Home > South Sound Bank > Income and Expense

South Sound Bank, Income and Expense

2018-09-30 (YTD Data)Rank
Total interest income$5,707,0003,011
Total interest expense$393,0003,822
Net interest income$5,314,0002,886
Provision for loan and lease losses$03,948
Total noninterest income$480,0003,491
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$83,0004,080
Trading account gains and feesNANA
Additional Noninterest Income$397,0003,034
Total noninterest expense$5,545,0002,384
Salaries and employee benefits$3,208,0002,351
Premises and equipment expense$405,0003,048
Additional noninterest expense$1,932,0002,167
Pre-tax net operating income$249,0004,947
Securities gains (losses)$-11,0004,792
Applicable income taxes$32,0003,487
Income before extraordinary items$206,0004,982
Extraordinary gains, net$05
Net income$206,0004,980
Minority interest net income$066
Net income of bank and minority interests.$206,0004,981
Net charge-offs$-80,0005,058
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$215,5704,967
2018-06-30 (YTD Data)Rank
Total interest income$3,720,0003,053
Total interest expense$255,0003,811
Net interest income$3,465,0002,933
Provision for loan and lease losses$03,782
Total noninterest income$373,0003,272
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$55,0004,116
Trading account gains and feesNANA
Additional Noninterest Income$318,0002,813
Total noninterest expense$2,555,0003,041
Salaries and employee benefits$1,315,0003,220
Premises and equipment expense$259,0003,144
Additional noninterest expense$981,0002,654
Pre-tax net operating income$1,283,0002,766
Securities gains (losses)$-11,0005,009
Applicable income taxes$255,0002,002
Income before extraordinary items$1,017,0002,924
Extraordinary gains, net$06
Net income$1,017,0002,923
Minority interest net income$065
Net income of bank and minority interests.$1,017,0002,923
Net charge-offs$-53,0005,034
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,025,8002,903
2018-03-31 (YTD Data)Rank
Total interest income$1,804,0003,113
Total interest expense$121,0003,845
Net interest income$1,683,0002,996
Provision for loan and lease losses$03,508
Total noninterest income$132,0003,759
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$29,0004,060
Trading account gains and feesNANA
Additional Noninterest Income$103,0003,309
Total noninterest expense$1,263,0003,080
Salaries and employee benefits$662,0003,218
Premises and equipment expense$133,0003,118
Additional noninterest expense$468,0002,758
Pre-tax net operating income$552,0002,953
Securities gains (losses)$4,000555
Applicable income taxes$111,0002,080
Income before extraordinary items$445,0003,083
Extraordinary gains, net$07
Net income$445,0003,083
Minority interest net income$052
Net income of bank and minority interests.$445,0003,083
Net charge-offs$-25,0005,047
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$441,8003,098
2017-12-31 (YTD Data)Rank
Total interest income$7,169,0003,080
Total interest expense$474,0003,760
Net interest income$6,695,0002,979
Provision for loan and lease losses$119,0002,929
Total noninterest income$473,0004,008
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$144,0003,894
Trading account gains and feesNANA
Additional Noninterest Income$329,0003,686
Total noninterest expense$4,788,0003,183
Salaries and employee benefits$2,769,0003,139
Premises and equipment expense$493,0003,292
Additional noninterest expense$1,526,0003,196
Pre-tax net operating income$2,261,0002,914
Securities gains (losses)$02,243
Applicable income taxes$879,0001,993
Income before extraordinary items$1,382,0003,264
Extraordinary gains, net$09
Net income$1,382,0003,262
Minority interest net income$076
Net income of bank and minority interests.$1,382,0003,264
Net charge-offs$114,0002,308
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$-87,0005,617
Net operating income$1,382,0003,242
2017-09-30 (YTD Data)Rank
Total interest income$5,370,0003,111
Total interest expense$350,0003,803
Net interest income$5,020,0002,995
Provision for loan and lease losses$119,0002,529
Total noninterest income$357,0004,032
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$106,0003,946
Trading account gains and feesNANA
Additional Noninterest Income$251,0003,710
Total noninterest expense$3,486,0003,261
Salaries and employee benefits$2,020,0003,205
Premises and equipment expense$361,0003,368
Additional noninterest expense$1,105,0003,266
Pre-tax net operating income$1,772,0002,896
Securities gains (losses)$02,274
Applicable income taxes$575,0001,963
Income before extraordinary items$1,197,0003,211
Extraordinary gains, net$09
Net income$1,197,0003,210
Minority interest net income$071
Net income of bank and minority interests.$1,197,0003,211
Net charge-offs$356,0001,011
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$-86,0005,687
Net operating income$1,197,0003,189
2017-06-30 (YTD Data)Rank
Total interest income$3,592,0003,090
Total interest expense$224,0003,843
Net interest income$3,368,0002,974
Provision for loan and lease losses$119,0002,132
Total noninterest income$291,0003,773
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$72,0003,924
Trading account gains and feesNANA
Additional Noninterest Income$219,0003,352
Total noninterest expense$2,392,0003,210
Salaries and employee benefits$1,361,0003,206
Premises and equipment expense$240,0003,386
Additional noninterest expense$791,0003,135
Pre-tax net operating income$1,148,0002,908
Securities gains (losses)$01,906
Applicable income taxes$373,0001,971
Income before extraordinary items$775,0003,221
Extraordinary gains, net$011
Net income$775,0003,220
Minority interest net income$071
Net income of bank and minority interests.$775,0003,221
Net charge-offs$248,000932
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$775,0003,206
2017-03-31 (YTD Data)Rank
Total interest income$1,806,0003,077
Total interest expense$106,0003,927
Net interest income$1,700,0002,962
Provision for loan and lease losses$03,537
Total noninterest income$154,0003,689
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$34,0004,027
Trading account gains and feesNANA
Additional Noninterest Income$120,0003,217
Total noninterest expense$1,148,0003,335
Salaries and employee benefits$663,0003,285
Premises and equipment expense$122,0003,399
Additional noninterest expense$363,0003,312
Pre-tax net operating income$706,0002,520
Securities gains (losses)$01,153
Applicable income taxes$231,0001,731
Income before extraordinary items$475,0002,837
Extraordinary gains, net$08
Net income$475,0002,837
Minority interest net income$055
Net income of bank and minority interests.$475,0002,837
Net charge-offs$-13,0005,099
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$475,0002,820
2016-12-31 (YTD Data)Rank
Total interest income$6,548,0003,245
Total interest expense$396,0004,043
Net interest income$6,152,0003,148
Provision for loan and lease losses$50,0003,627
Total noninterest income$671,0003,648
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$130,0004,201
Trading account gains and fees$0170
Additional Noninterest Income$541,0003,152
Total noninterest expense$4,902,0003,220
Salaries and employee benefits$2,799,0003,173
Premises and equipment expense$479,0003,462
Additional noninterest expense$1,624,0003,176
Pre-tax net operating income$1,871,0003,169
Securities gains (losses)$51,0001,832
Applicable income taxes$619,0002,075
Income before extraordinary items$1,303,0003,501
Extraordinary gains, net$05
Net income$1,303,0003,499
Minority interest net income$082
Net income of bank and minority interests.$1,303,0003,500
Net charge-offs$168,0002,119
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$-2,249,0005,889
Net operating income$1,268,3203,483
2016-09-30 (YTD Data)Rank
