Home > South Pointe Bank > Assets and Liabilities
South Pointe Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 58 | 2,993 |
| Assets and Liabilities | ||
| Total Assets: | $203,052,000 | 3,015 |
| Cash and due from depository institutions | $4,502,000 | 2,993 |
| Interest-bearing balances | $226,000 | 3,878 |
| Securities | $30,921,000 | 3,438 |
| Federal funds sold & reverse repurchase agreements | $11,608,000 | 1,206 |
| Net loans & leases | $138,915,000 | 2,958 |
| Loan loss allowance | $1,729,000 | 2,797 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,096,000 | 1,153 |
| Other real estate owned | $441,000 | 2,993 |
| Goodwill and other intangibles | $536,000 | 2,117 |
| All other assets | $6,033,000 | 2,608 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $203,052,000 | 3,015 |
| Total liabilities | $187,435,000 | 2,927 |
| Total deposits | $168,863,000 | 2,937 |
| Interest-bearing deposits | $155,514,000 | 2,732 |
| Deposits held in domestic offices | $168,863,000 | 2,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,300,000 | 1,943 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,272,000 | 3,288 |
| Total equity capital | $15,617,000 | 3,880 |
| Total bank equity capital | $15,617,000 | 3,880 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,604 |
| Surplus | $9,510,000 | 2,500 |
| Undivided profits | $4,907,000 | 4,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,860,000 | 789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $887,000 | 4,367 |
| Earning assets | $181,670,000 | 3,059 |
| Long-term assets (5+ years) | $38,672,000 | 2,200 |
| Average Assets, year-to-date | $205,577,750 | 2,903 |
| Average Assets, quarterly | $205,407,000 | 2,955 |
| Volatile liabilities | $31,073,000 | 3,671 |
| Insider loans | $1,096,000 | 4,059 |
| FHLB advances | $17,300,000 | 1,835 |
| Loans and leases held for sale | $48,000 | 1,730 |
| Unused loan commitments | $8,609,000 | 5,050 |
| Tier 1 (core) risk-based capital | $15,569,000 | 3,810 |
| Tier 2 risk-based capital | $1,711,000 | 2,695 |
| Total risk weighted assets | $136,919,000 | 3,137 |
| Total unused commitments | $8,609,000 | 5,051 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 62 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $207,762,000 | 2,931 |
| Cash and due from depository institutions | $5,291,000 | 2,845 |
| Interest-bearing balances | $172,000 | 4,258 |
| Securities | $32,262,000 | 3,326 |
| Federal funds sold & reverse repurchase agreements | $11,276,000 | 1,139 |
| Net loans & leases | $141,094,000 | 2,896 |
| Loan loss allowance | $1,748,000 | 2,747 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,218,000 | 1,125 |
| Other real estate owned | $659,000 | 2,845 |
| Goodwill and other intangibles | $592,000 | 2,051 |
| All other assets | $6,370,000 | 2,466 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $207,762,000 | 2,931 |
| Total liabilities | $192,404,000 | 2,851 |
| Total deposits | $172,543,000 | 2,867 |
| Interest-bearing deposits | $159,198,000 | 2,674 |
| Deposits held in domestic offices | $172,543,000 | 2,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $18,400,000 | 1,874 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,461,000 | 2,746 |
| Total equity capital | $15,358,000 | 3,813 |
| Total bank equity capital | $15,358,000 | 3,813 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,200,000 | 2,594 |
| Surplus | $9,510,000 | 2,447 |
| Undivided profits | $4,648,000 | 4,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,483,000 | 1,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $882,000 | 4,011 |
| Earning assets | $184,804,000 | 3,004 |
| Long-term assets (5+ years) | $40,441,000 | 2,118 |
| Average Assets, year-to-date | $206,419,670 | 2,897 |
| Average Assets, quarterly | $207,188,500 | 2,922 |
| Volatile liabilities | $30,820,000 | 3,622 |
| Insider loans | $1,122,000 | 4,019 |
| FHLB advances | $18,400,000 | 1,763 |
| Loans and leases held for sale | $243,000 | 1,443 |
| Unused loan commitments | $10,336,000 | 4,703 |
| Tier 1 (core) risk-based capital | $15,587,000 | 3,748 |
| Tier 2 risk-based capital | $1,749,000 | 2,617 |
| Total risk weighted assets | $140,475,000 | 3,041 |
| Total unused commitments | $10,336,000 | 4,703 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 63 | 2,778 |
| Assets and Liabilities | ||
| Total Assets: | $206,615,000 | 2,922 |
| Cash and due from depository institutions | $4,770,000 | 2,778 |
| Interest-bearing balances | $106,000 | 4,811 |
| Securities | $34,100,000 | 3,219 |
| Federal funds sold & reverse repurchase agreements | $5,462,000 | 2,473 |
| Net loans & leases | $142,743,000 | 2,826 |
| Loan loss allowance | $1,857,000 | 2,580 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,341,000 | 1,083 |
| Other real estate owned | $563,000 | 2,778 |
| Goodwill and other intangibles | $649,000 | 1,970 |
| All other assets | $7,987,000 | 2,011 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $206,615,000 | 2,922 |
| Total liabilities | $191,246,000 | 2,846 |
| Total deposits | $171,137,000 | 2,878 |
| Interest-bearing deposits | $157,060,000 | 2,677 |
| Deposits held in domestic offices | $171,137,000 | 2,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,000,000 | 1,769 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,109,000 | 3,305 |
| Total equity capital | $15,369,000 | 3,786 |
| Total bank equity capital | $15,369,000 | 3,786 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,584 |
| Surplus | $9,510,000 | 2,392 |
| Undivided profits | $4,659,000 | 4,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,403,000 | 1,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $866,000 | 3,882 |
| Earning assets | $182,411,000 | 3,012 |
| Long-term assets (5+ years) | $43,617,000 | 1,971 |
| Average Assets, year-to-date | $205,748,500 | 2,906 |
| Average Assets, quarterly | $205,748,500 | 2,906 |
