Home > South Valley Bank & Trust > Assets and Liabilities
South Valley Bank & Trust, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 250 | 584 |
| Assets and Liabilities | ||
| Total Assets: | $835,915,000 | 798 |
| Cash and due from depository institutions | $212,576,000 | 584 |
| Interest-bearing balances | $192,506,000 | 228 |
| Securities | $44,976,000 | 2,893 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $493,590,000 | 833 |
| Loan loss allowance | $7,323,000 | 1,023 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $29,130,000 | 359 |
| Other real estate owned | $17,260,000 | 584 |
| Goodwill and other intangibles | $50,000 | 2,739 |
| All other assets | $38,333,000 | 582 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $835,915,000 | 798 |
| Total liabilities | $769,448,000 | 770 |
| Total deposits | $741,697,000 | 724 |
| Interest-bearing deposits | $613,109,000 | 729 |
| Deposits held in domestic offices | $741,697,000 | 722 |
| % insured | 85.85% | 4,900 |
| Federal funds purchased & repurchase agreements | $400,000 | 2,022 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $25,463,000 | 945 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,888,000 | 2,298 |
| Total equity capital | $66,467,000 | 1,110 |
| Total bank equity capital | $66,467,000 | 1,108 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,697,000 | 1,305 |
| Surplus | $30,367,000 | 1,095 |
| Undivided profits | $33,403,000 | 1,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $23,387,000 | 527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,421,000 | 1,141 |
| Earning assets | $731,072,000 | 833 |
| Long-term assets (5+ years) | $176,279,000 | 1,146 |
| Average Assets, year-to-date | $852,676,500 | 775 |
| Average Assets, quarterly | $845,583,500 | 783 |
| Volatile liabilities | $61,610,000 | 776 |
| Insider loans | $14,487,000 | 380 |
| FHLB advances | $25,210,000 | 885 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $93,167,000 | 801 |
| Tier 1 (core) risk-based capital | $63,488,000 | 1,063 |
| Tier 2 risk-based capital | $6,012,000 | 882 |
| Total risk weighted assets | $479,254,000 | 913 |
| Total unused commitments | $93,167,000 | 801 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 253 | 575 |
| Assets and Liabilities | ||
| Total Assets: | $855,252,000 | 775 |
| Cash and due from depository institutions | $195,145,000 | 575 |
| Interest-bearing balances | $148,835,000 | 264 |
| Securities | $49,197,000 | 2,715 |
| Federal funds sold & reverse repurchase agreements | $875,000 | 2,607 |
| Net loans & leases | $520,701,000 | 789 |
| Loan loss allowance | $8,268,000 | 918 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $29,430,000 | 358 |
| Other real estate owned | $18,378,000 | 575 |
| Goodwill and other intangibles | $1,143,000 | 1,456 |
| All other assets | $40,383,000 | 559 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $855,252,000 | 775 |
| Total liabilities | $788,443,000 | 745 |
| Total deposits | $760,752,000 | 709 |
| Interest-bearing deposits | $621,889,000 | 722 |
| Deposits held in domestic offices | $760,752,000 | 707 |
| % insured | 86.03% | 5,004 |
| Federal funds purchased & repurchase agreements | $784,000 | 1,926 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $25,485,000 | 960 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,422,000 | 2,603 |
| Total equity capital | $66,809,000 | 1,075 |
| Total bank equity capital | $66,809,000 | 1,073 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,697,000 | 1,332 |
| Surplus | $30,367,000 | 1,088 |
| Undivided profits | $33,745,000 | 1,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $25,741,000 | 512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,678,000 | 961 |
| Earning assets | $719,608,000 | 847 |
| Long-term assets (5+ years) | $192,834,000 | 1,028 |
| Average Assets, year-to-date | $858,263,670 | 775 |
| Average Assets, quarterly | $854,778,000 | 779 |
| Volatile liabilities | $64,241,000 | 748 |
| Insider loans | $14,550,000 | 366 |
| FHLB advances | $25,225,000 | 900 |
| Loans and leases held for sale | $3,349,000 | 772 |
| Unused loan commitments | $85,590,000 | 845 |
| Tier 1 (core) risk-based capital | $62,693,000 | 1,067 |
| Tier 2 risk-based capital | $6,343,000 | 836 |
| Total risk weighted assets | $505,134,000 | 868 |
| Total unused commitments | $85,590,000 | 845 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 259 | 564 |
| Assets and Liabilities | ||
| Total Assets: | $854,304,000 | 782 |
| Cash and due from depository institutions | $150,866,000 | 564 |
| Interest-bearing balances | $132,612,000 | 305 |
| Securities | $55,494,000 | 2,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $552,701,000 | 736 |
| Loan loss allowance | $10,071,000 | 771 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $29,727,000 | 353 |
| Other real estate owned | $20,238,000 | 564 |
| Goodwill and other intangibles | $1,145,000 | 1,457 |
| All other assets | $44,133,000 | 508 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $854,304,000 | 782 |
| Total liabilities | $787,078,000 | 758 |
| Total deposits | $758,802,000 | 707 |
| Interest-bearing deposits | $636,489,000 | 696 |
| Deposits held in domestic offices | $758,802,000 | 706 |
| % insured | 85.68% | 5,074 |
| Federal funds purchased & repurchase agreements | $740,000 | 1,856 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $25,507,000 | 973 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,029,000 | 2,036 |
| Total equity capital | $67,226,000 | 1,054 |
| Total bank equity capital | $67,226,000 | 1,052 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,697,000 | 1,354 |
| Surplus | $30,367,000 | 1,092 |
| Undivided profits | $34,162,000 | 1,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $19,627,000 | 690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,844,000 | 898 |
| Earning assets | $740,807,000 | 821 |
| Long-term assets (5+ years) | $218,672,000 | 907 |
| Average Assets, year-to-date | $859,769,500 | 773 |
| Average Assets, quarterly | $859,769,500 | 773 |
| Volatile liabilities | $65,396,000 | 735 |
| Insider loans | $14,735,000 | 358 |
| FHLB advances | $25,240,000 | 920 |
| Loans and leases held for sale | $2,256,000 | 911 |
| Unused loan commitments | $89,170,000 | 813 |
| Tier 1 (core) risk-based capital | $62,719,000 | 1,053 |
| Tier 2 risk-based capital | $6,707,000 | 788 |
| Total risk weighted assets | $532,804,000 | 810 |
| Total unused commitments | $89,170,000 | 813 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 310 | 462 |
| Assets and Liabilities | ||
| Total Assets: | $865,235,000 | 769 |
| Cash and due from depository institutions | $143,658,000 | 462 |
| Interest-bearing balances | $116,184,000 | 329 |
| Securities | $45,569,000 | 2,796 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $574,775,000 | 720 |
| Loan loss allowance | $10,237,000 | 762 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $30,034,000 | 349 |
| Other real estate owned | $20,834,000 | 462 |
| Goodwill and other intangibles | $1,147,000 | 1,454 |
| All other assets | $49,218,000 | 482 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $865,235,000 | 769 |
| Total liabilities | $799,220,000 | 735 |
| Total deposits | $771,285,000 | 687 |
| Interest-bearing deposits | $646,631,000 | 679 |
| Deposits held in domestic offices | $771,285,000 | 685 |
| % insured | 83.97% | 5,537 |
| Federal funds purchased & repurchase agreements | $674,000 | 2,042 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $25,528,000 | 1,042 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,733,000 | 2,295 |
| Total equity capital | $66,015,000 | 1,074 |
| Total bank equity capital | $66,015,000 | 1,072 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,697,000 | 1,365 |
| Surplus | $30,367,000 | 1,095 |
| Undivided profits | $32,951,000 | 1,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $14,812,000 | 886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $3,068,000 | 860 |
| Earning assets | $736,528,000 | 821 |
| Long-term assets (5+ years) | $220,590,000 | 723 |
| Average Assets, year-to-date | $855,662,200 | 760 |
| Average Assets, quarterly | $862,578,000 | 771 |
| Volatile liabilities | $70,231,000 | 768 |
| Insider loans | $15,513,000 | 341 |
| FHLB advances | $25,255,000 | 984 |
| Loans and leases held for sale | $3,314,000 | 676 |
| Unused loan commitments | $95,706,000 | 745 |
| Tier 1 (core) risk-based capital | $61,224,000 | 1,059 |
| Tier 2 risk-based capital | $6,896,000 | 771 |
| Total risk weighted assets | $548,131,000 | 792 |
| Total unused commitments | $95,706,000 | 745 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 298 | 478 |
| Assets and Liabilities | ||
| Total Assets: | $864,255,000 | 772 |
| Cash and due from depository institutions | $129,257,000 | 478 |
| Interest-bearing balances | $111,183,000 | 382 |
| Securities | $47,482,000 | 2,637 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $589,602,000 | 704 |
| Loan loss allowance | $9,123,000 | 880 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $30,528,000 | 335 |
| Other real estate owned | $17,322,000 | 478 |
| Goodwill and other intangibles | $1,150,000 | 1,485 |
| All other assets | $48,914,000 | 490 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $864,255,000 | 772 |
| Total liabilities | $793,550,000 | 746 |
| Total deposits | $765,413,000 | 696 |
| Interest-bearing deposits | $653,772,000 | 686 |
| Deposits held in domestic offices | $765,413,000 | 693 |
| % insured | 83.64% | 5,752 |
| Federal funds purchased & repurchase agreements | $313,000 | 2,183 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $25,551,000 | 1,070 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,273,000 | 1,950 |
| Total equity capital | $70,705,000 | 1,004 |
| Total bank equity capital | $70,705,000 | 1,003 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,697,000 | 1,394 |
| Surplus | $30,367,000 | 1,109 |
| Undivided profits | $37,641,000 | 961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $16,963,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $4,252,000 | 620 |
| Earning assets | $748,267,000 | 810 |
| Long-term assets (5+ years) | $214,338,000 | 715 |
| Average Assets, year-to-date | $854,352,500 | 770 |
| Average Assets, quarterly | $862,127,500 | 767 |
| Volatile liabilities | $75,901,000 | 714 |
| Insider loans | $16,328,000 | 325 |
| FHLB advances | $25,271,000 | 992 |
| Loans and leases held for sale | $1,290,000 | 1,000 |
| Unused loan commitments | $98,497,000 | 726 |
| Tier 1 (core) risk-based capital | $68,939,000 | 944 |
| Tier 2 risk-based capital | $6,954,000 | 764 |
| Total risk weighted assets | $553,869,000 | 789 |
| Total unused commitments | $98,497,000 | 727 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 296 | 486 |
| Assets and Liabilities | ||
| Total Assets: | $860,000,000 | 775 |
| Cash and due from depository institutions | $102,013,000 | 486 |
| Interest-bearing balances | $84,769,000 | 461 |
| Securities | $48,672,000 | 2,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $606,264,000 | 688 |
| Loan loss allowance | $9,554,000 | 874 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $30,679,000 | 342 |
| Other real estate owned | $15,773,000 | 486 |
| Goodwill and other intangibles | $1,152,000 | 1,504 |
| All other assets | $55,447,000 | 452 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $860,000,000 | 775 |
| Total liabilities | $788,719,000 | 753 |
| Total deposits | $757,331,000 | 706 |
| Interest-bearing deposits | $663,232,000 | 684 |
| Deposits held in domestic offices | $757,331,000 | 701 |
| % insured | 82.38% | 6,030 |
| Federal funds purchased & repurchase agreements | $661,000 | 2,123 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $25,572,000 | 1,111 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $5,155,000 | 967 |
| Total equity capital | $71,281,000 | 976 |
| Total bank equity capital | $71,281,000 | 975 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,697,000 | 1,417 |
| Surplus | $30,367,000 | 1,105 |
| Undivided profits | $38,217,000 | 900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $13,800,000 | 1,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $4,845,000 | 530 |
| Earning assets | $739,705,000 | 816 |
| Long-term assets (5+ years) | $220,700,000 | 689 |
| Average Assets, year-to-date | $851,051,670 | 779 |
| Average Assets, quarterly | $854,986,500 | 778 |
| Volatile liabilities | $78,776,000 | 706 |
| Insider loans | $16,340,000 | 324 |
| FHLB advances | $25,286,000 | 1,037 |
| Loans and leases held for sale | $1,199,000 | 815 |
| Unused loan commitments | $108,029,000 | 669 |
| Tier 1 (core) risk-based capital | $69,591,000 | 924 |
| Tier 2 risk-based capital | $7,193,000 | 758 |
| Total risk weighted assets | $572,746,000 | 776 |
| Total unused commitments | $108,029,000 | 670 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 296 | 484 |
| Assets and Liabilities | ||
| Total Assets: | $849,973,000 | 792 |
| Cash and due from depository institutions | $75,798,000 | 484 |
| Interest-bearing balances | $56,167,000 | 703 |
| Securities | $48,862,000 | 2,566 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $628,838,000 | 661 |
| Loan loss allowance | $11,165,000 | 761 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $30,367,000 | 352 |
| Other real estate owned | $9,381,000 | 484 |
| Goodwill and other intangibles | $1,155,000 | 1,502 |
| All other assets | $55,572,000 | 451 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $849,973,000 | 792 |
| Total liabilities | $780,177,000 | 773 |
| Total deposits | $749,635,000 | 719 |
| Interest-bearing deposits | $660,004,000 | 696 |
| Deposits held in domestic offices | $749,635,000 | 715 |
| % insured | 83.05% | 5,983 |
| Federal funds purchased & repurchase agreements | $566,000 | 2,071 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,301,000 | 1,146 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $4,675,000 | 1,058 |
| Total equity capital | $69,796,000 | 977 |
| Total bank equity capital | $69,796,000 | 976 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,697,000 | 1,438 |
| Surplus | $30,367,000 | 1,114 |
| Undivided profits | $36,732,000 | 905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $25,857,000 | 654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $4,713,000 | 556 |
| Earning assets | $733,867,000 | 828 |
| Long-term assets (5+ years) | $219,213,000 | 675 |
| Average Assets, year-to-date | $846,577,500 | 787 |
| Average Assets, quarterly | $846,577,500 | 787 |
| Volatile liabilities | $69,771,000 | 822 |
| Insider loans | $26,612,000 | 170 |
| FHLB advances | $25,301,000 | 1,057 |
| Loans and leases held for sale | $1,083,000 | 743 |
| Unused loan commitments | $100,297,000 | 722 |
| Tier 1 (core) risk-based capital | $68,507,000 | 928 |
| Tier 2 risk-based capital | $7,383,000 | 747 |
| Total risk weighted assets | $586,601,000 | 768 |
| Total unused commitments | $100,297,000 | 723 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 315 | 463 |
| Assets and Liabilities | ||
| Total Assets: | $843,182,000 | 799 |
| Cash and due from depository institutions | $56,961,000 | 463 |
| Interest-bearing balances | $3,599,000 | 4,334 |
| Securities | $50,907,000 | 2,384 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $638,452,000 | 671 |
| Loan loss allowance | $11,123,000 | 749 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $30,520,000 | 352 |
| Other real estate owned | $10,345,000 | 463 |
| Goodwill and other intangibles | $1,157,000 | 1,513 |
| All other assets | $54,840,000 | 461 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $843,182,000 | 799 |
| Total liabilities | $773,329,000 | 784 |
| Total deposits | $742,299,000 | 726 |
| Interest-bearing deposits | $653,517,000 | 702 |
| Deposits held in domestic offices | $742,299,000 | 722 |
| % insured | 85.24% | 5,467 |
| Federal funds purchased & repurchase agreements | $368,000 | 2,345 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,316,000 | 1,244 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $5,346,000 | 954 |
| Total equity capital | $69,853,000 | 969 |
| Total bank equity capital | $69,853,000 | 968 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,697,000 | 1,456 |
| Surplus | $30,367,000 | 1,107 |
| Undivided profits | $36,789,000 | 886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $39,045,000 | 459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,469,000 | 97 |
| Income earned, not collected on loans | $4,811,000 | 559 |
| Earning assets | $692,958,000 | 887 |
| Long-term assets (5+ years) | $222,076,000 | 642 |
| Average Assets, year-to-date | $700,098,000 | 952 |
| Average Assets, quarterly | $840,459,000 | 806 |
| Volatile liabilities | $166,214,000 | 826 |
| Insider loans | $26,767,000 | 178 |
| FHLB advances | $25,316,000 | 1,155 |
| Loans and leases held for sale | $3,435,000 | 692 |
| Unused loan commitments | $106,898,000 | 685 |
| Tier 1 (core) risk-based capital | $68,459,000 | 929 |
| Tier 2 risk-based capital | $7,460,000 | 765 |
| Total risk weighted assets | $593,041,000 | 775 |
| Total unused commitments | $106,898,000 | 688 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 292 | 490 |
| Assets and Liabilities | ||
| Total Assets: | $837,994,000 | 815 |
| Cash and due from depository institutions | $43,501,000 | 490 |
| Interest-bearing balances | $4,122,000 | 4,133 |
| Securities | $55,422,000 | 2,191 |
| Federal funds sold & reverse repurchase agreements | $7,755,000 | 1,014 |
| Net loans & leases | $639,337,000 | 672 |
| Loan loss allowance | $11,070,000 | 754 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $27,631,000 | 396 |
| Other real estate owned | $12,123,000 | 490 |
| Goodwill and other intangibles | $1,169,000 | 1,498 |
| All other assets | $51,056,000 | 479 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $837,994,000 | 815 |
| Total liabilities | $768,602,000 | 796 |
| Total deposits | $735,164,000 | 733 |
| Interest-bearing deposits | $650,644,000 | 703 |
| Deposits held in domestic offices | $735,164,000 | 729 |
| % insured | 81.78% | 5,807 |
| Federal funds purchased & repurchase agreements | $1,089,000 | 2,035 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,331,000 | 1,125 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,018,000 | 2,199 |
| Total equity capital | $69,392,000 | 993 |
| Total bank equity capital | $69,392,000 | 993 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,697,000 | 1,479 |
| Surplus | $30,367,000 | 1,091 |
| Undivided profits | $36,328,000 | 940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $30,732,000 | 587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,226,000 | 91 |
| Income earned, not collected on loans | $4,191,000 | 685 |
| Earning assets | $706,636,000 | 874 |
| Long-term assets (5+ years) | $241,017,000 | 569 |
| Average Assets, year-to-date | $664,585,000 | 1,011 |
| Average Assets, quarterly | $727,035,000 | 931 |
| Volatile liabilities | $175,360,000 | 803 |
| Insider loans | $3,075,000 | 2,138 |
| FHLB advances | $30,331,000 | 1,047 |
| Loans and leases held for sale | $2,834,000 | 819 |
| Unused loan commitments | $114,780,000 | 665 |
| Tier 1 (core) risk-based capital | $67,789,000 | 939 |
| Tier 2 risk-based capital | $7,375,000 | 787 |
| Total risk weighted assets | $586,176,000 | 791 |
| Total unused commitments | $114,780,000 | 667 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 229 | 647 |
| Assets and Liabilities | ||
| Total Assets: | $616,749,000 | 1,101 |
| Cash and due from depository institutions | $33,399,000 | 647 |
| Interest-bearing balances | $330,000 | 6,060 |
| Securities | $42,354,000 | 2,725 |
| Federal funds sold & reverse repurchase agreements | $8,321,000 | 948 |
| Net loans & leases | $476,515,000 | 933 |
| Loan loss allowance | $6,826,000 | 1,222 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $26,912,000 | 406 |
| Other real estate owned | $6,818,000 | 647 |
| Goodwill and other intangibles | $1,090,000 | 1,532 |
| All other assets | $21,340,000 | 1,085 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $616,749,000 | 1,101 |
| Total liabilities | $548,192,000 | 1,107 |
| Total deposits | $515,991,000 | 1,060 |
| Interest-bearing deposits | $429,294,000 | 1,119 |
| Deposits held in domestic offices | $515,991,000 | 1,057 |
| % insured | 74.58% | 6,859 |
| Federal funds purchased & repurchase agreements | $70,000 | 2,547 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $30,357,000 | 1,184 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,774,000 | 2,305 |
| Total equity capital | $68,557,000 | 985 |
| Total bank equity capital | $68,557,000 | 984 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,668,000 | 1,505 |
| Surplus | $29,396,000 | 1,118 |
| Undivided profits | $36,493,000 | 928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $6,312,000 | 2,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,845,000 | 1,045 |
| Earning assets | $527,520,000 | 1,169 |
| Long-term assets (5+ years) | $116,157,000 | 1,186 |
| Average Assets, year-to-date | $607,455,000 | 1,112 |
| Average Assets, quarterly | $608,562,000 | 1,114 |
| Volatile liabilities | $127,764,000 | 1,118 |
| Insider loans | $17,876,000 | 319 |
| FHLB advances | $30,357,000 | 1,111 |
| Loans and leases held for sale | $1,470,000 | 869 |
| Unused loan commitments | $108,795,000 | 684 |
| Tier 1 (core) risk-based capital | $67,187,000 | 931 |
| Tier 2 risk-based capital | $6,818,000 | 860 |
| Total risk weighted assets | $545,354,000 | 862 |
| Total unused commitments | $108,795,000 | 685 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 228 | 651 |
| Assets and Liabilities | ||
| Total Assets: | $600,375,000 | 1,156 |
| Cash and due from depository institutions | $14,630,000 | 651 |
| Interest-bearing balances | $130,000 | 6,473 |
| Securities | $43,866,000 | 2,673 |
| Federal funds sold & reverse repurchase agreements | $8,025,000 | 1,150 |
| Net loans & leases | $475,850,000 | 959 |
| Loan loss allowance | $6,467,000 | 1,318 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $27,146,000 | 419 |
| Other real estate owned | $7,173,000 | 651 |
| Goodwill and other intangibles | $1,090,000 | 1,546 |
| All other assets | $22,595,000 | 1,047 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $600,375,000 | 1,156 |
| Total liabilities | $532,571,000 | 1,175 |
| Total deposits | $500,461,000 | 1,126 |
| Interest-bearing deposits | $439,155,000 | 1,117 |
| Deposits held in domestic offices | $500,461,000 | 1,124 |
| % insured | 76.03% | 6,814 |
| Federal funds purchased & repurchase agreements | $238,000 | 2,433 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $30,383,000 | 1,244 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,489,000 | 2,633 |
| Total equity capital | $67,804,000 | 991 |
| Total bank equity capital | $67,804,000 | 989 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,668,000 | 1,537 |
| Surplus | $29,396,000 | 1,137 |
| Undivided profits | $35,740,000 | 925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,124,000 | 1,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $3,795,000 | 775 |
| Earning assets | $527,871,000 | 1,210 |
| Long-term assets (5+ years) | $125,893,000 | 1,101 |
| Average Assets, year-to-date | $602,808,000 | 1,146 |
| Average Assets, quarterly | $602,808,000 | 1,146 |
| Volatile liabilities | $141,704,000 | 1,037 |
| Insider loans | $17,852,000 | 348 |
| FHLB advances | $30,383,000 | 1,175 |
| Loans and leases held for sale | $561,000 | 1,145 |
| Unused loan commitments | $116,902,000 | 672 |
| Tier 1 (core) risk-based capital | $66,609,000 | 937 |
| Tier 2 risk-based capital | $6,589,000 | 912 |
| Total risk weighted assets | $543,598,000 | 888 |
| Total unused commitments | $116,902,000 | 672 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 231 | 644 |
| Assets and Liabilities | ||
| Total Assets: | $605,241,000 | 1,155 |
| Cash and due from depository institutions | $20,732,000 | 644 |
| Interest-bearing balances | $46,000 | 6,789 |
| Securities | $43,901,000 | 2,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $484,136,000 | 970 |
| Loan loss allowance | $6,389,000 | 1,310 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $27,351,000 | 414 |
| Other real estate owned | $4,257,000 | 644 |
| Goodwill and other intangibles | $1,090,000 | 1,551 |
| All other assets | $23,774,000 | 1,018 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $605,241,000 | 1,155 |
| Total liabilities | $538,680,000 | 1,161 |
| Total deposits | $506,197,000 | 1,097 |
| Interest-bearing deposits | $445,201,000 | 1,090 |
| Deposits held in domestic offices | $506,197,000 | 1,095 |
| % insured | 75.75% | 6,865 |
| Federal funds purchased & repurchase agreements | $474,000 | 2,482 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $30,408,000 | 1,362 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,601,000 | 2,532 |
| Total equity capital | $66,561,000 | 989 |
| Total bank equity capital | $66,561,000 | 987 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,668,000 | 1,565 |
| Surplus | $29,396,000 | 1,142 |
| Undivided profits | $34,497,000 | 957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $9,654,000 | 1,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $4,218,000 | 724 |
| Earning assets | $528,083,000 | 1,203 |
| Long-term assets (5+ years) | $143,996,000 | 976 |
| Average Assets, year-to-date | $612,478,200 | 1,132 |
| Average Assets, quarterly | $608,764,500 | 1,143 |
| Volatile liabilities | $158,379,000 | 938 |
| Insider loans | $17,553,000 | 359 |
| FHLB advances | $30,408,000 | 1,281 |
| Loans and leases held for sale | $1,572,000 | 824 |
| Unused loan commitments | $108,542,000 | 729 |
| Tier 1 (core) risk-based capital | $65,677,000 | 936 |
| Tier 2 risk-based capital | $6,509,000 | 937 |
| Total risk weighted assets | $548,370,000 | 909 |
| Total unused commitments | $108,542,000 | 729 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 235 | 635 |
| Assets and Liabilities | ||
| Total Assets: | $612,288,000 | 1,156 |
| Cash and due from depository institutions | $16,946,000 | 635 |
| Interest-bearing balances | $185,000 | 6,111 |
| Securities | $50,504,000 | 2,359 |
| Federal funds sold & reverse repurchase agreements | $2,380,000 | 2,752 |
| Net loans & leases | $490,223,000 | 983 |
| Loan loss allowance | $5,911,000 | 1,344 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $27,386,000 | 415 |
| Other real estate owned | $3,120,000 | 635 |
| Goodwill and other intangibles | $1,090,000 | 1,606 |
| All other assets | $20,639,000 | 1,031 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $612,288,000 | 1,156 |
| Total liabilities | $544,651,000 | 1,172 |
| Total deposits | $511,218,000 | 1,092 |
| Interest-bearing deposits | $446,360,000 | 1,089 |
| Deposits held in domestic offices | $511,218,000 | 1,088 |
| % insured | 74.22% | 7,135 |
| Federal funds purchased & repurchase agreements | $1,373,000 | 2,144 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,434,000 | 1,414 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,626,000 | 2,741 |
| Total equity capital | $67,637,000 | 999 |
| Total bank equity capital | $67,637,000 | 998 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,668,000 | 1,589 |
| Surplus | $29,396,000 | 1,143 |
| Undivided profits | $35,573,000 | 964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $11,706,000 | 1,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $4,009,000 | 810 |
| Earning assets | $543,292,000 | 1,190 |
| Long-term assets (5+ years) | $134,713,000 | 1,041 |
| Average Assets, year-to-date | $614,287,500 | 1,146 |
| Average Assets, quarterly | $620,009,500 | 1,144 |
| Volatile liabilities | $176,190,000 | 869 |
| Insider loans | $17,668,000 | 370 |
| FHLB advances | $30,434,000 | 1,327 |
| Loans and leases held for sale | $1,200,000 | 874 |
| Unused loan commitments | $116,918,000 | 721 |
| Tier 1 (core) risk-based capital | $66,182,000 | 941 |
| Tier 2 risk-based capital | $6,033,000 | 1,025 |
| Total risk weighted assets | $558,624,000 | 917 |
| Total unused commitments | $116,918,000 | 722 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 232 | 664 |
| Assets and Liabilities | ||
| Total Assets: | $627,731,000 | 1,147 |
| Cash and due from depository institutions | $47,434,000 | 664 |
| Interest-bearing balances | $67,000 | 6,525 |
| Securities | $47,031,000 | 2,448 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $480,777,000 | 1,033 |
| Loan loss allowance | $5,376,000 | 1,411 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $27,115,000 | 420 |
| Other real estate owned | $3,640,000 | 664 |
| Goodwill and other intangibles | $1,090,000 | 1,620 |
| All other assets | $20,644,000 | 1,062 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $627,731,000 | 1,147 |
| Total liabilities | $561,478,000 | 1,153 |
| Total deposits | $528,271,000 | 1,070 |
| Interest-bearing deposits | $460,692,000 | 1,066 |
| Deposits held in domestic offices | $528,271,000 | 1,069 |
| % insured | 56.75% | 7,456 |
| Federal funds purchased & repurchase agreements | $689,000 | 2,489 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $30,459,000 | 1,473 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,059,000 | 2,328 |
| Total equity capital | $66,253,000 | 1,027 |
| Total bank equity capital | $66,253,000 | 1,026 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,668,000 | 1,613 |
| Surplus | $29,396,000 | 1,156 |
| Undivided profits | $34,189,000 | 988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,318,000 | 1,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,437,000 | 957 |
| Earning assets | $527,875,000 | 1,239 |
| Long-term assets (5+ years) | $138,381,000 | 995 |
| Average Assets, year-to-date | $614,954,000 | 1,160 |
| Average Assets, quarterly | $616,118,000 | 1,168 |
| Volatile liabilities | $166,024,000 | 926 |
| Insider loans | $18,007,000 | 364 |
| FHLB advances | $30,459,000 | 1,381 |
| Loans and leases held for sale | $807,000 | 1,297 |
| Unused loan commitments | $128,148,000 | 697 |
| Tier 1 (core) risk-based capital | $65,308,000 | 967 |
| Tier 2 risk-based capital | $5,509,000 | 1,119 |
| Total risk weighted assets | $554,572,000 | 948 |
| Total unused commitments | $128,148,000 | 698 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 236 | 649 |
| Assets and Liabilities | ||
| Total Assets: | $604,505,000 | 1,193 |
| Cash and due from depository institutions | $16,213,000 | 649 |
| Interest-bearing balances | $43,000 | 6,558 |
| Securities | $45,942,000 | 2,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $490,845,000 | 1,010 |
| Loan loss allowance | $5,279,000 | 1,364 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $26,566,000 | 429 |
| Other real estate owned | $3,715,000 | 649 |
| Goodwill and other intangibles | $1,090,000 | 1,625 |
| All other assets | $20,134,000 | 1,061 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $604,504,000 | 1,193 |
| Total liabilities | $536,115,000 | 1,209 |
| Total deposits | $493,544,000 | 1,134 |
| Interest-bearing deposits | $431,002,000 | 1,138 |
| Deposits held in domestic offices | $493,544,000 | 1,132 |
| % insured | 60.37% | 7,239 |
| Federal funds purchased & repurchase agreements | $9,708,000 | 1,139 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $30,485,000 | 1,517 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,378,000 | 2,036 |
| Total equity capital | $68,389,000 | 990 |
| Total bank equity capital | $68,389,000 | 988 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,625,000 | 1,639 |
| Surplus | $29,396,000 | 1,146 |
| Undivided profits | $36,368,000 | 928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,821,000 | 2,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,620,000 | 921 |
| Earning assets | $536,830,000 | 1,221 |
| Long-term assets (5+ years) | $140,020,000 | 969 |
| Average Assets, year-to-date | $608,565,500 | 1,173 |
| Average Assets, quarterly | $608,565,500 | 1,173 |
| Volatile liabilities | $178,601,000 | 876 |
| Insider loans | $17,680,000 | 382 |
| FHLB advances | $30,485,000 | 1,428 |
| Loans and leases held for sale | $509,000 | 1,382 |
| Unused loan commitments | $129,374,000 | 731 |
| Tier 1 (core) risk-based capital | $67,512,000 | 934 |
| Tier 2 risk-based capital | $5,413,000 | 1,118 |
| Total risk weighted assets | $558,644,000 | 939 |
| Total unused commitments | $129,374,000 | 731 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 246 | 630 |
| Assets and Liabilities | ||
| Total Assets: | $612,626,000 | 1,152 |
| Cash and due from depository institutions | $16,121,000 | 630 |
| Interest-bearing balances | $62,000 | 6,039 |
| Securities | $48,392,000 | 2,368 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $497,644,000 | 988 |
| Loan loss allowance | $5,277,000 | 1,333 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $25,648,000 | 443 |
| Other real estate owned | $3,715,000 | 630 |
| Goodwill and other intangibles | $1,090,000 | 1,633 |
| All other assets | $20,016,000 | 1,074 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $612,626,000 | 1,152 |
| Total liabilities | $545,408,000 | 1,175 |
| Total deposits | $477,362,000 | 1,138 |
| Interest-bearing deposits | $419,890,000 | 1,128 |
| Deposits held in domestic offices | $477,362,000 | 1,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,877,000 | 576 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $30,520,000 | 1,677 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,649,000 | 1,865 |
| Total equity capital | $67,218,000 | 987 |
| Total bank equity capital | $67,218,000 | 987 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,625,000 | 1,640 |
| Surplus | $29,396,000 | 1,118 |
| Undivided profits | $35,197,000 | 948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,863,000 | 3,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,730,000 | 930 |
| Earning assets | $546,098,000 | 1,179 |
| Long-term assets (5+ years) | $143,108,000 | 933 |
| Average Assets, year-to-date | $603,164,400 | 1,121 |
| Average Assets, quarterly | $608,985,000 | 1,147 |
| Volatile liabilities | $188,088,000 | 830 |
| Insider loans | $13,817,000 | 522 |
| FHLB advances | $30,520,000 | 1,572 |
| Loans and leases held for sale | $344,000 | 1,277 |
| Unused loan commitments | $110,309,000 | 835 |
| Tier 1 (core) risk-based capital | $66,299,000 | 938 |
| Tier 2 risk-based capital | $5,404,000 | 1,102 |
| Total risk weighted assets | $568,550,000 | 913 |
| Total unused commitments | $110,309,000 | 836 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 225 | 705 |
| Assets and Liabilities | ||
| Total Assets: | $605,344,000 | 1,148 |
| Cash and due from depository institutions | $16,840,000 | 705 |
| Interest-bearing balances | $39,000 | 5,863 |
| Securities | $49,770,000 | 2,267 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $502,300,000 | 976 |
| Loan loss allowance | $5,718,000 | 1,099 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $24,001,000 | 467 |
| Other real estate owned | $2,762,000 | 705 |
| Goodwill and other intangibles | $1,090,000 | 1,688 |
| All other assets | $8,581,000 | 2,152 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $605,344,000 | 1,148 |
| Total liabilities | $540,007,000 | 1,153 |
| Total deposits | $490,196,000 | 1,078 |
| Interest-bearing deposits | $429,500,000 | 1,076 |
| Deposits held in domestic offices | $490,196,000 | 1,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,769,000 | 1,656 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $41,537,000 | 1,363 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,505,000 | 1,933 |
| Total equity capital | $65,337,000 | 1,034 |
| Total bank equity capital | $65,337,000 | 1,034 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,625,000 | 1,652 |
| Surplus | $29,396,000 | 1,095 |
| Undivided profits | $33,316,000 | 1,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,991,000 | 2,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,945,000 | 909 |
| Earning assets | $552,109,000 | 1,151 |
| Long-term assets (5+ years) | $133,999,000 | 982 |
| Average Assets, year-to-date | $600,799,000 | 1,118 |
| Average Assets, quarterly | $605,427,500 | 1,132 |
| Volatile liabilities | $150,756,000 | 997 |
| Insider loans | $12,631,000 | 575 |
| FHLB advances | $41,537,000 | 1,279 |
| Loans and leases held for sale | $417,000 | 1,096 |
| Unused loan commitments | $131,501,000 | 771 |
| Tier 1 (core) risk-based capital | $64,584,000 | 981 |
| Tier 2 risk-based capital | $5,855,000 | 968 |
| Total risk weighted assets | $562,589,000 | 909 |
| Total unused commitments | $131,501,000 | 771 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 224 | 722 |
| Assets and Liabilities | ||
| Total Assets: | $605,511,000 | 1,137 |
| Cash and due from depository institutions | $16,172,000 | 722 |
| Interest-bearing balances | $52,000 | 5,614 |
| Securities | $53,131,000 | 2,191 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $499,611,000 | 975 |
| Loan loss allowance | $5,658,000 | 1,060 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $23,074,000 | 474 |
| Other real estate owned | $2,762,000 | 722 |
| Goodwill and other intangibles | $1,090,000 | 1,698 |
| All other assets | $9,671,000 | 1,910 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $605,511,000 | 1,137 |
| Total liabilities | $541,546,000 | 1,141 |
| Total deposits | $459,945,000 | 1,138 |
| Interest-bearing deposits | $398,967,000 | 1,157 |
| Deposits held in domestic offices | $459,945,000 | 1,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,781,000 | 512 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $30,562,000 | 1,619 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,258,000 | 2,107 |
| Total equity capital | $63,965,000 | 1,063 |
| Total bank equity capital | $63,965,000 | 1,063 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,625,000 | 1,656 |
| Surplus | $29,396,000 | 1,083 |
| Undivided profits | $31,944,000 | 1,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,042,000 | 3,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,248,000 | 826 |
| Earning assets | $552,794,000 | 1,132 |
| Long-term assets (5+ years) | $141,387,000 | 926 |
| Average Assets, year-to-date | $599,284,000 | 1,126 |
| Average Assets, quarterly | $600,452,000 | 1,143 |
| Volatile liabilities | $181,279,000 | 845 |
| Insider loans | $12,335,000 | 593 |
| FHLB advances | $30,562,000 | 1,534 |
| Loans and leases held for sale | $3,533,000 | 455 |
| Unused loan commitments | $150,899,000 | 717 |
| Tier 1 (core) risk-based capital | $62,919,000 | 1,003 |
| Tier 2 risk-based capital | $5,813,000 | 950 |
| Total risk weighted assets | $560,142,000 | 918 |
| Total unused commitments | $150,899,000 | 717 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 221 | 714 |
| Assets and Liabilities | ||
| Total Assets: | $595,393,000 | 1,149 |
| Cash and due from depository institutions | $14,541,000 | 714 |
| Interest-bearing balances | $36,000 | 5,817 |
| Securities | $55,546,000 | 2,103 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $489,210,000 | 969 |
| Loan loss allowance | $5,549,000 | 1,004 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $22,877,000 | 479 |
| Other real estate owned | $2,689,000 | 714 |
| Goodwill and other intangibles | $1,090,000 | 1,699 |
| All other assets | $9,440,000 | 1,875 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $595,392,000 | 1,149 |
| Total liabilities | $532,220,000 | 1,143 |
| Total deposits | $482,708,000 | 1,064 |
| Interest-bearing deposits | $412,351,000 | 1,116 |
| Deposits held in domestic offices | $482,708,000 | 1,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $789,000 | 2,683 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $45,588,000 | 1,158 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,135,000 | 1,757 |
| Total equity capital | $63,172,000 | 1,097 |
| Total bank equity capital | $63,172,000 | 1,097 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,648,000 | 1,648 |
| Surplus | $29,396,000 | 1,079 |
| Undivided profits | $31,128,000 | 1,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $689,000 | 4,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,404,000 | 816 |
| Earning assets | $544,792,000 | 1,144 |
| Long-term assets (5+ years) | $138,966,000 | 902 |
| Average Assets, year-to-date | $596,170,500 | 1,133 |
| Average Assets, quarterly | $596,170,500 | 1,133 |
| Volatile liabilities | $140,726,000 | 1,039 |
| Insider loans | $12,131,000 | 594 |
| FHLB advances | $45,588,000 | 1,086 |
| Loans and leases held for sale | $669,000 | 1,115 |
| Unused loan commitments | $166,074,000 | 677 |
| Tier 1 (core) risk-based capital | $61,930,000 | 1,013 |
| Tier 2 risk-based capital | $5,721,000 | 938 |
| Total risk weighted assets | $557,290,000 | 903 |
| Total unused commitments | $166,074,000 | 677 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 229 | 701 |
| Assets and Liabilities | ||
| Total Assets: | $596,948,000 | 1,126 |
| Cash and due from depository institutions | $15,734,000 | 701 |
| Interest-bearing balances | $104,000 | 4,666 |
| Securities | $59,425,000 | 1,967 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $490,537,000 | 960 |
| Loan loss allowance | $5,290,000 | 1,029 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $21,935,000 | 506 |
| Other real estate owned | $189,000 | 701 |
| Goodwill and other intangibles | $1,090,000 | 1,704 |
| All other assets | $8,038,000 | 2,166 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $596,948,000 | 1,126 |
| Total liabilities | $535,274,000 | 1,131 |
| Total deposits | $469,606,000 | 1,097 |
| Interest-bearing deposits | $399,114,000 | 1,138 |
| Deposits held in domestic offices | $469,606,000 | 1,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,570,000 | 541 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,614,000 | 1,819 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,484,000 | 1,580 |
| Total equity capital | $61,674,000 | 1,120 |
| Total bank equity capital | $61,674,000 | 1,120 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,648,000 | 1,637 |
| Surplus | $29,396,000 | 1,055 |
| Undivided profits | $29,630,000 | 1,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,401,000 | 2,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,475,000 | 867 |
| Earning assets | $550,066,000 | 1,118 |
| Long-term assets (5+ years) | $136,852,000 | 858 |
| Average Assets, year-to-date | $576,175,400 | 1,122 |
| Average Assets, quarterly | $585,856,500 | 1,135 |
| Volatile liabilities | $172,360,000 | 871 |
| Insider loans | $11,871,000 | 596 |
| FHLB advances | $20,614,000 | 1,726 |
| Loans and leases held for sale | $1,051,000 | 912 |
| Unused loan commitments | $160,437,000 | 702 |
| Tier 1 (core) risk-based capital | $60,427,000 | 1,039 |
| Tier 2 risk-based capital | $5,456,000 | 977 |
| Total risk weighted assets | $549,557,000 | 914 |
| Total unused commitments | $160,437,000 | 703 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 207 | 777 |
| Assets and Liabilities | ||
| Total Assets: | $574,765,000 | 1,152 |
| Cash and due from depository institutions | $12,047,000 | 777 |
| Interest-bearing balances | $6,000 | 6,319 |
| Securities | $58,179,000 | 1,985 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $473,052,000 | 974 |
| Loan loss allowance | $5,103,000 | 1,037 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $21,396,000 | 503 |
| Other real estate owned | $897,000 | 777 |
| Goodwill and other intangibles | $1,090,000 | 1,687 |
| All other assets | $8,104,000 | 2,126 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $574,765,000 | 1,152 |
| Total liabilities | $514,960,000 | 1,149 |
| Total deposits | $477,421,000 | 1,069 |
| Interest-bearing deposits | $406,122,000 | 1,109 |
| Deposits held in domestic offices | $477,421,000 | 1,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,430,000 | 605 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $641,000 | 5,052 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,468,000 | 1,581 |
| Total equity capital | $59,805,000 | 1,140 |
| Total bank equity capital | $59,805,000 | 1,140 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,648,000 | 1,614 |
| Surplus | $29,396,000 | 1,033 |
| Undivided profits | $27,761,000 | 1,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 4,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,452,000 | 929 |
| Earning assets | $531,237,000 | 1,142 |
| Long-term assets (5+ years) | $134,088,000 | 862 |
| Average Assets, year-to-date | $570,982,250 | 1,131 |
| Average Assets, quarterly | $576,610,500 | 1,140 |
| Volatile liabilities | $179,283,000 | 805 |
| Insider loans | $11,470,000 | 619 |
| FHLB advances | $641,000 | 4,795 |
| Loans and leases held for sale | $1,577,000 | 696 |
| Unused loan commitments | $152,234,000 | 747 |
| Tier 1 (core) risk-based capital | $58,586,000 | 1,079 |
| Tier 2 risk-based capital | $5,261,000 | 1,001 |
| Total risk weighted assets | $528,168,000 | 939 |
| Total unused commitments | $152,234,000 | 747 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 214 | 762 |
| Assets and Liabilities | ||
| Total Assets: | $578,456,000 | 1,153 |
| Cash and due from depository institutions | $23,232,000 | 762 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $57,585,000 | 1,987 |
| Federal funds sold & reverse repurchase agreements | $490,000 | 5,647 |
| Net loans & leases | $467,544,000 | 986 |
| Loan loss allowance | $5,044,000 | 1,040 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $19,962,000 | 540 |
| Other real estate owned | $897,000 | 762 |
| Goodwill and other intangibles | $1,090,000 | 1,701 |
| All other assets | $7,656,000 | 2,226 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $578,456,000 | 1,153 |
| Total liabilities | $520,757,000 | 1,154 |
| Total deposits | $494,810,000 | 1,049 |
| Interest-bearing deposits | $424,713,000 | 1,062 |
| Deposits held in domestic offices | $494,810,000 | 1,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,258,000 | 778 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $671,000 | 4,975 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,018,000 | 1,702 |
| Total equity capital | $57,699,000 | 1,175 |
| Total bank equity capital | $57,699,000 | 1,175 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,648,000 | 1,607 |
| Surplus | $29,396,000 | 1,038 |
| Undivided profits | $25,655,000 | 1,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $733,000 | 3,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,025,000 | 989 |
| Earning assets | $525,619,000 | 1,168 |
| Long-term assets (5+ years) | $132,126,000 | 868 |
| Average Assets, year-to-date | $569,721,330 | 1,151 |
| Average Assets, quarterly | $573,939,000 | 1,157 |
| Volatile liabilities | $173,899,000 | 835 |
| Insider loans | $10,721,000 | 658 |
| FHLB advances | $671,000 | 4,747 |
| Loans and leases held for sale | $3,446,000 | 526 |
| Unused loan commitments | $152,732,000 | 763 |
| Tier 1 (core) risk-based capital | $56,626,000 | 1,120 |
| Tier 2 risk-based capital | $5,201,000 | 1,015 |
| Total risk weighted assets | $525,201,000 | 943 |
| Total unused commitments | $152,732,000 | 763 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 222 | 721 |
| Assets and Liabilities | ||
| Total Assets: | $569,422,000 | 1,170 |
| Cash and due from depository institutions | $12,434,000 | 721 |
| Interest-bearing balances | $42,000 | 5,567 |
| Securities | $60,141,000 | 1,938 |
| Federal funds sold & reverse repurchase agreements | $23,020,000 | 830 |
| Net loans & leases | $445,306,000 | 1,018 |
| Loan loss allowance | $4,803,000 | 1,078 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $17,370,000 | 642 |
| Other real estate owned | $708,000 | 721 |
| Goodwill and other intangibles | $1,090,000 | 1,684 |
| All other assets | $9,353,000 | 1,821 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $569,422,000 | 1,170 |
| Total liabilities | $512,858,000 | 1,162 |
| Total deposits | $507,361,000 | 1,017 |
| Interest-bearing deposits | $442,390,000 | 1,012 |
| Deposits held in domestic offices | $507,361,000 | 1,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $986,000 | 2,476 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $702,000 | 4,930 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,809,000 | 1,448 |
| Total equity capital | $56,564,000 | 1,186 |
| Total bank equity capital | $56,564,000 | 1,186 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,580,000 | 1,622 |
| Surplus | $29,396,000 | 1,014 |
| Undivided profits | $24,588,000 | 1,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $915,000 | 2,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,416,000 | 861 |
| Earning assets | $528,509,000 | 1,157 |
| Long-term assets (5+ years) | $126,917,000 | 882 |
| Average Assets, year-to-date | $565,354,000 | 1,156 |
| Average Assets, quarterly | $565,354,000 | 1,156 |
| Volatile liabilities | $164,567,000 | 855 |
| Insider loans | $11,190,000 | 615 |
| FHLB advances | $702,000 | 4,718 |
| Loans and leases held for sale | $2,109,000 | 676 |
| Unused loan commitments | $154,397,000 | 756 |
| Tier 1 (core) risk-based capital | $55,204,000 | 1,129 |
| Tier 2 risk-based capital | $4,962,000 | 1,049 |
| Total risk weighted assets | $497,108,000 | 971 |
| Total unused commitments | $154,397,000 | 756 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 221 | 725 |
| Assets and Liabilities | ||
| Total Assets: | $561,286,000 | 1,165 |
| Cash and due from depository institutions | $14,611,000 | 725 |
| Interest-bearing balances | $16,000 | 6,091 |
| Securities | $60,090,000 | 1,964 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $458,154,000 | 970 |
| Loan loss allowance | $4,960,000 | 1,034 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $17,250,000 | 625 |
| Other real estate owned | $1,116,000 | 725 |
| Goodwill and other intangibles | $1,090,000 | 1,675 |
| All other assets | $8,975,000 | 1,897 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $561,286,000 | 1,165 |
| Total liabilities | $511,411,000 | 1,146 |
| Total deposits | $501,896,000 | 997 |
| Interest-bearing deposits | $419,593,000 | 1,046 |
| Deposits held in domestic offices | $501,896,000 | 996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,545,000 | 1,680 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $734,000 | 5,068 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,236,000 | 1,319 |
| Total equity capital | $49,875,000 | 1,326 |
| Total bank equity capital | $49,875,000 | 1,326 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,387,000 | 1,739 |
| Surplus | $24,590,000 | 1,151 |
| Undivided profits | $22,898,000 | 1,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,395,000 | 2,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,664,000 | 830 |
| Earning assets | $518,260,000 | 1,153 |
| Long-term assets (5+ years) | $129,842,000 | 835 |
| Average Assets, year-to-date | $529,427,000 | 1,178 |
| Average Assets, quarterly | $556,431,000 | 1,166 |
| Volatile liabilities | $164,402,000 | 954 |
| Insider loans | $11,021,000 | 626 |
| FHLB advances | $734,000 | 4,845 |
| Loans and leases held for sale | $105,000 | 1,647 |
| Unused loan commitments | $139,292,000 | 791 |
| Tier 1 (core) risk-based capital | $48,511,000 | 1,269 |
| Tier 2 risk-based capital | $5,104,000 | 1,005 |
| Total risk weighted assets | $505,553,000 | 931 |
| Total unused commitments | $139,292,000 | 791 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 211 | 777 |
| Assets and Liabilities | ||
| Total Assets: | $551,576,000 | 1,188 |
| Cash and due from depository institutions | $20,277,000 | 777 |
| Interest-bearing balances | $42,000 | 5,613 |
| Securities | $60,280,000 | 1,978 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $445,129,000 | 998 |
| Loan loss allowance | $4,701,000 | 1,100 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $16,180,000 | 653 |
| Other real estate owned | $1,116,000 | 777 |
| Goodwill and other intangibles | $1,090,000 | 1,669 |
| All other assets | $7,504,000 | 2,196 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $551,576,000 | 1,188 |
| Total liabilities | $503,884,000 | 1,162 |
| Total deposits | $464,531,000 | 1,081 |
| Interest-bearing deposits | $395,384,000 | 1,096 |
| Deposits held in domestic offices | $464,531,000 | 1,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,815,000 | 585 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $765,000 | 5,265 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,773,000 | 1,412 |
| Total equity capital | $47,692,000 | 1,371 |
| Total bank equity capital | $47,692,000 | 1,371 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,387,000 | 1,735 |
| Surplus | $24,590,000 | 1,149 |
| Undivided profits | $20,715,000 | 1,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,220,000 | 2,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,884,000 | 999 |