Total interest income$4,853,0003,286
Total interest expense$292,0004,098
Net interest income$4,561,0003,174
Provision for loan and lease losses$04,186
Total noninterest income$516,0003,632
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$94,0004,274
Trading account gains and fees$0169
Additional Noninterest Income$422,0003,104
Total noninterest expense$3,678,0003,224
Salaries and employee benefits$2,108,0003,152
Premises and equipment expense$364,0003,454
Additional noninterest expense$1,206,0003,206
Pre-tax net operating income$1,399,0003,213
Securities gains (losses)$51,0001,756
Applicable income taxes$467,0002,111
Income before extraordinary items$983,0003,517
Extraordinary gains, net$05
Net income$983,0003,515
Minority interest net income$071
Net income of bank and minority interests.$983,0003,517
Net charge-offs$127,0001,849
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$-2,211,0005,959
Net operating income$948,3203,519
2016-06-30 (YTD Data)Rank
Total interest income$3,237,0003,309
Total interest expense$190,0004,171
Net interest income$3,047,0003,180
Provision for loan and lease losses$04,017
Total noninterest income$401,0003,400
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$66,0004,210
Trading account gains and fees$0157
Additional Noninterest Income$335,0002,884
Total noninterest expense$2,489,0003,214
Salaries and employee benefits$1,433,0003,132
Premises and equipment expense$239,0003,507
Additional noninterest expense$817,0003,181
Pre-tax net operating income$959,0003,155
Securities gains (losses)$51,0001,407
Applicable income taxes$327,0002,059
Income before extraordinary items$683,0003,455
Extraordinary gains, net$016
Net income$683,0003,451
Minority interest net income$071
Net income of bank and minority interests.$683,0003,453
Net charge-offs$134,0001,398
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$-279,0006,009
Net operating income$648,3203,478
2016-03-31 (YTD Data)Rank
Total interest income$1,614,0003,320
Total interest expense$92,0004,252
Net interest income$1,522,0003,192
Provision for loan and lease losses$03,656
Total noninterest income$254,0002,993
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$33,0004,195
Trading account gains and fees$0142
Additional Noninterest Income$221,0002,506
Total noninterest expense$1,243,0003,230
Salaries and employee benefits$721,0003,143
Premises and equipment expense$118,0003,544
Additional noninterest expense$404,0003,209
Pre-tax net operating income$533,0002,929
Securities gains (losses)$51,000815
Applicable income taxes$191,0001,886
Income before extraordinary items$393,0003,164
Extraordinary gains, net$012
Net income$393,0003,162
Minority interest net income$062
Net income of bank and minority interests.$393,0003,163
Net charge-offs$123,000898
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$358,8303,263
2015-12-31 (YTD Data)Rank
Total interest income$6,442,0003,300
Total interest expense$391,0004,198
Net interest income$6,051,0003,178
Provision for loan and lease losses$04,380
Total noninterest income$688,0003,673
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$133,0004,319
Trading account gains and fees$0159
Additional Noninterest Income$555,0003,142
Total noninterest expense$5,116,0003,159
Salaries and employee benefits$2,831,0003,142
Premises and equipment expense$470,0003,596
Additional noninterest expense$1,815,0002,992
Pre-tax net operating income$1,623,0003,377
Securities gains (losses)$03,216
Applicable income taxes$520,0002,187
Income before extraordinary items$1,103,0003,764
Extraordinary gains, net$023
Net income$1,103,0003,764
Minority interest net income$081
Net income of bank and minority interests.$1,103,0003,765
Net charge-offs$172,0002,130
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$-813,0006,139
Net operating income$1,103,0003,713
2015-09-30 (YTD Data)Rank
Total interest income$4,793,0003,340
Total interest expense$301,0004,194
Net interest income$4,492,0003,218
Provision for loan and lease losses$04,232
Total noninterest income$395,0004,127
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$97,0004,393
Trading account gains and fees$0153
Additional Noninterest Income$298,0003,612
Total noninterest expense$3,797,0003,204
Salaries and employee benefits$2,096,0003,191
Premises and equipment expense$353,0003,648
Additional noninterest expense$1,348,0003,028
Pre-tax net operating income$1,090,0003,612
Securities gains (losses)$03,031
Applicable income taxes$347,0002,344
Income before extraordinary items$743,0004,010
Extraordinary gains, net$021
Net income$743,0004,010
Minority interest net income$078
Net income of bank and minority interests.$743,0004,012
Net charge-offs$193,0001,586
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$-868,0006,241
Net operating income$743,0003,953
2015-06-30 (YTD Data)Rank
Total interest income$3,181,0003,364
Total interest expense$208,0004,172
Net interest income$2,973,0003,241
Provision for loan and lease losses$04,069
Total noninterest income$274,0004,085
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$66,0004,366
Trading account gains and fees$0157
Additional Noninterest Income$208,0003,575
Total noninterest expense$2,533,0003,230
Salaries and employee benefits$1,402,0003,205
Premises and equipment expense$239,0003,643
Additional noninterest expense$892,0003,066
Pre-tax net operating income$714,0003,619
Securities gains (losses)$02,636
Applicable income taxes$227,0002,354
Income before extraordinary items$487,0004,021
Extraordinary gains, net$022
Net income$487,0004,021
Minority interest net income$075
Net income of bank and minority interests.$487,0004,023
Net charge-offs$226,0001,104
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$-819,0006,325
Net operating income$487,0003,953
2015-03-31 (YTD Data)Rank
Total interest income$1,535,0003,446
Total interest expense$113,0004,051
Net interest income$1,422,0003,344
Provision for loan and lease losses$03,703
Total noninterest income$200,0003,429
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$34,0004,324
Trading account gains and fees$0152
Additional Noninterest Income$166,0002,883
Total noninterest expense$1,256,0003,274
Salaries and employee benefits$693,0003,257
Premises and equipment expense$116,0003,731
Additional noninterest expense$447,0003,043
Pre-tax net operating income$366,0003,537
Securities gains (losses)$02,027
Applicable income taxes$117,0002,316
Income before extraordinary items$249,0003,959
Extraordinary gains, net$013
Net income$249,0003,964
Minority interest net income$064
Net income of bank and minority interests.$249,0003,963
Net charge-offs$236,000647
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$105,000252
Net operating income$249,0003,878
2014-12-31 (YTD Data)Rank
Total interest income$6,232,0003,443
Total interest expense$458,0004,185
Net interest income$5,774,0003,338
Provision for loan and lease losses$04,603
Total noninterest income$798,0003,486
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$158,0004,299
Trading account gains and fees$0180
Additional Noninterest Income$640,0002,949
Total noninterest expense$5,826,0002,979
Salaries and employee benefits$3,022,0003,055
Premises and equipment expense$532,0003,492
Additional noninterest expense$2,272,0002,603
Pre-tax net operating income$746,0004,575
Securities gains (losses)$44,0001,815
Applicable income taxes$234,0002,835
Income before extraordinary items$556,0004,789
Extraordinary gains, net$017
Net income$556,0004,788
Minority interest net income$084
Net income of bank and minority interests.$556,0004,789
Net charge-offs$275,0002,111
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$56,000618
Net operating income$525,2004,817
2014-09-30 (YTD Data)Rank
Total interest income$4,645,0003,485