| Volatile liabilities | $28,583,000 | 3,633 |
| Insider loans | $1,902,000 | 2,948 |
| FHLB advances | $19,000,000 | 1,682 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $9,406,000 | 4,902 |
| Tier 1 (core) risk-based capital | $15,321,000 | 3,737 |
| Tier 2 risk-based capital | $1,760,000 | 2,578 |
| Total risk weighted assets | $140,731,000 | 2,995 |
| Total unused commitments | $9,406,000 | 4,903 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 65 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $204,882,000 | 2,926 |
| Cash and due from depository institutions | $3,962,000 | 2,699 |
| Interest-bearing balances | $42,000 | 5,756 |
| Securities | $35,373,000 | 3,123 |
| Federal funds sold & reverse repurchase agreements | $1,703,000 | 4,231 |
| Net loans & leases | $144,163,000 | 2,780 |
| Loan loss allowance | $1,839,000 | 2,553 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,424,000 | 1,043 |
| Other real estate owned | $529,000 | 2,699 |
| Goodwill and other intangibles | $696,000 | 1,916 |
| All other assets | $8,032,000 | 2,015 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $204,882,000 | 2,926 |
| Total liabilities | $189,859,000 | 2,846 |
| Total deposits | $169,762,000 | 2,875 |
| Interest-bearing deposits | $157,295,000 | 2,649 |
| Deposits held in domestic offices | $169,762,000 | 2,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,000,000 | 1,801 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,097,000 | 3,281 |
| Total equity capital | $15,023,000 | 3,815 |
| Total bank equity capital | $15,023,000 | 3,815 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,200,000 | 2,581 |
| Surplus | $9,510,000 | 2,355 |
| Undivided profits | $4,313,000 | 4,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,483,000 | 1,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $884,000 | 3,842 |
| Earning assets | $181,281,000 | 2,996 |
| Long-term assets (5+ years) | $44,548,000 | 1,919 |
| Average Assets, year-to-date | $204,281,800 | 2,825 |
| Average Assets, quarterly | $206,296,500 | 2,879 |
| Volatile liabilities | $27,349,000 | 3,681 |
| Insider loans | $1,039,000 | 4,116 |
| FHLB advances | $19,000,000 | 1,690 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $10,199,000 | 4,688 |
| Tier 1 (core) risk-based capital | $14,808,000 | 3,807 |
| Tier 2 risk-based capital | $1,779,000 | 2,510 |
| Total risk weighted assets | $141,513,000 | 2,944 |
| Total unused commitments | $10,199,000 | 4,688 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 67 | 2,584 |
| Assets and Liabilities | ||
| Total Assets: | $207,711,000 | 2,848 |
| Cash and due from depository institutions | $5,089,000 | 2,584 |
| Interest-bearing balances | $119,000 | 4,810 |
| Securities | $38,076,000 | 2,922 |
| Federal funds sold & reverse repurchase agreements | $5,578,000 | 2,119 |
| Net loans & leases | $139,178,000 | 2,823 |
| Loan loss allowance | $1,404,000 | 3,176 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,551,000 | 1,007 |
| Other real estate owned | $699,000 | 2,584 |
| Goodwill and other intangibles | $741,000 | 1,853 |
| All other assets | $7,799,000 | 1,996 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $207,711,000 | 2,848 |
| Total liabilities | $191,935,000 | 2,784 |
| Total deposits | $167,677,000 | 2,834 |
| Interest-bearing deposits | $155,179,000 | 2,629 |
| Deposits held in domestic offices | $167,677,000 | 2,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,808 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $19,000,000 | 1,833 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,258,000 | 2,949 |
| Total equity capital | $15,776,000 | 3,624 |
| Total bank equity capital | $15,776,000 | 3,624 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,562 |
| Surplus | $9,510,000 | 2,292 |
| Undivided profits | $5,066,000 | 4,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,319,000 | 1,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $924,000 | 3,674 |
| Earning assets | $182,951,000 | 2,916 |
| Long-term assets (5+ years) | $43,493,000 | 1,968 |
| Average Assets, year-to-date | $204,131,750 | 2,819 |
| Average Assets, quarterly | $204,616,000 | 2,852 |
| Volatile liabilities | $30,529,000 | 3,350 |
| Insider loans | $1,285,000 | 3,639 |
| FHLB advances | $19,000,000 | 1,718 |
| Loans and leases held for sale | $228,000 | 1,503 |
| Unused loan commitments | $11,037,000 | 4,458 |
| Tier 1 (core) risk-based capital | $15,338,000 | 3,633 |
| Tier 2 risk-based capital | $1,404,000 | 2,986 |
| Total risk weighted assets | $138,292,000 | 2,954 |
| Total unused commitments | $11,037,000 | 4,460 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 72 | 2,399 |
| Assets and Liabilities | ||
| Total Assets: | $201,521,000 | 2,878 |
| Cash and due from depository institutions | $4,291,000 | 2,399 |
| Interest-bearing balances | $30,000 | 5,966 |
| Securities | $40,602,000 | 2,804 |
| Federal funds sold & reverse repurchase agreements | $2,943,000 | 2,965 |
| Net loans & leases | $134,712,000 | 2,827 |
| Loan loss allowance | $1,320,000 | 3,291 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,881,000 | 1,056 |
| Other real estate owned | $699,000 | 2,399 |
| Goodwill and other intangibles | $791,000 | 1,813 |
| All other assets | $7,602,000 | 1,981 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $201,521,000 | 2,878 |
| Total liabilities | $185,918,000 | 2,819 |
| Total deposits | $167,688,000 | 2,790 |
| Interest-bearing deposits | $153,320,000 | 2,610 |
| Deposits held in domestic offices | $167,688,000 | 2,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,343 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,100,000 | 2,079 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,130,000 | 2,988 |
| Total equity capital | $15,603,000 | 3,610 |
| Total bank equity capital | $15,603,000 | 3,610 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $9,510,000 | 2,253 |
| Undivided profits | $4,893,000 | 4,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,940,000 | 1,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $826,000 | 3,737 |
| Earning assets | $178,287,000 | 2,938 |
| Long-term assets (5+ years) | $49,480,000 | 1,801 |
| Average Assets, year-to-date | $202,938,670 | 2,817 |
| Average Assets, quarterly | $201,415,000 | 2,846 |
| Volatile liabilities | $27,627,000 | 3,493 |
| Insider loans | $1,583,000 | 3,221 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $460,000 | 1,279 |
| Unused loan commitments | $8,936,000 | 4,889 |
| Tier 1 (core) risk-based capital | $15,027,000 | 3,613 |
| Tier 2 risk-based capital | $1,320,000 | 3,090 |
| Total risk weighted assets | $133,361,000 | 2,964 |
| Total unused commitments | $8,936,000 | 4,891 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 71 | 2,423 |
| Assets and Liabilities | ||
| Total Assets: | $201,309,000 | 2,866 |
| Cash and due from depository institutions | $3,863,000 | 2,423 |
| Interest-bearing balances | $96,000 | 5,269 |
| Securities | $46,084,000 | 2,554 |
| Federal funds sold & reverse repurchase agreements | $9,874,000 | 1,273 |
| Net loans & leases | $124,211,000 | 2,969 |
| Loan loss allowance | $1,818,000 | 2,517 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,351,000 | 1,244 |
| Other real estate owned | $551,000 | 2,423 |
| Goodwill and other intangibles | $849,000 | 1,768 |
| All other assets | $7,526,000 | 1,964 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $201,309,000 | 2,866 |
| Total liabilities | $186,215,000 | 2,800 |
| Total deposits | $167,625,000 | 2,783 |
| Interest-bearing deposits | $155,921,000 | 2,576 |
| Deposits held in domestic offices | $167,625,000 | 2,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,700,000 | 1,836 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $890,000 | 3,443 |
| Total equity capital | $15,094,000 | 3,634 |
| Total bank equity capital | $15,094,000 | 3,634 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,548 |
| Surplus | $9,510,000 | 2,207 |
| Undivided profits | $4,384,000 | 4,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,281,000 | 791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $785,000 | 3,781 |
| Earning assets | $180,265,000 | 2,919 |
| Long-term assets (5+ years) | $52,604,000 | 1,765 |
| Average Assets, year-to-date | $203,647,500 | 2,827 |
| Average Assets, quarterly | $203,647,500 | 2,827 |
| Volatile liabilities | $25,517,000 | 3,567 |
| Insider loans | $1,814,000 | 2,951 |
| FHLB advances | $17,700,000 | 1,742 |
| Loans and leases held for sale | $35,000 | 1,741 |
| Unused loan commitments | $6,318,000 | 5,574 |
| Tier 1 (core) risk-based capital | $14,768,000 | 3,627 |
| Tier 2 risk-based capital | $1,556,000 | 2,686 |
| Total risk weighted assets | $124,438,000 | 3,088 |
| Total unused commitments | $6,318,000 | 5,577 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 69 | 2,503 |
| Assets and Liabilities | ||
| Total Assets: | $205,986,000 | 2,814 |
| Cash and due from depository institutions | $3,535,000 | 2,503 |
| Interest-bearing balances | $94,000 | 5,325 |
| Securities | $59,370,000 | 2,105 |
| Federal funds sold & reverse repurchase agreements | $6,032,000 | 1,875 |
| Net loans & leases | $120,630,000 | 3,020 |
| Loan loss allowance | $1,766,000 | 2,555 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,249,000 | 1,430 |
| Other real estate owned | $898,000 | 2,503 |
| Goodwill and other intangibles | $906,000 | 1,720 |
| All other assets | $7,366,000 | 1,979 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $205,986,000 | 2,814 |
| Total liabilities | $190,807,000 | 2,726 |
| Total deposits | $164,467,000 | 2,814 |
| Interest-bearing deposits | $153,340,000 | 2,589 |
| Deposits held in domestic offices | $164,467,000 | 2,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,981 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $22,400,000 | 1,595 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $940,000 | 3,239 |
| Total equity capital | $15,179,000 | 3,614 |
| Total bank equity capital | $15,179,000 | 3,614 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $9,510,000 | 2,166 |
| Undivided profits | $4,469,000 | 4,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,191,000 | 832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $917,000 | 3,298 |
| Earning assets | $186,126,000 | 2,841 |
| Long-term assets (5+ years) | $63,311,000 | 1,557 |
| Average Assets, year-to-date | $187,360,000 | 2,915 |
| Average Assets, quarterly | $200,814,000 | 2,839 |
| Volatile liabilities | $28,762,000 | 3,230 |
| Insider loans | $2,056,000 | 2,691 |
| FHLB advances | $22,400,000 | 1,495 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,621,000 | 5,300 |
| Tier 1 (core) risk-based capital | $14,351,000 | 3,663 |
| Tier 2 risk-based capital | $1,531,000 | 2,714 |
| Total risk weighted assets | $122,225,000 | 3,116 |
| Total unused commitments | $6,621,000 | 5,302 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 70 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $195,642,000 | 2,899 |
| Cash and due from depository institutions | $3,207,000 | 2,449 |
| Interest-bearing balances | $94,000 | 5,381 |
| Securities | $57,681,000 | 2,133 |
| Federal funds sold & reverse repurchase agreements | $6,238,000 | 1,750 |
| Net loans & leases | $114,495,000 | 3,129 |
| Loan loss allowance | $1,150,000 | 3,638 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,412,000 | 1,587 |
| Other real estate owned | $634,000 | 2,449 |
| Goodwill and other intangibles | $957,000 | 1,647 |
| All other assets | $6,018,000 | 2,265 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $195,642,000 | 2,899 |
| Total liabilities | $179,688,000 | 2,839 |
| Total deposits | $155,396,000 | 2,912 |