| Earning assets | $505,451,000 | 1,185 |
| Long-term assets (5+ years) | $131,745,000 | 836 |
| Average Assets, year-to-date | $521,462,250 | 1,213 |
| Average Assets, quarterly | $537,823,000 | 1,202 |
| Volatile liabilities | $173,165,000 | 919 |
| Insider loans | $10,400,000 | 642 |
| FHLB advances | $765,000 | 5,013 |
| Loans and leases held for sale | $8,568,000 | 272 |
| Unused loan commitments | $151,507,000 | 766 |
| Tier 1 (core) risk-based capital | $46,246,000 | 1,335 |
| Tier 2 risk-based capital | $4,857,000 | 1,061 |
| Total risk weighted assets | $487,795,000 | 965 |
| Total unused commitments | $151,507,000 | 766 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 205 | 807 |
| Assets and Liabilities | ||
| Total Assets: | $524,070,000 | 1,236 |
| Cash and due from depository institutions | $21,721,000 | 807 |
| Interest-bearing balances | $29,000 | 5,869 |
| Securities | $59,252,000 | 2,017 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $419,539,000 | 1,046 |
| Loan loss allowance | $4,517,000 | 1,129 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $14,813,000 | 703 |
| Other real estate owned | $1,116,000 | 807 |
| Goodwill and other intangibles | $1,090,000 | 1,667 |
| All other assets | $6,539,000 | 2,414 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $524,070,000 | 1,236 |
| Total liabilities | $478,299,000 | 1,212 |
| Total deposits | $430,756,000 | 1,156 |
| Interest-bearing deposits | $364,585,000 | 1,172 |
| Deposits held in domestic offices | $430,756,000 | 1,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,540,000 | 511 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $796,000 | 5,240 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,207,000 | 2,012 |
| Total equity capital | $45,771,000 | 1,367 |
| Total bank equity capital | $45,771,000 | 1,367 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,387,000 | 1,729 |
| Surplus | $24,590,000 | 1,129 |
| Undivided profits | $18,794,000 | 1,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $969,000 | 2,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,106,000 | 1,129 |
| Earning assets | $478,820,000 | 1,234 |
| Long-term assets (5+ years) | $123,631,000 | 864 |
| Average Assets, year-to-date | $511,424,330 | 1,235 |
| Average Assets, quarterly | $512,839,500 | 1,246 |
| Volatile liabilities | $156,185,000 | 987 |
| Insider loans | $10,169,000 | 669 |
| FHLB advances | $796,000 | 5,014 |
| Loans and leases held for sale | $2,243,000 | 642 |
| Unused loan commitments | $145,971,000 | 781 |
| Tier 1 (core) risk-based capital | $44,954,000 | 1,335 |
| Tier 2 risk-based capital | $4,667,000 | 1,084 |
| Total risk weighted assets | $463,323,000 | 999 |
| Total unused commitments | $145,971,000 | 781 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 186 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $501,609,000 | 1,268 |
| Cash and due from depository institutions | $22,849,000 | 892 |
| Interest-bearing balances | $23,000 | 6,072 |
| Securities | $61,507,000 | 1,971 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $395,036,000 | 1,078 |
| Loan loss allowance | $4,254,000 | 1,194 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,523,000 | 839 |
| Other real estate owned | $1,116,000 | 892 |
| Goodwill and other intangibles | $1,090,000 | 1,642 |
| All other assets | $7,488,000 | 2,120 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $501,609,000 | 1,268 |
| Total liabilities | $456,635,000 | 1,247 |
| Total deposits | $447,167,000 | 1,089 |
| Interest-bearing deposits | $383,717,000 | 1,088 |
| Deposits held in domestic offices | $447,167,000 | 1,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,681,000 | 1,525 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $828,000 | 5,128 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,959,000 | 1,595 |
| Total equity capital | $44,974,000 | 1,367 |
| Total bank equity capital | $44,974,000 | 1,367 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,365,000 | 1,725 |
| Surplus | $24,590,000 | 1,096 |
| Undivided profits | $18,019,000 | 1,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $993,000 | 2,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,453,000 | 944 |
| Earning assets | $456,566,000 | 1,273 |
| Long-term assets (5+ years) | $131,151,000 | 807 |
| Average Assets, year-to-date | $505,101,500 | 1,242 |
| Average Assets, quarterly | $505,101,500 | 1,242 |
| Volatile liabilities | $113,048,000 | 1,254 |
| Insider loans | $10,434,000 | 632 |
| FHLB advances | $828,000 | 4,942 |
| Loans and leases held for sale | $1,297,000 | 747 |
| Unused loan commitments | $135,940,000 | 812 |
| Tier 1 (core) risk-based capital | $43,726,000 | 1,338 |
| Tier 2 risk-based capital | $4,396,000 | 1,121 |
| Total risk weighted assets | $439,833,000 | 1,013 |
| Total unused commitments | $135,940,000 | 812 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 174 | 948 |
| Assets and Liabilities | ||
| Total Assets: | $508,594,000 | 1,227 |
| Cash and due from depository institutions | $30,240,000 | 948 |
| Interest-bearing balances | $24,000 | 6,085 |
| Securities | $62,387,000 | 1,939 |
| Federal funds sold & reverse repurchase agreements | $2,660,000 | 3,549 |
| Net loans & leases | $392,554,000 | 1,070 |
| Loan loss allowance | $4,252,000 | 1,164 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,031,000 | 971 |
| Other real estate owned | $1,175,000 | 948 |
| Goodwill and other intangibles | $1,090,000 | 1,633 |
| All other assets | $7,457,000 | 2,139 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $508,594,000 | 1,227 |
| Total liabilities | $464,819,000 | 1,205 |
| Total deposits | $444,111,000 | 1,087 |
| Interest-bearing deposits | $369,716,000 | 1,098 |
| Deposits held in domestic offices | $444,111,000 | 1,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,279,000 | 1,468 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,976,000 | 2,526 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,453,000 | 1,394 |
| Total equity capital | $43,775,000 | 1,378 |
| Total bank equity capital | $43,775,000 | 1,378 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,377,000 | 1,709 |
| Surplus | $24,590,000 | 1,077 |
| Undivided profits | $16,808,000 | 1,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,503,000 | 1,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,291,000 | 1,000 |
| Earning assets | $457,625,000 | 1,250 |
| Long-term assets (5+ years) | $123,733,000 | 838 |
| Average Assets, year-to-date | $489,086,200 | 1,213 |
| Average Assets, quarterly | $498,637,500 | 1,240 |
| Volatile liabilities | $127,231,000 | 1,103 |
| Insider loans | $10,254,000 | 613 |
| FHLB advances | $10,976,000 | 2,395 |
| Loans and leases held for sale | $504,000 | 1,152 |
| Unused loan commitments | $112,783,000 | 918 |
| Tier 1 (core) risk-based capital | $42,526,000 | 1,353 |
| Tier 2 risk-based capital | $4,369,000 | 1,106 |
| Total risk weighted assets | $433,887,000 | 1,023 |
| Total unused commitments | $112,783,000 | 918 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 184 | 873 |
| Assets and Liabilities | ||
| Total Assets: | $488,681,000 | 1,255 |
| Cash and due from depository institutions | $21,867,000 | 873 |
| Interest-bearing balances | $34,000 | 5,928 |
| Securities | $63,641,000 | 1,888 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $384,748,000 | 1,067 |
| Loan loss allowance | $4,166,000 | 1,172 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,763,000 | 1,090 |
| Other real estate owned | $1,175,000 | 873 |
| Goodwill and other intangibles | $1,090,000 | 1,614 |
| All other assets | $6,397,000 | 2,345 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $488,681,000 | 1,255 |
| Total liabilities | $446,481,000 | 1,233 |
| Total deposits | $408,932,000 | 1,150 |
| Interest-bearing deposits | $347,268,000 | 1,150 |
| Deposits held in domestic offices | $408,932,000 | 1,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,451,000 | 956 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $21,010,000 | 1,710 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,088,000 | 1,469 |
| Total equity capital | $42,200,000 | 1,412 |
| Total bank equity capital | $42,200,000 | 1,412 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,375,000 | 1,682 |
| Surplus | $24,590,000 | 1,037 |
| Undivided profits | $15,235,000 | 2,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,530,000 | 1,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,109,000 | 992 |
| Earning assets | $448,423,000 | 1,246 |
| Long-term assets (5+ years) | $131,000,000 | 779 |
| Average Assets, year-to-date | $484,209,250 | 1,217 |
| Average Assets, quarterly | $502,536,000 | 1,197 |
| Volatile liabilities | $146,029,000 | 950 |
| Insider loans | $8,437,000 | 740 |
| FHLB advances | $21,010,000 | 1,609 |
| Loans and leases held for sale | $3,666,000 | 481 |
| Unused loan commitments | $110,652,000 | 917 |
| Tier 1 (core) risk-based capital | $40,834,000 | 1,395 |
| Tier 2 risk-based capital | $4,281,000 | 1,102 |
| Total risk weighted assets | $420,196,000 | 1,024 |
| Total unused commitments | $110,652,000 | 918 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 186 | 863 |
| Assets and Liabilities | ||
| Total Assets: | $516,391,000 | 1,155 |
| Cash and due from depository institutions | $61,066,000 | 863 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $65,064,000 | 1,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $372,461,000 | 1,075 |
| Loan loss allowance | $4,027,000 | 1,194 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,672,000 | 1,081 |
| Other real estate owned | $1,257,000 | 863 |
| Goodwill and other intangibles | $1,090,000 | 1,605 |
| All other assets | $5,781,000 | 2,434 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $516,391,000 | 1,155 |
| Total liabilities | $475,287,000 | 1,129 |
| Total deposits | $437,667,000 | 1,043 |
| Interest-bearing deposits | $378,862,000 | 1,014 |
| Deposits held in domestic offices | $437,667,000 | 1,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,543,000 | 566 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,043,000 | 5,055 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,034,000 | 1,411 |
| Total equity capital | $41,104,000 | 1,426 |
| Total bank equity capital | $41,104,000 | 1,426 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,375,000 | 1,664 |
| Surplus | $24,590,000 | 1,012 |
| Undivided profits | $14,139,000 | 2,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 2,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,572,000 | 1,124 |
| Earning assets | $437,525,000 | 1,247 |
| Long-term assets (5+ years) | $125,983,000 | 811 |
| Average Assets, year-to-date | $482,718,670 | 1,207 |
| Average Assets, quarterly | $502,594,500 | 1,170 |
| Volatile liabilities | $141,636,000 | 949 |
| Insider loans | $8,038,000 | 756 |
| FHLB advances | $1,043,000 | 4,865 |
| Loans and leases held for sale | $2,933,000 | 587 |
| Unused loan commitments | $113,987,000 | 874 |
| Tier 1 (core) risk-based capital | $39,494,000 | 1,391 |
| Tier 2 risk-based capital | $4,144,000 | 1,119 |
| Total risk weighted assets | $414,921,000 | 1,005 |
| Total unused commitments | $113,987,000 | 874 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 181 | 885 |
| Assets and Liabilities | ||
| Total Assets: | $488,798,000 | 1,199 |
| Cash and due from depository institutions | $30,502,000 | 885 |
| Interest-bearing balances | $32,000 | 5,967 |
| Securities | $86,263,000 | 1,453 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $354,344,000 | 1,103 |
| Loan loss allowance | $3,821,000 | 1,253 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,971,000 | 1,149 |
| Other real estate owned | $1,257,000 | 885 |
| Goodwill and other intangibles | $1,090,000 | 1,599 |
| All other assets | $6,371,000 | 2,254 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $488,798,000 | 1,199 |
| Total liabilities | $449,923,000 | 1,173 |
| Total deposits | $406,693,000 | 1,111 |
| Interest-bearing deposits | $356,173,000 | 1,080 |
| Deposits held in domestic offices | $406,693,000 | 1,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,776,000 | 510 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,076,000 | 4,921 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,378,000 | 1,690 |
| Total equity capital | $38,875,000 | 1,467 |
| Total bank equity capital | $38,875,000 | 1,467 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,348,000 | 1,673 |
| Surplus | $24,590,000 | 986 |
| Undivided profits | $11,937,000 | 2,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $988,000 | 2,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,915,000 | 949 |
| Earning assets | $440,639,000 | 1,220 |
| Long-term assets (5+ years) | $139,597,000 | 745 |
| Average Assets, year-to-date | $465,882,500 | 1,253 |
| Average Assets, quarterly | $465,882,500 | 1,253 |
| Volatile liabilities | $141,215,000 | 913 |
| Insider loans | $7,414,000 | 807 |
| FHLB advances | $1,076,000 | 4,731 |
| Loans and leases held for sale | $1,528,000 | 740 |
| Unused loan commitments | $120,268,000 | 834 |
| Tier 1 (core) risk-based capital | $37,592,000 | 1,440 |
| Tier 2 risk-based capital | $3,944,000 | 1,169 |
| Total risk weighted assets | $393,915,000 | 1,046 |
| Total unused commitments | $120,268,000 | 834 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 174 | 927 |
| Assets and Liabilities | ||
| Total Assets: | $442,967,000 | 1,317 |
| Cash and due from depository institutions | $19,261,000 | 927 |
| Interest-bearing balances | $7,000 | 6,561 |
| Securities | $89,005,000 | 1,429 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $315,617,000 | 1,236 |
| Loan loss allowance | $3,411,000 | 1,402 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,791,000 | 1,158 |
| Other real estate owned | $81,000 | 927 |
| Goodwill and other intangibles | $1,090,000 | 1,589 |
| All other assets | $9,122,000 | 1,663 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $442,967,000 | 1,317 |
| Total liabilities | $408,014,000 | 1,292 |
| Total deposits | $374,943,000 | 1,207 |
| Interest-bearing deposits | $324,364,000 | 1,199 |
| Deposits held in domestic offices | $374,943,000 | 1,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,697,000 | 650 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,110,000 | 4,957 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $6,264,000 | 774 |
| Total equity capital | $34,953,000 | 1,643 |
| Total bank equity capital | $34,953,000 | 1,643 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,168,000 | 1,734 |
| Surplus | $21,270,000 | 1,090 |
| Undivided profits | $11,515,000 | 2,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,305,000 | 1,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,485,000 | 1,098 |
| Earning assets | $404,629,000 | 1,329 |
| Long-term assets (5+ years) | $126,692,000 | 822 |
| Average Assets, year-to-date | $375,147,400 | 1,510 |
| Average Assets, quarterly | $404,647,500 | 1,452 |
| Volatile liabilities | $123,807,000 | 996 |
| Insider loans | $12,625,000 | 428 |
| FHLB advances | $1,110,000 | 4,727 |
| Loans and leases held for sale | $2,092,000 | 612 |
| Unused loan commitments | $100,437,000 | 928 |
| Tier 1 (core) risk-based capital | $33,285,000 | 1,630 |
| Tier 2 risk-based capital | $3,513,000 | 1,312 |
| Total risk weighted assets | $362,134,000 | 1,141 |
| Total unused commitments | $100,437,000 | 928 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 154 | 1,064 |
| Assets and Liabilities | ||
| Total Assets: | $366,328,000 | 1,611 |
| Cash and due from depository institutions | $15,055,000 | 1,064 |
| Interest-bearing balances | $11,000 | 6,517 |
| Securities | $83,014,000 | 1,523 |
| Federal funds sold & reverse repurchase agreements | $2,435,000 | 3,300 |
| Net loans & leases | $249,145,000 | 1,560 |
| Loan loss allowance | $2,966,000 | 1,569 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,672,000 | 1,139 |
| Other real estate owned | $50,000 | 1,064 |
| Goodwill and other intangibles | $1,090,000 | 1,566 |
| All other assets | $6,867,000 | 2,041 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $366,328,000 | 1,611 |
| Total liabilities | $331,677,000 | 1,595 |
| Total deposits | $325,389,000 | 1,397 |
| Interest-bearing deposits | $287,573,000 | 1,345 |
| Deposits held in domestic offices | $325,389,000 | 1,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $677,000 | 3,054 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,143,000 | 4,952 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,468,000 | 996 |
| Total equity capital | $34,651,000 | 1,633 |
| Total bank equity capital | $34,651,000 | 1,633 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,168,000 | 1,726 |
| Surplus | $21,270,000 | 1,061 |
| Undivided profits | $11,213,000 | 2,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,533,000 | 1,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,175,000 | 1,308 |
| Earning assets | $334,605,000 | 1,609 |
| Long-term assets (5+ years) | $105,902,000 | 998 |
| Average Assets, year-to-date | $358,192,500 | 1,583 |
| Average Assets, quarterly | $365,413,500 | 1,590 |
| Volatile liabilities | $88,393,000 | 1,291 |
| Insider loans | $12,428,000 | 430 |
| FHLB advances | $1,143,000 | 4,734 |
| Loans and leases held for sale | $1,057,000 | 861 |
| Unused loan commitments | $82,901,000 | 1,066 |
| Tier 1 (core) risk-based capital | $32,741,000 | 1,623 |
| Tier 2 risk-based capital | $3,050,000 | 1,482 |
| Total risk weighted assets | $286,617,000 | 1,424 |
| Total unused commitments | $82,901,000 | 1,068 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 155 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $364,499,000 | 1,589 |
| Cash and due from depository institutions | $12,195,000 | 1,073 |
| Interest-bearing balances | $10,000 | 6,553 |
| Securities | $81,838,000 | 1,576 |
| Federal funds sold & reverse repurchase agreements | $20,415,000 | 518 |
| Net loans & leases | $234,238,000 | 1,604 |
| Loan loss allowance | $2,759,000 | 1,665 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,696,000 | 1,275 |
| Other real estate owned | $50,000 | 1,073 |
| Goodwill and other intangibles | $1,090,000 | 1,560 |
| All other assets | $6,977,000 | 2,014 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $364,499,000 | 1,589 |
| Total liabilities | $331,746,000 | 1,574 |
| Total deposits | $325,710,000 | 1,381 |
| Interest-bearing deposits | $290,749,000 | 1,309 |
| Deposits held in domestic offices | $325,710,000 | 1,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,748,000 | 2,491 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,176,000 | 4,910 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,112,000 | 1,248 |
| Total equity capital | $32,753,000 | 1,663 |
| Total bank equity capital | $32,753,000 | 1,663 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,168,000 | 1,730 |
| Surplus | $21,270,000 | 1,043 |
| Undivided profits | $9,315,000 | 3,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,692,000 | 1,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,971,000 | 1,368 |
| Earning assets | $336,501,000 | 1,571 |
| Long-term assets (5+ years) | $55,781,000 | 1,776 |
| Average Assets, year-to-date | $355,480,670 | 1,590 |
| Average Assets, quarterly | $361,011,000 | 1,588 |
| Volatile liabilities | $88,882,000 | 1,264 |
| Insider loans | $13,840,000 | 358 |
| FHLB advances | $1,176,000 | 4,715 |
| Loans and leases held for sale | $169,000 | 1,546 |
| Unused loan commitments | $68,857,000 | 1,197 |
| Tier 1 (core) risk-based capital | $31,879,000 | 1,629 |
| Tier 2 risk-based capital | $2,831,000 | 1,548 |
| Total risk weighted assets | $271,187,000 | 1,473 |
| Total unused commitments | $68,857,000 | 1,197 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 155 | 1,052 |
| Assets and Liabilities | ||
| Total Assets: | $357,523,000 | 1,604 |
| Cash and due from depository institutions | $10,925,000 | 1,052 |
| Interest-bearing balances | $23,000 | 6,329 |
| Securities | $86,133,000 | 1,511 |
| Federal funds sold & reverse repurchase agreements | $32,535,000 | 417 |
| Net loans & leases | $211,467,000 | 1,730 |
| Loan loss allowance | $3,276,000 | 1,416 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,520,000 | 1,279 |
| Other real estate owned | $50,000 | 1,052 |
| Goodwill and other intangibles | $1,090,000 | 1,560 |
| All other assets | $7,803,000 | 1,748 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $357,523,000 | 1,604 |
| Total liabilities | $324,148,000 | 1,589 |
| Total deposits | $317,635,000 | 1,405 |
| Interest-bearing deposits | $285,546,000 | 1,328 |
| Deposits held in domestic offices | $317,635,000 | 1,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,238,000 | 2,396 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,210,000 | 4,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,065,000 | 1,143 |
| Total equity capital | $33,375,000 | 1,667 |
| Total bank equity capital | $33,375,000 | 1,667 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,142,000 | 1,738 |
| Surplus | $21,270,000 | 1,028 |
| Undivided profits | $9,963,000 | 3,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,235,000 | 719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,567,000 | 1,006 |
| Earning assets | $330,158,000 | 1,591 |
| Long-term assets (5+ years) | $58,711,000 | 1,679 |
| Average Assets, year-to-date | $350,971,500 | 1,611 |
| Average Assets, quarterly | $350,971,500 | 1,611 |
| Volatile liabilities | $89,610,000 | 1,188 |
| Insider loans | $11,893,000 | 415 |
| FHLB advances | $1,210,000 | 4,559 |
| Loans and leases held for sale | $1,264,000 | 898 |
| Unused loan commitments | $67,886,000 | 1,184 |
| Tier 1 (core) risk-based capital | $31,314,000 | 1,650 |
| Tier 2 risk-based capital | $3,173,000 | 1,400 |
| Total risk weighted assets | $253,688,000 | 1,540 |
| Total unused commitments | $67,886,000 | 1,188 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 157 | 1,046 |
| Assets and Liabilities | ||
| Total Assets: | $344,420,000 | 1,643 |
| Cash and due from depository institutions | $17,027,000 | 1,046 |
| Interest-bearing balances | $11,000 | 6,590 |
| Securities | $88,452,000 | 1,507 |
| Federal funds sold & reverse repurchase agreements | $14,010,000 | 831 |
| Net loans & leases | $207,626,000 | 1,738 |
| Loan loss allowance | $3,198,000 | 1,444 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,065,000 | 1,357 |
| Other real estate owned | $115,000 | 1,046 |
| Goodwill and other intangibles | $1,090,000 | 1,565 |
| All other assets | $9,035,000 | 1,578 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,420,000 | 1,643 |
| Total liabilities | $312,011,000 | 1,643 |
| Total deposits | $304,903,000 | 1,463 |
| Interest-bearing deposits | $272,180,000 | 1,388 |
| Deposits held in domestic offices | $304,903,000 | 1,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,535,000 | 2,434 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,243,000 | 4,762 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,330,000 | 1,028 |
| Total equity capital | $32,409,000 | 1,682 |
| Total bank equity capital | $32,409,000 | 1,682 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,142,000 | 1,751 |
| Surplus | $21,270,000 | 1,007 |
| Undivided profits | $8,997,000 | 3,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,318,000 | 723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,257,000 | 1,181 |
| Earning assets | $310,099,000 | 1,669 |
| Long-term assets (5+ years) | $58,119,000 | 1,700 |
| Average Assets, year-to-date | $335,765,000 | 1,613 |
| Average Assets, quarterly | $337,941,000 | 1,651 |
| Volatile liabilities | $92,766,000 | 1,168 |
| Insider loans | $11,845,000 | 408 |
| FHLB advances | $1,243,000 | 4,574 |
| Loans and leases held for sale | $290,000 | 1,365 |
| Unused loan commitments | $51,038,000 | 1,432 |
| Tier 1 (core) risk-based capital | $30,647,000 | 1,669 |
| Tier 2 risk-based capital | $3,134,000 | 1,414 |
| Total risk weighted assets | $250,590,000 | 1,548 |
| Total unused commitments | $51,038,000 | 1,433 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 146 | 1,163 |
| Assets and Liabilities | ||
| Total Assets: | $331,462,000 | 1,706 |
| Cash and due from depository institutions | $13,749,000 | 1,163 |
| Interest-bearing balances | $11,000 | 6,631 |
| Securities | $87,641,000 | 1,505 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $214,384,000 | 1,667 |
| Loan loss allowance | $3,596,000 | 1,298 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,132,000 | 1,578 |
| Other real estate owned | $617,000 | 1,163 |
| Goodwill and other intangibles | $1,090,000 | 1,549 |
| All other assets | $7,849,000 | 1,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,462,000 | 1,706 |
| Total liabilities | $299,874,000 | 1,699 |
| Total deposits | $291,927,000 | 1,537 |
| Interest-bearing deposits | $262,240,000 | 1,466 |
| Deposits held in domestic offices | $291,927,000 | 1,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,463,000 | 1,789 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,276,000 | 4,727 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,208,000 | 1,358 |
| Total equity capital | $31,588,000 | 1,735 |
| Total bank equity capital | $31,588,000 | 1,735 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,142,000 | 1,755 |
| Surplus | $21,270,000 | 1,002 |
| Undivided profits | $8,176,000 | 3,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,690,000 | 705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,404,000 | 1,145 |
| Earning assets | $302,036,000 | 1,716 |
| Long-term assets (5+ years) | $59,927,000 | 1,658 |
| Average Assets, year-to-date | $333,601,250 | 1,641 |
| Average Assets, quarterly | $336,526,000 | 1,665 |
| Volatile liabilities | $92,789,000 | 1,138 |
| Insider loans | $10,009,000 | 487 |
| FHLB advances | $1,276,000 | 4,518 |
| Loans and leases held for sale | $286,000 | 1,615 |
| Unused loan commitments | $59,664,000 | 1,284 |
| Tier 1 (core) risk-based capital | $30,183,000 | 1,699 |
| Tier 2 risk-based capital | $3,166,000 | 1,388 |
| Total risk weighted assets | $252,873,000 | 1,522 |
| Total unused commitments | $59,664,000 | 1,287 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 144 | 1,178 |
| Assets and Liabilities | ||
| Total Assets: | $341,590,000 | 1,637 |
| Cash and due from depository institutions | $12,197,000 | 1,178 |
| Interest-bearing balances | $11,000 | 6,662 |
| Securities | $77,953,000 | 1,610 |
| Federal funds sold & reverse repurchase agreements | $16,810,000 | 926 |
| Net loans & leases | $220,223,000 | 1,613 |
| Loan loss allowance | $3,986,000 | 1,156 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,192,000 | 1,860 |
| Other real estate owned | $710,000 | 1,178 |
| Goodwill and other intangibles | $1,090,000 | 1,504 |
| All other assets | $7,415,000 | 1,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,590,000 | 1,637 |
| Total liabilities | $310,168,000 | 1,625 |
| Total deposits | $303,793,000 | 1,448 |
| Interest-bearing deposits | $275,249,000 | 1,365 |
| Deposits held in domestic offices | $303,793,000 | 1,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,414,000 | 2,308 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,318,000 | 4,696 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,643,000 | 1,272 |
| Total equity capital | $31,422,000 | 1,742 |
| Total bank equity capital | $31,422,000 | 1,742 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,141,000 | 1,753 |
| Surplus | $21,270,000 | 979 |
| Undivided profits | $8,011,000 | 3,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,365,000 | 614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,045,000 | 1,373 |
| Earning assets | $314,997,000 | 1,616 |
| Long-term assets (5+ years) | $63,107,000 | 1,516 |
| Average Assets, year-to-date | $334,314,330 | 1,626 |
| Average Assets, quarterly | $338,744,000 | 1,624 |
| Volatile liabilities | $91,325,000 | 1,147 |
| Insider loans | $10,433,000 | 442 |
| FHLB advances | $1,318,000 | 4,464 |
| Loans and leases held for sale | $3,588,000 | 846 |
| Unused loan commitments | $56,674,000 | 1,308 |
| Tier 1 (core) risk-based capital | $28,977,000 | 1,740 |
| Tier 2 risk-based capital | $3,188,000 | 1,334 |
| Total risk weighted assets | $254,236,000 | 1,486 |
| Total unused commitments | $56,674,000 | 1,319 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 139 | 1,213 |
| Assets and Liabilities | ||
| Total Assets: | $335,898,000 | 1,628 |
| Cash and due from depository institutions | $12,731,000 | 1,213 |
| Interest-bearing balances | $13,000 | 6,572 |
| Securities | $77,072,000 | 1,605 |
| Federal funds sold & reverse repurchase agreements | $6,480,000 | 2,589 |
| Net loans & leases | $227,322,000 | 1,543 |
| Loan loss allowance | $4,402,000 | 1,032 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,564,000 | 2,065 |
| Other real estate owned | $452,000 | 1,213 |
| Goodwill and other intangibles | $1,090,000 | 1,485 |
| All other assets | $6,187,000 | 1,986 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $335,898,000 | 1,628 |
| Total liabilities | $306,479,000 | 1,605 |
| Total deposits | $302,383,000 | 1,433 |
| Interest-bearing deposits | $275,459,000 | 1,349 |
| Deposits held in domestic offices | $302,383,000 | 1,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,253,000 | 2,231 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,360,000 | 4,578 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,483,000 | 2,544 |
| Total equity capital | $29,419,000 | 1,814 |
| Total bank equity capital | $29,419,000 | 1,814 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,118,000 | 1,772 |
| Surplus | $21,270,000 | 967 |
| Undivided profits | $6,031,000 | 4,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,699,000 | 574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,789,000 | 994 |
| Earning assets | $310,887,000 | 1,609 |
| Long-term assets (5+ years) | $53,122,000 | 1,683 |
| Average Assets, year-to-date | $330,676,500 | 1,634 |
| Average Assets, quarterly | $330,676,500 | 1,634 |
| Volatile liabilities | $91,279,000 | 1,116 |
| Insider loans | $10,551,000 | 440 |
| FHLB advances | $1,360,000 | 4,386 |
| Loans and leases held for sale | $1,148,000 | 1,257 |
| Unused loan commitments | $56,529,000 | 1,259 |
| Tier 1 (core) risk-based capital | $27,629,000 | 1,791 |
| Tier 2 risk-based capital | $3,266,000 | 1,276 |
| Total risk weighted assets | $260,121,000 | 1,423 |
| Total unused commitments | $56,529,000 | 1,269 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 141 | 1,177 |
| Assets and Liabilities | ||
| Total Assets: | $325,455,000 | 1,644 |
| Cash and due from depository institutions | $13,714,000 | 1,177 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $68,705,000 | 1,780 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $230,984,000 | 1,505 |
| Loan loss allowance | $4,589,000 | 966 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,371,000 | 2,131 |
| Other real estate owned | $417,000 | 1,177 |
| Goodwill and other intangibles | $1,090,000 | 1,469 |
| All other assets | $6,174,000 | 1,947 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $325,455,000 | 1,644 |
| Total liabilities | $297,005,000 | 1,630 |
| Total deposits | $283,834,000 | 1,500 |
| Interest-bearing deposits | $255,958,000 | 1,442 |
| Deposits held in domestic offices | $283,834,000 | 1,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,342,000 | 997 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,577,000 | 4,553 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,252,000 | 2,893 |
| Total equity capital | $28,450,000 | 1,845 |
| Total bank equity capital | $28,450,000 | 1,845 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,118,000 | 1,764 |
| Surplus | $21,270,000 | 947 |
| Undivided profits | $5,062,000 | 4,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,466,000 | 519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,636,000 | 1,085 |
| Earning assets | $299,689,000 | 1,628 |
| Long-term assets (5+ years) | $55,514,000 | 1,592 |
| Average Assets, year-to-date | $300,783,400 | 1,693 |
| Average Assets, quarterly | $319,216,000 | 1,655 |
| Volatile liabilities | $97,146,000 | 1,063 |
| Insider loans | $10,423,000 | 429 |
| FHLB advances | $1,577,000 | 4,306 |
| Loans and leases held for sale | $2,006,000 | 1,047 |
| Unused loan commitments | $52,255,000 | 1,294 |
| Tier 1 (core) risk-based capital | $26,562,000 | 1,832 |
| Tier 2 risk-based capital | $3,269,000 | 1,247 |
| Total risk weighted assets | $260,174,000 | 1,389 |
| Total unused commitments | $52,255,000 | 1,296 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 133 | 1,228 |
| Assets and Liabilities | ||
| Total Assets: | $280,395,000 | 1,816 |
| Cash and due from depository institutions | $8,143,000 | 1,228 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $18,831,000 | 4,707 |
| Federal funds sold & reverse repurchase agreements | $9,475,000 | 1,554 |
| Net loans & leases | $231,410,000 | 1,445 |
| Loan loss allowance | $3,010,000 | 1,372 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,344,000 | 2,704 |
| Other real estate owned | $1,191,000 | 1,228 |
| Goodwill and other intangibles | $1,090,000 | 1,418 |
| All other assets | $6,911,000 | 1,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,395,000 | 1,816 |
| Total liabilities | $251,628,000 | 1,829 |
| Total deposits | $244,490,000 | 1,667 |
| Interest-bearing deposits | $222,799,000 | 1,573 |
| Deposits held in domestic offices | $244,490,000 | 1,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,181,000 | 2,532 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,246,000 | 3,261 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,711,000 | 2,280 |
| Total equity capital | $28,767,000 | 1,698 |
| Total bank equity capital | $28,767,000 | 1,698 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,145,000 | 1,766 |
| Surplus | $20,463,000 | 944 |
| Undivided profits | $6,159,000 | 3,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,227,000 | 405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,725,000 | 1,145 |
| Earning assets | $259,716,000 | 1,788 |
| Long-term assets (5+ years) | $41,910,000 | 1,954 |
| Average Assets, year-to-date | $258,469,000 | 1,882 |
| Average Assets, quarterly | $273,888,500 | 1,841 |
| Volatile liabilities | $78,460,000 | 1,221 |
| Insider loans | $10,199,000 | 422 |
| FHLB advances | $4,246,000 | 3,070 |
| Loans and leases held for sale | $1,039,000 | 1,166 |
| Unused loan commitments | $51,061,000 | 1,236 |
| Tier 1 (core) risk-based capital | $27,794,000 | 1,653 |
| Tier 2 risk-based capital | $3,010,000 | 1,278 |
| Total risk weighted assets | $256,769,000 | 1,340 |
| Total unused commitments | $51,061,000 | 1,241 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 121 | 1,368 |
| Assets and Liabilities | ||
| Total Assets: | $237,282,000 | 2,060 |
| Cash and due from depository institutions | $10,153,000 | 1,368 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $24,956,000 | 3,953 |
| Federal funds sold & reverse repurchase agreements | $4,780,000 | 2,467 |
| Net loans & leases | $185,923,000 | 1,710 |
| Loan loss allowance | $1,267,000 | 2,831 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,510,000 | 2,511 |
| Other real estate owned | $1,588,000 | 1,368 |
| Goodwill and other intangibles | $1,179,000 | 1,351 |
| All other assets | $5,193,000 | 1,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,282,000 | 2,060 |
| Total liabilities | $209,572,000 | 2,080 |
| Total deposits | $203,085,000 | 1,916 |
| Interest-bearing deposits | $184,972,000 | 1,812 |
| Deposits held in domestic offices | $203,085,000 | 1,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,499,000 | 2,108 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,739,000 | 4,154 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,249,000 | 1,884 |
| Total equity capital | $27,710,000 | 1,677 |
| Total bank equity capital | $27,710,000 | 1,677 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,155,000 | 1,778 |
| Surplus | $20,463,000 | 917 |
| Undivided profits | $5,092,000 | 4,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,740,000 | 1,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,425,000 | 1,018 |
| Earning assets | $215,659,000 | 2,075 |
| Long-term assets (5+ years) | $42,178,000 | 1,855 |
| Average Assets, year-to-date | $224,404,800 | 2,063 |
| Average Assets, quarterly | $231,744,000 | 2,070 |
| Volatile liabilities | $69,544,000 | 1,318 |
| Insider loans | $9,562,000 | 455 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $76,000 | 1,349 |
| Unused loan commitments | $31,080,000 | 1,690 |
| Tier 1 (core) risk-based capital | $26,871,000 | 1,640 |
| Tier 2 risk-based capital | $1,270,150 | 2,643 |
| Total risk weighted assets | $208,348,550 | 1,559 |
| Total unused commitments | $31,080,000 | 1,691 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 118 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $212,779,000 | 2,212 |
| Cash and due from depository institutions | $6,151,000 | 1,442 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $25,291,000 | 4,096 |
| Federal funds sold & reverse repurchase agreements | $3,265,000 | 2,714 |
| Net loans & leases | $167,786,000 | 1,797 |
| Loan loss allowance | $1,165,000 | 2,996 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,481,000 | 2,492 |
| Other real estate owned | $1,038,000 | 1,442 |
| Goodwill and other intangibles | $1,268,000 | 1,355 |
| All other assets | $4,499,000 | 1,955 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,779,000 | 2,212 |
| Total liabilities | $185,139,000 | 2,310 |
| Total deposits | $179,066,000 | 2,123 |
| Interest-bearing deposits | $160,752,000 | 2,021 |
| Deposits held in domestic offices | $179,066,000 | 2,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,514,000 | 1,796 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,559,000 | 2,304 |
| Total equity capital | $27,640,000 | 1,597 |
| Total bank equity capital | $27,640,000 | 1,597 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,143,000 | 1,794 |
| Surplus | $20,463,000 | 912 |
| Undivided profits | $5,034,000 | 4,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,970,000 | 803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,508,000 | 849 |
| Earning assets | $196,342,000 | 2,189 |
| Long-term assets (5+ years) | $39,075,000 | 2,089 |
| Average Assets, year-to-date | $212,892,600 | 2,118 |
| Average Assets, quarterly | $212,233,500 | 2,187 |
| Volatile liabilities | $63,646,000 | 1,355 |
| Insider loans | $9,847,000 | 432 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $401,000 | 1,003 |
| Unused loan commitments | $26,499,000 | 1,906 |
| Tier 1 (core) risk-based capital | $26,819,000 | 1,624 |
| Tier 2 risk-based capital | $1,165,000 | 2,741 |
| Total risk weighted assets | $190,883,500 | 1,635 |
| Total unused commitments | $26,499,000 | 1,910 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 98 | 1,731 |
| Assets and Liabilities | ||
| Total Assets: | $209,993,000 | 2,194 |
| Cash and due from depository institutions | $7,502,000 | 1,731 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $27,198,000 | 3,909 |
| Federal funds sold & reverse repurchase agreements | $6,720,000 | 2,578 |
| Net loans & leases | $159,772,000 | 1,759 |
| Loan loss allowance | $1,422,000 | 2,440 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,089,000 | 2,622 |
| Other real estate owned | $1,845,000 | 1,731 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,867,000 | 1,943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,993,000 | 2,194 |
| Total liabilities | $184,364,000 | 2,236 |
| Total deposits | $174,991,000 | 2,175 |
| Interest-bearing deposits | $159,969,000 | 2,021 |
| Deposits held in domestic offices | $174,991,000 | 2,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,173,000 | 1,192 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,200,000 | 1,830 |
| Total equity capital | $25,629,000 | 1,731 |
| Total bank equity capital | $25,629,000 | 1,731 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,247,000 | 1,692 |
| Surplus | $20,463,000 | 849 |
| Undivided profits | $2,919,000 | 5,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $786,000 | 2,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,873,000 | 1,118 |
| Earning assets | $193,690,000 | 2,190 |
| Long-term assets (5+ years) | $30,669,000 | 2,334 |
| Average Assets, year-to-date | $199,462,200 | 2,179 |
| Average Assets, quarterly | $206,744,500 | 2,181 |
| Volatile liabilities | $66,371,000 | 1,120 |
| Insider loans | $9,124,000 | 434 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $707,000 | 1,159 |
| Unused loan commitments | $18,731,000 | 2,375 |
| Tier 1 (core) risk-based capital | $25,425,000 | 1,647 |
| Tier 2 risk-based capital | $1,424,700 | 2,209 |
| Total risk weighted assets | $184,238,300 | 1,563 |
| Total unused commitments | $18,731,000 | 2,380 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 85 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $192,337,000 | 2,347 |
| Cash and due from depository institutions | $6,769,000 | 2,092 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $32,808,000 | 3,369 |
| Federal funds sold & reverse repurchase agreements | $7,285,000 | 1,910 |
| Net loans & leases | $135,828,000 | 2,072 |
| Loan loss allowance | $954,000 | 3,502 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,035,000 | 2,600 |
| Other real estate owned | $2,970,000 | 2,092 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,643,000 | 1,985 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,337,000 | 2,347 |
| Total liabilities | $169,494,000 | 2,399 |
| Total deposits | $161,477,000 | 2,318 |
| Interest-bearing deposits | $148,281,000 | 2,179 |
| Deposits held in domestic offices | $161,477,000 | 2,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,192,000 | 1,463 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,825,000 | 1,529 |
| Total equity capital | $22,843,000 | 1,961 |
| Total bank equity capital | $22,843,000 | 1,961 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,221,000 | 1,691 |
| Surplus | $19,736,000 | 881 |
| Undivided profits | $886,000 | 8,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,805,000 | 1,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,570,000 | 1,386 |
| Earning assets | $175,921,000 | 2,362 |
| Long-term assets (5+ years) | $43,063,000 | 1,570 |
| Average Assets, year-to-date | $182,163,200 | 2,354 |
| Average Assets, quarterly | $188,850,000 | 2,354 |
| Volatile liabilities | $68,992,000 | 1,111 |
| Insider loans | $7,801,000 | 506 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $229,000 | 1,269 |
| Unused loan commitments | $13,931,000 | 2,750 |
| Tier 1 (core) risk-based capital | $22,429,000 | 1,885 |
| Tier 2 risk-based capital | $957,000 | 3,046 |
| Total risk weighted assets | $163,937,400 | 1,703 |
| Total unused commitments | $13,931,000 | 2,755 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 77 | 2,454 |
| Assets and Liabilities | ||
| Total Assets: | $173,087,000 | 2,672 |
| Cash and due from depository institutions | $5,050,000 | 2,454 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $31,036,000 | 3,825 |
| Federal funds sold & reverse repurchase agreements | $11,540,000 | 1,120 |
| Net loans & leases | $118,689,000 | 2,380 |
| Loan loss allowance | $833,000 | 4,091 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,639,000 | 2,937 |
| Other real estate owned | $1,058,000 | 2,454 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,075,000 | 2,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,087,000 | 2,672 |
| Total liabilities | $154,286,000 | 2,690 |
| Total deposits | $146,019,000 | 2,650 |
| Interest-bearing deposits | $125,751,000 | 2,633 |
| Deposits held in domestic offices | $146,019,000 | 2,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,100,000 | 1,443 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,167,000 | 1,891 |
| Total equity capital | $18,801,000 | 2,387 |
| Total bank equity capital | $18,801,000 | 2,387 |
| Perpetual preferred stock | $2,000 | 238 |
| Common stock | $2,128,000 | 1,821 |
| Surplus | $16,180,000 | 1,075 |
| Undivided profits | $491,000 | 9,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,973,000 | 1,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,353,000 | 1,609 |
| Earning assets | $161,265,000 | 2,626 |
| Long-term assets (5+ years) | $41,375,000 | 1,514 |
| Average Assets, year-to-date | $159,066,400 | 2,770 |
| Average Assets, quarterly | $164,926,500 | 2,756 |
| Volatile liabilities | $55,400,000 | 1,297 |
| Insider loans | $3,546,000 | 1,221 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $424,000 | 1,013 |
| Unused loan commitments | $9,738,000 | 3,452 |
| Tier 1 (core) risk-based capital | $18,598,000 | 2,329 |
| Tier 2 risk-based capital | $833,000 | 3,520 |
| Total risk weighted assets | $142,440,800 | 1,971 |
| Total unused commitments | $9,738,000 | 3,465 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 70 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $158,313,000 | 2,911 |
| Cash and due from depository institutions | $3,990,000 | 2,789 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $33,776,000 | 3,721 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,353 |
| Net loans & leases | $103,433,000 | 2,613 |
| Loan loss allowance | $735,000 | 4,552 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,788,000 | 2,726 |
| Other real estate owned | $686,000 | 2,789 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,140,000 | 2,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,313,000 | 2,911 |
| Total liabilities | $142,393,000 | 2,926 |
| Total deposits | $139,450,000 | 2,793 |
| Interest-bearing deposits | $120,424,000 | 2,787 |
| Deposits held in domestic offices | $139,450,000 | 2,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $827,000 | 2,810 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,116,000 | 2,012 |
| Total equity capital | $15,920,000 | 2,798 |
| Total bank equity capital | $15,920,000 | 2,798 |
| Perpetual preferred stock | $2,000 | 273 |
| Common stock | $2,081,000 | 1,899 |
| Surplus | $13,002,000 | 1,285 |
| Undivided profits | $835,000 | 9,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,076,000 | 1,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,580,000 | 1,410 |
| Earning assets | $147,709,000 | 2,867 |
| Long-term assets (5+ years) | $30,926,000 | 1,767 |
| Average Assets, year-to-date | $151,816,200 | 2,895 |
| Average Assets, quarterly | $151,981,000 | 2,985 |
| Volatile liabilities | $42,996,000 | 1,439 |
| Insider loans | $3,123,000 | 1,390 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $642,000 | 941 |
| Unused loan commitments | $12,055,000 | 2,856 |
| Tier 1 (core) risk-based capital | $15,255,000 | 2,820 |
| Tier 2 risk-based capital | $735,000 | 3,870 |
| Total risk weighted assets | $130,091,300 | 2,133 |
| Total unused commitments | $12,055,000 | 2,867 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 61 | 3,315 |
| Assets and Liabilities | ||
| Total Assets: | $122,827,000 | 3,611 |
| Cash and due from depository institutions | $5,032,000 | 3,315 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $25,542,000 | 4,894 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 5,223 |
| Net loans & leases | $85,361,000 | 3,045 |
| Loan loss allowance | $832,000 | 4,205 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,502,000 | 2,953 |
| Other real estate owned | $1,020,000 | 3,315 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,270,000 | 3,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,827,000 | 3,611 |
| Total liabilities | $110,860,000 | 3,640 |
| Total deposits | $109,129,000 | 3,485 |
| Interest-bearing deposits | $97,715,000 | 3,335 |
| Deposits held in domestic offices | $109,129,000 | 3,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $671,000 | 3,728 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,060,000 | 2,943 |
| Total equity capital | $11,967,000 | 3,386 |
| Total bank equity capital | $11,967,000 | 3,386 |
| Perpetual preferred stock | $2,000 | 295 |
| Common stock | $1,954,000 | 2,205 |
| Surplus | $10,055,000 | 1,513 |
| Undivided profits | $-44,000 | 11,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $983,000 | 2,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,198,000 | 1,635 |
| Earning assets | $112,003,000 | 3,628 |
| Long-term assets (5+ years) | $15,523,000 | 3,083 |
| Average Assets, year-to-date | $114,030,800 | 3,804 |
| Average Assets, quarterly | $121,764,500 | 3,615 |
| Volatile liabilities | $36,099,000 | 1,572 |
| Insider loans | $2,331,000 | 1,797 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,599,000 | 2,529 |
| Tier 1 (core) risk-based capital | $12,130,000 | 3,389 |
| Tier 2 risk-based capital | $832,000 | 3,445 |
| Total risk weighted assets | $104,866,900 | 2,532 |
| Total unused commitments | $13,599,000 | 2,539 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 45 | 4,561 |
| Assets and Liabilities | ||
| Total Assets: | $101,527,000 | 4,383 |
| Cash and due from depository institutions | $3,736,000 | 4,561 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $16,869,000 | 6,865 |
| Federal funds sold & reverse repurchase agreements | $10,100,000 | 1,330 |
| Net loans & leases | $67,194,000 | 3,742 |
| Loan loss allowance | $616,000 | 5,478 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,242,000 | 3,251 |
| Other real estate owned | $377,000 | 4,561 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,009,000 | 6,064 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,527,000 | 4,383 |
| Total liabilities | $91,154,000 | 4,435 |
| Total deposits | $90,455,000 | 4,266 |
| Interest-bearing deposits | $81,107,000 | 4,136 |
| Deposits held in domestic offices | $90,455,000 | 4,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $699,000 | 4,153 |
| Total equity capital | $10,373,000 | 3,941 |
| Total bank equity capital | $10,373,000 | 3,941 |
| Perpetual preferred stock | $2,000 | 329 |
| Common stock | $2,012,000 | 2,026 |
| Surplus | $8,263,000 | 1,738 |
| Undivided profits | $96,000 | 11,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $625,000 | 4,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $528,000 | 3,503 |
| Earning assets | $94,163,000 | 4,367 |
| Long-term assets (5+ years) | $17,056,000 | 2,998 |
| Average Assets, year-to-date | $91,749,600 | 4,707 |
| Average Assets, quarterly | $98,066,000 | 4,486 |
| Volatile liabilities | $31,431,000 | 1,686 |
| Insider loans | $2,801,000 | 1,486 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,345,000 | 3,026 |
| Tier 1 (core) risk-based capital | $10,373,000 | 3,849 |
| Tier 2 risk-based capital | $616,000 | 4,425 |
| Total risk weighted assets | $82,882,800 | 3,109 |
| Total unused commitments | $10,345,000 | 3,048 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 43 | 4,867 |
| Assets and Liabilities | ||
| Total Assets: | $85,262,000 | 5,200 |
| Cash and due from depository institutions | $3,578,000 | 4,867 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $19,392,000 | 6,231 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 3,706 |
| Net loans & leases | $54,115,000 | 4,522 |
| Loan loss allowance | $833,000 | 4,345 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,836,000 | 3,901 |
| Other real estate owned | $705,000 | 4,867 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,286,000 | 5,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,262,000 | 5,200 |
| Total liabilities | $77,088,000 | 5,247 |
| Total deposits | $76,402,000 | 5,102 |
| Interest-bearing deposits | $67,168,000 | 5,054 |
| Deposits held in domestic offices | $76,402,000 | 5,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $686,000 | 4,500 |
| Total equity capital | $8,174,000 | 4,696 |
| Total bank equity capital | $8,174,000 | 4,696 |
| Perpetual preferred stock | $2,000 | 330 |
| Common stock | $1,998,000 | 2,301 |
| Surplus | $6,026,000 | 2,178 |
| Undivided profits | $148,000 | 12,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 4,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $684,000 | 2,921 |
| Earning assets | $77,857,000 | 5,204 |
| Long-term assets (5+ years) | $12,320,000 | 3,764 |
| Average Assets, year-to-date | $81,502,400 | 5,287 |
| Average Assets, quarterly | $84,139,000 | 5,206 |
| Volatile liabilities | $23,104,000 | 2,094 |
| Insider loans | $1,720,000 | 412 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,866,000 | 3,768 |
| Tier 1 (core) risk-based capital | $8,174,000 | 4,622 |
| Tier 2 risk-based capital | $833,000 | 3,410 |
| Total risk weighted assets | $69,661,400 | 3,729 |
| Total unused commitments | $6,866,000 | 3,789 |
| Derivatives | $0 | 651 |