Total interest expense$348,0004,219
Net interest income$4,297,0003,383
Provision for loan and lease losses$04,401
Total noninterest income$602,0003,508
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$119,0004,344
Trading account gains and fees$0174
Additional Noninterest Income$483,0002,956
Total noninterest expense$4,336,0003,012
Salaries and employee benefits$2,259,0003,088
Premises and equipment expense$407,0003,497
Additional noninterest expense$1,670,0002,647
Pre-tax net operating income$563,0004,653
Securities gains (losses)$44,0001,517
Applicable income taxes$180,0002,893
Income before extraordinary items$427,0004,849
Extraordinary gains, net$015
Net income$427,0004,849
Minority interest net income$081
Net income of bank and minority interests.$427,0004,850
Net charge-offs$243,0001,791
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$56,000550
Net operating income$396,2004,891
2014-06-30 (YTD Data)Rank
Total interest income$3,094,0003,487
Total interest expense$236,0004,223
Net interest income$2,858,0003,383
Provision for loan and lease losses$04,196
Total noninterest income$464,0003,242
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$81,0004,311
Trading account gains and fees$0172
Additional Noninterest Income$383,0002,693
Total noninterest expense$2,927,0002,993
Salaries and employee benefits$1,515,0003,095
Premises and equipment expense$283,0003,432
Additional noninterest expense$1,129,0002,623
Pre-tax net operating income$395,0004,553
Securities gains (losses)$44,0001,240
Applicable income taxes$131,0002,793
Income before extraordinary items$308,0004,694
Extraordinary gains, net$020
Net income$308,0004,696
Minority interest net income$080
Net income of bank and minority interests.$308,0004,697
Net charge-offs$67,0002,535
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$53,000472
Net operating income$277,2004,791
2014-03-31 (YTD Data)Rank
Total interest income$1,534,0003,533
Total interest expense$120,0004,260
Net interest income$1,414,0003,411
Provision for loan and lease losses$03,817
Total noninterest income$234,0003,178
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$40,0004,315
Trading account gains and fees$0147
Additional Noninterest Income$194,0002,604
Total noninterest expense$1,431,0003,067
Salaries and employee benefits$770,0003,074
Premises and equipment expense$155,0003,267
Additional noninterest expense$506,0002,853
Pre-tax net operating income$217,0004,348
Securities gains (losses)$44,000694
Applicable income taxes$79,0002,566
Income before extraordinary items$182,0004,405
Extraordinary gains, net$016
Net income$182,0004,406
Minority interest net income$066
Net income of bank and minority interests.$182,0004,407
Net charge-offs$24,0002,372
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$53,000339
Net operating income$151,2004,624
2013-12-31 (YTD Data)Rank
Total interest income$5,946,0003,639
Total interest expense$577,0004,150
Net interest income$5,369,0003,540
Provision for loan and lease losses$05,091
Total noninterest income$1,018,0003,161
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$156,0004,520
Trading account gains and fees$0184
Additional Noninterest Income$862,0002,575
Total noninterest expense$5,594,0003,139
Salaries and employee benefits$2,784,0003,270
Premises and equipment expense$560,0003,473
Additional noninterest expense$2,250,0002,724
Pre-tax net operating income$793,0004,419
Securities gains (losses)$429,000510
Applicable income taxes$352,0002,476
Income before extraordinary items$870,0004,138
Extraordinary gains, net$029
Net income$870,0004,140
Minority interest net income$090
Net income of bank and minority interests.$870,0004,141
Net charge-offs$804,0001,483
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$16,000800
Net operating income$565,4104,666
2013-09-30 (YTD Data)Rank
Total interest income$4,379,0003,727
Total interest expense$451,0004,158
Net interest income$3,928,0003,611
Provision for loan and lease losses$04,941
Total noninterest income$730,0003,300
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$116,0004,567
Trading account gains and fees$0180
Additional Noninterest Income$614,0002,699
Total noninterest expense$4,203,0003,134
Salaries and employee benefits$2,095,0003,287
Premises and equipment expense$420,0003,501
Additional noninterest expense$1,688,0002,712
Pre-tax net operating income$455,0004,877
Securities gains (losses)$428,000467
Applicable income taxes$250,0002,589
Income before extraordinary items$633,0004,222
Extraordinary gains, net$025
Net income$633,0004,224
Minority interest net income$084
Net income of bank and minority interests.$633,0004,226
Net charge-offs$851,0001,122
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$16,000730
Net operating income$324,8405,091
2013-06-30 (YTD Data)Rank
Total interest income$2,947,0003,709
Total interest expense$316,0004,123
Net interest income$2,631,0003,589
Provision for loan and lease losses$04,788
Total noninterest income$559,0003,095
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$74,0004,638
Trading account gains and fees$0157
Additional Noninterest Income$485,0002,511
Total noninterest expense$2,760,0003,185
Salaries and employee benefits$1,400,0003,295
Premises and equipment expense$279,0003,524
Additional noninterest expense$1,081,0002,780
Pre-tax net operating income$430,0004,372
Securities gains (losses)$428,000425
Applicable income taxes$255,0002,191
Income before extraordinary items$603,0003,600
Extraordinary gains, net$022
Net income$603,0003,602
Minority interest net income$082
Net income of bank and minority interests.$603,0003,603
Net charge-offs$453,0001,330
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$2,000802
Net operating income$303,4004,611
2013-03-31 (YTD Data)Rank
Total interest income$1,417,0003,836
Total interest expense$171,0004,036
Net interest income$1,246,0003,740
Provision for loan and lease losses$04,409
Total noninterest income$308,0002,971
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$34,0004,757
Trading account gains and fees$0148
Additional Noninterest Income$274,0002,342
Total noninterest expense$1,359,0003,240
Salaries and employee benefits$695,0003,339
Premises and equipment expense$141,0003,529
Additional noninterest expense$523,0002,872
Pre-tax net operating income$195,0004,502
Securities gains (losses)$01,966
Applicable income taxes$44,0003,078
Income before extraordinary items$151,0004,714
Extraordinary gains, net$010
Net income$151,0004,715
Minority interest net income$076
Net income of bank and minority interests.$151,0004,716
Net charge-offs$503,000768
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$151,0004,618
2012-12-31 (YTD Data)Rank
Total interest income$6,311,0003,703
Total interest expense$917,0003,820
Net interest income$5,394,0003,619
Provision for loan and lease losses$3,204,000730
Total noninterest income$1,679,0002,451
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$180,0004,458
Trading account gains and fees$0166
Additional Noninterest Income$1,499,0001,850
Total noninterest expense$5,822,0003,109
Salaries and employee benefits$2,695,0003,371
Premises and equipment expense$561,0003,549
Additional noninterest expense$2,566,0002,503
Pre-tax net operating income$-1,953,0006,801
Securities gains (losses)$03,810
Applicable income taxes$-758,0006,935
Income before extraordinary items$-1,195,0006,743
Extraordinary gains, net$029
Net income$-1,195,0006,739
Minority interest net income$093
Net income of bank and minority interests.$-1,195,0006,740
Net charge-offs$4,520,000621
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$529,000297
Net operating income$-1,195,0006,714
2012-09-30 (YTD Data)Rank
Total interest income$4,821,0003,727
Total interest expense$720,0003,831
Net interest income$4,101,0003,651
Provision for loan and lease losses$3,204,000594
Total noninterest income$1,637,0002,062
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$144,0004,393
Trading account gains and fees$0157
Additional Noninterest Income$1,493,0001,537
Total noninterest expense$4,305,0003,155
Salaries and employee benefits$2,074,0003,335
Premises and equipment expense$421,0003,593
Additional noninterest expense$1,810,0002,653
Pre-tax net operating income$-1,771,0006,952
Securities gains (losses)$03,575
Applicable income taxes$-672,0007,066
Income before extraordinary items$-1,099,0006,896
Extraordinary gains, net$020
Net income$-1,099,0006,892
Minority interest net income$086
Net income of bank and minority interests.$-1,099,0006,894
Net charge-offs$4,376,000513
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$126,000429
Net operating income$-1,099,0006,869
2012-06-30 (YTD Data)Rank
Total interest income$3,252,0003,733
Total interest expense$502,0003,819
Net interest income$2,750,0003,649
Provision for loan and lease losses$3,094,000440
Total noninterest income$743,0002,600
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$104,0004,226
Trading account gains and fees$0153
Additional Noninterest Income$639,0002,030
Total noninterest expense$2,969,0003,089
Salaries and employee benefits$1,455,0003,226
Premises and equipment expense$279,0003,605
Additional noninterest expense$1,235,0002,613
Pre-tax net operating income$-2,570,0007,123
Securities gains (losses)$03,178
Applicable income taxes$-548,0007,137
Income before extraordinary items$-2,022,0007,112
Extraordinary gains, net$019
Net income$-2,022,0007,112
Minority interest net income$084
Net income of bank and minority interests.$-2,022,0007,112
Net charge-offs$4,327,000372
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$118,000337
Net operating income$-2,022,0007,097
2012-03-31 (YTD Data)Rank
Total interest income$1,669,0003,701
Total interest expense$256,0003,880
Net interest income$1,413,0003,609
Provision for loan and lease losses$2,094,000338
Total noninterest income$502,0002,139
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$56,0004,084
Trading account gains and fees$0148
Additional Noninterest Income$446,0001,631
Total noninterest expense$1,364,0003,308
Salaries and employee benefits$692,0003,375
Premises and equipment expense$133,0003,747
Additional noninterest expense$539,0002,910
Pre-tax net operating income$-1,543,0007,212
Securities gains (losses)$02,210
Applicable income taxes$-547,0007,253
Income before extraordinary items$-996,0007,168
Extraordinary gains, net$019
Net income$-996,0007,168
Minority interest net income$078
Net income of bank and minority interests.$-996,0007,168
Net charge-offs$1,520,000490
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$41,000356
Net operating income$-996,0007,160
2011-12-31 (YTD Data)Rank
Total interest income$7,608,0003,465
Total interest expense$1,209,0003,946
Net interest income$6,399,0003,299
Provision for loan and lease losses$7,777,000528
Total noninterest income$5,002,0001,047
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$248,0003,977
Trading account gains and fees$0146
Additional Noninterest Income$4,754,000734
Total noninterest expense$5,267,0003,396
Salaries and employee benefits$2,557,0003,499
Premises and equipment expense$530,0003,880
Additional noninterest expense$2,180,0002,893
Pre-tax net operating income$-1,643,0006,732
Securities gains (losses)$03,838
Applicable income taxes$-650,0007,110
Income before extraordinary items$-993,0006,640
Extraordinary gains, net$029
Net income$-993,0006,641
Minority interest net income$096
Net income of bank and minority interests.$-993,0006,640
Net charge-offs$5,351,000757
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$239,000513
Net operating income$-993,0006,612
2011-09-30 (YTD Data)Rank
Total interest income$5,759,0003,474
Total interest expense$943,0003,965
Net interest income$4,816,0003,308
Provision for loan and lease losses$5,097,000611
Total noninterest income$4,893,000853
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$189,0003,957
Trading account gains and fees$0145
Additional Noninterest Income$4,704,000602
Total noninterest expense$4,000,0003,374
Salaries and employee benefits$2,069,0003,305
Premises and equipment expense$399,0003,916
Additional noninterest expense$1,532,0003,100
Pre-tax net operating income$612,0004,188
Securities gains (losses)$03,555
Applicable income taxes$140,0002,960
Income before extraordinary items$472,0004,411
Extraordinary gains, net$021
Net income$472,0004,412
Minority interest net income$087
Net income of bank and minority interests.$472,0004,412
Net charge-offs$1,979,0001,233
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$239,000428
Net operating income$472,0004,285
2011-06-30 (YTD Data)Rank
Total interest income$3,812,0003,526
Total interest expense$649,0003,999
Net interest income$3,163,0003,354
Provision for loan and lease losses$3,051,000664
Total noninterest income$3,936,000742
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$123,0003,990
Trading account gains and fees$0153
Additional Noninterest Income$3,813,000532
Total noninterest expense$3,027,0003,080
Salaries and employee benefits$1,353,0003,379
Premises and equipment expense$266,0003,951
Additional noninterest expense$1,408,0002,387
Pre-tax net operating income$1,021,0002,500
Securities gains (losses)$02,914
Applicable income taxes$302,0001,787
Income before extraordinary items$719,0002,867
Extraordinary gains, net$015
Net income$719,0002,869
Minority interest net income$089
Net income of bank and minority interests.$719,0002,869
Net charge-offs$1,722,0001,017
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$106,000399
Net operating income$719,0002,789
2011-03-31 (YTD Data)Rank
Total interest income$1,920,0003,523
Total interest expense$336,0004,019
Net interest income$1,584,0003,330
Provision for loan and lease losses$1,292,000721
Total noninterest income$2,016,000725
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$63,0003,894
Trading account gains and fees$0158
Additional Noninterest Income$1,953,000524
Total noninterest expense$1,298,0003,477
Salaries and employee benefits$649,0003,512
Premises and equipment expense$131,0004,040
Additional noninterest expense$518,0003,090
Pre-tax net operating income$1,010,0001,420
Securities gains (losses)$01,772
Applicable income taxes$321,0001,060
Income before extraordinary items$689,0001,700
Extraordinary gains, net$09
Net income$689,0001,700
Minority interest net income$086
Net income of bank and minority interests.$689,0001,700
Net charge-offs$1,108,000801
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$103,000265
Net operating income$689,0001,651
2010-12-31 (YTD Data)Rank
Total interest income$7,861,0003,601
Total interest expense$1,696,0003,983
Net interest income$6,165,0003,401
Provision for loan and lease losses$1,340,0002,618
Total noninterest income$1,469,0002,553
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$275,0003,814
Trading account gains and fees$0175
Additional Noninterest Income$1,194,0001,962
Total noninterest expense$4,881,0003,682
Salaries and employee benefits$2,333,0003,790
Premises and equipment expense$500,0004,186
Additional noninterest expense$2,048,0003,194
Pre-tax net operating income$1,413,0002,809
Securities gains (losses)$03,793
Applicable income taxes$394,0002,110
Income before extraordinary items$1,019,0003,191
Extraordinary gains, net$029
Net income$1,019,0003,188
Minority interest net income$0111
Net income of bank and minority interests.$1,019,0003,191
Net charge-offs$1,373,0002,275
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$93,000796
Net operating income$1,019,0003,063
2010-09-30 (YTD Data)Rank
Total interest income$5,828,0003,698
Total interest expense$1,324,0004,020
Net interest income$4,504,0003,510
Provision for loan and lease losses$340,0004,146
Total noninterest income$1,501,0002,084
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$207,0003,873
Trading account gains and fees$0165
Additional Noninterest Income$1,294,0001,503
Total noninterest expense$3,778,0003,593
Salaries and employee benefits$1,845,0003,660
Premises and equipment expense$372,0004,259
Additional noninterest expense$1,561,0003,105
Pre-tax net operating income$1,887,0001,990
Securities gains (losses)$03,651
Applicable income taxes$586,0001,498
Income before extraordinary items$1,301,0002,399
Extraordinary gains, net$023
Net income$1,301,0002,397
Minority interest net income$0110
Net income of bank and minority interests.$1,301,0002,401
Net charge-offs$791,0002,480
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$92,000678
Net operating income$1,301,0002,283
2010-06-30 (YTD Data)Rank
Total interest income$3,906,0003,713
Total interest expense$904,0004,061
Net interest income$3,002,0003,511
Provision for loan and lease losses$290,0003,699
Total noninterest income$806,0002,369
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$141,0003,819
Trading account gains and fees$0152
Additional Noninterest Income$665,0001,741
Total noninterest expense$2,499,0003,621
Salaries and employee benefits$1,243,0003,656
Premises and equipment expense$246,0004,309
Additional noninterest expense$1,010,0003,179
Pre-tax net operating income$1,019,0002,336
Securities gains (losses)$03,184
Applicable income taxes$314,0001,699
Income before extraordinary items$705,0002,756
Extraordinary gains, net$019
Net income$705,0002,751
Minority interest net income$0105
Net income of bank and minority interests.$705,0002,755
Net charge-offs$777,0001,968
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$51,000659
Net operating income$705,0002,655
2010-03-31 (YTD Data)Rank
Total interest income$1,986,0003,728
Total interest expense$451,0004,185
Net interest income$1,535,0003,485
Provision for loan and lease losses$90,0004,075
Total noninterest income$139,0004,449
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$64,0004,014
Trading account gains and fees$0175
Additional Noninterest Income$75,0004,016
Total noninterest expense$1,156,0003,859
Salaries and employee benefits$570,0003,965
Premises and equipment expense$126,0004,352
Additional noninterest expense$460,0003,408
Pre-tax net operating income$428,0002,718
Securities gains (losses)$02,284
Applicable income taxes$127,0001,889
Income before extraordinary items$301,0003,117
Extraordinary gains, net$016
Net income$301,0003,114
Minority interest net income$091
Net income of bank and minority interests.$301,0003,117
Net charge-offs$799,0001,202
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$49,000420
Net operating income$301,0003,006
2009-12-31 (YTD Data)Rank
Total interest income$9,226,0003,434
Total interest expense$2,025,0004,411
Net interest income$7,201,0002,998
Provision for loan and lease losses$2,414,0002,241
Total noninterest income$1,770,0002,308
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$212,0004,534
Trading account gains and fees$0211
Additional Noninterest Income$1,558,0001,615
Total noninterest expense$4,532,0003,980
Salaries and employee benefits$2,144,0004,143
Premises and equipment expense$500,0004,381
Additional noninterest expense$1,888,0003,467
Pre-tax net operating income$2,025,0001,891
Securities gains (losses)$59,0002,529
Applicable income taxes$642,0001,318
Income before extraordinary items$1,442,0002,177
Extraordinary gains, net$034
Net income$1,442,0002,174
Minority interest net income$0115
Net income of bank and minority interests.$1,442,0002,176
Net charge-offs$1,664,0002,258
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$-190,0007,957
Net operating income$1,401,2902,194
2009-09-30 (YTD Data)Rank
Total interest income$7,049,0003,435
Total interest expense$1,553,0004,491
Net interest income$5,496,0002,936
Provision for loan and lease losses$1,888,0001,988
Total noninterest income$909,0003,006
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$159,0004,562
Trading account gains and fees$0212
Additional Noninterest Income$750,0002,200
Total noninterest expense$3,518,0003,889
Salaries and employee benefits$1,752,0003,929
Premises and equipment expense$372,0004,438
Additional noninterest expense$1,394,0003,462
Pre-tax net operating income$999,0002,739
Securities gains (losses)$59,0002,194
Applicable income taxes$311,0001,892
Income before extraordinary items$747,0002,998
Extraordinary gains, net$027
Net income$747,0002,996
Minority interest net income$0118
Net income of bank and minority interests.$747,0002,999
Net charge-offs$885,0002,336
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$-191,0008,062
Net operating income$705,1103,026
2009-06-30 (YTD Data)Rank
Total interest income$4,828,0003,393
Total interest expense$1,052,0004,570
Net interest income$3,776,0002,868
Provision for loan and lease losses$876,0002,233
Total noninterest income$415,0003,773
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$109,0004,487
Trading account gains and fees$0193
Additional Noninterest Income$306,0002,974
Total noninterest expense$2,290,0003,974
Salaries and employee benefits$1,164,0003,968
Premises and equipment expense$248,0004,479
Additional noninterest expense$878,0003,618
Pre-tax net operating income$1,025,0002,069
Securities gains (losses)$59,0001,805
Applicable income taxes$337,0001,416
Income before extraordinary items$747,0002,356
Extraordinary gains, net$021
Net income$747,0002,352
Minority interest net income$0112
Net income of bank and minority interests.$747,0002,355
Net charge-offs$197,0003,433
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$-197,0008,165
Net operating income$706,2902,392
2009-03-31 (YTD Data)Rank
Total interest income$2,438,0003,408
Total interest expense$540,0004,626
Net interest income$1,898,0002,837
Provision for loan and lease losses$111,0003,726
Total noninterest income$110,0005,038
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$49,0004,651
Trading account gains and fees$0171
Additional Noninterest Income$61,0004,486
Total noninterest expense$1,093,0004,044
Salaries and employee benefits$587,0003,980
Premises and equipment expense$119,0004,641
Additional noninterest expense$387,0003,668
Pre-tax net operating income$804,0001,590
Securities gains (losses)$02,434
Applicable income taxes$258,0001,197
Income before extraordinary items$546,0001,962
Extraordinary gains, net$015
Net income$546,0001,964
Minority interest net income$0102
Net income of bank and minority interests.$546,0001,964
Net charge-offs$1,0005,564
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$-137,0008,219
Net operating income$546,0001,848
2008-12-31 (YTD Data)Rank
Total interest income$10,231,0003,466
Total interest expense$3,226,0004,039
Net interest income$7,005,0003,049
Provision for loan and lease losses$247,0004,931
Total noninterest income$435,0005,127
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$204,0004,749
Trading account gains and fees$0154
Additional Noninterest Income$231,0004,601
Total noninterest expense$4,178,0004,107
Salaries and employee benefits$2,295,0004,019
Premises and equipment expense$481,0004,562
Additional noninterest expense$1,402,0003,805
Pre-tax net operating income$3,015,0001,790
Securities gains (losses)$03,220
Applicable income taxes$973,0001,222
Income before extraordinary items$2,042,0001,951
Extraordinary gains, net$039
Net income$2,042,0001,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0004,805
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$-409,0008,262