| Interest-bearing deposits | $144,087,000 | 2,717 |
| Deposits held in domestic offices | $155,396,000 | 2,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $23,500,000 | 1,545 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $792,000 | 3,736 |
| Total equity capital | $15,954,000 | 3,455 |
| Total bank equity capital | $15,954,000 | 3,455 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $9,510,000 | 2,128 |
| Undivided profits | $5,244,000 | 4,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,570,000 | 1,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $943,000 | 3,313 |
| Earning assets | $178,508,000 | 2,912 |
| Long-term assets (5+ years) | $64,676,000 | 1,545 |
| Average Assets, year-to-date | $182,703,500 | 2,966 |
| Average Assets, quarterly | $190,520,500 | 2,930 |
| Volatile liabilities | $24,860,000 | 3,526 |
| Insider loans | $2,112,000 | 2,575 |
| FHLB advances | $23,500,000 | 1,438 |
| Loans and leases held for sale | $209,000 | 1,485 |
| Unused loan commitments | $5,201,000 | 5,779 |
| Tier 1 (core) risk-based capital | $14,844,000 | 3,555 |
| Tier 2 risk-based capital | $1,150,000 | 3,397 |
| Total risk weighted assets | $115,973,000 | 3,222 |
| Total unused commitments | $5,201,000 | 5,784 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 62 | 2,773 |
| Assets and Liabilities | ||
| Total Assets: | $185,399,000 | 2,989 |
| Cash and due from depository institutions | $3,594,000 | 2,773 |
| Interest-bearing balances | $28,000 | 6,130 |
| Securities | $58,784,000 | 2,117 |
| Federal funds sold & reverse repurchase agreements | $1,980,000 | 3,503 |
| Net loans & leases | $105,572,000 | 3,281 |
| Loan loss allowance | $1,130,000 | 3,672 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,091,000 | 1,640 |
| Other real estate owned | $906,000 | 2,773 |
| Goodwill and other intangibles | $1,005,000 | 1,616 |
| All other assets | $7,467,000 | 1,914 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $185,399,000 | 2,989 |
| Total liabilities | $170,772,000 | 2,923 |
| Total deposits | $146,567,000 | 3,037 |
| Interest-bearing deposits | $136,493,000 | 2,827 |
| Deposits held in domestic offices | $146,567,000 | 3,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,500,000 | 1,522 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $705,000 | 3,731 |
| Total equity capital | $14,627,000 | 3,617 |
| Total bank equity capital | $14,627,000 | 3,617 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,200,000 | 2,543 |
| Surplus | $9,510,000 | 2,090 |
| Undivided profits | $3,917,000 | 5,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,821,000 | 1,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $913,000 | 3,195 |
| Earning assets | $166,364,000 | 3,037 |
| Long-term assets (5+ years) | $63,931,000 | 1,601 |
| Average Assets, year-to-date | $178,390,670 | 3,025 |
| Average Assets, quarterly | $183,638,500 | 2,980 |
| Volatile liabilities | $23,908,000 | 3,538 |
| Insider loans | $2,004,000 | 2,671 |
| FHLB advances | $23,500,000 | 1,417 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,874,000 | 5,569 |
| Tier 1 (core) risk-based capital | $14,455,000 | 3,585 |
| Tier 2 risk-based capital | $1,130,000 | 3,406 |
| Total risk weighted assets | $106,034,000 | 3,433 |
| Total unused commitments | $5,874,000 | 5,570 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 59 | 2,889 |
| Assets and Liabilities | ||
| Total Assets: | $181,878,000 | 3,008 |
| Cash and due from depository institutions | $3,879,000 | 2,889 |
| Interest-bearing balances | $583,000 | 3,615 |
| Securities | $53,798,000 | 2,298 |
| Federal funds sold & reverse repurchase agreements | $13,827,000 | 1,056 |
| Net loans & leases | $95,798,000 | 3,481 |
| Loan loss allowance | $1,046,000 | 3,845 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,040,000 | 1,639 |
| Other real estate owned | $901,000 | 2,889 |
| Goodwill and other intangibles | $1,068,000 | 1,575 |
| All other assets | $6,567,000 | 2,005 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $181,878,000 | 3,008 |
| Total liabilities | $166,373,000 | 2,948 |
| Total deposits | $145,118,000 | 3,056 |
| Interest-bearing deposits | $133,741,000 | 2,867 |
| Deposits held in domestic offices | $145,118,000 | 3,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $20,500,000 | 1,579 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $755,000 | 3,883 |
| Total equity capital | $15,505,000 | 3,493 |
| Total bank equity capital | $15,505,000 | 3,493 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,200,000 | 2,536 |
| Surplus | $9,510,000 | 2,056 |
| Undivided profits | $4,795,000 | 4,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,974,000 | 1,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $814,000 | 3,495 |
| Earning assets | $164,006,000 | 3,040 |
| Long-term assets (5+ years) | $49,468,000 | 1,904 |
| Average Assets, year-to-date | $174,886,500 | 3,071 |
| Average Assets, quarterly | $174,886,500 | 3,071 |
| Volatile liabilities | $24,890,000 | 3,356 |
| Insider loans | $4,906,000 | 1,142 |
| FHLB advances | $20,500,000 | 1,470 |
| Loans and leases held for sale | $147,000 | 1,687 |
| Unused loan commitments | $3,562,000 | 6,545 |
| Tier 1 (core) risk-based capital | $13,995,000 | 3,644 |
| Tier 2 risk-based capital | $1,046,000 | 3,574 |
| Total risk weighted assets | $99,268,000 | 3,552 |
| Total unused commitments | $3,562,000 | 6,552 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 60 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $167,895,000 | 3,190 |
| Cash and due from depository institutions | $3,451,000 | 2,864 |
| Interest-bearing balances | $49,000 | 5,887 |
| Securities | $61,057,000 | 2,099 |
| Federal funds sold & reverse repurchase agreements | $4,838,000 | 2,346 |
| Net loans & leases | $84,495,000 | 3,824 |
| Loan loss allowance | $1,017,000 | 3,903 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,657,000 | 1,747 |
| Other real estate owned | $582,000 | 2,864 |
| Goodwill and other intangibles | $1,142,000 | 1,529 |
| All other assets | $6,673,000 | 2,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,895,000 | 3,190 |
| Total liabilities | $153,041,000 | 3,147 |
| Total deposits | $136,854,000 | 3,203 |
| Interest-bearing deposits | $126,699,000 | 2,977 |
| Deposits held in domestic offices | $136,854,000 | 3,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,859 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,000,000 | 2,197 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $687,000 | 3,950 |
| Total equity capital | $14,854,000 | 3,568 |
| Total bank equity capital | $14,854,000 | 3,568 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,200,000 | 2,555 |
| Surplus | $9,510,000 | 2,026 |
| Undivided profits | $4,144,000 | 5,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,354,000 | 1,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $867,000 | 3,425 |
| Earning assets | $150,439,000 | 3,244 |
| Long-term assets (5+ years) | $49,056,000 | 1,939 |
| Average Assets, year-to-date | $154,408,400 | 3,310 |
| Average Assets, quarterly | $164,838,000 | 3,209 |
| Volatile liabilities | $22,544,000 | 3,601 |
| Insider loans | $4,695,000 | 1,170 |
| FHLB advances | $12,000,000 | 2,073 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,416,000 | 5,582 |
| Tier 1 (core) risk-based capital | $13,597,000 | 3,694 |
| Tier 2 risk-based capital | $1,017,000 | 3,639 |
| Total risk weighted assets | $89,486,000 | 3,838 |
| Total unused commitments | $5,416,000 | 5,585 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $161,781,000 | 3,271 |
| Cash and due from depository institutions | $3,255,000 | 2,921 |
| Interest-bearing balances | $18,000 | 6,463 |
| Securities | $59,511,000 | 2,119 |
| Federal funds sold & reverse repurchase agreements | $8,850,000 | 1,617 |
| Net loans & leases | $77,097,000 | 4,077 |
| Loan loss allowance | $974,000 | 4,055 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,381,000 | 1,834 |
| Other real estate owned | $697,000 | 2,921 |
| Goodwill and other intangibles | $1,207,000 | 1,476 |
| All other assets | $5,783,000 | 2,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,781,000 | 3,271 |
| Total liabilities | $147,940,000 | 3,223 |
| Total deposits | $135,309,000 | 3,238 |
| Interest-bearing deposits | $125,843,000 | 3,002 |
| Deposits held in domestic offices | $135,309,000 | 3,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,000,000 | 2,128 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $631,000 | 4,371 |
| Total equity capital | $13,841,000 | 3,785 |
| Total bank equity capital | $13,841,000 | 3,785 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,200,000 | 2,570 |
| Surplus | $8,510,000 | 2,199 |
| Undivided profits | $4,131,000 | 5,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,891,000 | 1,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $864,000 | 3,589 |
| Earning assets | $145,476,000 | 3,318 |
| Long-term assets (5+ years) | $45,765,000 | 2,026 |
| Average Assets, year-to-date | $151,036,750 | 3,380 |
| Average Assets, quarterly | $155,697,500 | 3,354 |
| Volatile liabilities | $17,630,000 | 4,189 |
| Insider loans | $4,987,000 | 1,083 |
| FHLB advances | $12,000,000 | 1,994 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,857,000 | 4,812 |
| Tier 1 (core) risk-based capital | $12,694,000 | 3,897 |
| Tier 2 risk-based capital | $974,000 | 3,750 |
| Total risk weighted assets | $83,770,000 | 3,991 |
| Total unused commitments | $7,857,000 | 4,816 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 54 | 3,162 |
| Assets and Liabilities | ||
| Total Assets: | $149,614,000 | 3,479 |
| Cash and due from depository institutions | $3,595,000 | 3,162 |
| Interest-bearing balances | $36,000 | 6,178 |
| Securities | $53,003,000 | 2,282 |
| Federal funds sold & reverse repurchase agreements | $6,242,000 | 2,502 |
| Net loans & leases | $74,600,000 | 4,142 |
| Loan loss allowance | $1,003,000 | 3,909 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,294,000 | 1,823 |
| Other real estate owned | $267,000 | 3,162 |
| Goodwill and other intangibles | $1,244,000 | 1,428 |
| All other assets | $5,369,000 | 2,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,614,000 | 3,479 |
| Total liabilities | $135,542,000 | 3,444 |
| Total deposits | $128,331,000 | 3,345 |
| Interest-bearing deposits | $117,901,000 | 3,125 |
| Deposits held in domestic offices | $128,331,000 | 3,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,500,000 | 2,916 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $711,000 | 4,155 |
| Total equity capital | $14,072,000 | 3,712 |
| Total bank equity capital | $14,072,000 | 3,712 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,200,000 | 2,568 |
| Surplus | $8,510,000 | 2,165 |
| Undivided profits | $4,362,000 | 5,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,279,000 | 1,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $806,000 | 3,676 |
| Earning assets | $133,881,000 | 3,538 |
| Long-term assets (5+ years) | $32,936,000 | 2,465 |
| Average Assets, year-to-date | $147,455,330 | 3,455 |
| Average Assets, quarterly | $149,500,500 | 3,439 |
| Volatile liabilities | $15,765,000 | 4,444 |
| Insider loans | $4,610,000 | 1,147 |
| FHLB advances | $6,500,000 | 2,750 |
| Loans and leases held for sale | $1,011,000 | 1,442 |
| Unused loan commitments | $6,907,000 | 5,038 |
| Tier 1 (core) risk-based capital | $12,202,000 | 3,970 |
| Tier 2 risk-based capital | $977,000 | 3,690 |
| Total risk weighted assets | $78,191,000 | 4,177 |
| Total unused commitments | $6,907,000 | 5,049 |
| Derivatives | $2,955,000 | 505 |
| 2003-03-31 | Rank | |
| # of Employees: | 54 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $149,387,000 | 3,426 |
| Cash and due from depository institutions | $3,334,000 | 3,142 |
| Interest-bearing balances | $19,000 | 6,424 |
| Securities | $54,703,000 | 2,200 |
| Federal funds sold & reverse repurchase agreements | $2,915,000 | 4,515 |
| Net loans & leases | $77,233,000 | 3,985 |
| Loan loss allowance | $871,000 | 4,288 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,144,000 | 1,831 |
| Other real estate owned | $277,000 | 3,142 |
| Goodwill and other intangibles | $1,278,000 | 1,399 |
| All other assets | $4,503,000 | 2,559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,387,000 | 3,426 |
| Total liabilities | $136,009,000 | 3,385 |
| Total deposits | $128,825,000 | 3,315 |
| Interest-bearing deposits | $118,621,000 | 3,114 |
| Deposits held in domestic offices | $128,825,000 | 3,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,500,000 | 2,829 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $684,000 | 4,306 |
| Total equity capital | $13,378,000 | 3,815 |
| Total bank equity capital | $13,378,000 | 3,815 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,200,000 | 2,584 |
| Surplus | $8,510,000 | 2,132 |
| Undivided profits | $3,668,000 | 5,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,013,000 | 1,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $875,000 | 3,439 |
| Earning assets | $134,870,000 | 3,462 |
| Long-term assets (5+ years) | $38,581,000 | 2,118 |
| Average Assets, year-to-date | $146,376,000 | 3,464 |
| Average Assets, quarterly | $146,376,000 | 3,464 |
| Volatile liabilities | $16,802,000 | 4,238 |
| Insider loans | $5,296,000 | 993 |
| FHLB advances | $6,500,000 | 2,678 |
| Loans and leases held for sale | $1,330,000 | 1,188 |
| Unused loan commitments | $3,078,000 | 6,672 |
| Tier 1 (core) risk-based capital | $11,900,000 | 3,982 |
| Tier 2 risk-based capital | $871,000 | 3,977 |
| Total risk weighted assets | $79,689,000 | 4,068 |
| Total unused commitments | $3,078,000 | 6,687 |
| Derivatives | $2,314,000 | 479 |
| 2002-12-31 | Rank | |
| # of Employees: | 49 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $143,365,000 | 3,505 |
| Cash and due from depository institutions | $4,026,000 | 3,394 |
| Interest-bearing balances | $8,000 | 6,697 |
| Securities | $43,587,000 | 2,605 |
| Federal funds sold & reverse repurchase agreements | $7,788,000 | 1,878 |
| Net loans & leases | $78,354,000 | 3,942 |
| Loan loss allowance | $917,000 | 4,064 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,706,000 | 1,966 |
| Other real estate owned | $287,000 | 3,394 |
| Goodwill and other intangibles | $1,309,000 | 1,366 |
| All other assets | $3,308,000 | 3,214 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,365,000 | 3,505 |
| Total liabilities | $130,375,000 | 3,467 |
| Total deposits | $123,240,000 | 3,402 |
| Interest-bearing deposits | $114,687,000 | 3,140 |
| Deposits held in domestic offices | $123,240,000 | 3,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,500,000 | 2,864 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $635,000 | 4,531 |
| Total equity capital | $12,990,000 | 3,872 |
| Total bank equity capital | $12,990,000 | 3,872 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,200,000 | 2,587 |
| Surplus | $8,510,000 | 2,103 |
| Undivided profits | $3,280,000 | 5,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,495,000 | 1,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $769,000 | 4,038 |
| Earning assets | $129,737,000 | 3,547 |
| Long-term assets (5+ years) | $32,240,000 | 2,412 |
| Average Assets, year-to-date | $132,191,200 | 3,624 |
| Average Assets, quarterly | $140,052,500 | 3,551 |
| Volatile liabilities | $16,865,000 | 4,192 |
| Insider loans | $5,435,000 | 931 |
| FHLB advances | $6,500,000 | 2,689 |
| Loans and leases held for sale | $335,000 | 1,677 |
| Unused loan commitments | $4,341,000 | 5,819 |
| Tier 1 (core) risk-based capital | $11,419,000 | 4,058 |
| Tier 2 risk-based capital | $917,000 | 3,781 |
| Total risk weighted assets | $79,219,000 | 4,056 |
| Total unused commitments | $4,341,000 | 5,822 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 48 | 3,487 |
| Assets and Liabilities | ||
| Total Assets: | $121,051,000 | 3,936 |
| Cash and due from depository institutions | $4,724,000 | 3,487 |
| Interest-bearing balances | $28,000 | 6,074 |
| Securities | $21,036,000 | 4,364 |
| Federal funds sold & reverse repurchase agreements | $4,344,000 | 3,099 |
| Net loans & leases | $83,156,000 | 3,653 |
| Loan loss allowance | $833,000 | 4,135 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,836,000 | 1,857 |
| Other real estate owned | $77,000 | 3,487 |
| Goodwill and other intangibles | $1,370,000 | 1,279 |
| All other assets | $1,508,000 | 5,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,051,000 | 3,936 |
| Total liabilities | $110,841,000 | 3,875 |
| Total deposits | $107,569,000 | 3,696 |
| Interest-bearing deposits | $100,416,000 | 3,404 |
| Deposits held in domestic offices | $107,569,000 | 3,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,500,000 | 3,878 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $772,000 | 4,162 |
| Total equity capital | $10,210,000 | 4,429 |
| Total bank equity capital | $10,210,000 | 4,429 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,200,000 | 2,631 |
| Surplus | $7,510,000 | 2,205 |
| Undivided profits | $1,500,000 | 7,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,302,000 | 2,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $736,000 | 4,519 |
| Earning assets | $108,564,000 | 3,998 |
| Long-term assets (5+ years) | $16,097,000 | 3,774 |
| Average Assets, year-to-date | $115,930,400 | 3,917 |
| Average Assets, quarterly | $117,977,500 | 3,981 |
| Volatile liabilities | $20,241,000 | 3,645 |
| Insider loans | $5,644,000 | 849 |
| FHLB advances | $2,500,000 | 3,660 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,184,000 | 5,436 |
| Tier 1 (core) risk-based capital | $8,982,000 | 4,741 |
| Tier 2 risk-based capital | $833,000 | 3,883 |
| Total risk weighted assets | $78,131,000 | 3,974 |
| Total unused commitments | $5,184,000 | 5,443 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 45 | 3,688 |
| Assets and Liabilities | ||
| Total Assets: | $112,296,000 | 4,053 |
| Cash and due from depository institutions | $3,972,000 | 3,688 |
| Interest-bearing balances | $56,000 | 5,280 |
| Securities | $30,837,000 | 3,367 |
| Federal funds sold & reverse repurchase agreements | $512,000 | 6,126 |
| Net loans & leases | $68,785,000 | 4,132 |
| Loan loss allowance | $971,000 | 3,576 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,712,000 | 1,840 |
| Other real estate owned | $653,000 | 3,688 |
| Goodwill and other intangibles | $1,587,000 | 1,184 |
| All other assets | $1,238,000 | 5,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,296,000 | 4,053 |
| Total liabilities | $102,795,000 | 3,985 |
| Total deposits | $95,717,000 | 3,944 |
| Interest-bearing deposits | $88,504,000 | 3,669 |
| Deposits held in domestic offices | $95,717,000 | 3,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,300,000 | 2,573 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $778,000 | 4,344 |
| Total equity capital | $9,501,000 | 4,588 |
| Total bank equity capital | $9,501,000 | 4,588 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,200,000 | 2,695 |
| Surplus | $7,410,000 | 2,182 |
| Undivided profits | $891,000 | 7,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $524,000 | 3,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $450,000 | 5,483 |
| Earning assets | $100,190,000 | 4,146 |
| Long-term assets (5+ years) | $29,751,000 | 2,421 |
| Average Assets, year-to-date | $101,777,600 | 4,241 |
| Average Assets, quarterly | $107,932,000 | 4,144 |
| Volatile liabilities | $22,717,000 | 3,343 |
| Insider loans | $4,377,000 | 1,113 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,214,000 | 5,797 |
| Tier 1 (core) risk-based capital | $8,179,000 | 5,025 |
| Tier 2 risk-based capital | $898,270 | 3,580 |
| Total risk weighted assets | $71,788,570 | 4,118 |
| Total unused commitments | $4,214,000 | 5,800 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 35 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $93,005,000 | 4,686 |
| Cash and due from depository institutions | $3,480,000 | 4,678 |
| Interest-bearing balances | $8,000 | 6,455 |
| Securities | $31,119,000 | 3,481 |
| Federal funds sold & reverse repurchase agreements | $22,000 | 6,763 |
| Net loans & leases | $52,373,000 | 4,941 |
| Loan loss allowance | $418,000 | 6,292 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,454,000 | 3,418 |
| Other real estate owned | $349,000 | 4,678 |
| Goodwill and other intangibles | $1,810,000 | 1,133 |
| All other assets | $1,398,000 | 5,095 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,005,000 | 4,686 |
| Total liabilities | $85,801,000 | 4,596 |
| Total deposits | $80,856,000 | 4,528 |
| Interest-bearing deposits | $75,570,000 | 4,162 |
| Deposits held in domestic offices | $80,856,000 | 4,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,700,000 | 2,634 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,700,000 | 3,632 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $545,000 | 5,076 |
| Total equity capital | $7,204,000 | 5,525 |
| Total bank equity capital | $7,204,000 | 5,525 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,200,000 | 2,754 |
| Surplus | $6,050,000 | 2,538 |
| Undivided profits | $-46,000 | 9,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $504,000 | 3,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $317,000 | 6,248 |
| Earning assets | $83,522,000 | 4,744 |
| Long-term assets (5+ years) | $23,194,000 | 3,020 |
| Average Assets, year-to-date | $79,119,000 | 5,126 |
| Average Assets, quarterly | $89,921,000 | 4,777 |
| Volatile liabilities | $16,922,000 | 3,891 |
| Insider loans | $385,000 | 5,967 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $70,000 | 1,389 |
| Unused loan commitments | $6,846,000 | 4,653 |
| Tier 1 (core) risk-based capital | $6,533,000 | 5,947 |
| Tier 2 risk-based capital | $418,000 | 5,915 |
| Total risk weighted assets | $59,963,000 | 4,630 |
| Total unused commitments | $6,846,000 | 4,658 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $64,078,000 | 6,039 |
| Cash and due from depository institutions | $1,689,000 | 6,316 |
| Interest-bearing balances | $7,000 | 6,401 |
| Securities | $21,770,000 | 4,572 |
| Federal funds sold & reverse repurchase agreements | $2,009,000 | 5,794 |
| Net loans & leases | $35,989,000 | 6,072 |
| Loan loss allowance | $376,000 | 6,619 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,186,000 | 5,452 |
| Other real estate owned | $0 | 6,316 |
| Goodwill and other intangibles | $754,000 | 1,591 |
| All other assets | $681,000 | 7,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,078,000 | 6,039 |
| Total liabilities | $57,471,000 | 6,024 |
| Total deposits | $53,986,000 | 6,028 |
| Interest-bearing deposits | $51,370,000 | 5,619 |
| Deposits held in domestic offices | $53,986,000 | 6,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 2,848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $485,000 | 5,866 |
| Total equity capital | $6,607,000 | 5,995 |
| Total bank equity capital | $6,607,000 | 5,995 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,200,000 | 2,743 |
| Surplus | $4,750,000 | 2,995 |
| Undivided profits | $657,000 | 8,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $238,000 | 7,401 |
| Earning assets | $59,775,000 | 5,988 |
| Long-term assets (5+ years) | $11,448,000 | 4,406 |
| Average Assets, year-to-date | $53,757,000 | 6,470 |
| Average Assets, quarterly | $61,667,000 | 6,114 |
| Volatile liabilities | $12,910,000 | 4,222 |
| Insider loans | $352,000 | 6,110 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,861,000 | 7,613 |
| Tier 1 (core) risk-based capital | $5,865,000 | 6,287 |
| Tier 2 risk-based capital | $376,000 | 6,215 |
| Total risk weighted assets | $39,504,000 | 5,932 |
| Total unused commitments | $1,861,000 | 7,624 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $45,283,000 | 7,440 |
| Cash and due from depository institutions | $2,173,000 | 7,112 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,843,000 | 6,594 |
| Federal funds sold & reverse repurchase agreements | $1,454,000 | 5,717 |
| Net loans & leases | $26,416,000 | 7,329 |
| Loan loss allowance | $284,000 | 7,738 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,129,000 | 5,597 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $858,000 | 1,441 |
| All other assets | $410,000 | 9,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,283,000 | 7,440 |
| Total liabilities | $38,946,000 | 7,560 |
| Total deposits | $38,649,000 | 7,409 |
| Interest-bearing deposits | $36,372,000 | 7,051 |
| Deposits held in domestic offices | $38,649,000 | 7,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $297,000 | 7,816 |
| Total equity capital | $6,337,000 | 6,186 |
| Total bank equity capital | $6,337,000 | 6,186 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,200,000 | 2,796 |
| Surplus | $4,750,000 | 2,914 |
| Undivided profits | $387,000 | 9,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 9,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $141,000 | 9,185 |
| Earning assets | $40,713,000 | 7,510 |
| Long-term assets (5+ years) | $5,358,000 | 5,824 |
| Average Assets, year-to-date | $42,286,200 | 7,527 |
| Average Assets, quarterly | $44,316,000 | 7,465 |
| Volatile liabilities | $7,258,000 | 6,022 |
| Insider loans | $363,000 | 6,228 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,568,000 | 7,964 |
| Tier 1 (core) risk-based capital | $5,484,000 | 6,628 |
| Tier 2 risk-based capital | $284,000 | 7,242 |
| Total risk weighted assets | $27,863,400 | 7,279 |
| Total unused commitments | $1,568,000 | 7,975 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $39,689,000 | 8,196 |
| Cash and due from depository institutions | $1,174,000 | 7,667 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,868,000 | 5,971 |
| Federal funds sold & reverse repurchase agreements | $3,055,000 | 3,793 |
| Net loans & leases | $16,250,000 | 9,078 |
| Loan loss allowance | $143,000 | 9,971 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,026,000 | 5,917 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $962,000 | 1,304 |
| All other assets | $354,000 | 9,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,689,000 | 8,196 |
| Total liabilities | $34,717,000 | 8,262 |
| Total deposits | $34,535,000 | 8,127 |
| Interest-bearing deposits | $32,493,000 | 7,725 |
| Deposits held in domestic offices | $34,535,000 | 8,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $182,000 | 9,525 |
| Total equity capital | $4,972,000 | 7,257 |
| Total bank equity capital | $4,972,000 | 7,257 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,200,000 | 2,988 |
| Surplus | $3,750,000 | 3,618 |
| Undivided profits | $22,000 | 10,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 7,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $109,000 | 10,044 |
| Earning assets | $36,173,000 | 8,197 |
| Long-term assets (5+ years) | $3,732,000 | 6,571 |
| Average Assets, year-to-date | $21,093,600 | 10,063 |
| Average Assets, quarterly | $30,519,000 | 9,108 |
| Volatile liabilities | $5,044,000 | 7,076 |
| Insider loans | $172,000 | 7,992 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,608,000 | 6,810 |
| Tier 1 (core) risk-based capital | $4,058,000 | 8,033 |
| Tier 2 risk-based capital | $143,000 | 9,598 |
| Total risk weighted assets | $20,377,400 | 8,569 |
| Total unused commitments | $2,608,000 | 6,823 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 9 | 10,546 |
| Assets and Liabilities | ||
| Total Assets: | $12,234,000 | 11,526 |
| Cash and due from depository institutions | $408,000 | 10,546 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,206,000 | 10,952 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 7,080 |
| Net loans & leases | $6,488,000 | 11,310 |
| Loan loss allowance | $57,000 | 11,519 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $869,000 | 6,534 |
| Other real estate owned | $0 | 10,546 |
| Goodwill and other intangibles | $48,000 | 2,666 |
| All other assets | $115,000 | 11,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,234,000 | 11,526 |
| Total liabilities | $9,542,000 | 11,627 |
| Total deposits | $8,836,000 | 11,642 |
| Interest-bearing deposits | $8,270,000 | 11,503 |
| Deposits held in domestic offices | $8,836,000 | 11,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $658,000 | 2,945 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $48,000 | 11,746 |
| Total equity capital | $2,692,000 | 9,862 |
| Total bank equity capital | $2,692,000 | 9,862 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,200,000 | 3,095 |
| Surplus | $1,350,000 | 6,894 |
| Undivided profits | $142,000 | 11,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $49,000 | 11,430 |
| Earning assets | $10,794,000 | 11,527 |
| Long-term assets (5+ years) | $575,000 | 9,566 |
| Average Assets, year-to-date | $9,077,670 | 11,739 |
| Average Assets, quarterly | $11,225,000 | 11,598 |
| Volatile liabilities | $2,713,000 | 8,849 |
| Insider loans | $71,000 | 9,563 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,386,000 | 8,311 |
| Tier 1 (core) risk-based capital | $2,641,000 | 9,839 |
| Tier 2 risk-based capital | $57,000 | 11,400 |
| Total risk weighted assets | $7,761,900 | 11,238 |
| Total unused commitments | $1,386,000 | 8,323 |
| Derivatives | $0 | 628 |