equipment expense | $1,451,000 | 945 |
| Additional noninterest expense | $2,527,000 | 1,175 |
| Pre-tax net operating income | $3,951,000 | 894 |
| Securities gains (losses) | $-123,000 | 8,271 |
| Applicable income taxes | $1,263,000 | 767 |
| Income before extraordinary items | $2,565,000 | 1,076 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,565,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,713 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 8,380 |
| Net operating income | $2,647,410 | 1,027 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,768,000 | 1,029 |
| Total interest expense | $3,402,000 | 1,380 |
| Net interest income | $6,366,000 | 849 |
| Provision for loan and lease losses | $339,000 | 1,280 |
| Total noninterest income | $1,079,000 | 1,257 |
| Gross Fiduciary activities income | $306,000 | 375 |
| Service charges on deposit accounts | $249,000 | 1,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $524,000 | 1,372 |
| Total noninterest expense | $5,182,000 | 938 |
| Salaries and employee benefits | $3,244,000 | 796 |
| Premises and equipment expense | $722,000 | 957 |
| Additional noninterest expense | $1,216,000 | 1,179 |
| Pre-tax net operating income | $1,924,000 | 979 |
| Securities gains (losses) | $-54,000 | 8,407 |
| Applicable income taxes | $617,000 | 855 |
| Income before extraordinary items | $1,253,000 | 1,202 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,253,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,996 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,289,180 | 1,130 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $42,104,000 | 1,002 |
| Total interest expense | $15,929,000 | 1,247 |
| Net interest income | $26,175,000 | 833 |
| Provision for loan and lease losses | $115,000 | 4,733 |
| Total noninterest income | $3,694,000 | 1,383 |
| Gross Fiduciary activities income | $1,153,000 | 384 |
| Service charges on deposit accounts | $977,000 | 1,800 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,564,000 | 1,632 |
| Total noninterest expense | $19,872,000 | 946 |
| Salaries and employee benefits | $12,249,000 | 801 |
| Premises and equipment expense | $2,590,000 | 1,018 |
| Additional noninterest expense | $5,033,000 | 1,120 |
| Pre-tax net operating income | $9,882,000 | 862 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,185,000 | 771 |
| Income before extraordinary items | $6,697,000 | 978 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,697,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-215,000 | 8,450 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $5,068,000 | 266 |
| Net operating income | $6,697,000 | 964 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $31,449,000 | 1,009 |
| Total interest expense | $11,978,000 | 1,251 |
| Net interest income | $19,471,000 | 838 |
| Provision for loan and lease losses | $-39,000 | 8,357 |
| Total noninterest income | $2,747,000 | 1,404 |
| Gross Fiduciary activities income | $843,000 | 386 |
| Service charges on deposit accounts | $715,000 | 1,825 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,189,000 | 1,606 |
| Total noninterest expense | $14,633,000 | 951 |
| Salaries and employee benefits | $9,182,000 | 804 |
| Premises and equipment expense | $1,887,000 | 1,051 |
| Additional noninterest expense | $3,564,000 | 1,161 |
| Pre-tax net operating income | $7,624,000 | 913 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,440,000 | 812 |
| Income before extraordinary items | $5,184,000 | 1,010 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,184,000 | 1,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-182,000 | 8,457 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $5,068,000 | 188 |
| Net operating income | $5,184,000 | 994 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,731,000 | 1,037 |
| Total interest expense | $7,916,000 | 1,264 |
| Net interest income | $12,815,000 | 871 |
| Provision for loan and lease losses | $-87,000 | 8,462 |
| Total noninterest income | $1,814,000 | 1,424 |
| Gross Fiduciary activities income | $552,000 | 398 |
| Service charges on deposit accounts | $467,000 | 1,862 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $795,000 | 1,618 |
| Total noninterest expense | $9,657,000 | 980 |
| Salaries and employee benefits | $6,183,000 | 812 |
| Premises and equipment expense | $1,271,000 | 1,034 |
| Additional noninterest expense | $2,203,000 | 1,249 |
| Pre-tax net operating income | $5,059,000 | 951 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,619,000 | 865 |
| Income before extraordinary items | $3,440,000 | 1,050 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,440,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-171,000 | 8,510 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $5,068,000 | 139 |
| Net operating income | $3,440,000 | 1,033 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,266,000 | 1,041 |
| Total interest expense | $3,929,000 | 1,256 |
| Net interest income | $6,337,000 | 880 |
| Provision for loan and lease losses | $-293,000 | 8,602 |
| Total noninterest income | $846,000 | 1,483 |
| Gross Fiduciary activities income | $275,000 | 394 |
| Service charges on deposit accounts | $221,000 | 1,897 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $350,000 | 1,750 |
| Total noninterest expense | $4,985,000 | 941 |
| Salaries and employee benefits | $3,211,000 | 790 |
| Premises and equipment expense | $648,000 | 1,022 |
| Additional noninterest expense | $1,126,000 | 1,211 |
| Pre-tax net operating income | $2,491,000 | 950 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $797,000 | 867 |
| Income before extraordinary items | $1,694,000 | 1,046 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,694,000 | 1,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-136,000 | 8,543 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 73 |
| Net operating income | $1,694,000 | 1,031 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,300,000 | 1,055 |
| Total interest expense | $13,419,000 | 1,254 |
| Net interest income | $23,881,000 | 925 |
| Provision for loan and lease losses | $450,000 | 2,064 |
| Total noninterest income | $4,760,000 | 1,137 |
| Gross Fiduciary activities income | $1,112,000 | 369 |
| Service charges on deposit accounts | $908,000 | 1,898 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,740,000 | 1,061 |
| Total noninterest expense | $18,521,000 | 968 |
| Salaries and employee benefits | $11,292,000 | 862 |
| Premises and equipment expense | $2,382,000 | 1,057 |
| Additional noninterest expense | $4,847,000 | 1,106 |
| Pre-tax net operating income | $9,670,000 | 1,005 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,790,000 | 1,002 |
| Income before extraordinary items | $6,880,000 | 1,081 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,880,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-258,000 | 8,608 |
| Cash dividends | $658,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,153 |
| Net operating income | $6,880,000 | 1,066 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,076,000 | 1,092 |
| Total interest expense | $9,476,000 | 1,299 |
| Net interest income | $17,600,000 | 965 |
| Provision for loan and lease losses | $243,000 | 2,494 |
| Total noninterest income | $2,642,000 | 1,440 |
| Gross Fiduciary activities income | $843,000 | 367 |
| Service charges on deposit accounts | $690,000 | 1,881 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,109,000 | 1,676 |
| Total noninterest expense | $13,359,000 | 1,014 |
| Salaries and employee benefits | $8,177,000 | 898 |
| Premises and equipment expense | $1,765,000 | 1,085 |
| Additional noninterest expense | $3,417,000 | 1,182 |
| Pre-tax net operating income | $6,640,000 | 1,154 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,992,000 | 1,102 |
| Income before extraordinary items | $4,648,000 | 1,219 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,648,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-206,000 | 8,634 |
| Cash dividends | $658,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 957 |
| Net operating income | $4,648,000 | 1,211 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,263,000 | 1,120 |
| Total interest expense | $5,871,000 | 1,331 |
| Net interest income | $11,392,000 | 990 |
| Provision for loan and lease losses | $119,000 | 3,110 |
| Total noninterest income | $1,678,000 | 1,485 |
| Gross Fiduciary activities income | $520,000 | 393 |
| Service charges on deposit accounts | $450,000 | 1,903 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $708,000 | 1,751 |
| Total noninterest expense | $8,584,000 | 1,053 |
| Salaries and employee benefits | $5,330,000 | 921 |
| Premises and equipment expense | $1,072,000 | 1,206 |