Net operating income$2,042,0002,071
2008-09-30 (YTD Data)Rank
Total interest income$7,717,0003,511
Total interest expense$2,522,0004,057
Net interest income$5,195,0003,099
Provision for loan and lease losses$65,0005,634
Total noninterest income$340,0005,134
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$163,0004,668
Trading account gains and fees$0148
Additional Noninterest Income$177,0004,671
Total noninterest expense$3,156,0004,075
Salaries and employee benefits$1,791,0003,941
Premises and equipment expense$362,0004,566
Additional noninterest expense$1,003,0003,861
Pre-tax net operating income$2,314,0002,061
Securities gains (losses)$03,106
Applicable income taxes$750,0001,445
Income before extraordinary items$1,564,0002,248
Extraordinary gains, net$031
Net income$1,564,0002,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,515
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$-337,0008,349
Net operating income$1,564,0002,360
2008-06-30 (YTD Data)Rank
Total interest income$5,089,0003,598
Total interest expense$1,637,0004,263
Net interest income$3,452,0003,101
Provision for loan and lease losses$3,0006,580
Total noninterest income$236,0005,109
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$114,0004,589
Trading account gains and fees$0149
Additional Noninterest Income$122,0004,685
Total noninterest expense$2,102,0004,095
Salaries and employee benefits$1,197,0003,962
Premises and equipment expense$244,0004,574
Additional noninterest expense$661,0003,872
Pre-tax net operating income$1,583,0002,092
Securities gains (losses)$03,233
Applicable income taxes$516,0001,565
Income before extraordinary items$1,067,0002,440
Extraordinary gains, net$021
Net income$1,067,0002,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$110,000556
Net operating income$1,067,0002,388
2008-03-31 (YTD Data)Rank
Total interest income$2,561,0003,658
Total interest expense$826,0004,422
Net interest income$1,735,0003,103
Provision for loan and lease losses$06,080
Total noninterest income$107,0005,281
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$54,0004,649
Trading account gains and fees$0158
Additional Noninterest Income$53,0004,930
Total noninterest expense$1,065,0004,055
Salaries and employee benefits$616,0003,888
Premises and equipment expense$123,0004,560
Additional noninterest expense$326,0003,872
Pre-tax net operating income$777,0002,212
Securities gains (losses)$02,688
Applicable income taxes$254,0001,670
Income before extraordinary items$523,0002,588
Extraordinary gains, net$015
Net income$523,0002,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,797
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$90,000345
Net operating income$523,0002,515
2007-12-31 (YTD Data)Rank
Total interest income$11,382,0003,425
Total interest expense$3,808,0004,132
Net interest income$7,574,0002,887
Provision for loan and lease losses$107,0004,818
Total noninterest income$372,0005,643
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$173,0005,173
Trading account gains and fees$0178
Additional Noninterest Income$199,0005,067
Total noninterest expense$4,110,0004,033
Salaries and employee benefits$2,248,0004,020
Premises and equipment expense$473,0004,535
Additional noninterest expense$1,389,0003,641
Pre-tax net operating income$3,729,0002,097
Securities gains (losses)$1,0001,983
Applicable income taxes$1,234,0001,620
Income before extraordinary items$2,496,0002,367
Extraordinary gains, net$039
Net income$2,496,0002,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,123
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$207,000747
Net operating income$2,495,3302,359
2007-09-30 (YTD Data)Rank
Total interest income$8,640,0003,408
Total interest expense$2,891,0004,108
Net interest income$5,749,0002,844
Provision for loan and lease losses$107,0004,011
Total noninterest income$272,0005,729
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$124,0005,280
Trading account gains and fees$0184
Additional Noninterest Income$148,0005,121
Total noninterest expense$2,926,0004,168
Salaries and employee benefits$1,537,0004,303
Premises and equipment expense$352,0004,530
Additional noninterest expense$1,037,0003,596
Pre-tax net operating income$2,988,0002,114
Securities gains (losses)$01,655
Applicable income taxes$991,0001,660
Income before extraordinary items$1,997,0002,369
Extraordinary gains, net$033
Net income$1,997,0002,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,266
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$121,000724
Net operating income$1,997,0002,348
2007-06-30 (YTD Data)Rank
Total interest income$5,652,0003,465
Total interest expense$1,892,0004,161
Net interest income$3,760,0002,926
Provision for loan and lease losses$53,0004,306
Total noninterest income$179,0005,794
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$82,0005,310
Trading account gains and fees$0168
Additional Noninterest Income$97,0005,176
Total noninterest expense$1,874,0004,327
Salaries and employee benefits$997,0004,420
Premises and equipment expense$235,0004,553
Additional noninterest expense$642,0003,806
Pre-tax net operating income$2,012,0002,152
Securities gains (losses)$01,444
Applicable income taxes$668,0001,721
Income before extraordinary items$1,344,0002,409
Extraordinary gains, net$029
Net income$1,344,0002,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,518
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$37,000794
Net operating income$1,344,0002,393
2007-03-31 (YTD Data)Rank
Total interest income$2,777,0003,498
Total interest expense$935,0004,173
Net interest income$1,842,0002,976
Provision for loan and lease losses$05,779
Total noninterest income$87,0005,815
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$41,0005,255
Trading account gains and fees$0195
Additional Noninterest Income$46,0005,273
Total noninterest expense$891,0004,461
Salaries and employee benefits$472,0004,626
Premises and equipment expense$117,0004,586
Additional noninterest expense$302,0003,952
Pre-tax net operating income$1,038,0002,099
Securities gains (losses)$01,187
Applicable income taxes$345,0001,691
Income before extraordinary items$693,0002,348
Extraordinary gains, net$022
Net income$693,0002,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,299
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$693,0002,329
2006-12-31 (YTD Data)Rank
Total interest income$10,160,0003,527
Total interest expense$3,389,0004,004
Net interest income$6,771,0003,202
Provision for loan and lease losses$179,0003,791
Total noninterest income$329,0005,995
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$141,0005,626
Trading account gains and fees$0130
Additional Noninterest Income$188,0005,228
Total noninterest expense$3,444,0004,451
Salaries and employee benefits$1,730,0004,745
Premises and equipment expense$463,0004,474
Additional noninterest expense$1,251,0003,814
Pre-tax net operating income$3,477,0002,497
Securities gains (losses)$01,687
Applicable income taxes$1,156,0001,997
Income before extraordinary items$2,321,0002,774
Extraordinary gains, net$051
Net income$2,321,0002,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,765
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$542,000588
Net operating income$2,321,0002,764
2006-09-30 (YTD Data)Rank
Total interest income$7,409,0003,577
Total interest expense$2,456,0004,004
Net interest income$4,953,0003,301
Provision for loan and lease losses$74,0004,609
Total noninterest income$246,0006,046
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$104,0005,729
Trading account gains and fees$0126
Additional Noninterest Income$142,0005,238
Total noninterest expense$2,526,0004,498
Salaries and employee benefits$1,265,0004,803
Premises and equipment expense$346,0004,492
Additional noninterest expense$915,0003,871
Pre-tax net operating income$2,599,0002,577
Securities gains (losses)$01,388
Applicable income taxes$865,0002,079
Income before extraordinary items$1,734,0002,876
Extraordinary gains, net$045
Net income$1,734,0002,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,298
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$340,000503
Net operating income$1,734,0002,866
2006-06-30 (YTD Data)Rank
Total interest income$4,688,0003,675
Total interest expense$1,505,0004,107
Net interest income$3,183,0003,404
Provision for loan and lease losses$06,419
Total noninterest income$159,0006,132
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$66,0005,810
Trading account gains and fees$0126
Additional Noninterest Income$93,0005,283
Total noninterest expense$1,644,0004,589
Salaries and employee benefits$804,0004,973
Premises and equipment expense$229,0004,518
Additional noninterest expense$611,0003,858
Pre-tax net operating income$1,698,0002,620
Securities gains (losses)$01,185
Applicable income taxes$567,0002,132
Income before extraordinary items$1,131,0002,922
Extraordinary gains, net$039
Net income$1,131,0002,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$280,000391
Net operating income$1,131,0002,910
2006-03-31 (YTD Data)Rank
Total interest income$2,268,0003,722
Total interest expense$692,0004,204
Net interest income$1,576,0003,402
Provision for loan and lease losses$06,013
Total noninterest income$78,0006,127
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$32,0005,806
Trading account gains and fees$0115
Additional Noninterest Income$46,0005,273
Total noninterest expense$786,0004,749
Salaries and employee benefits$389,0005,105
Premises and equipment expense$113,0004,590
Additional noninterest expense$284,0004,062
Pre-tax net operating income$868,0002,539
Securities gains (losses)$0955
Applicable income taxes$290,0002,069
Income before extraordinary items$578,0002,823
Extraordinary gains, net$021
Net income$578,0002,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$200,000245
Net operating income$578,0002,811
2005-12-31 (YTD Data)Rank
Total interest income$8,087,0003,718
Total interest expense$1,893,0004,597
Net interest income$6,194,0003,336
Provision for loan and lease losses$355,0002,496
Total noninterest income$309,0006,267
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$135,0005,814
Trading account gains and fees$0138
Additional Noninterest Income$174,0005,449
Total noninterest expense$3,120,0004,642
Salaries and employee benefits$1,636,0004,782
Premises and equipment expense$432,0004,628
Additional noninterest expense$1,052,0004,249
Pre-tax net operating income$3,028,0002,733
Securities gains (losses)$02,296
Applicable income taxes$1,010,0002,250
Income before extraordinary items$2,018,0003,079
Extraordinary gains, net$046
Net income$2,018,0003,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,191
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$127,000693
Net operating income$2,018,0003,039
2005-09-30 (YTD Data)Rank
Total interest income$5,916,0003,757
Total interest expense$1,257,0004,816
Net interest income$4,659,0003,323
Provision for loan and lease losses$328,0002,052
Total noninterest income$231,0006,303
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$102,0005,825
Trading account gains and fees$0126
Additional Noninterest Income$129,0005,472
Total noninterest expense$2,452,0004,487
Salaries and employee benefits$1,359,0004,417
Premises and equipment expense$319,0004,640
Additional noninterest expense$774,0004,286
Pre-tax net operating income$2,110,0002,938
Securities gains (losses)$02,317
Applicable income taxes$715,0002,363
Income before extraordinary items$1,395,0003,315
Extraordinary gains, net$035
Net income$1,395,0003,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,382
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$108,000557
Net operating income$1,395,0003,274
2005-06-30 (YTD Data)Rank
Total interest income$3,691,0003,877
Total interest expense$715,0005,078
Net interest income$2,976,0003,427
Provision for loan and lease losses$190,0002,233
Total noninterest income$148,0006,359
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$65,0005,865
Trading account gains and fees$0116
Additional Noninterest Income$83,0005,536
Total noninterest expense$1,585,0004,559
Salaries and employee benefits$862,0004,556
Premises and equipment expense$211,0004,630
Additional noninterest expense$512,0004,293
Pre-tax net operating income$1,349,0002,983
Securities gains (losses)$02,146
Applicable income taxes$461,0002,378
Income before extraordinary items$888,0003,393
Extraordinary gains, net$030
Net income$888,0003,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,061
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$71,000465
Net operating income$888,0003,343
2005-03-31 (YTD Data)Rank
Total interest income$1,722,0004,058
Total interest expense$314,0005,349
Net interest income$1,408,0003,593
Provision for loan and lease losses$118,0001,825
Total noninterest income$69,0006,466
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$32,0005,874
Trading account gains and fees$0115
Additional Noninterest Income$37,0005,797
Total noninterest expense$742,0004,782
Salaries and employee benefits$383,0004,979
Premises and equipment expense$106,0004,677
Additional noninterest expense$253,0004,329
Pre-tax net operating income$617,0003,166
Securities gains (losses)$01,685
Applicable income taxes$217,0002,467
Income before extraordinary items$400,0003,620
Extraordinary gains, net$024
Net income$400,0003,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,822
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$32,000354
Net operating income$400,0003,585
2004-12-31 (YTD Data)Rank
Total interest income$5,284,0004,663
Total interest expense$946,0005,811
Net interest income$4,338,0004,233
Provision for loan and lease losses$328,0002,744
Total noninterest income$275,0006,577
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$132,0006,026
Trading account gains and fees$0138
Additional Noninterest Income$143,0005,779
Total noninterest expense$2,641,0005,103
Salaries and employee benefits$1,331,0005,345
Premises and equipment expense$362,0005,091
Additional noninterest expense$948,0004,542
Pre-tax net operating income$1,644,0004,023
Securities gains (losses)$-2,0007,892
Applicable income taxes$535,0003,236
Income before extraordinary items$1,107,0004,411
Extraordinary gains, net$034
Net income$1,107,0004,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,064
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$3,674,000267
Net operating income$1,108,3404,341
2004-09-30 (YTD Data)Rank
Total interest income$3,802,0004,787
Total interest expense$666,0005,962
Net interest income$3,136,0004,338
Provision for loan and lease losses$215,0002,865
Total noninterest income$191,0006,765
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$100,0006,053
Trading account gains and fees$0134
Additional Noninterest Income$91,0006,107
Total noninterest expense$1,883,0005,250
Salaries and employee benefits$951,0005,485
Premises and equipment expense$241,0005,464
Additional noninterest expense$691,0004,576
Pre-tax net operating income$1,229,0004,103
Securities gains (losses)$-2,0008,174
Applicable income taxes$400,0003,302
Income before extraordinary items$827,0004,525
Extraordinary gains, net$026
Net income$827,0004,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,287
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$3,609,000192
Net operating income$828,3404,443
2004-06-30 (YTD Data)Rank
Total interest income$2,460,0004,896
Total interest expense$428,0006,094
Net interest income$2,032,0004,423
Provision for loan and lease losses$115,0003,272
Total noninterest income$131,0006,749
