Home > South Shore Bank > Loan Charge- Offs and Recoveries
South Shore Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $11,148,000 | 305 |
| Loans secured by real estate, total | $6,349,000 | 209 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $6,349,000 | 209 |
| Construction and land development | $438,000 | 312 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $861,000 | 303 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $5,050,000 | 134 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $3,755,000 | 209 |
| Loans to individuals | $1,000,000 | 533 |
| Credit card loan charge offs | $136,000 | 663 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $864,000 | 411 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $44,000 | 217 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,029,000 | 283 |
| Loans secured by real estate, total | $509,000 | 354 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $509,000 | 354 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $237,000 | 200 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $272,000 | 291 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $1,960,000 | 157 |
| Loans to individuals | $538,000 | 392 |
| Credit card loan recoveries | $163,000 | 292 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $375,000 | 398 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $22,000 | 194 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,119,000 | 297 |
| Loans secured by real estate, total | $5,840,000 | 190 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $5,840,000 | 190 |
| Construction and land development | $438,000 | 280 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $624,000 | 341 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $4,778,000 | 118 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $1,795,000 | 271 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $462,000 | 643 |
| Credit card loan net charge offs | $-27,000 | 13,261 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $489,000 | 414 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $22,000 | 201 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $18,609,000 | 262 |
| Loans secured by real estate, total | $7,183,000 | 215 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $7,183,000 | 214 |
| Construction and land development | $617,000 | 351 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $1,228,000 | 232 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $5,338,000 | 152 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $9,651,000 | 134 |
| Loans to individuals | $1,678,000 | 481 |
| Credit card loan charge offs | $612,000 | 393 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,066,000 | 451 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $97,000 | 201 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,962,000 | 340 |
| Loans secured by real estate, total | $231,000 | 540 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $231,000 | 540 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $115,000 | 350 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $116,000 | 455 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $831,000 | 273 |
| Loans to individuals | $800,000 | 335 |
| Credit card loan recoveries | $193,000 | 277 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $607,000 | 293 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $100,000 | 104 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $16,647,000 | 246 |
| Loans secured by real estate, total | $6,952,000 | 205 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,952,000 | 204 |
| Construction and land development | $617,000 | 335 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $1,113,000 | 231 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $5,222,000 | 145 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $8,820,000 | 117 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $878,000 | 579 |
| Credit card loan net charge offs | $419,000 | 422 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $459,000 | 604 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $-3,000 | 11,902 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.