| Additional noninterest expense | $2,182,000 | 1,237 |
| Pre-tax net operating income | $4,367,000 | 1,164 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $1,310,000 | 1,119 |
| Income before extraordinary items | $3,056,000 | 1,222 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,056,000 | 1,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 8,639 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 793 |
| Net operating income | $3,056,700 | 1,211 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,263,000 | 1,147 |
| Total interest expense | $2,728,000 | 1,350 |
| Net interest income | $5,535,000 | 1,022 |
| Provision for loan and lease losses | $-63,000 | 8,641 |
| Total noninterest income | $798,000 | 1,516 |
| Gross Fiduciary activities income | $257,000 | 400 |
| Service charges on deposit accounts | $223,000 | 1,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $318,000 | 1,855 |
| Total noninterest expense | $4,283,000 | 1,057 |
| Salaries and employee benefits | $2,632,000 | 929 |
| Premises and equipment expense | $529,000 | 1,226 |
| Additional noninterest expense | $1,122,000 | 1,188 |
| Pre-tax net operating income | $2,113,000 | 1,166 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $634,000 | 1,142 |
| Income before extraordinary items | $1,479,000 | 1,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,479,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,561 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $-11,000 | 8,728 |
| Net operating income | $1,479,000 | 1,233 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $29,922,000 | 1,103 |
| Total interest expense | $9,011,000 | 1,259 |
| Net interest income | $20,911,000 | 1,017 |
| Provision for loan and lease losses | $500,000 | 1,892 |
| Total noninterest income | $3,393,000 | 1,452 |
| Gross Fiduciary activities income | $1,020,000 | 385 |
| Service charges on deposit accounts | $823,000 | 2,063 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,550,000 | 1,622 |
| Total noninterest expense | $15,520,000 | 1,098 |
| Salaries and employee benefits | $9,767,000 | 933 |
| Premises and equipment expense | $1,959,000 | 1,252 |
| Additional noninterest expense | $3,794,000 | 1,343 |
| Pre-tax net operating income | $8,284,000 | 1,167 |
| Securities gains (losses) | $20,000 | 1,252 |
| Applicable income taxes | $2,275,000 | 1,227 |
| Income before extraordinary items | $6,029,000 | 1,193 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,029,000 | 1,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-341,000 | 8,760 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $3,529,000 | 341 |
| Net operating income | $6,014,400 | 1,180 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,731,000 | 1,104 |
| Total interest expense | $6,369,000 | 1,257 |
| Net interest income | $15,362,000 | 1,031 |
| Provision for loan and lease losses | $489,000 | 1,433 |
| Total noninterest income | $2,458,000 | 1,497 |
| Gross Fiduciary activities income | $757,000 | 383 |
| Service charges on deposit accounts | $586,000 | 2,150 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,115,000 | 1,675 |
| Total noninterest expense | $11,239,000 | 1,136 |
| Salaries and employee benefits | $7,184,000 | 940 |
| Premises and equipment expense | $1,418,000 | 1,285 |
| Additional noninterest expense | $2,637,000 | 1,433 |
| Pre-tax net operating income | $6,092,000 | 1,176 |
| Securities gains (losses) | $20,000 | 1,227 |
| Applicable income taxes | $1,838,000 | 1,160 |
| Income before extraordinary items | $4,274,000 | 1,262 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,274,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-266,000 | 8,773 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $3,527,000 | 249 |
| Net operating income | $4,260,000 | 1,244 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,074,000 | 1,100 |
| Total interest expense | $3,999,000 | 1,250 |
| Net interest income | $10,075,000 | 1,040 |
| Provision for loan and lease losses | $440,000 | 1,100 |
| Total noninterest income | $1,633,000 | 1,488 |
| Gross Fiduciary activities income | $502,000 | 388 |
| Service charges on deposit accounts | $385,000 | 2,131 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $746,000 | 1,665 |
| Total noninterest expense | $7,404,000 | 1,139 |
| Salaries and employee benefits | $4,753,000 | 940 |
| Premises and equipment expense | $924,000 | 1,299 |
| Additional noninterest expense | $1,727,000 | 1,444 |
| Pre-tax net operating income | $3,864,000 | 1,204 |
| Securities gains (losses) | $20,000 | 1,110 |
| Applicable income taxes | $1,178,000 | 1,191 |
| Income before extraordinary items | $2,706,000 | 1,303 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,706,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-176,000 | 8,746 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $3,528,000 | 162 |
| Net operating income | $2,692,000 | 1,288 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,581,000 | 1,169 |
| Total interest expense | $1,823,000 | 1,308 |
| Net interest income | $4,758,000 | 1,097 |
| Provision for loan and lease losses | $329,000 | 704 |
| Total noninterest income | $779,000 | 1,524 |
| Gross Fiduciary activities income | $253,000 | 390 |
| Service charges on deposit accounts | $187,000 | 2,138 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $339,000 | 1,740 |
| Total noninterest expense | $3,636,000 | 1,163 |
| Salaries and employee benefits | $2,357,000 | 946 |
| Premises and equipment expense | $445,000 | 1,356 |
| Additional noninterest expense | $834,000 | 1,493 |
| Pre-tax net operating income | $1,572,000 | 1,454 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $484,000 | 1,393 |
| Income before extraordinary items | $1,088,000 | 1,546 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,088,000 | 1,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 8,748 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 79 |
| Net operating income | $1,088,000 | 1,522 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,755,000 | 1,454 |
| Total interest expense | $5,063,000 | 1,618 |
| Net interest income | $14,692,000 | 1,372 |
| Provision for loan and lease losses | $416,000 | 2,300 |
| Total noninterest income | $2,855,000 | 1,672 |
| Gross Fiduciary activities income | $871,000 | 407 |
| Service charges on deposit accounts | $823,000 | 2,091 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,161,000 | 1,955 |
| Total noninterest expense | $12,301,000 | 1,335 |
| Salaries and employee benefits | $7,517,000 | 1,149 |
| Premises and equipment expense | $1,606,000 | 1,435 |
| Additional noninterest expense | $3,178,000 | 1,547 |
| Pre-tax net operating income | $4,830,000 | 1,754 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,517,000 | 1,592 |
| Income before extraordinary items | $3,313,000 | 1,906 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,313,000 | 1,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,563 |
| Cash dividends | $510,000 | 3,489 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 772 |
| Net operating income | $3,313,000 | 1,859 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,310,000 | 1,501 |
| Total interest expense | $3,691,000 | 1,636 |
| Net interest income | $10,619,000 | 1,413 |
| Provision for loan and lease losses | $-121,000 | 8,886 |
| Total noninterest income | $2,124,000 | 1,697 |
| Gross Fiduciary activities income | $650,000 | 410 |
| Service charges on deposit accounts | $629,000 | 2,070 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $845,000 | 1,998 |
| Total noninterest expense | $8,857,000 | 1,380 |
| Salaries and employee benefits | $5,421,000 | 1,205 |
| Premises and equipment expense | $1,096,000 | 1,595 |
| Additional noninterest expense | $2,340,000 | 1,555 |
| Pre-tax net operating income | $4,007,000 | 1,604 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,280,000 | 1,463 |
| Income before extraordinary items | $2,727,000 | 1,772 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,727,000 | 1,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,669 |
| Cash dividends | $510,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 639 |
| Net operating income | $2,727,000 | 1,721 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,878,000 | 1,591 |
| Total interest expense | $2,452,000 | 1,621 |
| Net interest income | $6,426,000 | 1,548 |
| Provision for loan and lease losses | $-252,000 | 9,010 |
| Total noninterest income | $1,452,000 | 1,652 |
| Gross Fiduciary activities income | $438,000 | 414 |
| Service charges on deposit accounts | $427,000 | 2,020 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $587,000 | 1,956 |
| Total noninterest expense | $5,842,000 | 1,388 |
| Salaries and employee benefits | $3,569,000 | 1,222 |
| Premises and equipment expense | $708,000 | 1,630 |
| Additional noninterest expense | $1,565,000 | 1,545 |
| Pre-tax net operating income | $2,288,000 | 1,831 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $730,000 | 1,646 |
| Income before extraordinary items | $1,558,000 | 2,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,558,000 | 2,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 1,447 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 537 |
| Net operating income | $1,558,000 | 1,958 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 1,627 |
| Total interest expense | $1,254,000 | 1,605 |
| Net interest income | $3,091,000 | 1,614 |
| Provision for loan and lease losses | $-53,000 | 9,006 |
| Total noninterest income | $693,000 | 1,680 |
| Gross Fiduciary activities income | $226,000 | 403 |
| Service charges on deposit accounts | $215,000 | 1,949 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $252,000 | 2,120 |
| Total noninterest expense | $2,906,000 | 1,413 |
| Salaries and employee benefits | $1,792,000 | 1,235 |
| Premises and equipment expense | $350,000 | 1,676 |
| Additional noninterest expense | $764,000 | 1,562 |
| Pre-tax net operating income | $931,000 | 2,140 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $298,000 | 1,944 |
| Income before extraordinary items | $633,000 | 2,374 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $633,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-131,000 | 8,998 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $633,000 | 2,293 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,414,000 | 1,562 |
| Total interest expense | $5,495,000 | 1,649 |
| Net interest income | $12,919,000 | 1,506 |
| Provision for loan and lease losses | $-459,000 | 9,119 |
| Total noninterest income | $3,247,000 | 1,578 |
| Gross Fiduciary activities income | $938,000 | 393 |
| Service charges on deposit accounts | $847,000 | 2,024 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,462,000 | 1,857 |
| Total noninterest expense | $10,536,000 | 1,516 |
| Salaries and employee benefits | $6,631,000 | 1,294 |
| Premises and equipment expense | $1,203,000 | 1,902 |
| Additional noninterest expense | $2,702,000 | 1,791 |
| Pre-tax net operating income | $6,089,000 | 1,352 |
| Securities gains (losses) | $30,000 | 2,926 |
| Applicable income taxes | $1,840,000 | 1,366 |
| Income before extraordinary items | $4,279,000 | 1,465 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,279,000 | 1,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $877,000 | 1,021 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 784 |
| Net operating income | $4,258,000 | 1,406 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,484,000 | 1,518 |
| Total interest expense | $4,201,000 | 1,688 |
| Net interest income | $10,283,000 | 1,431 |
| Provision for loan and lease losses | $-531,000 | 9,197 |
| Total noninterest income | $2,493,000 | 1,590 |
| Gross Fiduciary activities income | $711,000 | 402 |
| Service charges on deposit accounts | $649,000 | 1,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,133,000 | 1,882 |
| Total noninterest expense | $7,761,000 | 1,554 |
| Salaries and employee benefits | $4,973,000 | 1,317 |
| Premises and equipment expense | $873,000 | 1,958 |
| Additional noninterest expense | $1,915,000 | 1,874 |
| Pre-tax net operating income | $5,546,000 | 1,165 |
| Securities gains (losses) | $-36,000 | 9,055 |
| Applicable income taxes | $1,764,000 | 1,167 |
| Income before extraordinary items | $3,746,000 | 1,322 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,746,000 | 1,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,248 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 613 |
| Net operating income | $3,770,480 | 1,236 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,676,000 | 1,528 |
| Total interest expense | $2,873,000 | 1,697 |
| Net interest income | $6,803,000 | 1,438 |
| Provision for loan and lease losses | $-285,000 | 9,229 |
| Total noninterest income | $1,537,000 | 1,689 |
| Gross Fiduciary activities income | $469,000 | 408 |
| Service charges on deposit accounts | $434,000 | 1,946 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $634,000 | 2,115 |
| Total noninterest expense | $5,090,000 | 1,577 |
| Salaries and employee benefits | $3,323,000 | 1,307 |
| Premises and equipment expense | $586,000 | 1,944 |
