Home > South Side National Bank in St. Louis > Net charge- offs to loans
South Side National Bank in St. Louis, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3291% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1286% | 1,367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1092% | 109 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3011% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1063% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1801% | 3,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0938% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4308% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3030% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3564% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3899% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 5,404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0555% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1360% | 1,294 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0364% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1802% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8751% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0900% | 318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2701% | 10,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0093% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3804% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2345% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1027% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 6,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0355% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0855% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0545% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1272% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1097% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3843% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7334% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1309% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2678% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5150% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2003% | 213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2088% | 76 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9148% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1322% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7379% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6022% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9435% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3496% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0333% | 1,238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4527% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1460% | 185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6321% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1460% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5277% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9045% | 203 |
| Percentage Net Loans Charged-off:Construction & development | 12.5828% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3101% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3407% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3910% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3286% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7990% | 152 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6000% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0418% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3354% | 211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2840% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4730% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.6422% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6330% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3370% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7098% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2370% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3774% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3210% | 36 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1929% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |