Home > South Plains Bank > Income and Expense
South Plains Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 6,067 |
| Total interest expense | $1,840,000 | 6,474 |
| Net interest income | $2,653,000 | 5,611 |
| Provision for loan and lease losses | $245,000 | 3,032 |
| Total noninterest income | $512,000 | 4,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,704 |
| Total noninterest expense | $2,126,000 | 5,352 |
| Salaries and employee benefits | $1,114,000 | 5,356 |
| Premises and equipment expense | $272,000 | 5,673 |
| Additional noninterest expense | $740,000 | 4,938 |
| Pre-tax net operating income | $794,000 | 6,122 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $350,000 | 4,764 |
| Income before extraordinary items | $444,000 | 6,955 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $444,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,398 |
| Cash dividends | $1,300,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $444,000 | 6,853 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 6,069 |
| Total interest expense | $1,942,000 | 6,384 |
| Net interest income | $2,727,000 | 5,709 |
| Provision for loan and lease losses | $480,000 | 1,829 |
| Total noninterest income | $546,000 | 4,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,034 |
| Total noninterest expense | $2,165,000 | 5,342 |
| Salaries and employee benefits | $1,089,000 | 5,522 |
| Premises and equipment expense | $242,000 | 6,177 |
| Additional noninterest expense | $834,000 | 4,585 |
| Pre-tax net operating income | $628,000 | 7,297 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $167,000 | 7,362 |
| Income before extraordinary items | $461,000 | 7,229 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $461,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,040 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $461,000 | 7,171 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 6,560 |
| Total interest expense | $1,797,000 | 6,851 |
| Net interest income | $2,521,000 | 6,157 |
| Provision for loan and lease losses | $118,000 | 4,759 |
| Total noninterest income | $565,000 | 4,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $449,000 | 3,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,703 |
| Total noninterest expense | $2,127,000 | 5,686 |
| Salaries and employee benefits | $1,154,000 | 5,379 |
| Premises and equipment expense | $224,000 | 6,629 |
| Additional noninterest expense | $749,000 | 5,464 |
| Pre-tax net operating income | $841,000 | 6,330 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $220,000 | 6,838 |
| Income before extraordinary items | $621,000 | 6,150 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $621,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $510,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $621,000 | 6,094 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,638,000 | 7,381 |
| Total interest expense | $1,432,000 | 7,885 |
| Net interest income | $2,206,000 | 6,860 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $532,000 | 4,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,722 |
| Total noninterest expense | $1,865,000 | 6,315 |
| Salaries and employee benefits | $981,000 | 6,158 |
| Premises and equipment expense | $224,000 | 6,765 |
| Additional noninterest expense | $660,000 | 6,125 |
| Pre-tax net operating income | $843,000 | 6,671 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $226,000 | 7,005 |
| Income before extraordinary items | $605,000 | 6,587 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $605,000 | 6,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $613,760 | 6,525 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 8,008 |
| Total interest expense | $971,000 | 8,821 |
| Net interest income | $2,043,000 | 7,468 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $485,000 | 5,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $408,000 | 3,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $1,983,000 | 6,252 |
| Salaries and employee benefits | $1,001,000 | 6,084 |
| Premises and equipment expense | $186,000 | 7,731 |
| Additional noninterest expense | $796,000 | 5,723 |
| Pre-tax net operating income | $535,000 | 8,420 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $81,000 | 9,781 |
| Income before extraordinary items | $454,000 | 7,665 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $454,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $454,000 | 7,720 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 9,632 |
| Total interest expense | $728,000 | 10,419 |
| Net interest income | $1,542,000 | 8,971 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $432,000 | 6,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,547,000 | 7,665 |
| Salaries and employee benefits | $736,000 | 7,738 |
| Premises and equipment expense | $172,000 | 8,328 |
| Additional noninterest expense | $639,000 | 7,022 |
| Pre-tax net operating income | $427,000 | 9,198 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $124,000 | 9,218 |
| Income before extraordinary items | $303,000 | 9,453 |
| Extraordinary gains, net | $318,000 | 673 |
| Net income | $621,000 | 6,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $303,000 | 9,192 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 10,299 |
| Total interest expense | $868,000 | 11,012 |
| Net interest income | $1,428,000 | 9,519 |
| Provision for loan and lease losses | $86,000 | 7,695 |
| Total noninterest income | $433,000 | 6,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $1,292,000 | 8,688 |
| Salaries and employee benefits | $630,000 | 8,552 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $511,000 | 8,352 |
| Pre-tax net operating income | $483,000 | 8,527 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $151,000 | 8,593 |
| Income before extraordinary items | $332,000 | 8,906 |
| Extraordinary gains, net | $34,000 | 1,101 |
| Net income | $366,000 | 8,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $332,000 | 8,551 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.