| Additional noninterest expense | $1,181,000 | 2,029 |
| Pre-tax net operating income | $3,535,000 | 1,213 |
| Securities gains (losses) | $31,000 | 2,340 |
| Applicable income taxes | $1,142,000 | 1,229 |
| Income before extraordinary items | $2,424,000 | 1,365 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,424,000 | 1,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,192 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 491 |
| Net operating income | $2,402,920 | 1,280 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 1,525 |
| Total interest expense | $1,481,000 | 1,685 |
| Net interest income | $3,405,000 | 1,434 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $782,000 | 1,613 |
| Gross Fiduciary activities income | $244,000 | 406 |
| Service charges on deposit accounts | $216,000 | 1,901 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $322,000 | 2,010 |
| Total noninterest expense | $2,624,000 | 1,522 |
| Salaries and employee benefits | $1,722,000 | 1,248 |
| Premises and equipment expense | $280,000 | 2,035 |
| Additional noninterest expense | $622,000 | 1,884 |
| Pre-tax net operating income | $1,563,000 | 1,366 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $502,000 | 1,373 |
| Income before extraordinary items | $1,065,000 | 1,516 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,065,000 | 1,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 982 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,062,280 | 1,427 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,677,000 | 1,643 |
| Total interest expense | $6,717,000 | 1,702 |
| Net interest income | $11,960,000 | 1,616 |
| Provision for loan and lease losses | $8,407,000 | 269 |
| Total noninterest income | $3,000,000 | 1,553 |
| Gross Fiduciary activities income | $983,000 | 410 |
| Service charges on deposit accounts | $917,000 | 1,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,100,000 | 2,051 |
| Total noninterest expense | $9,521,000 | 1,615 |
| Salaries and employee benefits | $5,742,000 | 1,421 |
| Premises and equipment expense | $1,099,000 | 1,998 |
| Additional noninterest expense | $2,680,000 | 1,747 |
| Pre-tax net operating income | $-2,968,000 | 9,281 |
| Securities gains (losses) | $-625,000 | 9,277 |
| Applicable income taxes | $-1,583,000 | 9,313 |
| Income before extraordinary items | $-2,010,000 | 9,279 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,010,000 | 9,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,828,000 | 270 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $780,000 | 414 |
| Net operating income | $-1,610,000 | 9,223 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,639,000 | 1,732 |
| Total interest expense | $8,620,000 | 1,876 |
| Net interest income | $11,019,000 | 1,618 |
| Provision for loan and lease losses | $4,870,000 | 364 |
| Total noninterest income | $2,909,000 | 1,514 |
| Gross Fiduciary activities income | $1,016,000 | 419 |
| Service charges on deposit accounts | $946,000 | 1,575 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $947,000 | 2,123 |
| Total noninterest expense | $8,037,000 | 1,804 |
| Salaries and employee benefits | $4,840,000 | 1,561 |
| Premises and equipment expense | $1,053,000 | 2,020 |
| Additional noninterest expense | $2,144,000 | 2,096 |
| Pre-tax net operating income | $1,021,000 | 4,849 |
| Securities gains (losses) | $-3,000 | 9,140 |
| Applicable income taxes | $174,000 | 5,245 |
| Income before extraordinary items | $844,000 | 4,741 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $844,000 | 4,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,127,000 | 417 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 9,447 |
| Net operating income | $846,490 | 4,615 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,584,000 | 1,882 |
| Total interest expense | $8,463,000 | 2,034 |
| Net interest income | $10,121,000 | 1,739 |
| Provision for loan and lease losses | $2,335,000 | 547 |
| Total noninterest income | $2,376,000 | 1,654 |
| Gross Fiduciary activities income | $996,000 | 422 |
| Service charges on deposit accounts | $693,000 | 1,996 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $687,000 | 2,390 |
| Total noninterest expense | $7,255,000 | 1,915 |
| Salaries and employee benefits | $4,525,000 | 1,573 |
| Premises and equipment expense | $886,000 | 2,343 |
| Additional noninterest expense | $1,844,000 | 2,331 |
| Pre-tax net operating income | $2,907,000 | 2,449 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $981,000 | 2,160 |
| Income before extraordinary items | $1,926,000 | 2,652 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,926,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,233,000 | 451 |
| Cash dividends | $2,000,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 890 |
| Net operating income | $1,926,000 | 2,650 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,526,000 | 1,851 |
| Total interest expense | $6,845,000 | 2,159 |
| Net interest income | $10,681,000 | 1,632 |
| Provision for loan and lease losses | $2,068,000 | 544 |
| Total noninterest income | $2,003,000 | 1,854 |
| Gross Fiduciary activities income | $764,000 | 525 |
| Service charges on deposit accounts | $607,000 | 2,198 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $632,000 | 2,545 |
| Total noninterest expense | $6,440,000 | 2,110 |
| Salaries and employee benefits | $4,046,000 | 1,708 |
| Premises and equipment expense | $729,000 | 2,772 |
| Additional noninterest expense | $1,665,000 | 2,588 |
| Pre-tax net operating income | $4,176,000 | 1,776 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,386,000 | 1,698 |
| Income before extraordinary items | $2,790,000 | 1,899 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,790,000 | 1,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,325,000 | 411 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-105,000 | 10,098 |
| Net operating income | $2,790,000 | 1,870 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,726,000 | 1,934 |
| Total interest expense | $7,578,000 | 2,016 |
| Net interest income | $9,148,000 | 1,869 |
| Provision for loan and lease losses | $990,000 | 985 |
| Total noninterest income | $1,012,000 | 3,049 |
| Gross Fiduciary activities income | $12,000 | 1,272 |
| Service charges on deposit accounts | $560,000 | 2,301 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $440,000 | 3,236 |
| Total noninterest expense | $5,277,000 | 2,462 |
| Salaries and employee benefits | $3,273,000 | 2,068 |
| Premises and equipment expense | $579,000 | 3,272 |
| Additional noninterest expense | $1,425,000 | 2,907 |
| Pre-tax net operating income | $3,893,000 | 1,873 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $1,186,000 | 2,015 |
| Income before extraordinary items | $2,715,000 | 1,919 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,715,000 | 1,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 1,216 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $280,000 | 637 |
| Net operating income | $2,709,400 | 1,853 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,808,000 | 2,057 |
| Total interest expense | $7,077,000 | 2,129 |
| Net interest income | $8,731,000 | 1,994 |
| Provision for loan and lease losses | $480,000 | 1,829 |
| Total noninterest income | $1,399,000 | 2,330 |
| Gross Fiduciary activities income | $1,000 | 1,427 |
| Service charges on deposit accounts | $507,000 | 2,589 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $891,000 | 1,878 |
| Total noninterest expense | $4,935,000 | 2,597 |
| Salaries and employee benefits | $3,037,000 | 2,181 |
| Premises and equipment expense | $488,000 | 3,787 |
| Additional noninterest expense | $1,410,000 | 2,897 |
| Pre-tax net operating income | $4,715,000 | 1,638 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $1,583,000 | 1,630 |
| Income before extraordinary items | $3,150,000 | 1,699 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,150,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,748 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $681,000 | 496 |
| Net operating income | $3,137,940 | 1,664 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,577,000 | 2,460 |
| Total interest expense | $5,990,000 | 2,557 |
| Net interest income | $7,587,000 | 2,376 |
| Provision for loan and lease losses | $520,000 | 1,680 |
| Total noninterest income | $1,673,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $436,000 | 3,094 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,237,000 | 1,571 |
| Total noninterest expense | $4,156,000 | 3,237 |
| Salaries and employee benefits | $2,635,000 | 2,531 |
| Premises and equipment expense | $406,000 | 4,483 |
| Additional noninterest expense | $1,115,000 | 4,016 |
| Pre-tax net operating income | $4,584,000 | 1,586 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $1,484,000 | 1,619 |
| Income before extraordinary items | $3,093,000 | 1,614 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,093,000 | 1,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,619 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 555 |
| Net operating income | $3,097,760 | 1,575 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,462,000 | 2,678 |
| Total interest expense | $6,288,000 | 2,443 |
| Net interest income | $6,174,000 | 2,882 |
| Provision for loan and lease losses | $360,000 | 2,012 |
| Total noninterest income | $1,311,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $401,000 | 3,362 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $910,000 | 1,925 |
| Total noninterest expense | $3,589,000 | 3,651 |
| Salaries and employee benefits | $2,233,000 | 2,983 |
| Premises and equipment expense | $321,000 | 5,340 |
| Additional noninterest expense | $1,035,000 | 4,227 |
| Pre-tax net operating income | $3,536,000 | 2,076 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,263,000 | 1,933 |
| Income before extraordinary items | $2,273,000 | 2,217 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,273,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 1,460 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $852,000 | 317 |
| Net operating income | $2,273,000 | 2,190 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,496,000 | 3,184 |
| Total interest expense | $4,094,000 | 2,975 |
| Net interest income | $5,402,000 | 3,318 |
| Provision for loan and lease losses | $480,000 | 1,589 |
| Total noninterest income | $682,000 | 4,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 3,990 |
| Total noninterest expense | $3,211,000 | 4,163 |
| Salaries and employee benefits | $1,908,000 | 3,430 |
| Premises and equipment expense | $277,000 | 6,051 |
| Additional noninterest expense | $1,026,000 | 4,620 |
| Pre-tax net operating income | $2,393,000 | 2,941 |
| Securities gains (losses) | $57,000 | 1,075 |
| Applicable income taxes | $847,000 | 2,636 |
| Income before extraordinary items | $1,603,000 | 3,006 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,603,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 2,089 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 733 |
| Net operating income | $1,565,950 | 3,084 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,434,000 | 4,074 |
| Total interest expense | $2,692,000 | 4,524 |
| Net interest income | $4,742,000 | 3,750 |
| Provision for loan and lease losses | $147,000 | 4,724 |
| Total noninterest income | $556,000 | 5,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,682 |
| Total noninterest expense | $2,739,000 | 4,865 |
| Salaries and employee benefits | $1,491,000 | 4,297 |
| Premises and equipment expense | $251,000 | 6,660 |
| Additional noninterest expense | $997,000 | 4,936 |
| Pre-tax net operating income | $2,412,000 | 2,797 |
| Securities gains (losses) | $48,000 | 3,456 |
| Applicable income taxes | $862,000 | 2,598 |
| Income before extraordinary items | $1,598,000 | 3,059 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,598,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 2,182 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $601,000 | 560 |
| Net operating income | $1,566,800 | 2,934 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,924,000 | 4,869 |
| Total interest expense | $2,815,000 | 5,459 |
| Net interest income | $4,109,000 | 4,339 |
| Provision for loan and lease losses | $609,000 | 2,596 |
| Total noninterest income | $414,000 | 6,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 4,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,728 |
| Total noninterest expense | $2,304,000 | 5,680 |
| Salaries and employee benefits | $1,226,000 | 5,066 |
| Premises and equipment expense | $237,000 | 7,033 |
| Additional noninterest expense | $841,000 | 5,837 |
| Pre-tax net operating income | $1,610,000 | 3,778 |
| Securities gains (losses) | $146,000 | 2,447 |
| Applicable income taxes | $644,000 | 3,238 |
| Income before extraordinary items | $1,112,000 | 4,083 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,112,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 2,489 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $423,000 | 588 |
| Net operating income | $1,018,560 | 4,107 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.