Home > South Side Trust & Savings Bank of Peoria > Net charge- offs to loans
South Side Trust & Savings Bank of Peoria, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 3,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 2,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 4,210 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0555% | 4,976 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1589% | 683 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0933% | 5,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1157% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0987% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0904% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0965% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2650% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3269% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1220% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1862% | 2,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0193% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0723% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0771% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 4,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2526% | 2,147 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2980% | 1,886 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1001% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1474% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1573% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 4,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0947% | 2,323 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4087% | 1,058 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1868% | 1,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1738% | 1,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1842% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 1,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3111% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3321% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0204% | 2,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2887% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3343% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0927% | 3,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2744% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 1,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1954% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0110% | 1,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3274% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3495% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0316% | 1,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3117% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9900% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1850% | 2,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2263% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 1,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1367% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1098% | 2,648 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3939% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0560% | 2,737 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0766% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 5,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 1,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2910% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0632% | 2,358 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0755% | 2,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1574% | 611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 1,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1664% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0462% | 5,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3018% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3226% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0970% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1251% | 3,038 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2427% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1025% | 3,002 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4219% | 646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1416% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1443% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0622% | 5,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2720% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2909% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1364% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0104% | 5,036 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0650% | 1,120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4166% | 584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2241% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2556% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4060% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4339% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0475% | 4,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0321% | 2,968 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0978% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0192% | 2,873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3483% | 556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3702% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4287% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 5,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7096% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7591% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0836% | 5,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0317% | 2,466 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1962% | 1,122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0756% | 2,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1715% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 3,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0865% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 5,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1453% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1556% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 4,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7316% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1885% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6413% | 1,377 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1795% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 2,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1112% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1856% | 1,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1987% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 4,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8442% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3296% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7486% | 1,074 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1838% | 834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1744% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1549% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2590% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2773% | 1,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 4,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0469% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2607% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0043% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0760% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2756% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3094% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5173% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5536% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1489% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1792% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1429% | 2,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2888% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2312% | 2,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5238% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0984% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1700% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 3,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5607% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0478% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1229% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0345% | 1,007 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2793% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2926% | 2,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2540% | 1,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5962% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0944% | 2,820 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1136% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 3,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6954% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4599% | 1,961 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2012% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3319% | 2,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1951% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3106% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3264% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7223% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1434% | 2,285 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6654% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 2,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1811% | 1,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2619% | 2,432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8090% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1686% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1432% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 3,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 2,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0154% | 4,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2819% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6028% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0599% | 2,569 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2766% | 586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1613% | 4,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 4,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.2892% | 1,988 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1649% | 2,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 4,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 3,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8743% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3398% | 2,882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9642% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2453% | 3,065 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2448% | 987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1606% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0462% | 4,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.3863% | 1,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 2,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 3,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 3,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2043% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4678% | 2,237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2954% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3462% | 2,435 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0715% | 1,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1905% | 3,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 4,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.5266% | 1,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 3,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 3,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4306% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6810% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1850% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4607% | 1,975 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1429% | 6,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2152% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 3,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.8930% | 999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0412% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4834% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1298% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1006% | 2,629 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2121% | 6,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1068% | 5,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 5,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.6932% | 2,299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0246% | 6,889 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0178% | 5,622 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 4,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 4,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4157% | 2,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4930% | 2,815 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3148% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3339% | 3,130 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5077% | 804 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0997% | 4,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 5,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0329% | 6,948 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0225% | 5,643 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 4,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 3,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5657% | 2,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5261% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5831% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3270% | 2,873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4517% | 782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 5,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 4,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0328% | 5,678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 3,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 3,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2909% | 2,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3007% | 3,007 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8460% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1841% | 3,165 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3801% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 4,865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 6,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0671% | 5,720 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2131% | 2,803 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3397% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1403% | 2,768 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3105% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2282% | 4,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1333% | 4,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.4995% | 2,843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3224% | 625 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0779% | 4,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0748% | 1,835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0782% | 4,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7622% | 2,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6968% | 2,816 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4115% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3698% | 1,187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2640% | 4,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1721% | 4,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.4841% | 2,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8843% | 459 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 3,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0991% | 1,577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1043% | 3,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8595% | 2,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6333% | 2,764 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1735% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2984% | 1,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2447% | 4,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2032% | 3,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.7183% | 2,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1181% | 352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 3,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1418% | 2,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1945% | 3,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8716% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0431% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1643% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2437% | 3,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 2,872 |
| Percentage Net Loans Charged-off:Construction & development | 1.3887% | 1,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1841% | 5,991 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2585% | 2,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2846% | 1,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6354% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2048% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1629% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1984% | 5,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0806% | 4,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2570% | 2,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0368% | 896 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1432% | 2,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3672% | 4,547 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7530% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5188% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1819% | 4,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 5,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0817% | 2,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0483% | 676 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5741% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2735% | 4,560 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1081% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4490% | 1,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0248% | 7,736 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0533% | 7,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1747% | 7,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0771% | 7,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3444% | 3,958 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0109% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3440% | 1,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0743% | 7,809 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1070% | 7,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3484% | 7,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0251% | 6,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2015% | 3,717 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1277% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3487% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1438% | 4,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 4,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1102% | 1,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0601% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0182% | 5,875 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5617% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9682% | 783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 4,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 3,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1486% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6887% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1621% | 7,697 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9077% | 891 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9182% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 5,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 2,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1629% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7240% | 8,057 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5287% | 890 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8249% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 4,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 7,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4017% | 2,735 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4292% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 4,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5880% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1694% | 4,759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3457% | 1,143 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0802% | 3,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7896% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1328% | 4,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1197% | 2,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1852% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1790% | 3,774 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0645% | 7,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7290% | 7,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0733% | 3,599 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2452% | 773 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 4,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2830% | 2,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3864% | 3,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1239% | 1,245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 4,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0502% | 2,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2561% | 3,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 4,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0760% | 2,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3409% | 2,980 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2436% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1212% | 3,428 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2414% | 1,839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0971% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5799% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 3,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 2,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3097% | 2,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2152% | 4,996 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1082% | 794 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5326% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 3,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 7,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3320% | 1,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1068% | 5,154 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0551% | 1,021 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5296% | 185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 3,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 8,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5009% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0990% | 4,753 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9834% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7772% | 309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 8,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0162% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0991% | 3,994 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9953% | 780 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4983% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2168% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1513% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4133% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0095% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 2,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1024% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 2,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4781% | 2,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6639% | 3,121 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9434% | 968 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2054% | 2,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1365% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3480% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0128% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 1,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0634% | 1,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5069% | 1,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6005% | 3,004 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9732% | 907 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2665% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1727% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4107% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0192% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0836% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0954% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7475% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6298% | 2,770 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6065% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4743% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2679% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8203% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4738% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3116% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1676% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1312% | 4,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 3,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.1470% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 8,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 8,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6973% | 2,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5280% | 4,098 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6216% | 1,313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 5,012 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 8,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 8,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2379% | 2,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5250% | 3,729 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6848% | 1,219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0658% | 4,622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 8,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 8,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 8,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2585% | 2,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4853% | 3,628 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5280% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 8,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 8,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 8,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5450% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7653% | 2,450 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5494% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 4,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0588% | 2,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1240% | 1,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 2,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 2,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9591% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5962% | 1,057 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 5,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 3,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 2,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 2,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 4,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4628% | 4,325 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0213% | 1,264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 6,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1545% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4444% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 6,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2471% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1517% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5021% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 6,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1660% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3511% | 984 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0171% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0918% | 5,676 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2289% | 3,703 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1226% | 5,137 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3218% | 2,820 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3123% | 4,073 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0805% | 9,224 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |