South Side National Bank in St. Louis, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$33,057,0001,071
Total interest expense$18,216,000982
Net interest income$14,841,0001,187
Provision for loan and lease losses$300,0002,819
Total noninterest income$2,794,0001,438
Gross Fiduciary activities income$1,217,000381
Service charges on deposit accounts$763,0001,824
Trading account gains and fees$0180
Additional Noninterest Income$814,0002,130
Total noninterest expense$11,367,0001,222
Salaries and employee benefits$5,465,0001,299
Premises and equipment expense$1,945,0001,023
Additional noninterest expense$3,957,0001,156
Pre-tax net operating income$5,968,0001,246
Securities gains (losses)$01,956
Applicable income taxes$1,488,0001,526
Income before extraordinary items$4,480,0001,185
Extraordinary gains, net$038
Net income$4,480,0001,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$917,000794
Cash dividends$2,700,0001,054
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,480,0001,186
1999-12-31 (YTD Data)Rank
Total interest income$28,251,0001,153
Total interest expense$13,407,0001,138
Net interest income$14,844,0001,183
Provision for loan and lease losses$08,503
Total noninterest income$2,553,0001,541
Gross Fiduciary activities income$1,225,000413
Service charges on deposit accounts$713,0001,862
Trading account gains and fees$0173
Additional Noninterest Income$615,0002,589
Total noninterest expense$11,507,0001,207
Salaries and employee benefits$5,411,0001,283
Premises and equipment expense$1,961,0001,031
Additional noninterest expense$4,135,0001,133
Pre-tax net operating income$5,890,0001,299
Securities gains (losses)$03,155
Applicable income taxes$1,468,0001,626
Income before extraordinary items$4,422,0001,236
Extraordinary gains, net$035
Net income$4,422,0001,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0001,438
Cash dividends$5,800,000591
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,422,0001,217
1998-12-31 (YTD Data)Rank
Total interest income$27,074,0001,199
Total interest expense$12,652,0001,233
Net interest income$14,422,0001,178
Provision for loan and lease losses$2,0008,582
Total noninterest income$2,434,0001,573
Gross Fiduciary activities income$1,142,000425
Service charges on deposit accounts$653,0001,956
Trading account gains and fees$0224
Additional Noninterest Income$639,0002,542
Total noninterest expense$9,967,0001,321
Salaries and employee benefits$4,697,0001,396
Premises and equipment expense$1,544,0001,244
Additional noninterest expense$3,726,0001,200
Pre-tax net operating income$6,887,0001,098
Securities gains (losses)$04,449
Applicable income taxes$1,767,0001,408
Income before extraordinary items$5,120,0001,054
Extraordinary gains, net$032
Net income$5,120,0001,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,501
Cash dividends$5,500,000598
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,120,0001,015
1997-12-31 (YTD Data)Rank
Total interest income$25,031,0001,330
Total interest expense$11,437,0001,379
Net interest income$13,594,0001,273
Provision for loan and lease losses$08,829
Total noninterest income$1,958,0001,797
Gross Fiduciary activities income$1,046,000457
Service charges on deposit accounts$691,0001,887
Trading account gains and fees$0239
Additional Noninterest Income$221,0004,719
Total noninterest expense$9,187,0001,422
Salaries and employee benefits$4,091,0001,598
Premises and equipment expense$1,691,0001,176
Additional noninterest expense$3,405,0001,287
Pre-tax net operating income$6,365,0001,232
Securities gains (losses)$03,944
Applicable income taxes$1,591,0001,622
Income before extraordinary items$4,774,0001,161
Extraordinary gains, net$044
Net income$4,774,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-501,00010,879
Cash dividends$3,200,000880
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,774,0001,135
1996-12-31 (YTD Data)Rank
Total interest income$24,290,0001,407
Total interest expense$10,914,0001,479
Net interest income$13,376,0001,337
Provision for loan and lease losses$09,041
Total noninterest income$2,127,0001,743
Gross Fiduciary activities income$918,000535
Service charges on deposit accounts$648,0002,086
Trading account gains and fees$0262
Additional Noninterest Income$561,0002,702
Total noninterest expense$9,370,0001,525
Salaries and employee benefits$4,195,0001,597
Premises and equipment expense$1,652,0001,249
Additional noninterest expense$3,523,0001,504
Pre-tax net operating income$6,133,0001,186
Securities gains (losses)$04,148
Applicable income taxes$1,538,0001,567
Income before extraordinary items$4,595,0001,122
Extraordinary gains, net$053
Net income$4,595,0001,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,564
Cash dividends$2,000,0001,264
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,595,0001,107
1995-12-31 (YTD Data)Rank
Total interest income$23,890,0001,438
Total interest expense$10,625,0001,516
Net interest income$13,265,0001,355
Provision for loan and lease losses$08,958
Total noninterest income$3,472,0001,229
Gross Fiduciary activities income$2,340,000348
Service charges on deposit accounts$672,0002,007
Trading account gains and fees$0522
Additional Noninterest Income$460,0003,030
Total noninterest expense$10,588,0001,337
Salaries and employee benefits$4,673,0001,417
Premises and equipment expense$1,512,0001,360
Additional noninterest expense$4,403,0001,237
Pre-tax net operating income$6,149,0001,242
Securities gains (losses)$03,831
Applicable income taxes$1,709,0001,461
Income before extraordinary items$4,440,0001,194
Extraordinary gains, net$065
Net income$4,440,0001,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,307,000740
Cash dividends$239,0005,121
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,440,0001,172
1994-12-31 (YTD Data)Rank
Total interest income$21,479,0001,435
Total interest expense$8,694,0001,492
Net interest income$12,785,0001,402
Provision for loan and lease losses$09,146
Total noninterest income$1,897,0001,905
Gross Fiduciary activities income$872,000555
Service charges on deposit accounts$687,0001,964
Trading account gains and fees$0475
Additional Noninterest Income$338,0003,804
Total noninterest expense$10,289,0001,418
Salaries and employee benefits$5,209,0001,293
Premises and equipment expense$1,270,0001,629
Additional noninterest expense$3,810,0001,473
Pre-tax net operating income$4,393,0001,632
Securities gains (losses)$03,600
Applicable income taxes$1,150,0001,961
Income before extraordinary items$3,243,0001,516
Extraordinary gains, net$0249
Net income$3,243,0001,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,285,000749
Cash dividends$627,0002,715
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,243,0001,530
1993-12-31 (YTD Data)Rank
Total interest income$23,100,0001,379
Total interest expense$9,744,0001,380
Net interest income$13,356,0001,353
Provision for loan and lease losses$1,787,000881
Total noninterest income$2,206,0001,833
Gross Fiduciary activities income$945,000558
Service charges on deposit accounts$754,0001,810
Trading account gains and fees$0532
Additional Noninterest Income$507,0003,242
Total noninterest expense$11,474,0001,345
Salaries and employee benefits$5,148,0001,301
Premises and equipment expense$1,049,0001,967
Additional noninterest expense$5,277,0001,228
Pre-tax net operating income$2,301,0002,927
Securities gains (losses)$07,477
Applicable income taxes$452,0004,574
Income before extraordinary items$1,849,0002,707
Extraordinary gains, net$03,149
Net income$1,849,0002,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,197,000544
Cash dividends$891,0001,968
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,849,0002,549
1992-12-31 (YTD Data)Rank
Total interest income$28,313,0001,292
Total interest expense$13,233,0001,341
Net interest income$15,080,0001,244
Provision for loan and lease losses$6,500,000502
Total noninterest income$2,017,0001,920
Gross Fiduciary activities income$951,000567
Service charges on deposit accounts$739,0001,833
Trading account gains and fees$0504
Additional Noninterest Income$327,0004,194
Total noninterest expense$11,527,0001,365
Salaries and employee benefits$4,918,0001,363
Premises and equipment expense$1,124,0001,878
Additional noninterest expense$5,485,0001,214
Pre-tax net operating income$-930,00013,465
Securities gains (losses)$242,0001,764
Applicable income taxes$-578,00013,769
Income before extraordinary items$-110,00013,078
Extraordinary gains, net$318,000295
Net income$208,00010,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,391,000679
Cash dividends$1,117,0001,409
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-264,88013,114

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.