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$68,0006,033
Trading account gains and fees$0130
Additional Noninterest Income$63,0006,049
Total noninterest expense$1,170,0005,521
Salaries and employee benefits$602,0005,682
Premises and equipment expense$141,0005,849
Additional noninterest expense$427,0004,845
Pre-tax net operating income$878,0003,865
Securities gains (losses)$-3,0008,495
Applicable income taxes$285,0003,165
Income before extraordinary items$590,0004,301
Extraordinary gains, net$021
Net income$590,0004,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,524
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$2,881,000147
Net operating income$592,0104,207
2004-03-31 (YTD Data)Rank
Total interest income$1,159,0005,120
Total interest expense$219,0006,090
Net interest income$940,0004,675
Provision for loan and lease losses$06,501
Total noninterest income$62,0006,798
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$35,0005,922
Trading account gains and fees$0121
Additional Noninterest Income$27,0006,301
Total noninterest expense$568,0005,622
Salaries and employee benefits$291,0005,818
Premises and equipment expense$70,0005,876
Additional noninterest expense$207,0004,938
Pre-tax net operating income$434,0003,870
Securities gains (losses)$02,934
Applicable income taxes$142,0003,191
Income before extraordinary items$292,0004,334
Extraordinary gains, net$016
Net income$292,0004,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$138,000230
Net operating income$292,0004,210
2003-12-31 (YTD Data)Rank
Total interest income$4,712,0005,095
Total interest expense$1,005,0006,111
Net interest income$3,707,0004,615
Provision for loan and lease losses$225,0003,797
Total noninterest income$194,0007,404
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$130,0006,142
Trading account gains and fees$0160
Additional Noninterest Income$64,0007,230
Total noninterest expense$2,162,0005,736
Salaries and employee benefits$1,083,0005,986
Premises and equipment expense$279,0005,884
Additional noninterest expense$800,0005,044
Pre-tax net operating income$1,514,0004,106
Securities gains (losses)$04,500
Applicable income taxes$508,0003,348
Income before extraordinary items$1,006,0004,631
Extraordinary gains, net$054
Net income$1,006,0004,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,331
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$137,000650
Net operating income$1,006,0004,463
2003-09-30 (YTD Data)Rank
Total interest income$3,571,0005,125
Total interest expense$763,0006,205
Net interest income$2,808,0004,593
Provision for loan and lease losses$295,0002,548
Total noninterest income$145,0007,453
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$97,0006,184
Trading account gains and fees$0153
Additional Noninterest Income$48,0007,275
Total noninterest expense$1,616,0005,716
Salaries and employee benefits$810,0005,975
Premises and equipment expense$209,0005,874
Additional noninterest expense$597,0005,017
Pre-tax net operating income$1,042,0004,441
Securities gains (losses)$04,204
Applicable income taxes$353,0003,627
Income before extraordinary items$689,0005,035
Extraordinary gains, net$040
Net income$689,0005,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,572
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$130,000492
Net operating income$689,0004,845
2003-06-30 (YTD Data)Rank
Total interest income$2,333,0005,229
Total interest expense$492,0006,438
Net interest income$1,841,0004,643
Provision for loan and lease losses$295,0001,893
Total noninterest income$98,0007,437
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$67,0006,104
Trading account gains and fees$0150
Additional Noninterest Income$31,0007,275
Total noninterest expense$1,083,0005,715
Salaries and employee benefits$537,0005,994
Premises and equipment expense$140,0005,867
Additional noninterest expense$406,0004,954
Pre-tax net operating income$561,0005,023
Securities gains (losses)$03,782
Applicable income taxes$190,0004,074
Income before extraordinary items$371,0005,599
Extraordinary gains, net$030
Net income$371,0005,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0001,955
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$130,000371
Net operating income$371,0005,387
2003-03-31 (YTD Data)Rank
Total interest income$1,122,0005,368
Total interest expense$230,0006,711
Net interest income$892,0004,735
Provision for loan and lease losses$70,0003,059
Total noninterest income$50,0007,354
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$33,0006,078
Trading account gains and fees$0134
Additional Noninterest Income$17,0007,158
Total noninterest expense$537,0005,735
Salaries and employee benefits$269,0005,991
Premises and equipment expense$71,0005,797
Additional noninterest expense$197,0005,007
Pre-tax net operating income$335,0004,502
Securities gains (losses)$02,891
Applicable income taxes$114,0003,720
Income before extraordinary items$221,0005,048
Extraordinary gains, net$021
Net income$221,0005,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$18,000325
Net operating income$221,0004,850
2002-12-31 (YTD Data)Rank
Total interest income$3,791,0006,077
Total interest expense$942,0007,078
Net interest income$2,849,0005,456
Provision for loan and lease losses$212,0004,234
Total noninterest income$199,0007,319
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$113,0006,354
Trading account gains and fees$0153
Additional Noninterest Income$86,0006,748
Total noninterest expense$2,019,0005,840
Salaries and employee benefits$994,0006,163
Premises and equipment expense$315,0005,412
Additional noninterest expense$710,0005,367
Pre-tax net operating income$817,0005,715
Securities gains (losses)$1,0004,369
Applicable income taxes$107,0005,901
Income before extraordinary items$711,0005,518
Extraordinary gains, net$070
Net income$711,0005,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,916
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$80,000670
Net operating income$710,1305,379
2001-12-31 (YTD Data)Rank
Total interest income$2,598,0007,636
Total interest expense$991,0008,044
Net interest income$1,607,0007,140
Provision for loan and lease losses$207,0004,058
Total noninterest income$84,0008,728
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$60,0007,394
Trading account gains and fees$0177
Additional Noninterest Income$24,0008,562
Total noninterest expense$1,600,0006,575
Salaries and employee benefits$778,0006,881
Premises and equipment expense$212,0006,623
Additional noninterest expense$610,0005,777
Pre-tax net operating income$-116,0008,881
Securities gains (losses)$1,0004,410
Applicable income taxes$07,903
Income before extraordinary items$-115,0008,967
Extraordinary gains, net$0105
Net income$-115,0008,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,555
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$46,000746
Net operating income$-116,0008,918
2000-12-31 (YTD Data)Rank
Total interest income$1,421,0009,040
Total interest expense$488,0009,273
Net interest income$933,0008,622
Provision for loan and lease losses$196,0003,802
Total noninterest income$23,0009,651
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$19,0008,281
Trading account gains and feesNANA
Additional Noninterest Income$4,0009,680
Total noninterest expense$998,0008,027
Salaries and employee benefits$519,0008,156
Premises and equipment expense$129,0007,936
Additional noninterest expense$350,0007,553
Pre-tax net operating income$-238,0009,374
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-238,0009,406
Extraordinary gains, net$038
Net income$-238,0009,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$5,181,000197
Net operating income$-238,0009,408

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.